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Marion County State Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$25,469,000	1,583
Total interest expense	$6,893,000	1,657
Net interest income	$18,576,000	1,531
Provision for loan and lease losses	$1,110,000	783
Total noninterest income	$3,148,000	1,585
Gross Fiduciary activities income	$2,000	923
Service charges on deposit accounts	$330,000	2,081
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,816,000	1,309
Total noninterest expense	$11,483,000	1,862
Salaries and employee benefits	$7,266,000	1,728
Premises and equipment expense	$626,000	2,642
Additional noninterest expense	$2,816,000	1,309
Pre-tax net operating income	$9,131,000	1,247
Securities gains (losses)	$-371,000	4,124
Applicable income taxes	$334,000	2,162
Income before extraordinary items	$8,426,000	1,166
Extraordinary gains, net	$0	54
Net income	$8,426,000	1,181
Minority interest net income	$0	88
Net income of bank and minority interests.	$8,426,000	1,169
Net charge-offs	$238,000	1,074
Cash dividends	$5,659,000	736
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$8,782,160	1,144
2023-09-30 (YTD Data)		Rank
Total interest income	$18,409,000	1,600
Total interest expense	$4,678,000	1,651
Net interest income	$13,731,000	1,560
Provision for loan and lease losses	$360,000	1,209
Total noninterest income	$2,524,000	1,520
Gross Fiduciary activities income	$2,000	887
Service charges on deposit accounts	$244,000	2,108
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,278,000	1,255
Total noninterest expense	$8,483,000	1,881
Salaries and employee benefits	$5,477,000	1,715
Premises and equipment expense	$460,000	2,675
Additional noninterest expense	$2,278,000	1,255
Pre-tax net operating income	$7,412,000	1,208
Securities gains (losses)	$-371,000	4,323
Applicable income taxes	$238,000	2,247
Income before extraordinary items	$6,803,000	1,135
Extraordinary gains, net	$0	52
Net income	$6,803,000	1,141
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,803,000	1,135
Net charge-offs	$238,000	820
Cash dividends	$4,244,000	680
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$7,162,870	1,117
2023-06-30 (YTD Data)		Rank
Total interest income	$12,111,000	1,589
Total interest expense	$2,728,000	1,669
Net interest income	$9,383,000	1,542
Provision for loan and lease losses	$240,000	1,213
Total noninterest income	$1,883,000	1,354
Gross Fiduciary activities income	$2,000	870
Service charges on deposit accounts	$165,000	2,089
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,716,000	1,091
Total noninterest expense	$5,753,000	1,860
Salaries and employee benefits	$3,699,000	1,695
Premises and equipment expense	$305,000	2,686
Additional noninterest expense	$1,716,000	1,090
Pre-tax net operating income	$5,273,000	1,161
Securities gains (losses)	$-371,000	4,445
Applicable income taxes	$138,000	2,372
Income before extraordinary items	$4,764,000	1,096
Extraordinary gains, net	$0	51
Net income	$4,764,000	1,109
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,764,000	1,096
Net charge-offs	$167,000	739
Cash dividends	$2,830,000	665
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$5,123,870	1,041
2023-03-31 (YTD Data)		Rank
Total interest income	$5,816,000	1,624
Total interest expense	$1,142,000	1,682
Net interest income	$4,674,000	1,557
Provision for loan and lease losses	$120,000	1,169
Total noninterest income	$699,000	1,619
Gross Fiduciary activities income	$2,000	858
Service charges on deposit accounts	$99,000	1,917
Trading account gains and fees	NA	NA
Additional Noninterest Income	$598,000	1,362
Total noninterest expense	$2,771,000	1,914
Salaries and employee benefits	$1,804,000	1,752
Premises and equipment expense	$143,000	2,815
Additional noninterest expense	$598,000	1,362
Pre-tax net operating income	$2,482,000	1,240
Securities gains (losses)	$-371,000	4,525
Applicable income taxes	$106,000	2,098
Income before extraordinary items	$2,005,000	1,277
Extraordinary gains, net	$0	4
Net income	$2,005,000	1,277
Minority interest net income	$0	48
Net income of bank and minority interests.	$2,005,000	1,277
Net charge-offs	$47,000	820
Cash dividends	$1,415,000	626
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$2,357,450	1,142
2022-12-31 (YTD Data)		Rank
Total interest income	$20,680,000	1,530
Total interest expense	$1,853,000	1,681
Net interest income	$18,827,000	1,518
Provision for loan and lease losses	$480,000	1,252
Total noninterest income	$3,001,000	1,631
Gross Fiduciary activities income	$2,000	957
Service charges on deposit accounts	$353,000	2,087
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,646,000	1,362
Total noninterest expense	$11,639,000	1,818
Salaries and employee benefits	$7,544,000	1,648
Premises and equipment expense	$648,000	2,608
Additional noninterest expense	$2,646,000	1,362
Pre-tax net operating income	$9,709,000	1,297
Securities gains (losses)	$1,000	637
Applicable income taxes	$530,000	1,982
Income before extraordinary items	$9,180,000	1,173
Extraordinary gains, net	$0	5
Net income	$9,180,000	1,172
Minority interest net income	$0	63
Net income of bank and minority interests.	$9,180,000	1,173
Net charge-offs	$286,000	793
Cash dividends	$5,670,000	712
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$9,179,050	1,199
2022-09-30 (YTD Data)		Rank
Total interest income	$15,063,000	1,513
Total interest expense	$1,095,000	1,657
Net interest income	$13,968,000	1,498
Provision for loan and lease losses	$360,000	1,136
Total noninterest income	$2,396,000	1,592
Gross Fiduciary activities income	$2,000	923
Service charges on deposit accounts	$272,000	2,080
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,122,000	1,329
Total noninterest expense	$8,647,000	1,827
Salaries and employee benefits	$5,744,000	1,619
Premises and equipment expense	$478,000	2,632
Additional noninterest expense	$2,122,000	1,329
Pre-tax net operating income	$7,357,000	1,283
Securities gains (losses)	$1,000	675
Applicable income taxes	$368,000	2,045
Income before extraordinary items	$6,990,000	1,151
Extraordinary gains, net	$0	4
Net income	$6,990,000	1,149
Minority interest net income	$0	57
Net income of bank and minority interests.	$6,990,000	1,151
Net charge-offs	$282,000	592
Cash dividends	$4,255,000	654
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$6,989,050	1,174
2022-06-30 (YTD Data)		Rank
Total interest income	$9,890,000	1,484
Total interest expense	$597,000	1,741
Net interest income	$9,293,000	1,467
Provision for loan and lease losses	$240,000	1,056
Total noninterest income	$1,803,000	1,468
Gross Fiduciary activities income	$2,000	874
Service charges on deposit accounts	$188,000	2,032
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,613,000	1,255
Total noninterest expense	$5,764,000	1,814
Salaries and employee benefits	$3,828,000	1,616
Premises and equipment expense	$324,000	2,603
Additional noninterest expense	$1,612,000	1,892
Pre-tax net operating income	$5,092,000	1,196
Securities gains (losses)	$1,000	612
Applicable income taxes	$255,000	1,947
Income before extraordinary items	$4,838,000	1,070
Extraordinary gains, net	$0	4
Net income	$4,838,000	1,068
Minority interest net income	$0	60
Net income of bank and minority interests.	$4,838,000	1,070
Net charge-offs	$138,000	624
Cash dividends	$2,840,000	663
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$4,837,050	1,096
2022-03-31 (YTD Data)		Rank
Total interest income	$4,977,000	1,443
Total interest expense	$286,000	1,742
Net interest income	$4,691,000	1,432
Provision for loan and lease losses	$120,000	887
Total noninterest income	$965,000	1,401
Gross Fiduciary activities income	$2,000	841
Service charges on deposit accounts	$102,000	1,914
Trading account gains and fees	NA	NA
Additional Noninterest Income	$861,000	1,185
Total noninterest expense	$2,885,000	1,800
Salaries and employee benefits	$1,969,000	1,586
Premises and equipment expense	$160,000	2,634
Additional noninterest expense	$756,000	1,962
Pre-tax net operating income	$2,651,000	1,107
Securities gains (losses)	$0	623
Applicable income taxes	$133,000	1,886
Income before extraordinary items	$2,518,000	1,016
Extraordinary gains, net	$0	4
Net income	$2,518,000	1,015
Minority interest net income	$0	50
Net income of bank and minority interests.	$2,518,000	1,016
Net charge-offs	$71,000	575
Cash dividends	$1,426,000	607
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$2,518,000	1,028
2021-12-31 (YTD Data)		Rank
Total interest income	$19,799,000	1,497
Total interest expense	$1,478,000	1,683
Net interest income	$18,321,000	1,470
Provision for loan and lease losses	$480,000	1,083
Total noninterest income	$3,655,000	1,596
Gross Fiduciary activities income	$2,000	941
Service charges on deposit accounts	$358,000	1,999
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,295,000	1,403
Total noninterest expense	$11,216,000	1,821
Salaries and employee benefits	$7,395,000	1,648
Premises and equipment expense	$649,000	2,634
Additional noninterest expense	$3,172,000	1,897
Pre-tax net operating income	$10,280,000	1,250
Securities gains (losses)	$67,000	1,017
Applicable income taxes	$493,000	2,107
Income before extraordinary items	$9,854,000	1,163
Extraordinary gains, net	$0	10
Net income	$9,854,000	1,163
Minority interest net income	$0	74
Net income of bank and minority interests.	$9,854,000	1,163
Net charge-offs	$1,245,000	368
Cash dividends	$5,756,000	717
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$9,790,350	1,150
2021-09-30 (YTD Data)		Rank
Total interest income	$13,507,000	1,643
Total interest expense	$1,142,000	1,728
Net interest income	$12,365,000	1,629
Provision for loan and lease losses	$360,000	1,040
Total noninterest income	$4,411,000	1,198
Gross Fiduciary activities income	$2,000	906
Service charges on deposit accounts	$268,000	1,999
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,141,000	1,021
Total noninterest expense	$8,220,000	1,860
Salaries and employee benefits	$5,587,000	1,648
Premises and equipment expense	$464,000	2,709
Additional noninterest expense	$2,169,000	2,043
Pre-tax net operating income	$8,196,000	1,256
Securities gains (losses)	$49,000	1,064
Applicable income taxes	$415,000	2,092
Income before extraordinary items	$7,830,000	1,158
Extraordinary gains, net	$0	8
Net income	$7,830,000	1,159
Minority interest net income	$0	69
Net income of bank and minority interests.	$7,830,000	1,159
Net charge-offs	$747,000	393
Cash dividends	$4,331,000	654
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$7,783,450	1,146
2021-06-30 (YTD Data)		Rank
Total interest income	$8,905,000	1,651
Total interest expense	$786,000	1,756
Net interest income	$8,119,000	1,633
Provision for loan and lease losses	$240,000	1,058
Total noninterest income	$3,178,000	1,147
Gross Fiduciary activities income	$2,000	890
Service charges on deposit accounts	$168,000	2,016
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,008,000	969
Total noninterest expense	$5,515,000	1,841
Salaries and employee benefits	$3,763,000	1,632
Premises and equipment expense	$302,000	2,733
Additional noninterest expense	$1,450,000	2,025
Pre-tax net operating income	$5,542,000	1,226
Securities gains (losses)	$45,000	923
Applicable income taxes	$282,000	2,065
Income before extraordinary items	$5,305,000	1,133
Extraordinary gains, net	$0	6
Net income	$5,305,000	1,134
Minority interest net income	$0	67
Net income of bank and minority interests.	$5,305,000	1,134
Net charge-offs	$19,000	1,524
Cash dividends	$2,905,000	645
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$5,262,250	1,122
2021-03-31 (YTD Data)		Rank
Total interest income	$4,470,000	1,648
Total interest expense	$396,000	1,811
Net interest income	$4,074,000	1,618
Provision for loan and lease losses	$120,000	1,135
Total noninterest income	$1,481,000	1,189
Gross Fiduciary activities income	$2,000	863
Service charges on deposit accounts	$90,000	1,926
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,389,000	1,036
Total noninterest expense	$2,784,000	1,815
Salaries and employee benefits	$1,889,000	1,626
Premises and equipment expense	$152,000	2,750
Additional noninterest expense	$743,000	1,946
Pre-tax net operating income	$2,651,000	1,257
Securities gains (losses)	$0	1,392
Applicable income taxes	$133,000	2,087
Income before extraordinary items	$2,518,000	1,192
Extraordinary gains, net	$0	3
Net income	$2,518,000	1,192
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,518,000	1,192
Net charge-offs	$4,000	1,577
Cash dividends	$1,426,000	587
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,518,000	1,158
2020-12-31 (YTD Data)		Rank
Total interest income	$18,647,000	1,588
Total interest expense	$2,358,000	1,784
Net interest income	$16,289,000	1,539
Provision for loan and lease losses	$500,000	2,227
Total noninterest income	$4,333,000	1,386
Gross Fiduciary activities income	$2,000	977
Service charges on deposit accounts	$330,000	2,116
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,001,000	1,205
Total noninterest expense	$10,818,000	1,843
Salaries and employee benefits	$7,088,000	1,673
Premises and equipment expense	$632,000	2,686
Additional noninterest expense	$3,098,000	1,868
Pre-tax net operating income	$9,304,000	1,127
Securities gains (losses)	$5,000	2,442
Applicable income taxes	$340,000	2,222
Income before extraordinary items	$8,969,000	1,055
Extraordinary gains, net	$0	4
Net income	$8,969,000	1,055
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,969,000	1,055
Net charge-offs	$73,000	2,187
Cash dividends	$5,918,000	671
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$8,964,200	1,020
2020-09-30 (YTD Data)		Rank
Total interest income	$14,014,000	1,586
Total interest expense	$1,921,000	1,748
Net interest income	$12,093,000	1,543
Provision for loan and lease losses	$425,000	2,095
Total noninterest income	$2,806,000	1,488
Gross Fiduciary activities income	$2,000	929
Service charges on deposit accounts	$257,000	2,073
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,547,000	1,302
Total noninterest expense	$8,097,000	1,829
Salaries and employee benefits	$5,302,000	1,659
Premises and equipment expense	$483,000	2,654
Additional noninterest expense	$2,312,000	1,865
Pre-tax net operating income	$6,377,000	1,163
Securities gains (losses)	$5,000	2,254
Applicable income taxes	$320,000	2,049
Income before extraordinary items	$6,062,000	1,104
Extraordinary gains, net	$0	4
Net income	$6,062,000	1,104
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,062,000	1,104
Net charge-offs	$-36,000	4,584
Cash dividends	$4,493,000	625
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$6,057,250	1,066
2020-06-30 (YTD Data)		Rank
Total interest income	$9,437,000	1,591
Total interest expense	$1,429,000	1,713
Net interest income	$8,008,000	1,542
Provision for loan and lease losses	$350,000	1,891
Total noninterest income	$1,734,000	1,482
Gross Fiduciary activities income	$2,000	908
Service charges on deposit accounts	$174,000	2,083
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,558,000	1,287
Total noninterest expense	$5,482,000	1,801
Salaries and employee benefits	$3,590,000	1,636
Premises and equipment expense	$324,000	2,649
Additional noninterest expense	$1,568,000	1,817
Pre-tax net operating income	$3,910,000	1,182
Securities gains (losses)	$0	2,249
Applicable income taxes	$195,000	2,082
Income before extraordinary items	$3,715,000	1,094
Extraordinary gains, net	$0	4
Net income	$3,715,000	1,094
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,715,000	1,094
Net charge-offs	$-37,000	4,672
Cash dividends	$3,110,000	594
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$3,715,000	1,069
2020-03-31 (YTD Data)		Rank
Total interest income	$4,855,000	1,546
Total interest expense	$804,000	1,681
Net interest income	$4,051,000	1,490
Provision for loan and lease losses	$275,000	1,250
Total noninterest income	$835,000	1,434
Gross Fiduciary activities income	$2,000	874
Service charges on deposit accounts	$103,000	2,100
Trading account gains and fees	NA	NA
Additional Noninterest Income	$730,000	1,209
Total noninterest expense	$2,736,000	1,818
Salaries and employee benefits	$1,836,000	1,611
Premises and equipment expense	$164,000	2,640
Additional noninterest expense	$736,000	1,956
Pre-tax net operating income	$1,875,000	1,108
Securities gains (losses)	$0	1,705
Applicable income taxes	$94,000	1,988
Income before extraordinary items	$1,781,000	1,026
Extraordinary gains, net	$0	4
Net income	$1,781,000	1,026
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,781,000	1,026
Net charge-offs	$0	2,581
Cash dividends	$1,728,000	571
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,781,000	1,014
2019-12-31 (YTD Data)		Rank
Total interest income	$18,535,000	1,617
Total interest expense	$3,774,000	1,540
Net interest income	$14,761,000	1,621
Provision for loan and lease losses	$540,000	1,417
Total noninterest income	$2,974,000	1,576
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$529,000	1,844
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,445,000	1,370
Total noninterest expense	$9,858,000	1,949
Salaries and employee benefits	$5,845,000	1,887
Premises and equipment expense	$644,000	2,685
Additional noninterest expense	$3,369,000	1,729
Pre-tax net operating income	$7,337,000	1,310
Securities gains (losses)	$6,000	2,041
Applicable income taxes	$459,000	2,061
Income before extraordinary items	$6,884,000	1,261
Extraordinary gains, net	$0	11
Net income	$6,884,000	1,262
Minority interest net income	$0	76
Net income of bank and minority interests.	$6,884,000	1,263
Net charge-offs	$390,000	1,203
Cash dividends	$15,142,000	353
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$6,878,360	1,236
2019-09-30 (YTD Data)		Rank
Total interest income	$10,335,000	2,088
Total interest expense	$2,388,000	1,738
Net interest income	$7,947,000	2,149
Provision for loan and lease losses	$180,000	2,065
Total noninterest income	$1,640,000	1,885
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$197,000	2,834
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,443,000	1,569
Total noninterest expense	$4,579,000	2,677
Salaries and employee benefits	$3,367,000	2,265
Premises and equipment expense	$297,000	3,514
Additional noninterest expense	$915,000	3,485
Pre-tax net operating income	$4,828,000	1,481
Securities gains (losses)	$5,000	1,837
Applicable income taxes	$242,000	2,383
Income before extraordinary items	$4,591,000	1,388
Extraordinary gains, net	$0	11
Net income	$4,591,000	1,388
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,591,000	1,390
Net charge-offs	$2,000	3,298
Cash dividends	$12,765,000	316
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$4,586,250	1,358
2019-06-30 (YTD Data)		Rank
Total interest income	$6,865,000	2,090
Total interest expense	$1,558,000	1,745
Net interest income	$5,307,000	2,168
Provision for loan and lease losses	$120,000	2,025
Total noninterest income	$1,051,000	1,917
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$133,000	2,820
Trading account gains and fees	NA	NA
Additional Noninterest Income	$918,000	1,568
Total noninterest expense	$3,106,000	2,669
Salaries and employee benefits	$2,251,000	2,275
Premises and equipment expense	$210,000	3,433
Additional noninterest expense	$645,000	3,423
Pre-tax net operating income	$3,132,000	1,497
Securities gains (losses)	$5,000	1,370
Applicable income taxes	$157,000	2,374
Income before extraordinary items	$2,980,000	1,393
Extraordinary gains, net	$0	11
Net income	$2,980,000	1,392
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,980,000	1,393
Net charge-offs	$2,000	2,996
Cash dividends	$10,929,000	265
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,975,250	1,373
2019-03-31 (YTD Data)		Rank
Total interest income	$3,354,000	2,121
Total interest expense	$743,000	1,763
Net interest income	$2,611,000	2,193
Provision for loan and lease losses	$60,000	1,874
Total noninterest income	$502,000	1,921
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$68,000	2,793
Trading account gains and fees	NA	NA
Additional Noninterest Income	$434,000	1,593
Total noninterest expense	$1,565,000	2,677
Salaries and employee benefits	$1,147,000	2,271
Premises and equipment expense	$100,000	3,538
Additional noninterest expense	$318,000	3,446
Pre-tax net operating income	$1,488,000	1,536
Securities gains (losses)	$0	1,087
Applicable income taxes	$74,000	2,377
Income before extraordinary items	$1,414,000	1,420
Extraordinary gains, net	$0	5
Net income	$1,414,000	1,418
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,414,000	1,419
Net charge-offs	$6,000	2,153
Cash dividends	$648,000	1,128
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,414,000	1,395
2018-12-31 (YTD Data)		Rank
Total interest income	$12,677,000	2,118
Total interest expense	$2,171,000	1,827
Net interest income	$10,506,000	2,152
Provision for loan and lease losses	$415,000	1,627
Total noninterest income	$2,208,000	1,878
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$291,000	2,794
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,917,000	1,535
Total noninterest expense	$6,112,000	2,698
Salaries and employee benefits	$4,263,000	2,353
Premises and equipment expense	$378,000	3,634
Additional noninterest expense	$1,471,000	3,206
Pre-tax net operating income	$6,187,000	1,472
Securities gains (losses)	$0	1,125
Applicable income taxes	$344,000	2,286
Income before extraordinary items	$5,843,000	1,383
Extraordinary gains, net	$0	6
Net income	$5,843,000	1,382
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,843,000	1,382
Net charge-offs	$114,000	2,058
Cash dividends	$3,899,000	899
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$5,843,000	1,372
2018-09-30 (YTD Data)		Rank
Total interest income	$9,391,000	2,127
Total interest expense	$1,498,000	1,872
Net interest income	$7,893,000	2,152
Provision for loan and lease losses	$355,000	1,434
Total noninterest income	$1,628,000	1,927
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$227,000	2,751
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,401,000	1,583
Total noninterest expense	$4,387,000	2,771
Salaries and employee benefits	$3,129,000	2,391
Premises and equipment expense	$296,000	3,598
Additional noninterest expense	$962,000	3,476
Pre-tax net operating income	$4,779,000	1,474
Securities gains (losses)	$0	1,118
Applicable income taxes	$239,000	2,405
Income before extraordinary items	$4,540,000	1,352
Extraordinary gains, net	$0	5
Net income	$4,540,000	1,351
Minority interest net income	$0	66
Net income of bank and minority interests.	$4,540,000	1,351
Net charge-offs	$122,000	1,582
Cash dividends	$2,862,000	810
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$4,540,000	1,335
2018-06-30 (YTD Data)		Rank
Total interest income	$6,126,000	2,149
Total interest expense	$896,000	1,934
Net interest income	$5,230,000	2,160
Provision for loan and lease losses	$150,000	1,766
Total noninterest income	$1,092,000	1,907
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$170,000	2,549
Trading account gains and fees	NA	NA
Additional Noninterest Income	$922,000	1,604
Total noninterest expense	$2,919,000	2,792
Salaries and employee benefits	$2,085,000	2,406
Premises and equipment expense	$200,000	3,590
Additional noninterest expense	$634,000	3,512
Pre-tax net operating income	$3,253,000	1,434
Securities gains (losses)	$0	961
Applicable income taxes	$163,000	2,371
Income before extraordinary items	$3,090,000	1,331
Extraordinary gains, net	$0	6
Net income	$3,090,000	1,330
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,090,000	1,330
Net charge-offs	$29,000	2,043
Cash dividends	$1,912,000	805
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$3,090,000	1,321
2018-03-31 (YTD Data)		Rank
Total interest income	$3,009,000	2,172
Total interest expense	$397,000	2,033
Net interest income	$2,612,000	2,175
Provision for loan and lease losses	$60,000	1,880
Total noninterest income	$580,000	1,824
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$91,000	2,452
Trading account gains and fees	NA	NA
Additional Noninterest Income	$489,000	1,513
Total noninterest expense	$1,475,000	2,812
Salaries and employee benefits	$1,042,000	2,429
Premises and equipment expense	$108,000	3,514
Additional noninterest expense	$325,000	3,491
Pre-tax net operating income	$1,657,000	1,385
Securities gains (losses)	$0	735
Applicable income taxes	$83,000	2,320
Income before extraordinary items	$1,574,000	1,287
Extraordinary gains, net	$0	7
Net income	$1,574,000	1,287
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,574,000	1,287
Net charge-offs	$0	2,722
Cash dividends	$950,000	761
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,574,000	1,276
2017-12-31 (YTD Data)		Rank
Total interest income	$11,630,000	2,174
Total interest expense	$1,522,000	1,900
Net interest income	$10,108,000	2,206
Provision for loan and lease losses	$135,000	2,755
Total noninterest income	$1,932,000	2,071
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$314,000	2,786
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,618,000	1,735
Total noninterest expense	$5,810,000	2,824
Salaries and employee benefits	$4,084,000	2,437
Premises and equipment expense	$368,000	3,815
Additional noninterest expense	$1,358,000	3,421
Pre-tax net operating income	$6,095,000	1,443
Securities gains (losses)	$278,000	319
Applicable income taxes	$308,000	2,739
Income before extraordinary items	$6,065,000	1,161
Extraordinary gains, net	$0	9
Net income	$6,065,000	1,161
Minority interest net income	$0	76
Net income of bank and minority interests.	$6,065,000	1,161
Net charge-offs	$172,000	1,955
Cash dividends	$4,763,000	712
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$5,800,900	1,182
2017-09-30 (YTD Data)		Rank
Total interest income	$8,671,000	2,196
Total interest expense	$1,161,000	1,849
Net interest income	$7,510,000	2,233
Provision for loan and lease losses	$105,000	2,606
Total noninterest income	$1,459,000	2,093
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$233,000	2,826
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,226,000	1,740
Total noninterest expense	$4,152,000	2,947
Salaries and employee benefits	$2,968,000	2,499
Premises and equipment expense	$259,000	3,966
Additional noninterest expense	$925,000	3,628
Pre-tax net operating income	$4,712,000	1,433
Securities gains (losses)	$274,000	303
Applicable income taxes	$249,000	2,619
Income before extraordinary items	$4,737,000	1,215
Extraordinary gains, net	$0	9
Net income	$4,737,000	1,215
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,737,000	1,215
Net charge-offs	$-1,000	4,281
Cash dividends	$2,851,000	799
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$4,476,700	1,241
2017-06-30 (YTD Data)		Rank
Total interest income	$5,724,000	2,196
Total interest expense	$759,000	1,853
Net interest income	$4,965,000	2,234
Provision for loan and lease losses	$75,000	2,468
Total noninterest income	$921,000	2,160
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$154,000	2,840
Trading account gains and fees	NA	NA
Additional Noninterest Income	$767,000	1,826
Total noninterest expense	$2,753,000	2,970
Salaries and employee benefits	$1,979,000	2,509
Premises and equipment expense	$181,000	3,885
Additional noninterest expense	$593,000	3,717
Pre-tax net operating income	$3,058,000	1,451
Securities gains (losses)	$223,000	273
Applicable income taxes	$164,000	2,615
Income before extraordinary items	$3,117,000	1,208
Extraordinary gains, net	$0	11
Net income	$3,117,000	1,207
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,117,000	1,208
Net charge-offs	$-1,000	4,147
Cash dividends	$1,901,000	808
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,905,150	1,255
2017-03-31 (YTD Data)		Rank
Total interest income	$2,826,000	2,214
Total interest expense	$364,000	1,892
Net interest income	$2,462,000	2,251
Provision for loan and lease losses	$45,000	2,149
Total noninterest income	$499,000	2,055
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$82,000	2,717
Trading account gains and fees	NA	NA
Additional Noninterest Income	$417,000	1,711
Total noninterest expense	$1,373,000	2,987
Salaries and employee benefits	$948,000	2,629
Premises and equipment expense	$95,000	3,835
Additional noninterest expense	$330,000	3,515
Pre-tax net operating income	$1,543,000	1,408
Securities gains (losses)	$0	1,153
Applicable income taxes	$77,000	2,629
Income before extraordinary items	$1,466,000	1,238
Extraordinary gains, net	$0	8
Net income	$1,466,000	1,237
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,466,000	1,238
Net charge-offs	$-1,000	3,990
Cash dividends	$950,000	773
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,466,000	1,225
2016-12-31 (YTD Data)		Rank
Total interest income	$11,170,000	2,198
Total interest expense	$1,336,000	1,965
Net interest income	$9,834,000	2,214
Provision for loan and lease losses	$150,000	2,726
Total noninterest income	$1,844,000	2,217
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$329,000	2,794
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,515,000	1,869
Total noninterest expense	$5,443,000	3,028
Salaries and employee benefits	$3,807,000	2,592
Premises and equipment expense	$369,000	3,925
Additional noninterest expense	$1,267,000	3,692
Pre-tax net operating income	$6,085,000	1,383
Securities gains (losses)	$108,000	1,285
Applicable income taxes	$310,000	2,630
Income before extraordinary items	$5,883,000	1,221
Extraordinary gains, net	$0	5
Net income	$5,883,000	1,220
Minority interest net income	$0	82
Net income of bank and minority interests.	$5,883,000	1,220
Net charge-offs	$3,000	4,102
Cash dividends	$4,774,000	704
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$5,780,400	1,206
2016-09-30 (YTD Data)		Rank
Total interest income	$8,350,000	2,203
Total interest expense	$1,006,000	1,962
Net interest income	$7,344,000	2,230
Provision for loan and lease losses	$105,000	2,676
Total noninterest income	$1,408,000	2,205
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$247,000	2,801
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,161,000	1,859
Total noninterest expense	$3,863,000	3,135
Salaries and employee benefits	$2,766,000	2,650
Premises and equipment expense	$257,000	4,085
Additional noninterest expense	$840,000	3,991
Pre-tax net operating income	$4,784,000	1,355
Securities gains (losses)	$108,000	1,200
Applicable income taxes	$245,000	2,649
Income before extraordinary items	$4,647,000	1,178
Extraordinary gains, net	$0	5
Net income	$4,647,000	1,178
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,647,000	1,178
Net charge-offs	$3,000	3,728
Cash dividends	$2,862,000	797
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$4,544,400	1,165
2016-06-30 (YTD Data)		Rank
Total interest income	$5,546,000	2,218
Total interest expense	$673,000	1,967
Net interest income	$4,873,000	2,238
Provision for loan and lease losses	$60,000	2,701
Total noninterest income	$934,000	2,188
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$167,000	2,753
Trading account gains and fees	$0	157
Additional Noninterest Income	$767,000	1,837
Total noninterest expense	$2,608,000	3,122
Salaries and employee benefits	$1,849,000	2,659
Premises and equipment expense	$185,000	3,962
Additional noninterest expense	$574,000	3,969
Pre-tax net operating income	$3,139,000	1,370
Securities gains (losses)	$87,000	1,053
Applicable income taxes	$161,000	2,660
Income before extraordinary items	$3,065,000	1,177
Extraordinary gains, net	$0	16
Net income	$3,065,000	1,177
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,065,000	1,177
Net charge-offs	$0	3,689
Cash dividends	$1,912,000	801
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,982,350	1,166
2016-03-31 (YTD Data)		Rank
Total interest income	$2,770,000	2,224
Total interest expense	$339,000	1,954
Net interest income	$2,431,000	2,227
Provision for loan and lease losses	$30,000	2,510
Total noninterest income	$482,000	2,111
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$79,000	2,849
Trading account gains and fees	$0	142
Additional Noninterest Income	$403,000	1,730
Total noninterest expense	$1,294,000	3,155
Salaries and employee benefits	$893,000	2,733
Premises and equipment expense	$95,000	3,941
Additional noninterest expense	$306,000	3,842
Pre-tax net operating income	$1,589,000	1,342
Securities gains (losses)	$0	2,077
Applicable income taxes	$79,000	2,651
Income before extraordinary items	$1,510,000	1,174
Extraordinary gains, net	$0	12
Net income	$1,510,000	1,175
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,510,000	1,175
Net charge-offs	$0	3,094
Cash dividends	$950,000	781
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,510,000	1,142
2015-12-31 (YTD Data)		Rank
Total interest income	$11,030,000	2,180
Total interest expense	$1,396,000	1,879
Net interest income	$9,634,000	2,227
Provision for loan and lease losses	$120,000	2,830
Total noninterest income	$1,411,000	2,564
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$296,000	3,061
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,115,000	2,237
Total noninterest expense	$5,206,000	3,126
Salaries and employee benefits	$3,652,000	2,646
Premises and equipment expense	$309,000	4,429
Additional noninterest expense	$1,245,000	3,848
Pre-tax net operating income	$5,719,000	1,413
Securities gains (losses)	$367,000	465
Applicable income taxes	$305,000	2,652
Income before extraordinary items	$5,781,000	1,211
Extraordinary gains, net	$0	23
Net income	$5,781,000	1,211
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,781,000	1,211
Net charge-offs	$4,000	4,227
Cash dividends	$4,763,000	694
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$5,432,350	1,249
2015-09-30 (YTD Data)		Rank
Total interest income	$8,268,000	2,198
Total interest expense	$1,054,000	1,889
Net interest income	$7,214,000	2,241
Provision for loan and lease losses	$90,000	2,744
Total noninterest income	$1,134,000	2,490
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$214,000	3,150
Trading account gains and fees	$0	153
Additional Noninterest Income	$920,000	2,135
Total noninterest expense	$3,705,000	3,258
Salaries and employee benefits	$2,780,000	2,636
Premises and equipment expense	$203,000	4,691
Additional noninterest expense	$722,000	4,390
Pre-tax net operating income	$4,553,000	1,372
Securities gains (losses)	$366,000	404
Applicable income taxes	$246,000	2,657
Income before extraordinary items	$4,673,000	1,141
Extraordinary gains, net	$0	21
Net income	$4,673,000	1,138
Minority interest net income	$0	78
Net income of bank and minority interests.	$4,673,000	1,141
Net charge-offs	$0	4,182
Cash dividends	$2,851,000	757
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$4,325,300	1,189
2015-06-30 (YTD Data)		Rank
Total interest income	$5,463,000	2,212
Total interest expense	$704,000	1,888
Net interest income	$4,759,000	2,246
Provision for loan and lease losses	$60,000	2,661
Total noninterest income	$738,000	2,538
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$136,000	3,213
Trading account gains and fees	$0	157
Additional Noninterest Income	$602,000	2,177
Total noninterest expense	$2,456,000	3,303
Salaries and employee benefits	$1,853,000	2,651
Premises and equipment expense	$146,000	4,606
Additional noninterest expense	$457,000	4,516
Pre-tax net operating income	$2,981,000	1,386
Securities gains (losses)	$79,000	950
Applicable income taxes	$153,000	2,697
Income before extraordinary items	$2,907,000	1,202
Extraordinary gains, net	$0	22
Net income	$2,907,000	1,203
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,907,000	1,203
Net charge-offs	$0	3,893
Cash dividends	$1,901,000	746
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,831,950	1,199
2015-03-31 (YTD Data)		Rank
Total interest income	$2,694,000	2,235
Total interest expense	$354,000	1,896
Net interest income	$2,340,000	2,281
Provision for loan and lease losses	$30,000	2,461
Total noninterest income	$399,000	2,396
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$71,000	3,105
Trading account gains and fees	$0	152
Additional Noninterest Income	$328,000	2,000
Total noninterest expense	$1,212,000	3,347
Salaries and employee benefits	$900,000	2,726
Premises and equipment expense	$71,000	4,689
Additional noninterest expense	$241,000	4,435
Pre-tax net operating income	$1,497,000	1,344
Securities gains (losses)	$79,000	665
Applicable income taxes	$79,000	2,651
Income before extraordinary items	$1,497,000	1,141
Extraordinary gains, net	$0	13
Net income	$1,497,000	1,142
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,497,000	1,142
Net charge-offs	$0	3,288
Cash dividends	$950,000	716
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,421,950	1,142
2014-12-31 (YTD Data)		Rank
Total interest income	$10,838,000	2,218
Total interest expense	$1,494,000	1,891
Net interest income	$9,344,000	2,275
Provision for loan and lease losses	$120,000	2,961
Total noninterest income	$1,435,000	2,580
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$292,000	3,256
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,143,000	2,148
Total noninterest expense	$4,870,000	3,373
Salaries and employee benefits	$3,467,000	2,773
Premises and equipment expense	$270,000	4,860
Additional noninterest expense	$1,133,000	4,171
Pre-tax net operating income	$5,789,000	1,352
Securities gains (losses)	$36,000	1,962
Applicable income taxes	$296,000	2,650
Income before extraordinary items	$5,529,000	1,189
Extraordinary gains, net	$0	17
Net income	$5,529,000	1,187
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,529,000	1,188
Net charge-offs	$-1,000	5,362
Cash dividends	$3,597,000	801
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$5,494,800	1,169
2014-09-30 (YTD Data)		Rank
Total interest income	$8,059,000	2,254
Total interest expense	$1,124,000	1,912
Net interest income	$6,935,000	2,300
Provision for loan and lease losses	$90,000	2,885
Total noninterest income	$1,078,000	2,596
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$218,000	3,290
Trading account gains and fees	$0	174
Additional Noninterest Income	$860,000	2,151
Total noninterest expense	$3,442,000	3,521
Salaries and employee benefits	$2,539,000	2,838
Premises and equipment expense	$201,000	4,920
Additional noninterest expense	$702,000	4,614
Pre-tax net operating income	$4,481,000	1,324
Securities gains (losses)	$36,000	1,670
Applicable income taxes	$226,000	2,702
Income before extraordinary items	$4,291,000	1,160
Extraordinary gains, net	$0	15
Net income	$4,291,000	1,158
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,291,000	1,159
Net charge-offs	$0	4,696
Cash dividends	$2,636,000	750
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$4,256,800	1,147
2014-06-30 (YTD Data)		Rank
Total interest income	$5,353,000	2,252
Total interest expense	$749,000	1,941
Net interest income	$4,604,000	2,302
Provision for loan and lease losses	$60,000	2,755
Total noninterest income	$729,000	2,535
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$147,000	3,265
Trading account gains and fees	$0	172
Additional Noninterest Income	$582,000	2,102
Total noninterest expense	$2,281,000	3,546
Salaries and employee benefits	$1,715,000	2,822
Premises and equipment expense	$124,000	5,111
Additional noninterest expense	$442,000	4,749
Pre-tax net operating income	$2,992,000	1,284
Securities gains (losses)	$7,000	2,068
Applicable income taxes	$150,000	2,690
Income before extraordinary items	$2,849,000	1,130
Extraordinary gains, net	$0	20
Net income	$2,849,000	1,131
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,849,000	1,131
Net charge-offs	$0	4,375
Cash dividends	$1,685,000	753
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,842,350	1,106
2014-03-31 (YTD Data)		Rank
Total interest income	$2,634,000	2,288
Total interest expense	$383,000	1,941
Net interest income	$2,251,000	2,331
Provision for loan and lease losses	$30,000	2,577
Total noninterest income	$385,000	2,432
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$76,000	3,174
Trading account gains and fees	$0	147
Additional Noninterest Income	$309,000	1,962
Total noninterest expense	$1,102,000	3,653
Salaries and employee benefits	$820,000	2,941
Premises and equipment expense	$72,000	4,889
Additional noninterest expense	$210,000	4,891
Pre-tax net operating income	$1,504,000	1,246
Securities gains (losses)	$0	1,715
Applicable income taxes	$75,000	2,618
Income before extraordinary items	$1,429,000	1,089
Extraordinary gains, net	$0	16
Net income	$1,429,000	1,090
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,429,000	1,090
Net charge-offs	$0	3,660
Cash dividends	$735,000	785
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,429,000	1,070
2013-12-31 (YTD Data)		Rank
Total interest income	$10,720,000	2,265
Total interest expense	$1,659,000	1,995
Net interest income	$9,061,000	2,328
Provision for loan and lease losses	$150,000	3,263
Total noninterest income	$980,000	3,229
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$289,000	3,425
Trading account gains and fees	$0	184
Additional Noninterest Income	$691,000	2,889
Total noninterest expense	$4,453,000	3,666
Salaries and employee benefits	$3,214,000	2,965
Premises and equipment expense	$347,000	4,530
Additional noninterest expense	$892,000	4,833
Pre-tax net operating income	$5,438,000	1,347
Securities gains (losses)	$310,000	679
Applicable income taxes	$290,000	2,665
Income before extraordinary items	$5,458,000	1,137
Extraordinary gains, net	$0	29
Net income	$5,458,000	1,139
Minority interest net income	$0	90
Net income of bank and minority interests.	$5,458,000	1,140
Net charge-offs	$29,000	4,666
Cash dividends	$3,823,000	722
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$5,163,500	1,165
2013-09-30 (YTD Data)		Rank
Total interest income	$8,067,000	2,269
Total interest expense	$1,257,000	2,030
Net interest income	$6,810,000	2,317
Provision for loan and lease losses	$120,000	3,182
Total noninterest income	$705,000	3,364
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$213,000	3,476
Trading account gains and fees	$0	180
Additional Noninterest Income	$492,000	3,046
Total noninterest expense	$3,240,000	3,760
Salaries and employee benefits	$2,401,000	2,993
Premises and equipment expense	$244,000	4,701
Additional noninterest expense	$595,000	5,105
Pre-tax net operating income	$4,155,000	1,351
Securities gains (losses)	$310,000	619
Applicable income taxes	$223,000	2,692
Income before extraordinary items	$4,242,000	1,100
Extraordinary gains, net	$0	25
Net income	$4,242,000	1,102
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,242,000	1,102
Net charge-offs	$30,000	4,187
Cash dividends	$2,873,000	671
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,947,500	1,146
2013-06-30 (YTD Data)		Rank
Total interest income	$5,329,000	2,299
Total interest expense	$847,000	2,036
Net interest income	$4,482,000	2,328
Provision for loan and lease losses	$90,000	3,034
Total noninterest income	$460,000	3,441
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$141,000	3,459
Trading account gains and fees	$0	157
Additional Noninterest Income	$319,000	3,119
Total noninterest expense	$2,213,000	3,724
Salaries and employee benefits	$1,647,000	2,954
Premises and equipment expense	$171,000	4,607
Additional noninterest expense	$395,000	5,125
Pre-tax net operating income	$2,639,000	1,379
Securities gains (losses)	$310,000	544
Applicable income taxes	$147,000	2,708
Income before extraordinary items	$2,802,000	1,103
Extraordinary gains, net	$0	22
Net income	$2,802,000	1,103
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,802,000	1,106
Net charge-offs	$12,000	4,240
Cash dividends	$1,912,000	653
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$2,507,500	1,168
2013-03-31 (YTD Data)		Rank
Total interest income	$2,641,000	2,342
Total interest expense	$438,000	2,029
Net interest income	$2,203,000	2,379
Provision for loan and lease losses	$60,000	2,589
Total noninterest income	$255,000	3,238
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$74,000	3,357
Trading account gains and fees	$0	148
Additional Noninterest Income	$181,000	2,912
Total noninterest expense	$1,007,000	3,972
Salaries and employee benefits	$745,000	3,187
Premises and equipment expense	$86,000	4,635
Additional noninterest expense	$176,000	5,408
Pre-tax net operating income	$1,391,000	1,305
Securities gains (losses)	$310,000	314
Applicable income taxes	$85,000	2,555
Income before extraordinary items	$1,616,000	948
Extraordinary gains, net	$0	10
Net income	$1,616,000	949
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,616,000	950
Net charge-offs	$-1,000	5,189
Cash dividends	$950,000	579
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,321,500	1,078
2012-12-31 (YTD Data)		Rank
Total interest income	$10,629,000	2,423
Total interest expense	$2,037,000	2,109
Net interest income	$8,592,000	2,498
Provision for loan and lease losses	$140,000	4,347
Total noninterest income	$1,237,000	2,911
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$316,000	3,390
Trading account gains and fees	$0	166
Additional Noninterest Income	$921,000	2,487
Total noninterest expense	$4,035,000	4,013
Salaries and employee benefits	$2,889,000	3,215
Premises and equipment expense	$272,000	5,166
Additional noninterest expense	$874,000	5,099
Pre-tax net operating income	$5,654,000	1,229
Securities gains (losses)	$453,000	1,012
Applicable income taxes	$308,000	2,638
Income before extraordinary items	$5,799,000	1,031
Extraordinary gains, net	$0	29
Net income	$5,799,000	1,031
Minority interest net income	$0	93
Net income of bank and minority interests.	$5,799,000	1,031
Net charge-offs	$271,000	3,432
Cash dividends	$3,812,000	722
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$5,368,650	1,047
2012-09-30 (YTD Data)		Rank
Total interest income	$7,940,000	2,484
Total interest expense	$1,556,000	2,155
Net interest income	$6,384,000	2,556
Provision for loan and lease losses	$80,000	4,589
Total noninterest income	$963,000	2,856
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$233,000	3,454
Trading account gains and fees	$0	157
Additional Noninterest Income	$730,000	2,402
Total noninterest expense	$2,901,000	4,143
Salaries and employee benefits	$2,172,000	3,229
Premises and equipment expense	$212,000	5,155
Additional noninterest expense	$517,000	5,617
Pre-tax net operating income	$4,366,000	1,232
Securities gains (losses)	$450,000	814
Applicable income taxes	$241,000	2,669
Income before extraordinary items	$4,575,000	1,012
Extraordinary gains, net	$0	20
Net income	$4,575,000	1,012
Minority interest net income	$0	86
Net income of bank and minority interests.	$4,575,000	1,012
Net charge-offs	$259,000	3,011
Cash dividends	$2,851,000	587
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$4,147,500	1,035
2012-06-30 (YTD Data)		Rank
Total interest income	$5,314,000	2,485
Total interest expense	$1,059,000	2,179
Net interest income	$4,255,000	2,556
Provision for loan and lease losses	$40,000	4,724
Total noninterest income	$637,000	2,831
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$151,000	3,493
Trading account gains and fees	$0	153
Additional Noninterest Income	$486,000	2,373
Total noninterest expense	$1,963,000	4,125
Salaries and employee benefits	$1,478,000	3,183
Premises and equipment expense	$131,000	5,320
Additional noninterest expense	$354,000	5,609
Pre-tax net operating income	$2,889,000	1,233
Securities gains (losses)	$450,000	617
Applicable income taxes	$167,000	2,616
Income before extraordinary items	$3,172,000	959
Extraordinary gains, net	$0	19
Net income	$3,172,000	958
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,172,000	959
Net charge-offs	$260,000	2,463
Cash dividends	$1,901,000	564
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,744,500	1,025
2012-03-31 (YTD Data)		Rank
Total interest income	$2,671,000	2,510
Total interest expense	$546,000	2,189
Net interest income	$2,125,000	2,572
Provision for loan and lease losses	$10,000	4,833
Total noninterest income	$336,000	2,762
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$79,000	3,405
Trading account gains and fees	$0	148
Additional Noninterest Income	$257,000	2,306
Total noninterest expense	$940,000	4,252
Salaries and employee benefits	$708,000	3,313
Premises and equipment expense	$73,000	5,148
Additional noninterest expense	$159,000	5,834
Pre-tax net operating income	$1,511,000	1,156
Securities gains (losses)	$0	2,210
Applicable income taxes	$76,000	2,689
Income before extraordinary items	$1,435,000	1,041
Extraordinary gains, net	$0	19
Net income	$1,435,000	1,043
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,435,000	1,042
Net charge-offs	$17,000	3,772
Cash dividends	$950,000	505
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,435,000	976
2011-12-31 (YTD Data)		Rank
Total interest income	$10,733,000	2,595
Total interest expense	$2,449,000	2,362
Net interest income	$8,284,000	2,643
Provision for loan and lease losses	$25,000	6,126
Total noninterest income	$1,246,000	2,740
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$323,000	3,452
Trading account gains and fees	$0	146
Additional Noninterest Income	$923,000	2,249
Total noninterest expense	$3,958,000	4,140
Salaries and employee benefits	$2,736,000	3,334
Premises and equipment expense	$348,000	4,882
Additional noninterest expense	$874,000	5,231
Pre-tax net operating income	$5,547,000	1,076
Securities gains (losses)	$5,000	3,498
Applicable income taxes	$266,000	2,637
Income before extraordinary items	$5,286,000	951
Extraordinary gains, net	$0	29
Net income	$5,286,000	949
Minority interest net income	$0	96
Net income of bank and minority interests.	$5,286,000	951
Net charge-offs	$268,000	3,935
Cash dividends	$4,072,000	515
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$5,281,250	912
2011-09-30 (YTD Data)		Rank
Total interest income	$8,034,000	2,629
Total interest expense	$1,879,000	2,402
Net interest income	$6,155,000	2,677
Provision for loan and lease losses	$25,000	5,904
Total noninterest income	$971,000	2,664
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$245,000	3,436
Trading account gains and fees	$0	145
Additional Noninterest Income	$726,000	2,173
Total noninterest expense	$2,843,000	4,274
Salaries and employee benefits	$2,050,000	3,331
Premises and equipment expense	$231,000	5,220
Additional noninterest expense	$562,000	5,589
Pre-tax net operating income	$4,258,000	1,082
Securities gains (losses)	$5,000	3,216
Applicable income taxes	$213,000	2,601
Income before extraordinary items	$4,050,000	947
Extraordinary gains, net	$0	21
Net income	$4,050,000	944
Minority interest net income	$0	87
Net income of bank and minority interests.	$4,050,000	947
Net charge-offs	$15,000	5,648
Cash dividends	$3,121,000	438
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$4,045,250	905
2011-06-30 (YTD Data)		Rank
Total interest income	$5,320,000	2,664
Total interest expense	$1,276,000	2,444
Net interest income	$4,044,000	2,711
Provision for loan and lease losses	$25,000	5,594
Total noninterest income	$645,000	2,682
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$163,000	3,436
Trading account gains and fees	$0	153
Additional Noninterest Income	$482,000	2,155
Total noninterest expense	$1,865,000	4,356
Salaries and employee benefits	$1,347,000	3,393
Premises and equipment expense	$129,000	5,634
Additional noninterest expense	$389,000	5,591
Pre-tax net operating income	$2,799,000	1,068
Securities gains (losses)	$0	2,914
Applicable income taxes	$140,000	2,574
Income before extraordinary items	$2,659,000	929
Extraordinary gains, net	$0	15
Net income	$2,659,000	927
Minority interest net income	$0	89
Net income of bank and minority interests.	$2,659,000	929
Net charge-offs	$18,000	5,106
Cash dividends	$1,912,000	451
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$2,659,000	899
2011-03-31 (YTD Data)		Rank
Total interest income	$2,588,000	2,744
Total interest expense	$641,000	2,500
Net interest income	$1,947,000	2,791
Provision for loan and lease losses	$15,000	5,117
Total noninterest income	$328,000	2,678
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$81,000	3,410
Trading account gains and fees	$0	158
Additional Noninterest Income	$247,000	2,173
Total noninterest expense	$938,000	4,373
Salaries and employee benefits	$660,000	3,474
Premises and equipment expense	$57,000	5,916
Additional noninterest expense	$221,000	5,290
Pre-tax net operating income	$1,322,000	1,112
Securities gains (losses)	$0	1,772
Applicable income taxes	$66,000	2,610
Income before extraordinary items	$1,256,000	961
Extraordinary gains, net	$0	9
Net income	$1,256,000	961
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,256,000	961
Net charge-offs	$-1,000	6,209
Cash dividends	$950,000	415
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$1,256,000	939
2010-12-31 (YTD Data)		Rank
Total interest income	$10,644,000	2,803
Total interest expense	$2,950,000	2,644
Net interest income	$7,694,000	2,825
Provision for loan and lease losses	$90,000	6,097
Total noninterest income	$1,070,000	3,119
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$373,000	3,198
Trading account gains and fees	$0	175
Additional Noninterest Income	$697,000	2,699
Total noninterest expense	$3,860,000	4,308
Salaries and employee benefits	$2,584,000	3,498
Premises and equipment expense	$287,000	5,513
Additional noninterest expense	$989,000	5,116
Pre-tax net operating income	$4,814,000	1,063
Securities gains (losses)	$1,000	3,687
Applicable income taxes	$251,000	2,519
Income before extraordinary items	$4,564,000	965
Extraordinary gains, net	$0	29
Net income	$4,564,000	967
Minority interest net income	$0	111
Net income of bank and minority interests.	$4,564,000	968
Net charge-offs	$-35,000	7,547
Cash dividends	$3,100,000	531
Sale, conversion, retirement of capital stock, net	$2,324,000	241
Net operating income	$4,563,050	918
2010-09-30 (YTD Data)		Rank
Total interest income	$7,988,000	2,851
Total interest expense	$2,248,000	2,705
Net interest income	$5,740,000	2,876
Provision for loan and lease losses	$60,000	6,111
Total noninterest income	$785,000	3,186
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$296,000	3,175
Trading account gains and fees	$0	165
Additional Noninterest Income	$489,000	2,790
Total noninterest expense	$2,635,000	4,599
Salaries and employee benefits	$1,812,000	3,719
Premises and equipment expense	$198,000	5,758
Additional noninterest expense	$625,000	5,553
Pre-tax net operating income	$3,830,000	1,066
Securities gains (losses)	$1,000	3,533
Applicable income taxes	$191,000	2,602
Income before extraordinary items	$3,640,000	958
Extraordinary gains, net	$0	23
Net income	$3,640,000	960
Minority interest net income	$0	110
Net income of bank and minority interests.	$3,640,000	960
Net charge-offs	$-33,000	7,602
Cash dividends	$2,419,000	454
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$3,639,050	913
2010-06-30 (YTD Data)		Rank
Total interest income	$5,334,000	2,876
Total interest expense	$1,536,000	2,732
Net interest income	$3,798,000	2,891
Provision for loan and lease losses	$30,000	6,130
Total noninterest income	$497,000	3,235
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$200,000	3,164
Trading account gains and fees	$0	152
Additional Noninterest Income	$297,000	2,853
Total noninterest expense	$1,717,000	4,681
Salaries and employee benefits	$1,203,000	3,758
Premises and equipment expense	$127,000	5,857
Additional noninterest expense	$387,000	5,730
Pre-tax net operating income	$2,548,000	1,049
Securities gains (losses)	$0	3,184
Applicable income taxes	$127,000	2,576
Income before extraordinary items	$2,421,000	930
Extraordinary gains, net	$0	19
Net income	$2,421,000	930
Minority interest net income	$0	105
Net income of bank and minority interests.	$2,421,000	931
Net charge-offs	$-33,000	7,654
Cash dividends	$994,000	743
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$2,421,000	892
2010-03-31 (YTD Data)		Rank
Total interest income	$2,654,000	2,939
Total interest expense	$793,000	2,771
Net interest income	$1,861,000	2,975
Provision for loan and lease losses	$20,000	5,721
Total noninterest income	$299,000	2,868
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$100,000	3,146
Trading account gains and fees	$0	175
Additional Noninterest Income	$199,000	2,411
Total noninterest expense	$841,000	4,766
Salaries and employee benefits	$596,000	3,839
Premises and equipment expense	$72,000	5,682
Additional noninterest expense	$173,000	6,022
Pre-tax net operating income	$1,299,000	1,021
Securities gains (losses)	$0	2,284
Applicable income taxes	$65,000	2,550
Income before extraordinary items	$1,234,000	890
Extraordinary gains, net	$0	16
Net income	$1,234,000	893
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,234,000	894
Net charge-offs	$-25,000	7,691
Cash dividends	$497,000	697
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$1,234,000	864
2009-12-31 (YTD Data)		Rank
Total interest income	$10,467,000	3,118
Total interest expense	$3,624,000	2,964
Net interest income	$6,843,000	3,103
Provision for loan and lease losses	$325,000	5,153
Total noninterest income	$1,218,000	2,950
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$417,000	3,247
Trading account gains and fees	$0	211
Additional Noninterest Income	$801,000	2,454
Total noninterest expense	$3,710,000	4,552
Salaries and employee benefits	$2,360,000	3,860
Premises and equipment expense	$365,000	5,216
Additional noninterest expense	$985,000	5,281
Pre-tax net operating income	$4,026,000	1,031
Securities gains (losses)	$7,000	3,362
Applicable income taxes	$194,000	2,399
Income before extraordinary items	$3,839,000	903
Extraordinary gains, net	$0	34
Net income	$3,839,000	902
Minority interest net income	$0	115
Net income of bank and minority interests.	$3,839,000	902
Net charge-offs	$268,000	4,634
Cash dividends	$2,300,000	783
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$3,832,350	896
2009-09-30 (YTD Data)		Rank
Total interest income	$7,824,000	3,178
Total interest expense	$2,787,000	3,026
Net interest income	$5,037,000	3,169
Provision for loan and lease losses	$220,000	5,038
Total noninterest income	$961,000	2,893
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$312,000	3,268
Trading account gains and fees	$0	212
Additional Noninterest Income	$649,000	2,403
Total noninterest expense	$2,620,000	4,732
Salaries and employee benefits	$1,700,000	4,003
Premises and equipment expense	$253,000	5,443
Additional noninterest expense	$667,000	5,551
Pre-tax net operating income	$3,158,000	1,040
Securities gains (losses)	$5,000	3,160
Applicable income taxes	$158,000	2,526
Income before extraordinary items	$3,005,000	905
Extraordinary gains, net	$0	27
Net income	$3,005,000	906
Minority interest net income	$0	118
Net income of bank and minority interests.	$3,005,000	906
Net charge-offs	$187,000	4,324
Cash dividends	$1,523,000	838
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$3,000,250	899
2009-06-30 (YTD Data)		Rank
Total interest income	$5,190,000	3,223
Total interest expense	$1,896,000	3,091
Net interest income	$3,294,000	3,202
Provision for loan and lease losses	$115,000	5,173
Total noninterest income	$715,000	2,707
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$207,000	3,255
Trading account gains and fees	$0	193
Additional Noninterest Income	$508,000	2,201
Total noninterest expense	$1,784,000	4,717
Salaries and employee benefits	$1,127,000	4,054
Premises and equipment expense	$170,000	5,480
Additional noninterest expense	$487,000	5,312
Pre-tax net operating income	$2,110,000	1,070
Securities gains (losses)	$5,000	2,770
Applicable income taxes	$106,000	2,577
Income before extraordinary items	$2,009,000	945
Extraordinary gains, net	$0	21
Net income	$2,009,000	945
Minority interest net income	$0	112
Net income of bank and minority interests.	$2,009,000	945
Net charge-offs	$15,000	5,781
Cash dividends	$1,015,000	877
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$2,004,250	918
2009-03-31 (YTD Data)		Rank
Total interest income	$2,608,000	3,223
Total interest expense	$967,000	3,133
Net interest income	$1,641,000	3,198
Provision for loan and lease losses	$40,000	5,160
Total noninterest income	$361,000	2,678
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$100,000	3,259
Trading account gains and fees	$0	171
Additional Noninterest Income	$261,000	2,145
Total noninterest expense	$771,000	5,083
Salaries and employee benefits	$566,000	4,074
Premises and equipment expense	$65,000	6,116
Additional noninterest expense	$140,000	6,483
Pre-tax net operating income	$1,191,000	1,070
Securities gains (losses)	$3,000	2,164
Applicable income taxes	$60,000	2,729
Income before extraordinary items	$1,134,000	941
Extraordinary gains, net	$0	15
Net income	$1,134,000	942
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,134,000	943
Net charge-offs	$0	5,728
Cash dividends	$508,000	843
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,131,150	886
2008-12-31 (YTD Data)		Rank
Total interest income	$10,793,000	3,333
Total interest expense	$4,715,000	3,126
Net interest income	$6,078,000	3,442
Provision for loan and lease losses	$0	7,334
Total noninterest income	$1,455,000	2,685
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$452,000	3,219
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,003,000	2,112
Total noninterest expense	$3,270,000	4,844
Salaries and employee benefits	$2,358,000	3,947
Premises and equipment expense	$282,000	5,945
Additional noninterest expense	$630,000	6,109
Pre-tax net operating income	$4,263,000	1,282
Securities gains (losses)	$7,000	2,644
Applicable income taxes	$211,000	2,761
Income before extraordinary items	$4,059,000	1,028
Extraordinary gains, net	$0	39
Net income	$4,059,000	1,027
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,772
Cash dividends	$2,689,000	1,024
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$4,052,350	1,100
2008-09-30 (YTD Data)		Rank
Total interest income	$8,055,000	3,405
Total interest expense	$3,594,000	3,182
Net interest income	$4,461,000	3,524
Provision for loan and lease losses	$0	6,991
Total noninterest income	$1,208,000	2,571
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$345,000	3,213
Trading account gains and fees	$0	148
Additional Noninterest Income	$863,000	2,022
Total noninterest expense	$2,351,000	4,965
Salaries and employee benefits	$1,738,000	4,024
Premises and equipment expense	$214,000	5,932
Additional noninterest expense	$399,000	6,472
Pre-tax net operating income	$3,318,000	1,474
Securities gains (losses)	$0	3,106
Applicable income taxes	$166,000	3,115
Income before extraordinary items	$3,152,000	1,166
Extraordinary gains, net	$0	31
Net income	$3,152,000	1,165
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,771
Cash dividends	$1,512,000	1,293
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$3,152,000	1,241
2008-06-30 (YTD Data)		Rank
Total interest income	$5,320,000	3,477
Total interest expense	$2,435,000	3,252
Net interest income	$2,885,000	3,597
Provision for loan and lease losses	$0	6,671
Total noninterest income	$885,000	2,443
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$224,000	3,251
Trading account gains and fees	$0	149
Additional Noninterest Income	$661,000	1,863
Total noninterest expense	$1,591,000	4,938
Salaries and employee benefits	$1,187,000	3,992
Premises and equipment expense	$141,000	5,996
Additional noninterest expense	$263,000	6,521
Pre-tax net operating income	$2,179,000	1,562
Securities gains (losses)	$0	3,233
Applicable income taxes	$109,000	3,369
Income before extraordinary items	$2,070,000	1,329
Extraordinary gains, net	$0	21
Net income	$2,070,000	1,330
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-41,000	8,218
Cash dividends	$1,004,000	1,378
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$2,070,000	1,300
2008-03-31 (YTD Data)		Rank
Total interest income	$2,680,000	3,547
Total interest expense	$1,266,000	3,320
Net interest income	$1,414,000	3,638
Provision for loan and lease losses	$0	6,080
Total noninterest income	$318,000	3,007
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$113,000	3,189
Trading account gains and fees	$0	158
Additional Noninterest Income	$205,000	2,532
Total noninterest expense	$714,000	5,304
Salaries and employee benefits	$521,000	4,408
Premises and equipment expense	$69,000	6,080
Additional noninterest expense	$124,000	6,644
Pre-tax net operating income	$1,018,000	1,754
Securities gains (losses)	$0	2,688
Applicable income taxes	$51,000	3,537
Income before extraordinary items	$967,000	1,543
Extraordinary gains, net	$0	15
Net income	$967,000	1,546
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	3,284
Cash dividends	$497,000	1,398
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$967,000	1,491
2007-12-31 (YTD Data)		Rank
Total interest income	$10,389,000	3,681
Total interest expense	$5,185,000	3,377
Net interest income	$5,204,000	3,877
Provision for loan and lease losses	$0	6,851
Total noninterest income	$1,102,000	3,343
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$428,000	3,398
Trading account gains and fees	$0	178
Additional Noninterest Income	$674,000	2,814
Total noninterest expense	$2,917,000	5,093
Salaries and employee benefits	$2,063,000	4,299
Premises and equipment expense	$224,000	6,496
Additional noninterest expense	$630,000	6,012
Pre-tax net operating income	$3,389,000	2,246
Securities gains (losses)	$-110,000	8,168
Applicable income taxes	$167,000	4,036
Income before extraordinary items	$3,112,000	1,982
Extraordinary gains, net	$0	39
Net income	$3,112,000	1,981
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	5,502
Cash dividends	$2,894,000	1,234
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$3,216,500	1,911
2007-09-30 (YTD Data)		Rank
Total interest income	$7,761,000	3,692
Total interest expense	$3,887,000	3,374
Net interest income	$3,874,000	3,904
Provision for loan and lease losses	$0	6,528
Total noninterest income	$818,000	3,343
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$305,000	3,486
Trading account gains and fees	$0	184
Additional Noninterest Income	$513,000	2,805
Total noninterest expense	$1,994,000	5,373
Salaries and employee benefits	$1,445,000	4,499
Premises and equipment expense	$169,000	6,489
Additional noninterest expense	$380,000	6,526
Pre-tax net operating income	$2,698,000	2,291
Securities gains (losses)	$-110,000	8,305
Applicable income taxes	$129,000	4,199
Income before extraordinary items	$2,459,000	2,029
Extraordinary gains, net	$0	33
Net income	$2,459,000	2,027
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	4,682
Cash dividends	$1,987,000	1,240
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,563,500	1,951
2007-06-30 (YTD Data)		Rank
Total interest income	$5,173,000	3,703
Total interest expense	$2,581,000	3,370
Net interest income	$2,592,000	3,919
Provision for loan and lease losses	$0	6,209
Total noninterest income	$526,000	3,453
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$195,000	3,565
Trading account gains and fees	$0	168
Additional Noninterest Income	$331,000	2,866
Total noninterest expense	$1,337,000	5,383
Salaries and employee benefits	$958,000	4,550
Premises and equipment expense	$115,000	6,479
Additional noninterest expense	$264,000	6,449
Pre-tax net operating income	$1,781,000	2,356
Securities gains (losses)	$-110,000	8,413
Applicable income taxes	$84,000	4,298
Income before extraordinary items	$1,587,000	2,118
Extraordinary gains, net	$0	29
Net income	$1,587,000	2,117
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	4,783
Cash dividends	$1,328,000	1,232
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,691,500	2,003
2007-03-31 (YTD Data)		Rank
Total interest income	$2,567,000	3,707
Total interest expense	$1,282,000	3,362
Net interest income	$1,285,000	3,943
Provision for loan and lease losses	$0	5,779
Total noninterest income	$260,000	3,434
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$93,000	3,596
Trading account gains and fees	$0	195
Additional Noninterest Income	$167,000	2,832
Total noninterest expense	$663,000	5,438
Salaries and employee benefits	$465,000	4,677
Premises and equipment expense	$57,000	6,519
Additional noninterest expense	$141,000	6,288
Pre-tax net operating income	$882,000	2,377
Securities gains (losses)	$-111,000	8,566
Applicable income taxes	$38,000	4,407
Income before extraordinary items	$733,000	2,221
Extraordinary gains, net	$0	22
Net income	$733,000	2,221
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	3,890
Cash dividends	$659,000	1,137
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$838,450	1,976
2006-12-31 (YTD Data)		Rank
Total interest income	$9,600,000	3,691
Total interest expense	$4,462,000	3,308
Net interest income	$5,138,000	3,927
Provision for loan and lease losses	$0	6,850
Total noninterest income	$989,000	3,573
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$476,000	3,164
Trading account gains and fees	$0	130
Additional Noninterest Income	$513,000	3,294
Total noninterest expense	$2,717,000	5,214
Salaries and employee benefits	$1,926,000	4,397
Premises and equipment expense	$265,000	6,054
Additional noninterest expense	$526,000	6,427
Pre-tax net operating income	$3,410,000	2,531
Securities gains (losses)	$-163,000	8,342
Applicable income taxes	$156,000	4,556
Income before extraordinary items	$3,091,000	2,224
Extraordinary gains, net	$0	51
Net income	$3,091,000	2,224
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,765
Cash dividends	$2,635,000	1,244
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$3,245,850	2,127
2006-09-30 (YTD Data)		Rank
Total interest income	$7,086,000	3,718
Total interest expense	$3,197,000	3,327
Net interest income	$3,889,000	3,927
Provision for loan and lease losses	$0	6,685
Total noninterest income	$761,000	3,505
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$361,000	3,156
Trading account gains and fees	$0	126
Additional Noninterest Income	$400,000	3,220
Total noninterest expense	$1,961,000	5,324
Salaries and employee benefits	$1,384,000	4,515
Premises and equipment expense	$231,000	5,703
Additional noninterest expense	$346,000	6,746
Pre-tax net operating income	$2,689,000	2,511
Securities gains (losses)	$-163,000	8,511
Applicable income taxes	$126,000	4,693
Income before extraordinary items	$2,400,000	2,217
Extraordinary gains, net	$0	45
Net income	$2,400,000	2,220
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$1,976,000	1,172
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,554,850	2,103
2006-06-30 (YTD Data)		Rank
Total interest income	$4,639,000	3,710
Total interest expense	$2,010,000	3,361
Net interest income	$2,629,000	3,906
Provision for loan and lease losses	$0	6,419
Total noninterest income	$519,000	3,442
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$241,000	3,143
Trading account gains and fees	$0	126
Additional Noninterest Income	$278,000	3,155
Total noninterest expense	$1,339,000	5,258
Salaries and employee benefits	$928,000	4,514
Premises and equipment expense	$166,000	5,500
Additional noninterest expense	$245,000	6,615
Pre-tax net operating income	$1,809,000	2,508
Securities gains (losses)	$-163,000	8,614
Applicable income taxes	$82,000	4,751
Income before extraordinary items	$1,564,000	2,267
Extraordinary gains, net	$0	39
Net income	$1,564,000	2,270
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$1,318,000	1,159
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,718,850	2,082
2006-03-31 (YTD Data)		Rank
Total interest income	$2,272,000	3,716
Total interest expense	$967,000	3,340
Net interest income	$1,305,000	3,932
Provision for loan and lease losses	$0	6,013
Total noninterest income	$247,000	3,501
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$112,000	3,228
Trading account gains and fees	$0	115
Additional Noninterest Income	$135,000	3,166
Total noninterest expense	$656,000	5,330
Salaries and employee benefits	$445,000	4,681
Premises and equipment expense	$80,000	5,635
Additional noninterest expense	$131,000	6,438
Pre-tax net operating income	$896,000	2,477
Securities gains (losses)	$-163,000	8,699
Applicable income taxes	$37,000	4,820
Income before extraordinary items	$696,000	2,453
Extraordinary gains, net	$0	21
Net income	$696,000	2,455
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$659,000	1,070
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$850,850	2,061
2005-12-31 (YTD Data)		Rank
Total interest income	$7,838,000	3,815
Total interest expense	$2,949,000	3,378
Net interest income	$4,889,000	4,019
Provision for loan and lease losses	$0	7,120
Total noninterest income	$1,029,000	3,489
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$445,000	3,302
Trading account gains and fees	$0	138
Additional Noninterest Income	$584,000	3,111
Total noninterest expense	$2,591,000	5,251
Salaries and employee benefits	$1,819,000	4,443
Premises and equipment expense	$237,000	6,342
Additional noninterest expense	$535,000	6,381
Pre-tax net operating income	$3,327,000	2,551
Securities gains (losses)	$-38,000	8,084
Applicable income taxes	$175,000	4,828
Income before extraordinary items	$3,114,000	2,175
Extraordinary gains, net	$0	46
Net income	$3,114,000	2,176
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-329,000	8,758
Cash dividends	$2,602,000	1,162
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$3,150,100	2,136
2005-09-30 (YTD Data)		Rank
Total interest income	$5,671,000	3,868
Total interest expense	$2,039,000	3,458
Net interest income	$3,632,000	4,045
Provision for loan and lease losses	$0	6,899
Total noninterest income	$780,000	3,467
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$314,000	3,455
Trading account gains and fees	$0	126
Additional Noninterest Income	$466,000	3,016
Total noninterest expense	$1,800,000	5,481
Salaries and employee benefits	$1,321,000	4,515
Premises and equipment expense	$171,000	6,411
Additional noninterest expense	$308,000	7,039
Pre-tax net operating income	$2,612,000	2,491
Securities gains (losses)	$4,000	1,810
Applicable income taxes	$131,000	4,973
Income before extraordinary items	$2,485,000	2,077
Extraordinary gains, net	$0	35
Net income	$2,485,000	2,076
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-336,000	8,791
Cash dividends	$1,835,000	1,139
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,481,200	2,046
2005-06-30 (YTD Data)		Rank
Total interest income	$3,651,000	3,911
Total interest expense	$1,251,000	3,518
Net interest income	$2,400,000	4,050
Provision for loan and lease losses	$0	6,626
Total noninterest income	$440,000	3,810
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$196,000	3,550
Trading account gains and fees	$0	116
Additional Noninterest Income	$244,000	3,406
Total noninterest expense	$1,149,000	5,610
Salaries and employee benefits	$835,000	4,674
Premises and equipment expense	$112,000	6,458
Additional noninterest expense	$202,000	7,063
Pre-tax net operating income	$1,691,000	2,492
Securities gains (losses)	$4,000	1,659
Applicable income taxes	$85,000	5,018
Income before extraordinary items	$1,610,000	2,106
Extraordinary gains, net	$0	30
Net income	$1,610,000	2,105
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	4,682
Cash dividends	$1,220,000	1,101
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,606,200	2,075
2005-03-31 (YTD Data)		Rank
Total interest income	$1,766,000	3,978
Total interest expense	$581,000	3,594
Net interest income	$1,185,000	4,099
Provision for loan and lease losses	$0	6,226
Total noninterest income	$228,000	3,678
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$93,000	3,609
Trading account gains and fees	$0	115
Additional Noninterest Income	$135,000	3,174
Total noninterest expense	$560,000	5,726
Salaries and employee benefits	$415,000	4,699
Premises and equipment expense	$48,000	6,855
Additional noninterest expense	$97,000	7,205
Pre-tax net operating income	$853,000	2,438
Securities gains (losses)	$0	1,685
Applicable income taxes	$43,000	4,951
Income before extraordinary items	$810,000	2,056
Extraordinary gains, net	$0	24
Net income	$810,000	2,057
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	3,734
Cash dividends	$615,000	1,011
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$810,000	2,022
2004-12-31 (YTD Data)		Rank
Total interest income	$6,738,000	3,920
Total interest expense	$2,179,000	3,403
Net interest income	$4,559,000	4,079
Provision for loan and lease losses	$0	7,314
Total noninterest income	$1,170,000	3,184
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$411,000	3,582
Trading account gains and fees	$0	138
Additional Noninterest Income	$759,000	2,583
Total noninterest expense	$2,559,000	5,222
Salaries and employee benefits	$1,649,000	4,635
Premises and equipment expense	$287,000	5,795
Additional noninterest expense	$623,000	5,866
Pre-tax net operating income	$3,170,000	2,468
Securities gains (losses)	$23,000	2,306
Applicable income taxes	$154,000	5,062
Income before extraordinary items	$3,039,000	2,052
Extraordinary gains, net	$0	34
Net income	$3,039,000	2,053
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-111,000	8,805
Cash dividends	$2,549,000	1,106
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$3,017,150	2,023
2004-09-30 (YTD Data)		Rank
Total interest income	$5,003,000	3,934
Total interest expense	$1,639,000	3,346
Net interest income	$3,364,000	4,125
Provision for loan and lease losses	$0	7,100
Total noninterest income	$959,000	3,018
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$304,000	3,635
Trading account gains and fees	$0	134
Additional Noninterest Income	$655,000	2,369
Total noninterest expense	$1,779,000	5,442
Salaries and employee benefits	$1,195,000	4,696
Premises and equipment expense	$195,000	6,068
Additional noninterest expense	$389,000	6,393
Pre-tax net operating income	$2,544,000	2,348
Securities gains (losses)	$23,000	2,216
Applicable income taxes	$128,000	5,064
Income before extraordinary items	$2,439,000	1,945
Extraordinary gains, net	$0	26
Net income	$2,439,000	1,946
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-57,000	8,695
Cash dividends	$1,469,000	1,295
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,417,150	1,910
2004-06-30 (YTD Data)		Rank
Total interest income	$3,296,000	3,967
Total interest expense	$1,097,000	3,314
Net interest income	$2,199,000	4,188
Provision for loan and lease losses	$0	6,885
Total noninterest income	$470,000	3,712
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$200,000	3,646
Trading account gains and fees	$0	130
Additional Noninterest Income	$270,000	3,172
Total noninterest expense	$1,098,000	5,716
Salaries and employee benefits	$763,000	4,876
Premises and equipment expense	$104,000	6,700
Additional noninterest expense	$231,000	6,774
Pre-tax net operating income	$1,571,000	2,492
Securities gains (losses)	$20,000	2,036
Applicable income taxes	$79,000	5,131
Income before extraordinary items	$1,512,000	2,056
Extraordinary gains, net	$0	21
Net income	$1,512,000	2,057
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	4,984
Cash dividends	$983,000	1,318
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,493,000	2,025
2004-03-31 (YTD Data)		Rank
Total interest income	$1,627,000	4,011
Total interest expense	$550,000	3,351
Net interest income	$1,077,000	4,258
Provision for loan and lease losses	$0	6,501
Total noninterest income	$217,000	3,867
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$92,000	3,771
Trading account gains and fees	$0	121
Additional Noninterest Income	$125,000	3,263
Total noninterest expense	$544,000	5,759
Salaries and employee benefits	$382,000	4,895
Premises and equipment expense	$50,000	6,793
Additional noninterest expense	$112,000	6,871
Pre-tax net operating income	$750,000	2,565
Securities gains (losses)	$13,000	1,918
Applicable income taxes	$38,000	5,155
Income before extraordinary items	$725,000	2,104
Extraordinary gains, net	$0	16
Net income	$725,000	2,104
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,968
Cash dividends	$486,000	1,267
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$712,650	2,062
2003-12-31 (YTD Data)		Rank
Total interest income	$6,672,000	3,969
Total interest expense	$2,313,000	3,558
Net interest income	$4,359,000	4,096
Provision for loan and lease losses	$440,000	2,407
Total noninterest income	$1,106,000	3,497
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$431,000	3,484
Trading account gains and fees	$0	160
Additional Noninterest Income	$675,000	3,040
Total noninterest expense	$2,170,000	5,724
Salaries and employee benefits	$1,469,000	4,910
Premises and equipment expense	$223,000	6,510
Additional noninterest expense	$478,000	6,689
Pre-tax net operating income	$2,855,000	2,612
Securities gains (losses)	$0	4,500
Applicable income taxes	$141,000	5,353
Income before extraordinary items	$2,714,000	2,227
Extraordinary gains, net	$0	54
Net income	$2,714,000	2,227
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$559,000	1,474
Cash dividends	$2,279,000	1,246
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,714,000	2,124
2003-09-30 (YTD Data)		Rank
Total interest income	$5,039,000	4,003
Total interest expense	$1,751,000	3,644
Net interest income	$3,288,000	4,099
Provision for loan and lease losses	$410,000	1,983
Total noninterest income	$896,000	3,382
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$327,000	3,451
Trading account gains and fees	$0	153
Additional Noninterest Income	$569,000	2,905
Total noninterest expense	$1,564,000	5,837
Salaries and employee benefits	$1,096,000	4,921
Premises and equipment expense	$162,000	6,596
Additional noninterest expense	$306,000	7,086
Pre-tax net operating income	$2,210,000	2,634
Securities gains (losses)	$0	4,204
Applicable income taxes	$116,000	5,404
Income before extraordinary items	$2,094,000	2,235
Extraordinary gains, net	$0	40
Net income	$2,094,000	2,233
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$549,000	1,086
Cash dividends	$1,523,000	1,249
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$2,094,000	2,120
2003-06-30 (YTD Data)		Rank
Total interest income	$3,372,000	4,032
Total interest expense	$1,186,000	3,702
Net interest income	$2,186,000	4,110
Provision for loan and lease losses	$400,000	1,388
Total noninterest income	$596,000	3,365
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$215,000	3,448
Trading account gains and fees	$0	150
Additional Noninterest Income	$381,000	2,873
Total noninterest expense	$1,058,000	5,797
Salaries and employee benefits	$742,000	4,870
Premises and equipment expense	$107,000	6,600
Additional noninterest expense	$209,000	7,022
Pre-tax net operating income	$1,324,000	2,865
Securities gains (losses)	$0	3,782
Applicable income taxes	$71,000	5,543
Income before extraordinary items	$1,253,000	2,473
Extraordinary gains, net	$0	30
Net income	$1,253,000	2,471
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$519,000	826
Cash dividends	$1,015,000	1,276
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,253,000	2,337
2003-03-31 (YTD Data)		Rank
Total interest income	$1,691,000	4,038
Total interest expense	$609,000	3,701
Net interest income	$1,082,000	4,156
Provision for loan and lease losses	$0	6,934
Total noninterest income	$300,000	3,244
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$104,000	3,444
Trading account gains and fees	$0	134
Additional Noninterest Income	$196,000	2,753
Total noninterest expense	$517,000	5,889
Salaries and employee benefits	$384,000	4,751
Premises and equipment expense	$53,000	6,622
Additional noninterest expense	$80,000	7,665
Pre-tax net operating income	$865,000	2,316
Securities gains (losses)	$0	2,891
Applicable income taxes	$43,000	5,304
Income before extraordinary items	$822,000	1,924
Extraordinary gains, net	$0	21
Net income	$822,000	1,923
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-32,000	9,012
Cash dividends	$518,000	1,161
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$822,000	1,817
2002-12-31 (YTD Data)		Rank
Total interest income	$7,348,000	3,894
Total interest expense	$3,048,000	3,499
Net interest income	$4,300,000	4,127
Provision for loan and lease losses	$435,000	2,656
Total noninterest income	$981,000	3,527
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$427,000	3,373
Trading account gains and fees	$0	153
Additional Noninterest Income	$554,000	3,102
Total noninterest expense	$2,186,000	5,553
Salaries and employee benefits	$1,436,000	4,851
Premises and equipment expense	$262,000	5,976
Additional noninterest expense	$488,000	6,576
Pre-tax net operating income	$2,660,000	2,759
Securities gains (losses)	$0	4,537
Applicable income taxes	$133,000	5,668
Income before extraordinary items	$2,527,000	2,329
Extraordinary gains, net	$0	70
Net income	$2,527,000	2,328
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$282,000	2,457
Cash dividends	$1,835,000	1,409
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,527,000	2,252
2001-12-31 (YTD Data)		Rank
Total interest income	$8,765,000	3,713
Total interest expense	$4,528,000	3,430
Net interest income	$4,237,000	3,946
Provision for loan and lease losses	$2,200,000	650
Total noninterest income	$840,000	3,724
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$358,000	3,704
Trading account gains and fees	$0	177
Additional Noninterest Income	$482,000	3,187
Total noninterest expense	$2,036,000	5,665
Salaries and employee benefits	$1,304,000	5,022
Premises and equipment expense	$261,000	5,952
Additional noninterest expense	$471,000	6,644
Pre-tax net operating income	$841,000	5,358
Securities gains (losses)	$0	4,612
Applicable income taxes	$41,000	6,866
Income before extraordinary items	$800,000	4,875
Extraordinary gains, net	$0	105
Net income	$800,000	4,878
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,241,000	529
Cash dividends	$1,253,000	1,901
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$800,000	4,764
2000-12-31 (YTD Data)		Rank
Total interest income	$9,153,000	3,678
Total interest expense	$4,315,000	3,750
Net interest income	$4,838,000	3,582
Provision for loan and lease losses	$250,000	3,225
Total noninterest income	$626,000	4,304
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$344,000	3,646
Trading account gains and fees	$0	180
Additional Noninterest Income	$282,000	4,056
Total noninterest expense	$2,202,000	5,330
Salaries and employee benefits	$1,398,000	4,622
Premises and equipment expense	$295,000	5,479
Additional noninterest expense	$509,000	6,360
Pre-tax net operating income	$3,012,000	2,383
Securities gains (losses)	$-1,000	7,406
Applicable income taxes	$920,000	2,278
Income before extraordinary items	$2,091,000	2,452
Extraordinary gains, net	$0	38
Net income	$2,091,000	2,451
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-34,000	9,527
Cash dividends	$12,587,000	314
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$2,091,690	2,458
1999-12-31 (YTD Data)		Rank
Total interest income	$7,974,000	3,914
Total interest expense	$3,522,000	4,022
Net interest income	$4,452,000	3,822
Provision for loan and lease losses	$50,000	6,505
Total noninterest income	$585,000	4,500
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$330,000	3,716
Trading account gains and fees	$0	173
Additional Noninterest Income	$255,000	4,389
Total noninterest expense	$2,300,000	5,158
Salaries and employee benefits	$1,264,000	4,974
Premises and equipment expense	$289,000	5,583
Additional noninterest expense	$747,000	5,028
Pre-tax net operating income	$2,687,000	2,637
Securities gains (losses)	$0	3,155
Applicable income taxes	$877,000	2,437
Income before extraordinary items	$1,810,000	2,794
Extraordinary gains, net	$0	35
Net income	$1,810,000	2,795
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	9,311
Cash dividends	$432,000	3,785
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,810,000	2,757
1998-12-31 (YTD Data)		Rank
Total interest income	$7,918,000	3,972
Total interest expense	$3,559,000	4,064
Net interest income	$4,359,000	3,841
Provision for loan and lease losses	$0	8,652
Total noninterest income	$540,000	4,716
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$316,000	3,783
Trading account gains and fees	$0	224
Additional Noninterest Income	$224,000	4,681
Total noninterest expense	$2,109,000	5,384
Salaries and employee benefits	$1,239,000	4,951
Premises and equipment expense	$167,000	7,299
Additional noninterest expense	$703,000	5,147
Pre-tax net operating income	$2,790,000	2,538
Securities gains (losses)	$0	4,449
Applicable income taxes	$890,000	2,521
Income before extraordinary items	$1,900,000	2,678
Extraordinary gains, net	$0	32
Net income	$1,900,000	2,679
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	6,450
Cash dividends	$432,000	3,849
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,900,000	2,598
1997-12-31 (YTD Data)		Rank
Total interest income	$7,810,000	4,056
Total interest expense	$3,342,000	4,291
Net interest income	$4,468,000	3,837
Provision for loan and lease losses	$0	8,829
Total noninterest income	$510,000	4,946
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$316,000	3,910
Trading account gains and fees	$0	239
Additional Noninterest Income	$194,000	5,030
Total noninterest expense	$2,128,000	5,415
Salaries and employee benefits	$1,226,000	5,000
Premises and equipment expense	$185,000	7,111
Additional noninterest expense	$717,000	5,122
Pre-tax net operating income	$2,850,000	2,597
Securities gains (losses)	$0	3,944
Applicable income taxes	$910,000	2,635
Income before extraordinary items	$1,940,000	2,652
Extraordinary gains, net	$0	44
Net income	$1,940,000	2,651
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	7,272
Cash dividends	$389,000	4,048
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,940,000	2,608
1996-12-31 (YTD Data)		Rank
Total interest income	$7,650,000	4,202
Total interest expense	$3,420,000	4,271
Net interest income	$4,230,000	4,107
Provision for loan and lease losses	$0	9,041
Total noninterest income	$422,000	5,777
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$300,000	4,229
Trading account gains and fees	$0	262
Additional Noninterest Income	$122,000	6,546
Total noninterest expense	$2,017,000	5,916
Salaries and employee benefits	$1,129,000	5,483
Premises and equipment expense	$210,000	6,860
Additional noninterest expense	$678,000	5,867
Pre-tax net operating income	$2,635,000	2,654
Securities gains (losses)	$0	4,148
Applicable income taxes	$853,000	2,691
Income before extraordinary items	$1,782,000	2,726
Extraordinary gains, net	$0	53
Net income	$1,782,000	2,727
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-16,000	10,584
Cash dividends	$346,000	4,231
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,782,000	2,678
1995-12-31 (YTD Data)		Rank
Total interest income	$6,901,000	4,622
Total interest expense	$3,319,000	4,350
Net interest income	$3,582,000	4,754
Provision for loan and lease losses	$0	8,958
Total noninterest income	$363,000	6,339
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$281,000	4,520
Trading account gains and fees	$0	522
Additional Noninterest Income	$82,000	7,878
Total noninterest expense	$1,768,000	6,549
Salaries and employee benefits	$984,000	6,145
Premises and equipment expense	$198,000	7,235
Additional noninterest expense	$586,000	6,624
Pre-tax net operating income	$2,177,000	3,241
Securities gains (losses)	$0	3,831
Applicable income taxes	$696,000	3,254
Income before extraordinary items	$1,481,000	3,283
Extraordinary gains, net	$0	65
Net income	$1,481,000	3,282
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	10,260
Cash dividends	$302,000	4,473
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,481,000	3,261
1994-12-31 (YTD Data)		Rank
Total interest income	$6,189,000	4,727
Total interest expense	$2,584,000	4,508
Net interest income	$3,605,000	4,816
Provision for loan and lease losses	$0	9,146
Total noninterest income	$296,000	7,300
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$241,000	5,174
Trading account gains and fees	$0	475
Additional Noninterest Income	$55,000	9,362
Total noninterest expense	$1,866,000	6,532
Salaries and employee benefits	$928,000	6,473
Premises and equipment expense	$190,000	7,649
Additional noninterest expense	$748,000	6,003
Pre-tax net operating income	$2,035,000	3,371
Securities gains (losses)	$0	3,600
Applicable income taxes	$649,000	3,287
Income before extraordinary items	$1,386,000	3,400
Extraordinary gains, net	$0	249
Net income	$1,386,000	3,411
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-44,000	11,809
Cash dividends	$302,000	4,411
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,386,000	3,428
1993-12-31 (YTD Data)		Rank
Total interest income	$6,348,000	4,716
Total interest expense	$2,580,000	4,673
Net interest income	$3,768,000	4,649
Provision for loan and lease losses	$0	10,371
Total noninterest income	$310,000	7,513
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$217,000	5,656
Trading account gains and fees	$0	532
Additional Noninterest Income	$93,000	8,112
Total noninterest expense	$1,860,000	6,731
Salaries and employee benefits	$973,000	6,290
Premises and equipment expense	$180,000	8,142
Additional noninterest expense	$707,000	6,512
Pre-tax net operating income	$2,218,000	3,005
Securities gains (losses)	$0	7,477
Applicable income taxes	$768,000	2,846
Income before extraordinary items	$1,450,000	3,344
Extraordinary gains, net	$0	3,149
Net income	$1,450,000	3,449
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-74,000	12,835
Cash dividends	$302,000	4,346
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,450,000	3,161
1992-12-31 (YTD Data)		Rank
Total interest income	$7,171,000	4,727
Total interest expense	$3,404,000	4,654
Net interest income	$3,767,000	4,706
Provision for loan and lease losses	$0	11,756
Total noninterest income	$307,000	7,633
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$207,000	5,857
Trading account gains and fees	NA	NA
Additional Noninterest Income	$100,000	8,063
Total noninterest expense	$1,794,000	6,963
Salaries and employee benefits	$956,000	6,290
Premises and equipment expense	$121,000	9,986
Additional noninterest expense	$717,000	6,656
Pre-tax net operating income	$2,280,000	2,738
Securities gains (losses)	$0	8,369
Applicable income taxes	$749,000	2,779
Income before extraordinary items	$1,531,000	3,020
Extraordinary gains, net	$0	1,422
Net income	$1,531,000	3,051
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	12,698
Cash dividends	$263,000	4,355
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,531,000	2,800

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.