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MarinerBank, Income and Expense

2006-09-30 (YTD Data)		Rank
Total interest income	$2,583,000	6,485
Total interest expense	$797,000	6,798
Net interest income	$1,786,000	6,205
Provision for loan and lease losses	$68,000	4,698
Total noninterest income	$40,000	8,277
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$6,000	7,517
Trading account gains and fees	$0	126
Additional Noninterest Income	$34,000	7,391
Total noninterest expense	$1,340,000	6,470
Salaries and employee benefits	$689,000	6,599
Premises and equipment expense	$143,000	6,849
Additional noninterest expense	$508,000	5,724
Pre-tax net operating income	$418,000	6,535
Securities gains (losses)	$0	1,388
Applicable income taxes	$84,000	5,083
Income before extraordinary items	$334,000	6,538
Extraordinary gains, net	$0	45
Net income	$334,000	6,539
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$44,000	834
Net operating income	$334,000	6,542
2006-06-30 (YTD Data)		Rank
Total interest income	$1,686,000	6,524
Total interest expense	$494,000	6,871
Net interest income	$1,192,000	6,237
Provision for loan and lease losses	$68,000	3,941
Total noninterest income	$27,000	8,332
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$4,000	7,559
Trading account gains and fees	$0	126
Additional Noninterest Income	$23,000	7,410
Total noninterest expense	$880,000	6,536
Salaries and employee benefits	$468,000	6,598
Premises and equipment expense	$94,000	6,899
Additional noninterest expense	$318,000	5,891
Pre-tax net operating income	$271,000	6,635
Securities gains (losses)	$0	1,185
Applicable income taxes	$54,000	5,169
Income before extraordinary items	$217,000	6,617
Extraordinary gains, net	$0	39
Net income	$217,000	6,618
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$33,000	687
Net operating income	$217,000	6,611
2006-03-31 (YTD Data)		Rank
Total interest income	$814,000	6,598
Total interest expense	$231,000	6,935
Net interest income	$583,000	6,306
Provision for loan and lease losses	$23,000	4,400
Total noninterest income	$13,000	8,341
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$2,000	7,586
Trading account gains and fees	$0	115
Additional Noninterest Income	$11,000	7,462
Total noninterest expense	$422,000	6,634
Salaries and employee benefits	$228,000	6,676
Premises and equipment expense	$47,000	6,882
Additional noninterest expense	$147,000	6,114
Pre-tax net operating income	$151,000	6,406
Securities gains (losses)	$0	955
Applicable income taxes	$30,000	5,017
Income before extraordinary items	$121,000	6,391
Extraordinary gains, net	$0	21
Net income	$121,000	6,391
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$10,000	551
Net operating income	$121,000	6,391
2005-12-31 (YTD Data)		Rank
Total interest income	$2,790,000	6,765
Total interest expense	$626,000	7,258
Net interest income	$2,164,000	6,428
Provision for loan and lease losses	$50,000	5,734
Total noninterest income	$41,000	8,478
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$8,000	7,619
Trading account gains and fees	$0	138
Additional Noninterest Income	$33,000	7,787
Total noninterest expense	$1,595,000	6,730
Salaries and employee benefits	$864,000	6,739
Premises and equipment expense	$158,000	7,188
Additional noninterest expense	$573,000	6,197
Pre-tax net operating income	$560,000	6,544
Securities gains (losses)	$0	2,296
Applicable income taxes	$0	6,964
Income before extraordinary items	$560,000	6,146
Extraordinary gains, net	$0	46
Net income	$560,000	6,151
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	5,831
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$121,000	700
Net operating income	$560,000	6,110
2005-09-30 (YTD Data)		Rank
Total interest income	$2,002,000	6,865
Total interest expense	$427,000	7,364
Net interest income	$1,575,000	6,546
Provision for loan and lease losses	$45,000	5,313
Total noninterest income	$28,000	8,558
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$6,000	7,666
Trading account gains and fees	$0	126
Additional Noninterest Income	$22,000	7,899
Total noninterest expense	$1,116,000	6,909
Salaries and employee benefits	$599,000	6,937
Premises and equipment expense	$112,000	7,293
Additional noninterest expense	$405,000	6,316
Pre-tax net operating income	$442,000	6,609
Securities gains (losses)	$0	2,317
Applicable income taxes	$0	6,976
Income before extraordinary items	$442,000	6,160
Extraordinary gains, net	$0	35
Net income	$442,000	6,165
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	5,184
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$57,000	620
Net operating income	$442,000	6,127
2005-06-30 (YTD Data)		Rank
Total interest income	$1,265,000	6,957
Total interest expense	$256,000	7,475
Net interest income	$1,009,000	6,638
Provision for loan and lease losses	$42,000	4,804
Total noninterest income	$18,000	8,564
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$4,000	7,684
Trading account gains and fees	$0	116
Additional Noninterest Income	$14,000	7,946
Total noninterest expense	$714,000	7,014
Salaries and employee benefits	$390,000	6,987
Premises and equipment expense	$73,000	7,338
Additional noninterest expense	$251,000	6,525
Pre-tax net operating income	$271,000	6,767
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,961
Income before extraordinary items	$271,000	6,348
Extraordinary gains, net	$0	30
Net income	$271,000	6,349
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	4,491
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$37,000	522
Net operating income	$271,000	6,292
2005-03-31 (YTD Data)		Rank
Total interest income	$588,000	7,151
Total interest expense	$115,000	7,634
Net interest income	$473,000	6,848
Provision for loan and lease losses	$14,000	5,196
Total noninterest income	$7,000	8,687
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$2,000	7,752
Trading account gains and fees	$0	115
Additional Noninterest Income	$5,000	8,232
Total noninterest expense	$347,000	7,119
Salaries and employee benefits	$188,000	7,135
Premises and equipment expense	$36,000	7,416
Additional noninterest expense	$123,000	6,592
Pre-tax net operating income	$119,000	6,968
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$119,000	6,588
Extraordinary gains, net	$0	24
Net income	$119,000	6,589
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	3,295
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$37,000	344
Net operating income	$119,000	6,549
2004-12-31 (YTD Data)		Rank
Total interest income	$1,725,000	7,665
Total interest expense	$257,000	8,258
Net interest income	$1,468,000	7,350
Provision for loan and lease losses	$111,000	4,831
Total noninterest income	$25,000	8,751
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$8,000	7,802
Trading account gains and fees	$0	138
Additional Noninterest Income	$17,000	8,308
Total noninterest expense	$1,238,000	7,378
Salaries and employee benefits	$681,000	7,349
Premises and equipment expense	$127,000	7,619
Additional noninterest expense	$430,000	6,960
Pre-tax net operating income	$144,000	7,966
Securities gains (losses)	$0	3,819
Applicable income taxes	$0	7,185
Income before extraordinary items	$144,000	7,909
Extraordinary gains, net	$0	34
Net income	$144,000	7,909
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,973
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$26,000	772
Net operating income	$144,000	7,863
2004-09-30 (YTD Data)		Rank
Total interest income	$1,177,000	7,841
Total interest expense	$184,000	8,344
Net interest income	$993,000	7,590
Provision for loan and lease losses	$75,000	4,788
Total noninterest income	$17,000	8,834
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$6,000	7,841
Trading account gains and fees	$0	134
Additional Noninterest Income	$11,000	8,414
Total noninterest expense	$874,000	7,467
Salaries and employee benefits	$477,000	7,462
Premises and equipment expense	$91,000	7,696
Additional noninterest expense	$306,000	7,038
Pre-tax net operating income	$61,000	8,271
Securities gains (losses)	$0	3,710
Applicable income taxes	$0	7,220
Income before extraordinary items	$61,000	8,271
Extraordinary gains, net	$0	26
Net income	$61,000	8,273
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,496
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$12,000	684
Net operating income	$61,000	8,230
2004-06-30 (YTD Data)		Rank
Total interest income	$716,000	8,052
Total interest expense	$110,000	8,496
Net interest income	$606,000	7,800
Provision for loan and lease losses	$30,000	5,293
Total noninterest income	$10,000	8,900
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$4,000	7,894
Trading account gains and fees	$0	130
Additional Noninterest Income	$6,000	8,561
Total noninterest expense	$541,000	7,663
Salaries and employee benefits	$301,000	7,673
Premises and equipment expense	$57,000	7,822
Additional noninterest expense	$183,000	7,336
Pre-tax net operating income	$45,000	8,270
Securities gains (losses)	$0	3,413
Applicable income taxes	$0	7,214
Income before extraordinary items	$45,000	8,269
Extraordinary gains, net	$0	21
Net income	$45,000	8,271
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$12,000	578
Net operating income	$45,000	8,207
2004-03-31 (YTD Data)		Rank
Total interest income	$342,000	8,176
Total interest expense	$46,000	8,676
Net interest income	$296,000	7,876
Provision for loan and lease losses	$15,000	5,048
Total noninterest income	$4,000	8,960
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$2,000	7,896
Trading account gains and fees	$0	121
Additional Noninterest Income	$2,000	8,709
Total noninterest expense	$268,000	7,734
Salaries and employee benefits	$150,000	7,700
Premises and equipment expense	$26,000	7,959
Additional noninterest expense	$92,000	7,332
Pre-tax net operating income	$17,000	8,350
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$17,000	8,378
Extraordinary gains, net	$0	16
Net income	$17,000	8,379
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$12,000	397
Net operating income	$17,000	8,310
2003-12-31 (YTD Data)		Rank
Total interest income	$843,000	8,725
Total interest expense	$108,000	8,938
Net interest income	$735,000	8,511
Provision for loan and lease losses	$188,000	4,143
Total noninterest income	$12,000	9,046
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$4,000	7,996
Trading account gains and fees	$0	160
Additional Noninterest Income	$8,000	8,827
Total noninterest expense	$924,000	8,029
Salaries and employee benefits	$524,000	8,000
Premises and equipment expense	$103,000	8,029
Additional noninterest expense	$297,000	7,780
Pre-tax net operating income	$-365,000	8,764
Securities gains (losses)	$0	4,500
Applicable income taxes	$0	7,459
Income before extraordinary items	$-365,000	8,847
Extraordinary gains, net	$0	54
Net income	$-365,000	8,848
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,416
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-365,000	8,784
2003-09-30 (YTD Data)		Rank
Total interest income	$578,000	8,860
Total interest expense	$72,000	9,062
Net interest income	$506,000	8,665
Provision for loan and lease losses	$166,000	3,723
Total noninterest income	$9,000	9,116
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$3,000	8,055
Trading account gains and fees	$0	153
Additional Noninterest Income	$6,000	8,884
Total noninterest expense	$701,000	8,019
Salaries and employee benefits	$393,000	7,963
Premises and equipment expense	$78,000	8,039
Additional noninterest expense	$230,000	7,729
Pre-tax net operating income	$-352,000	8,898
Securities gains (losses)	$0	4,204
Applicable income taxes	$0	7,524
Income before extraordinary items	$-352,000	8,976
Extraordinary gains, net	$0	40
Net income	$-352,000	8,978
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,967
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$-352,000	8,913
2003-06-30 (YTD Data)		Rank
Total interest income	$315,000	9,005
Total interest expense	$40,000	9,128
Net interest income	$275,000	8,864
Provision for loan and lease losses	$120,000	3,448
Total noninterest income	$3,000	9,179
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$1,000	8,110
Trading account gains and fees	$0	150
Additional Noninterest Income	$2,000	9,014
Total noninterest expense	$458,000	8,068
Salaries and employee benefits	$249,000	8,093
Premises and equipment expense	$55,000	7,952
Additional noninterest expense	$154,000	7,707
Pre-tax net operating income	$-300,000	8,987
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$-300,000	9,066
Extraordinary gains, net	$0	30
Net income	$-300,000	9,065
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$-300,000	8,999
2003-03-31 (YTD Data)		Rank
Total interest income	$122,000	9,137
Total interest expense	$14,000	9,200
Net interest income	$108,000	9,036
Provision for loan and lease losses	$75,000	2,805
Total noninterest income	$0	9,248
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$0	8,142
Trading account gains and fees	$0	134
Additional Noninterest Income	$0	9,145
Total noninterest expense	$237,000	8,041
Salaries and employee benefits	$126,000	8,092
Premises and equipment expense	$29,000	7,902
Additional noninterest expense	$82,000	7,612
Pre-tax net operating income	$-204,000	9,088
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$-204,000	9,136
Extraordinary gains, net	$0	21
Net income	$-204,000	9,133
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$-204,000	9,075
2002-12-31 (YTD Data)		Rank
Total interest income	$4,000	9,352
Total interest expense	$0	9,338
Net interest income	$4,000	9,346
Provision for loan and lease losses	$13,000	7,714
Total noninterest income	$0	9,294
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$0	8,205
Trading account gains and fees	$0	153
Additional Noninterest Income	$0	9,201
Total noninterest expense	$336,000	9,210
Salaries and employee benefits	$22,000	9,326
Premises and equipment expense	$13,000	9,274
Additional noninterest expense	$301,000	7,794
Pre-tax net operating income	$-345,000	8,914
Securities gains (losses)	$0	4,537
Applicable income taxes	$0	7,681
Income before extraordinary items	$-345,000	8,987
Extraordinary gains, net	$0	70
Net income	$-345,000	8,987
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,632
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$6,172,000	120
Net operating income	$-345,000	8,941

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.