Home > Markesan State Bank > Income and Expense
Markesan State Bank, Income and Expense
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $1,228,000 | 4,950 |
| Total interest expense | $197,000 | 4,701 |
| Net interest income | $1,031,000 | 4,943 |
| Provision for loan and lease losses | $458,000 | 1,234 |
| Total noninterest income | $41,000 | 5,048 |
| Gross Fiduciary activities income | $12,000 | 875 |
| Service charges on deposit accounts | $38,000 | 4,549 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $-9,000 | 5,199 |
| Total noninterest expense | $947,000 | 4,873 |
| Salaries and employee benefits | $480,000 | 4,926 |
| Premises and equipment expense | $132,000 | 4,555 |
| Additional noninterest expense | $335,000 | 4,772 |
| Pre-tax net operating income | $-333,000 | 5,144 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $-333,000 | 5,148 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-333,000 | 5,148 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-333,000 | 5,148 |
| Net charge-offs | $-11,000 | 4,453 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $-333,000 | 5,139 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,811,000 | 3,605 |
| Total interest expense | $408,000 | 3,612 |
| Net interest income | $2,403,000 | 3,537 |
| Provision for loan and lease losses | $789,000 | 592 |
| Total noninterest income | $36,000 | 5,019 |
| Gross Fiduciary activities income | $17,000 | 821 |
| Service charges on deposit accounts | $69,000 | 3,648 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $-50,000 | 5,274 |
| Total noninterest expense | $2,023,000 | 3,440 |
| Salaries and employee benefits | $1,087,000 | 3,512 |
| Premises and equipment expense | $261,000 | 3,070 |
| Additional noninterest expense | $675,000 | 3,337 |
| Pre-tax net operating income | $-373,000 | 5,214 |
| Securities gains (losses) | $61,000 | 684 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $-312,000 | 5,206 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-312,000 | 5,205 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-312,000 | 5,205 |
| Net charge-offs | $1,957,000 | 236 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $-373,000 | 5,212 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,473,000 | 3,548 |
| Total interest expense | $211,000 | 3,529 |
| Net interest income | $1,262,000 | 3,490 |
| Provision for loan and lease losses | $225,000 | 848 |
| Total noninterest income | $119,000 | 3,727 |
| Gross Fiduciary activities income | $9,000 | 816 |
| Service charges on deposit accounts | $35,000 | 3,627 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $75,000 | 3,579 |
| Total noninterest expense | $1,104,000 | 3,301 |
| Salaries and employee benefits | $558,000 | 3,501 |
| Premises and equipment expense | $130,000 | 3,116 |
| Additional noninterest expense | $416,000 | 2,923 |
| Pre-tax net operating income | $52,000 | 4,938 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $52,000 | 4,918 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $52,000 | 4,917 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $52,000 | 4,917 |
| Net charge-offs | $1,337,000 | 182 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $52,000 | 4,912 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $4,889,000 | 3,786 |
| Total interest expense | $932,000 | 3,038 |
| Net interest income | $3,957,000 | 3,921 |
| Provision for loan and lease losses | $1,710,000 | 569 |
| Total noninterest income | $679,000 | 3,380 |
| Gross Fiduciary activities income | $34,000 | 869 |
| Service charges on deposit accounts | $154,000 | 3,645 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $491,000 | 3,085 |
| Total noninterest expense | $5,203,000 | 2,977 |
| Salaries and employee benefits | $2,393,000 | 3,366 |
| Premises and equipment expense | $560,000 | 2,962 |
| Additional noninterest expense | $2,250,000 | 2,406 |
| Pre-tax net operating income | $-2,277,000 | 5,384 |
| Securities gains (losses) | $-18,000 | 4,565 |
| Applicable income taxes | $-10,000 | 5,220 |
| Income before extraordinary items | $-2,285,000 | 5,373 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-2,285,000 | 5,372 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-2,285,000 | 5,372 |
| Net charge-offs | $2,057,000 | 354 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $-2,267,000 | 5,374 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,707,000 | 3,795 |
| Total interest expense | $716,000 | 2,926 |
| Net interest income | $2,991,000 | 3,924 |
| Provision for loan and lease losses | $1,300,000 | 533 |
| Total noninterest income | $549,000 | 3,289 |
| Gross Fiduciary activities income | $2,000 | 991 |
| Service charges on deposit accounts | $112,000 | 3,707 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $435,000 | 2,927 |
| Total noninterest expense | $4,024,000 | 2,931 |
| Salaries and employee benefits | $1,914,000 | 3,245 |
| Premises and equipment expense | $404,000 | 3,055 |
| Additional noninterest expense | $1,706,000 | 2,378 |
| Pre-tax net operating income | $-1,784,000 | 5,459 |
| Securities gains (losses) | $3,000 | 888 |
| Applicable income taxes | $-10,000 | 5,342 |
| Income before extraordinary items | $-1,771,000 | 5,448 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-1,771,000 | 5,447 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-1,771,000 | 5,447 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $-1,773,970 | 5,447 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,506,000 | 3,762 |
| Total interest expense | $489,000 | 2,828 |
| Net interest income | $2,017,000 | 3,919 |
| Provision for loan and lease losses | $860,000 | 532 |
| Total noninterest income | $430,000 | 3,090 |
| Gross Fiduciary activities income | $2,000 | 976 |
| Service charges on deposit accounts | $74,000 | 3,728 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $354,000 | 2,692 |
| Total noninterest expense | $3,026,000 | 2,733 |
| Salaries and employee benefits | $1,307,000 | 3,235 |
| Premises and equipment expense | $277,000 | 3,012 |
| Additional noninterest expense | $1,442,000 | 1,988 |
| Pre-tax net operating income | $-1,439,000 | 5,524 |
| Securities gains (losses) | $3,000 | 768 |
| Applicable income taxes | $-11,000 | 5,394 |
| Income before extraordinary items | $-1,425,000 | 5,517 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-1,425,000 | 5,516 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-1,425,000 | 5,516 |
| Net charge-offs | $-9,000 | 4,493 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $950,000 | 138 |
| Net operating income | $-1,427,970 | 5,516 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,270,000 | 3,752 |
| Total interest expense | $253,000 | 2,735 |
| Net interest income | $1,017,000 | 3,921 |
| Provision for loan and lease losses | $300,000 | 673 |
| Total noninterest income | $221,000 | 3,037 |
| Gross Fiduciary activities income | $2,000 | 930 |
| Service charges on deposit accounts | $38,000 | 3,709 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $181,000 | 2,611 |
| Total noninterest expense | $1,214,000 | 3,157 |
| Salaries and employee benefits | $683,000 | 3,163 |
| Premises and equipment expense | $150,000 | 2,908 |
| Additional noninterest expense | $381,000 | 3,169 |
| Pre-tax net operating income | $-276,000 | 5,547 |
| Securities gains (losses) | $3,000 | 584 |
| Applicable income taxes | $-11,000 | 5,461 |
| Income before extraordinary items | $-262,000 | 5,530 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $-262,000 | 5,530 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-262,000 | 5,530 |
| Net charge-offs | $-3,000 | 4,242 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $600,000 | 102 |
| Net operating income | $-264,880 | 5,536 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,821,000 | 3,471 |
| Total interest expense | $1,096,000 | 2,394 |
| Net interest income | $4,725,000 | 3,635 |
| Provision for loan and lease losses | $1,136,000 | 819 |
| Total noninterest income | $553,000 | 3,810 |
| Gross Fiduciary activities income | $26,000 | 906 |
| Service charges on deposit accounts | $194,000 | 3,492 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $333,000 | 3,667 |
| Total noninterest expense | $4,766,000 | 3,192 |
| Salaries and employee benefits | $2,440,000 | 3,374 |
| Premises and equipment expense | $476,000 | 3,360 |
| Additional noninterest expense | $1,850,000 | 2,802 |
| Pre-tax net operating income | $-624,000 | 5,574 |
| Securities gains (losses) | $34,000 | 1,082 |
| Applicable income taxes | $-748,000 | 5,617 |
| Income before extraordinary items | $158,000 | 5,108 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $158,000 | 5,107 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $158,000 | 5,108 |
| Net charge-offs | $2,438,000 | 344 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $136,240 | 5,142 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,451,000 | 3,463 |
| Total interest expense | $818,000 | 2,377 |
| Net interest income | $3,633,000 | 3,626 |
| Provision for loan and lease losses | $520,000 | 1,122 |
| Total noninterest income | $464,000 | 3,672 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $148,000 | 3,501 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $316,000 | 3,402 |
| Total noninterest expense | $3,484,000 | 3,263 |
| Salaries and employee benefits | $1,920,000 | 3,301 |
| Premises and equipment expense | $360,000 | 3,372 |
| Additional noninterest expense | $1,204,000 | 3,090 |
| Pre-tax net operating income | $93,000 | 5,364 |
| Securities gains (losses) | $351,000 | 264 |
| Applicable income taxes | $85,000 | 3,236 |
| Income before extraordinary items | $359,000 | 4,749 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $359,000 | 4,750 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $359,000 | 4,750 |
| Net charge-offs | $2,298,000 | 272 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $74,690 | 5,382 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,920,000 | 3,489 |
| Total interest expense | $537,000 | 2,362 |
| Net interest income | $2,383,000 | 3,657 |
| Provision for loan and lease losses | $470,000 | 893 |
| Total noninterest income | $271,000 | 3,875 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $83,000 | 3,734 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $188,000 | 3,562 |
| Total noninterest expense | $2,299,000 | 3,308 |
| Salaries and employee benefits | $1,292,000 | 3,303 |
| Premises and equipment expense | $239,000 | 3,394 |
| Additional noninterest expense | $768,000 | 3,193 |
| Pre-tax net operating income | $-115,000 | 5,640 |
| Securities gains (losses) | $36,000 | 768 |
| Applicable income taxes | $8,000 | 3,870 |
| Income before extraordinary items | $-87,000 | 5,630 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-87,000 | 5,630 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-87,000 | 5,630 |
| Net charge-offs | $2,147,000 | 218 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-123,000 | 5,640 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,664,000 | 3,242 |
| Total interest expense | $254,000 | 2,428 |
| Net interest income | $1,410,000 | 3,322 |
| Provision for loan and lease losses | $60,000 | 1,878 |
| Total noninterest income | $123,000 | 4,003 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $40,000 | 3,802 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $83,000 | 3,719 |
| Total noninterest expense | $1,138,000 | 3,359 |
| Salaries and employee benefits | $637,000 | 3,360 |
| Premises and equipment expense | $123,000 | 3,380 |
| Additional noninterest expense | $378,000 | 3,225 |
| Pre-tax net operating income | $335,000 | 3,687 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $123,000 | 2,279 |
| Income before extraordinary items | $212,000 | 4,057 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $212,000 | 4,056 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $212,000 | 4,057 |
| Net charge-offs | $797,000 | 252 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $212,000 | 4,038 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,132,000 | 3,095 |
| Total interest expense | $898,000 | 2,602 |
| Net interest income | $6,234,000 | 3,107 |
| Provision for loan and lease losses | $8,443,000 | 186 |
| Total noninterest income | $474,000 | 4,167 |
| Gross Fiduciary activities income | $27,000 | 937 |
| Service charges on deposit accounts | $177,000 | 3,743 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $270,000 | 4,050 |
| Total noninterest expense | $4,849,000 | 3,241 |
| Salaries and employee benefits | $2,129,000 | 3,707 |
| Premises and equipment expense | $448,000 | 3,580 |
| Additional noninterest expense | $2,272,000 | 2,503 |
| Pre-tax net operating income | $-6,584,000 | 5,907 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $-1,389,000 | 5,860 |
| Income before extraordinary items | $-5,195,000 | 5,894 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-5,195,000 | 5,893 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-5,195,000 | 5,893 |
| Net charge-offs | $4,340,000 | 234 |
| Cash dividends | $295,000 | 3,450 |
| Sale, conversion, retirement of capital stock, net | $-5,000 | 5,807 |
| Net operating income | $-5,195,000 | 5,894 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,290,000 | 3,126 |
| Total interest expense | $653,000 | 2,658 |
| Net interest income | $4,637,000 | 3,140 |
| Provision for loan and lease losses | $1,186,000 | 620 |
| Total noninterest income | $339,000 | 4,248 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $130,000 | 3,798 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $209,000 | 4,052 |
| Total noninterest expense | $3,021,000 | 3,643 |
| Salaries and employee benefits | $1,789,000 | 3,486 |
| Premises and equipment expense | $324,000 | 3,671 |
| Additional noninterest expense | $908,000 | 3,818 |
| Pre-tax net operating income | $769,000 | 4,093 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $221,000 | 2,733 |
| Income before extraordinary items | $548,000 | 4,384 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $548,000 | 4,382 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $548,000 | 4,384 |
| Net charge-offs | $997,000 | 482 |
| Cash dividends | $295,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $-5,000 | 5,893 |
| Net operating income | $548,000 | 4,314 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,428,000 | 3,186 |
| Total interest expense | $438,000 | 2,661 |
| Net interest income | $2,990,000 | 3,226 |
| Provision for loan and lease losses | $726,000 | 633 |
| Total noninterest income | $207,000 | 4,365 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $83,000 | 3,852 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $124,000 | 4,207 |
| Total noninterest expense | $1,969,000 | 3,710 |
| Salaries and employee benefits | $1,184,000 | 3,531 |
| Premises and equipment expense | $225,000 | 3,618 |
| Additional noninterest expense | $560,000 | 4,022 |
| Pre-tax net operating income | $502,000 | 4,141 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $158,000 | 2,674 |
| Income before extraordinary items | $344,000 | 4,471 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $344,000 | 4,467 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $344,000 | 4,469 |
| Net charge-offs | $977,000 | 366 |
| Cash dividends | $295,000 | 2,556 |
| Sale, conversion, retirement of capital stock, net | $-5,000 | 5,978 |
| Net operating income | $344,000 | 4,401 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,865,000 | 3,018 |
| Total interest expense | $212,000 | 2,733 |
| Net interest income | $1,653,000 | 3,031 |
| Provision for loan and lease losses | $300,000 | 670 |
| Total noninterest income | $85,000 | 4,586 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $37,000 | 4,018 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $48,000 | 4,441 |
| Total noninterest expense | $993,000 | 3,728 |
| Salaries and employee benefits | $596,000 | 3,541 |
| Premises and equipment expense | $132,000 | 3,349 |
| Additional noninterest expense | $265,000 | 4,153 |
| Pre-tax net operating income | $445,000 | 3,227 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $98,000 | 2,483 |
| Income before extraordinary items | $347,000 | 3,381 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $347,000 | 3,379 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $347,000 | 3,379 |
| Net charge-offs | $535,000 | 320 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $347,000 | 3,316 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,542,000 | 2,960 |
| Total interest expense | $872,000 | 2,663 |
| Net interest income | $6,670,000 | 2,968 |
| Provision for loan and lease losses | $1,090,000 | 769 |
| Total noninterest income | $428,000 | 4,397 |
| Gross Fiduciary activities income | $28,000 | 957 |
| Service charges on deposit accounts | $182,000 | 3,838 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $218,000 | 4,352 |
| Total noninterest expense | $3,831,000 | 3,801 |
| Salaries and employee benefits | $2,284,000 | 3,631 |
| Premises and equipment expense | $475,000 | 3,580 |
| Additional noninterest expense | $1,072,000 | 4,158 |
| Pre-tax net operating income | $2,177,000 | 2,858 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $652,000 | 1,991 |
| Income before extraordinary items | $1,525,000 | 3,195 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,525,000 | 3,196 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,525,000 | 3,197 |
| Net charge-offs | $1,452,000 | 509 |
| Cash dividends | $580,000 | 2,782 |
| Sale, conversion, retirement of capital stock, net | $-48,000 | 6,095 |
| Net operating income | $1,525,000 | 3,148 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,693,000 | 2,959 |
| Total interest expense | $679,000 | 2,634 |
| Net interest income | $5,014,000 | 2,985 |
| Provision for loan and lease losses | $730,000 | 767 |
| Total noninterest income | $293,000 | 4,541 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $137,000 | 3,872 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $156,000 | 4,446 |
| Total noninterest expense | $2,977,000 | 3,763 |
| Salaries and employee benefits | $1,740,000 | 3,599 |
| Premises and equipment expense | $365,000 | 3,582 |
| Additional noninterest expense | $872,000 | 4,006 |
| Pre-tax net operating income | $1,600,000 | 2,960 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $464,000 | 2,074 |
| Income before extraordinary items | $1,136,000 | 3,282 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,136,000 | 3,280 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,136,000 | 3,281 |
| Net charge-offs | $788,000 | 609 |
| Cash dividends | $290,000 | 2,849 |
| Sale, conversion, retirement of capital stock, net | $-5,000 | 6,186 |
| Net operating income | $1,136,000 | 3,227 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,739,000 | 2,994 |
| Total interest expense | $463,000 | 2,601 |
| Net interest income | $3,276,000 | 3,034 |
| Provision for loan and lease losses | $490,000 | 785 |
| Total noninterest income | $211,000 | 4,477 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $92,000 | 3,849 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $119,000 | 4,321 |
| Total noninterest expense | $1,990,000 | 3,776 |
| Salaries and employee benefits | $1,149,000 | 3,657 |
| Premises and equipment expense | $275,000 | 3,343 |
| Additional noninterest expense | $566,000 | 4,095 |
| Pre-tax net operating income | $1,007,000 | 3,055 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $215,000 | 2,411 |
| Income before extraordinary items | $792,000 | 3,181 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $792,000 | 3,181 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $792,000 | 3,182 |
| Net charge-offs | $768,000 | 439 |
| Cash dividends | $290,000 | 2,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $792,000 | 3,114 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,886,000 | 2,972 |
| Total interest expense | $244,000 | 2,528 |
| Net interest income | $1,642,000 | 3,028 |
| Provision for loan and lease losses | $250,000 | 741 |
| Total noninterest income | $88,000 | 4,679 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $43,000 | 3,933 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $45,000 | 4,630 |
| Total noninterest expense | $1,008,000 | 3,779 |
| Salaries and employee benefits | $580,000 | 3,662 |
| Premises and equipment expense | $151,000 | 3,188 |
| Additional noninterest expense | $277,000 | 4,138 |
| Pre-tax net operating income | $472,000 | 3,115 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $98,000 | 2,465 |
| Income before extraordinary items | $374,000 | 3,251 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $374,000 | 3,254 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $374,000 | 3,254 |
| Net charge-offs | $759,000 | 243 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $374,000 | 3,173 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,556,000 | 2,999 |
| Total interest expense | $853,000 | 2,905 |
| Net interest income | $6,703,000 | 2,991 |
| Provision for loan and lease losses | $3,188,000 | 310 |
| Total noninterest income | $478,000 | 4,343 |
| Gross Fiduciary activities income | $30,000 | 983 |
| Service charges on deposit accounts | $191,000 | 3,985 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $257,000 | 4,217 |
| Total noninterest expense | $3,704,000 | 4,001 |
| Salaries and employee benefits | $2,201,000 | 3,791 |
| Premises and equipment expense | $421,000 | 3,977 |
| Additional noninterest expense | $1,082,000 | 4,273 |
| Pre-tax net operating income | $289,000 | 5,500 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $62,000 | 3,624 |
| Income before extraordinary items | $227,000 | 5,593 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $227,000 | 5,592 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $227,000 | 5,593 |
| Net charge-offs | $2,840,000 | 368 |
| Cash dividends | $570,000 | 2,714 |
| Sale, conversion, retirement of capital stock, net | $-106,000 | 6,441 |
| Net operating income | $227,000 | 5,542 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,694,000 | 3,005 |
| Total interest expense | $636,000 | 2,967 |
| Net interest income | $5,058,000 | 2,991 |
| Provision for loan and lease losses | $1,355,000 | 498 |
| Total noninterest income | $327,000 | 4,533 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $145,000 | 4,009 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $182,000 | 4,334 |
| Total noninterest expense | $2,928,000 | 3,902 |
| Salaries and employee benefits | $1,814,000 | 3,556 |
| Premises and equipment expense | $304,000 | 4,109 |
| Additional noninterest expense | $810,000 | 4,306 |
| Pre-tax net operating income | $1,102,000 | 3,607 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $52,000 | 3,652 |
| Income before extraordinary items | $1,050,000 | 3,399 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,050,000 | 3,400 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,050,000 | 3,400 |
| Net charge-offs | $1,320,000 | 539 |
| Cash dividends | $285,000 | 2,807 |
| Sale, conversion, retirement of capital stock, net | $-106,000 | 6,537 |
| Net operating income | $1,050,000 | 3,359 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,732,000 | 3,058 |
| Total interest expense | $427,000 | 2,983 |
| Net interest income | $3,305,000 | 3,034 |
| Provision for loan and lease losses | $710,000 | 636 |
| Total noninterest income | $208,000 | 4,605 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $97,000 | 3,998 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $111,000 | 4,446 |
| Total noninterest expense | $1,971,000 | 3,906 |
| Salaries and employee benefits | $1,243,000 | 3,527 |
| Premises and equipment expense | $210,000 | 4,076 |
| Additional noninterest expense | $518,000 | 4,415 |
| Pre-tax net operating income | $832,000 | 3,296 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $56,000 | 3,384 |
| Income before extraordinary items | $776,000 | 3,144 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $776,000 | 3,150 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $776,000 | 3,150 |
| Net charge-offs | $472,000 | 914 |
| Cash dividends | $285,000 | 2,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $776,000 | 3,106 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,944,000 | 2,985 |
| Total interest expense | $221,000 | 2,941 |
| Net interest income | $1,723,000 | 2,968 |
| Provision for loan and lease losses | $380,000 | 567 |
| Total noninterest income | $109,000 | 4,502 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $48,000 | 3,996 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $61,000 | 4,296 |
| Total noninterest expense | $1,023,000 | 3,845 |
| Salaries and employee benefits | $641,000 | 3,487 |
| Premises and equipment expense | $113,000 | 3,961 |
| Additional noninterest expense | $269,000 | 4,357 |
| Pre-tax net operating income | $429,000 | 3,180 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $48,000 | 2,984 |
| Income before extraordinary items | $381,000 | 3,099 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $381,000 | 3,102 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $381,000 | 3,102 |
| Net charge-offs | $34,000 | 2,143 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $381,000 | 3,059 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,757,000 | 3,011 |
| Total interest expense | $981,000 | 2,980 |
| Net interest income | $6,776,000 | 2,981 |
| Provision for loan and lease losses | $880,000 | 1,234 |
| Total noninterest income | $449,000 | 4,569 |
| Gross Fiduciary activities income | $30,000 | 994 |
| Service charges on deposit accounts | $175,000 | 4,321 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $244,000 | 4,354 |
| Total noninterest expense | $3,888,000 | 3,991 |
| Salaries and employee benefits | $2,336,000 | 3,714 |
| Premises and equipment expense | $423,000 | 4,081 |
| Additional noninterest expense | $1,129,000 | 4,328 |
| Pre-tax net operating income | $2,457,000 | 2,495 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $855,000 | 1,615 |
| Income before extraordinary items | $1,602,000 | 3,039 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,602,000 | 3,041 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,602,000 | 3,042 |
| Net charge-offs | $714,000 | 1,619 |
| Cash dividends | $580,000 | 2,604 |
| Sale, conversion, retirement of capital stock, net | $-13,000 | 6,707 |
| Net operating income | $1,602,000 | 2,972 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,774,000 | 3,055 |
| Total interest expense | $749,000 | 3,024 |
| Net interest income | $5,025,000 | 3,022 |
| Provision for loan and lease losses | $720,000 | 1,158 |
| Total noninterest income | $304,000 | 4,795 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $131,000 | 4,363 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $173,000 | 4,505 |
| Total noninterest expense | $2,824,000 | 4,079 |
| Salaries and employee benefits | $1,753,000 | 3,714 |
| Premises and equipment expense | $324,000 | 4,094 |
| Additional noninterest expense | $747,000 | 4,614 |
| Pre-tax net operating income | $1,785,000 | 2,634 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $613,000 | 1,715 |
| Income before extraordinary items | $1,172,000 | 3,115 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,172,000 | 3,119 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,172,000 | 3,119 |
| Net charge-offs | $98,000 | 3,276 |
| Cash dividends | $290,000 | 2,663 |
| Sale, conversion, retirement of capital stock, net | $-13,000 | 6,810 |
| Net operating income | $1,172,000 | 3,048 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,829,000 | 3,072 |
| Total interest expense | $511,000 | 3,023 |
| Net interest income | $3,318,000 | 3,050 |
| Provision for loan and lease losses | $480,000 | 1,203 |
| Total noninterest income | $201,000 | 4,828 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $85,000 | 4,396 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $116,000 | 4,552 |
| Total noninterest expense | $1,893,000 | 4,086 |
| Salaries and employee benefits | $1,166,000 | 3,737 |
| Premises and equipment expense | $214,000 | 4,142 |
| Additional noninterest expense | $513,000 | 4,576 |
| Pre-tax net operating income | $1,146,000 | 2,658 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $369,000 | 1,821 |
| Income before extraordinary items | $777,000 | 3,130 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $777,000 | 3,132 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $777,000 | 3,133 |
| Net charge-offs | $47,000 | 3,402 |
| Cash dividends | $290,000 | 2,252 |
| Sale, conversion, retirement of capital stock, net | $-5,000 | 6,872 |
| Net operating income | $777,000 | 3,035 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,882,000 | 3,131 |
| Total interest expense | $263,000 | 3,034 |
| Net interest income | $1,619,000 | 3,109 |
| Provision for loan and lease losses | $240,000 | 1,184 |
| Total noninterest income | $96,000 | 4,915 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $42,000 | 4,398 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $54,000 | 4,613 |
| Total noninterest expense | $973,000 | 4,059 |
| Salaries and employee benefits | $588,000 | 3,757 |
| Premises and equipment expense | $111,000 | 4,078 |
| Additional noninterest expense | $274,000 | 4,430 |
| Pre-tax net operating income | $502,000 | 2,862 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $140,000 | 2,061 |
| Income before extraordinary items | $362,000 | 3,204 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $362,000 | 3,204 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $362,000 | 3,206 |
| Net charge-offs | $82,000 | 2,046 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $-5,000 | 6,967 |
| Net operating income | $362,000 | 3,111 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,485,000 | 3,285 |
| Total interest expense | $1,116,000 | 3,345 |
| Net interest income | $6,369,000 | 3,225 |
| Provision for loan and lease losses | $785,000 | 2,101 |
| Total noninterest income | $410,000 | 4,782 |
| Gross Fiduciary activities income | $30,000 | 1,023 |
| Service charges on deposit accounts | $172,000 | 4,533 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $208,000 | 4,544 |
| Total noninterest expense | $3,829,000 | 4,156 |
| Salaries and employee benefits | $2,125,000 | 3,992 |
| Premises and equipment expense | $396,000 | 4,332 |
| Additional noninterest expense | $1,308,000 | 4,141 |
| Pre-tax net operating income | $2,165,000 | 2,667 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $695,000 | 1,848 |
| Income before extraordinary items | $1,470,000 | 3,168 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,470,000 | 3,168 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,470,000 | 3,168 |
| Net charge-offs | $336,000 | 3,169 |
| Cash dividends | $567,000 | 2,635 |
| Sale, conversion, retirement of capital stock, net | $-3,000 | 6,980 |
| Net operating income | $1,470,000 | 3,029 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,530,000 | 3,376 |
| Total interest expense | $847,000 | 3,442 |
| Net interest income | $4,683,000 | 3,334 |
| Provision for loan and lease losses | $660,000 | 1,921 |
| Total noninterest income | $308,000 | 4,830 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $128,000 | 4,606 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $180,000 | 4,390 |
| Total noninterest expense | $2,739,000 | 4,293 |
| Salaries and employee benefits | $1,496,000 | 4,149 |
| Premises and equipment expense | $288,000 | 4,448 |
| Additional noninterest expense | $955,000 | 4,232 |
| Pre-tax net operating income | $1,592,000 | 2,771 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $488,000 | 1,974 |
| Income before extraordinary items | $1,104,000 | 3,241 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,104,000 | 3,243 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,104,000 | 3,242 |
| Net charge-offs | $150,000 | 3,593 |
| Cash dividends | $280,000 | 2,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,104,000 | 3,099 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,715,000 | 3,383 |
| Total interest expense | $563,000 | 3,550 |
| Net interest income | $3,152,000 | 3,303 |
| Provision for loan and lease losses | $480,000 | 1,860 |
| Total noninterest income | $189,000 | 4,957 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $83,000 | 4,665 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $106,000 | 4,582 |
| Total noninterest expense | $1,798,000 | 4,357 |
| Salaries and employee benefits | $991,000 | 4,197 |
| Premises and equipment expense | $186,000 | 4,547 |
| Additional noninterest expense | $621,000 | 4,310 |
| Pre-tax net operating income | $1,063,000 | 2,730 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $293,000 | 2,083 |
| Income before extraordinary items | $770,000 | 3,123 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $770,000 | 3,122 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $770,000 | 3,123 |
| Net charge-offs | $152,000 | 3,026 |
| Cash dividends | $280,000 | 2,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $770,000 | 2,968 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,865,000 | 3,399 |
| Total interest expense | $289,000 | 3,594 |
| Net interest income | $1,576,000 | 3,316 |
| Provision for loan and lease losses | $300,000 | 1,500 |
| Total noninterest income | $93,000 | 5,052 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $39,000 | 4,766 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $54,000 | 4,597 |
| Total noninterest expense | $874,000 | 4,473 |
| Salaries and employee benefits | $499,000 | 4,210 |
| Premises and equipment expense | $98,000 | 4,443 |
| Additional noninterest expense | $277,000 | 4,580 |
| Pre-tax net operating income | $495,000 | 2,893 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $110,000 | 2,354 |
| Income before extraordinary items | $385,000 | 3,153 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $385,000 | 3,157 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $385,000 | 3,157 |
| Net charge-offs | $92,000 | 2,508 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $385,000 | 2,997 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,183,000 | 3,608 |
| Total interest expense | $1,344,000 | 3,702 |
| Net interest income | $5,839,000 | 3,533 |
| Provision for loan and lease losses | $435,000 | 3,642 |
| Total noninterest income | $402,000 | 4,767 |
| Gross Fiduciary activities income | $29,000 | 984 |
| Service charges on deposit accounts | $188,000 | 4,497 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $185,000 | 4,568 |
| Total noninterest expense | $3,581,000 | 4,435 |
| Salaries and employee benefits | $2,078,000 | 4,078 |
| Premises and equipment expense | $385,000 | 4,653 |
| Additional noninterest expense | $1,118,000 | 4,647 |
| Pre-tax net operating income | $2,225,000 | 2,318 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $737,000 | 1,632 |
| Income before extraordinary items | $1,488,000 | 2,783 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,488,000 | 2,786 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,488,000 | 2,786 |
| Net charge-offs | $343,000 | 3,645 |
| Cash dividends | $573,000 | 2,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,488,000 | 2,696 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,319,000 | 3,687 |
| Total interest expense | $1,032,000 | 3,750 |
| Net interest income | $4,287,000 | 3,603 |
| Provision for loan and lease losses | $301,000 | 3,598 |
| Total noninterest income | $277,000 | 4,955 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $140,000 | 4,522 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $137,000 | 4,664 |
| Total noninterest expense | $2,645,000 | 4,476 |
| Salaries and employee benefits | $1,482,000 | 4,201 |
| Premises and equipment expense | $289,000 | 4,708 |
| Additional noninterest expense | $874,000 | 4,540 |
| Pre-tax net operating income | $1,618,000 | 2,439 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $521,000 | 1,700 |
| Income before extraordinary items | $1,097,000 | 2,879 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,097,000 | 2,882 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,097,000 | 2,882 |
| Net charge-offs | $6,000 | 5,901 |
| Cash dividends | $285,000 | 2,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,097,000 | 2,778 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,514,000 | 3,750 |
| Total interest expense | $699,000 | 3,812 |
| Net interest income | $2,815,000 | 3,651 |
| Provision for loan and lease losses | $211,000 | 3,451 |
| Total noninterest income | $183,000 | 5,004 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $93,000 | 4,525 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $90,000 | 4,703 |
| Total noninterest expense | $1,716,000 | 4,588 |
| Salaries and employee benefits | $987,000 | 4,239 |
| Premises and equipment expense | $196,000 | 4,700 |
| Additional noninterest expense | $533,000 | 4,840 |
| Pre-tax net operating income | $1,071,000 | 2,424 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $378,000 | 1,578 |
| Income before extraordinary items | $693,000 | 2,938 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $693,000 | 2,940 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $693,000 | 2,940 |
| Net charge-offs | $-2,000 | 6,677 |
| Cash dividends | $285,000 | 1,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $693,000 | 2,866 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,735,000 | 3,801 |
| Total interest expense | $361,000 | 3,838 |
| Net interest income | $1,374,000 | 3,697 |
| Provision for loan and lease losses | $90,000 | 3,467 |
| Total noninterest income | $91,000 | 5,074 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $42,000 | 4,666 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $49,000 | 4,699 |
| Total noninterest expense | $822,000 | 4,721 |
| Salaries and employee benefits | $504,000 | 4,202 |
| Premises and equipment expense | $102,000 | 4,658 |
| Additional noninterest expense | $216,000 | 5,341 |
| Pre-tax net operating income | $553,000 | 2,381 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $157,000 | 1,755 |
| Income before extraordinary items | $396,000 | 2,691 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $396,000 | 2,690 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $396,000 | 2,691 |
| Net charge-offs | $26,000 | 3,862 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $396,000 | 2,632 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,824,000 | 3,978 |
| Total interest expense | $1,766,000 | 3,871 |
| Net interest income | $5,058,000 | 3,931 |
| Provision for loan and lease losses | $405,000 | 4,428 |
| Total noninterest income | $413,000 | 4,917 |
| Gross Fiduciary activities income | $34,000 | 1,002 |
| Service charges on deposit accounts | $183,000 | 4,584 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $196,000 | 4,619 |
| Total noninterest expense | $3,107,000 | 4,936 |
| Salaries and employee benefits | $1,896,000 | 4,386 |
| Premises and equipment expense | $346,000 | 5,086 |
| Additional noninterest expense | $865,000 | 5,439 |
| Pre-tax net operating income | $1,959,000 | 2,277 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $676,000 | 1,608 |
| Income before extraordinary items | $1,283,000 | 2,782 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,283,000 | 2,779 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,283,000 | 2,784 |
| Net charge-offs | $290,000 | 4,343 |
| Cash dividends | $570,000 | 2,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,283,000 | 2,675 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,029,000 | 4,095 |
| Total interest expense | $1,358,000 | 3,964 |
| Net interest income | $3,671,000 | 4,071 |
| Provision for loan and lease losses | $305,000 | 4,289 |
| Total noninterest income | $290,000 | 5,097 |
| Gross Fiduciary activities income | $3,000 | 1,206 |
| Service charges on deposit accounts | $140,000 | 4,611 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $147,000 | 4,676 |
| Total noninterest expense | $2,275,000 | 5,012 |
| Salaries and employee benefits | $1,373,000 | 4,508 |
| Premises and equipment expense | $262,000 | 5,130 |
| Additional noninterest expense | $640,000 | 5,490 |
| Pre-tax net operating income | $1,381,000 | 2,543 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $475,000 | 1,723 |
| Income before extraordinary items | $906,000 | 3,066 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $906,000 | 3,064 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $906,000 | 3,067 |
| Net charge-offs | $132,000 | 4,633 |
| Cash dividends | $285,000 | 2,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $906,000 | 2,937 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,294,000 | 4,187 |
| Total interest expense | $893,000 | 4,083 |
| Net interest income | $2,401,000 | 4,123 |
| Provision for loan and lease losses | $205,000 | 4,179 |
| Total noninterest income | $181,000 | 5,185 |
| Gross Fiduciary activities income | $3,000 | 1,181 |
| Service charges on deposit accounts | $94,000 | 4,594 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $84,000 | 4,910 |
| Total noninterest expense | $1,493,000 | 5,078 |
| Salaries and employee benefits | $914,000 | 4,529 |
| Premises and equipment expense | $170,000 | 5,243 |
| Additional noninterest expense | $409,000 | 5,604 |
| Pre-tax net operating income | $884,000 | 2,616 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $322,000 | 1,669 |
| Income before extraordinary items | $562,000 | 3,192 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $562,000 | 3,187 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $562,000 | 3,190 |
| Net charge-offs | $121,000 | 4,036 |
| Cash dividends | $285,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $562,000 | 3,086 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,666,000 | 4,208 |
| Total interest expense | $451,000 | 4,185 |
| Net interest income | $1,215,000 | 4,122 |
| Provision for loan and lease losses | $100,000 | 3,933 |
| Total noninterest income | $78,000 | 5,464 |
| Gross Fiduciary activities income | $3,000 | 1,105 |
| Service charges on deposit accounts | $44,000 | 4,703 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $31,000 | 5,401 |
| Total noninterest expense | $740,000 | 5,150 |
| Salaries and employee benefits | $460,000 | 4,583 |
| Premises and equipment expense | $87,000 | 5,262 |
| Additional noninterest expense | $193,000 | 5,774 |
| Pre-tax net operating income | $453,000 | 2,593 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $185,000 | 1,500 |
| Income before extraordinary items | $268,000 | 3,348 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $268,000 | 3,346 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $268,000 | 3,348 |
| Net charge-offs | $-4,000 | 7,239 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $268,000 | 3,233 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,439,000 | 4,419 |
| Total interest expense | $1,885,000 | 4,624 |
| Net interest income | $4,554,000 | 4,188 |
| Provision for loan and lease losses | $290,000 | 5,320 |
| Total noninterest income | $428,000 | 5,011 |
| Gross Fiduciary activities income | $31,000 | 1,030 |
| Service charges on deposit accounts | $205,000 | 4,617 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $192,000 | 4,698 |
| Total noninterest expense | $2,999,000 | 5,180 |
| Salaries and employee benefits | $1,828,000 | 4,632 |
| Premises and equipment expense | $312,000 | 5,555 |
| Additional noninterest expense | $859,000 | 5,637 |
| Pre-tax net operating income | $1,693,000 | 2,187 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $427,000 | 1,703 |
| Income before extraordinary items | $1,266,000 | 2,390 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,266,000 | 2,388 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,266,000 | 2,389 |
| Net charge-offs | $108,000 | 5,625 |
| Cash dividends | $689,000 | 2,149 |
| Sale, conversion, retirement of capital stock, net | $-113,000 | 7,945 |
| Net operating income | $1,266,000 | 2,346 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,810,000 | 4,475 |
| Total interest expense | $1,417,000 | 4,754 |
| Net interest income | $3,393,000 | 4,223 |
| Provision for loan and lease losses | $290,000 | 4,636 |
| Total noninterest income | $384,000 | 4,760 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $152,000 | 4,656 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $232,000 | 4,032 |
| Total noninterest expense | $2,128,000 | 5,346 |
| Salaries and employee benefits | $1,310,000 | 4,787 |
| Premises and equipment expense | $239,000 | 5,566 |
| Additional noninterest expense | $579,000 | 5,908 |
| Pre-tax net operating income | $1,359,000 | 2,225 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $320,000 | 1,868 |
| Income before extraordinary items | $1,039,000 | 2,426 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,039,000 | 2,424 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,039,000 | 2,427 |
| Net charge-offs | $65,000 | 5,470 |
| Cash dividends | $345,000 | 2,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,039,000 | 2,369 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,161,000 | 4,565 |
| Total interest expense | $957,000 | 4,844 |
| Net interest income | $2,204,000 | 4,288 |
| Provision for loan and lease losses | $140,000 | 4,862 |
| Total noninterest income | $211,000 | 5,131 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $97,000 | 4,720 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $114,000 | 4,574 |
| Total noninterest expense | $1,435,000 | 5,372 |
| Salaries and employee benefits | $876,000 | 4,822 |
| Premises and equipment expense | $163,000 | 5,569 |
| Additional noninterest expense | $396,000 | 5,851 |
| Pre-tax net operating income | $840,000 | 2,428 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $181,000 | 2,070 |
| Income before extraordinary items | $659,000 | 2,609 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $659,000 | 2,606 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $659,000 | 2,608 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $335,000 | 2,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $659,000 | 2,527 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,561,000 | 4,640 |
| Total interest expense | $490,000 | 4,885 |
| Net interest income | $1,071,000 | 4,368 |
| Provision for loan and lease losses | $65,000 | 4,547 |
| Total noninterest income | $84,000 | 5,504 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $46,000 | 4,770 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $38,000 | 5,265 |
| Total noninterest expense | $725,000 | 5,277 |
| Salaries and employee benefits | $448,000 | 4,805 |
| Premises and equipment expense | $85,000 | 5,522 |
| Additional noninterest expense | $192,000 | 5,696 |
| Pre-tax net operating income | $365,000 | 2,988 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $104,000 | 2,138 |
| Income before extraordinary items | $261,000 | 3,362 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $261,000 | 3,362 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $261,000 | 3,363 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $261,000 | 3,216 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,087,000 | 4,888 |
| Total interest expense | $2,115,000 | 5,173 |
| Net interest income | $3,972,000 | 4,592 |
| Provision for loan and lease losses | $115,000 | 5,892 |
| Total noninterest income | $343,000 | 5,598 |
| Gross Fiduciary activities income | $51,000 | 971 |
| Service charges on deposit accounts | $203,000 | 4,757 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $89,000 | 6,081 |
| Total noninterest expense | $2,583,000 | 5,565 |
| Salaries and employee benefits | $1,634,000 | 5,070 |
| Premises and equipment expense | $311,000 | 5,701 |
| Additional noninterest expense | $638,000 | 6,077 |
| Pre-tax net operating income | $1,617,000 | 2,886 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $379,000 | 2,137 |
| Income before extraordinary items | $1,238,000 | 2,848 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,238,000 | 2,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,544 |
| Cash dividends | $548,000 | 3,245 |
| Sale, conversion, retirement of capital stock, net | $-404,000 | 8,261 |
| Net operating income | $1,238,000 | 2,995 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,507,000 | 5,010 |
| Total interest expense | $1,607,000 | 5,259 |
| Net interest income | $2,900,000 | 4,716 |
| Provision for loan and lease losses | $85,000 | 5,386 |
| Total noninterest income | $242,000 | 5,775 |
| Gross Fiduciary activities income | $19,000 | 1,065 |
| Service charges on deposit accounts | $146,000 | 4,884 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $77,000 | 6,008 |
| Total noninterest expense | $1,907,000 | 5,604 |
| Salaries and employee benefits | $1,192,000 | 5,187 |
| Premises and equipment expense | $237,000 | 5,691 |
| Additional noninterest expense | $478,000 | 6,026 |
| Pre-tax net operating income | $1,150,000 | 3,395 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $261,000 | 2,611 |
| Income before extraordinary items | $889,000 | 3,352 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $889,000 | 3,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,747 |
| Cash dividends | $288,000 | 3,474 |
| Sale, conversion, retirement of capital stock, net | $-404,000 | 8,353 |
| Net operating income | $889,000 | 3,479 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,910,000 | 5,163 |
| Total interest expense | $1,101,000 | 5,347 |
| Net interest income | $1,809,000 | 4,924 |
| Provision for loan and lease losses | $20,000 | 5,946 |
| Total noninterest income | $153,000 | 5,951 |
| Gross Fiduciary activities income | $9,000 | 1,133 |
| Service charges on deposit accounts | $93,000 | 4,964 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $51,000 | 6,108 |
| Total noninterest expense | $1,279,000 | 5,616 |
| Salaries and employee benefits | $808,000 | 5,176 |
| Premises and equipment expense | $163,000 | 5,668 |
| Additional noninterest expense | $308,000 | 6,120 |
| Pre-tax net operating income | $663,000 | 3,801 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $128,000 | 3,196 |
| Income before extraordinary items | $535,000 | 3,880 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $535,000 | 3,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,244 |
| Cash dividends | $288,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $-404,000 | 8,427 |
| Net operating income | $535,000 | 3,827 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,441,000 | 5,310 |
| Total interest expense | $573,000 | 5,416 |
| Net interest income | $868,000 | 5,054 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $73,000 | 6,039 |
| Gross Fiduciary activities income | $8,000 | 1,052 |
| Service charges on deposit accounts | $46,000 | 4,958 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $19,000 | 6,522 |
| Total noninterest expense | $657,000 | 5,548 |
| Salaries and employee benefits | $424,000 | 5,071 |
| Premises and equipment expense | $91,000 | 5,433 |
| Additional noninterest expense | $142,000 | 6,321 |
| Pre-tax net operating income | $284,000 | 4,270 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $51,000 | 3,537 |
| Income before extraordinary items | $233,000 | 4,346 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $233,000 | 4,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $-404,000 | 8,474 |
| Net operating income | $233,000 | 4,242 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,535,000 | 5,453 |
| Total interest expense | $2,083,000 | 5,741 |
| Net interest income | $3,452,000 | 5,080 |
| Provision for loan and lease losses | $15,000 | 6,431 |
| Total noninterest income | $317,000 | 5,939 |
| Gross Fiduciary activities income | $32,000 | 1,080 |
| Service charges on deposit accounts | $171,000 | 5,198 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $114,000 | 6,012 |
| Total noninterest expense | $2,427,000 | 5,699 |
| Salaries and employee benefits | $1,523,000 | 5,258 |
| Premises and equipment expense | $254,000 | 6,213 |
| Additional noninterest expense | $650,000 | 5,931 |
| Pre-tax net operating income | $1,327,000 | 4,140 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $372,000 | 3,117 |
| Income before extraordinary items | $955,000 | 4,419 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $955,000 | 4,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,413 |
| Cash dividends | $587,000 | 3,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $955,000 | 4,413 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,031,000 | 5,545 |
| Total interest expense | $1,489,000 | 5,884 |
| Net interest income | $2,542,000 | 5,159 |
| Provision for loan and lease losses | $15,000 | 5,999 |
| Total noninterest income | $212,000 | 6,183 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $126,000 | 5,253 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $86,000 | 6,048 |
| Total noninterest expense | $1,762,000 | 5,756 |
| Salaries and employee benefits | $1,088,000 | 5,384 |
| Premises and equipment expense | $187,000 | 6,246 |
| Additional noninterest expense | $487,000 | 5,888 |
| Pre-tax net operating income | $977,000 | 4,410 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $294,000 | 3,226 |
| Income before extraordinary items | $683,000 | 4,721 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $683,000 | 4,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,396 |
| Cash dividends | $235,000 | 3,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $683,000 | 4,711 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,650,000 | 5,612 |
| Total interest expense | $952,000 | 5,985 |
| Net interest income | $1,698,000 | 5,174 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $140,000 | 6,247 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $84,000 | 5,265 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $56,000 | 6,100 |
| Total noninterest expense | $1,123,000 | 5,916 |
| Salaries and employee benefits | $702,000 | 5,538 |
| Premises and equipment expense | $120,000 | 6,367 |
| Additional noninterest expense | $301,000 | 6,108 |
| Pre-tax net operating income | $715,000 | 4,268 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $225,000 | 3,110 |
| Income before extraordinary items | $490,000 | 4,589 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $490,000 | 4,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,692 |
| Cash dividends | $235,000 | 3,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $490,000 | 4,586 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,310,000 | 5,656 |
| Total interest expense | $466,000 | 6,021 |
| Net interest income | $844,000 | 5,202 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $59,000 | 6,562 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $39,000 | 5,359 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $20,000 | 6,614 |
| Total noninterest expense | $554,000 | 5,996 |
| Salaries and employee benefits | $346,000 | 5,626 |
| Premises and equipment expense | $61,000 | 6,362 |
| Additional noninterest expense | $147,000 | 6,164 |
| Pre-tax net operating income | $349,000 | 4,322 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $114,000 | 3,097 |
| Income before extraordinary items | $235,000 | 4,706 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $235,000 | 4,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $235,000 | 4,688 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,819,000 | 5,661 |
| Total interest expense | $1,546,000 | 6,049 |
| Net interest income | $3,273,000 | 5,265 |
| Provision for loan and lease losses | $50,000 | 5,567 |
| Total noninterest income | $289,000 | 6,251 |
| Gross Fiduciary activities income | $28,000 | 1,123 |
| Service charges on deposit accounts | $184,000 | 5,144 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $77,000 | 6,735 |
| Total noninterest expense | $2,122,000 | 5,991 |
| Salaries and employee benefits | $1,318,000 | 5,616 |
| Premises and equipment expense | $215,000 | 6,577 |
| Additional noninterest expense | $589,000 | 6,109 |
| Pre-tax net operating income | $1,390,000 | 4,462 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $311,000 | 3,760 |
| Income before extraordinary items | $1,079,000 | 4,538 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,079,000 | 4,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,595 |
| Cash dividends | $586,000 | 3,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,079,000 | 4,525 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,455,000 | 5,777 |
| Total interest expense | $1,088,000 | 6,140 |
| Net interest income | $2,367,000 | 5,415 |
| Provision for loan and lease losses | $50,000 | 5,035 |
| Total noninterest income | $201,000 | 6,447 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $139,000 | 5,188 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $62,000 | 6,626 |
| Total noninterest expense | $1,591,000 | 5,976 |
| Salaries and employee benefits | $961,000 | 5,670 |
| Premises and equipment expense | $166,000 | 6,528 |
| Additional noninterest expense | $464,000 | 5,981 |
| Pre-tax net operating income | $927,000 | 4,889 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $204,000 | 4,114 |
| Income before extraordinary items | $723,000 | 4,943 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $723,000 | 4,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 7,980 |
| Cash dividends | $235,000 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $723,000 | 4,934 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,267,000 | 5,791 |
| Total interest expense | $663,000 | 6,249 |
| Net interest income | $1,604,000 | 5,394 |
| Provision for loan and lease losses | $50,000 | 4,407 |
| Total noninterest income | $130,000 | 6,506 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $91,000 | 5,218 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $39,000 | 6,754 |
| Total noninterest expense | $1,049,000 | 6,027 |
| Salaries and employee benefits | $645,000 | 5,677 |
| Premises and equipment expense | $109,000 | 6,577 |
| Additional noninterest expense | $295,000 | 6,128 |
| Pre-tax net operating income | $635,000 | 4,853 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $109,000 | 4,411 |
| Income before extraordinary items | $526,000 | 4,760 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $526,000 | 4,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,084 |
| Cash dividends | $235,000 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $526,000 | 4,745 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,114,000 | 5,808 |
| Total interest expense | $307,000 | 6,342 |
| Net interest income | $807,000 | 5,376 |
| Provision for loan and lease losses | $50,000 | 3,099 |
| Total noninterest income | $57,000 | 6,716 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $42,000 | 5,298 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,090 |
| Total noninterest expense | $540,000 | 5,949 |
| Salaries and employee benefits | $325,000 | 5,686 |
| Premises and equipment expense | $59,000 | 6,404 |
| Additional noninterest expense | $156,000 | 5,942 |
| Pre-tax net operating income | $274,000 | 5,166 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $20,000 | 5,352 |
| Income before extraordinary items | $254,000 | 4,821 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $254,000 | 4,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $254,000 | 4,801 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,381,000 | 5,564 |
| Total interest expense | $1,049,000 | 6,164 |
| Net interest income | $3,332,000 | 5,156 |
| Provision for loan and lease losses | $62,000 | 5,427 |
| Total noninterest income | $305,000 | 6,290 |
| Gross Fiduciary activities income | $26,000 | 1,147 |
| Service charges on deposit accounts | $185,000 | 5,197 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $94,000 | 6,501 |
| Total noninterest expense | $2,112,000 | 5,922 |
| Salaries and employee benefits | $1,375,000 | 5,353 |
| Premises and equipment expense | $214,000 | 6,582 |
| Additional noninterest expense | $523,000 | 6,446 |
| Pre-tax net operating income | $1,463,000 | 4,449 |
| Securities gains (losses) | $-16,000 | 7,722 |
| Applicable income taxes | $338,000 | 3,954 |
| Income before extraordinary items | $1,109,000 | 4,539 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,109,000 | 4,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 2,675 |
| Cash dividends | $417,000 | 3,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,121,320 | 4,473 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,258,000 | 5,557 |
| Total interest expense | $758,000 | 6,149 |
| Net interest income | $2,500,000 | 5,180 |
| Provision for loan and lease losses | $62,000 | 4,925 |
| Total noninterest income | $214,000 | 6,458 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $139,000 | 5,232 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $75,000 | 6,410 |
| Total noninterest expense | $1,564,000 | 5,924 |
| Salaries and employee benefits | $1,026,000 | 5,337 |
| Premises and equipment expense | $158,000 | 6,600 |
| Additional noninterest expense | $380,000 | 6,506 |
| Pre-tax net operating income | $1,088,000 | 4,561 |
| Securities gains (losses) | $-16,000 | 8,085 |
| Applicable income taxes | $261,000 | 4,022 |
| Income before extraordinary items | $811,000 | 4,718 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $811,000 | 4,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,098 |
| Cash dividends | $182,000 | 4,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $823,160 | 4,640 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,160,000 | 5,513 |
| Total interest expense | $489,000 | 6,095 |
| Net interest income | $1,671,000 | 5,169 |
| Provision for loan and lease losses | $62,000 | 4,081 |
| Total noninterest income | $142,000 | 6,438 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $92,000 | 5,209 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $50,000 | 6,409 |
| Total noninterest expense | $1,041,000 | 5,925 |
| Salaries and employee benefits | $740,000 | 5,079 |
| Premises and equipment expense | $110,000 | 6,495 |
| Additional noninterest expense | $191,000 | 7,181 |
| Pre-tax net operating income | $710,000 | 4,576 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $142,000 | 4,334 |
| Income before extraordinary items | $568,000 | 4,564 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $568,000 | 4,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,782 |
| Cash dividends | $182,000 | 3,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $568,000 | 4,507 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,073,000 | 5,522 |
| Total interest expense | $240,000 | 6,080 |
| Net interest income | $833,000 | 5,211 |
| Provision for loan and lease losses | $50,000 | 3,171 |
| Total noninterest income | $62,000 | 6,684 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $41,000 | 5,405 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,763 |
| Total noninterest expense | $529,000 | 5,912 |
| Salaries and employee benefits | $371,000 | 5,086 |
| Premises and equipment expense | $62,000 | 6,259 |
| Additional noninterest expense | $96,000 | 7,233 |
| Pre-tax net operating income | $316,000 | 4,856 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $59,000 | 4,561 |
| Income before extraordinary items | $257,000 | 4,787 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $257,000 | 4,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,061 |
| Cash dividends | $6,000 | 3,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $257,000 | 4,751 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,314,000 | 5,322 |
| Total interest expense | $974,000 | 5,740 |
| Net interest income | $3,340,000 | 5,064 |
| Provision for loan and lease losses | $85,000 | 5,258 |
| Total noninterest income | $447,000 | 5,542 |
| Gross Fiduciary activities income | $18,000 | 1,217 |
| Service charges on deposit accounts | $177,000 | 5,480 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $252,000 | 4,630 |
| Total noninterest expense | $2,046,000 | 5,926 |
| Salaries and employee benefits | $1,347,000 | 5,316 |
| Premises and equipment expense | $236,000 | 6,342 |
| Additional noninterest expense | $463,000 | 6,778 |
| Pre-tax net operating income | $1,656,000 | 3,996 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $541,000 | 3,209 |
| Income before extraordinary items | $1,115,000 | 4,394 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,115,000 | 4,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,149 |
| Cash dividends | $546,000 | 3,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,115,000 | 4,324 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,174,000 | 5,363 |
| Total interest expense | $740,000 | 5,669 |
| Net interest income | $2,434,000 | 5,144 |
| Provision for loan and lease losses | $75,000 | 4,788 |
| Total noninterest income | $364,000 | 5,368 |
| Gross Fiduciary activities income | $1,000 | 1,478 |
| Service charges on deposit accounts | $134,000 | 5,497 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $229,000 | 4,237 |
| Total noninterest expense | $1,471,000 | 6,023 |
| Salaries and employee benefits | $945,000 | 5,504 |
| Premises and equipment expense | $151,000 | 6,711 |
| Additional noninterest expense | $375,000 | 6,507 |
| Pre-tax net operating income | $1,252,000 | 4,050 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $432,000 | 3,174 |
| Income before extraordinary items | $820,000 | 4,561 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $820,000 | 4,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,673 |
| Cash dividends | $331,000 | 3,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $820,000 | 4,476 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,115,000 | 5,377 |
| Total interest expense | $511,000 | 5,590 |
| Net interest income | $1,604,000 | 5,196 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $286,000 | 4,938 |
| Gross Fiduciary activities income | $1,000 | 1,443 |
| Service charges on deposit accounts | $87,000 | 5,558 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $198,000 | 3,753 |
| Total noninterest expense | $967,000 | 6,109 |
| Salaries and employee benefits | $627,000 | 5,551 |
| Premises and equipment expense | $110,000 | 6,547 |
| Additional noninterest expense | $230,000 | 6,788 |
| Pre-tax net operating income | $923,000 | 3,730 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $360,000 | 2,749 |
| Income before extraordinary items | $563,000 | 4,416 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $563,000 | 4,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 2,834 |
| Cash dividends | $330,000 | 2,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $563,000 | 4,328 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,058,000 | 5,391 |
| Total interest expense | $276,000 | 5,426 |
| Net interest income | $782,000 | 5,286 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $212,000 | 3,924 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $42,000 | 5,572 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $170,000 | 2,726 |
| Total noninterest expense | $478,000 | 6,192 |
| Salaries and employee benefits | $310,000 | 5,642 |
| Premises and equipment expense | $56,000 | 6,504 |
| Additional noninterest expense | $112,000 | 6,871 |
| Pre-tax net operating income | $516,000 | 3,436 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $248,000 | 2,216 |
| Income before extraordinary items | $268,000 | 4,574 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $268,000 | 4,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,260 |
| Cash dividends | $150,000 | 2,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $268,000 | 4,441 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,353,000 | 5,353 |
| Total interest expense | $1,299,000 | 5,328 |
| Net interest income | $3,054,000 | 5,253 |
| Provision for loan and lease losses | $58,000 | 6,110 |
| Total noninterest income | $332,000 | 6,375 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $170,000 | 5,615 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $162,000 | 5,688 |
| Total noninterest expense | $1,847,000 | 6,261 |
| Salaries and employee benefits | $1,199,000 | 5,647 |
| Premises and equipment expense | $218,000 | 6,561 |
| Additional noninterest expense | $430,000 | 6,962 |
| Pre-tax net operating income | $1,481,000 | 4,153 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $270,000 | 4,445 |
| Income before extraordinary items | $1,211,000 | 4,122 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,211,000 | 4,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,437 |
| Cash dividends | $299,000 | 4,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,211,000 | 3,956 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,358,000 | 5,318 |
| Total interest expense | $1,008,000 | 5,358 |
| Net interest income | $2,350,000 | 5,192 |
| Provision for loan and lease losses | $58,000 | 5,579 |
| Total noninterest income | $263,000 | 6,291 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $124,000 | 5,723 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $139,000 | 5,488 |
| Total noninterest expense | $1,419,000 | 6,129 |
| Salaries and employee benefits | $908,000 | 5,571 |
| Premises and equipment expense | $164,000 | 6,559 |
| Additional noninterest expense | $347,000 | 6,739 |
| Pre-tax net operating income | $1,136,000 | 4,235 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $254,000 | 4,252 |
| Income before extraordinary items | $882,000 | 4,347 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $882,000 | 4,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,722 |
| Cash dividends | $184,000 | 4,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $882,000 | 4,176 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,254,000 | 5,328 |
| Total interest expense | $701,000 | 5,338 |
| Net interest income | $1,553,000 | 5,228 |
| Provision for loan and lease losses | $28,000 | 6,019 |
| Total noninterest income | $175,000 | 6,289 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $81,000 | 5,739 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $94,000 | 5,436 |
| Total noninterest expense | $940,000 | 6,186 |
| Salaries and employee benefits | $605,000 | 5,591 |
| Premises and equipment expense | $110,000 | 6,521 |
| Additional noninterest expense | $225,000 | 6,827 |
| Pre-tax net operating income | $760,000 | 4,200 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $158,000 | 4,416 |
| Income before extraordinary items | $602,000 | 4,287 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $602,000 | 4,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,770 |
| Cash dividends | $184,000 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $602,000 | 4,080 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,152,000 | 5,285 |
| Total interest expense | $364,000 | 5,327 |
| Net interest income | $788,000 | 5,146 |
| Provision for loan and lease losses | $61,000 | 3,234 |
| Total noninterest income | $91,000 | 6,131 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $36,000 | 5,904 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $55,000 | 5,085 |
| Total noninterest expense | $471,000 | 6,201 |
| Salaries and employee benefits | $300,000 | 5,627 |
| Premises and equipment expense | $55,000 | 6,522 |
| Additional noninterest expense | $116,000 | 6,738 |
| Pre-tax net operating income | $347,000 | 4,420 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $90,000 | 4,143 |
| Income before extraordinary items | $257,000 | 4,644 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $257,000 | 4,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,384 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $257,000 | 4,436 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,589,000 | 5,467 |
| Total interest expense | $1,645,000 | 5,436 |
| Net interest income | $2,944,000 | 5,345 |
| Provision for loan and lease losses | $45,000 | 6,823 |
| Total noninterest income | $308,000 | 6,401 |
| Gross Fiduciary activities income | $25,000 | 1,234 |
| Service charges on deposit accounts | $143,000 | 5,918 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $140,000 | 5,749 |
| Total noninterest expense | $1,730,000 | 6,396 |
| Salaries and employee benefits | $1,103,000 | 5,796 |
| Premises and equipment expense | $217,000 | 6,567 |
| Additional noninterest expense | $410,000 | 7,083 |
| Pre-tax net operating income | $1,477,000 | 4,165 |
| Securities gains (losses) | $12,000 | 3,495 |
| Applicable income taxes | $380,000 | 3,990 |
| Income before extraordinary items | $1,109,000 | 4,299 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,109,000 | 4,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,776 |
| Cash dividends | $165,000 | 5,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,100,120 | 4,213 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,882,000 | 5,706 |
| Total interest expense | $2,199,000 | 5,811 |
| Net interest income | $2,683,000 | 5,483 |
| Provision for loan and lease losses | $10,000 | 7,930 |
| Total noninterest income | $246,000 | 6,896 |
| Gross Fiduciary activities income | $27,000 | 1,248 |
| Service charges on deposit accounts | $127,000 | 6,132 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $92,000 | 6,609 |
| Total noninterest expense | $1,609,000 | 6,558 |
| Salaries and employee benefits | $1,018,000 | 5,918 |
| Premises and equipment expense | $180,000 | 7,067 |
| Additional noninterest expense | $411,000 | 7,059 |
| Pre-tax net operating income | $1,310,000 | 4,207 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $378,000 | 3,844 |
| Income before extraordinary items | $932,000 | 4,470 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $932,000 | 4,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,793 |
| Cash dividends | $301,000 | 4,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $932,000 | 4,352 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,752,000 | 5,915 |
| Total interest expense | $2,180,000 | 6,001 |
| Net interest income | $2,572,000 | 5,702 |
| Provision for loan and lease losses | $70,000 | 5,970 |
| Total noninterest income | $207,000 | 7,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 6,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 6,963 |
| Total noninterest expense | $1,412,000 | 6,974 |
| Salaries and employee benefits | $933,000 | 6,192 |
| Premises and equipment expense | $170,000 | 7,242 |
| Additional noninterest expense | $309,000 | 7,877 |
| Pre-tax net operating income | $1,297,000 | 4,507 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $407,000 | 3,954 |
| Income before extraordinary items | $888,000 | 4,725 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $888,000 | 4,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,482 |
| Cash dividends | $245,000 | 4,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $889,380 | 4,719 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,308,000 | 6,094 |
| Total interest expense | $1,831,000 | 6,293 |
| Net interest income | $2,477,000 | 5,828 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $225,000 | 7,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 6,327 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 6,534 |
| Total noninterest expense | $1,352,000 | 7,161 |
| Salaries and employee benefits | $872,000 | 6,441 |
| Premises and equipment expense | $164,000 | 7,413 |
| Additional noninterest expense | $316,000 | 7,996 |
| Pre-tax net operating income | $1,350,000 | 4,408 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $478,000 | 3,724 |
| Income before extraordinary items | $871,000 | 4,838 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $871,000 | 4,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $154,000 | 5,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $871,650 | 4,797 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,284,000 | 6,234 |
| Total interest expense | $1,984,000 | 6,211 |
| Net interest income | $2,300,000 | 6,128 |
| Provision for loan and lease losses | $20,000 | 7,729 |
| Total noninterest income | $216,000 | 7,380 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 6,365 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 6,846 |
| Total noninterest expense | $1,268,000 | 7,358 |
| Salaries and employee benefits | $808,000 | 6,653 |
| Premises and equipment expense | $160,000 | 7,432 |
| Additional noninterest expense | $300,000 | 8,126 |
| Pre-tax net operating income | $1,228,000 | 4,811 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $410,000 | 4,349 |
| Income before extraordinary items | $818,000 | 5,119 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $818,000 | 5,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,038 |
| Cash dividends | $328,000 | 4,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $818,000 | 5,031 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,176,000 | 6,496 |
| Total interest expense | $1,988,000 | 6,290 |
| Net interest income | $2,188,000 | 6,555 |
| Provision for loan and lease losses | $62,000 | 6,121 |
| Total noninterest income | $177,000 | 8,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 6,786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 8,093 |
| Total noninterest expense | $1,195,000 | 7,697 |
| Salaries and employee benefits | $756,000 | 6,991 |
| Premises and equipment expense | $149,000 | 7,823 |
| Additional noninterest expense | $290,000 | 8,429 |
| Pre-tax net operating income | $1,108,000 | 5,507 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $349,000 | 5,318 |
| Income before extraordinary items | $759,000 | 5,635 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $759,000 | 5,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,177 |
| Cash dividends | $86,000 | 6,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $759,000 | 5,592 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,966,000 | 6,899 |
| Total interest expense | $1,900,000 | 6,628 |
| Net interest income | $2,066,000 | 7,012 |
| Provision for loan and lease losses | $29,000 | 7,529 |
| Total noninterest income | $192,000 | 8,339 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 6,977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,207 |
| Total noninterest expense | $1,095,000 | 8,343 |
| Salaries and employee benefits | $704,000 | 7,511 |
| Premises and equipment expense | $126,000 | 8,634 |
| Additional noninterest expense | $265,000 | 9,239 |
| Pre-tax net operating income | $1,134,000 | 5,307 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $331,000 | 5,511 |
| Income before extraordinary items | $803,000 | 5,292 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $803,000 | 5,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 6,017 |
| Cash dividends | $86,000 | 6,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $803,000 | 5,225 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,728,000 | 7,279 |
| Total interest expense | $1,813,000 | 6,867 |
| Net interest income | $1,915,000 | 7,493 |
| Provision for loan and lease losses | $75,000 | 5,235 |
| Total noninterest income | $180,000 | 8,775 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 7,402 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 8,581 |
| Total noninterest expense | $1,119,000 | 8,500 |
| Salaries and employee benefits | $645,000 | 8,092 |
| Premises and equipment expense | $136,000 | 8,625 |
| Additional noninterest expense | $338,000 | 8,818 |
| Pre-tax net operating income | $901,000 | 6,410 |
| Securities gains (losses) | $13,000 | 2,193 |
| Applicable income taxes | $240,000 | 6,788 |
| Income before extraordinary items | $674,000 | 6,155 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $674,000 | 6,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,779 |
| Cash dividends | $86,000 | 7,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $664,380 | 6,190 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,207,000 | 7,746 |
| Total interest expense | $1,488,000 | 6,926 |
| Net interest income | $1,719,000 | 8,254 |
| Provision for loan and lease losses | $170,000 | 3,353 |
| Total noninterest income | $159,000 | 9,536 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 8,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 8,828 |
| Total noninterest expense | $1,107,000 | 8,960 |
| Salaries and employee benefits | $586,000 | 8,715 |
| Premises and equipment expense | $142,000 | 8,775 |
| Additional noninterest expense | $379,000 | 9,047 |
| Pre-tax net operating income | $601,000 | 7,989 |
| Securities gains (losses) | $-10,000 | 9,836 |
| Applicable income taxes | $61,000 | 10,200 |
| Income before extraordinary items | $530,000 | 7,074 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $530,000 | 7,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,278 |
| Cash dividends | $86,000 | 7,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $539,000 | 7,059 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,107,000 | 8,164 |
| Total interest expense | $1,447,000 | 7,382 |
| Net interest income | $1,660,000 | 8,612 |
| Provision for loan and lease losses | $38,000 | 8,041 |
| Total noninterest income | $135,000 | 10,524 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 10,209 |
| Total noninterest expense | $989,000 | 9,782 |
| Salaries and employee benefits | $526,000 | 9,413 |
| Premises and equipment expense | $121,000 | 9,761 |
| Additional noninterest expense | $342,000 | 9,932 |
| Pre-tax net operating income | $768,000 | 6,983 |
| Securities gains (losses) | $22,000 | 4,534 |
| Applicable income taxes | $225,000 | 7,177 |
| Income before extraordinary items | $565,000 | 7,040 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $565,000 | 7,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 5,154 |
| Cash dividends | $83,000 | 7,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $549,160 | 6,897 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,347,000 | 8,402 |
| Total interest expense | $1,779,000 | 7,675 |
| Net interest income | $1,568,000 | 9,052 |
| Provision for loan and lease losses | $150,000 | 6,067 |
| Total noninterest income | $132,000 | 10,879 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 8,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 10,841 |
| Total noninterest expense | $961,000 | 10,158 |
| Salaries and employee benefits | $453,000 | 10,272 |
| Premises and equipment expense | $100,000 | 10,743 |
| Additional noninterest expense | $408,000 | 9,464 |
| Pre-tax net operating income | $589,000 | 7,793 |
| Securities gains (losses) | $70,000 | 3,586 |
| Applicable income taxes | $136,000 | 8,982 |
| Income before extraordinary items | $523,000 | 7,145 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $523,000 | 7,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 8,392 |
| Cash dividends | $36,000 | 8,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $467,700 | 7,241 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.