Home > mBank > Income and Expense

mBank, Income and Expense

2021-06-30 (YTD Data)Rank
Total interest income$29,080,000599
Total interest expense$2,035,000739
Net interest income$27,045,000587
Provision for loan and lease losses$100,0001,668
Total noninterest income$5,112,000839
Gross Fiduciary activities income$0951
Service charges on deposit accounts$581,000822
Trading account gains and fees$0133
Additional Noninterest Income$4,531,000739
Total noninterest expense$22,496,000590
Salaries and employee benefits$12,357,000603
Premises and equipment expense$3,311,000426
Additional noninterest expense$6,828,000573
Pre-tax net operating income$9,561,000795
Securities gains (losses)$36,000997
Applicable income taxes$1,515,000886
Income before extraordinary items$8,082,000793
Extraordinary gains, net$06
Net income$8,082,000793
Minority interest net income$067
Net income of bank and minority interests.$8,082,000793
Net charge-offs$265,000558
Cash dividends$3,500,000553
Sale, conversion, retirement of capital stock, net$0517
Net operating income$8,051,760772
2021-03-31 (YTD Data)Rank
Total interest income$14,892,000580
Total interest expense$1,113,000711
Net interest income$13,779,000569
Provision for loan and lease losses$50,0001,719
Total noninterest income$2,496,000855
Gross Fiduciary activities income$0922
Service charges on deposit accounts$285,000824
Trading account gains and fees$0127
Additional Noninterest Income$2,211,000760
Total noninterest expense$11,500,000565
Salaries and employee benefits$6,443,000578
Premises and equipment expense$1,705,000414
Additional noninterest expense$3,352,000565
Pre-tax net operating income$4,725,000803
Securities gains (losses)$36,000744
Applicable income taxes$500,0001,142
Income before extraordinary items$4,261,000774
Extraordinary gains, net$03
Net income$4,261,000774
Minority interest net income$055
Net income of bank and minority interests.$4,261,000774
Net charge-offs$24,0001,089
Cash dividends$3,500,000309
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,228,960757
2020-12-31 (YTD Data)Rank
Total interest income$62,029,000558
Total interest expense$7,213,000670
Net interest income$54,816,000537
Provision for loan and lease losses$1,000,0001,593
Total noninterest income$10,645,000769
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,236,000792
Trading account gains and fees$0133
Additional Noninterest Income$9,409,000672
Total noninterest expense$45,454,000560
Salaries and employee benefits$24,505,000579
Premises and equipment expense$6,552,000422
Additional noninterest expense$14,397,000529
Pre-tax net operating income$19,007,000619
Securities gains (losses)$02,675
Applicable income taxes$3,992,000577
Income before extraordinary items$15,015,000665
Extraordinary gains, net$04
Net income$15,015,000665
Minority interest net income$072
Net income of bank and minority interests.$15,015,000665
Net charge-offs$492,000980
Cash dividends$11,500,000411
Sale, conversion, retirement of capital stock, net$0566
Net operating income$15,015,000638
2020-09-30 (YTD Data)Rank
Total interest income$46,794,000548
Total interest expense$5,878,000660
Net interest income$40,916,000537
Provision for loan and lease losses$600,0001,810
Total noninterest income$7,735,000751
Gross Fiduciary activities income$0981
Service charges on deposit accounts$974,000757
Trading account gains and fees$0125
Additional Noninterest Income$6,761,000665
Total noninterest expense$34,157,000543
Salaries and employee benefits$18,392,000568
Premises and equipment expense$4,899,000414
Additional noninterest expense$10,866,000507
Pre-tax net operating income$13,894,000603
Securities gains (losses)$02,494
Applicable income taxes$2,918,000566
Income before extraordinary items$10,976,000643
Extraordinary gains, net$04
Net income$10,976,000642
Minority interest net income$065
Net income of bank and minority interests.$10,976,000643
Net charge-offs$76,0001,828
Cash dividends$8,000,000416
Sale, conversion, retirement of capital stock, net$0532
Net operating income$10,976,000616
2020-06-30 (YTD Data)Rank
Total interest income$32,106,000542
Total interest expense$4,243,000665
Net interest income$27,863,000514
Provision for loan and lease losses$200,0002,381
Total noninterest income$4,438,000801
Gross Fiduciary activities income$0970
Service charges on deposit accounts$686,000734
Trading account gains and fees$0123
Additional Noninterest Income$3,752,000701
Total noninterest expense$22,887,000540
Salaries and employee benefits$12,283,000557
Premises and equipment expense$3,631,000371
Additional noninterest expense$6,973,000526
Pre-tax net operating income$9,214,000546
Securities gains (losses)$02,249
Applicable income taxes$1,935,000512
Income before extraordinary items$7,279,000596
Extraordinary gains, net$04
Net income$7,279,000595
Minority interest net income$065
Net income of bank and minority interests.$7,279,000596
Net charge-offs$153,0001,136
Cash dividends$8,000,000313
Sale, conversion, retirement of capital stock, net$0504
Net operating income$7,279,000568
2020-03-31 (YTD Data)Rank
Total interest income$15,666,000558
Total interest expense$2,255,000701
Net interest income$13,411,000521
Provision for loan and lease losses$100,0001,942
Total noninterest income$2,015,000811
Gross Fiduciary activities income$0941
Service charges on deposit accounts$425,000704
Trading account gains and fees$0106
Additional Noninterest Income$1,590,000702
Total noninterest expense$11,025,000556
Salaries and employee benefits$5,684,000607
Premises and equipment expense$1,869,000365
Additional noninterest expense$3,472,000533
Pre-tax net operating income$4,301,000535
Securities gains (losses)$01,705
Applicable income taxes$903,000499
Income before extraordinary items$3,398,000574
Extraordinary gains, net$04
Net income$3,398,000575
Minority interest net income$056
Net income of bank and minority interests.$3,398,000574
Net charge-offs$116,000815
Cash dividends$4,500,000310
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,398,000555
2019-12-31 (YTD Data)Rank
Total interest income$64,384,000550
Total interest expense$10,474,000658
Net interest income$53,910,000509
Provision for loan and lease losses$385,0001,725
Total noninterest income$5,854,0001,015
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,729,000716
Trading account gains and fees$0135
Additional Noninterest Income$4,125,000944
Total noninterest expense$40,340,000582
Salaries and employee benefits$21,572,000609
Premises and equipment expense$6,857,000385
Additional noninterest expense$11,911,000600
Pre-tax net operating income$19,039,000633
Securities gains (losses)$208,000622
Applicable income taxes$4,182,000569
Income before extraordinary items$15,065,000670
Extraordinary gains, net$011
Net income$15,065,000672
Minority interest net income$076
Net income of bank and minority interests.$15,065,000671
Net charge-offs$260,0001,465
Cash dividends$5,500,000741
Sale, conversion, retirement of capital stock, net$0626
Net operating income$14,900,680657
2019-09-30 (YTD Data)Rank
Total interest income$48,618,000549
Total interest expense$8,059,000652
Net interest income$40,559,000513
Provision for loan and lease losses$350,0001,466
Total noninterest income$4,298,0001,009
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,187,000772
Trading account gains and fees$0129
Additional Noninterest Income$3,111,000930
Total noninterest expense$30,162,000583
Salaries and employee benefits$15,909,000618
Premises and equipment expense$5,124,000388
Additional noninterest expense$9,129,000585
Pre-tax net operating income$14,345,000640
Securities gains (losses)$02,167
Applicable income taxes$3,012,000584
Income before extraordinary items$11,333,000668
Extraordinary gains, net$011
Net income$11,333,000670
Minority interest net income$072
Net income of bank and minority interests.$11,333,000669
Net charge-offs$225,0001,208
Cash dividends$3,000,000869
Sale, conversion, retirement of capital stock, net$0590
Net operating income$11,333,000657
2019-06-30 (YTD Data)Rank
Total interest income$32,588,000541
Total interest expense$5,353,000643
Net interest income$27,235,000512
Provision for loan and lease losses$300,0001,195
Total noninterest income$2,312,0001,152
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$806,000755
Trading account gains and fees$0131
Additional Noninterest Income$1,506,0001,163
Total noninterest expense$19,918,000593
Salaries and employee benefits$10,445,000631
Premises and equipment expense$3,431,000391
Additional noninterest expense$6,042,000592
Pre-tax net operating income$9,329,000638
Securities gains (losses)$01,702
Applicable income taxes$1,959,000578
Income before extraordinary items$7,370,000667
Extraordinary gains, net$011
Net income$7,370,000667
Minority interest net income$069
Net income of bank and minority interests.$7,370,000667
Net charge-offs$177,0001,069
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$7,370,000655
2019-03-31 (YTD Data)Rank
Total interest income$15,828,000552
Total interest expense$2,591,000645
Net interest income$13,237,000521
Provision for loan and lease losses$100,0001,466
Total noninterest income$1,170,0001,109
Gross Fiduciary activities income$0972
Service charges on deposit accounts$401,000746
Trading account gains and fees$0126
Additional Noninterest Income$769,0001,094
Total noninterest expense$9,931,000585
Salaries and employee benefits$5,140,000637
Premises and equipment expense$1,750,000390
Additional noninterest expense$3,041,000574
Pre-tax net operating income$4,376,000648
Securities gains (losses)$01,087
Applicable income taxes$919,000594
Income before extraordinary items$3,457,000690
Extraordinary gains, net$05
Net income$3,457,000691
Minority interest net income$052
Net income of bank and minority interests.$3,457,000689
Net charge-offs$129,000790
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,457,000677
2018-12-31 (YTD Data)Rank
Total interest income$55,377,000582
Total interest expense$7,919,000639
Net interest income$47,458,000575
Provision for loan and lease losses$500,0001,444
Total noninterest income$4,355,0001,193
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,422,000863
Trading account gains and fees$0126
Additional Noninterest Income$2,933,0001,159
Total noninterest expense$38,168,000597
Salaries and employee benefits$19,164,000655
Premises and equipment expense$6,006,000446
Additional noninterest expense$12,998,000538
Pre-tax net operating income$13,145,000830
Securities gains (losses)$01,125
Applicable income taxes$4,103,000542
Income before extraordinary items$9,042,000994
Extraordinary gains, net$06
Net income$9,042,000993
Minority interest net income$072
Net income of bank and minority interests.$9,042,000993
Net charge-offs$396,0001,113
Cash dividends$2,000,0001,447
Sale, conversion, retirement of capital stock, net$0671
Net operating income$9,042,000996
2018-09-30 (YTD Data)Rank
Total interest income$39,284,000609
Total interest expense$5,626,000638
Net interest income$33,658,000606
Provision for loan and lease losses$200,0001,970
Total noninterest income$2,934,0001,297
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,096,000834
Trading account gains and fees$0138
Additional Noninterest Income$1,838,0001,325
Total noninterest expense$27,879,000610
Salaries and employee benefits$13,774,000694
Premises and equipment expense$4,425,000459
Additional noninterest expense$9,680,000536
Pre-tax net operating income$8,513,000958
Securities gains (losses)$01,118
Applicable income taxes$1,788,000787
Income before extraordinary items$6,725,0001,010
Extraordinary gains, net$05
Net income$6,725,0001,009
Minority interest net income$066
Net income of bank and minority interests.$6,725,0001,009
Net charge-offs$93,0001,780
Cash dividends$2,000,0001,065
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,725,0001,008
2018-06-30 (YTD Data)Rank
Total interest income$23,992,000652
Total interest expense$3,549,000623
Net interest income$20,443,000666
Provision for loan and lease losses$150,0001,766
Total noninterest income$1,531,0001,543
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$591,0001,001
Trading account gains and fees$0130
Additional Noninterest Income$940,0001,588
Total noninterest expense$17,705,000643
Salaries and employee benefits$9,116,000707
Premises and equipment expense$2,831,000477
Additional noninterest expense$5,758,000597
Pre-tax net operating income$4,119,0001,191
Securities gains (losses)$0961
Applicable income taxes$865,000970
Income before extraordinary items$3,254,0001,274
Extraordinary gains, net$06
Net income$3,254,0001,272
Minority interest net income$065
Net income of bank and minority interests.$3,254,0001,273
Net charge-offs$88,0001,399
Cash dividends$2,000,000757
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,254,0001,265
2018-03-31 (YTD Data)Rank
Total interest income$11,055,000692
Total interest expense$1,535,000668
Net interest income$9,520,000700
Provision for loan and lease losses$50,0002,055
Total noninterest income$631,0001,748
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$268,0001,114
Trading account gains and fees$0123
Additional Noninterest Income$363,0001,809
Total noninterest expense$7,504,000750
Salaries and employee benefits$3,914,000813
Premises and equipment expense$1,309,000506
Additional noninterest expense$2,281,000734
Pre-tax net operating income$2,597,000977
Securities gains (losses)$0735
Applicable income taxes$545,000813
Income before extraordinary items$2,052,0001,039
Extraordinary gains, net$07
Net income$2,052,0001,038
Minority interest net income$052
Net income of bank and minority interests.$2,052,0001,039
Net charge-offs$28,0001,485
Cash dividends$2,000,000411
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,052,0001,031
2017-12-31 (YTD Data)Rank
Total interest income$44,373,000653
Total interest expense$5,566,000621
Net interest income$38,807,000662
Provision for loan and lease losses$625,0001,247
Total noninterest income$3,616,0001,382
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,051,0001,141
Trading account gains and fees$0151
Additional Noninterest Income$2,565,0001,301
Total noninterest expense$28,822,000762
Salaries and employee benefits$14,512,000840
Premises and equipment expense$5,221,000489
Additional noninterest expense$9,089,000737
Pre-tax net operating income$12,976,000785
Securities gains (losses)$231,000362
Applicable income taxes$6,283,000574
Income before extraordinary items$6,924,0001,031
Extraordinary gains, net$09
Net income$6,924,0001,031
Minority interest net income$076
Net income of bank and minority interests.$6,924,0001,031
Net charge-offs$566,0001,013
Cash dividends$7,000,000497
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,776,1601,042
2017-09-30 (YTD Data)Rank
Total interest income$32,982,000653
Total interest expense$4,064,000623
Net interest income$28,918,000661
Provision for loan and lease losses$400,0001,355
Total noninterest income$2,549,0001,452
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$799,0001,137
Trading account gains and fees$0145
Additional Noninterest Income$1,750,0001,397
Total noninterest expense$21,343,000771
Salaries and employee benefits$10,671,000855
Premises and equipment expense$3,898,000494
Additional noninterest expense$6,774,000738
Pre-tax net operating income$9,724,000799
Securities gains (losses)$38,0001,005
Applicable income taxes$3,219,000650
Income before extraordinary items$6,543,000902
Extraordinary gains, net$09
Net income$6,543,000903
Minority interest net income$071
Net income of bank and minority interests.$6,543,000902
Net charge-offs$290,0001,145
Cash dividends$4,700,000536
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,517,540894
2017-06-30 (YTD Data)Rank
Total interest income$21,458,000662
Total interest expense$2,544,000641
Net interest income$18,914,000663
Provision for loan and lease losses$200,0001,539
Total noninterest income$1,428,0001,647
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$537,0001,117
Trading account gains and fees$0139
Additional Noninterest Income$891,0001,657
Total noninterest expense$13,910,000781
Salaries and employee benefits$6,981,000874
Premises and equipment expense$2,549,000495
Additional noninterest expense$4,380,000756
Pre-tax net operating income$6,232,000815
Securities gains (losses)$01,906
Applicable income taxes$2,119,000645
Income before extraordinary items$4,113,000938
Extraordinary gains, net$011
Net income$4,113,000939
Minority interest net income$071
Net income of bank and minority interests.$4,113,000938
Net charge-offs$87,0001,624
Cash dividends$3,000,000535
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,113,000925
2017-03-31 (YTD Data)Rank
Total interest income$10,595,000660
Total interest expense$1,208,000647
Net interest income$9,387,000662
Provision for loan and lease losses$150,0001,115
Total noninterest income$810,0001,497
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$270,0001,105
Trading account gains and fees$0142
Additional Noninterest Income$540,0001,467
Total noninterest expense$6,923,000792
Salaries and employee benefits$3,578,000862
Premises and equipment expense$1,252,000515
Additional noninterest expense$2,093,000777
Pre-tax net operating income$3,124,000775
Securities gains (losses)$01,153
Applicable income taxes$1,062,000628
Income before extraordinary items$2,062,000916
Extraordinary gains, net$08
Net income$2,062,000916
Minority interest net income$055
Net income of bank and minority interests.$2,062,000916
Net charge-offs$24,0001,775
Cash dividends$3,000,000280
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,062,000902
2016-12-31 (YTD Data)Rank
Total interest income$37,976,000708
Total interest expense$4,171,000707
Net interest income$33,805,000709
Provision for loan and lease losses$600,0001,295
Total noninterest income$4,029,0001,333
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$977,0001,230
Trading account gains and fees$0170
Additional Noninterest Income$3,052,0001,197
Total noninterest expense$28,245,000765
Salaries and employee benefits$13,671,000859
Premises and equipment expense$4,368,000571
Additional noninterest expense$10,206,000674
Pre-tax net operating income$8,989,0001,011
Securities gains (losses)$150,0001,058
Applicable income taxes$3,090,000761
Income before extraordinary items$6,049,0001,192
Extraordinary gains, net$05
Net income$6,049,0001,191
Minority interest net income$082
Net income of bank and minority interests.$6,049,0001,191
Net charge-offs$584,000977
Cash dividends$11,825,000330
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,950,0001,176
2016-09-30 (YTD Data)Rank
Total interest income$27,393,000731
Total interest expense$3,012,000731
Net interest income$24,381,000728
Provision for loan and lease losses$350,0001,475
Total noninterest income$2,934,0001,363
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$708,0001,266
Trading account gains and fees$0169
Additional Noninterest Income$2,226,0001,215
Total noninterest expense$21,085,000764
Salaries and employee benefits$9,796,000906
Premises and equipment expense$3,161,000588
Additional noninterest expense$8,128,000642
Pre-tax net operating income$5,880,0001,139
Securities gains (losses)$149,000984
Applicable income taxes$2,077,000849
Income before extraordinary items$3,952,0001,347
Extraordinary gains, net$05
Net income$3,952,0001,347
Minority interest net income$071
Net income of bank and minority interests.$3,952,0001,347
Net charge-offs$492,000806
Cash dividends$11,825,000246
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,853,6601,338
2016-06-30 (YTD Data)Rank
Total interest income$17,400,000766
Total interest expense$1,903,000763
Net interest income$15,497,000768
Provision for loan and lease losses$150,0001,887
Total noninterest income$1,492,0001,626
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$457,0001,293
Trading account gains and fees$0157
Additional Noninterest Income$1,035,0001,513
Total noninterest expense$14,167,000749
Salaries and employee benefits$6,673,000887
Premises and equipment expense$2,057,000603
Additional noninterest expense$5,437,000635
Pre-tax net operating income$2,672,0001,547
Securities gains (losses)$109,000907
Applicable income taxes$974,0001,103
Income before extraordinary items$1,807,0001,808
Extraordinary gains, net$016
Net income$1,807,0001,807
Minority interest net income$071
Net income of bank and minority interests.$1,807,0001,807
Net charge-offs$422,000677
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,736,1501,823
2016-03-31 (YTD Data)Rank
Total interest income$8,308,000806
Total interest expense$912,000791
Net interest income$7,396,000807
Provision for loan and lease losses$03,656
Total noninterest income$528,0002,003
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$215,0001,347
Trading account gains and fees$0142
Additional Noninterest Income$313,0002,044
Total noninterest expense$5,768,000916
Salaries and employee benefits$3,125,000952
Premises and equipment expense$1,008,000624
Additional noninterest expense$1,635,000998
Pre-tax net operating income$2,156,0001,020
Securities gains (losses)$97,000545
Applicable income taxes$767,000770
Income before extraordinary items$1,486,0001,195
Extraordinary gains, net$012
Net income$1,486,0001,196
Minority interest net income$062
Net income of bank and minority interests.$1,486,0001,196
Net charge-offs$180,000715
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,421,9801,199
2015-12-31 (YTD Data)Rank
Total interest income$32,704,000785
Total interest expense$3,873,000716
Net interest income$28,831,000786
Provision for loan and lease losses$1,150,000718
Total noninterest income$3,146,0001,556
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$831,0001,432
Trading account gains and fees$0159
Additional Noninterest Income$2,315,0001,368
Total noninterest expense$21,316,000970
Salaries and employee benefits$10,963,0001,030
Premises and equipment expense$3,807,000648
Additional noninterest expense$6,546,0001,011
Pre-tax net operating income$9,511,000925
Securities gains (losses)$455,000385
Applicable income taxes$3,026,000746
Income before extraordinary items$6,940,0001,034
Extraordinary gains, net$023
Net income$6,940,0001,033
Minority interest net income$081
Net income of bank and minority interests.$6,940,0001,034
Net charge-offs$1,283,000566
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,621,5001,049
2015-09-30 (YTD Data)Rank
Total interest income$24,311,000794
Total interest expense$2,926,000715
Net interest income$21,385,000799
Provision for loan and lease losses$800,000711
Total noninterest income$2,241,0001,621
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$620,0001,446
Trading account gains and fees$0153
Additional Noninterest Income$1,621,0001,451
Total noninterest expense$15,634,0001,001
Salaries and employee benefits$7,879,0001,081
Premises and equipment expense$2,813,000678
Additional noninterest expense$4,942,000998
Pre-tax net operating income$7,192,000930
Securities gains (losses)$402,000369
Applicable income taxes$2,591,000707
Income before extraordinary items$5,003,0001,071
Extraordinary gains, net$021
Net income$5,003,0001,069
Minority interest net income$078
Net income of bank and minority interests.$5,003,0001,071
Net charge-offs$159,0001,733
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,737,6801,090
2015-06-30 (YTD Data)Rank
Total interest income$16,146,000792
Total interest expense$1,930,000725
Net interest income$14,216,000796
Provision for loan and lease losses$500,000753
Total noninterest income$1,702,0001,472
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$425,0001,393
Trading account gains and fees$0157
Additional Noninterest Income$1,277,0001,316
Total noninterest expense$10,351,0001,010
Salaries and employee benefits$5,155,0001,095
Premises and equipment expense$1,890,000679
Additional noninterest expense$3,306,000995
Pre-tax net operating income$5,067,000878
Securities gains (losses)$269,000419
Applicable income taxes$1,820,000672
Income before extraordinary items$3,516,0001,007
Extraordinary gains, net$022
Net income$3,516,0001,007
Minority interest net income$075
Net income of bank and minority interests.$3,516,0001,007
Net charge-offs$44,0002,414
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,338,4601,033
2015-03-31 (YTD Data)Rank
Total interest income$8,332,000766
Total interest expense$975,000717
Net interest income$7,357,000770
Provision for loan and lease losses$300,000621
Total noninterest income$601,0001,869
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$183,0001,555
Trading account gains and fees$0152
Additional Noninterest Income$418,0001,716
Total noninterest expense$5,199,000998
Salaries and employee benefits$2,641,0001,080
Premises and equipment expense$925,000689
Additional noninterest expense$1,633,000988
Pre-tax net operating income$2,459,000882
Securities gains (losses)$10,0001,480
Applicable income taxes$842,000705
Income before extraordinary items$1,627,0001,040
Extraordinary gains, net$013
Net income$1,627,0001,040
Minority interest net income$064
Net income of bank and minority interests.$1,627,0001,041
Net charge-offs$-83,0006,079
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,620,4001,013
2014-12-31 (YTD Data)Rank
Total interest income$26,834,000947
Total interest expense$3,866,000760
Net interest income$22,968,000973
Provision for loan and lease losses$1,097,000816
Total noninterest income$2,731,0001,673
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$698,0001,749
Trading account gains and fees$0180
Additional Noninterest Income$2,033,0001,435
Total noninterest expense$18,504,0001,095
Salaries and employee benefits$8,841,0001,228
Premises and equipment expense$3,193,000780
Additional noninterest expense$6,470,0001,018
Pre-tax net operating income$6,098,0001,290
Securities gains (losses)$54,0001,680
Applicable income taxes$2,082,000955
Income before extraordinary items$4,070,0001,572
Extraordinary gains, net$017
Net income$4,070,0001,570
Minority interest net income$084
Net income of bank and minority interests.$4,070,0001,571
Net charge-offs$721,0001,139
Cash dividends$3,000,000904
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,034,3601,548
2014-09-30 (YTD Data)Rank
Total interest income$19,665,000978
Total interest expense$2,912,000764
Net interest income$16,753,0001,013
Provision for loan and lease losses$457,0001,223
Total noninterest income$1,885,0001,807
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$515,0001,783
Trading account gains and fees$0174
Additional Noninterest Income$1,370,0001,558
Total noninterest expense$12,654,0001,193
Salaries and employee benefits$6,441,0001,252
Premises and equipment expense$2,369,000791
Additional noninterest expense$3,844,0001,270
Pre-tax net operating income$5,527,0001,116
Securities gains (losses)$02,980
Applicable income taxes$1,873,000850
Income before extraordinary items$3,654,0001,326
Extraordinary gains, net$015
Net income$3,654,0001,325
Minority interest net income$081
Net income of bank and minority interests.$3,654,0001,326
Net charge-offs$-58,0006,076
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,654,0001,305
2014-06-30 (YTD Data)Rank
Total interest income$13,018,000976
Total interest expense$1,938,000773
Net interest income$11,080,0001,015
Provision for loan and lease losses$300,0001,222
Total noninterest income$1,312,0001,705
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$348,0001,753
Trading account gains and fees$0172
Additional Noninterest Income$964,0001,482
Total noninterest expense$8,458,0001,189
Salaries and employee benefits$4,326,0001,246
Premises and equipment expense$1,610,000775
Additional noninterest expense$2,522,0001,284
Pre-tax net operating income$3,634,0001,097
Securities gains (losses)$02,580
Applicable income taxes$1,230,000829
Income before extraordinary items$2,404,0001,308
Extraordinary gains, net$020
Net income$2,404,0001,308
Minority interest net income$080
Net income of bank and minority interests.$2,404,0001,309
Net charge-offs$-63,0006,207
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,404,0001,280
2014-03-31 (YTD Data)Rank
Total interest income$6,509,000971
Total interest expense$977,000770
Net interest income$5,532,0001,015
Provision for loan and lease losses$175,0001,088
Total noninterest income$659,0001,668
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$157,0001,864
Trading account gains and fees$0147
Additional Noninterest Income$502,0001,414
Total noninterest expense$4,357,0001,170
Salaries and employee benefits$2,207,0001,249
Premises and equipment expense$818,000779
Additional noninterest expense$1,332,0001,204
Pre-tax net operating income$1,659,0001,158
Securities gains (losses)$01,715
Applicable income taxes$559,000858
Income before extraordinary items$1,100,0001,383
Extraordinary gains, net$016
Net income$1,100,0001,386
Minority interest net income$066
Net income of bank and minority interests.$1,100,0001,385
Net charge-offs$-40,0006,252
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,100,0001,353
2013-12-31 (YTD Data)Rank
Total interest income$25,496,000994
Total interest expense$4,115,000824
Net interest income$21,381,0001,025
Provision for loan and lease losses$1,645,000725
Total noninterest income$3,403,0001,480
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$665,0001,908
Trading account gains and fees$0184
Additional Noninterest Income$2,738,0001,210
Total noninterest expense$15,781,0001,263
Salaries and employee benefits$8,516,0001,252
Premises and equipment expense$2,466,000980
Additional noninterest expense$4,799,0001,389
Pre-tax net operating income$7,358,0001,036
Securities gains (losses)$73,0001,540
Applicable income taxes$242,0002,801
Income before extraordinary items$7,189,000871
Extraordinary gains, net$029
Net income$7,189,000873
Minority interest net income$090
Net income of bank and minority interests.$7,189,000873
Net charge-offs$2,233,000687
Cash dividends$3,000,000859
Sale, conversion, retirement of capital stock, net$0924
Net operating income$7,118,190860
2013-09-30 (YTD Data)Rank
Total interest income$18,900,0001,013
Total interest expense$3,127,000837
Net interest income$15,773,0001,049
Provision for loan and lease losses$850,0001,008
Total noninterest income$2,645,0001,473
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$494,0001,921
Trading account gains and fees$0180
Additional Noninterest Income$2,151,0001,212
Total noninterest expense$11,839,0001,273
Salaries and employee benefits$6,385,0001,262
Premises and equipment expense$1,825,000990
Additional noninterest expense$3,629,0001,382
Pre-tax net operating income$5,729,0001,013
Securities gains (losses)$30,0001,995
Applicable income taxes$1,939,000759
Income before extraordinary items$3,820,0001,214
Extraordinary gains, net$025
Net income$3,820,0001,214
Minority interest net income$084
Net income of bank and minority interests.$3,820,0001,216
Net charge-offs$1,109,000928
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,800,2001,189
2013-06-30 (YTD Data)Rank
Total interest income$12,511,0001,012
Total interest expense$2,087,000861
Net interest income$10,424,0001,050
Provision for loan and lease losses$475,0001,212
Total noninterest income$1,927,0001,389
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$337,0001,871
Trading account gains and fees$0157
Additional Noninterest Income$1,590,0001,158
Total noninterest expense$8,065,0001,256
Salaries and employee benefits$4,367,0001,225
Premises and equipment expense$1,217,000991
Additional noninterest expense$2,481,0001,336
Pre-tax net operating income$3,811,000994
Securities gains (losses)$16,0002,123
Applicable income taxes$1,288,000753
Income before extraordinary items$2,539,0001,202
Extraordinary gains, net$022
Net income$2,539,0001,204
Minority interest net income$082
Net income of bank and minority interests.$2,539,0001,205
Net charge-offs$516,0001,234
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,528,4401,160
2013-03-31 (YTD Data)Rank
Total interest income$6,192,0001,025
Total interest expense$1,037,000894
Net interest income$5,155,0001,061
Provision for loan and lease losses$375,000844
Total noninterest income$754,0001,634
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$161,0001,923
Trading account gains and fees$0148
Additional Noninterest Income$593,0001,403
Total noninterest expense$4,019,0001,266
Salaries and employee benefits$2,150,0001,256
Premises and equipment expense$625,000987
Additional noninterest expense$1,244,0001,322
Pre-tax net operating income$1,515,0001,200
Securities gains (losses)$01,966
Applicable income taxes$509,000899
Income before extraordinary items$1,006,0001,477
Extraordinary gains, net$010
Net income$1,006,0001,480
Minority interest net income$076
Net income of bank and minority interests.$1,006,0001,479
Net charge-offs$556,000717
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,006,0001,417
2012-12-31 (YTD Data)Rank
Total interest income$24,416,0001,097
Total interest expense$4,598,000988
Net interest income$19,818,0001,104
Provision for loan and lease losses$945,0001,840
Total noninterest income$3,632,0001,423
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$695,0001,912
Trading account gains and fees$0166
Additional Noninterest Income$2,937,0001,175
Total noninterest expense$15,146,0001,317
Salaries and employee benefits$7,871,0001,305
Premises and equipment expense$2,193,0001,086
Additional noninterest expense$5,082,0001,335
Pre-tax net operating income$7,359,000967
Securities gains (losses)$03,810
Applicable income taxes$-525,0006,903
Income before extraordinary items$7,884,000765
Extraordinary gains, net$029
Net income$7,884,000762
Minority interest net income$093
Net income of bank and minority interests.$7,884,000765
Net charge-offs$978,0001,841
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$7,884,000716
2012-09-30 (YTD Data)Rank
Total interest income$18,182,0001,128
Total interest expense$3,475,0001,027
Net interest income$14,707,0001,132
Provision for loan and lease losses$795,0001,718
Total noninterest income$2,689,0001,425
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$536,0001,885
Trading account gains and fees$0157
Additional Noninterest Income$2,153,0001,199
Total noninterest expense$11,214,0001,332
Salaries and employee benefits$5,777,0001,338
Premises and equipment expense$1,666,0001,081
Additional noninterest expense$3,771,0001,349
Pre-tax net operating income$5,387,0001,002
Securities gains (losses)$03,575
Applicable income taxes$-1,190,0007,098
Income before extraordinary items$6,577,000704
Extraordinary gains, net$020
Net income$6,577,000703
Minority interest net income$086
Net income of bank and minority interests.$6,577,000704
Net charge-offs$860,0001,604
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$6,577,000676
2012-06-30 (YTD Data)Rank
Total interest income$12,080,0001,133
Total interest expense$2,302,0001,062
Net interest income$9,778,0001,143
Provision for loan and lease losses$645,0001,495
Total noninterest income$1,754,0001,436
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$381,0001,777
Trading account gains and fees$0153
Additional Noninterest Income$1,373,0001,212
Total noninterest expense$7,504,0001,325
Salaries and employee benefits$3,820,0001,349
Premises and equipment expense$1,099,0001,091
Additional noninterest expense$2,585,0001,313
Pre-tax net operating income$3,383,0001,049
Securities gains (losses)$03,178
Applicable income taxes$-1,865,0007,201
Income before extraordinary items$5,248,000608
Extraordinary gains, net$019
Net income$5,248,000607
Minority interest net income$084
Net income of bank and minority interests.$5,248,000608
Net charge-offs$813,0001,316
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$5,248,000586
2012-03-31 (YTD Data)Rank
Total interest income$5,905,0001,166
Total interest expense$1,144,0001,109
Net interest income$4,761,0001,167
Provision for loan and lease losses$495,0001,073
Total noninterest income$604,0001,890
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$193,0001,754
Trading account gains and fees$0148
Additional Noninterest Income$411,0001,721
Total noninterest expense$3,670,0001,352
Salaries and employee benefits$1,879,0001,378
Premises and equipment expense$559,0001,069
Additional noninterest expense$1,232,0001,369
Pre-tax net operating income$1,200,0001,447
Securities gains (losses)$02,210
Applicable income taxes$400,0001,072
Income before extraordinary items$800,0001,798
Extraordinary gains, net$019
Net income$800,0001,799
Minority interest net income$078
Net income of bank and minority interests.$800,0001,799
Net charge-offs$364,0001,314
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$800,0001,696
2011-12-31 (YTD Data)Rank
Total interest income$23,057,0001,240
Total interest expense$5,141,0001,170
Net interest income$17,916,0001,239
Provision for loan and lease losses$2,300,0001,421
Total noninterest income$2,554,0001,688
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$828,0001,745
Trading account gains and fees$0146
Additional Noninterest Income$1,726,0001,499
Total noninterest expense$14,201,0001,374
Salaries and employee benefits$7,032,0001,402
Premises and equipment expense$2,128,0001,177
Additional noninterest expense$5,041,0001,371
Pre-tax net operating income$3,969,0001,441
Securities gains (losses)$-1,0006,712
Applicable income taxes$1,312,0001,097
Income before extraordinary items$2,656,0001,788
Extraordinary gains, net$029
Net income$2,656,0001,789
Minority interest net income$096
Net income of bank and minority interests.$2,656,0001,789
Net charge-offs$3,662,0001,048
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,656,6701,710
2011-09-30 (YTD Data)Rank
Total interest income$17,008,0001,275
Total interest expense$3,992,0001,171
Net interest income$13,016,0001,285
Provision for loan and lease losses$1,000,0001,957
Total noninterest income$2,239,0001,490
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$613,0001,762
Trading account gains and fees$0145
Additional Noninterest Income$1,626,0001,273
Total noninterest expense$10,603,0001,385
Salaries and employee benefits$5,254,0001,412
Premises and equipment expense$1,601,0001,180
Additional noninterest expense$3,748,0001,379
Pre-tax net operating income$3,652,0001,256
Securities gains (losses)$03,555
Applicable income taxes$1,213,000933
Income before extraordinary items$2,439,0001,566
Extraordinary gains, net$021
Net income$2,439,0001,566
Minority interest net income$087
Net income of bank and minority interests.$2,439,0001,566
Net charge-offs$1,775,0001,321
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,439,0001,475
2011-06-30 (YTD Data)Rank
Total interest income$11,055,0001,317
Total interest expense$2,744,0001,178
Net interest income$8,311,0001,336
Provision for loan and lease losses$600,0002,044
Total noninterest income$1,491,0001,484
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$434,0001,658
Trading account gains and fees$0153
Additional Noninterest Income$1,057,0001,293
Total noninterest expense$7,052,0001,404
Salaries and employee benefits$3,504,0001,424
Premises and equipment expense$1,081,0001,187
Additional noninterest expense$2,467,0001,423
Pre-tax net operating income$2,150,0001,357
Securities gains (losses)$02,914
Applicable income taxes$711,0001,010
Income before extraordinary items$1,439,0001,679
Extraordinary gains, net$015
Net income$1,439,0001,679
Minority interest net income$089
Net income of bank and minority interests.$1,439,0001,679
Net charge-offs$1,059,0001,422
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,439,0001,616
2011-03-31 (YTD Data)Rank
Total interest income$5,495,0001,338
Total interest expense$1,359,0001,241
Net interest income$4,136,0001,347
Provision for loan and lease losses$05,840
Total noninterest income$112,0004,711
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$217,0001,630
Trading account gains and fees$0158
Additional Noninterest Income$-105,0007,367
Total noninterest expense$3,464,0001,427
Salaries and employee benefits$1,765,0001,433
Premises and equipment expense$535,0001,223
Additional noninterest expense$1,164,0001,496
Pre-tax net operating income$784,0001,804
Securities gains (losses)$01,772
Applicable income taxes$255,0001,262
Income before extraordinary items$529,0002,150
Extraordinary gains, net$09
Net income$529,0002,149
Minority interest net income$086
Net income of bank and minority interests.$529,0002,150
Net charge-offs$429,0001,463
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$529,0002,104
2010-12-31 (YTD Data)Rank
Total interest income$22,819,0001,348
Total interest expense$6,458,0001,286
Net interest income$16,361,0001,368
Provision for loan and lease losses$6,500,000924
Total noninterest income$-143,0007,406
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$988,0001,518
Trading account gains and fees$0175
Additional Noninterest Income$-1,131,0007,503
Total noninterest expense$13,350,0001,484
Salaries and employee benefits$6,643,0001,483
Premises and equipment expense$2,038,0001,271
Additional noninterest expense$4,669,0001,543
Pre-tax net operating income$-3,632,0006,999
Securities gains (losses)$215,0001,528
Applicable income taxes$-3,500,0007,550
Income before extraordinary items$83,0005,677
Extraordinary gains, net$029
Net income$83,0005,678
Minority interest net income$0111
Net income of bank and minority interests.$83,0005,678
Net charge-offs$5,112,000996
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-54,6005,940
2010-09-30 (YTD Data)Rank
Total interest income$17,046,0001,371
Total interest expense$4,955,0001,307
Net interest income$12,091,0001,407
Provision for loan and lease losses$4,700,000921
Total noninterest income$1,819,0001,815
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$736,0001,576
Trading account gains and fees$0165
Additional Noninterest Income$1,083,0001,720
Total noninterest expense$12,082,0001,235
Salaries and employee benefits$5,079,0001,456
Premises and equipment expense$1,531,0001,293
Additional noninterest expense$5,472,000986
Pre-tax net operating income$-2,872,0007,183
Securities gains (losses)$215,0001,319
Applicable income taxes$-4,442,0007,690
Income before extraordinary items$1,785,0001,844
Extraordinary gains, net$023
Net income$1,785,0001,845
Minority interest net income$0110
Net income of bank and minority interests.$1,785,0001,846
Net charge-offs$4,488,000845
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,647,4001,891
2010-06-30 (YTD Data)Rank
Total interest income$11,351,0001,391
Total interest expense$3,318,0001,349
Net interest income$8,033,0001,412
Provision for loan and lease losses$3,700,000804
Total noninterest income$1,163,0001,813
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$473,0001,626
Trading account gains and fees$0152
Additional Noninterest Income$690,0001,697
Total noninterest expense$8,635,0001,145
Salaries and employee benefits$3,367,0001,470
Premises and equipment expense$1,006,0001,320
Additional noninterest expense$4,262,000843
Pre-tax net operating income$-3,139,0007,410
Securities gains (losses)$215,000912
Applicable income taxes$-4,525,0007,771
Income before extraordinary items$1,601,0001,376
Extraordinary gains, net$019
Net income$1,601,0001,376
Minority interest net income$0105
Net income of bank and minority interests.$1,601,0001,377
Net charge-offs$2,554,000939
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,463,4001,432
2010-03-31 (YTD Data)Rank
Total interest income$5,681,0001,423
Total interest expense$1,665,0001,414
Net interest income$4,016,0001,425
Provision for loan and lease losses$900,0001,245
Total noninterest income$574,0001,834
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$221,0001,733
Trading account gains and fees$0175
Additional Noninterest Income$353,0001,646
Total noninterest expense$3,468,0001,449
Salaries and employee benefits$1,647,0001,515
Premises and equipment expense$501,0001,359
Additional noninterest expense$1,320,0001,348
Pre-tax net operating income$222,0003,879
Securities gains (losses)$215,000491
Applicable income taxes$-3,365,0007,887
Income before extraordinary items$3,802,000286
Extraordinary gains, net$016
Net income$3,802,000288
Minority interest net income$091
Net income of bank and minority interests.$3,802,000288
Net charge-offs$1,388,000831
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$3,587,000293
2009-12-31 (YTD Data)Rank
Total interest income$23,684,0001,452
Total interest expense$7,422,0001,586
Net interest income$16,262,0001,359
Provision for loan and lease losses$3,700,0001,736
Total noninterest income$3,281,0001,511
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,021,0001,651
Trading account gains and fees$0211
Additional Noninterest Income$2,260,0001,258
Total noninterest expense$13,079,0001,587
Salaries and employee benefits$6,292,0001,576
Premises and equipment expense$2,019,0001,340
Additional noninterest expense$4,768,0001,564
Pre-tax net operating income$2,764,0001,444
Securities gains (losses)$1,471,000354
Applicable income taxes$1,358,000760
Income before extraordinary items$2,877,0001,173
Extraordinary gains, net$034
Net income$2,877,0001,171
Minority interest net income$0115
Net income of bank and minority interests.$2,877,0001,172
Net charge-offs$2,752,0001,691
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,876,7201,738
2009-09-30 (YTD Data)Rank
Total interest income$17,506,0001,499
Total interest expense$5,669,0001,637
Net interest income$11,837,0001,411
Provision for loan and lease losses$1,400,0002,309
Total noninterest income$2,577,0001,486
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$748,0001,695
Trading account gains and fees$0212
Additional Noninterest Income$1,829,0001,232
Total noninterest expense$9,575,0001,599
Salaries and employee benefits$4,539,0001,652
Premises and equipment expense$1,543,0001,329
Additional noninterest expense$3,493,0001,538
Pre-tax net operating income$3,439,000965
Securities gains (losses)$644,000572
Applicable income taxes$1,322,000669
Income before extraordinary items$2,761,000982
Extraordinary gains, net$027
Net income$2,761,000981
Minority interest net income$0118
Net income of bank and minority interests.$2,761,000982
Net charge-offs$1,596,0001,709
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,323,0801,147
2009-06-30 (YTD Data)Rank
Total interest income$11,420,0001,555
Total interest expense$3,885,0001,677
Net interest income$7,535,0001,484
Provision for loan and lease losses$700,0002,488
Total noninterest income$826,0002,478
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$513,0001,613
Trading account gains and fees$0193
Additional Noninterest Income$313,0002,929
Total noninterest expense$6,380,0001,621
Salaries and employee benefits$3,012,0001,700
Premises and equipment expense$1,048,0001,328
Additional noninterest expense$2,320,0001,576
Pre-tax net operating income$1,281,0001,726
Securities gains (losses)$03,136
Applicable income taxes$385,0001,301
Income before extraordinary items$896,0002,038
Extraordinary gains, net$021
Net income$896,0002,035
Minority interest net income$0112
Net income of bank and minority interests.$896,0002,037
Net charge-offs$858,0001,763
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$896,0001,970
2009-03-31 (YTD Data)Rank
Total interest income$5,548,0001,621
Total interest expense$2,057,0001,652
Net interest income$3,491,0001,604
Provision for loan and lease losses$550,0001,693
Total noninterest income$386,0002,564
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$242,0001,666
Trading account gains and fees$0171
Additional Noninterest Income$144,0003,030
Total noninterest expense$3,086,0001,634
Salaries and employee benefits$1,527,0001,688
Premises and equipment expense$527,0001,350
Additional noninterest expense$1,032,0001,568
Pre-tax net operating income$241,0003,701
Securities gains (losses)$02,434
Applicable income taxes$57,0002,772
Income before extraordinary items$184,0004,002
Extraordinary gains, net$015
Net income$184,0004,004
Minority interest net income$0102
Net income of bank and minority interests.$184,0004,004
Net charge-offs$34,0003,910
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$184,0003,849
2008-12-31 (YTD Data)Rank
Total interest income$24,535,0001,583
Total interest expense$11,647,0001,403
Net interest income$12,888,0001,731
Provision for loan and lease losses$2,300,0001,645
Total noninterest income$1,215,0003,020
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$835,0002,045
Trading account gains and fees$0154
Additional Noninterest Income$380,0003,667
Total noninterest expense$12,163,0001,614
Salaries and employee benefits$6,528,0001,587
Premises and equipment expense$1,994,0001,385
Additional noninterest expense$3,641,0001,691
Pre-tax net operating income$-360,0006,676
Securities gains (losses)$64,0001,439
Applicable income taxes$-218,0007,235
Income before extraordinary items$-78,0006,331
Extraordinary gains, net$039
Net income$-78,0006,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,161,0001,234
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-118,9606,529
2008-09-30 (YTD Data)Rank
Total interest income$18,632,0001,601
Total interest expense$9,068,0001,401
Net interest income$9,564,0001,763
Provision for loan and lease losses$1,200,0001,651
Total noninterest income$870,0003,174
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$594,0002,161
Trading account gains and fees$0148
Additional Noninterest Income$276,0003,825
Total noninterest expense$9,311,0001,563
Salaries and employee benefits$5,152,0001,529
Premises and equipment expense$1,502,0001,381
Additional noninterest expense$2,657,0001,672
Pre-tax net operating income$-77,0006,877
Securities gains (losses)$64,0001,264
Applicable income taxes$-94,0007,526
Income before extraordinary items$81,0006,272
Extraordinary gains, net$031
Net income$81,0006,272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,954,000837
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$40,0406,612
2008-06-30 (YTD Data)Rank
Total interest income$12,610,0001,606
Total interest expense$6,407,0001,375
Net interest income$6,203,0001,808
Provision for loan and lease losses$750,0001,462
Total noninterest income$521,0003,424
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$366,0002,266
Trading account gains and fees$0149
Additional Noninterest Income$155,0004,257
Total noninterest expense$6,452,0001,501
Salaries and employee benefits$3,700,0001,411
Premises and equipment expense$1,004,0001,387
Additional noninterest expense$1,748,0001,683
Pre-tax net operating income$-478,0007,582
Securities gains (losses)$65,0001,253
Applicable income taxes$-200,0007,983
Income before extraordinary items$-213,0007,422
Extraordinary gains, net$021
Net income$-213,0007,421
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,302,000737
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-254,6007,458
2008-03-31 (YTD Data)Rank
Total interest income$6,555,0001,586
Total interest expense$3,486,0001,345
Net interest income$3,069,0001,823
Provision for loan and lease losses$06,080
Total noninterest income$250,0003,514
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$173,0002,336
Trading account gains and fees$0158
Additional Noninterest Income$77,0004,274
Total noninterest expense$3,043,0001,592
Salaries and employee benefits$1,715,0001,551
Premises and equipment expense$504,0001,375
Additional noninterest expense$824,0001,722
Pre-tax net operating income$276,0004,340
Securities gains (losses)$65,000939
Applicable income taxes$85,0002,981
Income before extraordinary items$256,0004,151
Extraordinary gains, net$015
Net income$256,0004,153
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$222,0001,192
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$207,2504,497
2007-12-31 (YTD Data)Rank
Total interest income$28,636,0001,501
Total interest expense$15,122,0001,318
Net interest income$13,514,0001,674
Provision for loan and lease losses$352,0002,905
Total noninterest income$1,583,0002,609
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$686,0002,403
Trading account gains and fees$0178
Additional Noninterest Income$897,0002,386
Total noninterest expense$11,586,0001,590
Salaries and employee benefits$6,361,0001,591
Premises and equipment expense$1,833,0001,457
Additional noninterest expense$3,392,0001,645
Pre-tax net operating income$3,159,0002,369
Securities gains (losses)$-1,0007,069
Applicable income taxes$-7,190,0008,503
Income before extraordinary items$10,348,000626
Extraordinary gains, net$039
Net income$10,348,000624
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,261,000846
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$10,349,000614
2007-09-30 (YTD Data)Rank
Total interest income$21,426,0001,520
Total interest expense$11,347,0001,320
Net interest income$10,079,0001,685
Provision for loan and lease losses$400,0001,861
Total noninterest income$1,228,0002,553
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$513,0002,391
Trading account gains and fees$0184
Additional Noninterest Income$715,0002,286
Total noninterest expense$8,736,0001,559
Salaries and employee benefits$4,787,0001,584
Premises and equipment expense$1,395,0001,426
Additional noninterest expense$2,554,0001,587
Pre-tax net operating income$2,171,0002,691
Securities gains (losses)$-1,0007,322
Applicable income taxes$-7,500,0008,549
Income before extraordinary items$9,670,000551
Extraordinary gains, net$033
Net income$9,670,000549
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$384,0001,298
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$9,671,000545
2007-06-30 (YTD Data)Rank
Total interest income$13,922,0001,568
Total interest expense$7,428,0001,344
Net interest income$6,494,0001,770
Provision for loan and lease losses$06,209
Total noninterest income$815,0002,568
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$346,0002,374
Trading account gains and fees$0168
Additional Noninterest Income$469,0002,342
Total noninterest expense$5,875,0001,569
Salaries and employee benefits$3,191,0001,612
Premises and equipment expense$925,0001,436
Additional noninterest expense$1,759,0001,539
Pre-tax net operating income$1,434,0002,764
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,434,0002,283
Extraordinary gains, net$029
Net income$1,434,0002,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0002,240
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,434,0002,265
2007-03-31 (YTD Data)Rank
Total interest income$6,887,0001,586
Total interest expense$3,686,0001,343
Net interest income$3,201,0001,798
Provision for loan and lease losses$05,779
Total noninterest income$450,0002,361
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$161,0002,463
Trading account gains and fees$0195
Additional Noninterest Income$289,0002,009
Total noninterest expense$2,924,0001,569
Salaries and employee benefits$1,612,0001,609
Premises and equipment expense$461,0001,451
Additional noninterest expense$851,0001,567
Pre-tax net operating income$727,0002,728
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$727,0002,238
Extraordinary gains, net$022
Net income$727,0002,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0002,158
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$727,0002,220
2006-12-31 (YTD Data)Rank
Total interest income$23,985,0001,681
Total interest expense$12,414,0001,353
Net interest income$11,571,0002,003
Provision for loan and lease losses$-861,0008,624
Total noninterest income$1,048,0003,439
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$532,0002,929
Trading account gains and fees$0130
Additional Noninterest Income$516,0003,282
Total noninterest expense$10,903,0001,622
Salaries and employee benefits$5,560,0001,760
Premises and equipment expense$1,791,0001,434
Additional noninterest expense$3,552,0001,487
Pre-tax net operating income$2,577,0003,067
Securities gains (losses)$-1,0006,756
Applicable income taxes$-500,0008,570
Income before extraordinary items$3,076,0002,233
Extraordinary gains, net$051
Net income$3,076,0002,233
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$199,0002,193
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,077,0002,220
2006-09-30 (YTD Data)Rank
Total interest income$17,414,0001,723
Total interest expense$8,891,0001,370
Net interest income$8,523,0002,056
Provision for loan and lease losses$-600,0008,684
Total noninterest income$759,0003,515
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$350,0003,225
Trading account gains and fees$0126
Additional Noninterest Income$409,0003,183
Total noninterest expense$8,018,0001,669
Salaries and employee benefits$4,140,0001,774
Premises and equipment expense$1,336,0001,452
Additional noninterest expense$2,542,0001,553
Pre-tax net operating income$1,864,0003,263
Securities gains (losses)$-1,0007,100
Applicable income taxes$-500,0008,691
Income before extraordinary items$2,363,0002,252
Extraordinary gains, net$045
Net income$2,363,0002,255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0001,563
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,364,0002,237
2006-06-30 (YTD Data)Rank
Total interest income$11,028,0001,788
Total interest expense$5,459,0001,408
Net interest income$5,569,0002,097
Provision for loan and lease losses$-600,0008,725
Total noninterest income$511,0003,476
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$221,0003,329
Trading account gains and fees$0126
Additional Noninterest Income$290,0003,085
Total noninterest expense$5,362,0001,666
Salaries and employee benefits$2,794,0001,753
Premises and equipment expense$871,0001,493
Additional noninterest expense$1,697,0001,558
Pre-tax net operating income$1,318,0003,160
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,318,0002,591
Extraordinary gains, net$039
Net income$1,318,0002,593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0001,792
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,318,0002,575
2006-03-31 (YTD Data)Rank
Total interest income$5,161,0001,862
Total interest expense$2,504,0001,468
Net interest income$2,657,0002,196
Provision for loan and lease losses$-600,0008,753
Total noninterest income$215,0003,820
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$106,0003,341
Trading account gains and fees$0115
Additional Noninterest Income$109,0003,553
Total noninterest expense$2,739,0001,642
Salaries and employee benefits$1,438,0001,715
Premises and equipment expense$449,0001,451
Additional noninterest expense$852,0001,538
Pre-tax net operating income$733,0002,886
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$733,0002,369
Extraordinary gains, net$021
Net income$733,0002,370
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0001,004
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$733,0002,347
2005-12-31 (YTD Data)Rank
Total interest income$16,930,0001,977
Total interest expense$7,214,0001,570
Net interest income$9,716,0002,281
Provision for loan and lease losses$07,120
Total noninterest income$1,179,0003,185
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$566,0002,790
Trading account gains and fees$0138
Additional Noninterest Income$613,0003,016
Total noninterest expense$17,813,000955
Salaries and employee benefits$5,770,0001,619
Premises and equipment expense$1,571,0001,551
Additional noninterest expense$10,472,000536
Pre-tax net operating income$-6,918,0008,823
Securities gains (losses)$96,000715
Applicable income taxes$06,964
Income before extraordinary items$-6,822,0008,822
Extraordinary gains, net$046
Net income$-6,822,0008,822
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$858,000765
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$78,000753
Net operating income$-6,918,0008,813
2005-09-30 (YTD Data)Rank
Total interest income$12,223,0001,995
Total interest expense$5,168,0001,555
Net interest income$7,055,0002,326
Provision for loan and lease losses$06,899
Total noninterest income$864,0003,237
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$454,0002,638
Trading account gains and fees$0126
Additional Noninterest Income$410,0003,236
Total noninterest expense$13,890,000910
Salaries and employee benefits$4,420,0001,575
Premises and equipment expense$1,150,0001,575
Additional noninterest expense$8,320,000512
Pre-tax net operating income$-5,971,0008,848
Securities gains (losses)$96,000675
Applicable income taxes$06,976
Income before extraordinary items$-5,875,0008,850
Extraordinary gains, net$035
Net income$-5,875,0008,850
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$377,0001,058
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$78,000590
Net operating income$-5,971,0008,838
2005-06-30 (YTD Data)Rank
Total interest income$7,976,0001,987
Total interest expense$3,408,0001,475
Net interest income$4,568,0002,373
Provision for loan and lease losses$06,626
Total noninterest income$527,0003,398
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$323,0002,470
Trading account gains and fees$0116
Additional Noninterest Income$204,0003,731
Total noninterest expense$10,572,000787
Salaries and employee benefits$2,980,0001,550
Premises and equipment expense$738,0001,628
Additional noninterest expense$6,854,000431
Pre-tax net operating income$-5,477,0008,859
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$-5,477,0008,858
Extraordinary gains, net$030
Net income$-5,477,0008,858
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$330,000826
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$78,000456
Net operating income$-5,477,0008,850
2005-03-31 (YTD Data)Rank
Total interest income$3,979,0001,952
Total interest expense$1,782,0001,342
Net interest income$2,197,0002,433
Provision for loan and lease losses$06,226
Total noninterest income$173,0004,337
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$155,0002,488
Trading account gains and fees$0115
Additional Noninterest Income$18,0007,012
Total noninterest expense$7,417,000597
Salaries and employee benefits$1,411,0001,641
Premises and equipment expense$370,0001,638
Additional noninterest expense$5,636,000300
Pre-tax net operating income$-5,047,0008,929
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$-5,047,0008,923
Extraordinary gains, net$024
Net income$-5,047,0008,923
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,000933
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$-5,047,0008,917
2004-12-31 (YTD Data)Rank
Total interest income$18,811,0001,536
Total interest expense$10,155,000805
Net interest income$8,656,0002,361
Provision for loan and lease losses$07,314
Total noninterest income$1,422,0002,782
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$949,0001,844
Trading account gains and fees$0138
Additional Noninterest Income$473,0003,420
Total noninterest expense$15,078,0001,075
Salaries and employee benefits$6,447,0001,374
Premises and equipment expense$1,780,0001,290
Additional noninterest expense$6,851,000749
Pre-tax net operating income$-5,000,0008,958
Securities gains (losses)$03,819
Applicable income taxes$147,0005,128
Income before extraordinary items$-5,147,0008,961
Extraordinary gains, net$034
Net income$-5,147,0008,961
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,039,000121
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$-5,147,0008,953
2004-09-30 (YTD Data)Rank
Total interest income$14,505,0001,482
Total interest expense$7,829,000774
Net interest income$6,676,0002,263
Provision for loan and lease losses$07,100
Total noninterest income$1,519,0002,189
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$777,0001,710
Trading account gains and fees$0134
Additional Noninterest Income$742,0002,183
Total noninterest expense$10,984,0001,099
Salaries and employee benefits$4,097,0001,621
Premises and equipment expense$1,467,0001,178
Additional noninterest expense$5,420,000711
Pre-tax net operating income$-2,789,0008,995
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$-2,789,0008,999
Extraordinary gains, net$026
Net income$-2,789,0009,000
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,285,000126
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$-2,789,0008,989
2004-06-30 (YTD Data)Rank
Total interest income$10,106,0001,376
Total interest expense$5,404,000740
Net interest income$4,702,0002,132
Provision for loan and lease losses$06,885
Total noninterest income$1,057,0002,111
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$580,0001,519
Trading account gains and fees$0130
Additional Noninterest Income$477,0002,265
Total noninterest expense$8,152,000998
Salaries and employee benefits$2,815,0001,570
Premises and equipment expense$1,068,0001,091
Additional noninterest expense$4,269,000621
Pre-tax net operating income$-2,393,0009,050
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$-2,393,0009,056
Extraordinary gains, net$021
Net income$-2,393,0009,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,155,000109
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$-2,393,0009,044
2004-03-31 (YTD Data)Rank
Total interest income$4,965,0001,413
Total interest expense$2,842,000716
Net interest income$2,123,0002,349
Provision for loan and lease losses$06,501
Total noninterest income$663,0001,740
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$293,0001,464
Trading account gains and fees$0121
Additional Noninterest Income$370,0001,618
Total noninterest expense$4,128,000993
Salaries and employee benefits$1,478,0001,505
Premises and equipment expense$579,0001,010
Additional noninterest expense$2,071,000627
Pre-tax net operating income$-1,342,0009,095
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$-1,342,0009,098
Extraordinary gains, net$016
Net income$-1,342,0009,098
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,275,00083
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$-1,342,0009,085
2003-12-31 (YTD Data)Rank
Total interest income$23,577,0001,208
Total interest expense$13,509,000657
Net interest income$10,068,0001,941
Provision for loan and lease losses$07,651
Total noninterest income$2,077,0002,270
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,529,0001,131
Trading account gains and fees$0160
Additional Noninterest Income$548,0003,424
Total noninterest expense$18,148,000883
Salaries and employee benefits$5,806,0001,481
Premises and equipment expense$2,593,000862
Additional noninterest expense$9,749,000566
Pre-tax net operating income$-6,003,0009,146
Securities gains (losses)$325,0001,002
Applicable income taxes$2,329,0001,133
Income before extraordinary items$-8,007,0009,165
Extraordinary gains, net$054
Net income$-8,007,0009,166
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,903,000416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-8,332,0009,151
2003-09-30 (YTD Data)Rank
Total interest income$18,487,0001,181
Total interest expense$10,377,000675
Net interest income$8,110,0001,817
Provision for loan and lease losses$07,481
Total noninterest income$1,911,0001,976
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,205,0001,080
Trading account gains and fees$0153
Additional Noninterest Income$706,0002,547
Total noninterest expense$13,775,000881
Salaries and employee benefits$4,324,0001,498
Premises and equipment expense$2,026,000841
Additional noninterest expense$7,425,000564
Pre-tax net operating income$-3,754,0009,198
Securities gains (losses)$235,0001,135
Applicable income taxes$2,329,000942
Income before extraordinary items$-5,848,0009,218
Extraordinary gains, net$040
Net income$-5,848,0009,218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,259,000305
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$-6,083,0009,197
2003-06-30 (YTD Data)Rank
Total interest income$13,183,0001,106
Total interest expense$7,081,000679
Net interest income$6,102,0001,599
Provision for loan and lease losses$07,324
Total noninterest income$1,824,0001,469
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$843,0001,018
Trading account gains and fees$0150
Additional Noninterest Income$981,0001,537
Total noninterest expense$9,641,000846
Salaries and employee benefits$2,907,0001,480
Premises and equipment expense$1,390,000819
Additional noninterest expense$5,344,000537
Pre-tax net operating income$-1,715,0009,208
Securities gains (losses)$191,0001,074
Applicable income taxes$1,679,000900
Income before extraordinary items$-3,203,0009,254
Extraordinary gains, net$030
Net income$-3,203,0009,254
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,922,000265
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$-3,394,0009,233
2003-03-31 (YTD Data)Rank
Total interest income$6,954,0001,060
Total interest expense$3,740,000657
Net interest income$3,214,0001,509
Provision for loan and lease losses$06,934
Total noninterest income$929,0001,406
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$430,000964
Trading account gains and fees$0134
Additional Noninterest Income$499,0001,491
Total noninterest expense$4,713,000863
Salaries and employee benefits$1,566,0001,381
Premises and equipment expense$716,000807
Additional noninterest expense$2,431,000576
Pre-tax net operating income$-570,0009,216
Securities gains (losses)$-23,0009,196
Applicable income taxes$320,0001,962
Income before extraordinary items$-913,0009,277
Extraordinary gains, net$021
Net income$-913,0009,275
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,576,000253
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-890,0009,247
2002-12-31 (YTD Data)Rank
Total interest income$35,848,000845
Total interest expense$17,527,000642
Net interest income$18,321,0001,050
Provision for loan and lease losses$26,657,000141
Total noninterest income$146,0007,879
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,899,000848
Trading account gains and fees$0153
Additional Noninterest Income$-1,753,0009,359
Total noninterest expense$22,281,000727
Salaries and employee benefits$6,778,0001,190
Premises and equipment expense$2,868,000763
Additional noninterest expense$12,635,000473
Pre-tax net operating income$-30,471,0009,352
Securities gains (losses)$746,000506
Applicable income taxes$-3,570,0009,330
Income before extraordinary items$-26,155,0009,348
Extraordinary gains, net$070
Net income$-26,155,0009,346
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,194,000194
Cash dividends$2,704,0001,011
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-26,811,4809,342
2001-12-31 (YTD Data)Rank
Total interest income$50,564,000692
Total interest expense$26,002,000644
Net interest income$24,562,000719
Provision for loan and lease losses$3,200,000492
Total noninterest income$8,066,000697
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,851,000794
Trading account gains and fees$0177
Additional Noninterest Income$6,215,000561
Total noninterest expense$23,049,000685
Salaries and employee benefits$11,343,000666
Premises and equipment expense$3,273,000661
Additional noninterest expense$8,433,000643
Pre-tax net operating income$6,379,0001,172
Securities gains (losses)$1,073,000384
Applicable income taxes$1,099,0001,940
Income before extraordinary items$6,353,000870
Extraordinary gains, net$0105
Net income$6,353,000872
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,210,000536
Cash dividends$3,450,000817
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,440,950969
2000-12-31 (YTD Data)Rank
Total interest income$54,564,000670
Total interest expense$28,263,000658
Net interest income$26,301,000680
Provision for loan and lease losses$5,875,000284
Total noninterest income$5,972,000815
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,982,000680
Trading account gains and fees$0180
Additional Noninterest Income$3,990,000722
Total noninterest expense$19,095,000784
Salaries and employee benefits$8,934,000778
Premises and equipment expense$2,806,000735
Additional noninterest expense$7,355,000720
Pre-tax net operating income$7,303,0001,039
Securities gains (losses)$110,000544
Applicable income taxes$1,278,0001,726
Income before extraordinary items$6,135,000857
Extraordinary gains, net$038
Net income$6,135,000857
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,284,000355
Cash dividends$1,900,0001,413
Sale, conversion, retirement of capital stock, net$0969
Net operating income$6,043,700871
1999-12-31 (YTD Data)Rank
Total interest income$42,448,000796
Total interest expense$19,844,000801
Net interest income$22,604,000783
Provision for loan and lease losses$1,456,000720
Total noninterest income$3,265,0001,260
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,965,000672
Trading account gains and fees$0173
Additional Noninterest Income$1,300,0001,535
Total noninterest expense$14,990,000944
Salaries and employee benefits$5,907,0001,165
Premises and equipment expense$1,085,0001,887
Additional noninterest expense$7,998,000702
Pre-tax net operating income$9,423,000864
Securities gains (losses)$03,155
Applicable income taxes$2,187,0001,140
Income before extraordinary items$7,236,000802
Extraordinary gains, net$035
Net income$7,236,000802
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$705,000926
Cash dividends$3,150,000922
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$7,236,000783
1998-12-31 (YTD Data)Rank
Total interest income$38,392,000873
Total interest expense$17,694,000896
Net interest income$20,698,000824
Provision for loan and lease losses$1,200,000825
Total noninterest income$2,560,0001,515
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,478,000832
Trading account gains and fees$0224
Additional Noninterest Income$1,082,0001,753
Total noninterest expense$15,793,000891
Salaries and employee benefits$6,370,0001,027
Premises and equipment expense$2,408,000815
Additional noninterest expense$7,015,000768
Pre-tax net operating income$6,265,0001,189
Securities gains (losses)$45,0001,821
Applicable income taxes$1,117,0002,112
Income before extraordinary items$5,193,0001,040
Extraordinary gains, net$032
Net income$5,193,0001,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$688,000985
Cash dividends$3,250,000920
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$5,156,1001,006
1997-12-31 (YTD Data)Rank
Total interest income$29,361,0001,148
Total interest expense$13,078,0001,222
Net interest income$16,283,0001,078
Provision for loan and lease losses$998,000998
Total noninterest income$1,251,0002,537
Gross Fiduciary activities income$55,0001,159
Service charges on deposit accounts$878,0001,468
Trading account gains and fees$0239
Additional Noninterest Income$318,0003,801
Total noninterest expense$11,022,0001,196
Salaries and employee benefits$4,399,0001,480
Premises and equipment expense$1,821,0001,090
Additional noninterest expense$4,802,000993
Pre-tax net operating income$5,514,0001,407
Securities gains (losses)$-18,00010,323
Applicable income taxes$1,364,0001,857
Income before extraordinary items$4,132,0001,319
Extraordinary gains, net$044
Net income$4,132,0001,320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$389,0001,635
Cash dividends$3,225,000875
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,145,5001,276
1996-12-31 (YTD Data)Rank
Total interest income$25,414,0001,347
Total interest expense$11,172,0001,447
Net interest income$14,242,0001,258
Provision for loan and lease losses$2,180,000578
Total noninterest income$1,061,0002,986
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$609,0002,222
Trading account gains and fees$0262
Additional Noninterest Income$452,0003,131
Total noninterest expense$9,392,0001,519
Salaries and employee benefits$4,132,0001,618
Premises and equipment expense$1,665,0001,244
Additional noninterest expense$3,595,0001,481
Pre-tax net operating income$3,731,0001,946
Securities gains (losses)$-10,00010,276
Applicable income taxes$654,0003,346
Income before extraordinary items$3,067,0001,626
Extraordinary gains, net$053
Net income$3,067,0001,627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,156,000822
Cash dividends$400,0003,860
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,075,2001,584
1995-12-31 (YTD Data)Rank
Total interest income$22,065,0001,535
Total interest expense$9,545,0001,671
Net interest income$12,520,0001,434
Provision for loan and lease losses$771,0001,147
Total noninterest income$1,242,0002,639
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$563,0002,399
Trading account gains and fees$0522
Additional Noninterest Income$679,0002,338
Total noninterest expense$8,878,0001,601
Salaries and employee benefits$3,866,0001,721
Premises and equipment expense$1,581,0001,315
Additional noninterest expense$3,431,0001,503
Pre-tax net operating income$4,113,0001,801
Securities gains (losses)$-19,00010,530
Applicable income taxes$1,084,0002,216
Income before extraordinary items$3,010,0001,690
Extraordinary gains, net$065
Net income$3,010,0001,689
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0002,750
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,024,0601,660
1994-12-31 (YTD Data)Rank
Total interest income$10,037,0003,023
Total interest expense$4,078,0002,985
Net interest income$5,959,0003,014
Provision for loan and lease losses$330,0002,106
Total noninterest income$675,0004,237
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$323,0004,103
Trading account gains and fees$0475
Additional Noninterest Income$352,0003,704
Total noninterest expense$4,675,0002,958
Salaries and employee benefits$2,038,0003,228
Premises and equipment expense$825,0002,462
Additional noninterest expense$1,812,0002,820
Pre-tax net operating income$1,629,0004,105
Securities gains (losses)$25,0001,598
Applicable income taxes$281,0006,110
Income before extraordinary items$1,373,0003,418
Extraordinary gains, net$0249
Net income$1,373,0003,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0006,150
Cash dividends$460,0003,410
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,352,2503,502
1993-12-31 (YTD Data)Rank
Total interest income$8,388,0003,651
Total interest expense$3,543,0003,545
Net interest income$4,845,0003,673
Provision for loan and lease losses$126,0005,087
Total noninterest income$521,0005,453
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$262,0004,922
Trading account gains and fees$0532
Additional Noninterest Income$259,0004,909
Total noninterest expense$3,812,0003,633
Salaries and employee benefits$1,751,0003,715
Premises and equipment expense$594,0003,365
Additional noninterest expense$1,467,0003,572
Pre-tax net operating income$1,428,0004,514
Securities gains (losses)$175,0001,831
Applicable income taxes$269,0006,503
Income before extraordinary items$1,334,0003,616
Extraordinary gains, net$03,149
Net income$1,334,0003,729
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0006,359
Cash dividends$770,0002,229
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,188,7503,856
1992-12-31 (YTD Data)Rank
Total interest income$8,432,0004,100
Total interest expense$3,788,0004,260
Net interest income$4,644,0003,883
Provision for loan and lease losses$239,0004,759
Total noninterest income$379,0006,746
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$208,0005,836
Trading account gains and feesNANA
Additional Noninterest Income$171,0006,197
Total noninterest expense$3,331,0004,117
Salaries and employee benefits$1,543,0004,123
Premises and equipment expense$507,0003,914
Additional noninterest expense$1,281,0004,098
Pre-tax net operating income$1,453,0004,159
Securities gains (losses)$191,0002,073
Applicable income taxes$342,0005,442
Income before extraordinary items$1,302,0003,526
Extraordinary gains, net$01,422
Net income$1,302,0003,570
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0008,508
Cash dividends$496,0002,854
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,151,1103,664

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.