Home > Maryland Bank and Trust Company > Income and Expense
Maryland Bank and Trust Company, Income and Expense
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,588,000 | 2,002 |
| Total interest expense | $585,000 | 2,688 |
| Net interest income | $3,003,000 | 1,848 |
| Provision for loan and lease losses | $600,000 | 1,247 |
| Total noninterest income | $430,000 | 2,237 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $228,000 | 1,555 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $202,000 | 2,455 |
| Total noninterest expense | $3,911,000 | 1,274 |
| Salaries and employee benefits | $1,717,000 | 1,468 |
| Premises and equipment expense | $431,000 | 1,500 |
| Additional noninterest expense | $1,763,000 | 1,004 |
| Pre-tax net operating income | $-1,078,000 | 7,292 |
| Securities gains (losses) | $4,000 | 1,490 |
| Applicable income taxes | $-429,000 | 7,457 |
| Income before extraordinary items | $-645,000 | 7,190 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-645,000 | 7,191 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-645,000 | 7,191 |
| Net charge-offs | $484,000 | 1,356 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-647,560 | 7,181 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,253,000 | 1,860 |
| Total interest expense | $3,303,000 | 2,394 |
| Net interest income | $12,950,000 | 1,705 |
| Provision for loan and lease losses | $3,940,000 | 1,356 |
| Total noninterest income | $1,670,000 | 2,353 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $975,000 | 1,537 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $695,000 | 2,705 |
| Total noninterest expense | $14,183,000 | 1,404 |
| Salaries and employee benefits | $7,002,000 | 1,411 |
| Premises and equipment expense | $1,828,000 | 1,403 |
| Additional noninterest expense | $5,353,000 | 1,352 |
| Pre-tax net operating income | $-3,503,000 | 6,985 |
| Securities gains (losses) | $1,002,000 | 488 |
| Applicable income taxes | $3,071,000 | 534 |
| Income before extraordinary items | $-5,572,000 | 7,212 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,572,000 | 7,213 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-5,572,000 | 7,213 |
| Net charge-offs | $3,205,000 | 1,413 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $570,000 | 441 |
| Net operating income | $-6,574,000 | 7,241 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,409,000 | 1,873 |
| Total interest expense | $2,660,000 | 2,325 |
| Net interest income | $9,749,000 | 1,724 |
| Provision for loan and lease losses | $3,149,000 | 1,228 |
| Total noninterest income | $1,410,000 | 2,182 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $731,000 | 1,584 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $679,000 | 2,313 |
| Total noninterest expense | $10,312,000 | 1,442 |
| Salaries and employee benefits | $5,353,000 | 1,380 |
| Premises and equipment expense | $1,352,000 | 1,441 |
| Additional noninterest expense | $3,607,000 | 1,470 |
| Pre-tax net operating income | $-2,302,000 | 7,115 |
| Securities gains (losses) | $778,000 | 512 |
| Applicable income taxes | $-709,000 | 7,438 |
| Income before extraordinary items | $-815,000 | 6,830 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-815,000 | 6,829 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-815,000 | 6,830 |
| Net charge-offs | $2,163,000 | 1,438 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $570,000 | 357 |
| Net operating income | $-1,312,920 | 6,957 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,352,000 | 1,877 |
| Total interest expense | $1,953,000 | 2,208 |
| Net interest income | $6,399,000 | 1,745 |
| Provision for loan and lease losses | $2,435,000 | 1,100 |
| Total noninterest income | $956,000 | 2,121 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $476,000 | 1,618 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $480,000 | 2,142 |
| Total noninterest expense | $6,875,000 | 1,433 |
| Salaries and employee benefits | $3,578,000 | 1,390 |
| Premises and equipment expense | $927,000 | 1,424 |
| Additional noninterest expense | $2,370,000 | 1,498 |
| Pre-tax net operating income | $-1,955,000 | 7,259 |
| Securities gains (losses) | $261,000 | 782 |
| Applicable income taxes | $-722,000 | 7,551 |
| Income before extraordinary items | $-972,000 | 7,084 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-972,000 | 7,083 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-972,000 | 7,084 |
| Net charge-offs | $2,072,000 | 1,100 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $570,000 | 249 |
| Net operating income | $-1,139,040 | 7,112 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,229,000 | 1,899 |
| Total interest expense | $1,039,000 | 2,191 |
| Net interest income | $3,190,000 | 1,779 |
| Provision for loan and lease losses | $1,850,000 | 788 |
| Total noninterest income | $464,000 | 2,150 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $243,000 | 1,605 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $221,000 | 2,253 |
| Total noninterest expense | $3,280,000 | 1,536 |
| Salaries and employee benefits | $1,754,000 | 1,427 |
| Premises and equipment expense | $478,000 | 1,431 |
| Additional noninterest expense | $1,048,000 | 1,670 |
| Pre-tax net operating income | $-1,476,000 | 7,516 |
| Securities gains (losses) | $28,000 | 1,386 |
| Applicable income taxes | $-586,000 | 7,728 |
| Income before extraordinary items | $-862,000 | 7,429 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-862,000 | 7,429 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-862,000 | 7,430 |
| Net charge-offs | $1,818,000 | 689 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $570,000 | 146 |
| Net operating income | $-879,920 | 7,426 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,538,000 | 2,058 |
| Total interest expense | $4,883,000 | 2,311 |
| Net interest income | $11,655,000 | 1,906 |
| Provision for loan and lease losses | $5,669,000 | 1,301 |
| Total noninterest income | $1,957,000 | 2,151 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,090,000 | 1,552 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $867,000 | 2,337 |
| Total noninterest expense | $13,382,000 | 1,544 |
| Salaries and employee benefits | $7,284,000 | 1,387 |
| Premises and equipment expense | $1,833,000 | 1,476 |
| Additional noninterest expense | $4,265,000 | 1,754 |
| Pre-tax net operating income | $-5,439,000 | 7,217 |
| Securities gains (losses) | $551,000 | 822 |
| Applicable income taxes | $-1,164,000 | 7,335 |
| Income before extraordinary items | $-3,724,000 | 7,117 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,724,000 | 7,115 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,724,000 | 7,115 |
| Net charge-offs | $2,068,000 | 1,989 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $4,820,000 | 192 |
| Net operating income | $-4,142,760 | 7,174 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,265,000 | 2,108 |
| Total interest expense | $3,761,000 | 2,347 |
| Net interest income | $8,504,000 | 1,942 |
| Provision for loan and lease losses | $3,300,000 | 1,395 |
| Total noninterest income | $1,448,000 | 2,217 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $822,000 | 1,550 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $626,000 | 2,453 |
| Total noninterest expense | $9,980,000 | 1,543 |
| Salaries and employee benefits | $5,570,000 | 1,365 |
| Premises and equipment expense | $1,362,000 | 1,500 |
| Additional noninterest expense | $3,048,000 | 1,761 |
| Pre-tax net operating income | $-3,328,000 | 7,344 |
| Securities gains (losses) | $293,000 | 1,013 |
| Applicable income taxes | $-1,298,000 | 7,624 |
| Income before extraordinary items | $-1,737,000 | 7,087 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,737,000 | 7,085 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,737,000 | 7,086 |
| Net charge-offs | $1,577,000 | 1,725 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $2,400,000 | 251 |
| Net operating income | $-1,924,520 | 7,142 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,990,000 | 2,191 |
| Total interest expense | $2,561,000 | 2,396 |
| Net interest income | $5,429,000 | 2,019 |
| Provision for loan and lease losses | $456,000 | 3,087 |
| Total noninterest income | $946,000 | 2,265 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $534,000 | 1,561 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $412,000 | 2,512 |
| Total noninterest expense | $6,392,000 | 1,620 |
| Salaries and employee benefits | $3,509,000 | 1,483 |
| Premises and equipment expense | $910,000 | 1,531 |
| Additional noninterest expense | $1,973,000 | 1,826 |
| Pre-tax net operating income | $-473,000 | 6,614 |
| Securities gains (losses) | $42,000 | 2,018 |
| Applicable income taxes | $-275,000 | 7,393 |
| Income before extraordinary items | $-156,000 | 6,295 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-156,000 | 6,294 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-156,000 | 6,294 |
| Net charge-offs | $446,000 | 2,471 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $1,300,000 | 258 |
| Net operating income | $-182,880 | 6,328 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,979,000 | 2,220 |
| Total interest expense | $1,263,000 | 2,512 |
| Net interest income | $2,716,000 | 2,014 |
| Provision for loan and lease losses | $231,000 | 2,655 |
| Total noninterest income | $489,000 | 2,178 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $269,000 | 1,514 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $220,000 | 2,380 |
| Total noninterest expense | $3,131,000 | 1,610 |
| Salaries and employee benefits | $1,803,000 | 1,451 |
| Premises and equipment expense | $445,000 | 1,600 |
| Additional noninterest expense | $883,000 | 1,824 |
| Pre-tax net operating income | $-157,000 | 6,808 |
| Securities gains (losses) | $7,000 | 2,001 |
| Applicable income taxes | $-115,000 | 7,583 |
| Income before extraordinary items | $-35,000 | 6,593 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-35,000 | 6,594 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-35,000 | 6,594 |
| Net charge-offs | $220,000 | 2,069 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-39,480 | 6,499 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $16,102,000 | 2,322 |
| Total interest expense | $4,461,000 | 3,245 |
| Net interest income | $11,641,000 | 1,916 |
| Provision for loan and lease losses | $991,000 | 2,719 |
| Total noninterest income | $1,977,000 | 2,160 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,124,000 | 1,592 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $853,000 | 2,367 |
| Total noninterest expense | $12,638,000 | 1,549 |
| Salaries and employee benefits | $7,058,000 | 1,461 |
| Premises and equipment expense | $2,034,000 | 1,349 |
| Additional noninterest expense | $3,546,000 | 1,727 |
| Pre-tax net operating income | $-11,000 | 6,345 |
| Securities gains (losses) | $111,000 | 1,056 |
| Applicable income taxes | $-245,000 | 7,265 |
| Income before extraordinary items | $345,000 | 4,941 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $345,000 | 4,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,013,000 | 1,946 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $234,000 | 5,513 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,115,000 | 2,362 |
| Total interest expense | $3,327,000 | 3,364 |
| Net interest income | $8,788,000 | 1,929 |
| Provision for loan and lease losses | $204,000 | 4,180 |
| Total noninterest income | $1,524,000 | 2,188 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $840,000 | 1,597 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $684,000 | 2,353 |
| Total noninterest expense | $9,930,000 | 1,462 |
| Salaries and employee benefits | $5,748,000 | 1,348 |
| Premises and equipment expense | $1,554,000 | 1,336 |
| Additional noninterest expense | $2,628,000 | 1,689 |
| Pre-tax net operating income | $178,000 | 6,119 |
| Securities gains (losses) | $111,000 | 899 |
| Applicable income taxes | $-77,000 | 7,499 |
| Income before extraordinary items | $366,000 | 4,917 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $366,000 | 4,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 3,069 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $255,000 | 5,601 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,987,000 | 2,420 |
| Total interest expense | $2,209,000 | 3,492 |
| Net interest income | $5,778,000 | 1,940 |
| Provision for loan and lease losses | $90,000 | 4,395 |
| Total noninterest income | $1,057,000 | 2,147 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $554,000 | 1,596 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $503,000 | 2,236 |
| Total noninterest expense | $6,621,000 | 1,457 |
| Salaries and employee benefits | $3,809,000 | 1,370 |
| Premises and equipment expense | $1,068,000 | 1,287 |
| Additional noninterest expense | $1,744,000 | 1,687 |
| Pre-tax net operating income | $124,000 | 6,273 |
| Securities gains (losses) | $111,000 | 897 |
| Applicable income taxes | $-41,000 | 7,730 |
| Income before extraordinary items | $276,000 | 5,137 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $276,000 | 5,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,194 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $165,000 | 5,808 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,963,000 | 2,491 |
| Total interest expense | $1,091,000 | 3,686 |
| Net interest income | $2,872,000 | 1,942 |
| Provision for loan and lease losses | $45,000 | 3,899 |
| Total noninterest income | $537,000 | 2,129 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $277,000 | 1,582 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $260,000 | 2,156 |
| Total noninterest expense | $3,371,000 | 1,419 |
| Salaries and employee benefits | $2,007,000 | 1,304 |
| Premises and equipment expense | $541,000 | 1,274 |
| Additional noninterest expense | $823,000 | 1,727 |
| Pre-tax net operating income | $-7,000 | 7,220 |
| Securities gains (losses) | $8,000 | 2,056 |
| Applicable income taxes | $-65,000 | 8,071 |
| Income before extraordinary items | $66,000 | 6,327 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $66,000 | 6,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,479 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $58,000 | 6,354 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,162,000 | 2,401 |
| Total interest expense | $4,267,000 | 3,845 |
| Net interest income | $12,895,000 | 1,758 |
| Provision for loan and lease losses | $121,000 | 4,611 |
| Total noninterest income | $2,012,000 | 2,204 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,033,000 | 1,720 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $979,000 | 2,249 |
| Total noninterest expense | $13,167,000 | 1,404 |
| Salaries and employee benefits | $7,380,000 | 1,375 |
| Premises and equipment expense | $2,070,000 | 1,282 |
| Additional noninterest expense | $3,717,000 | 1,493 |
| Pre-tax net operating income | $1,619,000 | 3,766 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $231,000 | 3,697 |
| Income before extraordinary items | $1,388,000 | 3,600 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,388,000 | 3,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,118 |
| Cash dividends | $647,000 | 3,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,388,000 | 3,590 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,968,000 | 2,390 |
| Total interest expense | $3,201,000 | 3,850 |
| Net interest income | $9,767,000 | 1,741 |
| Provision for loan and lease losses | $-36,000 | 8,354 |
| Total noninterest income | $1,545,000 | 2,174 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $751,000 | 1,744 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $794,000 | 2,133 |
| Total noninterest expense | $10,321,000 | 1,334 |
| Salaries and employee benefits | $5,981,000 | 1,252 |
| Premises and equipment expense | $1,566,000 | 1,266 |
| Additional noninterest expense | $2,774,000 | 1,464 |
| Pre-tax net operating income | $1,027,000 | 4,291 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $97,000 | 4,473 |
| Income before extraordinary items | $930,000 | 4,035 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $930,000 | 4,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,856 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $930,000 | 4,020 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,674,000 | 2,396 |
| Total interest expense | $2,146,000 | 3,848 |
| Net interest income | $6,528,000 | 1,756 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,068,000 | 2,139 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $494,000 | 1,768 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $574,000 | 2,051 |
| Total noninterest expense | $6,758,000 | 1,368 |
| Salaries and employee benefits | $3,853,000 | 1,322 |
| Premises and equipment expense | $1,071,000 | 1,249 |
| Additional noninterest expense | $1,834,000 | 1,491 |
| Pre-tax net operating income | $838,000 | 3,910 |
| Securities gains (losses) | $1,000 | 1,305 |
| Applicable income taxes | $94,000 | 4,191 |
| Income before extraordinary items | $745,000 | 3,678 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $745,000 | 3,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,011 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $744,110 | 3,663 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,391,000 | 2,365 |
| Total interest expense | $1,108,000 | 3,742 |
| Net interest income | $3,283,000 | 1,753 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $620,000 | 1,896 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $245,000 | 1,739 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $375,000 | 1,667 |
| Total noninterest expense | $3,428,000 | 1,358 |
| Salaries and employee benefits | $2,038,000 | 1,266 |
| Premises and equipment expense | $528,000 | 1,277 |
| Additional noninterest expense | $862,000 | 1,544 |
| Pre-tax net operating income | $475,000 | 3,645 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $105,000 | 3,204 |
| Income before extraordinary items | $370,000 | 3,677 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $370,000 | 3,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,009 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $370,000 | 3,656 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $17,910,000 | 2,187 |
| Total interest expense | $4,270,000 | 3,429 |
| Net interest income | $13,640,000 | 1,682 |
| Provision for loan and lease losses | $30,000 | 6,013 |
| Total noninterest income | $1,970,000 | 2,252 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,057,000 | 1,675 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $913,000 | 2,369 |
| Total noninterest expense | $12,907,000 | 1,385 |
| Salaries and employee benefits | $7,222,000 | 1,353 |
| Premises and equipment expense | $2,086,000 | 1,234 |
| Additional noninterest expense | $3,599,000 | 1,471 |
| Pre-tax net operating income | $2,673,000 | 2,996 |
| Securities gains (losses) | $3,000 | 1,365 |
| Applicable income taxes | $573,000 | 2,954 |
| Income before extraordinary items | $2,103,000 | 2,995 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,103,000 | 2,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-161,000 | 8,557 |
| Cash dividends | $647,000 | 3,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,100,630 | 2,992 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,359,000 | 2,187 |
| Total interest expense | $3,143,000 | 3,376 |
| Net interest income | $10,216,000 | 1,698 |
| Provision for loan and lease losses | $30,000 | 5,631 |
| Total noninterest income | $1,476,000 | 2,253 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $798,000 | 1,659 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $678,000 | 2,362 |
| Total noninterest expense | $10,020,000 | 1,348 |
| Salaries and employee benefits | $5,762,000 | 1,280 |
| Premises and equipment expense | $1,549,000 | 1,249 |
| Additional noninterest expense | $2,709,000 | 1,462 |
| Pre-tax net operating income | $1,642,000 | 3,574 |
| Securities gains (losses) | $3,000 | 1,123 |
| Applicable income taxes | $339,000 | 3,417 |
| Income before extraordinary items | $1,306,000 | 3,528 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,306,000 | 3,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-199,000 | 8,633 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,303,630 | 3,517 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,779,000 | 2,185 |
| Total interest expense | $2,077,000 | 3,276 |
| Net interest income | $6,702,000 | 1,729 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $995,000 | 2,234 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $524,000 | 1,675 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $471,000 | 2,309 |
| Total noninterest expense | $6,476,000 | 1,395 |
| Salaries and employee benefits | $3,598,000 | 1,379 |
| Premises and equipment expense | $1,040,000 | 1,243 |
| Additional noninterest expense | $1,838,000 | 1,442 |
| Pre-tax net operating income | $1,191,000 | 3,379 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $247,000 | 3,320 |
| Income before extraordinary items | $944,000 | 3,343 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $944,000 | 3,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-204,000 | 8,679 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $944,000 | 3,335 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,351,000 | 2,160 |
| Total interest expense | $1,031,000 | 3,185 |
| Net interest income | $3,320,000 | 1,730 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $531,000 | 2,100 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $266,000 | 1,594 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $265,000 | 2,123 |
| Total noninterest expense | $3,186,000 | 1,420 |
| Salaries and employee benefits | $1,845,000 | 1,348 |
| Premises and equipment expense | $512,000 | 1,270 |
| Additional noninterest expense | $829,000 | 1,573 |
| Pre-tax net operating income | $635,000 | 3,190 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $136,000 | 3,182 |
| Income before extraordinary items | $499,000 | 3,162 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $499,000 | 3,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-178,000 | 8,715 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $499,000 | 3,140 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $16,713,000 | 2,003 |
| Total interest expense | $3,437,000 | 2,982 |
| Net interest income | $13,276,000 | 1,648 |
| Provision for loan and lease losses | $256,000 | 3,108 |
| Total noninterest income | $2,100,000 | 2,134 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,149,000 | 1,525 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $951,000 | 2,282 |
| Total noninterest expense | $11,744,000 | 1,467 |
| Salaries and employee benefits | $6,499,000 | 1,435 |
| Premises and equipment expense | $2,071,000 | 1,188 |
| Additional noninterest expense | $3,174,000 | 1,606 |
| Pre-tax net operating income | $3,376,000 | 2,517 |
| Securities gains (losses) | $11,000 | 1,453 |
| Applicable income taxes | $818,000 | 2,573 |
| Income before extraordinary items | $2,569,000 | 2,548 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,569,000 | 2,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-112,000 | 8,644 |
| Cash dividends | $646,000 | 3,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,560,640 | 2,526 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,310,000 | 1,980 |
| Total interest expense | $2,435,000 | 2,991 |
| Net interest income | $9,875,000 | 1,645 |
| Provision for loan and lease losses | $226,000 | 2,708 |
| Total noninterest income | $1,519,000 | 2,182 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $861,000 | 1,502 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $658,000 | 2,406 |
| Total noninterest expense | $8,854,000 | 1,440 |
| Salaries and employee benefits | $5,099,000 | 1,355 |
| Premises and equipment expense | $1,510,000 | 1,209 |
| Additional noninterest expense | $2,245,000 | 1,670 |
| Pre-tax net operating income | $2,314,000 | 2,730 |
| Securities gains (losses) | $11,000 | 1,448 |
| Applicable income taxes | $628,000 | 2,565 |
| Income before extraordinary items | $1,697,000 | 2,827 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,697,000 | 2,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-76,000 | 8,568 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,688,970 | 2,806 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,103,000 | 1,953 |
| Total interest expense | $1,552,000 | 2,968 |
| Net interest income | $6,551,000 | 1,643 |
| Provision for loan and lease losses | $102,000 | 3,319 |
| Total noninterest income | $1,037,000 | 2,117 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $578,000 | 1,462 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $459,000 | 2,312 |
| Total noninterest expense | $5,795,000 | 1,462 |
| Salaries and employee benefits | $3,375,000 | 1,354 |
| Premises and equipment expense | $975,000 | 1,230 |
| Additional noninterest expense | $1,445,000 | 1,713 |
| Pre-tax net operating income | $1,691,000 | 2,492 |
| Securities gains (losses) | $11,000 | 1,322 |
| Applicable income taxes | $484,000 | 2,315 |
| Income before extraordinary items | $1,218,000 | 2,617 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,218,000 | 2,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 8,516 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,210,080 | 2,590 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,988,000 | 1,947 |
| Total interest expense | $733,000 | 3,006 |
| Net interest income | $3,255,000 | 1,641 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $532,000 | 2,048 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $289,000 | 1,422 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $243,000 | 2,200 |
| Total noninterest expense | $2,713,000 | 1,564 |
| Salaries and employee benefits | $1,543,000 | 1,508 |
| Premises and equipment expense | $489,000 | 1,235 |
| Additional noninterest expense | $681,000 | 1,813 |
| Pre-tax net operating income | $1,074,000 | 2,052 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $343,000 | 1,799 |
| Income before extraordinary items | $732,000 | 2,245 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $732,000 | 2,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $731,320 | 2,211 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,931,000 | 1,909 |
| Total interest expense | $2,533,000 | 3,028 |
| Net interest income | $12,398,000 | 1,643 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $2,298,000 | 1,990 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,362,000 | 1,308 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $936,000 | 2,244 |
| Total noninterest expense | $11,123,000 | 1,465 |
| Salaries and employee benefits | $6,262,000 | 1,415 |
| Premises and equipment expense | $1,880,000 | 1,214 |
| Additional noninterest expense | $2,981,000 | 1,634 |
| Pre-tax net operating income | $3,513,000 | 2,268 |
| Securities gains (losses) | $74,000 | 1,456 |
| Applicable income taxes | $1,074,000 | 2,040 |
| Income before extraordinary items | $2,513,000 | 2,423 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,513,000 | 2,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,636 |
| Cash dividends | $647,000 | 3,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,461,200 | 2,404 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,958,000 | 1,928 |
| Total interest expense | $1,869,000 | 3,005 |
| Net interest income | $9,089,000 | 1,666 |
| Provision for loan and lease losses | $60,000 | 5,125 |
| Total noninterest income | $1,789,000 | 1,946 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,054,000 | 1,268 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $735,000 | 2,201 |
| Total noninterest expense | $8,507,000 | 1,428 |
| Salaries and employee benefits | $4,754,000 | 1,395 |
| Premises and equipment expense | $1,424,000 | 1,210 |
| Additional noninterest expense | $2,329,000 | 1,560 |
| Pre-tax net operating income | $2,311,000 | 2,556 |
| Securities gains (losses) | $71,000 | 1,409 |
| Applicable income taxes | $767,000 | 2,167 |
| Income before extraordinary items | $1,615,000 | 2,780 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,615,000 | 2,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-231,000 | 8,929 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,566,720 | 2,777 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,141,000 | 1,957 |
| Total interest expense | $1,250,000 | 2,989 |
| Net interest income | $5,891,000 | 1,698 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $1,137,000 | 2,005 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $707,000 | 1,250 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $430,000 | 2,409 |
| Total noninterest expense | $5,484,000 | 1,479 |
| Salaries and employee benefits | $3,042,000 | 1,454 |
| Premises and equipment expense | $935,000 | 1,231 |
| Additional noninterest expense | $1,507,000 | 1,600 |
| Pre-tax net operating income | $1,484,000 | 2,612 |
| Securities gains (losses) | $72,000 | 1,234 |
| Applicable income taxes | $519,000 | 2,141 |
| Income before extraordinary items | $1,037,000 | 2,841 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,037,000 | 2,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-118,000 | 8,910 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $988,760 | 2,877 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,602,000 | 1,945 |
| Total interest expense | $640,000 | 2,970 |
| Net interest income | $2,962,000 | 1,689 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $620,000 | 1,829 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $359,000 | 1,186 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $261,000 | 2,067 |
| Total noninterest expense | $2,645,000 | 1,535 |
| Salaries and employee benefits | $1,469,000 | 1,511 |
| Premises and equipment expense | $459,000 | 1,269 |
| Additional noninterest expense | $717,000 | 1,654 |
| Pre-tax net operating income | $937,000 | 2,128 |
| Securities gains (losses) | $71,000 | 997 |
| Applicable income taxes | $399,000 | 1,553 |
| Income before extraordinary items | $609,000 | 2,460 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $609,000 | 2,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-79,000 | 8,931 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $563,560 | 2,567 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,413,000 | 1,961 |
| Total interest expense | $3,329,000 | 2,608 |
| Net interest income | $11,084,000 | 1,763 |
| Provision for loan and lease losses | $90,000 | 5,469 |
| Total noninterest income | $2,073,000 | 2,272 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,456,000 | 1,194 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $617,000 | 3,201 |
| Total noninterest expense | $10,241,000 | 1,556 |
| Salaries and employee benefits | $5,583,000 | 1,542 |
| Premises and equipment expense | $1,766,000 | 1,290 |
| Additional noninterest expense | $2,892,000 | 1,681 |
| Pre-tax net operating income | $2,826,000 | 2,632 |
| Securities gains (losses) | $9,000 | 3,670 |
| Applicable income taxes | $731,000 | 2,708 |
| Income before extraordinary items | $2,104,000 | 2,754 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,104,000 | 2,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-131,000 | 9,072 |
| Cash dividends | $601,000 | 3,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,097,340 | 2,632 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,748,000 | 2,015 |
| Total interest expense | $2,619,000 | 2,586 |
| Net interest income | $8,129,000 | 1,807 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $1,585,000 | 2,268 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,087,000 | 1,204 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $498,000 | 3,148 |
| Total noninterest expense | $7,706,000 | 1,567 |
| Salaries and employee benefits | $4,273,000 | 1,515 |
| Premises and equipment expense | $1,305,000 | 1,310 |
| Additional noninterest expense | $2,128,000 | 1,702 |
| Pre-tax net operating income | $1,918,000 | 2,931 |
| Securities gains (losses) | $9,000 | 3,379 |
| Applicable income taxes | $475,000 | 3,121 |
| Income before extraordinary items | $1,452,000 | 3,030 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,452,000 | 3,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-109,000 | 9,104 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,445,250 | 2,898 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,173,000 | 2,029 |
| Total interest expense | $1,845,000 | 2,548 |
| Net interest income | $5,328,000 | 1,833 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $1,073,000 | 2,240 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $729,000 | 1,170 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $344,000 | 3,041 |
| Total noninterest expense | $5,157,000 | 1,560 |
| Salaries and employee benefits | $2,866,000 | 1,502 |
| Premises and equipment expense | $874,000 | 1,314 |
| Additional noninterest expense | $1,417,000 | 1,699 |
| Pre-tax net operating income | $1,184,000 | 3,112 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $278,000 | 3,369 |
| Income before extraordinary items | $906,000 | 3,197 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $906,000 | 3,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,275 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $906,000 | 3,026 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,628,000 | 2,021 |
| Total interest expense | $957,000 | 2,531 |
| Net interest income | $2,671,000 | 1,831 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $558,000 | 2,111 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $369,000 | 1,119 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $189,000 | 2,816 |
| Total noninterest expense | $2,556,000 | 1,561 |
| Salaries and employee benefits | $1,410,000 | 1,517 |
| Premises and equipment expense | $444,000 | 1,304 |
| Additional noninterest expense | $702,000 | 1,678 |
| Pre-tax net operating income | $643,000 | 2,916 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $205,000 | 2,653 |
| Income before extraordinary items | $438,000 | 3,246 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $438,000 | 3,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,624 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $438,000 | 3,083 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,938,000 | 2,063 |
| Total interest expense | $4,461,000 | 2,492 |
| Net interest income | $10,477,000 | 1,859 |
| Provision for loan and lease losses | $365,000 | 3,024 |
| Total noninterest income | $2,029,000 | 2,104 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,469,000 | 1,095 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $560,000 | 3,080 |
| Total noninterest expense | $10,182,000 | 1,520 |
| Salaries and employee benefits | $5,723,000 | 1,425 |
| Premises and equipment expense | $1,600,000 | 1,377 |
| Additional noninterest expense | $2,859,000 | 1,642 |
| Pre-tax net operating income | $1,959,000 | 3,484 |
| Securities gains (losses) | $29,000 | 2,860 |
| Applicable income taxes | $543,000 | 3,298 |
| Income before extraordinary items | $1,445,000 | 3,601 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,445,000 | 3,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $318,000 | 2,275 |
| Cash dividends | $601,000 | 3,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,423,830 | 3,534 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $16,295,000 | 2,110 |
| Total interest expense | $6,128,000 | 2,607 |
| Net interest income | $10,167,000 | 1,755 |
| Provision for loan and lease losses | $-220,000 | 9,557 |
| Total noninterest income | $2,192,000 | 1,873 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,521,000 | 978 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $671,000 | 2,633 |
| Total noninterest expense | $10,297,000 | 1,422 |
| Salaries and employee benefits | $6,033,000 | 1,232 |
| Premises and equipment expense | $1,586,000 | 1,349 |
| Additional noninterest expense | $2,678,000 | 1,716 |
| Pre-tax net operating income | $2,282,000 | 2,864 |
| Securities gains (losses) | $182,000 | 1,277 |
| Applicable income taxes | $523,000 | 3,254 |
| Income before extraordinary items | $1,941,000 | 2,597 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,941,000 | 2,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,726 |
| Cash dividends | $594,000 | 3,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,797,220 | 2,696 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $16,585,000 | 2,125 |
| Total interest expense | $5,829,000 | 2,859 |
| Net interest income | $10,756,000 | 1,632 |
| Provision for loan and lease losses | $39,000 | 6,919 |
| Total noninterest income | $1,870,000 | 1,971 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,641,000 | 832 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $229,000 | 4,482 |
| Total noninterest expense | $9,342,000 | 1,492 |
| Salaries and employee benefits | $5,198,000 | 1,366 |
| Premises and equipment expense | $1,316,000 | 1,572 |
| Additional noninterest expense | $2,828,000 | 1,584 |
| Pre-tax net operating income | $3,245,000 | 2,221 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,065,000 | 2,011 |
| Income before extraordinary items | $2,180,000 | 2,343 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,180,000 | 2,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 2,031 |
| Cash dividends | $435,000 | 3,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,180,000 | 2,359 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,440,000 | 2,107 |
| Total interest expense | $5,543,000 | 2,670 |
| Net interest income | $9,897,000 | 1,758 |
| Provision for loan and lease losses | $101,000 | 5,190 |
| Total noninterest income | $1,658,000 | 2,142 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,453,000 | 912 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $205,000 | 4,886 |
| Total noninterest expense | $8,963,000 | 1,549 |
| Salaries and employee benefits | $5,209,000 | 1,331 |
| Premises and equipment expense | $1,294,000 | 1,583 |
| Additional noninterest expense | $2,460,000 | 1,798 |
| Pre-tax net operating income | $2,491,000 | 2,807 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $617,000 | 3,163 |
| Income before extraordinary items | $1,874,000 | 2,725 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,874,000 | 2,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $472,000 | 1,272 |
| Cash dividends | $348,000 | 4,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,874,000 | 2,693 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,918,000 | 2,189 |
| Total interest expense | $5,591,000 | 2,709 |
| Net interest income | $9,327,000 | 1,833 |
| Provision for loan and lease losses | $300,000 | 2,562 |
| Total noninterest income | $1,559,000 | 2,206 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,366,000 | 907 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $193,000 | 5,052 |
| Total noninterest expense | $8,288,000 | 1,603 |
| Salaries and employee benefits | $4,733,000 | 1,389 |
| Premises and equipment expense | $1,063,000 | 1,851 |
| Additional noninterest expense | $2,492,000 | 1,714 |
| Pre-tax net operating income | $2,298,000 | 2,989 |
| Securities gains (losses) | $8,000 | 3,124 |
| Applicable income taxes | $902,000 | 2,493 |
| Income before extraordinary items | $1,404,000 | 3,429 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,404,000 | 3,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $720,000 | 955 |
| Cash dividends | $272,000 | 4,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,398,880 | 3,348 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,831,000 | 2,365 |
| Total interest expense | $5,022,000 | 2,962 |
| Net interest income | $8,809,000 | 1,972 |
| Provision for loan and lease losses | $800,000 | 1,181 |
| Total noninterest income | $1,467,000 | 2,236 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,300,000 | 973 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $167,000 | 5,407 |
| Total noninterest expense | $7,704,000 | 1,693 |
| Salaries and employee benefits | $4,534,000 | 1,442 |
| Premises and equipment expense | $880,000 | 2,235 |
| Additional noninterest expense | $2,290,000 | 1,856 |
| Pre-tax net operating income | $1,772,000 | 3,908 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $552,000 | 3,927 |
| Income before extraordinary items | $1,220,000 | 3,996 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,220,000 | 3,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $392,000 | 1,619 |
| Cash dividends | $208,000 | 5,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,220,000 | 3,924 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,307,000 | 2,507 |
| Total interest expense | $5,015,000 | 2,992 |
| Net interest income | $8,292,000 | 2,172 |
| Provision for loan and lease losses | $1,475,000 | 764 |
| Total noninterest income | $1,415,000 | 2,397 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,168,000 | 1,130 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $247,000 | 4,569 |
| Total noninterest expense | $6,520,000 | 2,115 |
| Salaries and employee benefits | $3,788,000 | 1,748 |
| Premises and equipment expense | $819,000 | 2,392 |
| Additional noninterest expense | $1,913,000 | 2,562 |
| Pre-tax net operating income | $1,712,000 | 3,890 |
| Securities gains (losses) | $-7,000 | 10,114 |
| Applicable income taxes | $548,000 | 3,857 |
| Income before extraordinary items | $1,157,000 | 3,989 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,157,000 | 3,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,480,000 | 693 |
| Cash dividends | $161,000 | 5,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,161,760 | 3,929 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,948,000 | 2,798 |
| Total interest expense | $4,678,000 | 3,204 |
| Net interest income | $7,270,000 | 2,470 |
| Provision for loan and lease losses | $1,100,000 | 877 |
| Total noninterest income | $1,354,000 | 2,464 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,116,000 | 1,199 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $238,000 | 4,622 |
| Total noninterest expense | $6,624,000 | 2,078 |
| Salaries and employee benefits | $3,502,000 | 1,886 |
| Premises and equipment expense | $781,000 | 2,539 |
| Additional noninterest expense | $2,341,000 | 2,118 |
| Pre-tax net operating income | $900,000 | 6,417 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $218,000 | 7,121 |
| Income before extraordinary items | $682,000 | 6,103 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $682,000 | 6,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,427,000 | 712 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $682,000 | 6,073 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,097,000 | 2,505 |
| Total interest expense | $4,055,000 | 3,005 |
| Net interest income | $8,042,000 | 2,247 |
| Provision for loan and lease losses | $3,005,000 | 433 |
| Total noninterest income | $1,495,000 | 2,301 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,151,000 | 1,151 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $344,000 | 3,752 |
| Total noninterest expense | $6,149,000 | 2,293 |
| Salaries and employee benefits | $3,162,000 | 2,092 |
| Premises and equipment expense | $712,000 | 2,789 |
| Additional noninterest expense | $2,275,000 | 2,311 |
| Pre-tax net operating income | $383,000 | 9,490 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $81,000 | 9,781 |
| Income before extraordinary items | $302,000 | 9,121 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $302,000 | 9,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,876,000 | 431 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $302,000 | 9,196 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,086,000 | 2,362 |
| Total interest expense | $4,543,000 | 2,835 |
| Net interest income | $8,543,000 | 2,111 |
| Provision for loan and lease losses | $2,750,000 | 649 |
| Total noninterest income | $1,752,000 | 2,163 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,148,000 | 1,165 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $604,000 | 2,883 |
| Total noninterest expense | $7,766,000 | 1,912 |
| Salaries and employee benefits | $3,036,000 | 2,185 |
| Premises and equipment expense | $725,000 | 2,789 |
| Additional noninterest expense | $4,005,000 | 1,524 |
| Pre-tax net operating income | $-221,000 | 12,709 |
| Securities gains (losses) | $714,000 | 699 |
| Applicable income taxes | $163,000 | 8,358 |
| Income before extraordinary items | $330,000 | 9,127 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $330,000 | 9,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,900,000 | 746 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-148,380 | 12,620 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $15,113,000 | 2,323 |
| Total interest expense | $5,866,000 | 2,842 |
| Net interest income | $9,247,000 | 1,979 |
| Provision for loan and lease losses | $2,315,000 | 1,028 |
| Total noninterest income | $1,476,000 | 2,420 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,225,000 | 1,067 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $251,000 | 4,947 |
| Total noninterest expense | $6,808,000 | 2,158 |
| Salaries and employee benefits | $3,537,000 | 1,867 |
| Premises and equipment expense | $769,000 | 2,700 |
| Additional noninterest expense | $2,502,000 | 2,322 |
| Pre-tax net operating income | $1,600,000 | 3,800 |
| Securities gains (losses) | $899,000 | 713 |
| Applicable income taxes | $941,000 | 2,225 |
| Income before extraordinary items | $1,558,000 | 2,954 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,558,000 | 2,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,786,000 | 1,042 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $982,640 | 4,252 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.