Home > Marshall Savings Bank, F.S.B. > Assets and Liabilities
Marshall Savings Bank, F.S.B., Assets and Liabilities
| 2004-03-31 | Rank | |
| # of Employees: | 30 | 5,006 |
| Assets and Liabilities | ||
| Total Assets: | $92,342,000 | 5,099 |
| Cash and due from depository institutions | $4,976,000 | 5,006 |
| Interest-bearing balances | $3,088,000 | 1,834 |
| Securities | $5,744,000 | 7,576 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $72,638,000 | 4,275 |
| Loan loss allowance | $514,000 | 5,964 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,207,000 | 5,462 |
| Other real estate owned | $1,506,000 | 5,006 |
| Goodwill and other intangibles | $2,546,000 | 1,043 |
| All other assets | $3,725,000 | 3,076 |
| Life insurance assets | $1,477,000 | 230 |
| Total liabilities and capital | $92,342,000 | 5,099 |
| Total liabilities | $77,968,000 | 5,266 |
| Total deposits | $69,820,000 | 5,363 |
| Interest-bearing deposits | $67,911,000 | 4,911 |
| Deposits held in domestic offices | $69,820,000 | 5,361 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $7,995,000 | 2,784 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $153,000 | 7,531 |
| Total equity capital | $14,374,000 | 3,743 |
| Total bank equity capital | $14,374,000 | 3,743 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $15,000 | 7,963 |
| Surplus | $4,630,000 | 3,614 |
| Undivided profits | $9,729,000 | 3,097 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,027,000 | 2,602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $404,000 | 5,918 |
| Earning assets | $81,470,000 | 5,221 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $93,358,500 | 5,008 |
| Average Assets, quarterly | $93,358,500 | 5,008 |
| Volatile liabilities | $17,273,000 | 4,314 |
| Insider loans | $694,000 | 4,796 |
| FHLB advances | $7,939,000 | 2,670 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $9,042,000 | 4,629 |
| Tier 1 (core) risk-based capital | $12,640,000 | 3,975 |
| Tier 2 risk-based capital | $514,000 | 5,616 |
| Total risk weighted assets | $66,518,000 | 4,743 |
| Total unused commitments | $9,042,000 | 4,635 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 30 | 5,015 |
| Assets and Liabilities | ||
| Total Assets: | $94,375,000 | 4,982 |
| Cash and due from depository institutions | $4,145,000 | 5,015 |
| Interest-bearing balances | $2,081,000 | 2,157 |
| Securities | $8,708,000 | 6,898 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $72,271,000 | 4,262 |
| Loan loss allowance | $477,000 | 6,173 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,246,000 | 5,405 |
| Other real estate owned | $1,584,000 | 5,015 |
| Goodwill and other intangibles | $2,584,000 | 1,037 |
| All other assets | $3,837,000 | 3,023 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,375,000 | 4,982 |
| Total liabilities | $80,310,000 | 5,161 |
| Total deposits | $70,739,000 | 5,329 |
| Interest-bearing deposits | $65,283,000 | 5,025 |
| Deposits held in domestic offices | $70,739,000 | 5,325 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,383,000 | 2,528 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $188,000 | 7,113 |
| Total equity capital | $14,065,000 | 3,745 |
| Total bank equity capital | $14,065,000 | 3,745 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $15,000 | 8,021 |
| Surplus | $4,589,000 | 3,605 |
| Undivided profits | $9,461,000 | 3,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,139,000 | 2,435 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $417,000 | 5,947 |
| Earning assets | $83,060,000 | 5,118 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $99,428,800 | 4,689 |
| Average Assets, quarterly | $95,900,500 | 4,887 |
| Volatile liabilities | $17,853,000 | 4,189 |
| Insider loans | $4,000 | 8,179 |
| FHLB advances | $9,327,000 | 2,404 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $9,449,000 | 4,399 |
| Tier 1 (core) risk-based capital | $12,314,000 | 4,016 |
| Tier 2 risk-based capital | $477,000 | 5,818 |
| Total risk weighted assets | $62,455,000 | 4,933 |
| Total unused commitments | $9,449,000 | 4,402 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 30 | 5,029 |
| Assets and Liabilities | ||
| Total Assets: | $97,426,000 | 4,854 |
| Cash and due from depository institutions | $3,413,000 | 5,029 |
| Interest-bearing balances | $1,349,000 | 2,769 |
| Securities | $12,154,000 | 6,088 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $73,910,000 | 4,191 |
| Loan loss allowance | $670,000 | 5,187 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,278,000 | 5,336 |
| Other real estate owned | $400,000 | 5,029 |
| Goodwill and other intangibles | $2,544,000 | 1,033 |
| All other assets | $3,727,000 | 3,107 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,426,000 | 4,854 |
| Total liabilities | $83,675,000 | 4,990 |
| Total deposits | $73,185,000 | 5,190 |
| Interest-bearing deposits | $65,897,000 | 4,988 |
| Deposits held in domestic offices | $73,185,000 | 5,187 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,165,000 | 2,341 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $325,000 | 6,239 |
| Total equity capital | $13,751,000 | 3,804 |
| Total bank equity capital | $13,751,000 | 3,804 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $15,000 | 8,074 |
| Surplus | $4,554,000 | 3,547 |
| Undivided profits | $9,182,000 | 3,188 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,028,000 | 2,804 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $401,000 | 6,262 |
| Earning assets | $87,413,000 | 4,918 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $100,692,250 | 4,674 |
| Average Assets, quarterly | $100,036,000 | 4,749 |
| Volatile liabilities | $21,231,000 | 3,731 |
| Insider loans | $735,000 | 4,683 |
| FHLB advances | $10,108,000 | 2,207 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $9,877,000 | 4,311 |
| Tier 1 (core) risk-based capital | $11,982,000 | 4,097 |
| Tier 2 risk-based capital | $670,000 | 4,848 |
| Total risk weighted assets | $64,397,000 | 4,821 |
| Total unused commitments | $9,877,000 | 4,317 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 32 | 4,829 |
| Assets and Liabilities | ||
| Total Assets: | $102,646,000 | 4,669 |
| Cash and due from depository institutions | $4,658,000 | 4,829 |
| Interest-bearing balances | $2,533,000 | 2,237 |
| Securities | $15,920,000 | 5,320 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $74,139,000 | 4,161 |
| Loan loss allowance | $639,000 | 5,296 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,318,000 | 5,234 |
| Other real estate owned | $329,000 | 4,829 |
| Goodwill and other intangibles | $2,540,000 | 1,005 |
| All other assets | $3,742,000 | 2,987 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,646,000 | 4,669 |
| Total liabilities | $89,267,000 | 4,758 |
| Total deposits | $77,715,000 | 4,979 |
| Interest-bearing deposits | $72,864,000 | 4,654 |
| Deposits held in domestic offices | $77,715,000 | 4,976 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $11,359,000 | 2,170 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $193,000 | 7,448 |
| Total equity capital | $13,379,000 | 3,885 |
| Total bank equity capital | $13,379,000 | 3,885 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $15,000 | 8,103 |
| Surplus | $4,530,000 | 3,529 |
| Undivided profits | $8,834,000 | 3,315 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $921,000 | 3,040 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $434,000 | 5,874 |
| Earning assets | $92,592,000 | 4,710 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $101,781,000 | 4,642 |
| Average Assets, quarterly | $102,611,000 | 4,646 |
| Volatile liabilities | $21,425,000 | 3,663 |
| Insider loans | $709,000 | 4,719 |
| FHLB advances | $11,301,000 | 2,033 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $15,834,000 | 3,226 |
| Tier 1 (core) risk-based capital | $11,592,000 | 4,142 |
| Tier 2 risk-based capital | $639,000 | 4,960 |
| Total risk weighted assets | $70,580,000 | 4,499 |
| Total unused commitments | $15,834,000 | 3,238 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 32 | 4,788 |
| Assets and Liabilities | ||
| Total Assets: | $102,576,000 | 4,644 |
| Cash and due from depository institutions | $7,889,000 | 4,788 |
| Interest-bearing balances | $5,402,000 | 1,437 |
| Securities | $8,849,000 | 6,750 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $77,922,000 | 3,960 |
| Loan loss allowance | $558,000 | 5,656 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,250,000 | 5,334 |
| Other real estate owned | $395,000 | 4,788 |
| Goodwill and other intangibles | $2,552,000 | 996 |
| All other assets | $3,719,000 | 2,963 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,576,000 | 4,644 |
| Total liabilities | $88,753,000 | 4,731 |
| Total deposits | $76,778,000 | 4,985 |
| Interest-bearing deposits | $71,587,000 | 4,697 |
| Deposits held in domestic offices | $76,778,000 | 4,982 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $11,626,000 | 2,098 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $349,000 | 6,140 |
| Total equity capital | $13,823,000 | 3,705 |
| Total bank equity capital | $13,823,000 | 3,705 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $15,000 | 8,143 |
| Surplus | $4,509,000 | 3,496 |
| Undivided profits | $9,299,000 | 3,134 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,174,000 | 2,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $473,000 | 5,583 |
| Earning assets | $92,173,000 | 4,682 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $101,348,500 | 4,652 |
| Average Assets, quarterly | $101,348,500 | 4,652 |
| Volatile liabilities | $20,630,000 | 3,702 |
| Insider loans | $679,000 | 4,784 |
| FHLB advances | $11,558,000 | 1,979 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $14,279,000 | 3,390 |
| Tier 1 (core) risk-based capital | $12,018,000 | 3,952 |
| Tier 2 risk-based capital | $558,000 | 5,304 |
| Total risk weighted assets | $65,247,000 | 4,686 |
| Total unused commitments | $14,279,000 | 3,401 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 31 | 4,904 |
| Assets and Liabilities | ||
| Total Assets: | $100,121,000 | 4,684 |
| Cash and due from depository institutions | $4,519,000 | 4,904 |
| Interest-bearing balances | $1,479,000 | 2,724 |
| Securities | $8,806,000 | 6,806 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $78,773,000 | 3,926 |
| Loan loss allowance | $513,000 | 5,874 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,297,000 | 5,242 |
| Other real estate owned | $568,000 | 4,904 |
| Goodwill and other intangibles | $2,529,000 | 978 |
| All other assets | $3,629,000 | 2,983 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,121,000 | 4,684 |
| Total liabilities | $86,818,000 | 4,789 |
| Total deposits | $73,748,000 | 5,083 |
| Interest-bearing deposits | $69,536,000 | 4,740 |
| Deposits held in domestic offices | $73,748,000 | 5,079 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $12,719,000 | 2,017 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $351,000 | 6,252 |
| Total equity capital | $13,303,000 | 3,785 |
| Total bank equity capital | $13,303,000 | 3,785 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $15,000 | 8,177 |
| Surplus | $4,486,000 | 3,484 |
| Undivided profits | $8,802,000 | 3,241 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $562,000 | 3,940 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $455,000 | 5,923 |
| Earning assets | $89,058,000 | 4,762 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $101,871,400 | 4,446 |
| Average Assets, quarterly | $101,675,000 | 4,581 |
| Volatile liabilities | $21,890,000 | 3,516 |
| Insider loans | $4,000 | 8,353 |
| FHLB advances | $12,649,000 | 1,882 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $10,834,000 | 3,877 |
| Tier 1 (core) risk-based capital | $11,481,000 | 4,036 |
| Tier 2 risk-based capital | $525,000 | 5,476 |
| Total risk weighted assets | $64,677,000 | 4,689 |
| Total unused commitments | $10,834,000 | 3,882 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 23 | 5,961 |
| Assets and Liabilities | ||
| Total Assets: | $90,954,000 | 4,885 |
| Cash and due from depository institutions | $4,480,000 | 5,961 |
| Interest-bearing balances | $2,812,000 | 1,888 |
| Securities | $1,000 | 9,427 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $81,805,000 | 3,704 |
| Loan loss allowance | $629,000 | 5,076 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $683,000 | 6,729 |
| Other real estate owned | $0 | 5,961 |
| Goodwill and other intangibles | $537,000 | 1,830 |
| All other assets | $3,448,000 | 3,035 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,954,000 | 4,885 |
| Total liabilities | $79,460,000 | 4,961 |
| Total deposits | $58,944,000 | 5,752 |
| Interest-bearing deposits | $55,770,000 | 5,385 |
| Deposits held in domestic offices | $58,944,000 | 5,748 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $19,323,000 | 1,453 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,193,000 | 3,042 |
| Total equity capital | $11,494,000 | 4,038 |
| Total bank equity capital | $11,494,000 | 4,038 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $15,000 | 8,398 |
| Surplus | $4,347,000 | 3,462 |
| Undivided profits | $7,132,000 | 3,526 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $830,000 | 3,074 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $520,000 | 5,809 |
| Earning assets | $84,618,000 | 4,810 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $92,920,600 | 4,620 |
| Average Assets, quarterly | $91,257,000 | 4,834 |
| Volatile liabilities | $28,064,000 | 2,857 |
| Insider loans | $600,000 | 5,032 |
| FHLB advances | $17,156,000 | 1,412 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $12,206,000 | 3,482 |
| Tier 1 (core) risk-based capital | $11,494,000 | 3,876 |
| Tier 2 risk-based capital | $629,000 | 4,765 |
| Total risk weighted assets | $57,645,000 | 4,958 |
| Total unused commitments | $12,206,000 | 3,490 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 20 | 6,531 |
| Assets and Liabilities | ||
| Total Assets: | $94,266,000 | 4,634 |
| Cash and due from depository institutions | $3,157,000 | 6,531 |
| Interest-bearing balances | $1,140,000 | 2,244 |
| Securities | $2,000 | 9,814 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $86,806,000 | 3,437 |
| Loan loss allowance | $523,000 | 5,570 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $641,000 | 6,976 |
| Other real estate owned | $57,000 | 6,531 |
| Goodwill and other intangibles | $313,000 | 2,091 |
| All other assets | $3,290,000 | 2,633 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,266,000 | 4,634 |
| Total liabilities | $83,885,000 | 4,671 |
| Total deposits | $52,070,000 | 6,057 |
| Interest-bearing deposits | $52,070,000 | 5,497 |
| Deposits held in domestic offices | $52,070,000 | 6,053 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $30,754,000 | 1,011 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,061,000 | 3,440 |
| Total equity capital | $10,381,000 | 4,258 |
| Total bank equity capital | $10,381,000 | 4,258 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $15,000 | 8,669 |
| Surplus | $4,273,000 | 3,419 |
| Undivided profits | $6,093,000 | 3,831 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $945,000 | 2,409 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $615,000 | 4,384 |
| Earning assets | $87,948,000 | 4,591 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $92,067,600 | 4,574 |
| Average Assets, quarterly | $94,122,000 | 4,611 |
| Volatile liabilities | $36,028,000 | 2,289 |
| Insider loans | $576,000 | 5,111 |
| FHLB advances | $28,531,000 | 307 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $6,028,000 | 4,951 |
| Tier 1 (core) risk-based capital | $10,381,000 | 4,149 |
| Tier 2 risk-based capital | $523,000 | 5,247 |
| Total risk weighted assets | $58,603,000 | 4,768 |
| Total unused commitments | $6,028,000 | 4,954 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 18 | 7,085 |
| Assets and Liabilities | ||
| Total Assets: | $88,595,000 | 4,872 |
| Cash and due from depository institutions | $2,420,000 | 7,085 |
| Interest-bearing balances | $679,000 | 2,845 |
| Securities | $3,000 | 10,141 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $82,376,000 | 3,483 |
| Loan loss allowance | $490,000 | 5,756 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $615,000 | 7,253 |
| Other real estate owned | $0 | 7,085 |
| Goodwill and other intangibles | $310,000 | 2,169 |
| All other assets | $2,871,000 | 2,933 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,595,000 | 4,872 |
| Total liabilities | $78,381,000 | 4,928 |
| Total deposits | $46,988,000 | 6,477 |
| Interest-bearing deposits | $45,680,000 | 5,990 |
| Deposits held in domestic offices | $46,988,000 | 6,474 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $30,537,000 | 1,023 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $856,000 | 3,670 |
| Total equity capital | $10,214,000 | 4,174 |
| Total bank equity capital | $10,214,000 | 4,174 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $15,000 | 8,975 |
| Surplus | $4,222,000 | 3,420 |
| Undivided profits | $5,977,000 | 3,672 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $355,000 | 4,418 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $376,000 | 5,627 |
| Earning assets | $83,058,000 | 4,763 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $85,308,600 | 4,858 |
| Average Assets, quarterly | $87,430,000 | 4,878 |
| Volatile liabilities | $34,605,000 | 2,272 |
| Insider loans | $308,000 | 6,423 |
| FHLB advances | $28,258,000 | 304 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $7,237,000 | 4,526 |
| Tier 1 (core) risk-based capital | $10,214,000 | 4,174 |
| Tier 2 risk-based capital | $490,000 | 5,400 |
| Total risk weighted assets | $54,531,000 | 4,929 |
| Total unused commitments | $7,237,000 | 4,530 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 19 | 7,081 |
| Assets and Liabilities | ||
| Total Assets: | $84,085,000 | 5,024 |
| Cash and due from depository institutions | $3,473,000 | 7,081 |
| Interest-bearing balances | $2,350,000 | 1,985 |
| Securities | $6,000 | 10,373 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $77,217,000 | 3,500 |
| Loan loss allowance | $418,000 | 6,244 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $663,000 | 7,092 |
| Other real estate owned | $0 | 7,081 |
| Goodwill and other intangibles | $267,000 | 2,196 |
| All other assets | $2,459,000 | 2,972 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,086,000 | 5,024 |
| Total liabilities | $74,094,000 | 5,083 |
| Total deposits | $45,742,000 | 6,676 |
| Interest-bearing deposits | $44,525,000 | 6,150 |
| Deposits held in domestic offices | $45,742,000 | 6,674 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $27,506,000 | 848 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $846,000 | 4,011 |
| Total equity capital | $9,992,000 | 4,341 |
| Total bank equity capital | $9,992,000 | 4,341 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $15,000 | 9,184 |
| Surplus | $4,077,000 | 3,350 |
| Undivided profits | $5,900,000 | 3,941 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $770,000 | 2,918 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $423,000 | 5,238 |
| Earning assets | $79,573,000 | 4,901 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $80,419,000 | 4,949 |
| Average Assets, quarterly | $82,854,500 | 5,000 |
| Volatile liabilities | $31,317,000 | 2,080 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $25,163,000 | 271 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,672,000 | 3,467 |
| Tier 1 (core) risk-based capital | $9,992,000 | 4,176 |
| Tier 2 risk-based capital | $417,000 | 5,853 |
| Total risk weighted assets | $52,152,000 | 4,923 |
| Total unused commitments | $10,672,000 | 3,472 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 19 | 7,328 |
| Assets and Liabilities | ||
| Total Assets: | $77,380,000 | 5,317 |
| Cash and due from depository institutions | $2,784,000 | 7,328 |
| Interest-bearing balances | $1,137,000 | 2,319 |
| Securities | $9,000 | 10,849 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $71,827,000 | 3,738 |
| Loan loss allowance | $331,000 | 7,239 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $625,000 | 7,331 |
| Other real estate owned | $14,000 | 7,328 |
| Goodwill and other intangibles | $85,000 | 2,681 |
| All other assets | $2,036,000 | 3,443 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,380,000 | 5,317 |
| Total liabilities | $67,702,000 | 5,405 |
| Total deposits | $43,303,000 | 6,949 |
| Interest-bearing deposits | $42,548,000 | 6,426 |
| Deposits held in domestic offices | $43,303,000 | 6,945 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $23,569,000 | 873 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $830,000 | 4,139 |
| Total equity capital | $9,678,000 | 4,437 |
| Total bank equity capital | $9,678,000 | 4,437 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $15,000 | 9,580 |
| Surplus | $3,893,000 | 3,436 |
| Undivided profits | $5,770,000 | 4,015 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $647,000 | 3,434 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $434,000 | 5,333 |
| Earning assets | $72,973,000 | 5,202 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $74,219,600 | 5,295 |
| Average Assets, quarterly | $77,186,000 | 5,260 |
| Volatile liabilities | $26,566,000 | 2,355 |
| Insider loans | $362,000 | 6,233 |
| FHLB advances | $21,163,000 | 297 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $5,599,000 | 4,910 |
| Tier 1 (core) risk-based capital | $9,678,000 | 4,289 |
| Tier 2 risk-based capital | $331,000 | 6,698 |
| Total risk weighted assets | $47,532,000 | 5,238 |
| Total unused commitments | $5,599,000 | 4,915 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 18 | 7,879 |
| Assets and Liabilities | ||
| Total Assets: | $66,563,000 | 6,088 |
| Cash and due from depository institutions | $1,714,000 | 7,879 |
| Interest-bearing balances | $1,528,000 | 1,912 |
| Securities | $584,000 | 11,216 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $62,389,000 | 4,237 |
| Loan loss allowance | $381,000 | 6,990 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $601,000 | 7,606 |
| Other real estate owned | $29,000 | 7,879 |
| Goodwill and other intangibles | $10,000 | 3,244 |
| All other assets | $1,236,000 | 5,371 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,563,000 | 6,088 |
| Total liabilities | $57,154,000 | 6,272 |
| Total deposits | $42,165,000 | 7,295 |
| Interest-bearing deposits | $41,097,000 | 6,764 |
| Deposits held in domestic offices | $42,165,000 | 7,289 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $14,495,000 | 1,099 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $494,000 | 5,995 |
| Total equity capital | $9,409,000 | 4,556 |
| Total bank equity capital | $9,409,000 | 4,556 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $7,000 | 10,129 |
| Surplus | $3,759,000 | 3,611 |
| Undivided profits | $5,643,000 | 4,065 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $785,000 | 3,208 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $331,000 | 6,484 |
| Earning assets | $64,501,000 | 5,857 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $60,199,600 | 6,357 |
| Average Assets, quarterly | $64,708,000 | 6,155 |
| Volatile liabilities | $17,213,000 | 3,288 |
| Insider loans | $175,000 | 7,964 |
| FHLB advances | $12,000,000 | 416 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,618,000 | 5,915 |
| Tier 1 (core) risk-based capital | $9,417,000 | 4,456 |
| Tier 2 risk-based capital | $367,000 | 6,465 |
| Total risk weighted assets | $42,921,000 | 5,674 |
| Total unused commitments | $3,618,000 | 5,931 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 15 | 8,895 |
| Assets and Liabilities | ||
| Total Assets: | $53,802,000 | 7,122 |
| Cash and due from depository institutions | $3,070,000 | 8,895 |
| Interest-bearing balances | $2,621,000 | 1,541 |
| Securities | $3,142,000 | 10,974 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $46,280,000 | 5,269 |
| Loan loss allowance | $338,000 | 7,630 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $541,000 | 8,090 |
| Other real estate owned | $0 | 8,895 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $769,000 | 7,477 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,802,000 | 7,122 |
| Total liabilities | $44,613,000 | 7,420 |
| Total deposits | $42,651,000 | 7,433 |
| Interest-bearing deposits | $39,286,000 | 7,122 |
| Deposits held in domestic offices | $42,651,000 | 7,429 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,258,000 | 2,725 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $704,000 | 4,862 |
| Total equity capital | $9,189,000 | 4,666 |
| Total bank equity capital | $9,189,000 | 4,666 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $7,000 | 10,595 |
| Surplus | $3,672,000 | 3,675 |
| Undivided profits | $5,510,000 | 4,208 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $405,000 | 4,824 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $351,000 | 6,415 |
| Earning assets | $52,043,000 | 6,869 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $53,214,600 | 6,969 |
| Average Assets, quarterly | $54,274,000 | 7,019 |
| Volatile liabilities | $5,907,000 | 6,336 |
| Insider loans | $181,000 | 8,195 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,388,000 | 5,322 |
| Tier 1 (core) risk-based capital | $9,216,000 | 4,505 |
| Tier 2 risk-based capital | $338,000 | 6,842 |
| Total risk weighted assets | $35,266,000 | 6,524 |
| Total unused commitments | $4,388,000 | 5,332 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 16 | 9,073 |
| Assets and Liabilities | ||
| Total Assets: | $50,514,000 | 7,460 |
| Cash and due from depository institutions | $4,776,000 | 9,073 |
| Interest-bearing balances | $4,377,000 | 817 |
| Securities | $2,549,000 | 11,857 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $41,766,000 | 5,611 |
| Loan loss allowance | $473,000 | 6,425 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $422,000 | 8,996 |
| Other real estate owned | $0 | 9,073 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,001,000 | 6,739 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,514,000 | 7,460 |
| Total liabilities | $43,992,000 | 7,610 |
| Total deposits | $43,438,000 | 7,474 |
| Interest-bearing deposits | $43,135,000 | 6,749 |
| Deposits held in domestic offices | $43,438,000 | 7,466 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $454,000 | 3,829 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $100,000 | 11,121 |
| Total equity capital | $6,522,000 | 5,873 |
| Total bank equity capital | $6,522,000 | 5,873 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $6,522,000 | 3,412 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $462,000 | 4,486 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $285,000 | 6,837 |
| Earning assets | $48,692,000 | 7,193 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $48,443,000 | 7,538 |
| Average Assets, quarterly | $49,153,500 | 7,556 |
| Volatile liabilities | $6,201,000 | 5,974 |
| Insider loans | $168,000 | 8,532 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,867,000 | 6,480 |
| Tier 1 (core) risk-based capital | $6,522,000 | 5,980 |
| Tier 2 risk-based capital | $261,000 | 8,067 |
| Total risk weighted assets | $32,945,000 | 6,812 |
| Total unused commitments | $2,867,000 | 6,491 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 16 | 9,438 |
| Assets and Liabilities | ||
| Total Assets: | $48,357,000 | 7,910 |
| Cash and due from depository institutions | $4,247,000 | 9,438 |
| Interest-bearing balances | $3,808,000 | 1,561 |
| Securities | $3,089,000 | 12,121 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $39,922,000 | 5,743 |
| Loan loss allowance | $255,000 | 9,302 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $405,000 | 9,385 |
| Other real estate owned | $28,000 | 9,438 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $666,000 | 8,028 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,357,000 | 7,910 |
| Total liabilities | $42,184,000 | 8,066 |
| Total deposits | $41,109,000 | 8,025 |
| Interest-bearing deposits | $41,109,000 | 7,269 |
| Deposits held in domestic offices | $41,109,000 | 8,018 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $458,000 | 3,452 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $617,000 | 4,563 |
| Total equity capital | $6,173,000 | 6,245 |
| Total bank equity capital | $6,173,000 | 6,245 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $6,173,000 | 3,691 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $396,000 | 5,602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $263,000 | 6,742 |
| Earning assets | $46,819,000 | 7,636 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $48,077,000 | 7,793 |
| Average Assets, quarterly | $48,168,500 | 7,869 |
| Volatile liabilities | $3,371,000 | 7,980 |
| Insider loans | $76,000 | 10,148 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,436,000 | 5,976 |
| Tier 1 (core) risk-based capital | $6,173,000 | 6,163 |
| Tier 2 risk-based capital | $255,000 | 8,264 |
| Total risk weighted assets | $30,702,000 | 7,176 |
| Total unused commitments | $3,436,000 | 5,995 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 12 | 11,041 |
| Assets and Liabilities | ||
| Total Assets: | $47,461,000 | 8,145 |
| Cash and due from depository institutions | $6,576,000 | 11,041 |
| Interest-bearing balances | $6,267,000 | 1,185 |
| Securities | $1,069,000 | 13,426 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $38,703,000 | 5,895 |
| Loan loss allowance | $149,000 | 11,551 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $417,000 | 9,534 |
| Other real estate owned | $35,000 | 11,041 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $661,000 | 8,360 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,461,000 | 8,145 |
| Total liabilities | $41,824,000 | 8,302 |
| Total deposits | $40,940,000 | 8,238 |
| Interest-bearing deposits | $40,494,000 | 7,564 |
| Deposits held in domestic offices | $40,940,000 | 8,231 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $572,000 | 3,035 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $312,000 | 8,031 |
| Total equity capital | $5,637,000 | 6,482 |
| Total bank equity capital | $5,637,000 | 6,482 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $5,637,000 | 3,801 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $801,000 | 4,262 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $131,000 | 10,579 |
| Earning assets | $46,039,000 | 7,797 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $46,652,800 | 8,061 |
| Average Assets, quarterly | $47,710,000 | 8,049 |
| Volatile liabilities | $3,153,000 | 8,362 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,436,000 | 6,739 |
| Tier 1 (core) risk-based capital | $5,637,000 | 6,408 |
| Tier 2 risk-based capital | $84,000 | 12,369 |
| Total risk weighted assets | $27,715,000 | 7,741 |
| Total unused commitments | $2,436,000 | 6,768 |
| Derivatives | $0 | 651 |