Home > Maryland Bank and Trust Company > Assets and Liabilities
Maryland Bank and Trust Company, Assets and Liabilities
| 2011-03-31 | Rank | |
| # of Employees: | 100 | 1,506 |
| Assets and Liabilities | ||
| Total Assets: | $345,941,000 | 1,905 |
| Cash and due from depository institutions | $41,111,000 | 1,506 |
| Interest-bearing balances | $34,005,000 | 1,155 |
| Securities | $71,771,000 | 1,864 |
| Federal funds sold & reverse repurchase agreements | $7,236,000 | 1,126 |
| Net loans & leases | $202,078,000 | 2,033 |
| Loan loss allowance | $7,041,000 | 1,157 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $3,390,000 | 3,158 |
| Other real estate owned | $5,395,000 | 1,506 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $14,960,000 | 1,397 |
| Life insurance assets | $7,504,000 | 920 |
| Total liabilities and capital | $345,941,000 | 1,905 |
| Total liabilities | $322,078,000 | 1,848 |
| Total deposits | $296,767,000 | 1,864 |
| Interest-bearing deposits | $199,151,000 | 2,305 |
| Deposits held in domestic offices | $296,767,000 | 1,861 |
| % insured | 95.66% | 1,707 |
| Federal funds purchased & repurchase agreements | $19,394,000 | 650 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $5,917,000 | 866 |
| Total equity capital | $23,863,000 | 2,689 |
| Total bank equity capital | $23,863,000 | 2,687 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $9,161,000 | 568 |
| Surplus | $9,161,000 | 2,817 |
| Undivided profits | $5,541,000 | 3,988 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $16,789,000 | 948 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,129,000 | 2,578 |
| Earning assets | $315,090,000 | 1,906 |
| Long-term assets (5+ years) | $136,052,000 | 1,068 |
| Average Assets, year-to-date | $344,402,000 | 1,906 |
| Average Assets, quarterly | $344,402,000 | 1,906 |
| Volatile liabilities | $31,864,000 | 1,629 |
| Insider loans | $847,000 | 4,239 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $17,684,000 | 2,805 |
| Tier 1 (core) risk-based capital | $24,861,000 | 2,472 |
| Tier 2 risk-based capital | $2,644,000 | 1,930 |
| Total risk weighted assets | $207,089,000 | 2,085 |
| Total unused commitments | $17,684,000 | 2,806 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 103 | 1,469 |
| Assets and Liabilities | ||
| Total Assets: | $348,099,000 | 1,892 |
| Cash and due from depository institutions | $30,105,000 | 1,469 |
| Interest-bearing balances | $22,518,000 | 1,510 |
| Securities | $71,531,000 | 1,781 |
| Federal funds sold & reverse repurchase agreements | $7,712,000 | 994 |
| Net loans & leases | $210,485,000 | 2,006 |
| Loan loss allowance | $6,557,000 | 1,226 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $3,511,000 | 3,124 |
| Other real estate owned | $5,512,000 | 1,469 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $19,243,000 | 1,151 |
| Life insurance assets | $7,445,000 | 920 |
| Total liabilities and capital | $348,099,000 | 1,892 |
| Total liabilities | $318,681,000 | 1,862 |
| Total deposits | $293,184,000 | 1,869 |
| Interest-bearing deposits | $198,790,000 | 2,319 |
| Deposits held in domestic offices | $293,184,000 | 1,866 |
| % insured | 95.74% | 1,626 |
| Federal funds purchased & repurchase agreements | $19,374,000 | 675 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $11,000 | 4,955 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $6,112,000 | 851 |
| Total equity capital | $29,418,000 | 2,228 |
| Total bank equity capital | $29,418,000 | 2,227 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $9,161,000 | 570 |
| Surplus | $9,161,000 | 2,824 |
| Undivided profits | $11,096,000 | 2,665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $14,112,000 | 1,104 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,219,000 | 2,488 |
| Earning assets | $312,246,000 | 1,917 |
| Long-term assets (5+ years) | $129,344,000 | 1,085 |
| Average Assets, year-to-date | $349,449,400 | 1,872 |
| Average Assets, quarterly | $347,324,000 | 1,892 |
| Volatile liabilities | $63,121,000 | 2,073 |
| Insider loans | $906,000 | 4,180 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $20,337,000 | 2,514 |
| Tier 1 (core) risk-based capital | $30,190,000 | 2,085 |
| Tier 2 risk-based capital | $2,769,000 | 1,882 |
| Total risk weighted assets | $217,715,000 | 2,024 |
| Total unused commitments | $20,337,000 | 2,515 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 105 | 1,450 |
| Assets and Liabilities | ||
| Total Assets: | $346,549,000 | 1,925 |
| Cash and due from depository institutions | $30,714,000 | 1,450 |
| Interest-bearing balances | $21,878,000 | 1,599 |
| Securities | $61,440,000 | 2,011 |
| Federal funds sold & reverse repurchase agreements | $8,623,000 | 900 |
| Net loans & leases | $217,797,000 | 1,987 |
| Loan loss allowance | $7,177,000 | 1,157 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,618,000 | 3,093 |
| Other real estate owned | $6,173,000 | 1,450 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $18,184,000 | 1,215 |
| Life insurance assets | $7,383,000 | 917 |
| Total liabilities and capital | $346,549,000 | 1,925 |
| Total liabilities | $316,202,000 | 1,896 |
| Total deposits | $291,230,000 | 1,902 |
| Interest-bearing deposits | $201,736,000 | 2,304 |
| Deposits held in domestic offices | $291,230,000 | 1,900 |
| % insured | 92.69% | 2,491 |
| Federal funds purchased & repurchase agreements | $19,048,000 | 674 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $23,000 | 5,059 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $5,901,000 | 932 |
| Total equity capital | $30,347,000 | 2,235 |
| Total bank equity capital | $30,347,000 | 2,234 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $9,161,000 | 570 |
| Surplus | $9,161,000 | 2,827 |
| Undivided profits | $12,025,000 | 2,633 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $12,176,000 | 1,251 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,212,000 | 2,673 |
| Earning assets | $309,738,000 | 1,961 |
| Long-term assets (5+ years) | $128,098,000 | 1,080 |
| Average Assets, year-to-date | $349,787,000 | 1,897 |
| Average Assets, quarterly | $347,306,000 | 1,912 |
| Volatile liabilities | $63,835,000 | 2,111 |
| Insider loans | $870,000 | 4,316 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $26,553,000 | 2,104 |
| Tier 1 (core) risk-based capital | $30,263,000 | 2,094 |
| Tier 2 risk-based capital | $2,835,000 | 1,884 |
| Total risk weighted assets | $222,461,000 | 2,009 |
| Total unused commitments | $26,553,000 | 2,106 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 106 | 1,456 |
| Assets and Liabilities | ||
| Total Assets: | $348,063,000 | 1,927 |
| Cash and due from depository institutions | $28,401,000 | 1,456 |
| Interest-bearing balances | $17,896,000 | 1,781 |
| Securities | $65,907,000 | 1,869 |
| Federal funds sold & reverse repurchase agreements | $4,111,000 | 1,766 |
| Net loans & leases | $220,365,000 | 1,981 |
| Loan loss allowance | $6,554,000 | 1,258 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,727,000 | 3,053 |
| Other real estate owned | $6,852,000 | 1,456 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $18,700,000 | 1,199 |
| Life insurance assets | $7,320,000 | 916 |
| Total liabilities and capital | $348,063,000 | 1,927 |
| Total liabilities | $317,693,000 | 1,893 |
| Total deposits | $296,960,000 | 1,861 |
| Interest-bearing deposits | $205,670,000 | 2,288 |
| Deposits held in domestic offices | $296,960,000 | 1,858 |
| % insured | 92.24% | 2,772 |
| Federal funds purchased & repurchase agreements | $14,757,000 | 787 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $34,000 | 5,130 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $5,942,000 | 884 |
| Total equity capital | $30,370,000 | 2,211 |
| Total bank equity capital | $30,370,000 | 2,209 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $9,161,000 | 574 |
| Surplus | $9,161,000 | 2,833 |
| Undivided profits | $12,048,000 | 2,591 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $11,728,000 | 1,331 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,372,000 | 2,289 |
| Earning assets | $308,279,000 | 1,976 |
| Long-term assets (5+ years) | $136,377,000 | 1,015 |
| Average Assets, year-to-date | $350,866,330 | 1,907 |
| Average Assets, quarterly | $351,634,500 | 1,904 |
| Volatile liabilities | $62,585,000 | 2,184 |
| Insider loans | $884,000 | 4,340 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $28,375,000 | 2,040 |
| Tier 1 (core) risk-based capital | $30,106,000 | 2,099 |
| Tier 2 risk-based capital | $2,893,000 | 1,883 |
| Total risk weighted assets | $227,743,000 | 2,014 |
| Total unused commitments | $28,375,000 | 2,042 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 109 | 1,416 |
| Assets and Liabilities | ||
| Total Assets: | $355,206,000 | 1,933 |
| Cash and due from depository institutions | $19,435,000 | 1,416 |
| Interest-bearing balances | $9,466,000 | 2,743 |
| Securities | $72,210,000 | 1,759 |
| Federal funds sold & reverse repurchase agreements | $11,218,000 | 835 |
| Net loans & leases | $222,512,000 | 2,015 |
| Loan loss allowance | $6,223,000 | 1,356 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $3,761,000 | 3,089 |
| Other real estate owned | $7,141,000 | 1,416 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $18,929,000 | 1,217 |
| Life insurance assets | $7,258,000 | 917 |
| Total liabilities and capital | $355,206,000 | 1,933 |
| Total liabilities | $324,919,000 | 1,902 |
| Total deposits | $303,634,000 | 1,862 |
| Interest-bearing deposits | $214,527,000 | 2,250 |
| Deposits held in domestic offices | $303,634,000 | 1,860 |
| % insured | 91.14% | 3,281 |
| Federal funds purchased & repurchase agreements | $15,333,000 | 795 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $45,000 | 5,214 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $5,907,000 | 908 |
| Total equity capital | $30,287,000 | 2,214 |
| Total bank equity capital | $30,287,000 | 2,213 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $9,161,000 | 584 |
| Surplus | $9,161,000 | 2,864 |
| Undivided profits | $11,965,000 | 2,574 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $7,478,000 | 1,820 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,411,000 | 2,321 |
| Earning assets | $315,406,000 | 1,981 |
| Long-term assets (5+ years) | $141,089,000 | 982 |
| Average Assets, year-to-date | $352,268,000 | 1,945 |
| Average Assets, quarterly | $352,268,000 | 1,945 |
| Volatile liabilities | $69,528,000 | 2,081 |
| Insider loans | $896,000 | 4,401 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $30,946,000 | 1,967 |
| Tier 1 (core) risk-based capital | $30,215,000 | 2,112 |
| Tier 2 risk-based capital | $2,977,000 | 1,890 |
| Total risk weighted assets | $234,846,000 | 2,016 |
| Total unused commitments | $30,946,000 | 1,970 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 111 | 1,401 |
| Assets and Liabilities | ||
| Total Assets: | $349,330,000 | 1,978 |
| Cash and due from depository institutions | $18,582,000 | 1,401 |
| Interest-bearing balances | $10,010,000 | 2,294 |
| Securities | $77,551,000 | 1,639 |
| Federal funds sold & reverse repurchase agreements | $2,910,000 | 2,408 |
| Net loans & leases | $226,204,000 | 2,023 |
| Loan loss allowance | $6,191,000 | 1,353 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $3,786,000 | 3,117 |
| Other real estate owned | $1,939,000 | 1,401 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $18,358,000 | 1,277 |
| Life insurance assets | $7,202,000 | 925 |
| Total liabilities and capital | $349,330,000 | 1,978 |
| Total liabilities | $318,815,000 | 1,952 |
| Total deposits | $298,076,000 | 1,895 |
| Interest-bearing deposits | $210,927,000 | 2,269 |
| Deposits held in domestic offices | $298,076,000 | 1,893 |
| % insured | 90.89% | 3,383 |
| Federal funds purchased & repurchase agreements | $15,057,000 | 833 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $55,000 | 5,299 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,627,000 | 943 |
| Total equity capital | $30,515,000 | 2,177 |
| Total bank equity capital | $30,515,000 | 2,175 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $8,876,000 | 597 |
| Surplus | $8,876,000 | 2,937 |
| Undivided profits | $12,763,000 | 2,434 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $9,195,000 | 1,570 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $106,000 | 903 |
| Income earned, not collected on loans | $1,461,000 | 2,324 |
| Earning assets | $316,675,000 | 1,991 |
| Long-term assets (5+ years) | $142,108,000 | 991 |
| Average Assets, year-to-date | $331,063,000 | 2,047 |
| Average Assets, quarterly | $343,975,000 | 2,003 |
| Volatile liabilities | $70,928,000 | 2,043 |
| Insider loans | $906,000 | 4,436 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $30,045,000 | 2,028 |
| Tier 1 (core) risk-based capital | $30,509,000 | 2,078 |
| Tier 2 risk-based capital | $2,952,000 | 1,914 |
| Total risk weighted assets | $232,880,000 | 2,067 |
| Total unused commitments | $30,045,000 | 2,030 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 120 | 1,327 |
| Assets and Liabilities | ||
| Total Assets: | $338,620,000 | 2,050 |
| Cash and due from depository institutions | $13,644,000 | 1,327 |
| Interest-bearing balances | $4,313,000 | 3,269 |
| Securities | $78,863,000 | 1,617 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $224,582,000 | 2,068 |
| Loan loss allowance | $4,313,000 | 1,767 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $3,750,000 | 3,155 |
| Other real estate owned | $1,769,000 | 1,327 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $16,012,000 | 1,290 |
| Life insurance assets | $7,354,000 | 901 |
| Total liabilities and capital | $338,620,000 | 2,050 |
| Total liabilities | $308,864,000 | 2,018 |
| Total deposits | $287,678,000 | 1,948 |
| Interest-bearing deposits | $206,133,000 | 2,302 |
| Deposits held in domestic offices | $287,678,000 | 1,946 |
| % insured | 91.82% | 3,193 |
| Federal funds purchased & repurchase agreements | $15,393,000 | 849 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $66,000 | 5,388 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,727,000 | 1,005 |
| Total equity capital | $29,756,000 | 2,295 |
| Total bank equity capital | $29,756,000 | 2,294 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $7,666,000 | 682 |
| Surplus | $7,666,000 | 3,218 |
| Undivided profits | $14,424,000 | 2,294 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $8,906,000 | 1,612 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $106,000 | 881 |
| Income earned, not collected on loans | $1,433,000 | 2,549 |
| Earning assets | $307,758,000 | 2,069 |
| Long-term assets (5+ years) | $138,988,000 | 1,005 |
| Average Assets, year-to-date | $326,496,250 | 2,092 |
| Average Assets, quarterly | $337,048,000 | 2,046 |
| Volatile liabilities | $71,000,000 | 2,082 |
| Insider loans | $924,000 | 4,410 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $25,118,000 | 2,423 |
| Tier 1 (core) risk-based capital | $30,075,000 | 2,149 |
| Tier 2 risk-based capital | $2,963,000 | 1,917 |
| Total risk weighted assets | $235,660,000 | 2,072 |
| Total unused commitments | $25,118,000 | 2,427 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 126 | 1,309 |
| Assets and Liabilities | ||
| Total Assets: | $335,476,000 | 2,079 |
| Cash and due from depository institutions | $14,012,000 | 1,309 |
| Interest-bearing balances | $4,311,000 | 2,986 |
| Securities | $70,063,000 | 1,769 |
| Federal funds sold & reverse repurchase agreements | $17,418,000 | 557 |
| Net loans & leases | $213,604,000 | 2,195 |
| Loan loss allowance | $2,600,000 | 2,498 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,677,000 | 3,239 |
| Other real estate owned | $1,807,000 | 1,309 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $14,895,000 | 1,392 |
| Life insurance assets | $7,277,000 | 912 |
| Total liabilities and capital | $335,476,000 | 2,079 |
| Total liabilities | $305,615,000 | 2,052 |
| Total deposits | $285,138,000 | 1,965 |
| Interest-bearing deposits | $206,711,000 | 2,287 |
| Deposits held in domestic offices | $285,138,000 | 1,963 |
| % insured | 84.74% | 2,263 |
| Federal funds purchased & repurchase agreements | $14,231,000 | 901 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $76,000 | 5,500 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $6,170,000 | 984 |
| Total equity capital | $29,861,000 | 2,284 |
| Total bank equity capital | $29,861,000 | 2,283 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $7,116,000 | 733 |
| Surplus | $7,116,000 | 3,370 |
| Undivided profits | $15,629,000 | 2,086 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $8,260,000 | 1,609 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,363,000 | 2,560 |
| Earning assets | $305,396,000 | 2,098 |
| Long-term assets (5+ years) | $122,816,000 | 1,114 |
| Average Assets, year-to-date | $322,455,000 | 2,138 |
| Average Assets, quarterly | $329,365,500 | 2,109 |
| Volatile liabilities | $67,776,000 | 2,147 |
| Insider loans | $938,000 | 4,431 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $26,643,000 | 2,414 |
| Tier 1 (core) risk-based capital | $30,557,000 | 2,127 |
| Tier 2 risk-based capital | $2,600,000 | 2,129 |
| Total risk weighted assets | $224,541,000 | 2,195 |
| Total unused commitments | $26,643,000 | 2,419 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 125 | 1,323 |
| Assets and Liabilities | ||
| Total Assets: | $323,255,000 | 2,151 |
| Cash and due from depository institutions | $14,603,000 | 1,323 |
| Interest-bearing balances | $4,310,000 | 2,741 |
| Securities | $54,145,000 | 2,168 |
| Federal funds sold & reverse repurchase agreements | $25,003,000 | 445 |
| Net loans & leases | $209,480,000 | 2,240 |
| Loan loss allowance | $2,600,000 | 2,426 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $3,615,000 | 3,288 |
| Other real estate owned | $1,726,000 | 1,323 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $14,683,000 | 1,403 |
| Life insurance assets | $7,222,000 | 917 |
| Total liabilities and capital | $323,255,000 | 2,151 |
| Total liabilities | $294,365,000 | 2,129 |
| Total deposits | $277,181,000 | 2,013 |
| Interest-bearing deposits | $202,661,000 | 2,340 |
| Deposits held in domestic offices | $277,181,000 | 2,011 |
| % insured | 84.65% | 2,388 |
| Federal funds purchased & repurchase agreements | $11,652,000 | 1,011 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $86,000 | 5,542 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $5,446,000 | 1,076 |
| Total equity capital | $28,890,000 | 2,363 |
| Total bank equity capital | $28,890,000 | 2,362 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,466,000 | 802 |
| Surplus | $6,466,000 | 3,561 |
| Undivided profits | $15,958,000 | 2,074 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $6,175,000 | 1,828 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,330,000 | 2,668 |
| Earning assets | $292,938,000 | 2,175 |
| Long-term assets (5+ years) | $117,672,000 | 1,139 |
| Average Assets, year-to-date | $315,944,500 | 2,178 |
| Average Assets, quarterly | $315,944,500 | 2,178 |
| Volatile liabilities | $66,611,000 | 2,191 |
| Insider loans | $946,000 | 4,450 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $25,552,000 | 2,596 |
| Tier 1 (core) risk-based capital | $29,378,000 | 2,227 |
| Tier 2 risk-based capital | $2,600,000 | 2,118 |
| Total risk weighted assets | $218,973,000 | 2,236 |
| Total unused commitments | $25,552,000 | 2,601 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 125 | 1,323 |
| Assets and Liabilities | ||
| Total Assets: | $308,634,000 | 2,216 |
| Cash and due from depository institutions | $13,860,000 | 1,323 |
| Interest-bearing balances | $4,297,000 | 2,046 |
| Securities | $62,877,000 | 1,888 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $212,505,000 | 2,229 |
| Loan loss allowance | $2,590,000 | 2,369 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $3,433,000 | 3,427 |
| Other real estate owned | $1,726,000 | 1,323 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $14,233,000 | 1,439 |
| Life insurance assets | $7,163,000 | 923 |
| Total liabilities and capital | $308,634,000 | 2,216 |
| Total liabilities | $279,885,000 | 2,201 |
| Total deposits | $263,681,000 | 2,057 |
| Interest-bearing deposits | $186,189,000 | 2,471 |
| Deposits held in domestic offices | $263,681,000 | 2,053 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,365,000 | 1,188 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $93,000 | 5,748 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $5,746,000 | 1,025 |
| Total equity capital | $28,749,000 | 2,358 |
| Total bank equity capital | $28,749,000 | 2,358 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,466,000 | 801 |
| Surplus | $6,466,000 | 3,549 |
| Undivided profits | $15,817,000 | 2,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,743,000 | 1,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,419,000 | 2,641 |
| Earning assets | $279,679,000 | 2,236 |
| Long-term assets (5+ years) | $122,339,000 | 1,101 |
| Average Assets, year-to-date | $296,336,600 | 2,224 |
| Average Assets, quarterly | $303,749,500 | 2,228 |
| Volatile liabilities | $59,239,000 | 2,382 |
| Insider loans | $958,000 | 4,508 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $29,667,000 | 2,371 |
| Tier 1 (core) risk-based capital | $29,413,000 | 2,190 |
| Tier 2 risk-based capital | $2,590,000 | 2,099 |
| Total risk weighted assets | $213,757,000 | 2,285 |
| Total unused commitments | $29,667,000 | 2,372 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 128 | 1,307 |
| Assets and Liabilities | ||
| Total Assets: | $298,865,000 | 2,261 |
| Cash and due from depository institutions | $13,688,000 | 1,307 |
| Interest-bearing balances | $4,376,000 | 1,474 |
| Securities | $65,413,000 | 1,776 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $200,365,000 | 2,350 |
| Loan loss allowance | $2,617,000 | 2,197 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,597,000 | 3,308 |
| Other real estate owned | $0 | 1,307 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $15,802,000 | 1,293 |
| Life insurance assets | $7,110,000 | 926 |
| Total liabilities and capital | $298,865,000 | 2,261 |
| Total liabilities | $269,567,000 | 2,250 |
| Total deposits | $244,613,000 | 2,169 |
| Interest-bearing deposits | $170,028,000 | 2,658 |
| Deposits held in domestic offices | $244,613,000 | 2,165 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,277,000 | 1,328 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $10,242,000 | 3,177 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,435,000 | 1,063 |
| Total equity capital | $29,298,000 | 2,341 |
| Total bank equity capital | $29,298,000 | 2,341 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $6,466,000 | 803 |
| Surplus | $6,466,000 | 3,547 |
| Undivided profits | $16,366,000 | 2,055 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,402,000 | 1,095 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $98,000 | 806 |
| Income earned, not collected on loans | $1,418,000 | 2,783 |
| Earning assets | $270,154,000 | 2,284 |
| Long-term assets (5+ years) | $119,887,000 | 1,089 |
| Average Assets, year-to-date | $293,262,250 | 2,248 |
| Average Assets, quarterly | $298,401,500 | 2,251 |
| Volatile liabilities | $48,599,000 | 2,731 |
| Insider loans | $971,000 | 4,480 |
| FHLB advances | $7,500,000 | 3,486 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $29,572,000 | 2,479 |
| Tier 1 (core) risk-based capital | $29,436,000 | 2,236 |
| Tier 2 risk-based capital | $2,589,000 | 2,042 |
| Total risk weighted assets | $207,058,000 | 2,357 |
| Total unused commitments | $29,572,000 | 2,481 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 131 | 1,296 |
| Assets and Liabilities | ||
| Total Assets: | $297,938,000 | 2,253 |
| Cash and due from depository institutions | $17,076,000 | 1,296 |
| Interest-bearing balances | $4,391,000 | 1,372 |
| Securities | $66,297,000 | 1,797 |
| Federal funds sold & reverse repurchase agreements | $1,303,000 | 4,409 |
| Net loans & leases | $194,004,000 | 2,396 |
| Loan loss allowance | $2,615,000 | 2,129 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,692,000 | 3,245 |
| Other real estate owned | $0 | 1,296 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $15,566,000 | 1,274 |
| Life insurance assets | $7,052,000 | 934 |
| Total liabilities and capital | $297,938,000 | 2,253 |
| Total liabilities | $269,014,000 | 2,232 |
| Total deposits | $253,922,000 | 2,084 |
| Interest-bearing deposits | $173,006,000 | 2,621 |
| Deposits held in domestic offices | $253,922,000 | 2,080 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,610,000 | 1,357 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $111,000 | 5,637 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $5,371,000 | 1,061 |
| Total equity capital | $28,924,000 | 2,383 |
| Total bank equity capital | $28,924,000 | 2,383 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $6,466,000 | 798 |
| Surplus | $6,466,000 | 3,541 |
| Undivided profits | $15,992,000 | 2,111 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,017,000 | 1,463 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $100,000 | 784 |
| Income earned, not collected on loans | $1,378,000 | 2,778 |
| Earning assets | $265,995,000 | 2,289 |
| Long-term assets (5+ years) | $119,602,000 | 1,079 |
| Average Assets, year-to-date | $291,394,670 | 2,259 |
| Average Assets, quarterly | $293,850,500 | 2,262 |
| Volatile liabilities | $49,734,000 | 2,670 |
| Insider loans | $760,000 | 4,856 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $32,132,000 | 2,434 |
| Tier 1 (core) risk-based capital | $29,344,000 | 2,234 |
| Tier 2 risk-based capital | $2,532,000 | 2,046 |
| Total risk weighted assets | $202,435,000 | 2,394 |
| Total unused commitments | $32,132,000 | 2,436 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 136 | 1,253 |
| Assets and Liabilities | ||
| Total Assets: | $289,763,000 | 2,290 |
| Cash and due from depository institutions | $16,392,000 | 1,253 |
| Interest-bearing balances | $4,377,000 | 1,544 |
| Securities | $54,833,000 | 2,127 |
| Federal funds sold & reverse repurchase agreements | $16,345,000 | 1,030 |
| Net loans & leases | $183,464,000 | 2,458 |
| Loan loss allowance | $2,608,000 | 2,055 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,771,000 | 3,173 |
| Other real estate owned | $0 | 1,253 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $14,958,000 | 1,274 |
| Life insurance assets | $6,988,000 | 932 |
| Total liabilities and capital | $289,763,000 | 2,290 |
| Total liabilities | $260,036,000 | 2,292 |
| Total deposits | $248,116,000 | 2,130 |
| Interest-bearing deposits | $170,647,000 | 2,652 |
| Deposits held in domestic offices | $248,116,000 | 2,126 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,925,000 | 1,479 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $119,000 | 5,439 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,876,000 | 1,230 |
| Total equity capital | $29,727,000 | 2,369 |
| Total bank equity capital | $29,727,000 | 2,369 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $6,466,000 | 789 |
| Surplus | $6,466,000 | 3,513 |
| Undivided profits | $16,795,000 | 2,125 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,621,000 | 1,398 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,201,000 | 3,193 |
| Earning assets | $259,019,000 | 2,341 |
| Long-term assets (5+ years) | $109,168,000 | 1,127 |
| Average Assets, year-to-date | $288,123,000 | 2,286 |
| Average Assets, quarterly | $288,123,000 | 2,286 |
| Volatile liabilities | $43,345,000 | 2,918 |
| Insider loans | $960,000 | 4,433 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $31,346,000 | 2,517 |
| Tier 1 (core) risk-based capital | $29,134,000 | 2,252 |
| Tier 2 risk-based capital | $2,414,000 | 2,083 |
| Total risk weighted assets | $192,928,000 | 2,461 |
| Total unused commitments | $31,346,000 | 2,520 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 135 | 1,263 |
| Assets and Liabilities | ||
| Total Assets: | $286,483,000 | 2,300 |
| Cash and due from depository institutions | $15,379,000 | 1,263 |
| Interest-bearing balances | $4,400,000 | 1,222 |
| Securities | $65,975,000 | 1,770 |
| Federal funds sold & reverse repurchase agreements | $3,929,000 | 2,991 |
| Net loans & leases | $181,933,000 | 2,453 |
| Loan loss allowance | $2,612,000 | 2,035 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,903,000 | 3,087 |
| Other real estate owned | $0 | 1,263 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $15,364,000 | 1,243 |
| Life insurance assets | $6,919,000 | 930 |
| Total liabilities and capital | $286,483,000 | 2,300 |
| Total liabilities | $257,271,000 | 2,290 |
| Total deposits | $245,904,000 | 2,129 |
| Interest-bearing deposits | $160,418,000 | 2,740 |
| Deposits held in domestic offices | $245,904,000 | 2,125 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,620,000 | 1,564 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $127,000 | 5,396 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,620,000 | 1,283 |
| Total equity capital | $29,212,000 | 2,387 |
| Total bank equity capital | $29,212,000 | 2,387 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,466,000 | 774 |
| Surplus | $6,466,000 | 3,490 |
| Undivided profits | $16,280,000 | 2,145 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,304,000 | 2,004 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $149,000 | 644 |
| Income earned, not collected on loans | $1,427,000 | 2,950 |
| Earning assets | $256,237,000 | 2,338 |
| Long-term assets (5+ years) | $112,464,000 | 1,040 |
| Average Assets, year-to-date | $293,410,400 | 2,189 |
| Average Assets, quarterly | $285,594,500 | 2,288 |
| Volatile liabilities | $36,364,000 | 3,328 |
| Insider loans | $981,000 | 4,399 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $29,409,000 | 2,617 |
| Tier 1 (core) risk-based capital | $29,174,000 | 2,248 |
| Tier 2 risk-based capital | $2,362,000 | 2,099 |
| Total risk weighted assets | $188,655,000 | 2,476 |
| Total unused commitments | $29,409,000 | 2,618 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 137 | 1,236 |
| Assets and Liabilities | ||
| Total Assets: | $284,706,000 | 2,285 |
| Cash and due from depository institutions | $15,339,000 | 1,236 |
| Interest-bearing balances | $4,382,000 | 1,106 |
| Securities | $72,082,000 | 1,652 |
| Federal funds sold & reverse repurchase agreements | $668,000 | 5,336 |
| Net loans & leases | $177,851,000 | 2,463 |
| Loan loss allowance | $2,489,000 | 2,086 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,924,000 | 3,022 |
| Other real estate owned | $0 | 1,236 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $14,842,000 | 1,260 |
| Life insurance assets | $6,856,000 | 911 |
| Total liabilities and capital | $284,706,000 | 2,285 |
| Total liabilities | $255,898,000 | 2,284 |
| Total deposits | $242,701,000 | 2,145 |
| Interest-bearing deposits | $160,158,000 | 2,723 |
| Deposits held in domestic offices | $242,701,000 | 2,140 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,115,000 | 1,393 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $137,000 | 5,398 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $4,945,000 | 1,201 |
| Total equity capital | $28,808,000 | 2,395 |
| Total bank equity capital | $28,808,000 | 2,395 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,466,000 | 745 |
| Surplus | $6,466,000 | 3,440 |
| Undivided profits | $15,876,000 | 2,182 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,866,000 | 2,093 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $149,000 | 646 |
| Income earned, not collected on loans | $1,425,000 | 3,117 |
| Earning assets | $254,983,000 | 2,327 |
| Long-term assets (5+ years) | $111,716,000 | 1,021 |
| Average Assets, year-to-date | $295,142,250 | 2,175 |
| Average Assets, quarterly | $288,977,000 | 2,248 |
| Volatile liabilities | $33,130,000 | 3,506 |
| Insider loans | $1,047,000 | 4,217 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $23,894,000 | 3,059 |
| Tier 1 (core) risk-based capital | $29,363,000 | 2,230 |
| Tier 2 risk-based capital | $2,360,000 | 2,083 |
| Total risk weighted assets | $188,614,000 | 2,439 |
| Total unused commitments | $23,894,000 | 3,060 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 146 | 1,184 |
| Assets and Liabilities | ||
| Total Assets: | $293,248,000 | 2,247 |
| Cash and due from depository institutions | $16,855,000 | 1,184 |
| Interest-bearing balances | $4,364,000 | 1,167 |
| Securities | $74,420,000 | 1,587 |
| Federal funds sold & reverse repurchase agreements | $7,326,000 | 2,031 |
| Net loans & leases | $175,700,000 | 2,478 |
| Loan loss allowance | $2,552,000 | 2,047 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,043,000 | 2,935 |
| Other real estate owned | $0 | 1,184 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $14,904,000 | 1,249 |
| Life insurance assets | $6,784,000 | 912 |
| Total liabilities and capital | $293,248,000 | 2,247 |
| Total liabilities | $265,336,000 | 2,218 |
| Total deposits | $253,880,000 | 2,089 |
| Interest-bearing deposits | $169,625,000 | 2,619 |
| Deposits held in domestic offices | $253,880,000 | 2,085 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,744,000 | 1,463 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $144,000 | 5,323 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,568,000 | 1,242 |
| Total equity capital | $27,912,000 | 2,431 |
| Total bank equity capital | $27,912,000 | 2,431 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,466,000 | 740 |
| Surplus | $6,466,000 | 3,433 |
| Undivided profits | $14,980,000 | 2,259 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,895,000 | 1,901 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,418,000 | 2,925 |
| Earning assets | $261,810,000 | 2,286 |
| Long-term assets (5+ years) | $110,467,000 | 1,008 |
| Average Assets, year-to-date | $298,621,000 | 2,183 |
| Average Assets, quarterly | $295,060,000 | 2,226 |
| Volatile liabilities | $33,391,000 | 3,458 |
| Insider loans | $1,539,000 | 3,502 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $25,123,000 | 2,963 |
| Tier 1 (core) risk-based capital | $29,177,000 | 2,251 |
| Tier 2 risk-based capital | $2,379,000 | 2,091 |
| Total risk weighted assets | $190,171,000 | 2,414 |
| Total unused commitments | $25,123,000 | 2,965 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 145 | 1,173 |
| Assets and Liabilities | ||
| Total Assets: | $296,872,000 | 2,222 |
| Cash and due from depository institutions | $14,888,000 | 1,173 |
| Interest-bearing balances | $4,346,000 | 1,276 |
| Securities | $82,605,000 | 1,441 |
| Federal funds sold & reverse repurchase agreements | $2,634,000 | 4,609 |
| Net loans & leases | $178,250,000 | 2,444 |
| Loan loss allowance | $2,532,000 | 2,051 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,088,000 | 2,889 |
| Other real estate owned | $0 | 1,173 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $14,407,000 | 1,246 |
| Life insurance assets | $6,715,000 | 901 |
| Total liabilities and capital | $296,872,000 | 2,222 |
| Total liabilities | $268,686,000 | 2,188 |
| Total deposits | $256,918,000 | 2,058 |
| Interest-bearing deposits | $172,131,000 | 2,582 |
| Deposits held in domestic offices | $256,918,000 | 2,054 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,201,000 | 1,328 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $150,000 | 5,271 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,417,000 | 1,283 |
| Total equity capital | $28,186,000 | 2,413 |
| Total bank equity capital | $28,186,000 | 2,413 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,466,000 | 721 |
| Surplus | $6,466,000 | 3,391 |
| Undivided profits | $15,254,000 | 2,263 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,690,000 | 1,923 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,383,000 | 2,887 |
| Earning assets | $267,835,000 | 2,251 |
| Long-term assets (5+ years) | $110,504,000 | 999 |
| Average Assets, year-to-date | $301,307,500 | 2,168 |
| Average Assets, quarterly | $301,307,500 | 2,168 |
| Volatile liabilities | $33,790,000 | 3,361 |
| Insider loans | $1,606,000 | 3,403 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $23,188,000 | 3,080 |
| Tier 1 (core) risk-based capital | $28,802,000 | 2,253 |
| Tier 2 risk-based capital | $2,402,000 | 2,064 |
| Total risk weighted assets | $192,040,000 | 2,379 |
| Total unused commitments | $23,188,000 | 3,082 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 129 | 1,340 |
| Assets and Liabilities | ||
| Total Assets: | $305,743,000 | 2,123 |
| Cash and due from depository institutions | $14,302,000 | 1,340 |
| Interest-bearing balances | $4,308,000 | 1,199 |
| Securities | $85,559,000 | 1,426 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $187,233,000 | 2,340 |
| Loan loss allowance | $2,568,000 | 2,013 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,019,000 | 2,882 |
| Other real estate owned | $0 | 1,340 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $14,630,000 | 1,239 |
| Life insurance assets | $6,651,000 | 878 |
| Total liabilities and capital | $305,743,000 | 2,123 |
| Total liabilities | $277,768,000 | 2,092 |
| Total deposits | $259,999,000 | 2,024 |
| Interest-bearing deposits | $177,000,000 | 2,487 |
| Deposits held in domestic offices | $259,999,000 | 2,018 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,510,000 | 1,031 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $156,000 | 5,426 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $4,103,000 | 1,357 |
| Total equity capital | $27,975,000 | 2,384 |
| Total bank equity capital | $27,975,000 | 2,384 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $6,466,000 | 711 |
| Surplus | $6,466,000 | 3,351 |
| Undivided profits | $15,043,000 | 2,253 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,750,000 | 1,149 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,619,000 | 2,593 |
| Earning assets | $277,100,000 | 2,156 |
| Long-term assets (5+ years) | $110,385,000 | 993 |
| Average Assets, year-to-date | $314,701,000 | 1,972 |
| Average Assets, quarterly | $306,181,000 | 2,101 |
| Volatile liabilities | $44,529,000 | 2,883 |
| Insider loans | $1,632,000 | 3,349 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $27,286,000 | 2,762 |
| Tier 1 (core) risk-based capital | $28,432,000 | 2,246 |
| Tier 2 risk-based capital | $2,503,000 | 1,990 |
| Total risk weighted assets | $200,160,000 | 2,294 |
| Total unused commitments | $27,286,000 | 2,763 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 140 | 1,251 |
| Assets and Liabilities | ||
| Total Assets: | $306,619,000 | 2,106 |
| Cash and due from depository institutions | $13,319,000 | 1,251 |
| Interest-bearing balances | $4,268,000 | 1,106 |
| Securities | $89,316,000 | 1,367 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $185,366,000 | 2,357 |
| Loan loss allowance | $2,606,000 | 1,983 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,120,000 | 2,801 |
| Other real estate owned | $0 | 1,251 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $14,498,000 | 1,250 |
| Life insurance assets | $6,585,000 | 857 |
| Total liabilities and capital | $306,619,000 | 2,106 |
| Total liabilities | $279,017,000 | 2,071 |
| Total deposits | $262,122,000 | 1,975 |
| Interest-bearing deposits | $179,373,000 | 2,424 |
| Deposits held in domestic offices | $262,122,000 | 1,971 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,775,000 | 1,353 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $4,936,000 | 3,699 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,184,000 | 1,304 |
| Total equity capital | $27,602,000 | 2,389 |
| Total bank equity capital | $27,602,000 | 2,389 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,466,000 | 692 |
| Surplus | $6,466,000 | 3,308 |
| Undivided profits | $14,670,000 | 2,294 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,741,000 | 1,117 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,355,000 | 3,042 |
| Earning assets | $278,950,000 | 2,126 |
| Long-term assets (5+ years) | $108,620,000 | 998 |
| Average Assets, year-to-date | $316,940,500 | 1,972 |
| Average Assets, quarterly | $308,550,000 | 2,069 |
| Volatile liabilities | $40,055,000 | 3,073 |
| Insider loans | $1,910,000 | 3,039 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $23,831,000 | 3,039 |
| Tier 1 (core) risk-based capital | $28,281,000 | 2,237 |
| Tier 2 risk-based capital | $2,493,000 | 1,988 |
| Total risk weighted assets | $199,294,000 | 2,291 |
| Total unused commitments | $23,831,000 | 3,039 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 150 | 1,156 |
| Assets and Liabilities | ||
| Total Assets: | $310,481,000 | 2,053 |
| Cash and due from depository institutions | $15,658,000 | 1,156 |
| Interest-bearing balances | $4,277,000 | 1,125 |
| Securities | $89,439,000 | 1,351 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $186,234,000 | 2,332 |
| Loan loss allowance | $2,611,000 | 1,954 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,237,000 | 2,704 |
| Other real estate owned | $0 | 1,156 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $14,913,000 | 1,212 |
| Life insurance assets | $6,521,000 | 843 |
| Total liabilities and capital | $310,481,000 | 2,053 |
| Total liabilities | $284,321,000 | 2,019 |
| Total deposits | $274,432,000 | 1,878 |
| Interest-bearing deposits | $190,660,000 | 2,277 |
| Deposits held in domestic offices | $274,432,000 | 1,873 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,604,000 | 1,625 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $169,000 | 5,591 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,116,000 | 1,228 |
| Total equity capital | $26,160,000 | 2,429 |
| Total bank equity capital | $26,160,000 | 2,429 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $6,466,000 | 671 |
| Surplus | $6,466,000 | 3,249 |
| Undivided profits | $13,228,000 | 2,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,824,000 | 954 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,517,000 | 2,476 |
| Earning assets | $279,950,000 | 2,097 |
| Long-term assets (5+ years) | $106,704,000 | 992 |
| Average Assets, year-to-date | $320,381,000 | 1,953 |
| Average Assets, quarterly | $316,597,000 | 1,999 |
| Volatile liabilities | $39,495,000 | 3,058 |
| Insider loans | $1,979,000 | 2,925 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $26,495,000 | 2,839 |
| Tier 1 (core) risk-based capital | $28,300,000 | 2,207 |
| Tier 2 risk-based capital | $2,522,000 | 1,954 |
| Total risk weighted assets | $201,656,000 | 2,254 |
| Total unused commitments | $26,495,000 | 2,841 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 145 | 1,179 |
| Assets and Liabilities | ||
| Total Assets: | $322,713,000 | 1,954 |
| Cash and due from depository institutions | $14,229,000 | 1,179 |
| Interest-bearing balances | $3,768,000 | 1,340 |
| Securities | $93,756,000 | 1,328 |
| Federal funds sold & reverse repurchase agreements | $9,869,000 | 1,520 |
| Net loans & leases | $187,592,000 | 2,263 |
| Loan loss allowance | $2,585,000 | 1,957 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,937,000 | 2,800 |
| Other real estate owned | $0 | 1,179 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $13,330,000 | 1,316 |
| Life insurance assets | $6,460,000 | 828 |
| Total liabilities and capital | $322,713,000 | 1,954 |
| Total liabilities | $296,304,000 | 1,916 |
| Total deposits | $286,727,000 | 1,780 |
| Interest-bearing deposits | $202,719,000 | 2,121 |
| Deposits held in domestic offices | $286,727,000 | 1,776 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,881,000 | 1,654 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $175,000 | 5,491 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,521,000 | 1,128 |
| Total equity capital | $26,409,000 | 2,385 |
| Total bank equity capital | $26,409,000 | 2,385 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,466,000 | 650 |
| Surplus | $6,466,000 | 3,181 |
| Undivided profits | $13,477,000 | 2,371 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,523,000 | 751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,368,000 | 2,579 |
| Earning assets | $294,985,000 | 1,964 |
| Long-term assets (5+ years) | $113,714,000 | 923 |
| Average Assets, year-to-date | $325,331,000 | 1,924 |
| Average Assets, quarterly | $325,331,000 | 1,924 |
| Volatile liabilities | $45,456,000 | 2,672 |
| Insider loans | $2,355,000 | 2,569 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $30,163,000 | 2,570 |
| Tier 1 (core) risk-based capital | $27,855,000 | 2,198 |
| Tier 2 risk-based capital | $2,555,000 | 1,891 |
| Total risk weighted assets | $204,333,000 | 2,182 |
| Total unused commitments | $30,163,000 | 2,573 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 135 | 1,273 |
| Assets and Liabilities | ||
| Total Assets: | $327,949,000 | 1,908 |
| Cash and due from depository institutions | $13,630,000 | 1,273 |
| Interest-bearing balances | $3,781,000 | 1,365 |
| Securities | $95,293,000 | 1,306 |
| Federal funds sold & reverse repurchase agreements | $12,082,000 | 1,123 |
| Net loans & leases | $189,429,000 | 2,218 |
| Loan loss allowance | $2,377,000 | 2,057 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,033,000 | 2,712 |
| Other real estate owned | $0 | 1,273 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $13,482,000 | 1,283 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $327,949,000 | 1,908 |
| Total liabilities | $301,845,000 | 1,865 |
| Total deposits | $293,814,000 | 1,708 |
| Interest-bearing deposits | $206,346,000 | 2,061 |
| Deposits held in domestic offices | $293,814,000 | 1,704 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,033,000 | 1,801 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $181,000 | 5,630 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,817,000 | 1,272 |
| Total equity capital | $26,104,000 | 2,369 |
| Total bank equity capital | $26,104,000 | 2,369 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $6,466,000 | 639 |
| Surplus | $6,466,000 | 3,144 |
| Undivided profits | $13,172,000 | 2,406 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,443,000 | 1,073 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,488,000 | 2,392 |
| Earning assets | $300,585,000 | 1,906 |
| Long-term assets (5+ years) | $117,180,000 | 885 |
| Average Assets, year-to-date | $324,079,400 | 1,834 |
| Average Assets, quarterly | $324,383,500 | 1,900 |
| Volatile liabilities | $44,310,000 | 2,675 |
| Insider loans | $2,400,000 | 2,500 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $31,259,000 | 2,473 |
| Tier 1 (core) risk-based capital | $27,356,000 | 2,197 |
| Tier 2 risk-based capital | $2,377,000 | 1,981 |
| Total risk weighted assets | $205,962,000 | 2,139 |
| Total unused commitments | $31,259,000 | 2,473 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 136 | 1,242 |
| Assets and Liabilities | ||
| Total Assets: | $320,818,000 | 1,906 |
| Cash and due from depository institutions | $15,226,000 | 1,242 |
| Interest-bearing balances | $3,775,000 | 1,340 |
| Securities | $98,121,000 | 1,255 |
| Federal funds sold & reverse repurchase agreements | $1,470,000 | 4,177 |
| Net loans & leases | $189,423,000 | 2,177 |
| Loan loss allowance | $2,311,000 | 2,090 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,143,000 | 2,603 |
| Other real estate owned | $0 | 1,242 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $12,435,000 | 1,340 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $320,818,000 | 1,906 |
| Total liabilities | $294,206,000 | 1,875 |
| Total deposits | $286,015,000 | 1,715 |
| Interest-bearing deposits | $202,572,000 | 2,048 |
| Deposits held in domestic offices | $286,015,000 | 1,709 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,949,000 | 1,834 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $189,000 | 5,731 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,053,000 | 1,184 |
| Total equity capital | $26,612,000 | 2,303 |
| Total bank equity capital | $26,612,000 | 2,303 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,466,000 | 607 |
| Surplus | $6,466,000 | 3,093 |
| Undivided profits | $13,680,000 | 2,347 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,438,000 | 1,083 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $6,000 | 1,189 |
| Income earned, not collected on loans | $1,290,000 | 2,704 |
| Earning assets | $292,789,000 | 1,916 |
| Long-term assets (5+ years) | $122,283,000 | 847 |
| Average Assets, year-to-date | $323,112,000 | 1,820 |
| Average Assets, quarterly | $324,111,500 | 1,866 |
| Volatile liabilities | $38,931,000 | 2,834 |
| Insider loans | $2,509,000 | 2,407 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $26,811,000 | 2,698 |
| Tier 1 (core) risk-based capital | $27,131,000 | 2,185 |
| Tier 2 risk-based capital | $2,311,000 | 1,997 |
| Total risk weighted assets | $204,677,000 | 2,094 |
| Total unused commitments | $26,811,000 | 2,699 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 132 | 1,289 |
| Assets and Liabilities | ||
| Total Assets: | $327,405,000 | 1,834 |
| Cash and due from depository institutions | $17,594,000 | 1,289 |
| Interest-bearing balances | $3,768,000 | 1,305 |
| Securities | $98,700,000 | 1,256 |
| Federal funds sold & reverse repurchase agreements | $9,690,000 | 1,207 |
| Net loans & leases | $185,193,000 | 2,174 |
| Loan loss allowance | $2,168,000 | 2,176 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,876,000 | 2,715 |
| Other real estate owned | $0 | 1,289 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $12,352,000 | 1,312 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $327,405,000 | 1,834 |
| Total liabilities | $300,983,000 | 1,797 |
| Total deposits | $293,610,000 | 1,641 |
| Interest-bearing deposits | $202,721,000 | 2,001 |
| Deposits held in domestic offices | $293,610,000 | 1,637 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,417,000 | 1,944 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $193,000 | 5,637 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,763,000 | 1,182 |
| Total equity capital | $26,422,000 | 2,272 |
| Total bank equity capital | $26,422,000 | 2,272 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,466,000 | 589 |
| Surplus | $6,150,000 | 3,154 |
| Undivided profits | $13,806,000 | 2,307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,968,000 | 1,303 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,438,000 | 2,200 |
| Earning assets | $297,351,000 | 1,844 |
| Long-term assets (5+ years) | $121,605,000 | 837 |
| Average Assets, year-to-date | $323,876,670 | 1,809 |
| Average Assets, quarterly | $327,412,500 | 1,811 |
| Volatile liabilities | $38,635,000 | 2,751 |
| Insider loans | $7,186,000 | 857 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $29,198,000 | 2,492 |
| Tier 1 (core) risk-based capital | $26,652,000 | 2,155 |
| Tier 2 risk-based capital | $2,168,000 | 2,077 |
| Total risk weighted assets | $200,924,000 | 2,080 |
| Total unused commitments | $29,198,000 | 2,493 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 138 | 1,200 |
| Assets and Liabilities | ||
| Total Assets: | $327,420,000 | 1,816 |
| Cash and due from depository institutions | $15,033,000 | 1,200 |
| Interest-bearing balances | $3,761,000 | 1,343 |
| Securities | $96,592,000 | 1,298 |
| Federal funds sold & reverse repurchase agreements | $15,607,000 | 780 |
| Net loans & leases | $184,505,000 | 2,140 |
| Loan loss allowance | $2,009,000 | 2,310 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,515,000 | 2,930 |
| Other real estate owned | $0 | 1,200 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $12,168,000 | 1,309 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $327,420,000 | 1,816 |
| Total liabilities | $302,172,000 | 1,774 |
| Total deposits | $293,070,000 | 1,625 |
| Interest-bearing deposits | $209,008,000 | 1,933 |
| Deposits held in domestic offices | $293,070,000 | 1,621 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,918,000 | 1,593 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $198,000 | 5,507 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,986,000 | 1,114 |
| Total equity capital | $25,248,000 | 2,295 |
| Total bank equity capital | $25,248,000 | 2,295 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,466,000 | 574 |
| Surplus | $6,150,000 | 3,120 |
| Undivided profits | $12,632,000 | 2,432 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,041,000 | 1,295 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,212,000 | 2,531 |
| Earning assets | $300,465,000 | 1,801 |
| Long-term assets (5+ years) | $125,975,000 | 826 |
| Average Assets, year-to-date | $322,112,500 | 1,814 |
| Average Assets, quarterly | $322,112,500 | 1,814 |
| Volatile liabilities | $43,122,000 | 2,450 |
| Insider loans | $7,986,000 | 743 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $27,549,000 | 2,536 |
| Tier 1 (core) risk-based capital | $26,166,000 | 2,157 |
| Tier 2 risk-based capital | $2,009,000 | 2,222 |
| Total risk weighted assets | $199,207,000 | 2,058 |
| Total unused commitments | $27,549,000 | 2,541 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 138 | 1,205 |
| Assets and Liabilities | ||
| Total Assets: | $316,805,000 | 1,854 |
| Cash and due from depository institutions | $12,869,000 | 1,205 |
| Interest-bearing balances | $3,794,000 | 1,369 |
| Securities | $93,361,000 | 1,359 |
| Federal funds sold & reverse repurchase agreements | $5,499,000 | 2,042 |
| Net loans & leases | $189,703,000 | 2,065 |
| Loan loss allowance | $2,009,000 | 2,301 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,498,000 | 2,921 |
| Other real estate owned | $0 | 1,205 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $11,875,000 | 1,311 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $316,805,000 | 1,854 |
| Total liabilities | $291,373,000 | 1,810 |
| Total deposits | $283,962,000 | 1,660 |
| Interest-bearing deposits | $198,387,000 | 1,997 |
| Deposits held in domestic offices | $283,962,000 | 1,655 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,363,000 | 1,903 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $203,000 | 5,544 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,845,000 | 1,129 |
| Total equity capital | $25,432,000 | 2,290 |
| Total bank equity capital | $25,432,000 | 2,290 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,466,000 | 560 |
| Surplus | $6,150,000 | 3,078 |
| Undivided profits | $12,816,000 | 2,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,076,000 | 1,275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,348,000 | 2,234 |
| Earning assets | $292,357,000 | 1,854 |
| Long-term assets (5+ years) | $132,058,000 | 796 |
| Average Assets, year-to-date | $306,244,400 | 1,847 |
| Average Assets, quarterly | $313,598,000 | 1,858 |
| Volatile liabilities | $35,574,000 | 2,798 |
| Insider loans | $8,156,000 | 713 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $24,476,000 | 2,635 |
| Tier 1 (core) risk-based capital | $25,053,000 | 2,210 |
| Tier 2 risk-based capital | $2,009,000 | 2,203 |
| Total risk weighted assets | $199,812,000 | 2,023 |
| Total unused commitments | $24,476,000 | 2,636 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 135 | 1,242 |
| Assets and Liabilities | ||
| Total Assets: | $310,391,000 | 1,880 |
| Cash and due from depository institutions | $15,102,000 | 1,242 |
| Interest-bearing balances | $3,799,000 | 1,423 |
| Securities | $95,697,000 | 1,337 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $184,695,000 | 2,072 |
| Loan loss allowance | $2,261,000 | 2,066 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,546,000 | 2,850 |
| Other real estate owned | $30,000 | 1,242 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $11,321,000 | 1,345 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $310,391,000 | 1,880 |
| Total liabilities | $285,260,000 | 1,841 |
| Total deposits | $277,097,000 | 1,664 |
| Interest-bearing deposits | $198,567,000 | 1,967 |
| Deposits held in domestic offices | $277,097,000 | 1,658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,083,000 | 1,800 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $209,000 | 5,563 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,871,000 | 1,135 |
| Total equity capital | $25,131,000 | 2,293 |
| Total bank equity capital | $25,131,000 | 2,293 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $6,466,000 | 556 |
| Surplus | $6,150,000 | 3,023 |
| Undivided profits | $12,515,000 | 2,535 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,574,000 | 1,092 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,272,000 | 2,444 |
| Earning assets | $284,191,000 | 1,884 |
| Long-term assets (5+ years) | $130,435,000 | 805 |
| Average Assets, year-to-date | $303,604,250 | 1,860 |
| Average Assets, quarterly | $308,398,000 | 1,881 |
| Volatile liabilities | $34,617,000 | 2,789 |
| Insider loans | $9,934,000 | 573 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $28,893,000 | 2,346 |
| Tier 1 (core) risk-based capital | $24,802,000 | 2,209 |
| Tier 2 risk-based capital | $2,261,000 | 1,944 |
| Total risk weighted assets | $194,125,000 | 2,045 |
| Total unused commitments | $28,893,000 | 2,350 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 137 | 1,244 |
| Assets and Liabilities | ||
| Total Assets: | $306,405,000 | 1,890 |
| Cash and due from depository institutions | $16,060,000 | 1,244 |
| Interest-bearing balances | $3,790,000 | 1,425 |
| Securities | $89,596,000 | 1,461 |
| Federal funds sold & reverse repurchase agreements | $10,433,000 | 1,042 |
| Net loans & leases | $175,204,000 | 2,136 |
| Loan loss allowance | $2,148,000 | 2,153 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,454,000 | 2,861 |
| Other real estate owned | $30,000 | 1,244 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $11,628,000 | 1,298 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $306,405,000 | 1,890 |
| Total liabilities | $283,085,000 | 1,839 |
| Total deposits | $275,621,000 | 1,656 |
| Interest-bearing deposits | $198,016,000 | 1,954 |
| Deposits held in domestic offices | $275,621,000 | 1,651 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,962,000 | 1,841 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $214,000 | 5,555 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,288,000 | 1,193 |
| Total equity capital | $23,320,000 | 2,357 |
| Total bank equity capital | $23,320,000 | 2,357 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $6,466,000 | 545 |
| Surplus | $6,150,000 | 2,983 |
| Undivided profits | $10,704,000 | 2,748 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,542,000 | 1,128 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,357,000 | 2,136 |
| Earning assets | $279,023,000 | 1,888 |
| Long-term assets (5+ years) | $125,700,000 | 869 |
| Average Assets, year-to-date | $301,342,000 | 1,862 |
| Average Assets, quarterly | $303,227,000 | 1,874 |
| Volatile liabilities | $31,671,000 | 2,913 |
| Insider loans | $9,483,000 | 572 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $27,684,000 | 2,395 |
| Tier 1 (core) risk-based capital | $24,224,000 | 2,201 |
| Tier 2 risk-based capital | $2,148,000 | 2,009 |
| Total risk weighted assets | $188,095,000 | 2,059 |
| Total unused commitments | $27,684,000 | 2,397 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 133 | 1,277 |
| Assets and Liabilities | ||
| Total Assets: | $300,049,000 | 1,890 |
| Cash and due from depository institutions | $14,457,000 | 1,277 |
| Interest-bearing balances | $3,782,000 | 1,602 |
| Securities | $88,739,000 | 1,475 |
| Federal funds sold & reverse repurchase agreements | $8,387,000 | 1,782 |
| Net loans & leases | $174,203,000 | 2,077 |
| Loan loss allowance | $2,049,000 | 2,218 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,323,000 | 2,914 |
| Other real estate owned | $29,000 | 1,277 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $10,911,000 | 1,305 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $300,049,000 | 1,890 |
| Total liabilities | $275,508,000 | 1,846 |
| Total deposits | $267,279,000 | 1,701 |
| Interest-bearing deposits | $195,708,000 | 1,970 |
| Deposits held in domestic offices | $267,279,000 | 1,696 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,249,000 | 1,612 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $218,000 | 5,431 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,762,000 | 1,212 |
| Total equity capital | $24,541,000 | 2,292 |
| Total bank equity capital | $24,541,000 | 2,292 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $6,466,000 | 538 |
| Surplus | $6,150,000 | 2,945 |
| Undivided profits | $11,925,000 | 2,632 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,288,000 | 913 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,152,000 | 2,489 |
| Earning assets | $275,111,000 | 1,882 |
| Long-term assets (5+ years) | $124,994,000 | 853 |
| Average Assets, year-to-date | $298,810,500 | 1,874 |
| Average Assets, quarterly | $298,810,500 | 1,874 |
| Volatile liabilities | $31,895,000 | 2,810 |
| Insider loans | $5,896,000 | 940 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $25,529,000 | 2,482 |
| Tier 1 (core) risk-based capital | $23,796,000 | 2,216 |
| Tier 2 risk-based capital | $2,049,000 | 2,064 |
| Total risk weighted assets | $183,580,000 | 2,060 |
| Total unused commitments | $25,529,000 | 2,491 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 132 | 1,295 |
| Assets and Liabilities | ||
| Total Assets: | $297,572,000 | 1,889 |
| Cash and due from depository institutions | $15,254,000 | 1,295 |
| Interest-bearing balances | $3,874,000 | 1,466 |
| Securities | $89,839,000 | 1,492 |
| Federal funds sold & reverse repurchase agreements | $2,222,000 | 3,840 |
| Net loans & leases | $176,212,000 | 2,026 |
| Loan loss allowance | $1,970,000 | 2,290 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,406,000 | 2,847 |
| Other real estate owned | $30,000 | 1,295 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $10,609,000 | 1,357 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $297,572,000 | 1,889 |
| Total liabilities | $274,101,000 | 1,852 |
| Total deposits | $267,188,000 | 1,693 |
| Interest-bearing deposits | $196,421,000 | 1,960 |
| Deposits held in domestic offices | $267,188,000 | 1,690 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,560,000 | 1,842 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $223,000 | 5,417 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,130,000 | 1,324 |
| Total equity capital | $23,471,000 | 2,341 |
| Total bank equity capital | $23,471,000 | 2,341 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $6,466,000 | 543 |
| Surplus | $6,150,000 | 2,909 |
| Undivided profits | $10,855,000 | 2,782 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,292,000 | 1,339 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,313,000 | 2,275 |
| Earning assets | $272,147,000 | 1,882 |
| Long-term assets (5+ years) | $122,893,000 | 883 |
| Average Assets, year-to-date | $293,030,200 | 1,860 |
| Average Assets, quarterly | $298,790,000 | 1,867 |
| Volatile liabilities | $33,403,000 | 2,694 |
| Insider loans | $7,582,000 | 704 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $25,738,000 | 2,392 |
| Tier 1 (core) risk-based capital | $23,187,000 | 2,256 |
| Tier 2 risk-based capital | $1,970,000 | 2,132 |
| Total risk weighted assets | $185,512,000 | 2,021 |
| Total unused commitments | $25,738,000 | 2,397 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 130 | 1,336 |
| Assets and Liabilities | ||
| Total Assets: | $300,008,000 | 1,890 |
| Cash and due from depository institutions | $16,703,000 | 1,336 |
| Interest-bearing balances | $3,874,000 | 1,630 |
| Securities | $92,261,000 | 1,439 |
| Federal funds sold & reverse repurchase agreements | $4,637,000 | 2,761 |
| Net loans & leases | $172,168,000 | 2,055 |
| Loan loss allowance | $1,948,000 | 2,315 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,409,000 | 2,817 |
| Other real estate owned | $30,000 | 1,336 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $10,800,000 | 1,343 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $300,008,000 | 1,890 |
| Total liabilities | $276,561,000 | 1,848 |
| Total deposits | $268,906,000 | 1,679 |
| Interest-bearing deposits | $198,773,000 | 1,951 |
| Deposits held in domestic offices | $268,906,000 | 1,677 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,894,000 | 1,709 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $227,000 | 5,392 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,534,000 | 1,256 |
| Total equity capital | $23,447,000 | 2,342 |
| Total bank equity capital | $23,447,000 | 2,342 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $6,466,000 | 533 |
| Surplus | $6,150,000 | 2,851 |
| Undivided profits | $10,831,000 | 2,815 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,523,000 | 1,296 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,399,000 | 2,256 |
| Earning assets | $272,940,000 | 1,892 |
| Long-term assets (5+ years) | $117,324,000 | 928 |
| Average Assets, year-to-date | $291,894,750 | 1,884 |
| Average Assets, quarterly | $298,478,500 | 1,884 |
| Volatile liabilities | $34,564,000 | 2,599 |
| Insider loans | $6,170,000 | 856 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $26,833,000 | 2,331 |
| Tier 1 (core) risk-based capital | $23,136,000 | 2,249 |
| Tier 2 risk-based capital | $1,948,000 | 2,135 |
| Total risk weighted assets | $184,471,000 | 2,015 |
| Total unused commitments | $26,833,000 | 2,335 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 129 | 1,355 |
| Assets and Liabilities | ||
| Total Assets: | $296,949,000 | 1,889 |
| Cash and due from depository institutions | $16,256,000 | 1,355 |
| Interest-bearing balances | $3,861,000 | 1,789 |
| Securities | $88,357,000 | 1,445 |
| Federal funds sold & reverse repurchase agreements | $19,631,000 | 786 |
| Net loans & leases | $163,484,000 | 2,135 |
| Loan loss allowance | $1,783,000 | 2,450 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,424,000 | 2,747 |
| Other real estate owned | $30,000 | 1,355 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $5,767,000 | 2,149 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $296,949,000 | 1,889 |
| Total liabilities | $273,264,000 | 1,855 |
| Total deposits | $266,215,000 | 1,678 |
| Interest-bearing deposits | $198,746,000 | 1,936 |
| Deposits held in domestic offices | $266,215,000 | 1,672 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,091,000 | 1,803 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $232,000 | 5,484 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,726,000 | 1,251 |
| Total equity capital | $23,685,000 | 2,322 |
| Total bank equity capital | $23,685,000 | 2,322 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $6,466,000 | 527 |
| Surplus | $6,150,000 | 2,816 |
| Undivided profits | $11,069,000 | 2,800 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,870,000 | 1,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,297,000 | 2,319 |
| Earning assets | $275,333,000 | 1,853 |
| Long-term assets (5+ years) | $113,417,000 | 927 |
| Average Assets, year-to-date | $289,190,330 | 1,887 |
| Average Assets, quarterly | $293,179,500 | 1,886 |
| Volatile liabilities | $33,822,000 | 2,608 |
| Insider loans | $6,074,000 | 851 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $23,227,000 | 2,543 |
| Tier 1 (core) risk-based capital | $22,590,000 | 2,263 |
| Tier 2 risk-based capital | $1,783,000 | 2,241 |
| Total risk weighted assets | $175,827,000 | 2,066 |
| Total unused commitments | $23,227,000 | 2,550 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 129 | 1,329 |
| Assets and Liabilities | ||
| Total Assets: | $289,410,000 | 1,899 |
| Cash and due from depository institutions | $15,966,000 | 1,329 |
| Interest-bearing balances | $3,852,000 | 1,842 |
| Securities | $85,002,000 | 1,473 |
| Federal funds sold & reverse repurchase agreements | $24,889,000 | 644 |
| Net loans & leases | $154,104,000 | 2,222 |
| Loan loss allowance | $1,765,000 | 2,428 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,518,000 | 2,649 |
| Other real estate owned | $29,000 | 1,329 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $5,902,000 | 2,047 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $289,410,000 | 1,899 |
| Total liabilities | $266,554,000 | 1,855 |
| Total deposits | $259,505,000 | 1,700 |
| Interest-bearing deposits | $195,282,000 | 1,960 |
| Deposits held in domestic offices | $259,505,000 | 1,697 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,216,000 | 1,684 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $236,000 | 5,304 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,597,000 | 1,311 |
| Total equity capital | $22,856,000 | 2,336 |
| Total bank equity capital | $22,856,000 | 2,336 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,466,000 | 518 |
| Surplus | $6,150,000 | 2,767 |
| Undivided profits | $10,240,000 | 2,912 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,564,000 | 1,279 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,415,000 | 2,136 |
| Earning assets | $267,847,000 | 1,866 |
| Long-term assets (5+ years) | $109,127,000 | 920 |
| Average Assets, year-to-date | $285,311,000 | 1,900 |
| Average Assets, quarterly | $285,311,000 | 1,900 |
| Volatile liabilities | $31,583,000 | 2,697 |
| Insider loans | $5,367,000 | 979 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $22,460,000 | 2,506 |
| Tier 1 (core) risk-based capital | $22,122,000 | 2,257 |
| Tier 2 risk-based capital | $1,765,000 | 2,224 |
| Total risk weighted assets | $169,226,000 | 2,106 |
| Total unused commitments | $22,460,000 | 2,514 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 131 | 1,279 |
| Assets and Liabilities | ||
| Total Assets: | $281,212,000 | 1,915 |
| Cash and due from depository institutions | $15,516,000 | 1,279 |
| Interest-bearing balances | $3,843,000 | 1,686 |
| Securities | $85,701,000 | 1,436 |
| Federal funds sold & reverse repurchase agreements | $18,976,000 | 744 |
| Net loans & leases | $151,283,000 | 2,243 |
| Loan loss allowance | $1,749,000 | 2,409 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,633,000 | 2,562 |
| Other real estate owned | $29,000 | 1,279 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $6,074,000 | 1,972 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $281,212,000 | 1,915 |
| Total liabilities | $258,670,000 | 1,879 |
| Total deposits | $252,193,000 | 1,719 |
| Interest-bearing deposits | $190,099,000 | 1,963 |
| Deposits held in domestic offices | $252,193,000 | 1,716 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,712,000 | 1,857 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $240,000 | 5,459 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,525,000 | 1,314 |
| Total equity capital | $22,542,000 | 2,342 |
| Total bank equity capital | $22,542,000 | 2,342 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $6,466,000 | 516 |
| Surplus | $6,150,000 | 2,726 |
| Undivided profits | $9,926,000 | 2,961 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,486,000 | 1,246 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,400,000 | 2,264 |
| Earning assets | $259,803,000 | 1,882 |
| Long-term assets (5+ years) | $97,585,000 | 997 |
| Average Assets, year-to-date | $265,929,800 | 1,919 |
| Average Assets, quarterly | $279,142,000 | 1,903 |
| Volatile liabilities | $32,613,000 | 2,612 |
| Insider loans | $5,769,000 | 875 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $18,621,000 | 2,760 |
| Tier 1 (core) risk-based capital | $21,684,000 | 2,271 |
| Tier 2 risk-based capital | $1,749,000 | 2,216 |
| Total risk weighted assets | $167,179,000 | 2,104 |
| Total unused commitments | $18,621,000 | 2,767 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 119 | 1,417 |
| Assets and Liabilities | ||
| Total Assets: | $250,033,000 | 2,024 |
| Cash and due from depository institutions | $16,204,000 | 1,417 |
| Interest-bearing balances | $3,780,000 | 1,550 |
| Securities | $48,867,000 | 2,245 |
| Federal funds sold & reverse repurchase agreements | $27,739,000 | 513 |
| Net loans & leases | $148,925,000 | 2,178 |
| Loan loss allowance | $1,702,000 | 2,311 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,315,000 | 2,726 |
| Other real estate owned | $0 | 1,417 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,983,000 | 2,213 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $250,033,000 | 2,024 |
| Total liabilities | $228,784,000 | 1,995 |
| Total deposits | $223,348,000 | 1,815 |
| Interest-bearing deposits | $164,352,000 | 2,159 |
| Deposits held in domestic offices | $223,348,000 | 1,811 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,393,000 | 2,058 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $255,000 | 5,229 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,788,000 | 1,545 |
| Total equity capital | $21,249,000 | 2,317 |
| Total bank equity capital | $21,249,000 | 2,317 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $6,466,000 | 506 |
| Surplus | $6,150,000 | 2,611 |
| Undivided profits | $8,633,000 | 3,066 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,054,000 | 1,470 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $78,000 | 989 |
| Income earned, not collected on loans | $1,199,000 | 2,883 |
| Earning assets | $229,311,000 | 2,025 |
| Long-term assets (5+ years) | $87,415,000 | 1,077 |
| Average Assets, year-to-date | $236,552,400 | 2,061 |
| Average Assets, quarterly | $247,677,500 | 2,025 |
| Volatile liabilities | $26,348,000 | 3,010 |
| Insider loans | $6,976,000 | 663 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $17,140,000 | 2,781 |
| Tier 1 (core) risk-based capital | $20,840,000 | 2,238 |
| Tier 2 risk-based capital | $1,702,000 | 2,140 |
| Total risk weighted assets | $158,484,000 | 2,109 |
| Total unused commitments | $17,140,000 | 2,792 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 119 | 1,399 |
| Assets and Liabilities | ||
| Total Assets: | $221,775,000 | 2,198 |
| Cash and due from depository institutions | $11,775,000 | 1,399 |
| Interest-bearing balances | $3,806,000 | 1,091 |
| Securities | $48,630,000 | 2,233 |
| Federal funds sold & reverse repurchase agreements | $172,000 | 6,692 |
| Net loans & leases | $153,578,000 | 2,062 |
| Loan loss allowance | $1,988,000 | 1,926 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,126,000 | 2,793 |
| Other real estate owned | $292,000 | 1,399 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $4,202,000 | 2,116 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $221,775,000 | 2,198 |
| Total liabilities | $202,557,000 | 2,163 |
| Total deposits | $191,278,000 | 2,052 |
| Interest-bearing deposits | $143,525,000 | 2,347 |
| Deposits held in domestic offices | $191,278,000 | 2,049 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,605,000 | 1,194 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $269,000 | 5,217 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,405,000 | 1,773 |
| Total equity capital | $19,218,000 | 2,433 |
| Total bank equity capital | $19,218,000 | 2,433 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $5,880,000 | 572 |
| Surplus | $6,150,000 | 2,543 |
| Undivided profits | $7,188,000 | 3,382 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $438,000 | 4,054 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $899,000 | 3,057 |
| Earning assets | $206,186,000 | 2,171 |
| Long-term assets (5+ years) | $82,363,000 | 1,092 |
| Average Assets, year-to-date | $216,691,200 | 2,134 |
| Average Assets, quarterly | $219,447,000 | 2,181 |
| Volatile liabilities | $26,669,000 | 2,926 |
| Insider loans | $6,499,000 | 700 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $14,267,000 | 2,992 |
| Tier 1 (core) risk-based capital | $19,493,000 | 2,289 |
| Tier 2 risk-based capital | $1,971,100 | 1,804 |
| Total risk weighted assets | $157,671,200 | 2,033 |
| Total unused commitments | $14,267,000 | 2,993 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 120 | 1,414 |
| Assets and Liabilities | ||
| Total Assets: | $215,070,000 | 2,180 |
| Cash and due from depository institutions | $13,718,000 | 1,414 |
| Interest-bearing balances | $3,850,000 | 1,033 |
| Securities | $48,677,000 | 2,337 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $143,610,000 | 2,094 |
| Loan loss allowance | $2,204,000 | 1,675 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,042,000 | 2,130 |
| Other real estate owned | $315,000 | 1,414 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,708,000 | 1,879 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $215,070,000 | 2,180 |
| Total liabilities | $198,347,000 | 2,137 |
| Total deposits | $187,375,000 | 2,025 |
| Interest-bearing deposits | $140,424,000 | 2,342 |
| Deposits held in domestic offices | $187,375,000 | 2,020 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,532,000 | 1,319 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $279,000 | 5,225 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,161,000 | 1,782 |
| Total equity capital | $16,723,000 | 2,649 |
| Total bank equity capital | $16,723,000 | 2,649 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,347,000 | 671 |
| Surplus | $6,150,000 | 2,506 |
| Undivided profits | $5,226,000 | 4,066 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $883,000 | 2,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $881,000 | 2,630 |
| Earning assets | $196,137,000 | 2,192 |
| Long-term assets (5+ years) | $76,166,000 | 1,223 |
| Average Assets, year-to-date | $209,264,600 | 2,150 |
| Average Assets, quarterly | $210,991,000 | 2,205 |
| Volatile liabilities | $25,429,000 | 2,877 |
| Insider loans | $6,969,000 | 653 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $16,643,000 | 2,695 |
| Tier 1 (core) risk-based capital | $17,748,000 | 2,475 |
| Tier 2 risk-based capital | $1,906,370 | 1,782 |
| Total risk weighted assets | $152,211,570 | 2,013 |
| Total unused commitments | $16,643,000 | 2,698 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 126 | 1,322 |
| Assets and Liabilities | ||
| Total Assets: | $211,539,000 | 2,181 |
| Cash and due from depository institutions | $11,618,000 | 1,322 |
| Interest-bearing balances | $3,810,000 | 1,503 |
| Securities | $43,084,000 | 2,649 |
| Federal funds sold & reverse repurchase agreements | $16,735,000 | 978 |
| Net loans & leases | $131,747,000 | 2,122 |
| Loan loss allowance | $2,575,000 | 1,420 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,493,000 | 2,322 |
| Other real estate owned | $1,225,000 | 1,322 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,637,000 | 2,066 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $211,539,000 | 2,181 |
| Total liabilities | $195,245,000 | 2,133 |
| Total deposits | $189,452,000 | 1,992 |
| Interest-bearing deposits | $146,359,000 | 2,231 |
| Deposits held in domestic offices | $189,452,000 | 1,987 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,297,000 | 1,893 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $292,000 | 4,448 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $3,204,000 | 1,378 |
| Total equity capital | $16,294,000 | 2,761 |
| Total bank equity capital | $16,294,000 | 2,761 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $4,863,000 | 748 |
| Surplus | $6,150,000 | 2,382 |
| Undivided profits | $5,281,000 | 4,291 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,994,000 | 1,297 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $804,000 | 2,865 |
| Earning assets | $195,376,000 | 2,176 |
| Long-term assets (5+ years) | $68,761,000 | 1,224 |
| Average Assets, year-to-date | $193,879,200 | 2,236 |
| Average Assets, quarterly | $203,352,500 | 2,215 |
| Volatile liabilities | $19,127,000 | 3,110 |
| Insider loans | $6,744,000 | 618 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $15,144,000 | 2,761 |
| Tier 1 (core) risk-based capital | $16,222,000 | 2,631 |
| Tier 2 risk-based capital | $1,808,030 | 1,766 |
| Total risk weighted assets | $143,875,530 | 1,979 |
| Total unused commitments | $15,144,000 | 2,770 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 113 | 1,554 |
| Assets and Liabilities | ||
| Total Assets: | $180,162,000 | 2,494 |
| Cash and due from depository institutions | $9,966,000 | 1,554 |
| Interest-bearing balances | $381,000 | 3,397 |
| Securities | $37,367,000 | 3,016 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $125,024,000 | 2,234 |
| Loan loss allowance | $2,995,000 | 1,255 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,391,000 | 1,793 |
| Other real estate owned | $1,009,000 | 1,554 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,405,000 | 2,966 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $180,162,000 | 2,494 |
| Total liabilities | $165,023,000 | 2,451 |
| Total deposits | $161,937,000 | 2,312 |
| Interest-bearing deposits | $123,520,000 | 2,597 |
| Deposits held in domestic offices | $161,937,000 | 2,304 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,585,000 | 2,326 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $302,000 | 4,322 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,199,000 | 3,076 |
| Total equity capital | $15,139,000 | 2,919 |
| Total bank equity capital | $15,139,000 | 2,919 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $4,422,000 | 832 |
| Surplus | $6,150,000 | 2,337 |
| Undivided profits | $4,567,000 | 4,729 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,883,000 | 1,420 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $818,000 | 2,828 |
| Earning assets | $162,772,000 | 2,533 |
| Long-term assets (5+ years) | $59,021,000 | 1,196 |
| Average Assets, year-to-date | $177,788,400 | 2,409 |
| Average Assets, quarterly | $177,911,500 | 2,489 |
| Volatile liabilities | $14,814,000 | 3,796 |
| Insider loans | $4,113,000 | 1,009 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $12,375,000 | 2,968 |
| Tier 1 (core) risk-based capital | $15,090,000 | 2,812 |
| Tier 2 risk-based capital | $1,639,120 | 1,852 |
| Total risk weighted assets | $129,773,320 | 2,138 |
| Total unused commitments | $12,375,000 | 2,970 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 104 | 1,795 |
| Assets and Liabilities | ||
| Total Assets: | $177,572,000 | 2,608 |
| Cash and due from depository institutions | $6,724,000 | 1,795 |
| Interest-bearing balances | $376,000 | 3,365 |
| Securities | $43,933,000 | 2,739 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $117,566,000 | 2,398 |
| Loan loss allowance | $2,587,000 | 1,515 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,261,000 | 1,850 |
| Other real estate owned | $2,321,000 | 1,795 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,767,000 | 2,647 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $177,572,000 | 2,608 |
| Total liabilities | $163,747,000 | 2,548 |
| Total deposits | $149,882,000 | 2,579 |
| Interest-bearing deposits | $116,169,000 | 2,831 |
| Deposits held in domestic offices | $149,882,000 | 2,570 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,521,000 | 1,068 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,311,000 | 3,089 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,033,000 | 3,433 |
| Total equity capital | $13,825,000 | 3,212 |
| Total bank equity capital | $13,825,000 | 3,212 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $4,022,000 | 944 |
| Surplus | $6,150,000 | 2,399 |
| Undivided profits | $3,653,000 | 5,441 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,550,000 | 1,252 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $827,000 | 2,758 |
| Earning assets | $161,875,000 | 2,620 |
| Long-term assets (5+ years) | $50,610,000 | 1,274 |
| Average Assets, year-to-date | $172,797,000 | 2,564 |
| Average Assets, quarterly | $176,715,000 | 2,581 |
| Volatile liabilities | $22,646,000 | 2,640 |
| Insider loans | $5,222,000 | 817 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $12,278,000 | 2,935 |
| Tier 1 (core) risk-based capital | $14,078,000 | 3,077 |
| Tier 2 risk-based capital | $1,568,000 | 1,962 |
| Total risk weighted assets | $124,421,300 | 2,262 |
| Total unused commitments | $12,278,000 | 2,950 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 109 | 1,757 |
| Assets and Liabilities | ||
| Total Assets: | $167,610,000 | 2,744 |
| Cash and due from depository institutions | $6,708,000 | 1,757 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $51,103,000 | 2,454 |
| Federal funds sold & reverse repurchase agreements | $4,800,000 | 2,991 |
| Net loans & leases | $97,355,000 | 2,769 |
| Loan loss allowance | $2,592,000 | 1,551 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,055,000 | 1,908 |
| Other real estate owned | $877,000 | 1,757 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,712,000 | 2,778 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $167,610,000 | 2,744 |
| Total liabilities | $154,520,000 | 2,701 |
| Total deposits | $153,354,000 | 2,537 |
| Interest-bearing deposits | $122,128,000 | 2,747 |
| Deposits held in domestic offices | $153,354,000 | 2,528 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $318,000 | 3,757 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $848,000 | 4,164 |
| Total equity capital | $13,090,000 | 3,358 |
| Total bank equity capital | $13,090,000 | 3,358 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $4,022,000 | 950 |
| Surplus | $6,150,000 | 2,410 |
| Undivided profits | $2,918,000 | 6,298 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,156,000 | 653 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $968,000 | 2,385 |
| Earning assets | $153,258,000 | 2,767 |
| Long-term assets (5+ years) | $48,202,000 | 1,219 |
| Average Assets, year-to-date | $160,923,800 | 2,756 |
| Average Assets, quarterly | $164,259,000 | 2,778 |
| Volatile liabilities | $10,794,000 | 4,338 |
| Insider loans | $7,601,000 | 589 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,680,000 | 4,649 |
| Tier 1 (core) risk-based capital | $13,082,000 | 3,259 |
| Tier 2 risk-based capital | $1,342,100 | 2,231 |
| Total risk weighted assets | $106,118,200 | 2,570 |
| Total unused commitments | $5,680,000 | 4,663 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 120 | 1,657 |
| Assets and Liabilities | ||
| Total Assets: | $158,051,000 | 2,866 |
| Cash and due from depository institutions | $7,196,000 | 1,657 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $53,223,000 | 2,476 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 6,189 |
| Net loans & leases | $88,447,000 | 2,945 |
| Loan loss allowance | $2,919,000 | 1,430 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,120,000 | 1,813 |
| Other real estate owned | $718,000 | 1,657 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,647,000 | 2,238 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $158,051,000 | 2,866 |
| Total liabilities | $145,778,000 | 2,832 |
| Total deposits | $144,878,000 | 2,651 |
| Interest-bearing deposits | $114,688,000 | 2,878 |
| Deposits held in domestic offices | $144,878,000 | 2,641 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $325,000 | 4,081 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $575,000 | 4,750 |
| Total equity capital | $12,273,000 | 3,300 |
| Total bank equity capital | $12,273,000 | 3,300 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,658,000 | 1,057 |
| Surplus | $6,150,000 | 2,326 |
| Undivided profits | $2,465,000 | 6,516 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,104,000 | 604 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,180,000 | 1,661 |
| Earning assets | $142,370,000 | 2,912 |
| Long-term assets (5+ years) | $47,568,000 | 1,222 |
| Average Assets, year-to-date | $160,694,600 | 2,753 |
| Average Assets, quarterly | $158,679,000 | 2,830 |
| Volatile liabilities | $6,405,000 | 5,873 |
| Insider loans | $6,067,000 | 711 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,138,000 | 3,941 |
| Tier 1 (core) risk-based capital | $12,407,000 | 3,331 |
| Tier 2 risk-based capital | $1,228,130 | 2,416 |
| Total risk weighted assets | $96,559,430 | 2,733 |
| Total unused commitments | $7,138,000 | 3,948 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 120 | 1,745 |
| Assets and Liabilities | ||
| Total Assets: | $162,732,000 | 2,816 |
| Cash and due from depository institutions | $7,092,000 | 1,745 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $41,066,000 | 3,391 |
| Federal funds sold & reverse repurchase agreements | $10,550,000 | 1,274 |
| Net loans & leases | $95,574,000 | 2,714 |
| Loan loss allowance | $2,790,000 | 1,570 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,245,000 | 1,721 |
| Other real estate owned | $805,000 | 1,745 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,400,000 | 2,158 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $162,732,000 | 2,816 |
| Total liabilities | $150,627,000 | 2,779 |
| Total deposits | $149,335,000 | 2,641 |
| Interest-bearing deposits | $119,735,000 | 2,855 |
| Deposits held in domestic offices | $149,335,000 | 2,630 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $331,000 | 3,698 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $961,000 | 3,236 |
| Total equity capital | $12,105,000 | 3,375 |
| Total bank equity capital | $12,105,000 | 3,375 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,839,000 | 1,419 |
| Surplus | $5,900,000 | 2,329 |
| Undivided profits | $3,366,000 | 5,728 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,646,000 | 885 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,724,000 | 992 |
| Earning assets | $147,190,000 | 2,858 |
| Long-term assets (5+ years) | $55,673,000 | 1,112 |
| Average Assets, year-to-date | $161,229,800 | 2,779 |
| Average Assets, quarterly | $161,941,500 | 2,807 |
| Volatile liabilities | $5,872,000 | 5,960 |
| Insider loans | $5,611,000 | 735 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,456,000 | 3,797 |
| Tier 1 (core) risk-based capital | $12,105,000 | 3,292 |
| Tier 2 risk-based capital | $1,267,580 | 2,313 |
| Total risk weighted assets | $99,884,080 | 2,604 |
| Total unused commitments | $7,456,000 | 3,817 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 122 | 1,773 |
| Assets and Liabilities | ||
| Total Assets: | $160,802,000 | 2,934 |
| Cash and due from depository institutions | $5,760,000 | 1,773 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $34,751,000 | 3,927 |
| Federal funds sold & reverse repurchase agreements | $4,250,000 | 3,783 |
| Net loans & leases | $106,047,000 | 2,528 |
| Loan loss allowance | $1,940,000 | 2,181 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,393,000 | 2,182 |
| Other real estate owned | $2,402,000 | 1,773 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $4,199,000 | 1,901 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $160,802,000 | 2,934 |
| Total liabilities | $149,027,000 | 2,897 |
| Total deposits | $146,573,000 | 2,810 |
| Interest-bearing deposits | $119,454,000 | 2,989 |
| Deposits held in domestic offices | $146,573,000 | 2,804 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $630,000 | 2,948 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,824,000 | 2,019 |
| Total equity capital | $11,775,000 | 3,252 |
| Total bank equity capital | $11,775,000 | 3,252 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,839,000 | 1,455 |
| Surplus | $5,550,000 | 2,354 |
| Undivided profits | $3,386,000 | 5,495 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,704,000 | 1,435 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,278,000 | 870 |
| Earning assets | $145,048,000 | 2,965 |
| Long-term assets (5+ years) | $60,979,000 | 980 |
| Average Assets, year-to-date | $159,093,200 | 2,889 |
| Average Assets, quarterly | $159,923,500 | 2,926 |
| Volatile liabilities | $5,985,000 | 5,896 |
| Insider loans | $3,539,000 | 148 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $11,089,000 | 2,740 |
| Tier 1 (core) risk-based capital | $11,775,000 | 3,198 |
| Tier 2 risk-based capital | $1,413,770 | 2,171 |
| Total risk weighted assets | $112,574,970 | 2,416 |
| Total unused commitments | $11,089,000 | 2,754 |
| Derivatives | $0 | 651 |