Home > Mazon State Bank > Income and Expense
Mazon State Bank, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,153,000 | 5,152 |
| Total interest expense | $43,000 | 5,692 |
| Net interest income | $1,110,000 | 5,043 |
| Provision for loan and lease losses | $62,000 | 2,683 |
| Total noninterest income | $330,000 | 3,701 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $93,000 | 3,699 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $237,000 | 3,353 |
| Total noninterest expense | $1,579,000 | 4,166 |
| Salaries and employee benefits | $753,000 | 4,437 |
| Premises and equipment expense | $211,000 | 3,729 |
| Additional noninterest expense | $615,000 | 3,818 |
| Pre-tax net operating income | $-201,000 | 5,926 |
| Securities gains (losses) | $51,000 | 1,407 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $-150,000 | 5,911 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-150,000 | 5,912 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-150,000 | 5,912 |
| Net charge-offs | $43,000 | 2,261 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-201,000 | 5,921 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $571,000 | 5,206 |
| Total interest expense | $26,000 | 5,649 |
| Net interest income | $545,000 | 5,115 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $157,000 | 3,747 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $45,000 | 3,743 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $112,000 | 3,398 |
| Total noninterest expense | $658,000 | 4,564 |
| Salaries and employee benefits | $356,000 | 4,583 |
| Premises and equipment expense | $99,000 | 3,882 |
| Additional noninterest expense | $203,000 | 4,638 |
| Pre-tax net operating income | $44,000 | 5,517 |
| Securities gains (losses) | $51,000 | 815 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $95,000 | 5,052 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $95,000 | 5,052 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $95,000 | 5,052 |
| Net charge-offs | $37,000 | 1,626 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $44,000 | 5,465 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,341,000 | 5,206 |
| Total interest expense | $106,000 | 5,687 |
| Net interest income | $2,235,000 | 5,079 |
| Provision for loan and lease losses | $23,000 | 4,014 |
| Total noninterest income | $766,000 | 3,497 |
| Gross Fiduciary activities income | $35,000 | 934 |
| Service charges on deposit accounts | $176,000 | 3,894 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $555,000 | 3,142 |
| Total noninterest expense | $2,841,000 | 4,441 |
| Salaries and employee benefits | $1,459,000 | 4,559 |
| Premises and equipment expense | $401,000 | 3,891 |
| Additional noninterest expense | $981,000 | 4,333 |
| Pre-tax net operating income | $137,000 | 5,601 |
| Securities gains (losses) | $24,000 | 2,130 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $161,000 | 5,557 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $161,000 | 5,559 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $161,000 | 5,560 |
| Net charge-offs | $35,000 | 3,482 |
| Cash dividends | $50,000 | 4,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $137,000 | 5,572 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,779,000 | 5,237 |
| Total interest expense | $84,000 | 5,747 |
| Net interest income | $1,695,000 | 5,122 |
| Provision for loan and lease losses | $14,000 | 3,951 |
| Total noninterest income | $647,000 | 3,344 |
| Gross Fiduciary activities income | $35,000 | 900 |
| Service charges on deposit accounts | $127,000 | 3,994 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $485,000 | 2,957 |
| Total noninterest expense | $2,140,000 | 4,458 |
| Salaries and employee benefits | $1,110,000 | 4,550 |
| Premises and equipment expense | $302,000 | 3,938 |
| Additional noninterest expense | $728,000 | 4,369 |
| Pre-tax net operating income | $188,000 | 5,494 |
| Securities gains (losses) | $24,000 | 1,919 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $212,000 | 5,403 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $212,000 | 5,405 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $212,000 | 5,406 |
| Net charge-offs | $33,000 | 3,062 |
| Cash dividends | $50,000 | 3,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $188,000 | 5,421 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,167,000 | 5,296 |
| Total interest expense | $67,000 | 5,672 |
| Net interest income | $1,100,000 | 5,207 |
| Provision for loan and lease losses | $14,000 | 3,681 |
| Total noninterest income | $390,000 | 3,498 |
| Gross Fiduciary activities income | $34,000 | 881 |
| Service charges on deposit accounts | $79,000 | 4,095 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $277,000 | 3,165 |
| Total noninterest expense | $1,433,000 | 4,494 |
| Salaries and employee benefits | $746,000 | 4,583 |
| Premises and equipment expense | $205,000 | 3,947 |
| Additional noninterest expense | $482,000 | 4,417 |
| Pre-tax net operating income | $43,000 | 5,841 |
| Securities gains (losses) | $8,000 | 2,109 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $51,000 | 5,844 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $51,000 | 5,845 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $51,000 | 5,846 |
| Net charge-offs | $35,000 | 2,597 |
| Cash dividends | $50,000 | 3,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $43,000 | 5,837 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $485,000 | 5,597 |
| Total interest expense | $38,000 | 5,634 |
| Net interest income | $447,000 | 5,547 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $237,000 | 3,130 |
| Gross Fiduciary activities income | $29,000 | 828 |
| Service charges on deposit accounts | $39,000 | 4,103 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $169,000 | 2,858 |
| Total noninterest expense | $749,000 | 4,436 |
| Salaries and employee benefits | $390,000 | 4,513 |
| Premises and equipment expense | $109,000 | 3,860 |
| Additional noninterest expense | $250,000 | 4,360 |
| Pre-tax net operating income | $-65,000 | 6,180 |
| Securities gains (losses) | $113,000 | 543 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $48,000 | 5,627 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $48,000 | 5,627 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $48,000 | 5,628 |
| Net charge-offs | $16,000 | 2,251 |
| Cash dividends | $25,000 | 2,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-65,000 | 6,184 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,401,000 | 5,373 |
| Total interest expense | $195,000 | 5,518 |
| Net interest income | $2,206,000 | 5,304 |
| Provision for loan and lease losses | $7,000 | 4,472 |
| Total noninterest income | $818,000 | 3,448 |
| Gross Fiduciary activities income | $67,000 | 901 |
| Service charges on deposit accounts | $188,000 | 4,010 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $563,000 | 3,106 |
| Total noninterest expense | $2,881,000 | 4,573 |
| Salaries and employee benefits | $1,606,000 | 4,474 |
| Premises and equipment expense | $433,000 | 3,925 |
| Additional noninterest expense | $842,000 | 4,802 |
| Pre-tax net operating income | $136,000 | 5,802 |
| Securities gains (losses) | $165,000 | 912 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $301,000 | 5,404 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $301,000 | 5,402 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $301,000 | 5,403 |
| Net charge-offs | $172,000 | 2,640 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $136,000 | 5,773 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,796,000 | 5,439 |
| Total interest expense | $150,000 | 5,565 |
| Net interest income | $1,646,000 | 5,383 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $723,000 | 3,193 |
| Gross Fiduciary activities income | $59,000 | 881 |
| Service charges on deposit accounts | $141,000 | 4,066 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $523,000 | 2,850 |
| Total noninterest expense | $2,341,000 | 4,403 |
| Salaries and employee benefits | $1,201,000 | 4,498 |
| Premises and equipment expense | $321,000 | 3,996 |
| Additional noninterest expense | $819,000 | 4,283 |
| Pre-tax net operating income | $28,000 | 6,077 |
| Securities gains (losses) | $165,000 | 730 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $193,000 | 5,581 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $193,000 | 5,580 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $193,000 | 5,581 |
| Net charge-offs | $98,000 | 2,707 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $28,000 | 6,077 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,262,000 | 5,404 |
| Total interest expense | $101,000 | 5,606 |
| Net interest income | $1,161,000 | 5,315 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $410,000 | 3,456 |
| Gross Fiduciary activities income | $42,000 | 882 |
| Service charges on deposit accounts | $92,000 | 4,074 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $276,000 | 3,156 |
| Total noninterest expense | $1,519,000 | 4,509 |
| Salaries and employee benefits | $793,000 | 4,553 |
| Premises and equipment expense | $220,000 | 3,989 |
| Additional noninterest expense | $506,000 | 4,461 |
| Pre-tax net operating income | $52,000 | 5,970 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $52,000 | 5,974 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $52,000 | 5,975 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $52,000 | 5,976 |
| Net charge-offs | $80,000 | 2,397 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $52,000 | 5,941 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $606,000 | 5,512 |
| Total interest expense | $51,000 | 5,674 |
| Net interest income | $555,000 | 5,433 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $209,000 | 3,398 |
| Gross Fiduciary activities income | $32,000 | 838 |
| Service charges on deposit accounts | $44,000 | 4,152 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $133,000 | 3,145 |
| Total noninterest expense | $718,000 | 4,683 |
| Salaries and employee benefits | $386,000 | 4,664 |
| Premises and equipment expense | $112,000 | 3,977 |
| Additional noninterest expense | $220,000 | 4,798 |
| Pre-tax net operating income | $46,000 | 5,787 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $46,000 | 5,743 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $46,000 | 5,744 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $46,000 | 5,744 |
| Net charge-offs | $8,000 | 2,944 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $46,000 | 5,712 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,533,000 | 5,514 |
| Total interest expense | $252,000 | 5,645 |
| Net interest income | $2,281,000 | 5,425 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $702,000 | 3,856 |
| Gross Fiduciary activities income | $75,000 | 903 |
| Service charges on deposit accounts | $205,000 | 4,054 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $422,000 | 3,584 |
| Total noninterest expense | $2,736,000 | 4,821 |
| Salaries and employee benefits | $1,557,000 | 4,665 |
| Premises and equipment expense | $405,000 | 4,184 |
| Additional noninterest expense | $774,000 | 5,136 |
| Pre-tax net operating income | $247,000 | 5,616 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $247,000 | 5,573 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $247,000 | 5,578 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $247,000 | 5,578 |
| Net charge-offs | $60,000 | 4,206 |
| Cash dividends | $40,000 | 4,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $247,000 | 5,518 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,909,000 | 5,568 |
| Total interest expense | $197,000 | 5,685 |
| Net interest income | $1,712,000 | 5,478 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $520,000 | 3,941 |
| Gross Fiduciary activities income | $48,000 | 909 |
| Service charges on deposit accounts | $157,000 | 4,054 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $315,000 | 3,672 |
| Total noninterest expense | $1,969,000 | 4,943 |
| Salaries and employee benefits | $1,145,000 | 4,729 |
| Premises and equipment expense | $305,000 | 4,217 |
| Additional noninterest expense | $519,000 | 5,368 |
| Pre-tax net operating income | $263,000 | 5,470 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $33,000 | 3,902 |
| Income before extraordinary items | $230,000 | 5,527 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $230,000 | 5,527 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $230,000 | 5,528 |
| Net charge-offs | $33,000 | 4,129 |
| Cash dividends | $40,000 | 3,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $230,000 | 5,453 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,288,000 | 5,579 |
| Total interest expense | $136,000 | 5,710 |
| Net interest income | $1,152,000 | 5,488 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $362,000 | 3,878 |
| Gross Fiduciary activities income | $39,000 | 901 |
| Service charges on deposit accounts | $100,000 | 4,106 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $223,000 | 3,626 |
| Total noninterest expense | $1,310,000 | 4,969 |
| Salaries and employee benefits | $778,000 | 4,710 |
| Premises and equipment expense | $207,000 | 4,197 |
| Additional noninterest expense | $325,000 | 5,483 |
| Pre-tax net operating income | $204,000 | 5,292 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $14,000 | 4,078 |
| Income before extraordinary items | $190,000 | 5,328 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $190,000 | 5,331 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $190,000 | 5,331 |
| Net charge-offs | $-2,000 | 5,680 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $190,000 | 5,207 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $649,000 | 5,599 |
| Total interest expense | $71,000 | 5,729 |
| Net interest income | $578,000 | 5,511 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $205,000 | 3,613 |
| Gross Fiduciary activities income | $34,000 | 840 |
| Service charges on deposit accounts | $48,000 | 4,162 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $123,000 | 3,461 |
| Total noninterest expense | $703,000 | 4,850 |
| Salaries and employee benefits | $389,000 | 4,742 |
| Premises and equipment expense | $103,000 | 4,240 |
| Additional noninterest expense | $211,000 | 5,037 |
| Pre-tax net operating income | $80,000 | 5,513 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $4,000 | 4,268 |
| Income before extraordinary items | $76,000 | 5,523 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $76,000 | 5,525 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $76,000 | 5,525 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $76,000 | 5,421 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,673,000 | 5,681 |
| Total interest expense | $341,000 | 5,800 |
| Net interest income | $2,332,000 | 5,593 |
| Provision for loan and lease losses | $5,000 | 5,828 |
| Total noninterest income | $1,005,000 | 3,252 |
| Gross Fiduciary activities income | $74,000 | 929 |
| Service charges on deposit accounts | $228,000 | 4,022 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $703,000 | 2,882 |
| Total noninterest expense | $2,992,000 | 4,755 |
| Salaries and employee benefits | $1,535,000 | 4,784 |
| Premises and equipment expense | $430,000 | 4,163 |
| Additional noninterest expense | $1,027,000 | 4,743 |
| Pre-tax net operating income | $340,000 | 5,311 |
| Securities gains (losses) | $57,000 | 2,640 |
| Applicable income taxes | $33,000 | 4,027 |
| Income before extraordinary items | $364,000 | 5,303 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $364,000 | 5,300 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $364,000 | 5,301 |
| Net charge-offs | $131,000 | 4,183 |
| Cash dividends | $183,000 | 3,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $311,560 | 5,246 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,044,000 | 5,740 |
| Total interest expense | $267,000 | 5,862 |
| Net interest income | $1,777,000 | 5,652 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $693,000 | 3,429 |
| Gross Fiduciary activities income | $56,000 | 915 |
| Service charges on deposit accounts | $165,000 | 4,138 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $472,000 | 3,032 |
| Total noninterest expense | $2,133,000 | 4,903 |
| Salaries and employee benefits | $1,094,000 | 4,941 |
| Premises and equipment expense | $318,000 | 4,235 |
| Additional noninterest expense | $721,000 | 4,922 |
| Pre-tax net operating income | $337,000 | 5,173 |
| Securities gains (losses) | $57,000 | 2,357 |
| Applicable income taxes | $8,000 | 4,434 |
| Income before extraordinary items | $386,000 | 5,024 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $386,000 | 5,025 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $386,000 | 5,025 |
| Net charge-offs | $130,000 | 3,725 |
| Cash dividends | $99,000 | 3,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $330,140 | 5,017 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,382,000 | 5,758 |
| Total interest expense | $183,000 | 5,917 |
| Net interest income | $1,199,000 | 5,665 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $484,000 | 3,297 |
| Gross Fiduciary activities income | $48,000 | 898 |
| Service charges on deposit accounts | $110,000 | 4,130 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $326,000 | 2,959 |
| Total noninterest expense | $1,500,000 | 4,807 |
| Salaries and employee benefits | $743,000 | 4,924 |
| Premises and equipment expense | $214,000 | 4,223 |
| Additional noninterest expense | $543,000 | 4,631 |
| Pre-tax net operating income | $183,000 | 5,395 |
| Securities gains (losses) | $56,000 | 1,984 |
| Applicable income taxes | $3,000 | 4,521 |
| Income before extraordinary items | $236,000 | 5,129 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $236,000 | 5,129 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $236,000 | 5,129 |
| Net charge-offs | $63,000 | 3,827 |
| Cash dividends | $99,000 | 3,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $180,560 | 5,259 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $714,000 | 5,744 |
| Total interest expense | $95,000 | 5,962 |
| Net interest income | $619,000 | 5,627 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $246,000 | 3,273 |
| Gross Fiduciary activities income | $42,000 | 824 |
| Service charges on deposit accounts | $52,000 | 4,216 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $152,000 | 3,051 |
| Total noninterest expense | $767,000 | 4,776 |
| Salaries and employee benefits | $371,000 | 4,969 |
| Premises and equipment expense | $105,000 | 4,297 |
| Additional noninterest expense | $291,000 | 4,463 |
| Pre-tax net operating income | $98,000 | 5,423 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $98,000 | 5,386 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $98,000 | 5,386 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $98,000 | 5,386 |
| Net charge-offs | $33,000 | 3,357 |
| Cash dividends | $1,000 | 2,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $98,000 | 5,228 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,021,000 | 5,743 |
| Total interest expense | $526,000 | 5,754 |
| Net interest income | $2,495,000 | 5,648 |
| Provision for loan and lease losses | $247,000 | 4,384 |
| Total noninterest income | $667,000 | 3,870 |
| Gross Fiduciary activities income | $77,000 | 870 |
| Service charges on deposit accounts | $243,000 | 4,022 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $347,000 | 3,641 |
| Total noninterest expense | $3,082,000 | 4,806 |
| Salaries and employee benefits | $1,624,000 | 4,739 |
| Premises and equipment expense | $398,000 | 4,580 |
| Additional noninterest expense | $1,060,000 | 4,766 |
| Pre-tax net operating income | $-167,000 | 6,205 |
| Securities gains (losses) | $653,000 | 640 |
| Applicable income taxes | $4,000 | 4,504 |
| Income before extraordinary items | $482,000 | 4,711 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $482,000 | 4,713 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $482,000 | 4,712 |
| Net charge-offs | $89,000 | 5,084 |
| Cash dividends | $104,000 | 3,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-164,470 | 6,247 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,321,000 | 5,758 |
| Total interest expense | $409,000 | 5,805 |
| Net interest income | $1,912,000 | 5,653 |
| Provision for loan and lease losses | $36,000 | 5,753 |
| Total noninterest income | $491,000 | 3,916 |
| Gross Fiduciary activities income | $58,000 | 865 |
| Service charges on deposit accounts | $183,000 | 4,028 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $250,000 | 3,740 |
| Total noninterest expense | $2,273,000 | 4,864 |
| Salaries and employee benefits | $1,164,000 | 4,870 |
| Premises and equipment expense | $298,000 | 4,628 |
| Additional noninterest expense | $811,000 | 4,751 |
| Pre-tax net operating income | $94,000 | 5,834 |
| Securities gains (losses) | $148,000 | 1,439 |
| Applicable income taxes | $2,000 | 4,555 |
| Income before extraordinary items | $240,000 | 5,321 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $240,000 | 5,321 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $240,000 | 5,321 |
| Net charge-offs | $90,000 | 4,535 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $93,480 | 5,811 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,538,000 | 5,818 |
| Total interest expense | $290,000 | 5,802 |
| Net interest income | $1,248,000 | 5,722 |
| Provision for loan and lease losses | $30,000 | 5,425 |
| Total noninterest income | $336,000 | 3,898 |
| Gross Fiduciary activities income | $51,000 | 846 |
| Service charges on deposit accounts | $118,000 | 4,075 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $167,000 | 3,776 |
| Total noninterest expense | $1,495,000 | 4,956 |
| Salaries and employee benefits | $780,000 | 4,896 |
| Premises and equipment expense | $197,000 | 4,684 |
| Additional noninterest expense | $518,000 | 4,905 |
| Pre-tax net operating income | $59,000 | 5,900 |
| Securities gains (losses) | $68,000 | 1,391 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $127,000 | 5,514 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $127,000 | 5,513 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $127,000 | 5,514 |
| Net charge-offs | $40,000 | 4,628 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $59,000 | 5,874 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $760,000 | 5,876 |
| Total interest expense | $149,000 | 5,850 |
| Net interest income | $611,000 | 5,782 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $193,000 | 3,661 |
| Gross Fiduciary activities income | $44,000 | 784 |
| Service charges on deposit accounts | $58,000 | 4,076 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $91,000 | 3,718 |
| Total noninterest expense | $759,000 | 4,940 |
| Salaries and employee benefits | $393,000 | 4,913 |
| Premises and equipment expense | $100,000 | 4,697 |
| Additional noninterest expense | $266,000 | 4,841 |
| Pre-tax net operating income | $15,000 | 6,156 |
| Securities gains (losses) | $33,000 | 917 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $48,000 | 5,740 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $48,000 | 5,739 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $48,000 | 5,740 |
| Net charge-offs | $27,000 | 3,845 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $15,000 | 6,146 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,090,000 | 5,972 |
| Total interest expense | $710,000 | 5,945 |
| Net interest income | $2,380,000 | 5,871 |
| Provision for loan and lease losses | $250,000 | 5,079 |
| Total noninterest income | $966,000 | 3,283 |
| Gross Fiduciary activities income | $79,000 | 905 |
| Service charges on deposit accounts | $268,000 | 3,863 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $619,000 | 2,862 |
| Total noninterest expense | $2,992,000 | 5,028 |
| Salaries and employee benefits | $1,488,000 | 5,076 |
| Premises and equipment expense | $428,000 | 4,581 |
| Additional noninterest expense | $1,076,000 | 4,903 |
| Pre-tax net operating income | $104,000 | 5,466 |
| Securities gains (losses) | $374,000 | 1,088 |
| Applicable income taxes | $4,000 | 4,397 |
| Income before extraordinary items | $474,000 | 4,384 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $474,000 | 4,386 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $474,000 | 4,385 |
| Net charge-offs | $167,000 | 4,946 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $103,740 | 5,476 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,439,000 | 5,977 |
| Total interest expense | $548,000 | 6,035 |
| Net interest income | $1,891,000 | 5,829 |
| Provision for loan and lease losses | $220,000 | 4,766 |
| Total noninterest income | $703,000 | 3,375 |
| Gross Fiduciary activities income | $63,000 | 888 |
| Service charges on deposit accounts | $205,000 | 3,895 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $435,000 | 2,987 |
| Total noninterest expense | $2,286,000 | 4,995 |
| Salaries and employee benefits | $1,101,000 | 5,147 |
| Premises and equipment expense | $318,000 | 4,695 |
| Additional noninterest expense | $867,000 | 4,696 |
| Pre-tax net operating income | $88,000 | 5,666 |
| Securities gains (losses) | $98,000 | 1,957 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $186,000 | 5,352 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $186,000 | 5,354 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $186,000 | 5,355 |
| Net charge-offs | $161,000 | 4,442 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $88,000 | 5,635 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,693,000 | 5,935 |
| Total interest expense | $374,000 | 6,082 |
| Net interest income | $1,319,000 | 5,740 |
| Provision for loan and lease losses | $165,000 | 4,492 |
| Total noninterest income | $497,000 | 3,235 |
| Gross Fiduciary activities income | $51,000 | 868 |
| Service charges on deposit accounts | $139,000 | 3,847 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $307,000 | 2,807 |
| Total noninterest expense | $1,570,000 | 4,923 |
| Salaries and employee benefits | $738,000 | 5,156 |
| Premises and equipment expense | $220,000 | 4,614 |
| Additional noninterest expense | $612,000 | 4,531 |
| Pre-tax net operating income | $81,000 | 5,619 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $82,000 | 5,665 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $82,000 | 5,668 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $82,000 | 5,667 |
| Net charge-offs | $107,000 | 4,165 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $81,000 | 5,551 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $790,000 | 6,159 |
| Total interest expense | $193,000 | 6,151 |
| Net interest income | $597,000 | 6,020 |
| Provision for loan and lease losses | $67,000 | 4,484 |
| Total noninterest income | $230,000 | 3,371 |
| Gross Fiduciary activities income | $42,000 | 802 |
| Service charges on deposit accounts | $67,000 | 3,921 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $121,000 | 3,186 |
| Total noninterest expense | $700,000 | 5,303 |
| Salaries and employee benefits | $370,000 | 5,203 |
| Premises and equipment expense | $105,000 | 4,820 |
| Additional noninterest expense | $225,000 | 5,408 |
| Pre-tax net operating income | $60,000 | 5,542 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $60,000 | 5,539 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $60,000 | 5,541 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $60,000 | 5,540 |
| Net charge-offs | $40,000 | 3,918 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $60,000 | 5,442 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,344,000 | 6,130 |
| Total interest expense | $991,000 | 6,044 |
| Net interest income | $2,353,000 | 5,984 |
| Provision for loan and lease losses | $253,000 | 5,503 |
| Total noninterest income | $867,000 | 3,602 |
| Gross Fiduciary activities income | $86,000 | 889 |
| Service charges on deposit accounts | $300,000 | 3,872 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $481,000 | 3,271 |
| Total noninterest expense | $2,872,000 | 5,306 |
| Salaries and employee benefits | $1,467,000 | 5,263 |
| Premises and equipment expense | $448,000 | 4,697 |
| Additional noninterest expense | $957,000 | 5,341 |
| Pre-tax net operating income | $95,000 | 5,108 |
| Securities gains (losses) | $11,000 | 3,232 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $106,000 | 5,131 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $106,000 | 5,131 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $106,000 | 5,131 |
| Net charge-offs | $140,000 | 5,400 |
| Cash dividends | $26,000 | 4,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $95,000 | 5,108 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,509,000 | 6,185 |
| Total interest expense | $776,000 | 6,092 |
| Net interest income | $1,733,000 | 6,051 |
| Provision for loan and lease losses | $169,000 | 5,383 |
| Total noninterest income | $606,000 | 3,825 |
| Gross Fiduciary activities income | $63,000 | 881 |
| Service charges on deposit accounts | $193,000 | 4,188 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $350,000 | 3,396 |
| Total noninterest expense | $2,126,000 | 5,348 |
| Salaries and employee benefits | $1,099,000 | 5,298 |
| Premises and equipment expense | $340,000 | 4,703 |
| Additional noninterest expense | $687,000 | 5,462 |
| Pre-tax net operating income | $44,000 | 5,508 |
| Securities gains (losses) | $11,000 | 2,942 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $55,000 | 5,534 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $55,000 | 5,534 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $55,000 | 5,534 |
| Net charge-offs | $86,000 | 5,202 |
| Cash dividends | $26,000 | 4,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $44,000 | 5,533 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,711,000 | 6,199 |
| Total interest expense | $533,000 | 6,146 |
| Net interest income | $1,178,000 | 6,015 |
| Provision for loan and lease losses | $12,000 | 6,848 |
| Total noninterest income | $512,000 | 3,372 |
| Gross Fiduciary activities income | $56,000 | 848 |
| Service charges on deposit accounts | $140,000 | 4,011 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $316,000 | 2,915 |
| Total noninterest expense | $1,492,000 | 5,268 |
| Salaries and employee benefits | $736,000 | 5,342 |
| Premises and equipment expense | $226,000 | 4,734 |
| Additional noninterest expense | $530,000 | 5,082 |
| Pre-tax net operating income | $186,000 | 4,731 |
| Securities gains (losses) | $11,000 | 2,552 |
| Applicable income taxes | $2,000 | 4,423 |
| Income before extraordinary items | $195,000 | 4,572 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $195,000 | 4,569 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $195,000 | 4,569 |
| Net charge-offs | $31,000 | 5,317 |
| Cash dividends | $26,000 | 3,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $184,110 | 4,543 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $869,000 | 6,205 |
| Total interest expense | $277,000 | 6,174 |
| Net interest income | $592,000 | 6,013 |
| Provision for loan and lease losses | $5,000 | 6,536 |
| Total noninterest income | $237,000 | 3,489 |
| Gross Fiduciary activities income | $43,000 | 802 |
| Service charges on deposit accounts | $59,000 | 4,277 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $135,000 | 3,146 |
| Total noninterest expense | $741,000 | 5,214 |
| Salaries and employee benefits | $374,000 | 5,356 |
| Premises and equipment expense | $116,000 | 4,722 |
| Additional noninterest expense | $251,000 | 4,944 |
| Pre-tax net operating income | $83,000 | 5,211 |
| Securities gains (losses) | $7,000 | 2,001 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $90,000 | 5,091 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $90,000 | 5,096 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $90,000 | 5,095 |
| Net charge-offs | $29,000 | 4,044 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $83,000 | 5,010 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,757,000 | 6,157 |
| Total interest expense | $1,495,000 | 5,991 |
| Net interest income | $2,262,000 | 6,130 |
| Provision for loan and lease losses | $24,000 | 6,955 |
| Total noninterest income | $724,000 | 4,055 |
| Gross Fiduciary activities income | $76,000 | 922 |
| Service charges on deposit accounts | $259,000 | 4,293 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $389,000 | 3,638 |
| Total noninterest expense | $2,788,000 | 5,342 |
| Salaries and employee benefits | $1,467,000 | 5,400 |
| Premises and equipment expense | $473,000 | 4,610 |
| Additional noninterest expense | $848,000 | 5,322 |
| Pre-tax net operating income | $174,000 | 5,826 |
| Securities gains (losses) | $-495,000 | 7,556 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-321,000 | 6,588 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-321,000 | 6,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 6,011 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $174,000 | 5,742 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,861,000 | 6,184 |
| Total interest expense | $1,177,000 | 6,006 |
| Net interest income | $1,684,000 | 6,205 |
| Provision for loan and lease losses | $12,000 | 6,700 |
| Total noninterest income | $529,000 | 4,212 |
| Gross Fiduciary activities income | $55,000 | 924 |
| Service charges on deposit accounts | $190,000 | 4,354 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $284,000 | 3,772 |
| Total noninterest expense | $2,071,000 | 5,361 |
| Salaries and employee benefits | $1,109,000 | 5,385 |
| Premises and equipment expense | $365,000 | 4,547 |
| Additional noninterest expense | $597,000 | 5,438 |
| Pre-tax net operating income | $130,000 | 6,289 |
| Securities gains (losses) | $5,000 | 2,631 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $135,000 | 6,006 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $135,000 | 6,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,177 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $130,000 | 6,187 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,935,000 | 6,210 |
| Total interest expense | $823,000 | 6,040 |
| Net interest income | $1,112,000 | 6,241 |
| Provision for loan and lease losses | $14,000 | 6,187 |
| Total noninterest income | $372,000 | 4,163 |
| Gross Fiduciary activities income | $50,000 | 905 |
| Service charges on deposit accounts | $118,000 | 4,516 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $204,000 | 3,724 |
| Total noninterest expense | $1,394,000 | 5,362 |
| Salaries and employee benefits | $743,000 | 5,430 |
| Premises and equipment expense | $242,000 | 4,602 |
| Additional noninterest expense | $409,000 | 5,349 |
| Pre-tax net operating income | $76,000 | 6,530 |
| Securities gains (losses) | $5,000 | 2,725 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $81,000 | 6,479 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $81,000 | 6,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,124 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $76,000 | 6,451 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $978,000 | 6,268 |
| Total interest expense | $432,000 | 6,094 |
| Net interest income | $546,000 | 6,313 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $136,000 | 4,832 |
| Gross Fiduciary activities income | $39,000 | 851 |
| Service charges on deposit accounts | $59,000 | 4,476 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $38,000 | 5,536 |
| Total noninterest expense | $659,000 | 5,538 |
| Salaries and employee benefits | $365,000 | 5,513 |
| Premises and equipment expense | $117,000 | 4,703 |
| Additional noninterest expense | $177,000 | 5,710 |
| Pre-tax net operating income | $23,000 | 6,937 |
| Securities gains (losses) | $5,000 | 2,232 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $28,000 | 6,902 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $28,000 | 6,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,249 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $23,000 | 6,888 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,175,000 | 6,144 |
| Total interest expense | $1,762,000 | 6,095 |
| Net interest income | $2,413,000 | 6,065 |
| Provision for loan and lease losses | $-220,000 | 8,440 |
| Total noninterest income | $736,000 | 4,190 |
| Gross Fiduciary activities income | $63,000 | 979 |
| Service charges on deposit accounts | $275,000 | 4,270 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $398,000 | 3,744 |
| Total noninterest expense | $2,933,000 | 5,072 |
| Salaries and employee benefits | $1,496,000 | 5,312 |
| Premises and equipment expense | $536,000 | 4,162 |
| Additional noninterest expense | $901,000 | 4,959 |
| Pre-tax net operating income | $436,000 | 6,173 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $77,000 | 4,655 |
| Income before extraordinary items | $359,000 | 6,211 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $359,000 | 6,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,831 |
| Cash dividends | $1,038,000 | 2,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $359,000 | 6,196 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,180,000 | 6,143 |
| Total interest expense | $1,304,000 | 6,166 |
| Net interest income | $1,876,000 | 5,994 |
| Provision for loan and lease losses | $-218,000 | 8,478 |
| Total noninterest income | $531,000 | 4,272 |
| Gross Fiduciary activities income | $58,000 | 948 |
| Service charges on deposit accounts | $210,000 | 4,239 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $263,000 | 3,999 |
| Total noninterest expense | $2,165,000 | 5,100 |
| Salaries and employee benefits | $1,120,000 | 5,297 |
| Premises and equipment expense | $401,000 | 4,167 |
| Additional noninterest expense | $644,000 | 5,069 |
| Pre-tax net operating income | $460,000 | 5,927 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $108,000 | 4,370 |
| Income before extraordinary items | $352,000 | 6,046 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $352,000 | 6,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,810 |
| Cash dividends | $598,000 | 2,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $352,000 | 6,033 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,122,000 | 6,166 |
| Total interest expense | $860,000 | 6,224 |
| Net interest income | $1,262,000 | 6,024 |
| Provision for loan and lease losses | $2,000 | 6,135 |
| Total noninterest income | $354,000 | 4,292 |
| Gross Fiduciary activities income | $53,000 | 919 |
| Service charges on deposit accounts | $137,000 | 4,285 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $164,000 | 4,159 |
| Total noninterest expense | $1,460,000 | 5,101 |
| Salaries and employee benefits | $758,000 | 5,299 |
| Premises and equipment expense | $256,000 | 4,316 |
| Additional noninterest expense | $446,000 | 4,935 |
| Pre-tax net operating income | $154,000 | 6,938 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $11,000 | 5,629 |
| Income before extraordinary items | $143,000 | 6,804 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $143,000 | 6,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,518 |
| Cash dividends | $534,000 | 2,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $143,000 | 6,788 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,063,000 | 6,174 |
| Total interest expense | $425,000 | 6,252 |
| Net interest income | $638,000 | 5,998 |
| Provision for loan and lease losses | $-13,000 | 8,442 |
| Total noninterest income | $173,000 | 4,313 |
| Gross Fiduciary activities income | $37,000 | 875 |
| Service charges on deposit accounts | $64,000 | 4,392 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $72,000 | 4,403 |
| Total noninterest expense | $741,000 | 5,055 |
| Salaries and employee benefits | $388,000 | 5,271 |
| Premises and equipment expense | $128,000 | 4,318 |
| Additional noninterest expense | $225,000 | 4,862 |
| Pre-tax net operating income | $83,000 | 6,881 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $6,000 | 5,609 |
| Income before extraordinary items | $77,000 | 6,755 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $77,000 | 6,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,384 |
| Cash dividends | $263,000 | 2,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $77,000 | 6,733 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,046,000 | 6,091 |
| Total interest expense | $1,509,000 | 6,099 |
| Net interest income | $2,537,000 | 5,987 |
| Provision for loan and lease losses | $38,000 | 5,852 |
| Total noninterest income | $734,000 | 4,254 |
| Gross Fiduciary activities income | $59,000 | 1,004 |
| Service charges on deposit accounts | $300,000 | 4,136 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $375,000 | 3,851 |
| Total noninterest expense | $2,875,000 | 5,020 |
| Salaries and employee benefits | $1,508,000 | 5,172 |
| Premises and equipment expense | $465,000 | 4,467 |
| Additional noninterest expense | $902,000 | 4,844 |
| Pre-tax net operating income | $358,000 | 6,917 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $35,000 | 5,669 |
| Income before extraordinary items | $324,000 | 6,818 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $324,000 | 6,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,095 |
| Cash dividends | $544,000 | 3,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $323,100 | 6,823 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,999,000 | 6,133 |
| Total interest expense | $1,080,000 | 6,156 |
| Net interest income | $1,919,000 | 6,015 |
| Provision for loan and lease losses | $5,000 | 6,530 |
| Total noninterest income | $556,000 | 4,247 |
| Gross Fiduciary activities income | $52,000 | 981 |
| Service charges on deposit accounts | $231,000 | 4,101 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $273,000 | 3,916 |
| Total noninterest expense | $2,150,000 | 5,023 |
| Salaries and employee benefits | $1,100,000 | 5,246 |
| Premises and equipment expense | $357,000 | 4,416 |
| Additional noninterest expense | $693,000 | 4,747 |
| Pre-tax net operating income | $320,000 | 6,929 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $47,000 | 5,474 |
| Income before extraordinary items | $274,000 | 6,850 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $274,000 | 6,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 2,902 |
| Cash dividends | $451,000 | 3,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $273,150 | 6,860 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,945,000 | 6,189 |
| Total interest expense | $679,000 | 6,201 |
| Net interest income | $1,266,000 | 6,079 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $393,000 | 4,089 |
| Gross Fiduciary activities income | $48,000 | 952 |
| Service charges on deposit accounts | $144,000 | 4,219 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $201,000 | 3,736 |
| Total noninterest expense | $1,456,000 | 4,983 |
| Salaries and employee benefits | $741,000 | 5,221 |
| Premises and equipment expense | $236,000 | 4,434 |
| Additional noninterest expense | $479,000 | 4,620 |
| Pre-tax net operating income | $203,000 | 7,071 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $30,000 | 5,570 |
| Income before extraordinary items | $173,000 | 6,976 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $173,000 | 6,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,245 |
| Cash dividends | $13,000 | 5,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $173,000 | 6,981 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $947,000 | 6,234 |
| Total interest expense | $332,000 | 6,165 |
| Net interest income | $615,000 | 6,169 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $205,000 | 3,931 |
| Gross Fiduciary activities income | $37,000 | 877 |
| Service charges on deposit accounts | $68,000 | 4,286 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $100,000 | 3,699 |
| Total noninterest expense | $741,000 | 4,942 |
| Salaries and employee benefits | $373,000 | 5,229 |
| Premises and equipment expense | $116,000 | 4,522 |
| Additional noninterest expense | $252,000 | 4,448 |
| Pre-tax net operating income | $79,000 | 7,322 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $6,000 | 6,016 |
| Income before extraordinary items | $73,000 | 7,154 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $73,000 | 7,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,357 |
| Cash dividends | $12,000 | 3,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $73,000 | 7,156 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,547,000 | 6,151 |
| Total interest expense | $1,049,000 | 6,164 |
| Net interest income | $2,498,000 | 6,051 |
| Provision for loan and lease losses | $30,000 | 6,187 |
| Total noninterest income | $1,185,000 | 3,171 |
| Gross Fiduciary activities income | $62,000 | 1,018 |
| Service charges on deposit accounts | $344,000 | 3,880 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $779,000 | 2,593 |
| Total noninterest expense | $2,891,000 | 4,893 |
| Salaries and employee benefits | $1,527,000 | 4,986 |
| Premises and equipment expense | $450,000 | 4,489 |
| Additional noninterest expense | $914,000 | 4,713 |
| Pre-tax net operating income | $762,000 | 5,983 |
| Securities gains (losses) | $-32,000 | 8,024 |
| Applicable income taxes | $169,000 | 4,873 |
| Income before extraordinary items | $561,000 | 6,143 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $561,000 | 6,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,326 |
| Cash dividends | $111,000 | 5,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $585,640 | 6,031 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,621,000 | 6,179 |
| Total interest expense | $756,000 | 6,156 |
| Net interest income | $1,865,000 | 6,089 |
| Provision for loan and lease losses | $15,000 | 6,317 |
| Total noninterest income | $1,026,000 | 2,859 |
| Gross Fiduciary activities income | $55,000 | 980 |
| Service charges on deposit accounts | $262,000 | 3,858 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $709,000 | 2,303 |
| Total noninterest expense | $2,164,000 | 4,877 |
| Salaries and employee benefits | $1,089,000 | 5,135 |
| Premises and equipment expense | $362,000 | 4,270 |
| Additional noninterest expense | $713,000 | 4,569 |
| Pre-tax net operating income | $712,000 | 5,609 |
| Securities gains (losses) | $-17,000 | 8,109 |
| Applicable income taxes | $180,000 | 4,564 |
| Income before extraordinary items | $515,000 | 5,833 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $515,000 | 5,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,204 |
| Cash dividends | $113,000 | 4,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $527,580 | 5,747 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,705,000 | 6,200 |
| Total interest expense | $486,000 | 6,107 |
| Net interest income | $1,219,000 | 6,135 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $817,000 | 2,497 |
| Gross Fiduciary activities income | $44,000 | 953 |
| Service charges on deposit accounts | $169,000 | 3,872 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $604,000 | 1,921 |
| Total noninterest expense | $1,470,000 | 4,788 |
| Salaries and employee benefits | $730,000 | 5,112 |
| Premises and equipment expense | $244,000 | 4,222 |
| Additional noninterest expense | $496,000 | 4,402 |
| Pre-tax net operating income | $566,000 | 5,153 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $179,000 | 3,977 |
| Income before extraordinary items | $387,000 | 5,523 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $387,000 | 5,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,359 |
| Cash dividends | $89,000 | 4,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $387,000 | 5,480 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $836,000 | 6,257 |
| Total interest expense | $251,000 | 5,957 |
| Net interest income | $585,000 | 6,293 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $628,000 | 1,813 |
| Gross Fiduciary activities income | $31,000 | 912 |
| Service charges on deposit accounts | $80,000 | 3,924 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $517,000 | 1,306 |
| Total noninterest expense | $740,000 | 4,790 |
| Salaries and employee benefits | $368,000 | 5,115 |
| Premises and equipment expense | $122,000 | 4,262 |
| Additional noninterest expense | $250,000 | 4,364 |
| Pre-tax net operating income | $473,000 | 3,825 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $170,000 | 2,867 |
| Income before extraordinary items | $303,000 | 4,352 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $303,000 | 4,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,512 |
| Cash dividends | $83,000 | 3,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $303,000 | 4,308 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,593,000 | 5,888 |
| Total interest expense | $1,064,000 | 5,485 |
| Net interest income | $2,529,000 | 5,966 |
| Provision for loan and lease losses | $-100,000 | 8,788 |
| Total noninterest income | $764,000 | 4,177 |
| Gross Fiduciary activities income | $54,000 | 1,046 |
| Service charges on deposit accounts | $368,000 | 3,827 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $342,000 | 4,018 |
| Total noninterest expense | $2,847,000 | 4,843 |
| Salaries and employee benefits | $1,502,000 | 4,945 |
| Premises and equipment expense | $479,000 | 4,229 |
| Additional noninterest expense | $866,000 | 4,829 |
| Pre-tax net operating income | $546,000 | 6,560 |
| Securities gains (losses) | $15,000 | 2,589 |
| Applicable income taxes | $140,000 | 5,185 |
| Income before extraordinary items | $421,000 | 6,669 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $421,000 | 6,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,720 |
| Cash dividends | $125,000 | 5,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $409,750 | 6,663 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,696,000 | 5,887 |
| Total interest expense | $788,000 | 5,491 |
| Net interest income | $1,908,000 | 5,957 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $531,000 | 4,363 |
| Gross Fiduciary activities income | $40,000 | 1,045 |
| Service charges on deposit accounts | $284,000 | 3,791 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $207,000 | 4,432 |
| Total noninterest expense | $2,109,000 | 4,827 |
| Salaries and employee benefits | $1,122,000 | 4,907 |
| Premises and equipment expense | $363,000 | 4,184 |
| Additional noninterest expense | $624,000 | 4,922 |
| Pre-tax net operating income | $330,000 | 7,047 |
| Securities gains (losses) | $15,000 | 2,477 |
| Applicable income taxes | $75,000 | 5,646 |
| Income before extraordinary items | $270,000 | 7,093 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $270,000 | 7,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,309 |
| Cash dividends | $52,000 | 4,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $258,300 | 7,095 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,799,000 | 5,889 |
| Total interest expense | $527,000 | 5,497 |
| Net interest income | $1,272,000 | 5,963 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $378,000 | 4,233 |
| Gross Fiduciary activities income | $37,000 | 1,006 |
| Service charges on deposit accounts | $189,000 | 3,783 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $152,000 | 4,279 |
| Total noninterest expense | $1,422,000 | 4,817 |
| Salaries and employee benefits | $755,000 | 4,901 |
| Premises and equipment expense | $235,000 | 4,268 |
| Additional noninterest expense | $432,000 | 4,812 |
| Pre-tax net operating income | $228,000 | 6,992 |
| Securities gains (losses) | $15,000 | 2,191 |
| Applicable income taxes | $58,000 | 5,479 |
| Income before extraordinary items | $185,000 | 7,024 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $185,000 | 7,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,159 |
| Cash dividends | $52,000 | 4,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $173,600 | 7,055 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $901,000 | 5,919 |
| Total interest expense | $268,000 | 5,516 |
| Net interest income | $633,000 | 5,966 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $198,000 | 4,084 |
| Gross Fiduciary activities income | $33,000 | 901 |
| Service charges on deposit accounts | $95,000 | 3,703 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $70,000 | 4,441 |
| Total noninterest expense | $727,000 | 4,793 |
| Salaries and employee benefits | $376,000 | 4,940 |
| Premises and equipment expense | $119,000 | 4,271 |
| Additional noninterest expense | $232,000 | 4,564 |
| Pre-tax net operating income | $104,000 | 7,094 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $23,000 | 5,671 |
| Income before extraordinary items | $81,000 | 7,198 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $81,000 | 7,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $81,000 | 7,123 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,950,000 | 5,689 |
| Total interest expense | $1,362,000 | 5,179 |
| Net interest income | $2,588,000 | 5,794 |
| Provision for loan and lease losses | $318,000 | 3,034 |
| Total noninterest income | $713,000 | 4,506 |
| Gross Fiduciary activities income | $57,000 | 1,063 |
| Service charges on deposit accounts | $431,000 | 3,484 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $225,000 | 5,046 |
| Total noninterest expense | $2,875,000 | 4,746 |
| Salaries and employee benefits | $1,413,000 | 5,059 |
| Premises and equipment expense | $534,000 | 3,865 |
| Additional noninterest expense | $928,000 | 4,519 |
| Pre-tax net operating income | $108,000 | 8,170 |
| Securities gains (losses) | $284,000 | 1,083 |
| Applicable income taxes | $74,000 | 5,995 |
| Income before extraordinary items | $318,000 | 7,187 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $318,000 | 7,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $316,000 | 2,184 |
| Cash dividends | $56,000 | 5,876 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $87,960 | 8,178 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,022,000 | 5,685 |
| Total interest expense | $1,072,000 | 5,174 |
| Net interest income | $1,950,000 | 5,792 |
| Provision for loan and lease losses | $318,000 | 2,399 |
| Total noninterest income | $581,000 | 4,346 |
| Gross Fiduciary activities income | $41,000 | 1,056 |
| Service charges on deposit accounts | $318,000 | 3,531 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $222,000 | 4,590 |
| Total noninterest expense | $2,120,000 | 4,787 |
| Salaries and employee benefits | $1,054,000 | 5,066 |
| Premises and equipment expense | $393,000 | 3,909 |
| Additional noninterest expense | $673,000 | 4,601 |
| Pre-tax net operating income | $93,000 | 8,264 |
| Securities gains (losses) | $284,000 | 1,004 |
| Applicable income taxes | $89,000 | 5,697 |
| Income before extraordinary items | $288,000 | 7,015 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $288,000 | 7,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $313,000 | 1,664 |
| Cash dividends | $20,000 | 5,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $72,160 | 8,288 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,065,000 | 5,633 |
| Total interest expense | $742,000 | 5,164 |
| Net interest income | $1,323,000 | 5,731 |
| Provision for loan and lease losses | $55,000 | 5,021 |
| Total noninterest income | $388,000 | 4,330 |
| Gross Fiduciary activities income | $37,000 | 1,016 |
| Service charges on deposit accounts | $201,000 | 3,607 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $150,000 | 4,571 |
| Total noninterest expense | $1,426,000 | 4,742 |
| Salaries and employee benefits | $710,000 | 5,027 |
| Premises and equipment expense | $257,000 | 3,964 |
| Additional noninterest expense | $459,000 | 4,524 |
| Pre-tax net operating income | $230,000 | 6,971 |
| Securities gains (losses) | $41,000 | 2,157 |
| Applicable income taxes | $68,000 | 5,588 |
| Income before extraordinary items | $203,000 | 6,941 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $203,000 | 6,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,501 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $172,250 | 7,054 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,055,000 | 5,594 |
| Total interest expense | $393,000 | 5,084 |
| Net interest income | $662,000 | 5,722 |
| Provision for loan and lease losses | $50,000 | 3,651 |
| Total noninterest income | $187,000 | 4,326 |
| Gross Fiduciary activities income | $31,000 | 940 |
| Service charges on deposit accounts | $91,000 | 3,771 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $65,000 | 4,760 |
| Total noninterest expense | $704,000 | 4,770 |
| Salaries and employee benefits | $361,000 | 4,970 |
| Premises and equipment expense | $123,000 | 4,076 |
| Additional noninterest expense | $220,000 | 4,630 |
| Pre-tax net operating income | $95,000 | 7,269 |
| Securities gains (losses) | $41,000 | 1,496 |
| Applicable income taxes | $35,000 | 5,559 |
| Income before extraordinary items | $101,000 | 6,878 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $101,000 | 6,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,653 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $70,660 | 7,331 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,589,000 | 5,467 |
| Total interest expense | $1,859,000 | 5,051 |
| Net interest income | $2,730,000 | 5,614 |
| Provision for loan and lease losses | $219,000 | 4,181 |
| Total noninterest income | $710,000 | 4,298 |
| Gross Fiduciary activities income | $59,000 | 1,083 |
| Service charges on deposit accounts | $417,000 | 3,428 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $234,000 | 4,713 |
| Total noninterest expense | $2,915,000 | 4,555 |
| Salaries and employee benefits | $1,540,000 | 4,600 |
| Premises and equipment expense | $519,000 | 3,829 |
| Additional noninterest expense | $856,000 | 4,703 |
| Pre-tax net operating income | $306,000 | 7,517 |
| Securities gains (losses) | $175,000 | 1,260 |
| Applicable income taxes | $105,000 | 5,924 |
| Income before extraordinary items | $376,000 | 6,953 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $376,000 | 6,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 4,025 |
| Cash dividends | $95,000 | 5,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $239,500 | 7,534 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,199,000 | 5,486 |
| Total interest expense | $2,505,000 | 5,393 |
| Net interest income | $2,694,000 | 5,465 |
| Provision for loan and lease losses | $250,000 | 3,605 |
| Total noninterest income | $689,000 | 4,232 |
| Gross Fiduciary activities income | $60,000 | 1,098 |
| Service charges on deposit accounts | $423,000 | 3,239 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $206,000 | 4,863 |
| Total noninterest expense | $2,714,000 | 4,680 |
| Salaries and employee benefits | $1,440,000 | 4,656 |
| Premises and equipment expense | $482,000 | 4,013 |
| Additional noninterest expense | $792,000 | 4,815 |
| Pre-tax net operating income | $419,000 | 6,891 |
| Securities gains (losses) | $63,000 | 2,155 |
| Applicable income taxes | $127,000 | 5,697 |
| Income before extraordinary items | $355,000 | 6,810 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $355,000 | 6,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,750 |
| Cash dividends | $128,000 | 5,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $308,380 | 6,966 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,767,000 | 5,910 |
| Total interest expense | $2,392,000 | 5,716 |
| Net interest income | $2,375,000 | 5,999 |
| Provision for loan and lease losses | $69,000 | 6,019 |
| Total noninterest income | $543,000 | 4,678 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $324,000 | 3,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $219,000 | 4,579 |
| Total noninterest expense | $2,414,000 | 4,968 |
| Salaries and employee benefits | $1,319,000 | 4,855 |
| Premises and equipment expense | $430,000 | 4,279 |
| Additional noninterest expense | $665,000 | 5,380 |
| Pre-tax net operating income | $435,000 | 7,293 |
| Securities gains (losses) | $-85,000 | 9,373 |
| Applicable income taxes | $2,000 | 8,274 |
| Income before extraordinary items | $348,000 | 7,165 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $348,000 | 7,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,044 |
| Cash dividends | $163,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $432,150 | 6,681 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,953,000 | 6,410 |
| Total interest expense | $1,857,000 | 6,253 |
| Net interest income | $2,096,000 | 6,464 |
| Provision for loan and lease losses | $19,000 | 7,736 |
| Total noninterest income | $466,000 | 5,173 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $295,000 | 4,043 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $171,000 | 5,297 |
| Total noninterest expense | $2,130,000 | 5,433 |
| Salaries and employee benefits | $1,169,000 | 5,261 |
| Premises and equipment expense | $344,000 | 5,024 |
| Additional noninterest expense | $617,000 | 5,720 |
| Pre-tax net operating income | $413,000 | 7,534 |
| Securities gains (losses) | $11,000 | 1,705 |
| Applicable income taxes | $63,000 | 7,459 |
| Income before extraordinary items | $361,000 | 7,223 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $361,000 | 7,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,647 |
| Cash dividends | $25,000 | 6,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $351,650 | 7,252 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,513,000 | 6,934 |
| Total interest expense | $1,658,000 | 6,858 |
| Net interest income | $1,855,000 | 6,937 |
| Provision for loan and lease losses | $38,000 | 7,037 |
| Total noninterest income | $443,000 | 5,305 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $270,000 | 4,258 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 5,322 |
| Total noninterest expense | $1,766,000 | 6,083 |
| Salaries and employee benefits | $931,000 | 6,063 |
| Premises and equipment expense | $286,000 | 5,529 |
| Additional noninterest expense | $549,000 | 6,094 |
| Pre-tax net operating income | $494,000 | 7,400 |
| Securities gains (losses) | $30,000 | 2,123 |
| Applicable income taxes | $161,000 | 6,698 |
| Income before extraordinary items | $363,000 | 7,460 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $363,000 | 7,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,101 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $342,300 | 7,499 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,235,000 | 7,469 |
| Total interest expense | $1,413,000 | 7,551 |
| Net interest income | $1,822,000 | 7,268 |
| Provision for loan and lease losses | $15,000 | 8,110 |
| Total noninterest income | $432,000 | 5,462 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $278,000 | 4,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 5,614 |
| Total noninterest expense | $1,542,000 | 6,685 |
| Salaries and employee benefits | $816,000 | 6,698 |
| Premises and equipment expense | $235,000 | 6,280 |
| Additional noninterest expense | $491,000 | 6,578 |
| Pre-tax net operating income | $697,000 | 6,986 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $253,000 | 6,233 |
| Income before extraordinary items | $444,000 | 7,351 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $444,000 | 7,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,380 |
| Cash dividends | $17,000 | 7,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $444,000 | 7,301 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,112,000 | 7,864 |
| Total interest expense | $1,361,000 | 7,933 |
| Net interest income | $1,751,000 | 7,662 |
| Provision for loan and lease losses | $38,000 | 7,073 |
| Total noninterest income | $316,000 | 6,758 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 5,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 7,088 |
| Total noninterest expense | $1,412,000 | 7,359 |
| Salaries and employee benefits | $758,000 | 7,216 |
| Premises and equipment expense | $235,000 | 6,465 |
| Additional noninterest expense | $419,000 | 7,721 |
| Pre-tax net operating income | $617,000 | 7,327 |
| Securities gains (losses) | $-4,000 | 9,823 |
| Applicable income taxes | $240,000 | 6,578 |
| Income before extraordinary items | $373,000 | 7,839 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $373,000 | 7,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,815 |
| Cash dividends | $117,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $375,560 | 7,759 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,923,000 | 8,328 |
| Total interest expense | $1,239,000 | 8,462 |
| Net interest income | $1,684,000 | 8,061 |
| Provision for loan and lease losses | $11,000 | 8,279 |
| Total noninterest income | $300,000 | 7,078 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 5,909 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 6,865 |
| Total noninterest expense | $1,351,000 | 7,730 |
| Salaries and employee benefits | $664,000 | 7,965 |
| Premises and equipment expense | $245,000 | 6,430 |
| Additional noninterest expense | $442,000 | 7,772 |
| Pre-tax net operating income | $622,000 | 7,756 |
| Securities gains (losses) | $-57,000 | 11,246 |
| Applicable income taxes | $219,000 | 7,114 |
| Income before extraordinary items | $346,000 | 8,518 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $346,000 | 8,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,638 |
| Cash dividends | $105,000 | 6,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $382,480 | 8,204 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,421,000 | 9,054 |
| Total interest expense | $1,036,000 | 8,531 |
| Net interest income | $1,385,000 | 9,202 |
| Provision for loan and lease losses | $4,000 | 8,908 |
| Total noninterest income | $283,000 | 7,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 6,386 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 7,224 |
| Total noninterest expense | $1,349,000 | 8,084 |
| Salaries and employee benefits | $666,000 | 8,148 |
| Premises and equipment expense | $191,000 | 7,628 |
| Additional noninterest expense | $492,000 | 7,927 |
| Pre-tax net operating income | $315,000 | 10,022 |
| Securities gains (losses) | $126,000 | 680 |
| Applicable income taxes | $119,000 | 8,946 |
| Income before extraordinary items | $322,000 | 8,914 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $322,000 | 8,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $48,000 | 8,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $230,020 | 9,986 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,311,000 | 9,550 |
| Total interest expense | $1,068,000 | 8,809 |
| Net interest income | $1,243,000 | 9,927 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $294,000 | 7,763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,967 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 6,809 |
| Total noninterest expense | $1,262,000 | 8,648 |
| Salaries and employee benefits | $651,000 | 8,382 |
| Premises and equipment expense | $151,000 | 8,878 |
| Additional noninterest expense | $460,000 | 8,616 |
| Pre-tax net operating income | $275,000 | 10,432 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $23,000 | 11,542 |
| Income before extraordinary items | $252,000 | 10,017 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $252,000 | 10,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 11,292 |
| Cash dividends | $58,000 | 7,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $252,000 | 9,769 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,618,000 | 9,687 |
| Total interest expense | $1,338,000 | 9,091 |
| Net interest income | $1,280,000 | 10,029 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $266,000 | 8,237 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 6,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 7,695 |
| Total noninterest expense | $1,287,000 | 8,707 |
| Salaries and employee benefits | $686,000 | 8,102 |
| Premises and equipment expense | $151,000 | 9,075 |
| Additional noninterest expense | $450,000 | 8,966 |
| Pre-tax net operating income | $259,000 | 10,523 |
| Securities gains (losses) | $35,000 | 4,733 |
| Applicable income taxes | $33,000 | 11,726 |
| Income before extraordinary items | $261,000 | 9,764 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $261,000 | 9,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $47,000 | 7,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $229,850 | 9,830 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.