Home > Maryland Federal Bank > Assets and Liabilities
Maryland Federal Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 284 | 626 |
| Assets and Liabilities | ||
| Total Assets: | $1,178,925,000 | 460 |
| Cash and due from depository institutions | $50,878,000 | 626 |
| Interest-bearing balances | $38,328,000 | 115 |
| Securities | $105,855,000 | 1,084 |
| Federal funds sold & reverse repurchase agreements | $6,942,000 | 2,009 |
| Net loans & leases | $985,122,000 | 365 |
| Loan loss allowance | $4,831,000 | 849 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,824,000 | 1,645 |
| Other real estate owned | $1,705,000 | 626 |
| Goodwill and other intangibles | $1,152,000 | 1,253 |
| All other assets | $22,447,000 | 472 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,178,925,000 | 460 |
| Total liabilities | $1,077,837,000 | 455 |
| Total deposits | $825,771,000 | 477 |
| Interest-bearing deposits | $798,947,000 | 435 |
| Deposits held in domestic offices | $825,771,000 | 472 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $240,930,000 | 235 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $11,136,000 | 590 |
| Total equity capital | $101,088,000 | 490 |
| Total bank equity capital | $101,088,000 | 490 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $25,402,000 | 723 |
| Undivided profits | $75,685,000 | 337 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,591,000 | 532 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $4,733,000 | 490 |
| Earning assets | $1,136,247,000 | 439 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $1,157,473,200 | 448 |
| Average Assets, quarterly | $1,171,475,500 | 457 |
| Volatile liabilities | $358,945,000 | 364 |
| Insider loans | $1,313,000 | 2,906 |
| FHLB advances | $240,930,000 | 65 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $118,790,000 | 572 |
| Tier 1 (core) risk-based capital | $95,775,000 | 474 |
| Tier 2 risk-based capital | $4,831,000 | 731 |
| Total risk weighted assets | $615,645,000 | 545 |
| Total unused commitments | $118,790,000 | 574 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 250 | 748 |
| Assets and Liabilities | ||
| Total Assets: | $1,129,655,000 | 515 |
| Cash and due from depository institutions | $21,800,000 | 748 |
| Interest-bearing balances | $9,505,000 | 408 |
| Securities | $88,843,000 | 1,347 |
| Federal funds sold & reverse repurchase agreements | $3,452,000 | 3,483 |
| Net loans & leases | $988,554,000 | 392 |
| Loan loss allowance | $4,554,000 | 951 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,704,000 | 1,690 |
| Other real estate owned | $1,847,000 | 748 |
| Goodwill and other intangibles | $1,329,000 | 1,114 |
| All other assets | $19,126,000 | 557 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,129,655,000 | 515 |
| Total liabilities | $1,040,072,000 | 510 |
| Total deposits | $806,673,000 | 525 |
| Interest-bearing deposits | $784,947,000 | 475 |
| Deposits held in domestic offices | $806,673,000 | 517 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $221,280,000 | 246 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $12,119,000 | 564 |
| Total equity capital | $89,583,000 | 556 |
| Total bank equity capital | $89,583,000 | 556 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $24,740,000 | 780 |
| Undivided profits | $64,842,000 | 407 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,530,000 | 649 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $4,872,000 | 505 |
| Earning assets | $1,090,354,000 | 488 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $1,131,475,400 | 493 |
| Average Assets, quarterly | $1,127,915,500 | 509 |
| Volatile liabilities | $330,058,000 | 411 |
| Insider loans | $1,354,000 | 2,881 |
| FHLB advances | $221,280,000 | 71 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $94,267,000 | 685 |
| Tier 1 (core) risk-based capital | $85,257,000 | 548 |
| Tier 2 risk-based capital | $4,554,000 | 789 |
| Total risk weighted assets | $599,853,000 | 584 |
| Total unused commitments | $94,267,000 | 689 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 254 | 760 |
| Assets and Liabilities | ||
| Total Assets: | $1,135,308,000 | 528 |
| Cash and due from depository institutions | $32,392,000 | 760 |
| Interest-bearing balances | $14,759,000 | 305 |
| Securities | $87,761,000 | 1,424 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $986,150,000 | 406 |
| Loan loss allowance | $4,434,000 | 994 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,007,000 | 1,545 |
| Other real estate owned | $2,325,000 | 760 |
| Goodwill and other intangibles | $1,647,000 | 949 |
| All other assets | $20,026,000 | 577 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,135,308,000 | 528 |
| Total liabilities | $1,048,776,000 | 518 |
| Total deposits | $790,442,000 | 562 |
| Interest-bearing deposits | $772,234,000 | 502 |
| Deposits held in domestic offices | $790,442,000 | 554 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $244,030,000 | 237 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $14,304,000 | 553 |
| Total equity capital | $86,532,000 | 590 |
| Total bank equity capital | $86,532,000 | 590 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $24,137,000 | 792 |
| Undivided profits | $62,394,000 | 431 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,377,000 | 1,047 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $5,599,000 | 480 |
| Earning assets | $1,088,670,000 | 507 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $1,083,237,800 | 526 |
| Average Assets, quarterly | $1,118,777,000 | 525 |
| Volatile liabilities | $368,120,000 | 373 |
| Insider loans | $1,792,000 | 2,376 |
| FHLB advances | $244,030,000 | 56 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $87,272,000 | 751 |
| Tier 1 (core) risk-based capital | $82,263,000 | 576 |
| Tier 2 risk-based capital | $4,384,000 | 820 |
| Total risk weighted assets | $589,597,000 | 605 |
| Total unused commitments | $87,272,000 | 756 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 276 | 716 |
| Assets and Liabilities | ||
| Total Assets: | $1,039,715,000 | 548 |
| Cash and due from depository institutions | $23,773,000 | 716 |
| Interest-bearing balances | $13,765,000 | 292 |
| Securities | $107,321,000 | 1,210 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $881,390,000 | 418 |
| Loan loss allowance | $4,427,000 | 999 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,842,000 | 1,533 |
| Other real estate owned | $2,795,000 | 716 |
| Goodwill and other intangibles | $1,959,000 | 787 |
| All other assets | $17,635,000 | 644 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,039,715,000 | 548 |
| Total liabilities | $957,271,000 | 547 |
| Total deposits | $752,159,000 | 571 |
| Interest-bearing deposits | $735,337,000 | 508 |
| Deposits held in domestic offices | $752,159,000 | 560 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $195,680,000 | 257 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $9,432,000 | 631 |
| Total equity capital | $82,444,000 | 551 |
| Total bank equity capital | $82,444,000 | 551 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $23,822,000 | 750 |
| Undivided profits | $58,621,000 | 395 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,339,000 | 2,117 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $4,306,000 | 520 |
| Earning assets | $1,002,476,000 | 512 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $935,366,200 | 581 |
| Average Assets, quarterly | $1,024,318,500 | 549 |
| Volatile liabilities | $304,618,000 | 415 |
| Insider loans | $1,227,000 | 3,187 |
| FHLB advances | $195,680,000 | 80 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $54,292,000 | 930 |
| Tier 1 (core) risk-based capital | $77,973,000 | 566 |
| Tier 2 risk-based capital | $4,377,000 | 796 |
| Total risk weighted assets | $533,441,000 | 626 |
| Total unused commitments | $54,292,000 | 939 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 218 | 955 |
| Assets and Liabilities | ||
| Total Assets: | $838,614,000 | 648 |
| Cash and due from depository institutions | $24,938,000 | 955 |
| Interest-bearing balances | $5,949,000 | 1,044 |
| Securities | $99,245,000 | 1,379 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $692,661,000 | 484 |
| Loan loss allowance | $4,826,000 | 1,007 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,692,000 | 1,968 |
| Other real estate owned | $3,731,000 | 955 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $14,347,000 | 734 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $838,614,000 | 648 |
| Total liabilities | $765,650,000 | 647 |
| Total deposits | $652,961,000 | 658 |
| Interest-bearing deposits | $638,681,000 | 594 |
| Deposits held in domestic offices | $652,961,000 | 648 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $103,680,000 | 323 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $9,009,000 | 662 |
| Total equity capital | $72,964,000 | 597 |
| Total bank equity capital | $72,964,000 | 597 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000 | 11,788 |
| Surplus | $23,822,000 | 711 |
| Undivided profits | $49,141,000 | 466 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,538,000 | 1,042 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $3,730,000 | 523 |
| Earning assets | $797,855,000 | 630 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $827,620,000 | 639 |
| Average Assets, quarterly | $837,345,000 | 645 |
| Volatile liabilities | $176,684,000 | 564 |
| Insider loans | $992,000 | 3,769 |
| FHLB advances | $103,680,000 | 115 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $68,990,000 | 785 |
| Tier 1 (core) risk-based capital | $72,964,000 | 571 |
| Tier 2 risk-based capital | $4,826,000 | 752 |
| Total risk weighted assets | $454,745,000 | 701 |
| Total unused commitments | $68,990,000 | 805 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 194 | 1,099 |
| Assets and Liabilities | ||
| Total Assets: | $810,791,000 | 682 |
| Cash and due from depository institutions | $17,023,000 | 1,099 |
| Interest-bearing balances | $7,440,000 | 1,004 |
| Securities | $134,463,000 | 999 |
| Federal funds sold & reverse repurchase agreements | $5,210,000 | 3,118 |
| Net loans & leases | $631,420,000 | 533 |
| Loan loss allowance | $3,786,000 | 1,266 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,495,000 | 2,108 |
| Other real estate owned | $4,022,000 | 1,099 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $15,158,000 | 742 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $810,791,000 | 682 |
| Total liabilities | $744,162,000 | 688 |
| Total deposits | $675,461,000 | 677 |
| Interest-bearing deposits | $666,392,000 | 601 |
| Deposits held in domestic offices | $675,461,000 | 668 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $60,300,000 | 390 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $8,401,000 | 683 |
| Total equity capital | $66,629,000 | 610 |
| Total bank equity capital | $66,629,000 | 610 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000 | 12,319 |
| Surplus | $23,822,000 | 683 |
| Undivided profits | $42,806,000 | 489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,331,000 | 2,998 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $3,938,000 | 552 |
| Earning assets | $778,533,000 | 635 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $811,400,600 | 667 |
| Average Assets, quarterly | $810,967,000 | 676 |
| Volatile liabilities | $126,211,000 | 649 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $60,300,000 | 152 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $57,322,000 | 869 |
| Tier 1 (core) risk-based capital | $66,629,000 | 583 |
| Tier 2 risk-based capital | $3,785,000 | 923 |
| Total risk weighted assets | $446,197,000 | 734 |
| Total unused commitments | $59,322,000 | 862 |
| Derivatives | $0 | 651 |