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Mayflower Federal Savings Bank, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$4,187,0006,692
Total interest expense$2,538,0005,453
Net interest income$1,649,0007,904
Provision for loan and lease losses$09,041
Total noninterest income$110,0009,702
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$110,0006,864
Total noninterest expense$1,524,0007,041
Salaries and employee benefits$539,0008,580
Premises and equipment expense$126,0008,634
Additional noninterest expense$859,0004,920
Pre-tax net operating income$235,0009,578
Securities gains (losses)$27,0001,767
Applicable income taxes$162,0007,700
Income before extraordinary items$100,00010,222
Extraordinary gains, net$053
Net income$100,00010,222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0006,149
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$82,72010,334
1995-12-31 (YTD Data)Rank
Total interest income$3,914,0007,094
Total interest expense$2,392,0005,751
Net interest income$1,522,0008,472
Provision for loan and lease losses$20,0007,637
Total noninterest income$85,00010,621
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$010,339
Trading account gains and feesNANA
Additional Noninterest Income$85,0007,757
Total noninterest expense$1,003,0008,941
Salaries and employee benefits$474,0009,326
Premises and equipment expense$56,00010,906
Additional noninterest expense$473,0007,491
Pre-tax net operating income$584,0007,962
Securities gains (losses)$03,831
Applicable income taxes$200,0007,408
Income before extraordinary items$384,0008,207
Extraordinary gains, net$065
Net income$384,0008,207
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0007,680
Cash dividends$350,0004,167
Sale, conversion, retirement of capital stock, net$0809
Net operating income$384,0008,180
1994-12-31 (YTD Data)Rank
Total interest income$3,764,0006,985
Total interest expense$1,980,0005,654
Net interest income$1,784,0008,080
Provision for loan and lease losses$95,0004,682
Total noninterest income$92,00010,935
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$92,0007,774
Total noninterest expense$1,090,0009,021
Salaries and employee benefits$543,0009,019
Premises and equipment expense$113,0009,600
Additional noninterest expense$434,0008,489
Pre-tax net operating income$691,0007,450
Securities gains (losses)$11,0002,158
Applicable income taxes$231,0006,821
Income before extraordinary items$471,0007,534
Extraordinary gains, net$0249
Net income$471,0007,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,00010,731
Cash dividends$500,0003,161
Sale, conversion, retirement of capital stock, net$34,000953
Net operating income$463,6307,638
1993-12-31 (YTD Data)Rank
Total interest income$4,192,0006,647
Total interest expense$2,093,0005,625
Net interest income$2,099,0007,427
Provision for loan and lease losses$120,0005,200
Total noninterest income$85,00011,694
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$85,0008,419
Total noninterest expense$1,035,0009,581
Salaries and employee benefits$522,0009,445
Premises and equipment expense$124,0009,663
Additional noninterest expense$389,0009,379
Pre-tax net operating income$1,029,0005,785
Securities gains (losses)$19,0004,737
Applicable income taxes$368,0005,316
Income before extraordinary items$680,0006,238
Extraordinary gains, net$03,149
Net income$680,0006,413
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0006,359
Cash dividends$1,123,0001,590
Sale, conversion, retirement of capital stock, net$103,000880
Net operating income$667,6506,074
1992-12-31 (YTD Data)Rank
Total interest income$4,773,0006,598
Total interest expense$2,649,0005,720
Net interest income$2,124,0007,435
Provision for loan and lease losses$75,0008,067
Total noninterest income$58,00012,909
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$58,0009,916
Total noninterest expense$1,050,0009,746
Salaries and employee benefits$491,0009,868
Premises and equipment expense$118,00010,101
Additional noninterest expense$441,0009,086
Pre-tax net operating income$1,057,0005,411
Securities gains (losses)$08,369
Applicable income taxes$346,0005,403
Income before extraordinary items$711,0005,846
Extraordinary gains, net$01,422
Net income$711,0005,912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0005,216
Cash dividends$193,0005,200
Sale, conversion, retirement of capital stock, net$82,000863
Net operating income$711,0005,517

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.