Home > Maxim Bank > Income and Expense
Maxim Bank, Income and Expense
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,278,000 | 1,995 |
| Total interest expense | $1,499,000 | 3,049 |
| Net interest income | $5,779,000 | 1,688 |
| Provision for loan and lease losses | $130,000 | 3,332 |
| Total noninterest income | $2,476,000 | 1,162 |
| Gross Fiduciary activities income | $125,000 | 750 |
| Service charges on deposit accounts | $1,798,000 | 478 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $553,000 | 2,299 |
| Total noninterest expense | $6,396,000 | 1,280 |
| Salaries and employee benefits | $3,338,000 | 1,299 |
| Premises and equipment expense | $895,000 | 1,278 |
| Additional noninterest expense | $2,163,000 | 1,161 |
| Pre-tax net operating income | $1,729,000 | 2,324 |
| Securities gains (losses) | $5,262,000 | 137 |
| Applicable income taxes | $2,169,000 | 725 |
| Income before extraordinary items | $4,822,000 | 717 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,822,000 | 718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,954 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,191,220 | 2,448 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,687,000 | 1,982 |
| Total interest expense | $797,000 | 2,949 |
| Net interest income | $2,890,000 | 1,693 |
| Provision for loan and lease losses | $90,000 | 2,494 |
| Total noninterest income | $1,180,000 | 1,179 |
| Gross Fiduciary activities income | $62,000 | 760 |
| Service charges on deposit accounts | $859,000 | 493 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $259,000 | 2,319 |
| Total noninterest expense | $2,957,000 | 1,364 |
| Salaries and employee benefits | $1,580,000 | 1,370 |
| Premises and equipment expense | $436,000 | 1,322 |
| Additional noninterest expense | $941,000 | 1,291 |
| Pre-tax net operating income | $1,023,000 | 1,994 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $240,000 | 2,389 |
| Income before extraordinary items | $783,000 | 2,010 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $783,000 | 2,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 1,835 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $783,000 | 1,897 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,341,000 | 2,137 |
| Total interest expense | $4,648,000 | 2,388 |
| Net interest income | $9,693,000 | 1,995 |
| Provision for loan and lease losses | $220,000 | 4,159 |
| Total noninterest income | $4,496,000 | 1,154 |
| Gross Fiduciary activities income | $252,000 | 763 |
| Service charges on deposit accounts | $3,302,000 | 496 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $942,000 | 2,267 |
| Total noninterest expense | $11,647,000 | 1,328 |
| Salaries and employee benefits | $6,084,000 | 1,338 |
| Premises and equipment expense | $1,737,000 | 1,257 |
| Additional noninterest expense | $3,826,000 | 1,263 |
| Pre-tax net operating income | $2,322,000 | 3,058 |
| Securities gains (losses) | $2,677,000 | 230 |
| Applicable income taxes | $1,413,000 | 1,727 |
| Income before extraordinary items | $3,586,000 | 1,669 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,586,000 | 1,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 3,403 |
| Cash dividends | $1,000,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $-395,000 | 9,292 |
| Net operating income | $1,658,560 | 3,145 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $15,094,000 | 2,260 |
| Total interest expense | $6,162,000 | 2,590 |
| Net interest income | $8,932,000 | 1,998 |
| Provision for loan and lease losses | $250,000 | 3,605 |
| Total noninterest income | $4,128,000 | 1,152 |
| Gross Fiduciary activities income | $246,000 | 785 |
| Service charges on deposit accounts | $3,301,000 | 457 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $581,000 | 2,886 |
| Total noninterest expense | $11,159,000 | 1,304 |
| Salaries and employee benefits | $5,812,000 | 1,280 |
| Premises and equipment expense | $1,762,000 | 1,201 |
| Additional noninterest expense | $3,585,000 | 1,308 |
| Pre-tax net operating income | $1,651,000 | 3,636 |
| Securities gains (losses) | $197,000 | 1,199 |
| Applicable income taxes | $346,000 | 4,005 |
| Income before extraordinary items | $1,502,000 | 3,222 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,502,000 | 3,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $303,000 | 2,227 |
| Cash dividends | $1,050,000 | 2,150 |
| Sale, conversion, retirement of capital stock, net | $-366,000 | 9,543 |
| Net operating income | $1,342,430 | 3,411 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,477,000 | 3,946 |
| Total interest expense | $3,293,000 | 4,580 |
| Net interest income | $5,184,000 | 3,360 |
| Provision for loan and lease losses | $290,000 | 2,935 |
| Total noninterest income | $2,193,000 | 1,756 |
| Gross Fiduciary activities income | $134,000 | 881 |
| Service charges on deposit accounts | $1,752,000 | 773 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $307,000 | 3,864 |
| Total noninterest expense | $5,761,000 | 2,367 |
| Salaries and employee benefits | $2,835,000 | 2,517 |
| Premises and equipment expense | $900,000 | 2,293 |
| Additional noninterest expense | $2,026,000 | 2,125 |
| Pre-tax net operating income | $1,326,000 | 4,437 |
| Securities gains (losses) | $-10,000 | 8,341 |
| Applicable income taxes | $310,000 | 4,532 |
| Income before extraordinary items | $1,006,000 | 4,370 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,006,000 | 4,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 2,279 |
| Cash dividends | $480,000 | 3,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,013,600 | 4,348 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,696,000 | 4,072 |
| Total interest expense | $3,216,000 | 4,338 |
| Net interest income | $4,480,000 | 3,797 |
| Provision for loan and lease losses | $275,000 | 2,860 |
| Total noninterest income | $2,331,000 | 1,658 |
| Gross Fiduciary activities income | $130,000 | 948 |
| Service charges on deposit accounts | $1,762,000 | 756 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $439,000 | 3,215 |
| Total noninterest expense | $5,784,000 | 2,349 |
| Salaries and employee benefits | $2,831,000 | 2,479 |
| Premises and equipment expense | $871,000 | 2,330 |
| Additional noninterest expense | $2,082,000 | 2,092 |
| Pre-tax net operating income | $752,000 | 6,122 |
| Securities gains (losses) | $14,000 | 1,577 |
| Applicable income taxes | $114,000 | 6,736 |
| Income before extraordinary items | $652,000 | 5,659 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $652,000 | 5,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,087 |
| Cash dividends | $480,000 | 3,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $640,100 | 5,685 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,429,000 | 4,185 |
| Total interest expense | $2,891,000 | 4,861 |
| Net interest income | $4,538,000 | 3,703 |
| Provision for loan and lease losses | $448,000 | 1,889 |
| Total noninterest income | $2,064,000 | 1,789 |
| Gross Fiduciary activities income | $133,000 | 954 |
| Service charges on deposit accounts | $1,682,000 | 744 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $249,000 | 4,439 |
| Total noninterest expense | $5,231,000 | 2,489 |
| Salaries and employee benefits | $2,535,000 | 2,669 |
| Premises and equipment expense | $836,000 | 2,334 |
| Additional noninterest expense | $1,860,000 | 2,250 |
| Pre-tax net operating income | $923,000 | 5,656 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $199,000 | 6,206 |
| Income before extraordinary items | $724,000 | 5,508 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $724,000 | 5,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $474,000 | 1,304 |
| Cash dividends | $600,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $724,000 | 5,399 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,759,000 | 4,628 |
| Total interest expense | $2,641,000 | 5,197 |
| Net interest income | $4,118,000 | 4,137 |
| Provision for loan and lease losses | $289,000 | 2,712 |
| Total noninterest income | $1,477,000 | 2,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,122,000 | 1,116 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $355,000 | 3,552 |
| Total noninterest expense | $4,627,000 | 2,753 |
| Salaries and employee benefits | $2,350,000 | 2,814 |
| Premises and equipment expense | $839,000 | 2,325 |
| Additional noninterest expense | $1,438,000 | 2,840 |
| Pre-tax net operating income | $679,000 | 7,059 |
| Securities gains (losses) | $47,000 | 1,374 |
| Applicable income taxes | $124,000 | 8,012 |
| Income before extraordinary items | $602,000 | 6,361 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $602,000 | 6,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,369 |
| Cash dividends | $600,000 | 3,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $562,990 | 6,526 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,414,000 | 4,920 |
| Total interest expense | $2,458,000 | 5,572 |
| Net interest income | $3,956,000 | 4,372 |
| Provision for loan and lease losses | $115,000 | 4,800 |
| Total noninterest income | $1,513,000 | 2,284 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,108,000 | 1,203 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $405,000 | 3,381 |
| Total noninterest expense | $4,375,000 | 3,091 |
| Salaries and employee benefits | $2,220,000 | 3,006 |
| Premises and equipment expense | $743,000 | 2,625 |
| Additional noninterest expense | $1,412,000 | 3,286 |
| Pre-tax net operating income | $979,000 | 5,822 |
| Securities gains (losses) | $-14,000 | 10,446 |
| Applicable income taxes | $230,000 | 6,711 |
| Income before extraordinary items | $735,000 | 5,600 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $735,000 | 5,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $273,000 | 2,211 |
| Cash dividends | $720,000 | 2,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $745,640 | 5,495 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,101,000 | 5,132 |
| Total interest expense | $2,410,000 | 5,722 |
| Net interest income | $3,691,000 | 4,645 |
| Provision for loan and lease losses | $63,000 | 5,638 |
| Total noninterest income | $1,540,000 | 2,245 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,144,000 | 1,165 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $396,000 | 3,330 |
| Total noninterest expense | $4,190,000 | 3,183 |
| Salaries and employee benefits | $2,106,000 | 3,145 |
| Premises and equipment expense | $704,000 | 2,791 |
| Additional noninterest expense | $1,380,000 | 3,313 |
| Pre-tax net operating income | $978,000 | 6,092 |
| Securities gains (losses) | $7,000 | 2,620 |
| Applicable income taxes | $251,000 | 6,635 |
| Income before extraordinary items | $734,000 | 5,795 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $734,000 | 5,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,162 |
| Cash dividends | $720,000 | 2,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $728,750 | 5,808 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,954,000 | 4,898 |
| Total interest expense | $2,011,000 | 5,592 |
| Net interest income | $3,943,000 | 4,443 |
| Provision for loan and lease losses | $141,000 | 3,743 |
| Total noninterest income | $1,611,000 | 2,164 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,042,000 | 1,290 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $569,000 | 2,697 |
| Total noninterest expense | $4,481,000 | 3,066 |
| Salaries and employee benefits | $2,086,000 | 3,157 |
| Premises and equipment expense | $653,000 | 3,019 |
| Additional noninterest expense | $1,742,000 | 2,905 |
| Pre-tax net operating income | $932,000 | 6,252 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $205,000 | 7,263 |
| Income before extraordinary items | $730,000 | 5,730 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $730,000 | 5,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,552 |
| Cash dividends | $660,000 | 2,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $727,660 | 5,825 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,906,000 | 5,019 |
| Total interest expense | $2,069,000 | 5,677 |
| Net interest income | $3,837,000 | 4,573 |
| Provision for loan and lease losses | $80,000 | 6,310 |
| Total noninterest income | $1,623,000 | 2,290 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,131,000 | 1,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $492,000 | 3,293 |
| Total noninterest expense | $4,172,000 | 3,350 |
| Salaries and employee benefits | $1,945,000 | 3,369 |
| Premises and equipment expense | $682,000 | 2,954 |
| Additional noninterest expense | $1,545,000 | 3,420 |
| Pre-tax net operating income | $1,208,000 | 5,156 |
| Securities gains (losses) | $24,000 | 4,420 |
| Applicable income taxes | $277,000 | 6,387 |
| Income before extraordinary items | $955,000 | 4,859 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $955,000 | 5,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,830 |
| Cash dividends | $660,000 | 2,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $936,280 | 4,713 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,492,000 | 5,143 |
| Total interest expense | $2,760,000 | 5,531 |
| Net interest income | $3,732,000 | 4,748 |
| Provision for loan and lease losses | $192,000 | 5,326 |
| Total noninterest income | $1,616,000 | 2,261 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,184,000 | 1,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $432,000 | 3,523 |
| Total noninterest expense | $4,314,000 | 3,277 |
| Salaries and employee benefits | $1,888,000 | 3,381 |
| Premises and equipment expense | $618,000 | 3,266 |
| Additional noninterest expense | $1,808,000 | 3,046 |
| Pre-tax net operating income | $842,000 | 6,372 |
| Securities gains (losses) | $16,000 | 5,884 |
| Applicable income taxes | $162,000 | 8,337 |
| Income before extraordinary items | $696,000 | 5,953 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $696,000 | 6,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 7,980 |
| Cash dividends | $540,000 | 2,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $683,040 | 5,685 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.