Home > MashreqBank, PSC > Performance and Condition Ratios
MashreqBank, PSC, Performance and Condition Ratios
| 2025-03-31 | Rank | |
| Percentage of unprofitable institutions | 100.0000% | 3 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.0000% | 4,469 |
| Cost of funding earning assets | 0.0000% | 4,397 |
| Net interest margin | 0.0000% | 4,423 |
| Noninterest income to average assets | NA | NA |
| Noninterest expense to average assets | 0.0000% | 4,437 |
| Loan and lease loss provision to assets | NA | NA |
| Net operating income to assets | 0.0000% | 4,160 |
| Return on assets (ROA) | 0.0000% | 4,189 |
| Pretax return on assets | 0.0000% | 4,181 |
| Return on Equity (ROE) | NA | NA |
| Retained earnings to average equity (ytd only) | 0.0000% | 3,662 |
| Net charge-offs to loans | 0.0000% | 2,326 |
| Credit loss provision to net charge-offs | 0.0000% | 1,760 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,230 |
| Efficiency ratio | 0.0000% | 4,454 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,332 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,373 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,773 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,816 |
| Noncurrent loans to loans | 0.0000% | 3,787 |
| Net loans and leases to total assets | 40.8900% | 3,949 |
| Net loans and leases to deposits | 68.9607% | 2,927 |
| Net loans and leases to core deposits | 0.0000% | 4,352 |
| Total domestic deposits to total assets | 20.7000% | 4,355 |
| Equity capital to assets | 0.0000% | 4,467 |
| Core capital (leverage) ratio | 0.0000% | 4,441 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 0.0000% | 2,736 |
| Memoranda: | ||
| Average total assets | $5,651,002,500 | 265 |
| Average earning assets | NA | NA |
| Average equity | NA | NA |
| Average total loans | $2,246,213,000 | 404 |
| 2024-12-31 | Rank | |
| Percentage of unprofitable institutions | 100.0000% | 2 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.0000% | 4,492 |
| Cost of funding earning assets | 0.0000% | 4,414 |
| Net interest margin | 0.0000% | 4,448 |
| Noninterest income to average assets | NA | NA |
| Noninterest expense to average assets | 0.0000% | 4,477 |
| Loan and lease loss provision to assets | NA | NA |
| Net operating income to assets | 0.0000% | 4,165 |
| Return on assets (ROA) | 0.0000% | 4,198 |
| Pretax return on assets | 0.0000% | 4,181 |
| Return on Equity (ROE) | NA | NA |
| Retained earnings to average equity (ytd only) | 0.0000% | 3,901 |
| Net charge-offs to loans | 0.0000% | 3,099 |
| Credit loss provision to net charge-offs | 0.0000% | 2,577 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,991 |
| Efficiency ratio | 0.0000% | 4,474 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,369 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,399 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,770 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,816 |
| Noncurrent loans to loans | 0.0000% | 3,787 |
| Net loans and leases to total assets | 38.7500% | 4,042 |
| Net loans and leases to deposits | 140.3428% | 30 |
| Net loans and leases to core deposits | 0.0000% | 4,400 |
| Total domestic deposits to total assets | 5.9000% | 4,391 |
| Equity capital to assets | 0.0000% | 4,489 |
| Core capital (leverage) ratio | 0.0000% | 4,462 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 0.0000% | 2,791 |
| Memoranda: | ||
| Average total assets | $4,661,969,600 | 298 |
| Average earning assets | NA | NA |
| Average equity | NA | NA |
| Average total loans | $1,887,405,200 | 450 |
| 2024-09-30 | Rank | |
| Percentage of unprofitable institutions | 100.0000% | 1 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.0000% | 4,525 |
| Cost of funding earning assets | 0.0000% | 4,453 |
| Net interest margin | 0.0000% | 4,479 |
| Noninterest income to average assets | NA | NA |
| Noninterest expense to average assets | 0.0000% | 4,496 |
| Loan and lease loss provision to assets | NA | NA |
| Net operating income to assets | 0.0000% | 4,206 |
| Return on assets (ROA) | 0.0000% | 4,238 |
| Pretax return on assets | 0.0000% | 4,227 |
| Return on Equity (ROE) | NA | NA |
| Retained earnings to average equity (ytd only) | 0.0000% | 3,956 |
| Net charge-offs to loans | 0.0000% | 2,849 |
| Credit loss provision to net charge-offs | 0.0000% | 2,285 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,734 |
| Efficiency ratio | 0.0000% | 4,511 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,021 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,432 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,813 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,861 |
| Noncurrent loans to loans | 0.0000% | 3,830 |
| Net loans and leases to total assets | 51.7000% | 3,557 |
| Net loans and leases to deposits | 115.3347% | 109 |
| Net loans and leases to core deposits | 0.0000% | 4,405 |
| Total domestic deposits to total assets | 13.5300% | 4,413 |
| Equity capital to assets | 0.0000% | 4,520 |
| Core capital (leverage) ratio | 0.0000% | 4,493 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 0.0000% | 2,827 |
| Memoranda: | ||
| Average total assets | $4,326,830,250 | 307 |
| Average earning assets | NA | NA |
| Average equity | NA | NA |
| Average total loans | $1,777,829,750 | 471 |
| 2024-06-30 | Rank | |
| Percentage of unprofitable institutions | 100.0000% | 2 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.0000% | 4,544 |
| Cost of funding earning assets | 0.0000% | 4,464 |
| Net interest margin | 0.0000% | 4,497 |
| Noninterest income to average assets | NA | NA |
| Noninterest expense to average assets | 0.0000% | 4,517 |
| Loan and lease loss provision to assets | NA | NA |
| Net operating income to assets | 0.0000% | 4,224 |
| Return on assets (ROA) | 0.0000% | 4,259 |
| Pretax return on assets | 0.0000% | 4,239 |
| Return on Equity (ROE) | NA | NA |
| Retained earnings to average equity (ytd only) | 0.0000% | 3,835 |
| Net charge-offs to loans | 0.0000% | 2,619 |
| Credit loss provision to net charge-offs | 0.0000% | 2,036 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,538 |
| Efficiency ratio | 0.0000% | 4,529 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,897 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,450 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,808 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,854 |
| Noncurrent loans to loans | 0.0000% | 3,821 |
| Net loans and leases to total assets | 47.2000% | 3,781 |
| Net loans and leases to deposits | 132.5214% | 49 |
| Net loans and leases to core deposits | 0.0000% | 4,455 |
| Total domestic deposits to total assets | 7.1500% | 4,439 |
| Equity capital to assets | 0.0000% | 4,538 |
| Core capital (leverage) ratio | 0.0000% | 4,512 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 0.0000% | 2,851 |
| Memoranda: | ||
| Average total assets | $4,349,445,667 | 310 |
| Average earning assets | NA | NA |
| Average equity | NA | NA |
| Average total loans | $1,636,409,000 | 499 |
| 2024-03-31 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 11 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.0000% | 4,573 |
| Cost of funding earning assets | 0.0000% | 4,491 |
| Net interest margin | 0.0000% | 4,533 |
| Noninterest income to average assets | NA | NA |
| Noninterest expense to average assets | 0.0000% | 4,530 |
| Loan and lease loss provision to assets | NA | NA |
| Net operating income to assets | 0.0000% | 4,225 |
| Return on assets (ROA) | 0.0000% | 4,260 |
| Pretax return on assets | 0.0000% | 4,245 |
| Return on Equity (ROE) | NA | NA |
| Retained earnings to average equity (ytd only) | 0.0000% | 3,696 |
| Net charge-offs to loans | 0.0000% | 2,236 |
| Credit loss provision to net charge-offs | 0.0000% | 1,619 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,130 |
| Efficiency ratio | 0.0000% | 4,561 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,272 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,440 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,825 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,894 |
| Noncurrent loans to loans | 0.0000% | 3,844 |
| Net loans and leases to total assets | 37.4700% | 4,102 |
| Net loans and leases to deposits | 119.4513% | 78 |
| Net loans and leases to core deposits | 0.0000% | 4,479 |
| Total domestic deposits to total assets | 8.1900% | 4,494 |
| Equity capital to assets | 0.0000% | 4,563 |
| Core capital (leverage) ratio | 0.0000% | 4,532 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 0.0000% | 2,874 |
| Memoranda: | ||
| Average total assets | $4,708,618,500 | 296 |
| Average earning assets | NA | NA |
| Average equity | NA | NA |
| Average total loans | $1,597,695,500 | 510 |
| 2023-12-31 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 46 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.0000% | 4,591 |
| Cost of funding earning assets | 0.0000% | 4,519 |
| Net interest margin | 0.0000% | 4,558 |
| Noninterest income to average assets | NA | NA |
| Noninterest expense to average assets | 0.0000% | 4,547 |
| Loan and lease loss provision to assets | NA | NA |
| Net operating income to assets | 0.0000% | 4,329 |
| Return on assets (ROA) | 0.0000% | 4,354 |
| Pretax return on assets | 0.0000% | 4,337 |
| Return on Equity (ROE) | NA | NA |
| Retained earnings to average equity (ytd only) | 0.0000% | 4,044 |
| Net charge-offs to loans | 0.0000% | 2,917 |
| Credit loss provision to net charge-offs | 0.0000% | 2,397 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,831 |
| Efficiency ratio | 0.0000% | 4,579 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,404 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,458 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,805 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,871 |
| Noncurrent loans to loans | 0.0000% | 3,821 |
| Net loans and leases to total assets | 30.8500% | 4,275 |
| Net loans and leases to deposits | 79.2253% | 2,171 |
| Net loans and leases to core deposits | 0.0000% | 4,493 |
| Total domestic deposits to total assets | 8.8300% | 4,514 |
| Equity capital to assets | 0.0000% | 4,583 |
| Core capital (leverage) ratio | 0.0000% | 4,550 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 0.0000% | 2,896 |
| Memoranda: | ||
| Average total assets | $3,905,718,800 | 324 |
| Average earning assets | NA | NA |
| Average equity | NA | NA |
| Average total loans | $1,221,090,200 | 621 |
| 2023-09-30 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 10 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.0000% | 4,616 |
| Cost of funding earning assets | 0.0000% | 4,547 |
| Net interest margin | 0.0000% | 4,578 |
| Noninterest income to average assets | NA | NA |
| Noninterest expense to average assets | 0.0000% | 4,576 |
| Loan and lease loss provision to assets | NA | NA |
| Net operating income to assets | 0.0000% | 4,375 |
| Return on assets (ROA) | 0.0000% | 4,397 |
| Pretax return on assets | 0.0000% | 4,385 |
| Return on Equity (ROE) | NA | NA |
| Retained earnings to average equity (ytd only) | 0.0000% | 4,110 |
| Net charge-offs to loans | 0.0000% | 2,666 |
| Credit loss provision to net charge-offs | 0.0000% | 2,098 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,572 |
| Efficiency ratio | 0.0000% | 4,602 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,002 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,482 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,833 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,901 |
| Noncurrent loans to loans | 0.0000% | 3,847 |
| Net loans and leases to total assets | 48.1400% | 3,731 |
| Net loans and leases to deposits | 89.1253% | 1,297 |
| Net loans and leases to core deposits | 0.0000% | 4,490 |
| Total domestic deposits to total assets | 11.9900% | 4,541 |
| Equity capital to assets | 0.0000% | 4,597 |
| Core capital (leverage) ratio | 0.0000% | 4,578 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 0.0000% | 2,911 |
| Memoranda: | ||
| Average total assets | $3,624,414,500 | 352 |
| Average earning assets | NA | NA |
| Average equity | NA | NA |
| Average total loans | $1,138,367,750 | 662 |
| 2023-06-30 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 43 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.0000% | 4,642 |
| Cost of funding earning assets | 0.0000% | 4,571 |
| Net interest margin | 0.0000% | 4,613 |
| Noninterest income to average assets | NA | NA |
| Noninterest expense to average assets | 0.0000% | 4,604 |
| Loan and lease loss provision to assets | NA | NA |
| Net operating income to assets | 0.0000% | 4,418 |
| Return on assets (ROA) | 0.0000% | 4,453 |
| Pretax return on assets | 0.0000% | 4,444 |
| Return on Equity (ROE) | NA | NA |
| Retained earnings to average equity (ytd only) | 0.0000% | 4,069 |
| Net charge-offs to loans | 0.0000% | 2,455 |
| Credit loss provision to net charge-offs | 0.0000% | 1,862 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,403 |
| Efficiency ratio | 0.0000% | 4,631 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,909 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,517 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,834 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,917 |
| Noncurrent loans to loans | 0.0000% | 3,848 |
| Net loans and leases to total assets | 41.7800% | 3,975 |
| Net loans and leases to deposits | 106.1789% | 301 |
| Net loans and leases to core deposits | 0.0000% | 4,550 |
| Total domestic deposits to total assets | 5.6900% | 4,574 |
| Equity capital to assets | 0.0000% | 4,635 |
| Core capital (leverage) ratio | 0.0000% | 4,606 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 0.0000% | 2,936 |
| Memoranda: | ||
| Average total assets | $3,863,629,000 | 320 |
| Average earning assets | NA | NA |
| Average equity | NA | NA |
| Average total loans | $1,051,349,333 | 685 |
| 2023-03-31 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 1 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.0000% | 4,671 |
| Cost of funding earning assets | 0.0000% | 4,615 |
| Net interest margin | 0.0000% | 4,669 |
| Noninterest income to average assets | NA | NA |
| Noninterest expense to average assets | 0.0000% | 4,675 |
| Loan and lease loss provision to assets | NA | NA |
| Net operating income to assets | 0.0000% | 4,480 |
| Return on assets (ROA) | 0.0000% | 4,466 |
| Pretax return on assets | 0.0000% | 4,450 |
| Return on Equity (ROE) | NA | NA |
| Retained earnings to average equity (ytd only) | 0.0000% | 4,013 |
| Net charge-offs to loans | 0.0000% | 2,062 |
| Credit loss provision to net charge-offs | 0.0000% | 1,422 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,008 |
| Efficiency ratio | 0.0000% | 4,671 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,306 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,580 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,881 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,959 |
| Noncurrent loans to loans | 0.1348% | 2,833 |
| Net loans and leases to total assets | 28.0500% | 4,404 |
| Net loans and leases to deposits | 62.3370% | 3,207 |
| Net loans and leases to core deposits | 0.0000% | 4,587 |
| Total domestic deposits to total assets | 13.0800% | 4,610 |
| Equity capital to assets | 0.0000% | 4,665 |
| Core capital (leverage) ratio | 0.0000% | 4,676 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 0.0000% | 3,020 |
| Memoranda: | ||
| Average total assets | $3,926,557,000 | 323 |
| Average earning assets | NA | NA |
| Average equity | NA | NA |
| Average total loans | $796,217,000 | 865 |
| 2022-12-31 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 1 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.0000% | 4,703 |
| Cost of funding earning assets | 0.0000% | 4,648 |
| Net interest margin | 0.0000% | 4,702 |
| Noninterest income to average assets | NA | NA |
| Noninterest expense to average assets | 0.0000% | 4,708 |
| Loan and lease loss provision to assets | NA | NA |
| Net operating income to assets | 0.0000% | 4,559 |
| Return on assets (ROA) | 0.0000% | 4,546 |
| Pretax return on assets | 0.0000% | 4,542 |
| Return on Equity (ROE) | NA | NA |
| Retained earnings to average equity (ytd only) | 0.0000% | 4,341 |
| Net charge-offs to loans | 0.0000% | 2,620 |
| Credit loss provision to net charge-offs | 0.0000% | 1,979 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,564 |
| Efficiency ratio | 0.0000% | 4,708 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,453 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,606 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,900 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,976 |
| Noncurrent loans to loans | 0.1837% | 2,570 |
| Net loans and leases to total assets | 14.7200% | 4,586 |
| Net loans and leases to deposits | 64.7704% | 2,976 |
| Net loans and leases to core deposits | 0.0000% | 4,617 |
| Total domestic deposits to total assets | 4.0600% | 4,651 |
| Equity capital to assets | 0.0000% | 4,692 |
| Core capital (leverage) ratio | 0.0000% | 4,710 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 0.0000% | 3,055 |
| Memoranda: | ||
| Average total assets | $2,451,378,200 | 456 |
| Average earning assets | NA | NA |
| Average equity | NA | NA |
| Average total loans | $906,967,200 | 748 |
| 2022-09-30 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 1 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.0000% | 4,743 |
| Cost of funding earning assets | 0.0000% | 4,686 |
| Net interest margin | 0.0000% | 4,743 |
| Noninterest income to average assets | NA | NA |
| Noninterest expense to average assets | 0.0000% | 4,746 |
| Loan and lease loss provision to assets | NA | NA |
| Net operating income to assets | 0.0000% | 4,587 |
| Return on assets (ROA) | 0.0000% | 4,560 |
| Pretax return on assets | 0.0000% | 4,556 |
| Return on Equity (ROE) | NA | NA |
| Retained earnings to average equity (ytd only) | 0.0000% | 4,329 |
| Net charge-offs to loans | 0.0000% | 2,349 |
| Credit loss provision to net charge-offs | 0.0000% | 1,679 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,297 |
| Efficiency ratio | 0.0000% | 4,746 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,071 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,653 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,983 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,052 |
| Noncurrent loans to loans | 0.1529% | 2,849 |
| Net loans and leases to total assets | 42.0200% | 3,984 |
| Net loans and leases to deposits | 94.1305% | 635 |
| Net loans and leases to core deposits | 0.0000% | 4,661 |
| Total domestic deposits to total assets | 8.4100% | 4,690 |
| Equity capital to assets | 0.0000% | 4,719 |
| Core capital (leverage) ratio | 0.0000% | 4,749 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 0.0000% | 3,120 |
| Memoranda: | ||
| Average total assets | $1,919,551,500 | 575 |
| Average earning assets | NA | NA |
| Average equity | NA | NA |
| Average total loans | $965,247,250 | 701 |