Home > Maryland Federal Bank > Income and Expense
Maryland Federal Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $83,263,000 | 462 |
| Total interest expense | $53,262,000 | 371 |
| Net interest income | $30,001,000 | 611 |
| Provision for loan and lease losses | $390,000 | 2,143 |
| Total noninterest income | $3,778,000 | 1,118 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $3,778,000 | 736 |
| Total noninterest expense | $18,563,000 | 787 |
| Salaries and employee benefits | $10,172,000 | 676 |
| Premises and equipment expense | $3,338,000 | 620 |
| Additional noninterest expense | $5,053,000 | 955 |
| Pre-tax net operating income | $14,826,000 | 577 |
| Securities gains (losses) | $704,000 | 349 |
| Applicable income taxes | $6,022,000 | 541 |
| Income before extraordinary items | $9,508,000 | 617 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $9,508,000 | 618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,544 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $9,057,440 | 619 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $81,027,000 | 502 |
| Total interest expense | $52,831,000 | 404 |
| Net interest income | $28,196,000 | 688 |
| Provision for loan and lease losses | $335,000 | 2,387 |
| Total noninterest income | $2,923,000 | 1,382 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,923,000 | 889 |
| Total noninterest expense | $24,110,000 | 670 |
| Salaries and employee benefits | $9,796,000 | 716 |
| Premises and equipment expense | $3,153,000 | 715 |
| Additional noninterest expense | $11,161,000 | 615 |
| Pre-tax net operating income | $6,674,000 | 1,112 |
| Securities gains (losses) | $650,000 | 353 |
| Applicable income taxes | $1,308,000 | 1,841 |
| Income before extraordinary items | $6,016,000 | 890 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $6,016,000 | 892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,667 |
| Cash dividends | $4,000,000 | 769 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,483,000 | 948 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $78,158,000 | 546 |
| Total interest expense | $51,572,000 | 432 |
| Net interest income | $26,586,000 | 740 |
| Provision for loan and lease losses | $80,000 | 5,097 |
| Total noninterest income | $2,627,000 | 1,481 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,627,000 | 960 |
| Total noninterest expense | $18,662,000 | 833 |
| Salaries and employee benefits | $8,810,000 | 798 |
| Premises and equipment expense | $3,380,000 | 674 |
| Additional noninterest expense | $6,472,000 | 917 |
| Pre-tax net operating income | $10,471,000 | 807 |
| Securities gains (losses) | $3,731,000 | 78 |
| Applicable income taxes | $5,539,000 | 578 |
| Income before extraordinary items | $8,663,000 | 675 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $8,663,000 | 675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,422 |
| Cash dividends | $5,000,000 | 632 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $6,275,160 | 869 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $65,829,000 | 554 |
| Total interest expense | $36,448,000 | 468 |
| Net interest income | $29,381,000 | 680 |
| Provision for loan and lease losses | $550,000 | 1,428 |
| Total noninterest income | $2,635,000 | 1,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,635,000 | 956 |
| Total noninterest expense | $16,237,000 | 949 |
| Salaries and employee benefits | $8,114,000 | 844 |
| Premises and equipment expense | $2,881,000 | 784 |
| Additional noninterest expense | $5,242,000 | 1,129 |
| Pre-tax net operating income | $15,229,000 | 570 |
| Securities gains (losses) | $75,000 | 916 |
| Applicable income taxes | $5,883,000 | 505 |
| Income before extraordinary items | $9,421,000 | 597 |
| Extraordinary gains, net | $547,000 | 22 |
| Net income | $9,968,000 | 561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,455 |
| Cash dividends | $3,000,000 | 802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $9,373,000 | 603 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $63,231,000 | 567 |
| Total interest expense | $32,676,000 | 496 |
| Net interest income | $30,555,000 | 659 |
| Provision for loan and lease losses | $1,060,000 | 1,246 |
| Total noninterest income | $3,383,000 | 1,329 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $3,383,000 | 883 |
| Total noninterest expense | $14,026,000 | 1,118 |
| Salaries and employee benefits | $6,975,000 | 977 |
| Premises and equipment expense | $2,563,000 | 878 |
| Additional noninterest expense | $4,488,000 | 1,385 |
| Pre-tax net operating income | $18,852,000 | 425 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $7,017,000 | 415 |
| Income before extraordinary items | $11,835,000 | 475 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $11,835,000 | 487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 9,293 |
| Cash dividends | $5,500,000 | 441 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $11,835,000 | 446 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $68,359,000 | 599 |
| Total interest expense | $41,172,000 | 519 |
| Net interest income | $27,187,000 | 737 |
| Provision for loan and lease losses | $1,681,000 | 1,297 |
| Total noninterest income | $3,094,000 | 1,397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,094,000 | 934 |
| Total noninterest expense | $12,714,000 | 1,244 |
| Salaries and employee benefits | $6,307,000 | 1,068 |
| Premises and equipment expense | $2,138,000 | 1,053 |
| Additional noninterest expense | $4,269,000 | 1,521 |
| Pre-tax net operating income | $15,886,000 | 419 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $6,273,000 | 399 |
| Income before extraordinary items | $9,613,000 | 507 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $9,613,000 | 509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $1,300,000 | 1,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $9,613,000 | 459 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.