Home > Mason State Bank > Income and Expense
Mason State Bank, Income and Expense
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,187,000 | 4,127 |
| Total interest expense | $551,000 | 3,467 |
| Net interest income | $3,636,000 | 4,168 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $492,000 | 4,110 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $131,000 | 4,190 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $361,000 | 3,708 |
| Total noninterest expense | $3,186,000 | 4,112 |
| Salaries and employee benefits | $1,952,000 | 3,882 |
| Premises and equipment expense | $366,000 | 3,936 |
| Additional noninterest expense | $868,000 | 4,417 |
| Pre-tax net operating income | $942,000 | 4,145 |
| Securities gains (losses) | $31,000 | 2,135 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $973,000 | 3,922 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $973,000 | 3,920 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $973,000 | 3,921 |
| Net charge-offs | $-2,000 | 4,729 |
| Cash dividends | $1,224,000 | 1,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $942,000 | 3,898 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,168,000 | 4,143 |
| Total interest expense | $434,000 | 3,406 |
| Net interest income | $2,734,000 | 4,190 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $354,000 | 4,200 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $99,000 | 4,210 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $255,000 | 3,803 |
| Total noninterest expense | $2,314,000 | 4,185 |
| Salaries and employee benefits | $1,381,000 | 3,985 |
| Premises and equipment expense | $273,000 | 3,978 |
| Additional noninterest expense | $660,000 | 4,420 |
| Pre-tax net operating income | $774,000 | 4,081 |
| Securities gains (losses) | $31,000 | 2,082 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $805,000 | 3,837 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $805,000 | 3,835 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $805,000 | 3,837 |
| Net charge-offs | $-3,000 | 4,630 |
| Cash dividends | $424,000 | 2,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $774,000 | 3,827 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,100,000 | 4,175 |
| Total interest expense | $314,000 | 3,258 |
| Net interest income | $1,786,000 | 4,260 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $240,000 | 4,179 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $67,000 | 4,184 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $173,000 | 3,799 |
| Total noninterest expense | $1,546,000 | 4,211 |
| Salaries and employee benefits | $925,000 | 4,019 |
| Premises and equipment expense | $176,000 | 4,051 |
| Additional noninterest expense | $445,000 | 4,440 |
| Pre-tax net operating income | $480,000 | 4,213 |
| Securities gains (losses) | $31,000 | 1,734 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $511,000 | 3,924 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $511,000 | 3,922 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $511,000 | 3,923 |
| Net charge-offs | $-2,000 | 4,474 |
| Cash dividends | $300,000 | 2,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $480,000 | 3,952 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,041,000 | 4,210 |
| Total interest expense | $159,000 | 3,240 |
| Net interest income | $882,000 | 4,313 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $106,000 | 4,316 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $35,000 | 4,105 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $71,000 | 4,003 |
| Total noninterest expense | $766,000 | 4,269 |
| Salaries and employee benefits | $451,000 | 4,100 |
| Premises and equipment expense | $83,000 | 4,217 |
| Additional noninterest expense | $232,000 | 4,384 |
| Pre-tax net operating income | $222,000 | 4,305 |
| Securities gains (losses) | $31,000 | 1,042 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $253,000 | 3,902 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $253,000 | 3,899 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $253,000 | 3,900 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $90,000 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $222,000 | 4,041 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,370,000 | 4,140 |
| Total interest expense | $849,000 | 2,707 |
| Net interest income | $3,521,000 | 4,323 |
| Provision for loan and lease losses | $-12,000 | 5,611 |
| Total noninterest income | $579,000 | 3,951 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $151,000 | 4,131 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $428,000 | 3,498 |
| Total noninterest expense | $3,111,000 | 4,262 |
| Salaries and employee benefits | $1,913,000 | 3,993 |
| Premises and equipment expense | $391,000 | 3,957 |
| Additional noninterest expense | $807,000 | 4,682 |
| Pre-tax net operating income | $1,001,000 | 4,098 |
| Securities gains (losses) | $10,000 | 2,597 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $1,011,000 | 3,918 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,011,000 | 3,918 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,011,000 | 3,919 |
| Net charge-offs | $-5,000 | 5,069 |
| Cash dividends | $1,338,000 | 1,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,001,000 | 3,881 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,266,000 | 4,184 |
| Total interest expense | $671,000 | 2,658 |
| Net interest income | $2,595,000 | 4,406 |
| Provision for loan and lease losses | $10,000 | 4,009 |
| Total noninterest income | $439,000 | 3,955 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $114,000 | 4,162 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $325,000 | 3,496 |
| Total noninterest expense | $2,305,000 | 4,308 |
| Salaries and employee benefits | $1,412,000 | 4,048 |
| Premises and equipment expense | $300,000 | 3,951 |
| Additional noninterest expense | $593,000 | 4,757 |
| Pre-tax net operating income | $719,000 | 4,254 |
| Securities gains (losses) | $10,000 | 2,368 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $729,000 | 4,040 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $729,000 | 4,040 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $729,000 | 4,042 |
| Net charge-offs | $-3,000 | 4,866 |
| Cash dividends | $216,000 | 3,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $719,000 | 4,009 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,163,000 | 4,228 |
| Total interest expense | $468,000 | 2,583 |
| Net interest income | $1,695,000 | 4,474 |
| Provision for loan and lease losses | $5,000 | 3,922 |
| Total noninterest income | $316,000 | 3,852 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $76,000 | 4,165 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $240,000 | 3,370 |
| Total noninterest expense | $1,535,000 | 4,348 |
| Salaries and employee benefits | $941,000 | 4,087 |
| Premises and equipment expense | $203,000 | 3,959 |
| Additional noninterest expense | $391,000 | 4,812 |
| Pre-tax net operating income | $471,000 | 4,257 |
| Securities gains (losses) | $10,000 | 2,017 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $481,000 | 4,039 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $481,000 | 4,040 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $481,000 | 4,041 |
| Net charge-offs | $-2,000 | 4,729 |
| Cash dividends | $161,000 | 2,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $471,000 | 4,007 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,088,000 | 4,225 |
| Total interest expense | $250,000 | 2,480 |
| Net interest income | $838,000 | 4,519 |
| Provision for loan and lease losses | $5,000 | 3,469 |
| Total noninterest income | $111,000 | 4,377 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $38,000 | 4,154 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $73,000 | 4,041 |
| Total noninterest expense | $744,000 | 4,454 |
| Salaries and employee benefits | $448,000 | 4,223 |
| Premises and equipment expense | $99,000 | 4,047 |
| Additional noninterest expense | $197,000 | 4,831 |
| Pre-tax net operating income | $200,000 | 4,436 |
| Securities gains (losses) | $10,000 | 1,480 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $210,000 | 4,205 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $210,000 | 4,207 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $210,000 | 4,208 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $30,000 | 2,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $200,000 | 4,219 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,365,000 | 4,276 |
| Total interest expense | $1,161,000 | 2,319 |
| Net interest income | $3,204,000 | 4,672 |
| Provision for loan and lease losses | $-50,000 | 5,961 |
| Total noninterest income | $761,000 | 3,569 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $170,000 | 4,185 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $591,000 | 3,042 |
| Total noninterest expense | $3,054,000 | 4,445 |
| Salaries and employee benefits | $1,861,000 | 4,142 |
| Premises and equipment expense | $399,000 | 4,097 |
| Additional noninterest expense | $794,000 | 4,931 |
| Pre-tax net operating income | $961,000 | 4,213 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $961,000 | 4,026 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $961,000 | 4,025 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $961,000 | 4,027 |
| Net charge-offs | $-5,000 | 5,549 |
| Cash dividends | $1,081,000 | 1,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $961,000 | 3,964 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,315,000 | 4,289 |
| Total interest expense | $902,000 | 2,290 |
| Net interest income | $2,413,000 | 4,714 |
| Provision for loan and lease losses | $-10,000 | 6,076 |
| Total noninterest income | $573,000 | 3,589 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $127,000 | 4,243 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $446,000 | 3,069 |
| Total noninterest expense | $2,275,000 | 4,479 |
| Salaries and employee benefits | $1,380,000 | 4,184 |
| Premises and equipment expense | $286,000 | 4,246 |
| Additional noninterest expense | $609,000 | 4,921 |
| Pre-tax net operating income | $721,000 | 4,297 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $721,000 | 4,080 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $721,000 | 4,081 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $721,000 | 4,081 |
| Net charge-offs | $-4,000 | 5,417 |
| Cash dividends | $713,000 | 1,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $721,000 | 4,026 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,200,000 | 4,308 |
| Total interest expense | $615,000 | 2,279 |
| Net interest income | $1,585,000 | 4,762 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $372,000 | 3,622 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $89,000 | 4,133 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $283,000 | 3,119 |
| Total noninterest expense | $1,479,000 | 4,581 |
| Salaries and employee benefits | $893,000 | 4,276 |
| Premises and equipment expense | $188,000 | 4,305 |
| Additional noninterest expense | $398,000 | 4,976 |
| Pre-tax net operating income | $478,000 | 4,245 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $478,000 | 4,031 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $478,000 | 4,036 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $478,000 | 4,036 |
| Net charge-offs | $-2,000 | 5,209 |
| Cash dividends | $653,000 | 1,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $478,000 | 3,974 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,120,000 | 4,290 |
| Total interest expense | $320,000 | 2,239 |
| Net interest income | $800,000 | 4,771 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $131,000 | 4,200 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $42,000 | 4,230 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $89,000 | 3,740 |
| Total noninterest expense | $717,000 | 4,687 |
| Salaries and employee benefits | $425,000 | 4,440 |
| Premises and equipment expense | $94,000 | 4,361 |
| Additional noninterest expense | $198,000 | 5,028 |
| Pre-tax net operating income | $214,000 | 4,366 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $214,000 | 4,136 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $214,000 | 4,136 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $214,000 | 4,138 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $64,000 | 2,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $214,000 | 4,084 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,722,000 | 4,238 |
| Total interest expense | $1,380,000 | 2,315 |
| Net interest income | $3,342,000 | 4,697 |
| Provision for loan and lease losses | $103,000 | 3,661 |
| Total noninterest income | $755,000 | 3,713 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $176,000 | 4,309 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $579,000 | 3,166 |
| Total noninterest expense | $3,156,000 | 4,493 |
| Salaries and employee benefits | $1,851,000 | 4,248 |
| Premises and equipment expense | $387,000 | 4,293 |
| Additional noninterest expense | $918,000 | 4,769 |
| Pre-tax net operating income | $838,000 | 4,352 |
| Securities gains (losses) | $14,000 | 2,505 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $852,000 | 4,169 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $852,000 | 4,171 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $852,000 | 4,172 |
| Net charge-offs | $164,000 | 3,237 |
| Cash dividends | $362,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $838,000 | 4,153 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,577,000 | 4,251 |
| Total interest expense | $1,046,000 | 2,357 |
| Net interest income | $2,531,000 | 4,726 |
| Provision for loan and lease losses | $15,000 | 4,590 |
| Total noninterest income | $557,000 | 3,841 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $130,000 | 4,376 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $427,000 | 3,254 |
| Total noninterest expense | $2,351,000 | 4,528 |
| Salaries and employee benefits | $1,379,000 | 4,275 |
| Premises and equipment expense | $288,000 | 4,336 |
| Additional noninterest expense | $684,000 | 4,805 |
| Pre-tax net operating income | $722,000 | 4,222 |
| Securities gains (losses) | $14,000 | 2,364 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $736,000 | 3,972 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $736,000 | 3,974 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $736,000 | 3,975 |
| Net charge-offs | $24,000 | 4,312 |
| Cash dividends | $179,000 | 3,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $722,000 | 3,948 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,396,000 | 4,240 |
| Total interest expense | $707,000 | 2,376 |
| Net interest income | $1,689,000 | 4,728 |
| Provision for loan and lease losses | $15,000 | 4,344 |
| Total noninterest income | $439,000 | 3,541 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $86,000 | 4,368 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $353,000 | 2,974 |
| Total noninterest expense | $1,594,000 | 4,507 |
| Salaries and employee benefits | $916,000 | 4,322 |
| Premises and equipment expense | $190,000 | 4,381 |
| Additional noninterest expense | $488,000 | 4,688 |
| Pre-tax net operating income | $519,000 | 4,083 |
| Securities gains (losses) | $14,000 | 2,169 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $533,000 | 3,816 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $533,000 | 3,817 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $533,000 | 3,819 |
| Net charge-offs | $26,000 | 3,836 |
| Cash dividends | $110,000 | 2,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $519,000 | 3,769 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,182,000 | 4,305 |
| Total interest expense | $351,000 | 2,449 |
| Net interest income | $831,000 | 4,789 |
| Provision for loan and lease losses | $16,000 | 3,706 |
| Total noninterest income | $135,000 | 4,364 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $42,000 | 4,398 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $93,000 | 3,865 |
| Total noninterest expense | $749,000 | 4,692 |
| Salaries and employee benefits | $450,000 | 4,407 |
| Premises and equipment expense | $82,000 | 4,729 |
| Additional noninterest expense | $217,000 | 4,975 |
| Pre-tax net operating income | $201,000 | 4,451 |
| Securities gains (losses) | $14,000 | 1,385 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $215,000 | 4,151 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $215,000 | 4,153 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $215,000 | 4,153 |
| Net charge-offs | $-3,000 | 5,668 |
| Cash dividends | $70,000 | 2,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $201,000 | 4,168 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,099,000 | 4,256 |
| Total interest expense | $1,569,000 | 2,616 |
| Net interest income | $3,530,000 | 4,725 |
| Provision for loan and lease losses | $129,000 | 4,415 |
| Total noninterest income | $558,000 | 4,301 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $200,000 | 4,264 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $358,000 | 3,793 |
| Total noninterest expense | $3,065,000 | 4,699 |
| Salaries and employee benefits | $1,768,000 | 4,441 |
| Premises and equipment expense | $337,000 | 4,709 |
| Additional noninterest expense | $960,000 | 4,889 |
| Pre-tax net operating income | $894,000 | 4,179 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $894,000 | 4,107 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $894,000 | 4,107 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $894,000 | 4,109 |
| Net charge-offs | $143,000 | 4,097 |
| Cash dividends | $888,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $894,000 | 3,924 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,860,000 | 4,313 |
| Total interest expense | $1,205,000 | 2,664 |
| Net interest income | $2,655,000 | 4,801 |
| Provision for loan and lease losses | $113,000 | 4,227 |
| Total noninterest income | $364,000 | 4,593 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $144,000 | 4,393 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $220,000 | 4,113 |
| Total noninterest expense | $2,266,000 | 4,755 |
| Salaries and employee benefits | $1,287,000 | 4,535 |
| Premises and equipment expense | $262,000 | 4,684 |
| Additional noninterest expense | $717,000 | 4,940 |
| Pre-tax net operating income | $640,000 | 4,361 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $640,000 | 4,248 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $640,000 | 4,248 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $640,000 | 4,248 |
| Net charge-offs | $31,000 | 4,837 |
| Cash dividends | $795,000 | 1,551 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $640,000 | 4,077 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,588,000 | 4,326 |
| Total interest expense | $829,000 | 2,699 |
| Net interest income | $1,759,000 | 4,840 |
| Provision for loan and lease losses | $36,000 | 4,786 |
| Total noninterest income | $184,000 | 5,007 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $92,000 | 4,472 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $92,000 | 4,764 |
| Total noninterest expense | $1,520,000 | 4,775 |
| Salaries and employee benefits | $854,000 | 4,578 |
| Premises and equipment expense | $176,000 | 4,677 |
| Additional noninterest expense | $490,000 | 4,907 |
| Pre-tax net operating income | $387,000 | 4,497 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $387,000 | 4,422 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $387,000 | 4,428 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $387,000 | 4,426 |
| Net charge-offs | $22,000 | 4,582 |
| Cash dividends | $447,000 | 1,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $387,000 | 4,233 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,312,000 | 4,329 |
| Total interest expense | $416,000 | 2,786 |
| Net interest income | $896,000 | 4,816 |
| Provision for loan and lease losses | $19,000 | 4,532 |
| Total noninterest income | $98,000 | 4,966 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $41,000 | 4,661 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $57,000 | 4,515 |
| Total noninterest expense | $755,000 | 4,816 |
| Salaries and employee benefits | $414,000 | 4,694 |
| Premises and equipment expense | $91,000 | 4,607 |
| Additional noninterest expense | $250,000 | 4,872 |
| Pre-tax net operating income | $220,000 | 4,370 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $220,000 | 4,214 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $220,000 | 4,218 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $220,000 | 4,218 |
| Net charge-offs | $27,000 | 3,487 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $220,000 | 4,062 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,413,000 | 4,354 |
| Total interest expense | $2,059,000 | 2,718 |
| Net interest income | $3,354,000 | 5,010 |
| Provision for loan and lease losses | $155,000 | 4,896 |
| Total noninterest income | $511,000 | 4,355 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $201,000 | 4,363 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $310,000 | 3,811 |
| Total noninterest expense | $3,175,000 | 4,727 |
| Salaries and employee benefits | $1,768,000 | 4,512 |
| Premises and equipment expense | $346,000 | 4,900 |
| Additional noninterest expense | $1,061,000 | 4,763 |
| Pre-tax net operating income | $535,000 | 4,653 |
| Securities gains (losses) | $20,000 | 3,083 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $555,000 | 4,505 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $555,000 | 4,508 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $555,000 | 4,507 |
| Net charge-offs | $234,000 | 4,112 |
| Cash dividends | $362,000 | 2,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $535,000 | 4,446 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,181,000 | 4,322 |
| Total interest expense | $1,603,000 | 2,723 |
| Net interest income | $2,578,000 | 4,979 |
| Provision for loan and lease losses | $116,000 | 4,806 |
| Total noninterest income | $403,000 | 4,314 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $153,000 | 4,362 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $250,000 | 3,740 |
| Total noninterest expense | $2,397,000 | 4,712 |
| Salaries and employee benefits | $1,312,000 | 4,534 |
| Premises and equipment expense | $276,000 | 4,813 |
| Additional noninterest expense | $809,000 | 4,760 |
| Pre-tax net operating income | $468,000 | 4,567 |
| Securities gains (losses) | $20,000 | 2,810 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $488,000 | 4,356 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $488,000 | 4,358 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $488,000 | 4,358 |
| Net charge-offs | $184,000 | 3,809 |
| Cash dividends | $362,000 | 2,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $468,000 | 4,300 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,789,000 | 4,364 |
| Total interest expense | $1,098,000 | 2,754 |
| Net interest income | $1,691,000 | 5,031 |
| Provision for loan and lease losses | $96,000 | 4,447 |
| Total noninterest income | $223,000 | 4,682 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $94,000 | 4,500 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $129,000 | 4,188 |
| Total noninterest expense | $1,572,000 | 4,811 |
| Salaries and employee benefits | $862,000 | 4,615 |
| Premises and equipment expense | $182,000 | 4,867 |
| Additional noninterest expense | $528,000 | 4,861 |
| Pre-tax net operating income | $246,000 | 4,863 |
| Securities gains (losses) | $20,000 | 2,091 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $266,000 | 4,622 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $266,000 | 4,620 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $266,000 | 4,622 |
| Net charge-offs | $140,000 | 3,489 |
| Cash dividends | $200,000 | 2,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $246,000 | 4,644 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,385,000 | 4,399 |
| Total interest expense | $536,000 | 2,877 |
| Net interest income | $849,000 | 5,016 |
| Provision for loan and lease losses | $85,000 | 3,582 |
| Total noninterest income | $95,000 | 5,004 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $38,000 | 4,845 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $57,000 | 4,453 |
| Total noninterest expense | $759,000 | 4,940 |
| Salaries and employee benefits | $419,000 | 4,732 |
| Premises and equipment expense | $88,000 | 5,007 |
| Additional noninterest expense | $252,000 | 4,989 |
| Pre-tax net operating income | $100,000 | 5,144 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $100,000 | 5,009 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $100,000 | 5,007 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $100,000 | 5,009 |
| Net charge-offs | $127,000 | 2,509 |
| Cash dividends | $102,000 | 1,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $100,000 | 4,944 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,887,000 | 4,372 |
| Total interest expense | $2,691,000 | 2,822 |
| Net interest income | $3,196,000 | 5,195 |
| Provision for loan and lease losses | $200,000 | 5,328 |
| Total noninterest income | $559,000 | 4,371 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $186,000 | 4,548 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $373,000 | 3,628 |
| Total noninterest expense | $3,252,000 | 4,784 |
| Salaries and employee benefits | $1,705,000 | 4,681 |
| Premises and equipment expense | $372,000 | 4,924 |
| Additional noninterest expense | $1,175,000 | 4,669 |
| Pre-tax net operating income | $303,000 | 4,890 |
| Securities gains (losses) | $1,000 | 3,687 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $304,000 | 4,921 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $304,000 | 4,924 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $304,000 | 4,924 |
| Net charge-offs | $157,000 | 5,010 |
| Cash dividends | $446,000 | 2,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $303,000 | 4,782 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,450,000 | 4,433 |
| Total interest expense | $2,083,000 | 2,865 |
| Net interest income | $2,367,000 | 5,286 |
| Provision for loan and lease losses | $148,000 | 5,288 |
| Total noninterest income | $392,000 | 4,552 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $141,000 | 4,593 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $251,000 | 3,836 |
| Total noninterest expense | $2,442,000 | 4,802 |
| Salaries and employee benefits | $1,273,000 | 4,735 |
| Premises and equipment expense | $274,000 | 5,045 |
| Additional noninterest expense | $895,000 | 4,625 |
| Pre-tax net operating income | $169,000 | 5,365 |
| Securities gains (losses) | $1,000 | 3,533 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $170,000 | 5,432 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $170,000 | 5,434 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $170,000 | 5,435 |
| Net charge-offs | $36,000 | 5,729 |
| Cash dividends | $358,000 | 2,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $169,000 | 5,271 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,955,000 | 4,488 |
| Total interest expense | $1,402,000 | 2,941 |
| Net interest income | $1,553,000 | 5,348 |
| Provision for loan and lease losses | $47,000 | 5,918 |
| Total noninterest income | $218,000 | 4,875 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $95,000 | 4,578 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $123,000 | 4,300 |
| Total noninterest expense | $1,620,000 | 4,828 |
| Salaries and employee benefits | $865,000 | 4,701 |
| Premises and equipment expense | $196,000 | 4,925 |
| Additional noninterest expense | $559,000 | 4,785 |
| Pre-tax net operating income | $104,000 | 5,483 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $105,000 | 5,508 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $105,000 | 5,511 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $105,000 | 5,510 |
| Net charge-offs | $42,000 | 5,025 |
| Cash dividends | $227,000 | 2,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $104,000 | 5,400 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,531,000 | 4,437 |
| Total interest expense | $717,000 | 3,004 |
| Net interest income | $814,000 | 5,251 |
| Provision for loan and lease losses | $6,000 | 6,295 |
| Total noninterest income | $93,000 | 5,177 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $44,000 | 4,703 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $49,000 | 4,728 |
| Total noninterest expense | $807,000 | 4,893 |
| Salaries and employee benefits | $418,000 | 4,866 |
| Premises and equipment expense | $96,000 | 5,057 |
| Additional noninterest expense | $293,000 | 4,651 |
| Pre-tax net operating income | $94,000 | 5,120 |
| Securities gains (losses) | $1,000 | 2,151 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $95,000 | 5,046 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $95,000 | 5,047 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $95,000 | 5,046 |
| Net charge-offs | $29,000 | 4,173 |
| Cash dividends | $109,000 | 1,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $94,000 | 4,948 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,455,000 | 4,407 |
| Total interest expense | $2,867,000 | 3,536 |
| Net interest income | $3,588,000 | 4,905 |
| Provision for loan and lease losses | $392,000 | 4,897 |
| Total noninterest income | $668,000 | 4,165 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $203,000 | 4,632 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $465,000 | 3,329 |
| Total noninterest expense | $3,163,000 | 5,025 |
| Salaries and employee benefits | $1,692,000 | 4,840 |
| Premises and equipment expense | $353,000 | 5,309 |
| Additional noninterest expense | $1,118,000 | 4,926 |
| Pre-tax net operating income | $701,000 | 3,553 |
| Securities gains (losses) | $-26,000 | 7,085 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $675,000 | 3,413 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $675,000 | 3,412 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $675,000 | 3,412 |
| Net charge-offs | $342,000 | 4,318 |
| Cash dividends | $574,000 | 2,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $701,000 | 3,297 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,894,000 | 4,428 |
| Total interest expense | $2,139,000 | 3,685 |
| Net interest income | $2,755,000 | 4,834 |
| Provision for loan and lease losses | $362,000 | 4,319 |
| Total noninterest income | $540,000 | 4,072 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $154,000 | 4,631 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $386,000 | 3,243 |
| Total noninterest expense | $2,387,000 | 5,009 |
| Salaries and employee benefits | $1,268,000 | 4,866 |
| Premises and equipment expense | $264,000 | 5,342 |
| Additional noninterest expense | $855,000 | 4,866 |
| Pre-tax net operating income | $546,000 | 3,760 |
| Securities gains (losses) | $-26,000 | 7,305 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $520,000 | 3,623 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $520,000 | 3,621 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $520,000 | 3,623 |
| Net charge-offs | $344,000 | 3,527 |
| Cash dividends | $417,000 | 2,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $546,000 | 3,445 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,280,000 | 4,453 |
| Total interest expense | $1,415,000 | 3,818 |
| Net interest income | $1,865,000 | 4,779 |
| Provision for loan and lease losses | $157,000 | 4,687 |
| Total noninterest income | $318,000 | 4,312 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $101,000 | 4,644 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $217,000 | 3,526 |
| Total noninterest expense | $1,599,000 | 5,052 |
| Salaries and employee benefits | $847,000 | 4,924 |
| Premises and equipment expense | $180,000 | 5,339 |
| Additional noninterest expense | $572,000 | 4,861 |
| Pre-tax net operating income | $427,000 | 3,574 |
| Securities gains (losses) | $-26,000 | 7,545 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $401,000 | 3,469 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $401,000 | 3,466 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $401,000 | 3,467 |
| Net charge-offs | $250,000 | 3,158 |
| Cash dividends | $309,000 | 2,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $427,000 | 3,258 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,662,000 | 4,458 |
| Total interest expense | $707,000 | 3,923 |
| Net interest income | $955,000 | 4,707 |
| Provision for loan and lease losses | $69,000 | 4,501 |
| Total noninterest income | $150,000 | 4,401 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $52,000 | 4,522 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $98,000 | 3,686 |
| Total noninterest expense | $727,000 | 5,271 |
| Salaries and employee benefits | $423,000 | 4,971 |
| Premises and equipment expense | $91,000 | 5,354 |
| Additional noninterest expense | $213,000 | 5,431 |
| Pre-tax net operating income | $309,000 | 3,295 |
| Securities gains (losses) | $-26,000 | 7,889 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $283,000 | 3,235 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $283,000 | 3,235 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $283,000 | 3,235 |
| Net charge-offs | $14,000 | 4,567 |
| Cash dividends | $174,000 | 1,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $309,000 | 2,928 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,848,000 | 4,549 |
| Total interest expense | $3,213,000 | 4,051 |
| Net interest income | $3,635,000 | 4,868 |
| Provision for loan and lease losses | $109,000 | 5,961 |
| Total noninterest income | $377,000 | 5,388 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $216,000 | 4,650 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $161,000 | 5,188 |
| Total noninterest expense | $2,906,000 | 5,224 |
| Salaries and employee benefits | $1,747,000 | 4,888 |
| Premises and equipment expense | $364,000 | 5,335 |
| Additional noninterest expense | $795,000 | 5,488 |
| Pre-tax net operating income | $997,000 | 3,760 |
| Securities gains (losses) | $-7,000 | 6,991 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $990,000 | 3,313 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $990,000 | 3,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 4,964 |
| Cash dividends | $675,000 | 2,909 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $997,000 | 3,445 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,163,000 | 4,611 |
| Total interest expense | $2,436,000 | 4,148 |
| Net interest income | $2,727,000 | 4,898 |
| Provision for loan and lease losses | $5,000 | 6,874 |
| Total noninterest income | $312,000 | 5,303 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $164,000 | 4,659 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $148,000 | 4,974 |
| Total noninterest expense | $2,157,000 | 5,238 |
| Salaries and employee benefits | $1,294,000 | 4,946 |
| Premises and equipment expense | $269,000 | 5,391 |
| Additional noninterest expense | $594,000 | 5,446 |
| Pre-tax net operating income | $877,000 | 3,925 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $877,000 | 3,382 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $877,000 | 3,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,201 |
| Cash dividends | $509,000 | 2,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $877,000 | 3,514 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,446,000 | 4,674 |
| Total interest expense | $1,646,000 | 4,250 |
| Net interest income | $1,800,000 | 4,940 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $208,000 | 5,350 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $108,000 | 4,701 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $100,000 | 5,056 |
| Total noninterest expense | $1,448,000 | 5,245 |
| Salaries and employee benefits | $850,000 | 5,029 |
| Premises and equipment expense | $191,000 | 5,265 |
| Additional noninterest expense | $407,000 | 5,367 |
| Pre-tax net operating income | $560,000 | 4,163 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $560,000 | 3,782 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $560,000 | 3,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 3,402 |
| Cash dividends | $282,000 | 3,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $560,000 | 3,731 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,723,000 | 4,762 |
| Total interest expense | $845,000 | 4,356 |
| Net interest income | $878,000 | 5,014 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $107,000 | 5,281 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $55,000 | 4,609 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $52,000 | 4,970 |
| Total noninterest expense | $711,000 | 5,315 |
| Salaries and employee benefits | $415,000 | 5,131 |
| Premises and equipment expense | $100,000 | 5,157 |
| Additional noninterest expense | $196,000 | 5,438 |
| Pre-tax net operating income | $274,000 | 4,355 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $274,000 | 3,999 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $274,000 | 4,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 2,095 |
| Cash dividends | $75,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $274,000 | 3,917 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,444,000 | 4,577 |
| Total interest expense | $3,652,000 | 4,240 |
| Net interest income | $3,792,000 | 4,782 |
| Provision for loan and lease losses | $-28,000 | 8,275 |
| Total noninterest income | $581,000 | 4,709 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $258,000 | 4,397 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $323,000 | 4,113 |
| Total noninterest expense | $2,884,000 | 5,132 |
| Salaries and employee benefits | $1,760,000 | 4,817 |
| Premises and equipment expense | $367,000 | 5,275 |
| Additional noninterest expense | $757,000 | 5,524 |
| Pre-tax net operating income | $1,517,000 | 3,886 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-9,000 | 7,780 |
| Income before extraordinary items | $1,526,000 | 3,404 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,526,000 | 3,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,952 |
| Cash dividends | $4,146,000 | 883 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,526,000 | 3,385 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,627,000 | 4,564 |
| Total interest expense | $2,737,000 | 4,247 |
| Net interest income | $2,890,000 | 4,757 |
| Provision for loan and lease losses | $-28,000 | 8,345 |
| Total noninterest income | $486,000 | 4,475 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $194,000 | 4,399 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $292,000 | 3,787 |
| Total noninterest expense | $2,176,000 | 5,080 |
| Salaries and employee benefits | $1,327,000 | 4,776 |
| Premises and equipment expense | $277,000 | 5,245 |
| Additional noninterest expense | $572,000 | 5,446 |
| Pre-tax net operating income | $1,228,000 | 3,898 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-9,000 | 8,027 |
| Income before extraordinary items | $1,237,000 | 3,396 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,237,000 | 3,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,200 |
| Cash dividends | $3,886,000 | 701 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,237,000 | 3,380 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,750,000 | 4,584 |
| Total interest expense | $1,812,000 | 4,267 |
| Net interest income | $1,938,000 | 4,764 |
| Provision for loan and lease losses | $-28,000 | 8,403 |
| Total noninterest income | $320,000 | 4,520 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $131,000 | 4,384 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $189,000 | 3,884 |
| Total noninterest expense | $1,454,000 | 5,110 |
| Salaries and employee benefits | $886,000 | 4,811 |
| Premises and equipment expense | $187,000 | 5,229 |
| Additional noninterest expense | $381,000 | 5,448 |
| Pre-tax net operating income | $832,000 | 3,925 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-9,000 | 8,140 |
| Income before extraordinary items | $841,000 | 3,410 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $841,000 | 3,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,346 |
| Cash dividends | $3,611,000 | 553 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $841,000 | 3,386 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,876,000 | 4,586 |
| Total interest expense | $903,000 | 4,260 |
| Net interest income | $973,000 | 4,754 |
| Provision for loan and lease losses | $-19,000 | 8,461 |
| Total noninterest income | $146,000 | 4,704 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $66,000 | 4,317 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $80,000 | 4,208 |
| Total noninterest expense | $737,000 | 5,074 |
| Salaries and employee benefits | $440,000 | 4,851 |
| Premises and equipment expense | $97,000 | 5,145 |
| Additional noninterest expense | $200,000 | 5,262 |
| Pre-tax net operating income | $401,000 | 3,990 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-9,000 | 8,243 |
| Income before extraordinary items | $410,000 | 3,433 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $410,000 | 3,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $3,346,000 | 309 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $410,000 | 3,407 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,354,000 | 4,431 |
| Total interest expense | $3,404,000 | 3,994 |
| Net interest income | $3,950,000 | 4,691 |
| Provision for loan and lease losses | $-150,000 | 8,505 |
| Total noninterest income | $674,000 | 4,446 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $300,000 | 4,136 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $374,000 | 3,854 |
| Total noninterest expense | $2,833,000 | 5,078 |
| Salaries and employee benefits | $1,703,000 | 4,798 |
| Premises and equipment expense | $342,000 | 5,391 |
| Additional noninterest expense | $788,000 | 5,278 |
| Pre-tax net operating income | $1,941,000 | 3,718 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $788,000 | 2,497 |
| Income before extraordinary items | $1,153,000 | 4,372 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,153,000 | 4,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,131 |
| Cash dividends | $1,044,000 | 2,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,153,000 | 4,351 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,490,000 | 4,427 |
| Total interest expense | $2,525,000 | 3,928 |
| Net interest income | $2,965,000 | 4,728 |
| Provision for loan and lease losses | $-145,000 | 8,598 |
| Total noninterest income | $511,000 | 4,429 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $222,000 | 4,198 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $289,000 | 3,803 |
| Total noninterest expense | $2,124,000 | 5,065 |
| Salaries and employee benefits | $1,271,000 | 4,784 |
| Premises and equipment expense | $255,000 | 5,419 |
| Additional noninterest expense | $598,000 | 5,231 |
| Pre-tax net operating income | $1,497,000 | 3,789 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $460,000 | 2,971 |
| Income before extraordinary items | $1,037,000 | 4,087 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,037,000 | 4,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 2,805 |
| Cash dividends | $844,000 | 2,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,037,000 | 4,070 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,605,000 | 4,420 |
| Total interest expense | $1,648,000 | 3,879 |
| Net interest income | $1,957,000 | 4,776 |
| Provision for loan and lease losses | $-79,000 | 8,615 |
| Total noninterest income | $347,000 | 4,375 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $150,000 | 4,140 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $197,000 | 3,774 |
| Total noninterest expense | $1,397,000 | 5,120 |
| Salaries and employee benefits | $839,000 | 4,843 |
| Premises and equipment expense | $168,000 | 5,459 |
| Additional noninterest expense | $390,000 | 5,290 |
| Pre-tax net operating income | $986,000 | 3,824 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $299,000 | 3,049 |
| Income before extraordinary items | $687,000 | 4,118 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $687,000 | 4,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 2,134 |
| Cash dividends | $600,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $687,000 | 4,105 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,784,000 | 4,400 |
| Total interest expense | $810,000 | 3,789 |
| Net interest income | $974,000 | 4,787 |
| Provision for loan and lease losses | $-71,000 | 8,648 |
| Total noninterest income | $158,000 | 4,547 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $75,000 | 4,076 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $83,000 | 4,074 |
| Total noninterest expense | $709,000 | 5,090 |
| Salaries and employee benefits | $420,000 | 4,859 |
| Premises and equipment expense | $92,000 | 5,213 |
| Additional noninterest expense | $197,000 | 5,226 |
| Pre-tax net operating income | $494,000 | 3,761 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $151,000 | 3,033 |
| Income before extraordinary items | $343,000 | 4,064 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $343,000 | 4,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,367 |
| Cash dividends | $311,000 | 1,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $343,000 | 4,049 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,915,000 | 4,185 |
| Total interest expense | $2,958,000 | 3,369 |
| Net interest income | $3,957,000 | 4,655 |
| Provision for loan and lease losses | $-311,000 | 8,726 |
| Total noninterest income | $792,000 | 4,066 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $313,000 | 4,077 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $479,000 | 3,443 |
| Total noninterest expense | $2,762,000 | 5,052 |
| Salaries and employee benefits | $1,642,000 | 4,772 |
| Premises and equipment expense | $337,000 | 5,401 |
| Additional noninterest expense | $783,000 | 5,237 |
| Pre-tax net operating income | $2,298,000 | 3,350 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $683,000 | 2,860 |
| Income before extraordinary items | $1,615,000 | 3,614 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,615,000 | 3,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,288 |
| Cash dividends | $1,628,000 | 1,714 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,615,000 | 3,587 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,151,000 | 4,149 |
| Total interest expense | $2,164,000 | 3,279 |
| Net interest income | $2,987,000 | 4,660 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $599,000 | 4,049 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $228,000 | 4,166 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $371,000 | 3,411 |
| Total noninterest expense | $2,032,000 | 5,092 |
| Salaries and employee benefits | $1,192,000 | 4,847 |
| Premises and equipment expense | $256,000 | 5,356 |
| Additional noninterest expense | $584,000 | 5,207 |
| Pre-tax net operating income | $1,554,000 | 3,651 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $445,000 | 3,142 |
| Income before extraordinary items | $1,109,000 | 3,888 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,109,000 | 3,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,856 |
| Cash dividends | $1,248,000 | 1,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,109,000 | 3,847 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,377,000 | 4,137 |
| Total interest expense | $1,420,000 | 3,188 |
| Net interest income | $1,957,000 | 4,693 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $409,000 | 3,999 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $141,000 | 4,291 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $268,000 | 3,268 |
| Total noninterest expense | $1,352,000 | 5,086 |
| Salaries and employee benefits | $794,000 | 4,832 |
| Premises and equipment expense | $179,000 | 5,190 |
| Additional noninterest expense | $379,000 | 5,271 |
| Pre-tax net operating income | $1,014,000 | 3,663 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $274,000 | 3,254 |
| Income before extraordinary items | $740,000 | 3,819 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $740,000 | 3,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $557,000 | 2,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $740,000 | 3,766 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,680,000 | 4,128 |
| Total interest expense | $708,000 | 3,085 |
| Net interest income | $972,000 | 4,707 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $190,000 | 4,107 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $72,000 | 4,184 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $118,000 | 3,435 |
| Total noninterest expense | $689,000 | 5,042 |
| Salaries and employee benefits | $407,000 | 4,775 |
| Premises and equipment expense | $91,000 | 5,179 |
| Additional noninterest expense | $191,000 | 5,244 |
| Pre-tax net operating income | $473,000 | 3,825 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $132,000 | 3,320 |
| Income before extraordinary items | $341,000 | 4,022 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $341,000 | 4,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $242,000 | 2,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $341,000 | 3,978 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,618,000 | 3,972 |
| Total interest expense | $2,730,000 | 2,827 |
| Net interest income | $3,888,000 | 4,572 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $777,000 | 4,125 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $404,000 | 3,624 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $373,000 | 3,845 |
| Total noninterest expense | $2,591,000 | 5,174 |
| Salaries and employee benefits | $1,512,000 | 4,916 |
| Premises and equipment expense | $309,000 | 5,595 |
| Additional noninterest expense | $770,000 | 5,220 |
| Pre-tax net operating income | $2,074,000 | 3,414 |
| Securities gains (losses) | $20,000 | 2,398 |
| Applicable income taxes | $631,000 | 2,943 |
| Income before extraordinary items | $1,463,000 | 3,693 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,463,000 | 3,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 4,821 |
| Cash dividends | $1,590,000 | 1,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,449,000 | 3,661 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,952,000 | 3,960 |
| Total interest expense | $2,024,000 | 2,804 |
| Net interest income | $2,928,000 | 4,556 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $583,000 | 4,157 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $312,000 | 3,568 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $271,000 | 3,922 |
| Total noninterest expense | $1,932,000 | 5,154 |
| Salaries and employee benefits | $1,131,000 | 4,879 |
| Premises and equipment expense | $228,000 | 5,613 |
| Additional noninterest expense | $573,000 | 5,193 |
| Pre-tax net operating income | $1,579,000 | 3,461 |
| Securities gains (losses) | $20,000 | 2,305 |
| Applicable income taxes | $487,000 | 2,951 |
| Income before extraordinary items | $1,112,000 | 3,738 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,112,000 | 3,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,941 |
| Cash dividends | $1,311,000 | 1,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,098,000 | 3,700 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,319,000 | 3,943 |
| Total interest expense | $1,342,000 | 2,811 |
| Net interest income | $1,977,000 | 4,510 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $364,000 | 4,338 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $196,000 | 3,697 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $168,000 | 4,095 |
| Total noninterest expense | $1,261,000 | 5,261 |
| Salaries and employee benefits | $739,000 | 4,976 |
| Premises and equipment expense | $150,000 | 5,660 |
| Additional noninterest expense | $372,000 | 5,310 |
| Pre-tax net operating income | $1,080,000 | 3,353 |
| Securities gains (losses) | $20,000 | 2,036 |
| Applicable income taxes | $338,000 | 2,865 |
| Income before extraordinary items | $762,000 | 3,650 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $762,000 | 3,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $734,000 | 1,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $748,200 | 3,612 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,678,000 | 3,902 |
| Total interest expense | $677,000 | 2,828 |
| Net interest income | $1,001,000 | 4,477 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $183,000 | 4,279 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $93,000 | 3,737 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $90,000 | 3,932 |
| Total noninterest expense | $652,000 | 5,151 |
| Salaries and employee benefits | $377,000 | 4,933 |
| Premises and equipment expense | $79,000 | 5,553 |
| Additional noninterest expense | $196,000 | 5,151 |
| Pre-tax net operating income | $532,000 | 3,371 |
| Securities gains (losses) | $4,000 | 2,410 |
| Applicable income taxes | $164,000 | 2,923 |
| Income before extraordinary items | $372,000 | 3,706 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $372,000 | 3,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $504,000 | 1,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $369,240 | 3,600 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,316,000 | 3,686 |
| Total interest expense | $2,870,000 | 2,978 |
| Net interest income | $4,446,000 | 4,032 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $937,000 | 3,850 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $359,000 | 3,880 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $578,000 | 3,335 |
| Total noninterest expense | $2,808,000 | 4,821 |
| Salaries and employee benefits | $1,704,000 | 4,433 |
| Premises and equipment expense | $316,000 | 5,510 |
| Additional noninterest expense | $788,000 | 5,104 |
| Pre-tax net operating income | $2,575,000 | 2,825 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $743,000 | 2,675 |
| Income before extraordinary items | $1,832,000 | 3,062 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,832,000 | 3,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,630 |
| Cash dividends | $997,000 | 2,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,832,000 | 2,926 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,588,000 | 3,678 |
| Total interest expense | $2,180,000 | 3,045 |
| Net interest income | $3,408,000 | 3,984 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $718,000 | 3,883 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $259,000 | 3,998 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $459,000 | 3,289 |
| Total noninterest expense | $2,148,000 | 4,745 |
| Salaries and employee benefits | $1,324,000 | 4,308 |
| Premises and equipment expense | $249,000 | 5,347 |
| Additional noninterest expense | $575,000 | 5,166 |
| Pre-tax net operating income | $1,978,000 | 2,879 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $556,000 | 2,826 |
| Income before extraordinary items | $1,422,000 | 3,089 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,422,000 | 3,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,987 |
| Cash dividends | $726,000 | 2,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,422,000 | 2,935 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,698,000 | 3,723 |
| Total interest expense | $1,491,000 | 3,060 |
| Net interest income | $2,207,000 | 4,074 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $506,000 | 3,710 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $163,000 | 4,107 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $343,000 | 3,050 |
| Total noninterest expense | $1,421,000 | 4,752 |
| Salaries and employee benefits | $863,000 | 4,378 |
| Premises and equipment expense | $165,000 | 5,334 |
| Additional noninterest expense | $393,000 | 5,068 |
| Pre-tax net operating income | $1,292,000 | 2,922 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $391,000 | 2,732 |
| Income before extraordinary items | $901,000 | 3,209 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $901,000 | 3,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,131 |
| Cash dividends | $460,000 | 2,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $901,000 | 3,039 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,862,000 | 3,720 |
| Total interest expense | $770,000 | 3,037 |
| Net interest income | $1,092,000 | 4,123 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $321,000 | 3,096 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $77,000 | 4,164 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $244,000 | 2,397 |
| Total noninterest expense | $726,000 | 4,674 |
| Salaries and employee benefits | $433,000 | 4,369 |
| Premises and equipment expense | $85,000 | 5,226 |
| Additional noninterest expense | $208,000 | 4,818 |
| Pre-tax net operating income | $687,000 | 2,772 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $207,000 | 2,633 |
| Income before extraordinary items | $480,000 | 3,042 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $480,000 | 3,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $231,000 | 2,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $480,000 | 2,895 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,896,000 | 3,682 |
| Total interest expense | $3,367,000 | 3,217 |
| Net interest income | $4,529,000 | 3,967 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $1,004,000 | 3,478 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $310,000 | 4,159 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $694,000 | 2,720 |
| Total noninterest expense | $2,724,000 | 4,784 |
| Salaries and employee benefits | $1,525,000 | 4,639 |
| Premises and equipment expense | $341,000 | 5,172 |
| Additional noninterest expense | $858,000 | 4,692 |
| Pre-tax net operating income | $2,809,000 | 2,623 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $878,000 | 2,425 |
| Income before extraordinary items | $1,931,000 | 2,881 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,931,000 | 2,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,261 |
| Cash dividends | $922,000 | 2,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,931,000 | 2,790 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,049,000 | 4,005 |
| Total interest expense | $3,715,000 | 4,030 |
| Net interest income | $4,334,000 | 3,882 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $815,000 | 3,806 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $320,000 | 4,004 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $495,000 | 3,149 |
| Total noninterest expense | $2,590,000 | 4,837 |
| Salaries and employee benefits | $1,454,000 | 4,620 |
| Premises and equipment expense | $326,000 | 5,266 |
| Additional noninterest expense | $810,000 | 4,739 |
| Pre-tax net operating income | $2,559,000 | 2,620 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $788,000 | 2,453 |
| Income before extraordinary items | $1,771,000 | 2,837 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,771,000 | 2,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,243 |
| Cash dividends | $848,000 | 2,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,771,000 | 2,752 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,958,000 | 4,148 |
| Total interest expense | $3,795,000 | 4,150 |
| Net interest income | $4,163,000 | 4,041 |
| Provision for loan and lease losses | $6,000 | 8,107 |
| Total noninterest income | $829,000 | 3,575 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $322,000 | 3,847 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $507,000 | 2,923 |
| Total noninterest expense | $2,582,000 | 4,744 |
| Salaries and employee benefits | $1,454,000 | 4,472 |
| Premises and equipment expense | $291,000 | 5,519 |
| Additional noninterest expense | $837,000 | 4,587 |
| Pre-tax net operating income | $2,404,000 | 2,849 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $736,000 | 2,676 |
| Income before extraordinary items | $1,668,000 | 2,984 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,668,000 | 2,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,747 |
| Cash dividends | $760,000 | 2,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,668,000 | 2,971 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,524,000 | 4,139 |
| Total interest expense | $3,428,000 | 4,119 |
| Net interest income | $4,096,000 | 4,094 |
| Provision for loan and lease losses | $48,000 | 6,602 |
| Total noninterest income | $678,000 | 4,084 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $269,000 | 4,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $409,000 | 3,368 |
| Total noninterest expense | $2,535,000 | 4,832 |
| Salaries and employee benefits | $1,362,000 | 4,691 |
| Premises and equipment expense | $288,000 | 5,591 |
| Additional noninterest expense | $885,000 | 4,444 |
| Pre-tax net operating income | $2,191,000 | 3,108 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $668,000 | 2,995 |
| Income before extraordinary items | $1,523,000 | 3,202 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,523,000 | 3,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,395 |
| Cash dividends | $681,000 | 2,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,523,000 | 3,167 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,879,000 | 4,458 |
| Total interest expense | $3,104,000 | 4,595 |
| Net interest income | $3,775,000 | 4,322 |
| Provision for loan and lease losses | $-24,000 | 10,245 |
| Total noninterest income | $646,000 | 4,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $247,000 | 4,531 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $399,000 | 3,451 |
| Total noninterest expense | $2,510,000 | 4,768 |
| Salaries and employee benefits | $1,422,000 | 4,437 |
| Premises and equipment expense | $295,000 | 5,428 |
| Additional noninterest expense | $793,000 | 4,708 |
| Pre-tax net operating income | $1,935,000 | 3,424 |
| Securities gains (losses) | $-18,000 | 10,273 |
| Applicable income taxes | $560,000 | 3,575 |
| Income before extraordinary items | $1,357,000 | 3,538 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,357,000 | 3,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $584,000 | 3,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,369,780 | 3,417 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,144,000 | 4,973 |
| Total interest expense | $2,583,000 | 5,290 |
| Net interest income | $3,561,000 | 4,665 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $573,000 | 4,556 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $260,000 | 4,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $313,000 | 3,824 |
| Total noninterest expense | $2,306,000 | 5,092 |
| Salaries and employee benefits | $1,294,000 | 4,800 |
| Premises and equipment expense | $333,000 | 5,085 |
| Additional noninterest expense | $679,000 | 5,337 |
| Pre-tax net operating income | $1,828,000 | 3,809 |
| Securities gains (losses) | $-5,000 | 9,661 |
| Applicable income taxes | $524,000 | 4,072 |
| Income before extraordinary items | $1,299,000 | 3,799 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,299,000 | 3,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 10,129 |
| Cash dividends | $336,000 | 4,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,302,550 | 3,718 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,788,000 | 5,315 |
| Total interest expense | $2,444,000 | 5,612 |
| Net interest income | $3,344,000 | 5,018 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $599,000 | 4,571 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $271,000 | 4,545 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $328,000 | 3,863 |
| Total noninterest expense | $2,266,000 | 5,411 |
| Salaries and employee benefits | $1,256,000 | 4,998 |
| Premises and equipment expense | $353,000 | 4,992 |
| Additional noninterest expense | $657,000 | 5,990 |
| Pre-tax net operating income | $1,677,000 | 3,979 |
| Securities gains (losses) | $6,000 | 2,865 |
| Applicable income taxes | $472,000 | 4,344 |
| Income before extraordinary items | $1,211,000 | 3,849 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,211,000 | 3,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 10,776 |
| Cash dividends | $420,000 | 3,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,206,680 | 3,808 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,752,000 | 5,395 |
| Total interest expense | $2,441,000 | 5,671 |
| Net interest income | $3,311,000 | 5,093 |
| Provision for loan and lease losses | $193,000 | 3,096 |
| Total noninterest income | $796,000 | 3,696 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $275,000 | 4,605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $521,000 | 2,793 |
| Total noninterest expense | $2,447,000 | 5,088 |
| Salaries and employee benefits | $1,345,000 | 4,728 |
| Premises and equipment expense | $399,000 | 4,552 |
| Additional noninterest expense | $703,000 | 5,832 |
| Pre-tax net operating income | $1,467,000 | 4,530 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $406,000 | 4,904 |
| Income before extraordinary items | $1,061,000 | 4,369 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,061,000 | 4,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,662 |
| Cash dividends | $351,000 | 4,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,061,000 | 4,369 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,279,000 | 5,410 |
| Total interest expense | $2,135,000 | 5,309 |
| Net interest income | $3,144,000 | 5,412 |
| Provision for loan and lease losses | $25,000 | 7,401 |
| Total noninterest income | $581,000 | 4,772 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $301,000 | 4,352 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $280,000 | 4,293 |
| Total noninterest expense | $2,418,000 | 5,306 |
| Salaries and employee benefits | $1,281,000 | 4,949 |
| Premises and equipment expense | $377,000 | 4,825 |
| Additional noninterest expense | $760,000 | 5,939 |
| Pre-tax net operating income | $1,282,000 | 4,993 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $336,000 | 5,437 |
| Income before extraordinary items | $946,000 | 4,716 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $946,000 | 4,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,867 |
| Cash dividends | $337,000 | 4,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $946,000 | 4,759 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,610,000 | 5,239 |
| Total interest expense | $2,462,000 | 4,885 |
| Net interest income | $3,148,000 | 5,451 |
| Provision for loan and lease losses | $63,000 | 6,860 |
| Total noninterest income | $866,000 | 3,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $318,000 | 4,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $548,000 | 3,064 |
| Total noninterest expense | $2,665,000 | 4,990 |
| Salaries and employee benefits | $1,293,000 | 4,908 |
| Premises and equipment expense | $381,000 | 4,908 |
| Additional noninterest expense | $991,000 | 4,961 |
| Pre-tax net operating income | $1,286,000 | 4,903 |
| Securities gains (losses) | $10,000 | 5,473 |
| Applicable income taxes | $334,000 | 5,684 |
| Income before extraordinary items | $962,000 | 4,829 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $962,000 | 4,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 12,492 |
| Cash dividends | $457,000 | 3,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $954,600 | 4,633 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,358,000 | 5,228 |
| Total interest expense | $3,030,000 | 5,115 |
| Net interest income | $3,328,000 | 5,245 |
| Provision for loan and lease losses | $234,000 | 4,813 |
| Total noninterest income | $844,000 | 3,822 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $340,000 | 4,018 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $504,000 | 3,167 |
| Total noninterest expense | $2,788,000 | 4,834 |
| Salaries and employee benefits | $1,326,000 | 4,737 |
| Premises and equipment expense | $436,000 | 4,467 |
| Additional noninterest expense | $1,026,000 | 4,956 |
| Pre-tax net operating income | $1,150,000 | 5,094 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $305,000 | 5,864 |
| Income before extraordinary items | $845,000 | 5,132 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $845,000 | 5,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 4,894 |
| Cash dividends | $317,000 | 3,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $845,000 | 4,834 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.