Home > Maritime Savings Bank > Income and Expense
Maritime Savings Bank, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,086,000 | 2,555 |
| Total interest expense | $3,659,000 | 1,215 |
| Net interest income | $2,427,000 | 4,096 |
| Provision for loan and lease losses | $2,895,000 | 970 |
| Total noninterest income | $2,911,000 | 916 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,911,000 | 607 |
| Total noninterest expense | $5,340,000 | 1,841 |
| Salaries and employee benefits | $2,269,000 | 2,141 |
| Premises and equipment expense | $1,230,000 | 1,085 |
| Additional noninterest expense | $1,841,000 | 1,886 |
| Pre-tax net operating income | $-2,897,000 | 7,392 |
| Securities gains (losses) | $-1,000 | 7,170 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-2,898,000 | 7,435 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,898,000 | 7,435 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,898,000 | 7,435 |
| Net charge-offs | $2,154,000 | 1,075 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,897,000 | 7,429 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,955,000 | 2,681 |
| Total interest expense | $2,043,000 | 1,154 |
| Net interest income | $912,000 | 4,937 |
| Provision for loan and lease losses | $-83,000 | 7,881 |
| Total noninterest income | $2,400,000 | 622 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,400,000 | 423 |
| Total noninterest expense | $2,662,000 | 1,867 |
| Salaries and employee benefits | $1,140,000 | 2,163 |
| Premises and equipment expense | $639,000 | 1,072 |
| Additional noninterest expense | $883,000 | 1,931 |
| Pre-tax net operating income | $733,000 | 1,744 |
| Securities gains (losses) | $-1,000 | 7,364 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $732,000 | 1,493 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $732,000 | 1,495 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $732,000 | 1,495 |
| Net charge-offs | $620,000 | 1,426 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $733,000 | 1,436 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $15,778,000 | 2,142 |
| Total interest expense | $9,781,000 | 1,218 |
| Net interest income | $5,997,000 | 3,473 |
| Provision for loan and lease losses | $21,947,000 | 459 |
| Total noninterest income | $3,597,000 | 1,410 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,597,000 | 917 |
| Total noninterest expense | $10,191,000 | 1,986 |
| Salaries and employee benefits | $4,361,000 | 2,255 |
| Premises and equipment expense | $2,447,000 | 1,123 |
| Additional noninterest expense | $3,383,000 | 2,118 |
| Pre-tax net operating income | $-22,544,000 | 7,742 |
| Securities gains (losses) | $62,000 | 2,485 |
| Applicable income taxes | $-1,445,000 | 7,412 |
| Income before extraordinary items | $-21,037,000 | 7,748 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-21,037,000 | 7,747 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-21,037,000 | 7,747 |
| Net charge-offs | $12,198,000 | 580 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-21,095,280 | 7,752 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,282,000 | 2,107 |
| Total interest expense | $7,686,000 | 1,217 |
| Net interest income | $4,596,000 | 3,408 |
| Provision for loan and lease losses | $19,404,000 | 393 |
| Total noninterest income | $2,809,000 | 1,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,809,000 | 900 |
| Total noninterest expense | $7,236,000 | 2,082 |
| Salaries and employee benefits | $3,063,000 | 2,430 |
| Premises and equipment expense | $1,849,000 | 1,114 |
| Additional noninterest expense | $2,324,000 | 2,247 |
| Pre-tax net operating income | $-19,235,000 | 7,862 |
| Securities gains (losses) | $62,000 | 2,161 |
| Applicable income taxes | $985,000 | 856 |
| Income before extraordinary items | $-20,158,000 | 7,895 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-20,158,000 | 7,894 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-20,158,000 | 7,895 |
| Net charge-offs | $10,578,000 | 487 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-20,220,000 | 7,897 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,546,000 | 2,051 |
| Total interest expense | $5,376,000 | 1,224 |
| Net interest income | $3,170,000 | 3,300 |
| Provision for loan and lease losses | $6,341,000 | 630 |
| Total noninterest income | $2,035,000 | 1,314 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,035,000 | 876 |
| Total noninterest expense | $4,741,000 | 2,134 |
| Salaries and employee benefits | $1,957,000 | 2,563 |
| Premises and equipment expense | $1,265,000 | 1,110 |
| Additional noninterest expense | $1,519,000 | 2,310 |
| Pre-tax net operating income | $-5,877,000 | 7,784 |
| Securities gains (losses) | $62,000 | 1,773 |
| Applicable income taxes | $-2,400,000 | 7,928 |
| Income before extraordinary items | $-3,415,000 | 7,669 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,415,000 | 7,668 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-3,415,000 | 7,668 |
| Net charge-offs | $1,345,000 | 1,418 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-3,454,680 | 7,686 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,410,000 | 2,015 |
| Total interest expense | $2,799,000 | 1,221 |
| Net interest income | $1,611,000 | 3,249 |
| Provision for loan and lease losses | $6,159,000 | 353 |
| Total noninterest income | $1,027,000 | 1,256 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,027,000 | 833 |
| Total noninterest expense | $2,862,000 | 1,732 |
| Salaries and employee benefits | $1,526,000 | 1,691 |
| Premises and equipment expense | $656,000 | 1,089 |
| Additional noninterest expense | $680,000 | 2,285 |
| Pre-tax net operating income | $-6,383,000 | 8,067 |
| Securities gains (losses) | $68,000 | 1,165 |
| Applicable income taxes | $-2,547,000 | 8,113 |
| Income before extraordinary items | $-3,768,000 | 8,013 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,768,000 | 8,014 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-3,768,000 | 8,014 |
| Net charge-offs | $1,327,000 | 802 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-3,811,520 | 8,019 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $21,018,000 | 1,822 |
| Total interest expense | $12,648,000 | 1,295 |
| Net interest income | $8,370,000 | 2,595 |
| Provision for loan and lease losses | $1,456,000 | 2,201 |
| Total noninterest income | $3,421,000 | 1,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $3,421,000 | 875 |
| Total noninterest expense | $10,847,000 | 1,796 |
| Salaries and employee benefits | $6,367,000 | 1,616 |
| Premises and equipment expense | $2,554,000 | 1,097 |
| Additional noninterest expense | $1,926,000 | 2,953 |
| Pre-tax net operating income | $-512,000 | 6,777 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-623,000 | 7,570 |
| Income before extraordinary items | $111,000 | 5,819 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $111,000 | 5,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $959,000 | 2,001 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $111,000 | 5,970 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $15,772,000 | 1,856 |
| Total interest expense | $9,650,000 | 1,322 |
| Net interest income | $6,122,000 | 2,674 |
| Provision for loan and lease losses | $390,000 | 3,123 |
| Total noninterest income | $2,571,000 | 1,472 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,571,000 | 916 |
| Total noninterest expense | $8,194,000 | 1,766 |
| Salaries and employee benefits | $4,757,000 | 1,635 |
| Premises and equipment expense | $1,964,000 | 1,070 |
| Additional noninterest expense | $1,473,000 | 2,815 |
| Pre-tax net operating income | $109,000 | 6,368 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-281,000 | 7,726 |
| Income before extraordinary items | $390,000 | 4,833 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $390,000 | 4,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,452 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $390,000 | 4,992 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,300,000 | 1,922 |
| Total interest expense | $6,609,000 | 1,335 |
| Net interest income | $3,691,000 | 2,924 |
| Provision for loan and lease losses | $336,000 | 2,383 |
| Total noninterest income | $1,658,000 | 1,530 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,658,000 | 971 |
| Total noninterest expense | $5,329,000 | 1,809 |
| Salaries and employee benefits | $2,988,000 | 1,749 |
| Premises and equipment expense | $1,370,000 | 1,017 |
| Additional noninterest expense | $971,000 | 2,817 |
| Pre-tax net operating income | $-316,000 | 7,448 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-321,000 | 8,083 |
| Income before extraordinary items | $5,000 | 6,981 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,000 | 6,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,471 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $5,000 | 6,927 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,268,000 | 1,933 |
| Total interest expense | $3,388,000 | 1,391 |
| Net interest income | $1,880,000 | 2,859 |
| Provision for loan and lease losses | $125,000 | 2,397 |
| Total noninterest income | $905,000 | 1,437 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $905,000 | 915 |
| Total noninterest expense | $2,843,000 | 1,704 |
| Salaries and employee benefits | $1,685,000 | 1,580 |
| Premises and equipment expense | $670,000 | 1,040 |
| Additional noninterest expense | $488,000 | 2,782 |
| Pre-tax net operating income | $-183,000 | 7,735 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-174,000 | 8,235 |
| Income before extraordinary items | $-9,000 | 7,333 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-9,000 | 7,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-9,000 | 7,256 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $22,214,000 | 1,905 |
| Total interest expense | $13,747,000 | 1,458 |
| Net interest income | $8,467,000 | 2,587 |
| Provision for loan and lease losses | $-221,000 | 8,441 |
| Total noninterest income | $2,508,000 | 1,885 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $64,000 | 6,532 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,444,000 | 1,185 |
| Total noninterest expense | $10,461,000 | 1,774 |
| Salaries and employee benefits | $6,447,000 | 1,570 |
| Premises and equipment expense | $2,055,000 | 1,296 |
| Additional noninterest expense | $1,959,000 | 2,709 |
| Pre-tax net operating income | $735,000 | 5,353 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-132,000 | 8,056 |
| Income before extraordinary items | $867,000 | 4,618 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $867,000 | 4,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,125 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $867,000 | 4,608 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $16,487,000 | 1,925 |
| Total interest expense | $10,116,000 | 1,486 |
| Net interest income | $6,371,000 | 2,597 |
| Provision for loan and lease losses | $-325,000 | 8,504 |
| Total noninterest income | $1,756,000 | 1,983 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $64,000 | 6,263 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,692,000 | 1,269 |
| Total noninterest expense | $7,759,000 | 1,769 |
| Salaries and employee benefits | $4,803,000 | 1,577 |
| Premises and equipment expense | $1,499,000 | 1,316 |
| Additional noninterest expense | $1,457,000 | 2,682 |
| Pre-tax net operating income | $693,000 | 5,132 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-36,000 | 8,123 |
| Income before extraordinary items | $729,000 | 4,555 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $729,000 | 4,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,928 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $729,000 | 4,553 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,638,000 | 1,999 |
| Total interest expense | $6,467,000 | 1,550 |
| Net interest income | $4,171,000 | 2,659 |
| Provision for loan and lease losses | $-487,000 | 8,566 |
| Total noninterest income | $1,050,000 | 2,167 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $64,000 | 5,719 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $986,000 | 1,414 |
| Total noninterest expense | $5,027,000 | 1,833 |
| Salaries and employee benefits | $3,101,000 | 1,652 |
| Premises and equipment expense | $911,000 | 1,464 |
| Additional noninterest expense | $1,015,000 | 2,591 |
| Pre-tax net operating income | $681,000 | 4,382 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $57,000 | 4,659 |
| Income before extraordinary items | $624,000 | 4,079 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $624,000 | 4,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 7,982 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $624,000 | 4,069 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,214,000 | 2,030 |
| Total interest expense | $3,121,000 | 1,601 |
| Net interest income | $2,093,000 | 2,657 |
| Provision for loan and lease losses | $-574,000 | 8,620 |
| Total noninterest income | $450,000 | 2,361 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $64,000 | 4,392 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $386,000 | 1,630 |
| Total noninterest expense | $2,495,000 | 1,848 |
| Salaries and employee benefits | $1,519,000 | 1,713 |
| Premises and equipment expense | $333,000 | 1,961 |
| Additional noninterest expense | $643,000 | 2,041 |
| Pre-tax net operating income | $622,000 | 3,041 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $107,000 | 3,185 |
| Income before extraordinary items | $515,000 | 2,966 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $515,000 | 2,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,023 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $515,000 | 2,951 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $20,547,000 | 1,932 |
| Total interest expense | $10,619,000 | 1,593 |
| Net interest income | $9,928,000 | 2,300 |
| Provision for loan and lease losses | $-78,000 | 8,442 |
| Total noninterest income | $1,833,000 | 2,360 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $287,000 | 4,213 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,546,000 | 1,636 |
| Total noninterest expense | $9,425,000 | 1,893 |
| Salaries and employee benefits | $5,944,000 | 1,653 |
| Premises and equipment expense | $1,334,000 | 1,878 |
| Additional noninterest expense | $2,147,000 | 2,407 |
| Pre-tax net operating income | $2,414,000 | 3,204 |
| Securities gains (losses) | $2,000 | 1,439 |
| Applicable income taxes | $652,000 | 2,768 |
| Income before extraordinary items | $1,764,000 | 3,400 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,764,000 | 3,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-198,000 | 8,577 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,762,540 | 3,389 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $15,245,000 | 1,946 |
| Total interest expense | $7,635,000 | 1,611 |
| Net interest income | $7,610,000 | 2,282 |
| Provision for loan and lease losses | $-75,000 | 8,552 |
| Total noninterest income | $1,429,000 | 2,309 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $213,000 | 4,269 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,216,000 | 1,576 |
| Total noninterest expense | $6,934,000 | 1,909 |
| Salaries and employee benefits | $4,365,000 | 1,689 |
| Premises and equipment expense | $1,004,000 | 1,883 |
| Additional noninterest expense | $1,565,000 | 2,455 |
| Pre-tax net operating income | $2,180,000 | 2,948 |
| Securities gains (losses) | $3,000 | 1,123 |
| Applicable income taxes | $597,000 | 2,608 |
| Income before extraordinary items | $1,586,000 | 3,082 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,586,000 | 3,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-169,000 | 8,613 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,583,810 | 3,076 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,090,000 | 1,930 |
| Total interest expense | $4,862,000 | 1,606 |
| Net interest income | $5,228,000 | 2,237 |
| Provision for loan and lease losses | $-40,000 | 8,568 |
| Total noninterest income | $923,000 | 2,351 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $137,000 | 4,323 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $786,000 | 1,620 |
| Total noninterest expense | $4,615,000 | 1,914 |
| Salaries and employee benefits | $2,870,000 | 1,707 |
| Premises and equipment expense | $700,000 | 1,804 |
| Additional noninterest expense | $1,045,000 | 2,456 |
| Pre-tax net operating income | $1,576,000 | 2,783 |
| Securities gains (losses) | $2,000 | 970 |
| Applicable income taxes | $471,000 | 2,403 |
| Income before extraordinary items | $1,107,000 | 2,971 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,107,000 | 2,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,307 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,105,600 | 2,962 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,137,000 | 1,871 |
| Total interest expense | $2,374,000 | 1,547 |
| Net interest income | $2,763,000 | 2,100 |
| Provision for loan and lease losses | $-107,000 | 8,674 |
| Total noninterest income | $430,000 | 2,433 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $65,000 | 4,375 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $365,000 | 1,674 |
| Total noninterest expense | $2,429,000 | 1,832 |
| Salaries and employee benefits | $1,465,000 | 1,691 |
| Premises and equipment expense | $369,000 | 1,734 |
| Additional noninterest expense | $595,000 | 2,170 |
| Pre-tax net operating income | $871,000 | 2,535 |
| Securities gains (losses) | $3,000 | 752 |
| Applicable income taxes | $259,000 | 2,213 |
| Income before extraordinary items | $615,000 | 2,693 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $615,000 | 2,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,265 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $612,900 | 2,686 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $17,965,000 | 1,871 |
| Total interest expense | $7,964,000 | 1,426 |
| Net interest income | $10,001,000 | 2,212 |
| Provision for loan and lease losses | $492,000 | 1,928 |
| Total noninterest income | $1,941,000 | 2,267 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $294,000 | 4,228 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,647,000 | 1,550 |
| Total noninterest expense | $8,881,000 | 1,900 |
| Salaries and employee benefits | $5,865,000 | 1,594 |
| Premises and equipment expense | $1,147,000 | 2,091 |
| Additional noninterest expense | $1,869,000 | 2,660 |
| Pre-tax net operating income | $2,569,000 | 3,107 |
| Securities gains (losses) | $45,000 | 962 |
| Applicable income taxes | $737,000 | 2,733 |
| Income before extraordinary items | $1,877,000 | 3,251 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,877,000 | 3,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 1,559 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,844,600 | 3,263 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,560,000 | 1,810 |
| Total interest expense | $5,772,000 | 1,393 |
| Net interest income | $7,788,000 | 2,115 |
| Provision for loan and lease losses | $458,000 | 1,517 |
| Total noninterest income | $1,414,000 | 2,312 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $215,000 | 4,306 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,199,000 | 1,590 |
| Total noninterest expense | $6,673,000 | 1,883 |
| Salaries and employee benefits | $4,406,000 | 1,580 |
| Premises and equipment expense | $878,000 | 2,029 |
| Additional noninterest expense | $1,389,000 | 2,649 |
| Pre-tax net operating income | $2,071,000 | 2,977 |
| Securities gains (losses) | $45,000 | 917 |
| Applicable income taxes | $583,000 | 2,681 |
| Income before extraordinary items | $1,533,000 | 3,075 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,533,000 | 3,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $347,000 | 1,131 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,500,600 | 3,091 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,912,000 | 1,783 |
| Total interest expense | $3,741,000 | 1,349 |
| Net interest income | $5,171,000 | 2,099 |
| Provision for loan and lease losses | $462,000 | 1,045 |
| Total noninterest income | $911,000 | 2,340 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $134,000 | 4,409 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $777,000 | 1,614 |
| Total noninterest expense | $4,446,000 | 1,860 |
| Salaries and employee benefits | $2,913,000 | 1,591 |
| Premises and equipment expense | $567,000 | 2,085 |
| Additional noninterest expense | $966,000 | 2,527 |
| Pre-tax net operating income | $1,174,000 | 3,301 |
| Securities gains (losses) | $31,000 | 949 |
| Applicable income taxes | $282,000 | 3,208 |
| Income before extraordinary items | $923,000 | 3,287 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $923,000 | 3,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $358,000 | 780 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $899,130 | 3,308 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,354,000 | 1,796 |
| Total interest expense | $1,823,000 | 1,308 |
| Net interest income | $2,531,000 | 2,137 |
| Provision for loan and lease losses | $138,000 | 1,572 |
| Total noninterest income | $474,000 | 2,214 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $60,000 | 4,608 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $414,000 | 1,516 |
| Total noninterest expense | $2,249,000 | 1,858 |
| Salaries and employee benefits | $1,477,000 | 1,568 |
| Premises and equipment expense | $279,000 | 2,142 |
| Additional noninterest expense | $493,000 | 2,469 |
| Pre-tax net operating income | $618,000 | 3,163 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $89,000 | 3,959 |
| Income before extraordinary items | $529,000 | 2,915 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $529,000 | 2,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,179 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $529,000 | 2,871 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $15,181,000 | 1,881 |
| Total interest expense | $6,807,000 | 1,204 |
| Net interest income | $8,374,000 | 2,442 |
| Provision for loan and lease losses | $217,000 | 3,563 |
| Total noninterest income | $1,720,000 | 2,445 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $259,000 | 4,674 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,461,000 | 1,671 |
| Total noninterest expense | $7,374,000 | 2,161 |
| Salaries and employee benefits | $5,021,000 | 1,756 |
| Premises and equipment expense | $1,013,000 | 2,259 |
| Additional noninterest expense | $1,340,000 | 3,440 |
| Pre-tax net operating income | $2,503,000 | 3,008 |
| Securities gains (losses) | $59,000 | 1,608 |
| Applicable income taxes | $866,000 | 2,394 |
| Income before extraordinary items | $1,696,000 | 3,329 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,696,000 | 3,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,112 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,657,060 | 3,315 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,093,000 | 1,913 |
| Total interest expense | $5,055,000 | 1,183 |
| Net interest income | $6,038,000 | 2,507 |
| Provision for loan and lease losses | $104,000 | 4,214 |
| Total noninterest income | $1,265,000 | 2,482 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $191,000 | 4,744 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,074,000 | 1,688 |
| Total noninterest expense | $5,370,000 | 2,209 |
| Salaries and employee benefits | $3,686,000 | 1,779 |
| Premises and equipment expense | $754,000 | 2,281 |
| Additional noninterest expense | $930,000 | 3,615 |
| Pre-tax net operating income | $1,829,000 | 3,108 |
| Securities gains (losses) | $53,000 | 1,616 |
| Applicable income taxes | $625,000 | 2,495 |
| Income before extraordinary items | $1,257,000 | 3,421 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,257,000 | 3,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,673 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,221,490 | 3,409 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,202,000 | 1,942 |
| Total interest expense | $3,390,000 | 1,163 |
| Net interest income | $3,812,000 | 2,604 |
| Provision for loan and lease losses | $156,000 | 2,636 |
| Total noninterest income | $903,000 | 2,363 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $121,000 | 4,859 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $782,000 | 1,565 |
| Total noninterest expense | $3,474,000 | 2,281 |
| Salaries and employee benefits | $2,483,000 | 1,765 |
| Premises and equipment expense | $507,000 | 2,264 |
| Additional noninterest expense | $484,000 | 4,415 |
| Pre-tax net operating income | $1,085,000 | 3,342 |
| Securities gains (losses) | $36,000 | 1,674 |
| Applicable income taxes | $194,000 | 3,842 |
| Income before extraordinary items | $927,000 | 3,125 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $927,000 | 3,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 2,335 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $897,120 | 3,137 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,751,000 | 1,876 |
| Total interest expense | $1,729,000 | 1,158 |
| Net interest income | $2,022,000 | 2,468 |
| Provision for loan and lease losses | $34,000 | 3,968 |
| Total noninterest income | $454,000 | 2,321 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $57,000 | 4,910 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $397,000 | 1,543 |
| Total noninterest expense | $1,826,000 | 2,186 |
| Salaries and employee benefits | $1,210,000 | 1,823 |
| Premises and equipment expense | $252,000 | 2,288 |
| Additional noninterest expense | $364,000 | 3,176 |
| Pre-tax net operating income | $616,000 | 3,016 |
| Securities gains (losses) | $35,000 | 1,403 |
| Applicable income taxes | $139,000 | 3,223 |
| Income before extraordinary items | $512,000 | 2,886 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $512,000 | 2,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $484,350 | 2,917 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,449,000 | 1,958 |
| Total interest expense | $7,067,000 | 1,253 |
| Net interest income | $7,382,000 | 2,617 |
| Provision for loan and lease losses | $304,000 | 3,127 |
| Total noninterest income | $1,463,000 | 2,897 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $232,000 | 4,921 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,231,000 | 2,084 |
| Total noninterest expense | $6,338,000 | 2,483 |
| Salaries and employee benefits | $4,772,000 | 1,808 |
| Premises and equipment expense | $860,000 | 2,585 |
| Additional noninterest expense | $706,000 | 5,477 |
| Pre-tax net operating income | $2,203,000 | 3,163 |
| Securities gains (losses) | $215,000 | 1,295 |
| Applicable income taxes | $985,000 | 2,196 |
| Income before extraordinary items | $1,433,000 | 3,666 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,433,000 | 3,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 4,091 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,295,400 | 3,767 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,836,000 | 1,992 |
| Total interest expense | $5,309,000 | 1,305 |
| Net interest income | $5,527,000 | 2,639 |
| Provision for loan and lease losses | $260,000 | 2,790 |
| Total noninterest income | $1,216,000 | 2,752 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $172,000 | 4,982 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,044,000 | 1,994 |
| Total noninterest expense | $4,629,000 | 2,543 |
| Salaries and employee benefits | $3,624,000 | 1,792 |
| Premises and equipment expense | $634,000 | 2,633 |
| Additional noninterest expense | $371,000 | 6,561 |
| Pre-tax net operating income | $1,854,000 | 3,008 |
| Securities gains (losses) | $205,000 | 1,219 |
| Applicable income taxes | $830,000 | 2,147 |
| Income before extraordinary items | $1,229,000 | 3,433 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,229,000 | 3,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,621 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,097,800 | 3,572 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,255,000 | 2,002 |
| Total interest expense | $3,612,000 | 1,325 |
| Net interest income | $3,643,000 | 2,675 |
| Provision for loan and lease losses | $176,000 | 2,764 |
| Total noninterest income | $756,000 | 2,867 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $106,000 | 5,131 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $650,000 | 2,081 |
| Total noninterest expense | $3,083,000 | 2,529 |
| Salaries and employee benefits | $2,346,000 | 1,830 |
| Premises and equipment expense | $416,000 | 2,678 |
| Additional noninterest expense | $321,000 | 5,752 |
| Pre-tax net operating income | $1,140,000 | 3,207 |
| Securities gains (losses) | $87,000 | 1,615 |
| Applicable income taxes | $492,000 | 2,344 |
| Income before extraordinary items | $735,000 | 3,731 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $735,000 | 3,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,965 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $679,320 | 3,767 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,601,000 | 2,033 |
| Total interest expense | $1,876,000 | 1,302 |
| Net interest income | $1,725,000 | 2,803 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $408,000 | 2,628 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $55,000 | 4,963 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $353,000 | 1,887 |
| Total noninterest expense | $1,535,000 | 2,524 |
| Salaries and employee benefits | $1,162,000 | 1,835 |
| Premises and equipment expense | $191,000 | 2,867 |
| Additional noninterest expense | $182,000 | 5,306 |
| Pre-tax net operating income | $523,000 | 3,391 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $208,000 | 2,624 |
| Income before extraordinary items | $315,000 | 4,102 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $315,000 | 4,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,967 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $315,000 | 3,912 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,639,000 | 1,976 |
| Total interest expense | $8,737,000 | 1,281 |
| Net interest income | $6,902,000 | 2,772 |
| Provision for loan and lease losses | $150,000 | 4,907 |
| Total noninterest income | $1,522,000 | 2,592 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $227,000 | 4,933 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,295,000 | 1,843 |
| Total noninterest expense | $5,823,000 | 2,535 |
| Salaries and employee benefits | $4,096,000 | 1,953 |
| Premises and equipment expense | $863,000 | 2,503 |
| Additional noninterest expense | $864,000 | 4,666 |
| Pre-tax net operating income | $2,451,000 | 2,925 |
| Securities gains (losses) | $57,000 | 2,288 |
| Applicable income taxes | $835,000 | 2,514 |
| Income before extraordinary items | $1,673,000 | 3,225 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,673,000 | 3,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 3,037 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,634,810 | 3,179 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $16,744,000 | 2,051 |
| Total interest expense | $10,976,000 | 1,475 |
| Net interest income | $5,768,000 | 3,048 |
| Provision for loan and lease losses | $261,000 | 3,512 |
| Total noninterest income | $829,000 | 3,756 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $211,000 | 5,039 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $618,000 | 2,781 |
| Total noninterest expense | $4,924,000 | 2,863 |
| Salaries and employee benefits | $3,419,000 | 2,191 |
| Premises and equipment expense | $732,000 | 2,844 |
| Additional noninterest expense | $773,000 | 4,901 |
| Pre-tax net operating income | $1,412,000 | 4,024 |
| Securities gains (losses) | $145,000 | 1,430 |
| Applicable income taxes | $473,000 | 3,420 |
| Income before extraordinary items | $1,084,000 | 4,067 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,084,000 | 4,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,673 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $982,500 | 4,215 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $16,331,000 | 2,155 |
| Total interest expense | $11,147,000 | 1,536 |
| Net interest income | $5,184,000 | 3,360 |
| Provision for loan and lease losses | $71,000 | 5,956 |
| Total noninterest income | $884,000 | 3,431 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $175,000 | 5,428 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $709,000 | 2,343 |
| Total noninterest expense | $5,492,000 | 2,490 |
| Salaries and employee benefits | $3,092,000 | 2,313 |
| Premises and equipment expense | $689,000 | 2,907 |
| Additional noninterest expense | $1,711,000 | 2,505 |
| Pre-tax net operating income | $505,000 | 6,978 |
| Securities gains (losses) | $-14,000 | 8,543 |
| Applicable income taxes | $60,000 | 7,071 |
| Income before extraordinary items | $431,000 | 6,675 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $431,000 | 6,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,226 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $443,320 | 6,633 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,886,000 | 2,350 |
| Total interest expense | $8,400,000 | 1,763 |
| Net interest income | $5,486,000 | 3,162 |
| Provision for loan and lease losses | $469,000 | 1,868 |
| Total noninterest income | $989,000 | 3,113 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $157,000 | 5,727 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $832,000 | 2,102 |
| Total noninterest expense | $5,717,000 | 2,373 |
| Salaries and employee benefits | $3,127,000 | 2,245 |
| Premises and equipment expense | $697,000 | 2,869 |
| Additional noninterest expense | $1,893,000 | 2,313 |
| Pre-tax net operating income | $289,000 | 8,155 |
| Securities gains (losses) | $15,000 | 1,536 |
| Applicable income taxes | $96,000 | 6,980 |
| Income before extraordinary items | $208,000 | 8,245 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $208,000 | 8,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $651,000 | 988 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $197,800 | 8,294 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,888,000 | 2,346 |
| Total interest expense | $8,289,000 | 1,848 |
| Net interest income | $5,599,000 | 3,071 |
| Provision for loan and lease losses | $1,656,000 | 656 |
| Total noninterest income | $1,684,000 | 2,073 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $166,000 | 5,666 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,518,000 | 1,389 |
| Total noninterest expense | $5,646,000 | 2,320 |
| Salaries and employee benefits | $2,994,000 | 2,250 |
| Premises and equipment expense | $659,000 | 2,926 |
| Additional noninterest expense | $1,993,000 | 2,119 |
| Pre-tax net operating income | $-19,000 | 9,832 |
| Securities gains (losses) | $74,000 | 1,468 |
| Applicable income taxes | $88,000 | 7,711 |
| Income before extraordinary items | $-33,000 | 9,887 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-33,000 | 9,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,345,000 | 606 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-80,360 | 9,900 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,263,000 | 2,286 |
| Total interest expense | $8,871,000 | 1,747 |
| Net interest income | $5,392,000 | 3,250 |
| Provision for loan and lease losses | $485,000 | 1,816 |
| Total noninterest income | $936,000 | 3,210 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $160,000 | 6,003 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $776,000 | 2,073 |
| Total noninterest expense | $4,431,000 | 2,869 |
| Salaries and employee benefits | $2,586,000 | 2,561 |
| Premises and equipment expense | $520,000 | 3,580 |
| Additional noninterest expense | $1,325,000 | 3,056 |
| Pre-tax net operating income | $1,412,000 | 4,701 |
| Securities gains (losses) | $340,000 | 529 |
| Applicable income taxes | $621,000 | 3,566 |
| Income before extraordinary items | $1,131,000 | 4,263 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,131,000 | 4,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 2,142 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $910,000 | 4,955 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,970,000 | 2,577 |
| Total interest expense | $8,569,000 | 1,840 |
| Net interest income | $4,401,000 | 3,963 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $1,013,000 | 3,093 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $175,000 | 6,012 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $838,000 | 2,038 |
| Total noninterest expense | $5,599,000 | 2,455 |
| Salaries and employee benefits | $2,397,000 | 2,801 |
| Premises and equipment expense | $537,000 | 3,563 |
| Additional noninterest expense | $2,665,000 | 1,913 |
| Pre-tax net operating income | $-185,000 | 11,058 |
| Securities gains (losses) | $67,000 | 1,163 |
| Applicable income taxes | $-51,000 | 11,077 |
| Income before extraordinary items | $-67,000 | 10,950 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-67,000 | 10,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,349 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-109,880 | 10,972 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,960,000 | 2,574 |
| Total interest expense | $8,704,000 | 1,818 |
| Net interest income | $4,256,000 | 4,100 |
| Provision for loan and lease losses | $22,000 | 7,572 |
| Total noninterest income | $946,000 | 3,244 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $171,000 | 6,238 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $775,000 | 2,148 |
| Total noninterest expense | $4,498,000 | 2,987 |
| Salaries and employee benefits | $2,379,000 | 2,810 |
| Premises and equipment expense | $623,000 | 3,112 |
| Additional noninterest expense | $1,496,000 | 3,097 |
| Pre-tax net operating income | $682,000 | 7,409 |
| Securities gains (losses) | $69,000 | 1,129 |
| Applicable income taxes | $288,000 | 6,164 |
| Income before extraordinary items | $463,000 | 7,527 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $463,000 | 7,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $418,840 | 7,869 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,945,000 | 3,046 |
| Total interest expense | $5,552,000 | 2,242 |
| Net interest income | $4,393,000 | 4,002 |
| Provision for loan and lease losses | $62,000 | 5,552 |
| Total noninterest income | $1,099,000 | 2,906 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $173,000 | 6,386 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $926,000 | 1,932 |
| Total noninterest expense | $4,753,000 | 2,902 |
| Salaries and employee benefits | $2,096,000 | 3,142 |
| Premises and equipment expense | $589,000 | 3,322 |
| Additional noninterest expense | $2,068,000 | 2,503 |
| Pre-tax net operating income | $677,000 | 7,545 |
| Securities gains (losses) | $90,000 | 816 |
| Applicable income taxes | $253,000 | 6,490 |
| Income before extraordinary items | $514,000 | 7,200 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $514,000 | 7,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $453,700 | 7,726 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,985,000 | 3,088 |
| Total interest expense | $5,512,000 | 2,344 |
| Net interest income | $4,473,000 | 3,965 |
| Provision for loan and lease losses | $145,000 | 4,744 |
| Total noninterest income | $1,573,000 | 2,353 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $178,000 | 6,414 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,395,000 | 1,637 |
| Total noninterest expense | $3,649,000 | 3,776 |
| Salaries and employee benefits | $1,553,000 | 4,149 |
| Premises and equipment expense | $500,000 | 3,861 |
| Additional noninterest expense | $1,596,000 | 3,321 |
| Pre-tax net operating income | $2,252,000 | 2,975 |
| Securities gains (losses) | $-15,000 | 12,862 |
| Applicable income taxes | $983,000 | 2,296 |
| Income before extraordinary items | $1,254,000 | 3,851 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,254,000 | 3,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,263,600 | 3,618 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,349,000 | 2,833 |
| Total interest expense | $7,274,000 | 2,330 |
| Net interest income | $5,075,000 | 3,578 |
| Provision for loan and lease losses | $112,000 | 6,979 |
| Total noninterest income | $358,000 | 7,002 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $358,000 | 3,975 |
| Total noninterest expense | $3,284,000 | 4,174 |
| Salaries and employee benefits | $1,516,000 | 4,194 |
| Premises and equipment expense | $575,000 | 3,505 |
| Additional noninterest expense | $1,193,000 | 4,361 |
| Pre-tax net operating income | $2,037,000 | 3,054 |
| Securities gains (losses) | $289,000 | 1,571 |
| Applicable income taxes | $967,000 | 2,174 |
| Income before extraordinary items | $1,359,000 | 3,376 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,359,000 | 3,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 6,645 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,174,040 | 3,601 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.