Home > Marshall Bank > Income and Expense
Marshall Bank, Income and Expense
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,519,000 | 6,673 |
| Total interest expense | $772,000 | 6,542 |
| Net interest income | $1,747,000 | 6,636 |
| Provision for loan and lease losses | $4,607,000 | 1,509 |
| Total noninterest income | $417,000 | 5,053 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $113,000 | 5,582 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $304,000 | 3,958 |
| Total noninterest expense | $3,298,000 | 4,908 |
| Salaries and employee benefits | $852,000 | 6,584 |
| Premises and equipment expense | $141,000 | 7,021 |
| Additional noninterest expense | $2,305,000 | 2,943 |
| Pre-tax net operating income | $-5,741,000 | 7,249 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-5,741,000 | 7,330 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-5,741,000 | 7,330 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-5,741,000 | 7,330 |
| Net charge-offs | $6,130,000 | 989 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-5,741,000 | 7,346 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,968,000 | 6,680 |
| Total interest expense | $623,000 | 6,530 |
| Net interest income | $1,345,000 | 6,616 |
| Provision for loan and lease losses | $2,953,000 | 1,496 |
| Total noninterest income | $310,000 | 5,135 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $83,000 | 5,651 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $227,000 | 4,071 |
| Total noninterest expense | $2,492,000 | 4,896 |
| Salaries and employee benefits | $721,000 | 6,360 |
| Premises and equipment expense | $116,000 | 6,934 |
| Additional noninterest expense | $1,655,000 | 3,041 |
| Pre-tax net operating income | $-3,790,000 | 7,392 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-3,790,000 | 7,462 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-3,790,000 | 7,462 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,790,000 | 7,462 |
| Net charge-offs | $4,856,000 | 832 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-3,790,000 | 7,471 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,327,000 | 6,723 |
| Total interest expense | $443,000 | 6,522 |
| Net interest income | $884,000 | 6,658 |
| Provision for loan and lease losses | $2,953,000 | 1,096 |
| Total noninterest income | $159,000 | 5,624 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $57,000 | 5,605 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $102,000 | 4,760 |
| Total noninterest expense | $1,800,000 | 4,691 |
| Salaries and employee benefits | $531,000 | 6,207 |
| Premises and equipment expense | $73,000 | 7,077 |
| Additional noninterest expense | $1,196,000 | 2,838 |
| Pre-tax net operating income | $-3,710,000 | 7,639 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-3,710,000 | 7,696 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,710,000 | 7,695 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-3,710,000 | 7,695 |
| Net charge-offs | $4,812,000 | 596 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-3,710,000 | 7,706 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $670,000 | 6,749 |
| Total interest expense | $242,000 | 6,460 |
| Net interest income | $428,000 | 6,739 |
| Provision for loan and lease losses | $341,000 | 2,164 |
| Total noninterest income | $138,000 | 4,598 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $32,000 | 5,411 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $106,000 | 3,571 |
| Total noninterest expense | $751,000 | 5,181 |
| Salaries and employee benefits | $305,000 | 5,935 |
| Premises and equipment expense | $37,000 | 7,099 |
| Additional noninterest expense | $409,000 | 3,508 |
| Pre-tax net operating income | $-526,000 | 7,349 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-526,000 | 7,469 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-526,000 | 7,469 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-526,000 | 7,470 |
| Net charge-offs | $2,677,000 | 491 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-526,000 | 7,444 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,019,000 | 5,997 |
| Total interest expense | $1,450,000 | 6,049 |
| Net interest income | $2,569,000 | 5,845 |
| Provision for loan and lease losses | $4,315,000 | 1,115 |
| Total noninterest income | $450,000 | 5,053 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $169,000 | 5,091 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $281,000 | 4,221 |
| Total noninterest expense | $3,748,000 | 4,435 |
| Salaries and employee benefits | $1,158,000 | 6,084 |
| Premises and equipment expense | $184,000 | 6,820 |
| Additional noninterest expense | $2,406,000 | 2,429 |
| Pre-tax net operating income | $-5,044,000 | 7,801 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-5,044,000 | 7,813 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-5,044,000 | 7,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,807,000 | 1,055 |
| Cash dividends | $600,000 | 3,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-5,044,000 | 7,866 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,151,000 | 5,972 |
| Total interest expense | $1,125,000 | 6,093 |
| Net interest income | $2,026,000 | 5,761 |
| Provision for loan and lease losses | $2,006,000 | 1,183 |
| Total noninterest income | $526,000 | 4,225 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $77,000 | 5,898 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $449,000 | 2,987 |
| Total noninterest expense | $2,389,000 | 4,906 |
| Salaries and employee benefits | $867,000 | 6,092 |
| Premises and equipment expense | $139,000 | 6,846 |
| Additional noninterest expense | $1,383,000 | 2,974 |
| Pre-tax net operating income | $-1,843,000 | 7,829 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,843,000 | 7,828 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,843,000 | 7,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,042,000 | 815 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,843,000 | 7,905 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,175,000 | 5,950 |
| Total interest expense | $833,000 | 6,017 |
| Net interest income | $1,342,000 | 5,791 |
| Provision for loan and lease losses | $1,864,000 | 830 |
| Total noninterest income | $553,000 | 3,297 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $51,000 | 5,920 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $502,000 | 2,241 |
| Total noninterest expense | $1,564,000 | 4,991 |
| Salaries and employee benefits | $565,000 | 6,203 |
| Premises and equipment expense | $102,000 | 6,713 |
| Additional noninterest expense | $897,000 | 3,023 |
| Pre-tax net operating income | $-1,533,000 | 8,092 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-1,533,000 | 8,158 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,533,000 | 8,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $909,000 | 918 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,533,000 | 8,146 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,068,000 | 6,064 |
| Total interest expense | $473,000 | 5,896 |
| Net interest income | $595,000 | 6,121 |
| Provision for loan and lease losses | $1,192,000 | 555 |
| Total noninterest income | $286,000 | 3,230 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $24,000 | 5,995 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $262,000 | 2,147 |
| Total noninterest expense | $742,000 | 5,171 |
| Salaries and employee benefits | $322,000 | 5,889 |
| Premises and equipment expense | $11,000 | 8,240 |
| Additional noninterest expense | $409,000 | 3,251 |
| Pre-tax net operating income | $-1,053,000 | 8,281 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-1,053,000 | 8,310 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,053,000 | 8,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $466,000 | 747 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-1,053,000 | 8,301 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,600,000 | 5,423 |
| Total interest expense | $1,981,000 | 5,853 |
| Net interest income | $3,619,000 | 4,931 |
| Provision for loan and lease losses | $1,388,000 | 1,123 |
| Total noninterest income | $4,649,000 | 1,158 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $107,000 | 5,945 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $4,542,000 | 742 |
| Total noninterest expense | $3,656,000 | 4,389 |
| Salaries and employee benefits | $1,334,000 | 5,661 |
| Premises and equipment expense | $127,000 | 7,476 |
| Additional noninterest expense | $2,195,000 | 2,455 |
| Pre-tax net operating income | $3,224,000 | 2,334 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $3,224,000 | 1,922 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,224,000 | 1,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $321,000 | 2,212 |
| Cash dividends | $1,500,000 | 1,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,224,000 | 1,909 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,165,000 | 5,463 |
| Total interest expense | $1,473,000 | 5,905 |
| Net interest income | $2,692,000 | 4,978 |
| Provision for loan and lease losses | $570,000 | 1,400 |
| Total noninterest income | $2,379,000 | 1,583 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $78,000 | 6,014 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,301,000 | 998 |
| Total noninterest expense | $3,184,000 | 3,919 |
| Salaries and employee benefits | $989,000 | 5,678 |
| Premises and equipment expense | $102,000 | 7,372 |
| Additional noninterest expense | $2,093,000 | 1,931 |
| Pre-tax net operating income | $1,317,000 | 3,753 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,317,000 | 3,248 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,317,000 | 3,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $326,000 | 1,455 |
| Cash dividends | $1,500,000 | 1,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,317,000 | 3,234 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,720,000 | 5,543 |
| Total interest expense | $983,000 | 5,911 |
| Net interest income | $1,737,000 | 5,100 |
| Provision for loan and lease losses | $485,000 | 1,059 |
| Total noninterest income | $2,205,000 | 1,233 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $51,000 | 6,069 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,154,000 | 807 |
| Total noninterest expense | $2,307,000 | 3,686 |
| Salaries and employee benefits | $667,000 | 5,707 |
| Premises and equipment expense | $69,000 | 7,380 |
| Additional noninterest expense | $1,571,000 | 1,735 |
| Pre-tax net operating income | $1,150,000 | 3,196 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,150,000 | 2,728 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,150,000 | 2,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $388,000 | 857 |
| Cash dividends | $1,500,000 | 1,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,150,000 | 2,715 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,254,000 | 5,768 |
| Total interest expense | $469,000 | 6,010 |
| Net interest income | $785,000 | 5,448 |
| Provision for loan and lease losses | $300,000 | 788 |
| Total noninterest income | $266,000 | 3,376 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $25,000 | 6,052 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $241,000 | 2,270 |
| Total noninterest expense | $904,000 | 4,425 |
| Salaries and employee benefits | $339,000 | 5,693 |
| Premises and equipment expense | $35,000 | 7,389 |
| Additional noninterest expense | $530,000 | 2,479 |
| Pre-tax net operating income | $-153,000 | 8,234 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-153,000 | 8,267 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-153,000 | 8,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 702 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-153,000 | 8,258 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,146,000 | 5,473 |
| Total interest expense | $1,606,000 | 5,950 |
| Net interest income | $3,540,000 | 5,022 |
| Provision for loan and lease losses | $309,000 | 2,715 |
| Total noninterest income | $626,000 | 4,622 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $122,000 | 5,866 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $504,000 | 3,325 |
| Total noninterest expense | $2,982,000 | 4,910 |
| Salaries and employee benefits | $1,150,000 | 6,039 |
| Premises and equipment expense | $216,000 | 6,563 |
| Additional noninterest expense | $1,616,000 | 3,093 |
| Pre-tax net operating income | $875,000 | 5,470 |
| Securities gains (losses) | $-1,000 | 6,756 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $874,000 | 5,013 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $874,000 | 5,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 2,408 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $875,000 | 5,004 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,798,000 | 5,518 |
| Total interest expense | $1,115,000 | 6,089 |
| Net interest income | $2,683,000 | 5,029 |
| Provision for loan and lease losses | $167,000 | 3,229 |
| Total noninterest income | $472,000 | 4,640 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $96,000 | 5,861 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $376,000 | 3,309 |
| Total noninterest expense | $2,031,000 | 5,226 |
| Salaries and employee benefits | $848,000 | 6,064 |
| Premises and equipment expense | $170,000 | 6,474 |
| Additional noninterest expense | $1,013,000 | 3,572 |
| Pre-tax net operating income | $957,000 | 4,811 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $957,000 | 4,275 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $957,000 | 4,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-82,000 | 8,484 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $957,000 | 4,259 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,522,000 | 5,501 |
| Total interest expense | $650,000 | 6,293 |
| Net interest income | $1,872,000 | 4,910 |
| Provision for loan and lease losses | $27,000 | 5,285 |
| Total noninterest income | $273,000 | 4,960 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $69,000 | 5,740 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $204,000 | 3,708 |
| Total noninterest expense | $1,382,000 | 5,162 |
| Salaries and employee benefits | $557,000 | 6,132 |
| Premises and equipment expense | $116,000 | 6,428 |
| Additional noninterest expense | $709,000 | 3,435 |
| Pre-tax net operating income | $736,000 | 4,510 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $736,000 | 3,933 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $736,000 | 3,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 8,451 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $736,000 | 3,924 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,256,000 | 5,463 |
| Total interest expense | $282,000 | 6,521 |
| Net interest income | $974,000 | 4,787 |
| Provision for loan and lease losses | $27,000 | 4,199 |
| Total noninterest income | $145,000 | 4,759 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $32,000 | 5,806 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $113,000 | 3,483 |
| Total noninterest expense | $655,000 | 5,334 |
| Salaries and employee benefits | $293,000 | 6,011 |
| Premises and equipment expense | $63,000 | 6,234 |
| Additional noninterest expense | $299,000 | 3,908 |
| Pre-tax net operating income | $437,000 | 4,064 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $437,000 | 3,475 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $437,000 | 3,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,427 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $437,000 | 3,450 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,674,000 | 4,760 |
| Total interest expense | $1,176,000 | 5,858 |
| Net interest income | $4,498,000 | 4,257 |
| Provision for loan and lease losses | $648,000 | 1,540 |
| Total noninterest income | $688,000 | 4,434 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $157,000 | 5,540 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $531,000 | 3,260 |
| Total noninterest expense | $2,708,000 | 5,108 |
| Salaries and employee benefits | $1,410,000 | 5,262 |
| Premises and equipment expense | $272,000 | 5,988 |
| Additional noninterest expense | $1,026,000 | 4,340 |
| Pre-tax net operating income | $1,830,000 | 3,903 |
| Securities gains (losses) | $8,000 | 1,546 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,838,000 | 3,303 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,838,000 | 3,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $565,000 | 1,058 |
| Cash dividends | $1,400,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,830,000 | 3,279 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,201,000 | 4,770 |
| Total interest expense | $898,000 | 5,729 |
| Net interest income | $3,303,000 | 4,338 |
| Provision for loan and lease losses | $439,000 | 1,601 |
| Total noninterest income | $579,000 | 4,145 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $110,000 | 5,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $469,000 | 3,000 |
| Total noninterest expense | $2,058,000 | 5,042 |
| Salaries and employee benefits | $1,139,000 | 4,983 |
| Premises and equipment expense | $193,000 | 6,124 |
| Additional noninterest expense | $726,000 | 4,513 |
| Pre-tax net operating income | $1,385,000 | 3,966 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,385,000 | 3,333 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,385,000 | 3,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,335 |
| Cash dividends | $1,400,000 | 1,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,385,000 | 3,292 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,769,000 | 4,758 |
| Total interest expense | $559,000 | 5,757 |
| Net interest income | $2,210,000 | 4,290 |
| Provision for loan and lease losses | $401,000 | 1,182 |
| Total noninterest income | $456,000 | 3,743 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $86,000 | 5,345 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $370,000 | 2,677 |
| Total noninterest expense | $1,395,000 | 4,984 |
| Salaries and employee benefits | $852,000 | 4,606 |
| Premises and equipment expense | $113,000 | 6,431 |
| Additional noninterest expense | $430,000 | 4,859 |
| Pre-tax net operating income | $870,000 | 4,075 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $870,000 | 3,434 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $870,000 | 3,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,334 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $870,000 | 3,387 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,361,000 | 4,787 |
| Total interest expense | $255,000 | 5,910 |
| Net interest income | $1,106,000 | 4,307 |
| Provision for loan and lease losses | $93,000 | 2,159 |
| Total noninterest income | $243,000 | 3,533 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $42,000 | 5,359 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $201,000 | 2,474 |
| Total noninterest expense | $664,000 | 5,182 |
| Salaries and employee benefits | $432,000 | 4,578 |
| Premises and equipment expense | $60,000 | 6,332 |
| Additional noninterest expense | $172,000 | 5,558 |
| Pre-tax net operating income | $592,000 | 3,254 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $592,000 | 2,649 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $592,000 | 2,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,526 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $592,000 | 2,609 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,684,000 | 5,825 |
| Total interest expense | $713,000 | 6,541 |
| Net interest income | $2,971,000 | 5,439 |
| Provision for loan and lease losses | $596,000 | 1,684 |
| Total noninterest income | $649,000 | 4,613 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $145,000 | 5,851 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $504,000 | 3,291 |
| Total noninterest expense | $1,972,000 | 6,047 |
| Salaries and employee benefits | $1,273,000 | 5,511 |
| Premises and equipment expense | $275,000 | 5,935 |
| Additional noninterest expense | $424,000 | 6,998 |
| Pre-tax net operating income | $1,052,000 | 5,112 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $18,000 | 6,584 |
| Income before extraordinary items | $1,034,000 | 4,598 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,034,000 | 4,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,234 |
| Cash dividends | $675,000 | 3,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,034,000 | 4,532 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,582,000 | 6,021 |
| Total interest expense | $464,000 | 6,884 |
| Net interest income | $2,118,000 | 5,603 |
| Provision for loan and lease losses | $252,000 | 2,558 |
| Total noninterest income | $463,000 | 4,744 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $108,000 | 5,910 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $355,000 | 3,414 |
| Total noninterest expense | $1,411,000 | 6,169 |
| Salaries and employee benefits | $923,000 | 5,586 |
| Premises and equipment expense | $192,000 | 6,119 |
| Additional noninterest expense | $296,000 | 7,121 |
| Pre-tax net operating income | $918,000 | 4,826 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $18,000 | 6,571 |
| Income before extraordinary items | $900,000 | 4,272 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $900,000 | 4,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,993 |
| Cash dividends | $675,000 | 2,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $900,000 | 4,197 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,673,000 | 6,131 |
| Total interest expense | $285,000 | 7,094 |
| Net interest income | $1,388,000 | 5,656 |
| Provision for loan and lease losses | $178,000 | 2,448 |
| Total noninterest income | $226,000 | 5,545 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $64,000 | 6,133 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $162,000 | 4,157 |
| Total noninterest expense | $894,000 | 6,380 |
| Salaries and employee benefits | $580,000 | 5,791 |
| Premises and equipment expense | $67,000 | 7,546 |
| Additional noninterest expense | $247,000 | 6,570 |
| Pre-tax net operating income | $542,000 | 5,108 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $18,000 | 6,344 |
| Income before extraordinary items | $524,000 | 4,615 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $524,000 | 4,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,407 |
| Cash dividends | $275,000 | 3,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $524,000 | 4,527 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $712,000 | 6,661 |
| Total interest expense | $132,000 | 7,324 |
| Net interest income | $580,000 | 6,253 |
| Provision for loan and lease losses | $69,000 | 2,785 |
| Total noninterest income | $125,000 | 5,224 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $29,000 | 6,251 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $96,000 | 3,801 |
| Total noninterest expense | $448,000 | 6,426 |
| Salaries and employee benefits | $295,000 | 5,784 |
| Premises and equipment expense | $35,000 | 7,507 |
| Additional noninterest expense | $118,000 | 6,717 |
| Pre-tax net operating income | $188,000 | 5,963 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $18,000 | 5,857 |
| Income before extraordinary items | $170,000 | 5,724 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $170,000 | 5,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $275,000 | 1,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $170,000 | 5,600 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,911,000 | 6,633 |
| Total interest expense | $406,000 | 8,093 |
| Net interest income | $2,505,000 | 5,895 |
| Provision for loan and lease losses | $134,000 | 4,775 |
| Total noninterest income | $147,000 | 7,830 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $110,000 | 6,409 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $37,000 | 7,907 |
| Total noninterest expense | $1,740,000 | 6,454 |
| Salaries and employee benefits | $1,181,000 | 5,698 |
| Premises and equipment expense | $103,000 | 8,029 |
| Additional noninterest expense | $456,000 | 6,809 |
| Pre-tax net operating income | $778,000 | 5,766 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $13,000 | 6,950 |
| Income before extraordinary items | $765,000 | 5,347 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $765,000 | 5,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 4,187 |
| Cash dividends | $510,000 | 3,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $765,000 | 5,198 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,917,000 | 7,066 |
| Total interest expense | $264,000 | 8,407 |
| Net interest income | $1,653,000 | 6,356 |
| Provision for loan and lease losses | $8,000 | 7,260 |
| Total noninterest income | $210,000 | 6,765 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $80,000 | 6,507 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $130,000 | 5,620 |
| Total noninterest expense | $1,261,000 | 6,542 |
| Salaries and employee benefits | $874,000 | 5,700 |
| Premises and equipment expense | $136,000 | 7,031 |
| Additional noninterest expense | $251,000 | 7,548 |
| Pre-tax net operating income | $594,000 | 5,907 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $13,000 | 6,978 |
| Income before extraordinary items | $581,000 | 5,481 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $581,000 | 5,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,999 |
| Cash dividends | $230,000 | 3,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $581,000 | 5,285 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,253,000 | 7,170 |
| Total interest expense | $125,000 | 8,781 |
| Net interest income | $1,128,000 | 6,276 |
| Provision for loan and lease losses | $8,000 | 6,936 |
| Total noninterest income | $116,000 | 7,137 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $49,000 | 6,621 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $67,000 | 6,058 |
| Total noninterest expense | $806,000 | 6,686 |
| Salaries and employee benefits | $565,000 | 5,814 |
| Premises and equipment expense | $78,000 | 7,336 |
| Additional noninterest expense | $163,000 | 7,598 |
| Pre-tax net operating income | $430,000 | 5,692 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-222,000 | 9,184 |
| Income before extraordinary items | $652,000 | 4,065 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $652,000 | 4,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $230,000 | 3,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $652,000 | 3,881 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $604,000 | 7,297 |
| Total interest expense | $37,000 | 9,073 |
| Net interest income | $567,000 | 6,249 |
| Provision for loan and lease losses | $8,000 | 6,296 |
| Total noninterest income | $39,000 | 7,793 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $23,000 | 6,666 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 7,254 |
| Total noninterest expense | $404,000 | 6,679 |
| Salaries and employee benefits | $273,000 | 5,939 |
| Premises and equipment expense | $54,000 | 6,574 |
| Additional noninterest expense | $77,000 | 7,754 |
| Pre-tax net operating income | $194,000 | 5,912 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-284,000 | 9,267 |
| Income before extraordinary items | $478,000 | 3,044 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $478,000 | 3,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $230,000 | 2,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $478,000 | 2,897 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,483,000 | 8,404 |
| Total interest expense | $198,000 | 9,069 |
| Net interest income | $1,285,000 | 7,783 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $64,000 | 8,822 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $48,000 | 7,564 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 8,678 |
| Total noninterest expense | $732,000 | 8,489 |
| Salaries and employee benefits | $504,000 | 8,125 |
| Premises and equipment expense | $110,000 | 8,038 |
| Additional noninterest expense | $118,000 | 9,091 |
| Pre-tax net operating income | $617,000 | 6,365 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $175,000 | 5,303 |
| Income before extraordinary items | $442,000 | 6,641 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $442,000 | 6,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,185 |
| Cash dividends | $160,000 | 5,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $442,000 | 6,519 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,243,000 | 6,987 |
| Total interest expense | $1,497,000 | 6,977 |
| Net interest income | $1,746,000 | 6,896 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $185,000 | 7,456 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $90,000 | 6,770 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $95,000 | 6,539 |
| Total noninterest expense | $1,149,000 | 7,577 |
| Salaries and employee benefits | $764,000 | 6,932 |
| Premises and equipment expense | $133,000 | 7,806 |
| Additional noninterest expense | $252,000 | 8,202 |
| Pre-tax net operating income | $782,000 | 5,548 |
| Securities gains (losses) | $4,000 | 4,008 |
| Applicable income taxes | $226,000 | 4,792 |
| Income before extraordinary items | $560,000 | 5,791 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $560,000 | 5,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,947 |
| Cash dividends | $400,000 | 3,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $557,160 | 5,685 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,457,000 | 6,971 |
| Total interest expense | $1,593,000 | 6,984 |
| Net interest income | $1,864,000 | 6,790 |
| Provision for loan and lease losses | $18,000 | 7,686 |
| Total noninterest income | $193,000 | 7,357 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 6,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 6,206 |
| Total noninterest expense | $1,142,000 | 7,643 |
| Salaries and employee benefits | $727,000 | 7,070 |
| Premises and equipment expense | $128,000 | 7,958 |
| Additional noninterest expense | $287,000 | 8,047 |
| Pre-tax net operating income | $897,000 | 5,558 |
| Securities gains (losses) | $5,000 | 1,371 |
| Applicable income taxes | $281,000 | 4,716 |
| Income before extraordinary items | $621,000 | 5,743 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $621,000 | 5,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,027 |
| Cash dividends | $400,000 | 3,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $617,550 | 5,771 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,339,000 | 6,998 |
| Total interest expense | $1,501,000 | 6,980 |
| Net interest income | $1,838,000 | 6,935 |
| Provision for loan and lease losses | $24,000 | 7,475 |
| Total noninterest income | $171,000 | 7,830 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 7,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 6,680 |
| Total noninterest expense | $1,120,000 | 7,794 |
| Salaries and employee benefits | $707,000 | 7,200 |
| Premises and equipment expense | $163,000 | 7,432 |
| Additional noninterest expense | $250,000 | 8,555 |
| Pre-tax net operating income | $865,000 | 5,707 |
| Securities gains (losses) | $8,000 | 1,870 |
| Applicable income taxes | $252,000 | 5,180 |
| Income before extraordinary items | $621,000 | 5,795 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $621,000 | 5,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,102 |
| Cash dividends | $400,000 | 3,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $615,320 | 5,799 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,566,000 | 6,881 |
| Total interest expense | $1,732,000 | 6,696 |
| Net interest income | $1,834,000 | 6,980 |
| Provision for loan and lease losses | $20,000 | 7,729 |
| Total noninterest income | $167,000 | 7,994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 7,585 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 6,659 |
| Total noninterest expense | $1,097,000 | 7,834 |
| Salaries and employee benefits | $694,000 | 7,217 |
| Premises and equipment expense | $146,000 | 7,743 |
| Additional noninterest expense | $257,000 | 8,537 |
| Pre-tax net operating income | $884,000 | 5,791 |
| Securities gains (losses) | $-2,000 | 9,897 |
| Applicable income taxes | $264,000 | 5,506 |
| Income before extraordinary items | $618,000 | 5,975 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $618,000 | 5,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,973 |
| Cash dividends | $575,000 | 3,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $619,400 | 5,863 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,737,000 | 6,921 |
| Total interest expense | $1,769,000 | 6,745 |
| Net interest income | $1,968,000 | 6,978 |
| Provision for loan and lease losses | $3,000 | 8,731 |
| Total noninterest income | $200,000 | 7,843 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 7,828 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 6,110 |
| Total noninterest expense | $1,319,000 | 7,259 |
| Salaries and employee benefits | $911,000 | 6,230 |
| Premises and equipment expense | $141,000 | 8,004 |
| Additional noninterest expense | $267,000 | 8,663 |
| Pre-tax net operating income | $846,000 | 6,346 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $270,000 | 6,027 |
| Income before extraordinary items | $580,000 | 6,477 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $580,000 | 6,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,835 |
| Cash dividends | $500,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $577,280 | 6,436 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,680,000 | 7,189 |
| Total interest expense | $1,755,000 | 6,948 |
| Net interest income | $1,925,000 | 7,305 |
| Provision for loan and lease losses | $12,000 | 8,364 |
| Total noninterest income | $563,000 | 4,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 7,912 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $480,000 | 3,011 |
| Total noninterest expense | $1,251,000 | 7,826 |
| Salaries and employee benefits | $796,000 | 7,003 |
| Premises and equipment expense | $133,000 | 8,447 |
| Additional noninterest expense | $322,000 | 8,651 |
| Pre-tax net operating income | $1,225,000 | 5,048 |
| Securities gains (losses) | $-5,000 | 9,952 |
| Applicable income taxes | $272,000 | 6,150 |
| Income before extraordinary items | $948,000 | 4,695 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $948,000 | 4,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $350,000 | 4,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $951,900 | 4,626 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,694,000 | 7,313 |
| Total interest expense | $1,763,000 | 6,985 |
| Net interest income | $1,931,000 | 7,458 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $234,000 | 7,933 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 8,206 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 5,986 |
| Total noninterest expense | $1,227,000 | 8,119 |
| Salaries and employee benefits | $737,000 | 7,477 |
| Premises and equipment expense | $127,000 | 8,867 |
| Additional noninterest expense | $363,000 | 8,565 |
| Pre-tax net operating income | $938,000 | 6,249 |
| Securities gains (losses) | $-21,000 | 10,587 |
| Applicable income taxes | $317,000 | 5,810 |
| Income before extraordinary items | $600,000 | 6,613 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $600,000 | 6,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $400,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $613,650 | 6,526 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,446,000 | 7,420 |
| Total interest expense | $1,469,000 | 6,979 |
| Net interest income | $1,977,000 | 7,622 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $224,000 | 8,324 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,498 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 6,471 |
| Total noninterest expense | $1,238,000 | 8,472 |
| Salaries and employee benefits | $698,000 | 7,898 |
| Premises and equipment expense | $136,000 | 8,926 |
| Additional noninterest expense | $404,000 | 8,791 |
| Pre-tax net operating income | $963,000 | 6,101 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $310,000 | 5,758 |
| Income before extraordinary items | $652,000 | 6,206 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $652,000 | 6,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,867 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $652,680 | 6,277 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,409,000 | 7,658 |
| Total interest expense | $1,490,000 | 7,240 |
| Net interest income | $1,919,000 | 7,917 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $193,000 | 9,352 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 8,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 7,610 |
| Total noninterest expense | $1,213,000 | 8,841 |
| Salaries and employee benefits | $763,000 | 7,553 |
| Premises and equipment expense | $127,000 | 9,576 |
| Additional noninterest expense | $323,000 | 10,151 |
| Pre-tax net operating income | $899,000 | 6,352 |
| Securities gains (losses) | $52,000 | 3,344 |
| Applicable income taxes | $280,000 | 6,335 |
| Income before extraordinary items | $671,000 | 6,289 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $671,000 | 6,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 8,470 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $634,080 | 6,295 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,859,000 | 7,697 |
| Total interest expense | $1,828,000 | 7,543 |
| Net interest income | $2,031,000 | 7,662 |
| Provision for loan and lease losses | $74,000 | 8,124 |
| Total noninterest income | $228,000 | 8,889 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 8,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 7,087 |
| Total noninterest expense | $1,187,000 | 9,101 |
| Salaries and employee benefits | $716,000 | 7,867 |
| Premises and equipment expense | $114,000 | 10,256 |
| Additional noninterest expense | $357,000 | 10,107 |
| Pre-tax net operating income | $998,000 | 5,623 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $303,000 | 5,887 |
| Income before extraordinary items | $700,000 | 5,926 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $700,000 | 6,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 7,883 |
| Cash dividends | $400,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $696,500 | 5,609 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.