Home > Martinsburg Bank and Trust > Income and Expense
Martinsburg Bank and Trust, Income and Expense
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,105,000 | 3,100 |
| Total interest expense | $743,000 | 3,045 |
| Net interest income | $6,362,000 | 3,070 |
| Provision for loan and lease losses | $-92,000 | 5,365 |
| Total noninterest income | $1,069,000 | 2,848 |
| Gross Fiduciary activities income | $43,000 | 860 |
| Service charges on deposit accounts | $383,000 | 2,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $643,000 | 2,840 |
| Total noninterest expense | $4,926,000 | 3,115 |
| Salaries and employee benefits | $2,925,000 | 3,048 |
| Premises and equipment expense | $657,000 | 2,773 |
| Additional noninterest expense | $1,344,000 | 3,444 |
| Pre-tax net operating income | $2,597,000 | 2,689 |
| Securities gains (losses) | $34,000 | 1,082 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $2,631,000 | 2,246 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,631,000 | 2,246 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,631,000 | 2,246 |
| Net charge-offs | $-109,000 | 5,316 |
| Cash dividends | $873,000 | 2,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,597,000 | 2,247 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,292,000 | 3,130 |
| Total interest expense | $573,000 | 2,993 |
| Net interest income | $4,719,000 | 3,114 |
| Provision for loan and lease losses | $-100,000 | 5,522 |
| Total noninterest income | $770,000 | 2,927 |
| Gross Fiduciary activities income | $30,000 | 859 |
| Service charges on deposit accounts | $287,000 | 2,462 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $453,000 | 2,933 |
| Total noninterest expense | $3,650,000 | 3,161 |
| Salaries and employee benefits | $2,244,000 | 3,013 |
| Premises and equipment expense | $510,000 | 2,733 |
| Additional noninterest expense | $896,000 | 3,692 |
| Pre-tax net operating income | $1,939,000 | 2,755 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $1,939,000 | 2,459 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,939,000 | 2,458 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,939,000 | 2,459 |
| Net charge-offs | $-109,000 | 5,365 |
| Cash dividends | $635,000 | 2,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,939,000 | 2,431 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,466,000 | 3,160 |
| Total interest expense | $396,000 | 2,901 |
| Net interest income | $3,070,000 | 3,164 |
| Provision for loan and lease losses | $3,000 | 3,811 |
| Total noninterest income | $523,000 | 2,903 |
| Gross Fiduciary activities income | $21,000 | 859 |
| Service charges on deposit accounts | $192,000 | 2,453 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $310,000 | 2,896 |
| Total noninterest expense | $2,356,000 | 3,248 |
| Salaries and employee benefits | $1,418,000 | 3,130 |
| Premises and equipment expense | $342,000 | 2,730 |
| Additional noninterest expense | $596,000 | 3,709 |
| Pre-tax net operating income | $1,234,000 | 2,800 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $1,234,000 | 2,478 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,234,000 | 2,477 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,234,000 | 2,478 |
| Net charge-offs | $-11,000 | 4,827 |
| Cash dividends | $385,000 | 2,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,234,000 | 2,458 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,713,000 | 3,187 |
| Total interest expense | $204,000 | 2,814 |
| Net interest income | $1,509,000 | 3,197 |
| Provision for loan and lease losses | $-1,000 | 5,628 |
| Total noninterest income | $253,000 | 2,945 |
| Gross Fiduciary activities income | $13,000 | 851 |
| Service charges on deposit accounts | $96,000 | 2,456 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 2,982 |
| Total noninterest expense | $1,177,000 | 3,280 |
| Salaries and employee benefits | $707,000 | 3,180 |
| Premises and equipment expense | $182,000 | 2,658 |
| Additional noninterest expense | $288,000 | 3,816 |
| Pre-tax net operating income | $586,000 | 2,836 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $586,000 | 2,494 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $586,000 | 2,493 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $586,000 | 2,494 |
| Net charge-offs | $-6,000 | 4,769 |
| Cash dividends | $142,000 | 2,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $586,000 | 2,472 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,218,000 | 3,068 |
| Total interest expense | $813,000 | 2,790 |
| Net interest income | $6,405,000 | 3,062 |
| Provision for loan and lease losses | $13,000 | 4,149 |
| Total noninterest income | $1,322,000 | 2,639 |
| Gross Fiduciary activities income | $35,000 | 908 |
| Service charges on deposit accounts | $439,000 | 2,304 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $848,000 | 2,600 |
| Total noninterest expense | $4,712,000 | 3,305 |
| Salaries and employee benefits | $2,778,000 | 3,186 |
| Premises and equipment expense | $687,000 | 2,761 |
| Additional noninterest expense | $1,247,000 | 3,729 |
| Pre-tax net operating income | $3,002,000 | 2,395 |
| Securities gains (losses) | $76,000 | 1,543 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $3,078,000 | 2,062 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,078,000 | 2,061 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,078,000 | 2,061 |
| Net charge-offs | $-5,000 | 4,864 |
| Cash dividends | $2,387,000 | 1,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,002,000 | 2,052 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,496,000 | 3,040 |
| Total interest expense | $607,000 | 2,796 |
| Net interest income | $4,889,000 | 3,042 |
| Provision for loan and lease losses | $9,000 | 4,048 |
| Total noninterest income | $1,060,000 | 2,566 |
| Gross Fiduciary activities income | $23,000 | 913 |
| Service charges on deposit accounts | $338,000 | 2,263 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $699,000 | 2,493 |
| Total noninterest expense | $3,508,000 | 3,329 |
| Salaries and employee benefits | $2,029,000 | 3,245 |
| Premises and equipment expense | $530,000 | 2,721 |
| Additional noninterest expense | $949,000 | 3,723 |
| Pre-tax net operating income | $2,432,000 | 2,290 |
| Securities gains (losses) | $76,000 | 1,459 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $2,508,000 | 1,941 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,508,000 | 1,941 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,508,000 | 1,941 |
| Net charge-offs | $1,000 | 3,867 |
| Cash dividends | $1,780,000 | 1,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,432,000 | 1,933 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,612,000 | 3,077 |
| Total interest expense | $406,000 | 2,801 |
| Net interest income | $3,206,000 | 3,087 |
| Provision for loan and lease losses | $5,000 | 3,906 |
| Total noninterest income | $778,000 | 2,427 |
| Gross Fiduciary activities income | $14,000 | 923 |
| Service charges on deposit accounts | $220,000 | 2,283 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $544,000 | 2,275 |
| Total noninterest expense | $2,332,000 | 3,354 |
| Salaries and employee benefits | $1,348,000 | 3,267 |
| Premises and equipment expense | $343,000 | 2,796 |
| Additional noninterest expense | $641,000 | 3,724 |
| Pre-tax net operating income | $1,647,000 | 2,240 |
| Securities gains (losses) | $76,000 | 1,143 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,723,000 | 1,881 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,723,000 | 1,880 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,723,000 | 1,880 |
| Net charge-offs | $4,000 | 3,372 |
| Cash dividends | $489,000 | 2,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,647,000 | 1,894 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,778,000 | 3,118 |
| Total interest expense | $205,000 | 2,801 |
| Net interest income | $1,573,000 | 3,125 |
| Provision for loan and lease losses | $3,000 | 3,551 |
| Total noninterest income | $515,000 | 2,033 |
| Gross Fiduciary activities income | $8,000 | 916 |
| Service charges on deposit accounts | $104,000 | 2,366 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $403,000 | 1,730 |
| Total noninterest expense | $1,154,000 | 3,385 |
| Salaries and employee benefits | $673,000 | 3,294 |
| Premises and equipment expense | $172,000 | 2,817 |
| Additional noninterest expense | $309,000 | 3,814 |
| Pre-tax net operating income | $931,000 | 2,025 |
| Securities gains (losses) | $39,000 | 933 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $970,000 | 1,664 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $970,000 | 1,665 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $970,000 | 1,665 |
| Net charge-offs | $7,000 | 2,464 |
| Cash dividends | $200,000 | 1,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $931,000 | 1,689 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,927,000 | 3,132 |
| Total interest expense | $872,000 | 2,663 |
| Net interest income | $6,055,000 | 3,177 |
| Provision for loan and lease losses | $36,000 | 3,797 |
| Total noninterest income | $1,114,000 | 2,896 |
| Gross Fiduciary activities income | $36,000 | 929 |
| Service charges on deposit accounts | $426,000 | 2,395 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $652,000 | 2,925 |
| Total noninterest expense | $4,680,000 | 3,377 |
| Salaries and employee benefits | $2,680,000 | 3,256 |
| Premises and equipment expense | $733,000 | 2,729 |
| Additional noninterest expense | $1,267,000 | 3,803 |
| Pre-tax net operating income | $2,453,000 | 2,668 |
| Securities gains (losses) | $31,000 | 1,973 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $2,484,000 | 2,352 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,484,000 | 2,353 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,484,000 | 2,354 |
| Net charge-offs | $-18,000 | 5,311 |
| Cash dividends | $1,199,000 | 1,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,453,000 | 2,335 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,160,000 | 3,180 |
| Total interest expense | $658,000 | 2,689 |
| Net interest income | $4,502,000 | 3,211 |
| Provision for loan and lease losses | $33,000 | 3,580 |
| Total noninterest income | $842,000 | 2,894 |
| Gross Fiduciary activities income | $24,000 | 936 |
| Service charges on deposit accounts | $321,000 | 2,404 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $497,000 | 2,932 |
| Total noninterest expense | $3,581,000 | 3,348 |
| Salaries and employee benefits | $2,056,000 | 3,239 |
| Premises and equipment expense | $549,000 | 2,775 |
| Additional noninterest expense | $976,000 | 3,756 |
| Pre-tax net operating income | $1,730,000 | 2,830 |
| Securities gains (losses) | $31,000 | 1,769 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,761,000 | 2,481 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,761,000 | 2,482 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,761,000 | 2,482 |
| Net charge-offs | $-24,000 | 5,396 |
| Cash dividends | $627,000 | 2,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,730,000 | 2,475 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,446,000 | 3,176 |
| Total interest expense | $439,000 | 2,700 |
| Net interest income | $3,007,000 | 3,215 |
| Provision for loan and lease losses | $33,000 | 3,159 |
| Total noninterest income | $575,000 | 2,876 |
| Gross Fiduciary activities income | $15,000 | 948 |
| Service charges on deposit accounts | $210,000 | 2,409 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $350,000 | 2,841 |
| Total noninterest expense | $2,391,000 | 3,363 |
| Salaries and employee benefits | $1,385,000 | 3,233 |
| Premises and equipment expense | $360,000 | 2,821 |
| Additional noninterest expense | $646,000 | 3,795 |
| Pre-tax net operating income | $1,158,000 | 2,808 |
| Securities gains (losses) | $31,000 | 1,488 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,189,000 | 2,449 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,189,000 | 2,451 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,189,000 | 2,451 |
| Net charge-offs | $-20,000 | 5,464 |
| Cash dividends | $372,000 | 2,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,158,000 | 2,437 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,736,000 | 3,163 |
| Total interest expense | $219,000 | 2,717 |
| Net interest income | $1,517,000 | 3,193 |
| Provision for loan and lease losses | $21,000 | 2,807 |
| Total noninterest income | $305,000 | 2,781 |
| Gross Fiduciary activities income | $8,000 | 945 |
| Service charges on deposit accounts | $104,000 | 2,410 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $193,000 | 2,686 |
| Total noninterest expense | $1,184,000 | 3,398 |
| Salaries and employee benefits | $699,000 | 3,241 |
| Premises and equipment expense | $183,000 | 2,830 |
| Additional noninterest expense | $302,000 | 3,956 |
| Pre-tax net operating income | $617,000 | 2,638 |
| Securities gains (losses) | $31,000 | 1,047 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $648,000 | 2,269 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $648,000 | 2,270 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $648,000 | 2,270 |
| Net charge-offs | $38,000 | 1,762 |
| Cash dividends | $153,000 | 2,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $617,000 | 2,277 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,178,000 | 3,126 |
| Total interest expense | $912,000 | 2,759 |
| Net interest income | $6,266,000 | 3,142 |
| Provision for loan and lease losses | $54,000 | 3,725 |
| Total noninterest income | $1,104,000 | 2,957 |
| Gross Fiduciary activities income | $48,000 | 933 |
| Service charges on deposit accounts | $439,000 | 2,518 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $617,000 | 2,991 |
| Total noninterest expense | $4,961,000 | 3,332 |
| Salaries and employee benefits | $2,875,000 | 3,170 |
| Premises and equipment expense | $755,000 | 2,772 |
| Additional noninterest expense | $1,331,000 | 3,823 |
| Pre-tax net operating income | $2,355,000 | 2,696 |
| Securities gains (losses) | $24,000 | 2,223 |
| Applicable income taxes | $2,000 | 4,394 |
| Income before extraordinary items | $2,377,000 | 2,395 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,377,000 | 2,395 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,377,000 | 2,395 |
| Net charge-offs | $-15,000 | 5,737 |
| Cash dividends | $874,000 | 2,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,353,000 | 2,369 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,360,000 | 3,158 |
| Total interest expense | $690,000 | 2,788 |
| Net interest income | $4,670,000 | 3,184 |
| Provision for loan and lease losses | $16,000 | 4,027 |
| Total noninterest income | $807,000 | 3,026 |
| Gross Fiduciary activities income | $28,000 | 949 |
| Service charges on deposit accounts | $323,000 | 2,567 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $456,000 | 3,034 |
| Total noninterest expense | $3,788,000 | 3,310 |
| Salaries and employee benefits | $2,199,000 | 3,148 |
| Premises and equipment expense | $574,000 | 2,778 |
| Additional noninterest expense | $1,015,000 | 3,794 |
| Pre-tax net operating income | $1,673,000 | 2,836 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $2,000 | 4,434 |
| Income before extraordinary items | $1,671,000 | 2,524 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,671,000 | 2,525 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,671,000 | 2,524 |
| Net charge-offs | $-12,000 | 5,668 |
| Cash dividends | $532,000 | 2,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,671,000 | 2,484 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,541,000 | 3,178 |
| Total interest expense | $465,000 | 2,782 |
| Net interest income | $3,076,000 | 3,211 |
| Provision for loan and lease losses | $11,000 | 3,880 |
| Total noninterest income | $525,000 | 3,018 |
| Gross Fiduciary activities income | $17,000 | 962 |
| Service charges on deposit accounts | $209,000 | 2,603 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $299,000 | 3,045 |
| Total noninterest expense | $2,529,000 | 3,315 |
| Salaries and employee benefits | $1,484,000 | 3,141 |
| Premises and equipment expense | $383,000 | 2,800 |
| Additional noninterest expense | $662,000 | 3,883 |
| Pre-tax net operating income | $1,061,000 | 2,859 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $2,000 | 4,388 |
| Income before extraordinary items | $1,059,000 | 2,541 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,059,000 | 2,544 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,059,000 | 2,545 |
| Net charge-offs | $-9,000 | 5,629 |
| Cash dividends | $339,000 | 2,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,059,000 | 2,498 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,747,000 | 3,220 |
| Total interest expense | $233,000 | 2,823 |
| Net interest income | $1,514,000 | 3,242 |
| Provision for loan and lease losses | $11,000 | 3,334 |
| Total noninterest income | $261,000 | 2,999 |
| Gross Fiduciary activities income | $8,000 | 964 |
| Service charges on deposit accounts | $101,000 | 2,658 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $152,000 | 2,951 |
| Total noninterest expense | $1,276,000 | 3,329 |
| Salaries and employee benefits | $754,000 | 3,121 |
| Premises and equipment expense | $200,000 | 2,751 |
| Additional noninterest expense | $322,000 | 3,953 |
| Pre-tax net operating income | $488,000 | 2,944 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $2,000 | 4,234 |
| Income before extraordinary items | $486,000 | 2,622 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $486,000 | 2,626 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $486,000 | 2,626 |
| Net charge-offs | $-6,000 | 5,539 |
| Cash dividends | $110,000 | 2,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $486,000 | 2,578 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,912,000 | 3,277 |
| Total interest expense | $1,027,000 | 2,890 |
| Net interest income | $5,885,000 | 3,324 |
| Provision for loan and lease losses | $55,000 | 4,206 |
| Total noninterest income | $1,150,000 | 2,974 |
| Gross Fiduciary activities income | $35,000 | 980 |
| Service charges on deposit accounts | $463,000 | 2,534 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $652,000 | 2,973 |
| Total noninterest expense | $4,739,000 | 3,533 |
| Salaries and employee benefits | $2,724,000 | 3,322 |
| Premises and equipment expense | $775,000 | 2,759 |
| Additional noninterest expense | $1,240,000 | 4,123 |
| Pre-tax net operating income | $2,241,000 | 2,639 |
| Securities gains (losses) | $37,000 | 1,999 |
| Applicable income taxes | $8,000 | 4,340 |
| Income before extraordinary items | $2,270,000 | 2,354 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,270,000 | 2,358 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,270,000 | 2,357 |
| Net charge-offs | $29,000 | 4,666 |
| Cash dividends | $1,308,000 | 1,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,233,000 | 2,339 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,143,000 | 3,329 |
| Total interest expense | $779,000 | 2,938 |
| Net interest income | $4,364,000 | 3,369 |
| Provision for loan and lease losses | $40,000 | 4,137 |
| Total noninterest income | $877,000 | 2,992 |
| Gross Fiduciary activities income | $24,000 | 981 |
| Service charges on deposit accounts | $353,000 | 2,517 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $500,000 | 3,022 |
| Total noninterest expense | $3,598,000 | 3,521 |
| Salaries and employee benefits | $2,098,000 | 3,280 |
| Premises and equipment expense | $568,000 | 2,828 |
| Additional noninterest expense | $932,000 | 4,114 |
| Pre-tax net operating income | $1,603,000 | 2,807 |
| Securities gains (losses) | $37,000 | 1,865 |
| Applicable income taxes | $6,000 | 4,418 |
| Income before extraordinary items | $1,634,000 | 2,479 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,634,000 | 2,484 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,634,000 | 2,484 |
| Net charge-offs | $33,000 | 4,129 |
| Cash dividends | $1,044,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,597,000 | 2,454 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,385,000 | 3,377 |
| Total interest expense | $514,000 | 3,007 |
| Net interest income | $2,871,000 | 3,393 |
| Provision for loan and lease losses | $34,000 | 3,899 |
| Total noninterest income | $597,000 | 3,001 |
| Gross Fiduciary activities income | $16,000 | 989 |
| Service charges on deposit accounts | $232,000 | 2,511 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $349,000 | 2,991 |
| Total noninterest expense | $2,410,000 | 3,528 |
| Salaries and employee benefits | $1,392,000 | 3,311 |
| Premises and equipment expense | $378,000 | 2,838 |
| Additional noninterest expense | $640,000 | 4,037 |
| Pre-tax net operating income | $1,024,000 | 2,854 |
| Securities gains (losses) | $37,000 | 1,701 |
| Applicable income taxes | $4,000 | 4,412 |
| Income before extraordinary items | $1,057,000 | 2,523 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,057,000 | 2,528 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,057,000 | 2,528 |
| Net charge-offs | $-5,000 | 5,951 |
| Cash dividends | $840,000 | 1,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,020,000 | 2,508 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,706,000 | 3,380 |
| Total interest expense | $247,000 | 3,182 |
| Net interest income | $1,459,000 | 3,367 |
| Provision for loan and lease losses | $21,000 | 3,551 |
| Total noninterest income | $304,000 | 2,988 |
| Gross Fiduciary activities income | $9,000 | 976 |
| Service charges on deposit accounts | $111,000 | 2,599 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $184,000 | 2,896 |
| Total noninterest expense | $1,234,000 | 3,491 |
| Salaries and employee benefits | $703,000 | 3,311 |
| Premises and equipment expense | $186,000 | 2,893 |
| Additional noninterest expense | $345,000 | 3,881 |
| Pre-tax net operating income | $508,000 | 2,837 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $2,000 | 4,407 |
| Income before extraordinary items | $506,000 | 2,563 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $506,000 | 2,566 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $506,000 | 2,565 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $125,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $506,000 | 2,473 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,638,000 | 3,231 |
| Total interest expense | $1,147,000 | 3,291 |
| Net interest income | $6,491,000 | 3,181 |
| Provision for loan and lease losses | $270,000 | 3,531 |
| Total noninterest income | $1,119,000 | 3,073 |
| Gross Fiduciary activities income | $37,000 | 1,000 |
| Service charges on deposit accounts | $548,000 | 2,311 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $534,000 | 3,259 |
| Total noninterest expense | $4,839,000 | 3,551 |
| Salaries and employee benefits | $2,788,000 | 3,292 |
| Premises and equipment expense | $775,000 | 2,812 |
| Additional noninterest expense | $1,276,000 | 4,204 |
| Pre-tax net operating income | $2,501,000 | 2,407 |
| Securities gains (losses) | $134,000 | 2,035 |
| Applicable income taxes | $8,000 | 4,426 |
| Income before extraordinary items | $2,627,000 | 2,078 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,627,000 | 2,076 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,627,000 | 2,079 |
| Net charge-offs | $4,000 | 5,797 |
| Cash dividends | $1,349,000 | 1,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,493,000 | 2,054 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,761,000 | 3,280 |
| Total interest expense | $886,000 | 3,333 |
| Net interest income | $4,875,000 | 3,213 |
| Provision for loan and lease losses | $238,000 | 3,280 |
| Total noninterest income | $846,000 | 3,071 |
| Gross Fiduciary activities income | $23,000 | 1,008 |
| Service charges on deposit accounts | $421,000 | 2,294 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $402,000 | 3,264 |
| Total noninterest expense | $3,555,000 | 3,636 |
| Salaries and employee benefits | $2,066,000 | 3,340 |
| Premises and equipment expense | $585,000 | 2,827 |
| Additional noninterest expense | $904,000 | 4,367 |
| Pre-tax net operating income | $1,928,000 | 2,422 |
| Securities gains (losses) | $41,000 | 2,548 |
| Applicable income taxes | $6,000 | 4,487 |
| Income before extraordinary items | $1,963,000 | 2,144 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,963,000 | 2,145 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,963,000 | 2,146 |
| Net charge-offs | $-3,000 | 6,397 |
| Cash dividends | $979,000 | 1,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,922,000 | 2,057 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,818,000 | 3,322 |
| Total interest expense | $616,000 | 3,348 |
| Net interest income | $3,202,000 | 3,254 |
| Provision for loan and lease losses | $175,000 | 3,168 |
| Total noninterest income | $560,000 | 3,040 |
| Gross Fiduciary activities income | $15,000 | 1,014 |
| Service charges on deposit accounts | $282,000 | 2,262 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $263,000 | 3,257 |
| Total noninterest expense | $2,389,000 | 3,631 |
| Salaries and employee benefits | $1,393,000 | 3,334 |
| Premises and equipment expense | $381,000 | 2,872 |
| Additional noninterest expense | $615,000 | 4,340 |
| Pre-tax net operating income | $1,198,000 | 2,520 |
| Securities gains (losses) | $27,000 | 2,373 |
| Applicable income taxes | $4,000 | 4,475 |
| Income before extraordinary items | $1,221,000 | 2,240 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,221,000 | 2,240 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,221,000 | 2,240 |
| Net charge-offs | $-20,000 | 6,797 |
| Cash dividends | $691,000 | 1,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,194,000 | 2,150 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,910,000 | 3,338 |
| Total interest expense | $317,000 | 3,391 |
| Net interest income | $1,593,000 | 3,294 |
| Provision for loan and lease losses | $97,000 | 2,941 |
| Total noninterest income | $284,000 | 3,021 |
| Gross Fiduciary activities income | $6,000 | 1,027 |
| Service charges on deposit accounts | $135,000 | 2,328 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $143,000 | 3,133 |
| Total noninterest expense | $1,193,000 | 3,650 |
| Salaries and employee benefits | $702,000 | 3,341 |
| Premises and equipment expense | $185,000 | 2,956 |
| Additional noninterest expense | $306,000 | 4,342 |
| Pre-tax net operating income | $587,000 | 2,570 |
| Securities gains (losses) | $30,000 | 1,442 |
| Applicable income taxes | $2,000 | 4,463 |
| Income before extraordinary items | $615,000 | 2,208 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $615,000 | 2,210 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $615,000 | 2,211 |
| Net charge-offs | $-3,000 | 6,199 |
| Cash dividends | $416,000 | 998 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $585,000 | 2,186 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,076,000 | 3,310 |
| Total interest expense | $1,557,000 | 3,355 |
| Net interest income | $6,519,000 | 3,245 |
| Provision for loan and lease losses | $387,000 | 3,799 |
| Total noninterest income | $1,259,000 | 2,719 |
| Gross Fiduciary activities income | $30,000 | 981 |
| Service charges on deposit accounts | $672,000 | 2,054 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $557,000 | 2,969 |
| Total noninterest expense | $4,892,000 | 3,600 |
| Salaries and employee benefits | $2,708,000 | 3,359 |
| Premises and equipment expense | $849,000 | 2,784 |
| Additional noninterest expense | $1,335,000 | 4,169 |
| Pre-tax net operating income | $2,499,000 | 2,134 |
| Securities gains (losses) | $148,000 | 1,726 |
| Applicable income taxes | $5,000 | 4,437 |
| Income before extraordinary items | $2,642,000 | 1,799 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,642,000 | 1,800 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,642,000 | 1,800 |
| Net charge-offs | $70,000 | 5,262 |
| Cash dividends | $1,319,000 | 1,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,494,000 | 1,791 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,111,000 | 3,315 |
| Total interest expense | $1,226,000 | 3,349 |
| Net interest income | $4,885,000 | 3,273 |
| Provision for loan and lease losses | $294,000 | 3,653 |
| Total noninterest income | $981,000 | 2,654 |
| Gross Fiduciary activities income | $19,000 | 983 |
| Service charges on deposit accounts | $519,000 | 2,013 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $443,000 | 2,879 |
| Total noninterest expense | $3,687,000 | 3,593 |
| Salaries and employee benefits | $1,994,000 | 3,408 |
| Premises and equipment expense | $619,000 | 2,861 |
| Additional noninterest expense | $1,074,000 | 3,973 |
| Pre-tax net operating income | $1,885,000 | 2,182 |
| Securities gains (losses) | $60,000 | 2,204 |
| Applicable income taxes | $3,000 | 4,520 |
| Income before extraordinary items | $1,942,000 | 1,883 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,942,000 | 1,883 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,942,000 | 1,883 |
| Net charge-offs | $99,000 | 4,446 |
| Cash dividends | $686,000 | 1,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,882,000 | 1,838 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,041,000 | 3,363 |
| Total interest expense | $855,000 | 3,332 |
| Net interest income | $3,186,000 | 3,333 |
| Provision for loan and lease losses | $185,000 | 3,629 |
| Total noninterest income | $649,000 | 2,670 |
| Gross Fiduciary activities income | $13,000 | 985 |
| Service charges on deposit accounts | $350,000 | 1,973 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $286,000 | 2,953 |
| Total noninterest expense | $2,456,000 | 3,623 |
| Salaries and employee benefits | $1,310,000 | 3,467 |
| Premises and equipment expense | $412,000 | 2,898 |
| Additional noninterest expense | $734,000 | 3,957 |
| Pre-tax net operating income | $1,194,000 | 2,245 |
| Securities gains (losses) | $62,000 | 1,453 |
| Applicable income taxes | $2,000 | 4,487 |
| Income before extraordinary items | $1,254,000 | 1,886 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,254,000 | 1,886 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,254,000 | 1,886 |
| Net charge-offs | $79,000 | 4,069 |
| Cash dividends | $399,000 | 1,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,192,000 | 1,902 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,010,000 | 3,395 |
| Total interest expense | $449,000 | 3,320 |
| Net interest income | $1,561,000 | 3,364 |
| Provision for loan and lease losses | $91,000 | 3,463 |
| Total noninterest income | $329,000 | 2,672 |
| Gross Fiduciary activities income | $6,000 | 985 |
| Service charges on deposit accounts | $179,000 | 1,908 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $144,000 | 2,972 |
| Total noninterest expense | $1,223,000 | 3,644 |
| Salaries and employee benefits | $654,000 | 3,489 |
| Premises and equipment expense | $210,000 | 2,872 |
| Additional noninterest expense | $359,000 | 4,024 |
| Pre-tax net operating income | $576,000 | 2,297 |
| Securities gains (losses) | $2,000 | 1,590 |
| Applicable income taxes | $1,000 | 4,403 |
| Income before extraordinary items | $577,000 | 1,980 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $577,000 | 1,979 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $577,000 | 1,980 |
| Net charge-offs | $66,000 | 3,125 |
| Cash dividends | $139,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $575,000 | 1,943 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,540,000 | 3,373 |
| Total interest expense | $2,304,000 | 3,190 |
| Net interest income | $6,236,000 | 3,379 |
| Provision for loan and lease losses | $371,000 | 4,550 |
| Total noninterest income | $1,263,000 | 2,819 |
| Gross Fiduciary activities income | $31,000 | 1,015 |
| Service charges on deposit accounts | $753,000 | 1,932 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $479,000 | 3,253 |
| Total noninterest expense | $4,829,000 | 3,720 |
| Salaries and employee benefits | $2,611,000 | 3,476 |
| Premises and equipment expense | $845,000 | 2,854 |
| Additional noninterest expense | $1,373,000 | 4,241 |
| Pre-tax net operating income | $2,299,000 | 2,013 |
| Securities gains (losses) | $350,000 | 1,137 |
| Applicable income taxes | $41,000 | 3,725 |
| Income before extraordinary items | $2,608,000 | 1,579 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,608,000 | 1,579 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,608,000 | 1,581 |
| Net charge-offs | $266,000 | 4,457 |
| Cash dividends | $1,511,000 | 1,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,265,000 | 1,744 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,459,000 | 3,411 |
| Total interest expense | $1,817,000 | 3,186 |
| Net interest income | $4,642,000 | 3,445 |
| Provision for loan and lease losses | $211,000 | 4,817 |
| Total noninterest income | $940,000 | 2,846 |
| Gross Fiduciary activities income | $24,000 | 1,001 |
| Service charges on deposit accounts | $563,000 | 1,983 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $353,000 | 3,291 |
| Total noninterest expense | $3,621,000 | 3,728 |
| Salaries and employee benefits | $1,963,000 | 3,486 |
| Premises and equipment expense | $633,000 | 2,902 |
| Additional noninterest expense | $1,025,000 | 4,240 |
| Pre-tax net operating income | $1,750,000 | 2,107 |
| Securities gains (losses) | $202,000 | 1,372 |
| Applicable income taxes | $31,000 | 3,819 |
| Income before extraordinary items | $1,921,000 | 1,714 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,921,000 | 1,718 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,921,000 | 1,718 |
| Net charge-offs | $75,000 | 5,177 |
| Cash dividends | $690,000 | 1,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,723,040 | 1,814 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,327,000 | 3,440 |
| Total interest expense | $1,235,000 | 3,235 |
| Net interest income | $3,092,000 | 3,448 |
| Provision for loan and lease losses | $61,000 | 5,586 |
| Total noninterest income | $613,000 | 2,833 |
| Gross Fiduciary activities income | $20,000 | 986 |
| Service charges on deposit accounts | $359,000 | 2,055 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $234,000 | 3,227 |
| Total noninterest expense | $2,389,000 | 3,748 |
| Salaries and employee benefits | $1,305,000 | 3,523 |
| Premises and equipment expense | $390,000 | 3,120 |
| Additional noninterest expense | $694,000 | 4,198 |
| Pre-tax net operating income | $1,255,000 | 1,987 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $20,000 | 3,787 |
| Income before extraordinary items | $1,235,000 | 1,763 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,235,000 | 1,762 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,235,000 | 1,763 |
| Net charge-offs | $40,000 | 5,066 |
| Cash dividends | $399,000 | 1,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,235,000 | 1,683 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,173,000 | 3,490 |
| Total interest expense | $612,000 | 3,385 |
| Net interest income | $1,561,000 | 3,446 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $288,000 | 2,952 |
| Gross Fiduciary activities income | $5,000 | 1,053 |
| Service charges on deposit accounts | $168,000 | 2,148 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $115,000 | 3,261 |
| Total noninterest expense | $1,196,000 | 3,769 |
| Salaries and employee benefits | $664,000 | 3,522 |
| Premises and equipment expense | $194,000 | 3,200 |
| Additional noninterest expense | $338,000 | 4,259 |
| Pre-tax net operating income | $623,000 | 2,038 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $10,000 | 3,808 |
| Income before extraordinary items | $613,000 | 1,796 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $613,000 | 1,795 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $613,000 | 1,797 |
| Net charge-offs | $6,000 | 5,069 |
| Cash dividends | $152,000 | 1,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $613,000 | 1,714 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,156,000 | 3,453 |
| Total interest expense | $2,996,000 | 3,411 |
| Net interest income | $6,160,000 | 3,391 |
| Provision for loan and lease losses | $261,000 | 5,466 |
| Total noninterest income | $1,080,000 | 3,195 |
| Gross Fiduciary activities income | $15,000 | 1,124 |
| Service charges on deposit accounts | $651,000 | 2,393 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $414,000 | 3,497 |
| Total noninterest expense | $4,803,000 | 3,815 |
| Salaries and employee benefits | $2,676,000 | 3,506 |
| Premises and equipment expense | $788,000 | 3,156 |
| Additional noninterest expense | $1,339,000 | 4,414 |
| Pre-tax net operating income | $2,176,000 | 1,791 |
| Securities gains (losses) | $436,000 | 968 |
| Applicable income taxes | $49,000 | 3,272 |
| Income before extraordinary items | $2,563,000 | 1,307 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,563,000 | 1,305 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,563,000 | 1,306 |
| Net charge-offs | $275,000 | 4,610 |
| Cash dividends | $1,978,000 | 934 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,135,720 | 1,519 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,890,000 | 3,497 |
| Total interest expense | $2,368,000 | 3,418 |
| Net interest income | $4,522,000 | 3,457 |
| Provision for loan and lease losses | $161,000 | 5,433 |
| Total noninterest income | $790,000 | 3,284 |
| Gross Fiduciary activities income | $8,000 | 1,151 |
| Service charges on deposit accounts | $472,000 | 2,473 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $310,000 | 3,571 |
| Total noninterest expense | $3,580,000 | 3,837 |
| Salaries and employee benefits | $1,937,000 | 3,637 |
| Premises and equipment expense | $590,000 | 3,201 |
| Additional noninterest expense | $1,053,000 | 4,247 |
| Pre-tax net operating income | $1,571,000 | 1,972 |
| Securities gains (losses) | $340,000 | 907 |
| Applicable income taxes | $38,000 | 3,481 |
| Income before extraordinary items | $1,873,000 | 1,432 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,873,000 | 1,430 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,873,000 | 1,432 |
| Net charge-offs | $211,000 | 4,189 |
| Cash dividends | $607,000 | 1,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,539,800 | 1,695 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,617,000 | 3,517 |
| Total interest expense | $1,642,000 | 3,436 |
| Net interest income | $2,975,000 | 3,483 |
| Provision for loan and lease losses | $51,000 | 6,050 |
| Total noninterest income | $499,000 | 3,422 |
| Gross Fiduciary activities income | $5,000 | 1,161 |
| Service charges on deposit accounts | $292,000 | 2,571 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $202,000 | 3,637 |
| Total noninterest expense | $2,422,000 | 3,828 |
| Salaries and employee benefits | $1,290,000 | 3,680 |
| Premises and equipment expense | $390,000 | 3,251 |
| Additional noninterest expense | $742,000 | 4,097 |
| Pre-tax net operating income | $1,001,000 | 2,109 |
| Securities gains (losses) | $340,000 | 690 |
| Applicable income taxes | $27,000 | 3,544 |
| Income before extraordinary items | $1,314,000 | 1,431 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,314,000 | 1,429 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,314,000 | 1,430 |
| Net charge-offs | $21,000 | 5,585 |
| Cash dividends | $464,000 | 1,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $980,800 | 1,820 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,352,000 | 3,507 |
| Total interest expense | $858,000 | 3,434 |
| Net interest income | $1,494,000 | 3,459 |
| Provision for loan and lease losses | $21,000 | 5,847 |
| Total noninterest income | $247,000 | 3,408 |
| Gross Fiduciary activities income | $3,000 | 1,122 |
| Service charges on deposit accounts | $142,000 | 2,582 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $102,000 | 3,622 |
| Total noninterest expense | $1,182,000 | 3,808 |
| Salaries and employee benefits | $654,000 | 3,673 |
| Premises and equipment expense | $189,000 | 3,383 |
| Additional noninterest expense | $339,000 | 4,046 |
| Pre-tax net operating income | $538,000 | 2,241 |
| Securities gains (losses) | $232,000 | 602 |
| Applicable income taxes | $16,000 | 3,709 |
| Income before extraordinary items | $754,000 | 1,448 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $754,000 | 1,448 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $754,000 | 1,450 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $184,000 | 1,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $526,640 | 1,915 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,384,000 | 3,432 |
| Total interest expense | $4,014,000 | 3,501 |
| Net interest income | $6,370,000 | 3,316 |
| Provision for loan and lease losses | $102,000 | 6,005 |
| Total noninterest income | $1,184,000 | 3,061 |
| Gross Fiduciary activities income | $25,000 | 1,081 |
| Service charges on deposit accounts | $713,000 | 2,317 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $446,000 | 3,394 |
| Total noninterest expense | $4,754,000 | 3,717 |
| Salaries and employee benefits | $2,634,000 | 3,613 |
| Premises and equipment expense | $886,000 | 2,910 |
| Additional noninterest expense | $1,234,000 | 4,204 |
| Pre-tax net operating income | $2,698,000 | 1,969 |
| Securities gains (losses) | $102,000 | 1,116 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $2,800,000 | 1,460 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,800,000 | 1,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-138,000 | 8,242 |
| Cash dividends | $2,161,000 | 1,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,698,000 | 1,611 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,920,000 | 3,449 |
| Total interest expense | $3,080,000 | 3,559 |
| Net interest income | $4,840,000 | 3,303 |
| Provision for loan and lease losses | $32,000 | 6,239 |
| Total noninterest income | $905,000 | 3,096 |
| Gross Fiduciary activities income | $18,000 | 1,073 |
| Service charges on deposit accounts | $545,000 | 2,299 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $342,000 | 3,457 |
| Total noninterest expense | $3,472,000 | 3,785 |
| Salaries and employee benefits | $1,917,000 | 3,735 |
| Premises and equipment expense | $663,000 | 2,936 |
| Additional noninterest expense | $892,000 | 4,237 |
| Pre-tax net operating income | $2,241,000 | 2,110 |
| Securities gains (losses) | $99,000 | 971 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $2,340,000 | 1,551 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,340,000 | 1,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-256,000 | 8,349 |
| Cash dividends | $1,930,000 | 1,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,241,000 | 1,701 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,417,000 | 3,426 |
| Total interest expense | $2,177,000 | 3,528 |
| Net interest income | $3,240,000 | 3,287 |
| Provision for loan and lease losses | $32,000 | 5,548 |
| Total noninterest income | $605,000 | 3,123 |
| Gross Fiduciary activities income | $16,000 | 1,047 |
| Service charges on deposit accounts | $361,000 | 2,295 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $228,000 | 3,510 |
| Total noninterest expense | $2,311,000 | 3,809 |
| Salaries and employee benefits | $1,283,000 | 3,768 |
| Premises and equipment expense | $438,000 | 2,965 |
| Additional noninterest expense | $590,000 | 4,251 |
| Pre-tax net operating income | $1,502,000 | 2,198 |
| Securities gains (losses) | $117,000 | 854 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,619,000 | 1,672 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,619,000 | 1,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-285,000 | 8,420 |
| Cash dividends | $1,168,000 | 1,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,502,000 | 1,777 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,706,000 | 3,521 |
| Total interest expense | $1,187,000 | 3,485 |
| Net interest income | $1,519,000 | 3,455 |
| Provision for loan and lease losses | $32,000 | 4,306 |
| Total noninterest income | $301,000 | 3,127 |
| Gross Fiduciary activities income | $7,000 | 1,068 |
| Service charges on deposit accounts | $172,000 | 2,346 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $122,000 | 3,415 |
| Total noninterest expense | $1,150,000 | 3,827 |
| Salaries and employee benefits | $643,000 | 3,778 |
| Premises and equipment expense | $222,000 | 2,948 |
| Additional noninterest expense | $285,000 | 4,274 |
| Pre-tax net operating income | $638,000 | 2,584 |
| Securities gains (losses) | $93,000 | 750 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $731,000 | 1,951 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $731,000 | 1,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $742,000 | 986 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $638,000 | 2,122 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,518,000 | 3,651 |
| Total interest expense | $4,840,000 | 3,544 |
| Net interest income | $5,678,000 | 3,650 |
| Provision for loan and lease losses | $341,000 | 2,962 |
| Total noninterest income | $1,218,000 | 3,118 |
| Gross Fiduciary activities income | $28,000 | 1,105 |
| Service charges on deposit accounts | $705,000 | 2,359 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $485,000 | 3,369 |
| Total noninterest expense | $4,301,000 | 3,901 |
| Salaries and employee benefits | $2,505,000 | 3,709 |
| Premises and equipment expense | $738,000 | 3,297 |
| Additional noninterest expense | $1,058,000 | 4,463 |
| Pre-tax net operating income | $2,254,000 | 3,061 |
| Securities gains (losses) | $7,000 | 1,467 |
| Applicable income taxes | $29,000 | 5,248 |
| Income before extraordinary items | $2,232,000 | 2,600 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,232,000 | 2,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 3,115 |
| Cash dividends | $1,370,000 | 2,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,225,070 | 2,598 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,810,000 | 3,675 |
| Total interest expense | $3,620,000 | 3,550 |
| Net interest income | $4,190,000 | 3,703 |
| Provision for loan and lease losses | $261,000 | 2,546 |
| Total noninterest income | $898,000 | 3,138 |
| Gross Fiduciary activities income | $20,000 | 1,082 |
| Service charges on deposit accounts | $508,000 | 2,420 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $370,000 | 3,349 |
| Total noninterest expense | $3,174,000 | 3,930 |
| Salaries and employee benefits | $1,848,000 | 3,761 |
| Premises and equipment expense | $546,000 | 3,316 |
| Additional noninterest expense | $780,000 | 4,449 |
| Pre-tax net operating income | $1,653,000 | 3,257 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $39,000 | 5,110 |
| Income before extraordinary items | $1,614,000 | 2,819 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,614,000 | 2,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 2,207 |
| Cash dividends | $919,000 | 2,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,614,000 | 2,799 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,104,000 | 3,729 |
| Total interest expense | $2,349,000 | 3,619 |
| Net interest income | $2,755,000 | 3,767 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $582,000 | 3,219 |
| Gross Fiduciary activities income | $7,000 | 1,185 |
| Service charges on deposit accounts | $325,000 | 2,491 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $250,000 | 3,344 |
| Total noninterest expense | $2,110,000 | 3,965 |
| Salaries and employee benefits | $1,233,000 | 3,796 |
| Premises and equipment expense | $344,000 | 3,489 |
| Additional noninterest expense | $533,000 | 4,388 |
| Pre-tax net operating income | $1,167,000 | 3,166 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $12,000 | 5,584 |
| Income before extraordinary items | $1,155,000 | 2,720 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,155,000 | 2,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 7,982 |
| Cash dividends | $798,000 | 1,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,155,000 | 2,707 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,516,000 | 3,767 |
| Total interest expense | $1,157,000 | 3,625 |
| Net interest income | $1,359,000 | 3,800 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $290,000 | 3,182 |
| Gross Fiduciary activities income | $4,000 | 1,141 |
| Service charges on deposit accounts | $145,000 | 2,663 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $141,000 | 3,128 |
| Total noninterest expense | $1,054,000 | 3,974 |
| Salaries and employee benefits | $614,000 | 3,829 |
| Premises and equipment expense | $174,000 | 3,473 |
| Additional noninterest expense | $266,000 | 4,336 |
| Pre-tax net operating income | $565,000 | 3,259 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $8,000 | 5,466 |
| Income before extraordinary items | $557,000 | 2,790 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $557,000 | 2,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,955 |
| Cash dividends | $500,000 | 1,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $557,000 | 2,782 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,224,000 | 3,797 |
| Total interest expense | $3,883,000 | 3,667 |
| Net interest income | $5,341,000 | 3,833 |
| Provision for loan and lease losses | $166,000 | 3,889 |
| Total noninterest income | $1,020,000 | 3,502 |
| Gross Fiduciary activities income | $23,000 | 1,155 |
| Service charges on deposit accounts | $592,000 | 2,709 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $405,000 | 3,709 |
| Total noninterest expense | $4,130,000 | 3,899 |
| Salaries and employee benefits | $2,368,000 | 3,758 |
| Premises and equipment expense | $691,000 | 3,363 |
| Additional noninterest expense | $1,071,000 | 4,296 |
| Pre-tax net operating income | $2,065,000 | 3,567 |
| Securities gains (losses) | $27,000 | 828 |
| Applicable income taxes | $566,000 | 2,967 |
| Income before extraordinary items | $1,526,000 | 3,730 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,526,000 | 3,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,461 |
| Cash dividends | $677,000 | 3,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,506,290 | 3,744 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,770,000 | 3,834 |
| Total interest expense | $2,814,000 | 3,666 |
| Net interest income | $3,956,000 | 3,882 |
| Provision for loan and lease losses | $116,000 | 3,873 |
| Total noninterest income | $746,000 | 3,565 |
| Gross Fiduciary activities income | $12,000 | 1,185 |
| Service charges on deposit accounts | $437,000 | 2,764 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $297,000 | 3,750 |
| Total noninterest expense | $3,130,000 | 3,860 |
| Salaries and employee benefits | $1,798,000 | 3,732 |
| Premises and equipment expense | $493,000 | 3,509 |
| Additional noninterest expense | $839,000 | 4,135 |
| Pre-tax net operating income | $1,456,000 | 3,850 |
| Securities gains (losses) | $-1,000 | 7,100 |
| Applicable income taxes | $392,000 | 3,206 |
| Income before extraordinary items | $1,063,000 | 4,024 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,063,000 | 4,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 2,535 |
| Cash dividends | $500,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,063,730 | 4,017 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,454,000 | 3,816 |
| Total interest expense | $1,825,000 | 3,629 |
| Net interest income | $2,629,000 | 3,906 |
| Provision for loan and lease losses | $96,000 | 3,387 |
| Total noninterest income | $492,000 | 3,565 |
| Gross Fiduciary activities income | $9,000 | 1,185 |
| Service charges on deposit accounts | $283,000 | 2,785 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $200,000 | 3,748 |
| Total noninterest expense | $2,086,000 | 3,878 |
| Salaries and employee benefits | $1,207,000 | 3,729 |
| Premises and equipment expense | $276,000 | 4,032 |
| Additional noninterest expense | $603,000 | 3,906 |
| Pre-tax net operating income | $939,000 | 3,945 |
| Securities gains (losses) | $-1,000 | 7,450 |
| Applicable income taxes | $250,000 | 3,307 |
| Income before extraordinary items | $688,000 | 4,116 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $688,000 | 4,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 2,255 |
| Cash dividends | $500,000 | 2,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $688,730 | 4,102 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,189,000 | 3,823 |
| Total interest expense | $883,000 | 3,587 |
| Net interest income | $1,306,000 | 3,926 |
| Provision for loan and lease losses | $69,000 | 2,655 |
| Total noninterest income | $229,000 | 3,677 |
| Gross Fiduciary activities income | $4,000 | 1,187 |
| Service charges on deposit accounts | $132,000 | 2,871 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $93,000 | 3,860 |
| Total noninterest expense | $1,043,000 | 3,891 |
| Salaries and employee benefits | $617,000 | 3,679 |
| Premises and equipment expense | $159,000 | 3,609 |
| Additional noninterest expense | $267,000 | 4,263 |
| Pre-tax net operating income | $423,000 | 4,153 |
| Securities gains (losses) | $-1,000 | 7,892 |
| Applicable income taxes | $124,000 | 3,301 |
| Income before extraordinary items | $298,000 | 4,438 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $298,000 | 4,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 1,181 |
| Cash dividends | $500,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $298,710 | 4,425 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,984,000 | 3,766 |
| Total interest expense | $2,798,000 | 3,527 |
| Net interest income | $5,186,000 | 3,849 |
| Provision for loan and lease losses | $101,000 | 4,790 |
| Total noninterest income | $1,003,000 | 3,561 |
| Gross Fiduciary activities income | $18,000 | 1,196 |
| Service charges on deposit accounts | $609,000 | 2,638 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $376,000 | 3,887 |
| Total noninterest expense | $4,122,000 | 3,781 |
| Salaries and employee benefits | $2,393,000 | 3,609 |
| Premises and equipment expense | $651,000 | 3,418 |
| Additional noninterest expense | $1,078,000 | 4,168 |
| Pre-tax net operating income | $1,966,000 | 3,721 |
| Securities gains (losses) | $-21,000 | 7,836 |
| Applicable income taxes | $535,000 | 3,256 |
| Income before extraordinary items | $1,410,000 | 3,936 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,410,000 | 3,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,287 |
| Cash dividends | $664,000 | 3,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,425,120 | 3,880 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,887,000 | 3,771 |
| Total interest expense | $2,029,000 | 3,472 |
| Net interest income | $3,858,000 | 3,869 |
| Provision for loan and lease losses | $71,000 | 4,789 |
| Total noninterest income | $756,000 | 3,545 |
| Gross Fiduciary activities income | $11,000 | 1,204 |
| Service charges on deposit accounts | $458,000 | 2,622 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $287,000 | 3,872 |
| Total noninterest expense | $3,086,000 | 3,757 |
| Salaries and employee benefits | $1,802,000 | 3,564 |
| Premises and equipment expense | $472,000 | 3,511 |
| Additional noninterest expense | $812,000 | 4,135 |
| Pre-tax net operating income | $1,457,000 | 3,837 |
| Securities gains (losses) | $-13,000 | 8,007 |
| Applicable income taxes | $369,000 | 3,450 |
| Income before extraordinary items | $1,075,000 | 3,970 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,075,000 | 3,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,519 |
| Cash dividends | $500,000 | 2,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,084,620 | 3,900 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,852,000 | 3,750 |
| Total interest expense | $1,295,000 | 3,436 |
| Net interest income | $2,557,000 | 3,855 |
| Provision for loan and lease losses | $51,000 | 4,505 |
| Total noninterest income | $492,000 | 3,566 |
| Gross Fiduciary activities income | $7,000 | 1,215 |
| Service charges on deposit accounts | $297,000 | 2,637 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $188,000 | 3,872 |
| Total noninterest expense | $2,053,000 | 3,739 |
| Salaries and employee benefits | $1,200,000 | 3,557 |
| Premises and equipment expense | $307,000 | 3,552 |
| Additional noninterest expense | $546,000 | 4,087 |
| Pre-tax net operating income | $945,000 | 3,859 |
| Securities gains (losses) | $-11,000 | 8,167 |
| Applicable income taxes | $234,000 | 3,521 |
| Income before extraordinary items | $700,000 | 3,991 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $700,000 | 3,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 2,697 |
| Cash dividends | $500,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $708,250 | 3,909 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,861,000 | 3,802 |
| Total interest expense | $618,000 | 3,434 |
| Net interest income | $1,243,000 | 3,947 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $235,000 | 3,609 |
| Gross Fiduciary activities income | $4,000 | 1,192 |
| Service charges on deposit accounts | $132,000 | 2,810 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $99,000 | 3,751 |
| Total noninterest expense | $1,009,000 | 3,819 |
| Salaries and employee benefits | $597,000 | 3,583 |
| Premises and equipment expense | $152,000 | 3,614 |
| Additional noninterest expense | $260,000 | 4,234 |
| Pre-tax net operating income | $439,000 | 4,033 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $110,000 | 3,619 |
| Income before extraordinary items | $329,000 | 4,122 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $329,000 | 4,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 1,841 |
| Cash dividends | $500,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $329,000 | 4,078 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,118,000 | 3,757 |
| Total interest expense | $2,011,000 | 3,635 |
| Net interest income | $5,107,000 | 3,757 |
| Provision for loan and lease losses | $116,000 | 4,781 |
| Total noninterest income | $958,000 | 3,658 |
| Gross Fiduciary activities income | $19,000 | 1,204 |
| Service charges on deposit accounts | $573,000 | 2,808 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $366,000 | 3,882 |
| Total noninterest expense | $4,032,000 | 3,718 |
| Salaries and employee benefits | $2,400,000 | 3,453 |
| Premises and equipment expense | $586,000 | 3,599 |
| Additional noninterest expense | $1,046,000 | 4,189 |
| Pre-tax net operating income | $1,917,000 | 3,595 |
| Securities gains (losses) | $-29,000 | 8,478 |
| Applicable income taxes | $419,000 | 3,641 |
| Income before extraordinary items | $1,469,000 | 3,685 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,469,000 | 3,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,462 |
| Cash dividends | $149,000 | 5,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,491,620 | 3,598 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,285,000 | 3,753 |
| Total interest expense | $1,463,000 | 3,694 |
| Net interest income | $3,822,000 | 3,738 |
| Provision for loan and lease losses | $101,000 | 4,252 |
| Total noninterest income | $723,000 | 3,658 |
| Gross Fiduciary activities income | $11,000 | 1,227 |
| Service charges on deposit accounts | $424,000 | 2,861 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $288,000 | 3,807 |
| Total noninterest expense | $2,973,000 | 3,738 |
| Salaries and employee benefits | $1,792,000 | 3,445 |
| Premises and equipment expense | $416,000 | 3,769 |
| Additional noninterest expense | $765,000 | 4,221 |
| Pre-tax net operating income | $1,471,000 | 3,616 |
| Securities gains (losses) | $-21,000 | 8,653 |
| Applicable income taxes | $308,000 | 3,750 |
| Income before extraordinary items | $1,142,000 | 3,672 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,142,000 | 3,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,523 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,158,590 | 3,562 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,485,000 | 3,787 |
| Total interest expense | $953,000 | 3,752 |
| Net interest income | $2,532,000 | 3,739 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $466,000 | 3,734 |
| Gross Fiduciary activities income | $8,000 | 1,219 |
| Service charges on deposit accounts | $266,000 | 2,986 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $192,000 | 3,811 |
| Total noninterest expense | $1,956,000 | 3,806 |
| Salaries and employee benefits | $1,191,000 | 3,472 |
| Premises and equipment expense | $263,000 | 3,917 |
| Additional noninterest expense | $502,000 | 4,297 |
| Pre-tax net operating income | $982,000 | 3,578 |
| Securities gains (losses) | $-11,000 | 8,702 |
| Applicable income taxes | $204,000 | 3,735 |
| Income before extraordinary items | $767,000 | 3,632 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $767,000 | 3,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 2,801 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $775,690 | 3,518 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,730,000 | 3,824 |
| Total interest expense | $474,000 | 3,810 |
| Net interest income | $1,256,000 | 3,750 |
| Provision for loan and lease losses | $16,000 | 5,025 |
| Total noninterest income | $220,000 | 3,831 |
| Gross Fiduciary activities income | $4,000 | 1,216 |
| Service charges on deposit accounts | $114,000 | 3,270 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $102,000 | 3,674 |
| Total noninterest expense | $963,000 | 3,872 |
| Salaries and employee benefits | $598,000 | 3,467 |
| Premises and equipment expense | $126,000 | 4,084 |
| Additional noninterest expense | $239,000 | 4,470 |
| Pre-tax net operating income | $497,000 | 3,538 |
| Securities gains (losses) | $7,000 | 2,210 |
| Applicable income taxes | $82,000 | 4,103 |
| Income before extraordinary items | $422,000 | 3,365 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $422,000 | 3,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $416,120 | 3,285 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,145,000 | 3,754 |
| Total interest expense | $2,156,000 | 3,785 |
| Net interest income | $4,989,000 | 3,682 |
| Provision for loan and lease losses | $161,000 | 4,464 |
| Total noninterest income | $738,000 | 4,410 |
| Gross Fiduciary activities income | $18,000 | 1,266 |
| Service charges on deposit accounts | $391,000 | 3,692 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $329,000 | 4,316 |
| Total noninterest expense | $3,959,000 | 3,745 |
| Salaries and employee benefits | $2,210,000 | 3,608 |
| Premises and equipment expense | $632,000 | 3,378 |
| Additional noninterest expense | $1,117,000 | 3,933 |
| Pre-tax net operating income | $1,607,000 | 3,949 |
| Securities gains (losses) | $23,000 | 3,134 |
| Applicable income taxes | $405,000 | 3,750 |
| Income before extraordinary items | $1,225,000 | 4,085 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,225,000 | 4,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 3,445 |
| Cash dividends | $133,000 | 5,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,207,750 | 3,961 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,375,000 | 3,797 |
| Total interest expense | $1,663,000 | 3,814 |
| Net interest income | $3,712,000 | 3,733 |
| Provision for loan and lease losses | $157,000 | 3,820 |
| Total noninterest income | $546,000 | 4,482 |
| Gross Fiduciary activities income | $8,000 | 1,319 |
| Service charges on deposit accounts | $288,000 | 3,748 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $250,000 | 4,383 |
| Total noninterest expense | $2,938,000 | 3,756 |
| Salaries and employee benefits | $1,594,000 | 3,724 |
| Premises and equipment expense | $492,000 | 3,263 |
| Additional noninterest expense | $852,000 | 3,888 |
| Pre-tax net operating income | $1,163,000 | 4,161 |
| Securities gains (losses) | $34,000 | 2,597 |
| Applicable income taxes | $298,000 | 3,921 |
| Income before extraordinary items | $899,000 | 4,290 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $899,000 | 4,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,239 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $873,500 | 4,205 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,552,000 | 3,849 |
| Total interest expense | $1,135,000 | 3,846 |
| Net interest income | $2,417,000 | 3,796 |
| Provision for loan and lease losses | $152,000 | 2,982 |
| Total noninterest income | $356,000 | 4,536 |
| Gross Fiduciary activities income | $6,000 | 1,307 |
| Service charges on deposit accounts | $183,000 | 3,824 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $167,000 | 4,364 |
| Total noninterest expense | $1,992,000 | 3,705 |
| Salaries and employee benefits | $1,049,000 | 3,770 |
| Premises and equipment expense | $356,000 | 3,037 |
| Additional noninterest expense | $587,000 | 3,758 |
| Pre-tax net operating income | $629,000 | 4,701 |
| Securities gains (losses) | $38,000 | 2,204 |
| Applicable income taxes | $150,000 | 4,490 |
| Income before extraordinary items | $517,000 | 4,708 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $517,000 | 4,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,655 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $487,360 | 4,656 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,782,000 | 3,851 |
| Total interest expense | $580,000 | 3,861 |
| Net interest income | $1,202,000 | 3,814 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $165,000 | 4,648 |
| Gross Fiduciary activities income | $3,000 | 1,293 |
| Service charges on deposit accounts | $82,000 | 4,012 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $80,000 | 4,337 |
| Total noninterest expense | $1,026,000 | 3,578 |
| Salaries and employee benefits | $526,000 | 3,753 |
| Premises and equipment expense | $221,000 | 2,528 |
| Additional noninterest expense | $279,000 | 3,874 |
| Pre-tax net operating income | $191,000 | 5,949 |
| Securities gains (losses) | $40,000 | 1,513 |
| Applicable income taxes | $36,000 | 5,525 |
| Income before extraordinary items | $195,000 | 5,397 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $195,000 | 5,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,653 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $161,400 | 5,650 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,921,000 | 3,669 |
| Total interest expense | $2,892,000 | 3,625 |
| Net interest income | $5,029,000 | 3,657 |
| Provision for loan and lease losses | $615,000 | 2,016 |
| Total noninterest income | $720,000 | 4,255 |
| Gross Fiduciary activities income | $15,000 | 1,340 |
| Service charges on deposit accounts | $378,000 | 3,663 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $327,000 | 4,070 |
| Total noninterest expense | $3,747,000 | 3,741 |
| Salaries and employee benefits | $2,162,000 | 3,501 |
| Premises and equipment expense | $490,000 | 3,996 |
| Additional noninterest expense | $1,095,000 | 3,899 |
| Pre-tax net operating income | $1,387,000 | 4,316 |
| Securities gains (losses) | $-12,000 | 8,932 |
| Applicable income taxes | $339,000 | 4,228 |
| Income before extraordinary items | $1,036,000 | 4,502 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,036,000 | 4,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $613,000 | 1,413 |
| Cash dividends | $121,000 | 5,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,045,000 | 4,368 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,108,000 | 3,607 |
| Total interest expense | $4,471,000 | 3,476 |
| Net interest income | $4,637,000 | 3,655 |
| Provision for loan and lease losses | $246,000 | 3,665 |
| Total noninterest income | $721,000 | 4,118 |
| Gross Fiduciary activities income | $11,000 | 1,408 |
| Service charges on deposit accounts | $385,000 | 3,508 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $325,000 | 3,939 |
| Total noninterest expense | $3,674,000 | 3,690 |
| Salaries and employee benefits | $2,141,000 | 3,396 |
| Premises and equipment expense | $498,000 | 3,877 |
| Additional noninterest expense | $1,035,000 | 3,946 |
| Pre-tax net operating income | $1,438,000 | 3,969 |
| Securities gains (losses) | $50,000 | 2,347 |
| Applicable income taxes | $398,000 | 3,747 |
| Income before extraordinary items | $1,090,000 | 4,056 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,090,000 | 4,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 2,537 |
| Cash dividends | $116,000 | 5,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,053,500 | 4,029 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,359,000 | 3,983 |
| Total interest expense | $4,330,000 | 3,740 |
| Net interest income | $4,029,000 | 4,160 |
| Provision for loan and lease losses | $150,000 | 4,393 |
| Total noninterest income | $693,000 | 4,023 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $339,000 | 3,692 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $354,000 | 3,600 |
| Total noninterest expense | $3,241,000 | 3,965 |
| Salaries and employee benefits | $1,899,000 | 3,631 |
| Premises and equipment expense | $476,000 | 3,942 |
| Additional noninterest expense | $866,000 | 4,471 |
| Pre-tax net operating income | $1,331,000 | 4,428 |
| Securities gains (losses) | $-14,000 | 8,543 |
| Applicable income taxes | $359,000 | 4,225 |
| Income before extraordinary items | $958,000 | 4,506 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $958,000 | 4,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,042 |
| Cash dividends | $105,000 | 5,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $968,220 | 4,476 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,149,000 | 4,325 |
| Total interest expense | $3,632,000 | 3,912 |
| Net interest income | $3,517,000 | 4,645 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $576,000 | 4,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $253,000 | 4,493 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $323,000 | 3,851 |
| Total noninterest expense | $2,893,000 | 4,329 |
| Salaries and employee benefits | $1,648,000 | 4,022 |
| Premises and equipment expense | $375,000 | 4,738 |
| Additional noninterest expense | $870,000 | 4,491 |
| Pre-tax net operating income | $1,140,000 | 4,925 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $296,000 | 4,846 |
| Income before extraordinary items | $843,000 | 4,931 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $843,000 | 4,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,815 |
| Cash dividends | $99,000 | 6,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $843,740 | 4,886 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,965,000 | 4,414 |
| Total interest expense | $3,762,000 | 3,871 |
| Net interest income | $3,203,000 | 4,906 |
| Provision for loan and lease losses | $145,000 | 4,249 |
| Total noninterest income | $424,000 | 5,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 4,832 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 4,938 |
| Total noninterest expense | $2,508,000 | 4,770 |
| Salaries and employee benefits | $1,335,000 | 4,665 |
| Premises and equipment expense | $352,000 | 4,862 |
| Additional noninterest expense | $821,000 | 4,595 |
| Pre-tax net operating income | $974,000 | 5,506 |
| Securities gains (losses) | $66,000 | 1,549 |
| Applicable income taxes | $228,000 | 5,854 |
| Income before extraordinary items | $812,000 | 5,150 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $812,000 | 5,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,860 |
| Cash dividends | $91,000 | 6,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $760,520 | 5,251 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,304,000 | 4,864 |
| Total interest expense | $3,506,000 | 4,130 |
| Net interest income | $2,798,000 | 5,583 |
| Provision for loan and lease losses | $39,000 | 7,061 |
| Total noninterest income | $594,000 | 4,442 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $217,000 | 5,083 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $377,000 | 3,416 |
| Total noninterest expense | $2,239,000 | 5,222 |
| Salaries and employee benefits | $1,166,000 | 5,224 |
| Premises and equipment expense | $304,000 | 5,412 |
| Additional noninterest expense | $769,000 | 4,870 |
| Pre-tax net operating income | $1,114,000 | 5,486 |
| Securities gains (losses) | $-7,000 | 9,846 |
| Applicable income taxes | $228,000 | 6,520 |
| Income before extraordinary items | $879,000 | 5,124 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $879,000 | 5,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 2,872 |
| Cash dividends | $84,000 | 6,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $884,530 | 5,063 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,751,000 | 5,336 |
| Total interest expense | $3,059,000 | 4,705 |
| Net interest income | $2,692,000 | 5,895 |
| Provision for loan and lease losses | $84,000 | 5,516 |
| Total noninterest income | $293,000 | 7,042 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 5,664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 7,162 |
| Total noninterest expense | $1,899,000 | 6,168 |
| Salaries and employee benefits | $1,056,000 | 5,766 |
| Premises and equipment expense | $240,000 | 6,386 |
| Additional noninterest expense | $603,000 | 6,332 |
| Pre-tax net operating income | $1,002,000 | 5,732 |
| Securities gains (losses) | $-17,000 | 10,550 |
| Applicable income taxes | $255,000 | 6,386 |
| Income before extraordinary items | $730,000 | 5,627 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $730,000 | 5,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,891 |
| Cash dividends | $72,000 | 7,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $742,580 | 5,518 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,235,000 | 5,800 |
| Total interest expense | $2,746,000 | 5,151 |
| Net interest income | $2,489,000 | 6,344 |
| Provision for loan and lease losses | $173,000 | 3,366 |
| Total noninterest income | $343,000 | 6,558 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $197,000 | 5,739 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 6,069 |
| Total noninterest expense | $1,752,000 | 6,593 |
| Salaries and employee benefits | $920,000 | 6,459 |
| Premises and equipment expense | $216,000 | 6,910 |
| Additional noninterest expense | $616,000 | 6,436 |
| Pre-tax net operating income | $907,000 | 6,383 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $259,000 | 6,521 |
| Income before extraordinary items | $653,000 | 6,286 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $653,000 | 6,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,993 |
| Cash dividends | $63,000 | 7,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $649,400 | 6,297 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,293,000 | 6,362 |
| Total interest expense | $2,028,000 | 5,557 |
| Net interest income | $2,265,000 | 6,935 |
| Provision for loan and lease losses | $180,000 | 3,202 |
| Total noninterest income | $279,000 | 7,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 6,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 7,945 |
| Total noninterest expense | $1,672,000 | 7,063 |
| Salaries and employee benefits | $878,000 | 6,762 |
| Premises and equipment expense | $259,000 | 6,372 |
| Additional noninterest expense | $535,000 | 7,558 |
| Pre-tax net operating income | $692,000 | 7,436 |
| Securities gains (losses) | $-51,000 | 11,045 |
| Applicable income taxes | $181,000 | 7,689 |
| Income before extraordinary items | $460,000 | 7,614 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $460,000 | 7,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,182 |
| Cash dividends | $56,000 | 7,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $496,720 | 7,375 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,002,000 | 6,875 |
| Total interest expense | $2,010,000 | 5,807 |
| Net interest income | $1,992,000 | 7,701 |
| Provision for loan and lease losses | $67,000 | 6,741 |
| Total noninterest income | $336,000 | 7,199 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 7,168 |
| Total noninterest expense | $1,712,000 | 7,157 |
| Salaries and employee benefits | $802,000 | 7,308 |
| Premises and equipment expense | $178,000 | 8,187 |
| Additional noninterest expense | $732,000 | 6,351 |
| Pre-tax net operating income | $549,000 | 8,303 |
| Securities gains (losses) | $129,000 | 2,164 |
| Applicable income taxes | $190,000 | 7,806 |
| Income before extraordinary items | $488,000 | 7,654 |
| Extraordinary gains, net | $-26,000 | 12,519 |
| Net income | $462,000 | 8,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 9,293 |
| Cash dividends | $41,000 | 8,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $395,120 | 8,204 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,994,000 | 7,522 |
| Total interest expense | $2,217,000 | 6,583 |
| Net interest income | $1,777,000 | 8,412 |
| Provision for loan and lease losses | $165,000 | 5,823 |
| Total noninterest income | $252,000 | 8,460 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $167,000 | 6,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 8,638 |
| Total noninterest expense | $1,390,000 | 8,338 |
| Salaries and employee benefits | $708,000 | 7,926 |
| Premises and equipment expense | $195,000 | 7,943 |
| Additional noninterest expense | $487,000 | 8,581 |
| Pre-tax net operating income | $474,000 | 8,600 |
| Securities gains (losses) | $244,000 | 1,756 |
| Applicable income taxes | $239,000 | 6,848 |
| Income before extraordinary items | $479,000 | 7,511 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $479,000 | 7,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 12,396 |
| Cash dividends | $34,000 | 8,144 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 655 |
| Net operating income | $315,520 | 8,730 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.