Home > Maritime Savings Bank > Assets and Liabilities
Maritime Savings Bank, Assets and Liabilities
| 2010-06-30 | Rank | |
| # of Employees: | 66 | 2,402 |
| Assets and Liabilities | ||
| Total Assets: | $350,488,000 | 1,912 |
| Cash and due from depository institutions | $28,574,000 | 2,402 |
| Interest-bearing balances | $26,567,000 | 1,268 |
| Securities | $16,858,000 | 4,764 |
| Federal funds sold & reverse repurchase agreements | $8,915,000 | 877 |
| Net loans & leases | $242,242,000 | 1,823 |
| Loan loss allowance | $5,929,000 | 1,379 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $17,030,000 | 672 |
| Other real estate owned | $13,565,000 | 2,402 |
| Goodwill and other intangibles | $917,000 | 1,623 |
| All other assets | $22,387,000 | 1,032 |
| Life insurance assets | $11,620,000 | 588 |
| Total liabilities and capital | $350,488,000 | 1,912 |
| Total liabilities | $341,067,000 | 1,775 |
| Total deposits | $248,134,000 | 2,198 |
| Interest-bearing deposits | $235,668,000 | 2,014 |
| Deposits held in domestic offices | $248,134,000 | 2,196 |
| % insured | 98.03% | 584 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $90,000,000 | 474 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,933,000 | 1,573 |
| Total equity capital | $9,421,000 | 5,400 |
| Total bank equity capital | $9,421,000 | 5,399 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $0 | 7,172 |
| Surplus | $0 | 7,286 |
| Undivided profits | $9,421,000 | 3,065 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $35,384,000 | 526 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,049,000 | 3,019 |
| Earning assets | $294,582,000 | 2,064 |
| Long-term assets (5+ years) | $0 | 7,034 |
| Average Assets, year-to-date | $365,204,000 | 1,833 |
| Average Assets, quarterly | $358,998,500 | 1,871 |
| Volatile liabilities | $181,315,000 | 778 |
| Insider loans | $1,849,000 | 3,097 |
| FHLB advances | $90,000,000 | 424 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $34,909,000 | 1,734 |
| Tier 1 (core) risk-based capital | $8,986,000 | 5,395 |
| Tier 2 risk-based capital | $3,495,000 | 1,592 |
| Total risk weighted assets | $277,189,000 | 1,690 |
| Total unused commitments | $34,909,000 | 1,736 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 78 | 2,049 |
| Assets and Liabilities | ||
| Total Assets: | $367,509,000 | 1,865 |
| Cash and due from depository institutions | $34,672,000 | 2,049 |
| Interest-bearing balances | $32,769,000 | 1,054 |
| Securities | $17,341,000 | 4,742 |
| Federal funds sold & reverse repurchase agreements | $8,126,000 | 1,135 |
| Net loans & leases | $251,953,000 | 1,808 |
| Loan loss allowance | $5,657,000 | 1,469 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $17,210,000 | 688 |
| Other real estate owned | $14,993,000 | 2,049 |
| Goodwill and other intangibles | $821,000 | 1,712 |
| All other assets | $22,393,000 | 1,060 |
| Life insurance assets | $11,514,000 | 591 |
| Total liabilities and capital | $367,509,000 | 1,865 |
| Total liabilities | $354,534,000 | 1,758 |
| Total deposits | $261,544,000 | 2,133 |
| Interest-bearing deposits | $249,799,000 | 1,957 |
| Deposits held in domestic offices | $261,544,000 | 2,131 |
| % insured | 98.23% | 554 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $90,000,000 | 492 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,990,000 | 1,556 |
| Total equity capital | $12,975,000 | 4,493 |
| Total bank equity capital | $12,975,000 | 4,493 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $0 | 7,272 |
| Surplus | $0 | 7,393 |
| Undivided profits | $12,975,000 | 2,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $40,256,000 | 505 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,053,000 | 3,085 |
| Earning assets | $310,189,000 | 2,011 |
| Long-term assets (5+ years) | $0 | 7,124 |
| Average Assets, year-to-date | $372,562,000 | 1,841 |
| Average Assets, quarterly | $372,562,000 | 1,841 |
| Volatile liabilities | $185,547,000 | 791 |
| Insider loans | $3,146,000 | 2,192 |
| FHLB advances | $90,000,000 | 432 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $36,386,000 | 1,726 |
| Tier 1 (core) risk-based capital | $11,077,000 | 4,822 |
| Tier 2 risk-based capital | $3,336,000 | 1,702 |
| Total risk weighted assets | $264,523,000 | 1,804 |
| Total unused commitments | $36,386,000 | 1,730 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 82 | 1,964 |
| Assets and Liabilities | ||
| Total Assets: | $377,615,000 | 1,834 |
| Cash and due from depository institutions | $33,177,000 | 1,964 |
| Interest-bearing balances | $30,321,000 | 957 |
| Securities | $16,775,000 | 4,778 |
| Federal funds sold & reverse repurchase agreements | $11,763,000 | 705 |
| Net loans & leases | $262,143,000 | 1,787 |
| Loan loss allowance | $6,365,000 | 1,314 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $17,466,000 | 686 |
| Other real estate owned | $12,769,000 | 1,964 |
| Goodwill and other intangibles | $832,000 | 1,709 |
| All other assets | $22,690,000 | 1,067 |
| Life insurance assets | $11,397,000 | 593 |
| Total liabilities and capital | $377,615,000 | 1,834 |
| Total liabilities | $365,387,000 | 1,724 |
| Total deposits | $263,864,000 | 2,129 |
| Interest-bearing deposits | $250,731,000 | 1,937 |
| Deposits held in domestic offices | $263,864,000 | 2,127 |
| % insured | 97.58% | 725 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $96,000,000 | 496 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,523,000 | 953 |
| Total equity capital | $12,228,000 | 4,658 |
| Total bank equity capital | $12,228,000 | 4,658 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $0 | 7,340 |
| Surplus | $0 | 7,466 |
| Undivided profits | $12,228,000 | 2,500 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $30,932,000 | 613 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,305,000 | 2,597 |
| Earning assets | $321,002,000 | 1,958 |
| Long-term assets (5+ years) | $0 | 7,189 |
| Average Assets, year-to-date | $392,032,800 | 1,755 |
| Average Assets, quarterly | $374,832,500 | 1,845 |
| Volatile liabilities | $172,532,000 | 855 |
| Insider loans | $3,227,000 | 2,198 |
| FHLB advances | $96,000,000 | 437 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $38,102,000 | 1,672 |
| Tier 1 (core) risk-based capital | $10,345,000 | 5,033 |
| Tier 2 risk-based capital | $3,443,000 | 1,684 |
| Total risk weighted assets | $273,855,000 | 1,793 |
| Total unused commitments | $38,102,000 | 1,673 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 84 | 1,932 |
| Assets and Liabilities | ||
| Total Assets: | $372,050,000 | 1,864 |
| Cash and due from depository institutions | $14,149,000 | 1,932 |
| Interest-bearing balances | $11,141,000 | 1,894 |
| Securities | $17,800,000 | 4,705 |
| Federal funds sold & reverse repurchase agreements | $8,376,000 | 1,112 |
| Net loans & leases | $287,134,000 | 1,666 |
| Loan loss allowance | $5,806,000 | 1,360 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $17,609,000 | 684 |
| Other real estate owned | $6,087,000 | 1,932 |
| Goodwill and other intangibles | $783,000 | 1,787 |
| All other assets | $20,112,000 | 1,056 |
| Life insurance assets | $11,200,000 | 604 |
| Total liabilities and capital | $372,050,000 | 1,864 |
| Total liabilities | $358,874,000 | 1,754 |
| Total deposits | $256,616,000 | 2,159 |
| Interest-bearing deposits | $243,654,000 | 1,995 |
| Deposits held in domestic offices | $256,616,000 | 2,157 |
| % insured | 96.96% | 1,107 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $96,500,000 | 540 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,758,000 | 1,001 |
| Total equity capital | $13,176,000 | 4,536 |
| Total bank equity capital | $13,176,000 | 4,536 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $0 | 7,420 |
| Surplus | $0 | 7,543 |
| Undivided profits | $13,176,000 | 2,479 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $30,212,000 | 610 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,556,000 | 2,330 |
| Earning assets | $324,451,000 | 1,967 |
| Long-term assets (5+ years) | $0 | 7,262 |
| Average Assets, year-to-date | $395,637,250 | 1,750 |
| Average Assets, quarterly | $388,735,000 | 1,796 |
| Volatile liabilities | $145,700,000 | 1,032 |
| Insider loans | $3,297,000 | 2,191 |
| FHLB advances | $96,500,000 | 474 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $44,227,000 | 1,562 |
| Tier 1 (core) risk-based capital | $11,224,000 | 4,864 |
| Tier 2 risk-based capital | $3,686,000 | 1,604 |
| Total risk weighted assets | $292,771,000 | 1,712 |
| Total unused commitments | $44,227,000 | 1,564 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 89 | 1,853 |
| Assets and Liabilities | ||
| Total Assets: | $405,420,000 | 1,748 |
| Cash and due from depository institutions | $12,976,000 | 1,853 |
| Interest-bearing balances | $8,041,000 | 2,085 |
| Securities | $18,256,000 | 4,651 |
| Federal funds sold & reverse repurchase agreements | $16,038,000 | 601 |
| Net loans & leases | $307,647,000 | 1,589 |
| Loan loss allowance | $3,239,000 | 2,100 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $17,805,000 | 691 |
| Other real estate owned | $7,319,000 | 1,853 |
| Goodwill and other intangibles | $705,000 | 1,871 |
| All other assets | $24,674,000 | 899 |
| Life insurance assets | $12,011,000 | 556 |
| Total liabilities and capital | $405,420,000 | 1,748 |
| Total liabilities | $375,808,000 | 1,711 |
| Total deposits | $265,254,000 | 2,088 |
| Interest-bearing deposits | $250,388,000 | 1,934 |
| Deposits held in domestic offices | $265,254,000 | 2,086 |
| % insured | 100.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $104,270,000 | 535 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $6,284,000 | 966 |
| Total equity capital | $29,612,000 | 2,298 |
| Total bank equity capital | $29,612,000 | 2,297 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $0 | 7,509 |
| Surplus | $0 | 7,629 |
| Undivided profits | $29,612,000 | 1,131 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $29,146,000 | 610 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,572,000 | 2,229 |
| Earning assets | $349,982,000 | 1,841 |
| Long-term assets (5+ years) | $0 | 7,339 |
| Average Assets, year-to-date | $403,499,670 | 1,741 |
| Average Assets, quarterly | $400,347,000 | 1,762 |
| Volatile liabilities | $156,863,000 | 987 |
| Insider loans | $3,614,000 | 2,084 |
| FHLB advances | $104,270,000 | 464 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $51,255,000 | 1,454 |
| Tier 1 (core) risk-based capital | $25,071,000 | 2,540 |
| Tier 2 risk-based capital | $3,239,000 | 1,757 |
| Total risk weighted assets | $310,603,000 | 1,668 |
| Total unused commitments | $51,255,000 | 1,456 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 91 | 1,820 |
| Assets and Liabilities | ||
| Total Assets: | $395,274,000 | 1,799 |
| Cash and due from depository institutions | $5,955,000 | 1,820 |
| Interest-bearing balances | $49,000 | 6,493 |
| Securities | $17,931,000 | 4,683 |
| Federal funds sold & reverse repurchase agreements | $2,160,000 | 3,653 |
| Net loans & leases | $319,837,000 | 1,546 |
| Loan loss allowance | $3,237,000 | 2,033 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $17,863,000 | 691 |
| Other real estate owned | $5,878,000 | 1,820 |
| Goodwill and other intangibles | $647,000 | 1,927 |
| All other assets | $25,003,000 | 879 |
| Life insurance assets | $11,892,000 | 562 |
| Total liabilities and capital | $395,274,000 | 1,799 |
| Total liabilities | $366,136,000 | 1,756 |
| Total deposits | $249,155,000 | 2,207 |
| Interest-bearing deposits | $236,292,000 | 2,037 |
| Deposits held in domestic offices | $249,155,000 | 2,205 |
| % insured | 90.13% | 954 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $110,270,000 | 548 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $6,711,000 | 909 |
| Total equity capital | $29,138,000 | 2,342 |
| Total bank equity capital | $29,138,000 | 2,341 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 7,555 |
| Surplus | $0 | 7,679 |
| Undivided profits | $29,138,000 | 1,187 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $33,721,000 | 485 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,740,000 | 2,039 |
| Earning assets | $339,977,000 | 1,898 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $402,539,500 | 1,747 |
| Average Assets, quarterly | $402,539,500 | 1,747 |
| Volatile liabilities | $168,832,000 | 937 |
| Insider loans | $3,079,000 | 2,372 |
| FHLB advances | $110,270,000 | 461 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $53,961,000 | 1,445 |
| Tier 1 (core) risk-based capital | $24,569,000 | 2,597 |
| Tier 2 risk-based capital | $3,237,000 | 1,754 |
| Total risk weighted assets | $322,493,000 | 1,617 |
| Total unused commitments | $53,961,000 | 1,446 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 92 | 1,825 |
| Assets and Liabilities | ||
| Total Assets: | $409,805,000 | 1,716 |
| Cash and due from depository institutions | $4,761,000 | 1,825 |
| Interest-bearing balances | $461,000 | 4,459 |
| Securities | $21,996,000 | 4,205 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $336,772,000 | 1,481 |
| Loan loss allowance | $1,403,000 | 3,750 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $18,019,000 | 680 |
| Other real estate owned | $5,549,000 | 1,825 |
| Goodwill and other intangibles | $524,000 | 2,039 |
| All other assets | $22,184,000 | 984 |
| Life insurance assets | $11,718,000 | 569 |
| Total liabilities and capital | $409,805,000 | 1,716 |
| Total liabilities | $377,049,000 | 1,696 |
| Total deposits | $249,395,000 | 2,170 |
| Interest-bearing deposits | $234,664,000 | 1,995 |
| Deposits held in domestic offices | $249,395,000 | 2,166 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,524,000 | 1,323 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $112,270,000 | 589 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $6,860,000 | 900 |
| Total equity capital | $32,756,000 | 2,056 |
| Total bank equity capital | $32,756,000 | 2,056 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 7,596 |
| Surplus | $0 | 7,724 |
| Undivided profits | $32,756,000 | 1,045 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,668,000 | 1,355 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,925,000 | 1,940 |
| Earning assets | $359,229,000 | 1,784 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $398,877,200 | 1,702 |
| Average Assets, quarterly | $407,153,000 | 1,706 |
| Volatile liabilities | $168,928,000 | 915 |
| Insider loans | $2,932,000 | 2,475 |
| FHLB advances | $112,270,000 | 517 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $57,332,000 | 1,401 |
| Tier 1 (core) risk-based capital | $32,920,000 | 1,959 |
| Tier 2 risk-based capital | $1,403,000 | 3,422 |
| Total risk weighted assets | $339,587,000 | 1,533 |
| Total unused commitments | $57,332,000 | 1,404 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 91 | 1,864 |
| Assets and Liabilities | ||
| Total Assets: | $404,501,000 | 1,722 |
| Cash and due from depository institutions | $7,915,000 | 1,864 |
| Interest-bearing balances | $455,000 | 3,779 |
| Securities | $23,399,000 | 3,983 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $329,472,000 | 1,508 |
| Loan loss allowance | $1,275,000 | 3,795 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $17,671,000 | 691 |
| Other real estate owned | $4,253,000 | 1,864 |
| Goodwill and other intangibles | $546,000 | 2,080 |
| All other assets | $21,245,000 | 991 |
| Life insurance assets | $11,398,000 | 582 |
| Total liabilities and capital | $404,501,000 | 1,722 |
| Total liabilities | $371,467,000 | 1,701 |
| Total deposits | $250,547,000 | 2,122 |
| Interest-bearing deposits | $238,843,000 | 1,947 |
| Deposits held in domestic offices | $250,547,000 | 2,118 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,091,000 | 1,925 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $110,270,000 | 597 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $6,559,000 | 899 |
| Total equity capital | $33,034,000 | 2,066 |
| Total bank equity capital | $33,034,000 | 2,066 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $0 | 7,662 |
| Surplus | $0 | 7,795 |
| Undivided profits | $33,034,000 | 1,084 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,683,000 | 1,464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,910,000 | 2,081 |
| Earning assets | $353,326,000 | 1,804 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $396,145,250 | 1,716 |
| Average Assets, quarterly | $405,397,500 | 1,708 |
| Volatile liabilities | $164,451,000 | 917 |
| Insider loans | $2,994,000 | 2,450 |
| FHLB advances | $110,270,000 | 536 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $65,337,000 | 1,343 |
| Tier 1 (core) risk-based capital | $33,199,000 | 1,981 |
| Tier 2 risk-based capital | $1,275,000 | 3,560 |
| Total risk weighted assets | $331,675,000 | 1,577 |
| Total unused commitments | $65,337,000 | 1,345 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 89 | 1,928 |
| Assets and Liabilities | ||
| Total Assets: | $406,294,000 | 1,714 |
| Cash and due from depository institutions | $4,671,000 | 1,928 |
| Interest-bearing balances | $1,223,000 | 2,682 |
| Securities | $26,329,000 | 3,761 |
| Federal funds sold & reverse repurchase agreements | $1,727,000 | 4,050 |
| Net loans & leases | $333,492,000 | 1,480 |
| Loan loss allowance | $1,294,000 | 3,699 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $17,765,000 | 666 |
| Other real estate owned | $275,000 | 1,928 |
| Goodwill and other intangibles | $591,000 | 2,051 |
| All other assets | $21,444,000 | 960 |
| Life insurance assets | $11,471,000 | 572 |
| Total liabilities and capital | $406,294,000 | 1,714 |
| Total liabilities | $373,562,000 | 1,683 |
| Total deposits | $255,706,000 | 2,068 |
| Interest-bearing deposits | $243,912,000 | 1,901 |
| Deposits held in domestic offices | $255,706,000 | 2,064 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $111,270,000 | 581 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $6,586,000 | 906 |
| Total equity capital | $32,732,000 | 2,099 |
| Total bank equity capital | $32,732,000 | 2,099 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $0 | 7,725 |
| Surplus | $0 | 7,856 |
| Undivided profits | $32,732,000 | 1,097 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,662,000 | 1,197 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,941,000 | 1,976 |
| Earning assets | $362,771,000 | 1,747 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $393,360,000 | 1,733 |
| Average Assets, quarterly | $398,541,500 | 1,717 |
| Volatile liabilities | $160,832,000 | 945 |
| Insider loans | $3,100,000 | 2,365 |
| FHLB advances | $111,270,000 | 522 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $67,062,000 | 1,350 |
| Tier 1 (core) risk-based capital | $32,815,000 | 2,001 |
| Tier 2 risk-based capital | $1,294,000 | 3,492 |
| Total risk weighted assets | $332,926,000 | 1,568 |
| Total unused commitments | $67,062,000 | 1,351 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 99 | 1,715 |
| Assets and Liabilities | ||
| Total Assets: | $390,789,000 | 1,751 |
| Cash and due from depository institutions | $5,638,000 | 1,715 |
| Interest-bearing balances | $1,515,000 | 2,635 |
| Securities | $27,008,000 | 3,698 |
| Federal funds sold & reverse repurchase agreements | $1,441,000 | 5,396 |
| Net loans & leases | $317,653,000 | 1,534 |
| Loan loss allowance | $1,127,000 | 3,952 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $17,398,000 | 685 |
| Other real estate owned | $294,000 | 1,715 |
| Goodwill and other intangibles | $581,000 | 2,061 |
| All other assets | $20,776,000 | 952 |
| Life insurance assets | $11,384,000 | 567 |
| Total liabilities and capital | $390,789,000 | 1,751 |
| Total liabilities | $357,844,000 | 1,725 |
| Total deposits | $242,253,000 | 2,179 |
| Interest-bearing deposits | $230,870,000 | 1,998 |
| Deposits held in domestic offices | $242,253,000 | 2,175 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $109,270,000 | 564 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $6,321,000 | 989 |
| Total equity capital | $32,945,000 | 2,143 |
| Total bank equity capital | $32,945,000 | 2,143 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $0 | 7,761 |
| Surplus | $0 | 7,894 |
| Undivided profits | $32,945,000 | 1,149 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,815,000 | 1,044 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,928,000 | 2,040 |
| Earning assets | $347,617,000 | 1,811 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $386,893,000 | 1,762 |
| Average Assets, quarterly | $386,893,000 | 1,762 |
| Volatile liabilities | $155,864,000 | 956 |
| Insider loans | $3,458,000 | 2,133 |
| FHLB advances | $109,270,000 | 508 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $51,184,000 | 1,725 |
| Tier 1 (core) risk-based capital | $32,801,000 | 2,011 |
| Tier 2 risk-based capital | $1,127,000 | 3,780 |
| Total risk weighted assets | $322,543,000 | 1,584 |
| Total unused commitments | $51,184,000 | 1,726 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 98 | 1,745 |
| Assets and Liabilities | ||
| Total Assets: | $382,997,000 | 1,774 |
| Cash and due from depository institutions | $6,176,000 | 1,745 |
| Interest-bearing balances | $2,395,000 | 1,737 |
| Securities | $24,299,000 | 3,952 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $313,740,000 | 1,531 |
| Loan loss allowance | $1,002,000 | 4,208 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $17,307,000 | 693 |
| Other real estate owned | $854,000 | 1,745 |
| Goodwill and other intangibles | $468,000 | 2,175 |
| All other assets | $20,153,000 | 971 |
| Life insurance assets | $11,165,000 | 581 |
| Total liabilities and capital | $382,997,000 | 1,774 |
| Total liabilities | $350,266,000 | 1,749 |
| Total deposits | $235,105,000 | 2,218 |
| Interest-bearing deposits | $222,022,000 | 2,047 |
| Deposits held in domestic offices | $235,105,000 | 2,214 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $358,000 | 3,169 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $107,770,000 | 533 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $7,033,000 | 916 |
| Total equity capital | $32,731,000 | 2,134 |
| Total bank equity capital | $32,731,000 | 2,134 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,805 |
| Surplus | $0 | 7,931 |
| Undivided profits | $32,731,000 | 1,146 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $516,000 | 4,497 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,031,000 | 2,097 |
| Earning assets | $340,434,000 | 1,824 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $363,045,000 | 1,798 |
| Average Assets, quarterly | $382,814,500 | 1,752 |
| Volatile liabilities | $150,968,000 | 988 |
| Insider loans | $3,095,000 | 2,303 |
| FHLB advances | $107,770,000 | 482 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $39,334,000 | 2,140 |
| Tier 1 (core) risk-based capital | $32,809,000 | 2,005 |
| Tier 2 risk-based capital | $1,002,000 | 4,037 |
| Total risk weighted assets | $310,719,000 | 1,626 |
| Total unused commitments | $39,334,000 | 2,142 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 94 | 1,827 |
| Assets and Liabilities | ||
| Total Assets: | $382,632,000 | 1,747 |
| Cash and due from depository institutions | $4,723,000 | 1,827 |
| Interest-bearing balances | $1,002,000 | 2,409 |
| Securities | $26,989,000 | 3,687 |
| Federal funds sold & reverse repurchase agreements | $1,819,000 | 4,288 |
| Net loans & leases | $310,896,000 | 1,524 |
| Loan loss allowance | $981,000 | 4,231 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $17,081,000 | 678 |
| Other real estate owned | $944,000 | 1,827 |
| Goodwill and other intangibles | $447,000 | 2,187 |
| All other assets | $19,733,000 | 968 |
| Life insurance assets | $10,886,000 | 581 |
| Total liabilities and capital | $382,630,000 | 1,747 |
| Total liabilities | $350,122,000 | 1,713 |
| Total deposits | $253,224,000 | 2,074 |
| Interest-bearing deposits | $238,237,000 | 1,918 |
| Deposits held in domestic offices | $253,224,000 | 2,069 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $89,781,000 | 575 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $7,117,000 | 880 |
| Total equity capital | $32,508,000 | 2,113 |
| Total bank equity capital | $32,508,000 | 2,113 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,824 |
| Surplus | $0 | 7,949 |
| Undivided profits | $32,508,000 | 1,155 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $314,000 | 5,049 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,036,000 | 2,247 |
| Earning assets | $340,706,000 | 1,796 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $358,057,000 | 1,813 |
| Average Assets, quarterly | $374,774,500 | 1,760 |
| Volatile liabilities | $134,184,000 | 1,059 |
| Insider loans | $3,099,000 | 2,271 |
| FHLB advances | $89,781,000 | 517 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $42,484,000 | 2,037 |
| Tier 1 (core) risk-based capital | $32,671,000 | 1,996 |
| Tier 2 risk-based capital | $981,000 | 4,049 |
| Total risk weighted assets | $305,701,000 | 1,625 |
| Total unused commitments | $42,484,000 | 2,037 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 94 | 1,861 |
| Assets and Liabilities | ||
| Total Assets: | $366,917,000 | 1,836 |
| Cash and due from depository institutions | $3,828,000 | 1,861 |
| Interest-bearing balances | $350,000 | 3,412 |
| Securities | $25,876,000 | 3,795 |
| Federal funds sold & reverse repurchase agreements | $1,768,000 | 4,420 |
| Net loans & leases | $299,400,000 | 1,579 |
| Loan loss allowance | $936,000 | 4,380 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $16,146,000 | 719 |
| Other real estate owned | $320,000 | 1,861 |
| Goodwill and other intangibles | $452,000 | 2,205 |
| All other assets | $19,127,000 | 999 |
| Life insurance assets | $10,664,000 | 588 |
| Total liabilities and capital | $366,917,000 | 1,836 |
| Total liabilities | $334,663,000 | 1,794 |
| Total deposits | $252,123,000 | 2,102 |
| Interest-bearing deposits | $239,186,000 | 1,933 |
| Deposits held in domestic offices | $252,123,000 | 2,098 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $76,031,000 | 631 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,509,000 | 932 |
| Total equity capital | $32,254,000 | 2,101 |
| Total bank equity capital | $32,254,000 | 2,101 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,878 |
| Surplus | $0 | 8,003 |
| Undivided profits | $32,254,000 | 1,143 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $330,000 | 4,827 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,788,000 | 2,384 |
| Earning assets | $327,394,000 | 1,872 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $349,865,330 | 1,872 |
| Average Assets, quarterly | $355,766,000 | 1,868 |
| Volatile liabilities | $120,399,000 | 1,172 |
| Insider loans | $2,647,000 | 2,508 |
| FHLB advances | $76,031,000 | 560 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $40,015,000 | 2,138 |
| Tier 1 (core) risk-based capital | $32,566,000 | 1,999 |
| Tier 2 risk-based capital | $936,000 | 4,190 |
| Total risk weighted assets | $285,769,000 | 1,724 |
| Total unused commitments | $40,015,000 | 2,139 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 87 | 2,019 |
| Assets and Liabilities | ||
| Total Assets: | $344,615,000 | 1,924 |
| Cash and due from depository institutions | $3,207,000 | 2,019 |
| Interest-bearing balances | $39,000 | 5,618 |
| Securities | $24,450,000 | 3,949 |
| Federal funds sold & reverse repurchase agreements | $5,000 | 6,756 |
| Net loans & leases | $282,688,000 | 1,641 |
| Loan loss allowance | $846,000 | 4,679 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $15,052,000 | 758 |
| Other real estate owned | $0 | 2,019 |
| Goodwill and other intangibles | $445,000 | 2,212 |
| All other assets | $18,768,000 | 983 |
| Life insurance assets | $10,843,000 | 563 |
| Total liabilities and capital | $344,615,000 | 1,924 |
| Total liabilities | $312,338,000 | 1,909 |
| Total deposits | $238,830,000 | 2,212 |
| Interest-bearing deposits | $226,957,000 | 2,022 |
| Deposits held in domestic offices | $238,830,000 | 2,207 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $67,331,000 | 669 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $6,177,000 | 964 |
| Total equity capital | $32,277,000 | 2,113 |
| Total bank equity capital | $32,277,000 | 2,113 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,908 |
| Surplus | $0 | 8,027 |
| Undivided profits | $32,277,000 | 1,153 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $843,000 | 3,077 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,585,000 | 2,567 |
| Earning assets | $307,182,000 | 1,963 |
| Long-term assets (5+ years) | $127,605,000 | 876 |
| Average Assets, year-to-date | $341,339,500 | 1,918 |
| Average Assets, quarterly | $341,339,500 | 1,918 |
| Volatile liabilities | $96,165,000 | 1,412 |
| Insider loans | $2,681,000 | 2,455 |
| FHLB advances | $67,331,000 | 604 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $36,992,000 | 2,266 |
| Tier 1 (core) risk-based capital | $32,456,000 | 1,997 |
| Tier 2 risk-based capital | $850,000 | 4,452 |
| Total risk weighted assets | $278,086,000 | 1,749 |
| Total unused commitments | $36,992,000 | 2,266 |
| Derivatives | $552,000 | 907 |
| 2006-12-31 | Rank | |
| # of Employees: | 86 | 2,018 |
| Assets and Liabilities | ||
| Total Assets: | $338,064,000 | 1,935 |
| Cash and due from depository institutions | $5,423,000 | 2,018 |
| Interest-bearing balances | $64,000 | 5,236 |
| Securities | $23,313,000 | 4,113 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $276,342,000 | 1,670 |
| Loan loss allowance | $1,405,000 | 3,289 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $13,935,000 | 805 |
| Other real estate owned | $0 | 2,018 |
| Goodwill and other intangibles | $485,000 | 2,175 |
| All other assets | $18,566,000 | 994 |
| Life insurance assets | $10,673,000 | 563 |
| Total liabilities and capital | $338,064,000 | 1,935 |
| Total liabilities | $306,311,000 | 1,922 |
| Total deposits | $242,799,000 | 2,168 |
| Interest-bearing deposits | $228,825,000 | 1,965 |
| Deposits held in domestic offices | $242,799,000 | 2,164 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,227,000 | 2,165 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $55,231,000 | 813 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $6,054,000 | 978 |
| Total equity capital | $31,753,000 | 2,114 |
| Total bank equity capital | $31,753,000 | 2,114 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $0 | 7,944 |
| Surplus | $0 | 8,057 |
| Undivided profits | $31,753,000 | 1,140 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $845,000 | 2,927 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,625,000 | 2,582 |
| Earning assets | $299,719,000 | 1,989 |
| Long-term assets (5+ years) | $125,928,000 | 861 |
| Average Assets, year-to-date | $327,400,000 | 1,909 |
| Average Assets, quarterly | $338,783,500 | 1,914 |
| Volatile liabilities | $77,811,000 | 1,872 |
| Insider loans | $2,533,000 | 2,522 |
| FHLB advances | $55,231,000 | 741 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $38,093,000 | 2,202 |
| Tier 1 (core) risk-based capital | $31,941,000 | 2,004 |
| Tier 2 risk-based capital | $1,410,000 | 3,136 |
| Total risk weighted assets | $271,983,000 | 1,765 |
| Total unused commitments | $38,093,000 | 2,202 |
| Derivatives | $535,000 | 887 |
| 2006-09-30 | Rank | |
| # of Employees: | 82 | 2,139 |
| Assets and Liabilities | ||
| Total Assets: | $339,503,000 | 1,913 |
| Cash and due from depository institutions | $3,520,000 | 2,139 |
| Interest-bearing balances | $158,000 | 4,281 |
| Securities | $29,514,000 | 3,533 |
| Federal funds sold & reverse repurchase agreements | $2,987,000 | 3,286 |
| Net loans & leases | $272,817,000 | 1,678 |
| Loan loss allowance | $1,379,000 | 3,345 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $10,532,000 | 1,108 |
| Other real estate owned | $0 | 2,139 |
| Goodwill and other intangibles | $528,000 | 2,124 |
| All other assets | $19,605,000 | 948 |
| Life insurance assets | $10,497,000 | 546 |
| Total liabilities and capital | $339,503,000 | 1,913 |
| Total liabilities | $307,955,000 | 1,898 |
| Total deposits | $246,351,000 | 2,102 |
| Interest-bearing deposits | $234,251,000 | 1,910 |
| Deposits held in domestic offices | $246,351,000 | 2,097 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $56,181,000 | 840 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,423,000 | 1,041 |
| Total equity capital | $31,548,000 | 2,106 |
| Total bank equity capital | $31,548,000 | 2,106 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,007 |
| Surplus | $0 | 8,106 |
| Undivided profits | $31,548,000 | 1,149 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $718,000 | 3,153 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,471,000 | 2,831 |
| Earning assets | $305,476,000 | 1,945 |
| Long-term assets (5+ years) | $124,538,000 | 881 |
| Average Assets, year-to-date | $324,734,000 | 1,920 |
| Average Assets, quarterly | $331,796,500 | 1,936 |
| Volatile liabilities | $39,967,000 | 3,078 |
| Insider loans | $1,871,000 | 3,075 |
| FHLB advances | $56,181,000 | 767 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $38,683,000 | 2,203 |
| Tier 1 (core) risk-based capital | $31,762,000 | 2,001 |
| Tier 2 risk-based capital | $1,383,000 | 3,179 |
| Total risk weighted assets | $267,676,000 | 1,783 |
| Total unused commitments | $38,683,000 | 2,204 |
| Derivatives | $209,000 | 973 |
| 2006-06-30 | Rank | |
| # of Employees: | 79 | 2,232 |
| Assets and Liabilities | ||
| Total Assets: | $324,090,000 | 1,976 |
| Cash and due from depository institutions | $5,883,000 | 2,232 |
| Interest-bearing balances | $9,000 | 6,400 |
| Securities | $27,641,000 | 3,696 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $261,018,000 | 1,719 |
| Loan loss allowance | $1,280,000 | 3,522 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $9,066,000 | 1,285 |
| Other real estate owned | $381,000 | 2,232 |
| Goodwill and other intangibles | $571,000 | 2,078 |
| All other assets | $19,530,000 | 939 |
| Life insurance assets | $10,508,000 | 543 |
| Total liabilities and capital | $324,090,000 | 1,976 |
| Total liabilities | $293,245,000 | 1,971 |
| Total deposits | $234,032,000 | 2,192 |
| Interest-bearing deposits | $220,499,000 | 1,981 |
| Deposits held in domestic offices | $234,032,000 | 2,188 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $54,575,000 | 877 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,638,000 | 1,101 |
| Total equity capital | $30,845,000 | 2,079 |
| Total bank equity capital | $30,845,000 | 2,079 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $0 | 8,039 |
| Surplus | $0 | 8,130 |
| Undivided profits | $30,845,000 | 1,117 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $533,000 | 3,587 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,381,000 | 2,709 |
| Earning assets | $288,668,000 | 2,035 |
| Long-term assets (5+ years) | $128,400,000 | 840 |
| Average Assets, year-to-date | $319,811,000 | 1,959 |
| Average Assets, quarterly | $319,635,000 | 1,977 |
| Volatile liabilities | $66,739,000 | 2,068 |
| Insider loans | $1,773,000 | 3,142 |
| FHLB advances | $54,575,000 | 803 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $45,105,000 | 1,998 |
| Tier 1 (core) risk-based capital | $31,285,000 | 1,996 |
| Tier 2 risk-based capital | $1,280,000 | 3,357 |
| Total risk weighted assets | $254,629,000 | 1,845 |
| Total unused commitments | $45,105,000 | 1,998 |
| Derivatives | $284,000 | 935 |
| 2006-03-31 | Rank | |
| # of Employees: | 76 | 2,313 |
| Assets and Liabilities | ||
| Total Assets: | $315,180,000 | 2,004 |
| Cash and due from depository institutions | $4,993,000 | 2,313 |
| Interest-bearing balances | $1,430,000 | 2,241 |
| Securities | $24,205,000 | 4,110 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $254,327,000 | 1,723 |
| Loan loss allowance | $1,204,000 | 3,662 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,031,000 | 1,256 |
| Other real estate owned | $518,000 | 2,313 |
| Goodwill and other intangibles | $619,000 | 1,998 |
| All other assets | $21,487,000 | 839 |
| Life insurance assets | $10,450,000 | 524 |
| Total liabilities and capital | $315,180,000 | 2,004 |
| Total liabilities | $284,692,000 | 2,005 |
| Total deposits | $225,248,000 | 2,256 |
| Interest-bearing deposits | $214,034,000 | 2,028 |
| Deposits held in domestic offices | $225,248,000 | 2,252 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $54,685,000 | 829 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,759,000 | 1,080 |
| Total equity capital | $30,488,000 | 2,082 |
| Total bank equity capital | $30,488,000 | 2,082 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,045 |
| Surplus | $0 | 8,136 |
| Undivided profits | $30,488,000 | 1,136 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,255,000 | 1,969 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,431,000 | 2,458 |
| Earning assets | $279,962,000 | 2,069 |
| Long-term assets (5+ years) | $120,789,000 | 873 |
| Average Assets, year-to-date | $317,671,500 | 1,961 |
| Average Assets, quarterly | $317,671,500 | 1,961 |
| Volatile liabilities | $57,601,000 | 2,225 |
| Insider loans | $1,734,000 | 3,125 |
| FHLB advances | $54,685,000 | 765 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $44,105,000 | 1,998 |
| Tier 1 (core) risk-based capital | $30,792,000 | 1,991 |
| Tier 2 risk-based capital | $1,206,000 | 3,452 |
| Total risk weighted assets | $259,436,000 | 1,760 |
| Total unused commitments | $44,105,000 | 1,999 |
| Derivatives | $565,000 | 857 |
| 2005-12-31 | Rank | |
| # of Employees: | 77 | 2,266 |
| Assets and Liabilities | ||
| Total Assets: | $320,163,000 | 1,949 |
| Cash and due from depository institutions | $6,673,000 | 2,266 |
| Interest-bearing balances | $829,000 | 2,837 |
| Securities | $21,589,000 | 4,419 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $260,479,000 | 1,657 |
| Loan loss allowance | $1,285,000 | 3,444 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $9,295,000 | 1,192 |
| Other real estate owned | $518,000 | 2,266 |
| Goodwill and other intangibles | $650,000 | 1,961 |
| All other assets | $20,959,000 | 837 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $320,163,000 | 1,949 |
| Total liabilities | $290,238,000 | 1,936 |
| Total deposits | $220,340,000 | 2,283 |
| Interest-bearing deposits | $206,638,000 | 2,057 |
| Deposits held in domestic offices | $220,340,000 | 2,278 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $65,555,000 | 739 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,343,000 | 1,133 |
| Total equity capital | $29,925,000 | 2,099 |
| Total bank equity capital | $29,925,000 | 2,099 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $0 | 8,078 |
| Surplus | $0 | 8,157 |
| Undivided profits | $29,925,000 | 1,149 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,900,000 | 406 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,380,000 | 2,585 |
| Earning assets | $282,897,000 | 2,010 |
| Long-term assets (5+ years) | $119,328,000 | 868 |
| Average Assets, year-to-date | $316,887,600 | 1,870 |
| Average Assets, quarterly | $319,617,500 | 1,925 |
| Volatile liabilities | $62,938,000 | 2,027 |
| Insider loans | $1,812,000 | 3,014 |
| FHLB advances | $65,555,000 | 666 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $53,495,000 | 1,684 |
| Tier 1 (core) risk-based capital | $30,178,000 | 2,000 |
| Tier 2 risk-based capital | $1,288,000 | 3,259 |
| Total risk weighted assets | $261,166,000 | 1,731 |
| Total unused commitments | $53,495,000 | 1,684 |
| Derivatives | $1,131,000 | 736 |
| 2005-09-30 | Rank | |
| # of Employees: | 83 | 2,086 |
| Assets and Liabilities | ||
| Total Assets: | $319,072,000 | 1,915 |
| Cash and due from depository institutions | $8,598,000 | 2,086 |
| Interest-bearing balances | $1,853,000 | 2,079 |
| Securities | $22,596,000 | 4,264 |
| Federal funds sold & reverse repurchase agreements | $4,755,000 | 2,371 |
| Net loans & leases | $252,230,000 | 1,674 |
| Loan loss allowance | $1,254,000 | 3,476 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $9,150,000 | 1,169 |
| Other real estate owned | $518,000 | 2,086 |
| Goodwill and other intangibles | $646,000 | 1,956 |
| All other assets | $20,579,000 | 820 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $319,072,000 | 1,915 |
| Total liabilities | $289,394,000 | 1,903 |
| Total deposits | $225,382,000 | 2,183 |
| Interest-bearing deposits | $208,471,000 | 1,986 |
| Deposits held in domestic offices | $225,382,000 | 2,177 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $59,740,000 | 790 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,272,000 | 1,118 |
| Total equity capital | $29,678,000 | 2,084 |
| Total bank equity capital | $29,678,000 | 2,084 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,097 |
| Surplus | $0 | 8,180 |
| Undivided profits | $29,678,000 | 1,146 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $989,000 | 2,423 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,390,000 | 2,512 |
| Earning assets | $281,434,000 | 1,987 |
| Long-term assets (5+ years) | $122,723,000 | 842 |
| Average Assets, year-to-date | $316,068,750 | 1,860 |
| Average Assets, quarterly | $317,816,500 | 1,902 |
| Volatile liabilities | $52,341,000 | 2,299 |
| Insider loans | $2,048,000 | 2,771 |
| FHLB advances | $59,740,000 | 720 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $51,725,000 | 1,707 |
| Tier 1 (core) risk-based capital | $29,833,000 | 1,992 |
| Tier 2 risk-based capital | $1,257,000 | 3,276 |
| Total risk weighted assets | $251,034,000 | 1,746 |
| Total unused commitments | $51,725,000 | 1,707 |
| Derivatives | $3,603,000 | 604 |
| 2005-06-30 | Rank | |
| # of Employees: | 79 | 2,185 |
| Assets and Liabilities | ||
| Total Assets: | $316,561,000 | 1,890 |
| Cash and due from depository institutions | $4,554,000 | 2,185 |
| Interest-bearing balances | $948,000 | 2,809 |
| Securities | $19,558,000 | 4,701 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 3,186 |
| Net loans & leases | $260,123,000 | 1,585 |
| Loan loss allowance | $1,247,000 | 3,435 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,728,000 | 1,207 |
| Other real estate owned | $518,000 | 2,185 |
| Goodwill and other intangibles | $648,000 | 1,948 |
| All other assets | $19,932,000 | 841 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $316,561,000 | 1,890 |
| Total liabilities | $287,380,000 | 1,877 |
| Total deposits | $222,037,000 | 2,171 |
| Interest-bearing deposits | $212,332,000 | 1,917 |
| Deposits held in domestic offices | $222,037,000 | 2,166 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $61,263,000 | 781 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,080,000 | 1,092 |
| Total equity capital | $29,181,000 | 2,058 |
| Total bank equity capital | $29,181,000 | 2,058 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,105 |
| Surplus | $0 | 8,188 |
| Undivided profits | $29,181,000 | 1,152 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $913,000 | 2,472 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,291,000 | 2,468 |
| Earning assets | $283,129,000 | 1,944 |
| Long-term assets (5+ years) | $126,700,000 | 804 |
| Average Assets, year-to-date | $315,067,670 | 1,855 |
| Average Assets, quarterly | $315,873,000 | 1,866 |
| Volatile liabilities | $49,103,000 | 2,302 |
| Insider loans | $2,080,000 | 2,692 |
| FHLB advances | $61,263,000 | 716 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $51,541,000 | 1,651 |
| Tier 1 (core) risk-based capital | $29,223,000 | 1,961 |
| Tier 2 risk-based capital | $1,252,000 | 3,229 |
| Total risk weighted assets | $251,860,000 | 1,697 |
| Total unused commitments | $51,541,000 | 1,652 |
| Derivatives | $3,300,000 | 576 |
| 2005-03-31 | Rank | |
| # of Employees: | 80 | 2,121 |
| Assets and Liabilities | ||
| Total Assets: | $315,185,000 | 1,869 |
| Cash and due from depository institutions | $2,663,000 | 2,121 |
| Interest-bearing balances | $17,000 | 6,305 |
| Securities | $19,742,000 | 4,745 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 3,658 |
| Net loans & leases | $261,284,000 | 1,532 |
| Loan loss allowance | $1,251,000 | 3,427 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,204,000 | 1,270 |
| Other real estate owned | $380,000 | 2,121 |
| Goodwill and other intangibles | $654,000 | 1,934 |
| All other assets | $19,758,000 | 835 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $315,185,000 | 1,869 |
| Total liabilities | $286,517,000 | 1,852 |
| Total deposits | $213,949,000 | 2,231 |
| Interest-bearing deposits | $205,076,000 | 1,970 |
| Deposits held in domestic offices | $213,949,000 | 2,225 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $68,608,000 | 697 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,960,000 | 1,121 |
| Total equity capital | $28,668,000 | 2,021 |
| Total bank equity capital | $28,668,000 | 2,021 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,166 |
| Surplus | $0 | 8,248 |
| Undivided profits | $28,668,000 | 1,135 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,631,000 | 1,556 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,270,000 | 2,414 |
| Earning assets | $283,543,000 | 1,909 |
| Long-term assets (5+ years) | $134,056,000 | 775 |
| Average Assets, year-to-date | $314,321,000 | 1,863 |
| Average Assets, quarterly | $314,321,000 | 1,863 |
| Volatile liabilities | $50,094,000 | 2,177 |
| Insider loans | $2,064,000 | 2,683 |
| FHLB advances | $68,608,000 | 629 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $52,333,000 | 1,583 |
| Tier 1 (core) risk-based capital | $28,829,000 | 1,945 |
| Tier 2 risk-based capital | $1,253,000 | 3,207 |
| Total risk weighted assets | $251,778,000 | 1,672 |
| Total unused commitments | $52,333,000 | 1,583 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 78 | 2,184 |
| Assets and Liabilities | ||
| Total Assets: | $313,457,000 | 1,877 |
| Cash and due from depository institutions | $2,949,000 | 2,184 |
| Interest-bearing balances | $318,000 | 3,894 |
| Securities | $17,879,000 | 5,034 |
| Federal funds sold & reverse repurchase agreements | $2,350,000 | 3,652 |
| Net loans & leases | $261,081,000 | 1,513 |
| Loan loss allowance | $1,143,000 | 3,655 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,531,000 | 1,364 |
| Other real estate owned | $0 | 2,184 |
| Goodwill and other intangibles | $621,000 | 1,976 |
| All other assets | $21,046,000 | 771 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $313,457,000 | 1,877 |
| Total liabilities | $285,131,000 | 1,850 |
| Total deposits | $213,190,000 | 2,207 |
| Interest-bearing deposits | $203,818,000 | 1,952 |
| Deposits held in domestic offices | $213,190,000 | 2,202 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $67,478,000 | 719 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $4,463,000 | 1,002 |
| Total equity capital | $28,326,000 | 2,054 |
| Total bank equity capital | $28,326,000 | 2,054 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,205 |
| Surplus | $0 | 8,282 |
| Undivided profits | $28,326,000 | 1,171 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $957,000 | 2,478 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,214,000 | 2,503 |
| Earning assets | $281,628,000 | 1,912 |
| Long-term assets (5+ years) | $141,483,000 | 738 |
| Average Assets, year-to-date | $300,608,200 | 1,875 |
| Average Assets, quarterly | $309,137,000 | 1,880 |
| Volatile liabilities | $45,531,000 | 2,284 |
| Insider loans | $3,015,000 | 1,987 |
| FHLB advances | $67,478,000 | 649 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $52,537,000 | 1,519 |
| Tier 1 (core) risk-based capital | $28,300,000 | 1,952 |
| Tier 2 risk-based capital | $1,147,000 | 3,436 |
| Total risk weighted assets | $246,515,000 | 1,681 |
| Total unused commitments | $52,537,000 | 1,519 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 80 | 2,126 |
| Assets and Liabilities | ||
| Total Assets: | $304,817,000 | 1,914 |
| Cash and due from depository institutions | $4,663,000 | 2,126 |
| Interest-bearing balances | $2,299,000 | 1,933 |
| Securities | $17,826,000 | 5,034 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 3,602 |
| Net loans & leases | $252,222,000 | 1,531 |
| Loan loss allowance | $1,009,000 | 3,994 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,906,000 | 1,447 |
| Other real estate owned | $0 | 2,126 |
| Goodwill and other intangibles | $615,000 | 1,946 |
| All other assets | $20,585,000 | 778 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $304,817,000 | 1,914 |
| Total liabilities | $276,865,000 | 1,891 |
| Total deposits | $210,819,000 | 2,202 |
| Interest-bearing deposits | $198,654,000 | 1,966 |
| Deposits held in domestic offices | $210,819,000 | 2,195 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $61,817,000 | 759 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,229,000 | 1,042 |
| Total equity capital | $27,952,000 | 2,059 |
| Total bank equity capital | $27,952,000 | 2,059 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $0 | 8,249 |
| Surplus | $0 | 8,313 |
| Undivided profits | $27,952,000 | 1,200 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $717,000 | 3,253 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,109,000 | 2,838 |
| Earning assets | $274,347,000 | 1,938 |
| Long-term assets (5+ years) | $146,047,000 | 725 |
| Average Assets, year-to-date | $297,396,000 | 1,897 |
| Average Assets, quarterly | $301,845,000 | 1,915 |
| Volatile liabilities | $42,489,000 | 2,369 |
| Insider loans | $2,124,000 | 2,568 |
| FHLB advances | $61,817,000 | 687 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $61,465,000 | 1,338 |
| Tier 1 (core) risk-based capital | $27,861,000 | 1,964 |
| Tier 2 risk-based capital | $1,011,000 | 3,740 |
| Total risk weighted assets | $238,024,000 | 1,701 |
| Total unused commitments | $61,465,000 | 1,339 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 82 | 2,082 |
| Assets and Liabilities | ||
| Total Assets: | $298,873,000 | 1,931 |
| Cash and due from depository institutions | $7,003,000 | 2,082 |
| Interest-bearing balances | $4,358,000 | 1,282 |
| Securities | $17,064,000 | 5,244 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $242,956,000 | 1,541 |
| Loan loss allowance | $1,030,000 | 3,926 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,974,000 | 1,417 |
| Other real estate owned | $0 | 2,082 |
| Goodwill and other intangibles | $640,000 | 1,921 |
| All other assets | $24,236,000 | 664 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $298,873,000 | 1,931 |
| Total liabilities | $271,422,000 | 1,910 |
| Total deposits | $209,334,000 | 2,190 |
| Interest-bearing deposits | $200,646,000 | 1,926 |
| Deposits held in domestic offices | $209,334,000 | 2,183 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $58,466,000 | 809 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,622,000 | 1,118 |
| Total equity capital | $27,451,000 | 2,007 |
| Total bank equity capital | $27,451,000 | 2,007 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $0 | 8,301 |
| Surplus | $0 | 8,370 |
| Undivided profits | $27,451,000 | 1,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $157,000 | 5,985 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,020,000 | 2,893 |
| Earning assets | $264,378,000 | 1,977 |
| Long-term assets (5+ years) | $145,908,000 | 750 |
| Average Assets, year-to-date | $294,922,330 | 1,901 |
| Average Assets, quarterly | $296,261,000 | 1,923 |
| Volatile liabilities | $39,859,000 | 2,443 |
| Insider loans | $2,220,000 | 2,478 |
| FHLB advances | $58,466,000 | 734 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $52,203,000 | 1,514 |
| Tier 1 (core) risk-based capital | $27,490,000 | 1,936 |
| Tier 2 risk-based capital | $1,030,000 | 3,660 |
| Total risk weighted assets | $225,671,000 | 1,743 |
| Total unused commitments | $52,203,000 | 1,515 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 78 | 2,194 |
| Assets and Liabilities | ||
| Total Assets: | $293,649,000 | 1,928 |
| Cash and due from depository institutions | $4,478,000 | 2,194 |
| Interest-bearing balances | $1,931,000 | 2,385 |
| Securities | $17,042,000 | 5,197 |
| Federal funds sold & reverse repurchase agreements | $5,930,000 | 2,445 |
| Net loans & leases | $234,684,000 | 1,569 |
| Loan loss allowance | $994,000 | 3,971 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $7,007,000 | 1,380 |
| Other real estate owned | $0 | 2,194 |
| Goodwill and other intangibles | $614,000 | 1,933 |
| All other assets | $23,894,000 | 644 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $293,649,000 | 1,928 |
| Total liabilities | $266,352,000 | 1,911 |
| Total deposits | $198,677,000 | 2,286 |
| Interest-bearing deposits | $190,125,000 | 2,027 |
| Deposits held in domestic offices | $198,677,000 | 2,280 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $63,935,000 | 698 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,740,000 | 1,221 |
| Total equity capital | $27,297,000 | 2,072 |
| Total bank equity capital | $27,297,000 | 2,072 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $0 | 8,335 |
| Surplus | $0 | 8,403 |
| Undivided profits | $27,297,000 | 1,206 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,056,000 | 1,458 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,003,000 | 2,896 |
| Earning assets | $259,587,000 | 2,002 |
| Long-term assets (5+ years) | $147,764,000 | 726 |
| Average Assets, year-to-date | $292,947,000 | 1,912 |
| Average Assets, quarterly | $292,947,000 | 1,912 |
| Volatile liabilities | $45,095,000 | 2,146 |
| Insider loans | $1,966,000 | 2,677 |
| FHLB advances | $63,935,000 | 632 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $48,212,000 | 1,567 |
| Tier 1 (core) risk-based capital | $27,011,000 | 1,946 |
| Tier 2 risk-based capital | $994,000 | 3,698 |
| Total risk weighted assets | $215,882,000 | 1,778 |
| Total unused commitments | $48,212,000 | 1,570 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 75 | 2,305 |
| Assets and Liabilities | ||
| Total Assets: | $292,245,000 | 1,924 |
| Cash and due from depository institutions | $3,239,000 | 2,305 |
| Interest-bearing balances | $930,000 | 3,029 |
| Securities | $17,156,000 | 5,238 |
| Federal funds sold & reverse repurchase agreements | $13,985,000 | 837 |
| Net loans & leases | $226,720,000 | 1,597 |
| Loan loss allowance | $960,000 | 4,083 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,926,000 | 1,394 |
| Other real estate owned | $0 | 2,305 |
| Goodwill and other intangibles | $597,000 | 1,943 |
| All other assets | $23,622,000 | 662 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $292,245,000 | 1,924 |
| Total liabilities | $265,491,000 | 1,905 |
| Total deposits | $197,416,000 | 2,292 |
| Interest-bearing deposits | $189,232,000 | 2,029 |
| Deposits held in domestic offices | $197,416,000 | 2,288 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $64,090,000 | 705 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,985,000 | 1,105 |
| Total equity capital | $26,754,000 | 2,062 |
| Total bank equity capital | $26,754,000 | 2,062 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $0 | 8,396 |
| Surplus | $0 | 8,463 |
| Undivided profits | $26,754,000 | 1,200 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,073,000 | 1,475 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $970,000 | 3,080 |
| Earning assets | $258,791,000 | 1,993 |
| Long-term assets (5+ years) | $150,960,000 | 720 |
| Average Assets, year-to-date | $275,070,600 | 1,959 |
| Average Assets, quarterly | $283,390,000 | 1,961 |
| Volatile liabilities | $43,446,000 | 2,202 |
| Insider loans | $1,643,000 | 3,011 |
| FHLB advances | $64,090,000 | 627 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $45,992,000 | 1,583 |
| Tier 1 (core) risk-based capital | $26,512,000 | 1,968 |
| Tier 2 risk-based capital | $960,000 | 3,789 |
| Total risk weighted assets | $208,341,000 | 1,818 |
| Total unused commitments | $45,992,000 | 1,585 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 68 | 2,572 |
| Assets and Liabilities | ||
| Total Assets: | $274,535,000 | 2,040 |
| Cash and due from depository institutions | $4,408,000 | 2,572 |
| Interest-bearing balances | $1,461,000 | 2,674 |
| Securities | $20,205,000 | 4,722 |
| Federal funds sold & reverse repurchase agreements | $2,894,000 | 3,702 |
| Net loans & leases | $216,784,000 | 1,650 |
| Loan loss allowance | $976,000 | 4,045 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,873,000 | 1,384 |
| Other real estate owned | $178,000 | 2,572 |
| Goodwill and other intangibles | $675,000 | 1,841 |
| All other assets | $22,518,000 | 697 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $274,535,000 | 2,040 |
| Total liabilities | $247,989,000 | 2,034 |
| Total deposits | $178,240,000 | 2,526 |
| Interest-bearing deposits | $168,256,000 | 2,288 |
| Deposits held in domestic offices | $178,240,000 | 2,522 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $65,760,000 | 680 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,989,000 | 1,162 |
| Total equity capital | $26,546,000 | 2,076 |
| Total bank equity capital | $26,546,000 | 2,076 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $0 | 8,445 |
| Surplus | $0 | 8,515 |
| Undivided profits | $26,546,000 | 1,213 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $648,000 | 3,755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $917,000 | 3,399 |
| Earning assets | $241,344,000 | 2,135 |
| Long-term assets (5+ years) | $146,647,000 | 755 |
| Average Assets, year-to-date | $270,777,000 | 2,014 |
| Average Assets, quarterly | $273,342,000 | 2,030 |
| Volatile liabilities | $40,593,000 | 2,275 |
| Insider loans | $1,791,000 | 2,821 |
| FHLB advances | $65,760,000 | 604 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $49,188,000 | 1,477 |
| Tier 1 (core) risk-based capital | $26,297,000 | 1,980 |
| Tier 2 risk-based capital | $976,000 | 3,741 |
| Total risk weighted assets | $224,498,000 | 1,701 |
| Total unused commitments | $49,188,000 | 1,483 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 73 | 2,381 |
| Assets and Liabilities | ||
| Total Assets: | $272,149,000 | 2,041 |
| Cash and due from depository institutions | $5,148,000 | 2,381 |
| Interest-bearing balances | $1,209,000 | 3,021 |
| Securities | $19,731,000 | 4,730 |
| Federal funds sold & reverse repurchase agreements | $12,655,000 | 1,235 |
| Net loans & leases | $204,619,000 | 1,710 |
| Loan loss allowance | $897,000 | 4,232 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,938,000 | 1,339 |
| Other real estate owned | $148,000 | 2,381 |
| Goodwill and other intangibles | $683,000 | 1,792 |
| All other assets | $22,227,000 | 679 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $272,149,000 | 2,041 |
| Total liabilities | $245,852,000 | 2,028 |
| Total deposits | $177,568,000 | 2,512 |
| Interest-bearing deposits | $163,819,000 | 2,327 |
| Deposits held in domestic offices | $177,568,000 | 2,507 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $64,400,000 | 701 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,884,000 | 1,215 |
| Total equity capital | $26,297,000 | 2,089 |
| Total bank equity capital | $26,297,000 | 2,089 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $0 | 8,468 |
| Surplus | $0 | 8,544 |
| Undivided profits | $26,297,000 | 1,237 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $235,000 | 5,777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $949,000 | 3,153 |
| Earning assets | $238,214,000 | 2,120 |
| Long-term assets (5+ years) | $132,742,000 | 801 |
| Average Assets, year-to-date | $269,524,330 | 2,016 |
| Average Assets, quarterly | $269,386,000 | 2,039 |
| Volatile liabilities | $36,027,000 | 2,456 |
| Insider loans | $1,252,000 | 3,539 |
| FHLB advances | $64,400,000 | 621 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $64,693,000 | 1,170 |
| Tier 1 (core) risk-based capital | $25,805,000 | 1,984 |
| Tier 2 risk-based capital | $897,000 | 3,936 |
| Total risk weighted assets | $217,815,000 | 1,710 |
| Total unused commitments | $64,693,000 | 1,180 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 71 | 2,432 |
| Assets and Liabilities | ||
| Total Assets: | $266,623,000 | 2,043 |
| Cash and due from depository institutions | $5,206,000 | 2,432 |
| Interest-bearing balances | $1,720,000 | 2,659 |
| Securities | $19,221,000 | 4,785 |
| Federal funds sold & reverse repurchase agreements | $13,340,000 | 1,221 |
| Net loans & leases | $198,768,000 | 1,730 |
| Loan loss allowance | $804,000 | 4,529 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,944,000 | 1,326 |
| Other real estate owned | $119,000 | 2,432 |
| Goodwill and other intangibles | $736,000 | 1,744 |
| All other assets | $22,289,000 | 674 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $266,623,000 | 2,043 |
| Total liabilities | $240,790,000 | 2,034 |
| Total deposits | $173,639,000 | 2,554 |
| Interest-bearing deposits | $165,060,000 | 2,311 |
| Deposits held in domestic offices | $173,639,000 | 2,550 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $63,300,000 | 683 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,851,000 | 1,236 |
| Total equity capital | $25,833,000 | 2,067 |
| Total bank equity capital | $25,833,000 | 2,067 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 8,511 |
| Surplus | $0 | 8,583 |
| Undivided profits | $25,833,000 | 1,225 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $102,000 | 6,863 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $974,000 | 3,125 |
| Earning assets | $233,049,000 | 2,140 |
| Long-term assets (5+ years) | $128,366,000 | 791 |
| Average Assets, year-to-date | $268,212,000 | 2,013 |
| Average Assets, quarterly | $268,212,000 | 2,013 |
| Volatile liabilities | $34,793,000 | 2,506 |
| Insider loans | $1,257,000 | 3,440 |
| FHLB advances | $63,300,000 | 607 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $51,208,000 | 1,364 |
| Tier 1 (core) risk-based capital | $25,369,000 | 1,973 |
| Tier 2 risk-based capital | $804,000 | 4,226 |
| Total risk weighted assets | $213,607,000 | 1,711 |
| Total unused commitments | $51,208,000 | 1,375 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 71 | 2,405 |
| Assets and Liabilities | ||
| Total Assets: | $269,801,000 | 1,995 |
| Cash and due from depository institutions | $3,452,000 | 2,405 |
| Interest-bearing balances | $535,000 | 3,684 |
| Securities | $19,083,000 | 4,776 |
| Federal funds sold & reverse repurchase agreements | $21,195,000 | 646 |
| Net loans & leases | $196,817,000 | 1,749 |
| Loan loss allowance | $754,000 | 4,674 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,962,000 | 1,309 |
| Other real estate owned | $74,000 | 2,405 |
| Goodwill and other intangibles | $716,000 | 1,732 |
| All other assets | $21,502,000 | 688 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $269,801,000 | 1,995 |
| Total liabilities | $244,270,000 | 1,972 |
| Total deposits | $172,787,000 | 2,510 |
| Interest-bearing deposits | $163,842,000 | 2,273 |
| Deposits held in domestic offices | $172,787,000 | 2,506 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $67,701,000 | 651 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,782,000 | 1,224 |
| Total equity capital | $25,531,000 | 2,070 |
| Total bank equity capital | $25,531,000 | 2,070 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $0 | 8,549 |
| Surplus | $0 | 8,619 |
| Undivided profits | $25,531,000 | 1,203 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $289,000 | 5,246 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,034,000 | 3,115 |
| Earning assets | $237,630,000 | 2,074 |
| Long-term assets (5+ years) | $125,301,000 | 796 |
| Average Assets, year-to-date | $263,657,600 | 1,935 |
| Average Assets, quarterly | $268,339,500 | 1,980 |
| Volatile liabilities | $40,162,000 | 2,195 |
| Insider loans | $1,163,000 | 3,623 |
| FHLB advances | $67,701,000 | 571 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $50,116,000 | 1,341 |
| Tier 1 (core) risk-based capital | $25,053,000 | 1,955 |
| Tier 2 risk-based capital | $754,000 | 4,392 |
| Total risk weighted assets | $210,466,000 | 1,702 |
| Total unused commitments | $50,116,000 | 1,344 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 67 | 2,555 |
| Assets and Liabilities | ||
| Total Assets: | $257,973,000 | 1,972 |
| Cash and due from depository institutions | $7,414,000 | 2,555 |
| Interest-bearing balances | $4,427,000 | 1,386 |
| Securities | $19,318,000 | 4,637 |
| Federal funds sold & reverse repurchase agreements | $5,995,000 | 2,406 |
| Net loans & leases | $201,223,000 | 1,644 |
| Loan loss allowance | $801,000 | 4,274 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $7,032,000 | 1,231 |
| Other real estate owned | $61,000 | 2,555 |
| Goodwill and other intangibles | $414,000 | 1,979 |
| All other assets | $16,516,000 | 826 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $257,973,000 | 1,972 |
| Total liabilities | $234,463,000 | 1,952 |
| Total deposits | $155,685,000 | 2,621 |
| Interest-bearing deposits | $146,325,000 | 2,408 |
| Deposits held in domestic offices | $155,685,000 | 2,615 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $75,272,000 | 591 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,506,000 | 1,280 |
| Total equity capital | $23,510,000 | 2,105 |
| Total bank equity capital | $23,510,000 | 2,105 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $0 | 8,858 |
| Undivided profits | $23,510,000 | 1,204 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $806,000 | 3,138 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,022,000 | 3,394 |
| Earning assets | $230,963,000 | 2,003 |
| Long-term assets (5+ years) | $143,995,000 | 685 |
| Average Assets, year-to-date | $246,079,200 | 1,984 |
| Average Assets, quarterly | $255,980,000 | 1,962 |
| Volatile liabilities | $35,071,000 | 2,376 |
| Insider loans | $2,088,000 | 2,305 |
| FHLB advances | $75,272,000 | 512 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $30,174,000 | 1,852 |
| Tier 1 (core) risk-based capital | $23,406,000 | 1,988 |
| Tier 2 risk-based capital | $801,000 | 4,013 |
| Total risk weighted assets | $178,198,000 | 1,895 |
| Total unused commitments | $30,174,000 | 1,858 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 62 | 2,763 |
| Assets and Liabilities | ||
| Total Assets: | $237,840,000 | 2,054 |
| Cash and due from depository institutions | $3,977,000 | 2,763 |
| Interest-bearing balances | $808,000 | 2,582 |
| Securities | $42,833,000 | 2,518 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $178,064,000 | 1,780 |
| Loan loss allowance | $764,000 | 4,303 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,406,000 | 1,325 |
| Other real estate owned | $61,000 | 2,763 |
| Goodwill and other intangibles | $438,000 | 1,915 |
| All other assets | $6,061,000 | 1,544 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $237,840,000 | 2,054 |
| Total liabilities | $215,541,000 | 2,033 |
| Total deposits | $138,991,000 | 2,811 |
| Interest-bearing deposits | $129,699,000 | 2,600 |
| Deposits held in domestic offices | $138,991,000 | 2,807 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,920,000 | 1,763 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $69,522,000 | 592 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $3,108,000 | 1,432 |
| Total equity capital | $22,299,000 | 2,096 |
| Total bank equity capital | $22,299,000 | 2,096 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $0 | 9,124 |
| Undivided profits | $22,299,000 | 1,203 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $319,000 | 4,758 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,111,000 | 2,433 |
| Earning assets | $221,705,000 | 2,021 |
| Long-term assets (5+ years) | $124,116,000 | 733 |
| Average Assets, year-to-date | $230,544,000 | 1,998 |
| Average Assets, quarterly | $236,387,500 | 2,034 |
| Volatile liabilities | $54,130,000 | 1,630 |
| Insider loans | $593,000 | 5,049 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $24,564,000 | 2,017 |
| Tier 1 (core) risk-based capital | $22,359,000 | 2,003 |
| Tier 2 risk-based capital | $764,000 | 4,052 |
| Total risk weighted assets | $158,777,900 | 2,012 |
| Total unused commitments | $24,564,000 | 2,019 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 67 | 2,644 |
| Assets and Liabilities | ||
| Total Assets: | $218,693,000 | 2,152 |
| Cash and due from depository institutions | $1,831,000 | 2,644 |
| Interest-bearing balances | $46,000 | 5,501 |
| Securities | $40,225,000 | 2,784 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $163,396,000 | 1,840 |
| Loan loss allowance | $816,000 | 4,030 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,489,000 | 1,287 |
| Other real estate owned | $92,000 | 2,644 |
| Goodwill and other intangibles | $544,000 | 1,841 |
| All other assets | $6,116,000 | 1,517 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $218,693,000 | 2,152 |
| Total liabilities | $197,853,000 | 2,142 |
| Total deposits | $134,532,000 | 2,837 |
| Interest-bearing deposits | $129,101,000 | 2,538 |
| Deposits held in domestic offices | $134,532,000 | 2,832 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,280,000 | 1,648 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $55,738,000 | 698 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,303,000 | 1,691 |
| Total equity capital | $20,840,000 | 2,138 |
| Total bank equity capital | $20,840,000 | 2,138 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $0 | 9,427 |
| Undivided profits | $20,840,000 | 1,206 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $144,000 | 6,315 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $897,000 | 2,574 |
| Earning assets | $203,667,000 | 2,118 |
| Long-term assets (5+ years) | $122,824,000 | 798 |
| Average Assets, year-to-date | $200,725,800 | 2,243 |
| Average Assets, quarterly | $214,922,000 | 2,162 |
| Volatile liabilities | $44,856,000 | 1,822 |
| Insider loans | $529,000 | 5,239 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $32,628,000 | 1,646 |
| Tier 1 (core) risk-based capital | $21,932,000 | 2,009 |
| Tier 2 risk-based capital | $816,000 | 3,733 |
| Total risk weighted assets | $143,830,000 | 2,134 |
| Total unused commitments | $32,628,000 | 1,648 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 70 | 2,521 |
| Assets and Liabilities | ||
| Total Assets: | $184,792,000 | 2,483 |
| Cash and due from depository institutions | $3,467,000 | 2,521 |
| Interest-bearing balances | $128,000 | 4,627 |
| Securities | $31,691,000 | 3,461 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $136,142,000 | 2,055 |
| Loan loss allowance | $998,000 | 3,363 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $6,670,000 | 1,188 |
| Other real estate owned | $201,000 | 2,521 |
| Goodwill and other intangibles | $652,000 | 1,675 |
| All other assets | $5,969,000 | 1,337 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $184,792,000 | 2,483 |
| Total liabilities | $163,265,000 | 2,541 |
| Total deposits | $127,308,000 | 2,976 |
| Interest-bearing deposits | $121,123,000 | 2,691 |
| Deposits held in domestic offices | $127,308,000 | 2,972 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $33,850,000 | 762 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,107,000 | 1,910 |
| Total equity capital | $21,527,000 | 2,093 |
| Total bank equity capital | $21,527,000 | 2,093 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $0 | 9,669 |
| Undivided profits | $21,527,000 | 1,204 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $592,000 | 3,560 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $811,000 | 2,832 |
| Earning assets | $167,961,000 | 2,523 |
| Long-term assets (5+ years) | $94,129,000 | 942 |
| Average Assets, year-to-date | $187,465,000 | 2,305 |
| Average Assets, quarterly | $185,362,000 | 2,427 |
| Volatile liabilities | $19,771,000 | 3,039 |
| Insider loans | $402,000 | 5,818 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $21,101,000 | 2,176 |
| Tier 1 (core) risk-based capital | $21,768,000 | 1,959 |
| Tier 2 risk-based capital | $998,000 | 3,033 |
| Total risk weighted assets | $123,264,100 | 2,324 |
| Total unused commitments | $21,101,000 | 2,183 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 61 | 2,965 |
| Assets and Liabilities | ||
| Total Assets: | $189,652,000 | 2,377 |
| Cash and due from depository institutions | $2,212,000 | 2,965 |
| Interest-bearing balances | $122,000 | 4,350 |
| Securities | $31,606,000 | 3,480 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 7,210 |
| Net loans & leases | $144,477,000 | 1,947 |
| Loan loss allowance | $687,000 | 4,567 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,291,000 | 1,843 |
| Other real estate owned | $116,000 | 2,965 |
| Goodwill and other intangibles | $346,000 | 1,975 |
| All other assets | $6,104,000 | 1,278 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $189,652,000 | 2,377 |
| Total liabilities | $168,181,000 | 2,418 |
| Total deposits | $138,966,000 | 2,681 |
| Interest-bearing deposits | $133,897,000 | 2,400 |
| Deposits held in domestic offices | $138,966,000 | 2,675 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $26,500,000 | 831 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,715,000 | 1,573 |
| Total equity capital | $21,471,000 | 2,091 |
| Total bank equity capital | $21,471,000 | 2,091 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $0 | 10,084 |
| Undivided profits | $21,471,000 | 1,211 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $753,000 | 3,084 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $856,000 | 2,683 |
| Earning assets | $176,705,000 | 2,348 |
| Long-term assets (5+ years) | $79,490,000 | 936 |
| Average Assets, year-to-date | $195,137,200 | 2,217 |
| Average Assets, quarterly | $196,489,000 | 2,274 |
| Volatile liabilities | $16,862,000 | 3,436 |
| Insider loans | $138,000 | 8,014 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $22,547,000 | 1,926 |
| Tier 1 (core) risk-based capital | $21,764,400 | 1,947 |
| Tier 2 risk-based capital | $687,000 | 4,040 |
| Total risk weighted assets | $124,593,500 | 2,240 |
| Total unused commitments | $22,547,000 | 1,932 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 56 | 3,359 |
| Assets and Liabilities | ||
| Total Assets: | $191,071,000 | 2,436 |
| Cash and due from depository institutions | $2,950,000 | 3,359 |
| Interest-bearing balances | $39,000 | 5,557 |
| Securities | $47,225,000 | 2,576 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $133,027,000 | 2,142 |
| Loan loss allowance | $465,000 | 6,214 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,863,000 | 2,723 |
| Other real estate owned | $0 | 3,359 |
| Goodwill and other intangibles | $154,000 | 2,269 |
| All other assets | $4,852,000 | 1,632 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $191,071,000 | 2,436 |
| Total liabilities | $170,978,000 | 2,456 |
| Total deposits | $140,806,000 | 2,732 |
| Interest-bearing deposits | $135,633,000 | 2,449 |
| Deposits held in domestic offices | $140,806,000 | 2,724 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,983,000 | 2,259 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $25,830,000 | 826 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,359,000 | 1,783 |
| Total equity capital | $20,093,000 | 2,241 |
| Total bank equity capital | $20,093,000 | 2,241 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $0 | 10,586 |
| Undivided profits | $20,093,000 | 1,290 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $114,000 | 7,869 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $742,000 | 3,073 |
| Earning assets | $180,291,000 | 2,386 |
| Long-term assets (5+ years) | $43,224,000 | 1,460 |
| Average Assets, year-to-date | $192,052,400 | 2,348 |
| Average Assets, quarterly | $193,403,000 | 2,397 |
| Volatile liabilities | $29,967,000 | 2,078 |
| Insider loans | $59,000 | 9,357 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $9,690,000 | 217 |
| Unused loan commitments | $21,364,000 | 1,964 |
| Tier 1 (core) risk-based capital | $20,665,000 | 2,088 |
| Tier 2 risk-based capital | $465,000 | 5,550 |
| Total risk weighted assets | $106,885,200 | 2,615 |
| Total unused commitments | $21,364,000 | 1,977 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 62 | 3,142 |
| Assets and Liabilities | ||
| Total Assets: | $188,962,000 | 2,483 |
| Cash and due from depository institutions | $768,000 | 3,142 |
| Interest-bearing balances | $18,000 | 6,219 |
| Securities | $43,588,000 | 2,896 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $136,531,000 | 2,067 |
| Loan loss allowance | $456,000 | 6,427 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,954,000 | 2,585 |
| Other real estate owned | $107,000 | 3,142 |
| Goodwill and other intangibles | $15,000 | 2,930 |
| All other assets | $4,999,000 | 1,619 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $188,962,000 | 2,483 |
| Total liabilities | $168,643,000 | 2,494 |
| Total deposits | $141,298,000 | 2,759 |
| Interest-bearing deposits | $134,961,000 | 2,500 |
| Deposits held in domestic offices | $141,298,000 | 2,748 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $25,105,000 | 767 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,240,000 | 1,922 |
| Total equity capital | $20,319,000 | 2,189 |
| Total bank equity capital | $20,319,000 | 2,189 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $20,319,000 | 1,295 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $127,000 | 7,773 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $732,000 | 3,217 |
| Earning assets | $180,137,000 | 2,396 |
| Long-term assets (5+ years) | $44,369,000 | 1,314 |
| Average Assets, year-to-date | $191,114,200 | 2,367 |
| Average Assets, quarterly | $191,910,500 | 2,420 |
| Volatile liabilities | $23,185,000 | 2,337 |
| Insider loans | $83,000 | 9,405 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $17,351,000 | 2,192 |
| Tier 1 (core) risk-based capital | $20,729,000 | 2,059 |
| Tier 2 risk-based capital | $456,000 | 5,666 |
| Total risk weighted assets | $98,501,200 | 2,762 |
| Total unused commitments | $17,351,000 | 2,203 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 60 | 3,366 |
| Assets and Liabilities | ||
| Total Assets: | $186,025,000 | 2,476 |
| Cash and due from depository institutions | $2,741,000 | 3,366 |
| Interest-bearing balances | $66,000 | 5,975 |
| Securities | $50,152,000 | 2,609 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $127,926,000 | 2,153 |
| Loan loss allowance | $434,000 | 6,799 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,154,000 | 3,419 |
| Other real estate owned | $0 | 3,366 |
| Goodwill and other intangibles | $2,000 | 3,066 |
| All other assets | $3,050,000 | 2,627 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,025,000 | 2,476 |
| Total liabilities | $166,452,000 | 2,506 |
| Total deposits | $150,537,000 | 2,562 |
| Interest-bearing deposits | $146,750,000 | 2,282 |
| Deposits held in domestic offices | $150,537,000 | 2,553 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $14,300,000 | 1,058 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,615,000 | 2,113 |
| Total equity capital | $19,573,000 | 2,095 |
| Total bank equity capital | $19,573,000 | 2,095 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $19,573,000 | 1,209 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $90,000 | 8,617 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $688,000 | 2,980 |
| Earning assets | $178,144,000 | 2,384 |
| Long-term assets (5+ years) | $42,005,000 | 1,355 |
| Average Assets, year-to-date | $156,919,200 | 2,814 |
| Average Assets, quarterly | $179,005,000 | 2,537 |
| Volatile liabilities | $20,607,000 | 2,485 |
| Insider loans | $86,000 | 9,661 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $22,941,000 | 1,727 |
| Tier 1 (core) risk-based capital | $20,304,000 | 2,032 |
| Tier 2 risk-based capital | $434,000 | 5,879 |
| Total risk weighted assets | $93,284,300 | 2,817 |
| Total unused commitments | $22,941,000 | 1,739 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 51 | 4,066 |
| Assets and Liabilities | ||
| Total Assets: | $137,649,000 | 3,320 |
| Cash and due from depository institutions | $3,303,000 | 4,066 |
| Interest-bearing balances | $1,791,000 | 2,558 |
| Securities | $54,030,000 | 2,568 |
| Federal funds sold & reverse repurchase agreements | $3,770,000 | 3,633 |
| Net loans & leases | $74,008,000 | 3,412 |
| Loan loss allowance | $372,000 | 7,737 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,296,000 | 5,199 |
| Other real estate owned | $113,000 | 4,066 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,129,000 | 5,561 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,649,000 | 3,320 |
| Total liabilities | $117,882,000 | 3,497 |
| Total deposits | $116,143,000 | 3,375 |
| Interest-bearing deposits | $115,619,000 | 2,956 |
| Deposits held in domestic offices | $116,143,000 | 3,367 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,739,000 | 2,034 |
| Total equity capital | $19,767,000 | 2,067 |
| Total bank equity capital | $19,767,000 | 2,067 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $19,767,000 | 1,201 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $119,000 | 8,839 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $437,000 | 4,291 |
| Earning assets | $133,599,000 | 3,161 |
| Long-term assets (5+ years) | $37,702,000 | 1,530 |
| Average Assets, year-to-date | $144,445,250 | 3,085 |
| Average Assets, quarterly | $141,621,500 | 3,212 |
| Volatile liabilities | $7,074,000 | 5,260 |
| Insider loans | $80,000 | 10,084 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $18,127,000 | 2,018 |
| Tier 1 (core) risk-based capital | $19,767,000 | 2,019 |
| Tier 2 risk-based capital | $372,000 | 6,615 |
| Total risk weighted assets | $65,843,100 | 3,849 |
| Total unused commitments | $18,127,000 | 2,036 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 48 | 4,383 |
| Assets and Liabilities | ||
| Total Assets: | $147,121,000 | 3,159 |
| Cash and due from depository institutions | $2,095,000 | 4,383 |
| Interest-bearing balances | $501,000 | 4,856 |
| Securities | $25,426,000 | 5,093 |
| Federal funds sold & reverse repurchase agreements | $5,869,000 | 2,821 |
| Net loans & leases | $110,625,000 | 2,440 |
| Loan loss allowance | $239,000 | 9,794 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $991,000 | 6,226 |
| Other real estate owned | $0 | 4,383 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,115,000 | 3,413 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,121,000 | 3,159 |
| Total liabilities | $128,608,000 | 3,323 |
| Total deposits | $124,497,000 | 3,277 |
| Interest-bearing deposits | $124,083,000 | 2,894 |
| Deposits held in domestic offices | $124,497,000 | 3,268 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,000,000 | 1,940 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,111,000 | 1,782 |
| Total equity capital | $18,513,000 | 2,095 |
| Total bank equity capital | $18,513,000 | 2,095 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $18,513,000 | 1,184 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $224,000 | 8,071 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $558,000 | 3,655 |
| Earning assets | $142,421,000 | 3,004 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $151,810,800 | 3,005 |
| Average Assets, quarterly | $150,126,000 | 3,088 |
| Volatile liabilities | $6,891,000 | 5,351 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $2,000,000 | 637 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $13,902,000 | 2,344 |
| Tier 1 (core) risk-based capital | $18,513,000 | 2,050 |
| Tier 2 risk-based capital | $239,000 | 8,618 |
| Total risk weighted assets | $80,484,000 | 3,247 |
| Total unused commitments | $13,902,000 | 2,361 |
| Derivatives | $0 | 651 |