Home > Marshalltown Savings Bank, FSB > Income and Expense
Marshalltown Savings Bank, FSB, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,283,000 | 3,901 |
| Total interest expense | $5,544,000 | 2,741 |
| Net interest income | $2,739,000 | 5,823 |
| Provision for loan and lease losses | $10,000 | 8,531 |
| Total noninterest income | $318,000 | 6,734 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $318,000 | 3,939 |
| Total noninterest expense | $2,799,000 | 4,561 |
| Salaries and employee benefits | $1,265,000 | 4,966 |
| Premises and equipment expense | $364,000 | 4,892 |
| Additional noninterest expense | $1,170,000 | 3,859 |
| Pre-tax net operating income | $248,000 | 9,501 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $129,000 | 8,234 |
| Income before extraordinary items | $119,000 | 10,054 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $119,000 | 10,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $119,000 | 9,999 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,143,000 | 3,948 |
| Total interest expense | $5,378,000 | 2,845 |
| Net interest income | $2,765,000 | 5,873 |
| Provision for loan and lease losses | $8,000 | 8,490 |
| Total noninterest income | $322,000 | 6,822 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $322,000 | 3,841 |
| Total noninterest expense | $2,213,000 | 5,532 |
| Salaries and employee benefits | $1,331,000 | 4,780 |
| Premises and equipment expense | $356,000 | 4,966 |
| Additional noninterest expense | $526,000 | 7,068 |
| Pre-tax net operating income | $866,000 | 6,572 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $318,000 | 5,799 |
| Income before extraordinary items | $548,000 | 6,912 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $548,000 | 6,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $1,250,000 | 1,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $548,000 | 6,888 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,190,000 | 3,664 |
| Total interest expense | $4,725,000 | 2,593 |
| Net interest income | $3,465,000 | 4,987 |
| Provision for loan and lease losses | $5,000 | 8,812 |
| Total noninterest income | $283,000 | 7,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $283,000 | 4,264 |
| Total noninterest expense | $2,238,000 | 5,655 |
| Salaries and employee benefits | $1,280,000 | 4,955 |
| Premises and equipment expense | $368,000 | 4,905 |
| Additional noninterest expense | $590,000 | 7,114 |
| Pre-tax net operating income | $1,505,000 | 4,401 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $541,000 | 3,815 |
| Income before extraordinary items | $964,000 | 4,652 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $964,000 | 4,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $500,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $7,162,000 | 131 |
| Net operating income | $964,000 | 4,704 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,769,000 | 3,510 |
| Total interest expense | $5,234,000 | 2,470 |
| Net interest income | $3,535,000 | 4,915 |
| Provision for loan and lease losses | $10,000 | 9,731 |
| Total noninterest income | $304,000 | 7,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $304,000 | 4,430 |
| Total noninterest expense | $2,092,000 | 6,105 |
| Salaries and employee benefits | $1,226,000 | 5,135 |
| Premises and equipment expense | $357,000 | 5,153 |
| Additional noninterest expense | $509,000 | 8,119 |
| Pre-tax net operating income | $1,737,000 | 3,816 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $633,000 | 3,427 |
| Income before extraordinary items | $1,104,000 | 4,309 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,104,000 | 4,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,104,000 | 4,087 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,919,000 | 3,511 |
| Total interest expense | $6,787,000 | 2,487 |
| Net interest income | $3,132,000 | 5,516 |
| Provision for loan and lease losses | $10,000 | 11,168 |
| Total noninterest income | $355,000 | 7,050 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $355,000 | 4,003 |
| Total noninterest expense | $2,028,000 | 6,306 |
| Salaries and employee benefits | $1,165,000 | 5,306 |
| Premises and equipment expense | $347,000 | 5,405 |
| Additional noninterest expense | $516,000 | 8,297 |
| Pre-tax net operating income | $1,449,000 | 4,169 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $447,000 | 4,388 |
| Income before extraordinary items | $1,002,000 | 4,497 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,002,000 | 4,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,002,000 | 4,175 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.