Home > Maroa Forsyth Community Bank > Income and Expense
Maroa Forsyth Community Bank, Income and Expense
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $394,000 | 7,315 |
| Total interest expense | $38,000 | 7,399 |
| Net interest income | $356,000 | 7,272 |
| Provision for loan and lease losses | $130,000 | 4,080 |
| Total noninterest income | $94,000 | 5,932 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $33,000 | 6,080 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $61,000 | 5,244 |
| Total noninterest expense | $409,000 | 7,130 |
| Salaries and employee benefits | $208,000 | 7,145 |
| Premises and equipment expense | $61,000 | 6,742 |
| Additional noninterest expense | $140,000 | 7,044 |
| Pre-tax net operating income | $-89,000 | 6,401 |
| Securities gains (losses) | $74,000 | 1,338 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-15,000 | 6,341 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-15,000 | 6,341 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-15,000 | 6,341 |
| Net charge-offs | $4,000 | 5,600 |
| Cash dividends | $10,000 | 3,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-89,000 | 6,449 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $208,000 | 7,358 |
| Total interest expense | $22,000 | 7,444 |
| Net interest income | $186,000 | 7,298 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $52,000 | 5,888 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $17,000 | 6,004 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $35,000 | 5,181 |
| Total noninterest expense | $211,000 | 7,158 |
| Salaries and employee benefits | $104,000 | 7,197 |
| Premises and equipment expense | $33,000 | 6,698 |
| Additional noninterest expense | $74,000 | 7,050 |
| Pre-tax net operating income | $27,000 | 6,018 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $27,000 | 6,033 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $27,000 | 6,032 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $27,000 | 6,033 |
| Net charge-offs | $4,000 | 4,727 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $27,000 | 6,003 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $908,000 | 7,394 |
| Total interest expense | $126,000 | 7,475 |
| Net interest income | $782,000 | 7,332 |
| Provision for loan and lease losses | $60,000 | 6,354 |
| Total noninterest income | $233,000 | 5,757 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $73,000 | 5,867 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $160,000 | 4,894 |
| Total noninterest expense | $865,000 | 7,210 |
| Salaries and employee benefits | $467,000 | 7,185 |
| Premises and equipment expense | $131,000 | 6,790 |
| Additional noninterest expense | $267,000 | 7,206 |
| Pre-tax net operating income | $90,000 | 5,503 |
| Securities gains (losses) | $5,000 | 3,469 |
| Applicable income taxes | $1,000 | 4,548 |
| Income before extraordinary items | $94,000 | 5,639 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $94,000 | 5,640 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $94,000 | 5,640 |
| Net charge-offs | $58,000 | 5,812 |
| Cash dividends | $47,000 | 3,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $89,050 | 5,517 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $682,000 | 7,505 |
| Total interest expense | $103,000 | 7,579 |
| Net interest income | $579,000 | 7,447 |
| Provision for loan and lease losses | $60,000 | 6,111 |
| Total noninterest income | $160,000 | 5,983 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $52,000 | 6,008 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $108,000 | 5,112 |
| Total noninterest expense | $652,000 | 7,279 |
| Salaries and employee benefits | $347,000 | 7,278 |
| Premises and equipment expense | $97,000 | 6,876 |
| Additional noninterest expense | $208,000 | 7,261 |
| Pre-tax net operating income | $27,000 | 5,878 |
| Securities gains (losses) | $5,000 | 3,295 |
| Applicable income taxes | $1,000 | 4,603 |
| Income before extraordinary items | $31,000 | 6,001 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $31,000 | 6,001 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $31,000 | 6,001 |
| Net charge-offs | $58,000 | 5,397 |
| Cash dividends | $47,000 | 3,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $26,150 | 5,900 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $492,000 | 7,539 |
| Total interest expense | $74,000 | 7,628 |
| Net interest income | $418,000 | 7,449 |
| Provision for loan and lease losses | $42,000 | 5,977 |
| Total noninterest income | $110,000 | 5,942 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $33,000 | 6,090 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $77,000 | 5,031 |
| Total noninterest expense | $425,000 | 7,362 |
| Salaries and employee benefits | $224,000 | 7,370 |
| Premises and equipment expense | $65,000 | 6,924 |
| Additional noninterest expense | $136,000 | 7,335 |
| Pre-tax net operating income | $61,000 | 5,735 |
| Securities gains (losses) | $5,000 | 2,788 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $65,000 | 5,780 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $65,000 | 5,782 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $65,000 | 5,781 |
| Net charge-offs | $62,000 | 4,692 |
| Cash dividends | $47,000 | 3,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $60,100 | 5,705 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $248,000 | 7,639 |
| Total interest expense | $38,000 | 7,735 |
| Net interest income | $210,000 | 7,536 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $55,000 | 5,999 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $14,000 | 6,285 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $41,000 | 5,010 |
| Total noninterest expense | $228,000 | 7,402 |
| Salaries and employee benefits | $113,000 | 7,455 |
| Premises and equipment expense | $34,000 | 6,958 |
| Additional noninterest expense | $81,000 | 7,253 |
| Pre-tax net operating income | $37,000 | 5,814 |
| Securities gains (losses) | $5,000 | 1,894 |
| Applicable income taxes | $1,000 | 4,457 |
| Income before extraordinary items | $41,000 | 5,825 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $41,000 | 5,827 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $41,000 | 5,825 |
| Net charge-offs | $-3,000 | 7,154 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $36,100 | 5,788 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,016,000 | 7,706 |
| Total interest expense | $170,000 | 7,820 |
| Net interest income | $846,000 | 7,582 |
| Provision for loan and lease losses | $102,000 | 6,398 |
| Total noninterest income | $314,000 | 5,531 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $74,000 | 6,114 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $240,000 | 4,343 |
| Total noninterest expense | $816,000 | 7,593 |
| Salaries and employee benefits | $432,000 | 7,570 |
| Premises and equipment expense | $121,000 | 7,179 |
| Additional noninterest expense | $263,000 | 7,553 |
| Pre-tax net operating income | $242,000 | 4,674 |
| Securities gains (losses) | $6,000 | 3,400 |
| Applicable income taxes | $2,000 | 4,160 |
| Income before extraordinary items | $246,000 | 4,650 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $246,000 | 4,650 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $246,000 | 4,650 |
| Net charge-offs | $65,000 | 6,050 |
| Cash dividends | $310,000 | 3,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $240,060 | 4,605 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $773,000 | 7,785 |
| Total interest expense | $128,000 | 7,910 |
| Net interest income | $645,000 | 7,647 |
| Provision for loan and lease losses | $72,000 | 6,301 |
| Total noninterest income | $251,000 | 5,510 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $55,000 | 6,160 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $196,000 | 4,314 |
| Total noninterest expense | $604,000 | 7,651 |
| Salaries and employee benefits | $323,000 | 7,635 |
| Premises and equipment expense | $87,000 | 7,285 |
| Additional noninterest expense | $194,000 | 7,618 |
| Pre-tax net operating income | $220,000 | 4,849 |
| Securities gains (losses) | $21,000 | 2,721 |
| Applicable income taxes | $2,000 | 4,371 |
| Income before extraordinary items | $239,000 | 4,680 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $239,000 | 4,678 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $239,000 | 4,681 |
| Net charge-offs | $64,000 | 5,483 |
| Cash dividends | $285,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $218,210 | 4,698 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $522,000 | 7,855 |
| Total interest expense | $89,000 | 7,993 |
| Net interest income | $433,000 | 7,695 |
| Provision for loan and lease losses | $72,000 | 5,681 |
| Total noninterest income | $181,000 | 5,387 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $36,000 | 6,207 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $145,000 | 4,192 |
| Total noninterest expense | $395,000 | 7,745 |
| Salaries and employee benefits | $211,000 | 7,731 |
| Premises and equipment expense | $59,000 | 7,350 |
| Additional noninterest expense | $125,000 | 7,699 |
| Pre-tax net operating income | $147,000 | 4,947 |
| Securities gains (losses) | $15,000 | 2,438 |
| Applicable income taxes | $2,000 | 4,423 |
| Income before extraordinary items | $160,000 | 4,797 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $160,000 | 4,794 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $160,000 | 4,794 |
| Net charge-offs | $60,000 | 4,757 |
| Cash dividends | $230,000 | 2,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $145,150 | 4,811 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $267,000 | 7,897 |
| Total interest expense | $49,000 | 8,036 |
| Net interest income | $218,000 | 7,714 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $82,000 | 5,536 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $17,000 | 6,257 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $65,000 | 4,382 |
| Total noninterest expense | $208,000 | 7,720 |
| Salaries and employee benefits | $113,000 | 7,712 |
| Premises and equipment expense | $32,000 | 7,281 |
| Additional noninterest expense | $63,000 | 7,648 |
| Pre-tax net operating income | $92,000 | 5,112 |
| Securities gains (losses) | $15,000 | 1,797 |
| Applicable income taxes | $2,000 | 4,551 |
| Income before extraordinary items | $105,000 | 4,880 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $105,000 | 4,884 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $105,000 | 4,883 |
| Net charge-offs | $-20,000 | 7,996 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $90,300 | 4,927 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,101,000 | 7,924 |
| Total interest expense | $314,000 | 7,982 |
| Net interest income | $787,000 | 7,816 |
| Provision for loan and lease losses | $22,000 | 6,985 |
| Total noninterest income | $241,000 | 6,201 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $89,000 | 6,055 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $152,000 | 5,289 |
| Total noninterest expense | $847,000 | 7,740 |
| Salaries and employee benefits | $431,000 | 7,820 |
| Premises and equipment expense | $118,000 | 7,449 |
| Additional noninterest expense | $298,000 | 7,467 |
| Pre-tax net operating income | $159,000 | 5,858 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $1,000 | 4,863 |
| Income before extraordinary items | $159,000 | 5,636 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $159,000 | 5,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,700 |
| Cash dividends | $75,000 | 5,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $158,010 | 5,800 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $825,000 | 8,022 |
| Total interest expense | $254,000 | 8,032 |
| Net interest income | $571,000 | 7,934 |
| Provision for loan and lease losses | $22,000 | 6,451 |
| Total noninterest income | $174,000 | 6,368 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $60,000 | 6,226 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $114,000 | 5,399 |
| Total noninterest expense | $669,000 | 7,714 |
| Salaries and employee benefits | $332,000 | 7,825 |
| Premises and equipment expense | $90,000 | 7,472 |
| Additional noninterest expense | $247,000 | 7,335 |
| Pre-tax net operating income | $54,000 | 6,574 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $1,000 | 5,240 |
| Income before extraordinary items | $54,000 | 6,389 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $54,000 | 6,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,764 |
| Cash dividends | $30,000 | 4,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $53,020 | 6,555 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $554,000 | 8,087 |
| Total interest expense | $181,000 | 8,079 |
| Net interest income | $373,000 | 7,991 |
| Provision for loan and lease losses | $22,000 | 5,910 |
| Total noninterest income | $119,000 | 6,383 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $40,000 | 6,240 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $79,000 | 5,437 |
| Total noninterest expense | $444,000 | 7,773 |
| Salaries and employee benefits | $219,000 | 7,910 |
| Premises and equipment expense | $61,000 | 7,494 |
| Additional noninterest expense | $164,000 | 7,375 |
| Pre-tax net operating income | $26,000 | 6,807 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $1,000 | 5,487 |
| Income before extraordinary items | $26,000 | 6,844 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $26,000 | 6,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,861 |
| Cash dividends | $25,000 | 4,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $25,040 | 6,807 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $281,000 | 8,132 |
| Total interest expense | $95,000 | 8,119 |
| Net interest income | $186,000 | 8,045 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $56,000 | 6,473 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $19,000 | 6,289 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $37,000 | 5,574 |
| Total noninterest expense | $228,000 | 7,780 |
| Salaries and employee benefits | $114,000 | 7,907 |
| Premises and equipment expense | $32,000 | 7,475 |
| Additional noninterest expense | $82,000 | 7,385 |
| Pre-tax net operating income | $14,000 | 7,019 |
| Securities gains (losses) | $1,000 | 2,556 |
| Applicable income taxes | $1,000 | 5,476 |
| Income before extraordinary items | $14,000 | 7,092 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $14,000 | 7,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $13,070 | 7,021 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,277,000 | 8,042 |
| Total interest expense | $378,000 | 8,121 |
| Net interest income | $899,000 | 7,874 |
| Provision for loan and lease losses | $23,000 | 6,276 |
| Total noninterest income | $257,000 | 6,337 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $99,000 | 6,033 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $158,000 | 5,489 |
| Total noninterest expense | $999,000 | 7,662 |
| Salaries and employee benefits | $491,000 | 7,829 |
| Premises and equipment expense | $177,000 | 6,958 |
| Additional noninterest expense | $331,000 | 7,394 |
| Pre-tax net operating income | $134,000 | 7,050 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,000 | 5,906 |
| Income before extraordinary items | $132,000 | 7,018 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $132,000 | 7,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,008 |
| Cash dividends | $50,000 | 5,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $132,000 | 6,997 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $960,000 | 8,103 |
| Total interest expense | $283,000 | 8,172 |
| Net interest income | $677,000 | 7,913 |
| Provision for loan and lease losses | $10,000 | 6,151 |
| Total noninterest income | $193,000 | 6,372 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $76,000 | 6,039 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $117,000 | 5,521 |
| Total noninterest expense | $759,000 | 7,615 |
| Salaries and employee benefits | $372,000 | 7,794 |
| Premises and equipment expense | $138,000 | 6,883 |
| Additional noninterest expense | $249,000 | 7,371 |
| Pre-tax net operating income | $101,000 | 7,320 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,000 | 6,041 |
| Income before extraordinary items | $99,000 | 7,279 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $99,000 | 7,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,961 |
| Cash dividends | $46,000 | 4,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $99,000 | 7,265 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $631,000 | 8,170 |
| Total interest expense | $182,000 | 8,250 |
| Net interest income | $449,000 | 7,975 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $133,000 | 6,345 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $56,000 | 5,910 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $77,000 | 5,595 |
| Total noninterest expense | $526,000 | 7,607 |
| Salaries and employee benefits | $259,000 | 7,788 |
| Premises and equipment expense | $93,000 | 6,892 |
| Additional noninterest expense | $174,000 | 7,312 |
| Pre-tax net operating income | $56,000 | 7,490 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,000 | 6,068 |
| Income before extraordinary items | $54,000 | 7,457 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $54,000 | 7,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,113 |
| Cash dividends | $30,000 | 4,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $54,000 | 7,446 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $322,000 | 8,203 |
| Total interest expense | $86,000 | 8,316 |
| Net interest income | $236,000 | 7,990 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $67,000 | 6,329 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $29,000 | 5,849 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $38,000 | 5,593 |
| Total noninterest expense | $272,000 | 7,606 |
| Salaries and employee benefits | $137,000 | 7,762 |
| Premises and equipment expense | $48,000 | 6,873 |
| Additional noninterest expense | $87,000 | 7,339 |
| Pre-tax net operating income | $31,000 | 7,530 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $31,000 | 7,454 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $31,000 | 7,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,890 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $31,000 | 7,439 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,203,000 | 8,134 |
| Total interest expense | $298,000 | 8,298 |
| Net interest income | $905,000 | 7,972 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $254,000 | 6,503 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $111,000 | 6,003 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $143,000 | 5,703 |
| Total noninterest expense | $1,003,000 | 7,706 |
| Salaries and employee benefits | $519,000 | 7,821 |
| Premises and equipment expense | $176,000 | 6,966 |
| Additional noninterest expense | $308,000 | 7,538 |
| Pre-tax net operating income | $156,000 | 7,542 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $156,000 | 7,459 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $156,000 | 7,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,843 |
| Cash dividends | $75,000 | 5,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $156,000 | 7,447 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $881,000 | 8,217 |
| Total interest expense | $213,000 | 8,372 |
| Net interest income | $668,000 | 8,072 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $189,000 | 6,571 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $84,000 | 6,055 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $105,000 | 5,756 |
| Total noninterest expense | $751,000 | 7,708 |
| Salaries and employee benefits | $388,000 | 7,816 |
| Premises and equipment expense | $133,000 | 6,982 |
| Additional noninterest expense | $230,000 | 7,547 |
| Pre-tax net operating income | $106,000 | 7,783 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $106,000 | 7,692 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $106,000 | 7,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,294 |
| Cash dividends | $49,000 | 5,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $106,000 | 7,693 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $559,000 | 8,294 |
| Total interest expense | $133,000 | 8,409 |
| Net interest income | $426,000 | 8,156 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $124,000 | 6,600 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $55,000 | 6,106 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $69,000 | 5,814 |
| Total noninterest expense | $508,000 | 7,717 |
| Salaries and employee benefits | $257,000 | 7,865 |
| Premises and equipment expense | $92,000 | 6,935 |
| Additional noninterest expense | $159,000 | 7,515 |
| Pre-tax net operating income | $42,000 | 7,996 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $42,000 | 7,957 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $42,000 | 7,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,558 |
| Cash dividends | $19,000 | 4,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $42,000 | 7,960 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $280,000 | 8,311 |
| Total interest expense | $61,000 | 8,455 |
| Net interest income | $219,000 | 8,151 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $60,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $26,000 | 6,158 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $34,000 | 5,852 |
| Total noninterest expense | $252,000 | 7,743 |
| Salaries and employee benefits | $129,000 | 7,886 |
| Premises and equipment expense | $47,000 | 6,882 |
| Additional noninterest expense | $76,000 | 7,600 |
| Pre-tax net operating income | $27,000 | 7,964 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $27,000 | 7,890 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $27,000 | 7,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $27,000 | 7,888 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,146,000 | 8,222 |
| Total interest expense | $205,000 | 8,437 |
| Net interest income | $941,000 | 8,026 |
| Provision for loan and lease losses | $20,000 | 6,489 |
| Total noninterest income | $261,000 | 6,594 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $111,000 | 6,128 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $150,000 | 5,728 |
| Total noninterest expense | $1,022,000 | 7,713 |
| Salaries and employee benefits | $498,000 | 7,910 |
| Premises and equipment expense | $187,000 | 6,861 |
| Additional noninterest expense | $337,000 | 7,418 |
| Pre-tax net operating income | $160,000 | 7,805 |
| Securities gains (losses) | $-1,000 | 6,938 |
| Applicable income taxes | $1,000 | 6,850 |
| Income before extraordinary items | $158,000 | 7,760 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $158,000 | 7,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,820 |
| Cash dividends | $126,000 | 5,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $158,990 | 7,723 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $841,000 | 8,277 |
| Total interest expense | $140,000 | 8,491 |
| Net interest income | $701,000 | 8,090 |
| Provision for loan and lease losses | $20,000 | 6,139 |
| Total noninterest income | $197,000 | 6,614 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $82,000 | 6,199 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $115,000 | 5,699 |
| Total noninterest expense | $739,000 | 7,753 |
| Salaries and employee benefits | $370,000 | 7,898 |
| Premises and equipment expense | $133,000 | 6,961 |
| Additional noninterest expense | $236,000 | 7,556 |
| Pre-tax net operating income | $139,000 | 7,869 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,000 | 6,867 |
| Income before extraordinary items | $138,000 | 7,761 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $138,000 | 7,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,120 |
| Cash dividends | $113,000 | 4,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $138,000 | 7,725 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $552,000 | 8,299 |
| Total interest expense | $91,000 | 8,496 |
| Net interest income | $461,000 | 8,124 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $125,000 | 6,674 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $51,000 | 6,276 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $74,000 | 5,767 |
| Total noninterest expense | $479,000 | 7,816 |
| Salaries and employee benefits | $243,000 | 7,927 |
| Premises and equipment expense | $89,000 | 6,941 |
| Additional noninterest expense | $147,000 | 7,662 |
| Pre-tax net operating income | $107,000 | 7,814 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 6,848 |
| Income before extraordinary items | $106,000 | 7,690 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $106,000 | 7,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,310 |
| Cash dividends | $83,000 | 4,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $106,000 | 7,644 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $276,000 | 8,362 |
| Total interest expense | $43,000 | 8,574 |
| Net interest income | $233,000 | 8,178 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $60,000 | 6,751 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $24,000 | 6,339 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $36,000 | 5,847 |
| Total noninterest expense | $237,000 | 7,901 |
| Salaries and employee benefits | $122,000 | 7,990 |
| Premises and equipment expense | $44,000 | 7,034 |
| Additional noninterest expense | $71,000 | 7,777 |
| Pre-tax net operating income | $56,000 | 7,814 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $55,000 | 7,676 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $55,000 | 7,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,734 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $55,000 | 7,645 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,149,000 | 8,260 |
| Total interest expense | $207,000 | 8,442 |
| Net interest income | $942,000 | 8,107 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $236,000 | 6,875 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $89,000 | 6,629 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $147,000 | 5,731 |
| Total noninterest expense | $977,000 | 7,866 |
| Salaries and employee benefits | $488,000 | 8,012 |
| Premises and equipment expense | $188,000 | 6,890 |
| Additional noninterest expense | $301,000 | 7,697 |
| Pre-tax net operating income | $201,000 | 7,778 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-3,000 | 8,536 |
| Income before extraordinary items | $204,000 | 7,631 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $204,000 | 7,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,855 |
| Cash dividends | $100,000 | 5,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $204,000 | 7,588 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $841,000 | 8,335 |
| Total interest expense | $151,000 | 8,510 |
| Net interest income | $690,000 | 8,175 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $171,000 | 6,967 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $64,000 | 6,729 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $107,000 | 5,792 |
| Total noninterest expense | $721,000 | 7,859 |
| Salaries and employee benefits | $361,000 | 8,018 |
| Premises and equipment expense | $143,000 | 6,838 |
| Additional noninterest expense | $217,000 | 7,771 |
| Pre-tax net operating income | $140,000 | 7,955 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-3,000 | 8,680 |
| Income before extraordinary items | $143,000 | 7,822 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $143,000 | 7,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,361 |
| Cash dividends | $92,000 | 4,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $143,000 | 7,780 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $553,000 | 8,394 |
| Total interest expense | $102,000 | 8,562 |
| Net interest income | $451,000 | 8,261 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $115,000 | 6,981 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $43,000 | 6,739 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $72,000 | 5,800 |
| Total noninterest expense | $479,000 | 7,915 |
| Salaries and employee benefits | $240,000 | 8,076 |
| Premises and equipment expense | $96,000 | 6,873 |
| Additional noninterest expense | $143,000 | 7,815 |
| Pre-tax net operating income | $87,000 | 8,018 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-3,000 | 8,734 |
| Income before extraordinary items | $90,000 | 7,885 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $90,000 | 7,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $60,000 | 4,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $90,000 | 7,821 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $277,000 | 8,446 |
| Total interest expense | $54,000 | 8,572 |
| Net interest income | $223,000 | 8,308 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $55,000 | 7,060 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $20,000 | 6,805 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $35,000 | 5,821 |
| Total noninterest expense | $238,000 | 7,972 |
| Salaries and employee benefits | $119,000 | 8,132 |
| Premises and equipment expense | $49,000 | 6,832 |
| Additional noninterest expense | $70,000 | 7,888 |
| Pre-tax net operating income | $40,000 | 8,049 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-3,000 | 8,809 |
| Income before extraordinary items | $43,000 | 7,916 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $43,000 | 7,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $43,000 | 7,854 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,166,000 | 8,437 |
| Total interest expense | $271,000 | 8,554 |
| Net interest income | $895,000 | 8,269 |
| Provision for loan and lease losses | $20,000 | 7,057 |
| Total noninterest income | $301,000 | 6,592 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $83,000 | 6,840 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $218,000 | 5,113 |
| Total noninterest expense | $995,000 | 7,891 |
| Salaries and employee benefits | $476,000 | 8,168 |
| Premises and equipment expense | $187,000 | 6,942 |
| Additional noninterest expense | $332,000 | 7,563 |
| Pre-tax net operating income | $181,000 | 7,885 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $1,000 | 7,379 |
| Income before extraordinary items | $181,000 | 7,858 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $181,000 | 7,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,445 |
| Cash dividends | $100,000 | 5,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $180,010 | 7,730 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $889,000 | 8,504 |
| Total interest expense | $209,000 | 8,629 |
| Net interest income | $680,000 | 8,329 |
| Provision for loan and lease losses | $20,000 | 6,734 |
| Total noninterest income | $238,000 | 6,522 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $60,000 | 6,953 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $178,000 | 5,010 |
| Total noninterest expense | $758,000 | 7,844 |
| Salaries and employee benefits | $356,000 | 8,166 |
| Premises and equipment expense | $137,000 | 7,013 |
| Additional noninterest expense | $265,000 | 7,437 |
| Pre-tax net operating income | $140,000 | 8,027 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $141,000 | 7,962 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $141,000 | 7,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,642 |
| Cash dividends | $70,000 | 4,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $140,000 | 7,830 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $598,000 | 8,551 |
| Total interest expense | $143,000 | 8,686 |
| Net interest income | $455,000 | 8,357 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $165,000 | 6,415 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $38,000 | 7,025 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $127,000 | 4,888 |
| Total noninterest expense | $512,000 | 7,840 |
| Salaries and employee benefits | $241,000 | 8,154 |
| Premises and equipment expense | $91,000 | 7,004 |
| Additional noninterest expense | $180,000 | 7,397 |
| Pre-tax net operating income | $108,000 | 7,940 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $108,000 | 7,865 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $108,000 | 7,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $40,000 | 4,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $108,000 | 7,692 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $296,000 | 8,617 |
| Total interest expense | $74,000 | 8,738 |
| Net interest income | $222,000 | 8,431 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $90,000 | 6,155 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $19,000 | 6,970 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $71,000 | 4,573 |
| Total noninterest expense | $258,000 | 7,857 |
| Salaries and employee benefits | $125,000 | 8,104 |
| Premises and equipment expense | $45,000 | 7,066 |
| Additional noninterest expense | $88,000 | 7,465 |
| Pre-tax net operating income | $54,000 | 7,928 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $55,000 | 7,774 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $55,000 | 7,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $54,000 | 7,648 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,204,000 | 8,679 |
| Total interest expense | $379,000 | 8,713 |
| Net interest income | $825,000 | 8,544 |
| Provision for loan and lease losses | $40,000 | 6,915 |
| Total noninterest income | $289,000 | 6,545 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $69,000 | 7,157 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $220,000 | 4,830 |
| Total noninterest expense | $914,000 | 8,114 |
| Salaries and employee benefits | $439,000 | 8,358 |
| Premises and equipment expense | $178,000 | 7,061 |
| Additional noninterest expense | $297,000 | 7,827 |
| Pre-tax net operating income | $160,000 | 8,079 |
| Securities gains (losses) | $40,000 | 2,603 |
| Applicable income taxes | $-12,000 | 8,873 |
| Income before extraordinary items | $212,000 | 7,774 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $212,000 | 7,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,517 |
| Cash dividends | $75,000 | 5,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $172,000 | 7,873 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,295,000 | 8,901 |
| Total interest expense | $589,000 | 8,850 |
| Net interest income | $706,000 | 8,838 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $180,000 | 7,523 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $69,000 | 7,188 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $111,000 | 6,181 |
| Total noninterest expense | $812,000 | 8,427 |
| Salaries and employee benefits | $403,000 | 8,607 |
| Premises and equipment expense | $178,000 | 7,095 |
| Additional noninterest expense | $231,000 | 8,405 |
| Pre-tax net operating income | $74,000 | 8,447 |
| Securities gains (losses) | $7,000 | 3,779 |
| Applicable income taxes | $10,000 | 7,583 |
| Income before extraordinary items | $71,000 | 8,494 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $71,000 | 8,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,863 |
| Cash dividends | $50,000 | 6,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $64,840 | 8,443 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,190,000 | 9,232 |
| Total interest expense | $485,000 | 9,277 |
| Net interest income | $705,000 | 9,105 |
| Provision for loan and lease losses | $5,000 | 8,144 |
| Total noninterest income | $160,000 | 7,748 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 7,329 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 6,509 |
| Total noninterest expense | $696,000 | 8,833 |
| Salaries and employee benefits | $366,000 | 8,922 |
| Premises and equipment expense | $132,000 | 7,888 |
| Additional noninterest expense | $198,000 | 8,803 |
| Pre-tax net operating income | $164,000 | 8,528 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $45,000 | 7,320 |
| Income before extraordinary items | $119,000 | 8,585 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $119,000 | 8,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,623 |
| Cash dividends | $70,000 | 6,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $119,000 | 8,579 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,227,000 | 9,392 |
| Total interest expense | $482,000 | 9,474 |
| Net interest income | $745,000 | 9,179 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $77,000 | 9,188 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 7,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 9,087 |
| Total noninterest expense | $696,000 | 9,042 |
| Salaries and employee benefits | $349,000 | 9,196 |
| Premises and equipment expense | $143,000 | 7,784 |
| Additional noninterest expense | $204,000 | 8,983 |
| Pre-tax net operating income | $126,000 | 8,947 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $32,000 | 7,966 |
| Income before extraordinary items | $97,000 | 8,991 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $97,000 | 8,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,163 |
| Cash dividends | $50,000 | 6,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $94,750 | 8,974 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,274,000 | 9,569 |
| Total interest expense | $507,000 | 9,679 |
| Net interest income | $767,000 | 9,337 |
| Provision for loan and lease losses | $6,000 | 8,399 |
| Total noninterest income | $78,000 | 9,386 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 7,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 9,238 |
| Total noninterest expense | $728,000 | 9,024 |
| Salaries and employee benefits | $352,000 | 9,281 |
| Premises and equipment expense | $109,000 | 8,510 |
| Additional noninterest expense | $267,000 | 8,425 |
| Pre-tax net operating income | $111,000 | 9,361 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $25,000 | 8,790 |
| Income before extraordinary items | $86,000 | 9,433 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $86,000 | 9,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $50,000 | 6,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $86,000 | 9,371 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,220,000 | 10,041 |
| Total interest expense | $529,000 | 10,026 |
| Net interest income | $691,000 | 9,966 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $123,000 | 9,012 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 8,861 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 7,074 |
| Total noninterest expense | $625,000 | 9,651 |
| Salaries and employee benefits | $314,000 | 9,852 |
| Premises and equipment expense | $123,000 | 8,418 |
| Additional noninterest expense | $188,000 | 9,564 |
| Pre-tax net operating income | $189,000 | 9,630 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $63,000 | 9,033 |
| Income before extraordinary items | $127,000 | 9,783 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $127,000 | 9,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,964 |
| Cash dividends | $40,000 | 7,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $126,330 | 9,745 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,236,000 | 10,476 |
| Total interest expense | $510,000 | 10,570 |
| Net interest income | $726,000 | 10,310 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $96,000 | 9,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 8,902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,981 |
| Total noninterest expense | $586,000 | 10,220 |
| Salaries and employee benefits | $288,000 | 10,448 |
| Premises and equipment expense | $34,000 | 11,051 |
| Additional noninterest expense | $264,000 | 9,251 |
| Pre-tax net operating income | $236,000 | 9,570 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $82,000 | 9,093 |
| Income before extraordinary items | $154,000 | 9,753 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $154,000 | 9,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,797 |
| Cash dividends | $50,000 | 7,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $154,000 | 9,691 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $611,000 | 11,710 |
| Total interest expense | $255,000 | 11,662 |
| Net interest income | $356,000 | 11,684 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $81,000 | 10,708 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 9,923 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 8,889 |
| Total noninterest expense | $301,000 | 11,709 |
| Salaries and employee benefits | $140,000 | 11,768 |
| Premises and equipment expense | $21,000 | 11,788 |
| Additional noninterest expense | $140,000 | 11,180 |
| Pre-tax net operating income | $136,000 | 10,862 |
| Securities gains (losses) | $13,000 | 2,193 |
| Applicable income taxes | $50,000 | 10,190 |
| Income before extraordinary items | $99,000 | 10,942 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $99,000 | 10,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 11,045 |
| Cash dividends | $25,000 | 8,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $90,420 | 10,992 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,095,000 | 11,535 |
| Total interest expense | $416,000 | 11,496 |
| Net interest income | $679,000 | 11,460 |
| Provision for loan and lease losses | $9,000 | 8,587 |
| Total noninterest income | $101,000 | 10,716 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 9,795 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,402 |
| Total noninterest expense | $606,000 | 11,096 |
| Salaries and employee benefits | $306,000 | 11,149 |
| Premises and equipment expense | $105,000 | 9,868 |
| Additional noninterest expense | $195,000 | 11,210 |
| Pre-tax net operating income | $165,000 | 11,161 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $39,000 | 10,719 |
| Income before extraordinary items | $124,000 | 11,114 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $124,000 | 11,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,519 |
| Cash dividends | $26,000 | 8,448 |
| Sale, conversion, retirement of capital stock, net | $-5,000 | 12,446 |
| Net operating income | $125,520 | 11,156 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,097,000 | 12,089 |
| Total interest expense | $454,000 | 11,922 |
| Net interest income | $643,000 | 12,061 |
| Provision for loan and lease losses | $32,000 | 8,327 |
| Total noninterest income | $230,000 | 8,706 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 9,905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 6,056 |
| Total noninterest expense | $618,000 | 11,552 |
| Salaries and employee benefits | $309,000 | 11,555 |
| Premises and equipment expense | $33,000 | 12,758 |
| Additional noninterest expense | $276,000 | 10,747 |
| Pre-tax net operating income | $223,000 | 10,842 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $57,000 | 10,777 |
| Income before extraordinary items | $174,000 | 10,935 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $174,000 | 11,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 7,730 |
| Cash dividends | $11,000 | 8,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $168,000 | 10,799 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,179,000 | 12,643 |
| Total interest expense | $645,000 | 12,087 |
| Net interest income | $534,000 | 12,952 |
| Provision for loan and lease losses | $48,000 | 9,164 |
| Total noninterest income | $99,000 | 11,759 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 10,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 10,399 |
| Total noninterest expense | $562,000 | 12,292 |
| Salaries and employee benefits | $283,000 | 12,209 |
| Premises and equipment expense | $54,000 | 12,540 |
| Additional noninterest expense | $225,000 | 11,889 |
| Pre-tax net operating income | $23,000 | 12,578 |
| Securities gains (losses) | $30,000 | 4,989 |
| Applicable income taxes | $7,000 | 12,453 |
| Income before extraordinary items | $46,000 | 12,596 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $46,000 | 12,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 12,970 |
| Cash dividends | $7,000 | 8,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $19,900 | 12,541 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.