Home > Massena Savings and Loan > Income and Expense
Massena Savings and Loan, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $8,513,000 | 3,049 |
| Total interest expense | $3,079,000 | 2,583 |
| Net interest income | $5,434,000 | 3,256 |
| Provision for loan and lease losses | $136,000 | 2,253 |
| Total noninterest income | $305,000 | 3,787 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $57,000 | 3,741 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $248,000 | 3,537 |
| Total noninterest expense | $4,024,000 | 3,337 |
| Salaries and employee benefits | $2,385,000 | 3,233 |
| Premises and equipment expense | $421,000 | 3,182 |
| Additional noninterest expense | $248,000 | 3,537 |
| Pre-tax net operating income | $1,579,000 | 3,192 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $313,000 | 2,199 |
| Income before extraordinary items | $1,266,000 | 3,248 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,266,000 | 3,284 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,266,000 | 3,250 |
| Net charge-offs | $98,000 | 1,514 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,266,000 | 3,285 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $6,248,000 | 3,052 |
| Total interest expense | $2,132,000 | 2,571 |
| Net interest income | $4,116,000 | 3,260 |
| Provision for loan and lease losses | $113,000 | 2,059 |
| Total noninterest income | $230,000 | 3,779 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $45,000 | 3,733 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 3,541 |
| Total noninterest expense | $3,048,000 | 3,307 |
| Salaries and employee benefits | $1,742,000 | 3,258 |
| Premises and equipment expense | $317,000 | 3,196 |
| Additional noninterest expense | $185,000 | 3,539 |
| Pre-tax net operating income | $1,185,000 | 3,272 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $235,000 | 2,254 |
| Income before extraordinary items | $950,000 | 3,343 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $950,000 | 3,375 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $950,000 | 3,343 |
| Net charge-offs | $125,000 | 1,085 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $950,000 | 3,364 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,072,000 | 3,067 |
| Total interest expense | $1,334,000 | 2,499 |
| Net interest income | $2,738,000 | 3,280 |
| Provision for loan and lease losses | $55,000 | 2,192 |
| Total noninterest income | $152,000 | 3,794 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $32,000 | 3,687 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 3,560 |
| Total noninterest expense | $2,006,000 | 3,327 |
| Salaries and employee benefits | $1,151,000 | 3,275 |
| Premises and equipment expense | $207,000 | 3,223 |
| Additional noninterest expense | $120,000 | 3,545 |
| Pre-tax net operating income | $829,000 | 3,242 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $165,000 | 2,252 |
| Income before extraordinary items | $664,000 | 3,329 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $664,000 | 3,362 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $664,000 | 3,328 |
| Net charge-offs | $50,000 | 1,171 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $664,000 | 3,340 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,985,000 | 3,089 |
| Total interest expense | $607,000 | 2,416 |
| Net interest income | $1,378,000 | 3,270 |
| Provision for loan and lease losses | $15,000 | 2,190 |
| Total noninterest income | $66,000 | 3,913 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $15,000 | 3,755 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 3,677 |
| Total noninterest expense | $1,030,000 | 3,335 |
| Salaries and employee benefits | $613,000 | 3,245 |
| Premises and equipment expense | $100,000 | 3,317 |
| Additional noninterest expense | $51,000 | 3,677 |
| Pre-tax net operating income | $399,000 | 3,339 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $79,000 | 2,309 |
| Income before extraordinary items | $320,000 | 3,421 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $320,000 | 3,419 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $320,000 | 3,421 |
| Net charge-offs | $25,000 | 1,032 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $320,000 | 3,445 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $7,274,000 | 2,982 |
| Total interest expense | $1,816,000 | 1,703 |
| Net interest income | $5,458,000 | 3,238 |
| Provision for loan and lease losses | $149,000 | 1,993 |
| Total noninterest income | $323,000 | 3,858 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $56,000 | 3,858 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $267,000 | 3,619 |
| Total noninterest expense | $4,078,000 | 3,325 |
| Salaries and employee benefits | $2,459,000 | 3,216 |
| Premises and equipment expense | $407,000 | 3,276 |
| Additional noninterest expense | $267,000 | 3,619 |
| Pre-tax net operating income | $1,554,000 | 3,394 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $308,000 | 2,398 |
| Income before extraordinary items | $1,246,000 | 3,453 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,246,000 | 3,451 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,246,000 | 3,452 |
| Net charge-offs | $24,000 | 1,860 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,246,000 | 3,477 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $5,353,000 | 2,959 |
| Total interest expense | $1,338,000 | 1,431 |
| Net interest income | $4,015,000 | 3,239 |
| Provision for loan and lease losses | $34,000 | 2,422 |
| Total noninterest income | $243,000 | 3,881 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $42,000 | 3,890 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 3,646 |
| Total noninterest expense | $3,151,000 | 3,277 |
| Salaries and employee benefits | $1,986,000 | 3,104 |
| Premises and equipment expense | $297,000 | 3,325 |
| Additional noninterest expense | $201,000 | 3,646 |
| Pre-tax net operating income | $1,073,000 | 3,465 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $212,000 | 2,446 |
| Income before extraordinary items | $861,000 | 3,532 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $861,000 | 3,530 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $861,000 | 3,531 |
| Net charge-offs | $20,000 | 1,597 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $861,000 | 3,562 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,495,000 | 2,960 |
| Total interest expense | $906,000 | 1,232 |
| Net interest income | $2,589,000 | 3,262 |
| Provision for loan and lease losses | $20,000 | 2,253 |
| Total noninterest income | $155,000 | 3,917 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $27,000 | 3,949 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 3,704 |
| Total noninterest expense | $2,081,000 | 3,286 |
| Salaries and employee benefits | $1,310,000 | 3,129 |
| Premises and equipment expense | $198,000 | 3,342 |
| Additional noninterest expense | $573,000 | 3,481 |
| Pre-tax net operating income | $643,000 | 3,472 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $125,000 | 2,458 |
| Income before extraordinary items | $518,000 | 3,521 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $518,000 | 3,520 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $518,000 | 3,521 |
| Net charge-offs | $14,000 | 1,459 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $518,000 | 3,556 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,729,000 | 2,944 |
| Total interest expense | $464,000 | 1,165 |
| Net interest income | $1,265,000 | 3,254 |
| Provision for loan and lease losses | $5,000 | 2,136 |
| Total noninterest income | $78,000 | 3,886 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $13,000 | 3,977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 3,660 |
| Total noninterest expense | $1,045,000 | 3,293 |
| Salaries and employee benefits | $661,000 | 3,126 |
| Premises and equipment expense | $93,000 | 3,448 |
| Additional noninterest expense | $291,000 | 3,461 |
| Pre-tax net operating income | $293,000 | 3,446 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $57,000 | 2,429 |
| Income before extraordinary items | $236,000 | 3,496 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $236,000 | 3,495 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $236,000 | 3,496 |
| Net charge-offs | $10,000 | 1,177 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $236,000 | 3,519 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $7,128,000 | 2,972 |
| Total interest expense | $2,238,000 | 1,207 |
| Net interest income | $4,890,000 | 3,367 |
| Provision for loan and lease losses | $94,000 | 2,248 |
| Total noninterest income | $320,000 | 3,999 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $55,000 | 3,945 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $265,000 | 3,815 |
| Total noninterest expense | $4,029,000 | 3,348 |
| Salaries and employee benefits | $2,583,000 | 3,157 |
| Premises and equipment expense | $385,000 | 3,410 |
| Additional noninterest expense | $1,061,000 | 3,616 |
| Pre-tax net operating income | $1,087,000 | 3,768 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $210,000 | 2,683 |
| Income before extraordinary items | $877,000 | 3,846 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $877,000 | 3,846 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $877,000 | 3,846 |
| Net charge-offs | $84,000 | 1,414 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $877,000 | 3,830 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,379,000 | 3,013 |
| Total interest expense | $1,714,000 | 1,245 |
| Net interest income | $3,665,000 | 3,418 |
| Provision for loan and lease losses | $89,000 | 2,091 |
| Total noninterest income | $244,000 | 4,030 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $40,000 | 4,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 3,830 |
| Total noninterest expense | $2,936,000 | 3,408 |
| Salaries and employee benefits | $1,900,000 | 3,189 |
| Premises and equipment expense | $283,000 | 3,479 |
| Additional noninterest expense | $753,000 | 3,697 |
| Pre-tax net operating income | $884,000 | 3,828 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $173,000 | 2,659 |
| Income before extraordinary items | $711,000 | 3,919 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $711,000 | 3,919 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $711,000 | 3,919 |
| Net charge-offs | $78,000 | 1,175 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $711,000 | 3,899 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,610,000 | 3,016 |
| Total interest expense | $1,160,000 | 1,286 |
| Net interest income | $2,450,000 | 3,422 |
| Provision for loan and lease losses | $65,000 | 1,952 |
| Total noninterest income | $157,000 | 4,078 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $26,000 | 4,019 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 3,866 |
| Total noninterest expense | $1,952,000 | 3,422 |
| Salaries and employee benefits | $1,270,000 | 3,192 |
| Premises and equipment expense | $191,000 | 3,475 |
| Additional noninterest expense | $491,000 | 3,727 |
| Pre-tax net operating income | $590,000 | 3,830 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $116,000 | 2,651 |
| Income before extraordinary items | $474,000 | 3,928 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $474,000 | 3,928 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $474,000 | 3,928 |
| Net charge-offs | $60,000 | 1,097 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $474,000 | 3,905 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,815,000 | 3,009 |
| Total interest expense | $589,000 | 1,331 |
| Net interest income | $1,226,000 | 3,423 |
| Provision for loan and lease losses | $45,000 | 1,795 |
| Total noninterest income | $82,000 | 4,026 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $13,000 | 4,030 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 3,805 |
| Total noninterest expense | $972,000 | 3,422 |
| Salaries and employee benefits | $613,000 | 3,239 |
| Premises and equipment expense | $95,000 | 3,484 |
| Additional noninterest expense | $264,000 | 3,622 |
| Pre-tax net operating income | $291,000 | 3,794 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $57,000 | 2,625 |
| Income before extraordinary items | $234,000 | 3,914 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $234,000 | 3,913 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $234,000 | 3,914 |
| Net charge-offs | $40,000 | 910 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $234,000 | 3,893 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $7,468,000 | 2,985 |
| Total interest expense | $2,528,000 | 1,690 |
| Net interest income | $4,940,000 | 3,354 |
| Provision for loan and lease losses | $225,000 | 2,934 |
| Total noninterest income | $315,000 | 4,001 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $48,000 | 4,193 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $267,000 | 3,723 |
| Total noninterest expense | $3,987,000 | 3,374 |
| Salaries and employee benefits | $2,558,000 | 3,176 |
| Premises and equipment expense | $392,000 | 3,439 |
| Additional noninterest expense | $1,037,000 | 3,642 |
| Pre-tax net operating income | $1,043,000 | 3,659 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $167,000 | 2,661 |
| Income before extraordinary items | $876,000 | 3,781 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $876,000 | 3,781 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $876,000 | 3,781 |
| Net charge-offs | $255,000 | 1,390 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $876,000 | 3,718 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,618,000 | 3,006 |
| Total interest expense | $1,878,000 | 1,785 |
| Net interest income | $3,740,000 | 3,369 |
| Provision for loan and lease losses | $100,000 | 3,277 |
| Total noninterest income | $237,000 | 4,007 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $35,000 | 4,248 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $202,000 | 3,704 |
| Total noninterest expense | $2,941,000 | 3,390 |
| Salaries and employee benefits | $1,878,000 | 3,203 |
| Premises and equipment expense | $289,000 | 3,465 |
| Additional noninterest expense | $774,000 | 3,651 |
| Pre-tax net operating income | $936,000 | 3,524 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $182,000 | 2,447 |
| Income before extraordinary items | $754,000 | 3,660 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $754,000 | 3,659 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $754,000 | 3,660 |
| Net charge-offs | $279,000 | 1,060 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $754,000 | 3,610 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,751,000 | 3,039 |
| Total interest expense | $1,226,000 | 1,890 |
| Net interest income | $2,525,000 | 3,368 |
| Provision for loan and lease losses | $61,000 | 3,296 |
| Total noninterest income | $153,000 | 4,022 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $23,000 | 4,284 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 3,703 |
| Total noninterest expense | $1,969,000 | 3,393 |
| Salaries and employee benefits | $1,263,000 | 3,195 |
| Premises and equipment expense | $188,000 | 3,506 |
| Additional noninterest expense | $518,000 | 3,652 |
| Pre-tax net operating income | $648,000 | 3,471 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $126,000 | 2,384 |
| Income before extraordinary items | $522,000 | 3,610 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $522,000 | 3,610 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $522,000 | 3,610 |
| Net charge-offs | $179,000 | 1,064 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $522,000 | 3,563 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,934,000 | 2,979 |
| Total interest expense | $597,000 | 2,063 |
| Net interest income | $1,337,000 | 3,245 |
| Provision for loan and lease losses | $51,000 | 2,490 |
| Total noninterest income | $78,000 | 4,015 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $15,000 | 4,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 3,645 |
| Total noninterest expense | $987,000 | 3,421 |
| Salaries and employee benefits | $603,000 | 3,296 |
| Premises and equipment expense | $95,000 | 3,505 |
| Additional noninterest expense | $289,000 | 3,509 |
| Pre-tax net operating income | $377,000 | 3,132 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $74,000 | 2,159 |
| Income before extraordinary items | $303,000 | 3,278 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $303,000 | 3,278 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $303,000 | 3,279 |
| Net charge-offs | $171,000 | 682 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $303,000 | 3,246 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $7,665,000 | 3,033 |
| Total interest expense | $2,250,000 | 2,180 |
| Net interest income | $5,415,000 | 3,279 |
| Provision for loan and lease losses | $341,000 | 1,839 |
| Total noninterest income | $290,000 | 4,179 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $60,000 | 4,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $230,000 | 3,831 |
| Total noninterest expense | $4,060,000 | 3,393 |
| Salaries and employee benefits | $2,474,000 | 3,259 |
| Premises and equipment expense | $414,000 | 3,410 |
| Additional noninterest expense | $1,172,000 | 3,531 |
| Pre-tax net operating income | $1,304,000 | 3,567 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $289,000 | 2,385 |
| Income before extraordinary items | $1,015,000 | 3,755 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,015,000 | 3,755 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,015,000 | 3,756 |
| Net charge-offs | $241,000 | 1,520 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,015,000 | 3,731 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,714,000 | 3,074 |
| Total interest expense | $1,663,000 | 2,209 |
| Net interest income | $4,051,000 | 3,325 |
| Provision for loan and lease losses | $194,000 | 2,013 |
| Total noninterest income | $233,000 | 4,172 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $45,000 | 4,428 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 3,788 |
| Total noninterest expense | $2,919,000 | 3,486 |
| Salaries and employee benefits | $1,766,000 | 3,350 |
| Premises and equipment expense | $304,000 | 3,474 |
| Additional noninterest expense | $849,000 | 3,622 |
| Pre-tax net operating income | $1,171,000 | 3,427 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $234,000 | 2,409 |
| Income before extraordinary items | $937,000 | 3,591 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $937,000 | 3,591 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $937,000 | 3,591 |
| Net charge-offs | $164,000 | 1,426 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $937,000 | 3,562 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,787,000 | 3,093 |
| Total interest expense | $1,087,000 | 2,217 |
| Net interest income | $2,700,000 | 3,338 |
| Provision for loan and lease losses | $101,000 | 2,181 |
| Total noninterest income | $153,000 | 4,203 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $29,000 | 4,491 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 3,788 |
| Total noninterest expense | $1,980,000 | 3,484 |
| Salaries and employee benefits | $1,193,000 | 3,344 |
| Premises and equipment expense | $230,000 | 3,281 |
| Additional noninterest expense | $557,000 | 3,678 |
| Pre-tax net operating income | $772,000 | 3,443 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $154,000 | 2,394 |
| Income before extraordinary items | $618,000 | 3,599 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $618,000 | 3,598 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $618,000 | 3,598 |
| Net charge-offs | $91,000 | 1,460 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $618,000 | 3,572 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,861,000 | 3,138 |
| Total interest expense | $523,000 | 2,238 |
| Net interest income | $1,338,000 | 3,380 |
| Provision for loan and lease losses | $47,000 | 2,120 |
| Total noninterest income | $70,000 | 4,294 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $14,000 | 4,539 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 3,892 |
| Total noninterest expense | $949,000 | 3,595 |
| Salaries and employee benefits | $565,000 | 3,481 |
| Premises and equipment expense | $99,000 | 3,561 |
| Additional noninterest expense | $285,000 | 3,660 |
| Pre-tax net operating income | $412,000 | 3,341 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $83,000 | 2,300 |
| Income before extraordinary items | $329,000 | 3,486 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $329,000 | 3,485 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $329,000 | 3,485 |
| Net charge-offs | $47,000 | 1,246 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $329,000 | 3,481 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,187,000 | 3,115 |
| Total interest expense | $1,778,000 | 2,091 |
| Net interest income | $5,409,000 | 3,350 |
| Provision for loan and lease losses | $626,000 | 1,240 |
| Total noninterest income | $363,000 | 4,143 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $70,000 | 4,477 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $293,000 | 3,709 |
| Total noninterest expense | $3,864,000 | 3,550 |
| Salaries and employee benefits | $2,320,000 | 3,425 |
| Premises and equipment expense | $399,000 | 3,530 |
| Additional noninterest expense | $1,145,000 | 3,669 |
| Pre-tax net operating income | $1,282,000 | 3,737 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $253,000 | 2,525 |
| Income before extraordinary items | $1,029,000 | 3,870 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,029,000 | 3,869 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,029,000 | 3,869 |
| Net charge-offs | $376,000 | 1,156 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,029,000 | 3,875 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,356,000 | 3,144 |
| Total interest expense | $1,300,000 | 2,051 |
| Net interest income | $4,056,000 | 3,378 |
| Provision for loan and lease losses | $400,000 | 1,318 |
| Total noninterest income | $238,000 | 4,302 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $52,000 | 4,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 3,907 |
| Total noninterest expense | $2,777,000 | 3,645 |
| Salaries and employee benefits | $1,633,000 | 3,539 |
| Premises and equipment expense | $295,000 | 3,603 |
| Additional noninterest expense | $849,000 | 3,712 |
| Pre-tax net operating income | $1,117,000 | 3,603 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $223,000 | 2,461 |
| Income before extraordinary items | $894,000 | 3,738 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $894,000 | 3,736 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $894,000 | 3,737 |
| Net charge-offs | $235,000 | 1,133 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $894,000 | 3,736 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,514,000 | 3,158 |
| Total interest expense | $859,000 | 1,990 |
| Net interest income | $2,655,000 | 3,413 |
| Provision for loan and lease losses | $210,000 | 1,458 |
| Total noninterest income | $159,000 | 4,335 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $33,000 | 4,622 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 3,926 |
| Total noninterest expense | $1,867,000 | 3,645 |
| Salaries and employee benefits | $1,099,000 | 3,543 |
| Premises and equipment expense | $198,000 | 3,609 |
| Additional noninterest expense | $570,000 | 3,725 |
| Pre-tax net operating income | $737,000 | 3,618 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $147,000 | 2,430 |
| Income before extraordinary items | $590,000 | 3,755 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $590,000 | 3,753 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $590,000 | 3,754 |
| Net charge-offs | $120,000 | 1,212 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $590,000 | 3,753 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,734,000 | 3,182 |
| Total interest expense | $424,000 | 1,938 |
| Net interest income | $1,310,000 | 3,446 |
| Provision for loan and lease losses | $125,000 | 1,284 |
| Total noninterest income | $78,000 | 4,371 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $16,000 | 4,684 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 3,951 |
| Total noninterest expense | $878,000 | 3,813 |
| Salaries and employee benefits | $513,000 | 3,704 |
| Premises and equipment expense | $101,000 | 3,637 |
| Additional noninterest expense | $264,000 | 3,884 |
| Pre-tax net operating income | $385,000 | 3,493 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $77,000 | 2,378 |
| Income before extraordinary items | $308,000 | 3,631 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $308,000 | 3,631 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $308,000 | 3,631 |
| Net charge-offs | $25,000 | 1,552 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $308,000 | 3,635 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,899,000 | 3,150 |
| Total interest expense | $1,667,000 | 1,763 |
| Net interest income | $5,232,000 | 3,447 |
| Provision for loan and lease losses | $323,000 | 1,902 |
| Total noninterest income | $273,000 | 4,586 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $53,000 | 4,925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $220,000 | 4,111 |
| Total noninterest expense | $3,709,000 | 3,707 |
| Salaries and employee benefits | $2,197,000 | 3,572 |
| Premises and equipment expense | $402,000 | 3,645 |
| Additional noninterest expense | $1,110,000 | 3,822 |
| Pre-tax net operating income | $1,473,000 | 3,556 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $606,000 | 2,278 |
| Income before extraordinary items | $867,000 | 3,898 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $867,000 | 3,897 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $867,000 | 3,898 |
| Net charge-offs | $303,000 | 1,474 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $867,000 | 3,886 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,126,000 | 3,197 |
| Total interest expense | $1,247,000 | 1,756 |
| Net interest income | $3,879,000 | 3,495 |
| Provision for loan and lease losses | $241,000 | 1,847 |
| Total noninterest income | $228,000 | 4,534 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $37,000 | 5,031 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $191,000 | 4,016 |
| Total noninterest expense | $2,701,000 | 3,780 |
| Salaries and employee benefits | $1,582,000 | 3,666 |
| Premises and equipment expense | $297,000 | 3,700 |
| Additional noninterest expense | $822,000 | 3,860 |
| Pre-tax net operating income | $1,165,000 | 3,526 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $378,000 | 2,299 |
| Income before extraordinary items | $787,000 | 3,863 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $787,000 | 3,861 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $787,000 | 3,863 |
| Net charge-offs | $271,000 | 1,186 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $787,000 | 3,848 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,382,000 | 3,211 |
| Total interest expense | $833,000 | 1,720 |
| Net interest income | $2,549,000 | 3,527 |
| Provision for loan and lease losses | $140,000 | 1,913 |
| Total noninterest income | $173,000 | 4,414 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $24,000 | 5,073 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 3,853 |
| Total noninterest expense | $1,828,000 | 3,760 |
| Salaries and employee benefits | $1,065,000 | 3,662 |
| Premises and equipment expense | $202,000 | 3,691 |
| Additional noninterest expense | $561,000 | 3,845 |
| Pre-tax net operating income | $754,000 | 3,547 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $245,000 | 2,323 |
| Income before extraordinary items | $509,000 | 3,877 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $509,000 | 3,875 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $509,000 | 3,877 |
| Net charge-offs | $210,000 | 1,032 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $509,000 | 3,863 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,676,000 | 3,224 |
| Total interest expense | $408,000 | 1,733 |
| Net interest income | $1,268,000 | 3,548 |
| Provision for loan and lease losses | $64,000 | 1,845 |
| Total noninterest income | $74,000 | 4,619 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $12,000 | 5,100 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 4,070 |
| Total noninterest expense | $877,000 | 3,881 |
| Salaries and employee benefits | $503,000 | 3,838 |
| Premises and equipment expense | $101,000 | 3,717 |
| Additional noninterest expense | $273,000 | 3,905 |
| Pre-tax net operating income | $401,000 | 3,417 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $131,000 | 2,229 |
| Income before extraordinary items | $270,000 | 3,761 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $270,000 | 3,760 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $270,000 | 3,761 |
| Net charge-offs | $159,000 | 688 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $270,000 | 3,748 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,658,000 | 3,223 |
| Total interest expense | $1,596,000 | 1,718 |
| Net interest income | $5,062,000 | 3,550 |
| Provision for loan and lease losses | $380,000 | 1,751 |
| Total noninterest income | $318,000 | 4,618 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $48,000 | 5,196 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $270,000 | 4,050 |
| Total noninterest expense | $3,625,000 | 3,842 |
| Salaries and employee benefits | $2,109,000 | 3,722 |
| Premises and equipment expense | $367,000 | 3,934 |
| Additional noninterest expense | $1,149,000 | 3,916 |
| Pre-tax net operating income | $1,375,000 | 3,632 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $424,000 | 2,386 |
| Income before extraordinary items | $951,000 | 3,952 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $951,000 | 3,950 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $951,000 | 3,951 |
| Net charge-offs | $400,000 | 1,255 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $951,000 | 3,886 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,980,000 | 3,237 |
| Total interest expense | $1,189,000 | 1,727 |
| Net interest income | $3,791,000 | 3,564 |
| Provision for loan and lease losses | $170,000 | 2,239 |
| Total noninterest income | $246,000 | 4,627 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $34,000 | 5,295 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $212,000 | 4,037 |
| Total noninterest expense | $2,629,000 | 3,932 |
| Salaries and employee benefits | $1,497,000 | 3,834 |
| Premises and equipment expense | $265,000 | 4,033 |
| Additional noninterest expense | $867,000 | 3,929 |
| Pre-tax net operating income | $1,238,000 | 3,429 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $402,000 | 2,235 |
| Income before extraordinary items | $836,000 | 3,787 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $836,000 | 3,785 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $836,000 | 3,787 |
| Net charge-offs | $370,000 | 992 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $836,000 | 3,725 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,310,000 | 3,258 |
| Total interest expense | $784,000 | 1,738 |
| Net interest income | $2,526,000 | 3,585 |
| Provision for loan and lease losses | $99,000 | 2,339 |
| Total noninterest income | $173,000 | 4,590 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $22,000 | 5,357 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $151,000 | 3,961 |
| Total noninterest expense | $1,750,000 | 3,966 |
| Salaries and employee benefits | $995,000 | 3,859 |
| Premises and equipment expense | $174,000 | 4,080 |
| Additional noninterest expense | $581,000 | 3,950 |
| Pre-tax net operating income | $850,000 | 3,363 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $277,000 | 2,195 |
| Income before extraordinary items | $573,000 | 3,763 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $573,000 | 3,760 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $573,000 | 3,762 |
| Net charge-offs | $324,000 | 819 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $573,000 | 3,705 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,653,000 | 3,268 |
| Total interest expense | $390,000 | 1,733 |
| Net interest income | $1,263,000 | 3,587 |
| Provision for loan and lease losses | $34,000 | 2,464 |
| Total noninterest income | $86,000 | 4,576 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $11,000 | 5,366 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $75,000 | 3,944 |
| Total noninterest expense | $867,000 | 4,014 |
| Salaries and employee benefits | $477,000 | 3,994 |
| Premises and equipment expense | $88,000 | 4,107 |
| Additional noninterest expense | $302,000 | 3,872 |
| Pre-tax net operating income | $448,000 | 3,216 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $146,000 | 2,124 |
| Income before extraordinary items | $302,000 | 3,616 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $302,000 | 3,612 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $302,000 | 3,614 |
| Net charge-offs | $234,000 | 587 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $302,000 | 3,549 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,463,000 | 3,293 |
| Total interest expense | $1,446,000 | 1,829 |
| Net interest income | $5,017,000 | 3,574 |
| Provision for loan and lease losses | $288,000 | 1,959 |
| Total noninterest income | $359,000 | 4,602 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $54,000 | 5,324 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $305,000 | 3,960 |
| Total noninterest expense | $3,721,000 | 3,865 |
| Salaries and employee benefits | $2,052,000 | 3,855 |
| Premises and equipment expense | $357,000 | 4,135 |
| Additional noninterest expense | $1,312,000 | 3,715 |
| Pre-tax net operating income | $1,367,000 | 3,644 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $457,000 | 2,300 |
| Income before extraordinary items | $910,000 | 4,065 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $910,000 | 4,065 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $910,000 | 4,066 |
| Net charge-offs | $178,000 | 2,091 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $910,000 | 4,015 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,824,000 | 3,327 |
| Total interest expense | $1,075,000 | 1,856 |
| Net interest income | $3,749,000 | 3,615 |
| Provision for loan and lease losses | $167,000 | 2,172 |
| Total noninterest income | $277,000 | 4,622 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $40,000 | 5,411 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $237,000 | 3,944 |
| Total noninterest expense | $2,640,000 | 4,025 |
| Salaries and employee benefits | $1,452,000 | 3,988 |
| Premises and equipment expense | $262,000 | 4,237 |
| Additional noninterest expense | $926,000 | 3,867 |
| Pre-tax net operating income | $1,219,000 | 3,429 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $394,000 | 2,224 |
| Income before extraordinary items | $825,000 | 3,826 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $825,000 | 3,825 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $825,000 | 3,826 |
| Net charge-offs | $147,000 | 1,818 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $825,000 | 3,777 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,196,000 | 3,355 |
| Total interest expense | $719,000 | 1,858 |
| Net interest income | $2,477,000 | 3,645 |
| Provision for loan and lease losses | $58,000 | 2,817 |
| Total noninterest income | $178,000 | 4,676 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $26,000 | 5,473 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $152,000 | 4,008 |
| Total noninterest expense | $1,755,000 | 4,065 |
| Salaries and employee benefits | $936,000 | 4,100 |
| Premises and equipment expense | $173,000 | 4,285 |
| Additional noninterest expense | $646,000 | 3,795 |
| Pre-tax net operating income | $842,000 | 3,366 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $273,000 | 2,195 |
| Income before extraordinary items | $569,000 | 3,760 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $569,000 | 3,762 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $569,000 | 3,763 |
| Net charge-offs | $48,000 | 2,343 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $569,000 | 3,704 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,589,000 | 3,374 |
| Total interest expense | $359,000 | 1,875 |
| Net interest income | $1,230,000 | 3,664 |
| Provision for loan and lease losses | $12,000 | 3,170 |
| Total noninterest income | $80,000 | 4,794 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $12,000 | 5,557 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $68,000 | 4,131 |
| Total noninterest expense | $870,000 | 4,117 |
| Salaries and employee benefits | $465,000 | 4,140 |
| Premises and equipment expense | $89,000 | 4,259 |
| Additional noninterest expense | $316,000 | 3,841 |
| Pre-tax net operating income | $428,000 | 3,279 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $139,000 | 2,168 |
| Income before extraordinary items | $289,000 | 3,716 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $289,000 | 3,719 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $289,000 | 3,720 |
| Net charge-offs | $2,000 | 2,999 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $289,000 | 3,626 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,300,000 | 3,407 |
| Total interest expense | $1,544,000 | 1,843 |
| Net interest income | $4,756,000 | 3,780 |
| Provision for loan and lease losses | $273,000 | 2,107 |
| Total noninterest income | $373,000 | 4,729 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $37,000 | 5,905 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $336,000 | 3,864 |
| Total noninterest expense | $3,508,000 | 4,135 |
| Salaries and employee benefits | $1,888,000 | 4,108 |
| Premises and equipment expense | $368,000 | 4,258 |
| Additional noninterest expense | $1,252,000 | 3,968 |
| Pre-tax net operating income | $1,348,000 | 3,659 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $430,000 | 2,350 |
| Income before extraordinary items | $918,000 | 4,113 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $918,000 | 4,113 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $918,000 | 4,114 |
| Net charge-offs | $233,000 | 2,304 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $918,000 | 4,057 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,706,000 | 3,451 |
| Total interest expense | $1,176,000 | 1,850 |
| Net interest income | $3,530,000 | 3,828 |
| Provision for loan and lease losses | $170,000 | 2,275 |
| Total noninterest income | $283,000 | 4,755 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $36,000 | 5,825 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $247,000 | 3,930 |
| Total noninterest expense | $2,571,000 | 4,203 |
| Salaries and employee benefits | $1,351,000 | 4,232 |
| Premises and equipment expense | $270,000 | 4,358 |
| Additional noninterest expense | $950,000 | 3,953 |
| Pre-tax net operating income | $1,072,000 | 3,647 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $342,000 | 2,338 |
| Income before extraordinary items | $730,000 | 4,058 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $730,000 | 4,059 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $730,000 | 4,059 |
| Net charge-offs | $220,000 | 1,898 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $730,000 | 4,007 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,138,000 | 3,453 |
| Total interest expense | $799,000 | 1,838 |
| Net interest income | $2,339,000 | 3,849 |
| Provision for loan and lease losses | $150,000 | 1,864 |
| Total noninterest income | $191,000 | 4,734 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $31,000 | 5,593 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $160,000 | 3,965 |
| Total noninterest expense | $1,688,000 | 4,271 |
| Salaries and employee benefits | $880,000 | 4,308 |
| Premises and equipment expense | $184,000 | 4,355 |
| Additional noninterest expense | $624,000 | 4,009 |
| Pre-tax net operating income | $692,000 | 3,609 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $221,000 | 2,319 |
| Income before extraordinary items | $471,000 | 4,052 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $471,000 | 4,057 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $471,000 | 4,057 |
| Net charge-offs | $201,000 | 1,580 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $471,000 | 4,001 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,572,000 | 3,470 |
| Total interest expense | $401,000 | 1,859 |
| Net interest income | $1,171,000 | 3,855 |
| Provision for loan and lease losses | $100,000 | 1,586 |
| Total noninterest income | $104,000 | 4,568 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $16,000 | 5,587 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $88,000 | 3,762 |
| Total noninterest expense | $864,000 | 4,236 |
| Salaries and employee benefits | $456,000 | 4,275 |
| Premises and equipment expense | $96,000 | 4,302 |
| Additional noninterest expense | $312,000 | 4,020 |
| Pre-tax net operating income | $311,000 | 3,754 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $99,000 | 2,376 |
| Income before extraordinary items | $212,000 | 4,152 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $212,000 | 4,152 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $212,000 | 4,154 |
| Net charge-offs | $142,000 | 1,150 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $212,000 | 4,100 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,447,000 | 3,453 |
| Total interest expense | $1,847,000 | 1,827 |
| Net interest income | $4,600,000 | 3,915 |
| Provision for loan and lease losses | $669,000 | 1,523 |
| Total noninterest income | $529,000 | 4,337 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $68,000 | 5,700 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $461,000 | 3,472 |
| Total noninterest expense | $3,211,000 | 4,455 |
| Salaries and employee benefits | $1,657,000 | 4,518 |
| Premises and equipment expense | $357,000 | 4,484 |
| Additional noninterest expense | $1,197,000 | 4,205 |
| Pre-tax net operating income | $1,249,000 | 3,706 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $405,000 | 2,351 |
| Income before extraordinary items | $844,000 | 4,191 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $844,000 | 4,193 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $844,000 | 4,194 |
| Net charge-offs | $569,000 | 1,883 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $844,000 | 4,140 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,861,000 | 3,470 |
| Total interest expense | $1,424,000 | 1,834 |
| Net interest income | $3,437,000 | 3,943 |
| Provision for loan and lease losses | $464,000 | 1,597 |
| Total noninterest income | $435,000 | 4,245 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $48,000 | 5,819 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $387,000 | 3,375 |
| Total noninterest expense | $2,353,000 | 4,524 |
| Salaries and employee benefits | $1,207,000 | 4,603 |
| Premises and equipment expense | $265,000 | 4,533 |
| Additional noninterest expense | $881,000 | 4,253 |
| Pre-tax net operating income | $1,055,000 | 3,595 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $345,000 | 2,291 |
| Income before extraordinary items | $710,000 | 4,040 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $710,000 | 4,044 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $710,000 | 4,044 |
| Net charge-offs | $462,000 | 1,667 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $710,000 | 3,969 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,270,000 | 3,462 |
| Total interest expense | $979,000 | 1,816 |
| Net interest income | $2,291,000 | 3,936 |
| Provision for loan and lease losses | $366,000 | 1,464 |
| Total noninterest income | $344,000 | 3,971 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $31,000 | 5,854 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $313,000 | 3,148 |
| Total noninterest expense | $1,559,000 | 4,554 |
| Salaries and employee benefits | $792,000 | 4,672 |
| Premises and equipment expense | $176,000 | 4,543 |
| Additional noninterest expense | $591,000 | 4,228 |
| Pre-tax net operating income | $710,000 | 3,557 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $233,000 | 2,290 |
| Income before extraordinary items | $477,000 | 4,024 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $477,000 | 4,026 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $477,000 | 4,027 |
| Net charge-offs | $341,000 | 1,564 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $477,000 | 3,924 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,661,000 | 3,456 |
| Total interest expense | $497,000 | 1,846 |
| Net interest income | $1,164,000 | 3,906 |
| Provision for loan and lease losses | $100,000 | 2,044 |
| Total noninterest income | $80,000 | 5,176 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $15,000 | 5,892 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $65,000 | 4,369 |
| Total noninterest expense | $814,000 | 4,497 |
| Salaries and employee benefits | $411,000 | 4,631 |
| Premises and equipment expense | $88,000 | 4,589 |
| Additional noninterest expense | $315,000 | 4,103 |
| Pre-tax net operating income | $330,000 | 3,633 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $108,000 | 2,323 |
| Income before extraordinary items | $222,000 | 4,093 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $222,000 | 4,096 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $222,000 | 4,096 |
| Net charge-offs | $218,000 | 1,292 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $222,000 | 3,994 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,915,000 | 3,471 |
| Total interest expense | $2,279,000 | 1,915 |
| Net interest income | $4,636,000 | 3,999 |
| Provision for loan and lease losses | $396,000 | 3,044 |
| Total noninterest income | $383,000 | 4,881 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $66,000 | 5,964 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $317,000 | 3,969 |
| Total noninterest expense | $3,213,000 | 4,573 |
| Salaries and employee benefits | $1,585,000 | 4,704 |
| Premises and equipment expense | $333,000 | 4,742 |
| Additional noninterest expense | $1,295,000 | 4,163 |
| Pre-tax net operating income | $1,410,000 | 3,433 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $459,000 | 2,272 |
| Income before extraordinary items | $951,000 | 3,995 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $951,000 | 3,995 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $951,000 | 3,997 |
| Net charge-offs | $496,000 | 2,661 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $951,000 | 3,820 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,220,000 | 3,521 |
| Total interest expense | $1,747,000 | 1,956 |
| Net interest income | $3,473,000 | 4,067 |
| Provision for loan and lease losses | $198,000 | 3,547 |
| Total noninterest income | $294,000 | 4,902 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $50,000 | 6,028 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $244,000 | 3,980 |
| Total noninterest expense | $2,341,000 | 4,671 |
| Salaries and employee benefits | $1,119,000 | 4,883 |
| Premises and equipment expense | $247,000 | 4,823 |
| Additional noninterest expense | $975,000 | 4,160 |
| Pre-tax net operating income | $1,228,000 | 3,268 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $402,000 | 2,163 |
| Income before extraordinary items | $826,000 | 3,808 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $826,000 | 3,808 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $826,000 | 3,809 |
| Net charge-offs | $210,000 | 3,250 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $826,000 | 3,641 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,501,000 | 3,529 |
| Total interest expense | $1,192,000 | 1,980 |
| Net interest income | $2,309,000 | 4,088 |
| Provision for loan and lease losses | $113,000 | 3,737 |
| Total noninterest income | $194,000 | 4,916 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $32,000 | 6,095 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $162,000 | 3,960 |
| Total noninterest expense | $1,526,000 | 4,762 |
| Salaries and employee benefits | $736,000 | 4,952 |
| Premises and equipment expense | $168,000 | 4,793 |
| Additional noninterest expense | $622,000 | 4,303 |
| Pre-tax net operating income | $864,000 | 3,132 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $284,000 | 2,114 |
| Income before extraordinary items | $580,000 | 3,717 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $580,000 | 3,718 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $580,000 | 3,719 |
| Net charge-offs | $113,000 | 3,296 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $580,000 | 3,521 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,762,000 | 3,546 |
| Total interest expense | $596,000 | 2,046 |
| Net interest income | $1,166,000 | 4,090 |
| Provision for loan and lease losses | $10,000 | 4,833 |
| Total noninterest income | $106,000 | 4,849 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $16,000 | 6,090 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $90,000 | 3,856 |
| Total noninterest expense | $783,000 | 4,724 |
| Salaries and employee benefits | $378,000 | 4,915 |
| Premises and equipment expense | $81,000 | 4,903 |
| Additional noninterest expense | $324,000 | 4,185 |
| Pre-tax net operating income | $479,000 | 2,958 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $158,000 | 1,967 |
| Income before extraordinary items | $321,000 | 3,510 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $321,000 | 3,513 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $321,000 | 3,513 |
| Net charge-offs | $10,000 | 4,036 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $321,000 | 3,334 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,349,000 | 3,555 |
| Total interest expense | $2,593,000 | 2,220 |
| Net interest income | $4,756,000 | 4,035 |
| Provision for loan and lease losses | $477,000 | 3,523 |
| Total noninterest income | $273,000 | 5,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 5,844 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $195,000 | 4,493 |
| Total noninterest expense | $3,173,000 | 4,733 |
| Salaries and employee benefits | $1,796,000 | 4,451 |
| Premises and equipment expense | $584,000 | 3,649 |
| Additional noninterest expense | $793,000 | 5,423 |
| Pre-tax net operating income | $1,379,000 | 3,172 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $457,000 | 2,119 |
| Income before extraordinary items | $922,000 | 3,695 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $922,000 | 3,698 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $922,000 | 3,698 |
| Net charge-offs | $489,000 | 3,205 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $922,000 | 3,567 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,534,000 | 3,585 |
| Total interest expense | $1,990,000 | 2,264 |
| Net interest income | $3,544,000 | 4,076 |
| Provision for loan and lease losses | $278,000 | 3,714 |
| Total noninterest income | $206,000 | 5,432 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 5,923 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $150,000 | 4,525 |
| Total noninterest expense | $2,219,000 | 4,925 |
| Salaries and employee benefits | $1,164,000 | 4,870 |
| Premises and equipment expense | $442,000 | 3,666 |
| Additional noninterest expense | $613,000 | 5,391 |
| Pre-tax net operating income | $1,253,000 | 2,920 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $428,000 | 1,884 |
| Income before extraordinary items | $825,000 | 3,458 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $825,000 | 3,460 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $825,000 | 3,460 |
| Net charge-offs | $313,000 | 3,205 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $825,000 | 3,337 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,713,000 | 3,601 |
| Total interest expense | $1,382,000 | 2,266 |
| Net interest income | $2,331,000 | 4,138 |
| Provision for loan and lease losses | $156,000 | 3,840 |
| Total noninterest income | $142,000 | 5,394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 5,861 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $103,000 | 4,497 |
| Total noninterest expense | $1,449,000 | 5,027 |
| Salaries and employee benefits | $770,000 | 4,926 |
| Premises and equipment expense | $295,000 | 3,684 |
| Additional noninterest expense | $384,000 | 5,625 |
| Pre-tax net operating income | $868,000 | 2,777 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $297,000 | 1,811 |
| Income before extraordinary items | $571,000 | 3,295 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $571,000 | 3,296 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $571,000 | 3,296 |
| Net charge-offs | $157,000 | 3,354 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $571,000 | 3,209 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,876,000 | 3,588 |
| Total interest expense | $697,000 | 2,328 |
| Net interest income | $1,179,000 | 4,089 |
| Provision for loan and lease losses | $97,000 | 3,430 |
| Total noninterest income | $39,000 | 6,229 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $22,000 | 5,670 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $17,000 | 5,953 |
| Total noninterest expense | $734,000 | 5,030 |
| Salaries and employee benefits | $390,000 | 4,936 |
| Premises and equipment expense | $156,000 | 3,595 |
| Additional noninterest expense | $188,000 | 5,687 |
| Pre-tax net operating income | $387,000 | 3,036 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $132,000 | 1,898 |
| Income before extraordinary items | $255,000 | 3,549 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $255,000 | 3,546 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $255,000 | 3,547 |
| Net charge-offs | $98,000 | 2,757 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $255,000 | 3,486 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,797,000 | 3,619 |
| Total interest expense | $3,508,000 | 2,255 |
| Net interest income | $4,289,000 | 4,366 |
| Provision for loan and lease losses | $539,000 | 4,018 |
| Total noninterest income | $220,000 | 5,828 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $220,000 | 4,449 |
| Total noninterest expense | $2,852,000 | 5,164 |
| Salaries and employee benefits | $1,485,000 | 5,081 |
| Premises and equipment expense | $600,000 | 3,719 |
| Additional noninterest expense | $767,000 | 5,704 |
| Pre-tax net operating income | $1,118,000 | 3,195 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $389,000 | 2,121 |
| Income before extraordinary items | $729,000 | 3,784 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $729,000 | 3,783 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $729,000 | 3,785 |
| Net charge-offs | $499,000 | 3,660 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $729,000 | 3,655 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,909,000 | 3,669 |
| Total interest expense | $2,736,000 | 2,263 |
| Net interest income | $3,173,000 | 4,463 |
| Provision for loan and lease losses | $230,000 | 4,675 |
| Total noninterest income | $166,000 | 5,941 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $166,000 | 4,494 |
| Total noninterest expense | $2,084,000 | 5,248 |
| Salaries and employee benefits | $1,040,000 | 5,319 |
| Premises and equipment expense | $443,000 | 3,814 |
| Additional noninterest expense | $601,000 | 5,642 |
| Pre-tax net operating income | $1,025,000 | 3,040 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $354,000 | 1,991 |
| Income before extraordinary items | $671,000 | 3,581 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $671,000 | 3,579 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $671,000 | 3,581 |
| Net charge-offs | $429,000 | 3,272 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $671,000 | 3,446 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,961,000 | 3,676 |
| Total interest expense | $1,878,000 | 2,282 |
| Net interest income | $2,083,000 | 4,515 |
| Provision for loan and lease losses | $117,000 | 5,011 |
| Total noninterest income | $100,000 | 6,063 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $100,000 | 4,645 |
| Total noninterest expense | $1,334,000 | 5,379 |
| Salaries and employee benefits | $672,000 | 5,435 |
| Premises and equipment expense | $295,000 | 3,849 |
| Additional noninterest expense | $367,000 | 5,846 |
| Pre-tax net operating income | $732,000 | 2,953 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $254,000 | 1,895 |
| Income before extraordinary items | $478,000 | 3,492 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $478,000 | 3,489 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $478,000 | 3,491 |
| Net charge-offs | $317,000 | 2,982 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $478,000 | 3,379 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,003,000 | 3,708 |
| Total interest expense | $949,000 | 2,368 |
| Net interest income | $1,054,000 | 4,517 |
| Provision for loan and lease losses | $70,000 | 4,445 |
| Total noninterest income | $44,000 | 6,301 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $44,000 | 4,900 |
| Total noninterest expense | $644,000 | 5,548 |
| Salaries and employee benefits | $309,000 | 5,738 |
| Premises and equipment expense | $151,000 | 3,870 |
| Additional noninterest expense | $184,000 | 5,893 |
| Pre-tax net operating income | $384,000 | 2,901 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $135,000 | 1,827 |
| Income before extraordinary items | $249,000 | 3,498 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $249,000 | 3,495 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $249,000 | 3,497 |
| Net charge-offs | $270,000 | 2,135 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $249,000 | 3,367 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,066,000 | 3,793 |
| Total interest expense | $4,063,000 | 2,701 |
| Net interest income | $4,003,000 | 4,578 |
| Provision for loan and lease losses | $406,000 | 4,843 |
| Total noninterest income | $233,000 | 6,017 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $233,000 | 4,397 |
| Total noninterest expense | $2,770,000 | 5,400 |
| Salaries and employee benefits | $1,553,000 | 5,081 |
| Premises and equipment expense | $574,000 | 3,989 |
| Additional noninterest expense | $643,000 | 6,318 |
| Pre-tax net operating income | $1,060,000 | 2,896 |
| Securities gains (losses) | $-3,000 | 6,914 |
| Applicable income taxes | $356,000 | 1,876 |
| Income before extraordinary items | $701,000 | 3,356 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $701,000 | 3,355 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $701,000 | 3,355 |
| Net charge-offs | $685,000 | 3,376 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $702,980 | 3,292 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,029,000 | 3,850 |
| Total interest expense | $3,050,000 | 2,824 |
| Net interest income | $2,979,000 | 4,609 |
| Provision for loan and lease losses | $70,000 | 6,311 |
| Total noninterest income | $153,000 | 6,307 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $153,000 | 4,721 |
| Total noninterest expense | $1,964,000 | 5,569 |
| Salaries and employee benefits | $1,071,000 | 5,373 |
| Premises and equipment expense | $402,000 | 4,243 |
| Additional noninterest expense | $491,000 | 6,290 |
| Pre-tax net operating income | $1,098,000 | 2,580 |
| Securities gains (losses) | $-3,000 | 7,144 |
| Applicable income taxes | $375,000 | 1,699 |
| Income before extraordinary items | $720,000 | 3,068 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $720,000 | 3,066 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $720,000 | 3,069 |
| Net charge-offs | $612,000 | 2,787 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $721,980 | 2,986 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,008,000 | 3,895 |
| Total interest expense | $2,016,000 | 2,943 |
| Net interest income | $1,992,000 | 4,592 |
| Provision for loan and lease losses | $60,000 | 5,816 |
| Total noninterest income | $98,000 | 6,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $98,000 | 4,834 |
| Total noninterest expense | $1,284,000 | 5,671 |
| Salaries and employee benefits | $718,000 | 5,411 |
| Premises and equipment expense | $263,000 | 4,316 |
| Additional noninterest expense | $303,000 | 6,471 |
| Pre-tax net operating income | $746,000 | 2,644 |
| Securities gains (losses) | $-3,000 | 7,398 |
| Applicable income taxes | $256,000 | 1,701 |
| Income before extraordinary items | $487,000 | 3,142 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $487,000 | 3,140 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $487,000 | 3,141 |
| Net charge-offs | $425,000 | 2,536 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $488,980 | 3,037 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,021,000 | 3,910 |
| Total interest expense | $1,002,000 | 3,042 |
| Net interest income | $1,019,000 | 4,520 |
| Provision for loan and lease losses | $60,000 | 4,614 |
| Total noninterest income | $41,000 | 6,633 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $41,000 | 5,170 |
| Total noninterest expense | $606,000 | 5,787 |
| Salaries and employee benefits | $333,000 | 5,702 |
| Premises and equipment expense | $131,000 | 4,367 |
| Additional noninterest expense | $142,000 | 6,451 |
| Pre-tax net operating income | $394,000 | 2,827 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $136,000 | 1,867 |
| Income before extraordinary items | $258,000 | 3,384 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $258,000 | 3,384 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $258,000 | 3,385 |
| Net charge-offs | $262,000 | 1,903 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $258,000 | 3,233 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,095,000 | 4,100 |
| Total interest expense | $4,499,000 | 3,223 |
| Net interest income | $3,596,000 | 4,902 |
| Provision for loan and lease losses | $610,000 | 3,471 |
| Total noninterest income | $172,000 | 6,697 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $172,000 | 5,091 |
| Total noninterest expense | $2,391,000 | 5,759 |
| Salaries and employee benefits | $1,379,000 | 5,581 |
| Premises and equipment expense | $529,000 | 4,308 |
| Additional noninterest expense | $483,000 | 6,693 |
| Pre-tax net operating income | $767,000 | 4,243 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $265,000 | 2,534 |
| Income before extraordinary items | $502,000 | 4,443 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $502,000 | 4,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 4,057 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $502,000 | 4,600 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,054,000 | 4,173 |
| Total interest expense | $3,452,000 | 3,273 |
| Net interest income | $2,602,000 | 5,049 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $119,000 | 6,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $119,000 | 5,310 |
| Total noninterest expense | $1,694,000 | 5,894 |
| Salaries and employee benefits | $924,000 | 5,907 |
| Premises and equipment expense | $397,000 | 4,335 |
| Additional noninterest expense | $373,000 | 6,622 |
| Pre-tax net operating income | $1,027,000 | 3,630 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $352,000 | 2,294 |
| Income before extraordinary items | $675,000 | 3,891 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $675,000 | 3,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 3,391 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $675,000 | 4,046 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,027,000 | 4,231 |
| Total interest expense | $2,372,000 | 3,308 |
| Net interest income | $1,655,000 | 5,184 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $77,000 | 7,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $77,000 | 5,474 |
| Total noninterest expense | $1,105,000 | 6,002 |
| Salaries and employee benefits | $617,000 | 5,969 |
| Premises and equipment expense | $262,000 | 4,378 |
| Additional noninterest expense | $226,000 | 6,836 |
| Pre-tax net operating income | $627,000 | 3,923 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $216,000 | 2,585 |
| Income before extraordinary items | $411,000 | 4,420 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $411,000 | 4,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,569 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $411,000 | 4,362 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,021,000 | 4,283 |
| Total interest expense | $1,200,000 | 3,450 |
| Net interest income | $821,000 | 5,232 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $39,000 | 6,994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $39,000 | 5,498 |
| Total noninterest expense | $545,000 | 6,076 |
| Salaries and employee benefits | $287,000 | 6,211 |
| Premises and equipment expense | $143,000 | 4,131 |
| Additional noninterest expense | $115,000 | 6,809 |
| Pre-tax net operating income | $315,000 | 4,036 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $108,000 | 2,699 |
| Income before extraordinary items | $207,000 | 4,594 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $207,000 | 4,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,186 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $207,000 | 4,499 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,869,000 | 4,412 |
| Total interest expense | $4,643,000 | 3,643 |
| Net interest income | $3,226,000 | 5,296 |
| Provision for loan and lease losses | $255,000 | 3,468 |
| Total noninterest income | $141,000 | 7,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $141,000 | 5,681 |
| Total noninterest expense | $2,147,000 | 6,024 |
| Salaries and employee benefits | $1,280,000 | 5,794 |
| Premises and equipment expense | $478,000 | 4,502 |
| Additional noninterest expense | $389,000 | 7,092 |
| Pre-tax net operating income | $965,000 | 4,805 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $331,000 | 3,257 |
| Income before extraordinary items | $634,000 | 5,238 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $634,000 | 5,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 3,038 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $634,000 | 5,224 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,853,000 | 4,452 |
| Total interest expense | $3,433,000 | 3,694 |
| Net interest income | $2,420,000 | 5,324 |
| Provision for loan and lease losses | $45,000 | 5,124 |
| Total noninterest income | $107,000 | 7,236 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $107,000 | 5,683 |
| Total noninterest expense | $1,570,000 | 6,077 |
| Salaries and employee benefits | $877,000 | 6,049 |
| Premises and equipment expense | $391,000 | 4,239 |
| Additional noninterest expense | $302,000 | 7,029 |
| Pre-tax net operating income | $912,000 | 4,566 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $313,000 | 3,142 |
| Income before extraordinary items | $599,000 | 5,004 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $599,000 | 5,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 2,721 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $599,000 | 4,988 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,862,000 | 4,507 |
| Total interest expense | $2,252,000 | 3,730 |
| Net interest income | $1,610,000 | 5,359 |
| Provision for loan and lease losses | $45,000 | 4,495 |
| Total noninterest income | $80,000 | 7,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $80,000 | 5,520 |
| Total noninterest expense | $1,034,000 | 6,148 |
| Salaries and employee benefits | $577,000 | 6,130 |
| Premises and equipment expense | $257,000 | 4,299 |
| Additional noninterest expense | $200,000 | 7,076 |
| Pre-tax net operating income | $611,000 | 4,612 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $210,000 | 3,195 |
| Income before extraordinary items | $401,000 | 5,074 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $401,000 | 5,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 2,212 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $401,000 | 5,063 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,913,000 | 4,520 |
| Total interest expense | $1,102,000 | 3,758 |
| Net interest income | $811,000 | 5,343 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $44,000 | 7,005 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $44,000 | 5,347 |
| Total noninterest expense | $506,000 | 6,251 |
| Salaries and employee benefits | $270,000 | 6,352 |
| Premises and equipment expense | $135,000 | 4,167 |
| Additional noninterest expense | $101,000 | 7,065 |
| Pre-tax net operating income | $334,000 | 4,414 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $115,000 | 3,083 |
| Income before extraordinary items | $219,000 | 4,856 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $219,000 | 4,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,041 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $219,000 | 4,825 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,046,000 | 4,545 |
| Total interest expense | $3,740,000 | 3,753 |
| Net interest income | $3,306,000 | 5,235 |
| Provision for loan and lease losses | $165,000 | 3,897 |
| Total noninterest income | $146,000 | 7,342 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $146,000 | 5,665 |
| Total noninterest expense | $2,151,000 | 5,944 |
| Salaries and employee benefits | $1,203,000 | 5,904 |
| Premises and equipment expense | $507,000 | 4,227 |
| Additional noninterest expense | $441,000 | 6,847 |
| Pre-tax net operating income | $1,136,000 | 4,908 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $385,000 | 3,479 |
| Income before extraordinary items | $751,000 | 5,353 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $751,000 | 5,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 2,906 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $751,000 | 5,346 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,186,000 | 4,592 |
| Total interest expense | $2,677,000 | 3,797 |
| Net interest income | $2,509,000 | 5,249 |
| Provision for loan and lease losses | $30,000 | 5,631 |
| Total noninterest income | $102,000 | 7,487 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $102,000 | 5,813 |
| Total noninterest expense | $1,526,000 | 6,102 |
| Salaries and employee benefits | $810,000 | 6,186 |
| Premises and equipment expense | $374,000 | 4,293 |
| Additional noninterest expense | $342,000 | 6,772 |
| Pre-tax net operating income | $1,055,000 | 4,611 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $362,000 | 3,319 |
| Income before extraordinary items | $693,000 | 5,019 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $693,000 | 5,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 3,088 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $693,000 | 5,019 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,390,000 | 4,607 |
| Total interest expense | $1,676,000 | 3,839 |
| Net interest income | $1,714,000 | 5,189 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $67,000 | 7,564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $67,000 | 5,874 |
| Total noninterest expense | $1,032,000 | 6,081 |
| Salaries and employee benefits | $543,000 | 6,199 |
| Premises and equipment expense | $243,000 | 4,346 |
| Additional noninterest expense | $246,000 | 6,602 |
| Pre-tax net operating income | $749,000 | 4,472 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $257,000 | 3,260 |
| Income before extraordinary items | $492,000 | 4,914 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $492,000 | 4,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,137 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $492,000 | 4,904 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,664,000 | 4,613 |
| Total interest expense | $805,000 | 3,801 |
| Net interest income | $859,000 | 5,185 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $36,000 | 7,439 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $36,000 | 5,743 |
| Total noninterest expense | $505,000 | 6,156 |
| Salaries and employee benefits | $254,000 | 6,414 |
| Premises and equipment expense | $128,000 | 4,229 |
| Additional noninterest expense | $123,000 | 6,581 |
| Pre-tax net operating income | $390,000 | 4,337 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $134,000 | 3,198 |
| Income before extraordinary items | $256,000 | 4,805 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $256,000 | 4,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,694 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $256,000 | 4,783 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,231,000 | 4,506 |
| Total interest expense | $2,656,000 | 3,663 |
| Net interest income | $3,575,000 | 4,956 |
| Provision for loan and lease losses | $150,000 | 4,107 |
| Total noninterest income | $119,000 | 7,765 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $119,000 | 6,127 |
| Total noninterest expense | $1,999,000 | 6,120 |
| Salaries and employee benefits | $1,145,000 | 5,932 |
| Premises and equipment expense | $364,000 | 5,163 |
| Additional noninterest expense | $490,000 | 6,651 |
| Pre-tax net operating income | $1,545,000 | 4,300 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $539,000 | 3,244 |
| Income before extraordinary items | $1,006,000 | 4,822 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,006,000 | 4,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,206 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,006,000 | 4,796 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,610,000 | 4,509 |
| Total interest expense | $1,908,000 | 3,633 |
| Net interest income | $2,702,000 | 4,956 |
| Provision for loan and lease losses | $45,000 | 5,313 |
| Total noninterest income | $89,000 | 7,800 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $89,000 | 6,131 |
| Total noninterest expense | $1,286,000 | 6,538 |
| Salaries and employee benefits | $666,000 | 6,672 |
| Premises and equipment expense | $255,000 | 5,370 |
| Additional noninterest expense | $365,000 | 6,622 |
| Pre-tax net operating income | $1,460,000 | 3,831 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $504,000 | 2,919 |
| Income before extraordinary items | $956,000 | 4,289 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $956,000 | 4,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,558 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $956,000 | 4,238 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,029,000 | 4,489 |
| Total interest expense | $1,206,000 | 3,607 |
| Net interest income | $1,823,000 | 4,905 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $54,000 | 7,891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $54,000 | 6,283 |
| Total noninterest expense | $850,000 | 6,575 |
| Salaries and employee benefits | $424,000 | 6,787 |
| Premises and equipment expense | $166,000 | 5,420 |
| Additional noninterest expense | $260,000 | 6,402 |
| Pre-tax net operating income | $997,000 | 3,719 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $346,000 | 2,839 |
| Income before extraordinary items | $651,000 | 4,200 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $651,000 | 4,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,762 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $651,000 | 4,142 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,494,000 | 4,505 |
| Total interest expense | $587,000 | 3,565 |
| Net interest income | $907,000 | 4,934 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $25,000 | 7,991 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $25,000 | 6,471 |
| Total noninterest expense | $426,000 | 6,606 |
| Salaries and employee benefits | $206,000 | 6,910 |
| Premises and equipment expense | $88,000 | 5,294 |
| Additional noninterest expense | $132,000 | 6,402 |
| Pre-tax net operating income | $491,000 | 3,723 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $168,000 | 2,893 |
| Income before extraordinary items | $323,000 | 4,169 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $323,000 | 4,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $323,000 | 4,122 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,671,000 | 4,438 |
| Total interest expense | $2,213,000 | 3,358 |
| Net interest income | $3,458,000 | 4,945 |
| Provision for loan and lease losses | $175,000 | 3,992 |
| Total noninterest income | $81,000 | 8,292 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $81,000 | 6,755 |
| Total noninterest expense | $1,904,000 | 6,168 |
| Salaries and employee benefits | $975,000 | 6,355 |
| Premises and equipment expense | $301,000 | 5,671 |
| Additional noninterest expense | $628,000 | 5,839 |
| Pre-tax net operating income | $1,460,000 | 4,311 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $501,000 | 3,355 |
| Income before extraordinary items | $959,000 | 4,805 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $959,000 | 4,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,719 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $959,000 | 4,740 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,186,000 | 4,471 |
| Total interest expense | $1,631,000 | 3,360 |
| Net interest income | $2,555,000 | 4,985 |
| Provision for loan and lease losses | $105,000 | 4,188 |
| Total noninterest income | $56,000 | 8,400 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $56,000 | 6,899 |
| Total noninterest expense | $1,309,000 | 6,420 |
| Salaries and employee benefits | $581,000 | 6,980 |
| Premises and equipment expense | $220,000 | 5,708 |
| Additional noninterest expense | $508,000 | 5,591 |
| Pre-tax net operating income | $1,197,000 | 4,160 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $410,000 | 3,256 |
| Income before extraordinary items | $787,000 | 4,668 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $787,000 | 4,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,073 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $787,000 | 4,583 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,744,000 | 4,529 |
| Total interest expense | $1,081,000 | 3,355 |
| Net interest income | $1,663,000 | 5,065 |
| Provision for loan and lease losses | $75,000 | 3,988 |
| Total noninterest income | $30,000 | 8,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $30,000 | 7,216 |
| Total noninterest expense | $853,000 | 6,535 |
| Salaries and employee benefits | $372,000 | 7,138 |
| Premises and equipment expense | $150,000 | 5,660 |
| Additional noninterest expense | $331,000 | 5,668 |
| Pre-tax net operating income | $765,000 | 4,227 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $263,000 | 3,306 |
| Income before extraordinary items | $502,000 | 4,732 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $502,000 | 4,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,422 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $502,000 | 4,635 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,359,000 | 4,581 |
| Total interest expense | $539,000 | 3,411 |
| Net interest income | $820,000 | 5,123 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $14,000 | 8,663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $14,000 | 7,349 |
| Total noninterest expense | $400,000 | 6,759 |
| Salaries and employee benefits | $190,000 | 7,115 |
| Premises and equipment expense | $72,000 | 5,806 |
| Additional noninterest expense | $138,000 | 6,256 |
| Pre-tax net operating income | $404,000 | 4,058 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $139,000 | 3,223 |
| Income before extraordinary items | $265,000 | 4,601 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $265,000 | 4,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,675 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $265,000 | 4,473 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,330,000 | 4,684 |
| Total interest expense | $2,200,000 | 3,709 |
| Net interest income | $3,130,000 | 5,170 |
| Provision for loan and lease losses | $45,000 | 6,412 |
| Total noninterest income | $62,000 | 8,683 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $62,000 | 7,257 |
| Total noninterest expense | $1,743,000 | 6,447 |
| Salaries and employee benefits | $863,000 | 6,704 |
| Premises and equipment expense | $265,000 | 6,022 |
| Additional noninterest expense | $615,000 | 5,916 |
| Pre-tax net operating income | $1,404,000 | 4,304 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $481,000 | 3,439 |
| Income before extraordinary items | $923,000 | 4,872 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $923,000 | 4,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,556 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $923,000 | 4,708 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,983,000 | 4,746 |
| Total interest expense | $1,664,000 | 3,812 |
| Net interest income | $2,319,000 | 5,237 |
| Provision for loan and lease losses | $15,000 | 6,935 |
| Total noninterest income | $41,000 | 8,819 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $41,000 | 7,480 |
| Total noninterest expense | $1,130,000 | 6,886 |
| Salaries and employee benefits | $492,000 | 7,429 |
| Premises and equipment expense | $188,000 | 6,155 |
| Additional noninterest expense | $450,000 | 5,983 |
| Pre-tax net operating income | $1,215,000 | 4,039 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $415,000 | 3,350 |
| Income before extraordinary items | $800,000 | 4,597 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $800,000 | 4,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,436 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $800,000 | 4,424 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,663,000 | 4,767 |
| Total interest expense | $1,130,000 | 3,862 |
| Net interest income | $1,533,000 | 5,261 |
| Provision for loan and lease losses | $15,000 | 6,544 |
| Total noninterest income | $28,000 | 8,823 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $28,000 | 7,414 |
| Total noninterest expense | $735,000 | 6,962 |
| Salaries and employee benefits | $335,000 | 7,403 |
| Premises and equipment expense | $124,000 | 6,178 |
| Additional noninterest expense | $276,000 | 6,233 |
| Pre-tax net operating income | $811,000 | 4,018 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $278,000 | 3,369 |
| Income before extraordinary items | $533,000 | 4,622 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $533,000 | 4,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,113 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $533,000 | 4,409 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,339,000 | 4,777 |
| Total interest expense | $567,000 | 3,946 |
| Net interest income | $772,000 | 5,226 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $14,000 | 8,843 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 7,447 |
| Total noninterest expense | $361,000 | 7,045 |
| Salaries and employee benefits | $172,000 | 7,371 |
| Premises and equipment expense | $61,000 | 6,231 |
| Additional noninterest expense | $128,000 | 6,459 |
| Pre-tax net operating income | $425,000 | 3,898 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $146,000 | 3,270 |
| Income before extraordinary items | $279,000 | 4,434 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $279,000 | 4,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $279,000 | 4,237 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,225,000 | 5,024 |
| Total interest expense | $3,026,000 | 3,516 |
| Net interest income | $2,199,000 | 6,323 |
| Provision for loan and lease losses | $66,000 | 6,366 |
| Total noninterest income | $64,000 | 8,822 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $64,000 | 7,231 |
| Total noninterest expense | $1,411,000 | 7,036 |
| Salaries and employee benefits | $693,000 | 7,295 |
| Premises and equipment expense | $256,000 | 6,059 |
| Additional noninterest expense | $462,000 | 6,732 |
| Pre-tax net operating income | $786,000 | 5,817 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $270,000 | 4,620 |
| Income before extraordinary items | $516,000 | 6,326 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $516,000 | 6,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,321 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $516,000 | 6,174 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,170,000 | 5,503 |
| Total interest expense | $3,516,000 | 4,193 |
| Net interest income | $1,654,000 | 7,056 |
| Provision for loan and lease losses | $57,000 | 6,529 |
| Total noninterest income | $82,000 | 8,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $82,000 | 6,833 |
| Total noninterest expense | $1,039,000 | 7,855 |
| Salaries and employee benefits | $570,000 | 7,806 |
| Premises and equipment expense | $243,000 | 6,170 |
| Additional noninterest expense | $226,000 | 8,449 |
| Pre-tax net operating income | $640,000 | 6,028 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $220,000 | 4,856 |
| Income before extraordinary items | $420,000 | 6,457 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $420,000 | 6,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,531 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $420,000 | 6,336 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,863,000 | 5,843 |
| Total interest expense | $3,147,000 | 4,737 |
| Net interest income | $1,716,000 | 7,086 |
| Provision for loan and lease losses | $66,000 | 6,080 |
| Total noninterest income | $114,000 | 8,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $114,000 | 6,126 |
| Total noninterest expense | $1,079,000 | 7,803 |
| Salaries and employee benefits | $665,000 | 7,363 |
| Premises and equipment expense | $209,000 | 6,622 |
| Additional noninterest expense | $205,000 | 8,746 |
| Pre-tax net operating income | $685,000 | 6,284 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $235,000 | 5,093 |
| Income before extraordinary items | $450,000 | 6,588 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $450,000 | 6,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,928 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $450,000 | 6,608 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,375,000 | 6,036 |
| Total interest expense | $2,646,000 | 5,040 |
| Net interest income | $1,729,000 | 7,148 |
| Provision for loan and lease losses | $35,000 | 7,095 |
| Total noninterest income | $89,000 | 8,996 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $89,000 | 6,897 |
| Total noninterest expense | $1,128,000 | 7,760 |
| Salaries and employee benefits | $725,000 | 7,111 |
| Premises and equipment expense | $192,000 | 6,941 |
| Additional noninterest expense | $211,000 | 8,919 |
| Pre-tax net operating income | $655,000 | 6,493 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $226,000 | 5,445 |
| Income before extraordinary items | $429,000 | 6,828 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $429,000 | 6,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,364 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $429,000 | 6,802 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,129,000 | 6,372 |
| Total interest expense | $2,594,000 | 5,230 |
| Net interest income | $1,535,000 | 7,609 |
| Provision for loan and lease losses | $24,000 | 7,567 |
| Total noninterest income | $78,000 | 9,386 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $78,000 | 7,242 |
| Total noninterest expense | $1,055,000 | 7,952 |
| Salaries and employee benefits | $672,000 | 7,357 |
| Premises and equipment expense | $189,000 | 6,883 |
| Additional noninterest expense | $194,000 | 9,180 |
| Pre-tax net operating income | $534,000 | 7,207 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $192,000 | 6,289 |
| Income before extraordinary items | $342,000 | 7,581 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $342,000 | 7,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,674 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $342,000 | 7,500 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,803,000 | 6,845 |
| Total interest expense | $2,389,000 | 5,592 |
| Net interest income | $1,414,000 | 8,199 |
| Provision for loan and lease losses | $90,000 | 5,371 |
| Total noninterest income | $497,000 | 5,017 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $497,000 | 2,835 |
| Total noninterest expense | $982,000 | 8,405 |
| Salaries and employee benefits | $603,000 | 7,895 |
| Premises and equipment expense | $151,000 | 7,778 |
| Additional noninterest expense | $228,000 | 9,090 |
| Pre-tax net operating income | $839,000 | 6,367 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $284,000 | 5,875 |
| Income before extraordinary items | $555,000 | 6,639 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $555,000 | 6,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,342 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $555,000 | 6,581 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,243,000 | 7,677 |
| Total interest expense | $1,848,000 | 6,736 |
| Net interest income | $1,395,000 | 8,526 |
| Provision for loan and lease losses | $37,000 | 7,110 |
| Total noninterest income | $72,000 | 10,431 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $72,000 | 8,006 |
| Total noninterest expense | $998,000 | 8,674 |
| Salaries and employee benefits | $514,000 | 8,760 |
| Premises and equipment expense | $96,000 | 9,398 |
| Additional noninterest expense | $388,000 | 7,980 |
| Pre-tax net operating income | $432,000 | 8,318 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $147,000 | 7,918 |
| Income before extraordinary items | $285,000 | 8,550 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $285,000 | 8,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $285,000 | 8,484 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,888,000 | 8,382 |
| Total interest expense | $1,582,000 | 7,471 |
| Net interest income | $1,306,000 | 9,054 |
| Provision for loan and lease losses | $92,000 | 4,795 |
| Total noninterest income | $48,000 | 11,380 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $48,000 | 9,325 |
| Total noninterest expense | $763,000 | 9,930 |
| Salaries and employee benefits | $446,000 | 9,577 |
| Premises and equipment expense | $82,000 | 10,145 |
| Additional noninterest expense | $235,000 | 9,999 |
| Pre-tax net operating income | $499,000 | 8,441 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $168,000 | 7,963 |
| Income before extraordinary items | $331,000 | 8,656 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $331,000 | 8,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 2,854 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $331,000 | 8,623 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,445,000 | 9,003 |
| Total interest expense | $1,172,000 | 8,012 |
| Net interest income | $1,273,000 | 9,543 |
| Provision for loan and lease losses | $45,000 | 6,361 |
| Total noninterest income | $28,000 | 12,289 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $28,000 | 10,920 |
| Total noninterest expense | $711,000 | 10,648 |
| Salaries and employee benefits | $434,000 | 9,968 |
| Premises and equipment expense | $77,000 | 10,744 |
| Additional noninterest expense | $200,000 | 11,156 |
| Pre-tax net operating income | $545,000 | 8,352 |
| Securities gains (losses) | $5,000 | 2,624 |
| Applicable income taxes | $183,000 | 7,655 |
| Income before extraordinary items | $367,000 | 8,488 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $367,000 | 8,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $363,650 | 8,566 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,204,000 | 9,782 |
| Total interest expense | $1,153,000 | 8,472 |
| Net interest income | $1,051,000 | 10,593 |
| Provision for loan and lease losses | $102,000 | 5,694 |
| Total noninterest income | $23,000 | 13,031 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $23,000 | 11,812 |
| Total noninterest expense | $777,000 | 10,780 |
| Salaries and employee benefits | $377,000 | 10,873 |
| Premises and equipment expense | $77,000 | 11,269 |
| Additional noninterest expense | $323,000 | 10,151 |
| Pre-tax net operating income | $195,000 | 11,088 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $51,000 | 10,921 |
| Income before extraordinary items | $153,000 | 11,170 |
| Extraordinary gains, net | $71,000 | 1,896 |
| Net income | $224,000 | 10,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $380,000 | 2,135 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $146,250 | 11,040 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,201,000 | 10,471 |
| Total interest expense | $1,339,000 | 9,086 |
| Net interest income | $862,000 | 11,665 |
| Provision for loan and lease losses | $20,000 | 10,574 |
| Total noninterest income | $38,000 | 13,389 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $38,000 | 11,181 |
| Total noninterest expense | $591,000 | 12,116 |
| Salaries and employee benefits | $350,000 | 11,434 |
| Premises and equipment expense | $77,000 | 11,610 |
| Additional noninterest expense | $164,000 | 12,734 |
| Pre-tax net operating income | $289,000 | 10,244 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $78,000 | 10,500 |
| Income before extraordinary items | $212,000 | 10,438 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $212,000 | 10,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 12,286 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $211,270 | 10,095 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.