Home > MarkleBank > Income and Expense
MarkleBank, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,008,000 | 1,829 |
| Total interest expense | $2,090,000 | 1,659 |
| Net interest income | $8,918,000 | 1,861 |
| Provision for loan and lease losses | $555,000 | 2,146 |
| Total noninterest income | $2,197,000 | 1,664 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $508,000 | 1,974 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,689,000 | 1,416 |
| Total noninterest expense | $7,221,000 | 1,980 |
| Salaries and employee benefits | $3,016,000 | 2,444 |
| Premises and equipment expense | $474,000 | 3,299 |
| Additional noninterest expense | $3,731,000 | 1,362 |
| Pre-tax net operating income | $3,339,000 | 1,558 |
| Securities gains (losses) | $171,000 | 1,561 |
| Applicable income taxes | $920,000 | 1,310 |
| Income before extraordinary items | $2,590,000 | 1,698 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,590,000 | 1,697 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,590,000 | 1,699 |
| Net charge-offs | $303,000 | 2,806 |
| Cash dividends | $974,000 | 1,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,463,460 | 1,674 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,337,000 | 1,838 |
| Total interest expense | $1,463,000 | 1,644 |
| Net interest income | $5,874,000 | 1,885 |
| Provision for loan and lease losses | $350,000 | 2,226 |
| Total noninterest income | $1,350,000 | 1,759 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $339,000 | 1,953 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,011,000 | 1,509 |
| Total noninterest expense | $4,745,000 | 2,014 |
| Salaries and employee benefits | $1,983,000 | 2,470 |
| Premises and equipment expense | $306,000 | 3,390 |
| Additional noninterest expense | $2,456,000 | 1,390 |
| Pre-tax net operating income | $2,129,000 | 1,603 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $536,000 | 1,431 |
| Income before extraordinary items | $1,593,000 | 1,795 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,593,000 | 1,792 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,593,000 | 1,795 |
| Net charge-offs | $318,000 | 2,251 |
| Cash dividends | $674,000 | 1,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,593,000 | 1,711 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,679,000 | 1,847 |
| Total interest expense | $768,000 | 1,628 |
| Net interest income | $2,911,000 | 1,906 |
| Provision for loan and lease losses | $165,000 | 2,206 |
| Total noninterest income | $720,000 | 1,659 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $166,000 | 1,976 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $554,000 | 1,406 |
| Total noninterest expense | $2,363,000 | 2,024 |
| Salaries and employee benefits | $1,013,000 | 2,443 |
| Premises and equipment expense | $154,000 | 3,398 |
| Additional noninterest expense | $1,196,000 | 1,411 |
| Pre-tax net operating income | $1,103,000 | 1,540 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $286,000 | 1,348 |
| Income before extraordinary items | $817,000 | 1,769 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $817,000 | 1,771 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $817,000 | 1,770 |
| Net charge-offs | $303,000 | 1,485 |
| Cash dividends | $323,000 | 1,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $817,000 | 1,668 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $15,286,000 | 1,841 |
| Total interest expense | $3,546,000 | 1,682 |
| Net interest income | $11,740,000 | 1,879 |
| Provision for loan and lease losses | $1,040,000 | 2,367 |
| Total noninterest income | $2,894,000 | 1,530 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $788,000 | 1,803 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,106,000 | 1,309 |
| Total noninterest expense | $9,197,000 | 2,078 |
| Salaries and employee benefits | $3,786,000 | 2,533 |
| Premises and equipment expense | $587,000 | 3,634 |
| Additional noninterest expense | $4,824,000 | 1,425 |
| Pre-tax net operating income | $4,397,000 | 1,325 |
| Securities gains (losses) | $70,000 | 2,337 |
| Applicable income taxes | $1,148,000 | 1,229 |
| Income before extraordinary items | $3,319,000 | 1,471 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,319,000 | 1,471 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,319,000 | 1,471 |
| Net charge-offs | $581,000 | 2,996 |
| Cash dividends | $1,207,000 | 1,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,267,200 | 1,424 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,359,000 | 1,875 |
| Total interest expense | $2,715,000 | 1,721 |
| Net interest income | $8,644,000 | 1,908 |
| Provision for loan and lease losses | $640,000 | 2,560 |
| Total noninterest income | $1,996,000 | 1,614 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $585,000 | 1,823 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,411,000 | 1,400 |
| Total noninterest expense | $6,744,000 | 2,131 |
| Salaries and employee benefits | $2,710,000 | 2,672 |
| Premises and equipment expense | $442,000 | 3,666 |
| Additional noninterest expense | $3,592,000 | 1,433 |
| Pre-tax net operating income | $3,256,000 | 1,390 |
| Securities gains (losses) | $62,000 | 2,171 |
| Applicable income taxes | $853,000 | 1,228 |
| Income before extraordinary items | $2,465,000 | 1,541 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,465,000 | 1,541 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,465,000 | 1,541 |
| Net charge-offs | $522,000 | 2,619 |
| Cash dividends | $870,000 | 1,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,419,120 | 1,487 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,513,000 | 1,909 |
| Total interest expense | $1,838,000 | 1,752 |
| Net interest income | $5,675,000 | 1,940 |
| Provision for loan and lease losses | $450,000 | 2,433 |
| Total noninterest income | $1,364,000 | 1,582 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $366,000 | 1,893 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $998,000 | 1,345 |
| Total noninterest expense | $4,548,000 | 2,126 |
| Salaries and employee benefits | $1,819,000 | 2,659 |
| Premises and equipment expense | $301,000 | 3,636 |
| Additional noninterest expense | $2,428,000 | 1,445 |
| Pre-tax net operating income | $2,041,000 | 1,423 |
| Securities gains (losses) | $62,000 | 1,453 |
| Applicable income taxes | $531,000 | 1,262 |
| Income before extraordinary items | $1,572,000 | 1,557 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,572,000 | 1,557 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,572,000 | 1,557 |
| Net charge-offs | $120,000 | 3,664 |
| Cash dividends | $547,000 | 1,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,525,500 | 1,532 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,791,000 | 1,896 |
| Total interest expense | $928,000 | 1,784 |
| Net interest income | $2,863,000 | 1,927 |
| Provision for loan and lease losses | $210,000 | 2,372 |
| Total noninterest income | $618,000 | 1,713 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $171,000 | 1,987 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $447,000 | 1,458 |
| Total noninterest expense | $2,215,000 | 2,180 |
| Salaries and employee benefits | $896,000 | 2,708 |
| Premises and equipment expense | $156,000 | 3,595 |
| Additional noninterest expense | $1,163,000 | 1,498 |
| Pre-tax net operating income | $1,056,000 | 1,365 |
| Securities gains (losses) | $28,000 | 976 |
| Applicable income taxes | $287,000 | 1,161 |
| Income before extraordinary items | $797,000 | 1,490 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $797,000 | 1,490 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $797,000 | 1,490 |
| Net charge-offs | $37,000 | 3,587 |
| Cash dividends | $274,000 | 1,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $776,280 | 1,474 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $15,168,000 | 1,995 |
| Total interest expense | $4,161,000 | 1,926 |
| Net interest income | $11,007,000 | 1,976 |
| Provision for loan and lease losses | $975,000 | 3,094 |
| Total noninterest income | $2,742,000 | 1,652 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $847,000 | 1,733 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,895,000 | 1,449 |
| Total noninterest expense | $8,502,000 | 2,275 |
| Salaries and employee benefits | $3,547,000 | 2,693 |
| Premises and equipment expense | $607,000 | 3,690 |
| Additional noninterest expense | $4,348,000 | 1,657 |
| Pre-tax net operating income | $4,272,000 | 1,190 |
| Securities gains (losses) | $-3,000 | 6,950 |
| Applicable income taxes | $1,166,000 | 1,097 |
| Income before extraordinary items | $3,103,000 | 1,364 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,103,000 | 1,366 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,103,000 | 1,367 |
| Net charge-offs | $1,060,000 | 2,608 |
| Cash dividends | $1,323,000 | 1,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,105,190 | 1,315 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,286,000 | 2,051 |
| Total interest expense | $3,190,000 | 1,958 |
| Net interest income | $8,096,000 | 2,046 |
| Provision for loan and lease losses | $630,000 | 3,172 |
| Total noninterest income | $1,866,000 | 1,787 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $665,000 | 1,719 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,201,000 | 1,595 |
| Total noninterest expense | $6,251,000 | 2,323 |
| Salaries and employee benefits | $2,520,000 | 2,835 |
| Premises and equipment expense | $466,000 | 3,682 |
| Additional noninterest expense | $3,265,000 | 1,630 |
| Pre-tax net operating income | $3,081,000 | 1,291 |
| Securities gains (losses) | $-3,000 | 7,132 |
| Applicable income taxes | $828,000 | 1,167 |
| Income before extraordinary items | $2,250,000 | 1,478 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,250,000 | 1,481 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,250,000 | 1,481 |
| Net charge-offs | $544,000 | 2,961 |
| Cash dividends | $1,051,000 | 1,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,252,190 | 1,421 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,462,000 | 2,086 |
| Total interest expense | $2,149,000 | 2,018 |
| Net interest income | $5,313,000 | 2,078 |
| Provision for loan and lease losses | $440,000 | 3,051 |
| Total noninterest income | $1,071,000 | 1,953 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $440,000 | 1,730 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $631,000 | 1,796 |
| Total noninterest expense | $4,092,000 | 2,372 |
| Salaries and employee benefits | $1,640,000 | 2,906 |
| Premises and equipment expense | $319,000 | 3,640 |
| Additional noninterest expense | $2,133,000 | 1,650 |
| Pre-tax net operating income | $1,852,000 | 1,407 |
| Securities gains (losses) | $-3,000 | 7,233 |
| Applicable income taxes | $472,000 | 1,272 |
| Income before extraordinary items | $1,377,000 | 1,588 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,377,000 | 1,588 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,377,000 | 1,588 |
| Net charge-offs | $543,000 | 2,349 |
| Cash dividends | $781,000 | 901 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,379,220 | 1,511 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,704,000 | 2,151 |
| Total interest expense | $1,089,000 | 2,090 |
| Net interest income | $2,615,000 | 2,136 |
| Provision for loan and lease losses | $180,000 | 3,129 |
| Total noninterest income | $521,000 | 1,976 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $209,000 | 1,809 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $312,000 | 1,790 |
| Total noninterest expense | $2,064,000 | 2,369 |
| Salaries and employee benefits | $838,000 | 2,891 |
| Premises and equipment expense | $169,000 | 3,552 |
| Additional noninterest expense | $1,057,000 | 1,655 |
| Pre-tax net operating income | $892,000 | 1,467 |
| Securities gains (losses) | $-3,000 | 7,423 |
| Applicable income taxes | $223,000 | 1,326 |
| Income before extraordinary items | $666,000 | 1,635 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $666,000 | 1,636 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $666,000 | 1,637 |
| Net charge-offs | $491,000 | 1,593 |
| Cash dividends | $270,000 | 1,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $668,250 | 1,569 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $15,245,000 | 2,201 |
| Total interest expense | $5,283,000 | 2,150 |
| Net interest income | $9,962,000 | 2,199 |
| Provision for loan and lease losses | $858,000 | 3,747 |
| Total noninterest income | $2,346,000 | 1,904 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,020,000 | 1,653 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,326,000 | 1,794 |
| Total noninterest expense | $8,445,000 | 2,338 |
| Salaries and employee benefits | $3,359,000 | 2,896 |
| Premises and equipment expense | $780,000 | 3,189 |
| Additional noninterest expense | $4,306,000 | 1,732 |
| Pre-tax net operating income | $3,005,000 | 1,330 |
| Securities gains (losses) | $125,000 | 1,940 |
| Applicable income taxes | $728,000 | 1,206 |
| Income before extraordinary items | $2,402,000 | 1,390 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,402,000 | 1,389 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,402,000 | 1,390 |
| Net charge-offs | $982,000 | 2,880 |
| Cash dividends | $1,480,000 | 1,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,305,750 | 1,418 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,408,000 | 2,229 |
| Total interest expense | $4,107,000 | 2,172 |
| Net interest income | $7,301,000 | 2,250 |
| Provision for loan and lease losses | $683,000 | 3,322 |
| Total noninterest income | $1,775,000 | 1,933 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $774,000 | 1,639 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,001,000 | 1,828 |
| Total noninterest expense | $6,332,000 | 2,333 |
| Salaries and employee benefits | $2,493,000 | 2,955 |
| Premises and equipment expense | $582,000 | 3,235 |
| Additional noninterest expense | $3,257,000 | 1,663 |
| Pre-tax net operating income | $2,061,000 | 1,579 |
| Securities gains (losses) | $85,000 | 1,951 |
| Applicable income taxes | $512,000 | 1,381 |
| Income before extraordinary items | $1,634,000 | 1,643 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,634,000 | 1,641 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,634,000 | 1,643 |
| Net charge-offs | $857,000 | 2,382 |
| Cash dividends | $1,158,000 | 1,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,569,400 | 1,670 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,582,000 | 2,271 |
| Total interest expense | $2,851,000 | 2,181 |
| Net interest income | $4,731,000 | 2,316 |
| Provision for loan and lease losses | $548,000 | 2,850 |
| Total noninterest income | $1,164,000 | 1,964 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $498,000 | 1,671 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $666,000 | 1,862 |
| Total noninterest expense | $4,204,000 | 2,379 |
| Salaries and employee benefits | $1,652,000 | 3,002 |
| Premises and equipment expense | $401,000 | 3,179 |
| Additional noninterest expense | $2,151,000 | 1,689 |
| Pre-tax net operating income | $1,143,000 | 1,903 |
| Securities gains (losses) | $69,000 | 1,708 |
| Applicable income taxes | $270,000 | 1,652 |
| Income before extraordinary items | $942,000 | 1,945 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $942,000 | 1,943 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $942,000 | 1,944 |
| Net charge-offs | $679,000 | 2,013 |
| Cash dividends | $831,000 | 1,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $888,180 | 1,985 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,785,000 | 2,307 |
| Total interest expense | $1,484,000 | 2,195 |
| Net interest income | $2,301,000 | 2,357 |
| Provision for loan and lease losses | $120,000 | 3,591 |
| Total noninterest income | $628,000 | 1,829 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $240,000 | 1,683 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $388,000 | 1,648 |
| Total noninterest expense | $2,054,000 | 2,362 |
| Salaries and employee benefits | $806,000 | 3,081 |
| Premises and equipment expense | $219,000 | 3,019 |
| Additional noninterest expense | $1,029,000 | 1,574 |
| Pre-tax net operating income | $755,000 | 1,697 |
| Securities gains (losses) | $20,000 | 1,683 |
| Applicable income taxes | $192,000 | 1,502 |
| Income before extraordinary items | $583,000 | 1,849 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $583,000 | 1,851 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $583,000 | 1,851 |
| Net charge-offs | $535,000 | 1,321 |
| Cash dividends | $479,000 | 936 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $568,000 | 1,790 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $16,273,000 | 2,303 |
| Total interest expense | $7,485,000 | 2,084 |
| Net interest income | $8,788,000 | 2,477 |
| Provision for loan and lease losses | $890,000 | 2,889 |
| Total noninterest income | $2,384,000 | 1,878 |
| Gross Fiduciary activities income | $87,000 | 906 |
| Service charges on deposit accounts | $1,012,000 | 1,744 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,285,000 | 1,795 |
| Total noninterest expense | $8,307,000 | 2,303 |
| Salaries and employee benefits | $3,386,000 | 2,921 |
| Premises and equipment expense | $948,000 | 2,761 |
| Additional noninterest expense | $3,973,000 | 1,556 |
| Pre-tax net operating income | $1,975,000 | 2,471 |
| Securities gains (losses) | $75,000 | 1,332 |
| Applicable income taxes | $432,000 | 1,994 |
| Income before extraordinary items | $1,618,000 | 2,380 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,618,000 | 2,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $502,000 | 2,791 |
| Cash dividends | $1,593,000 | 1,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,558,750 | 2,591 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,306,000 | 2,338 |
| Total interest expense | $5,821,000 | 2,095 |
| Net interest income | $6,485,000 | 2,537 |
| Provision for loan and lease losses | $505,000 | 2,711 |
| Total noninterest income | $1,759,000 | 1,964 |
| Gross Fiduciary activities income | $66,000 | 903 |
| Service charges on deposit accounts | $735,000 | 1,805 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $958,000 | 1,876 |
| Total noninterest expense | $6,155,000 | 2,324 |
| Salaries and employee benefits | $2,570,000 | 2,906 |
| Premises and equipment expense | $727,000 | 2,703 |
| Additional noninterest expense | $2,858,000 | 1,565 |
| Pre-tax net operating income | $1,584,000 | 2,728 |
| Securities gains (losses) | $74,000 | 1,153 |
| Applicable income taxes | $361,000 | 2,276 |
| Income before extraordinary items | $1,297,000 | 2,607 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,297,000 | 2,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $386,000 | 2,260 |
| Cash dividends | $1,289,000 | 1,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,239,280 | 2,836 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,258,000 | 2,359 |
| Total interest expense | $4,101,000 | 2,080 |
| Net interest income | $4,157,000 | 2,620 |
| Provision for loan and lease losses | $425,000 | 2,083 |
| Total noninterest income | $1,146,000 | 2,019 |
| Gross Fiduciary activities income | $46,000 | 907 |
| Service charges on deposit accounts | $462,000 | 1,864 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $638,000 | 1,922 |
| Total noninterest expense | $4,056,000 | 2,352 |
| Salaries and employee benefits | $1,664,000 | 3,021 |
| Premises and equipment expense | $508,000 | 2,603 |
| Additional noninterest expense | $1,884,000 | 1,559 |
| Pre-tax net operating income | $822,000 | 3,373 |
| Securities gains (losses) | $69,000 | 1,213 |
| Applicable income taxes | $166,000 | 2,899 |
| Income before extraordinary items | $725,000 | 3,255 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $725,000 | 3,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $279,000 | 1,865 |
| Cash dividends | $554,000 | 2,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $669,110 | 3,357 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,185,000 | 2,394 |
| Total interest expense | $2,142,000 | 2,122 |
| Net interest income | $2,043,000 | 2,664 |
| Provision for loan and lease losses | $125,000 | 2,397 |
| Total noninterest income | $584,000 | 1,995 |
| Gross Fiduciary activities income | $25,000 | 920 |
| Service charges on deposit accounts | $218,000 | 1,928 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $341,000 | 1,817 |
| Total noninterest expense | $2,008,000 | 2,360 |
| Salaries and employee benefits | $797,000 | 3,173 |
| Premises and equipment expense | $274,000 | 2,460 |
| Additional noninterest expense | $937,000 | 1,534 |
| Pre-tax net operating income | $494,000 | 3,091 |
| Securities gains (losses) | $18,000 | 1,652 |
| Applicable income taxes | $105,000 | 2,738 |
| Income before extraordinary items | $407,000 | 3,154 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $407,000 | 3,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,138 |
| Cash dividends | $415,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $392,780 | 3,156 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,430,000 | 2,365 |
| Total interest expense | $9,141,000 | 2,082 |
| Net interest income | $8,289,000 | 2,643 |
| Provision for loan and lease losses | $495,000 | 2,336 |
| Total noninterest income | $2,363,000 | 1,965 |
| Gross Fiduciary activities income | $87,000 | 936 |
| Service charges on deposit accounts | $967,000 | 1,822 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,309,000 | 1,851 |
| Total noninterest expense | $7,741,000 | 2,358 |
| Salaries and employee benefits | $3,274,000 | 3,009 |
| Premises and equipment expense | $1,114,000 | 2,327 |
| Additional noninterest expense | $3,353,000 | 1,667 |
| Pre-tax net operating income | $2,416,000 | 2,904 |
| Securities gains (losses) | $5,000 | 1,575 |
| Applicable income taxes | $401,000 | 3,028 |
| Income before extraordinary items | $2,020,000 | 2,794 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,020,000 | 2,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,607,000 | 720 |
| Cash dividends | $764,000 | 3,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,015,850 | 2,786 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,045,000 | 2,368 |
| Total interest expense | $6,818,000 | 2,094 |
| Net interest income | $6,227,000 | 2,644 |
| Provision for loan and lease losses | $380,000 | 1,935 |
| Total noninterest income | $1,768,000 | 1,968 |
| Gross Fiduciary activities income | $66,000 | 934 |
| Service charges on deposit accounts | $710,000 | 1,837 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $992,000 | 1,848 |
| Total noninterest expense | $5,784,000 | 2,350 |
| Salaries and employee benefits | $2,494,000 | 2,933 |
| Premises and equipment expense | $829,000 | 2,332 |
| Additional noninterest expense | $2,461,000 | 1,657 |
| Pre-tax net operating income | $1,831,000 | 3,022 |
| Securities gains (losses) | $-11,000 | 7,805 |
| Applicable income taxes | $321,000 | 3,113 |
| Income before extraordinary items | $1,499,000 | 2,969 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,499,000 | 2,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,314,000 | 543 |
| Cash dividends | $334,000 | 3,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,508,020 | 2,945 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,703,000 | 2,390 |
| Total interest expense | $4,514,000 | 2,109 |
| Net interest income | $4,189,000 | 2,648 |
| Provision for loan and lease losses | $290,000 | 1,607 |
| Total noninterest income | $1,089,000 | 2,098 |
| Gross Fiduciary activities income | $45,000 | 945 |
| Service charges on deposit accounts | $465,000 | 1,874 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $579,000 | 2,034 |
| Total noninterest expense | $3,875,000 | 2,356 |
| Salaries and employee benefits | $1,682,000 | 2,934 |
| Premises and equipment expense | $558,000 | 2,324 |
| Additional noninterest expense | $1,635,000 | 1,658 |
| Pre-tax net operating income | $1,113,000 | 3,287 |
| Securities gains (losses) | $-11,000 | 8,018 |
| Applicable income taxes | $175,000 | 3,438 |
| Income before extraordinary items | $927,000 | 3,179 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $927,000 | 3,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $658,000 | 597 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $936,240 | 3,140 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,355,000 | 2,383 |
| Total interest expense | $2,236,000 | 2,116 |
| Net interest income | $2,119,000 | 2,624 |
| Provision for loan and lease losses | $165,000 | 1,333 |
| Total noninterest income | $533,000 | 2,125 |
| Gross Fiduciary activities income | $21,000 | 964 |
| Service charges on deposit accounts | $218,000 | 1,924 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $294,000 | 1,990 |
| Total noninterest expense | $1,911,000 | 2,393 |
| Salaries and employee benefits | $816,000 | 3,037 |
| Premises and equipment expense | $285,000 | 2,288 |
| Additional noninterest expense | $810,000 | 1,661 |
| Pre-tax net operating income | $576,000 | 3,216 |
| Securities gains (losses) | $-3,000 | 8,110 |
| Applicable income taxes | $98,000 | 3,297 |
| Income before extraordinary items | $475,000 | 3,148 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $475,000 | 3,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $579,000 | 377 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $477,490 | 3,108 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,759,000 | 2,333 |
| Total interest expense | $7,925,000 | 2,065 |
| Net interest income | $8,834,000 | 2,556 |
| Provision for loan and lease losses | $3,189,000 | 359 |
| Total noninterest income | $2,181,000 | 2,092 |
| Gross Fiduciary activities income | $82,000 | 962 |
| Service charges on deposit accounts | $1,112,000 | 1,594 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $987,000 | 2,245 |
| Total noninterest expense | $7,561,000 | 2,345 |
| Salaries and employee benefits | $3,613,000 | 2,672 |
| Premises and equipment expense | $1,126,000 | 2,207 |
| Additional noninterest expense | $2,822,000 | 1,863 |
| Pre-tax net operating income | $265,000 | 7,215 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $-207,000 | 8,459 |
| Income before extraordinary items | $473,000 | 6,248 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $473,000 | 6,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,027,000 | 667 |
| Cash dividends | $1,193,000 | 2,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $472,000 | 6,248 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,520,000 | 2,321 |
| Total interest expense | $5,710,000 | 2,080 |
| Net interest income | $6,810,000 | 2,521 |
| Provision for loan and lease losses | $687,000 | 1,067 |
| Total noninterest income | $1,626,000 | 2,108 |
| Gross Fiduciary activities income | $69,000 | 940 |
| Service charges on deposit accounts | $854,000 | 1,565 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $703,000 | 2,314 |
| Total noninterest expense | $5,569,000 | 2,384 |
| Salaries and employee benefits | $2,778,000 | 2,623 |
| Premises and equipment expense | $754,000 | 2,463 |
| Additional noninterest expense | $2,037,000 | 1,917 |
| Pre-tax net operating income | $2,180,000 | 2,948 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $665,000 | 2,444 |
| Income before extraordinary items | $1,516,000 | 3,185 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,516,000 | 3,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $495,000 | 809 |
| Cash dividends | $867,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,515,300 | 3,179 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,214,000 | 2,313 |
| Total interest expense | $3,553,000 | 2,102 |
| Net interest income | $4,661,000 | 2,456 |
| Provision for loan and lease losses | $406,000 | 1,157 |
| Total noninterest income | $1,124,000 | 2,044 |
| Gross Fiduciary activities income | $51,000 | 943 |
| Service charges on deposit accounts | $567,000 | 1,558 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $506,000 | 2,199 |
| Total noninterest expense | $3,706,000 | 2,383 |
| Salaries and employee benefits | $1,867,000 | 2,598 |
| Premises and equipment expense | $507,000 | 2,434 |
| Additional noninterest expense | $1,332,000 | 1,968 |
| Pre-tax net operating income | $1,673,000 | 2,655 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $514,000 | 2,260 |
| Income before extraordinary items | $1,160,000 | 2,875 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,160,000 | 2,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 1,237 |
| Cash dividends | $511,000 | 2,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,159,310 | 2,865 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,052,000 | 2,298 |
| Total interest expense | $1,684,000 | 2,115 |
| Net interest income | $2,368,000 | 2,428 |
| Provision for loan and lease losses | $156,000 | 1,382 |
| Total noninterest income | $525,000 | 2,120 |
| Gross Fiduciary activities income | $49,000 | 816 |
| Service charges on deposit accounts | $275,000 | 1,552 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $201,000 | 2,485 |
| Total noninterest expense | $1,834,000 | 2,407 |
| Salaries and employee benefits | $920,000 | 2,637 |
| Premises and equipment expense | $258,000 | 2,409 |
| Additional noninterest expense | $656,000 | 1,982 |
| Pre-tax net operating income | $903,000 | 2,457 |
| Securities gains (losses) | $2,000 | 793 |
| Applicable income taxes | $290,000 | 2,069 |
| Income before extraordinary items | $615,000 | 2,693 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $615,000 | 2,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 1,161 |
| Cash dividends | $255,000 | 2,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $613,640 | 2,684 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,202,000 | 3,103 |
| Total interest expense | $3,845,000 | 2,737 |
| Net interest income | $6,357,000 | 3,273 |
| Provision for loan and lease losses | $420,000 | 2,180 |
| Total noninterest income | $1,387,000 | 2,831 |
| Gross Fiduciary activities income | $24,000 | 1,157 |
| Service charges on deposit accounts | $782,000 | 2,148 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $581,000 | 3,120 |
| Total noninterest expense | $5,045,000 | 3,214 |
| Salaries and employee benefits | $2,348,000 | 3,655 |
| Premises and equipment expense | $703,000 | 3,215 |
| Additional noninterest expense | $1,994,000 | 2,505 |
| Pre-tax net operating income | $2,279,000 | 3,376 |
| Securities gains (losses) | $-85,000 | 8,369 |
| Applicable income taxes | $746,000 | 2,707 |
| Income before extraordinary items | $1,448,000 | 3,870 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,448,000 | 3,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 2,014 |
| Cash dividends | $652,000 | 3,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,504,100 | 3,754 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,235,000 | 3,592 |
| Total interest expense | $2,284,000 | 3,157 |
| Net interest income | $3,951,000 | 3,799 |
| Provision for loan and lease losses | $145,000 | 3,544 |
| Total noninterest income | $835,000 | 3,315 |
| Gross Fiduciary activities income | $25,000 | 1,089 |
| Service charges on deposit accounts | $451,000 | 2,649 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $359,000 | 3,481 |
| Total noninterest expense | $3,097,000 | 3,747 |
| Salaries and employee benefits | $1,460,000 | 4,173 |
| Premises and equipment expense | $437,000 | 3,725 |
| Additional noninterest expense | $1,200,000 | 3,039 |
| Pre-tax net operating income | $1,544,000 | 3,668 |
| Securities gains (losses) | $16,000 | 1,308 |
| Applicable income taxes | $524,000 | 2,852 |
| Income before extraordinary items | $1,036,000 | 4,063 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,036,000 | 4,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,001 |
| Cash dividends | $397,000 | 3,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,025,440 | 4,046 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,429,000 | 5,151 |
| Total interest expense | $838,000 | 4,658 |
| Net interest income | $1,591,000 | 5,308 |
| Provision for loan and lease losses | $50,000 | 4,523 |
| Total noninterest income | $284,000 | 4,930 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $160,000 | 3,998 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $124,000 | 4,729 |
| Total noninterest expense | $1,192,000 | 5,498 |
| Salaries and employee benefits | $543,000 | 6,088 |
| Premises and equipment expense | $180,000 | 5,173 |
| Additional noninterest expense | $469,000 | 4,597 |
| Pre-tax net operating income | $633,000 | 4,879 |
| Securities gains (losses) | $7,000 | 1,472 |
| Applicable income taxes | $217,000 | 3,656 |
| Income before extraordinary items | $423,000 | 5,304 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $423,000 | 5,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 1,780 |
| Cash dividends | $255,000 | 3,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $418,380 | 5,293 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,265,000 | 2,363 |
| Total interest expense | $1,146,000 | 2,057 |
| Net interest income | $2,119,000 | 2,524 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $448,000 | 2,318 |
| Gross Fiduciary activities income | $35,000 | 886 |
| Service charges on deposit accounts | $195,000 | 2,047 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $218,000 | 2,358 |
| Total noninterest expense | $1,725,000 | 2,384 |
| Salaries and employee benefits | $817,000 | 2,730 |
| Premises and equipment expense | $274,000 | 2,179 |
| Additional noninterest expense | $634,000 | 1,934 |
| Pre-tax net operating income | $767,000 | 2,659 |
| Securities gains (losses) | $12,000 | 950 |
| Applicable income taxes | $225,000 | 2,413 |
| Income before extraordinary items | $554,000 | 2,788 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $554,000 | 2,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 578 |
| Cash dividends | $271,000 | 1,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $545,480 | 2,780 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,163,000 | 2,364 |
| Total interest expense | $3,485,000 | 2,312 |
| Net interest income | $8,678,000 | 2,359 |
| Provision for loan and lease losses | $375,000 | 2,482 |
| Total noninterest income | $1,770,000 | 2,392 |
| Gross Fiduciary activities income | $62,000 | 1,030 |
| Service charges on deposit accounts | $805,000 | 2,128 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $903,000 | 2,296 |
| Total noninterest expense | $6,081,000 | 2,603 |
| Salaries and employee benefits | $3,169,000 | 2,707 |
| Premises and equipment expense | $881,000 | 2,568 |
| Additional noninterest expense | $2,031,000 | 2,392 |
| Pre-tax net operating income | $3,992,000 | 2,068 |
| Securities gains (losses) | $129,000 | 1,077 |
| Applicable income taxes | $1,369,000 | 1,724 |
| Income before extraordinary items | $2,752,000 | 2,232 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,752,000 | 2,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,866 |
| Cash dividends | $1,286,000 | 1,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,665,570 | 2,245 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,983,000 | 2,365 |
| Total interest expense | $2,517,000 | 2,346 |
| Net interest income | $6,466,000 | 2,336 |
| Provision for loan and lease losses | $285,000 | 2,349 |
| Total noninterest income | $1,404,000 | 2,312 |
| Gross Fiduciary activities income | $60,000 | 979 |
| Service charges on deposit accounts | $600,000 | 2,160 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $744,000 | 2,178 |
| Total noninterest expense | $4,589,000 | 2,556 |
| Salaries and employee benefits | $2,400,000 | 2,660 |
| Premises and equipment expense | $647,000 | 2,606 |
| Additional noninterest expense | $1,542,000 | 2,336 |
| Pre-tax net operating income | $2,996,000 | 2,078 |
| Securities gains (losses) | $55,000 | 1,589 |
| Applicable income taxes | $1,003,000 | 1,778 |
| Income before extraordinary items | $2,048,000 | 2,271 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,048,000 | 2,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,195 |
| Cash dividends | $733,000 | 2,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,011,150 | 2,256 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,875,000 | 2,394 |
| Total interest expense | $1,622,000 | 2,390 |
| Net interest income | $4,253,000 | 2,353 |
| Provision for loan and lease losses | $180,000 | 2,366 |
| Total noninterest income | $920,000 | 2,327 |
| Gross Fiduciary activities income | $30,000 | 1,041 |
| Service charges on deposit accounts | $389,000 | 2,198 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $501,000 | 2,185 |
| Total noninterest expense | $3,003,000 | 2,609 |
| Salaries and employee benefits | $1,588,000 | 2,688 |
| Premises and equipment expense | $413,000 | 2,713 |
| Additional noninterest expense | $1,002,000 | 2,381 |
| Pre-tax net operating income | $1,990,000 | 2,047 |
| Securities gains (losses) | $16,000 | 2,165 |
| Applicable income taxes | $654,000 | 1,798 |
| Income before extraordinary items | $1,352,000 | 2,268 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,352,000 | 2,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 2,057 |
| Cash dividends | $472,000 | 2,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,341,280 | 2,224 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,912,000 | 2,415 |
| Total interest expense | $794,000 | 2,464 |
| Net interest income | $2,118,000 | 2,357 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $460,000 | 2,292 |
| Gross Fiduciary activities income | $30,000 | 921 |
| Service charges on deposit accounts | $183,000 | 2,254 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $247,000 | 2,149 |
| Total noninterest expense | $1,476,000 | 2,670 |
| Salaries and employee benefits | $777,000 | 2,763 |
| Premises and equipment expense | $200,000 | 2,811 |
| Additional noninterest expense | $499,000 | 2,366 |
| Pre-tax net operating income | $1,027,000 | 1,953 |
| Securities gains (losses) | $6,000 | 2,267 |
| Applicable income taxes | $337,000 | 1,775 |
| Income before extraordinary items | $696,000 | 2,192 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $696,000 | 2,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,260 |
| Cash dividends | $100,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $691,980 | 2,125 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,305,000 | 2,518 |
| Total interest expense | $3,386,000 | 2,576 |
| Net interest income | $7,919,000 | 2,451 |
| Provision for loan and lease losses | $200,000 | 4,016 |
| Total noninterest income | $1,862,000 | 2,436 |
| Gross Fiduciary activities income | $48,000 | 1,082 |
| Service charges on deposit accounts | $649,000 | 2,527 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,165,000 | 2,159 |
| Total noninterest expense | $5,564,000 | 2,790 |
| Salaries and employee benefits | $3,066,000 | 2,716 |
| Premises and equipment expense | $651,000 | 3,288 |
| Additional noninterest expense | $1,847,000 | 2,573 |
| Pre-tax net operating income | $4,017,000 | 1,966 |
| Securities gains (losses) | $49,000 | 2,531 |
| Applicable income taxes | $1,324,000 | 1,802 |
| Income before extraordinary items | $2,742,000 | 2,210 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,742,000 | 2,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,961 |
| Cash dividends | $1,683,000 | 1,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,709,170 | 2,129 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,410,000 | 2,583 |
| Total interest expense | $2,586,000 | 2,615 |
| Net interest income | $5,824,000 | 2,506 |
| Provision for loan and lease losses | $135,000 | 4,077 |
| Total noninterest income | $1,411,000 | 2,451 |
| Gross Fiduciary activities income | $45,000 | 1,041 |
| Service charges on deposit accounts | $455,000 | 2,682 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $911,000 | 2,182 |
| Total noninterest expense | $4,085,000 | 2,845 |
| Salaries and employee benefits | $2,241,000 | 2,781 |
| Premises and equipment expense | $480,000 | 3,326 |
| Additional noninterest expense | $1,364,000 | 2,597 |
| Pre-tax net operating income | $3,015,000 | 2,039 |
| Securities gains (losses) | $44,000 | 2,422 |
| Applicable income taxes | $1,000,000 | 1,859 |
| Income before extraordinary items | $2,059,000 | 2,274 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,059,000 | 2,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 2,652 |
| Cash dividends | $1,058,000 | 1,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,029,520 | 2,184 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,585,000 | 2,614 |
| Total interest expense | $1,752,000 | 2,641 |
| Net interest income | $3,833,000 | 2,541 |
| Provision for loan and lease losses | $75,000 | 4,385 |
| Total noninterest income | $893,000 | 2,543 |
| Gross Fiduciary activities income | $20,000 | 1,115 |
| Service charges on deposit accounts | $294,000 | 2,693 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $579,000 | 2,230 |
| Total noninterest expense | $2,643,000 | 2,919 |
| Salaries and employee benefits | $1,449,000 | 2,864 |
| Premises and equipment expense | $321,000 | 3,306 |
| Additional noninterest expense | $873,000 | 2,680 |
| Pre-tax net operating income | $2,008,000 | 2,031 |
| Securities gains (losses) | $38,000 | 2,204 |
| Applicable income taxes | $667,000 | 1,891 |
| Income before extraordinary items | $1,379,000 | 2,270 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,379,000 | 2,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,357 |
| Cash dividends | $725,000 | 1,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,353,540 | 2,178 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,809,000 | 2,618 |
| Total interest expense | $897,000 | 2,655 |
| Net interest income | $1,912,000 | 2,537 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $431,000 | 2,540 |
| Gross Fiduciary activities income | $19,000 | 1,026 |
| Service charges on deposit accounts | $138,000 | 2,749 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $274,000 | 2,240 |
| Total noninterest expense | $1,306,000 | 2,929 |
| Salaries and employee benefits | $711,000 | 2,914 |
| Premises and equipment expense | $165,000 | 3,224 |
| Additional noninterest expense | $430,000 | 2,682 |
| Pre-tax net operating income | $1,007,000 | 2,028 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $338,000 | 1,876 |
| Income before extraordinary items | $669,000 | 2,291 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $669,000 | 2,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $200,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $669,000 | 2,168 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,692,000 | 2,617 |
| Total interest expense | $4,567,000 | 2,436 |
| Net interest income | $7,125,000 | 2,681 |
| Provision for loan and lease losses | $225,000 | 4,105 |
| Total noninterest income | $1,625,000 | 2,489 |
| Gross Fiduciary activities income | $40,000 | 1,161 |
| Service charges on deposit accounts | $575,000 | 2,651 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,010,000 | 2,168 |
| Total noninterest expense | $4,806,000 | 3,024 |
| Salaries and employee benefits | $2,699,000 | 2,908 |
| Premises and equipment expense | $572,000 | 3,555 |
| Additional noninterest expense | $1,535,000 | 2,907 |
| Pre-tax net operating income | $3,719,000 | 2,110 |
| Securities gains (losses) | $27,000 | 2,929 |
| Applicable income taxes | $1,265,000 | 1,874 |
| Income before extraordinary items | $2,481,000 | 2,372 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,481,000 | 2,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,236 |
| Cash dividends | $1,683,000 | 1,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,463,180 | 2,303 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,966,000 | 2,839 |
| Total interest expense | $5,776,000 | 2,763 |
| Net interest income | $6,190,000 | 2,871 |
| Provision for loan and lease losses | $185,000 | 4,295 |
| Total noninterest income | $1,222,000 | 2,900 |
| Gross Fiduciary activities income | $37,000 | 1,191 |
| Service charges on deposit accounts | $531,000 | 2,698 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $654,000 | 2,682 |
| Total noninterest expense | $4,200,000 | 3,281 |
| Salaries and employee benefits | $2,331,000 | 3,142 |
| Premises and equipment expense | $434,000 | 4,348 |
| Additional noninterest expense | $1,435,000 | 2,987 |
| Pre-tax net operating income | $3,027,000 | 2,242 |
| Securities gains (losses) | $58,000 | 2,211 |
| Applicable income taxes | $1,047,000 | 2,009 |
| Income before extraordinary items | $2,038,000 | 2,487 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,038,000 | 2,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,000 |
| Cash dividends | $661,000 | 2,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,999,720 | 2,449 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,141,000 | 3,101 |
| Total interest expense | $5,577,000 | 2,976 |
| Net interest income | $5,564,000 | 3,162 |
| Provision for loan and lease losses | $125,000 | 4,758 |
| Total noninterest income | $1,020,000 | 3,076 |
| Gross Fiduciary activities income | $40,000 | 1,080 |
| Service charges on deposit accounts | $466,000 | 2,881 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $514,000 | 2,909 |
| Total noninterest expense | $3,407,000 | 3,801 |
| Salaries and employee benefits | $1,878,000 | 3,652 |
| Premises and equipment expense | $373,000 | 4,729 |
| Additional noninterest expense | $1,156,000 | 3,557 |
| Pre-tax net operating income | $3,052,000 | 2,362 |
| Securities gains (losses) | $-18,000 | 8,681 |
| Applicable income taxes | $1,047,000 | 2,044 |
| Income before extraordinary items | $1,987,000 | 2,590 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,987,000 | 2,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,007 |
| Cash dividends | $621,000 | 3,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,998,700 | 2,571 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,176,000 | 3,476 |
| Total interest expense | $4,182,000 | 3,451 |
| Net interest income | $4,994,000 | 3,456 |
| Provision for loan and lease losses | $107,000 | 5,099 |
| Total noninterest income | $628,000 | 4,297 |
| Gross Fiduciary activities income | $173,000 | 895 |
| Service charges on deposit accounts | $261,000 | 4,410 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $194,000 | 5,009 |
| Total noninterest expense | $2,861,000 | 4,385 |
| Salaries and employee benefits | $1,586,000 | 4,153 |
| Premises and equipment expense | $372,000 | 4,757 |
| Additional noninterest expense | $903,000 | 4,371 |
| Pre-tax net operating income | $2,654,000 | 2,664 |
| Securities gains (losses) | $4,000 | 2,267 |
| Applicable income taxes | $919,000 | 2,346 |
| Income before extraordinary items | $1,739,000 | 2,887 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,739,000 | 2,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 1,971 |
| Cash dividends | $530,000 | 3,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,736,400 | 2,866 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,955,000 | 3,955 |
| Total interest expense | $3,803,000 | 3,840 |
| Net interest income | $4,152,000 | 4,003 |
| Provision for loan and lease losses | $83,000 | 5,519 |
| Total noninterest income | $490,000 | 4,995 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 5,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $299,000 | 4,037 |
| Total noninterest expense | $2,386,000 | 4,920 |
| Salaries and employee benefits | $1,302,000 | 4,753 |
| Premises and equipment expense | $352,000 | 4,862 |
| Additional noninterest expense | $732,000 | 4,986 |
| Pre-tax net operating income | $2,173,000 | 3,111 |
| Securities gains (losses) | $5,000 | 3,437 |
| Applicable income taxes | $759,000 | 2,854 |
| Income before extraordinary items | $1,419,000 | 3,401 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,419,000 | 3,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,991 |
| Cash dividends | $413,000 | 3,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,415,750 | 3,317 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,533,000 | 4,215 |
| Total interest expense | $3,632,000 | 4,018 |
| Net interest income | $3,901,000 | 4,328 |
| Provision for loan and lease losses | $78,000 | 5,710 |
| Total noninterest income | $419,000 | 5,580 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 5,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $240,000 | 4,480 |
| Total noninterest expense | $2,117,000 | 5,432 |
| Salaries and employee benefits | $1,175,000 | 5,190 |
| Premises and equipment expense | $274,000 | 5,744 |
| Additional noninterest expense | $668,000 | 5,403 |
| Pre-tax net operating income | $2,125,000 | 3,345 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $741,000 | 3,104 |
| Income before extraordinary items | $1,385,000 | 3,600 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,385,000 | 3,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,076 |
| Cash dividends | $356,000 | 4,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,384,350 | 3,521 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,047,000 | 4,549 |
| Total interest expense | $3,417,000 | 4,272 |
| Net interest income | $3,630,000 | 4,682 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $380,000 | 6,117 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 5,974 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 5,117 |
| Total noninterest expense | $1,970,000 | 5,998 |
| Salaries and employee benefits | $1,065,000 | 5,719 |
| Premises and equipment expense | $255,000 | 6,180 |
| Additional noninterest expense | $650,000 | 6,028 |
| Pre-tax net operating income | $1,980,000 | 3,442 |
| Securities gains (losses) | $-4,000 | 9,823 |
| Applicable income taxes | $639,000 | 3,398 |
| Income before extraordinary items | $1,337,000 | 3,541 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,337,000 | 3,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,175 |
| Cash dividends | $328,000 | 4,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,339,720 | 3,488 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,610,000 | 4,785 |
| Total interest expense | $3,170,000 | 4,522 |
| Net interest income | $3,440,000 | 4,936 |
| Provision for loan and lease losses | $115,000 | 4,295 |
| Total noninterest income | $367,000 | 6,297 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 6,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 5,033 |
| Total noninterest expense | $1,793,000 | 6,478 |
| Salaries and employee benefits | $958,000 | 6,256 |
| Premises and equipment expense | $189,000 | 7,403 |
| Additional noninterest expense | $646,000 | 6,226 |
| Pre-tax net operating income | $1,899,000 | 3,660 |
| Securities gains (losses) | $-21,000 | 10,587 |
| Applicable income taxes | $669,000 | 3,370 |
| Income before extraordinary items | $1,209,000 | 3,934 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,209,000 | 3,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $185,000 | 5,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,222,440 | 3,883 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,895,000 | 4,942 |
| Total interest expense | $2,519,000 | 4,623 |
| Net interest income | $3,376,000 | 5,096 |
| Provision for loan and lease losses | $220,000 | 2,852 |
| Total noninterest income | $342,000 | 6,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 6,588 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 5,633 |
| Total noninterest expense | $1,744,000 | 6,853 |
| Salaries and employee benefits | $885,000 | 6,733 |
| Premises and equipment expense | $198,000 | 7,470 |
| Additional noninterest expense | $661,000 | 6,597 |
| Pre-tax net operating income | $1,754,000 | 3,841 |
| Securities gains (losses) | $-11,000 | 9,904 |
| Applicable income taxes | $579,000 | 3,620 |
| Income before extraordinary items | $1,164,000 | 3,971 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,164,000 | 3,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,134 |
| Cash dividends | $124,000 | 6,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,171,370 | 3,986 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,848,000 | 5,064 |
| Total interest expense | $2,461,000 | 4,891 |
| Net interest income | $3,387,000 | 5,096 |
| Provision for loan and lease losses | $122,000 | 5,164 |
| Total noninterest income | $368,000 | 6,824 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 6,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 5,605 |
| Total noninterest expense | $1,569,000 | 7,596 |
| Salaries and employee benefits | $826,000 | 7,165 |
| Premises and equipment expense | $183,000 | 8,063 |
| Additional noninterest expense | $560,000 | 7,684 |
| Pre-tax net operating income | $2,064,000 | 3,213 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $659,000 | 3,305 |
| Income before extraordinary items | $1,407,000 | 3,429 |
| Extraordinary gains, net | $99,000 | 1,589 |
| Net income | $1,506,000 | 3,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 7,730 |
| Cash dividends | $114,000 | 6,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,405,640 | 3,257 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,999,000 | 5,491 |
| Total interest expense | $2,935,000 | 5,258 |
| Net interest income | $3,064,000 | 5,621 |
| Provision for loan and lease losses | $80,000 | 7,886 |
| Total noninterest income | $313,000 | 7,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 6,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 6,990 |
| Total noninterest expense | $1,457,000 | 8,080 |
| Salaries and employee benefits | $741,000 | 7,672 |
| Premises and equipment expense | $181,000 | 8,279 |
| Additional noninterest expense | $535,000 | 8,141 |
| Pre-tax net operating income | $1,840,000 | 3,360 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $619,000 | 3,342 |
| Income before extraordinary items | $1,223,000 | 3,736 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,223,000 | 3,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 7,883 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,221,680 | 3,471 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.