Home > Marshall County State Bank > Income and Expense
Marshall County State Bank, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $514,000 | 6,342 |
| Total interest expense | $60,000 | 6,091 |
| Net interest income | $454,000 | 6,349 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $24,000 | 6,391 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $14,000 | 6,157 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $10,000 | 6,188 |
| Total noninterest expense | $785,000 | 5,701 |
| Salaries and employee benefits | $320,000 | 6,031 |
| Premises and equipment expense | $68,000 | 5,902 |
| Additional noninterest expense | $397,000 | 4,981 |
| Pre-tax net operating income | $-307,000 | 6,439 |
| Securities gains (losses) | $4,000 | 2,221 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-303,000 | 6,455 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-303,000 | 6,456 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-303,000 | 6,456 |
| Net charge-offs | $17,000 | 3,484 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-307,000 | 6,450 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $266,000 | 6,390 |
| Total interest expense | $32,000 | 6,125 |
| Net interest income | $234,000 | 6,398 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $3,000 | 6,556 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $4,000 | 6,347 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-1,000 | 6,533 |
| Total noninterest expense | $365,000 | 5,869 |
| Salaries and employee benefits | $166,000 | 6,055 |
| Premises and equipment expense | $34,000 | 5,956 |
| Additional noninterest expense | $165,000 | 5,359 |
| Pre-tax net operating income | $-128,000 | 6,476 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-128,000 | 6,482 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-128,000 | 6,482 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-128,000 | 6,483 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-128,000 | 6,479 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,122,000 | 6,432 |
| Total interest expense | $141,000 | 6,216 |
| Net interest income | $981,000 | 6,429 |
| Provision for loan and lease losses | $150,000 | 3,263 |
| Total noninterest income | $420,000 | 4,677 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $90,000 | 5,385 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $330,000 | 3,969 |
| Total noninterest expense | $2,657,000 | 4,889 |
| Salaries and employee benefits | $547,000 | 6,338 |
| Premises and equipment expense | $146,000 | 5,951 |
| Additional noninterest expense | $1,964,000 | 3,017 |
| Pre-tax net operating income | $-1,406,000 | 6,610 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-47,000 | 6,412 |
| Income before extraordinary items | $-1,359,000 | 6,625 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,359,000 | 6,625 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-1,359,000 | 6,625 |
| Net charge-offs | $118,000 | 3,584 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-1,359,000 | 6,617 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $838,000 | 6,513 |
| Total interest expense | $107,000 | 6,297 |
| Net interest income | $731,000 | 6,502 |
| Provision for loan and lease losses | $50,000 | 3,936 |
| Total noninterest income | $398,000 | 4,392 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $78,000 | 5,256 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $320,000 | 3,645 |
| Total noninterest expense | $1,892,000 | 5,041 |
| Salaries and employee benefits | $383,000 | 6,440 |
| Premises and equipment expense | $109,000 | 6,009 |
| Additional noninterest expense | $1,400,000 | 3,125 |
| Pre-tax net operating income | $-813,000 | 6,680 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-46,000 | 6,627 |
| Income before extraordinary items | $-767,000 | 6,691 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-767,000 | 6,692 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-767,000 | 6,692 |
| Net charge-offs | $87,000 | 3,392 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-767,000 | 6,681 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $553,000 | 6,563 |
| Total interest expense | $73,000 | 6,343 |
| Net interest income | $480,000 | 6,557 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $364,000 | 3,868 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $54,000 | 5,183 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $310,000 | 3,163 |
| Total noninterest expense | $1,425,000 | 4,767 |
| Salaries and employee benefits | $226,000 | 6,579 |
| Premises and equipment expense | $73,000 | 6,028 |
| Additional noninterest expense | $1,126,000 | 2,682 |
| Pre-tax net operating income | $-581,000 | 6,715 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-47,000 | 6,696 |
| Income before extraordinary items | $-534,000 | 6,730 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-534,000 | 6,732 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-534,000 | 6,731 |
| Net charge-offs | $83,000 | 2,924 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-534,000 | 6,713 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $278,000 | 6,626 |
| Total interest expense | $39,000 | 6,383 |
| Net interest income | $239,000 | 6,625 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $292,000 | 3,048 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $23,000 | 5,410 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $269,000 | 2,365 |
| Total noninterest expense | $939,000 | 4,146 |
| Salaries and employee benefits | $125,000 | 6,558 |
| Premises and equipment expense | $38,000 | 6,017 |
| Additional noninterest expense | $776,000 | 2,016 |
| Pre-tax net operating income | $-408,000 | 6,836 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-47,000 | 6,863 |
| Income before extraordinary items | $-361,000 | 6,837 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-361,000 | 6,838 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-361,000 | 6,838 |
| Net charge-offs | $65,000 | 2,229 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-361,000 | 6,821 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,020,000 | 6,777 |
| Total interest expense | $157,000 | 6,589 |
| Net interest income | $863,000 | 6,774 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $414,000 | 4,765 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $57,000 | 6,104 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $357,000 | 3,796 |
| Total noninterest expense | $1,249,000 | 6,353 |
| Salaries and employee benefits | $496,000 | 6,642 |
| Premises and equipment expense | $145,000 | 6,157 |
| Additional noninterest expense | $608,000 | 5,781 |
| Pre-tax net operating income | $28,000 | 6,093 |
| Securities gains (losses) | $1,000 | 3,729 |
| Applicable income taxes | $-11,000 | 6,534 |
| Income before extraordinary items | $40,000 | 6,218 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $40,000 | 6,212 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $40,000 | 6,214 |
| Net charge-offs | $-23,000 | 6,729 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $39,000 | 6,070 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $755,000 | 6,882 |
| Total interest expense | $119,000 | 6,712 |
| Net interest income | $636,000 | 6,881 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $389,000 | 4,477 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $35,000 | 6,358 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $354,000 | 3,451 |
| Total noninterest expense | $954,000 | 6,385 |
| Salaries and employee benefits | $375,000 | 6,705 |
| Premises and equipment expense | $110,000 | 6,215 |
| Additional noninterest expense | $469,000 | 5,796 |
| Pre-tax net operating income | $71,000 | 6,090 |
| Securities gains (losses) | $1,000 | 3,476 |
| Applicable income taxes | $-8,000 | 6,750 |
| Income before extraordinary items | $80,000 | 6,166 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $80,000 | 6,164 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $80,000 | 6,165 |
| Net charge-offs | $-14,000 | 6,682 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $79,000 | 6,038 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $504,000 | 6,943 |
| Total interest expense | $82,000 | 6,772 |
| Net interest income | $422,000 | 6,938 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $357,000 | 3,880 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $24,000 | 6,374 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $333,000 | 2,926 |
| Total noninterest expense | $646,000 | 6,417 |
| Salaries and employee benefits | $233,000 | 6,823 |
| Premises and equipment expense | $72,000 | 6,271 |
| Additional noninterest expense | $341,000 | 5,689 |
| Pre-tax net operating income | $133,000 | 5,689 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-4,000 | 6,795 |
| Income before extraordinary items | $137,000 | 5,710 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $137,000 | 5,709 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $137,000 | 5,709 |
| Net charge-offs | $5,000 | 5,162 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $137,000 | 5,527 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $249,000 | 7,009 |
| Total interest expense | $42,000 | 6,836 |
| Net interest income | $207,000 | 7,002 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $261,000 | 3,171 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $12,000 | 6,375 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $249,000 | 2,346 |
| Total noninterest expense | $327,000 | 6,469 |
| Salaries and employee benefits | $107,000 | 6,943 |
| Premises and equipment expense | $35,000 | 6,350 |
| Additional noninterest expense | $185,000 | 5,535 |
| Pre-tax net operating income | $141,000 | 5,021 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-2,000 | 6,912 |
| Income before extraordinary items | $143,000 | 4,923 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $143,000 | 4,926 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $143,000 | 4,927 |
| Net charge-offs | $20,000 | 3,684 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $143,000 | 4,771 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $922,000 | 7,118 |
| Total interest expense | $232,000 | 6,792 |
| Net interest income | $690,000 | 7,144 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $218,000 | 5,635 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $50,000 | 6,321 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $168,000 | 4,687 |
| Total noninterest expense | $984,000 | 6,855 |
| Salaries and employee benefits | $388,000 | 7,077 |
| Premises and equipment expense | $100,000 | 6,830 |
| Additional noninterest expense | $496,000 | 6,296 |
| Pre-tax net operating income | $-76,000 | 6,114 |
| Securities gains (losses) | $26,000 | 2,967 |
| Applicable income taxes | $-11,000 | 6,594 |
| Income before extraordinary items | $-39,000 | 6,204 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-39,000 | 6,206 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-39,000 | 6,206 |
| Net charge-offs | $-84,000 | 7,244 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-59,280 | 6,128 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $690,000 | 7,190 |
| Total interest expense | $182,000 | 6,850 |
| Net interest income | $508,000 | 7,223 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $193,000 | 5,518 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $38,000 | 6,352 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $155,000 | 4,476 |
| Total noninterest expense | $747,000 | 6,879 |
| Salaries and employee benefits | $296,000 | 7,109 |
| Premises and equipment expense | $75,000 | 6,865 |
| Additional noninterest expense | $376,000 | 6,317 |
| Pre-tax net operating income | $-46,000 | 6,214 |
| Securities gains (losses) | $24,000 | 2,728 |
| Applicable income taxes | $-8,000 | 6,772 |
| Income before extraordinary items | $-14,000 | 6,278 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-14,000 | 6,280 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-14,000 | 6,280 |
| Net charge-offs | $-61,000 | 7,273 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-29,360 | 6,208 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $470,000 | 7,250 |
| Total interest expense | $124,000 | 6,922 |
| Net interest income | $346,000 | 7,280 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $167,000 | 5,125 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $24,000 | 6,404 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $143,000 | 4,035 |
| Total noninterest expense | $500,000 | 6,950 |
| Salaries and employee benefits | $216,000 | 7,124 |
| Premises and equipment expense | $51,000 | 6,905 |
| Additional noninterest expense | $233,000 | 6,487 |
| Pre-tax net operating income | $13,000 | 6,134 |
| Securities gains (losses) | $24,000 | 2,007 |
| Applicable income taxes | $-6,000 | 6,833 |
| Income before extraordinary items | $43,000 | 6,049 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $43,000 | 6,048 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $43,000 | 6,049 |
| Net charge-offs | $-40,000 | 7,284 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $19,000 | 6,120 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $243,000 | 7,293 |
| Total interest expense | $61,000 | 7,018 |
| Net interest income | $182,000 | 7,313 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $132,000 | 4,412 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $12,000 | 6,371 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $120,000 | 3,265 |
| Total noninterest expense | $275,000 | 6,883 |
| Salaries and employee benefits | $117,000 | 7,101 |
| Premises and equipment expense | $25,000 | 6,959 |
| Additional noninterest expense | $133,000 | 6,354 |
| Pre-tax net operating income | $39,000 | 5,894 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-3,000 | 6,930 |
| Income before extraordinary items | $42,000 | 5,827 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $42,000 | 5,826 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $42,000 | 5,827 |
| Net charge-offs | $-55,000 | 7,372 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $42,000 | 5,794 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $948,000 | 7,378 |
| Total interest expense | $259,000 | 7,179 |
| Net interest income | $689,000 | 7,400 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $125,000 | 6,478 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $53,000 | 6,186 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $72,000 | 5,789 |
| Total noninterest expense | $1,005,000 | 7,074 |
| Salaries and employee benefits | $397,000 | 7,324 |
| Premises and equipment expense | $63,000 | 7,348 |
| Additional noninterest expense | $545,000 | 6,362 |
| Pre-tax net operating income | $-191,000 | 6,020 |
| Securities gains (losses) | $2,000 | 3,620 |
| Applicable income taxes | $-3,000 | 6,510 |
| Income before extraordinary items | $-186,000 | 6,153 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-186,000 | 6,152 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-186,000 | 6,153 |
| Net charge-offs | $-5,000 | 7,394 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-187,960 | 6,081 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $702,000 | 7,492 |
| Total interest expense | $195,000 | 7,298 |
| Net interest income | $507,000 | 7,509 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $124,000 | 6,308 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $40,000 | 6,264 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $84,000 | 5,416 |
| Total noninterest expense | $739,000 | 7,167 |
| Salaries and employee benefits | $307,000 | 7,371 |
| Premises and equipment expense | $36,000 | 7,559 |
| Additional noninterest expense | $396,000 | 6,475 |
| Pre-tax net operating income | $-108,000 | 6,169 |
| Securities gains (losses) | $2,000 | 3,465 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-106,000 | 6,315 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-106,000 | 6,315 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-106,000 | 6,315 |
| Net charge-offs | $2,000 | 6,555 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-108,000 | 6,219 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $464,000 | 7,563 |
| Total interest expense | $130,000 | 7,385 |
| Net interest income | $334,000 | 7,577 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $103,000 | 6,027 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $22,000 | 6,435 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $81,000 | 4,969 |
| Total noninterest expense | $461,000 | 7,293 |
| Salaries and employee benefits | $206,000 | 7,436 |
| Premises and equipment expense | $19,000 | 7,685 |
| Additional noninterest expense | $236,000 | 6,687 |
| Pre-tax net operating income | $-24,000 | 6,125 |
| Securities gains (losses) | $2,000 | 2,979 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-22,000 | 6,239 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-22,000 | 6,240 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-22,000 | 6,239 |
| Net charge-offs | $8,000 | 5,913 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-24,000 | 6,149 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $157,000 | 7,799 |
| Total interest expense | $67,000 | 7,477 |
| Net interest income | $90,000 | 7,833 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $21,000 | 7,064 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $12,000 | 6,416 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $9,000 | 6,695 |
| Total noninterest expense | $169,000 | 7,658 |
| Salaries and employee benefits | $94,000 | 7,599 |
| Premises and equipment expense | $10,000 | 7,757 |
| Additional noninterest expense | $65,000 | 7,458 |
| Pre-tax net operating income | $-58,000 | 6,530 |
| Securities gains (losses) | $1,000 | 2,151 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-57,000 | 6,644 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-57,000 | 6,645 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-57,000 | 6,644 |
| Net charge-offs | $-5,000 | 7,295 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-58,000 | 6,571 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $979,000 | 7,716 |
| Total interest expense | $289,000 | 7,618 |
| Net interest income | $690,000 | 7,713 |
| Provision for loan and lease losses | $253,000 | 5,503 |
| Total noninterest income | $71,000 | 7,231 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $41,000 | 6,625 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $30,000 | 6,737 |
| Total noninterest expense | $728,000 | 7,693 |
| Salaries and employee benefits | $346,000 | 7,727 |
| Premises and equipment expense | $37,000 | 7,863 |
| Additional noninterest expense | $345,000 | 7,281 |
| Pre-tax net operating income | $-220,000 | 5,734 |
| Securities gains (losses) | $-50,000 | 7,173 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-270,000 | 5,895 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-270,000 | 5,894 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-270,000 | 5,894 |
| Net charge-offs | $439,000 | 3,960 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-220,000 | 5,847 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $750,000 | 7,798 |
| Total interest expense | $234,000 | 7,665 |
| Net interest income | $516,000 | 7,787 |
| Provision for loan and lease losses | $253,000 | 4,848 |
| Total noninterest income | $55,000 | 7,342 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $30,000 | 6,683 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $25,000 | 6,841 |
| Total noninterest expense | $534,000 | 7,760 |
| Salaries and employee benefits | $258,000 | 7,793 |
| Premises and equipment expense | $54,000 | 7,688 |
| Additional noninterest expense | $222,000 | 7,485 |
| Pre-tax net operating income | $-216,000 | 6,037 |
| Securities gains (losses) | $-50,000 | 7,379 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-266,000 | 6,196 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-266,000 | 6,197 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-266,000 | 6,196 |
| Net charge-offs | $442,000 | 3,204 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-216,000 | 6,105 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $488,000 | 7,895 |
| Total interest expense | $163,000 | 7,735 |
| Net interest income | $325,000 | 7,889 |
| Provision for loan and lease losses | $36,000 | 6,323 |
| Total noninterest income | $40,000 | 7,345 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $20,000 | 6,708 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $20,000 | 6,800 |
| Total noninterest expense | $329,000 | 7,887 |
| Salaries and employee benefits | $159,000 | 7,926 |
| Premises and equipment expense | $17,000 | 8,036 |
| Additional noninterest expense | $153,000 | 7,508 |
| Pre-tax net operating income | $0 | 5,791 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $0 | 5,915 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $0 | 5,913 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $0 | 5,913 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $0 | 5,832 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $240,000 | 7,958 |
| Total interest expense | $88,000 | 7,753 |
| Net interest income | $152,000 | 7,975 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $15,000 | 7,594 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $9,000 | 6,767 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $6,000 | 7,210 |
| Total noninterest expense | $149,000 | 7,988 |
| Salaries and employee benefits | $78,000 | 7,985 |
| Premises and equipment expense | $19,000 | 7,764 |
| Additional noninterest expense | $52,000 | 7,816 |
| Pre-tax net operating income | $18,000 | 6,039 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $18,000 | 6,186 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $18,000 | 6,188 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $18,000 | 6,188 |
| Net charge-offs | $-4,000 | 7,635 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $18,000 | 6,028 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $129,000 | 8,280 |
| Total interest expense | $47,000 | 8,231 |
| Net interest income | $82,000 | 8,274 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $7,000 | 8,042 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $5,000 | 7,235 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,000 | 7,889 |
| Total noninterest expense | $76,000 | 8,287 |
| Salaries and employee benefits | $44,000 | 8,273 |
| Premises and equipment expense | $8,000 | 8,249 |
| Additional noninterest expense | $24,000 | 8,291 |
| Pre-tax net operating income | $13,000 | 6,272 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $3,000 | 4,759 |
| Income before extraordinary items | $10,000 | 6,183 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $10,000 | 6,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 4,380 |
| Cash dividends | $60,000 | 5,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $10,000 | 6,327 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $840,000 | 8,009 |
| Total interest expense | $387,000 | 7,754 |
| Net interest income | $453,000 | 8,100 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $61,000 | 7,617 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $42,000 | 6,600 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $19,000 | 7,454 |
| Total noninterest expense | $427,000 | 8,109 |
| Salaries and employee benefits | $244,000 | 8,078 |
| Premises and equipment expense | $54,000 | 7,920 |
| Additional noninterest expense | $129,000 | 8,031 |
| Pre-tax net operating income | $87,000 | 6,452 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $-17,000 | 7,338 |
| Income before extraordinary items | $105,000 | 6,155 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $105,000 | 6,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,316 |
| Cash dividends | $60,000 | 4,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $104,000 | 6,318 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $569,000 | 8,065 |
| Total interest expense | $281,000 | 7,762 |
| Net interest income | $288,000 | 8,176 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $44,000 | 7,610 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $31,000 | 6,533 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $13,000 | 7,530 |
| Total noninterest expense | $292,000 | 8,154 |
| Salaries and employee benefits | $164,000 | 8,136 |
| Premises and equipment expense | $38,000 | 7,931 |
| Additional noninterest expense | $90,000 | 8,062 |
| Pre-tax net operating income | $40,000 | 6,733 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $6,000 | 5,175 |
| Income before extraordinary items | $35,000 | 6,790 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $35,000 | 6,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,450 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $34,150 | 6,739 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $300,000 | 8,081 |
| Total interest expense | $156,000 | 7,766 |
| Net interest income | $144,000 | 8,226 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $22,000 | 7,623 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $17,000 | 6,420 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,000 | 7,707 |
| Total noninterest expense | $158,000 | 8,143 |
| Salaries and employee benefits | $87,000 | 8,138 |
| Premises and equipment expense | $19,000 | 7,975 |
| Additional noninterest expense | $52,000 | 7,956 |
| Pre-tax net operating income | $8,000 | 7,081 |
| Securities gains (losses) | $1,000 | 2,556 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $9,000 | 7,157 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $9,000 | 7,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $8,000 | 7,086 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,246,000 | 8,062 |
| Total interest expense | $631,000 | 7,759 |
| Net interest income | $615,000 | 8,172 |
| Provision for loan and lease losses | $219,000 | 3,739 |
| Total noninterest income | $125,000 | 7,328 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $97,000 | 6,051 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $28,000 | 7,593 |
| Total noninterest expense | $567,000 | 8,258 |
| Salaries and employee benefits | $331,000 | 8,207 |
| Premises and equipment expense | $74,000 | 8,023 |
| Additional noninterest expense | $162,000 | 8,197 |
| Pre-tax net operating income | $-46,000 | 7,505 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $24,000 | 5,330 |
| Income before extraordinary items | $-70,000 | 7,597 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-70,000 | 7,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 3,115 |
| Cash dividends | $60,000 | 5,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-70,000 | 7,573 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $924,000 | 8,132 |
| Total interest expense | $455,000 | 7,840 |
| Net interest income | $469,000 | 8,222 |
| Provision for loan and lease losses | $18,000 | 5,899 |
| Total noninterest income | $99,000 | 7,332 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $79,000 | 5,996 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $20,000 | 7,670 |
| Total noninterest expense | $431,000 | 8,239 |
| Salaries and employee benefits | $256,000 | 8,176 |
| Premises and equipment expense | $57,000 | 7,989 |
| Additional noninterest expense | $118,000 | 8,208 |
| Pre-tax net operating income | $119,000 | 7,247 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $24,000 | 5,380 |
| Income before extraordinary items | $95,000 | 7,293 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $95,000 | 7,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,079 |
| Cash dividends | $60,000 | 4,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $95,000 | 7,277 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $601,000 | 8,207 |
| Total interest expense | $293,000 | 7,917 |
| Net interest income | $308,000 | 8,301 |
| Provision for loan and lease losses | $8,000 | 5,855 |
| Total noninterest income | $68,000 | 7,336 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $56,000 | 5,910 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $12,000 | 7,778 |
| Total noninterest expense | $294,000 | 8,268 |
| Salaries and employee benefits | $178,000 | 8,205 |
| Premises and equipment expense | $38,000 | 8,043 |
| Additional noninterest expense | $78,000 | 8,261 |
| Pre-tax net operating income | $74,000 | 7,394 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $15,000 | 5,484 |
| Income before extraordinary items | $59,000 | 7,417 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $59,000 | 7,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $60,000 | 4,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $59,000 | 7,408 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $295,000 | 8,272 |
| Total interest expense | $143,000 | 7,980 |
| Net interest income | $152,000 | 8,359 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $28,000 | 7,526 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $23,000 | 6,169 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $5,000 | 7,889 |
| Total noninterest expense | $144,000 | 8,331 |
| Salaries and employee benefits | $89,000 | 8,248 |
| Premises and equipment expense | $19,000 | 8,063 |
| Additional noninterest expense | $36,000 | 8,354 |
| Pre-tax net operating income | $36,000 | 7,462 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $7,000 | 5,533 |
| Income before extraordinary items | $29,000 | 7,474 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $29,000 | 7,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $60,000 | 3,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $29,000 | 7,458 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,180,000 | 8,148 |
| Total interest expense | $528,000 | 7,867 |
| Net interest income | $652,000 | 8,261 |
| Provision for loan and lease losses | $42,000 | 5,768 |
| Total noninterest income | $114,000 | 7,607 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $94,000 | 6,232 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $20,000 | 7,978 |
| Total noninterest expense | $580,000 | 8,343 |
| Salaries and employee benefits | $357,000 | 8,253 |
| Premises and equipment expense | $71,000 | 8,133 |
| Additional noninterest expense | $152,000 | 8,358 |
| Pre-tax net operating income | $144,000 | 7,573 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $30,000 | 5,757 |
| Income before extraordinary items | $114,000 | 7,623 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $114,000 | 7,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,861 |
| Cash dividends | $60,000 | 5,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $114,000 | 7,618 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $882,000 | 8,216 |
| Total interest expense | $379,000 | 7,941 |
| Net interest income | $503,000 | 8,311 |
| Provision for loan and lease losses | $41,000 | 5,365 |
| Total noninterest income | $86,000 | 7,678 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $70,000 | 6,319 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,000 | 7,988 |
| Total noninterest expense | $439,000 | 8,361 |
| Salaries and employee benefits | $274,000 | 8,239 |
| Premises and equipment expense | $55,000 | 8,153 |
| Additional noninterest expense | $110,000 | 8,417 |
| Pre-tax net operating income | $109,000 | 7,772 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $23,000 | 5,910 |
| Income before extraordinary items | $86,000 | 7,794 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $86,000 | 7,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 2,824 |
| Cash dividends | $60,000 | 4,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $86,000 | 7,803 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $597,000 | 8,256 |
| Total interest expense | $242,000 | 7,971 |
| Net interest income | $355,000 | 8,328 |
| Provision for loan and lease losses | $20,000 | 5,511 |
| Total noninterest income | $50,000 | 7,867 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $40,000 | 6,539 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,000 | 8,084 |
| Total noninterest expense | $289,000 | 8,409 |
| Salaries and employee benefits | $180,000 | 8,302 |
| Premises and equipment expense | $41,000 | 8,054 |
| Additional noninterest expense | $68,000 | 8,496 |
| Pre-tax net operating income | $96,000 | 7,720 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $4,000 | 6,395 |
| Income before extraordinary items | $92,000 | 7,593 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $92,000 | 7,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $60,000 | 4,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $92,000 | 7,597 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $321,000 | 8,201 |
| Total interest expense | $112,000 | 8,034 |
| Net interest income | $209,000 | 8,202 |
| Provision for loan and lease losses | $20,000 | 4,517 |
| Total noninterest income | $24,000 | 7,882 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $19,000 | 6,578 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,055 |
| Total noninterest expense | $140,000 | 8,453 |
| Salaries and employee benefits | $92,000 | 8,300 |
| Premises and equipment expense | $22,000 | 7,985 |
| Additional noninterest expense | $26,000 | 8,641 |
| Pre-tax net operating income | $73,000 | 7,403 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $2,000 | 6,346 |
| Income before extraordinary items | $71,000 | 7,177 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $71,000 | 7,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $71,000 | 7,179 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,021,000 | 8,310 |
| Total interest expense | $352,000 | 8,044 |
| Net interest income | $669,000 | 8,369 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $99,000 | 7,956 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $76,000 | 6,656 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $23,000 | 8,051 |
| Total noninterest expense | $608,000 | 8,413 |
| Salaries and employee benefits | $347,000 | 8,366 |
| Premises and equipment expense | $77,000 | 8,147 |
| Additional noninterest expense | $184,000 | 8,319 |
| Pre-tax net operating income | $160,000 | 7,805 |
| Securities gains (losses) | $-3,000 | 7,152 |
| Applicable income taxes | $37,000 | 6,041 |
| Income before extraordinary items | $120,000 | 7,897 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $120,000 | 7,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,620 |
| Cash dividends | $60,000 | 5,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $122,280 | 7,858 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $761,000 | 8,357 |
| Total interest expense | $245,000 | 8,124 |
| Net interest income | $516,000 | 8,390 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $75,000 | 7,974 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $56,000 | 6,708 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,000 | 8,009 |
| Total noninterest expense | $451,000 | 8,399 |
| Salaries and employee benefits | $262,000 | 8,351 |
| Premises and equipment expense | $59,000 | 8,132 |
| Additional noninterest expense | $130,000 | 8,364 |
| Pre-tax net operating income | $140,000 | 7,867 |
| Securities gains (losses) | $-3,000 | 7,524 |
| Applicable income taxes | $32,000 | 6,039 |
| Income before extraordinary items | $105,000 | 7,929 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $105,000 | 7,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,845 |
| Cash dividends | $60,000 | 4,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $107,310 | 7,892 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $508,000 | 8,365 |
| Total interest expense | $151,000 | 8,175 |
| Net interest income | $357,000 | 8,382 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $47,000 | 8,031 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $34,000 | 6,810 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $13,000 | 7,996 |
| Total noninterest expense | $289,000 | 8,451 |
| Salaries and employee benefits | $168,000 | 8,395 |
| Premises and equipment expense | $40,000 | 8,114 |
| Additional noninterest expense | $81,000 | 8,432 |
| Pre-tax net operating income | $115,000 | 7,773 |
| Securities gains (losses) | $-3,000 | 7,812 |
| Applicable income taxes | $26,000 | 5,957 |
| Income before extraordinary items | $86,000 | 7,842 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $86,000 | 7,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,134 |
| Cash dividends | $60,000 | 4,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $88,310 | 7,783 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $255,000 | 8,433 |
| Total interest expense | $68,000 | 8,289 |
| Net interest income | $187,000 | 8,432 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $23,000 | 8,065 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $16,000 | 6,882 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 8,020 |
| Total noninterest expense | $143,000 | 8,519 |
| Salaries and employee benefits | $84,000 | 8,467 |
| Premises and equipment expense | $20,000 | 8,171 |
| Additional noninterest expense | $39,000 | 8,517 |
| Pre-tax net operating income | $67,000 | 7,674 |
| Securities gains (losses) | $-3,000 | 8,297 |
| Applicable income taxes | $14,000 | 5,897 |
| Income before extraordinary items | $50,000 | 7,767 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $50,000 | 7,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $60,000 | 3,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $52,340 | 7,705 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,013,000 | 8,379 |
| Total interest expense | $288,000 | 8,153 |
| Net interest income | $725,000 | 8,406 |
| Provision for loan and lease losses | $10,000 | 7,024 |
| Total noninterest income | $105,000 | 8,029 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $84,000 | 6,711 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $21,000 | 8,187 |
| Total noninterest expense | $564,000 | 8,588 |
| Salaries and employee benefits | $331,000 | 8,520 |
| Premises and equipment expense | $64,000 | 8,432 |
| Additional noninterest expense | $169,000 | 8,484 |
| Pre-tax net operating income | $256,000 | 7,584 |
| Securities gains (losses) | $-1,000 | 7,794 |
| Applicable income taxes | $32,000 | 6,314 |
| Income before extraordinary items | $223,000 | 7,528 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $223,000 | 7,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,144 |
| Cash dividends | $60,000 | 5,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $223,870 | 7,488 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $787,000 | 8,398 |
| Total interest expense | $217,000 | 8,173 |
| Net interest income | $570,000 | 8,399 |
| Provision for loan and lease losses | $10,000 | 6,700 |
| Total noninterest income | $66,000 | 8,275 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $51,000 | 7,039 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,000 | 8,248 |
| Total noninterest expense | $415,000 | 8,613 |
| Salaries and employee benefits | $246,000 | 8,534 |
| Premises and equipment expense | $44,000 | 8,511 |
| Additional noninterest expense | $125,000 | 8,514 |
| Pre-tax net operating income | $211,000 | 7,642 |
| Securities gains (losses) | $-1,000 | 8,079 |
| Applicable income taxes | $13,000 | 6,704 |
| Income before extraordinary items | $197,000 | 7,499 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $197,000 | 7,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,579 |
| Cash dividends | $60,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $197,940 | 7,437 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $532,000 | 8,441 |
| Total interest expense | $147,000 | 8,219 |
| Net interest income | $385,000 | 8,427 |
| Provision for loan and lease losses | $10,000 | 6,364 |
| Total noninterest income | $45,000 | 8,298 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $34,000 | 7,049 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $11,000 | 8,227 |
| Total noninterest expense | $275,000 | 8,669 |
| Salaries and employee benefits | $164,000 | 8,592 |
| Premises and equipment expense | $31,000 | 8,504 |
| Additional noninterest expense | $80,000 | 8,582 |
| Pre-tax net operating income | $145,000 | 7,576 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $8,000 | 6,728 |
| Income before extraordinary items | $138,000 | 7,429 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $138,000 | 7,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $30,000 | 4,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $137,050 | 7,372 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $262,000 | 8,499 |
| Total interest expense | $78,000 | 8,217 |
| Net interest income | $184,000 | 8,515 |
| Provision for loan and lease losses | $10,000 | 5,595 |
| Total noninterest income | $22,000 | 8,321 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $17,000 | 7,025 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $5,000 | 8,313 |
| Total noninterest expense | $137,000 | 8,701 |
| Salaries and employee benefits | $84,000 | 8,598 |
| Premises and equipment expense | $15,000 | 8,548 |
| Additional noninterest expense | $38,000 | 8,683 |
| Pre-tax net operating income | $59,000 | 7,777 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $13,000 | 6,097 |
| Income before extraordinary items | $47,000 | 7,842 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $47,000 | 7,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $30,000 | 3,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $46,220 | 7,798 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $995,000 | 8,585 |
| Total interest expense | $346,000 | 8,306 |
| Net interest income | $649,000 | 8,635 |
| Provision for loan and lease losses | $293,000 | 3,250 |
| Total noninterest income | $94,000 | 8,370 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $72,000 | 7,052 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $22,000 | 8,373 |
| Total noninterest expense | $532,000 | 8,796 |
| Salaries and employee benefits | $309,000 | 8,740 |
| Premises and equipment expense | $62,000 | 8,594 |
| Additional noninterest expense | $161,000 | 8,689 |
| Pre-tax net operating income | $-82,000 | 8,629 |
| Securities gains (losses) | $15,000 | 3,390 |
| Applicable income taxes | $-23,000 | 8,816 |
| Income before extraordinary items | $-44,000 | 8,687 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-44,000 | 8,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $290,000 | 2,300 |
| Cash dividends | $30,000 | 6,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-53,900 | 8,614 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $730,000 | 8,692 |
| Total interest expense | $262,000 | 8,423 |
| Net interest income | $468,000 | 8,733 |
| Provision for loan and lease losses | $112,000 | 4,473 |
| Total noninterest income | $74,000 | 8,378 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $57,000 | 7,032 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 8,372 |
| Total noninterest expense | $399,000 | 8,817 |
| Salaries and employee benefits | $232,000 | 8,748 |
| Premises and equipment expense | $48,000 | 8,603 |
| Additional noninterest expense | $119,000 | 8,727 |
| Pre-tax net operating income | $31,000 | 8,528 |
| Securities gains (losses) | $14,000 | 3,164 |
| Applicable income taxes | $7,000 | 7,163 |
| Income before extraordinary items | $38,000 | 8,579 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $38,000 | 8,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,062 |
| Cash dividends | $30,000 | 5,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $26,240 | 8,530 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $506,000 | 8,711 |
| Total interest expense | $183,000 | 8,446 |
| Net interest income | $323,000 | 8,739 |
| Provision for loan and lease losses | $6,000 | 7,004 |
| Total noninterest income | $53,000 | 8,304 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $40,000 | 6,948 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $13,000 | 8,275 |
| Total noninterest expense | $254,000 | 8,875 |
| Salaries and employee benefits | $151,000 | 8,802 |
| Premises and equipment expense | $30,000 | 8,671 |
| Additional noninterest expense | $73,000 | 8,827 |
| Pre-tax net operating income | $116,000 | 7,875 |
| Securities gains (losses) | $2,000 | 3,460 |
| Applicable income taxes | $29,000 | 6,363 |
| Income before extraordinary items | $89,000 | 8,065 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $89,000 | 8,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,353 |
| Cash dividends | $30,000 | 4,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $87,500 | 7,921 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $255,000 | 8,765 |
| Total interest expense | $96,000 | 8,473 |
| Net interest income | $159,000 | 8,790 |
| Provision for loan and lease losses | $3,000 | 6,662 |
| Total noninterest income | $22,000 | 8,506 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $15,000 | 7,293 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $123,000 | 8,948 |
| Salaries and employee benefits | $74,000 | 8,864 |
| Premises and equipment expense | $16,000 | 8,615 |
| Additional noninterest expense | $33,000 | 8,956 |
| Pre-tax net operating income | $55,000 | 7,917 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $13,000 | 6,407 |
| Income before extraordinary items | $43,000 | 8,035 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $43,000 | 8,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $42,230 | 7,903 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,074,000 | 8,787 |
| Total interest expense | $455,000 | 8,510 |
| Net interest income | $619,000 | 8,861 |
| Provision for loan and lease losses | $41,000 | 6,906 |
| Total noninterest income | $109,000 | 8,286 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $83,000 | 6,881 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 8,334 |
| Total noninterest expense | $504,000 | 8,983 |
| Salaries and employee benefits | $273,000 | 8,987 |
| Premises and equipment expense | $58,000 | 8,777 |
| Additional noninterest expense | $173,000 | 8,737 |
| Pre-tax net operating income | $183,000 | 7,992 |
| Securities gains (losses) | $9,000 | 3,662 |
| Applicable income taxes | $42,000 | 6,656 |
| Income before extraordinary items | $150,000 | 8,088 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $150,000 | 8,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,476 |
| Cash dividends | $30,000 | 6,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $142,980 | 8,016 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,168,000 | 9,013 |
| Total interest expense | $566,000 | 8,892 |
| Net interest income | $602,000 | 9,035 |
| Provision for loan and lease losses | $23,000 | 7,499 |
| Total noninterest income | $77,000 | 8,817 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $52,000 | 7,559 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $25,000 | 8,525 |
| Total noninterest expense | $501,000 | 9,175 |
| Salaries and employee benefits | $272,000 | 9,169 |
| Premises and equipment expense | $55,000 | 9,043 |
| Additional noninterest expense | $174,000 | 8,870 |
| Pre-tax net operating income | $155,000 | 8,084 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $38,000 | 6,918 |
| Income before extraordinary items | $118,000 | 8,228 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $118,000 | 8,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,192 |
| Cash dividends | $30,000 | 6,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $117,240 | 8,119 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,158,000 | 9,266 |
| Total interest expense | $523,000 | 9,205 |
| Net interest income | $635,000 | 9,232 |
| Provision for loan and lease losses | $30,000 | 7,204 |
| Total noninterest income | $67,000 | 9,076 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 7,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 8,756 |
| Total noninterest expense | $507,000 | 9,381 |
| Salaries and employee benefits | $264,000 | 9,406 |
| Premises and equipment expense | $59,000 | 9,200 |
| Additional noninterest expense | $184,000 | 8,934 |
| Pre-tax net operating income | $165,000 | 8,522 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $38,000 | 7,440 |
| Income before extraordinary items | $127,000 | 8,544 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $127,000 | 8,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,338 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $127,000 | 8,543 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,076,000 | 9,540 |
| Total interest expense | $479,000 | 9,483 |
| Net interest income | $597,000 | 9,521 |
| Provision for loan and lease losses | $11,000 | 8,085 |
| Total noninterest income | $65,000 | 9,370 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 8,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,178 |
| Total noninterest expense | $487,000 | 9,660 |
| Salaries and employee benefits | $254,000 | 9,701 |
| Premises and equipment expense | $59,000 | 9,453 |
| Additional noninterest expense | $174,000 | 9,289 |
| Pre-tax net operating income | $164,000 | 8,738 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $31,000 | 7,987 |
| Income before extraordinary items | $133,000 | 8,755 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $133,000 | 8,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,427 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $133,000 | 8,716 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,085,000 | 9,779 |
| Total interest expense | $501,000 | 9,694 |
| Net interest income | $584,000 | 9,769 |
| Provision for loan and lease losses | $10,000 | 8,212 |
| Total noninterest income | $68,000 | 9,547 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 8,089 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 9,482 |
| Total noninterest expense | $481,000 | 9,843 |
| Salaries and employee benefits | $258,000 | 9,836 |
| Premises and equipment expense | $53,000 | 9,747 |
| Additional noninterest expense | $170,000 | 9,462 |
| Pre-tax net operating income | $161,000 | 9,123 |
| Securities gains (losses) | $-11,000 | 10,204 |
| Applicable income taxes | $29,000 | 8,719 |
| Income before extraordinary items | $121,000 | 9,177 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $121,000 | 9,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $90,000 | 6,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $129,910 | 9,046 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,113,000 | 10,181 |
| Total interest expense | $502,000 | 10,098 |
| Net interest income | $611,000 | 10,159 |
| Provision for loan and lease losses | $16,000 | 8,073 |
| Total noninterest income | $67,000 | 10,003 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 8,517 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 9,798 |
| Total noninterest expense | $461,000 | 10,282 |
| Salaries and employee benefits | $248,000 | 10,284 |
| Premises and equipment expense | $53,000 | 10,130 |
| Additional noninterest expense | $160,000 | 9,882 |
| Pre-tax net operating income | $201,000 | 9,574 |
| Securities gains (losses) | $-10,000 | 10,039 |
| Applicable income taxes | $83,000 | 8,702 |
| Income before extraordinary items | $108,000 | 9,910 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $108,000 | 9,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,735 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $114,400 | 9,835 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,067,000 | 10,725 |
| Total interest expense | $482,000 | 10,648 |
| Net interest income | $585,000 | 10,698 |
| Provision for loan and lease losses | $4,000 | 8,888 |
| Total noninterest income | $73,000 | 10,411 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 8,902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 10,117 |
| Total noninterest expense | $450,000 | 10,796 |
| Salaries and employee benefits | $244,000 | 10,754 |
| Premises and equipment expense | $56,000 | 10,464 |
| Additional noninterest expense | $150,000 | 10,550 |
| Pre-tax net operating income | $204,000 | 9,767 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $41,000 | 9,843 |
| Income before extraordinary items | $163,000 | 9,665 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $163,000 | 9,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,694 |
| Cash dividends | $50,000 | 7,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $163,000 | 9,612 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,053,000 | 11,197 |
| Total interest expense | $455,000 | 11,177 |
| Net interest income | $598,000 | 11,134 |
| Provision for loan and lease losses | $8,000 | 8,490 |
| Total noninterest income | $74,000 | 10,860 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 9,154 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 10,833 |
| Total noninterest expense | $416,000 | 11,379 |
| Salaries and employee benefits | $218,000 | 11,383 |
| Premises and equipment expense | $60,000 | 10,776 |
| Additional noninterest expense | $138,000 | 11,204 |
| Pre-tax net operating income | $248,000 | 10,131 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $75,000 | 9,683 |
| Income before extraordinary items | $178,000 | 10,185 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $178,000 | 10,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,925 |
| Cash dividends | $50,000 | 7,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $174,500 | 10,190 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $975,000 | 11,751 |
| Total interest expense | $399,000 | 11,590 |
| Net interest income | $576,000 | 11,779 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $69,000 | 11,514 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 9,795 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,301 |
| Total noninterest expense | $439,000 | 11,875 |
| Salaries and employee benefits | $222,000 | 11,908 |
| Premises and equipment expense | $56,000 | 11,432 |
| Additional noninterest expense | $161,000 | 11,649 |
| Pre-tax net operating income | $206,000 | 10,847 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $60,000 | 10,220 |
| Income before extraordinary items | $146,000 | 10,866 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $146,000 | 10,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $50,000 | 7,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $146,000 | 10,921 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $986,000 | 12,324 |
| Total interest expense | $429,000 | 12,076 |
| Net interest income | $557,000 | 12,378 |
| Provision for loan and lease losses | $13,000 | 9,510 |
| Total noninterest income | $63,000 | 12,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 10,371 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,885 |
| Total noninterest expense | $443,000 | 12,453 |
| Salaries and employee benefits | $223,000 | 12,426 |
| Premises and equipment expense | $59,000 | 11,888 |
| Additional noninterest expense | $161,000 | 12,267 |
| Pre-tax net operating income | $164,000 | 11,369 |
| Securities gains (losses) | $13,000 | 5,183 |
| Applicable income taxes | $52,000 | 10,892 |
| Income before extraordinary items | $125,000 | 11,519 |
| Extraordinary gains, net | $-69,000 | 12,820 |
| Net income | $56,000 | 12,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 8,132 |
| Cash dividends | $5,000 | 8,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $115,770 | 11,438 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,051,000 | 12,929 |
| Total interest expense | $521,000 | 12,671 |
| Net interest income | $530,000 | 12,968 |
| Provision for loan and lease losses | $16,000 | 10,806 |
| Total noninterest income | $57,000 | 12,940 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 10,924 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 12,330 |
| Total noninterest expense | $434,000 | 12,997 |
| Salaries and employee benefits | $223,000 | 12,899 |
| Premises and equipment expense | $52,000 | 12,611 |
| Additional noninterest expense | $159,000 | 12,806 |
| Pre-tax net operating income | $137,000 | 11,652 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $32,000 | 11,754 |
| Income before extraordinary items | $106,000 | 11,864 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $106,000 | 11,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 10,157 |
| Cash dividends | $78,000 | 7,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $105,230 | 11,580 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.