MBank, Income and Expense
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,747,000 | 2,918 |
| Total interest expense | $648,000 | 3,179 |
| Net interest income | $7,099,000 | 2,845 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,169,000 | 2,799 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $259,000 | 3,205 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $910,000 | 2,507 |
| Total noninterest expense | $7,681,000 | 2,372 |
| Salaries and employee benefits | $3,866,000 | 2,556 |
| Premises and equipment expense | $773,000 | 2,559 |
| Additional noninterest expense | $3,042,000 | 1,960 |
| Pre-tax net operating income | $587,000 | 4,675 |
| Securities gains (losses) | $34,000 | 2,083 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $621,000 | 4,510 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $621,000 | 4,508 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $621,000 | 4,509 |
| Net charge-offs | $43,000 | 3,247 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $587,000 | 4,514 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,926,000 | 2,877 |
| Total interest expense | $493,000 | 3,159 |
| Net interest income | $5,433,000 | 2,815 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $1,031,000 | 2,604 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $198,000 | 3,187 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $833,000 | 2,266 |
| Total noninterest expense | $6,294,000 | 2,203 |
| Salaries and employee benefits | $3,185,000 | 2,376 |
| Premises and equipment expense | $587,000 | 2,538 |
| Additional noninterest expense | $2,522,000 | 1,784 |
| Pre-tax net operating income | $170,000 | 5,364 |
| Securities gains (losses) | $34,000 | 2,017 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $204,000 | 5,253 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $204,000 | 5,253 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $204,000 | 5,253 |
| Net charge-offs | $-25,000 | 5,146 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $170,000 | 5,295 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,958,000 | 2,882 |
| Total interest expense | $332,000 | 3,145 |
| Net interest income | $3,626,000 | 2,824 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $782,000 | 2,420 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $128,000 | 3,222 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $654,000 | 2,031 |
| Total noninterest expense | $4,020,000 | 2,292 |
| Salaries and employee benefits | $2,224,000 | 2,304 |
| Premises and equipment expense | $417,000 | 2,438 |
| Additional noninterest expense | $1,379,000 | 2,137 |
| Pre-tax net operating income | $388,000 | 4,473 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $388,000 | 4,307 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $388,000 | 4,304 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $388,000 | 4,305 |
| Net charge-offs | $-16,000 | 5,135 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $388,000 | 4,233 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,017,000 | 2,847 |
| Total interest expense | $172,000 | 3,094 |
| Net interest income | $1,845,000 | 2,780 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $389,000 | 2,394 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $64,000 | 3,213 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $325,000 | 1,997 |
| Total noninterest expense | $1,971,000 | 2,339 |
| Salaries and employee benefits | $1,123,000 | 2,283 |
| Premises and equipment expense | $213,000 | 2,434 |
| Additional noninterest expense | $635,000 | 2,274 |
| Pre-tax net operating income | $263,000 | 4,065 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $263,000 | 3,847 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $263,000 | 3,844 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $263,000 | 3,845 |
| Net charge-offs | $-8,000 | 5,076 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $263,000 | 3,788 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,024,000 | 2,831 |
| Total interest expense | $672,000 | 3,144 |
| Net interest income | $7,352,000 | 2,763 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,666,000 | 2,352 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $337,000 | 2,817 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,329,000 | 2,013 |
| Total noninterest expense | $8,021,000 | 2,295 |
| Salaries and employee benefits | $4,377,000 | 2,303 |
| Premises and equipment expense | $834,000 | 2,480 |
| Additional noninterest expense | $2,810,000 | 2,125 |
| Pre-tax net operating income | $997,000 | 4,109 |
| Securities gains (losses) | $23,000 | 2,161 |
| Applicable income taxes | $-2,815,000 | 6,139 |
| Income before extraordinary items | $3,835,000 | 1,659 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,835,000 | 1,661 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,835,000 | 1,661 |
| Net charge-offs | $129,000 | 2,415 |
| Cash dividends | $325,000 | 3,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,812,000 | 1,632 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,023,000 | 2,849 |
| Total interest expense | $511,000 | 3,163 |
| Net interest income | $5,512,000 | 2,786 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,251,000 | 2,368 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $274,000 | 2,707 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $977,000 | 2,063 |
| Total noninterest expense | $5,934,000 | 2,318 |
| Salaries and employee benefits | $3,306,000 | 2,297 |
| Premises and equipment expense | $604,000 | 2,575 |
| Additional noninterest expense | $2,024,000 | 2,183 |
| Pre-tax net operating income | $829,000 | 4,038 |
| Securities gains (losses) | $23,000 | 1,941 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $852,000 | 3,771 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $852,000 | 3,770 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $852,000 | 3,771 |
| Net charge-offs | $-63,000 | 5,687 |
| Cash dividends | $237,000 | 3,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $829,000 | 3,773 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,950,000 | 2,880 |
| Total interest expense | $345,000 | 3,159 |
| Net interest income | $3,605,000 | 2,825 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $872,000 | 2,311 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $200,000 | 2,491 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $672,000 | 2,018 |
| Total noninterest expense | $3,878,000 | 2,367 |
| Salaries and employee benefits | $2,185,000 | 2,319 |
| Premises and equipment expense | $389,000 | 2,654 |
| Additional noninterest expense | $1,304,000 | 2,259 |
| Pre-tax net operating income | $599,000 | 3,896 |
| Securities gains (losses) | $23,000 | 1,643 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $622,000 | 3,604 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $622,000 | 3,605 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $622,000 | 3,606 |
| Net charge-offs | $5,000 | 3,478 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $599,000 | 3,618 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,972,000 | 2,887 |
| Total interest expense | $171,000 | 3,203 |
| Net interest income | $1,801,000 | 2,825 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $384,000 | 2,444 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $102,000 | 2,439 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $282,000 | 2,200 |
| Total noninterest expense | $1,917,000 | 2,393 |
| Salaries and employee benefits | $1,134,000 | 2,270 |
| Premises and equipment expense | $199,000 | 2,659 |
| Additional noninterest expense | $584,000 | 2,474 |
| Pre-tax net operating income | $268,000 | 4,050 |
| Securities gains (losses) | $13,000 | 1,390 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $281,000 | 3,762 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $281,000 | 3,765 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $281,000 | 3,766 |
| Net charge-offs | $13,000 | 2,364 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $268,000 | 3,759 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,426,000 | 3,041 |
| Total interest expense | $815,000 | 2,989 |
| Net interest income | $6,611,000 | 3,025 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,817,000 | 2,255 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $243,000 | 3,592 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,574,000 | 1,723 |
| Total noninterest expense | $6,081,000 | 2,890 |
| Salaries and employee benefits | $3,219,000 | 2,944 |
| Premises and equipment expense | $793,000 | 2,686 |
| Additional noninterest expense | $2,069,000 | 2,810 |
| Pre-tax net operating income | $2,347,000 | 2,701 |
| Securities gains (losses) | $-8,000 | 6,006 |
| Applicable income taxes | $-2,573,000 | 6,457 |
| Income before extraordinary items | $4,912,000 | 1,331 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,912,000 | 1,330 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,912,000 | 1,330 |
| Net charge-offs | $-62,000 | 6,042 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,920,000 | 1,299 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,549,000 | 3,071 |
| Total interest expense | $640,000 | 2,952 |
| Net interest income | $4,909,000 | 3,065 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,699,000 | 1,950 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $165,000 | 3,805 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,534,000 | 1,434 |
| Total noninterest expense | $4,418,000 | 2,963 |
| Salaries and employee benefits | $2,331,000 | 3,020 |
| Premises and equipment expense | $589,000 | 2,729 |
| Additional noninterest expense | $1,498,000 | 2,875 |
| Pre-tax net operating income | $2,190,000 | 2,369 |
| Securities gains (losses) | $-1,000 | 5,909 |
| Applicable income taxes | $-2,573,000 | 6,559 |
| Income before extraordinary items | $4,762,000 | 1,050 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,762,000 | 1,049 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,762,000 | 1,049 |
| Net charge-offs | $-52,000 | 6,052 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $4,763,000 | 1,030 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,740,000 | 3,053 |
| Total interest expense | $453,000 | 2,847 |
| Net interest income | $3,287,000 | 3,047 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,159,000 | 1,893 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $104,000 | 3,872 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,055,000 | 1,399 |
| Total noninterest expense | $2,870,000 | 3,032 |
| Salaries and employee benefits | $1,503,000 | 3,110 |
| Premises and equipment expense | $419,000 | 2,613 |
| Additional noninterest expense | $948,000 | 3,016 |
| Pre-tax net operating income | $1,576,000 | 2,192 |
| Securities gains (losses) | $-6,000 | 6,233 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,570,000 | 1,909 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,570,000 | 1,913 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,570,000 | 1,912 |
| Net charge-offs | $-24,000 | 5,949 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,576,000 | 1,852 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,795,000 | 3,157 |
| Total interest expense | $244,000 | 2,723 |
| Net interest income | $1,551,000 | 3,188 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $349,000 | 2,577 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $49,000 | 3,960 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $300,000 | 2,004 |
| Total noninterest expense | $1,390,000 | 3,138 |
| Salaries and employee benefits | $750,000 | 3,134 |
| Premises and equipment expense | $212,000 | 2,647 |
| Additional noninterest expense | $428,000 | 3,254 |
| Pre-tax net operating income | $510,000 | 2,853 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $510,000 | 2,524 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $510,000 | 2,527 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $510,000 | 2,527 |
| Net charge-offs | $7,000 | 2,989 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $510,000 | 2,476 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,480,000 | 3,090 |
| Total interest expense | $1,584,000 | 2,067 |
| Net interest income | $5,896,000 | 3,319 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $712,000 | 3,832 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $244,000 | 3,746 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $468,000 | 3,447 |
| Total noninterest expense | $5,216,000 | 3,303 |
| Salaries and employee benefits | $2,520,000 | 3,523 |
| Premises and equipment expense | $791,000 | 2,732 |
| Additional noninterest expense | $1,905,000 | 3,095 |
| Pre-tax net operating income | $1,392,000 | 3,533 |
| Securities gains (losses) | $67,000 | 1,596 |
| Applicable income taxes | $-523,000 | 6,640 |
| Income before extraordinary items | $1,982,000 | 2,628 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,982,000 | 2,631 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,982,000 | 2,631 |
| Net charge-offs | $-8,000 | 6,127 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $2,450,000 | 142 |
| Net operating income | $1,915,000 | 2,632 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,527,000 | 3,146 |
| Total interest expense | $1,233,000 | 2,052 |
| Net interest income | $4,294,000 | 3,403 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $561,000 | 3,823 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $195,000 | 3,653 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $366,000 | 3,449 |
| Total noninterest expense | $3,861,000 | 3,339 |
| Salaries and employee benefits | $1,830,000 | 3,628 |
| Premises and equipment expense | $627,000 | 2,635 |
| Additional noninterest expense | $1,404,000 | 3,113 |
| Pre-tax net operating income | $994,000 | 3,696 |
| Securities gains (losses) | $67,000 | 1,461 |
| Applicable income taxes | $-187,000 | 6,737 |
| Income before extraordinary items | $1,248,000 | 3,001 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,248,000 | 3,005 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,248,000 | 3,005 |
| Net charge-offs | $-10,000 | 6,131 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $2,450,000 | 108 |
| Net operating income | $1,181,000 | 3,029 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,668,000 | 3,166 |
| Total interest expense | $844,000 | 2,047 |
| Net interest income | $2,824,000 | 3,431 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $264,000 | 4,432 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $133,000 | 3,571 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $131,000 | 4,390 |
| Total noninterest expense | $2,644,000 | 3,288 |
| Salaries and employee benefits | $1,207,000 | 3,660 |
| Premises and equipment expense | $412,000 | 2,678 |
| Additional noninterest expense | $1,025,000 | 2,913 |
| Pre-tax net operating income | $444,000 | 4,319 |
| Securities gains (losses) | $9,000 | 2,315 |
| Applicable income taxes | $-120,000 | 6,779 |
| Income before extraordinary items | $573,000 | 3,693 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $573,000 | 3,695 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $573,000 | 3,696 |
| Net charge-offs | $-2,000 | 5,680 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $2,450,000 | 73 |
| Net operating income | $564,000 | 3,617 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,803,000 | 3,237 |
| Total interest expense | $445,000 | 2,007 |
| Net interest income | $1,358,000 | 3,539 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $149,000 | 4,201 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $77,000 | 3,284 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $72,000 | 4,249 |
| Total noninterest expense | $1,319,000 | 3,312 |
| Salaries and employee benefits | $601,000 | 3,712 |
| Premises and equipment expense | $207,000 | 2,699 |
| Additional noninterest expense | $511,000 | 2,931 |
| Pre-tax net operating income | $188,000 | 4,561 |
| Securities gains (losses) | $9,000 | 1,515 |
| Applicable income taxes | $4,000 | 4,268 |
| Income before extraordinary items | $193,000 | 4,335 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $193,000 | 4,338 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $193,000 | 4,337 |
| Net charge-offs | $-5,000 | 5,894 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $2,450,000 | 32 |
| Net operating income | $184,180 | 4,317 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,689,000 | 3,215 |
| Total interest expense | $2,302,000 | 1,893 |
| Net interest income | $5,387,000 | 3,622 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $56,000 | 6,612 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $268,000 | 3,700 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-212,000 | 6,821 |
| Total noninterest expense | $6,374,000 | 2,902 |
| Salaries and employee benefits | $2,401,000 | 3,671 |
| Premises and equipment expense | $873,000 | 2,557 |
| Additional noninterest expense | $3,100,000 | 2,090 |
| Pre-tax net operating income | $-931,000 | 6,647 |
| Securities gains (losses) | $1,032,000 | 508 |
| Applicable income taxes | $15,000 | 4,294 |
| Income before extraordinary items | $86,000 | 6,097 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $86,000 | 6,091 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $86,000 | 6,094 |
| Net charge-offs | $1,516,000 | 1,397 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-791,200 | 6,616 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,897,000 | 3,211 |
| Total interest expense | $1,802,000 | 1,893 |
| Net interest income | $4,095,000 | 3,652 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $86,000 | 6,290 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $199,000 | 3,771 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-113,000 | 6,931 |
| Total noninterest expense | $4,880,000 | 2,854 |
| Salaries and employee benefits | $1,721,000 | 3,797 |
| Premises and equipment expense | $664,000 | 2,543 |
| Additional noninterest expense | $2,495,000 | 1,973 |
| Pre-tax net operating income | $-699,000 | 6,757 |
| Securities gains (losses) | $815,000 | 495 |
| Applicable income taxes | $11,000 | 4,359 |
| Income before extraordinary items | $105,000 | 6,093 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $105,000 | 6,092 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $105,000 | 6,092 |
| Net charge-offs | $1,434,000 | 1,149 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-636,650 | 6,760 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,076,000 | 3,139 |
| Total interest expense | $1,253,000 | 1,872 |
| Net interest income | $2,823,000 | 3,588 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $-45,000 | 7,075 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $142,000 | 3,620 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-187,000 | 7,069 |
| Total noninterest expense | $3,379,000 | 2,762 |
| Salaries and employee benefits | $1,119,000 | 3,876 |
| Premises and equipment expense | $441,000 | 2,564 |
| Additional noninterest expense | $1,819,000 | 1,828 |
| Pre-tax net operating income | $-601,000 | 6,856 |
| Securities gains (losses) | $541,000 | 501 |
| Applicable income taxes | $7,000 | 4,344 |
| Income before extraordinary items | $-67,000 | 6,598 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-67,000 | 6,598 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-67,000 | 6,598 |
| Net charge-offs | $1,027,000 | 1,116 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-608,000 | 6,872 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,055,000 | 3,142 |
| Total interest expense | $678,000 | 1,810 |
| Net interest income | $1,377,000 | 3,665 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $280,000 | 3,055 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $77,000 | 3,452 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $203,000 | 2,634 |
| Total noninterest expense | $1,880,000 | 2,507 |
| Salaries and employee benefits | $582,000 | 3,808 |
| Premises and equipment expense | $221,000 | 2,575 |
| Additional noninterest expense | $1,077,000 | 1,562 |
| Pre-tax net operating income | $-223,000 | 6,869 |
| Securities gains (losses) | $1,000 | 2,095 |
| Applicable income taxes | $4,000 | 4,331 |
| Income before extraordinary items | $-226,000 | 6,922 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-226,000 | 6,923 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-226,000 | 6,923 |
| Net charge-offs | $723,000 | 848 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-227,000 | 6,886 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,007,000 | 3,037 |
| Total interest expense | $3,204,000 | 1,851 |
| Net interest income | $5,803,000 | 3,559 |
| Provision for loan and lease losses | $872,000 | 2,624 |
| Total noninterest income | $84,000 | 6,546 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $284,000 | 3,702 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-200,000 | 6,955 |
| Total noninterest expense | $7,325,000 | 2,557 |
| Salaries and employee benefits | $2,523,000 | 3,533 |
| Premises and equipment expense | $1,036,000 | 2,345 |
| Additional noninterest expense | $3,766,000 | 1,789 |
| Pre-tax net operating income | $-2,310,000 | 6,833 |
| Securities gains (losses) | $197,000 | 1,467 |
| Applicable income taxes | $15,000 | 4,207 |
| Income before extraordinary items | $-2,128,000 | 6,854 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,128,000 | 6,854 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,128,000 | 6,854 |
| Net charge-offs | $2,558,000 | 1,329 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-2,325,000 | 6,864 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,031,000 | 2,960 |
| Total interest expense | $2,466,000 | 1,874 |
| Net interest income | $4,565,000 | 3,438 |
| Provision for loan and lease losses | $1,499,000 | 1,512 |
| Total noninterest income | $-66,000 | 7,171 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $219,000 | 3,656 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-285,000 | 7,169 |
| Total noninterest expense | $5,305,000 | 2,650 |
| Salaries and employee benefits | $1,944,000 | 3,465 |
| Premises and equipment expense | $777,000 | 2,362 |
| Additional noninterest expense | $2,584,000 | 1,960 |
| Pre-tax net operating income | $-2,305,000 | 7,042 |
| Securities gains (losses) | $197,000 | 1,227 |
| Applicable income taxes | $11,000 | 4,231 |
| Income before extraordinary items | $-2,119,000 | 7,074 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,119,000 | 7,075 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-2,119,000 | 7,075 |
| Net charge-offs | $2,364,000 | 1,090 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-2,316,000 | 7,079 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,526,000 | 3,069 |
| Total interest expense | $1,676,000 | 1,911 |
| Net interest income | $2,850,000 | 3,626 |
| Provision for loan and lease losses | $1,499,000 | 1,131 |
| Total noninterest income | $38,000 | 6,781 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $152,000 | 3,563 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-114,000 | 7,224 |
| Total noninterest expense | $3,632,000 | 2,594 |
| Salaries and employee benefits | $1,315,000 | 3,450 |
| Premises and equipment expense | $540,000 | 2,289 |
| Additional noninterest expense | $1,777,000 | 1,921 |
| Pre-tax net operating income | $-2,243,000 | 7,202 |
| Securities gains (losses) | $182,000 | 784 |
| Applicable income taxes | $7,000 | 4,215 |
| Income before extraordinary items | $-2,068,000 | 7,214 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,068,000 | 7,215 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-2,068,000 | 7,215 |
| Net charge-offs | $1,498,000 | 1,121 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-2,250,000 | 7,222 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,280,000 | 3,057 |
| Total interest expense | $863,000 | 1,916 |
| Net interest income | $1,417,000 | 3,625 |
| Provision for loan and lease losses | $711,000 | 1,118 |
| Total noninterest income | $151,000 | 4,142 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $78,000 | 3,476 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $73,000 | 4,052 |
| Total noninterest expense | $1,824,000 | 2,602 |
| Salaries and employee benefits | $654,000 | 3,489 |
| Premises and equipment expense | $270,000 | 2,320 |
| Additional noninterest expense | $900,000 | 1,877 |
| Pre-tax net operating income | $-967,000 | 7,258 |
| Securities gains (losses) | $140,000 | 437 |
| Applicable income taxes | $5,000 | 4,051 |
| Income before extraordinary items | $-832,000 | 7,254 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-832,000 | 7,255 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-832,000 | 7,255 |
| Net charge-offs | $609,000 | 1,178 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-972,000 | 7,282 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,388,000 | 2,857 |
| Total interest expense | $4,496,000 | 1,799 |
| Net interest income | $5,892,000 | 3,518 |
| Provision for loan and lease losses | $857,000 | 3,302 |
| Total noninterest income | $-618,000 | 7,505 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $330,000 | 3,449 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-948,000 | 7,484 |
| Total noninterest expense | $7,449,000 | 2,597 |
| Salaries and employee benefits | $2,940,000 | 3,169 |
| Premises and equipment expense | $1,171,000 | 2,150 |
| Additional noninterest expense | $3,338,000 | 2,084 |
| Pre-tax net operating income | $-3,032,000 | 6,926 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $15,000 | 4,111 |
| Income before extraordinary items | $-3,047,000 | 7,003 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,047,000 | 7,003 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-3,047,000 | 7,004 |
| Net charge-offs | $2,373,000 | 1,687 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-3,047,000 | 6,981 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,963,000 | 2,863 |
| Total interest expense | $3,550,000 | 1,791 |
| Net interest income | $4,413,000 | 3,566 |
| Provision for loan and lease losses | $357,000 | 4,086 |
| Total noninterest income | $-801,000 | 7,674 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $258,000 | 3,442 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-1,059,000 | 7,663 |
| Total noninterest expense | $5,664,000 | 2,559 |
| Salaries and employee benefits | $2,218,000 | 3,180 |
| Premises and equipment expense | $891,000 | 2,149 |
| Additional noninterest expense | $2,555,000 | 2,030 |
| Pre-tax net operating income | $-2,409,000 | 7,122 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-2,409,000 | 7,197 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,409,000 | 7,196 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,409,000 | 7,197 |
| Net charge-offs | $1,837,000 | 1,582 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-2,409,000 | 7,172 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,279,000 | 2,908 |
| Total interest expense | $2,527,000 | 1,756 |
| Net interest income | $2,752,000 | 3,759 |
| Provision for loan and lease losses | $357,000 | 3,366 |
| Total noninterest income | $-825,000 | 7,775 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $176,000 | 3,405 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-1,001,000 | 7,763 |
| Total noninterest expense | $3,778,000 | 2,567 |
| Salaries and employee benefits | $1,481,000 | 3,177 |
| Premises and equipment expense | $611,000 | 2,116 |
| Additional noninterest expense | $1,686,000 | 2,038 |
| Pre-tax net operating income | $-2,208,000 | 7,307 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-34,000 | 7,024 |
| Income before extraordinary items | $-2,174,000 | 7,358 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,174,000 | 7,358 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,174,000 | 7,358 |
| Net charge-offs | $1,566,000 | 1,334 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,174,000 | 7,354 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,717,000 | 2,887 |
| Total interest expense | $1,366,000 | 1,731 |
| Net interest income | $1,351,000 | 3,818 |
| Provision for loan and lease losses | $285,000 | 2,522 |
| Total noninterest income | $-392,000 | 7,871 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $91,000 | 3,330 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-483,000 | 7,866 |
| Total noninterest expense | $1,872,000 | 2,610 |
| Salaries and employee benefits | $738,000 | 3,230 |
| Premises and equipment expense | $308,000 | 2,153 |
| Additional noninterest expense | $826,000 | 2,057 |
| Pre-tax net operating income | $-1,198,000 | 7,470 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-17,000 | 7,162 |
| Income before extraordinary items | $-1,181,000 | 7,512 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,181,000 | 7,513 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,181,000 | 7,513 |
| Net charge-offs | $934,000 | 1,088 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,181,000 | 7,507 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,405,000 | 2,324 |
| Total interest expense | $7,156,000 | 1,654 |
| Net interest income | $7,249,000 | 2,974 |
| Provision for loan and lease losses | $10,978,000 | 805 |
| Total noninterest income | $-1,029,000 | 7,923 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $398,000 | 3,343 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-1,427,000 | 7,917 |
| Total noninterest expense | $8,419,000 | 2,348 |
| Salaries and employee benefits | $3,741,000 | 2,603 |
| Premises and equipment expense | $1,491,000 | 1,819 |
| Additional noninterest expense | $3,187,000 | 2,221 |
| Pre-tax net operating income | $-13,177,000 | 7,588 |
| Securities gains (losses) | $295,000 | 1,258 |
| Applicable income taxes | $530,000 | 1,497 |
| Income before extraordinary items | $-13,412,000 | 7,645 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-13,412,000 | 7,643 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-13,412,000 | 7,644 |
| Net charge-offs | $8,002,000 | 811 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-13,707,000 | 7,646 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,943,000 | 2,320 |
| Total interest expense | $5,576,000 | 1,664 |
| Net interest income | $5,367,000 | 3,001 |
| Provision for loan and lease losses | $6,940,000 | 829 |
| Total noninterest income | $699,000 | 3,530 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $302,000 | 3,335 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $397,000 | 3,198 |
| Total noninterest expense | $6,754,000 | 2,206 |
| Salaries and employee benefits | $2,919,000 | 2,530 |
| Premises and equipment expense | $1,065,000 | 1,915 |
| Additional noninterest expense | $2,770,000 | 1,912 |
| Pre-tax net operating income | $-7,628,000 | 7,657 |
| Securities gains (losses) | $295,000 | 1,010 |
| Applicable income taxes | $-3,062,000 | 7,821 |
| Income before extraordinary items | $-4,271,000 | 7,513 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-4,271,000 | 7,513 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-4,271,000 | 7,513 |
| Net charge-offs | $4,848,000 | 833 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-4,459,800 | 7,538 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,687,000 | 2,243 |
| Total interest expense | $3,862,000 | 1,686 |
| Net interest income | $3,825,000 | 2,839 |
| Provision for loan and lease losses | $5,887,000 | 667 |
| Total noninterest income | $450,000 | 3,624 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $214,000 | 3,180 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $236,000 | 3,393 |
| Total noninterest expense | $4,749,000 | 2,128 |
| Salaries and employee benefits | $1,969,000 | 2,546 |
| Premises and equipment expense | $738,000 | 1,877 |
| Additional noninterest expense | $2,042,000 | 1,784 |
| Pre-tax net operating income | $-6,361,000 | 7,808 |
| Securities gains (losses) | $295,000 | 779 |
| Applicable income taxes | $-2,280,000 | 7,920 |
| Income before extraordinary items | $-3,786,000 | 7,706 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,786,000 | 7,705 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-3,786,000 | 7,705 |
| Net charge-offs | $3,714,000 | 720 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-3,974,800 | 7,731 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,933,000 | 2,237 |
| Total interest expense | $2,035,000 | 1,667 |
| Net interest income | $1,898,000 | 2,837 |
| Provision for loan and lease losses | $100,000 | 3,845 |
| Total noninterest income | $255,000 | 3,336 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $113,000 | 3,030 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $142,000 | 3,056 |
| Total noninterest expense | $2,031,000 | 2,393 |
| Salaries and employee benefits | $1,057,000 | 2,414 |
| Premises and equipment expense | $395,000 | 1,794 |
| Additional noninterest expense | $579,000 | 2,645 |
| Pre-tax net operating income | $22,000 | 5,991 |
| Securities gains (losses) | $295,000 | 508 |
| Applicable income taxes | $106,000 | 2,125 |
| Income before extraordinary items | $211,000 | 3,781 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $211,000 | 3,780 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $211,000 | 3,782 |
| Net charge-offs | $103,000 | 2,839 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $13,350 | 6,090 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $19,589,000 | 1,956 |
| Total interest expense | $8,217,000 | 1,914 |
| Net interest income | $11,372,000 | 1,954 |
| Provision for loan and lease losses | $7,312,000 | 765 |
| Total noninterest income | $884,000 | 3,663 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $392,000 | 3,494 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $492,000 | 3,197 |
| Total noninterest expense | $9,892,000 | 1,949 |
| Salaries and employee benefits | $5,682,000 | 1,800 |
| Premises and equipment expense | $1,762,000 | 1,572 |
| Additional noninterest expense | $2,448,000 | 2,388 |
| Pre-tax net operating income | $-4,948,000 | 7,797 |
| Securities gains (losses) | $-20,000 | 7,082 |
| Applicable income taxes | $-2,201,000 | 7,938 |
| Income before extraordinary items | $-2,767,000 | 7,559 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,767,000 | 7,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,518,000 | 635 |
| Cash dividends | $1,809,000 | 1,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,754,200 | 7,631 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $15,142,000 | 1,935 |
| Total interest expense | $6,213,000 | 1,988 |
| Net interest income | $8,929,000 | 1,899 |
| Provision for loan and lease losses | $2,292,000 | 1,078 |
| Total noninterest income | $700,000 | 3,639 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $293,000 | 3,526 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $407,000 | 3,152 |
| Total noninterest expense | $7,652,000 | 1,884 |
| Salaries and employee benefits | $4,469,000 | 1,740 |
| Premises and equipment expense | $1,327,000 | 1,579 |
| Additional noninterest expense | $1,856,000 | 2,295 |
| Pre-tax net operating income | $-315,000 | 7,124 |
| Securities gains (losses) | $-20,000 | 7,411 |
| Applicable income taxes | $-321,000 | 7,760 |
| Income before extraordinary items | $-14,000 | 6,633 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-14,000 | 6,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 2,840 |
| Cash dividends | $1,809,000 | 1,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,200 | 6,764 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,172,000 | 1,948 |
| Total interest expense | $4,243,000 | 2,033 |
| Net interest income | $5,929,000 | 1,898 |
| Provision for loan and lease losses | $1,957,000 | 805 |
| Total noninterest income | $456,000 | 3,721 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $186,000 | 3,629 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $270,000 | 3,208 |
| Total noninterest expense | $5,254,000 | 1,832 |
| Salaries and employee benefits | $3,066,000 | 1,705 |
| Premises and equipment expense | $922,000 | 1,508 |
| Additional noninterest expense | $1,266,000 | 2,239 |
| Pre-tax net operating income | $-826,000 | 7,811 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-493,000 | 8,177 |
| Income before extraordinary items | $-333,000 | 7,555 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-333,000 | 7,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,108 |
| Cash dividends | $1,709,000 | 890 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-333,000 | 7,533 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,335,000 | 1,913 |
| Total interest expense | $2,286,000 | 2,017 |
| Net interest income | $3,049,000 | 1,836 |
| Provision for loan and lease losses | $74,000 | 3,255 |
| Total noninterest income | $234,000 | 3,661 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $94,000 | 3,574 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $140,000 | 3,158 |
| Total noninterest expense | $2,641,000 | 1,812 |
| Salaries and employee benefits | $1,548,000 | 1,695 |
| Premises and equipment expense | $473,000 | 1,473 |
| Additional noninterest expense | $620,000 | 2,258 |
| Pre-tax net operating income | $568,000 | 2,820 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $182,000 | 2,089 |
| Income before extraordinary items | $386,000 | 3,265 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $386,000 | 3,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $1,660,000 | 503 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $386,000 | 3,182 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $22,698,000 | 1,865 |
| Total interest expense | $9,426,000 | 2,031 |
| Net interest income | $13,272,000 | 1,703 |
| Provision for loan and lease losses | $348,000 | 2,928 |
| Total noninterest income | $1,158,000 | 3,204 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $326,000 | 3,925 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $832,000 | 2,510 |
| Total noninterest expense | $10,629,000 | 1,745 |
| Salaries and employee benefits | $5,936,000 | 1,696 |
| Premises and equipment expense | $1,742,000 | 1,531 |
| Additional noninterest expense | $2,951,000 | 1,868 |
| Pre-tax net operating income | $3,453,000 | 2,224 |
| Securities gains (losses) | $12,000 | 1,280 |
| Applicable income taxes | $1,093,000 | 1,757 |
| Income before extraordinary items | $2,372,000 | 2,485 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,372,000 | 2,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,313 |
| Cash dividends | $1,104,000 | 2,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,363,840 | 2,486 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $17,043,000 | 1,865 |
| Total interest expense | $6,989,000 | 2,051 |
| Net interest income | $10,054,000 | 1,690 |
| Provision for loan and lease losses | $106,000 | 4,018 |
| Total noninterest income | $901,000 | 3,130 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $241,000 | 3,945 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $660,000 | 2,416 |
| Total noninterest expense | $7,607,000 | 1,799 |
| Salaries and employee benefits | $4,189,000 | 1,807 |
| Premises and equipment expense | $1,272,000 | 1,567 |
| Additional noninterest expense | $2,146,000 | 1,878 |
| Pre-tax net operating income | $3,242,000 | 1,973 |
| Securities gains (losses) | $12,000 | 960 |
| Applicable income taxes | $1,081,000 | 1,551 |
| Income before extraordinary items | $2,173,000 | 2,221 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,173,000 | 2,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,809 |
| Cash dividends | $450,000 | 3,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,164,960 | 2,211 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,285,000 | 1,894 |
| Total interest expense | $4,584,000 | 2,079 |
| Net interest income | $6,701,000 | 1,719 |
| Provision for loan and lease losses | $56,000 | 4,239 |
| Total noninterest income | $702,000 | 2,825 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $161,000 | 3,952 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $541,000 | 2,135 |
| Total noninterest expense | $5,018,000 | 1,837 |
| Salaries and employee benefits | $2,728,000 | 1,874 |
| Premises and equipment expense | $867,000 | 1,550 |
| Additional noninterest expense | $1,423,000 | 1,903 |
| Pre-tax net operating income | $2,329,000 | 1,909 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $770,000 | 1,534 |
| Income before extraordinary items | $1,559,000 | 2,151 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,559,000 | 2,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $250,000 | 3,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,559,000 | 2,131 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,623,000 | 1,904 |
| Total interest expense | $2,226,000 | 2,124 |
| Net interest income | $3,397,000 | 1,695 |
| Provision for loan and lease losses | $56,000 | 2,964 |
| Total noninterest income | $340,000 | 2,870 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $71,000 | 4,138 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $269,000 | 2,115 |
| Total noninterest expense | $2,287,000 | 2,028 |
| Salaries and employee benefits | $1,295,000 | 1,986 |
| Premises and equipment expense | $402,000 | 1,661 |
| Additional noninterest expense | $590,000 | 2,223 |
| Pre-tax net operating income | $1,394,000 | 1,644 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $494,000 | 1,300 |
| Income before extraordinary items | $900,000 | 1,866 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $900,000 | 1,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $250,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $900,000 | 1,858 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $20,977,000 | 1,909 |
| Total interest expense | $7,537,000 | 2,153 |
| Net interest income | $13,440,000 | 1,709 |
| Provision for loan and lease losses | $420,000 | 2,183 |
| Total noninterest income | $1,408,000 | 2,822 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $368,000 | 3,712 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,040,000 | 2,167 |
| Total noninterest expense | $8,799,000 | 2,004 |
| Salaries and employee benefits | $4,934,000 | 1,978 |
| Premises and equipment expense | $1,467,000 | 1,730 |
| Additional noninterest expense | $2,398,000 | 2,183 |
| Pre-tax net operating income | $5,629,000 | 1,711 |
| Securities gains (losses) | $-34,000 | 7,777 |
| Applicable income taxes | $1,861,000 | 1,411 |
| Income before extraordinary items | $3,734,000 | 1,899 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,734,000 | 1,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,186 |
| Cash dividends | $250,000 | 4,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,756,780 | 1,875 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $15,232,000 | 1,947 |
| Total interest expense | $5,385,000 | 2,185 |
| Net interest income | $9,847,000 | 1,763 |
| Provision for loan and lease losses | $350,000 | 1,901 |
| Total noninterest income | $1,049,000 | 2,836 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $280,000 | 3,705 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $769,000 | 2,192 |
| Total noninterest expense | $6,528,000 | 2,025 |
| Salaries and employee benefits | $3,721,000 | 1,955 |
| Premises and equipment expense | $1,048,000 | 1,811 |
| Additional noninterest expense | $1,759,000 | 2,214 |
| Pre-tax net operating income | $4,018,000 | 1,832 |
| Securities gains (losses) | $-34,000 | 8,035 |
| Applicable income taxes | $1,364,000 | 1,497 |
| Income before extraordinary items | $2,620,000 | 2,073 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,620,000 | 2,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,644 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,642,440 | 2,050 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,758,000 | 1,976 |
| Total interest expense | $3,411,000 | 2,182 |
| Net interest income | $6,347,000 | 1,829 |
| Provision for loan and lease losses | $154,000 | 2,538 |
| Total noninterest income | $737,000 | 2,741 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $183,000 | 3,739 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $554,000 | 2,076 |
| Total noninterest expense | $4,368,000 | 2,010 |
| Salaries and employee benefits | $2,459,000 | 1,973 |
| Premises and equipment expense | $700,000 | 1,804 |
| Additional noninterest expense | $1,209,000 | 2,152 |
| Pre-tax net operating income | $2,562,000 | 1,911 |
| Securities gains (losses) | $-34,000 | 8,254 |
| Applicable income taxes | $883,000 | 1,536 |
| Income before extraordinary items | $1,645,000 | 2,172 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,645,000 | 2,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,667,100 | 2,138 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,677,000 | 2,023 |
| Total interest expense | $1,604,000 | 2,195 |
| Net interest income | $3,073,000 | 1,886 |
| Provision for loan and lease losses | $54,000 | 3,025 |
| Total noninterest income | $379,000 | 2,635 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $93,000 | 3,634 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $286,000 | 2,010 |
| Total noninterest expense | $2,137,000 | 2,066 |
| Salaries and employee benefits | $1,210,000 | 2,033 |
| Premises and equipment expense | $357,000 | 1,782 |
| Additional noninterest expense | $570,000 | 2,253 |
| Pre-tax net operating income | $1,261,000 | 1,894 |
| Securities gains (losses) | $-34,000 | 8,490 |
| Applicable income taxes | $392,000 | 1,683 |
| Income before extraordinary items | $835,000 | 2,112 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $835,000 | 2,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $858,120 | 2,039 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $16,665,000 | 2,007 |
| Total interest expense | $5,472,000 | 2,044 |
| Net interest income | $11,193,000 | 1,988 |
| Provision for loan and lease losses | $241,000 | 3,235 |
| Total noninterest income | $1,965,000 | 2,244 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $419,000 | 3,457 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,546,000 | 1,625 |
| Total noninterest expense | $8,284,000 | 2,019 |
| Salaries and employee benefits | $4,638,000 | 1,984 |
| Premises and equipment expense | $1,298,000 | 1,861 |
| Additional noninterest expense | $2,348,000 | 2,128 |
| Pre-tax net operating income | $4,633,000 | 1,976 |
| Securities gains (losses) | $27,000 | 1,153 |
| Applicable income taxes | $1,433,000 | 1,765 |
| Income before extraordinary items | $3,227,000 | 2,113 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,227,000 | 2,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-104,000 | 8,634 |
| Cash dividends | $1,700,000 | 1,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,208,370 | 2,099 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,016,000 | 2,028 |
| Total interest expense | $3,913,000 | 2,028 |
| Net interest income | $8,103,000 | 2,035 |
| Provision for loan and lease losses | $213,000 | 2,860 |
| Total noninterest income | $1,437,000 | 2,280 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $324,000 | 3,386 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,113,000 | 1,679 |
| Total noninterest expense | $6,033,000 | 2,059 |
| Salaries and employee benefits | $3,364,000 | 2,026 |
| Premises and equipment expense | $920,000 | 1,956 |
| Additional noninterest expense | $1,749,000 | 2,121 |
| Pre-tax net operating income | $3,294,000 | 2,074 |
| Securities gains (losses) | $27,000 | 1,107 |
| Applicable income taxes | $1,027,000 | 1,832 |
| Income before extraordinary items | $2,294,000 | 2,229 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,294,000 | 2,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-111,000 | 8,653 |
| Cash dividends | $700,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,275,370 | 2,200 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,538,000 | 2,099 |
| Total interest expense | $2,408,000 | 2,055 |
| Net interest income | $5,130,000 | 2,110 |
| Provision for loan and lease losses | $213,000 | 2,041 |
| Total noninterest income | $929,000 | 2,302 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $212,000 | 3,367 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $717,000 | 1,715 |
| Total noninterest expense | $3,948,000 | 2,078 |
| Salaries and employee benefits | $2,243,000 | 2,019 |
| Premises and equipment expense | $565,000 | 2,097 |
| Additional noninterest expense | $1,140,000 | 2,160 |
| Pre-tax net operating income | $1,898,000 | 2,271 |
| Securities gains (losses) | $27,000 | 1,002 |
| Applicable income taxes | $656,000 | 1,877 |
| Income before extraordinary items | $1,269,000 | 2,534 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,269,000 | 2,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-96,000 | 8,654 |
| Cash dividends | $450,000 | 2,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,251,180 | 2,521 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,533,000 | 2,189 |
| Total interest expense | $1,058,000 | 2,218 |
| Net interest income | $2,475,000 | 2,173 |
| Provision for loan and lease losses | $137,000 | 1,579 |
| Total noninterest income | $430,000 | 2,383 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $103,000 | 3,372 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $327,000 | 1,792 |
| Total noninterest expense | $1,963,000 | 2,106 |
| Salaries and employee benefits | $1,132,000 | 2,018 |
| Premises and equipment expense | $284,000 | 2,106 |
| Additional noninterest expense | $547,000 | 2,232 |
| Pre-tax net operating income | $805,000 | 2,555 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $257,000 | 2,226 |
| Income before extraordinary items | $548,000 | 2,816 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $548,000 | 2,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $450,000 | 1,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $548,000 | 2,762 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,948,000 | 2,405 |
| Total interest expense | $3,049,000 | 2,599 |
| Net interest income | $8,899,000 | 2,296 |
| Provision for loan and lease losses | $167,000 | 4,066 |
| Total noninterest income | $1,992,000 | 2,206 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $425,000 | 3,499 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,567,000 | 1,592 |
| Total noninterest expense | $7,766,000 | 2,054 |
| Salaries and employee benefits | $4,216,000 | 2,074 |
| Premises and equipment expense | $1,119,000 | 2,053 |
| Additional noninterest expense | $2,431,000 | 2,016 |
| Pre-tax net operating income | $2,958,000 | 2,621 |
| Securities gains (losses) | $-13,000 | 8,295 |
| Applicable income taxes | $1,006,000 | 2,141 |
| Income before extraordinary items | $1,939,000 | 2,992 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,939,000 | 2,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,915 |
| Cash dividends | $220,000 | 4,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,947,580 | 2,926 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,670,000 | 2,446 |
| Total interest expense | $2,187,000 | 2,650 |
| Net interest income | $6,483,000 | 2,328 |
| Provision for loan and lease losses | $167,000 | 3,359 |
| Total noninterest income | $1,446,000 | 2,260 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $319,000 | 3,511 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,127,000 | 1,624 |
| Total noninterest expense | $5,765,000 | 2,075 |
| Salaries and employee benefits | $3,153,000 | 2,079 |
| Premises and equipment expense | $844,000 | 2,048 |
| Additional noninterest expense | $1,768,000 | 2,042 |
| Pre-tax net operating income | $1,997,000 | 2,890 |
| Securities gains (losses) | $-13,000 | 8,560 |
| Applicable income taxes | $673,000 | 2,383 |
| Income before extraordinary items | $1,311,000 | 3,332 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,311,000 | 3,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,184 |
| Cash dividends | $220,000 | 3,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,319,580 | 3,227 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,668,000 | 2,471 |
| Total interest expense | $1,430,000 | 2,670 |
| Net interest income | $4,238,000 | 2,358 |
| Provision for loan and lease losses | $36,000 | 5,137 |
| Total noninterest income | $957,000 | 2,266 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $206,000 | 3,565 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $751,000 | 1,627 |
| Total noninterest expense | $3,817,000 | 2,093 |
| Salaries and employee benefits | $2,054,000 | 2,124 |
| Premises and equipment expense | $558,000 | 2,056 |
| Additional noninterest expense | $1,205,000 | 1,989 |
| Pre-tax net operating income | $1,342,000 | 2,829 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $466,000 | 2,310 |
| Income before extraordinary items | $876,000 | 3,292 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $876,000 | 3,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,658 |
| Cash dividends | $220,000 | 3,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $876,000 | 3,203 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,825,000 | 2,476 |
| Total interest expense | $716,000 | 2,699 |
| Net interest income | $2,109,000 | 2,367 |
| Provision for loan and lease losses | $36,000 | 3,870 |
| Total noninterest income | $377,000 | 2,643 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $101,000 | 3,555 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $276,000 | 1,984 |
| Total noninterest expense | $1,893,000 | 2,116 |
| Salaries and employee benefits | $1,023,000 | 2,147 |
| Premises and equipment expense | $286,000 | 2,018 |
| Additional noninterest expense | $584,000 | 2,025 |
| Pre-tax net operating income | $557,000 | 3,264 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $206,000 | 2,530 |
| Income before extraordinary items | $351,000 | 3,844 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $351,000 | 3,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,677 |
| Cash dividends | $220,000 | 2,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $351,000 | 3,729 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,552,000 | 2,465 |
| Total interest expense | $3,186,000 | 2,713 |
| Net interest income | $8,366,000 | 2,318 |
| Provision for loan and lease losses | $211,000 | 3,927 |
| Total noninterest income | $2,755,000 | 1,803 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $365,000 | 3,844 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,390,000 | 1,277 |
| Total noninterest expense | $7,730,000 | 2,045 |
| Salaries and employee benefits | $3,884,000 | 2,190 |
| Premises and equipment expense | $1,079,000 | 2,109 |
| Additional noninterest expense | $2,767,000 | 1,755 |
| Pre-tax net operating income | $3,180,000 | 2,394 |
| Securities gains (losses) | $82,000 | 2,069 |
| Applicable income taxes | $1,166,000 | 1,968 |
| Income before extraordinary items | $2,096,000 | 2,760 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,096,000 | 2,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,259 |
| Cash dividends | $155,000 | 5,190 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 848 |
| Net operating income | $2,043,520 | 2,691 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,570,000 | 2,531 |
| Total interest expense | $2,425,000 | 2,763 |
| Net interest income | $6,145,000 | 2,387 |
| Provision for loan and lease losses | $173,000 | 3,667 |
| Total noninterest income | $2,458,000 | 1,609 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $266,000 | 3,927 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,192,000 | 1,153 |
| Total noninterest expense | $5,687,000 | 2,091 |
| Salaries and employee benefits | $2,828,000 | 2,249 |
| Premises and equipment expense | $788,000 | 2,177 |
| Additional noninterest expense | $2,071,000 | 1,747 |
| Pre-tax net operating income | $2,743,000 | 2,196 |
| Securities gains (losses) | $24,000 | 2,852 |
| Applicable income taxes | $1,009,000 | 1,848 |
| Income before extraordinary items | $1,758,000 | 2,613 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,758,000 | 2,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,021 |
| Cash dividends | $80,000 | 4,885 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 695 |
| Net operating income | $1,742,640 | 2,495 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,580,000 | 2,617 |
| Total interest expense | $1,630,000 | 2,828 |
| Net interest income | $3,950,000 | 2,461 |
| Provision for loan and lease losses | $180,000 | 2,675 |
| Total noninterest income | $1,482,000 | 1,729 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $179,000 | 3,874 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,303,000 | 1,256 |
| Total noninterest expense | $3,399,000 | 2,311 |
| Salaries and employee benefits | $1,761,000 | 2,394 |
| Premises and equipment expense | $409,000 | 2,712 |
| Additional noninterest expense | $1,229,000 | 1,948 |
| Pre-tax net operating income | $1,853,000 | 2,177 |
| Securities gains (losses) | $24,000 | 2,506 |
| Applicable income taxes | $666,000 | 1,894 |
| Income before extraordinary items | $1,211,000 | 2,553 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,211,000 | 2,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,353 |
| Cash dividends | $25,000 | 4,993 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 563 |
| Net operating income | $1,195,400 | 2,442 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,763,000 | 2,654 |
| Total interest expense | $818,000 | 2,880 |
| Net interest income | $1,945,000 | 2,495 |
| Provision for loan and lease losses | $149,000 | 1,828 |
| Total noninterest income | $685,000 | 1,808 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $94,000 | 3,690 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $591,000 | 1,318 |
| Total noninterest expense | $1,509,000 | 2,565 |
| Salaries and employee benefits | $778,000 | 2,680 |
| Premises and equipment expense | $197,000 | 2,795 |
| Additional noninterest expense | $534,000 | 2,196 |
| Pre-tax net operating income | $972,000 | 2,093 |
| Securities gains (losses) | $22,000 | 1,846 |
| Applicable income taxes | $380,000 | 1,701 |
| Income before extraordinary items | $614,000 | 2,487 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $614,000 | 2,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $599,920 | 2,414 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,065,000 | 3,004 |
| Total interest expense | $3,551,000 | 3,049 |
| Net interest income | $6,514,000 | 2,922 |
| Provision for loan and lease losses | $453,000 | 2,563 |
| Total noninterest income | $1,452,000 | 2,683 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $313,000 | 4,137 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,139,000 | 2,003 |
| Total noninterest expense | $4,364,000 | 3,311 |
| Salaries and employee benefits | $2,330,000 | 3,316 |
| Premises and equipment expense | $626,000 | 3,289 |
| Additional noninterest expense | $1,408,000 | 3,114 |
| Pre-tax net operating income | $3,149,000 | 2,393 |
| Securities gains (losses) | $14,000 | 3,404 |
| Applicable income taxes | $1,209,000 | 1,937 |
| Income before extraordinary items | $1,954,000 | 2,853 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,954,000 | 2,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,681 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 681 |
| Net operating income | $1,945,040 | 2,775 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,839,000 | 3,364 |
| Total interest expense | $5,177,000 | 3,064 |
| Net interest income | $4,662,000 | 3,636 |
| Provision for loan and lease losses | $141,000 | 4,914 |
| Total noninterest income | $1,511,000 | 2,494 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $214,000 | 5,012 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,297,000 | 1,712 |
| Total noninterest expense | $3,957,000 | 3,464 |
| Salaries and employee benefits | $2,524,000 | 2,925 |
| Premises and equipment expense | $457,000 | 4,178 |
| Additional noninterest expense | $976,000 | 4,146 |
| Pre-tax net operating income | $2,075,000 | 3,099 |
| Securities gains (losses) | $21,000 | 3,115 |
| Applicable income taxes | $831,000 | 2,360 |
| Income before extraordinary items | $1,265,000 | 3,656 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,265,000 | 3,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,411 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $117,000 | 635 |
| Net operating income | $1,251,560 | 3,582 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,142,000 | 3,683 |
| Total interest expense | $4,835,000 | 3,424 |
| Net interest income | $4,307,000 | 3,936 |
| Provision for loan and lease losses | $251,000 | 3,220 |
| Total noninterest income | $333,000 | 6,035 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 5,749 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 4,998 |
| Total noninterest expense | $2,349,000 | 5,077 |
| Salaries and employee benefits | $1,385,000 | 4,665 |
| Premises and equipment expense | $318,000 | 5,249 |
| Additional noninterest expense | $646,000 | 5,496 |
| Pre-tax net operating income | $2,040,000 | 3,273 |
| Securities gains (losses) | $-8,000 | 8,215 |
| Applicable income taxes | $761,000 | 2,610 |
| Income before extraordinary items | $1,271,000 | 3,698 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,271,000 | 3,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,352 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 842 |
| Net operating income | $1,276,120 | 3,680 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,849,000 | 4,486 |
| Total interest expense | $3,182,000 | 4,380 |
| Net interest income | $3,667,000 | 4,499 |
| Provision for loan and lease losses | $223,000 | 3,333 |
| Total noninterest income | $330,000 | 6,173 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 6,387 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $212,000 | 4,807 |
| Total noninterest expense | $2,052,000 | 5,593 |
| Salaries and employee benefits | $1,212,000 | 5,127 |
| Premises and equipment expense | $210,000 | 6,645 |
| Additional noninterest expense | $630,000 | 5,648 |
| Pre-tax net operating income | $1,722,000 | 3,736 |
| Securities gains (losses) | $-4,000 | 9,004 |
| Applicable income taxes | $656,000 | 3,032 |
| Income before extraordinary items | $1,062,000 | 4,239 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,062,000 | 4,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,647 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $186,000 | 729 |
| Net operating income | $1,064,560 | 4,192 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,672,000 | 5,186 |
| Total interest expense | $2,566,000 | 5,270 |
| Net interest income | $3,106,000 | 5,009 |
| Provision for loan and lease losses | $256,000 | 2,947 |
| Total noninterest income | $370,000 | 5,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 7,073 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $281,000 | 4,161 |
| Total noninterest expense | $1,596,000 | 6,437 |
| Salaries and employee benefits | $1,079,000 | 5,477 |
| Premises and equipment expense | $85,000 | 9,045 |
| Additional noninterest expense | $432,000 | 6,960 |
| Pre-tax net operating income | $1,624,000 | 3,945 |
| Securities gains (losses) | $12,000 | 2,822 |
| Applicable income taxes | $628,000 | 3,279 |
| Income before extraordinary items | $1,008,000 | 4,489 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,008,000 | 4,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 821 |
| Net operating income | $1,000,320 | 4,422 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,698,000 | 6,955 |
| Total interest expense | $1,602,000 | 7,117 |
| Net interest income | $2,096,000 | 6,717 |
| Provision for loan and lease losses | $295,000 | 2,666 |
| Total noninterest income | $187,000 | 8,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 8,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 6,052 |
| Total noninterest expense | $1,040,000 | 8,210 |
| Salaries and employee benefits | $724,000 | 7,180 |
| Premises and equipment expense | $10,000 | 10,848 |
| Additional noninterest expense | $306,000 | 8,259 |
| Pre-tax net operating income | $948,000 | 5,994 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $286,000 | 5,856 |
| Income before extraordinary items | $665,000 | 6,044 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $665,000 | 6,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,964 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $3,088,000 | 304 |
| Net operating income | $662,900 | 6,010 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,407,000 | 10,241 |
| Total interest expense | $511,000 | 10,565 |
| Net interest income | $896,000 | 9,844 |
| Provision for loan and lease losses | $130,000 | 4,417 |
| Total noninterest income | $24,000 | 11,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 9,517 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 11,358 |
| Total noninterest expense | $803,000 | 9,417 |
| Salaries and employee benefits | $536,000 | 8,606 |
| Premises and equipment expense | $52,000 | 10,580 |
| Additional noninterest expense | $215,000 | 9,764 |
| Pre-tax net operating income | $-13,000 | 10,830 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-13,000 | 10,851 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-13,000 | 10,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-13,000 | 10,806 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $35,000 | 11,958 |
| Total interest expense | $2,000 | 11,948 |
| Net interest income | $33,000 | 11,954 |
| Provision for loan and lease losses | $5,000 | 8,671 |
| Total noninterest income | $0 | 11,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 11,920 |
| Total noninterest expense | $150,000 | 11,920 |
| Salaries and employee benefits | $118,000 | 11,827 |
| Premises and equipment expense | $7,000 | 11,920 |
| Additional noninterest expense | $25,000 | 11,956 |
| Pre-tax net operating income | $-122,000 | 11,610 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-122,000 | 11,621 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-122,000 | 11,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 164 |
| Net operating income | $-122,000 | 11,601 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.