Home > MBNA America Delaware > Assets and Liabilities
MBNA America Delaware, Assets and Liabilities
| 2006-06-30 | Rank | |
| # of Employees: | 1,286 | 149 |
| Assets and Liabilities | ||
| Total Assets: | $7,531,951,000 | 152 |
| Cash and due from depository institutions | $496,199,000 | 149 |
| Interest-bearing balances | $223,707,000 | 43 |
| Securities | $4,492,000 | 7,493 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $4,768,831,000 | 145 |
| Loan loss allowance | $107,716,000 | 79 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,841,000 | 1,993 |
| Other real estate owned | $0 | 149 |
| Goodwill and other intangibles | $1,417,664,000 | 40 |
| All other assets | $838,924,000 | 66 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $7,531,951,000 | 152 |
| Total liabilities | $5,405,813,000 | 172 |
| Total deposits | $75,300,000 | 5,257 |
| Interest-bearing deposits | $0 | 8,751 |
| Deposits held in domestic offices | $75,300,000 | 5,254 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,057,670,000 | 30 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $706,803,000 | 143 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $566,040,000 | 63 |
| Total equity capital | $2,126,138,000 | 72 |
| Total bank equity capital | $2,126,138,000 | 72 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $42,500,000 | 76 |
| Surplus | $2,019,851,000 | 43 |
| Undivided profits | $63,787,000 | 544 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $37,540,000 | 113 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $27,470,000 | 173 |
| Earning assets | $4,997,030,000 | 181 |
| Long-term assets (5+ years) | $1,732,717,000 | 109 |
| Average Assets, year-to-date | $6,471,623,670 | 167 |
| Average Assets, quarterly | $6,979,503,000 | 156 |
| Volatile liabilities | $4,129,809,000 | 105 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $91,149,000 | 77 |
| Unused loan commitments | $15,745,776,000 | 55 |
| Tier 1 (core) risk-based capital | $818,648,000 | 119 |
| Tier 2 risk-based capital | $78,473,000 | 123 |
| Total risk weighted assets | $6,045,585,000 | 134 |
| Total unused commitments | $15,745,776,000 | 55 |
| Derivatives | $335,733,000 | 132 |
| 2006-03-31 | Rank | |
| # of Employees: | 1,340 | 144 |
| Assets and Liabilities | ||
| Total Assets: | $6,427,055,000 | 167 |
| Cash and due from depository institutions | $356,947,000 | 144 |
| Interest-bearing balances | $188,152,000 | 51 |
| Securities | $4,628,000 | 7,499 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $4,254,008,000 | 153 |
| Loan loss allowance | $76,776,000 | 105 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,098,000 | 1,863 |
| Other real estate owned | $0 | 144 |
| Goodwill and other intangibles | $1,422,598,000 | 39 |
| All other assets | $382,776,000 | 112 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $6,427,055,000 | 167 |
| Total liabilities | $4,330,459,000 | 196 |
| Total deposits | $79,613,000 | 5,068 |
| Interest-bearing deposits | $0 | 8,765 |
| Deposits held in domestic offices | $79,613,000 | 5,064 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,397,670,000 | 48 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,783,348,000 | 82 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $69,828,000 | 207 |
| Total equity capital | $2,096,596,000 | 70 |
| Total bank equity capital | $2,096,596,000 | 70 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $42,500,000 | 74 |
| Surplus | $2,019,851,000 | 41 |
| Undivided profits | $34,245,000 | 1,016 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,230,000 | 146 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $25,023,000 | 178 |
| Earning assets | $4,446,788,000 | 192 |
| Long-term assets (5+ years) | $1,651,488,000 | 111 |
| Average Assets, year-to-date | $5,941,460,000 | 173 |
| Average Assets, quarterly | $5,941,460,000 | 173 |
| Volatile liabilities | $3,135,766,000 | 119 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $192,576,000 | 50 |
| Unused loan commitments | $15,265,264,000 | 55 |
| Tier 1 (core) risk-based capital | $754,609,000 | 129 |
| Tier 2 risk-based capital | $65,223,000 | 143 |
| Total risk weighted assets | $4,962,236,000 | 148 |
| Total unused commitments | $15,265,264,000 | 55 |
| Derivatives | $391,393,000 | 125 |
| 2005-12-31 | Rank | |
| # of Employees: | 1,602 | 129 |
| Assets and Liabilities | ||
| Total Assets: | $5,455,865,000 | 179 |
| Cash and due from depository institutions | $203,725,000 | 129 |
| Interest-bearing balances | $105,396,000 | 59 |
| Securities | $226,755,000 | 592 |
| Federal funds sold & reverse repurchase agreements | $137,000,000 | 117 |
| Net loans & leases | $4,171,612,000 | 158 |
| Loan loss allowance | $67,866,000 | 119 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $17,421,000 | 563 |
| Other real estate owned | $0 | 129 |
| Goodwill and other intangibles | $298,022,000 | 81 |
| All other assets | $401,330,000 | 107 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $5,455,865,000 | 179 |
| Total liabilities | $4,448,067,000 | 193 |
| Total deposits | $78,125,000 | 5,104 |
| Interest-bearing deposits | $0 | 8,809 |
| Deposits held in domestic offices | $78,125,000 | 5,101 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,180,088,000 | 48 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,102,260,000 | 78 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $87,594,000 | 178 |
| Total equity capital | $1,007,798,000 | 107 |
| Total bank equity capital | $1,007,798,000 | 107 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $42,500,000 | 73 |
| Surplus | $656,364,000 | 98 |
| Undivided profits | $308,934,000 | 141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $34,835,000 | 113 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $27,762,000 | 167 |
| Earning assets | $4,640,763,000 | 190 |
| Long-term assets (5+ years) | $1,624,248,000 | 110 |
| Average Assets, year-to-date | $5,070,301,600 | 185 |
| Average Assets, quarterly | $5,348,870,500 | 181 |
| Volatile liabilities | $2,831,648,000 | 125 |
| Insider loans | $1,025,000 | 4,144 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $384,288,000 | 40 |
| Unused loan commitments | $11,573,311,000 | 61 |
| Tier 1 (core) risk-based capital | $813,543,000 | 113 |
| Tier 2 risk-based capital | $65,764,000 | 142 |
| Total risk weighted assets | $4,973,615,000 | 151 |
| Total unused commitments | $11,573,311,000 | 61 |
| Derivatives | $385,923,000 | 119 |
| 2005-09-30 | Rank | |
| # of Employees: | 1,413 | 137 |
| Assets and Liabilities | ||
| Total Assets: | $5,241,876,000 | 185 |
| Cash and due from depository institutions | $212,030,000 | 137 |
| Interest-bearing balances | $122,814,000 | 66 |
| Securities | $226,738,000 | 585 |
| Federal funds sold & reverse repurchase agreements | $117,000,000 | 137 |
| Net loans & leases | $4,011,523,000 | 160 |
| Loan loss allowance | $56,856,000 | 132 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $17,114,000 | 547 |
| Other real estate owned | $0 | 137 |
| Goodwill and other intangibles | $310,831,000 | 76 |
| All other assets | $346,640,000 | 119 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $5,241,876,000 | 185 |
| Total liabilities | $4,251,180,000 | 196 |
| Total deposits | $75,257,000 | 5,178 |
| Interest-bearing deposits | $0 | 8,832 |
| Deposits held in domestic offices | $75,257,000 | 5,174 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,921,088,000 | 57 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $2,164,946,000 | 77 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $89,889,000 | 171 |
| Total equity capital | $990,696,000 | 109 |
| Total bank equity capital | $990,696,000 | 109 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $42,500,000 | 73 |
| Surplus | $656,363,000 | 96 |
| Undivided profits | $291,833,000 | 146 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,661,000 | 124 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $24,912,000 | 172 |
| Earning assets | $4,478,075,000 | 193 |
| Long-term assets (5+ years) | $1,395,214,000 | 120 |
| Average Assets, year-to-date | $4,973,910,750 | 190 |
| Average Assets, quarterly | $5,362,801,500 | 182 |
| Volatile liabilities | $2,570,430,000 | 131 |
| Insider loans | $1,025,000 | 4,123 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $289,844,000 | 44 |
| Unused loan commitments | $11,656,178,000 | 61 |
| Tier 1 (core) risk-based capital | $785,496,000 | 118 |
| Tier 2 risk-based capital | $56,856,000 | 151 |
| Total risk weighted assets | $4,770,622,000 | 150 |
| Total unused commitments | $11,656,178,000 | 61 |
| Derivatives | $518,109,000 | 108 |
| 2005-06-30 | Rank | |
| # of Employees: | 1,315 | 143 |
| Assets and Liabilities | ||
| Total Assets: | $5,483,727,000 | 178 |
| Cash and due from depository institutions | $197,945,000 | 143 |
| Interest-bearing balances | $95,075,000 | 63 |
| Securities | $248,036,000 | 543 |
| Federal funds sold & reverse repurchase agreements | $107,000,000 | 133 |
| Net loans & leases | $4,293,540,000 | 152 |
| Loan loss allowance | $57,023,000 | 130 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $15,564,000 | 590 |
| Other real estate owned | $0 | 143 |
| Goodwill and other intangibles | $314,975,000 | 75 |
| All other assets | $306,667,000 | 129 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $5,483,727,000 | 178 |
| Total liabilities | $4,530,601,000 | 186 |
| Total deposits | $53,353,000 | 6,199 |
| Interest-bearing deposits | $0 | 8,844 |
| Deposits held in domestic offices | $53,353,000 | 6,198 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,129,088,000 | 53 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,236,761,000 | 74 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $111,399,000 | 147 |
| Total equity capital | $953,126,000 | 112 |
| Total bank equity capital | $953,126,000 | 112 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $42,500,000 | 68 |
| Surplus | $656,363,000 | 95 |
| Undivided profits | $254,263,000 | 162 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $33,591,000 | 110 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $26,236,000 | 160 |
| Earning assets | $4,743,651,000 | 183 |
| Long-term assets (5+ years) | $1,425,921,000 | 121 |
| Average Assets, year-to-date | $4,884,589,000 | 190 |
| Average Assets, quarterly | $5,367,132,500 | 179 |
| Volatile liabilities | $3,079,404,000 | 115 |
| Insider loans | $1,025,000 | 4,092 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $441,197,000 | 36 |
| Unused loan commitments | $10,709,268,000 | 62 |
| Tier 1 (core) risk-based capital | $743,473,000 | 124 |
| Tier 2 risk-based capital | $57,023,000 | 149 |
| Total risk weighted assets | $4,928,977,000 | 147 |
| Total unused commitments | $10,709,268,000 | 63 |
| Derivatives | $324,203,000 | 132 |
| 2005-03-31 | Rank | |
| # of Employees: | 854 | 207 |
| Assets and Liabilities | ||
| Total Assets: | $5,250,538,000 | 182 |
| Cash and due from depository institutions | $155,540,000 | 207 |
| Interest-bearing balances | $70,378,000 | 83 |
| Securities | $247,177,000 | 554 |
| Federal funds sold & reverse repurchase agreements | $97,000,000 | 158 |
| Net loans & leases | $4,050,643,000 | 155 |
| Loan loss allowance | $68,386,000 | 118 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,319,000 | 5,314 |
| Other real estate owned | $0 | 207 |
| Goodwill and other intangibles | $169,593,000 | 122 |
| All other assets | $529,266,000 | 83 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $5,250,538,000 | 182 |
| Total liabilities | $4,492,542,000 | 184 |
| Total deposits | $39,161,000 | 7,057 |
| Interest-bearing deposits | $0 | 8,906 |
| Deposits held in domestic offices | $39,161,000 | 7,055 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,459,500,000 | 50 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,911,664,000 | 79 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $82,217,000 | 182 |
| Total equity capital | $757,996,000 | 138 |
| Total bank equity capital | $757,996,000 | 138 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $42,500,000 | 66 |
| Surplus | $506,364,000 | 115 |
| Undivided profits | $209,132,000 | 177 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,630,000 | 129 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $24,106,000 | 168 |
| Earning assets | $4,465,198,000 | 188 |
| Long-term assets (5+ years) | $1,297,946,000 | 130 |
| Average Assets, year-to-date | $4,585,020,000 | 198 |
| Average Assets, quarterly | $4,585,020,000 | 198 |
| Volatile liabilities | $3,072,399,000 | 115 |
| Insider loans | $1,025,000 | 4,084 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $21,256,000 | 166 |
| Unused loan commitments | $16,050,538,000 | 46 |
| Tier 1 (core) risk-based capital | $703,004,000 | 125 |
| Tier 2 risk-based capital | $62,588,000 | 137 |
| Total risk weighted assets | $4,926,497,000 | 141 |
| Total unused commitments | $16,050,538,000 | 46 |
| Derivatives | $104,366,000 | 179 |
| 2004-12-31 | Rank | |
| # of Employees: | 871 | 204 |
| Assets and Liabilities | ||
| Total Assets: | $3,919,502,000 | 219 |
| Cash and due from depository institutions | $139,202,000 | 204 |
| Interest-bearing balances | $71,854,000 | 85 |
| Securities | $209,887,000 | 640 |
| Federal funds sold & reverse repurchase agreements | $70,000,000 | 190 |
| Net loans & leases | $3,140,519,000 | 184 |
| Loan loss allowance | $75,374,000 | 116 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,621,000 | 4,841 |
| Other real estate owned | $0 | 204 |
| Goodwill and other intangibles | $177,199,000 | 116 |
| All other assets | $181,074,000 | 178 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $3,919,502,000 | 219 |
| Total liabilities | $3,287,075,000 | 227 |
| Total deposits | $48,881,000 | 6,511 |
| Interest-bearing deposits | $0 | 8,952 |
| Deposits held in domestic offices | $48,881,000 | 6,509 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,271,500,000 | 83 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $1,903,448,000 | 80 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $63,246,000 | 207 |
| Total equity capital | $632,427,000 | 166 |
| Total bank equity capital | $632,427,000 | 166 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $42,500,000 | 64 |
| Surplus | $406,364,000 | 146 |
| Undivided profits | $183,563,000 | 195 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,686,000 | 164 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $17,639,000 | 205 |
| Earning assets | $3,492,260,000 | 223 |
| Long-term assets (5+ years) | $915,207,000 | 165 |
| Average Assets, year-to-date | $3,194,906,400 | 238 |
| Average Assets, quarterly | $3,703,638,500 | 224 |
| Volatile liabilities | $1,937,390,000 | 152 |
| Insider loans | $1,025,000 | 4,080 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $16,627,000 | 191 |
| Unused loan commitments | $15,343,546,000 | 48 |
| Tier 1 (core) risk-based capital | $575,650,000 | 150 |
| Tier 2 risk-based capital | $47,057,000 | 167 |
| Total risk weighted assets | $3,644,524,000 | 180 |
| Total unused commitments | $15,343,546,000 | 48 |
| Derivatives | $121,423,000 | 171 |
| 2004-09-30 | Rank | |
| # of Employees: | 856 | 207 |
| Assets and Liabilities | ||
| Total Assets: | $3,487,775,000 | 238 |
| Cash and due from depository institutions | $137,632,000 | 207 |
| Interest-bearing balances | $60,709,000 | 95 |
| Securities | $211,410,000 | 644 |
| Federal funds sold & reverse repurchase agreements | $40,000,000 | 293 |
| Net loans & leases | $2,755,680,000 | 203 |
| Loan loss allowance | $73,081,000 | 123 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,877,000 | 4,409 |
| Other real estate owned | $0 | 207 |
| Goodwill and other intangibles | $169,464,000 | 117 |
| All other assets | $171,712,000 | 192 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $3,487,775,000 | 238 |
| Total liabilities | $2,882,346,000 | 244 |
| Total deposits | $45,851,000 | 6,651 |
| Interest-bearing deposits | $0 | 8,998 |
| Deposits held in domestic offices | $45,851,000 | 6,649 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $840,500,000 | 102 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $1,947,088,000 | 81 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $48,907,000 | 233 |
| Total equity capital | $605,429,000 | 172 |
| Total bank equity capital | $605,429,000 | 172 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $42,500,000 | 67 |
| Surplus | $406,364,000 | 142 |
| Undivided profits | $156,565,000 | 222 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,756,000 | 178 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $14,785,000 | 231 |
| Earning assets | $3,067,799,000 | 241 |
| Long-term assets (5+ years) | $920,783,000 | 171 |
| Average Assets, year-to-date | $3,013,757,500 | 249 |
| Average Assets, quarterly | $3,407,912,500 | 239 |
| Volatile liabilities | $1,501,760,000 | 176 |
| Insider loans | $1,025,000 | 4,046 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $20,722,000 | 174 |
| Unused loan commitments | $14,420,139,000 | 55 |
| Tier 1 (core) risk-based capital | $547,356,000 | 163 |
| Tier 2 risk-based capital | $42,294,000 | 185 |
| Total risk weighted assets | $3,252,019,000 | 194 |
| Total unused commitments | $14,420,139,000 | 55 |
| Derivatives | $121,423,000 | 173 |
| 2004-06-30 | Rank | |
| # of Employees: | 833 | 212 |
| Assets and Liabilities | ||
| Total Assets: | $3,328,050,000 | 240 |
| Cash and due from depository institutions | $106,020,000 | 212 |
| Interest-bearing balances | $46,372,000 | 121 |
| Securities | $186,582,000 | 718 |
| Federal funds sold & reverse repurchase agreements | $56,000,000 | 221 |
| Net loans & leases | $2,660,840,000 | 199 |
| Loan loss allowance | $73,431,000 | 122 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,202,000 | 3,991 |
| Other real estate owned | $0 | 212 |
| Goodwill and other intangibles | $175,759,000 | 108 |
| All other assets | $140,647,000 | 207 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $3,328,050,000 | 240 |
| Total liabilities | $2,745,725,000 | 248 |
| Total deposits | $45,420,000 | 6,716 |
| Interest-bearing deposits | $0 | 9,053 |
| Deposits held in domestic offices | $45,420,000 | 6,715 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $643,500,000 | 125 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,962,655,000 | 86 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $94,150,000 | 167 |
| Total equity capital | $582,325,000 | 165 |
| Total bank equity capital | $582,325,000 | 165 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $42,500,000 | 68 |
| Surplus | $406,364,000 | 133 |
| Undivided profits | $133,461,000 | 251 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,234,000 | 176 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $14,274,000 | 229 |
| Earning assets | $2,949,794,000 | 240 |
| Long-term assets (5+ years) | $948,529,000 | 174 |
| Average Assets, year-to-date | $2,855,751,670 | 255 |
| Average Assets, quarterly | $3,267,457,000 | 240 |
| Volatile liabilities | $1,033,538,000 | 216 |
| Insider loans | $1,000,000 | 4,069 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $36,277,000 | 132 |
| Unused loan commitments | $12,646,077,000 | 58 |
| Tier 1 (core) risk-based capital | $524,911,000 | 163 |
| Tier 2 risk-based capital | $39,782,000 | 188 |
| Total risk weighted assets | $3,042,646,000 | 199 |
| Total unused commitments | $12,646,077,000 | 58 |
| Derivatives | $121,423,000 | 171 |
| 2004-03-31 | Rank | |
| # of Employees: | 816 | 216 |
| Assets and Liabilities | ||
| Total Assets: | $3,206,864,000 | 239 |
| Cash and due from depository institutions | $141,184,000 | 216 |
| Interest-bearing balances | $44,247,000 | 142 |
| Securities | $138,538,000 | 938 |
| Federal funds sold & reverse repurchase agreements | $94,000,000 | 173 |
| Net loans & leases | $2,512,776,000 | 197 |
| Loan loss allowance | $68,678,000 | 123 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,537,000 | 3,590 |
| Other real estate owned | $0 | 216 |
| Goodwill and other intangibles | $173,216,000 | 96 |
| All other assets | $144,613,000 | 197 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $3,206,864,000 | 239 |
| Total liabilities | $2,648,974,000 | 247 |
| Total deposits | $40,991,000 | 7,008 |
| Interest-bearing deposits | $34,863,000 | 6,958 |
| Deposits held in domestic offices | $40,991,000 | 7,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $897,500,000 | 102 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $1,653,285,000 | 88 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $57,198,000 | 216 |
| Total equity capital | $557,890,000 | 172 |
| Total bank equity capital | $557,890,000 | 172 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $42,500,000 | 69 |
| Surplus | $406,364,000 | 127 |
| Undivided profits | $109,026,000 | 323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,533,000 | 246 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $10,899,000 | 260 |
| Earning assets | $2,789,561,000 | 243 |
| Long-term assets (5+ years) | $1,001,079,000 | 156 |
| Average Assets, year-to-date | $2,619,602,500 | 273 |
| Average Assets, quarterly | $2,619,602,500 | 273 |
| Volatile liabilities | $1,303,292,000 | 188 |
| Insider loans | $1,000,000 | 4,013 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $54,499,000 | 105 |
| Unused loan commitments | $13,331,932,000 | 55 |
| Tier 1 (core) risk-based capital | $498,964,000 | 162 |
| Tier 2 risk-based capital | $38,190,000 | 195 |
| Total risk weighted assets | $2,906,822,000 | 198 |
| Total unused commitments | $13,331,932,000 | 55 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 709 | 246 |
| Assets and Liabilities | ||
| Total Assets: | $2,032,341,000 | 326 |
| Cash and due from depository institutions | $89,308,000 | 246 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $88,925,000 | 1,501 |
| Federal funds sold & reverse repurchase agreements | $50,000,000 | 246 |
| Net loans & leases | $1,513,889,000 | 274 |
| Loan loss allowance | $39,698,000 | 183 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,847,000 | 4,400 |
| Other real estate owned | $0 | 246 |
| Goodwill and other intangibles | $131,466,000 | 115 |
| All other assets | $156,906,000 | 190 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,032,341,000 | 326 |
| Total liabilities | $1,493,512,000 | 382 |
| Total deposits | $37,379,000 | 7,252 |
| Interest-bearing deposits | $0 | 9,153 |
| Deposits held in domestic offices | $37,379,000 | 7,250 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $664,500,000 | 112 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $755,000,000 | 139 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $36,633,000 | 267 |
| Total equity capital | $538,829,000 | 169 |
| Total bank equity capital | $538,829,000 | 169 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $42,500,000 | 72 |
| Surplus | $406,364,000 | 129 |
| Undivided profits | $89,965,000 | 364 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,590,000 | 367 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $5,535,000 | 480 |
| Earning assets | $1,652,814,000 | 351 |
| Long-term assets (5+ years) | $399,306,000 | 303 |
| Average Assets, year-to-date | $1,820,846,600 | 339 |
| Average Assets, quarterly | $1,795,480,000 | 350 |
| Volatile liabilities | $964,500,000 | 216 |
| Insider loans | $1,000,000 | 4,033 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $12,412,000 | 223 |
| Unused loan commitments | $12,762,944,000 | 55 |
| Tier 1 (core) risk-based capital | $526,630,000 | 152 |
| Tier 2 risk-based capital | $25,290,000 | 261 |
| Total risk weighted assets | $1,855,349,000 | 262 |
| Total unused commitments | $12,762,944,000 | 55 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 685 | 255 |
| Assets and Liabilities | ||
| Total Assets: | $1,558,619,000 | 406 |
| Cash and due from depository institutions | $27,401,000 | 255 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $90,033,000 | 1,472 |
| Federal funds sold & reverse repurchase agreements | $46,000,000 | 332 |
| Net loans & leases | $1,114,441,000 | 364 |
| Loan loss allowance | $16,345,000 | 341 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,117,000 | 4,034 |
| Other real estate owned | $0 | 255 |
| Goodwill and other intangibles | $138,933,000 | 112 |
| All other assets | $139,694,000 | 204 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,558,619,000 | 406 |
| Total liabilities | $1,036,130,000 | 511 |
| Total deposits | $38,539,000 | 7,201 |
| Interest-bearing deposits | $0 | 9,212 |
| Deposits held in domestic offices | $38,539,000 | 7,200 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $204,500,000 | 209 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $755,000,000 | 137 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $38,091,000 | 274 |
| Total equity capital | $522,489,000 | 175 |
| Total bank equity capital | $522,489,000 | 175 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $42,500,000 | 73 |
| Surplus | $406,363,000 | 124 |
| Undivided profits | $73,626,000 | 437 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,835,000 | 405 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $5,111,000 | 525 |
| Earning assets | $1,250,474,000 | 446 |
| Long-term assets (5+ years) | $381,733,000 | 310 |
| Average Assets, year-to-date | $1,767,973,000 | 354 |
| Average Assets, quarterly | $1,776,991,000 | 359 |
| Volatile liabilities | $524,500,000 | 317 |
| Insider loans | $1,000,000 | 4,038 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $63,025,000 | 117 |
| Unused loan commitments | $10,644,816,000 | 59 |
| Tier 1 (core) risk-based capital | $509,730,000 | 157 |
| Tier 2 risk-based capital | $16,345,000 | 350 |
| Total risk weighted assets | $1,428,876,000 | 326 |
| Total unused commitments | $10,644,816,000 | 59 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 645 | 271 |
| Assets and Liabilities | ||
| Total Assets: | $1,995,363,000 | 333 |
| Cash and due from depository institutions | $65,768,000 | 271 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $90,966,000 | 1,402 |
| Federal funds sold & reverse repurchase agreements | $38,000,000 | 410 |
| Net loans & leases | $1,565,594,000 | 274 |
| Loan loss allowance | $16,671,000 | 332 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,941,000 | 4,235 |
| Other real estate owned | $0 | 271 |
| Goodwill and other intangibles | $146,668,000 | 98 |
| All other assets | $86,426,000 | 270 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,995,363,000 | 333 |
| Total liabilities | $1,489,708,000 | 384 |
| Total deposits | $8,981,000 | 9,079 |
| Interest-bearing deposits | $0 | 9,243 |
| Deposits held in domestic offices | $8,981,000 | 9,078 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $675,500,000 | 115 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $755,000,000 | 137 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $50,227,000 | 247 |
| Total equity capital | $505,655,000 | 175 |
| Total bank equity capital | $505,655,000 | 175 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $42,500,000 | 73 |
| Surplus | $406,363,000 | 123 |
| Undivided profits | $56,792,000 | 564 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,327,000 | 252 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $6,669,000 | 399 |
| Earning assets | $1,694,560,000 | 347 |
| Long-term assets (5+ years) | $376,573,000 | 305 |
| Average Assets, year-to-date | $1,837,757,670 | 345 |
| Average Assets, quarterly | $1,902,210,500 | 344 |
| Volatile liabilities | $945,500,000 | 204 |
| Insider loans | $1,000,000 | 4,003 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $592,721,000 | 46 |
| Unused loan commitments | $10,014,759,000 | 64 |
| Tier 1 (core) risk-based capital | $481,516,000 | 160 |
| Tier 2 risk-based capital | $16,671,000 | 332 |
| Total risk weighted assets | $1,822,617,000 | 264 |
| Total unused commitments | $10,014,759,000 | 64 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 643 | 276 |
| Assets and Liabilities | ||
| Total Assets: | $1,809,058,000 | 353 |
| Cash and due from depository institutions | $36,426,000 | 276 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $91,231,000 | 1,384 |
| Federal funds sold & reverse repurchase agreements | $35,000,000 | 454 |
| Net loans & leases | $1,406,523,000 | 289 |
| Loan loss allowance | $20,533,000 | 298 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,208,000 | 3,859 |
| Other real estate owned | $0 | 276 |
| Goodwill and other intangibles | $154,115,000 | 97 |
| All other assets | $83,555,000 | 273 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,809,058,000 | 353 |
| Total liabilities | $1,320,177,000 | 422 |
| Total deposits | $16,731,000 | 8,731 |
| Interest-bearing deposits | $0 | 9,285 |
| Deposits held in domestic offices | $16,731,000 | 8,730 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $386,500,000 | 156 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $880,000,000 | 121 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $36,946,000 | 303 |
| Total equity capital | $488,881,000 | 175 |
| Total bank equity capital | $488,881,000 | 175 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $42,500,000 | 72 |
| Surplus | $406,364,000 | 121 |
| Undivided profits | $40,017,000 | 790 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,212,000 | 256 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $6,847,000 | 403 |
| Earning assets | $1,532,754,000 | 369 |
| Long-term assets (5+ years) | $363,082,000 | 308 |
| Average Assets, year-to-date | $1,758,955,000 | 358 |
| Average Assets, quarterly | $1,758,955,000 | 358 |
| Volatile liabilities | $781,500,000 | 232 |
| Insider loans | $1,000,000 | 3,944 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $552,459,000 | 40 |
| Unused loan commitments | $9,578,645,000 | 62 |
| Tier 1 (core) risk-based capital | $452,957,000 | 165 |
| Tier 2 risk-based capital | $20,533,000 | 289 |
| Total risk weighted assets | $1,655,234,000 | 282 |
| Total unused commitments | $9,578,645,000 | 62 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 633 | 275 |
| Assets and Liabilities | ||
| Total Assets: | $1,708,852,000 | 363 |
| Cash and due from depository institutions | $31,883,000 | 275 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $91,787,000 | 1,355 |
| Federal funds sold & reverse repurchase agreements | $25,000,000 | 548 |
| Net loans & leases | $1,296,790,000 | 310 |
| Loan loss allowance | $21,387,000 | 289 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,562,000 | 4,766 |
| Other real estate owned | $0 | 275 |
| Goodwill and other intangibles | $161,602,000 | 92 |
| All other assets | $100,228,000 | 244 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,708,852,000 | 363 |
| Total liabilities | $1,230,655,000 | 444 |
| Total deposits | $10,468,000 | 9,105 |
| Interest-bearing deposits | $0 | 9,333 |
| Deposits held in domestic offices | $10,468,000 | 9,105 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $611,500,000 | 117 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $580,000,000 | 152 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $28,687,000 | 329 |
| Total equity capital | $478,197,000 | 172 |
| Total bank equity capital | $478,197,000 | 172 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $42,500,000 | 72 |
| Surplus | $406,217,000 | 117 |
| Undivided profits | $29,480,000 | 1,040 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,092,000 | 261 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $6,695,000 | 431 |
| Earning assets | $1,413,577,000 | 388 |
| Long-term assets (5+ years) | $356,780,000 | 303 |
| Average Assets, year-to-date | $1,921,906,000 | 329 |
| Average Assets, quarterly | $1,903,148,500 | 339 |
| Volatile liabilities | $891,500,000 | 212 |
| Insider loans | $1,000,000 | 3,940 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $495,678,000 | 53 |
| Unused loan commitments | $9,156,003,000 | 62 |
| Tier 1 (core) risk-based capital | $431,918,000 | 165 |
| Tier 2 risk-based capital | $20,081,000 | 293 |
| Total risk weighted assets | $1,539,466,000 | 301 |
| Total unused commitments | $9,156,003,000 | 62 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 591 | 281 |
| Assets and Liabilities | ||
| Total Assets: | $1,863,493,000 | 340 |
| Cash and due from depository institutions | $23,224,000 | 281 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $93,621,000 | 1,213 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,898 |
| Net loans & leases | $1,473,751,000 | 278 |
| Loan loss allowance | $17,059,000 | 321 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,055,000 | 5,768 |
| Other real estate owned | $0 | 281 |
| Goodwill and other intangibles | $192,269,000 | 77 |
| All other assets | $76,573,000 | 289 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,863,493,000 | 340 |
| Total liabilities | $1,466,349,000 | 369 |
| Total deposits | $7,594,000 | 9,415 |
| Interest-bearing deposits | $0 | 9,585 |
| Deposits held in domestic offices | $7,594,000 | 9,414 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $895,000,000 | 96 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $532,417,000 | 168 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $31,338,000 | 312 |
| Total equity capital | $397,144,000 | 190 |
| Total bank equity capital | $397,144,000 | 190 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,500,000 | 1,512 |
| Surplus | $406,217,000 | 113 |
| Undivided profits | $-11,573,000 | 9,589 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,286,000 | 252 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $10,769,000 | 303 |
| Earning assets | $1,570,372,000 | 353 |
| Long-term assets (5+ years) | $313,451,000 | 345 |
| Average Assets, year-to-date | $1,625,970,200 | 361 |
| Average Assets, quarterly | $1,758,421,500 | 355 |
| Volatile liabilities | $1,022,417,000 | 197 |
| Insider loans | $1,000,000 | 3,923 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $33,367,000 | 191 |
| Unused loan commitments | $6,401,247,000 | 85 |
| Tier 1 (core) risk-based capital | $299,278,000 | 212 |
| Tier 2 risk-based capital | $17,059,000 | 319 |
| Total risk weighted assets | $1,641,052,000 | 279 |
| Total unused commitments | $6,401,247,000 | 87 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 109 | 1,528 |
| Assets and Liabilities | ||
| Total Assets: | $1,448,519,000 | 401 |
| Cash and due from depository institutions | $25,696,000 | 1,528 |
| Interest-bearing balances | $1,500,000 | 1,978 |
| Securities | $65,765,000 | 1,671 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $1,106,843,000 | 345 |
| Loan loss allowance | $11,785,000 | 404 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $786,000 | 6,540 |
| Other real estate owned | $0 | 1,528 |
| Goodwill and other intangibles | $207,118,000 | 70 |
| All other assets | $42,311,000 | 369 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,448,519,000 | 401 |
| Total liabilities | $1,072,389,000 | 467 |
| Total deposits | $6,386,000 | 9,717 |
| Interest-bearing deposits | $0 | 9,861 |
| Deposits held in domestic offices | $6,386,000 | 9,716 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $911,000,000 | 91 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $130,095,000 | 392 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $24,908,000 | 357 |
| Total equity capital | $376,130,000 | 190 |
| Total bank equity capital | $376,130,000 | 190 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,500,000 | 1,522 |
| Surplus | $406,217,000 | 107 |
| Undivided profits | $-32,587,000 | 9,908 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,071,000 | 325 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $7,438,000 | 366 |
| Earning assets | $1,174,108,000 | 425 |
| Long-term assets (5+ years) | $276,240,000 | 384 |
| Average Assets, year-to-date | $319,001,400 | 1,437 |
| Average Assets, quarterly | $742,360,500 | 670 |
| Volatile liabilities | $916,095,000 | 224 |
| Insider loans | $1,040,000 | 3,770 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $23,582,000 | 143 |
| Unused loan commitments | $7,004,041,000 | 75 |
| Tier 1 (core) risk-based capital | $258,338,000 | 228 |
| Tier 2 risk-based capital | $11,785,000 | 398 |
| Total risk weighted assets | $1,236,958,200 | 340 |
| Total unused commitments | $7,004,041,000 | 76 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 246 | 691 |
| Assets and Liabilities | ||
| Total Assets: | $39,010,000 | 7,744 |
| Cash and due from depository institutions | $8,361,000 | 691 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $13,905,000 | 6,053 |
| Federal funds sold & reverse repurchase agreements | $3,700,000 | 2,468 |
| Net loans & leases | $8,417,000 | 9,514 |
| Loan loss allowance | $14,000 | 10,080 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,413,000 | 5,024 |
| Other real estate owned | $0 | 691 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,214,000 | 2,657 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,010,000 | 7,744 |
| Total liabilities | $7,531,000 | 10,027 |
| Total deposits | $1,000,000 | 10,172 |
| Interest-bearing deposits | $1,000,000 | 10,121 |
| Deposits held in domestic offices | $1,000,000 | 10,172 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $6,531,000 | 785 |
| Total equity capital | $31,479,000 | 1,407 |
| Total bank equity capital | $31,479,000 | 1,407 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,500,000 | 1,519 |
| Surplus | $57,500,000 | 414 |
| Undivided profits | $-28,521,000 | 10,226 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $102,000 | 9,114 |
| Earning assets | $26,022,000 | 8,625 |
| Long-term assets (5+ years) | $14,900,000 | 3,967 |
| Average Assets, year-to-date | $112,629,000 | 3,841 |
| Average Assets, quarterly | $91,298,500 | 4,735 |
| Volatile liabilities | $1,000,000 | 9,661 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,497,000 | 6,348 |
| Tier 1 (core) risk-based capital | $31,297,000 | 1,387 |
| Tier 2 risk-based capital | $14,000 | 10,069 |
| Total risk weighted assets | $15,289,700 | 8,846 |
| Total unused commitments | $3,497,000 | 6,353 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 343 | 514 |
| Assets and Liabilities | ||
| Total Assets: | $80,234,000 | 5,205 |
| Cash and due from depository institutions | $2,100,000 | 514 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $0 | 10,385 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 4,024 |
| Net loans & leases | $68,638,000 | 3,837 |
| Loan loss allowance | $158,000 | 9,015 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,957,000 | 3,975 |
| Other real estate owned | $0 | 514 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,539,000 | 2,114 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,234,000 | 5,205 |
| Total liabilities | $30,799,000 | 8,216 |
| Total deposits | $2,000,000 | 10,392 |
| Interest-bearing deposits | $1,000,000 | 10,361 |
| Deposits held in domestic offices | $2,000,000 | 10,392 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,000,000 | 649 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,799,000 | 1,498 |
| Total equity capital | $49,435,000 | 919 |
| Total bank equity capital | $49,435,000 | 919 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,500,000 | 1,467 |
| Surplus | $57,500,000 | 394 |
| Undivided profits | $-10,565,000 | 10,454 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $339,000 | 6,104 |
| Earning assets | $72,638,000 | 5,238 |
| Long-term assets (5+ years) | $63,546,000 | 1,305 |
| Average Assets, year-to-date | $45,824,500 | 7,083 |
| Average Assets, quarterly | $59,707,000 | 6,233 |
| Volatile liabilities | $28,000,000 | 2,287 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $41,026,000 | 154 |
| Unused loan commitments | $1,581,000 | 7,906 |
| Tier 1 (core) risk-based capital | $49,435,000 | 852 |
| Tier 2 risk-based capital | $158,000 | 8,757 |
| Total risk weighted assets | $72,669,500 | 3,740 |
| Total unused commitments | $1,581,000 | 7,917 |
| Derivatives | $0 | 527 |