Home > Mayflower Co-operative Bank > Income and Expense
Mayflower Co-operative Bank, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,301,000 | 2,853 |
| Total interest expense | $634,000 | 3,403 |
| Net interest income | $5,667,000 | 2,752 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,128,000 | 2,635 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $290,000 | 2,897 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $838,000 | 2,291 |
| Total noninterest expense | $6,314,000 | 2,245 |
| Salaries and employee benefits | $3,303,000 | 2,291 |
| Premises and equipment expense | $757,000 | 2,259 |
| Additional noninterest expense | $2,254,000 | 2,076 |
| Pre-tax net operating income | $481,000 | 4,817 |
| Securities gains (losses) | $88,000 | 1,306 |
| Applicable income taxes | $198,000 | 2,798 |
| Income before extraordinary items | $371,000 | 5,026 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $371,000 | 5,028 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $371,000 | 5,029 |
| Net charge-offs | $-6,000 | 6,008 |
| Cash dividends | $272,000 | 2,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $313,800 | 5,123 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,315,000 | 2,785 |
| Total interest expense | $438,000 | 3,389 |
| Net interest income | $3,877,000 | 2,673 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $855,000 | 2,457 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $190,000 | 2,893 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $665,000 | 2,092 |
| Total noninterest expense | $4,190,000 | 2,265 |
| Salaries and employee benefits | $2,199,000 | 2,303 |
| Premises and equipment expense | $519,000 | 2,204 |
| Additional noninterest expense | $1,472,000 | 2,108 |
| Pre-tax net operating income | $542,000 | 4,004 |
| Securities gains (losses) | $88,000 | 1,186 |
| Applicable income taxes | $238,000 | 2,267 |
| Income before extraordinary items | $392,000 | 4,351 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $392,000 | 4,353 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $392,000 | 4,354 |
| Net charge-offs | $-5,000 | 5,951 |
| Cash dividends | $236,000 | 2,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $335,680 | 4,479 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,158,000 | 2,803 |
| Total interest expense | $227,000 | 3,387 |
| Net interest income | $1,931,000 | 2,692 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $435,000 | 2,443 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $94,000 | 2,904 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $341,000 | 2,048 |
| Total noninterest expense | $1,995,000 | 2,372 |
| Salaries and employee benefits | $1,079,000 | 2,354 |
| Premises and equipment expense | $263,000 | 2,216 |
| Additional noninterest expense | $653,000 | 2,361 |
| Pre-tax net operating income | $371,000 | 3,422 |
| Securities gains (losses) | $87,000 | 725 |
| Applicable income taxes | $160,000 | 1,935 |
| Income before extraordinary items | $298,000 | 3,576 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $298,000 | 3,577 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $298,000 | 3,578 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $123,000 | 1,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $241,450 | 3,859 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,397,000 | 2,718 |
| Total interest expense | $1,109,000 | 3,361 |
| Net interest income | $8,288,000 | 2,593 |
| Provision for loan and lease losses | $119,000 | 4,527 |
| Total noninterest income | $1,866,000 | 2,293 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $451,000 | 2,697 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,415,000 | 1,925 |
| Total noninterest expense | $8,051,000 | 2,339 |
| Salaries and employee benefits | $4,368,000 | 2,265 |
| Premises and equipment expense | $1,004,000 | 2,273 |
| Additional noninterest expense | $2,679,000 | 2,418 |
| Pre-tax net operating income | $1,984,000 | 2,823 |
| Securities gains (losses) | $331,000 | 1,278 |
| Applicable income taxes | $806,000 | 1,686 |
| Income before extraordinary items | $1,509,000 | 3,115 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,509,000 | 3,114 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,509,000 | 3,114 |
| Net charge-offs | $81,000 | 4,582 |
| Cash dividends | $483,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,293,850 | 3,254 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,125,000 | 2,752 |
| Total interest expense | $862,000 | 3,399 |
| Net interest income | $6,263,000 | 2,614 |
| Provision for loan and lease losses | $109,000 | 4,276 |
| Total noninterest income | $1,359,000 | 2,332 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $341,000 | 2,701 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,018,000 | 1,980 |
| Total noninterest expense | $6,039,000 | 2,344 |
| Salaries and employee benefits | $3,276,000 | 2,267 |
| Premises and equipment expense | $756,000 | 2,292 |
| Additional noninterest expense | $2,007,000 | 2,412 |
| Pre-tax net operating income | $1,474,000 | 2,920 |
| Securities gains (losses) | $194,000 | 1,456 |
| Applicable income taxes | $567,000 | 1,804 |
| Income before extraordinary items | $1,101,000 | 3,246 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,101,000 | 3,248 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,101,000 | 3,247 |
| Net charge-offs | $83,000 | 4,144 |
| Cash dividends | $429,000 | 2,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $972,960 | 3,326 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,807,000 | 2,733 |
| Total interest expense | $594,000 | 3,427 |
| Net interest income | $4,213,000 | 2,585 |
| Provision for loan and lease losses | $89,000 | 4,051 |
| Total noninterest income | $845,000 | 2,414 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $232,000 | 2,652 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $613,000 | 2,074 |
| Total noninterest expense | $4,005,000 | 2,361 |
| Salaries and employee benefits | $2,193,000 | 2,264 |
| Premises and equipment expense | $517,000 | 2,225 |
| Additional noninterest expense | $1,295,000 | 2,497 |
| Pre-tax net operating income | $964,000 | 2,918 |
| Securities gains (losses) | $124,000 | 1,445 |
| Applicable income taxes | $362,000 | 1,835 |
| Income before extraordinary items | $726,000 | 3,261 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $726,000 | 3,260 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $726,000 | 3,262 |
| Net charge-offs | $28,000 | 4,441 |
| Cash dividends | $305,000 | 2,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $642,920 | 3,323 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,417,000 | 2,747 |
| Total interest expense | $307,000 | 3,461 |
| Net interest income | $2,110,000 | 2,588 |
| Provision for loan and lease losses | $79,000 | 3,154 |
| Total noninterest income | $383,000 | 2,545 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $117,000 | 2,591 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $266,000 | 2,252 |
| Total noninterest expense | $1,977,000 | 2,391 |
| Salaries and employee benefits | $1,092,000 | 2,278 |
| Premises and equipment expense | $250,000 | 2,295 |
| Additional noninterest expense | $635,000 | 2,509 |
| Pre-tax net operating income | $437,000 | 3,155 |
| Securities gains (losses) | $75,000 | 1,037 |
| Applicable income taxes | $177,000 | 1,870 |
| Income before extraordinary items | $335,000 | 3,431 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $335,000 | 3,434 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $335,000 | 3,434 |
| Net charge-offs | $30,000 | 3,422 |
| Cash dividends | $130,000 | 1,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $286,250 | 3,559 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,051,000 | 2,747 |
| Total interest expense | $1,567,000 | 3,340 |
| Net interest income | $8,484,000 | 2,578 |
| Provision for loan and lease losses | $214,000 | 4,560 |
| Total noninterest income | $1,432,000 | 2,523 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $496,000 | 2,593 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $936,000 | 2,231 |
| Total noninterest expense | $8,120,000 | 2,337 |
| Salaries and employee benefits | $4,297,000 | 2,258 |
| Premises and equipment expense | $1,063,000 | 2,285 |
| Additional noninterest expense | $2,760,000 | 2,376 |
| Pre-tax net operating income | $1,582,000 | 2,941 |
| Securities gains (losses) | $366,000 | 991 |
| Applicable income taxes | $656,000 | 1,749 |
| Income before extraordinary items | $1,292,000 | 3,076 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,292,000 | 3,078 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,292,000 | 3,078 |
| Net charge-offs | $317,000 | 3,736 |
| Cash dividends | $630,000 | 2,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,050,440 | 3,341 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,603,000 | 2,752 |
| Total interest expense | $1,224,000 | 3,354 |
| Net interest income | $6,379,000 | 2,591 |
| Provision for loan and lease losses | $172,000 | 4,357 |
| Total noninterest income | $1,056,000 | 2,536 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $360,000 | 2,675 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $696,000 | 2,226 |
| Total noninterest expense | $6,092,000 | 2,349 |
| Salaries and employee benefits | $3,242,000 | 2,238 |
| Premises and equipment expense | $801,000 | 2,307 |
| Additional noninterest expense | $2,049,000 | 2,403 |
| Pre-tax net operating income | $1,171,000 | 3,038 |
| Securities gains (losses) | $220,000 | 1,140 |
| Applicable income taxes | $461,000 | 1,797 |
| Income before extraordinary items | $930,000 | 3,221 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $930,000 | 3,222 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $930,000 | 3,221 |
| Net charge-offs | $255,000 | 3,420 |
| Cash dividends | $470,000 | 1,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $782,600 | 3,437 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,105,000 | 2,758 |
| Total interest expense | $847,000 | 3,365 |
| Net interest income | $4,258,000 | 2,588 |
| Provision for loan and lease losses | $75,000 | 4,696 |
| Total noninterest income | $709,000 | 2,522 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $235,000 | 2,693 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $474,000 | 2,181 |
| Total noninterest expense | $4,062,000 | 2,368 |
| Salaries and employee benefits | $2,148,000 | 2,262 |
| Premises and equipment expense | $549,000 | 2,251 |
| Additional noninterest expense | $1,365,000 | 2,447 |
| Pre-tax net operating income | $830,000 | 2,867 |
| Securities gains (losses) | $167,000 | 821 |
| Applicable income taxes | $346,000 | 1,652 |
| Income before extraordinary items | $651,000 | 3,039 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $651,000 | 3,042 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $651,000 | 3,042 |
| Net charge-offs | $175,000 | 3,253 |
| Cash dividends | $320,000 | 1,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $542,450 | 3,317 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,566,000 | 2,767 |
| Total interest expense | $430,000 | 3,430 |
| Net interest income | $2,136,000 | 2,571 |
| Provision for loan and lease losses | $20,000 | 4,994 |
| Total noninterest income | $315,000 | 2,751 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $111,000 | 2,768 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $204,000 | 2,443 |
| Total noninterest expense | $2,061,000 | 2,364 |
| Salaries and employee benefits | $1,070,000 | 2,289 |
| Premises and equipment expense | $292,000 | 2,191 |
| Additional noninterest expense | $699,000 | 2,378 |
| Pre-tax net operating income | $370,000 | 3,125 |
| Securities gains (losses) | $87,000 | 574 |
| Applicable income taxes | $155,000 | 1,763 |
| Income before extraordinary items | $302,000 | 3,220 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $302,000 | 3,217 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $302,000 | 3,219 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $160,000 | 1,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $244,580 | 3,574 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,748,000 | 2,766 |
| Total interest expense | $2,134,000 | 3,401 |
| Net interest income | $8,614,000 | 2,551 |
| Provision for loan and lease losses | $351,000 | 4,633 |
| Total noninterest income | $1,607,000 | 2,424 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $532,000 | 2,529 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,075,000 | 2,094 |
| Total noninterest expense | $8,090,000 | 2,391 |
| Salaries and employee benefits | $4,174,000 | 2,305 |
| Premises and equipment expense | $1,090,000 | 2,299 |
| Additional noninterest expense | $2,826,000 | 2,397 |
| Pre-tax net operating income | $1,780,000 | 2,452 |
| Securities gains (losses) | $254,000 | 1,402 |
| Applicable income taxes | $755,000 | 1,479 |
| Income before extraordinary items | $1,279,000 | 2,789 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,279,000 | 2,786 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,279,000 | 2,791 |
| Net charge-offs | $271,000 | 4,433 |
| Cash dividends | $514,000 | 2,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,116,440 | 2,911 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,131,000 | 2,809 |
| Total interest expense | $1,661,000 | 3,422 |
| Net interest income | $6,470,000 | 2,578 |
| Provision for loan and lease losses | $275,000 | 4,429 |
| Total noninterest income | $1,254,000 | 2,363 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $400,000 | 2,586 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $854,000 | 1,994 |
| Total noninterest expense | $6,057,000 | 2,396 |
| Salaries and employee benefits | $3,127,000 | 2,326 |
| Premises and equipment expense | $825,000 | 2,331 |
| Additional noninterest expense | $2,105,000 | 2,375 |
| Pre-tax net operating income | $1,392,000 | 2,527 |
| Securities gains (losses) | $154,000 | 1,578 |
| Applicable income taxes | $587,000 | 1,493 |
| Income before extraordinary items | $959,000 | 2,963 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $959,000 | 2,959 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $959,000 | 2,962 |
| Net charge-offs | $229,000 | 4,063 |
| Cash dividends | $389,000 | 2,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $860,440 | 3,039 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,444,000 | 2,822 |
| Total interest expense | $1,145,000 | 3,426 |
| Net interest income | $4,299,000 | 2,577 |
| Provision for loan and lease losses | $215,000 | 4,117 |
| Total noninterest income | $791,000 | 2,394 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $277,000 | 2,516 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $514,000 | 2,057 |
| Total noninterest expense | $4,033,000 | 2,408 |
| Salaries and employee benefits | $2,065,000 | 2,367 |
| Premises and equipment expense | $562,000 | 2,292 |
| Additional noninterest expense | $1,406,000 | 2,380 |
| Pre-tax net operating income | $842,000 | 2,698 |
| Securities gains (losses) | $141,000 | 1,175 |
| Applicable income taxes | $380,000 | 1,487 |
| Income before extraordinary items | $603,000 | 3,056 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $603,000 | 3,051 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $603,000 | 3,054 |
| Net charge-offs | $230,000 | 3,378 |
| Cash dividends | $264,000 | 2,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $512,760 | 3,259 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,664,000 | 2,931 |
| Total interest expense | $597,000 | 3,445 |
| Net interest income | $2,067,000 | 2,700 |
| Provision for loan and lease losses | $75,000 | 4,293 |
| Total noninterest income | $361,000 | 2,539 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $135,000 | 2,545 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $226,000 | 2,216 |
| Total noninterest expense | $1,984,000 | 2,464 |
| Salaries and employee benefits | $1,019,000 | 2,429 |
| Premises and equipment expense | $286,000 | 2,303 |
| Additional noninterest expense | $679,000 | 2,438 |
| Pre-tax net operating income | $369,000 | 2,974 |
| Securities gains (losses) | $71,000 | 958 |
| Applicable income taxes | $90,000 | 2,221 |
| Income before extraordinary items | $350,000 | 2,821 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $350,000 | 2,818 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $350,000 | 2,821 |
| Net charge-offs | $212,000 | 2,363 |
| Cash dividends | $139,000 | 1,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $293,200 | 3,066 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,770,000 | 2,809 |
| Total interest expense | $4,126,000 | 2,664 |
| Net interest income | $7,644,000 | 2,836 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $1,829,000 | 2,251 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $531,000 | 2,761 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,298,000 | 1,817 |
| Total noninterest expense | $7,890,000 | 2,497 |
| Salaries and employee benefits | $3,873,000 | 2,518 |
| Premises and equipment expense | $1,092,000 | 2,394 |
| Additional noninterest expense | $2,925,000 | 2,406 |
| Pre-tax net operating income | $1,583,000 | 2,279 |
| Securities gains (losses) | $159,000 | 1,745 |
| Applicable income taxes | $514,000 | 1,537 |
| Income before extraordinary items | $1,228,000 | 2,434 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,228,000 | 2,432 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,228,000 | 2,433 |
| Net charge-offs | $186,000 | 5,097 |
| Cash dividends | $708,000 | 2,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,116,700 | 2,543 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,938,000 | 2,816 |
| Total interest expense | $3,316,000 | 2,629 |
| Net interest income | $5,622,000 | 2,884 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $1,441,000 | 2,227 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $383,000 | 2,849 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,058,000 | 1,755 |
| Total noninterest expense | $5,947,000 | 2,484 |
| Salaries and employee benefits | $2,877,000 | 2,559 |
| Premises and equipment expense | $828,000 | 2,401 |
| Additional noninterest expense | $2,242,000 | 2,324 |
| Pre-tax net operating income | $1,116,000 | 2,546 |
| Securities gains (losses) | $108,000 | 1,771 |
| Applicable income taxes | $370,000 | 1,713 |
| Income before extraordinary items | $854,000 | 2,756 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $854,000 | 2,753 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $854,000 | 2,756 |
| Net charge-offs | $113,000 | 4,947 |
| Cash dividends | $584,000 | 1,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $778,400 | 2,849 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,015,000 | 2,818 |
| Total interest expense | $2,304,000 | 2,637 |
| Net interest income | $3,711,000 | 2,899 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $1,039,000 | 2,113 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $246,000 | 2,898 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $793,000 | 1,655 |
| Total noninterest expense | $3,893,000 | 2,561 |
| Salaries and employee benefits | $1,870,000 | 2,666 |
| Premises and equipment expense | $555,000 | 2,417 |
| Additional noninterest expense | $1,468,000 | 2,381 |
| Pre-tax net operating income | $857,000 | 2,388 |
| Securities gains (losses) | $4,000 | 2,814 |
| Applicable income taxes | $278,000 | 1,622 |
| Income before extraordinary items | $583,000 | 2,817 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $583,000 | 2,815 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $583,000 | 2,817 |
| Net charge-offs | $92,000 | 4,336 |
| Cash dividends | $434,000 | 1,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $580,280 | 2,723 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,029,000 | 2,838 |
| Total interest expense | $1,207,000 | 2,619 |
| Net interest income | $1,822,000 | 2,949 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $544,000 | 2,011 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $118,000 | 2,924 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $426,000 | 1,551 |
| Total noninterest expense | $1,906,000 | 2,538 |
| Salaries and employee benefits | $922,000 | 2,742 |
| Premises and equipment expense | $280,000 | 2,442 |
| Additional noninterest expense | $704,000 | 2,221 |
| Pre-tax net operating income | $460,000 | 2,524 |
| Securities gains (losses) | $1,000 | 2,304 |
| Applicable income taxes | $150,000 | 1,741 |
| Income before extraordinary items | $311,000 | 3,062 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $311,000 | 3,063 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $311,000 | 3,063 |
| Net charge-offs | $-2,000 | 7,404 |
| Cash dividends | $209,000 | 1,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $310,330 | 2,920 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,828,000 | 2,855 |
| Total interest expense | $5,598,000 | 2,678 |
| Net interest income | $7,230,000 | 2,956 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $1,452,000 | 2,691 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $560,000 | 2,780 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $892,000 | 2,302 |
| Total noninterest expense | $7,099,000 | 2,653 |
| Salaries and employee benefits | $3,613,000 | 2,745 |
| Premises and equipment expense | $1,058,000 | 2,501 |
| Additional noninterest expense | $2,428,000 | 2,412 |
| Pre-tax net operating income | $1,583,000 | 2,920 |
| Securities gains (losses) | $-1,840,000 | 7,868 |
| Applicable income taxes | $-272,000 | 7,299 |
| Income before extraordinary items | $15,000 | 6,170 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $15,000 | 6,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $838,000 | 2,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,192,600 | 3,071 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,683,000 | 2,897 |
| Total interest expense | $4,365,000 | 2,680 |
| Net interest income | $5,318,000 | 3,040 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $1,025,000 | 2,864 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $413,000 | 2,825 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $612,000 | 2,505 |
| Total noninterest expense | $5,217,000 | 2,681 |
| Salaries and employee benefits | $2,706,000 | 2,771 |
| Premises and equipment expense | $798,000 | 2,501 |
| Additional noninterest expense | $1,713,000 | 2,477 |
| Pre-tax net operating income | $1,126,000 | 3,447 |
| Securities gains (losses) | $-1,840,000 | 8,038 |
| Applicable income taxes | $229,000 | 2,766 |
| Income before extraordinary items | $-943,000 | 7,475 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-943,000 | 7,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $628,000 | 2,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $897,000 | 3,457 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,470,000 | 2,936 |
| Total interest expense | $3,035,000 | 2,682 |
| Net interest income | $3,435,000 | 3,111 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $682,000 | 2,896 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $261,000 | 2,910 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $421,000 | 2,507 |
| Total noninterest expense | $3,468,000 | 2,697 |
| Salaries and employee benefits | $1,782,000 | 2,837 |
| Premises and equipment expense | $536,000 | 2,487 |
| Additional noninterest expense | $1,150,000 | 2,432 |
| Pre-tax net operating income | $649,000 | 3,844 |
| Securities gains (losses) | $77,000 | 1,145 |
| Applicable income taxes | $189,000 | 2,760 |
| Income before extraordinary items | $537,000 | 3,874 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $537,000 | 3,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,853 |
| Cash dividends | $420,000 | 2,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $480,020 | 4,043 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,266,000 | 2,982 |
| Total interest expense | $1,599,000 | 2,723 |
| Net interest income | $1,667,000 | 3,201 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $385,000 | 2,672 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $130,000 | 2,892 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $255,000 | 2,192 |
| Total noninterest expense | $1,718,000 | 2,716 |
| Salaries and employee benefits | $891,000 | 2,858 |
| Premises and equipment expense | $276,000 | 2,446 |
| Additional noninterest expense | $551,000 | 2,492 |
| Pre-tax net operating income | $334,000 | 3,916 |
| Securities gains (losses) | $28,000 | 1,404 |
| Applicable income taxes | $100,000 | 2,803 |
| Income before extraordinary items | $262,000 | 4,104 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $262,000 | 4,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,393 |
| Cash dividends | $211,000 | 2,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $241,840 | 4,163 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,723,000 | 2,906 |
| Total interest expense | $6,716,000 | 2,724 |
| Net interest income | $7,007,000 | 3,101 |
| Provision for loan and lease losses | $40,000 | 5,854 |
| Total noninterest income | $1,249,000 | 3,058 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $531,000 | 2,917 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $718,000 | 2,723 |
| Total noninterest expense | $6,691,000 | 2,698 |
| Salaries and employee benefits | $3,624,000 | 2,715 |
| Premises and equipment expense | $1,026,000 | 2,515 |
| Additional noninterest expense | $2,041,000 | 2,624 |
| Pre-tax net operating income | $1,525,000 | 3,877 |
| Securities gains (losses) | $18,000 | 1,138 |
| Applicable income taxes | $478,000 | 2,797 |
| Income before extraordinary items | $1,065,000 | 4,173 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,065,000 | 4,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 2,312 |
| Cash dividends | $839,000 | 2,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,052,580 | 4,186 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,323,000 | 2,906 |
| Total interest expense | $5,004,000 | 2,741 |
| Net interest income | $5,319,000 | 3,067 |
| Provision for loan and lease losses | $40,000 | 5,310 |
| Total noninterest income | $895,000 | 3,146 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $391,000 | 2,951 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $504,000 | 2,826 |
| Total noninterest expense | $4,988,000 | 2,692 |
| Salaries and employee benefits | $2,723,000 | 2,705 |
| Premises and equipment expense | $773,000 | 2,489 |
| Additional noninterest expense | $1,492,000 | 2,632 |
| Pre-tax net operating income | $1,186,000 | 3,972 |
| Securities gains (losses) | $16,000 | 875 |
| Applicable income taxes | $381,000 | 2,862 |
| Income before extraordinary items | $821,000 | 4,295 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $821,000 | 4,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,597 |
| Cash dividends | $628,000 | 2,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $810,120 | 4,311 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,836,000 | 2,949 |
| Total interest expense | $3,278,000 | 2,779 |
| Net interest income | $3,558,000 | 3,079 |
| Provision for loan and lease losses | $40,000 | 4,625 |
| Total noninterest income | $581,000 | 3,224 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $261,000 | 2,947 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $320,000 | 2,916 |
| Total noninterest expense | $3,286,000 | 2,745 |
| Salaries and employee benefits | $1,811,000 | 2,744 |
| Premises and equipment expense | $520,000 | 2,485 |
| Additional noninterest expense | $955,000 | 2,736 |
| Pre-tax net operating income | $813,000 | 3,987 |
| Securities gains (losses) | $16,000 | 755 |
| Applicable income taxes | $269,000 | 2,874 |
| Income before extraordinary items | $560,000 | 4,308 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $560,000 | 4,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $419,000 | 2,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $549,120 | 4,342 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,397,000 | 2,951 |
| Total interest expense | $1,638,000 | 2,761 |
| Net interest income | $1,759,000 | 3,105 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $272,000 | 3,336 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $122,000 | 3,030 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $150,000 | 3,022 |
| Total noninterest expense | $1,609,000 | 2,799 |
| Salaries and employee benefits | $937,000 | 2,696 |
| Premises and equipment expense | $256,000 | 2,532 |
| Additional noninterest expense | $416,000 | 3,066 |
| Pre-tax net operating income | $392,000 | 4,038 |
| Securities gains (losses) | $15,000 | 615 |
| Applicable income taxes | $133,000 | 2,900 |
| Income before extraordinary items | $274,000 | 4,364 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $274,000 | 4,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $209,000 | 2,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $263,950 | 4,437 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,363,000 | 2,816 |
| Total interest expense | $5,791,000 | 2,667 |
| Net interest income | $7,572,000 | 2,895 |
| Provision for loan and lease losses | $-20,000 | 8,337 |
| Total noninterest income | $1,136,000 | 3,252 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $508,000 | 3,023 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $628,000 | 2,932 |
| Total noninterest expense | $6,810,000 | 2,578 |
| Salaries and employee benefits | $3,459,000 | 2,756 |
| Premises and equipment expense | $926,000 | 2,653 |
| Additional noninterest expense | $2,425,000 | 2,161 |
| Pre-tax net operating income | $1,918,000 | 3,735 |
| Securities gains (losses) | $78,000 | 587 |
| Applicable income taxes | $713,000 | 2,643 |
| Income before extraordinary items | $1,283,000 | 4,142 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,283,000 | 4,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,089 |
| Cash dividends | $833,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $128,000 | 846 |
| Net operating income | $1,233,080 | 4,203 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,948,000 | 2,802 |
| Total interest expense | $4,188,000 | 2,670 |
| Net interest income | $5,760,000 | 2,885 |
| Provision for loan and lease losses | $-50,000 | 8,524 |
| Total noninterest income | $807,000 | 3,381 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $372,000 | 3,085 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $435,000 | 3,076 |
| Total noninterest expense | $5,120,000 | 2,570 |
| Salaries and employee benefits | $2,593,000 | 2,756 |
| Premises and equipment expense | $701,000 | 2,638 |
| Additional noninterest expense | $1,826,000 | 2,138 |
| Pre-tax net operating income | $1,497,000 | 3,789 |
| Securities gains (losses) | $77,000 | 483 |
| Applicable income taxes | $572,000 | 2,668 |
| Income before extraordinary items | $1,002,000 | 4,156 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,002,000 | 4,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,412 |
| Cash dividends | $624,000 | 2,600 |
| Sale, conversion, retirement of capital stock, net | $128,000 | 668 |
| Net operating income | $952,720 | 4,271 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,559,000 | 2,799 |
| Total interest expense | $2,641,000 | 2,693 |
| Net interest income | $3,918,000 | 2,830 |
| Provision for loan and lease losses | $50,000 | 4,407 |
| Total noninterest income | $523,000 | 3,427 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $241,000 | 3,143 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $282,000 | 3,125 |
| Total noninterest expense | $3,340,000 | 2,625 |
| Salaries and employee benefits | $1,718,000 | 2,777 |
| Premises and equipment expense | $481,000 | 2,564 |
| Additional noninterest expense | $1,141,000 | 2,278 |
| Pre-tax net operating income | $1,051,000 | 3,688 |
| Securities gains (losses) | $77,000 | 385 |
| Applicable income taxes | $413,000 | 2,574 |
| Income before extraordinary items | $715,000 | 4,012 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $715,000 | 4,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $414,000 | 2,640 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 580 |
| Net operating income | $665,720 | 4,181 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,215,000 | 2,798 |
| Total interest expense | $1,228,000 | 2,743 |
| Net interest income | $1,987,000 | 2,795 |
| Provision for loan and lease losses | $20,000 | 4,517 |
| Total noninterest income | $244,000 | 3,528 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $111,000 | 3,255 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $133,000 | 3,200 |
| Total noninterest expense | $1,650,000 | 2,665 |
| Salaries and employee benefits | $846,000 | 2,831 |
| Premises and equipment expense | $248,000 | 2,481 |
| Additional noninterest expense | $556,000 | 2,301 |
| Pre-tax net operating income | $561,000 | 3,489 |
| Securities gains (losses) | $77,000 | 286 |
| Applicable income taxes | $234,000 | 2,372 |
| Income before extraordinary items | $404,000 | 3,690 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $404,000 | 3,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $207,000 | 2,347 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 539 |
| Net operating income | $354,720 | 3,975 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,175,000 | 2,678 |
| Total interest expense | $4,150,000 | 2,571 |
| Net interest income | $8,025,000 | 2,691 |
| Provision for loan and lease losses | $68,000 | 5,337 |
| Total noninterest income | $1,172,000 | 3,200 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $482,000 | 3,128 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $690,000 | 2,803 |
| Total noninterest expense | $6,278,000 | 2,637 |
| Salaries and employee benefits | $3,243,000 | 2,770 |
| Premises and equipment expense | $951,000 | 2,478 |
| Additional noninterest expense | $2,084,000 | 2,393 |
| Pre-tax net operating income | $2,851,000 | 2,874 |
| Securities gains (losses) | $-320,000 | 8,665 |
| Applicable income taxes | $942,000 | 2,339 |
| Income before extraordinary items | $1,589,000 | 3,651 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,589,000 | 3,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-66,000 | 8,540 |
| Cash dividends | $827,000 | 2,781 |
| Sale, conversion, retirement of capital stock, net | $129,000 | 692 |
| Net operating income | $1,793,800 | 3,336 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,002,000 | 2,650 |
| Total interest expense | $2,997,000 | 2,538 |
| Net interest income | $6,005,000 | 2,673 |
| Provision for loan and lease losses | $58,000 | 5,018 |
| Total noninterest income | $916,000 | 3,108 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $339,000 | 3,277 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $577,000 | 2,612 |
| Total noninterest expense | $4,673,000 | 2,622 |
| Salaries and employee benefits | $2,420,000 | 2,750 |
| Premises and equipment expense | $732,000 | 2,407 |
| Additional noninterest expense | $1,521,000 | 2,418 |
| Pre-tax net operating income | $2,190,000 | 2,856 |
| Securities gains (losses) | $47,000 | 902 |
| Applicable income taxes | $828,000 | 2,149 |
| Income before extraordinary items | $1,409,000 | 3,286 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,409,000 | 3,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-64,000 | 8,514 |
| Cash dividends | $620,000 | 2,474 |
| Sale, conversion, retirement of capital stock, net | $129,000 | 534 |
| Net operating income | $1,378,920 | 3,306 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,902,000 | 2,637 |
| Total interest expense | $1,900,000 | 2,516 |
| Net interest income | $4,002,000 | 2,653 |
| Provision for loan and lease losses | $28,000 | 5,395 |
| Total noninterest income | $664,000 | 2,886 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $212,000 | 3,367 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $452,000 | 2,346 |
| Total noninterest expense | $3,061,000 | 2,650 |
| Salaries and employee benefits | $1,597,000 | 2,766 |
| Premises and equipment expense | $479,000 | 2,428 |
| Additional noninterest expense | $985,000 | 2,466 |
| Pre-tax net operating income | $1,577,000 | 2,650 |
| Securities gains (losses) | $11,000 | 1,322 |
| Applicable income taxes | $589,000 | 2,039 |
| Income before extraordinary items | $999,000 | 3,101 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $999,000 | 3,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-62,000 | 8,537 |
| Cash dividends | $413,000 | 2,482 |
| Sale, conversion, retirement of capital stock, net | $129,000 | 404 |
| Net operating income | $991,960 | 3,072 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,891,000 | 2,660 |
| Total interest expense | $899,000 | 2,539 |
| Net interest income | $1,992,000 | 2,650 |
| Provision for loan and lease losses | $23,000 | 4,505 |
| Total noninterest income | $287,000 | 3,151 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $101,000 | 3,425 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $186,000 | 2,593 |
| Total noninterest expense | $1,533,000 | 2,650 |
| Salaries and employee benefits | $787,000 | 2,810 |
| Premises and equipment expense | $258,000 | 2,286 |
| Additional noninterest expense | $488,000 | 2,495 |
| Pre-tax net operating income | $723,000 | 2,788 |
| Securities gains (losses) | $11,000 | 981 |
| Applicable income taxes | $260,000 | 2,206 |
| Income before extraordinary items | $474,000 | 3,170 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $474,000 | 3,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $205,000 | 2,160 |
| Sale, conversion, retirement of capital stock, net | $114,000 | 255 |
| Net operating income | $466,850 | 3,176 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,751,000 | 2,642 |
| Total interest expense | $3,240,000 | 2,454 |
| Net interest income | $7,511,000 | 2,691 |
| Provision for loan and lease losses | $90,000 | 5,165 |
| Total noninterest income | $1,144,000 | 3,231 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $431,000 | 3,469 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $713,000 | 2,683 |
| Total noninterest expense | $5,937,000 | 2,683 |
| Salaries and employee benefits | $3,013,000 | 2,828 |
| Premises and equipment expense | $891,000 | 2,547 |
| Additional noninterest expense | $2,033,000 | 2,387 |
| Pre-tax net operating income | $2,628,000 | 2,870 |
| Securities gains (losses) | $179,000 | 888 |
| Applicable income taxes | $1,026,000 | 2,115 |
| Income before extraordinary items | $1,781,000 | 3,207 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,781,000 | 3,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,177 |
| Cash dividends | $822,000 | 2,667 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 715 |
| Net operating income | $1,666,440 | 3,301 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,923,000 | 2,661 |
| Total interest expense | $2,381,000 | 2,464 |
| Net interest income | $5,542,000 | 2,707 |
| Provision for loan and lease losses | $67,000 | 4,990 |
| Total noninterest income | $903,000 | 3,141 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $315,000 | 3,545 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $588,000 | 2,529 |
| Total noninterest expense | $4,415,000 | 2,668 |
| Salaries and employee benefits | $2,239,000 | 2,826 |
| Premises and equipment expense | $670,000 | 2,527 |
| Additional noninterest expense | $1,506,000 | 2,383 |
| Pre-tax net operating income | $1,963,000 | 2,928 |
| Securities gains (losses) | $178,000 | 823 |
| Applicable income taxes | $774,000 | 2,153 |
| Income before extraordinary items | $1,367,000 | 3,212 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,367,000 | 3,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,882 |
| Cash dividends | $616,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 568 |
| Net operating income | $1,253,080 | 3,339 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,211,000 | 2,686 |
| Total interest expense | $1,563,000 | 2,481 |
| Net interest income | $3,648,000 | 2,725 |
| Provision for loan and lease losses | $45,000 | 4,838 |
| Total noninterest income | $595,000 | 3,191 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $210,000 | 3,523 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $385,000 | 2,567 |
| Total noninterest expense | $2,924,000 | 2,684 |
| Salaries and employee benefits | $1,477,000 | 2,872 |
| Premises and equipment expense | $451,000 | 2,496 |
| Additional noninterest expense | $996,000 | 2,391 |
| Pre-tax net operating income | $1,274,000 | 2,970 |
| Securities gains (losses) | $108,000 | 975 |
| Applicable income taxes | $485,000 | 2,254 |
| Income before extraordinary items | $897,000 | 3,232 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $897,000 | 3,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,788 |
| Cash dividends | $411,000 | 2,413 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 452 |
| Net operating income | $826,800 | 3,354 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,551,000 | 2,741 |
| Total interest expense | $779,000 | 2,507 |
| Net interest income | $1,772,000 | 2,809 |
| Provision for loan and lease losses | $23,000 | 4,653 |
| Total noninterest income | $380,000 | 2,622 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $99,000 | 3,616 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $281,000 | 1,967 |
| Total noninterest expense | $1,472,000 | 2,677 |
| Salaries and employee benefits | $738,000 | 2,869 |
| Premises and equipment expense | $228,000 | 2,495 |
| Additional noninterest expense | $506,000 | 2,332 |
| Pre-tax net operating income | $657,000 | 2,849 |
| Securities gains (losses) | $103,000 | 786 |
| Applicable income taxes | $279,000 | 2,031 |
| Income before extraordinary items | $481,000 | 3,040 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $481,000 | 3,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $206,000 | 2,121 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 306 |
| Net operating income | $415,080 | 3,291 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,387,000 | 2,722 |
| Total interest expense | $3,640,000 | 2,421 |
| Net interest income | $6,747,000 | 2,841 |
| Provision for loan and lease losses | $80,000 | 5,625 |
| Total noninterest income | $1,934,000 | 2,375 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $402,000 | 3,636 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,532,000 | 1,793 |
| Total noninterest expense | $5,528,000 | 2,805 |
| Salaries and employee benefits | $2,781,000 | 2,968 |
| Premises and equipment expense | $859,000 | 2,586 |
| Additional noninterest expense | $1,888,000 | 2,532 |
| Pre-tax net operating income | $3,073,000 | 2,450 |
| Securities gains (losses) | $210,000 | 1,312 |
| Applicable income taxes | $1,232,000 | 1,907 |
| Income before extraordinary items | $2,051,000 | 2,809 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,051,000 | 2,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-60,000 | 8,974 |
| Cash dividends | $816,000 | 2,640 |
| Sale, conversion, retirement of capital stock, net | $108,000 | 664 |
| Net operating income | $1,916,600 | 2,834 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,833,000 | 2,745 |
| Total interest expense | $2,792,000 | 2,456 |
| Net interest income | $5,041,000 | 2,878 |
| Provision for loan and lease losses | $58,000 | 5,579 |
| Total noninterest income | $1,652,000 | 2,199 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $298,000 | 3,667 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,354,000 | 1,652 |
| Total noninterest expense | $4,096,000 | 2,835 |
| Salaries and employee benefits | $2,060,000 | 3,006 |
| Premises and equipment expense | $655,000 | 2,564 |
| Additional noninterest expense | $1,381,000 | 2,569 |
| Pre-tax net operating income | $2,539,000 | 2,353 |
| Securities gains (losses) | $-25,000 | 9,033 |
| Applicable income taxes | $939,000 | 1,953 |
| Income before extraordinary items | $1,575,000 | 2,860 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,575,000 | 2,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-58,000 | 8,986 |
| Cash dividends | $611,000 | 2,368 |
| Sale, conversion, retirement of capital stock, net | $108,000 | 505 |
| Net operating income | $1,591,000 | 2,690 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,247,000 | 2,765 |
| Total interest expense | $1,891,000 | 2,506 |
| Net interest income | $3,356,000 | 2,880 |
| Provision for loan and lease losses | $35,000 | 5,611 |
| Total noninterest income | $1,144,000 | 2,132 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $201,000 | 3,607 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $943,000 | 1,579 |
| Total noninterest expense | $2,713,000 | 2,849 |
| Salaries and employee benefits | $1,373,000 | 3,018 |
| Premises and equipment expense | $430,000 | 2,586 |
| Additional noninterest expense | $910,000 | 2,595 |
| Pre-tax net operating income | $1,752,000 | 2,293 |
| Securities gains (losses) | $56,000 | 1,935 |
| Applicable income taxes | $670,000 | 1,880 |
| Income before extraordinary items | $1,138,000 | 2,694 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,138,000 | 2,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,282 |
| Cash dividends | $407,000 | 2,423 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 404 |
| Net operating income | $1,102,160 | 2,606 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,592,000 | 2,816 |
| Total interest expense | $941,000 | 2,568 |
| Net interest income | $1,651,000 | 2,904 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $494,000 | 2,300 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $103,000 | 3,472 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $391,000 | 1,766 |
| Total noninterest expense | $1,354,000 | 2,834 |
| Salaries and employee benefits | $678,000 | 3,032 |
| Premises and equipment expense | $218,000 | 2,563 |
| Additional noninterest expense | $458,000 | 2,528 |
| Pre-tax net operating income | $776,000 | 2,530 |
| Securities gains (losses) | $30,000 | 1,696 |
| Applicable income taxes | $303,000 | 2,040 |
| Income before extraordinary items | $503,000 | 2,933 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $503,000 | 2,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $203,000 | 2,180 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 281 |
| Net operating income | $483,800 | 2,881 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,872,000 | 2,796 |
| Total interest expense | $4,382,000 | 2,541 |
| Net interest income | $6,490,000 | 2,937 |
| Provision for loan and lease losses | $60,000 | 6,444 |
| Total noninterest income | $1,122,000 | 3,213 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $356,000 | 3,822 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $766,000 | 2,567 |
| Total noninterest expense | $5,008,000 | 2,927 |
| Salaries and employee benefits | $2,516,000 | 3,106 |
| Premises and equipment expense | $832,000 | 2,590 |
| Additional noninterest expense | $1,660,000 | 2,719 |
| Pre-tax net operating income | $2,544,000 | 2,845 |
| Securities gains (losses) | $-318,000 | 9,224 |
| Applicable income taxes | $757,000 | 2,695 |
| Income before extraordinary items | $1,469,000 | 3,556 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,469,000 | 3,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,753 |
| Cash dividends | $812,000 | 2,621 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 805 |
| Net operating income | $1,678,880 | 3,111 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,556,000 | 2,936 |
| Total interest expense | $5,744,000 | 2,778 |
| Net interest income | $5,812,000 | 3,023 |
| Provision for loan and lease losses | $52,000 | 6,614 |
| Total noninterest income | $766,000 | 3,980 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $361,000 | 3,682 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $405,000 | 3,503 |
| Total noninterest expense | $4,426,000 | 3,123 |
| Salaries and employee benefits | $2,307,000 | 3,183 |
| Premises and equipment expense | $694,000 | 2,963 |
| Additional noninterest expense | $1,425,000 | 3,001 |
| Pre-tax net operating income | $2,100,000 | 3,061 |
| Securities gains (losses) | $-121,000 | 9,513 |
| Applicable income taxes | $646,000 | 2,831 |
| Income before extraordinary items | $1,333,000 | 3,523 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,333,000 | 3,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,995 |
| Cash dividends | $811,000 | 2,599 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 905 |
| Net operating income | $1,414,070 | 3,275 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,725,000 | 2,951 |
| Total interest expense | $5,611,000 | 2,962 |
| Net interest income | $6,114,000 | 2,885 |
| Provision for loan and lease losses | $27,000 | 7,347 |
| Total noninterest income | $705,000 | 3,978 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $327,000 | 3,797 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $378,000 | 3,482 |
| Total noninterest expense | $4,219,000 | 3,186 |
| Salaries and employee benefits | $2,226,000 | 3,150 |
| Premises and equipment expense | $668,000 | 2,989 |
| Additional noninterest expense | $1,325,000 | 3,126 |
| Pre-tax net operating income | $2,573,000 | 2,699 |
| Securities gains (losses) | $-409,000 | 9,684 |
| Applicable income taxes | $733,000 | 2,686 |
| Income before extraordinary items | $1,431,000 | 3,379 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,431,000 | 3,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,600 |
| Cash dividends | $811,000 | 2,634 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 907 |
| Net operating income | $1,700,940 | 2,919 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,974,000 | 2,941 |
| Total interest expense | $5,372,000 | 2,727 |
| Net interest income | $5,602,000 | 3,093 |
| Provision for loan and lease losses | $56,000 | 6,372 |
| Total noninterest income | $689,000 | 4,030 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $265,000 | 4,356 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $424,000 | 3,284 |
| Total noninterest expense | $3,953,000 | 3,342 |
| Salaries and employee benefits | $2,050,000 | 3,366 |
| Premises and equipment expense | $631,000 | 3,121 |
| Additional noninterest expense | $1,272,000 | 3,271 |
| Pre-tax net operating income | $2,282,000 | 3,006 |
| Securities gains (losses) | $128,000 | 645 |
| Applicable income taxes | $841,000 | 2,533 |
| Income before extraordinary items | $1,569,000 | 3,134 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,569,000 | 3,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,395 |
| Cash dividends | $785,000 | 2,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,485,800 | 3,231 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,130,000 | 3,195 |
| Total interest expense | $5,126,000 | 2,921 |
| Net interest income | $5,004,000 | 3,387 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $680,000 | 4,068 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $266,000 | 4,298 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $414,000 | 3,358 |
| Total noninterest expense | $3,512,000 | 3,601 |
| Salaries and employee benefits | $1,776,000 | 3,712 |
| Premises and equipment expense | $529,000 | 3,533 |
| Additional noninterest expense | $1,207,000 | 3,358 |
| Pre-tax net operating income | $2,112,000 | 3,201 |
| Securities gains (losses) | $340,000 | 695 |
| Applicable income taxes | $947,000 | 2,406 |
| Income before extraordinary items | $1,505,000 | 3,251 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,505,000 | 3,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,174 |
| Cash dividends | $719,000 | 2,807 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 944 |
| Net operating income | $1,287,400 | 3,635 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,432,000 | 3,427 |
| Total interest expense | $4,625,000 | 3,207 |
| Net interest income | $4,807,000 | 3,620 |
| Provision for loan and lease losses | $110,000 | 4,963 |
| Total noninterest income | $553,000 | 4,679 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $256,000 | 4,579 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $297,000 | 3,953 |
| Total noninterest expense | $3,014,000 | 4,084 |
| Salaries and employee benefits | $1,544,000 | 4,156 |
| Premises and equipment expense | $436,000 | 4,147 |
| Additional noninterest expense | $1,034,000 | 3,780 |
| Pre-tax net operating income | $2,236,000 | 3,205 |
| Securities gains (losses) | $54,000 | 1,299 |
| Applicable income taxes | $894,000 | 2,678 |
| Income before extraordinary items | $1,396,000 | 3,579 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,396,000 | 3,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,544 |
| Cash dividends | $572,000 | 3,199 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 781 |
| Net operating income | $1,361,440 | 3,579 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,662,000 | 3,737 |
| Total interest expense | $4,151,000 | 3,582 |
| Net interest income | $4,511,000 | 3,890 |
| Provision for loan and lease losses | $125,000 | 4,497 |
| Total noninterest income | $592,000 | 4,611 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $224,000 | 5,177 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $368,000 | 3,571 |
| Total noninterest expense | $3,155,000 | 4,138 |
| Salaries and employee benefits | $1,681,000 | 3,885 |
| Premises and equipment expense | $429,000 | 4,292 |
| Additional noninterest expense | $1,045,000 | 4,251 |
| Pre-tax net operating income | $1,823,000 | 3,672 |
| Securities gains (losses) | $-25,000 | 10,754 |
| Applicable income taxes | $753,000 | 3,008 |
| Income before extraordinary items | $1,045,000 | 4,316 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,045,000 | 4,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,930 |
| Cash dividends | $390,000 | 3,980 |
| Sale, conversion, retirement of capital stock, net | $99,000 | 664 |
| Net operating income | $1,061,000 | 4,218 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,402,000 | 4,333 |
| Total interest expense | $3,365,000 | 4,307 |
| Net interest income | $4,037,000 | 4,271 |
| Provision for loan and lease losses | $290,000 | 2,346 |
| Total noninterest income | $522,000 | 5,033 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $212,000 | 5,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $310,000 | 3,922 |
| Total noninterest expense | $2,870,000 | 4,448 |
| Salaries and employee benefits | $1,522,000 | 4,229 |
| Premises and equipment expense | $305,000 | 5,563 |
| Additional noninterest expense | $1,043,000 | 4,204 |
| Pre-tax net operating income | $1,399,000 | 4,693 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $571,000 | 3,793 |
| Income before extraordinary items | $828,000 | 5,312 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $828,000 | 5,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,687 |
| Cash dividends | $218,000 | 5,275 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 780 |
| Net operating income | $828,000 | 5,290 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,352,000 | 4,619 |
| Total interest expense | $2,649,000 | 4,408 |
| Net interest income | $3,703,000 | 4,698 |
| Provision for loan and lease losses | $500,000 | 1,533 |
| Total noninterest income | $501,000 | 5,291 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,708 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $293,000 | 4,145 |
| Total noninterest expense | $2,957,000 | 4,477 |
| Salaries and employee benefits | $1,511,000 | 4,253 |
| Premises and equipment expense | $334,000 | 5,248 |
| Additional noninterest expense | $1,112,000 | 4,322 |
| Pre-tax net operating income | $747,000 | 7,143 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $350,000 | 5,275 |
| Income before extraordinary items | $397,000 | 8,222 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $397,000 | 8,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $425,000 | 1,523 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 775 |
| Net operating income | $397,000 | 8,268 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,241,000 | 4,786 |
| Total interest expense | $2,910,000 | 4,226 |
| Net interest income | $3,331,000 | 5,175 |
| Provision for loan and lease losses | $395,000 | 2,491 |
| Total noninterest income | $606,000 | 4,926 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $398,000 | 3,766 |
| Total noninterest expense | $3,011,000 | 4,492 |
| Salaries and employee benefits | $1,483,000 | 4,318 |
| Premises and equipment expense | $339,000 | 5,353 |
| Additional noninterest expense | $1,189,000 | 4,222 |
| Pre-tax net operating income | $531,000 | 8,444 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $254,000 | 6,727 |
| Income before extraordinary items | $277,000 | 9,730 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $277,000 | 9,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,063,000 | 1,103 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $277,000 | 9,471 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,097,000 | 4,779 |
| Total interest expense | $3,793,000 | 4,252 |
| Net interest income | $3,304,000 | 5,274 |
| Provision for loan and lease losses | $2,012,000 | 1,143 |
| Total noninterest income | $496,000 | 5,668 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $181,000 | 6,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $315,000 | 4,301 |
| Total noninterest expense | $3,279,000 | 4,179 |
| Salaries and employee benefits | $1,481,000 | 4,285 |
| Premises and equipment expense | $353,000 | 5,331 |
| Additional noninterest expense | $1,445,000 | 3,712 |
| Pre-tax net operating income | $-1,491,000 | 13,573 |
| Securities gains (losses) | $338,000 | 1,424 |
| Applicable income taxes | $-292,000 | 13,705 |
| Income before extraordinary items | $-861,000 | 13,515 |
| Extraordinary gains, net | $215,000 | 407 |
| Net income | $-646,000 | 13,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,506,000 | 1,185 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-1,114,500 | 13,506 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.