MBL Bank, Income and Expense
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $13,678,000 | 1,907 |
| Total interest expense | $1,467,000 | 1,962 |
| Net interest income | $12,211,000 | 1,879 |
| Provision for loan and lease losses | $130,000 | 2,782 |
| Total noninterest income | $670,000 | 3,528 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $545,000 | 1,908 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 4,632 |
| Total noninterest expense | $4,616,000 | 3,257 |
| Salaries and employee benefits | $2,760,000 | 3,150 |
| Premises and equipment expense | $678,000 | 2,704 |
| Additional noninterest expense | $1,178,000 | 3,706 |
| Pre-tax net operating income | $8,135,000 | 1,165 |
| Securities gains (losses) | $1,000 | 2,108 |
| Applicable income taxes | $2,556,000 | 1,090 |
| Income before extraordinary items | $5,580,000 | 1,240 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,580,000 | 1,240 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,580,000 | 1,240 |
| Net charge-offs | $115,000 | 2,301 |
| Cash dividends | $28,330,000 | 180 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $5,579,310 | 1,227 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $10,202,000 | 1,914 |
| Total interest expense | $1,100,000 | 1,929 |
| Net interest income | $9,102,000 | 1,898 |
| Provision for loan and lease losses | $98,000 | 2,690 |
| Total noninterest income | $427,000 | 3,790 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $414,000 | 1,900 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 5,465 |
| Total noninterest expense | $3,455,000 | 3,282 |
| Salaries and employee benefits | $2,067,000 | 3,167 |
| Premises and equipment expense | $511,000 | 2,730 |
| Additional noninterest expense | $877,000 | 3,736 |
| Pre-tax net operating income | $5,976,000 | 1,204 |
| Securities gains (losses) | $1,000 | 2,145 |
| Applicable income taxes | $1,927,000 | 938 |
| Income before extraordinary items | $4,050,000 | 1,361 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,050,000 | 1,361 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,050,000 | 1,361 |
| Net charge-offs | $108,000 | 1,860 |
| Cash dividends | $7,180,000 | 374 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $4,049,320 | 1,345 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,709,000 | 1,918 |
| Total interest expense | $732,000 | 1,906 |
| Net interest income | $5,977,000 | 1,907 |
| Provision for loan and lease losses | $31,000 | 3,123 |
| Total noninterest income | $475,000 | 3,043 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $276,000 | 1,886 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $199,000 | 3,483 |
| Total noninterest expense | $2,308,000 | 3,298 |
| Salaries and employee benefits | $1,366,000 | 3,199 |
| Premises and equipment expense | $345,000 | 2,714 |
| Additional noninterest expense | $597,000 | 3,703 |
| Pre-tax net operating income | $4,113,000 | 1,165 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,328,000 | 919 |
| Income before extraordinary items | $2,785,000 | 1,319 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,785,000 | 1,318 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,785,000 | 1,319 |
| Net charge-offs | $6,000 | 3,079 |
| Cash dividends | $6,380,000 | 293 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,785,000 | 1,299 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,283,000 | 1,949 |
| Total interest expense | $369,000 | 1,865 |
| Net interest income | $2,914,000 | 1,941 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $237,000 | 3,054 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $140,000 | 1,862 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 3,517 |
| Total noninterest expense | $1,153,000 | 3,324 |
| Salaries and employee benefits | $671,000 | 3,262 |
| Premises and equipment expense | $180,000 | 2,687 |
| Additional noninterest expense | $302,000 | 3,691 |
| Pre-tax net operating income | $1,998,000 | 1,174 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $644,000 | 908 |
| Income before extraordinary items | $1,354,000 | 1,330 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,354,000 | 1,329 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,354,000 | 1,330 |
| Net charge-offs | $1,000 | 2,795 |
| Cash dividends | $6,380,000 | 164 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,354,000 | 1,310 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $12,638,000 | 1,988 |
| Total interest expense | $1,564,000 | 1,750 |
| Net interest income | $11,074,000 | 2,000 |
| Provision for loan and lease losses | $211,000 | 2,374 |
| Total noninterest income | $926,000 | 3,156 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $563,000 | 1,901 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $363,000 | 3,699 |
| Total noninterest expense | $4,582,000 | 3,364 |
| Salaries and employee benefits | $2,627,000 | 3,314 |
| Premises and equipment expense | $737,000 | 2,629 |
| Additional noninterest expense | $1,218,000 | 3,779 |
| Pre-tax net operating income | $7,207,000 | 1,209 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $2,326,000 | 929 |
| Income before extraordinary items | $4,881,000 | 1,422 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,881,000 | 1,421 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,881,000 | 1,421 |
| Net charge-offs | $5,000 | 4,023 |
| Cash dividends | $800,000 | 2,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,881,000 | 1,390 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,493,000 | 1,982 |
| Total interest expense | $1,183,000 | 1,735 |
| Net interest income | $8,310,000 | 2,001 |
| Provision for loan and lease losses | $152,000 | 2,328 |
| Total noninterest income | $685,000 | 3,186 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $413,000 | 1,932 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $272,000 | 3,710 |
| Total noninterest expense | $3,484,000 | 3,346 |
| Salaries and employee benefits | $2,003,000 | 3,269 |
| Premises and equipment expense | $549,000 | 2,649 |
| Additional noninterest expense | $932,000 | 3,762 |
| Pre-tax net operating income | $5,359,000 | 1,239 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,732,000 | 969 |
| Income before extraordinary items | $3,627,000 | 1,450 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,627,000 | 1,450 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,627,000 | 1,450 |
| Net charge-offs | $1,000 | 3,867 |
| Cash dividends | $450,000 | 2,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,627,000 | 1,405 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,274,000 | 2,008 |
| Total interest expense | $789,000 | 1,721 |
| Net interest income | $5,485,000 | 2,026 |
| Provision for loan and lease losses | $102,000 | 2,271 |
| Total noninterest income | $449,000 | 3,207 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $267,000 | 1,961 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $182,000 | 3,733 |
| Total noninterest expense | $2,326,000 | 3,359 |
| Salaries and employee benefits | $1,355,000 | 3,259 |
| Premises and equipment expense | $348,000 | 2,767 |
| Additional noninterest expense | $623,000 | 3,782 |
| Pre-tax net operating income | $3,506,000 | 1,248 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,134,000 | 985 |
| Income before extraordinary items | $2,372,000 | 1,454 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,372,000 | 1,454 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,372,000 | 1,454 |
| Net charge-offs | $1,000 | 3,591 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,372,000 | 1,408 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,152,000 | 1,995 |
| Total interest expense | $393,000 | 1,718 |
| Net interest income | $2,759,000 | 2,020 |
| Provision for loan and lease losses | $54,000 | 2,099 |
| Total noninterest income | $215,000 | 3,245 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $127,000 | 2,023 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $88,000 | 3,732 |
| Total noninterest expense | $1,178,000 | 3,342 |
| Salaries and employee benefits | $691,000 | 3,237 |
| Premises and equipment expense | $169,000 | 2,846 |
| Additional noninterest expense | $318,000 | 3,740 |
| Pre-tax net operating income | $1,742,000 | 1,235 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $561,000 | 972 |
| Income before extraordinary items | $1,181,000 | 1,430 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,181,000 | 1,430 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,181,000 | 1,431 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,181,000 | 1,396 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $11,433,000 | 2,110 |
| Total interest expense | $1,447,000 | 1,826 |
| Net interest income | $9,986,000 | 2,141 |
| Provision for loan and lease losses | $98,000 | 3,100 |
| Total noninterest income | $903,000 | 3,250 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $546,000 | 1,987 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $357,000 | 3,744 |
| Total noninterest expense | $4,530,000 | 3,440 |
| Salaries and employee benefits | $2,616,000 | 3,303 |
| Premises and equipment expense | $716,000 | 2,780 |
| Additional noninterest expense | $1,198,000 | 3,919 |
| Pre-tax net operating income | $6,261,000 | 1,321 |
| Securities gains (losses) | $3,000 | 2,963 |
| Applicable income taxes | $2,003,000 | 1,012 |
| Income before extraordinary items | $4,261,000 | 1,532 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,261,000 | 1,532 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,261,000 | 1,532 |
| Net charge-offs | $8,000 | 4,089 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,258,960 | 1,504 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,463,000 | 2,152 |
| Total interest expense | $1,069,000 | 1,862 |
| Net interest income | $7,394,000 | 2,176 |
| Provision for loan and lease losses | $63,000 | 3,077 |
| Total noninterest income | $690,000 | 3,226 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $415,000 | 1,979 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $275,000 | 3,746 |
| Total noninterest expense | $3,354,000 | 3,496 |
| Salaries and employee benefits | $1,944,000 | 3,334 |
| Premises and equipment expense | $526,000 | 2,864 |
| Additional noninterest expense | $884,000 | 3,978 |
| Pre-tax net operating income | $4,667,000 | 1,345 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,494,000 | 1,038 |
| Income before extraordinary items | $3,173,000 | 1,555 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,173,000 | 1,555 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,173,000 | 1,556 |
| Net charge-offs | $2,000 | 3,995 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,173,000 | 1,522 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,590,000 | 2,166 |
| Total interest expense | $708,000 | 1,879 |
| Net interest income | $4,882,000 | 2,192 |
| Provision for loan and lease losses | $63,000 | 2,635 |
| Total noninterest income | $457,000 | 3,246 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $270,000 | 1,977 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $187,000 | 3,740 |
| Total noninterest expense | $2,201,000 | 3,556 |
| Salaries and employee benefits | $1,287,000 | 3,382 |
| Premises and equipment expense | $345,000 | 2,893 |
| Additional noninterest expense | $569,000 | 4,082 |
| Pre-tax net operating income | $3,075,000 | 1,353 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $989,000 | 1,036 |
| Income before extraordinary items | $2,086,000 | 1,562 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,086,000 | 1,565 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,086,000 | 1,565 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,086,000 | 1,526 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,777,000 | 2,179 |
| Total interest expense | $354,000 | 1,896 |
| Net interest income | $2,423,000 | 2,196 |
| Provision for loan and lease losses | $64,000 | 1,862 |
| Total noninterest income | $235,000 | 3,142 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $137,000 | 1,946 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $98,000 | 3,626 |
| Total noninterest expense | $1,095,000 | 3,594 |
| Salaries and employee benefits | $639,000 | 3,429 |
| Premises and equipment expense | $168,000 | 2,968 |
| Additional noninterest expense | $288,000 | 4,060 |
| Pre-tax net operating income | $1,499,000 | 1,341 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $485,000 | 1,041 |
| Income before extraordinary items | $1,014,000 | 1,574 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,014,000 | 1,575 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,014,000 | 1,576 |
| Net charge-offs | $-2,000 | 4,668 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,014,000 | 1,517 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,868,000 | 2,213 |
| Total interest expense | $1,369,000 | 2,042 |
| Net interest income | $9,499,000 | 2,234 |
| Provision for loan and lease losses | $112,000 | 3,090 |
| Total noninterest income | $975,000 | 3,152 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $663,000 | 1,817 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $312,000 | 3,966 |
| Total noninterest expense | $4,441,000 | 3,572 |
| Salaries and employee benefits | $2,429,000 | 3,535 |
| Premises and equipment expense | $787,000 | 2,697 |
| Additional noninterest expense | $1,225,000 | 4,014 |
| Pre-tax net operating income | $5,921,000 | 1,327 |
| Securities gains (losses) | $-3,000 | 5,900 |
| Applicable income taxes | $1,945,000 | 1,005 |
| Income before extraordinary items | $3,973,000 | 1,603 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,973,000 | 1,602 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,973,000 | 1,602 |
| Net charge-offs | $-4,000 | 5,513 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,975,010 | 1,572 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,077,000 | 2,247 |
| Total interest expense | $1,020,000 | 2,091 |
| Net interest income | $7,057,000 | 2,269 |
| Provision for loan and lease losses | $80,000 | 3,050 |
| Total noninterest income | $748,000 | 3,150 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $507,000 | 1,806 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $241,000 | 3,961 |
| Total noninterest expense | $3,315,000 | 3,606 |
| Salaries and employee benefits | $1,812,000 | 3,558 |
| Premises and equipment expense | $668,000 | 2,486 |
| Additional noninterest expense | $835,000 | 4,242 |
| Pre-tax net operating income | $4,410,000 | 1,349 |
| Securities gains (losses) | $-3,000 | 6,006 |
| Applicable income taxes | $1,451,000 | 1,026 |
| Income before extraordinary items | $2,956,000 | 1,601 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,956,000 | 1,601 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,956,000 | 1,601 |
| Net charge-offs | $-6,000 | 5,497 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,958,010 | 1,578 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,308,000 | 2,269 |
| Total interest expense | $680,000 | 2,103 |
| Net interest income | $4,628,000 | 2,291 |
| Provision for loan and lease losses | $34,000 | 3,275 |
| Total noninterest income | $495,000 | 3,136 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $330,000 | 1,820 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $165,000 | 3,923 |
| Total noninterest expense | $2,179,000 | 3,651 |
| Salaries and employee benefits | $1,205,000 | 3,600 |
| Premises and equipment expense | $422,000 | 2,599 |
| Additional noninterest expense | $552,000 | 4,278 |
| Pre-tax net operating income | $2,910,000 | 1,321 |
| Securities gains (losses) | $-3,000 | 6,148 |
| Applicable income taxes | $960,000 | 995 |
| Income before extraordinary items | $1,947,000 | 1,579 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,947,000 | 1,582 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,947,000 | 1,581 |
| Net charge-offs | $-6,000 | 5,507 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,949,010 | 1,551 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,609,000 | 2,315 |
| Total interest expense | $340,000 | 2,134 |
| Net interest income | $2,269,000 | 2,313 |
| Provision for loan and lease losses | $14,000 | 3,260 |
| Total noninterest income | $241,000 | 3,120 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $160,000 | 1,844 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $81,000 | 3,873 |
| Total noninterest expense | $1,094,000 | 3,682 |
| Salaries and employee benefits | $598,000 | 3,650 |
| Premises and equipment expense | $212,000 | 2,647 |
| Additional noninterest expense | $284,000 | 4,226 |
| Pre-tax net operating income | $1,402,000 | 1,329 |
| Securities gains (losses) | $-3,000 | 6,318 |
| Applicable income taxes | $465,000 | 981 |
| Income before extraordinary items | $934,000 | 1,579 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $934,000 | 1,582 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $934,000 | 1,582 |
| Net charge-offs | $-3,000 | 5,214 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $936,010 | 1,546 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,017,000 | 2,419 |
| Total interest expense | $1,281,000 | 2,442 |
| Net interest income | $8,736,000 | 2,409 |
| Provision for loan and lease losses | $92,000 | 3,777 |
| Total noninterest income | $780,000 | 3,649 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $582,000 | 2,115 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $198,000 | 4,631 |
| Total noninterest expense | $4,282,000 | 3,759 |
| Salaries and employee benefits | $2,381,000 | 3,662 |
| Premises and equipment expense | $791,000 | 2,732 |
| Additional noninterest expense | $1,110,000 | 4,367 |
| Pre-tax net operating income | $5,142,000 | 1,398 |
| Securities gains (losses) | $2,000 | 2,972 |
| Applicable income taxes | $1,657,000 | 1,045 |
| Income before extraordinary items | $3,487,000 | 1,681 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,487,000 | 1,685 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,487,000 | 1,685 |
| Net charge-offs | $51,000 | 4,333 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,485,640 | 1,646 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,411,000 | 2,473 |
| Total interest expense | $938,000 | 2,564 |
| Net interest income | $6,473,000 | 2,443 |
| Provision for loan and lease losses | $69,000 | 3,733 |
| Total noninterest income | $571,000 | 3,784 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $417,000 | 2,204 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $154,000 | 4,674 |
| Total noninterest expense | $3,172,000 | 3,810 |
| Salaries and employee benefits | $1,785,000 | 3,681 |
| Premises and equipment expense | $618,000 | 2,660 |
| Additional noninterest expense | $769,000 | 4,570 |
| Pre-tax net operating income | $3,803,000 | 1,445 |
| Securities gains (losses) | $1,000 | 2,916 |
| Applicable income taxes | $1,217,000 | 1,087 |
| Income before extraordinary items | $2,587,000 | 1,724 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,587,000 | 1,725 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,587,000 | 1,728 |
| Net charge-offs | $19,000 | 4,438 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,586,320 | 1,672 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,883,000 | 2,493 |
| Total interest expense | $619,000 | 2,636 |
| Net interest income | $4,264,000 | 2,452 |
| Provision for loan and lease losses | $45,000 | 3,696 |
| Total noninterest income | $372,000 | 3,832 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $273,000 | 2,200 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $99,000 | 4,758 |
| Total noninterest expense | $2,100,000 | 3,846 |
| Salaries and employee benefits | $1,189,000 | 3,702 |
| Premises and equipment expense | $406,000 | 2,711 |
| Additional noninterest expense | $505,000 | 4,619 |
| Pre-tax net operating income | $2,491,000 | 1,441 |
| Securities gains (losses) | $1,000 | 2,688 |
| Applicable income taxes | $785,000 | 1,112 |
| Income before extraordinary items | $1,707,000 | 1,734 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,707,000 | 1,739 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,707,000 | 1,740 |
| Net charge-offs | $22,000 | 3,949 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,706,320 | 1,670 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,397,000 | 2,553 |
| Total interest expense | $309,000 | 2,722 |
| Net interest income | $2,088,000 | 2,516 |
| Provision for loan and lease losses | $22,000 | 3,533 |
| Total noninterest income | $179,000 | 3,853 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $128,000 | 2,308 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $51,000 | 4,683 |
| Total noninterest expense | $1,045,000 | 3,893 |
| Salaries and employee benefits | $594,000 | 3,735 |
| Premises and equipment expense | $202,000 | 2,751 |
| Additional noninterest expense | $249,000 | 4,655 |
| Pre-tax net operating income | $1,200,000 | 1,470 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $398,000 | 1,093 |
| Income before extraordinary items | $802,000 | 1,764 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $802,000 | 1,766 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $802,000 | 1,766 |
| Net charge-offs | $13,000 | 3,331 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $802,000 | 1,702 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,689,000 | 2,641 |
| Total interest expense | $1,282,000 | 3,064 |
| Net interest income | $8,407,000 | 2,559 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $637,000 | 4,065 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $478,000 | 2,576 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $159,000 | 4,874 |
| Total noninterest expense | $4,243,000 | 3,867 |
| Salaries and employee benefits | $2,313,000 | 3,766 |
| Premises and equipment expense | $796,000 | 2,759 |
| Additional noninterest expense | $1,134,000 | 4,491 |
| Pre-tax net operating income | $4,681,000 | 1,456 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,561,000 | 1,068 |
| Income before extraordinary items | $3,120,000 | 1,793 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,120,000 | 1,792 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,120,000 | 1,793 |
| Net charge-offs | $140,000 | 4,122 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,120,000 | 1,691 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,247,000 | 2,703 |
| Total interest expense | $979,000 | 3,121 |
| Net interest income | $6,268,000 | 2,609 |
| Provision for loan and lease losses | $90,000 | 4,446 |
| Total noninterest income | $495,000 | 4,032 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $357,000 | 2,613 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $138,000 | 4,738 |
| Total noninterest expense | $3,174,000 | 3,899 |
| Salaries and employee benefits | $1,759,000 | 3,739 |
| Premises and equipment expense | $601,000 | 2,771 |
| Additional noninterest expense | $814,000 | 4,625 |
| Pre-tax net operating income | $3,499,000 | 1,496 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,177,000 | 1,083 |
| Income before extraordinary items | $2,322,000 | 1,853 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,322,000 | 1,852 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,322,000 | 1,854 |
| Net charge-offs | $156,000 | 3,552 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,322,000 | 1,752 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,807,000 | 2,733 |
| Total interest expense | $662,000 | 3,179 |
| Net interest income | $4,145,000 | 2,625 |
| Provision for loan and lease losses | $60,000 | 4,338 |
| Total noninterest income | $324,000 | 4,055 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $235,000 | 2,622 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $89,000 | 4,807 |
| Total noninterest expense | $2,136,000 | 3,904 |
| Salaries and employee benefits | $1,187,000 | 3,727 |
| Premises and equipment expense | $403,000 | 2,756 |
| Additional noninterest expense | $546,000 | 4,615 |
| Pre-tax net operating income | $2,273,000 | 1,523 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $773,000 | 1,092 |
| Income before extraordinary items | $1,500,000 | 1,887 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,500,000 | 1,886 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,500,000 | 1,887 |
| Net charge-offs | $145,000 | 3,073 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,500,000 | 1,795 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,375,000 | 2,808 |
| Total interest expense | $332,000 | 3,289 |
| Net interest income | $2,043,000 | 2,670 |
| Provision for loan and lease losses | $30,000 | 4,088 |
| Total noninterest income | $150,000 | 4,230 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $103,000 | 2,869 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $47,000 | 4,806 |
| Total noninterest expense | $1,075,000 | 3,896 |
| Salaries and employee benefits | $604,000 | 3,718 |
| Premises and equipment expense | $198,000 | 2,810 |
| Additional noninterest expense | $273,000 | 4,629 |
| Pre-tax net operating income | $1,088,000 | 1,564 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $370,000 | 1,131 |
| Income before extraordinary items | $718,000 | 1,973 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $718,000 | 1,974 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $718,000 | 1,975 |
| Net charge-offs | $7,000 | 4,174 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $718,000 | 1,867 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,177,000 | 2,983 |
| Total interest expense | $1,508,000 | 3,437 |
| Net interest income | $7,669,000 | 2,843 |
| Provision for loan and lease losses | $370,000 | 3,843 |
| Total noninterest income | $1,010,000 | 3,098 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,010,000 | 2,122 |
| Total noninterest expense | $4,376,000 | 3,874 |
| Salaries and employee benefits | $2,406,000 | 3,666 |
| Premises and equipment expense | $1,081,000 | 2,242 |
| Additional noninterest expense | $889,000 | 5,184 |
| Pre-tax net operating income | $3,933,000 | 1,458 |
| Securities gains (losses) | $177,000 | 1,558 |
| Applicable income taxes | $1,398,000 | 1,049 |
| Income before extraordinary items | $2,712,000 | 1,753 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,712,000 | 1,754 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,712,000 | 1,754 |
| Net charge-offs | $31,000 | 5,726 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,595,180 | 1,743 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,881,000 | 3,028 |
| Total interest expense | $1,162,000 | 3,488 |
| Net interest income | $5,719,000 | 2,866 |
| Provision for loan and lease losses | $90,000 | 5,036 |
| Total noninterest income | $704,000 | 3,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $704,000 | 2,209 |
| Total noninterest expense | $3,235,000 | 3,922 |
| Salaries and employee benefits | $1,776,000 | 3,719 |
| Premises and equipment expense | $807,000 | 2,281 |
| Additional noninterest expense | $652,000 | 5,254 |
| Pre-tax net operating income | $3,098,000 | 1,452 |
| Securities gains (losses) | $177,000 | 1,294 |
| Applicable income taxes | $1,114,000 | 1,003 |
| Income before extraordinary items | $2,161,000 | 1,719 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,161,000 | 1,720 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,161,000 | 1,720 |
| Net charge-offs | $6,000 | 5,901 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,044,180 | 1,730 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,545,000 | 3,057 |
| Total interest expense | $797,000 | 3,527 |
| Net interest income | $3,748,000 | 2,906 |
| Provision for loan and lease losses | $60,000 | 4,872 |
| Total noninterest income | $453,000 | 3,318 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $453,000 | 2,246 |
| Total noninterest expense | $2,108,000 | 4,028 |
| Salaries and employee benefits | $1,155,000 | 3,823 |
| Premises and equipment expense | $514,000 | 2,396 |
| Additional noninterest expense | $439,000 | 5,309 |
| Pre-tax net operating income | $2,033,000 | 1,431 |
| Securities gains (losses) | $177,000 | 794 |
| Applicable income taxes | $752,000 | 965 |
| Income before extraordinary items | $1,458,000 | 1,665 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,458,000 | 1,665 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,458,000 | 1,665 |
| Net charge-offs | $-2,000 | 6,677 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,341,180 | 1,704 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,250,000 | 3,098 |
| Total interest expense | $417,000 | 3,501 |
| Net interest income | $1,833,000 | 2,949 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $194,000 | 3,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $194,000 | 2,514 |
| Total noninterest expense | $1,051,000 | 4,061 |
| Salaries and employee benefits | $588,000 | 3,785 |
| Premises and equipment expense | $250,000 | 2,505 |
| Additional noninterest expense | $213,000 | 5,376 |
| Pre-tax net operating income | $946,000 | 1,528 |
| Securities gains (losses) | $177,000 | 375 |
| Applicable income taxes | $382,000 | 923 |
| Income before extraordinary items | $741,000 | 1,593 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $741,000 | 1,593 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $741,000 | 1,593 |
| Net charge-offs | $2,000 | 4,883 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $624,180 | 1,803 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,930,000 | 3,242 |
| Total interest expense | $1,844,000 | 3,771 |
| Net interest income | $7,086,000 | 3,042 |
| Provision for loan and lease losses | $370,000 | 4,553 |
| Total noninterest income | $757,000 | 3,758 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $757,000 | 2,567 |
| Total noninterest expense | $4,045,000 | 4,186 |
| Salaries and employee benefits | $2,225,000 | 3,929 |
| Premises and equipment expense | $953,000 | 2,582 |
| Additional noninterest expense | $867,000 | 5,435 |
| Pre-tax net operating income | $3,428,000 | 1,442 |
| Securities gains (losses) | $15,000 | 3,201 |
| Applicable income taxes | $1,170,000 | 1,093 |
| Income before extraordinary items | $2,273,000 | 1,807 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,273,000 | 1,808 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,273,000 | 1,809 |
| Net charge-offs | $85,000 | 5,548 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,263,100 | 1,747 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,625,000 | 3,342 |
| Total interest expense | $1,391,000 | 3,895 |
| Net interest income | $5,234,000 | 3,117 |
| Provision for loan and lease losses | $90,000 | 5,755 |
| Total noninterest income | $554,000 | 3,858 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $554,000 | 2,594 |
| Total noninterest expense | $3,020,000 | 4,211 |
| Salaries and employee benefits | $1,669,000 | 3,961 |
| Premises and equipment expense | $740,000 | 2,545 |
| Additional noninterest expense | $611,000 | 5,604 |
| Pre-tax net operating income | $2,678,000 | 1,465 |
| Securities gains (losses) | $8,000 | 3,163 |
| Applicable income taxes | $913,000 | 1,073 |
| Income before extraordinary items | $1,773,000 | 1,861 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,773,000 | 1,862 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,773,000 | 1,863 |
| Net charge-offs | $80,000 | 5,129 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,767,720 | 1,771 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,361,000 | 3,418 |
| Total interest expense | $946,000 | 3,944 |
| Net interest income | $3,415,000 | 3,161 |
| Provision for loan and lease losses | $60,000 | 5,595 |
| Total noninterest income | $365,000 | 3,827 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $365,000 | 2,542 |
| Total noninterest expense | $2,013,000 | 4,210 |
| Salaries and employee benefits | $1,122,000 | 3,954 |
| Premises and equipment expense | $482,000 | 2,604 |
| Additional noninterest expense | $409,000 | 5,604 |
| Pre-tax net operating income | $1,707,000 | 1,524 |
| Securities gains (losses) | $3,000 | 2,902 |
| Applicable income taxes | $581,000 | 1,076 |
| Income before extraordinary items | $1,129,000 | 1,901 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,129,000 | 1,901 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,129,000 | 1,901 |
| Net charge-offs | $56,000 | 4,782 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,127,020 | 1,817 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,140,000 | 3,533 |
| Total interest expense | $488,000 | 4,001 |
| Net interest income | $1,652,000 | 3,279 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $180,000 | 3,893 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $180,000 | 2,545 |
| Total noninterest expense | $1,019,000 | 4,223 |
| Salaries and employee benefits | $578,000 | 3,935 |
| Premises and equipment expense | $240,000 | 2,667 |
| Additional noninterest expense | $201,000 | 5,683 |
| Pre-tax net operating income | $783,000 | 1,653 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $266,000 | 1,149 |
| Income before extraordinary items | $517,000 | 2,087 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $517,000 | 2,086 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $517,000 | 2,087 |
| Net charge-offs | $50,000 | 3,711 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $517,000 | 2,001 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,884,000 | 3,544 |
| Total interest expense | $2,456,000 | 3,943 |
| Net interest income | $6,428,000 | 3,262 |
| Provision for loan and lease losses | $60,000 | 6,744 |
| Total noninterest income | $682,000 | 4,117 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $682,000 | 2,706 |
| Total noninterest expense | $4,155,000 | 4,232 |
| Salaries and employee benefits | $2,329,000 | 3,902 |
| Premises and equipment expense | $950,000 | 2,697 |
| Additional noninterest expense | $876,000 | 5,588 |
| Pre-tax net operating income | $2,895,000 | 1,383 |
| Securities gains (losses) | $-2,822,000 | 7,845 |
| Applicable income taxes | $-33,000 | 6,378 |
| Income before extraordinary items | $106,000 | 5,131 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $106,000 | 5,131 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $106,000 | 5,131 |
| Net charge-offs | $59,000 | 6,106 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,928,000 | 1,143 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,700,000 | 3,574 |
| Total interest expense | $1,898,000 | 3,992 |
| Net interest income | $4,802,000 | 3,280 |
| Provision for loan and lease losses | $45,000 | 6,580 |
| Total noninterest income | $508,000 | 4,204 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $508,000 | 2,787 |
| Total noninterest expense | $3,148,000 | 4,219 |
| Salaries and employee benefits | $1,718,000 | 3,982 |
| Premises and equipment expense | $744,000 | 2,621 |
| Additional noninterest expense | $686,000 | 5,465 |
| Pre-tax net operating income | $2,117,000 | 1,533 |
| Securities gains (losses) | $-2,822,000 | 7,961 |
| Applicable income taxes | $-284,000 | 7,187 |
| Income before extraordinary items | $-421,000 | 6,352 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-421,000 | 6,353 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-421,000 | 6,352 |
| Net charge-offs | $29,000 | 6,056 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,385,080 | 1,873 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,494,000 | 3,590 |
| Total interest expense | $1,297,000 | 4,041 |
| Net interest income | $3,197,000 | 3,284 |
| Provision for loan and lease losses | $30,000 | 6,428 |
| Total noninterest income | $333,000 | 4,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $333,000 | 2,821 |
| Total noninterest expense | $2,115,000 | 4,230 |
| Salaries and employee benefits | $1,147,000 | 4,006 |
| Premises and equipment expense | $506,000 | 2,609 |
| Additional noninterest expense | $462,000 | 5,454 |
| Pre-tax net operating income | $1,385,000 | 1,628 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $426,000 | 1,213 |
| Income before extraordinary items | $959,000 | 1,908 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $959,000 | 1,905 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $959,000 | 1,907 |
| Net charge-offs | $9,000 | 6,044 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $959,000 | 1,852 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,252,000 | 3,625 |
| Total interest expense | $686,000 | 3,999 |
| Net interest income | $1,566,000 | 3,332 |
| Provision for loan and lease losses | $15,000 | 6,043 |
| Total noninterest income | $170,000 | 4,131 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $170,000 | 2,743 |
| Total noninterest expense | $998,000 | 4,309 |
| Salaries and employee benefits | $569,000 | 4,051 |
| Premises and equipment expense | $246,000 | 2,701 |
| Additional noninterest expense | $183,000 | 5,818 |
| Pre-tax net operating income | $723,000 | 1,752 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $246,000 | 1,240 |
| Income before extraordinary items | $477,000 | 2,227 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $477,000 | 2,228 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $477,000 | 2,229 |
| Net charge-offs | $-9,000 | 7,845 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $477,000 | 2,093 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,791,000 | 3,864 |
| Total interest expense | $3,308,000 | 3,986 |
| Net interest income | $5,483,000 | 3,703 |
| Provision for loan and lease losses | $210,000 | 5,144 |
| Total noninterest income | $742,000 | 4,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $742,000 | 2,548 |
| Total noninterest expense | $3,991,000 | 4,239 |
| Salaries and employee benefits | $2,201,000 | 4,137 |
| Premises and equipment expense | $1,096,000 | 2,422 |
| Additional noninterest expense | $694,000 | 5,831 |
| Pre-tax net operating income | $2,024,000 | 2,430 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $694,000 | 1,527 |
| Income before extraordinary items | $1,330,000 | 2,735 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,330,000 | 2,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 4,509 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,330,000 | 2,873 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,507,000 | 3,970 |
| Total interest expense | $2,508,000 | 4,071 |
| Net interest income | $3,999,000 | 3,806 |
| Provision for loan and lease losses | $45,000 | 5,958 |
| Total noninterest income | $514,000 | 4,277 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $514,000 | 2,768 |
| Total noninterest expense | $2,933,000 | 4,296 |
| Salaries and employee benefits | $1,677,000 | 4,130 |
| Premises and equipment expense | $801,000 | 2,487 |
| Additional noninterest expense | $455,000 | 6,152 |
| Pre-tax net operating income | $1,535,000 | 2,792 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $515,000 | 1,863 |
| Income before extraordinary items | $1,020,000 | 3,062 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,020,000 | 3,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,307 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,020,000 | 3,211 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,150,000 | 4,140 |
| Total interest expense | $1,626,000 | 4,282 |
| Net interest income | $2,524,000 | 3,944 |
| Provision for loan and lease losses | $30,000 | 5,577 |
| Total noninterest income | $334,000 | 4,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $334,000 | 2,862 |
| Total noninterest expense | $1,941,000 | 4,334 |
| Salaries and employee benefits | $1,112,000 | 4,180 |
| Premises and equipment expense | $533,000 | 2,501 |
| Additional noninterest expense | $296,000 | 6,221 |
| Pre-tax net operating income | $887,000 | 3,202 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $295,000 | 2,234 |
| Income before extraordinary items | $592,000 | 3,673 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $592,000 | 3,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,520 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $592,000 | 3,613 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,089,000 | 4,195 |
| Total interest expense | $870,000 | 4,281 |
| Net interest income | $1,219,000 | 4,066 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $169,000 | 4,335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $169,000 | 2,831 |
| Total noninterest expense | $938,000 | 4,434 |
| Salaries and employee benefits | $538,000 | 4,294 |
| Premises and equipment expense | $271,000 | 2,484 |
| Additional noninterest expense | $129,000 | 6,548 |
| Pre-tax net operating income | $435,000 | 3,349 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $147,000 | 2,349 |
| Income before extraordinary items | $288,000 | 3,892 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $288,000 | 3,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 2,711 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $288,000 | 3,810 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,230,000 | 4,291 |
| Total interest expense | $3,766,000 | 4,170 |
| Net interest income | $4,464,000 | 4,311 |
| Provision for loan and lease losses | $77,000 | 5,229 |
| Total noninterest income | $774,000 | 4,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $774,000 | 2,606 |
| Total noninterest expense | $3,514,000 | 4,501 |
| Salaries and employee benefits | $1,968,000 | 4,430 |
| Premises and equipment expense | $858,000 | 2,911 |
| Additional noninterest expense | $688,000 | 5,785 |
| Pre-tax net operating income | $1,647,000 | 3,732 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $539,000 | 2,638 |
| Income before extraordinary items | $1,108,000 | 4,088 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,108,000 | 4,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,854 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,108,000 | 4,086 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,108,000 | 4,331 |
| Total interest expense | $2,844,000 | 4,151 |
| Net interest income | $3,264,000 | 4,402 |
| Provision for loan and lease losses | $45,000 | 5,124 |
| Total noninterest income | $542,000 | 4,228 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $542,000 | 2,708 |
| Total noninterest expense | $2,553,000 | 4,592 |
| Salaries and employee benefits | $1,441,000 | 4,512 |
| Premises and equipment expense | $640,000 | 2,910 |
| Additional noninterest expense | $472,000 | 5,965 |
| Pre-tax net operating income | $1,208,000 | 3,929 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $410,000 | 2,779 |
| Income before extraordinary items | $798,000 | 4,355 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $798,000 | 4,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,329 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $798,000 | 4,349 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,981,000 | 4,410 |
| Total interest expense | $1,859,000 | 4,204 |
| Net interest income | $2,122,000 | 4,519 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $362,000 | 4,250 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $362,000 | 2,719 |
| Total noninterest expense | $1,684,000 | 4,638 |
| Salaries and employee benefits | $945,000 | 4,597 |
| Premises and equipment expense | $394,000 | 3,126 |
| Additional noninterest expense | $345,000 | 5,728 |
| Pre-tax net operating income | $770,000 | 4,102 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $261,000 | 2,903 |
| Income before extraordinary items | $509,000 | 4,506 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $509,000 | 4,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,420 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $509,000 | 4,501 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,920,000 | 4,507 |
| Total interest expense | $875,000 | 4,347 |
| Net interest income | $1,045,000 | 4,558 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $168,000 | 4,384 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $168,000 | 2,824 |
| Total noninterest expense | $760,000 | 4,972 |
| Salaries and employee benefits | $449,000 | 4,788 |
| Premises and equipment expense | $152,000 | 3,834 |
| Additional noninterest expense | $159,000 | 5,944 |
| Pre-tax net operating income | $438,000 | 3,801 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $149,000 | 2,746 |
| Income before extraordinary items | $289,000 | 4,267 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $289,000 | 4,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,204 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $289,000 | 4,246 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,302,000 | 4,452 |
| Total interest expense | $3,229,000 | 4,126 |
| Net interest income | $4,073,000 | 4,617 |
| Provision for loan and lease losses | $95,000 | 4,832 |
| Total noninterest income | $553,000 | 4,913 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $553,000 | 3,164 |
| Total noninterest expense | $2,646,000 | 5,298 |
| Salaries and employee benefits | $1,538,000 | 5,105 |
| Premises and equipment expense | $589,000 | 3,820 |
| Additional noninterest expense | $519,000 | 6,453 |
| Pre-tax net operating income | $1,885,000 | 3,772 |
| Securities gains (losses) | $99,000 | 545 |
| Applicable income taxes | $660,000 | 2,743 |
| Income before extraordinary items | $1,324,000 | 4,056 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,324,000 | 4,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,733 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,257,670 | 4,149 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,381,000 | 4,480 |
| Total interest expense | $2,346,000 | 4,132 |
| Net interest income | $3,035,000 | 4,660 |
| Provision for loan and lease losses | $68,000 | 4,698 |
| Total noninterest income | $423,000 | 4,888 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $423,000 | 3,122 |
| Total noninterest expense | $2,034,000 | 5,217 |
| Salaries and employee benefits | $1,154,000 | 5,093 |
| Premises and equipment expense | $465,000 | 3,678 |
| Additional noninterest expense | $415,000 | 6,293 |
| Pre-tax net operating income | $1,356,000 | 4,010 |
| Securities gains (losses) | $99,000 | 447 |
| Applicable income taxes | $495,000 | 2,877 |
| Income before extraordinary items | $960,000 | 4,268 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $960,000 | 4,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,263 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $894,660 | 4,431 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,532,000 | 4,484 |
| Total interest expense | $1,487,000 | 4,139 |
| Net interest income | $2,045,000 | 4,661 |
| Provision for loan and lease losses | $47,000 | 4,552 |
| Total noninterest income | $282,000 | 4,882 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $282,000 | 3,125 |
| Total noninterest expense | $1,355,000 | 5,226 |
| Salaries and employee benefits | $772,000 | 5,108 |
| Premises and equipment expense | $318,000 | 3,601 |
| Additional noninterest expense | $265,000 | 6,425 |
| Pre-tax net operating income | $925,000 | 3,982 |
| Securities gains (losses) | $99,000 | 356 |
| Applicable income taxes | $348,000 | 2,840 |
| Income before extraordinary items | $676,000 | 4,158 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $676,000 | 4,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,889 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $610,660 | 4,393 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,721,000 | 4,505 |
| Total interest expense | $699,000 | 4,174 |
| Net interest income | $1,022,000 | 4,649 |
| Provision for loan and lease losses | $31,000 | 3,804 |
| Total noninterest income | $144,000 | 4,778 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $144,000 | 3,050 |
| Total noninterest expense | $663,000 | 5,301 |
| Salaries and employee benefits | $386,000 | 5,132 |
| Premises and equipment expense | $148,000 | 3,826 |
| Additional noninterest expense | $129,000 | 6,472 |
| Pre-tax net operating income | $472,000 | 3,880 |
| Securities gains (losses) | $99,000 | 254 |
| Applicable income taxes | $194,000 | 2,652 |
| Income before extraordinary items | $377,000 | 3,842 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $377,000 | 3,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,748 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $311,660 | 4,313 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,246,000 | 4,499 |
| Total interest expense | $2,137,000 | 4,242 |
| Net interest income | $4,109,000 | 4,543 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $488,000 | 5,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $488,000 | 3,416 |
| Total noninterest expense | $2,574,000 | 5,286 |
| Salaries and employee benefits | $1,465,000 | 5,130 |
| Premises and equipment expense | $573,000 | 3,795 |
| Additional noninterest expense | $536,000 | 6,374 |
| Pre-tax net operating income | $2,023,000 | 3,663 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $672,000 | 2,885 |
| Income before extraordinary items | $1,351,000 | 4,043 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,351,000 | 4,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,559 |
| Cash dividends | $183,000 | 5,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,351,000 | 4,009 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,606,000 | 4,515 |
| Total interest expense | $1,512,000 | 4,266 |
| Net interest income | $3,094,000 | 4,541 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $366,000 | 5,317 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $366,000 | 3,431 |
| Total noninterest expense | $1,959,000 | 5,211 |
| Salaries and employee benefits | $1,061,000 | 5,227 |
| Premises and equipment expense | $448,000 | 3,671 |
| Additional noninterest expense | $450,000 | 6,016 |
| Pre-tax net operating income | $1,501,000 | 3,752 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $511,000 | 2,901 |
| Income before extraordinary items | $990,000 | 4,186 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $990,000 | 4,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,791 |
| Cash dividends | $137,000 | 4,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $990,000 | 4,138 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,001,000 | 4,505 |
| Total interest expense | $942,000 | 4,307 |
| Net interest income | $2,059,000 | 4,529 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $255,000 | 5,173 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $255,000 | 3,342 |
| Total noninterest expense | $1,299,000 | 5,218 |
| Salaries and employee benefits | $708,000 | 5,214 |
| Premises and equipment expense | $297,000 | 3,664 |
| Additional noninterest expense | $294,000 | 6,066 |
| Pre-tax net operating income | $1,015,000 | 3,661 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $346,000 | 2,839 |
| Income before extraordinary items | $669,000 | 4,120 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $669,000 | 4,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,782 |
| Cash dividends | $91,000 | 4,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $669,000 | 4,062 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,460,000 | 4,573 |
| Total interest expense | $442,000 | 4,381 |
| Net interest income | $1,018,000 | 4,567 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $118,000 | 5,312 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $118,000 | 3,435 |
| Total noninterest expense | $631,000 | 5,346 |
| Salaries and employee benefits | $342,000 | 5,371 |
| Premises and equipment expense | $150,000 | 3,653 |
| Additional noninterest expense | $139,000 | 6,259 |
| Pre-tax net operating income | $505,000 | 3,650 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $172,000 | 2,849 |
| Income before extraordinary items | $333,000 | 4,083 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $333,000 | 4,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $43,000 | 3,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $333,000 | 4,044 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,444,000 | 4,575 |
| Total interest expense | $1,584,000 | 4,368 |
| Net interest income | $3,860,000 | 4,597 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $455,000 | 5,503 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $455,000 | 3,489 |
| Total noninterest expense | $2,301,000 | 5,558 |
| Salaries and employee benefits | $1,228,000 | 5,622 |
| Premises and equipment expense | $551,000 | 3,792 |
| Additional noninterest expense | $522,000 | 6,414 |
| Pre-tax net operating income | $2,014,000 | 3,481 |
| Securities gains (losses) | $35,000 | 2,001 |
| Applicable income taxes | $686,000 | 2,796 |
| Income before extraordinary items | $1,363,000 | 3,868 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,363,000 | 3,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,856 |
| Cash dividends | $2,168,000 | 1,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,339,550 | 3,849 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,005,000 | 4,612 |
| Total interest expense | $1,158,000 | 4,392 |
| Net interest income | $2,847,000 | 4,651 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $328,000 | 5,620 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $328,000 | 3,568 |
| Total noninterest expense | $1,713,000 | 5,560 |
| Salaries and employee benefits | $946,000 | 5,498 |
| Premises and equipment expense | $342,000 | 4,352 |
| Additional noninterest expense | $425,000 | 6,128 |
| Pre-tax net operating income | $1,462,000 | 3,628 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $498,000 | 2,907 |
| Income before extraordinary items | $964,000 | 4,098 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $964,000 | 4,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,357 |
| Cash dividends | $2,125,000 | 924 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $964,000 | 4,032 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,611,000 | 4,688 |
| Total interest expense | $755,000 | 4,456 |
| Net interest income | $1,856,000 | 4,721 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $221,000 | 5,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $221,000 | 3,555 |
| Total noninterest expense | $1,170,000 | 5,521 |
| Salaries and employee benefits | $634,000 | 5,517 |
| Premises and equipment expense | $229,000 | 4,352 |
| Additional noninterest expense | $307,000 | 5,910 |
| Pre-tax net operating income | $907,000 | 3,781 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $309,000 | 3,032 |
| Income before extraordinary items | $598,000 | 4,264 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $598,000 | 4,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $2,079,000 | 677 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $598,000 | 4,178 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,295,000 | 4,732 |
| Total interest expense | $375,000 | 4,503 |
| Net interest income | $920,000 | 4,752 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $121,000 | 5,315 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $121,000 | 3,332 |
| Total noninterest expense | $570,000 | 5,610 |
| Salaries and employee benefits | $313,000 | 5,604 |
| Premises and equipment expense | $119,000 | 4,271 |
| Additional noninterest expense | $138,000 | 6,256 |
| Pre-tax net operating income | $471,000 | 3,681 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $161,000 | 2,965 |
| Income before extraordinary items | $310,000 | 4,179 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $310,000 | 4,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $33,000 | 3,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $310,000 | 4,058 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,854,000 | 4,994 |
| Total interest expense | $1,551,000 | 4,769 |
| Net interest income | $3,303,000 | 4,991 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $580,000 | 5,052 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $580,000 | 3,323 |
| Total noninterest expense | $2,139,000 | 5,769 |
| Salaries and employee benefits | $1,150,000 | 5,779 |
| Premises and equipment expense | $465,000 | 4,290 |
| Additional noninterest expense | $524,000 | 6,407 |
| Pre-tax net operating income | $1,744,000 | 3,717 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $584,000 | 3,114 |
| Income before extraordinary items | $1,160,000 | 4,227 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,160,000 | 4,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,397 |
| Cash dividends | $99,000 | 5,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,160,000 | 4,058 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,579,000 | 5,114 |
| Total interest expense | $1,173,000 | 4,883 |
| Net interest income | $2,406,000 | 5,104 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $451,000 | 5,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $451,000 | 3,327 |
| Total noninterest expense | $1,455,000 | 6,063 |
| Salaries and employee benefits | $837,000 | 5,859 |
| Premises and equipment expense | $224,000 | 5,659 |
| Additional noninterest expense | $394,000 | 6,381 |
| Pre-tax net operating income | $1,402,000 | 3,661 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $504,000 | 3,012 |
| Income before extraordinary items | $898,000 | 4,295 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $898,000 | 4,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,047 |
| Cash dividends | $66,000 | 4,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $898,000 | 4,122 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,340,000 | 5,218 |
| Total interest expense | $791,000 | 4,960 |
| Net interest income | $1,549,000 | 5,241 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $340,000 | 4,653 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $340,000 | 3,067 |
| Total noninterest expense | $966,000 | 6,093 |
| Salaries and employee benefits | $542,000 | 5,967 |
| Premises and equipment expense | $153,000 | 5,589 |
| Additional noninterest expense | $271,000 | 6,287 |
| Pre-tax net operating income | $923,000 | 3,693 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $332,000 | 3,053 |
| Income before extraordinary items | $591,000 | 4,345 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $591,000 | 4,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,353 |
| Cash dividends | $33,000 | 4,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $591,000 | 4,135 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,138,000 | 5,315 |
| Total interest expense | $399,000 | 5,044 |
| Net interest income | $739,000 | 5,366 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $101,000 | 5,896 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $101,000 | 3,918 |
| Total noninterest expense | $463,000 | 6,248 |
| Salaries and employee benefits | $267,000 | 6,021 |
| Premises and equipment expense | $78,000 | 5,518 |
| Additional noninterest expense | $118,000 | 6,700 |
| Pre-tax net operating income | $377,000 | 4,190 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $134,000 | 3,424 |
| Income before extraordinary items | $243,000 | 4,787 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $243,000 | 4,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $243,000 | 4,596 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,373,000 | 5,625 |
| Total interest expense | $1,731,000 | 5,263 |
| Net interest income | $2,642,000 | 5,726 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $293,000 | 6,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $293,000 | 4,314 |
| Total noninterest expense | $1,708,000 | 6,440 |
| Salaries and employee benefits | $986,000 | 6,195 |
| Premises and equipment expense | $293,000 | 5,667 |
| Additional noninterest expense | $429,000 | 6,941 |
| Pre-tax net operating income | $1,227,000 | 4,644 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $414,000 | 3,819 |
| Income before extraordinary items | $813,000 | 5,160 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $813,000 | 5,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 9,059 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $5,404,000 | 144 |
| Net operating income | $813,000 | 5,020 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,674,000 | 6,613 |
| Total interest expense | $1,936,000 | 6,200 |
| Net interest income | $1,738,000 | 6,913 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $305,000 | 6,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $305,000 | 4,084 |
| Total noninterest expense | $1,362,000 | 7,093 |
| Salaries and employee benefits | $704,000 | 7,186 |
| Premises and equipment expense | $342,000 | 5,109 |
| Additional noninterest expense | $316,000 | 7,737 |
| Pre-tax net operating income | $681,000 | 5,888 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $226,000 | 4,792 |
| Income before extraordinary items | $455,000 | 6,284 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $455,000 | 6,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $455,000 | 6,169 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,419,000 | 6,992 |
| Total interest expense | $1,831,000 | 6,542 |
| Net interest income | $1,588,000 | 7,318 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $153,000 | 7,844 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $153,000 | 5,422 |
| Total noninterest expense | $1,073,000 | 7,810 |
| Salaries and employee benefits | $578,000 | 7,814 |
| Premises and equipment expense | $237,000 | 6,234 |
| Additional noninterest expense | $258,000 | 8,277 |
| Pre-tax net operating income | $668,000 | 6,345 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $212,000 | 5,290 |
| Income before extraordinary items | $456,000 | 6,560 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $456,000 | 6,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $456,000 | 6,574 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,203,000 | 7,154 |
| Total interest expense | $1,760,000 | 6,444 |
| Net interest income | $1,443,000 | 7,701 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $89,000 | 8,996 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $89,000 | 6,897 |
| Total noninterest expense | $863,000 | 8,556 |
| Salaries and employee benefits | $483,000 | 8,441 |
| Premises and equipment expense | $139,000 | 7,861 |
| Additional noninterest expense | $241,000 | 8,649 |
| Pre-tax net operating income | $669,000 | 6,436 |
| Securities gains (losses) | $17,000 | 1,477 |
| Applicable income taxes | $227,000 | 5,434 |
| Income before extraordinary items | $459,000 | 6,647 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $459,000 | 6,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,892 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $447,610 | 6,689 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,068,000 | 7,450 |
| Total interest expense | $1,602,000 | 6,975 |
| Net interest income | $1,466,000 | 7,763 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $105,000 | 8,942 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $105,000 | 6,524 |
| Total noninterest expense | $689,000 | 9,130 |
| Salaries and employee benefits | $431,000 | 8,769 |
| Premises and equipment expense | $96,000 | 8,805 |
| Additional noninterest expense | $162,000 | 9,542 |
| Pre-tax net operating income | $882,000 | 5,800 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $293,000 | 5,232 |
| Income before extraordinary items | $589,000 | 6,109 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $589,000 | 6,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,871 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $589,000 | 6,003 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,126,000 | 7,598 |
| Total interest expense | $1,625,000 | 7,061 |
| Net interest income | $1,501,000 | 7,980 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $78,000 | 9,798 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $78,000 | 7,457 |
| Total noninterest expense | $646,000 | 9,565 |
| Salaries and employee benefits | $424,000 | 9,108 |
| Premises and equipment expense | $87,000 | 9,278 |
| Additional noninterest expense | $135,000 | 10,175 |
| Pre-tax net operating income | $933,000 | 6,044 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $314,000 | 5,598 |
| Income before extraordinary items | $619,000 | 6,250 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $619,000 | 6,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $619,000 | 6,197 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,162,000 | 7,792 |
| Total interest expense | $1,712,000 | 7,049 |
| Net interest income | $1,450,000 | 8,387 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $94,000 | 9,994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $94,000 | 7,318 |
| Total noninterest expense | $862,000 | 9,194 |
| Salaries and employee benefits | $405,000 | 9,574 |
| Premises and equipment expense | $78,000 | 9,872 |
| Additional noninterest expense | $379,000 | 8,059 |
| Pre-tax net operating income | $682,000 | 7,013 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $228,000 | 6,736 |
| Income before extraordinary items | $454,000 | 7,201 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $454,000 | 7,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $454,000 | 7,156 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,066,000 | 8,109 |
| Total interest expense | $1,494,000 | 7,723 |
| Net interest income | $1,572,000 | 8,330 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $113,000 | 10,003 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $113,000 | 6,838 |
| Total noninterest expense | $623,000 | 10,479 |
| Salaries and employee benefits | $379,000 | 10,092 |
| Premises and equipment expense | $52,000 | 11,019 |
| Additional noninterest expense | $192,000 | 10,515 |
| Pre-tax net operating income | $1,062,000 | 5,741 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $357,000 | 5,359 |
| Income before extraordinary items | $705,000 | 5,964 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $705,000 | 5,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $705,000 | 5,943 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,090,000 | 7,902 |
| Total interest expense | $1,254,000 | 7,706 |
| Net interest income | $1,836,000 | 7,952 |
| Provision for loan and lease losses | $57,000 | 5,874 |
| Total noninterest income | $106,000 | 10,599 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $106,000 | 7,329 |
| Total noninterest expense | $619,000 | 11,035 |
| Salaries and employee benefits | $351,000 | 10,725 |
| Premises and equipment expense | $46,000 | 11,772 |
| Additional noninterest expense | $222,000 | 10,867 |
| Pre-tax net operating income | $1,266,000 | 5,038 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $462,000 | 4,299 |
| Income before extraordinary items | $804,000 | 5,346 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $804,000 | 5,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,569 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $804,000 | 5,403 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,122,000 | 8,139 |
| Total interest expense | $1,295,000 | 7,894 |
| Net interest income | $1,827,000 | 8,168 |
| Provision for loan and lease losses | $74,000 | 6,518 |
| Total noninterest income | $104,000 | 11,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $104,000 | 7,749 |
| Total noninterest expense | $565,000 | 11,823 |
| Salaries and employee benefits | $312,000 | 11,533 |
| Premises and equipment expense | $58,000 | 11,921 |
| Additional noninterest expense | $195,000 | 11,806 |
| Pre-tax net operating income | $1,292,000 | 4,884 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $453,000 | 4,565 |
| Income before extraordinary items | $839,000 | 5,364 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $839,000 | 5,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 7,365 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $839,000 | 5,133 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,199,000 | 8,637 |
| Total interest expense | $1,495,000 | 8,524 |
| Net interest income | $1,704,000 | 8,633 |
| Provision for loan and lease losses | $82,000 | 7,825 |
| Total noninterest income | $106,000 | 11,552 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $106,000 | 7,856 |
| Total noninterest expense | $644,000 | 11,807 |
| Salaries and employee benefits | $296,000 | 12,056 |
| Premises and equipment expense | $41,000 | 13,024 |
| Additional noninterest expense | $307,000 | 10,733 |
| Pre-tax net operating income | $1,084,000 | 5,316 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $408,000 | 4,716 |
| Income before extraordinary items | $676,000 | 6,065 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $676,000 | 6,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $676,000 | 5,725 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.