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mBank, Net charge- offs to loans

2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0510%1,112
Percentage Net Loans Charged-off: Total real estate loans0.0507%515
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.0004%540
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.1787%153
Percentage Net Loans Charged-off: Home equity loans0.0604%121
All other 1-4 family - Percent of loans charged-off, net0.1928%142
Percentage Net Loans Charged-off: Commercial and industrial0.0256%935
Percentage Net Loans Charged-off: Loans to individuals0.4100%869
Percentage Net Loans Charged-off: Credit card loans0.8762%303
Percentage Net Loans Charged-off: Other loans to individual0.3794%823
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0090%1,589
Percentage Net Loans Charged-off: Total real estate loans0.0092%629
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0042%330
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0236%397
Percentage Net Loans Charged-off: Home equity loans0.1350%68
All other 1-4 family - Percent of loans charged-off, net0.0102%442
Percentage Net Loans Charged-off: Commercial and industrial-0.0162%3,762
Percentage Net Loans Charged-off: Loans to individuals0.3639%930
Percentage Net Loans Charged-off: Credit card loans2.0906%186
Percentage Net Loans Charged-off: Other loans to individual0.2509%1,002
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0449%2,168
Percentage Net Loans Charged-off: Total real estate loans-0.0078%4,100
Percentage Net Loans Charged-off:Construction & development-0.1273%4,437
Percentage Net Loans Charged-off: Commercial real estate-0.0180%4,492
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0409%883
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net0.0464%800
Percentage Net Loans Charged-off: Commercial and industrial0.1877%1,165
Percentage Net Loans Charged-off: Loans to individuals0.2802%1,780
Percentage Net Loans Charged-off: Credit card loans0.7124%458
Percentage Net Loans Charged-off: Other loans to individual0.2545%1,741
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0092%2,778
Percentage Net Loans Charged-off: Total real estate loans-0.0239%4,472
Percentage Net Loans Charged-off:Construction & development-0.1690%4,495
Percentage Net Loans Charged-off: Commercial real estate-0.0265%4,580
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.0137%1,080
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net0.0156%987
Percentage Net Loans Charged-off: Commercial and industrial0.0938%1,264
Percentage Net Loans Charged-off: Loans to individuals0.2306%1,851
Percentage Net Loans Charged-off: Credit card loans0.9646%386
Percentage Net Loans Charged-off: Other loans to individual0.1882%1,874
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0282%2,151
Percentage Net Loans Charged-off: Total real estate loans-0.0155%4,383
Percentage Net Loans Charged-off:Construction & development0.0253%145
Percentage Net Loans Charged-off: Commercial real estate-0.0367%4,687
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0172%922
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net0.0195%840
Percentage Net Loans Charged-off: Commercial and industrial0.1529%994
Percentage Net Loans Charged-off: Loans to individuals0.2836%1,712
Percentage Net Loans Charged-off: Credit card loans0.9083%408
Percentage Net Loans Charged-off: Other loans to individual0.2480%1,692
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0441%1,587
Percentage Net Loans Charged-off: Total real estate loans0.0068%964
Percentage Net Loans Charged-off:Construction & development0.0595%85
Percentage Net Loans Charged-off: Commercial real estate-0.0048%4,444
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0193%706
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net0.0219%630
Percentage Net Loans Charged-off: Commercial and industrial0.1304%803
Percentage Net Loans Charged-off: Loans to individuals0.6921%1,046
Percentage Net Loans Charged-off: Credit card loans0.0000%422
Percentage Net Loans Charged-off: Other loans to individual0.7330%901
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0247%2,907
Percentage Net Loans Charged-off: Total real estate loans-0.0037%4,016
Percentage Net Loans Charged-off:Construction & development-0.0040%4,187
Percentage Net Loans Charged-off: Commercial real estate-0.0270%4,638
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0378%1,185
Percentage Net Loans Charged-off: Home equity loans0.1428%223
All other 1-4 family - Percent of loans charged-off, net0.0247%1,286
Percentage Net Loans Charged-off: Commercial and industrial0.0493%1,967
Percentage Net Loans Charged-off: Loans to individuals0.9402%871
Percentage Net Loans Charged-off: Credit card loans1.8845%340
Percentage Net Loans Charged-off: Other loans to individual0.8829%843
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0285%2,525
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,944
Percentage Net Loans Charged-off:Construction & development-0.0056%4,268
Percentage Net Loans Charged-off: Commercial real estate-0.0339%4,755
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0605%800
Percentage Net Loans Charged-off: Home equity loans0.3390%106
All other 1-4 family - Percent of loans charged-off, net0.0264%1,058
Percentage Net Loans Charged-off: Commercial and industrial0.0660%1,557
Percentage Net Loans Charged-off: Loans to individuals0.8309%933
Percentage Net Loans Charged-off: Credit card loans1.6119%340
Percentage Net Loans Charged-off: Other loans to individual0.7835%885
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0338%2,185
Percentage Net Loans Charged-off: Total real estate loans-0.0014%3,801
Percentage Net Loans Charged-off:Construction & development-0.0044%4,311
Percentage Net Loans Charged-off: Commercial real estate-0.0469%4,906
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0777%598
Percentage Net Loans Charged-off: Home equity loans0.4942%67
All other 1-4 family - Percent of loans charged-off, net0.0272%901
Percentage Net Loans Charged-off: Commercial and industrial0.1002%1,201
Percentage Net Loans Charged-off: Loans to individuals0.8309%892
Percentage Net Loans Charged-off: Credit card loans2.4235%248
Percentage Net Loans Charged-off: Other loans to individual0.7344%910
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0495%1,576
Percentage Net Loans Charged-off: Total real estate loans0.0320%782
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0066%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0817%493
Percentage Net Loans Charged-off: Home equity loans0.4880%54
All other 1-4 family - Percent of loans charged-off, net0.0331%673
Percentage Net Loans Charged-off: Commercial and industrial0.0310%1,021
Percentage Net Loans Charged-off: Loans to individuals0.9601%788
Percentage Net Loans Charged-off: Credit card loans2.0530%266
Percentage Net Loans Charged-off: Other loans to individual0.8923%762
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0425%2,564
Percentage Net Loans Charged-off: Total real estate loans0.0389%1,373
Percentage Net Loans Charged-off:Construction & development-0.0062%4,266
Percentage Net Loans Charged-off: Commercial real estate0.0320%829
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0657%1,057
Percentage Net Loans Charged-off: Home equity loans0.0657%392
All other 1-4 family - Percent of loans charged-off, net0.0657%1,019
Percentage Net Loans Charged-off: Commercial and industrial-0.0069%3,974
Percentage Net Loans Charged-off: Loans to individuals0.6619%1,242
Percentage Net Loans Charged-off: Credit card loans1.6499%351
Percentage Net Loans Charged-off: Other loans to individual0.5992%1,260
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0137%2,935
Percentage Net Loans Charged-off: Total real estate loans0.0058%1,805
Percentage Net Loans Charged-off:Construction & development-0.0091%4,352
Percentage Net Loans Charged-off: Commercial real estate-0.0122%4,684
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.0508%1,056
Percentage Net Loans Charged-off: Home equity loans-0.1021%3,876
All other 1-4 family - Percent of loans charged-off, net0.0681%893
Percentage Net Loans Charged-off: Commercial and industrial-0.0110%4,002
Percentage Net Loans Charged-off: Loans to individuals0.5706%1,279
Percentage Net Loans Charged-off: Credit card loans0.6300%481
Percentage Net Loans Charged-off: Other loans to individual0.5668%1,184
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0201%2,484
Percentage Net Loans Charged-off: Total real estate loans0.0130%1,370
Percentage Net Loans Charged-off:Construction & development-0.0079%4,409
Percentage Net Loans Charged-off: Commercial real estate-0.0135%4,775
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0816%730
Percentage Net Loans Charged-off: Home equity loans-0.1608%3,954
All other 1-4 family - Percent of loans charged-off, net0.1090%585
Percentage Net Loans Charged-off: Commercial and industrial-0.0132%4,008
Percentage Net Loans Charged-off: Loans to individuals0.6143%1,141
Percentage Net Loans Charged-off: Credit card loans0.1918%515
Percentage Net Loans Charged-off: Other loans to individual0.6409%1,000
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0138%2,267
Percentage Net Loans Charged-off: Total real estate loans0.0233%930
Percentage Net Loans Charged-off:Construction & development-0.0203%4,601
Percentage Net Loans Charged-off: Commercial real estate-0.0069%4,821
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.0869%588
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.0971%523
Percentage Net Loans Charged-off: Commercial and industrial-0.0076%3,932
Percentage Net Loans Charged-off: Loans to individuals-0.1399%4,787
Percentage Net Loans Charged-off: Credit card loans0.3912%415
Percentage Net Loans Charged-off: Other loans to individual-0.1735%4,835
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0711%2,431
Percentage Net Loans Charged-off: Total real estate loans0.0260%1,929
Percentage Net Loans Charged-off:Construction & development-0.0091%4,445
Percentage Net Loans Charged-off: Commercial real estate0.0190%1,119
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0437%1,609
Percentage Net Loans Charged-off: Home equity loans0.0962%431
All other 1-4 family - Percent of loans charged-off, net0.0378%1,640
Percentage Net Loans Charged-off: Commercial and industrial0.1504%1,665
Percentage Net Loans Charged-off: Loans to individuals0.9509%927
Percentage Net Loans Charged-off: Credit card loans1.9889%312
Percentage Net Loans Charged-off: Other loans to individual0.8920%900
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0488%2,459
Percentage Net Loans Charged-off: Total real estate loans-0.0130%4,639
Percentage Net Loans Charged-off:Construction & development-0.0119%4,520
Percentage Net Loans Charged-off: Commercial real estate-0.0244%5,009
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0085%1,942
Percentage Net Loans Charged-off: Home equity loans0.0065%573
All other 1-4 family - Percent of loans charged-off, net0.0087%1,856
Percentage Net Loans Charged-off: Commercial and industrial0.2064%1,208
Percentage Net Loans Charged-off: Loans to individuals0.8540%969
Percentage Net Loans Charged-off: Credit card loans2.3792%263
Percentage Net Loans Charged-off: Other loans to individual0.7687%991
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0221%2,778
Percentage Net Loans Charged-off: Total real estate loans-0.0245%4,933
Percentage Net Loans Charged-off:Construction & development-0.0088%4,546
Percentage Net Loans Charged-off: Commercial real estate-0.0317%5,142
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential-0.0128%4,715
Percentage Net Loans Charged-off: Home equity loans0.0099%468
All other 1-4 family - Percent of loans charged-off, net-0.0153%4,813
Percentage Net Loans Charged-off: Commercial and industrial0.1220%1,213
Percentage Net Loans Charged-off: Loans to individuals0.7659%1,064
Percentage Net Loans Charged-off: Credit card loans1.9737%298
Percentage Net Loans Charged-off: Other loans to individual0.6990%1,034
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0122%2,569
Percentage Net Loans Charged-off: Total real estate loans-0.0296%5,108
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate-0.0350%5,310
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.0235%4,965
Percentage Net Loans Charged-off: Home equity loans0.0195%339
All other 1-4 family - Percent of loans charged-off, net-0.0283%5,059
Percentage Net Loans Charged-off: Commercial and industrial-0.0028%3,945
Percentage Net Loans Charged-off: Loans to individuals1.4530%543
Percentage Net Loans Charged-off: Credit card loans1.9753%292
Percentage Net Loans Charged-off: Other loans to individual1.4244%491
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0834%2,499
Percentage Net Loans Charged-off: Total real estate loans0.0566%1,696
Percentage Net Loans Charged-off:Construction & development-0.0262%4,644
Percentage Net Loans Charged-off: Commercial real estate0.0498%1,042
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0721%1,622
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net0.0809%1,474
Percentage Net Loans Charged-off: Commercial and industrial0.0230%2,260
Percentage Net Loans Charged-off: Loans to individuals0.4593%1,923
Percentage Net Loans Charged-off: Credit card loans1.8687%331
Percentage Net Loans Charged-off: Other loans to individual0.3874%1,989
Percentage Net Loans Charged-off: All other loans and lease42.2794%43
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0965%1,982
Percentage Net Loans Charged-off: Total real estate loans0.0795%1,217
Percentage Net Loans Charged-off:Construction & development-0.0339%4,743
Percentage Net Loans Charged-off: Commercial real estate0.0741%736
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0946%1,255
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net0.1066%1,134
Percentage Net Loans Charged-off: Commercial and industrial0.0052%2,031
Percentage Net Loans Charged-off: Loans to individuals0.0548%3,159
Percentage Net Loans Charged-off: Credit card loans1.3108%413
Percentage Net Loans Charged-off: Other loans to individual-0.0082%4,840
Percentage Net Loans Charged-off: All other loans and lease56.4029%33
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1290%1,560
Percentage Net Loans Charged-off: Total real estate loans0.0947%1,073
Percentage Net Loans Charged-off:Construction & development-0.0500%4,892
Percentage Net Loans Charged-off: Commercial real estate0.1252%530
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0599%1,452
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.0679%1,329
Percentage Net Loans Charged-off: Commercial and industrial0.0144%1,637
Percentage Net Loans Charged-off: Loans to individuals0.1140%2,632
Percentage Net Loans Charged-off: Credit card loans1.2942%386
Percentage Net Loans Charged-off: Other loans to individual0.0533%2,749
Percentage Net Loans Charged-off: All other loans and lease88.7859%25
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1164%1,419
Percentage Net Loans Charged-off: Total real estate loans0.0200%1,479
Percentage Net Loans Charged-off:Construction & development-0.1046%5,126
Percentage Net Loans Charged-off: Commercial real estate-0.0090%5,172
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.1099%888
Percentage Net Loans Charged-off: Home equity loans0.8649%108
All other 1-4 family - Percent of loans charged-off, net0.0000%1,477
Percentage Net Loans Charged-off: Commercial and industrial-0.0229%4,473
Percentage Net Loans Charged-off: Loans to individuals0.0512%2,392
Percentage Net Loans Charged-off: Credit card loans0.0000%501
Percentage Net Loans Charged-off: Other loans to individual0.0535%2,241
Percentage Net Loans Charged-off: All other loans and lease134.5873%14
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2123%1,387
Percentage Net Loans Charged-off: Total real estate loans-0.0927%5,705
Percentage Net Loans Charged-off:Construction & development-0.1903%5,176
Percentage Net Loans Charged-off: Commercial real estate-0.1735%5,748
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0980%1,780
Percentage Net Loans Charged-off: Home equity loans0.0221%879
All other 1-4 family - Percent of loans charged-off, net0.1090%1,648
Percentage Net Loans Charged-off: Commercial and industrial1.3354%457
Percentage Net Loans Charged-off: Loans to individuals0.3573%2,038
Percentage Net Loans Charged-off: Credit card loans2.0914%300
Percentage Net Loans Charged-off: Other loans to individual0.2865%2,171
Percentage Net Loans Charged-off: All other loans and lease29.7253%52
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0353%3,205
Percentage Net Loans Charged-off: Total real estate loans0.0063%2,860
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate-0.0293%5,444
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0846%1,745
Percentage Net Loans Charged-off: Home equity loans0.0293%759
All other 1-4 family - Percent of loans charged-off, net0.0926%1,627
Percentage Net Loans Charged-off: Commercial and industrial-0.0040%4,257
Percentage Net Loans Charged-off: Loans to individuals0.2991%2,058
Percentage Net Loans Charged-off: Credit card loans2.5684%219
Percentage Net Loans Charged-off: Other loans to individual0.2075%2,299
Percentage Net Loans Charged-off: All other loans and lease12.8637%94
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0148%3,420
Percentage Net Loans Charged-off: Total real estate loans-0.0264%5,364
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate-0.0600%5,707
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0406%2,056
Percentage Net Loans Charged-off: Home equity loans0.0434%642
All other 1-4 family - Percent of loans charged-off, net0.0402%1,956
Percentage Net Loans Charged-off: Commercial and industrial0.0192%1,680
Percentage Net Loans Charged-off: Loans to individuals-0.0114%4,953
Percentage Net Loans Charged-off: Credit card loans0.5808%495
Percentage Net Loans Charged-off: Other loans to individual-0.0355%4,959
Percentage Net Loans Charged-off: All other loans and lease18.3543%67
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0562%5,577
Percentage Net Loans Charged-off: Total real estate loans-0.0682%5,793
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate-0.1055%5,954
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.0028%5,065
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net-0.0032%5,132
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,166
Percentage Net Loans Charged-off: Loans to individuals-0.0225%4,997
Percentage Net Loans Charged-off: Credit card loans0.5776%422
Percentage Net Loans Charged-off: Other loans to individual-0.0467%4,990
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1404%2,622
Percentage Net Loans Charged-off: Total real estate loans0.0257%3,388
Percentage Net Loans Charged-off:Construction & development-0.2511%5,464
Percentage Net Loans Charged-off: Commercial real estate-0.0407%5,784
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.2360%1,426
Percentage Net Loans Charged-off: Home equity loans0.0254%1,095
All other 1-4 family - Percent of loans charged-off, net0.2700%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.2444%1,689
Percentage Net Loans Charged-off: Loans to individuals0.1958%2,885
Percentage Net Loans Charged-off: Credit card loans0.1402%761
Percentage Net Loans Charged-off: Other loans to individual0.1985%2,711
Percentage Net Loans Charged-off: All other loans and lease26.1704%60
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0157%5,546
Percentage Net Loans Charged-off: Total real estate loans-0.0233%5,718
Percentage Net Loans Charged-off:Construction & development-0.0650%5,241
Percentage Net Loans Charged-off: Commercial real estate-0.0429%5,863
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.0327%2,834
Percentage Net Loans Charged-off: Home equity loans0.0356%974
All other 1-4 family - Percent of loans charged-off, net0.0322%2,704
Percentage Net Loans Charged-off: Commercial and industrial-0.0016%4,512
Percentage Net Loans Charged-off: Loans to individuals0.1099%3,068
Percentage Net Loans Charged-off: Credit card loans-1.4986%1,250
Percentage Net Loans Charged-off: Other loans to individual0.1927%2,527
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0258%5,633
Percentage Net Loans Charged-off: Total real estate loans-0.0393%5,893
Percentage Net Loans Charged-off:Construction & development-0.0681%5,325
Percentage Net Loans Charged-off: Commercial real estate-0.0547%5,977
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.0038%2,886
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.0044%2,727
Percentage Net Loans Charged-off: Commercial and industrial0.0126%1,955
Percentage Net Loans Charged-off: Loans to individuals0.1266%2,761
Percentage Net Loans Charged-off: Credit card loans-1.9793%1,252
Percentage Net Loans Charged-off: Other loans to individual0.2369%2,127
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0331%5,617
Percentage Net Loans Charged-off: Total real estate loans-0.0606%6,075
Percentage Net Loans Charged-off:Construction & development-0.0688%5,440
Percentage Net Loans Charged-off: Commercial real estate-0.0802%6,197
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.0115%5,621
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net-0.0134%5,676
Percentage Net Loans Charged-off: Commercial and industrial0.0920%1,096
Percentage Net Loans Charged-off: Loans to individuals0.0290%2,687
Percentage Net Loans Charged-off: Credit card loans-3.3732%1,251
Percentage Net Loans Charged-off: Other loans to individual0.2139%2,004
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4827%1,379
Percentage Net Loans Charged-off: Total real estate loans0.4234%1,337
Percentage Net Loans Charged-off:Construction & development-0.0138%5,340
Percentage Net Loans Charged-off: Commercial real estate0.5820%948
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.1233%2,821
Percentage Net Loans Charged-off: Home equity loans0.2542%963
All other 1-4 family - Percent of loans charged-off, net0.0996%2,881
Percentage Net Loans Charged-off: Commercial and industrial0.7356%1,251
Percentage Net Loans Charged-off: Loans to individuals0.7450%1,526
Percentage Net Loans Charged-off: Credit card loans11.8343%29
Percentage Net Loans Charged-off: Other loans to individual0.0659%3,752
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3231%1,925
Percentage Net Loans Charged-off: Total real estate loans0.1993%2,176
Percentage Net Loans Charged-off:Construction & development-0.0176%5,395
Percentage Net Loans Charged-off: Commercial real estate0.2858%1,303
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.0317%3,431
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.0375%3,214
Percentage Net Loans Charged-off: Commercial and industrial0.8457%1,027
Percentage Net Loans Charged-off: Loans to individuals0.7058%1,439
Percentage Net Loans Charged-off: Credit card loans11.6832%29
Percentage Net Loans Charged-off: Other loans to individual0.0224%3,653
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2279%2,366
Percentage Net Loans Charged-off: Total real estate loans0.2316%1,970
Percentage Net Loans Charged-off:Construction & development-0.0174%5,462
Percentage Net Loans Charged-off: Commercial real estate0.3443%1,089
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.0044%3,337
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.0053%3,148
Percentage Net Loans Charged-off: Commercial and industrial0.1089%1,958
Percentage Net Loans Charged-off: Loans to individuals0.9624%1,074
Percentage Net Loans Charged-off: Credit card loans15.8959%23
Percentage Net Loans Charged-off: Other loans to individual-0.0177%5,374
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4926%1,218
Percentage Net Loans Charged-off: Total real estate loans0.4730%1,078
Percentage Net Loans Charged-off:Construction & development-0.0165%5,555
Percentage Net Loans Charged-off: Commercial real estate0.6999%579
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.0090%2,530
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.0108%2,362
Percentage Net Loans Charged-off: Commercial and industrial0.3576%1,060
Percentage Net Loans Charged-off: Loans to individuals2.2177%463
Percentage Net Loans Charged-off: Credit card loans33.8028%10
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,652
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2309%3,551
Percentage Net Loans Charged-off: Total real estate loans0.3285%2,596
Percentage Net Loans Charged-off:Construction & development0.0223%2,328
Percentage Net Loans Charged-off: Commercial real estate0.3193%1,927
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.4683%1,879
Percentage Net Loans Charged-off: Home equity loans0.0139%1,738
All other 1-4 family - Percent of loans charged-off, net0.5628%1,555
Percentage Net Loans Charged-off: Commercial and industrial-0.1963%6,251
Percentage Net Loans Charged-off: Loans to individuals0.6890%1,895
Percentage Net Loans Charged-off: Credit card loans0.5454%790
Percentage Net Loans Charged-off: Other loans to individual0.7013%1,730
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2749%3,074
Percentage Net Loans Charged-off: Total real estate loans0.4250%2,114
Percentage Net Loans Charged-off:Construction & development0.0292%2,134
Percentage Net Loans Charged-off: Commercial real estate0.4550%1,465
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.5066%1,723
Percentage Net Loans Charged-off: Home equity loans0.0092%1,544
All other 1-4 family - Percent of loans charged-off, net0.6123%1,415
Percentage Net Loans Charged-off: Commercial and industrial-0.2620%6,382
Percentage Net Loans Charged-off: Loans to individuals0.0751%3,847
Percentage Net Loans Charged-off: Credit card loans0.3688%757
Percentage Net Loans Charged-off: Other loans to individual0.0490%3,817
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3951%2,439
Percentage Net Loans Charged-off: Total real estate loans0.6194%1,574
Percentage Net Loans Charged-off:Construction & development0.0444%1,877
Percentage Net Loans Charged-off: Commercial real estate0.6739%1,056
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.7157%1,260
Percentage Net Loans Charged-off: Home equity loans0.0138%1,320
All other 1-4 family - Percent of loans charged-off, net0.8675%1,026
Percentage Net Loans Charged-off: Commercial and industrial-0.3843%6,510
Percentage Net Loans Charged-off: Loans to individuals0.1441%3,203
Percentage Net Loans Charged-off: Credit card loans1.1252%549
Percentage Net Loans Charged-off: Other loans to individual0.0525%3,433
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3572%2,231
Percentage Net Loans Charged-off: Total real estate loans0.4682%1,660
Percentage Net Loans Charged-off:Construction & development0.0910%1,341
Percentage Net Loans Charged-off: Commercial real estate0.3370%1,114
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.9492%896
Percentage Net Loans Charged-off: Home equity loans-0.0275%5,040
All other 1-4 family - Percent of loans charged-off, net1.1671%742
Percentage Net Loans Charged-off: Commercial and industrial0.0092%2,018
Percentage Net Loans Charged-off: Loans to individuals0.1050%2,791
Percentage Net Loans Charged-off: Credit card loans0.0000%576
Percentage Net Loans Charged-off: Other loans to individual0.1157%2,592
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9416%1,845
Percentage Net Loans Charged-off: Total real estate loans1.0056%1,605
Percentage Net Loans Charged-off:Construction & development1.1349%2,070
Percentage Net Loans Charged-off: Commercial real estate1.1681%1,078
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.6337%1,875
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.7779%1,543
Percentage Net Loans Charged-off: Commercial and industrial0.7682%2,285
Percentage Net Loans Charged-off: Loans to individuals0.7270%2,168
Percentage Net Loans Charged-off: Credit card loans1.7312%559
Percentage Net Loans Charged-off: Other loans to individual0.5509%2,363
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6133%2,413
Percentage Net Loans Charged-off: Total real estate loans0.5204%2,349
Percentage Net Loans Charged-off:Construction & development0.2689%2,341
Percentage Net Loans Charged-off: Commercial real estate0.6027%1,515
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.4598%2,128
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.5638%1,790
Percentage Net Loans Charged-off: Commercial and industrial1.0560%1,700
Percentage Net Loans Charged-off: Loans to individuals0.8631%1,755
Percentage Net Loans Charged-off: Credit card loans1.0872%672
Percentage Net Loans Charged-off: Other loans to individual0.7424%1,682
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5516%2,449
Percentage Net Loans Charged-off: Total real estate loans0.4234%2,502
Percentage Net Loans Charged-off:Construction & development0.3898%1,979
Percentage Net Loans Charged-off: Commercial real estate0.3462%1,749
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.6659%1,610
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.8173%1,320
Percentage Net Loans Charged-off: Commercial and industrial1.2265%1,411
Percentage Net Loans Charged-off: Loans to individuals0.2169%3,292
Percentage Net Loans Charged-off: Credit card loans1.3238%579
Percentage Net Loans Charged-off: Other loans to individual0.0696%3,686
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4533%2,336
Percentage Net Loans Charged-off: Total real estate loans0.5238%1,840
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate0.4464%1,153
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential1.0031%955
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net1.2344%768
Percentage Net Loans Charged-off: Commercial and industrial0.1604%2,065
Percentage Net Loans Charged-off: Loans to individuals0.2237%2,769
Percentage Net Loans Charged-off: Credit card loans2.6689%377
Percentage Net Loans Charged-off: Other loans to individual-0.0664%6,051
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3375%1,670
Percentage Net Loans Charged-off: Total real estate loans1.1478%1,682
Percentage Net Loans Charged-off:Construction & development1.8855%2,093
Percentage Net Loans Charged-off: Commercial real estate1.2277%1,064
Percentage Net Loans Charged-off: Multi-family residential1.4393%600
Percentage Net Loans Charged-off: 1-4 family residential0.5560%2,137
Percentage Net Loans Charged-off: Home equity loans-0.0788%5,535
All other 1-4 family - Percent of loans charged-off, net0.6923%1,812
Percentage Net Loans Charged-off: Commercial and industrial2.4907%1,356
Percentage Net Loans Charged-off: Loans to individuals0.6971%2,815
Percentage Net Loans Charged-off: Credit card loans4.4952%345
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5663%1,273
Percentage Net Loans Charged-off: Total real estate loans1.1804%1,534
Percentage Net Loans Charged-off:Construction & development0.0916%2,951
Percentage Net Loans Charged-off: Commercial real estate1.5935%751
Percentage Net Loans Charged-off: Multi-family residential1.9834%453
Percentage Net Loans Charged-off: 1-4 family residential0.4811%2,157
Percentage Net Loans Charged-off: Home equity loans-0.1081%5,587
All other 1-4 family - Percent of loans charged-off, net0.6052%1,803
Percentage Net Loans Charged-off: Commercial and industrial3.7306%818
Percentage Net Loans Charged-off: Loans to individuals0.9356%2,127
Percentage Net Loans Charged-off: Credit card loans6.1526%237
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3376%1,417
Percentage Net Loans Charged-off: Total real estate loans0.9887%1,616
Percentage Net Loans Charged-off:Construction & development0.2443%2,451
Percentage Net Loans Charged-off: Commercial real estate1.2771%822
Percentage Net Loans Charged-off: Multi-family residential3.1613%294
Percentage Net Loans Charged-off: 1-4 family residential0.3733%2,197
Percentage Net Loans Charged-off: Home equity loans-0.1169%5,607
All other 1-4 family - Percent of loans charged-off, net0.4751%1,886
Percentage Net Loans Charged-off: Commercial and industrial3.2664%903
Percentage Net Loans Charged-off: Loans to individuals1.1504%1,693
Percentage Net Loans Charged-off: Credit card loans8.7669%149
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4590%1,184
Percentage Net Loans Charged-off: Total real estate loans1.7262%865
Percentage Net Loans Charged-off:Construction & development0.2160%1,838
Percentage Net Loans Charged-off: Commercial real estate2.3309%404
Percentage Net Loans Charged-off: Multi-family residential7.2682%128
Percentage Net Loans Charged-off: 1-4 family residential0.3787%1,779
Percentage Net Loans Charged-off: Home equity loans-0.1370%5,645
All other 1-4 family - Percent of loans charged-off, net0.4844%1,516
Percentage Net Loans Charged-off: Commercial and industrial0.2797%2,283
Percentage Net Loans Charged-off: Loans to individuals2.4958%805
Percentage Net Loans Charged-off: Credit card loans16.5319%69
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7312%3,001
Percentage Net Loans Charged-off: Total real estate loans0.7358%2,358
Percentage Net Loans Charged-off:Construction & development4.9716%1,241
Percentage Net Loans Charged-off: Commercial real estate0.0733%3,001
Percentage Net Loans Charged-off: Multi-family residential3.3253%320
Percentage Net Loans Charged-off: 1-4 family residential0.4013%2,372
Percentage Net Loans Charged-off: Home equity loans0.6740%1,065
All other 1-4 family - Percent of loans charged-off, net0.3481%2,461
Percentage Net Loans Charged-off: Commercial and industrial0.7796%3,205
Percentage Net Loans Charged-off: Loans to individuals1.3825%2,055
Percentage Net Loans Charged-off: Credit card loans6.2671%308
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0390%1,983
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5683%2,979
Percentage Net Loans Charged-off: Total real estate loans0.6865%2,019
Percentage Net Loans Charged-off:Construction & development4.2067%1,141
Percentage Net Loans Charged-off: Commercial real estate0.0698%2,463
Percentage Net Loans Charged-off: Multi-family residential4.2771%198
Percentage Net Loans Charged-off: 1-4 family residential0.4502%1,908
Percentage Net Loans Charged-off: Home equity loans0.9631%729
All other 1-4 family - Percent of loans charged-off, net0.3515%2,102
Percentage Net Loans Charged-off: Commercial and industrial0.0800%4,247
Percentage Net Loans Charged-off: Loans to individuals1.1966%2,132
Percentage Net Loans Charged-off: Credit card loans7.5148%241
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0496%1,712
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4622%2,979
Percentage Net Loans Charged-off: Total real estate loans0.5763%1,961
Percentage Net Loans Charged-off:Construction & development4.0805%958
Percentage Net Loans Charged-off: Commercial real estate0.0751%1,915
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.2522%2,254
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.3002%1,958
Percentage Net Loans Charged-off: Commercial and industrial-0.0214%7,010
Percentage Net Loans Charged-off: Loans to individuals1.4455%1,686
Percentage Net Loans Charged-off: Credit card loans8.2474%224
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0367%4,999
Percentage Net Loans Charged-off: Total real estate loans0.0637%3,159
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0785%1,160
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0606%2,410
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0721%2,162
Percentage Net Loans Charged-off: Commercial and industrial-0.1498%7,373
Percentage Net Loans Charged-off: Loans to individuals1.4107%1,572
Percentage Net Loans Charged-off: Credit card loans4.8534%368
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5965%2,041
Percentage Net Loans Charged-off: Total real estate loans0.7016%1,279
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.6015%769
Percentage Net Loans Charged-off: Multi-family residential12.0173%56
Percentage Net Loans Charged-off: 1-4 family residential0.2554%1,914
Percentage Net Loans Charged-off: Home equity loans0.0123%1,379
All other 1-4 family - Percent of loans charged-off, net0.2926%1,689
Percentage Net Loans Charged-off: Commercial and industrial0.1943%3,601
Percentage Net Loans Charged-off: Loans to individuals1.5379%1,427
Percentage Net Loans Charged-off: Credit card loans9.3798%97
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0717%1,640
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7237%1,201
Percentage Net Loans Charged-off: Total real estate loans0.9228%694
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.8071%391
Percentage Net Loans Charged-off: Multi-family residential15.4399%31
Percentage Net Loans Charged-off: 1-4 family residential0.2761%1,403
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.3158%1,193
Percentage Net Loans Charged-off: Commercial and industrial0.0062%3,860
Percentage Net Loans Charged-off: Loans to individuals0.4904%3,281
Percentage Net Loans Charged-off: Credit card loans3.0695%439
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0736%1,390
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7244%970
Percentage Net Loans Charged-off: Total real estate loans0.8582%589
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate1.1665%236
Percentage Net Loans Charged-off: Multi-family residential1.4154%99
Percentage Net Loans Charged-off: 1-4 family residential0.4209%900
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.4767%763
Percentage Net Loans Charged-off: Commercial and industrial0.2999%2,030
Percentage Net Loans Charged-off: Loans to individuals0.3397%3,438
Percentage Net Loans Charged-off: Credit card loans2.3438%526
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0939%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2485%1,882
Percentage Net Loans Charged-off: Total real estate loans0.3137%948
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.3213%375
Percentage Net Loans Charged-off: Multi-family residential2.8866%45
Percentage Net Loans Charged-off: 1-4 family residential0.2048%1,038
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.2302%905
Percentage Net Loans Charged-off: Commercial and industrial0.0061%2,181
Percentage Net Loans Charged-off: Loans to individuals0.4579%2,590
Percentage Net Loans Charged-off: Credit card loans3.1904%381
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0318%996
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3761%1,485
Percentage Net Loans Charged-off: Total real estate loans0.4733%592
Percentage Net Loans Charged-off:Construction & development0.4690%697
Percentage Net Loans Charged-off: Commercial real estate0.6172%379
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.1589%1,442
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.1763%1,303
Percentage Net Loans Charged-off: Commercial and industrial0.0251%3,753
Percentage Net Loans Charged-off: Loans to individuals0.6710%2,456
Percentage Net Loans Charged-off: Credit card loans2.8090%428
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1179%1,334
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1550%2,423
Percentage Net Loans Charged-off: Total real estate loans0.1875%964
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.2411%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.2134%867
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.2361%769
Percentage Net Loans Charged-off: Commercial and industrial-0.0023%6,710
Percentage Net Loans Charged-off: Loans to individuals0.6636%2,131
Percentage Net Loans Charged-off: Credit card loans2.0710%550
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1055%1,193
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0528%3,606
Percentage Net Loans Charged-off: Total real estate loans0.0470%1,714
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate-0.0136%7,921
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.2472%683
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.2729%611
Percentage Net Loans Charged-off: Commercial and industrial-0.0072%6,679
Percentage Net Loans Charged-off: Loans to individuals0.7059%1,828
Percentage Net Loans Charged-off: Credit card loans2.7544%405
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2221%923
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0388%3,197
Percentage Net Loans Charged-off: Total real estate loans0.0129%1,657
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate-0.0028%7,899
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0641%1,050
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0707%933
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,846
Percentage Net Loans Charged-off: Loans to individuals0.8259%1,504
Percentage Net Loans Charged-off: Credit card loans5.7416%184
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3766%597
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0712%3,861
Percentage Net Loans Charged-off: Total real estate loans0.0286%2,461
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate-0.0100%7,910
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.1481%1,065
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.1640%960
Percentage Net Loans Charged-off: Commercial and industrial0.1202%2,823
Percentage Net Loans Charged-off: Loans to individuals0.3891%3,401
Percentage Net Loans Charged-off: Credit card loans2.7390%418
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3828%878
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0951%2,804
Percentage Net Loans Charged-off: Total real estate loans0.0299%2,009
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate-0.0105%7,948
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.1558%856
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.1725%770
Percentage Net Loans Charged-off: Commercial and industrial0.2123%1,931
Percentage Net Loans Charged-off: Loans to individuals0.9591%1,383
Percentage Net Loans Charged-off: Credit card loans7.0440%93
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4355%730
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0711%2,964
Percentage Net Loans Charged-off: Total real estate loans0.0326%1,685
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate-0.0049%7,958
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1501%821
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.1659%739
Percentage Net Loans Charged-off: Commercial and industrial-0.1489%7,544
Percentage Net Loans Charged-off: Loans to individuals1.3302%906
Percentage Net Loans Charged-off: Credit card loans10.1266%70
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6365%571
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1480%1,634
Percentage Net Loans Charged-off: Total real estate loans0.0124%1,428
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate-0.0103%8,073
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0759%851
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0837%782
Percentage Net Loans Charged-off: Commercial and industrial0.0119%1,702
Percentage Net Loans Charged-off: Loans to individuals2.7917%372
Percentage Net Loans Charged-off: Credit card loans20.8333%35
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2437%376
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4051%1,109
Percentage Net Loans Charged-off: Total real estate loans0.3324%381
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0757%856
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential1.0597%118
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net1.0897%120
Percentage Net Loans Charged-off: Commercial and industrial1.5369%783
Percentage Net Loans Charged-off: Loans to individuals1.8747%738
Percentage Net Loans Charged-off: Credit card loans2.6570%642
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2452%1,618
Percentage Net Loans Charged-off: Total real estate loans0.1995%612
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.1002%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.4880%288
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.4934%300
Percentage Net Loans Charged-off: Commercial and industrial1.0481%939
Percentage Net Loans Charged-off: Loans to individuals1.7943%725
Percentage Net Loans Charged-off: Credit card loans3.8392%362
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3292%1,167
Percentage Net Loans Charged-off: Total real estate loans0.2612%482
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.1538%448
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.5519%260
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.5559%269
Percentage Net Loans Charged-off: Commercial and industrial1.5861%646
Percentage Net Loans Charged-off: Loans to individuals1.5861%878
Percentage Net Loans Charged-off: Credit card loans3.3439%452
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2616%1,269
Percentage Net Loans Charged-off: Total real estate loans0.2482%428
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0117%472
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.8025%175
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.8065%184
Percentage Net Loans Charged-off: Commercial and industrial0.9317%736
Percentage Net Loans Charged-off: Loans to individuals0.3436%3,061
Percentage Net Loans Charged-off: Credit card loans-0.9569%2,043
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans6.2241%30
Percentage Net Loans Charged-off: Total real estate loans3.0305%19
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate4.5053%35
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential1.5100%84
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net1.5159%89
Percentage Net Loans Charged-off: Commercial and industrial10.6805%64
Percentage Net Loans Charged-off: Loans to individuals79.6949%2
Percentage Net Loans Charged-off: Credit card loans0.4833%1,529
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans5.9894%26
Percentage Net Loans Charged-off: Total real estate loans0.9079%123
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.2532%510
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential1.4381%79
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net1.4443%87
Percentage Net Loans Charged-off: Commercial and industrial10.2901%63
Percentage Net Loans Charged-off: Loans to individuals97.0525%2
Percentage Net Loans Charged-off: Credit card loans1.3032%1,140
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans8.5396%13
Percentage Net Loans Charged-off: Total real estate loans1.1501%93
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.1226%591
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential1.9464%56
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net1.9547%61
Percentage Net Loans Charged-off: Commercial and industrial14.7363%39
Percentage Net Loans Charged-off: Loans to individuals135.8583%1
Percentage Net Loans Charged-off: Credit card loans2.0084%865
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans13.4567%9
Percentage Net Loans Charged-off: Total real estate loans1.8519%58
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential-19,200.0000%6,311
Percentage Net Loans Charged-off: 1-4 family residential3.4929%23
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net3.5076%26
Percentage Net Loans Charged-off: Commercial and industrial27.8660%14
Percentage Net Loans Charged-off: Loans to individuals29.4292%15
Percentage Net Loans Charged-off: Credit card loans4.0455%473
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8054%796
Percentage Net Loans Charged-off: Total real estate loans0.6761%255
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.3729%589
Percentage Net Loans Charged-off: Multi-family residential-171.8346%6,576
Percentage Net Loans Charged-off: 1-4 family residential1.1375%140
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net1.1416%150
Percentage Net Loans Charged-off: Commercial and industrial1.2707%1,411
Percentage Net Loans Charged-off: Loans to individuals0.2082%5,832
Percentage Net Loans Charged-off: Credit card loans5.2323%393
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1549%417
Percentage Net Loans Charged-off: Total real estate loans0.7595%190
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.6390%322
Percentage Net Loans Charged-off: Multi-family residential60.6408%5
Percentage Net Loans Charged-off: 1-4 family residential0.7812%213
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.7840%230
Percentage Net Loans Charged-off: Commercial and industrial1.8959%796
Percentage Net Loans Charged-off: Loans to individuals2.2878%626
Percentage Net Loans Charged-off: Credit card loans6.6995%252
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4850%299
Percentage Net Loans Charged-off: Total real estate loans1.1867%111
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate1.3338%160
Percentage Net Loans Charged-off: Multi-family residential68.2171%5
Percentage Net Loans Charged-off: 1-4 family residential0.9816%161
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.9851%169
Percentage Net Loans Charged-off: Commercial and industrial2.2883%672
Percentage Net Loans Charged-off: Loans to individuals3.0047%422
Percentage Net Loans Charged-off: Credit card loans9.8232%148
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5311%304
Percentage Net Loans Charged-off: Total real estate loans1.9877%48
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate2.5198%73
Percentage Net Loans Charged-off: Multi-family residential99.7167%4
Percentage Net Loans Charged-off: 1-4 family residential1.4037%102
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net1.4084%109
Percentage Net Loans Charged-off: Commercial and industrial1.8798%628
Percentage Net Loans Charged-off: Loans to individuals1.8939%952
Percentage Net Loans Charged-off: Credit card loans8.5354%215
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5558%171
Percentage Net Loans Charged-off: Total real estate loans2.9363%30
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate5.2925%38
Percentage Net Loans Charged-off: Multi-family residential46.8314%9
Percentage Net Loans Charged-off: 1-4 family residential0.5950%341
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.5968%346
Percentage Net Loans Charged-off: Commercial and industrial3.3337%606
Percentage Net Loans Charged-off: Loans to individuals1.0915%2,141
Percentage Net Loans Charged-off: Credit card loans3.3670%849
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0737%1,706
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4220%1,938
Percentage Net Loans Charged-off: Total real estate loans0.6008%298
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.9865%257
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.2882%674
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.2890%669
Percentage Net Loans Charged-off: Commercial and industrial0.3999%2,952
Percentage Net Loans Charged-off: Loans to individuals1.5169%1,259
Percentage Net Loans Charged-off: Credit card loans3.4553%757
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0090%1,860
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6442%976
Percentage Net Loans Charged-off: Total real estate loans0.1517%171
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.2926%80
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0670%362
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0672%328
Percentage Net Loans Charged-off: Commercial and industrial0.6668%369
Percentage Net Loans Charged-off: Loans to individuals1.3566%293
Percentage Net Loans Charged-off: Credit card loans6.9762%92
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5139%67
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1627%3,705
Percentage Net Loans Charged-off: Total real estate loans0.0329%573
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0630%425
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0633%399
Percentage Net Loans Charged-off: Commercial and industrial0.2879%571
Percentage Net Loans Charged-off: Loans to individuals1.2880%320
Percentage Net Loans Charged-off: Credit card loans2.9233%353
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0012%414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1773%3,806
Percentage Net Loans Charged-off: Total real estate loans0.0158%751
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0320%602
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0323%551
Percentage Net Loans Charged-off: Commercial and industrial0.4308%392
Percentage Net Loans Charged-off: Loans to individuals1.0955%437
Percentage Net Loans Charged-off: Credit card loans1.1078%806
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1355%4,807
Percentage Net Loans Charged-off: Total real estate loans0.0013%980
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0030%954
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0030%904
Percentage Net Loans Charged-off: Commercial and industrial0.2818%505
Percentage Net Loans Charged-off: Loans to individuals1.0163%537
Percentage Net Loans Charged-off: Credit card loans0.6461%911
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0470%1,216
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%31
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4724%1,869
Percentage Net Loans Charged-off: Total real estate loans0.0063%948
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0126%856
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0127%810
Percentage Net Loans Charged-off: Commercial and industrial2.3542%70
Percentage Net Loans Charged-off: Loans to individuals0.6696%750
Percentage Net Loans Charged-off: Credit card loans0.3874%998
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0862%5,981
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0264%7,793
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0535%8,195
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0447%10,017
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA