MassBank, Income and Expense
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,716,000 | 7,213 |
| Total interest expense | $1,071,000 | 6,188 |
| Net interest income | $645,000 | 7,830 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $-288,000 | 8,323 |
| Gross Fiduciary activities income | $7,000 | 1,205 |
| Service charges on deposit accounts | $26,000 | 6,896 |
| Trading account gains and fees | $-353,000 | 8,318 |
| Additional Noninterest Income | $32,000 | 7,052 |
| Total noninterest expense | $809,000 | 7,453 |
| Salaries and employee benefits | $493,000 | 7,276 |
| Premises and equipment expense | $143,000 | 6,801 |
| Additional noninterest expense | $173,000 | 7,782 |
| Pre-tax net operating income | $-452,000 | 7,232 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-157,000 | 7,612 |
| Income before extraordinary items | $-295,000 | 7,014 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-295,000 | 7,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 925 |
| Net operating income | $-295,000 | 7,166 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $16,068,000 | 1,240 |
| Total interest expense | $8,864,000 | 969 |
| Net interest income | $7,204,000 | 1,556 |
| Provision for loan and lease losses | $43,000 | 5,341 |
| Total noninterest income | $593,000 | 3,161 |
| Gross Fiduciary activities income | $52,000 | 898 |
| Service charges on deposit accounts | $210,000 | 3,383 |
| Trading account gains and fees | $146,000 | 90 |
| Additional Noninterest Income | $185,000 | 3,914 |
| Total noninterest expense | $7,865,000 | 1,233 |
| Salaries and employee benefits | $3,617,000 | 1,450 |
| Premises and equipment expense | $1,113,000 | 1,226 |
| Additional noninterest expense | $3,135,000 | 944 |
| Pre-tax net operating income | $-111,000 | 7,210 |
| Securities gains (losses) | $-63,000 | 8,240 |
| Applicable income taxes | $-37,000 | 7,723 |
| Income before extraordinary items | $-137,000 | 7,311 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-137,000 | 7,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,853 |
| Cash dividends | $2,000,000 | 774 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 745 |
| Net operating income | $-87,230 | 7,192 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $8,767,000 | 1,158 |
| Total interest expense | $4,748,000 | 971 |
| Net interest income | $4,019,000 | 1,386 |
| Provision for loan and lease losses | $28,000 | 4,637 |
| Total noninterest income | $905,000 | 1,437 |
| Gross Fiduciary activities income | $29,000 | 903 |
| Service charges on deposit accounts | $93,000 | 3,591 |
| Trading account gains and fees | $712,000 | 65 |
| Additional Noninterest Income | $71,000 | 4,403 |
| Total noninterest expense | $4,489,000 | 1,081 |
| Salaries and employee benefits | $1,784,000 | 1,493 |
| Premises and equipment expense | $593,000 | 1,166 |
| Additional noninterest expense | $2,112,000 | 693 |
| Pre-tax net operating income | $407,000 | 3,504 |
| Securities gains (losses) | $-45,000 | 8,394 |
| Applicable income taxes | $159,000 | 2,248 |
| Income before extraordinary items | $203,000 | 4,625 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $203,000 | 4,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $2,000,000 | 415 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 594 |
| Net operating income | $231,800 | 4,262 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $39,801,000 | 1,060 |
| Total interest expense | $21,015,000 | 945 |
| Net interest income | $18,786,000 | 1,183 |
| Provision for loan and lease losses | $-10,000 | 8,234 |
| Total noninterest income | $5,243,000 | 1,065 |
| Gross Fiduciary activities income | $132,000 | 870 |
| Service charges on deposit accounts | $427,000 | 3,402 |
| Trading account gains and fees | $346,000 | 92 |
| Additional Noninterest Income | $4,338,000 | 777 |
| Total noninterest expense | $12,560,000 | 1,468 |
| Salaries and employee benefits | $7,656,000 | 1,310 |
| Premises and equipment expense | $2,094,000 | 1,266 |
| Additional noninterest expense | $2,810,000 | 1,969 |
| Pre-tax net operating income | $11,479,000 | 740 |
| Securities gains (losses) | $272,000 | 381 |
| Applicable income taxes | $4,144,000 | 619 |
| Income before extraordinary items | $7,607,000 | 846 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,607,000 | 844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,321 |
| Cash dividends | $6,700,000 | 579 |
| Sale, conversion, retirement of capital stock, net | $111,000 | 901 |
| Net operating income | $7,430,200 | 852 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $30,063,000 | 1,055 |
| Total interest expense | $15,850,000 | 938 |
| Net interest income | $14,213,000 | 1,184 |
| Provision for loan and lease losses | $-10,000 | 8,298 |
| Total noninterest income | $3,965,000 | 1,048 |
| Gross Fiduciary activities income | $72,000 | 918 |
| Service charges on deposit accounts | $332,000 | 3,320 |
| Trading account gains and fees | $202,000 | 103 |
| Additional Noninterest Income | $3,359,000 | 761 |
| Total noninterest expense | $9,771,000 | 1,398 |
| Salaries and employee benefits | $6,100,000 | 1,221 |
| Premises and equipment expense | $1,553,000 | 1,274 |
| Additional noninterest expense | $2,118,000 | 1,907 |
| Pre-tax net operating income | $8,417,000 | 820 |
| Securities gains (losses) | $184,000 | 384 |
| Applicable income taxes | $3,028,000 | 695 |
| Income before extraordinary items | $5,573,000 | 929 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,573,000 | 927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,809 |
| Cash dividends | $4,700,000 | 603 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 838 |
| Net operating income | $5,453,400 | 943 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $20,044,000 | 1,071 |
| Total interest expense | $10,481,000 | 952 |
| Net interest income | $9,563,000 | 1,194 |
| Provision for loan and lease losses | $-10,000 | 8,353 |
| Total noninterest income | $1,503,000 | 1,672 |
| Gross Fiduciary activities income | $49,000 | 935 |
| Service charges on deposit accounts | $236,000 | 3,140 |
| Trading account gains and fees | $81,000 | 113 |
| Additional Noninterest Income | $1,137,000 | 1,280 |
| Total noninterest expense | $6,072,000 | 1,512 |
| Salaries and employee benefits | $3,732,000 | 1,358 |
| Premises and equipment expense | $1,025,000 | 1,306 |
| Additional noninterest expense | $1,315,000 | 2,048 |
| Pre-tax net operating income | $5,004,000 | 959 |
| Securities gains (losses) | $288,000 | 263 |
| Applicable income taxes | $1,827,000 | 786 |
| Income before extraordinary items | $3,465,000 | 1,042 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,465,000 | 1,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $3,100,000 | 628 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 748 |
| Net operating income | $3,277,800 | 1,079 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $9,984,000 | 1,065 |
| Total interest expense | $5,188,000 | 951 |
| Net interest income | $4,796,000 | 1,171 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $1,327,000 | 1,053 |
| Gross Fiduciary activities income | $22,000 | 957 |
| Service charges on deposit accounts | $102,000 | 3,414 |
| Trading account gains and fees | $35,000 | 152 |
| Additional Noninterest Income | $1,168,000 | 727 |
| Total noninterest expense | $3,048,000 | 1,503 |
| Salaries and employee benefits | $1,862,000 | 1,382 |
| Premises and equipment expense | $531,000 | 1,271 |
| Additional noninterest expense | $655,000 | 2,002 |
| Pre-tax net operating income | $3,075,000 | 781 |
| Securities gains (losses) | $85,000 | 329 |
| Applicable income taxes | $1,102,000 | 670 |
| Income before extraordinary items | $2,058,000 | 864 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,058,000 | 863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $1,700,000 | 528 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 603 |
| Net operating income | $2,002,750 | 874 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $39,955,000 | 983 |
| Total interest expense | $18,964,000 | 880 |
| Net interest income | $20,991,000 | 1,057 |
| Provision for loan and lease losses | $123,000 | 4,355 |
| Total noninterest income | $1,352,000 | 2,898 |
| Gross Fiduciary activities income | $88,000 | 953 |
| Service charges on deposit accounts | $403,000 | 3,520 |
| Trading account gains and fees | $61,000 | 103 |
| Additional Noninterest Income | $800,000 | 2,579 |
| Total noninterest expense | $12,162,000 | 1,464 |
| Salaries and employee benefits | $7,295,000 | 1,340 |
| Premises and equipment expense | $2,157,000 | 1,188 |
| Additional noninterest expense | $2,710,000 | 1,948 |
| Pre-tax net operating income | $10,058,000 | 972 |
| Securities gains (losses) | $735,000 | 210 |
| Applicable income taxes | $3,734,000 | 802 |
| Income before extraordinary items | $7,059,000 | 1,055 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,059,000 | 1,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,822 |
| Cash dividends | $6,575,000 | 557 |
| Sale, conversion, retirement of capital stock, net | $133,000 | 843 |
| Net operating income | $6,581,250 | 1,112 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $29,867,000 | 980 |
| Total interest expense | $13,858,000 | 879 |
| Net interest income | $16,009,000 | 1,062 |
| Provision for loan and lease losses | $132,000 | 3,689 |
| Total noninterest income | $980,000 | 2,966 |
| Gross Fiduciary activities income | $64,000 | 955 |
| Service charges on deposit accounts | $303,000 | 3,549 |
| Trading account gains and fees | $109,000 | 93 |
| Additional Noninterest Income | $504,000 | 2,837 |
| Total noninterest expense | $9,121,000 | 1,471 |
| Salaries and employee benefits | $5,475,000 | 1,352 |
| Premises and equipment expense | $1,684,000 | 1,145 |
| Additional noninterest expense | $1,962,000 | 1,988 |
| Pre-tax net operating income | $7,736,000 | 997 |
| Securities gains (losses) | $429,000 | 231 |
| Applicable income taxes | $2,824,000 | 828 |
| Income before extraordinary items | $5,341,000 | 1,084 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,341,000 | 1,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,827 |
| Cash dividends | $4,875,000 | 535 |
| Sale, conversion, retirement of capital stock, net | $95,000 | 716 |
| Net operating income | $5,062,150 | 1,129 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $19,810,000 | 964 |
| Total interest expense | $8,986,000 | 858 |
| Net interest income | $10,824,000 | 1,050 |
| Provision for loan and lease losses | $50,000 | 4,407 |
| Total noninterest income | $614,000 | 3,074 |
| Gross Fiduciary activities income | $43,000 | 971 |
| Service charges on deposit accounts | $203,000 | 3,505 |
| Trading account gains and fees | $21,000 | 102 |
| Additional Noninterest Income | $347,000 | 2,771 |
| Total noninterest expense | $6,232,000 | 1,449 |
| Salaries and employee benefits | $3,687,000 | 1,344 |
| Premises and equipment expense | $1,194,000 | 1,066 |
| Additional noninterest expense | $1,351,000 | 1,941 |
| Pre-tax net operating income | $5,156,000 | 993 |
| Securities gains (losses) | $349,000 | 196 |
| Applicable income taxes | $1,911,000 | 822 |
| Income before extraordinary items | $3,594,000 | 1,070 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,594,000 | 1,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,447 |
| Cash dividends | $3,600,000 | 493 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 618 |
| Net operating income | $3,367,150 | 1,127 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $9,804,000 | 951 |
| Total interest expense | $4,373,000 | 845 |
| Net interest income | $5,431,000 | 1,047 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $341,000 | 2,839 |
| Gross Fiduciary activities income | $22,000 | 976 |
| Service charges on deposit accounts | $104,000 | 3,385 |
| Trading account gains and fees | $13,000 | 96 |
| Additional Noninterest Income | $202,000 | 2,477 |
| Total noninterest expense | $3,227,000 | 1,398 |
| Salaries and employee benefits | $1,879,000 | 1,320 |
| Premises and equipment expense | $584,000 | 1,101 |
| Additional noninterest expense | $764,000 | 1,716 |
| Pre-tax net operating income | $2,545,000 | 985 |
| Securities gains (losses) | $238,000 | 159 |
| Applicable income taxes | $961,000 | 808 |
| Income before extraordinary items | $1,822,000 | 1,043 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,822,000 | 1,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,331 |
| Cash dividends | $1,800,000 | 459 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 523 |
| Net operating income | $1,667,300 | 1,105 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $36,817,000 | 890 |
| Total interest expense | $15,172,000 | 748 |
| Net interest income | $21,645,000 | 984 |
| Provision for loan and lease losses | $-54,000 | 8,589 |
| Total noninterest income | $1,331,000 | 2,906 |
| Gross Fiduciary activities income | $96,000 | 949 |
| Service charges on deposit accounts | $455,000 | 3,251 |
| Trading account gains and fees | $164,000 | 93 |
| Additional Noninterest Income | $616,000 | 3,009 |
| Total noninterest expense | $12,290,000 | 1,392 |
| Salaries and employee benefits | $7,371,000 | 1,252 |
| Premises and equipment expense | $2,203,000 | 1,102 |
| Additional noninterest expense | $2,716,000 | 1,864 |
| Pre-tax net operating income | $10,740,000 | 922 |
| Securities gains (losses) | $515,000 | 273 |
| Applicable income taxes | $3,892,000 | 785 |
| Income before extraordinary items | $7,363,000 | 982 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $7,363,000 | 982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $7,000,000 | 500 |
| Sale, conversion, retirement of capital stock, net | $258,000 | 619 |
| Net operating income | $7,028,250 | 1,008 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $27,192,000 | 881 |
| Total interest expense | $11,033,000 | 721 |
| Net interest income | $16,159,000 | 975 |
| Provision for loan and lease losses | $-53,000 | 8,672 |
| Total noninterest income | $1,023,000 | 2,865 |
| Gross Fiduciary activities income | $74,000 | 936 |
| Service charges on deposit accounts | $348,000 | 3,222 |
| Trading account gains and fees | $119,000 | 89 |
| Additional Noninterest Income | $482,000 | 2,957 |
| Total noninterest expense | $9,250,000 | 1,377 |
| Salaries and employee benefits | $5,495,000 | 1,252 |
| Premises and equipment expense | $1,649,000 | 1,099 |
| Additional noninterest expense | $2,106,000 | 1,774 |
| Pre-tax net operating income | $7,985,000 | 925 |
| Securities gains (losses) | $307,000 | 385 |
| Applicable income taxes | $2,821,000 | 813 |
| Income before extraordinary items | $5,471,000 | 985 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,471,000 | 986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,995 |
| Cash dividends | $5,200,000 | 452 |
| Sale, conversion, retirement of capital stock, net | $204,000 | 493 |
| Net operating income | $5,268,380 | 1,008 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $17,841,000 | 872 |
| Total interest expense | $7,148,000 | 703 |
| Net interest income | $10,693,000 | 977 |
| Provision for loan and lease losses | $-53,000 | 8,707 |
| Total noninterest income | $648,000 | 2,931 |
| Gross Fiduciary activities income | $53,000 | 931 |
| Service charges on deposit accounts | $232,000 | 3,190 |
| Trading account gains and fees | $58,000 | 88 |
| Additional Noninterest Income | $305,000 | 3,025 |
| Total noninterest expense | $6,109,000 | 1,391 |
| Salaries and employee benefits | $3,611,000 | 1,268 |
| Premises and equipment expense | $1,128,000 | 1,050 |
| Additional noninterest expense | $1,370,000 | 1,803 |
| Pre-tax net operating income | $5,285,000 | 900 |
| Securities gains (losses) | $130,000 | 498 |
| Applicable income taxes | $1,835,000 | 818 |
| Income before extraordinary items | $3,580,000 | 972 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,580,000 | 972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $3,400,000 | 460 |
| Sale, conversion, retirement of capital stock, net | $204,000 | 362 |
| Net operating income | $3,494,200 | 980 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $8,769,000 | 864 |
| Total interest expense | $3,467,000 | 698 |
| Net interest income | $5,302,000 | 978 |
| Provision for loan and lease losses | $-53,000 | 8,810 |
| Total noninterest income | $137,000 | 4,943 |
| Gross Fiduciary activities income | $32,000 | 906 |
| Service charges on deposit accounts | $115,000 | 3,135 |
| Trading account gains and fees | $-114,000 | 8,915 |
| Additional Noninterest Income | $104,000 | 3,652 |
| Total noninterest expense | $2,988,000 | 1,417 |
| Salaries and employee benefits | $1,718,000 | 1,346 |
| Premises and equipment expense | $599,000 | 996 |
| Additional noninterest expense | $671,000 | 1,835 |
| Pre-tax net operating income | $2,504,000 | 936 |
| Securities gains (losses) | $58,000 | 507 |
| Applicable income taxes | $837,000 | 872 |
| Income before extraordinary items | $1,725,000 | 1,010 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,725,000 | 1,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $1,800,000 | 397 |
| Sale, conversion, retirement of capital stock, net | $146,000 | 237 |
| Net operating income | $1,686,140 | 1,008 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $33,601,000 | 824 |
| Total interest expense | $12,748,000 | 648 |
| Net interest income | $20,853,000 | 950 |
| Provision for loan and lease losses | $-243,000 | 8,858 |
| Total noninterest income | $1,111,000 | 3,307 |
| Gross Fiduciary activities income | $115,000 | 916 |
| Service charges on deposit accounts | $518,000 | 3,059 |
| Trading account gains and fees | $-133,000 | 8,953 |
| Additional Noninterest Income | $611,000 | 2,960 |
| Total noninterest expense | $12,129,000 | 1,353 |
| Salaries and employee benefits | $7,204,000 | 1,206 |
| Premises and equipment expense | $2,169,000 | 1,068 |
| Additional noninterest expense | $2,756,000 | 1,766 |
| Pre-tax net operating income | $10,078,000 | 876 |
| Securities gains (losses) | $1,361,000 | 228 |
| Applicable income taxes | $4,006,000 | 705 |
| Income before extraordinary items | $7,433,000 | 886 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,433,000 | 887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,559 |
| Cash dividends | $7,100,000 | 458 |
| Sale, conversion, retirement of capital stock, net | $260,000 | 540 |
| Net operating income | $6,548,350 | 979 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $24,918,000 | 826 |
| Total interest expense | $9,438,000 | 637 |
| Net interest income | $15,480,000 | 954 |
| Provision for loan and lease losses | $-187,000 | 8,918 |
| Total noninterest income | $670,000 | 3,833 |
| Gross Fiduciary activities income | $88,000 | 908 |
| Service charges on deposit accounts | $394,000 | 3,045 |
| Trading account gains and fees | $-214,000 | 9,009 |
| Additional Noninterest Income | $402,000 | 3,173 |
| Total noninterest expense | $8,967,000 | 1,370 |
| Salaries and employee benefits | $5,340,000 | 1,225 |
| Premises and equipment expense | $1,644,000 | 1,053 |
| Additional noninterest expense | $1,983,000 | 1,805 |
| Pre-tax net operating income | $7,370,000 | 900 |
| Securities gains (losses) | $1,156,000 | 241 |
| Applicable income taxes | $2,988,000 | 718 |
| Income before extraordinary items | $5,538,000 | 898 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,538,000 | 899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,881 |
| Cash dividends | $5,300,000 | 432 |
| Sale, conversion, retirement of capital stock, net | $146,000 | 482 |
| Net operating income | $4,786,600 | 1,001 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $16,478,000 | 831 |
| Total interest expense | $6,209,000 | 636 |
| Net interest income | $10,269,000 | 950 |
| Provision for loan and lease losses | $-112,000 | 8,969 |
| Total noninterest income | $337,000 | 4,510 |
| Gross Fiduciary activities income | $61,000 | 905 |
| Service charges on deposit accounts | $266,000 | 2,986 |
| Trading account gains and fees | $-283,000 | 9,057 |
| Additional Noninterest Income | $293,000 | 3,029 |
| Total noninterest expense | $6,026,000 | 1,353 |
| Salaries and employee benefits | $3,609,000 | 1,209 |
| Premises and equipment expense | $1,120,000 | 1,031 |
| Additional noninterest expense | $1,297,000 | 1,842 |
| Pre-tax net operating income | $4,692,000 | 933 |
| Securities gains (losses) | $1,043,000 | 209 |
| Applicable income taxes | $2,018,000 | 720 |
| Income before extraordinary items | $3,717,000 | 880 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,717,000 | 880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,531 |
| Cash dividends | $3,600,000 | 423 |
| Sale, conversion, retirement of capital stock, net | $137,000 | 379 |
| Net operating income | $3,039,050 | 1,044 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $8,351,000 | 836 |
| Total interest expense | $3,109,000 | 649 |
| Net interest income | $5,242,000 | 944 |
| Provision for loan and lease losses | $-62,000 | 9,014 |
| Total noninterest income | $493,000 | 2,182 |
| Gross Fiduciary activities income | $30,000 | 921 |
| Service charges on deposit accounts | $137,000 | 2,859 |
| Trading account gains and fees | $210,000 | 67 |
| Additional Noninterest Income | $116,000 | 3,401 |
| Total noninterest expense | $3,110,000 | 1,319 |
| Salaries and employee benefits | $1,839,000 | 1,195 |
| Premises and equipment expense | $599,000 | 969 |
| Additional noninterest expense | $672,000 | 1,765 |
| Pre-tax net operating income | $2,687,000 | 816 |
| Securities gains (losses) | $365,000 | 319 |
| Applicable income taxes | $1,083,000 | 690 |
| Income before extraordinary items | $1,969,000 | 840 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,969,000 | 840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $1,700,000 | 410 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 249 |
| Net operating income | $1,731,750 | 892 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $38,165,000 | 746 |
| Total interest expense | $15,869,000 | 570 |
| Net interest income | $22,296,000 | 870 |
| Provision for loan and lease losses | $-502,000 | 9,124 |
| Total noninterest income | $1,342,000 | 3,062 |
| Gross Fiduciary activities income | $118,000 | 926 |
| Service charges on deposit accounts | $621,000 | 2,632 |
| Trading account gains and fees | $81,000 | 130 |
| Additional Noninterest Income | $522,000 | 3,506 |
| Total noninterest expense | $12,455,000 | 1,304 |
| Salaries and employee benefits | $7,459,000 | 1,136 |
| Premises and equipment expense | $2,248,000 | 1,018 |
| Additional noninterest expense | $2,748,000 | 1,766 |
| Pre-tax net operating income | $11,685,000 | 750 |
| Securities gains (losses) | $558,000 | 700 |
| Applicable income taxes | $4,323,000 | 693 |
| Income before extraordinary items | $7,920,000 | 820 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,920,000 | 823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,630 |
| Cash dividends | $9,300,000 | 398 |
| Sale, conversion, retirement of capital stock, net | $422,000 | 514 |
| Net operating income | $7,557,300 | 796 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $29,468,000 | 734 |
| Total interest expense | $12,384,000 | 578 |
| Net interest income | $17,084,000 | 855 |
| Provision for loan and lease losses | $-450,000 | 9,190 |
| Total noninterest income | $1,051,000 | 3,031 |
| Gross Fiduciary activities income | $88,000 | 930 |
| Service charges on deposit accounts | $491,000 | 2,509 |
| Trading account gains and fees | $139,000 | 116 |
| Additional Noninterest Income | $333,000 | 3,866 |
| Total noninterest expense | $9,291,000 | 1,319 |
| Salaries and employee benefits | $5,553,000 | 1,155 |
| Premises and equipment expense | $1,679,000 | 1,031 |
| Additional noninterest expense | $2,059,000 | 1,754 |
| Pre-tax net operating income | $9,294,000 | 734 |
| Securities gains (losses) | $165,000 | 1,353 |
| Applicable income taxes | $3,354,000 | 701 |
| Income before extraordinary items | $6,105,000 | 830 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $6,105,000 | 831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,535 |
| Cash dividends | $7,200,000 | 376 |
| Sale, conversion, retirement of capital stock, net | $239,000 | 430 |
| Net operating income | $5,997,750 | 781 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $20,235,000 | 715 |
| Total interest expense | $8,759,000 | 566 |
| Net interest income | $11,476,000 | 850 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $921,000 | 2,492 |
| Gross Fiduciary activities income | $58,000 | 946 |
| Service charges on deposit accounts | $359,000 | 2,292 |
| Trading account gains and fees | $273,000 | 90 |
| Additional Noninterest Income | $231,000 | 3,762 |
| Total noninterest expense | $6,192,000 | 1,315 |
| Salaries and employee benefits | $3,694,000 | 1,156 |
| Premises and equipment expense | $1,109,000 | 1,040 |
| Additional noninterest expense | $1,389,000 | 1,729 |
| Pre-tax net operating income | $6,205,000 | 733 |
| Securities gains (losses) | $-41,000 | 9,149 |
| Applicable income taxes | $2,172,000 | 724 |
| Income before extraordinary items | $3,992,000 | 843 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,992,000 | 844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $5,200,000 | 330 |
| Sale, conversion, retirement of capital stock, net | $123,000 | 373 |
| Net operating income | $4,018,650 | 777 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $10,368,000 | 706 |
| Total interest expense | $4,620,000 | 552 |
| Net interest income | $5,748,000 | 849 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $180,000 | 4,416 |
| Gross Fiduciary activities income | $30,000 | 949 |
| Service charges on deposit accounts | $156,000 | 2,505 |
| Trading account gains and fees | $-78,000 | 9,285 |
| Additional Noninterest Income | $72,000 | 4,544 |
| Total noninterest expense | $3,015,000 | 1,338 |
| Salaries and employee benefits | $1,787,000 | 1,195 |
| Premises and equipment expense | $573,000 | 1,007 |
| Additional noninterest expense | $655,000 | 1,795 |
| Pre-tax net operating income | $2,913,000 | 775 |
| Securities gains (losses) | $118,000 | 910 |
| Applicable income taxes | $1,060,000 | 759 |
| Income before extraordinary items | $1,971,000 | 854 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,971,000 | 854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $3,100,000 | 272 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 244 |
| Net operating income | $1,894,300 | 813 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $47,179,000 | 651 |
| Total interest expense | $22,777,000 | 516 |
| Net interest income | $24,402,000 | 777 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $1,276,000 | 2,947 |
| Gross Fiduciary activities income | $135,000 | 927 |
| Service charges on deposit accounts | $699,000 | 2,252 |
| Trading account gains and fees | $152,000 | 101 |
| Additional Noninterest Income | $290,000 | 4,333 |
| Total noninterest expense | $11,859,000 | 1,296 |
| Salaries and employee benefits | $7,082,000 | 1,131 |
| Premises and equipment expense | $1,998,000 | 1,104 |
| Additional noninterest expense | $2,779,000 | 1,694 |
| Pre-tax net operating income | $13,819,000 | 637 |
| Securities gains (losses) | $1,566,000 | 322 |
| Applicable income taxes | $5,514,000 | 547 |
| Income before extraordinary items | $9,871,000 | 634 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $9,871,000 | 635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,859 |
| Cash dividends | $11,000,000 | 340 |
| Sale, conversion, retirement of capital stock, net | $808,000 | 409 |
| Net operating income | $8,868,760 | 684 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $55,182,000 | 639 |
| Total interest expense | $32,432,000 | 537 |
| Net interest income | $22,750,000 | 778 |
| Provision for loan and lease losses | $40,000 | 6,926 |
| Total noninterest income | $1,479,000 | 2,531 |
| Gross Fiduciary activities income | $134,000 | 925 |
| Service charges on deposit accounts | $781,000 | 1,948 |
| Trading account gains and fees | $100,000 | 121 |
| Additional Noninterest Income | $464,000 | 3,260 |
| Total noninterest expense | $11,592,000 | 1,253 |
| Salaries and employee benefits | $6,505,000 | 1,138 |
| Premises and equipment expense | $2,056,000 | 1,024 |
| Additional noninterest expense | $3,031,000 | 1,533 |
| Pre-tax net operating income | $12,597,000 | 620 |
| Securities gains (losses) | $4,263,000 | 152 |
| Applicable income taxes | $6,035,000 | 479 |
| Income before extraordinary items | $10,825,000 | 546 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $10,825,000 | 546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,080 |
| Cash dividends | $8,800,000 | 412 |
| Sale, conversion, retirement of capital stock, net | $512,000 | 492 |
| Net operating income | $8,096,680 | 668 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $60,312,000 | 620 |
| Total interest expense | $35,419,000 | 545 |
| Net interest income | $24,893,000 | 716 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $1,861,000 | 1,984 |
| Gross Fiduciary activities income | $155,000 | 853 |
| Service charges on deposit accounts | $825,000 | 1,682 |
| Trading account gains and fees | $476,000 | 90 |
| Additional Noninterest Income | $405,000 | 3,311 |
| Total noninterest expense | $12,353,000 | 1,129 |
| Salaries and employee benefits | $6,772,000 | 1,035 |
| Premises and equipment expense | $2,079,000 | 962 |
| Additional noninterest expense | $3,502,000 | 1,300 |
| Pre-tax net operating income | $14,341,000 | 584 |
| Securities gains (losses) | $3,049,000 | 73 |
| Applicable income taxes | $6,210,000 | 471 |
| Income before extraordinary items | $11,180,000 | 522 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $11,180,000 | 523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,922 |
| Cash dividends | $8,800,000 | 420 |
| Sale, conversion, retirement of capital stock, net | $408,000 | 566 |
| Net operating income | $9,228,640 | 606 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $58,238,000 | 614 |
| Total interest expense | $33,227,000 | 520 |
| Net interest income | $25,011,000 | 724 |
| Provision for loan and lease losses | $140,000 | 4,418 |
| Total noninterest income | $1,517,000 | 2,279 |
| Gross Fiduciary activities income | $143,000 | 930 |
| Service charges on deposit accounts | $863,000 | 1,527 |
| Trading account gains and fees | $79,000 | 123 |
| Additional Noninterest Income | $432,000 | 3,243 |
| Total noninterest expense | $12,415,000 | 1,115 |
| Salaries and employee benefits | $7,281,000 | 940 |
| Premises and equipment expense | $2,146,000 | 939 |
| Additional noninterest expense | $2,988,000 | 1,519 |
| Pre-tax net operating income | $13,973,000 | 628 |
| Securities gains (losses) | $3,954,000 | 78 |
| Applicable income taxes | $6,600,000 | 497 |
| Income before extraordinary items | $11,327,000 | 562 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $11,327,000 | 562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,387 |
| Cash dividends | $9,200,000 | 425 |
| Sale, conversion, retirement of capital stock, net | $417,000 | 634 |
| Net operating income | $8,796,440 | 675 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $59,872,000 | 596 |
| Total interest expense | $34,416,000 | 516 |
| Net interest income | $25,456,000 | 697 |
| Provision for loan and lease losses | $193,000 | 3,591 |
| Total noninterest income | $1,734,000 | 2,029 |
| Gross Fiduciary activities income | $165,000 | 904 |
| Service charges on deposit accounts | $958,000 | 1,298 |
| Trading account gains and fees | $95,000 | 157 |
| Additional Noninterest Income | $516,000 | 2,924 |
| Total noninterest expense | $12,394,000 | 1,068 |
| Salaries and employee benefits | $7,294,000 | 904 |
| Premises and equipment expense | $2,059,000 | 938 |
| Additional noninterest expense | $3,041,000 | 1,430 |
| Pre-tax net operating income | $14,603,000 | 575 |
| Securities gains (losses) | $2,797,000 | 189 |
| Applicable income taxes | $6,511,000 | 468 |
| Income before extraordinary items | $10,889,000 | 544 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $10,889,000 | 543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,126 |
| Cash dividends | $6,400,000 | 533 |
| Sale, conversion, retirement of capital stock, net | $662,000 | 521 |
| Net operating income | $9,098,920 | 606 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $60,780,000 | 594 |
| Total interest expense | $34,737,000 | 521 |
| Net interest income | $26,043,000 | 698 |
| Provision for loan and lease losses | $170,000 | 3,857 |
| Total noninterest income | $1,968,000 | 1,789 |
| Gross Fiduciary activities income | $154,000 | 963 |
| Service charges on deposit accounts | $1,078,000 | 1,175 |
| Trading account gains and fees | $108,000 | 161 |
| Additional Noninterest Income | $628,000 | 2,399 |
| Total noninterest expense | $13,446,000 | 1,018 |
| Salaries and employee benefits | $7,321,000 | 907 |
| Premises and equipment expense | $2,093,000 | 954 |
| Additional noninterest expense | $4,032,000 | 1,120 |
| Pre-tax net operating income | $14,395,000 | 601 |
| Securities gains (losses) | $1,832,000 | 198 |
| Applicable income taxes | $6,038,000 | 539 |
| Income before extraordinary items | $10,189,000 | 594 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $10,189,000 | 594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,726 |
| Cash dividends | $6,400,000 | 517 |
| Sale, conversion, retirement of capital stock, net | $599,000 | 517 |
| Net operating income | $9,016,520 | 623 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $58,124,000 | 649 |
| Total interest expense | $33,082,000 | 566 |
| Net interest income | $25,042,000 | 758 |
| Provision for loan and lease losses | $123,000 | 4,537 |
| Total noninterest income | $1,694,000 | 2,096 |
| Gross Fiduciary activities income | $136,000 | 1,058 |
| Service charges on deposit accounts | $1,081,000 | 1,235 |
| Trading account gains and fees | $-82,000 | 4,677 |
| Additional Noninterest Income | $559,000 | 2,710 |
| Total noninterest expense | $12,051,000 | 1,202 |
| Salaries and employee benefits | $6,959,000 | 967 |
| Premises and equipment expense | $2,026,000 | 1,041 |
| Additional noninterest expense | $3,066,000 | 1,700 |
| Pre-tax net operating income | $14,562,000 | 581 |
| Securities gains (losses) | $949,000 | 263 |
| Applicable income taxes | $6,015,000 | 515 |
| Income before extraordinary items | $9,496,000 | 612 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $9,496,000 | 612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $415,000 | 1,640 |
| Cash dividends | $5,750,000 | 620 |
| Sale, conversion, retirement of capital stock, net | $458,000 | 480 |
| Net operating income | $8,888,640 | 626 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $56,622,000 | 693 |
| Total interest expense | $30,919,000 | 633 |
| Net interest income | $25,703,000 | 760 |
| Provision for loan and lease losses | $75,000 | 5,235 |
| Total noninterest income | $2,344,000 | 1,615 |
| Gross Fiduciary activities income | $123,000 | 1,118 |
| Service charges on deposit accounts | $1,057,000 | 1,277 |
| Trading account gains and fees | $498,000 | 176 |
| Additional Noninterest Income | $666,000 | 2,375 |
| Total noninterest expense | $13,177,000 | 1,136 |
| Salaries and employee benefits | $7,030,000 | 973 |
| Premises and equipment expense | $2,091,000 | 1,027 |
| Additional noninterest expense | $4,056,000 | 1,322 |
| Pre-tax net operating income | $14,795,000 | 608 |
| Securities gains (losses) | $-407,000 | 11,786 |
| Applicable income taxes | $5,686,000 | 565 |
| Income before extraordinary items | $8,702,000 | 671 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $8,702,000 | 671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,500 |
| Cash dividends | $4,400,000 | 704 |
| Sale, conversion, retirement of capital stock, net | $563,000 | 363 |
| Net operating income | $8,962,480 | 648 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $51,466,000 | 684 |
| Total interest expense | $26,186,000 | 580 |
| Net interest income | $25,280,000 | 764 |
| Provision for loan and lease losses | $642,000 | 1,277 |
| Total noninterest income | $2,213,000 | 1,706 |
| Gross Fiduciary activities income | $135,000 | 1,114 |
| Service charges on deposit accounts | $1,113,000 | 1,192 |
| Trading account gains and fees | $-840,000 | 4,934 |
| Additional Noninterest Income | $1,805,000 | 1,214 |
| Total noninterest expense | $14,173,000 | 1,059 |
| Salaries and employee benefits | $6,613,000 | 1,027 |
| Premises and equipment expense | $2,173,000 | 983 |
| Additional noninterest expense | $5,387,000 | 1,103 |
| Pre-tax net operating income | $12,678,000 | 655 |
| Securities gains (losses) | $308,000 | 377 |
| Applicable income taxes | $4,747,000 | 602 |
| Income before extraordinary items | $8,239,000 | 669 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $8,239,000 | 671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $337,000 | 1,767 |
| Cash dividends | $4,000,000 | 653 |
| Sale, conversion, retirement of capital stock, net | $219,000 | 674 |
| Net operating income | $8,041,880 | 691 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $51,616,000 | 673 |
| Total interest expense | $27,519,000 | 561 |
| Net interest income | $24,097,000 | 789 |
| Provision for loan and lease losses | $641,000 | 1,771 |
| Total noninterest income | $2,154,000 | 1,863 |
| Gross Fiduciary activities income | $140,000 | 1,143 |
| Service charges on deposit accounts | $1,258,000 | 1,062 |
| Trading account gains and fees | $-77,000 | 5,117 |
| Additional Noninterest Income | $833,000 | 2,329 |
| Total noninterest expense | $14,169,000 | 1,113 |
| Salaries and employee benefits | $6,586,000 | 1,042 |
| Premises and equipment expense | $2,251,000 | 976 |
| Additional noninterest expense | $5,332,000 | 1,210 |
| Pre-tax net operating income | $11,441,000 | 637 |
| Securities gains (losses) | $276,000 | 1,376 |
| Applicable income taxes | $4,728,000 | 561 |
| Income before extraordinary items | $6,989,000 | 748 |
| Extraordinary gains, net | $-212,000 | 13,062 |
| Net income | $6,777,000 | 798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $436,000 | 1,939 |
| Cash dividends | $3,310,000 | 657 |
| Sale, conversion, retirement of capital stock, net | $-683,000 | 13,246 |
| Net operating income | $6,812,360 | 716 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $51,381,000 | 763 |
| Total interest expense | $30,997,000 | 641 |
| Net interest income | $20,384,000 | 925 |
| Provision for loan and lease losses | $884,000 | 2,008 |
| Total noninterest income | $2,275,000 | 1,775 |
| Gross Fiduciary activities income | $282,000 | 983 |
| Service charges on deposit accounts | $1,420,000 | 920 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $573,000 | 2,920 |
| Total noninterest expense | $13,487,000 | 1,174 |
| Salaries and employee benefits | $6,138,000 | 1,093 |
| Premises and equipment expense | $2,226,000 | 1,017 |
| Additional noninterest expense | $5,123,000 | 1,295 |
| Pre-tax net operating income | $8,288,000 | 774 |
| Securities gains (losses) | $125,000 | 2,651 |
| Applicable income taxes | $3,817,000 | 624 |
| Income before extraordinary items | $4,596,000 | 1,031 |
| Extraordinary gains, net | $146,000 | 576 |
| Net income | $4,742,000 | 1,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $303,000 | 3,309 |
| Cash dividends | $1,061,000 | 1,469 |
| Sale, conversion, retirement of capital stock, net | $217,000 | 711 |
| Net operating income | $4,516,000 | 952 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.