Home > MCFC National Bank > Income and Expense
MCFC National Bank, Income and Expense
2000-12-31 (YTD Data) | Rank | |
Total interest income | $7,000 | 9,895 |
Total interest expense | $0 | 9,874 |
Net interest income | $7,000 | 9,891 |
Provision for loan and lease losses | $0 | 8,337 |
Total noninterest income | $29,591,000 | 298 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $0 | 8,617 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $29,591,000 | 230 |
Total noninterest expense | $27,898,000 | 571 |
Salaries and employee benefits | $638,000 | 7,507 |
Premises and equipment expense | $91,000 | 8,596 |
Additional noninterest expense | $27,169,000 | 288 |
Pre-tax net operating income | $1,700,000 | 3,712 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $630,000 | 3,010 |
Income before extraordinary items | $1,070,000 | 4,195 |
Extraordinary gains, net | $0 | 38 |
Net income | $1,070,000 | 4,196 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,622 |
Cash dividends | $1,000,000 | 2,257 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $1,070,000 | 4,197 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $12,000 | 10,217 |
Total interest expense | $0 | 10,199 |
Net interest income | $12,000 | 10,210 |
Provision for loan and lease losses | $0 | 8,503 |
Total noninterest income | $32,246,000 | 297 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $0 | 8,885 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $32,246,000 | 229 |
Total noninterest expense | $30,260,000 | 543 |
Salaries and employee benefits | $923,000 | 6,207 |
Premises and equipment expense | $5,000 | 10,174 |
Additional noninterest expense | $29,332,000 | 286 |
Pre-tax net operating income | $1,998,000 | 3,346 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $865,000 | 2,470 |
Income before extraordinary items | $1,133,000 | 4,043 |
Extraordinary gains, net | $0 | 35 |
Net income | $1,133,000 | 4,045 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,897 |
Cash dividends | $1,450,000 | 1,734 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $1,133,000 | 4,005 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $8,000 | 10,458 |
Total interest expense | $0 | 10,441 |
Net interest income | $8,000 | 10,452 |
Provision for loan and lease losses | $0 | 8,652 |
Total noninterest income | $36,811,000 | 262 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $0 | 9,085 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $36,811,000 | 204 |
Total noninterest expense | $35,199,000 | 468 |
Salaries and employee benefits | $821,000 | 6,593 |
Premises and equipment expense | $6,000 | 10,409 |
Additional noninterest expense | $34,372,000 | 258 |
Pre-tax net operating income | $1,620,000 | 3,949 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $462,000 | 4,055 |
Income before extraordinary items | $1,158,000 | 4,044 |
Extraordinary gains, net | $0 | 32 |
Net income | $1,158,000 | 4,043 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,132 |
Cash dividends | $650,000 | 2,971 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $1,158,000 | 3,951 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $11,000 | 10,916 |
Total interest expense | $0 | 10,898 |
Net interest income | $11,000 | 10,912 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $39,781,000 | 249 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $0 | 9,486 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $39,781,000 | 182 |
Total noninterest expense | $37,414,000 | 421 |
Salaries and employee benefits | $767,000 | 6,947 |
Premises and equipment expense | $18,000 | 10,780 |
Additional noninterest expense | $36,629,000 | 240 |
Pre-tax net operating income | $2,378,000 | 3,043 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $1,140,000 | 2,186 |
Income before extraordinary items | $1,238,000 | 3,946 |
Extraordinary gains, net | $0 | 44 |
Net income | $1,238,000 | 3,945 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,513 |
Cash dividends | $1,350,000 | 1,741 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $1,238,000 | 3,876 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $4,000 | 11,452 |
Total interest expense | $0 | 11,435 |
Net interest income | $4,000 | 11,450 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $47,957,000 | 238 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $0 | 9,915 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $47,957,000 | 179 |
Total noninterest expense | $45,677,000 | 413 |
Salaries and employee benefits | $682,000 | 7,640 |
Premises and equipment expense | $42,000 | 10,856 |
Additional noninterest expense | $44,953,000 | 259 |
Pre-tax net operating income | $2,284,000 | 3,051 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $953,000 | 2,462 |
Income before extraordinary items | $1,331,000 | 3,560 |
Extraordinary gains, net | $0 | 53 |
Net income | $1,331,000 | 3,560 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,805 |
Cash dividends | $1,196,000 | 1,899 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $1,331,000 | 3,506 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $3,000 | 11,969 |
Total interest expense | $0 | 11,954 |
Net interest income | $3,000 | 11,965 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $29,085,000 | 326 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $0 | 10,339 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $29,085,000 | 227 |
Total noninterest expense | $27,705,000 | 615 |
Salaries and employee benefits | $539,000 | 8,788 |
Premises and equipment expense | $16,000 | 11,846 |
Additional noninterest expense | $27,150,000 | 355 |
Pre-tax net operating income | $1,383,000 | 4,740 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $578,000 | 3,756 |
Income before extraordinary items | $805,000 | 5,426 |
Extraordinary gains, net | $0 | 65 |
Net income | $805,000 | 5,423 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,856 |
Cash dividends | $794,000 | 2,454 |
Sale, conversion, retirement of capital stock, net | $2,000,000 | 208 |
Net operating income | $805,000 | 5,398 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.