Home > Mascoma Bank > Income and Expense

Mascoma Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$107,887,000509
Total interest expense$34,555,000511
Net interest income$73,332,000496
Provision for loan and lease losses$1,356,000696
Total noninterest income$14,386,000578
Gross Fiduciary activities income$9,000864
Service charges on deposit accounts$1,601,000692
Trading account gains and fees$0123
Additional Noninterest Income$12,776,000451
Total noninterest expense$74,447,000398
Salaries and employee benefits$43,965,000360
Premises and equipment expense$10,441,000290
Additional noninterest expense$12,776,000451
Pre-tax net operating income$11,915,0001,019
Securities gains (losses)$0988
Applicable income taxes$796,0001,586
Income before extraordinary items$11,119,000925
Extraordinary gains, net$054
Net income$11,119,000939
Minority interest net income$088
Net income of bank and minority interests.$11,119,000928
Net charge-offs$320,000936
Cash dividends$1,000,0002,148
Sale, conversion, retirement of capital stock, net$0540
Net operating income$11,119,000940
2023-09-30 (YTD Data)Rank
Total interest income$78,821,000512
Total interest expense$23,328,000527
Net interest income$55,493,000503
Provision for loan and lease losses$245,0001,499
Total noninterest income$10,815,000583
Gross Fiduciary activities income$6,000848
Service charges on deposit accounts$1,184,000698
Trading account gains and fees$0125
Additional Noninterest Income$9,625,000459
Total noninterest expense$55,420,000397
Salaries and employee benefits$32,972,000359
Premises and equipment expense$7,669,000296
Additional noninterest expense$9,625,000459
Pre-tax net operating income$10,643,000929
Securities gains (losses)$0849
Applicable income taxes$1,109,0001,216
Income before extraordinary items$9,534,000856
Extraordinary gains, net$052
Net income$9,534,000860
Minority interest net income$081
Net income of bank and minority interests.$9,534,000856
Net charge-offs$129,0001,074
Cash dividends$500,0002,237
Sale, conversion, retirement of capital stock, net$0507
Net operating income$9,534,000872
2023-06-30 (YTD Data)Rank
Total interest income$50,701,000504
Total interest expense$13,365,000538
Net interest income$37,336,000496
Provision for loan and lease losses$297,0001,074
Total noninterest income$7,065,000576
Gross Fiduciary activities income$3,000856
Service charges on deposit accounts$777,000693
Trading account gains and fees$0112
Additional Noninterest Income$6,285,000456
Total noninterest expense$36,998,000389
Salaries and employee benefits$21,972,000353
Premises and equipment expense$5,121,000288
Additional noninterest expense$6,285,000456
Pre-tax net operating income$7,106,000936
Securities gains (losses)$0938
Applicable income taxes$761,0001,199
Income before extraordinary items$6,345,000869
Extraordinary gains, net$051
Net income$6,345,000881
Minority interest net income$081
Net income of bank and minority interests.$6,345,000869
Net charge-offs$93,000948
Cash dividends$500,0001,943
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,345,000879
2023-03-31 (YTD Data)Rank
Total interest income$24,741,000516
Total interest expense$5,346,000575
Net interest income$19,395,000485
Provision for loan and lease losses$319,000639
Total noninterest income$2,973,000658
Gross Fiduciary activities income$0913
Service charges on deposit accounts$386,000720
Trading account gains and fees$097
Additional Noninterest Income$2,587,000510
Total noninterest expense$18,640,000395
Salaries and employee benefits$11,231,000363
Premises and equipment expense$2,580,000296
Additional noninterest expense$2,587,000510
Pre-tax net operating income$3,409,000976
Securities gains (losses)$0950
Applicable income taxes$379,0001,201
Income before extraordinary items$3,030,000932
Extraordinary gains, net$04
Net income$3,030,000931
Minority interest net income$048
Net income of bank and minority interests.$3,030,000931
Net charge-offs$9,0001,398
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,030,000948
2022-12-31 (YTD Data)Rank
Total interest income$87,027,000467
Total interest expense$6,758,000616
Net interest income$80,269,000450
Provision for loan and lease losses$273,0001,588
Total noninterest income$14,427,000598
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,688,000668
Trading account gains and fees$0116
Additional Noninterest Income$12,739,000470
Total noninterest expense$72,357,000392
Salaries and employee benefits$44,632,000353
Premises and equipment expense$10,358,000289
Additional noninterest expense$12,739,000470
Pre-tax net operating income$22,066,000703
Securities gains (losses)$0691
Applicable income taxes$3,219,000794
Income before extraordinary items$18,847,000679
Extraordinary gains, net$05
Net income$18,847,000680
Minority interest net income$063
Net income of bank and minority interests.$18,847,000680
Net charge-offs$-34,0003,970
Cash dividends$840,0002,297
Sale, conversion, retirement of capital stock, net$0568
Net operating income$18,847,000685
2022-09-30 (YTD Data)Rank
Total interest income$63,137,000459
Total interest expense$3,724,000607
Net interest income$59,413,000449
Provision for loan and lease losses$967,000639
Total noninterest income$10,584,000621
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,288,000666
Trading account gains and fees$0111
Additional Noninterest Income$9,296,000495
Total noninterest expense$53,726,000392
Salaries and employee benefits$32,390,000358
Premises and equipment expense$7,738,000291
Additional noninterest expense$9,296,000495
Pre-tax net operating income$15,304,000741
Securities gains (losses)$0740
Applicable income taxes$1,942,000906
Income before extraordinary items$13,362,000696
Extraordinary gains, net$04
Net income$13,362,000696
Minority interest net income$057
Net income of bank and minority interests.$13,362,000696
Net charge-offs$-39,0004,004
Cash dividends$450,0002,269
Sale, conversion, retirement of capital stock, net$0519
Net operating income$13,362,000706
2022-06-30 (YTD Data)Rank
Total interest income$40,891,000452
Total interest expense$2,154,000554
Net interest income$38,737,000443
Provision for loan and lease losses$141,0001,352
Total noninterest income$6,935,000626
Gross Fiduciary activities income$0925
Service charges on deposit accounts$841,000675
Trading account gains and fees$0108
Additional Noninterest Income$6,094,000519
Total noninterest expense$34,463,000400
Salaries and employee benefits$20,431,000369
Premises and equipment expense$5,040,000286
Additional noninterest expense$8,992,000468
Pre-tax net operating income$11,068,000655
Securities gains (losses)$0687
Applicable income taxes$1,458,000807
Income before extraordinary items$9,610,000623
Extraordinary gains, net$04
Net income$9,610,000623
Minority interest net income$060
Net income of bank and minority interests.$9,610,000623
Net charge-offs$-43,0004,136
Cash dividends$450,0001,971
Sale, conversion, retirement of capital stock, net$0494
Net operating income$9,610,000634
2022-03-31 (YTD Data)Rank
Total interest income$19,895,000448
Total interest expense$1,053,000536
Net interest income$18,842,000441
Provision for loan and lease losses$02,285
Total noninterest income$3,188,000670
Gross Fiduciary activities income$0892
Service charges on deposit accounts$407,000686
Trading account gains and fees$0103
Additional Noninterest Income$2,781,000566
Total noninterest expense$16,522,000415
Salaries and employee benefits$9,740,000395
Premises and equipment expense$2,509,000293
Additional noninterest expense$4,273,000481
Pre-tax net operating income$5,508,000634
Securities gains (losses)$0623
Applicable income taxes$714,000797
Income before extraordinary items$4,794,000611
Extraordinary gains, net$04
Net income$4,794,000611
Minority interest net income$050
Net income of bank and minority interests.$4,794,000611
Net charge-offs$-26,0004,237
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,794,000615
2021-12-31 (YTD Data)Rank
Total interest income$82,113,000437
Total interest expense$4,539,000599
Net interest income$77,574,000427
Provision for loan and lease losses$455,0001,126
Total noninterest income$16,207,000607
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,474,000700
Trading account gains and fees$0132
Additional Noninterest Income$14,733,000518
Total noninterest expense$70,100,000391
Salaries and employee benefits$42,790,000363
Premises and equipment expense$9,653,000309
Additional noninterest expense$17,657,000475
Pre-tax net operating income$23,226,000658
Securities gains (losses)$19,0001,534
Applicable income taxes$1,913,0001,134
Income before extraordinary items$21,332,000613
Extraordinary gains, net$010
Net income$21,332,000613
Minority interest net income$074
Net income of bank and minority interests.$21,332,000614
Net charge-offs$77,0001,452
Cash dividends$715,0002,542
Sale, conversion, retirement of capital stock, net$0582
Net operating income$21,314,520605
2021-09-30 (YTD Data)Rank
Total interest income$61,671,000436
Total interest expense$3,461,000615
Net interest income$58,210,000428
Provision for loan and lease losses$455,000870
Total noninterest income$11,376,000649
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,058,000719
Trading account gains and fees$0132
Additional Noninterest Income$10,318,000561
Total noninterest expense$50,260,000407
Salaries and employee benefits$30,715,000383
Premises and equipment expense$7,059,000312
Additional noninterest expense$12,486,000507
Pre-tax net operating income$18,871,000643
Securities gains (losses)$19,0001,423
Applicable income taxes$2,653,000801
Income before extraordinary items$16,237,000618
Extraordinary gains, net$08
Net income$16,237,000618
Minority interest net income$069
Net income of bank and minority interests.$16,237,000618
Net charge-offs$63,0001,269
Cash dividends$35,0003,190
Sale, conversion, retirement of capital stock, net$0543
Net operating income$16,220,660614
2021-06-30 (YTD Data)Rank
Total interest income$40,650,000440
Total interest expense$2,349,000634
Net interest income$38,301,000426
Provision for loan and lease losses$456,000654
Total noninterest income$7,113,000685
Gross Fiduciary activities income$0951
Service charges on deposit accounts$668,000726
Trading account gains and fees$0133
Additional Noninterest Income$6,445,000593
Total noninterest expense$32,445,000416
Salaries and employee benefits$19,925,000383
Premises and equipment expense$4,528,000322
Additional noninterest expense$7,992,000504
Pre-tax net operating income$12,513,000634
Securities gains (losses)$17,0001,238
Applicable income taxes$1,764,000800
Income before extraordinary items$10,766,000627
Extraordinary gains, net$06
Net income$10,766,000627
Minority interest net income$067
Net income of bank and minority interests.$10,766,000627
Net charge-offs$4,0001,958
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$10,751,380617
2021-03-31 (YTD Data)Rank
Total interest income$20,675,000430
Total interest expense$1,253,000623
Net interest income$19,422,000412
Provision for loan and lease losses$60,0001,591
Total noninterest income$3,232,000712
Gross Fiduciary activities income$0922
Service charges on deposit accounts$327,000730
Trading account gains and fees$0127
Additional Noninterest Income$2,905,000631
Total noninterest expense$16,091,000412
Salaries and employee benefits$9,774,000393
Premises and equipment expense$2,272,000329
Additional noninterest expense$4,045,000481
Pre-tax net operating income$6,503,000623
Securities gains (losses)$16,000931
Applicable income taxes$938,000782
Income before extraordinary items$5,581,000603
Extraordinary gains, net$03
Net income$5,581,000603
Minority interest net income$055
Net income of bank and minority interests.$5,581,000603
Net charge-offs$29,0001,017
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,567,240596
2020-12-31 (YTD Data)Rank
Total interest income$76,971,000456
Total interest expense$8,231,000589
Net interest income$68,740,000431
Provision for loan and lease losses$2,597,000888
Total noninterest income$14,662,000620
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,433,000700
Trading account gains and fees$0133
Additional Noninterest Income$13,229,000536
Total noninterest expense$62,899,000413
Salaries and employee benefits$38,963,000376
Premises and equipment expense$8,412,000338
Additional noninterest expense$15,524,000504
Pre-tax net operating income$17,906,000650
Securities gains (losses)$35,0001,888
Applicable income taxes$1,647,0001,062
Income before extraordinary items$16,294,000619
Extraordinary gains, net$04
Net income$16,294,000618
Minority interest net income$072
Net income of bank and minority interests.$16,294,000619
Net charge-offs$74,0002,181
Cash dividends$765,0002,464
Sale, conversion, retirement of capital stock, net$0566
Net operating income$16,262,150601
2020-09-30 (YTD Data)Rank
Total interest income$56,465,000462
Total interest expense$6,782,000580
Net interest income$49,683,000441
Provision for loan and lease losses$2,411,000804
Total noninterest income$9,897,000648
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,061,000700
Trading account gains and fees$0125
Additional Noninterest Income$8,836,000555
Total noninterest expense$44,662,000421
Salaries and employee benefits$28,196,000380
Premises and equipment expense$6,216,000345
Additional noninterest expense$10,250,000544
Pre-tax net operating income$12,507,000656
Securities gains (losses)$35,0001,701
Applicable income taxes$1,885,000765
Income before extraordinary items$10,657,000665
Extraordinary gains, net$04
Net income$10,657,000664
Minority interest net income$065
Net income of bank and minority interests.$10,657,000665
Net charge-offs$103,0001,656
Cash dividends$765,0001,943
Sale, conversion, retirement of capital stock, net$0532
Net operating income$10,627,250637
2020-06-30 (YTD Data)Rank
Total interest income$37,514,000467
Total interest expense$5,108,000567
Net interest income$32,406,000448
Provision for loan and lease losses$1,737,000781
Total noninterest income$5,357,000689
Gross Fiduciary activities income$0970
Service charges on deposit accounts$715,000697
Trading account gains and fees$0123
Additional Noninterest Income$4,642,000596
Total noninterest expense$28,633,000435
Salaries and employee benefits$17,867,000393
Premises and equipment expense$4,116,000346
Additional noninterest expense$6,650,000556
Pre-tax net operating income$7,393,000664
Securities gains (losses)$32,0001,506
Applicable income taxes$1,021,000818
Income before extraordinary items$6,404,000676
Extraordinary gains, net$04
Net income$6,404,000676
Minority interest net income$065
Net income of bank and minority interests.$6,404,000676
Net charge-offs$47,0001,769
Cash dividends$700,0001,638
Sale, conversion, retirement of capital stock, net$0504
Net operating income$6,376,480651
2020-03-31 (YTD Data)Rank
Total interest income$18,618,000478
Total interest expense$2,987,000553
Net interest income$15,631,000464
Provision for loan and lease losses$159,0001,604
Total noninterest income$2,509,000695
Gross Fiduciary activities income$0941
Service charges on deposit accounts$451,000664
Trading account gains and fees$0106
Additional Noninterest Income$2,058,000591
Total noninterest expense$14,115,000443
Salaries and employee benefits$8,688,000404
Premises and equipment expense$2,008,000351
Additional noninterest expense$3,419,000545
Pre-tax net operating income$3,866,000581
Securities gains (losses)$31,0001,001
Applicable income taxes$544,000698
Income before extraordinary items$3,353,000583
Extraordinary gains, net$04
Net income$3,353,000584
Minority interest net income$056
Net income of bank and minority interests.$3,353,000583
Net charge-offs$35,0001,356
Cash dividends$700,0001,037
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,326,340570
2019-12-31 (YTD Data)Rank
Total interest income$72,805,000489
Total interest expense$12,573,000565
Net interest income$60,232,000470
Provision for loan and lease losses$687,0001,221
Total noninterest income$9,782,000705
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,813,000691
Trading account gains and fees$0135
Additional Noninterest Income$7,969,000610
Total noninterest expense$54,576,000440
Salaries and employee benefits$33,883,000397
Premises and equipment expense$7,246,000369
Additional noninterest expense$13,447,000542
Pre-tax net operating income$14,751,000758
Securities gains (losses)$9,0001,922
Applicable income taxes$1,551,0001,087
Income before extraordinary items$13,209,000742
Extraordinary gains, net$011
Net income$13,209,000743
Minority interest net income$076
Net income of bank and minority interests.$13,209,000743
Net charge-offs$295,0001,370
Cash dividends$400,0003,135
Sale, conversion, retirement of capital stock, net$0626
Net operating income$13,200,990729
2019-09-30 (YTD Data)Rank
Total interest income$54,008,000496
Total interest expense$9,376,000574
Net interest income$44,632,000479
Provision for loan and lease losses$687,000914
Total noninterest income$7,046,000723
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,342,000695
Trading account gains and fees$0129
Additional Noninterest Income$5,704,000636
Total noninterest expense$39,811,000442
Salaries and employee benefits$25,165,000401
Premises and equipment expense$5,395,000373
Additional noninterest expense$9,251,000570
Pre-tax net operating income$11,180,000767
Securities gains (losses)$9,0001,686
Applicable income taxes$1,503,000941
Income before extraordinary items$9,686,000762
Extraordinary gains, net$011
Net income$9,686,000764
Minority interest net income$072
Net income of bank and minority interests.$9,686,000763
Net charge-offs$204,0001,278
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$9,678,170744
2019-06-30 (YTD Data)Rank
Total interest income$35,294,000500
Total interest expense$6,133,000579
Net interest income$29,161,000488
Provision for loan and lease losses$482,000884
Total noninterest income$4,647,000718
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$873,000705
Trading account gains and fees$0131
Additional Noninterest Income$3,774,000619
Total noninterest expense$26,346,000445
Salaries and employee benefits$16,403,000408
Premises and equipment expense$3,627,000375
Additional noninterest expense$6,316,000572
Pre-tax net operating income$6,980,000789
Securities gains (losses)$3,0001,472
Applicable income taxes$910,000963
Income before extraordinary items$6,073,000777
Extraordinary gains, net$011
Net income$6,073,000778
Minority interest net income$069
Net income of bank and minority interests.$6,073,000777
Net charge-offs$163,0001,122
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$6,070,390764
2019-03-31 (YTD Data)Rank
Total interest income$17,270,000507
Total interest expense$2,946,000580
Net interest income$14,324,000497
Provision for loan and lease losses$03,406
Total noninterest income$2,093,000744
Gross Fiduciary activities income$0972
Service charges on deposit accounts$425,000715
Trading account gains and fees$0126
Additional Noninterest Income$1,668,000643
Total noninterest expense$12,857,000454
Salaries and employee benefits$8,146,000410
Premises and equipment expense$1,825,000376
Additional noninterest expense$2,886,000612
Pre-tax net operating income$3,560,000760
Securities gains (losses)$3,000920
Applicable income taxes$425,0001,000
Income before extraordinary items$3,138,000743
Extraordinary gains, net$05
Net income$3,138,000743
Minority interest net income$052
Net income of bank and minority interests.$3,138,000742
Net charge-offs$-75,0005,151
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,135,360733
2018-12-31 (YTD Data)Rank
Total interest income$66,093,000496
Total interest expense$9,438,000551
Net interest income$56,655,000482
Provision for loan and lease losses$1,220,000759
Total noninterest income$9,796,000692
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,788,000713
Trading account gains and fees$0126
Additional Noninterest Income$8,008,000593
Total noninterest expense$49,643,000459
Salaries and employee benefits$30,749,000415
Premises and equipment expense$5,956,000451
Additional noninterest expense$12,938,000541
Pre-tax net operating income$15,588,000734
Securities gains (losses)$01,125
Applicable income taxes$2,076,000853
Income before extraordinary items$13,512,000703
Extraordinary gains, net$-732,0005,401
Net income$12,780,000731
Minority interest net income$072
Net income of bank and minority interests.$12,780,000731
Net charge-offs$357,0001,195
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$13,512,000705
2018-09-30 (YTD Data)Rank
Total interest income$48,653,000498
Total interest expense$6,739,000538
Net interest income$41,914,000485
Provision for loan and lease losses$695,000873
Total noninterest income$8,278,000637
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,331,000717
Trading account gains and fees$0138
Additional Noninterest Income$6,947,000536
Total noninterest expense$37,655,000454
Salaries and employee benefits$23,427,000411
Premises and equipment expense$4,451,000452
Additional noninterest expense$9,777,000534
Pre-tax net operating income$11,842,000718
Securities gains (losses)$01,118
Applicable income taxes$2,062,000717
Income before extraordinary items$9,780,000726
Extraordinary gains, net$05
Net income$9,780,000725
Minority interest net income$066
Net income of bank and minority interests.$9,780,000725
Net charge-offs$46,0002,265
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$9,780,000723
2018-06-30 (YTD Data)Rank
Total interest income$31,810,000499
Total interest expense$4,270,000520
Net interest income$27,540,000492
Provision for loan and lease losses$295,0001,238
Total noninterest income$5,365,000650
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$880,000714
Trading account gains and fees$0130
Additional Noninterest Income$4,485,000550
Total noninterest expense$24,671,000464
Salaries and employee benefits$15,151,000421
Premises and equipment expense$3,026,000448
Additional noninterest expense$6,494,000531
Pre-tax net operating income$7,939,000707
Securities gains (losses)$0961
Applicable income taxes$1,502,000668
Income before extraordinary items$6,437,000730
Extraordinary gains, net$06
Net income$6,437,000729
Minority interest net income$065
Net income of bank and minority interests.$6,437,000729
Net charge-offs$-79,0005,141
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$6,437,000731
2018-03-31 (YTD Data)Rank
Total interest income$15,698,000500
Total interest expense$1,955,000538
Net interest income$13,743,000492
Provision for loan and lease losses$325,000637
Total noninterest income$2,615,000656
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$436,000715
Trading account gains and fees$0123
Additional Noninterest Income$2,179,000544
Total noninterest expense$12,313,000465
Salaries and employee benefits$7,614,000425
Premises and equipment expense$1,558,000437
Additional noninterest expense$3,141,000549
Pre-tax net operating income$3,720,000723
Securities gains (losses)$0735
Applicable income taxes$514,000845
Income before extraordinary items$3,206,000718
Extraordinary gains, net$07
Net income$3,206,000718
Minority interest net income$052
Net income of bank and minority interests.$3,206,000718
Net charge-offs$63,0001,068
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,206,000713
2017-12-31 (YTD Data)Rank
Total interest income$59,462,000486
Total interest expense$6,889,000509
Net interest income$52,573,000486
Provision for loan and lease losses$1,390,000688
Total noninterest income$11,469,000623
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,668,000753
Trading account gains and fees$0151
Additional Noninterest Income$9,801,000521
Total noninterest expense$48,370,000461
Salaries and employee benefits$29,536,000421
Premises and equipment expense$5,514,000467
Additional noninterest expense$13,320,000512
Pre-tax net operating income$14,282,000721
Securities gains (losses)$53,000868
Applicable income taxes$6,222,000579
Income before extraordinary items$8,113,000895
Extraordinary gains, net$09
Net income$8,113,000895
Minority interest net income$076
Net income of bank and minority interests.$8,113,000895
Net charge-offs$627,000957
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$8,079,080886
2017-09-30 (YTD Data)Rank
Total interest income$43,879,000496
Total interest expense$5,050,000509
Net interest income$38,829,000495
Provision for loan and lease losses$950,000726
Total noninterest income$8,438,000632
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,245,000757
Trading account gains and fees$0145
Additional Noninterest Income$7,193,000534
Total noninterest expense$35,911,000469
Salaries and employee benefits$22,109,000432
Premises and equipment expense$4,039,000479
Additional noninterest expense$9,763,000520
Pre-tax net operating income$10,406,000734
Securities gains (losses)$53,000847
Applicable income taxes$2,573,000772
Income before extraordinary items$7,886,000778
Extraordinary gains, net$09
Net income$7,886,000777
Minority interest net income$071
Net income of bank and minority interests.$7,886,000778
Net charge-offs$444,000876
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,846,250763
2017-06-30 (YTD Data)Rank
Total interest income$28,759,000496
Total interest expense$3,272,000508
Net interest income$25,487,000497
Provision for loan and lease losses$650,000707
Total noninterest income$5,692,000635
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$824,000747
Trading account gains and fees$28,000126
Additional Noninterest Income$4,840,000540
Total noninterest expense$24,167,000471
Salaries and employee benefits$14,990,000429
Premises and equipment expense$2,708,000475
Additional noninterest expense$6,469,000532
Pre-tax net operating income$6,362,000789
Securities gains (losses)$54,000631
Applicable income taxes$1,523,000816
Income before extraordinary items$4,893,000812
Extraordinary gains, net$011
Net income$4,893,000811
Minority interest net income$071
Net income of bank and minority interests.$4,893,000812
Net charge-offs$302,000822
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,851,960809
2017-03-31 (YTD Data)Rank
Total interest income$14,122,000502
Total interest expense$1,564,000511
Net interest income$12,558,000501
Provision for loan and lease losses$400,000533
Total noninterest income$2,537,000672
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$416,000749
Trading account gains and fees$0142
Additional Noninterest Income$2,121,000562
Total noninterest expense$12,227,000472
Salaries and employee benefits$7,522,000433
Premises and equipment expense$1,402,000470
Additional noninterest expense$3,303,000521
Pre-tax net operating income$2,468,000981
Securities gains (losses)$33,000423
Applicable income taxes$506,0001,070
Income before extraordinary items$1,995,000945
Extraordinary gains, net$08
Net income$1,995,000946
Minority interest net income$055
Net income of bank and minority interests.$1,995,000945
Net charge-offs$42,0001,435
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,968,600943
2016-12-31 (YTD Data)Rank
Total interest income$53,336,000506
Total interest expense$5,524,000543
Net interest income$47,812,000500
Provision for loan and lease losses$2,313,000469
Total noninterest income$9,678,000714
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,713,000748
Trading account gains and fees$0170
Additional Noninterest Income$7,965,000604
Total noninterest expense$45,244,000487
Salaries and employee benefits$26,866,000451
Premises and equipment expense$5,725,000449
Additional noninterest expense$12,653,000550
Pre-tax net operating income$9,933,000938
Securities gains (losses)$81,0001,502
Applicable income taxes$2,029,0001,037
Income before extraordinary items$7,985,000934
Extraordinary gains, net$05
Net income$7,985,000933
Minority interest net income$082
Net income of bank and minority interests.$7,985,000933
Net charge-offs$2,532,000337
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$7,920,200919
2016-09-30 (YTD Data)Rank
Total interest income$39,128,000512
Total interest expense$4,038,000555
Net interest income$35,090,000511
Provision for loan and lease losses$1,180,000621
Total noninterest income$7,299,000712
Gross Fiduciary activities income$707,000466
Service charges on deposit accounts$1,265,000758
Trading account gains and fees$0169
Additional Noninterest Income$5,327,000653
Total noninterest expense$33,564,000496
Salaries and employee benefits$19,821,000461
Premises and equipment expense$4,302,000450
Additional noninterest expense$9,441,000552
Pre-tax net operating income$7,645,000923
Securities gains (losses)$81,0001,417
Applicable income taxes$1,834,000929
Income before extraordinary items$5,892,000949
Extraordinary gains, net$05
Net income$5,892,000949
Minority interest net income$071
Net income of bank and minority interests.$5,892,000949
Net charge-offs$1,585,000346
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,830,440935
2016-06-30 (YTD Data)Rank
Total interest income$25,965,000511
Total interest expense$2,654,000558
Net interest income$23,311,000511
Provision for loan and lease losses$600,000726
Total noninterest income$4,450,000751
Gross Fiduciary activities income$447,000477
Service charges on deposit accounts$829,000761
Trading account gains and fees$0157
Additional Noninterest Income$3,174,000705
Total noninterest expense$22,323,000502
Salaries and employee benefits$13,139,000466
Premises and equipment expense$2,989,000442
Additional noninterest expense$6,195,000560
Pre-tax net operating income$4,838,000958
Securities gains (losses)$80,0001,117
Applicable income taxes$1,135,000982
Income before extraordinary items$3,783,000974
Extraordinary gains, net$016
Net income$3,783,000973
Minority interest net income$071
Net income of bank and minority interests.$3,783,000973
Net charge-offs$271,000926
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,721,400958
2016-03-31 (YTD Data)Rank
Total interest income$12,854,000517
Total interest expense$1,297,000563
Net interest income$11,557,000514
Provision for loan and lease losses$450,000504
Total noninterest income$2,231,000735
Gross Fiduciary activities income$224,000479
Service charges on deposit accounts$407,000770
Trading account gains and fees$0142
Additional Noninterest Income$1,600,000676
Total noninterest expense$11,077,000499
Salaries and employee benefits$6,495,000468
Premises and equipment expense$1,553,000435
Additional noninterest expense$3,029,000568
Pre-tax net operating income$2,261,000975
Securities gains (losses)$-2,0005,868
Applicable income taxes$493,0001,061
Income before extraordinary items$1,766,0001,020
Extraordinary gains, net$012
Net income$1,766,0001,021
Minority interest net income$062
Net income of bank and minority interests.$1,766,0001,021
Net charge-offs$28,0001,781
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,767,560987
2015-12-31 (YTD Data)Rank
Total interest income$50,548,000504
Total interest expense$5,123,000535
Net interest income$45,425,000498
Provision for loan and lease losses$2,225,000415
Total noninterest income$11,078,000621
Gross Fiduciary activities income$801,000511
Service charges on deposit accounts$1,780,000744
Trading account gains and fees$0159
Additional Noninterest Income$8,497,000563
Total noninterest expense$43,948,000491
Salaries and employee benefits$24,829,000462
Premises and equipment expense$6,043,000436
Additional noninterest expense$13,076,000523
Pre-tax net operating income$10,330,000870
Securities gains (losses)$761,000261
Applicable income taxes$2,733,000806
Income before extraordinary items$8,358,000856
Extraordinary gains, net$023
Net income$8,358,000857
Minority interest net income$081
Net income of bank and minority interests.$8,358,000856
Net charge-offs$969,000711
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,787,250894
2015-09-30 (YTD Data)Rank
Total interest income$37,824,000506
Total interest expense$3,850,000534
Net interest income$33,974,000506
Provision for loan and lease losses$1,325,000466
Total noninterest income$7,735,000673
Gross Fiduciary activities income$588,000512
Service charges on deposit accounts$1,358,000739
Trading account gains and fees$0153
Additional Noninterest Income$5,789,000613
Total noninterest expense$32,494,000500
Salaries and employee benefits$18,252,000475
Premises and equipment expense$4,582,000438
Additional noninterest expense$9,660,000531
Pre-tax net operating income$7,890,000852
Securities gains (losses)$547,000284
Applicable income taxes$2,156,000798
Income before extraordinary items$6,281,000854
Extraordinary gains, net$021
Net income$6,281,000854
Minority interest net income$078
Net income of bank and minority interests.$6,281,000854
Net charge-offs$724,000656
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,876,220883
2015-06-30 (YTD Data)Rank
Total interest income$24,830,000509
Total interest expense$2,559,000539
Net interest income$22,271,000509
Provision for loan and lease losses$925,000457
Total noninterest income$5,191,000667
Gross Fiduciary activities income$379,000524
Service charges on deposit accounts$907,000722
Trading account gains and fees$0157
Additional Noninterest Income$3,905,000611
Total noninterest expense$22,153,000494
Salaries and employee benefits$12,656,000462
Premises and equipment expense$3,164,000424
Additional noninterest expense$6,333,000544
Pre-tax net operating income$4,384,0001,009
Securities gains (losses)$329,000355
Applicable income taxes$1,098,000968
Income before extraordinary items$3,615,000981
Extraordinary gains, net$022
Net income$3,615,000981
Minority interest net income$075
Net income of bank and minority interests.$3,615,000981
Net charge-offs$521,000622
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,361,6701,024
2015-03-31 (YTD Data)Rank
Total interest income$12,503,000507
Total interest expense$1,303,000531
Net interest income$11,200,000505
Provision for loan and lease losses$575,000368
Total noninterest income$2,276,000716
Gross Fiduciary activities income$176,000547
Service charges on deposit accounts$449,000708
Trading account gains and fees$0152
Additional Noninterest Income$1,651,000643
Total noninterest expense$11,453,000477
Salaries and employee benefits$6,498,000461
Premises and equipment expense$1,646,000415
Additional noninterest expense$3,309,000502
Pre-tax net operating income$1,448,0001,381
Securities gains (losses)$319,000252
Applicable income taxes$331,0001,348
Income before extraordinary items$1,436,0001,170
Extraordinary gains, net$013
Net income$1,436,0001,171
Minority interest net income$064
Net income of bank and minority interests.$1,436,0001,171
Net charge-offs$32,0001,842
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,177,6101,356
2014-12-31 (YTD Data)Rank
Total interest income$43,610,000571
Total interest expense$5,072,000560
Net interest income$38,538,000575
Provision for loan and lease losses$1,610,000566
Total noninterest income$8,594,000722
Gross Fiduciary activities income$706,000541
Service charges on deposit accounts$1,471,000901
Trading account gains and fees$0180
Additional Noninterest Income$6,417,000627
Total noninterest expense$39,349,000524
Salaries and employee benefits$22,196,000503
Premises and equipment expense$5,666,000458
Additional noninterest expense$11,487,000590
Pre-tax net operating income$6,173,0001,272
Securities gains (losses)$90,0001,335
Applicable income taxes$973,0001,572
Income before extraordinary items$5,290,0001,235
Extraordinary gains, net$017
Net income$5,290,0001,232
Minority interest net income$084
Net income of bank and minority interests.$5,290,0001,234
Net charge-offs$440,0001,613
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,214,4001,221
2014-09-30 (YTD Data)Rank
Total interest income$31,042,000594
Total interest expense$3,700,000588
Net interest income$27,342,000603
Provision for loan and lease losses$1,260,000535
Total noninterest income$5,389,000844
Gross Fiduciary activities income$508,000548
Service charges on deposit accounts$972,0001,029
Trading account gains and fees$0174
Additional Noninterest Income$3,909,000726
Total noninterest expense$27,503,000563
Salaries and employee benefits$15,550,000527
Premises and equipment expense$3,950,000487
Additional noninterest expense$8,003,000621
Pre-tax net operating income$3,968,0001,466
Securities gains (losses)$84,0001,115
Applicable income taxes$507,0001,975
Income before extraordinary items$3,545,0001,369
Extraordinary gains, net$015
Net income$3,545,0001,367
Minority interest net income$081
Net income of bank and minority interests.$3,545,0001,369
Net charge-offs$356,0001,448
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,471,9201,367
2014-06-30 (YTD Data)Rank
Total interest income$19,806,000624
Total interest expense$2,399,000608
Net interest income$17,407,000622
Provision for loan and lease losses$685,000655
Total noninterest income$2,976,000943
Gross Fiduciary activities income$324,000561
Service charges on deposit accounts$587,0001,108
Trading account gains and fees$0172
Additional Noninterest Income$2,065,000867
Total noninterest expense$17,490,000582
Salaries and employee benefits$10,247,000531
Premises and equipment expense$2,488,000509
Additional noninterest expense$4,755,000690
Pre-tax net operating income$2,208,0001,677
Securities gains (losses)$65,0001,021
Applicable income taxes$190,0002,463
Income before extraordinary items$2,083,0001,478
Extraordinary gains, net$020
Net income$2,083,0001,480
Minority interest net income$080
Net income of bank and minority interests.$2,083,0001,480
Net charge-offs$616,000728
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,023,2001,490
2014-03-31 (YTD Data)Rank
Total interest income$9,821,000635
Total interest expense$1,202,000614
Net interest income$8,619,000633
Provision for loan and lease losses$110,0001,510
Total noninterest income$1,403,000966
Gross Fiduciary activities income$141,000589
Service charges on deposit accounts$287,0001,125
Trading account gains and fees$0147
Additional Noninterest Income$975,000859
Total noninterest expense$8,516,000604
Salaries and employee benefits$4,988,000546
Premises and equipment expense$1,257,000509
Additional noninterest expense$2,271,000721
Pre-tax net operating income$1,396,0001,333
Securities gains (losses)$01,715
Applicable income taxes$188,0001,777
Income before extraordinary items$1,208,0001,249
Extraordinary gains, net$016
Net income$1,208,0001,250
Minority interest net income$066
Net income of bank and minority interests.$1,208,0001,250
Net charge-offs$574,000444
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,208,0001,226
2013-12-31 (YTD Data)Rank
Total interest income$38,314,000640
Total interest expense$5,264,000616
Net interest income$33,050,000647
Provision for loan and lease losses$2,650,000491
Total noninterest income$6,394,000951
Gross Fiduciary activities income$243,000744
Service charges on deposit accounts$1,211,0001,144
Trading account gains and fees$0184
Additional Noninterest Income$4,940,000813
Total noninterest expense$33,463,000623
Salaries and employee benefits$20,166,000538
Premises and equipment expense$4,916,000501
Additional noninterest expense$8,381,000816
Pre-tax net operating income$3,331,0001,993
Securities gains (losses)$325,000658
Applicable income taxes$-181,0006,542
Income before extraordinary items$3,837,0001,558
Extraordinary gains, net$029
Net income$3,837,0001,561
Minority interest net income$090
Net income of bank and minority interests.$3,837,0001,562
Net charge-offs$1,473,000955
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,512,0001,640
2013-09-30 (YTD Data)Rank
Total interest income$28,430,000648
Total interest expense$4,020,000621
Net interest income$24,410,000652
Provision for loan and lease losses$2,210,000446
Total noninterest income$4,649,000988
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$900,0001,158
Trading account gains and fees$0180
Additional Noninterest Income$3,749,000826
Total noninterest expense$24,481,000638
Salaries and employee benefits$14,921,000543
Premises and equipment expense$3,625,000509
Additional noninterest expense$5,935,000856
Pre-tax net operating income$2,368,0002,155
Securities gains (losses)$129,0001,057
Applicable income taxes$-216,0006,748
Income before extraordinary items$2,713,0001,660
Extraordinary gains, net$025
Net income$2,713,0001,663
Minority interest net income$084
Net income of bank and minority interests.$2,713,0001,664
Net charge-offs$1,179,000898
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,584,0001,674
2013-06-30 (YTD Data)Rank
Total interest income$18,807,000656
Total interest expense$2,748,000623
Net interest income$16,059,000658
Provision for loan and lease losses$1,360,000522
Total noninterest income$3,113,000983
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$595,0001,135
Trading account gains and fees$0157
Additional Noninterest Income$2,518,000834
Total noninterest expense$16,137,000647
Salaries and employee benefits$9,703,000556
Premises and equipment expense$2,477,000496
Additional noninterest expense$3,957,000858
Pre-tax net operating income$1,675,0002,005
Securities gains (losses)$116,0001,013
Applicable income taxes$-89,0006,754
Income before extraordinary items$1,880,0001,617
Extraordinary gains, net$022
Net income$1,880,0001,619
Minority interest net income$082
Net income of bank and minority interests.$1,880,0001,622
Net charge-offs$1,154,000691
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,764,0001,624
2013-03-31 (YTD Data)Rank
Total interest income$9,461,000658
Total interest expense$1,452,000601
Net interest income$8,009,000665
Provision for loan and lease losses$185,0001,427
Total noninterest income$1,576,000990
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$287,0001,166
Trading account gains and fees$0148
Additional Noninterest Income$1,289,000824
Total noninterest expense$8,261,000642
Salaries and employee benefits$5,035,000548
Premises and equipment expense$1,243,000500
Additional noninterest expense$1,983,000856
Pre-tax net operating income$1,139,0001,534
Securities gains (losses)$86,000729
Applicable income taxes$81,0002,595
Income before extraordinary items$1,144,0001,302
Extraordinary gains, net$010
Net income$1,144,0001,305
Minority interest net income$076
Net income of bank and minority interests.$1,144,0001,304
Net charge-offs$134,0001,668
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,064,0201,336
2012-12-31 (YTD Data)Rank
Total interest income$40,374,000646
Total interest expense$7,048,000603
Net interest income$33,326,000647
Provision for loan and lease losses$975,0001,795
Total noninterest income$7,069,000883
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,204,0001,172
Trading account gains and fees$0166
Additional Noninterest Income$5,865,000730
Total noninterest expense$31,574,000660
Salaries and employee benefits$18,587,000568
Premises and equipment expense$4,771,000498
Additional noninterest expense$8,216,000858
Pre-tax net operating income$7,846,000902
Securities gains (losses)$228,0001,588
Applicable income taxes$1,268,0001,238
Income before extraordinary items$6,806,000879
Extraordinary gains, net$029
Net income$6,806,000879
Minority interest net income$093
Net income of bank and minority interests.$6,806,000879
Net charge-offs$1,537,0001,387
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,614,480840
2012-09-30 (YTD Data)Rank
Total interest income$30,556,000648
Total interest expense$5,459,000616
Net interest income$25,097,000646
Provision for loan and lease losses$900,0001,552
Total noninterest income$4,631,000986
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$894,0001,194
Trading account gains and fees$0157
Additional Noninterest Income$3,737,000794
Total noninterest expense$23,359,000664
Salaries and employee benefits$13,781,000573
Premises and equipment expense$3,562,000510
Additional noninterest expense$6,016,000871
Pre-tax net operating income$5,469,000990
Securities gains (losses)$222,0001,353
Applicable income taxes$801,0001,441
Income before extraordinary items$4,890,000940
Extraordinary gains, net$020
Net income$4,890,000940
Minority interest net income$086
Net income of bank and minority interests.$4,890,000940
Net charge-offs$881,0001,592
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,699,080922
2012-06-30 (YTD Data)Rank
Total interest income$20,388,000652
Total interest expense$3,690,000628
Net interest income$16,698,000643
Provision for loan and lease losses$775,0001,318
Total noninterest income$2,781,0001,047
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$584,0001,206
Trading account gains and fees$0153
Additional Noninterest Income$2,197,000859
Total noninterest expense$15,515,000665
Salaries and employee benefits$9,181,000569
Premises and equipment expense$2,402,000498
Additional noninterest expense$3,932,000874
Pre-tax net operating income$3,189,0001,120
Securities gains (losses)$220,0001,038
Applicable income taxes$399,0001,713
Income before extraordinary items$3,010,0001,008
Extraordinary gains, net$019
Net income$3,010,0001,008
Minority interest net income$084
Net income of bank and minority interests.$3,010,0001,008
Net charge-offs$238,0002,553
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,816,4001,007
2012-03-31 (YTD Data)Rank
Total interest income$10,191,000659
Total interest expense$1,871,000639
Net interest income$8,320,000648
Provision for loan and lease losses$325,0001,413
Total noninterest income$1,504,000976
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$286,0001,231
Trading account gains and fees$0148
Additional Noninterest Income$1,218,000792
Total noninterest expense$8,006,000644
Salaries and employee benefits$4,853,000541
Premises and equipment expense$1,217,000492
Additional noninterest expense$1,936,000876
Pre-tax net operating income$1,493,0001,171
Securities gains (losses)$220,000560
Applicable income taxes$195,0001,757
Income before extraordinary items$1,518,000983
Extraordinary gains, net$019
Net income$1,518,000985
Minority interest net income$078
Net income of bank and minority interests.$1,518,000984
Net charge-offs$29,0003,446
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,322,2001,054
2011-12-31 (YTD Data)Rank
Total interest income$41,350,000679
Total interest expense$8,751,000661
Net interest income$32,599,000660
Provision for loan and lease losses$1,447,0001,942
Total noninterest income$6,726,000821
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$278,0003,753
Trading account gains and fees$0146
Additional Noninterest Income$6,448,000584
Total noninterest expense$29,684,000669
Salaries and employee benefits$16,867,000570
Premises and equipment expense$4,534,000554
Additional noninterest expense$8,283,000861
Pre-tax net operating income$8,194,000745
Securities gains (losses)$586,000700
Applicable income taxes$1,578,000954
Income before extraordinary items$7,202,000706
Extraordinary gains, net$029
Net income$7,202,000706
Minority interest net income$096
Net income of bank and minority interests.$7,202,000706
Net charge-offs$760,0002,700
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,721,480720
2011-09-30 (YTD Data)Rank
Total interest income$31,187,000685
Total interest expense$6,780,000668
Net interest income$24,407,000669
Provision for loan and lease losses$1,025,0001,936
Total noninterest income$4,723,000881
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$211,0003,748
Trading account gains and fees$0145
Additional Noninterest Income$4,512,000629
Total noninterest expense$21,622,000689
Salaries and employee benefits$11,937,000609
Premises and equipment expense$3,421,000555
Additional noninterest expense$6,264,000847
Pre-tax net operating income$6,483,000734
Securities gains (losses)$251,0001,041
Applicable income taxes$1,199,000947
Income before extraordinary items$5,535,000718
Extraordinary gains, net$021
Net income$5,535,000717
Minority interest net income$087
Net income of bank and minority interests.$5,535,000718
Net charge-offs$284,0003,310
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$5,329,180700
2011-06-30 (YTD Data)Rank
Total interest income$20,785,000696
Total interest expense$4,677,000675
Net interest income$16,108,000680
Provision for loan and lease losses$775,0001,765
Total noninterest income$3,002,000927
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$140,0003,728
Trading account gains and fees$0153
Additional Noninterest Income$2,862,000642
Total noninterest expense$14,965,000671
Salaries and employee benefits$8,397,000572
Premises and equipment expense$2,277,000559
Additional noninterest expense$4,291,000845
Pre-tax net operating income$3,370,000895
Securities gains (losses)$-9,0007,063
Applicable income taxes$388,0001,553
Income before extraordinary items$2,973,000840
Extraordinary gains, net$015
Net income$2,973,000839
Minority interest net income$089
Net income of bank and minority interests.$2,973,000840
Net charge-offs$275,0002,795
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,980,920808
2011-03-31 (YTD Data)Rank
Total interest income$10,280,000710
Total interest expense$2,460,000669
Net interest income$7,820,000700
Provision for loan and lease losses$400,0001,629
Total noninterest income$1,428,000947
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$71,0003,675
Trading account gains and fees$0158
Additional Noninterest Income$1,357,000673
Total noninterest expense$7,733,000659
Salaries and employee benefits$4,357,000562
Premises and equipment expense$1,150,000570
Additional noninterest expense$2,226,000803
Pre-tax net operating income$1,115,0001,303
Securities gains (losses)$-9,0007,160
Applicable income taxes$-9,0006,994
Income before extraordinary items$1,115,0001,100
Extraordinary gains, net$09
Net income$1,115,0001,099
Minority interest net income$086
Net income of bank and minority interests.$1,115,0001,100
Net charge-offs$219,0002,046
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,124,0001,060
2010-12-31 (YTD Data)Rank
Total interest income$42,273,000712
Total interest expense$11,286,000707
Net interest income$30,987,000700
Provision for loan and lease losses$1,600,0002,370
Total noninterest income$7,405,000801
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$7,405,000564
Total noninterest expense$29,399,000686
Salaries and employee benefits$16,880,000567
Premises and equipment expense$3,844,000670
Additional noninterest expense$8,675,000853
Pre-tax net operating income$7,393,000735
Securities gains (losses)$1,349,000376
Applicable income taxes$2,112,000713
Income before extraordinary items$6,630,000675
Extraordinary gains, net$029
Net income$6,630,000672
Minority interest net income$0111
Net income of bank and minority interests.$6,630,000676
Net charge-offs$2,507,0001,628
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,604,760749
2010-09-30 (YTD Data)Rank
Total interest income$31,740,000719
Total interest expense$8,608,000725
Net interest income$23,132,000701
Provision for loan and lease losses$900,0002,663
Total noninterest income$5,226,000813
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$5,226,000556
Total noninterest expense$21,188,000703
Salaries and employee benefits$11,984,000589
Premises and equipment expense$2,770,000700
Additional noninterest expense$6,434,000844
Pre-tax net operating income$6,270,000680
Securities gains (losses)$1,349,000321
Applicable income taxes$1,931,000605
Income before extraordinary items$5,688,000608
Extraordinary gains, net$023
Net income$5,688,000606
Minority interest net income$0110
Net income of bank and minority interests.$5,688,000608
Net charge-offs$2,087,0001,469
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,676,250707
2010-06-30 (YTD Data)Rank
Total interest income$21,082,000726
Total interest expense$5,760,000748
Net interest income$15,322,000705
Provision for loan and lease losses$500,0002,840
Total noninterest income$3,342,000828
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$3,342,000552
Total noninterest expense$13,456,000728
Salaries and employee benefits$7,481,000632
Premises and equipment expense$1,867,000705
Additional noninterest expense$4,108,000876
Pre-tax net operating income$4,708,000592
Securities gains (losses)$129,0001,244
Applicable income taxes$1,239,000594
Income before extraordinary items$3,598,000626
Extraordinary gains, net$019
Net income$3,598,000626
Minority interest net income$0105
Net income of bank and minority interests.$3,598,000627
Net charge-offs$1,934,0001,153
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,502,540620
2010-03-31 (YTD Data)Rank
Total interest income$10,551,000736
Total interest expense$2,902,000789
Net interest income$7,649,000717
Provision for loan and lease losses$200,0002,974
Total noninterest income$1,497,000889
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$1,497,000595
Total noninterest expense$7,175,000701
Salaries and employee benefits$4,240,000569
Premises and equipment expense$933,000726
Additional noninterest expense$2,002,000888
Pre-tax net operating income$1,771,000766
Securities gains (losses)$68,000987
Applicable income taxes$447,000778
Income before extraordinary items$1,392,000795
Extraordinary gains, net$016
Net income$1,392,000797
Minority interest net income$091
Net income of bank and minority interests.$1,392,000799
Net charge-offs$1,840,000683
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,340,320787
2009-12-31 (YTD Data)Rank
Total interest income$42,994,000774
Total interest expense$13,207,000894
Net interest income$29,787,000712
Provision for loan and lease losses$1,925,0002,527
Total noninterest income$7,617,000790
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$7,617,000537
Total noninterest expense$29,093,000725
Salaries and employee benefits$16,402,000574
Premises and equipment expense$3,727,000719
Additional noninterest expense$8,964,000884
Pre-tax net operating income$6,386,000675
Securities gains (losses)$906,000539
Applicable income taxes$1,445,000725
Income before extraordinary items$5,847,000577
Extraordinary gains, net$034
Net income$5,847,000576
Minority interest net income$0115
Net income of bank and minority interests.$5,847,000578
Net charge-offs$842,0003,097
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,122,200660
2009-09-30 (YTD Data)Rank
Total interest income$32,135,000797
Total interest expense$10,128,000919
Net interest income$22,007,000725
Provision for loan and lease losses$1,250,0002,466
Total noninterest income$5,686,000789
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$5,686,000541
Total noninterest expense$21,461,000732
Salaries and employee benefits$11,995,000605
Premises and equipment expense$2,836,000716
Additional noninterest expense$6,630,000850
Pre-tax net operating income$4,982,000676
Securities gains (losses)$805,000460
Applicable income taxes$1,480,000602
Income before extraordinary items$4,307,000625
Extraordinary gains, net$027
Net income$4,307,000626
Minority interest net income$0118
Net income of bank and minority interests.$4,307,000627
Net charge-offs$735,0002,580
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,711,300719
2009-06-30 (YTD Data)Rank
Total interest income$21,360,000819
Total interest expense$6,875,000957
Net interest income$14,485,000735
Provision for loan and lease losses$500,0002,961
Total noninterest income$3,734,000805
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$3,734,000545
Total noninterest expense$14,524,000731
Salaries and employee benefits$7,638,000649
Premises and equipment expense$2,020,000691
Additional noninterest expense$4,866,000798
Pre-tax net operating income$3,195,000723
Securities gains (losses)$805,000351
Applicable income taxes$1,037,000592
Income before extraordinary items$2,963,000618
Extraordinary gains, net$021
Net income$2,963,000615
Minority interest net income$0112
Net income of bank and minority interests.$2,963,000618
Net charge-offs$497,0002,363
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,367,300754
2009-03-31 (YTD Data)Rank
Total interest income$10,776,000816
Total interest expense$3,519,000974
Net interest income$7,257,000733
Provision for loan and lease losses$150,0003,210
Total noninterest income$1,371,000999
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$1,371,000668
Total noninterest expense$7,036,000712
Salaries and employee benefits$3,516,000714
Premises and equipment expense$1,003,000711
Additional noninterest expense$2,517,000677
Pre-tax net operating income$1,442,000889
Securities gains (losses)$803,000223
Applicable income taxes$622,000529
Income before extraordinary items$1,623,000614
Extraordinary gains, net$015
Net income$1,623,000615
Minority interest net income$0102
Net income of bank and minority interests.$1,623,000617
Net charge-offs$448,0001,439
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,044,840962
2008-12-31 (YTD Data)Rank
Total interest income$43,159,000874
Total interest expense$16,275,000985
Net interest income$26,884,000802
Provision for loan and lease losses$1,150,0002,501
Total noninterest income$5,953,000916
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$5,953,000566
Total noninterest expense$25,344,000786
Salaries and employee benefits$14,337,000686
Premises and equipment expense$3,427,000802
Additional noninterest expense$7,580,000863
Pre-tax net operating income$6,343,000882
Securities gains (losses)$547,000348
Applicable income taxes$1,732,000762
Income before extraordinary items$5,158,000785
Extraordinary gains, net$039
Net income$5,158,000785
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$189,0004,162
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,747,750922
2008-09-30 (YTD Data)Rank
Total interest income$32,284,000903
Total interest expense$12,547,000992
Net interest income$19,737,000828
Provision for loan and lease losses$1,034,0001,789
Total noninterest income$4,403,000965
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$4,403,000607
Total noninterest expense$19,201,000766
Salaries and employee benefits$10,915,000694
Premises and equipment expense$2,544,000813
Additional noninterest expense$5,742,000816
Pre-tax net operating income$3,905,0001,274
Securities gains (losses)$445,000346
Applicable income taxes$1,111,0001,064
Income before extraordinary items$3,239,0001,132
Extraordinary gains, net$031
Net income$3,239,0001,131
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,0003,455
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,909,7001,348
2008-06-30 (YTD Data)Rank
Total interest income$21,517,000919
Total interest expense$8,658,000999
Net interest income$12,859,000846
Provision for loan and lease losses$534,0001,849
Total noninterest income$2,931,000981
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$2,931,000626
Total noninterest expense$13,083,000748
Salaries and employee benefits$7,483,000669
Premises and equipment expense$1,732,000801
Additional noninterest expense$3,868,000781
Pre-tax net operating income$2,173,0001,565
Securities gains (losses)$324,000427
Applicable income taxes$575,0001,440
Income before extraordinary items$1,922,0001,441
Extraordinary gains, net$021
Net income$1,922,0001,442
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0004,059
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,672,5201,596
2008-03-31 (YTD Data)Rank
Total interest income$10,742,000940
Total interest expense$4,506,0001,034
Net interest income$6,236,000867
Provision for loan and lease losses$184,0001,915
Total noninterest income$1,338,0001,051
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$1,338,000666
Total noninterest expense$6,361,000759
Salaries and employee benefits$3,813,000660
Premises and equipment expense$902,000774
Additional noninterest expense$1,646,000870
Pre-tax net operating income$1,029,0001,739
Securities gains (losses)$147,000547
Applicable income taxes$227,0001,803
Income before extraordinary items$949,0001,576
Extraordinary gains, net$015
Net income$949,0001,578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0002,520
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$829,9301,696
2007-12-31 (YTD Data)Rank
Total interest income$42,887,000985
Total interest expense$19,672,000997
Net interest income$23,215,000947
Provision for loan and lease losses$06,851
Total noninterest income$5,946,000951
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$5,946,000594
Total noninterest expense$24,233,000763
Salaries and employee benefits$14,651,000658
Premises and equipment expense$3,302,000807
Additional noninterest expense$6,280,000898
Pre-tax net operating income$4,928,0001,664
Securities gains (losses)$212,000432
Applicable income taxes$1,212,0001,636
Income before extraordinary items$3,928,0001,627
Extraordinary gains, net$039
Net income$3,928,0001,626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-188,0008,441
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,766,8801,664
2007-09-30 (YTD Data)Rank
Total interest income$31,922,000997
Total interest expense$14,709,000998
Net interest income$17,213,000961
Provision for loan and lease losses$06,528
Total noninterest income$3,528,0001,144
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$3,528,000733
Total noninterest expense$17,961,000767
Salaries and employee benefits$10,810,000669
Premises and equipment expense$2,517,000793
Additional noninterest expense$4,634,000881
Pre-tax net operating income$2,780,0002,248
Securities gains (losses)$137,000431
Applicable income taxes$522,0002,483
Income before extraordinary items$2,395,0002,071
Extraordinary gains, net$033
Net income$2,395,0002,069
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,700
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,282,6602,118
2007-06-30 (YTD Data)Rank
Total interest income$20,967,0001,022
Total interest expense$9,574,0001,029
Net interest income$11,393,000984
Provision for loan and lease losses$06,209
Total noninterest income$2,350,0001,175
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$2,350,000747
Total noninterest expense$12,098,000770
Salaries and employee benefits$7,186,000691
Premises and equipment expense$1,711,000792
Additional noninterest expense$3,201,000878
Pre-tax net operating income$1,645,0002,515
Securities gains (losses)$76,000463
Applicable income taxes$254,0002,945
Income before extraordinary items$1,467,0002,246
Extraordinary gains, net$029
Net income$1,467,0002,245
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,723
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,402,4002,310
2007-03-31 (YTD Data)Rank
Total interest income$10,406,0001,021
Total interest expense$4,776,0001,028
Net interest income$5,630,000992
Provision for loan and lease losses$05,779
Total noninterest income$1,106,0001,209
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$1,106,000764
Total noninterest expense$6,125,000765
Salaries and employee benefits$3,750,000665
Premises and equipment expense$861,000789
Additional noninterest expense$1,514,000902
Pre-tax net operating income$611,0003,083
Securities gains (losses)$30,000480
Applicable income taxes$48,0004,172
Income before extraordinary items$593,0002,655
Extraordinary gains, net$022
Net income$593,0002,657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-74,0008,460
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$565,1002,751
2006-12-31 (YTD Data)Rank
Total interest income$40,519,000965
Total interest expense$16,759,000990
Net interest income$23,760,000935
Provision for loan and lease losses$375,0002,388
Total noninterest income$4,505,0001,195
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$4,505,000730
Total noninterest expense$22,820,000777
Salaries and employee benefits$13,359,000699
Premises and equipment expense$3,210,000783
Additional noninterest expense$6,251,000856
Pre-tax net operating income$5,070,0001,854
Securities gains (losses)$135,000474
Applicable income taxes$1,223,0001,938
Income before extraordinary items$3,982,0001,795
Extraordinary gains, net$051
Net income$3,982,0001,797
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,330,000542
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,878,0501,817
2006-09-30 (YTD Data)Rank
Total interest income$30,122,000967
Total interest expense$12,102,0001,008
Net interest income$18,020,000948
Provision for loan and lease losses$375,0001,792
Total noninterest income$3,348,0001,206
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$3,348,000749
Total noninterest expense$17,184,000781
Salaries and employee benefits$10,050,000706
Premises and equipment expense$2,405,000799
Additional noninterest expense$4,729,000856
Pre-tax net operating income$3,809,0001,924
Securities gains (losses)$90,000457
Applicable income taxes$929,0001,980
Income before extraordinary items$2,970,0001,849
Extraordinary gains, net$045
Net income$2,970,0001,851
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,319,000371
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,901,6001,873
2006-06-30 (YTD Data)Rank
Total interest income$19,816,000962
Total interest expense$7,676,000994
Net interest income$12,140,000933
Provision for loan and lease losses$300,0001,464
Total noninterest income$2,255,0001,204
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$2,255,000739
Total noninterest expense$11,627,000772
Salaries and employee benefits$6,787,000701
Premises and equipment expense$1,611,000800
Additional noninterest expense$3,229,000841
Pre-tax net operating income$2,468,0001,971
Securities gains (losses)$59,000426
Applicable income taxes$605,0002,046
Income before extraordinary items$1,922,0001,904
Extraordinary gains, net$039
Net income$1,922,0001,906
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,317,000279
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,877,1601,925
2006-03-31 (YTD Data)Rank
Total interest income$9,831,000947
Total interest expense$3,638,000995
Net interest income$6,193,000914
Provision for loan and lease losses$75,0002,394
Total noninterest income$1,170,0001,145
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$1,170,000716
Total noninterest expense$5,959,000753
Salaries and employee benefits$3,477,000687
Premises and equipment expense$837,000777
Additional noninterest expense$1,645,000812
Pre-tax net operating income$1,329,0001,816
Securities gains (losses)$21,000472
Applicable income taxes$330,0001,895
Income before extraordinary items$1,020,0001,756
Extraordinary gains, net$021
Net income$1,020,0001,755
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-32,0008,343
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,004,0401,771
2005-12-31 (YTD Data)Rank
Total interest income$37,800,000859
Total interest expense$11,659,000959
Net interest income$26,141,000818
Provision for loan and lease losses$934,0001,116
Total noninterest income$4,649,0001,144
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$4,649,000717
Total noninterest expense$22,923,000748
Salaries and employee benefits$12,871,000702
Premises and equipment expense$3,260,000739
Additional noninterest expense$6,792,000776
Pre-tax net operating income$6,933,0001,381
Securities gains (losses)$195,000512
Applicable income taxes$1,767,0001,504
Income before extraordinary items$5,361,0001,334
Extraordinary gains, net$046
Net income$5,361,0001,335
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$248,0001,995
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,214,7501,350
2005-09-30 (YTD Data)Rank
Total interest income$28,016,000849
Total interest expense$8,373,000941
Net interest income$19,643,000804
Provision for loan and lease losses$800,000940
Total noninterest income$3,422,0001,165
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$3,422,000731
Total noninterest expense$17,117,000739
Salaries and employee benefits$9,578,000698
Premises and equipment expense$2,457,000736
Additional noninterest expense$5,082,000767
Pre-tax net operating income$5,148,0001,398
Securities gains (losses)$148,000544
Applicable income taxes$1,310,0001,539
Income before extraordinary items$3,986,0001,354
Extraordinary gains, net$035
Net income$3,986,0001,355
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$235,0001,512
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,875,0001,361
2005-06-30 (YTD Data)Rank
Total interest income$18,510,000828
Total interest expense$5,320,000927
Net interest income$13,190,000788
Provision for loan and lease losses$500,000966
Total noninterest income$2,265,0001,153
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$2,265,000735
Total noninterest expense$11,434,000735
Salaries and employee benefits$6,391,000691
Premises and equipment expense$1,618,000737
Additional noninterest expense$3,425,000760
Pre-tax net operating income$3,521,0001,329
Securities gains (losses)$105,000545
Applicable income taxes$900,0001,480
Income before extraordinary items$2,726,0001,288
Extraordinary gains, net$030
Net income$2,726,0001,290
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$291,000915
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,647,2501,307
2005-03-31 (YTD Data)Rank
Total interest income$9,153,000823
Total interest expense$2,517,000930
Net interest income$6,636,000777
Provision for loan and lease losses$200,0001,128
Total noninterest income$1,130,0001,139
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$1,130,000723
Total noninterest expense$5,980,000702
Salaries and employee benefits$3,451,000641
Premises and equipment expense$818,000727
Additional noninterest expense$1,711,000740
Pre-tax net operating income$1,586,0001,442
Securities gains (losses)$46,000565
Applicable income taxes$372,0001,696
Income before extraordinary items$1,260,0001,369
Extraordinary gains, net$024
Net income$1,260,0001,371
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$298,000512
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,224,5801,365
2004-12-31 (YTD Data)Rank
Total interest income$35,697,000786
Total interest expense$9,677,000837
Net interest income$26,020,000751
Provision for loan and lease losses$650,0001,541
Total noninterest income$4,558,0001,157
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$4,558,000713
Total noninterest expense$22,839,000704
Salaries and employee benefits$13,251,000645
Premises and equipment expense$3,125,000737
Additional noninterest expense$6,463,000785
Pre-tax net operating income$7,089,0001,225
Securities gains (losses)$211,000800
Applicable income taxes$1,715,0001,445
Income before extraordinary items$5,585,0001,171
Extraordinary gains, net$034
Net income$5,585,0001,173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-55,0008,696
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,422,5301,176
2004-09-30 (YTD Data)Rank
Total interest income$26,616,000785
Total interest expense$7,209,000822
Net interest income$19,407,000745
Provision for loan and lease losses$400,0001,766
Total noninterest income$3,365,0001,189
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$3,365,000736
Total noninterest expense$16,696,000715
Salaries and employee benefits$9,433,000669
Premises and equipment expense$2,385,000727
Additional noninterest expense$4,878,000773
Pre-tax net operating income$5,676,0001,164
Securities gains (losses)$154,000922
Applicable income taxes$1,594,0001,223
Income before extraordinary items$4,236,0001,170
Extraordinary gains, net$026
Net income$4,236,0001,171
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-93,0008,792
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,123,5801,163
2004-06-30 (YTD Data)Rank
Total interest income$17,660,000790
Total interest expense$4,750,000816
Net interest income$12,910,000741
Provision for loan and lease losses$200,0002,196
Total noninterest income$2,116,0001,238
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$2,116,000764
Total noninterest expense$11,050,000728
Salaries and employee benefits$6,321,000670
Premises and equipment expense$1,622,000717
Additional noninterest expense$3,107,000796
Pre-tax net operating income$3,776,0001,143
Securities gains (losses)$95,0001,065
Applicable income taxes$1,104,0001,182
Income before extraordinary items$2,767,0001,184
Extraordinary gains, net$021
Net income$2,767,0001,185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-74,0008,828
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,699,5501,171
2004-03-31 (YTD Data)Rank
Total interest income$8,823,000804
Total interest expense$2,377,000840
Net interest income$6,446,000756
Provision for loan and lease losses$50,0003,283
Total noninterest income$988,0001,264
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$988,000791
Total noninterest expense$5,639,000716
Salaries and employee benefits$3,267,000655
Premises and equipment expense$818,000727
Additional noninterest expense$1,554,000793
Pre-tax net operating income$1,745,0001,209
Securities gains (losses)$54,0001,148
Applicable income taxes$516,0001,267
Income before extraordinary items$1,283,0001,261
Extraordinary gains, net$016
Net income$1,283,0001,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-106,0008,974
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,244,6601,241
2003-12-31 (YTD Data)Rank
Total interest income$36,152,000784
Total interest expense$10,397,000854
Net interest income$25,755,000735
Provision for loan and lease losses$850,0001,382
Total noninterest income$4,912,0001,149
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$4,912,000777
Total noninterest expense$21,103,000764
Salaries and employee benefits$12,717,000669
Premises and equipment expense$2,820,000800
Additional noninterest expense$5,566,000915
Pre-tax net operating income$8,714,000966
Securities gains (losses)$239,0001,218
Applicable income taxes$3,032,000914
Income before extraordinary items$5,921,0001,088
Extraordinary gains, net$054
Net income$5,921,0001,091
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$732,0001,179
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,763,2601,055
2003-09-30 (YTD Data)Rank
Total interest income$27,353,000796
Total interest expense$7,922,000872
Net interest income$19,431,000737
Provision for loan and lease losses$625,0001,355
Total noninterest income$3,802,0001,141
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$3,802,000783
Total noninterest expense$15,673,000782
Salaries and employee benefits$9,471,000693
Premises and equipment expense$2,009,000855
Additional noninterest expense$4,193,000918
Pre-tax net operating income$6,935,000950
Securities gains (losses)$157,0001,387
Applicable income taxes$2,436,000911
Income before extraordinary items$4,656,0001,079
Extraordinary gains, net$040
Net income$4,656,0001,080
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$625,000992
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,552,3801,032
2003-06-30 (YTD Data)Rank
Total interest income$18,548,000793
Total interest expense$5,399,000886
Net interest income$13,149,000724
Provision for loan and lease losses$425,0001,319
Total noninterest income$2,670,0001,099
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$2,670,000736
Total noninterest expense$10,364,000787
Salaries and employee benefits$6,165,000707
Premises and equipment expense$1,347,000842
Additional noninterest expense$2,852,000906
Pre-tax net operating income$5,030,000880
Securities gains (losses)$03,782
Applicable income taxes$1,733,000876
Income before extraordinary items$3,297,0001,011
Extraordinary gains, net$030
Net income$3,297,0001,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$620,000738
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,297,000938
2003-03-31 (YTD Data)Rank
Total interest income$9,393,000786
Total interest expense$2,777,000885
Net interest income$6,616,000722
Provision for loan and lease losses$250,0001,115
Total noninterest income$1,335,0001,071
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$1,335,000721
Total noninterest expense$5,322,000769
Salaries and employee benefits$3,203,000681
Premises and equipment expense$665,000873
Additional noninterest expense$1,454,000859
Pre-tax net operating income$2,379,000935
Securities gains (losses)$02,891
Applicable income taxes$832,000927
Income before extraordinary items$1,547,0001,071
Extraordinary gains, net$021
Net income$1,547,0001,070
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0002,091
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,547,000999
2002-12-31 (YTD Data)Rank
Total interest income$38,134,000787
Total interest expense$13,087,000868
Net interest income$25,047,000755
Provision for loan and lease losses$1,345,0001,029
Total noninterest income$4,607,0001,137
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$4,607,000732
Total noninterest expense$20,413,000787
Salaries and employee benefits$12,220,000669
Premises and equipment expense$2,471,000877
Additional noninterest expense$5,722,000877
Pre-tax net operating income$7,896,0001,072
Securities gains (losses)$-180,0009,190
Applicable income taxes$2,685,0001,028
Income before extraordinary items$5,031,0001,248
Extraordinary gains, net$070
Net income$5,031,0001,248
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0004,924
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,148,0001,167
2001-12-31 (YTD Data)Rank
Total interest income$38,886,000875
Total interest expense$17,903,000918
Net interest income$20,983,000836
Provision for loan and lease losses$900,0001,348
Total noninterest income$4,288,0001,127
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$4,288,000734
Total noninterest expense$19,032,000794
Salaries and employee benefits$9,944,000746
Premises and equipment expense$2,980,000720
Additional noninterest expense$6,108,000817
Pre-tax net operating income$5,339,0001,362
Securities gains (losses)$04,612
Applicable income taxes$1,723,0001,327
Income before extraordinary items$3,616,0001,487
Extraordinary gains, net$0105
Net income$3,616,0001,490
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$215,0002,748
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,616,0001,429
2000-12-31 (YTD Data)Rank
Total interest income$36,815,000962
Total interest expense$18,199,000983
Net interest income$18,616,000930
Provision for loan and lease losses$300,0002,819
Total noninterest income$3,426,0001,198
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$3,426,000792
Total noninterest expense$17,140,000834
Salaries and employee benefits$8,552,000821
Premises and equipment expense$2,796,000736
Additional noninterest expense$5,792,000852
Pre-tax net operating income$4,602,0001,605
Securities gains (losses)$26,000887
Applicable income taxes$1,553,0001,464
Income before extraordinary items$3,075,0001,703
Extraordinary gains, net$038
Net income$3,075,0001,703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0003,080
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,057,8401,711
1999-12-31 (YTD Data)Rank
Total interest income$29,590,0001,108
Total interest expense$13,734,0001,105
Net interest income$15,856,0001,108
Provision for loan and lease losses$200,0003,546
Total noninterest income$2,401,0001,620
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$2,401,0001,018
Total noninterest expense$13,288,0001,049
Salaries and employee benefits$6,827,0001,012
Premises and equipment expense$2,229,000899
Additional noninterest expense$4,232,0001,111
Pre-tax net operating income$4,769,0001,575
Securities gains (losses)$7,0001,949
Applicable income taxes$1,607,0001,498
Income before extraordinary items$3,169,0001,689
Extraordinary gains, net$035
Net income$3,169,0001,690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-293,00010,160
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,164,3801,659
1998-12-31 (YTD Data)Rank
Total interest income$27,532,0001,185
Total interest expense$13,510,0001,138
Net interest income$14,022,0001,208
Provision for loan and lease losses$08,652
Total noninterest income$2,034,0001,811
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$2,034,0001,148
Total noninterest expense$11,564,0001,138
Salaries and employee benefits$5,854,0001,111
Premises and equipment expense$2,024,000952
Additional noninterest expense$3,686,0001,217
Pre-tax net operating income$4,492,0001,643
Securities gains (losses)$-1,0009,769
Applicable income taxes$1,508,0001,624
Income before extraordinary items$2,983,0001,766
Extraordinary gains, net$032
Net income$2,983,0001,766
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0004,060
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,983,6601,690
1997-12-31 (YTD Data)Rank
Total interest income$26,807,0001,252
Total interest expense$13,252,0001,209
Net interest income$13,555,0001,277
Provision for loan and lease losses$40,0007,002
Total noninterest income$1,913,0001,838
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$1,913,0001,135
Total noninterest expense$11,104,0001,190
Salaries and employee benefits$5,505,0001,195
Premises and equipment expense$1,953,0001,013
Additional noninterest expense$3,646,0001,209
Pre-tax net operating income$4,324,0001,765
Securities gains (losses)$-1,0009,009
Applicable income taxes$1,391,0001,827
Income before extraordinary items$2,932,0001,801
Extraordinary gains, net$044
Net income$2,932,0001,799
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$357,0001,743
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,932,6801,759
1996-12-31 (YTD Data)Rank
Total interest income$25,261,0001,353
Total interest expense$12,989,0001,254
Net interest income$12,272,0001,464
Provision for loan and lease losses$75,0005,702
Total noninterest income$1,447,0002,360
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$1,447,0001,418
Total noninterest expense$10,516,0001,359
Salaries and employee benefits$4,953,0001,361
Premises and equipment expense$1,650,0001,251
Additional noninterest expense$3,913,0001,380
Pre-tax net operating income$3,128,0002,283
Securities gains (losses)$35,0001,578
Applicable income taxes$1,001,0002,342
Income before extraordinary items$2,162,0002,277
Extraordinary gains, net$053
Net income$2,162,0002,277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0003,444
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,138,2002,249
1995-12-31 (YTD Data)Rank
Total interest income$18,835,0001,803
Total interest expense$9,483,0001,684
Net interest income$9,352,0001,917
Provision for loan and lease losses$300,0002,267
Total noninterest income$922,0003,307
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$413,0003,266
Trading account gains and fees$0522
Additional Noninterest Income$509,0002,846
Total noninterest expense$6,054,0002,248
Salaries and employee benefits$3,170,0002,102
Premises and equipment expense$1,123,0001,797
Additional noninterest expense$1,761,0002,674
Pre-tax net operating income$3,920,0001,894
Securities gains (losses)$-50,00011,171
Applicable income taxes$1,295,0001,876
Income before extraordinary items$2,575,0001,947
Extraordinary gains, net$065
Net income$2,575,0001,944
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$372,0001,683
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,608,5001,901
1994-12-31 (YTD Data)Rank
Total interest income$15,310,0002,027
Total interest expense$6,891,0001,825
Net interest income$8,419,0002,147
Provision for loan and lease losses$1,025,000903
Total noninterest income$863,0003,472
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$519,0002,625
Trading account gains and fees$0475
Additional Noninterest Income$344,0003,752
Total noninterest expense$5,500,0002,537
Salaries and employee benefits$2,885,0002,320
Premises and equipment expense$910,0002,218
Additional noninterest expense$1,705,0002,963
Pre-tax net operating income$2,757,0002,572
Securities gains (losses)$20,0001,779
Applicable income taxes$891,0002,511
Income before extraordinary items$1,886,0002,578
Extraordinary gains, net$0249
Net income$1,886,0002,578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,406,000719
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,872,4002,613
1993-12-31 (YTD Data)Rank
Total interest income$16,083,0001,950
Total interest expense$7,984,0001,647
Net interest income$8,099,0002,215
Provision for loan and lease losses$1,050,0001,253
Total noninterest income$829,0003,876
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$487,0002,869
Trading account gains and fees$0532
Additional Noninterest Income$342,0004,163
Total noninterest expense$5,367,0002,662
Salaries and employee benefits$2,764,0002,410
Premises and equipment expense$867,0002,358
Additional noninterest expense$1,736,0003,070
Pre-tax net operating income$2,511,0002,700
Securities gains (losses)$17,0004,881
Applicable income taxes$805,0002,746
Income before extraordinary items$1,723,0002,865
Extraordinary gains, net$1,050,000223
Net income$2,773,0001,871
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$972,0001,169
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,711,4402,729
1992-12-31 (YTD Data)Rank
Total interest income$18,764,0001,888
Total interest expense$10,529,0001,644
Net interest income$8,235,0002,206
Provision for loan and lease losses$2,000,0001,148
Total noninterest income$617,0004,869
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$333,0004,102
Trading account gains and fees$0504
Additional Noninterest Income$284,0004,582
Total noninterest expense$5,499,0002,628
Salaries and employee benefits$2,738,0002,364
Premises and equipment expense$886,0002,338
Additional noninterest expense$1,875,0002,957
Pre-tax net operating income$1,353,0004,464
Securities gains (losses)$58,0003,883
Applicable income taxes$398,0004,812
Income before extraordinary items$1,013,0004,442
Extraordinary gains, net$01,422
Net income$1,013,0004,485
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,830,0001,018
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$971,2404,296

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.