Home > McFarland State Bank > Income and Expense

McFarland State Bank, Income and Expense

2020-03-31 (YTD Data)		Rank
Total interest income	$1,109,000	3,860
Total interest expense	$240,000	3,330
Net interest income	$869,000	3,923
Provision for loan and lease losses	$45,000	2,611
Total noninterest income	$189,000	3,090
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$22,000	3,933
Trading account gains and fees	NA	NA
Additional Noninterest Income	$167,000	2,647
Total noninterest expense	$448,000	4,453
Salaries and employee benefits	$304,000	4,270
Premises and equipment expense	$62,000	4,098
Additional noninterest expense	$82,000	4,824
Pre-tax net operating income	$565,000	2,623
Securities gains (losses)	$0	1,705
Applicable income taxes	$153,000	1,616
Income before extraordinary items	$412,000	2,881
Extraordinary gains, net	$0	4
Net income	$412,000	2,882
Minority interest net income	$0	56
Net income of bank and minority interests.	$412,000	2,882
Net charge-offs	$0	2,581
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$412,000	2,867
2019-12-31 (YTD Data)		Rank
Total interest income	$23,536,000	1,324
Total interest expense	$5,672,000	1,114
Net interest income	$17,864,000	1,368
Provision for loan and lease losses	$0	3,973
Total noninterest income	$2,835,000	1,628
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$331,000	2,460
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,504,000	1,344
Total noninterest expense	$14,032,000	1,434
Salaries and employee benefits	$8,466,000	1,390
Premises and equipment expense	$1,485,000	1,512
Additional noninterest expense	$4,081,000	1,479
Pre-tax net operating income	$6,667,000	1,419
Securities gains (losses)	$873,000	246
Applicable income taxes	$0	3,859
Income before extraordinary items	$7,540,000	1,174
Extraordinary gains, net	$0	11
Net income	$7,540,000	1,175
Minority interest net income	$0	76
Net income of bank and minority interests.	$7,540,000	1,176
Net charge-offs	$-17,000	4,562
Cash dividends	$500,000	2,974
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$6,667,000	1,261
2019-09-30 (YTD Data)		Rank
Total interest income	$17,827,000	1,321
Total interest expense	$4,347,000	1,100
Net interest income	$13,480,000	1,364
Provision for loan and lease losses	$0	3,836
Total noninterest income	$1,651,000	1,880
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$247,000	2,491
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,404,000	1,591
Total noninterest expense	$10,348,000	1,456
Salaries and employee benefits	$6,095,000	1,444
Premises and equipment expense	$1,135,000	1,502
Additional noninterest expense	$3,118,000	1,466
Pre-tax net operating income	$4,783,000	1,498
Securities gains (losses)	$873,000	216
Applicable income taxes	$0	3,902
Income before extraordinary items	$5,656,000	1,195
Extraordinary gains, net	$0	11
Net income	$5,656,000	1,197
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,656,000	1,197
Net charge-offs	$-30,000	4,704
Cash dividends	$500,000	2,470
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$4,783,000	1,320
2019-06-30 (YTD Data)		Rank
Total interest income	$11,563,000	1,345
Total interest expense	$2,830,000	1,100
Net interest income	$8,733,000	1,408
Provision for loan and lease losses	$0	3,685
Total noninterest income	$1,382,000	1,606
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$162,000	2,496
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,220,000	1,322
Total noninterest expense	$6,914,000	1,463
Salaries and employee benefits	$3,999,000	1,464
Premises and equipment expense	$773,000	1,486
Additional noninterest expense	$2,142,000	1,443
Pre-tax net operating income	$3,201,000	1,464
Securities gains (losses)	$23,000	995
Applicable income taxes	$0	3,901
Income before extraordinary items	$3,224,000	1,317
Extraordinary gains, net	$0	11
Net income	$3,224,000	1,316
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,224,000	1,317
Net charge-offs	$-28,000	4,765
Cash dividends	$500,000	2,092
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$3,201,000	1,298
2019-03-31 (YTD Data)		Rank
Total interest income	$5,616,000	1,376
Total interest expense	$1,406,000	1,082
Net interest income	$4,210,000	1,450
Provision for loan and lease losses	$0	3,406
Total noninterest income	$601,000	1,730
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$82,000	2,483
Trading account gains and fees	NA	NA
Additional Noninterest Income	$519,000	1,410
Total noninterest expense	$3,339,000	1,516
Salaries and employee benefits	$1,921,000	1,518
Premises and equipment expense	$387,000	1,502
Additional noninterest expense	$1,031,000	1,484
Pre-tax net operating income	$1,472,000	1,551
Securities gains (losses)	$23,000	544
Applicable income taxes	$0	3,800
Income before extraordinary items	$1,495,000	1,363
Extraordinary gains, net	$0	5
Net income	$1,495,000	1,362
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,495,000	1,362
Net charge-offs	$0	2,740
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,472,000	1,349
2018-12-31 (YTD Data)		Rank
Total interest income	$21,299,000	1,364
Total interest expense	$4,250,000	1,078
Net interest income	$17,049,000	1,420
Provision for loan and lease losses	$0	4,082
Total noninterest income	$1,959,000	2,008
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$337,000	2,558
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,622,000	1,712
Total noninterest expense	$13,368,000	1,475
Salaries and employee benefits	$8,312,000	1,376
Premises and equipment expense	$1,250,000	1,758
Additional noninterest expense	$3,806,000	1,574
Pre-tax net operating income	$5,640,000	1,614
Securities gains (losses)	$22,000	553
Applicable income taxes	$0	3,978
Income before extraordinary items	$5,662,000	1,426
Extraordinary gains, net	$0	6
Net income	$5,662,000	1,426
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,662,000	1,425
Net charge-offs	$3,000	3,612
Cash dividends	$3,510,000	967
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$5,640,000	1,424
2018-09-30 (YTD Data)		Rank
Total interest income	$15,717,000	1,368
Total interest expense	$3,030,000	1,057
Net interest income	$12,687,000	1,429
Provision for loan and lease losses	$0	3,948
Total noninterest income	$2,070,000	1,658
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$252,000	2,583
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,818,000	1,335
Total noninterest expense	$9,546,000	1,532
Salaries and employee benefits	$5,871,000	1,447
Premises and equipment expense	$892,000	1,838
Additional noninterest expense	$2,783,000	1,596
Pre-tax net operating income	$5,211,000	1,372
Securities gains (losses)	$22,000	549
Applicable income taxes	$0	4,032
Income before extraordinary items	$5,233,000	1,222
Extraordinary gains, net	$0	5
Net income	$5,233,000	1,221
Minority interest net income	$0	66
Net income of bank and minority interests.	$5,233,000	1,221
Net charge-offs	$0	3,489
Cash dividends	$3,510,000	709
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$5,211,000	1,227
2018-06-30 (YTD Data)		Rank
Total interest income	$10,305,000	1,377
Total interest expense	$1,901,000	1,055
Net interest income	$8,404,000	1,438
Provision for loan and lease losses	$0	3,782
Total noninterest income	$1,391,000	1,638
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$165,000	2,603
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,226,000	1,334
Total noninterest expense	$6,399,000	1,537
Salaries and employee benefits	$3,925,000	1,448
Premises and equipment expense	$590,000	1,852
Additional noninterest expense	$1,884,000	1,588
Pre-tax net operating income	$3,396,000	1,376
Securities gains (losses)	$0	961
Applicable income taxes	$0	4,018
Income before extraordinary items	$3,396,000	1,227
Extraordinary gains, net	$0	6
Net income	$3,396,000	1,226
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,396,000	1,226
Net charge-offs	$0	3,209
Cash dividends	$3,010,000	562
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$3,396,000	1,221
2018-03-31 (YTD Data)		Rank
Total interest income	$5,130,000	1,370
Total interest expense	$881,000	1,079
Net interest income	$4,249,000	1,421
Provision for loan and lease losses	$0	3,508
Total noninterest income	$617,000	1,769
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$86,000	2,550
Trading account gains and fees	NA	NA
Additional Noninterest Income	$531,000	1,435
Total noninterest expense	$3,072,000	1,598
Salaries and employee benefits	$1,855,000	1,532
Premises and equipment expense	$284,000	1,930
Additional noninterest expense	$933,000	1,607
Pre-tax net operating income	$1,794,000	1,296
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$1,794,000	1,139
Extraordinary gains, net	$0	7
Net income	$1,794,000	1,138
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,794,000	1,139
Net charge-offs	$-1,000	3,770
Cash dividends	$1,505,000	522
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,794,000	1,133
2017-12-31 (YTD Data)		Rank
Total interest income	$19,293,000	1,385
Total interest expense	$2,549,000	1,268
Net interest income	$16,744,000	1,398
Provision for loan and lease losses	$-2,000,000	5,634
Total noninterest income	$2,637,000	1,722
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$320,000	2,754
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,317,000	1,395
Total noninterest expense	$11,156,000	1,717
Salaries and employee benefits	$6,913,000	1,601
Premises and equipment expense	$840,000	2,374
Additional noninterest expense	$3,403,000	1,755
Pre-tax net operating income	$10,225,000	967
Securities gains (losses)	$0	2,243
Applicable income taxes	$0	4,135
Income before extraordinary items	$10,225,000	740
Extraordinary gains, net	$0	9
Net income	$10,225,000	739
Minority interest net income	$0	76
Net income of bank and minority interests.	$10,225,000	740
Net charge-offs	$-594,000	5,588
Cash dividends	$5,505,000	615
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$10,225,000	730
2017-09-30 (YTD Data)		Rank
Total interest income	$14,298,000	1,407
Total interest expense	$1,835,000	1,293
Net interest income	$12,463,000	1,409
Provision for loan and lease losses	$0	4,088
Total noninterest income	$1,927,000	1,763
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$237,000	2,798
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,690,000	1,434
Total noninterest expense	$8,183,000	1,760
Salaries and employee benefits	$4,929,000	1,687
Premises and equipment expense	$709,000	2,195
Additional noninterest expense	$2,545,000	1,748
Pre-tax net operating income	$6,207,000	1,175
Securities gains (losses)	$0	2,274
Applicable income taxes	$0	4,172
Income before extraordinary items	$6,207,000	956
Extraordinary gains, net	$0	9
Net income	$6,207,000	956
Minority interest net income	$0	71
Net income of bank and minority interests.	$6,207,000	956
Net charge-offs	$-578,000	5,648
Cash dividends	$3,215,000	727
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$6,207,000	940
2017-06-30 (YTD Data)		Rank
Total interest income	$9,387,000	1,414
Total interest expense	$1,180,000	1,295
Net interest income	$8,207,000	1,416
Provision for loan and lease losses	$0	3,871
Total noninterest income	$1,266,000	1,777
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$148,000	2,899
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,118,000	1,442
Total noninterest expense	$5,693,000	1,697
Salaries and employee benefits	$3,491,000	1,605
Premises and equipment expense	$474,000	2,208
Additional noninterest expense	$1,728,000	1,713
Pre-tax net operating income	$3,780,000	1,247
Securities gains (losses)	$0	1,906
Applicable income taxes	$0	4,189
Income before extraordinary items	$3,780,000	1,030
Extraordinary gains, net	$0	11
Net income	$3,780,000	1,030
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,780,000	1,030
Net charge-offs	$-572,000	5,725
Cash dividends	$2,000,000	754
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$3,780,000	1,018
2017-03-31 (YTD Data)		Rank
Total interest income	$4,557,000	1,444
Total interest expense	$551,000	1,353
Net interest income	$4,006,000	1,445
Provision for loan and lease losses	$0	3,537
Total noninterest income	$622,000	1,777
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$70,000	2,995
Trading account gains and fees	NA	NA
Additional Noninterest Income	$552,000	1,446
Total noninterest expense	$2,731,000	1,779
Salaries and employee benefits	$1,608,000	1,738
Premises and equipment expense	$248,000	2,160
Additional noninterest expense	$875,000	1,694
Pre-tax net operating income	$1,897,000	1,226
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$1,897,000	997
Extraordinary gains, net	$0	8
Net income	$1,897,000	998
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,897,000	997
Net charge-offs	$-69,000	5,538
Cash dividends	$1,000,000	712
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,897,000	980
2016-12-31 (YTD Data)		Rank
Total interest income	$18,749,000	1,361
Total interest expense	$2,466,000	1,169
Net interest income	$16,283,000	1,391
Provision for loan and lease losses	$-1,000,000	5,822
Total noninterest income	$3,006,000	1,646
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$279,000	3,062
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,727,000	1,297
Total noninterest expense	$13,552,000	1,450
Salaries and employee benefits	$6,972,000	1,552
Premises and equipment expense	$1,091,000	2,001
Additional noninterest expense	$5,489,000	1,173
Pre-tax net operating income	$6,737,000	1,283
Securities gains (losses)	$0	3,212
Applicable income taxes	$0	4,278
Income before extraordinary items	$6,737,000	1,086
Extraordinary gains, net	$0	5
Net income	$6,737,000	1,085
Minority interest net income	$0	82
Net income of bank and minority interests.	$6,737,000	1,085
Net charge-offs	$-609,000	5,825
Cash dividends	$4,420,000	744
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$6,737,000	1,068
2016-09-30 (YTD Data)		Rank
Total interest income	$14,058,000	1,366
Total interest expense	$1,967,000	1,091
Net interest income	$12,091,000	1,409
Provision for loan and lease losses	$-1,000,000	5,910
Total noninterest income	$1,958,000	1,807
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$208,000	3,089
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,750,000	1,432
Total noninterest expense	$9,356,000	1,554
Salaries and employee benefits	$5,061,000	1,602
Premises and equipment expense	$817,000	2,010
Additional noninterest expense	$3,478,000	1,345
Pre-tax net operating income	$5,693,000	1,170
Securities gains (losses)	$0	3,160
Applicable income taxes	$0	4,325
Income before extraordinary items	$5,693,000	987
Extraordinary gains, net	$0	5
Net income	$5,693,000	987
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,693,000	987
Net charge-offs	$-570,000	5,880
Cash dividends	$3,290,000	711
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$5,693,000	959
2016-06-30 (YTD Data)		Rank
Total interest income	$9,352,000	1,368
Total interest expense	$1,490,000	970
Net interest income	$7,862,000	1,443
Provision for loan and lease losses	$-1,000,000	6,015
Total noninterest income	$1,312,000	1,785
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$140,000	3,066
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,172,000	1,397
Total noninterest expense	$6,459,000	1,523
Salaries and employee benefits	$3,270,000	1,661
Premises and equipment expense	$534,000	2,045
Additional noninterest expense	$2,655,000	1,210
Pre-tax net operating income	$3,715,000	1,184
Securities gains (losses)	$0	2,835
Applicable income taxes	$0	4,338
Income before extraordinary items	$3,715,000	988
Extraordinary gains, net	$0	16
Net income	$3,715,000	987
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,715,000	987
Net charge-offs	$-26,000	5,296
Cash dividends	$2,160,000	707
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$3,715,000	959
2016-03-31 (YTD Data)		Rank
Total interest income	$4,698,000	1,368
Total interest expense	$763,000	949
Net interest income	$3,935,000	1,437
Provision for loan and lease losses	$0	3,656
Total noninterest income	$727,000	1,630
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$71,000	3,039
Trading account gains and fees	$0	142
Additional Noninterest Income	$656,000	1,274
Total noninterest expense	$2,645,000	1,817
Salaries and employee benefits	$1,622,000	1,686
Premises and equipment expense	$280,000	1,970
Additional noninterest expense	$743,000	1,961
Pre-tax net operating income	$2,017,000	1,083
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$2,017,000	878
Extraordinary gains, net	$0	12
Net income	$2,017,000	879
Minority interest net income	$0	62
Net income of bank and minority interests.	$2,017,000	879
Net charge-offs	$136,000	836
Cash dividends	$1,080,000	692
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,017,000	859
2015-12-31 (YTD Data)		Rank
Total interest income	$19,538,000	1,298
Total interest expense	$3,033,000	919
Net interest income	$16,505,000	1,350
Provision for loan and lease losses	$-1,600,000	6,089
Total noninterest income	$1,191,000	2,798
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$295,000	3,065
Trading account gains and fees	$0	159
Additional Noninterest Income	$896,000	2,519
Total noninterest expense	$10,362,000	1,826
Salaries and employee benefits	$6,371,000	1,659
Premises and equipment expense	$1,013,000	2,159
Additional noninterest expense	$2,978,000	2,022
Pre-tax net operating income	$8,934,000	984
Securities gains (losses)	$0	3,216
Applicable income taxes	$0	4,402
Income before extraordinary items	$8,934,000	809
Extraordinary gains, net	$0	23
Net income	$8,934,000	809
Minority interest net income	$0	81
Net income of bank and minority interests.	$8,934,000	809
Net charge-offs	$91,000	2,744
Cash dividends	$5,349,000	625
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$8,934,000	795
2015-09-30 (YTD Data)		Rank
Total interest income	$14,541,000	1,318
Total interest expense	$2,293,000	924
Net interest income	$12,248,000	1,379
Provision for loan and lease losses	$-1,600,000	6,200
Total noninterest income	$909,000	2,791
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$221,000	3,077
Trading account gains and fees	$0	153
Additional Noninterest Income	$688,000	2,500
Total noninterest expense	$7,810,000	1,827
Salaries and employee benefits	$4,707,000	1,684
Premises and equipment expense	$817,000	2,067
Additional noninterest expense	$2,286,000	1,967
Pre-tax net operating income	$6,947,000	963
Securities gains (losses)	$0	3,031
Applicable income taxes	$0	4,489
Income before extraordinary items	$6,947,000	795
Extraordinary gains, net	$0	21
Net income	$6,947,000	794
Minority interest net income	$0	78
Net income of bank and minority interests.	$6,947,000	795
Net charge-offs	$45,000	2,852
Cash dividends	$3,849,000	599
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$6,947,000	775
2015-06-30 (YTD Data)		Rank
Total interest income	$9,661,000	1,331
Total interest expense	$1,554,000	918
Net interest income	$8,107,000	1,389
Provision for loan and lease losses	$-1,600,000	6,291
Total noninterest income	$804,000	2,415
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$147,000	3,060
Trading account gains and fees	$0	157
Additional Noninterest Income	$657,000	2,051
Total noninterest expense	$5,089,000	1,873
Salaries and employee benefits	$3,080,000	1,722
Premises and equipment expense	$547,000	2,071
Additional noninterest expense	$1,462,000	2,048
Pre-tax net operating income	$5,422,000	834
Securities gains (losses)	$0	2,636
Applicable income taxes	$0	4,497
Income before extraordinary items	$5,422,000	679
Extraordinary gains, net	$0	22
Net income	$5,422,000	676
Minority interest net income	$0	75
Net income of bank and minority interests.	$5,422,000	679
Net charge-offs	$-15,000	5,380
Cash dividends	$2,898,000	524
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$5,422,000	656
2015-03-31 (YTD Data)		Rank
Total interest income	$4,879,000	1,313
Total interest expense	$820,000	866
Net interest income	$4,059,000	1,389
Provision for loan and lease losses	$0	3,703
Total noninterest income	$504,000	2,090
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$75,000	2,985
Trading account gains and fees	$0	152
Additional Noninterest Income	$429,000	1,687
Total noninterest expense	$2,679,000	1,789
Salaries and employee benefits	$1,664,000	1,608
Premises and equipment expense	$298,000	1,949
Additional noninterest expense	$717,000	2,062
Pre-tax net operating income	$1,884,000	1,111
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$1,884,000	911
Extraordinary gains, net	$0	13
Net income	$1,884,000	912
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,884,000	911
Net charge-offs	$263,000	593
Cash dividends	$1,598,000	452
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,884,000	878
2014-12-31 (YTD Data)		Rank
Total interest income	$19,348,000	1,311
Total interest expense	$3,517,000	847
Net interest income	$15,831,000	1,407
Provision for loan and lease losses	$0	4,603
Total noninterest income	$2,005,000	2,101
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$356,000	2,918
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,649,000	1,671
Total noninterest expense	$10,624,000	1,794
Salaries and employee benefits	$5,982,000	1,728
Premises and equipment expense	$1,075,000	2,116
Additional noninterest expense	$3,567,000	1,740
Pre-tax net operating income	$7,212,000	1,125
Securities gains (losses)	$0	3,259
Applicable income taxes	$0	4,531
Income before extraordinary items	$7,212,000	922
Extraordinary gains, net	$0	17
Net income	$7,212,000	921
Minority interest net income	$0	84
Net income of bank and minority interests.	$7,212,000	921
Net charge-offs	$1,356,000	699
Cash dividends	$5,190,000	581
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$7,212,000	903
2014-09-30 (YTD Data)		Rank
Total interest income	$14,555,000	1,308
Total interest expense	$2,629,000	862
Net interest income	$11,926,000	1,407
Provision for loan and lease losses	$0	4,401
Total noninterest income	$1,439,000	2,167
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$270,000	2,925
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,169,000	1,761
Total noninterest expense	$8,157,000	1,756
Salaries and employee benefits	$4,630,000	1,679
Premises and equipment expense	$817,000	2,105
Additional noninterest expense	$2,710,000	1,710
Pre-tax net operating income	$5,208,000	1,172
Securities gains (losses)	$0	2,980
Applicable income taxes	$0	4,583
Income before extraordinary items	$5,208,000	963
Extraordinary gains, net	$0	15
Net income	$5,208,000	962
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,208,000	962
Net charge-offs	$953,000	699
Cash dividends	$3,592,000	591
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$5,208,000	936
2014-06-30 (YTD Data)		Rank
Total interest income	$9,809,000	1,286
Total interest expense	$1,734,000	874
Net interest income	$8,075,000	1,373
Provision for loan and lease losses	$0	4,196
Total noninterest income	$1,093,000	1,976
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$178,000	2,919
Trading account gains and fees	$0	172
Additional Noninterest Income	$915,000	1,541
Total noninterest expense	$5,538,000	1,715
Salaries and employee benefits	$3,056,000	1,682
Premises and equipment expense	$545,000	2,109
Additional noninterest expense	$1,937,000	1,611
Pre-tax net operating income	$3,630,000	1,099
Securities gains (losses)	$0	2,580
Applicable income taxes	$0	4,568
Income before extraordinary items	$3,630,000	891
Extraordinary gains, net	$0	20
Net income	$3,630,000	891
Minority interest net income	$0	80
Net income of bank and minority interests.	$3,630,000	891
Net charge-offs	$512,000	852
Cash dividends	$2,392,000	567
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$3,630,000	865
2014-03-31 (YTD Data)		Rank
Total interest income	$5,058,000	1,254
Total interest expense	$859,000	893
Net interest income	$4,199,000	1,322
Provision for loan and lease losses	$0	3,817
Total noninterest income	$645,000	1,700
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$94,000	2,795
Trading account gains and fees	$0	147
Additional Noninterest Income	$551,000	1,319
Total noninterest expense	$2,899,000	1,659
Salaries and employee benefits	$1,648,000	1,587
Premises and equipment expense	$281,000	2,114
Additional noninterest expense	$970,000	1,588
Pre-tax net operating income	$1,945,000	1,004
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$1,945,000	805
Extraordinary gains, net	$0	16
Net income	$1,945,000	807
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,945,000	806
Net charge-offs	$-10,000	5,749
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,945,000	784
2013-12-31 (YTD Data)		Rank
Total interest income	$20,024,000	1,263
Total interest expense	$4,274,000	787
Net interest income	$15,750,000	1,374
Provision for loan and lease losses	$500,000	1,831
Total noninterest income	$1,807,000	2,297
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$351,000	3,084
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,456,000	1,886
Total noninterest expense	$10,926,000	1,757
Salaries and employee benefits	$5,931,000	1,728
Premises and equipment expense	$1,046,000	2,156
Additional noninterest expense	$3,949,000	1,637
Pre-tax net operating income	$6,131,000	1,202
Securities gains (losses)	$557,000	409
Applicable income taxes	$0	4,631
Income before extraordinary items	$6,688,000	936
Extraordinary gains, net	$0	29
Net income	$6,688,000	938
Minority interest net income	$0	90
Net income of bank and minority interests.	$6,688,000	938
Net charge-offs	$1,089,000	1,186
Cash dividends	$4,391,000	632
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$6,131,000	990
2013-09-30 (YTD Data)		Rank
Total interest income	$14,864,000	1,289
Total interest expense	$3,391,000	765
Net interest income	$11,473,000	1,412
Provision for loan and lease losses	$300,000	2,060
Total noninterest income	$2,577,000	1,497
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$260,000	3,124
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,317,000	1,148
Total noninterest expense	$8,718,000	1,662
Salaries and employee benefits	$4,652,000	1,656
Premises and equipment expense	$826,000	2,084
Additional noninterest expense	$3,240,000	1,519
Pre-tax net operating income	$5,032,000	1,138
Securities gains (losses)	$0	3,040
Applicable income taxes	$0	4,713
Income before extraordinary items	$5,032,000	928
Extraordinary gains, net	$0	25
Net income	$5,032,000	930
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,032,000	930
Net charge-offs	$1,116,000	924
Cash dividends	$3,293,000	593
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$5,032,000	906
2013-06-30 (YTD Data)		Rank
Total interest income	$9,919,000	1,276
Total interest expense	$2,376,000	753
Net interest income	$7,543,000	1,424
Provision for loan and lease losses	$200,000	2,092
Total noninterest income	$2,208,000	1,273
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$167,000	3,179
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,041,000	975
Total noninterest expense	$5,929,000	1,621
Salaries and employee benefits	$3,176,000	1,637
Premises and equipment expense	$555,000	2,066
Additional noninterest expense	$2,198,000	1,489
Pre-tax net operating income	$3,622,000	1,041
Securities gains (losses)	$0	2,791
Applicable income taxes	$0	4,679
Income before extraordinary items	$3,622,000	864
Extraordinary gains, net	$0	22
Net income	$3,622,000	865
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,622,000	866
Net charge-offs	$966,000	787
Cash dividends	$2,141,000	591
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$3,622,000	832
2013-03-31 (YTD Data)		Rank
Total interest income	$5,048,000	1,268
Total interest expense	$1,205,000	768
Net interest income	$3,843,000	1,397
Provision for loan and lease losses	$0	4,409
Total noninterest income	$860,000	1,498
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$84,000	3,147
Trading account gains and fees	$0	148
Additional Noninterest Income	$776,000	1,177
Total noninterest expense	$3,048,000	1,589
Salaries and employee benefits	$1,742,000	1,518
Premises and equipment expense	$281,000	2,082
Additional noninterest expense	$1,025,000	1,581
Pre-tax net operating income	$1,655,000	1,107
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$1,655,000	919
Extraordinary gains, net	$0	10
Net income	$1,655,000	920
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,655,000	921
Net charge-offs	$132,000	1,684
Cash dividends	$695,000	737
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,655,000	873
2012-12-31 (YTD Data)		Rank
Total interest income	$21,565,000	1,235
Total interest expense	$5,778,000	763
Net interest income	$15,787,000	1,383
Provision for loan and lease losses	$8,075,000	335
Total noninterest income	$3,949,000	1,347
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$357,000	3,146
Trading account gains and fees	$0	166
Additional Noninterest Income	$3,592,000	1,039
Total noninterest expense	$11,638,000	1,656
Salaries and employee benefits	$5,894,000	1,715
Premises and equipment expense	$1,274,000	1,847
Additional noninterest expense	$4,470,000	1,509
Pre-tax net operating income	$23,000	6,104
Securities gains (losses)	$1,034,000	504
Applicable income taxes	$0	4,751
Income before extraordinary items	$1,057,000	3,789
Extraordinary gains, net	$0	29
Net income	$1,057,000	3,790
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,057,000	3,791
Net charge-offs	$5,206,000	562
Cash dividends	$7,262,000	409
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$23,000	6,116
2012-09-30 (YTD Data)		Rank
Total interest income	$16,352,000	1,247
Total interest expense	$4,494,000	772
Net interest income	$11,858,000	1,401
Provision for loan and lease losses	$2,810,000	659
Total noninterest income	$3,615,000	1,164
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$264,000	3,213
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,351,000	861
Total noninterest expense	$8,978,000	1,620
Salaries and employee benefits	$4,484,000	1,678
Premises and equipment expense	$989,000	1,805
Additional noninterest expense	$3,505,000	1,449
Pre-tax net operating income	$3,685,000	1,432
Securities gains (losses)	$1,034,000	392
Applicable income taxes	$0	4,802
Income before extraordinary items	$4,719,000	982
Extraordinary gains, net	$0	20
Net income	$4,719,000	982
Minority interest net income	$0	86
Net income of bank and minority interests.	$4,719,000	982
Net charge-offs	$1,061,000	1,403
Cash dividends	$4,920,000	371
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$3,685,000	1,152
2012-06-30 (YTD Data)		Rank
Total interest income	$11,008,000	1,248
Total interest expense	$3,169,000	746
Net interest income	$7,839,000	1,411
Provision for loan and lease losses	$2,199,000	597
Total noninterest income	$2,259,000	1,215
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$170,000	3,271
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,089,000	884
Total noninterest expense	$6,042,000	1,615
Salaries and employee benefits	$2,964,000	1,695
Premises and equipment expense	$720,000	1,655
Additional noninterest expense	$2,358,000	1,448
Pre-tax net operating income	$1,857,000	1,784
Securities gains (losses)	$1,034,000	273
Applicable income taxes	$0	4,770
Income before extraordinary items	$2,891,000	1,044
Extraordinary gains, net	$0	19
Net income	$2,891,000	1,044
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,891,000	1,044
Net charge-offs	$866,000	1,270
Cash dividends	$3,680,000	328
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,857,000	1,493
2012-03-31 (YTD Data)		Rank
Total interest income	$5,916,000	1,164
Total interest expense	$1,737,000	690
Net interest income	$4,179,000	1,323
Provision for loan and lease losses	$388,000	1,283
Total noninterest income	$1,042,000	1,289
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$85,000	3,261
Trading account gains and fees	$0	148
Additional Noninterest Income	$957,000	934
Total noninterest expense	$3,232,000	1,517
Salaries and employee benefits	$1,609,000	1,566
Premises and equipment expense	$422,000	1,418
Additional noninterest expense	$1,201,000	1,406
Pre-tax net operating income	$1,601,000	1,097
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$1,601,000	932
Extraordinary gains, net	$0	19
Net income	$1,601,000	933
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,601,000	933
Net charge-offs	$50,000	3,016
Cash dividends	$1,840,000	286
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,601,000	884
2011-12-31 (YTD Data)		Rank
Total interest income	$24,923,000	1,138
Total interest expense	$8,393,000	685
Net interest income	$16,530,000	1,332
Provision for loan and lease losses	$10,941,000	389
Total noninterest income	$9,844,000	625
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$397,000	3,041
Trading account gains and fees	$0	146
Additional Noninterest Income	$9,447,000	441
Total noninterest expense	$13,471,000	1,440
Salaries and employee benefits	$6,041,000	1,624
Premises and equipment expense	$1,109,000	2,196
Additional noninterest expense	$6,321,000	1,113
Pre-tax net operating income	$1,962,000	2,548
Securities gains (losses)	$28,000	2,935
Applicable income taxes	$0	4,719
Income before extraordinary items	$1,990,000	2,274
Extraordinary gains, net	$0	29
Net income	$1,990,000	2,275
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,990,000	2,275
Net charge-offs	$10,541,000	434
Cash dividends	$5,474,000	398
Sale, conversion, retirement of capital stock, net	$26,800,000	27
Net operating income	$1,962,000	2,217
2011-09-30 (YTD Data)		Rank
Total interest income	$19,026,000	1,132
Total interest expense	$6,716,000	674
Net interest income	$12,310,000	1,355
Provision for loan and lease losses	$6,473,000	495
Total noninterest income	$14,282,000	384
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$305,000	3,004
Trading account gains and fees	$0	145
Additional Noninterest Income	$13,977,000	277
Total noninterest expense	$9,240,000	1,585
Salaries and employee benefits	$4,388,000	1,674
Premises and equipment expense	$645,000	2,772
Additional noninterest expense	$4,207,000	1,230
Pre-tax net operating income	$10,879,000	477
Securities gains (losses)	$28,000	2,663
Applicable income taxes	$0	4,740
Income before extraordinary items	$10,907,000	388
Extraordinary gains, net	$0	21
Net income	$10,907,000	388
Minority interest net income	$0	87
Net income of bank and minority interests.	$10,907,000	388
Net charge-offs	$3,098,000	927
Cash dividends	$4,747,000	307
Sale, conversion, retirement of capital stock, net	$26,800,000	24
Net operating income	$10,879,000	383
2011-06-30 (YTD Data)		Rank
Total interest income	$12,176,000	1,200
Total interest expense	$4,493,000	707
Net interest income	$7,683,000	1,458
Provision for loan and lease losses	$4,623,000	474
Total noninterest income	$13,716,000	297
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$200,000	3,027
Trading account gains and fees	$0	153
Additional Noninterest Income	$13,516,000	217
Total noninterest expense	$6,736,000	1,466
Salaries and employee benefits	$2,867,000	1,713
Premises and equipment expense	$440,000	2,731
Additional noninterest expense	$3,429,000	1,043
Pre-tax net operating income	$10,040,000	365
Securities gains (losses)	$28,000	1,915
Applicable income taxes	$0	4,697
Income before extraordinary items	$10,068,000	296
Extraordinary gains, net	$0	15
Net income	$10,068,000	297
Minority interest net income	$0	89
Net income of bank and minority interests.	$10,068,000	297
Net charge-offs	$1,993,000	925
Cash dividends	$3,272,000	288
Sale, conversion, retirement of capital stock, net	$7,000,000	48
Net operating income	$10,040,000	286
2011-03-31 (YTD Data)		Rank
Total interest income	$6,178,000	1,185
Total interest expense	$2,206,000	750
Net interest income	$3,972,000	1,395
Provision for loan and lease losses	$4,623,000	257
Total noninterest income	$13,591,000	178
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$104,000	2,899
Trading account gains and fees	$0	158
Additional Noninterest Income	$13,487,000	145
Total noninterest expense	$3,060,000	1,621
Salaries and employee benefits	$1,316,000	1,890
Premises and equipment expense	$229,000	2,675
Additional noninterest expense	$1,515,000	1,178
Pre-tax net operating income	$9,880,000	217
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$9,880,000	177
Extraordinary gains, net	$0	9
Net income	$9,880,000	176
Minority interest net income	$0	86
Net income of bank and minority interests.	$9,880,000	177
Net charge-offs	$121,000	2,553
Cash dividends	$1,267,000	311
Sale, conversion, retirement of capital stock, net	$7,000,000	22
Net operating income	$9,880,000	176
2010-12-31 (YTD Data)		Rank
Total interest income	$20,609,000	1,497
Total interest expense	$8,174,000	1,022
Net interest income	$12,435,000	1,781
Provision for loan and lease losses	$3,967,000	1,346
Total noninterest income	$2,577,000	1,719
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$209,000	4,327
Trading account gains and fees	$0	175
Additional Noninterest Income	$2,368,000	1,250
Total noninterest expense	$6,942,000	2,743
Salaries and employee benefits	$3,729,000	2,575
Premises and equipment expense	$669,000	3,422
Additional noninterest expense	$2,544,000	2,645
Pre-tax net operating income	$4,103,000	1,238
Securities gains (losses)	$91,000	2,242
Applicable income taxes	$0	4,655
Income before extraordinary items	$4,194,000	1,030
Extraordinary gains, net	$0	29
Net income	$4,194,000	1,031
Minority interest net income	$0	111
Net income of bank and minority interests.	$4,194,000	1,033
Net charge-offs	$128,000	5,204
Cash dividends	$4,968,000	341
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$4,103,000	1,016
2010-09-30 (YTD Data)		Rank
Total interest income	$15,421,000	1,528
Total interest expense	$6,292,000	1,034
Net interest income	$9,129,000	1,838
Provision for loan and lease losses	$649,000	3,144
Total noninterest income	$1,569,000	2,025
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$159,000	4,381
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,410,000	1,396
Total noninterest expense	$4,865,000	2,904
Salaries and employee benefits	$2,720,000	2,646
Premises and equipment expense	$416,000	3,994
Additional noninterest expense	$1,729,000	2,812
Pre-tax net operating income	$5,184,000	810
Securities gains (losses)	$92,000	2,006
Applicable income taxes	$0	4,726
Income before extraordinary items	$5,276,000	661
Extraordinary gains, net	$0	23
Net income	$5,276,000	658
Minority interest net income	$0	110
Net income of bank and minority interests.	$5,276,000	661
Net charge-offs	$92,000	4,992
Cash dividends	$3,693,000	301
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$5,184,000	641
2010-06-30 (YTD Data)		Rank
Total interest income	$10,194,000	1,556
Total interest expense	$4,276,000	1,051
Net interest income	$5,918,000	1,892
Provision for loan and lease losses	$125,000	4,845
Total noninterest income	$858,000	2,267
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$101,000	4,468
Trading account gains and fees	$0	152
Additional Noninterest Income	$757,000	1,582
Total noninterest expense	$3,301,000	2,873
Salaries and employee benefits	$1,859,000	2,603
Premises and equipment expense	$290,000	3,896
Additional noninterest expense	$1,152,000	2,807
Pre-tax net operating income	$3,350,000	827
Securities gains (losses)	$0	3,184
Applicable income taxes	$0	4,691
Income before extraordinary items	$3,350,000	672
Extraordinary gains, net	$0	19
Net income	$3,350,000	672
Minority interest net income	$0	105
Net income of bank and minority interests.	$3,350,000	672
Net charge-offs	$72,000	4,575
Cash dividends	$2,494,000	288
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$3,350,000	653
2010-03-31 (YTD Data)		Rank
Total interest income	$5,140,000	1,579
Total interest expense	$2,126,000	1,104
Net interest income	$3,014,000	1,881
Provision for loan and lease losses	$50,000	4,831
Total noninterest income	$383,000	2,448
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$48,000	4,553
Trading account gains and fees	$0	175
Additional Noninterest Income	$335,000	1,715
Total noninterest expense	$1,743,000	2,773
Salaries and employee benefits	$1,015,000	2,439
Premises and equipment expense	$167,000	3,595
Additional noninterest expense	$561,000	2,881
Pre-tax net operating income	$1,604,000	832
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$1,604,000	689
Extraordinary gains, net	$0	16
Net income	$1,604,000	690
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,604,000	693
Net charge-offs	$45,000	3,811
Cash dividends	$1,136,000	290
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$1,604,000	663
2009-12-31 (YTD Data)		Rank
Total interest income	$20,725,000	1,650
Total interest expense	$8,914,000	1,346
Net interest income	$11,811,000	1,879
Provision for loan and lease losses	$1,280,000	3,115
Total noninterest income	$1,943,000	2,160
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$206,000	4,608
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,737,000	1,508
Total noninterest expense	$6,796,000	2,865
Salaries and employee benefits	$3,612,000	2,707
Premises and equipment expense	$626,000	3,766
Additional noninterest expense	$2,558,000	2,696
Pre-tax net operating income	$5,678,000	745
Securities gains (losses)	$0	3,754
Applicable income taxes	$0	4,388
Income before extraordinary items	$5,678,000	590
Extraordinary gains, net	$0	34
Net income	$5,678,000	590
Minority interest net income	$0	115
Net income of bank and minority interests.	$5,678,000	591
Net charge-offs	$41,000	6,324
Cash dividends	$3,779,000	471
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$5,678,000	591
2009-09-30 (YTD Data)		Rank
Total interest income	$15,626,000	1,682
Total interest expense	$6,722,000	1,409
Net interest income	$8,904,000	1,859
Provision for loan and lease losses	$1,170,000	2,543
Total noninterest income	$1,539,000	2,130
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$160,000	4,549
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,379,000	1,478
Total noninterest expense	$4,900,000	2,967
Salaries and employee benefits	$2,641,000	2,787
Premises and equipment expense	$464,000	3,831
Additional noninterest expense	$1,795,000	2,810
Pre-tax net operating income	$4,373,000	779
Securities gains (losses)	$0	3,497
Applicable income taxes	$0	4,592
Income before extraordinary items	$4,373,000	619
Extraordinary gains, net	$0	27
Net income	$4,373,000	619
Minority interest net income	$0	118
Net income of bank and minority interests.	$4,373,000	621
Net charge-offs	$38,000	5,868
Cash dividends	$2,666,000	474
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$4,373,000	615
2009-06-30 (YTD Data)		Rank
Total interest income	$10,488,000	1,698
Total interest expense	$4,549,000	1,466
Net interest income	$5,939,000	1,866
Provision for loan and lease losses	$840,000	2,277
Total noninterest income	$1,165,000	1,963
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$110,000	4,466
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,055,000	1,376
Total noninterest expense	$3,223,000	3,034
Salaries and employee benefits	$1,840,000	2,706
Premises and equipment expense	$318,000	3,768
Additional noninterest expense	$1,065,000	3,139
Pre-tax net operating income	$3,041,000	765
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$3,041,000	597
Extraordinary gains, net	$0	21
Net income	$3,041,000	594
Minority interest net income	$0	112
Net income of bank and minority interests.	$3,041,000	597
Net charge-offs	$38,000	5,146
Cash dividends	$1,787,000	501
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$3,041,000	573
2009-03-31 (YTD Data)		Rank
Total interest income	$5,310,000	1,686
Total interest expense	$2,352,000	1,474
Net interest income	$2,958,000	1,866
Provision for loan and lease losses	$390,000	2,019
Total noninterest income	$596,000	1,887
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$60,000	4,245
Trading account gains and fees	$0	171
Additional Noninterest Income	$536,000	1,333
Total noninterest expense	$1,650,000	2,895
Salaries and employee benefits	$932,000	2,713
Premises and equipment expense	$172,000	3,614
Additional noninterest expense	$546,000	2,795
Pre-tax net operating income	$1,514,000	835
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$1,514,000	678
Extraordinary gains, net	$0	15
Net income	$1,514,000	677
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,514,000	680
Net charge-offs	$1,000	5,564
Cash dividends	$817,000	553
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,514,000	631
2008-12-31 (YTD Data)		Rank
Total interest income	$21,104,000	1,817
Total interest expense	$10,540,000	1,538
Net interest income	$10,564,000	2,099
Provision for loan and lease losses	$945,000	2,797
Total noninterest income	$1,393,000	2,766
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$272,000	4,187
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,121,000	1,983
Total noninterest expense	$5,586,000	3,278
Salaries and employee benefits	$3,245,000	3,042
Premises and equipment expense	$676,000	3,595
Additional noninterest expense	$1,665,000	3,350
Pre-tax net operating income	$5,426,000	1,021
Securities gains (losses)	$0	3,220
Applicable income taxes	$0	4,979
Income before extraordinary items	$5,426,000	743
Extraordinary gains, net	$0	39
Net income	$5,426,000	743
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$737,000	2,300
Cash dividends	$3,381,000	805
Sale, conversion, retirement of capital stock, net	$5,000,000	227
Net operating income	$5,426,000	799
2008-09-30 (YTD Data)		Rank
Total interest income	$15,567,000	1,882
Total interest expense	$7,929,000	1,591
Net interest income	$7,638,000	2,199
Provision for loan and lease losses	$330,000	3,386
Total noninterest income	$1,041,000	2,825
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$204,000	4,212
Trading account gains and fees	$0	148
Additional Noninterest Income	$837,000	2,060
Total noninterest expense	$4,156,000	3,286
Salaries and employee benefits	$2,226,000	3,327
Premises and equipment expense	$553,000	3,408
Additional noninterest expense	$1,377,000	2,985
Pre-tax net operating income	$4,193,000	1,206
Securities gains (losses)	$0	3,106
Applicable income taxes	$0	5,372
Income before extraordinary items	$4,193,000	872
Extraordinary gains, net	$0	31
Net income	$4,193,000	871
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$535,000	1,894
Cash dividends	$2,892,000	742
Sale, conversion, retirement of capital stock, net	$5,000,000	157
Net operating income	$4,193,000	934
2008-06-30 (YTD Data)		Rank
Total interest income	$10,337,000	1,917
Total interest expense	$5,207,000	1,683
Net interest income	$5,130,000	2,162
Provision for loan and lease losses	$210,000	3,064
Total noninterest income	$657,000	2,961
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$132,000	4,292
Trading account gains and fees	$0	149
Additional Noninterest Income	$525,000	2,173
Total noninterest expense	$2,757,000	3,315
Salaries and employee benefits	$1,479,000	3,368
Premises and equipment expense	$356,000	3,508
Additional noninterest expense	$922,000	2,946
Pre-tax net operating income	$2,820,000	1,254
Securities gains (losses)	$0	3,233
Applicable income taxes	$0	5,627
Income before extraordinary items	$2,820,000	970
Extraordinary gains, net	$0	21
Net income	$2,820,000	970
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$485,000	1,339
Cash dividends	$2,128,000	747
Sale, conversion, retirement of capital stock, net	$3,000,000	130
Net operating income	$2,820,000	951
2008-03-31 (YTD Data)		Rank
Total interest income	$5,215,000	1,949
Total interest expense	$2,657,000	1,768
Net interest income	$2,558,000	2,162
Provision for loan and lease losses	$90,000	2,858
Total noninterest income	$314,000	3,036
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$69,000	4,175
Trading account gains and fees	$0	158
Additional Noninterest Income	$245,000	2,262
Total noninterest expense	$1,349,000	3,372
Salaries and employee benefits	$689,000	3,587
Premises and equipment expense	$184,000	3,438
Additional noninterest expense	$476,000	2,840
Pre-tax net operating income	$1,433,000	1,325
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$1,433,000	1,049
Extraordinary gains, net	$0	15
Net income	$1,433,000	1,052
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$426,000	787
Cash dividends	$1,280,000	595
Sale, conversion, retirement of capital stock, net	$1,000,000	103
Net operating income	$1,433,000	1,010
2007-12-31 (YTD Data)		Rank
Total interest income	$20,170,000	2,081
Total interest expense	$11,005,000	1,815
Net interest income	$9,165,000	2,413
Provision for loan and lease losses	$210,000	3,778
Total noninterest income	$1,320,000	2,948
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$286,000	4,175
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,034,000	2,183
Total noninterest expense	$4,995,000	3,438
Salaries and employee benefits	$3,059,000	3,174
Premises and equipment expense	$555,000	4,061
Additional noninterest expense	$1,381,000	3,657
Pre-tax net operating income	$5,280,000	1,577
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,070
Income before extraordinary items	$5,280,000	1,211
Extraordinary gains, net	$0	39
Net income	$5,280,000	1,209
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	5,777
Cash dividends	$4,233,000	868
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$5,280,000	1,207
2007-09-30 (YTD Data)		Rank
Total interest income	$15,068,000	2,088
Total interest expense	$8,192,000	1,815
Net interest income	$6,876,000	2,433
Provision for loan and lease losses	$210,000	2,918
Total noninterest income	$921,000	3,078
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$211,000	4,233
Trading account gains and fees	$0	184
Additional Noninterest Income	$710,000	2,300
Total noninterest expense	$3,600,000	3,539
Salaries and employee benefits	$2,106,000	3,389
Premises and equipment expense	$386,000	4,270
Additional noninterest expense	$1,108,000	3,407
Pre-tax net operating income	$3,987,000	1,672
Securities gains (losses)	$0	1,655
Applicable income taxes	$0	6,220
Income before extraordinary items	$3,987,000	1,291
Extraordinary gains, net	$0	33
Net income	$3,987,000	1,288
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,076
Cash dividends	$3,033,000	850
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$3,987,000	1,281
2007-06-30 (YTD Data)		Rank
Total interest income	$9,914,000	2,127
Total interest expense	$5,348,000	1,861
Net interest income	$4,566,000	2,472
Provision for loan and lease losses	$120,000	2,960
Total noninterest income	$593,000	3,176
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$140,000	4,239
Trading account gains and fees	$0	168
Additional Noninterest Income	$453,000	2,395
Total noninterest expense	$2,415,000	3,542
Salaries and employee benefits	$1,460,000	3,324
Premises and equipment expense	$258,000	4,285
Additional noninterest expense	$697,000	3,575
Pre-tax net operating income	$2,624,000	1,750
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$2,624,000	1,354
Extraordinary gains, net	$0	29
Net income	$2,624,000	1,353
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$1,678,000	1,025
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$2,624,000	1,333
2007-03-31 (YTD Data)		Rank
Total interest income	$4,903,000	2,147
Total interest expense	$2,650,000	1,859
Net interest income	$2,253,000	2,497
Provision for loan and lease losses	$30,000	3,737
Total noninterest income	$279,000	3,281
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$67,000	4,285
Trading account gains and fees	$0	195
Additional Noninterest Income	$212,000	2,459
Total noninterest expense	$1,204,000	3,562
Salaries and employee benefits	$653,000	3,644
Premises and equipment expense	$142,000	4,012
Additional noninterest expense	$409,000	3,109
Pre-tax net operating income	$1,298,000	1,766
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$1,298,000	1,360
Extraordinary gains, net	$0	22
Net income	$1,298,000	1,359
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,566
Cash dividends	$600,000	1,214
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$1,298,000	1,351
2006-12-31 (YTD Data)		Rank
Total interest income	$18,098,000	2,170
Total interest expense	$8,896,000	1,872
Net interest income	$9,202,000	2,468
Provision for loan and lease losses	$545,000	1,769
Total noninterest income	$1,153,000	3,208
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$245,000	4,548
Trading account gains and fees	$0	130
Additional Noninterest Income	$908,000	2,379
Total noninterest expense	$4,731,000	3,499
Salaries and employee benefits	$2,739,000	3,378
Premises and equipment expense	$533,000	4,099
Additional noninterest expense	$1,459,000	3,358
Pre-tax net operating income	$5,079,000	1,849
Securities gains (losses)	$0	1,687
Applicable income taxes	$0	6,600
Income before extraordinary items	$5,079,000	1,433
Extraordinary gains, net	$0	51
Net income	$5,079,000	1,433
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$74,000	3,535
Cash dividends	$3,935,000	881
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$5,079,000	1,416
2006-09-30 (YTD Data)		Rank
Total interest income	$13,187,000	2,216
Total interest expense	$6,363,000	1,890
Net interest income	$6,824,000	2,513
Provision for loan and lease losses	$350,000	1,901
Total noninterest income	$865,000	3,223
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$179,000	4,652
Trading account gains and fees	$0	126
Additional Noninterest Income	$686,000	2,347
Total noninterest expense	$3,460,000	3,566
Salaries and employee benefits	$1,931,000	3,542
Premises and equipment expense	$419,000	3,991
Additional noninterest expense	$1,110,000	3,331
Pre-tax net operating income	$3,879,000	1,898
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$3,879,000	1,444
Extraordinary gains, net	$0	45
Net income	$3,879,000	1,445
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$3,055,000	817
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$3,879,000	1,428
2006-06-30 (YTD Data)		Rank
Total interest income	$8,499,000	2,243
Total interest expense	$3,944,000	1,933
Net interest income	$4,555,000	2,513
Provision for loan and lease losses	$245,000	1,789
Total noninterest income	$597,000	3,131
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$119,000	4,620
Trading account gains and fees	$0	126
Additional Noninterest Income	$478,000	2,279
Total noninterest expense	$2,127,000	3,802
Salaries and employee benefits	$1,187,000	3,775
Premises and equipment expense	$268,000	4,097
Additional noninterest expense	$672,000	3,605
Pre-tax net operating income	$2,780,000	1,790
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$2,780,000	1,350
Extraordinary gains, net	$0	39
Net income	$2,780,000	1,351
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$3,055,000	564
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$2,780,000	1,339
2006-03-31 (YTD Data)		Rank
Total interest income	$4,114,000	2,266
Total interest expense	$1,874,000	1,932
Net interest income	$2,240,000	2,528
Provision for loan and lease losses	$150,000	1,421
Total noninterest income	$296,000	3,115
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$56,000	4,691
Trading account gains and fees	$0	115
Additional Noninterest Income	$240,000	2,242
Total noninterest expense	$1,028,000	3,945
Salaries and employee benefits	$561,000	3,947
Premises and equipment expense	$138,000	4,023
Additional noninterest expense	$329,000	3,622
Pre-tax net operating income	$1,358,000	1,783
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$1,358,000	1,352
Extraordinary gains, net	$0	21
Net income	$1,358,000	1,351
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,358,000	1,333
2005-12-31 (YTD Data)		Rank
Total interest income	$12,798,000	2,573
Total interest expense	$4,908,000	2,231
Net interest income	$7,890,000	2,736
Provision for loan and lease losses	$294,000	2,910
Total noninterest income	$1,241,000	3,064
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$228,000	4,773
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,013,000	2,195
Total noninterest expense	$3,841,000	3,991
Salaries and employee benefits	$2,266,000	3,774
Premises and equipment expense	$544,000	3,935
Additional noninterest expense	$1,031,000	4,316
Pre-tax net operating income	$4,996,000	1,871
Securities gains (losses)	$0	2,296
Applicable income taxes	$747,000	2,704
Income before extraordinary items	$4,249,000	1,650
Extraordinary gains, net	$0	46
Net income	$4,249,000	1,649
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,503
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$4,249,000	1,630
2005-09-30 (YTD Data)		Rank
Total interest income	$8,940,000	2,669
Total interest expense	$3,324,000	2,341
Net interest income	$5,616,000	2,845
Provision for loan and lease losses	$194,000	3,018
Total noninterest income	$898,000	3,149
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$166,000	4,859
Trading account gains and fees	$0	126
Additional Noninterest Income	$732,000	2,248
Total noninterest expense	$2,760,000	4,090
Salaries and employee benefits	$1,484,000	4,133
Premises and equipment expense	$400,000	3,972
Additional noninterest expense	$876,000	3,898
Pre-tax net operating income	$3,560,000	1,961
Securities gains (losses)	$0	2,317
Applicable income taxes	$750,000	2,300
Income before extraordinary items	$2,810,000	1,865
Extraordinary gains, net	$0	35
Net income	$2,810,000	1,865
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,810,000	1,826
2005-06-30 (YTD Data)		Rank
Total interest income	$5,487,000	2,802
Total interest expense	$1,987,000	2,430
Net interest income	$3,500,000	2,999
Provision for loan and lease losses	$118,000	3,147
Total noninterest income	$585,000	3,163
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$104,000	4,953
Trading account gains and fees	$0	116
Additional Noninterest Income	$481,000	2,244
Total noninterest expense	$1,771,000	4,197
Salaries and employee benefits	$924,000	4,324
Premises and equipment expense	$268,000	3,939
Additional noninterest expense	$579,000	3,911
Pre-tax net operating income	$2,196,000	2,039
Securities gains (losses)	$0	2,146
Applicable income taxes	$750,000	1,703
Income before extraordinary items	$1,446,000	2,295
Extraordinary gains, net	$0	30
Net income	$1,446,000	2,293
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,446,000	2,261
2005-03-31 (YTD Data)		Rank
Total interest income	$2,582,000	2,911
Total interest expense	$895,000	2,549
Net interest income	$1,687,000	3,074
Provision for loan and lease losses	$118,000	1,825
Total noninterest income	$278,000	3,228
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$43,000	5,318
Trading account gains and fees	$0	115
Additional Noninterest Income	$235,000	2,245
Total noninterest expense	$890,000	4,206
Salaries and employee benefits	$472,000	4,274
Premises and equipment expense	$135,000	3,965
Additional noninterest expense	$283,000	3,985
Pre-tax net operating income	$957,000	2,246
Securities gains (losses)	$0	1,685
Applicable income taxes	$750,000	950
Income before extraordinary items	$207,000	5,332
Extraordinary gains, net	$0	24
Net income	$207,000	5,333
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$207,000	5,299
2004-12-31 (YTD Data)		Rank
Total interest income	$8,832,000	3,148
Total interest expense	$3,039,000	2,605
Net interest income	$5,793,000	3,386
Provision for loan and lease losses	$437,000	2,208
Total noninterest income	$1,336,000	2,905
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$207,000	5,149
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,129,000	1,987
Total noninterest expense	$3,994,000	3,749
Salaries and employee benefits	$2,066,000	3,892
Premises and equipment expense	$508,000	4,038
Additional noninterest expense	$1,420,000	3,259
Pre-tax net operating income	$2,698,000	2,814
Securities gains (losses)	$0	3,819
Applicable income taxes	$1,045,000	2,077
Income before extraordinary items	$1,653,000	3,387
Extraordinary gains, net	$0	34
Net income	$1,653,000	3,386
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	6,559
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,653,000	3,319
2004-09-30 (YTD Data)		Rank
Total interest income	$6,419,000	3,217
Total interest expense	$2,171,000	2,663
Net interest income	$4,248,000	3,426
Provision for loan and lease losses	$143,000	3,635
Total noninterest income	$1,011,000	2,904
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$153,000	5,219
Trading account gains and fees	$0	134
Additional Noninterest Income	$858,000	1,981
Total noninterest expense	$2,569,000	4,224
Salaries and employee benefits	$1,334,000	4,339
Premises and equipment expense	$356,000	4,243
Additional noninterest expense	$879,000	3,798
Pre-tax net operating income	$2,547,000	2,347
Securities gains (losses)	$0	3,710
Applicable income taxes	$894,000	1,950
Income before extraordinary items	$1,653,000	2,733
Extraordinary gains, net	$0	26
Net income	$1,653,000	2,734
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,993
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,653,000	2,677
2004-06-30 (YTD Data)		Rank
Total interest income	$4,138,000	3,300
Total interest expense	$1,350,000	2,795
Net interest income	$2,788,000	3,458
Provision for loan and lease losses	$42,000	4,959
Total noninterest income	$647,000	3,003
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$101,000	5,244
Trading account gains and fees	$0	130
Additional Noninterest Income	$546,000	2,054
Total noninterest expense	$1,702,000	4,260
Salaries and employee benefits	$841,000	4,543
Premises and equipment expense	$228,000	4,370
Additional noninterest expense	$633,000	3,582
Pre-tax net operating income	$1,691,000	2,347
Securities gains (losses)	$0	3,413
Applicable income taxes	$591,000	1,955
Income before extraordinary items	$1,100,000	2,715
Extraordinary gains, net	$0	21
Net income	$1,100,000	2,716
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,407
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,100,000	2,638
2004-03-31 (YTD Data)		Rank
Total interest income	$2,016,000	3,380
Total interest expense	$653,000	2,921
Net interest income	$1,363,000	3,518
Provision for loan and lease losses	$21,000	4,750
Total noninterest income	$309,000	3,045
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$52,000	5,121
Trading account gains and fees	$0	121
Additional Noninterest Income	$257,000	2,090
Total noninterest expense	$854,000	4,271
Salaries and employee benefits	$422,000	4,557
Premises and equipment expense	$126,000	4,084
Additional noninterest expense	$306,000	3,687
Pre-tax net operating income	$797,000	2,440
Securities gains (losses)	$0	2,934
Applicable income taxes	$274,000	2,061
Income before extraordinary items	$523,000	2,832
Extraordinary gains, net	$0	16
Net income	$523,000	2,832
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$523,000	2,734
2003-12-31 (YTD Data)		Rank
Total interest income	$7,870,000	3,491
Total interest expense	$2,712,000	3,135
Net interest income	$5,158,000	3,607
Provision for loan and lease losses	$235,000	3,720
Total noninterest income	$2,202,000	2,158
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$204,000	5,226
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,998,000	1,474
Total noninterest expense	$4,308,000	3,489
Salaries and employee benefits	$2,816,000	2,933
Premises and equipment expense	$441,000	4,425
Additional noninterest expense	$1,051,000	4,110
Pre-tax net operating income	$2,817,000	2,640
Securities gains (losses)	$0	4,500
Applicable income taxes	$923,000	2,292
Income before extraordinary items	$1,894,000	2,984
Extraordinary gains, net	$0	54
Net income	$1,894,000	2,983
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	5,824
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$1,000,000	414
Net operating income	$1,894,000	2,858
2003-09-30 (YTD Data)		Rank
Total interest income	$5,928,000	3,526
Total interest expense	$2,065,000	3,205
Net interest income	$3,863,000	3,632
Provision for loan and lease losses	$129,000	4,241
Total noninterest income	$1,871,000	2,004
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$152,000	5,273
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,719,000	1,389
Total noninterest expense	$3,041,000	3,670
Salaries and employee benefits	$1,342,000	4,274
Premises and equipment expense	$286,000	4,880
Additional noninterest expense	$1,413,000	2,530
Pre-tax net operating income	$2,564,000	2,331
Securities gains (losses)	$0	4,204
Applicable income taxes	$866,000	2,080
Income before extraordinary items	$1,698,000	2,687
Extraordinary gains, net	$0	40
Net income	$1,698,000	2,686
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	5,642
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,698,000	2,543
2003-06-30 (YTD Data)		Rank
Total interest income	$3,980,000	3,537
Total interest expense	$1,381,000	3,288
Net interest income	$2,599,000	3,592
Provision for loan and lease losses	$108,000	3,738
Total noninterest income	$1,203,000	2,060
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$102,000	5,238
Trading account gains and fees	$0	150
Additional Noninterest Income	$1,101,000	1,410
Total noninterest expense	$2,046,000	3,616
Salaries and employee benefits	$856,000	4,408
Premises and equipment expense	$177,000	5,101
Additional noninterest expense	$1,013,000	2,339
Pre-tax net operating income	$1,648,000	2,401
Securities gains (losses)	$0	3,782
Applicable income taxes	$551,000	2,179
Income before extraordinary items	$1,097,000	2,773
Extraordinary gains, net	$0	30
Net income	$1,097,000	2,772
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,879
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,097,000	2,615
2003-03-31 (YTD Data)		Rank
Total interest income	$1,984,000	3,547
Total interest expense	$680,000	3,392
Net interest income	$1,304,000	3,572
Provision for loan and lease losses	$21,000	5,171
Total noninterest income	$475,000	2,373
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$53,000	5,050
Trading account gains and fees	$0	134
Additional Noninterest Income	$422,000	1,675
Total noninterest expense	$964,000	3,779
Salaries and employee benefits	$443,000	4,291
Premises and equipment expense	$84,000	5,273
Additional noninterest expense	$437,000	2,639
Pre-tax net operating income	$794,000	2,489
Securities gains (losses)	$0	2,891
Applicable income taxes	$263,000	2,251
Income before extraordinary items	$531,000	2,819
Extraordinary gains, net	$0	21
Net income	$531,000	2,816
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,853
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$531,000	2,674
2002-12-31 (YTD Data)		Rank
Total interest income	$7,440,000	3,856
Total interest expense	$2,670,000	3,895
Net interest income	$4,770,000	3,803
Provision for loan and lease losses	$219,000	4,181
Total noninterest income	$1,723,000	2,391
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$182,000	5,436
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,541,000	1,614
Total noninterest expense	$3,711,000	3,771
Salaries and employee benefits	$2,233,000	3,416
Premises and equipment expense	$300,000	5,581
Additional noninterest expense	$1,178,000	3,658
Pre-tax net operating income	$2,563,000	2,833
Securities gains (losses)	$0	4,537
Applicable income taxes	$801,000	2,595
Income before extraordinary items	$1,762,000	3,091
Extraordinary gains, net	$0	70
Net income	$1,762,000	3,090
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	6,624
Cash dividends	$216,000	4,799
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,762,000	2,994
2001-12-31 (YTD Data)		Rank
Total interest income	$7,673,000	4,159
Total interest expense	$3,743,000	3,999
Net interest income	$3,930,000	4,179
Provision for loan and lease losses	$204,000	4,083
Total noninterest income	$1,140,000	3,034
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$189,000	5,296
Trading account gains and fees	$0	177
Additional Noninterest Income	$951,000	2,116
Total noninterest expense	$2,943,000	4,400
Salaries and employee benefits	$1,704,000	4,096
Premises and equipment expense	$430,000	4,376
Additional noninterest expense	$809,000	4,743
Pre-tax net operating income	$1,923,000	3,270
Securities gains (losses)	$0	4,612
Applicable income taxes	$649,000	2,822
Income before extraordinary items	$1,274,000	3,641
Extraordinary gains, net	$0	105
Net income	$1,274,000	3,643
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	5,560
Cash dividends	$440,000	3,691
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,274,000	3,544
2000-12-31 (YTD Data)		Rank
Total interest income	$6,795,000	4,690
Total interest expense	$3,374,000	4,501
Net interest income	$3,421,000	4,685
Provision for loan and lease losses	$137,000	4,589
Total noninterest income	$818,000	3,613
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$174,000	5,445
Trading account gains and fees	NA	NA
Additional Noninterest Income	$644,000	2,518
Total noninterest expense	$2,688,000	4,609
Salaries and employee benefits	$1,492,000	4,373
Premises and equipment expense	$396,000	4,539
Additional noninterest expense	$800,000	4,749
Pre-tax net operating income	$1,414,000	4,237
Securities gains (losses)	$-57,000	9,245
Applicable income taxes	$331,000	4,376
Income before extraordinary items	$1,026,000	4,308
Extraordinary gains, net	$0	38
Net income	$1,026,000	4,312
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	6,551
Cash dividends	$460,000	3,698
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,069,320	4,200
1999-12-31 (YTD Data)		Rank
Total interest income	$5,096,000	5,501
Total interest expense	$2,219,000	5,618
Net interest income	$2,877,000	5,324
Provision for loan and lease losses	$75,000	5,766
Total noninterest income	$957,000	3,194
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$159,000	5,699
Trading account gains and fees	NA	NA
Additional Noninterest Income	$798,000	2,170
Total noninterest expense	$2,523,000	4,851
Salaries and employee benefits	$1,363,000	4,689
Premises and equipment expense	$487,000	3,852
Additional noninterest expense	$673,000	5,393
Pre-tax net operating income	$1,236,000	4,680
Securities gains (losses)	$0	3,155
Applicable income taxes	$305,000	4,789
Income before extraordinary items	$931,000	4,648
Extraordinary gains, net	$0	35
Net income	$931,000	4,649
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	5,270
Cash dividends	$216,000	5,105
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$931,000	4,613
1998-12-31 (YTD Data)		Rank
Total interest income	$5,066,000	5,633
Total interest expense	$2,252,000	5,742
Net interest income	$2,814,000	5,387
Provision for loan and lease losses	$222,000	3,296
Total noninterest income	$1,081,000	2,907
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$161,000	5,733
Trading account gains and fees	NA	NA
Additional Noninterest Income	$920,000	1,980
Total noninterest expense	$2,528,000	4,740
Salaries and employee benefits	$1,311,000	4,727
Premises and equipment expense	$430,000	4,170
Additional noninterest expense	$787,000	4,738
Pre-tax net operating income	$1,145,000	5,028
Securities gains (losses)	$0	4,449
Applicable income taxes	$239,000	5,749
Income before extraordinary items	$906,000	4,802
Extraordinary gains, net	$0	32
Net income	$906,000	4,801
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$106,000	3,550
Cash dividends	$457,000	3,724
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$906,000	4,709
1997-12-31 (YTD Data)		Rank
Total interest income	$4,199,000	6,473
Total interest expense	$1,837,000	6,594
Net interest income	$2,362,000	6,270
Provision for loan and lease losses	$123,000	4,577
Total noninterest income	$612,000	4,360
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$159,000	6,020
Trading account gains and fees	NA	NA
Additional Noninterest Income	$453,000	3,029
Total noninterest expense	$2,093,000	5,475
Salaries and employee benefits	$1,056,000	5,655
Premises and equipment expense	$487,000	3,797
Additional noninterest expense	$550,000	6,116
Pre-tax net operating income	$758,000	6,739
Securities gains (losses)	$0	3,944
Applicable income taxes	$180,000	7,171
Income before extraordinary items	$578,000	6,486
Extraordinary gains, net	$0	44
Net income	$578,000	6,488
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	5,858
Cash dividends	$313,000	4,459
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$578,000	6,429
1996-12-31 (YTD Data)		Rank
Total interest income	$3,532,000	7,348
Total interest expense	$1,583,000	7,371
Net interest income	$1,949,000	7,254
Provision for loan and lease losses	$88,000	5,424
Total noninterest income	$479,000	5,306
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$137,000	6,712
Trading account gains and fees	NA	NA
Additional Noninterest Income	$342,000	3,746
Total noninterest expense	$1,822,000	6,332
Salaries and employee benefits	$932,000	6,303
Premises and equipment expense	$446,000	4,140
Additional noninterest expense	$444,000	7,516
Pre-tax net operating income	$518,000	7,834
Securities gains (losses)	$-3,000	9,684
Applicable income taxes	$125,000	8,311
Income before extraordinary items	$390,000	7,704
Extraordinary gains, net	$0	53
Net income	$390,000	7,703
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	9,767
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$392,280	7,630
1995-12-31 (YTD Data)		Rank
Total interest income	$3,364,000	7,724
Total interest expense	$1,483,000	7,747
Net interest income	$1,881,000	7,576
Provision for loan and lease losses	$42,000	6,540
Total noninterest income	$458,000	5,492
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$129,000	7,113
Trading account gains and fees	NA	NA
Additional Noninterest Income	$329,000	3,778
Total noninterest expense	$1,857,000	6,334
Salaries and employee benefits	$832,000	6,939
Premises and equipment expense	$390,000	4,645
Additional noninterest expense	$635,000	6,299
Pre-tax net operating income	$440,000	8,808
Securities gains (losses)	$0	3,831
Applicable income taxes	$90,000	9,389
Income before extraordinary items	$350,000	8,483
Extraordinary gains, net	$0	65
Net income	$350,000	8,486
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	9,816
Cash dividends	$67,000	7,445
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$350,000	8,460
1994-12-31 (YTD Data)		Rank
Total interest income	$2,802,000	8,381
Total interest expense	$955,000	8,885
Net interest income	$1,847,000	7,925
Provision for loan and lease losses	$36,000	6,762
Total noninterest income	$500,000	5,295
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$147,000	6,969
Trading account gains and fees	NA	NA
Additional Noninterest Income	$353,000	3,695
Total noninterest expense	$1,641,000	7,162
Salaries and employee benefits	$904,000	6,600
Premises and equipment expense	$207,000	7,274
Additional noninterest expense	$530,000	7,597
Pre-tax net operating income	$670,000	7,593
Securities gains (losses)	$-13,000	10,028
Applicable income taxes	$142,000	8,466
Income before extraordinary items	$515,000	7,192
Extraordinary gains, net	$0	249
Net income	$515,000	7,199
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	10,077
Cash dividends	$289,000	4,610
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$525,140	7,153
1993-12-31 (YTD Data)		Rank
Total interest income	$2,531,000	9,128
Total interest expense	$941,000	9,375
Net interest income	$1,590,000	8,826
Provision for loan and lease losses	$137,000	4,886
Total noninterest income	$1,006,000	3,320
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$145,000	7,220
Trading account gains and fees	NA	NA
Additional Noninterest Income	$861,000	2,270
Total noninterest expense	$1,756,000	7,021
Salaries and employee benefits	$921,000	6,591
Premises and equipment expense	$270,000	6,333
Additional noninterest expense	$565,000	7,642
Pre-tax net operating income	$703,000	7,349
Securities gains (losses)	$3,000	6,505
Applicable income taxes	$158,000	8,455
Income before extraordinary items	$548,000	7,159
Extraordinary gains, net	$0	3,149
Net income	$548,000	7,327
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	11,292
Cash dividends	$266,000	4,708
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$545,660	6,933
1992-12-31 (YTD Data)		Rank
Total interest income	$2,661,000	9,607
Total interest expense	$1,127,000	9,876
Net interest income	$1,534,000	9,165
Provision for loan and lease losses	$112,000	6,979
Total noninterest income	$869,000	3,723
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$145,000	7,235
Trading account gains and fees	NA	NA
Additional Noninterest Income	$724,000	2,462
Total noninterest expense	$1,627,000	7,481
Salaries and employee benefits	$819,000	7,138
Premises and equipment expense	$236,000	7,050
Additional noninterest expense	$572,000	7,759
Pre-tax net operating income	$664,000	7,302
Securities gains (losses)	$0	8,369
Applicable income taxes	$193,000	7,695
Income before extraordinary items	$471,000	7,573
Extraordinary gains, net	$0	1,422
Net income	$471,000	7,676
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	10,379
Cash dividends	$307,000	3,942
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$471,000	7,215

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.