Home > Mariner's Bank > Income and Expense
Mariner's Bank, Income and Expense
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $11,150,000 | 1,915 |
| Total interest expense | $961,000 | 1,943 |
| Net interest income | $10,189,000 | 1,897 |
| Provision for loan and lease losses | $-656,000 | 4,579 |
| Total noninterest income | $927,000 | 2,791 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $122,000 | 2,941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $805,000 | 2,597 |
| Total noninterest expense | $7,164,000 | 2,046 |
| Salaries and employee benefits | $3,141,000 | 2,448 |
| Premises and equipment expense | $1,969,000 | 973 |
| Additional noninterest expense | $2,054,000 | 2,119 |
| Pre-tax net operating income | $4,608,000 | 1,876 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $34,000 | 3,310 |
| Income before extraordinary items | $4,574,000 | 1,710 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,574,000 | 1,708 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,574,000 | 1,710 |
| Net charge-offs | $468,000 | 526 |
| Cash dividends | $1,975,000 | 1,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $4,574,000 | 1,682 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $7,365,000 | 1,930 |
| Total interest expense | $691,000 | 1,912 |
| Net interest income | $6,674,000 | 1,898 |
| Provision for loan and lease losses | $55,000 | 2,115 |
| Total noninterest income | $544,000 | 2,902 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $82,000 | 2,901 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $462,000 | 2,710 |
| Total noninterest expense | $4,793,000 | 2,041 |
| Salaries and employee benefits | $2,023,000 | 2,487 |
| Premises and equipment expense | $1,353,000 | 950 |
| Additional noninterest expense | $1,417,000 | 2,053 |
| Pre-tax net operating income | $2,370,000 | 2,175 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $2,370,000 | 2,023 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,370,000 | 2,023 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,370,000 | 2,023 |
| Net charge-offs | $432,000 | 444 |
| Cash dividends | $1,975,000 | 880 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,370,000 | 1,988 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,684,000 | 1,901 |
| Total interest expense | $383,000 | 1,853 |
| Net interest income | $3,301,000 | 1,885 |
| Provision for loan and lease losses | $55,000 | 1,694 |
| Total noninterest income | $234,000 | 3,048 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $39,000 | 2,924 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $195,000 | 2,866 |
| Total noninterest expense | $2,241,000 | 2,109 |
| Salaries and employee benefits | $844,000 | 2,762 |
| Premises and equipment expense | $747,000 | 886 |
| Additional noninterest expense | $650,000 | 2,143 |
| Pre-tax net operating income | $1,239,000 | 2,111 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $1,239,000 | 1,960 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,239,000 | 1,960 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,239,000 | 1,960 |
| Net charge-offs | $306,000 | 341 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,239,000 | 1,922 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $16,027,000 | 1,792 |
| Total interest expense | $2,879,000 | 1,536 |
| Net interest income | $13,148,000 | 1,831 |
| Provision for loan and lease losses | $750,000 | 1,877 |
| Total noninterest income | $1,081,000 | 2,780 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $177,000 | 2,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $904,000 | 2,583 |
| Total noninterest expense | $9,568,000 | 2,015 |
| Salaries and employee benefits | $4,522,000 | 2,285 |
| Premises and equipment expense | $2,258,000 | 1,065 |
| Additional noninterest expense | $2,788,000 | 2,044 |
| Pre-tax net operating income | $3,911,000 | 2,100 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $3,911,000 | 1,952 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,911,000 | 1,951 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,911,000 | 1,952 |
| Net charge-offs | $97,000 | 2,032 |
| Cash dividends | $900,000 | 2,325 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 546 |
| Net operating income | $3,911,000 | 1,905 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $12,145,000 | 1,787 |
| Total interest expense | $2,410,000 | 1,476 |
| Net interest income | $9,735,000 | 1,839 |
| Provision for loan and lease losses | $541,000 | 1,904 |
| Total noninterest income | $622,000 | 3,064 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $133,000 | 2,927 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $489,000 | 2,863 |
| Total noninterest expense | $7,222,000 | 1,993 |
| Salaries and employee benefits | $3,454,000 | 2,242 |
| Premises and equipment expense | $1,696,000 | 1,058 |
| Additional noninterest expense | $2,072,000 | 2,021 |
| Pre-tax net operating income | $2,594,000 | 2,238 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $2,594,000 | 2,093 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,594,000 | 2,093 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,594,000 | 2,093 |
| Net charge-offs | $64,000 | 1,921 |
| Cash dividends | $900,000 | 1,790 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 516 |
| Net operating income | $2,594,000 | 2,036 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $8,272,000 | 1,772 |
| Total interest expense | $1,860,000 | 1,394 |
| Net interest income | $6,412,000 | 1,855 |
| Provision for loan and lease losses | $346,000 | 1,919 |
| Total noninterest income | $430,000 | 2,986 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $93,000 | 2,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $337,000 | 2,778 |
| Total noninterest expense | $4,703,000 | 2,020 |
| Salaries and employee benefits | $2,324,000 | 2,229 |
| Premises and equipment expense | $1,112,000 | 1,068 |
| Additional noninterest expense | $1,267,000 | 2,140 |
| Pre-tax net operating income | $1,793,000 | 2,155 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $1,793,000 | 1,987 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,793,000 | 1,988 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,793,000 | 1,988 |
| Net charge-offs | $244,000 | 907 |
| Cash dividends | $900,000 | 1,420 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 487 |
| Net operating income | $1,793,000 | 1,945 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,244,000 | 1,726 |
| Total interest expense | $1,125,000 | 1,307 |
| Net interest income | $3,119,000 | 1,858 |
| Provision for loan and lease losses | $166,000 | 1,575 |
| Total noninterest income | $280,000 | 2,607 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $63,000 | 2,772 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 2,343 |
| Total noninterest expense | $2,518,000 | 1,932 |
| Salaries and employee benefits | $1,314,000 | 2,072 |
| Premises and equipment expense | $563,000 | 1,073 |
| Additional noninterest expense | $641,000 | 2,145 |
| Pre-tax net operating income | $715,000 | 2,317 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $715,000 | 2,136 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $715,000 | 2,134 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $715,000 | 2,136 |
| Net charge-offs | $202,000 | 628 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 462 |
| Net operating income | $715,000 | 2,103 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $17,405,000 | 1,704 |
| Total interest expense | $4,676,000 | 1,315 |
| Net interest income | $12,729,000 | 1,838 |
| Provision for loan and lease losses | $255,000 | 2,116 |
| Total noninterest income | $914,000 | 2,945 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $317,000 | 2,524 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $597,000 | 2,843 |
| Total noninterest expense | $9,989,000 | 1,927 |
| Salaries and employee benefits | $5,145,000 | 2,066 |
| Premises and equipment expense | $2,092,000 | 1,130 |
| Additional noninterest expense | $2,752,000 | 2,060 |
| Pre-tax net operating income | $3,399,000 | 2,282 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $3,399,000 | 2,115 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,399,000 | 2,117 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,399,000 | 2,117 |
| Net charge-offs | $-37,000 | 4,716 |
| Cash dividends | $600,000 | 2,822 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 586 |
| Net operating income | $3,399,000 | 2,081 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $13,208,000 | 1,706 |
| Total interest expense | $3,508,000 | 1,326 |
| Net interest income | $9,700,000 | 1,836 |
| Provision for loan and lease losses | $363,000 | 1,423 |
| Total noninterest income | $550,000 | 3,229 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $238,000 | 2,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $312,000 | 3,244 |
| Total noninterest expense | $7,490,000 | 1,935 |
| Salaries and employee benefits | $3,855,000 | 2,076 |
| Premises and equipment expense | $1,158,000 | 1,479 |
| Additional noninterest expense | $2,477,000 | 1,773 |
| Pre-tax net operating income | $2,397,000 | 2,432 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $2,397,000 | 2,265 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,397,000 | 2,265 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,397,000 | 2,266 |
| Net charge-offs | $311,000 | 1,019 |
| Cash dividends | $600,000 | 2,308 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 553 |
| Net operating income | $2,397,000 | 2,222 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $8,781,000 | 1,712 |
| Total interest expense | $2,298,000 | 1,325 |
| Net interest income | $6,483,000 | 1,845 |
| Provision for loan and lease losses | $393,000 | 1,025 |
| Total noninterest income | $374,000 | 3,168 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $163,000 | 2,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $211,000 | 3,213 |
| Total noninterest expense | $4,997,000 | 1,938 |
| Salaries and employee benefits | $2,532,000 | 2,098 |
| Premises and equipment expense | $763,000 | 1,498 |
| Additional noninterest expense | $1,702,000 | 1,730 |
| Pre-tax net operating income | $1,467,000 | 2,550 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $1,467,000 | 2,358 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,467,000 | 2,358 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,467,000 | 2,358 |
| Net charge-offs | $-12,000 | 4,531 |
| Cash dividends | $600,000 | 1,903 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 539 |
| Net operating income | $1,467,000 | 2,326 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,332,000 | 1,732 |
| Total interest expense | $1,016,000 | 1,420 |
| Net interest income | $3,316,000 | 1,821 |
| Provision for loan and lease losses | $197,000 | 963 |
| Total noninterest income | $203,000 | 3,024 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $91,000 | 2,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 3,080 |
| Total noninterest expense | $2,541,000 | 1,916 |
| Salaries and employee benefits | $1,279,000 | 2,105 |
| Premises and equipment expense | $504,000 | 1,186 |
| Additional noninterest expense | $758,000 | 1,904 |
| Pre-tax net operating income | $781,000 | 2,400 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $781,000 | 2,226 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $781,000 | 2,225 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $781,000 | 2,225 |
| Net charge-offs | $3,000 | 2,375 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 497 |
| Net operating income | $781,000 | 2,207 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $16,229,000 | 1,743 |
| Total interest expense | $3,289,000 | 1,333 |
| Net interest income | $12,940,000 | 1,826 |
| Provision for loan and lease losses | $798,000 | 1,059 |
| Total noninterest income | $760,000 | 3,212 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $323,000 | 2,628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $437,000 | 3,245 |
| Total noninterest expense | $10,278,000 | 1,859 |
| Salaries and employee benefits | $4,919,000 | 2,122 |
| Premises and equipment expense | $2,299,000 | 1,052 |
| Additional noninterest expense | $3,060,000 | 1,885 |
| Pre-tax net operating income | $2,624,000 | 2,705 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $15,000 | 3,680 |
| Income before extraordinary items | $2,609,000 | 2,533 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,609,000 | 2,531 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,609,000 | 2,532 |
| Net charge-offs | $931,000 | 624 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 605 |
| Net operating income | $2,609,000 | 2,526 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $11,950,000 | 1,753 |
| Total interest expense | $2,399,000 | 1,288 |
| Net interest income | $9,551,000 | 1,849 |
| Provision for loan and lease losses | $584,000 | 1,008 |
| Total noninterest income | $555,000 | 3,268 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $234,000 | 2,704 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $321,000 | 3,304 |
| Total noninterest expense | $7,665,000 | 1,861 |
| Salaries and employee benefits | $3,650,000 | 2,136 |
| Premises and equipment expense | $1,786,000 | 1,017 |
| Additional noninterest expense | $2,229,000 | 1,932 |
| Pre-tax net operating income | $1,857,000 | 2,859 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $15,000 | 3,699 |
| Income before extraordinary items | $1,842,000 | 2,657 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,842,000 | 2,656 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,842,000 | 2,656 |
| Net charge-offs | $488,000 | 725 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 569 |
| Net operating income | $1,842,000 | 2,647 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,730,000 | 1,786 |
| Total interest expense | $1,502,000 | 1,282 |
| Net interest income | $6,228,000 | 1,888 |
| Provision for loan and lease losses | $387,000 | 1,002 |
| Total noninterest income | $322,000 | 3,511 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $136,000 | 2,904 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 3,478 |
| Total noninterest expense | $5,124,000 | 1,873 |
| Salaries and employee benefits | $2,375,000 | 2,196 |
| Premises and equipment expense | $1,257,000 | 961 |
| Additional noninterest expense | $1,492,000 | 1,932 |
| Pre-tax net operating income | $1,039,000 | 3,102 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $1,039,000 | 2,885 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,039,000 | 2,884 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,039,000 | 2,884 |
| Net charge-offs | $492,000 | 528 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 565 |
| Net operating income | $1,039,000 | 2,876 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,841,000 | 1,779 |
| Total interest expense | $757,000 | 1,237 |
| Net interest income | $3,084,000 | 1,892 |
| Provision for loan and lease losses | $207,000 | 920 |
| Total noninterest income | $157,000 | 3,503 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $66,000 | 2,967 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 3,465 |
| Total noninterest expense | $2,566,000 | 1,890 |
| Salaries and employee benefits | $1,191,000 | 2,206 |
| Premises and equipment expense | $590,000 | 1,031 |
| Additional noninterest expense | $785,000 | 1,847 |
| Pre-tax net operating income | $468,000 | 3,204 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $468,000 | 3,008 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $468,000 | 3,009 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $468,000 | 3,009 |
| Net charge-offs | $249,000 | 490 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 550 |
| Net operating income | $468,000 | 2,999 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $14,358,000 | 1,845 |
| Total interest expense | $2,856,000 | 1,131 |
| Net interest income | $11,502,000 | 1,982 |
| Provision for loan and lease losses | $472,000 | 1,510 |
| Total noninterest income | $798,000 | 3,288 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $269,000 | 3,024 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $529,000 | 3,078 |
| Total noninterest expense | $9,421,000 | 2,014 |
| Salaries and employee benefits | $4,298,000 | 2,357 |
| Premises and equipment expense | $2,209,000 | 1,067 |
| Additional noninterest expense | $2,914,000 | 1,983 |
| Pre-tax net operating income | $2,407,000 | 2,812 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $2,407,000 | 2,381 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,407,000 | 2,381 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,407,000 | 2,381 |
| Net charge-offs | $24,000 | 3,347 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 629 |
| Net operating income | $2,407,000 | 2,357 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $10,377,000 | 1,898 |
| Total interest expense | $2,008,000 | 1,183 |
| Net interest income | $8,369,000 | 2,043 |
| Provision for loan and lease losses | $326,000 | 1,537 |
| Total noninterest income | $634,000 | 3,224 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $198,000 | 3,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $436,000 | 2,986 |
| Total noninterest expense | $7,084,000 | 2,004 |
| Salaries and employee benefits | $3,192,000 | 2,378 |
| Premises and equipment expense | $1,672,000 | 1,067 |
| Additional noninterest expense | $2,220,000 | 1,957 |
| Pre-tax net operating income | $1,593,000 | 3,067 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $1,593,000 | 2,761 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,593,000 | 2,760 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,593,000 | 2,761 |
| Net charge-offs | $27,000 | 2,833 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 598 |
| Net operating income | $1,593,000 | 2,741 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,820,000 | 1,903 |
| Total interest expense | $1,238,000 | 1,235 |
| Net interest income | $5,582,000 | 2,024 |
| Provision for loan and lease losses | $198,000 | 1,580 |
| Total noninterest income | $332,000 | 3,572 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $132,000 | 3,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 3,473 |
| Total noninterest expense | $4,916,000 | 1,934 |
| Salaries and employee benefits | $2,197,000 | 2,336 |
| Premises and equipment expense | $1,119,000 | 1,064 |
| Additional noninterest expense | $1,600,000 | 1,834 |
| Pre-tax net operating income | $800,000 | 3,455 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $800,000 | 3,167 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $800,000 | 3,166 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $800,000 | 3,167 |
| Net charge-offs | $46,000 | 2,051 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 581 |
| Net operating income | $800,000 | 3,151 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,305,000 | 1,942 |
| Total interest expense | $603,000 | 1,230 |
| Net interest income | $2,702,000 | 2,073 |
| Provision for loan and lease losses | $90,000 | 1,522 |
| Total noninterest income | $274,000 | 2,830 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $68,000 | 3,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $206,000 | 2,537 |
| Total noninterest expense | $2,451,000 | 1,960 |
| Salaries and employee benefits | $1,121,000 | 2,317 |
| Premises and equipment expense | $576,000 | 1,041 |
| Additional noninterest expense | $754,000 | 1,926 |
| Pre-tax net operating income | $435,000 | 3,311 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $435,000 | 2,986 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $435,000 | 2,986 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $435,000 | 2,986 |
| Net charge-offs | $33,000 | 1,595 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 558 |
| Net operating income | $435,000 | 2,966 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $12,844,000 | 1,955 |
| Total interest expense | $2,232,000 | 1,284 |
| Net interest income | $10,612,000 | 2,077 |
| Provision for loan and lease losses | $180,000 | 2,550 |
| Total noninterest income | $624,000 | 3,758 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $266,000 | 3,159 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $358,000 | 3,722 |
| Total noninterest expense | $8,751,000 | 2,136 |
| Salaries and employee benefits | $4,206,000 | 2,408 |
| Premises and equipment expense | $2,050,000 | 1,152 |
| Additional noninterest expense | $2,495,000 | 2,314 |
| Pre-tax net operating income | $2,305,000 | 2,816 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $2,305,000 | 2,547 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,305,000 | 2,545 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,305,000 | 2,546 |
| Net charge-offs | $250,000 | 1,714 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 631 |
| Net operating income | $2,305,000 | 2,497 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,571,000 | 1,967 |
| Total interest expense | $1,665,000 | 1,285 |
| Net interest income | $7,906,000 | 2,079 |
| Provision for loan and lease losses | $180,000 | 2,135 |
| Total noninterest income | $460,000 | 3,814 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $197,000 | 3,198 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $263,000 | 3,760 |
| Total noninterest expense | $6,573,000 | 2,128 |
| Salaries and employee benefits | $3,170,000 | 2,385 |
| Premises and equipment expense | $1,537,000 | 1,157 |
| Additional noninterest expense | $1,866,000 | 2,316 |
| Pre-tax net operating income | $1,613,000 | 2,995 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $1,613,000 | 2,697 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,613,000 | 2,697 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,613,000 | 2,697 |
| Net charge-offs | $29,000 | 2,928 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 602 |
| Net operating income | $1,613,000 | 2,646 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,355,000 | 1,978 |
| Total interest expense | $1,112,000 | 1,278 |
| Net interest income | $5,243,000 | 2,098 |
| Provision for loan and lease losses | $180,000 | 1,722 |
| Total noninterest income | $296,000 | 3,864 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $127,000 | 3,238 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $169,000 | 3,830 |
| Total noninterest expense | $4,367,000 | 2,142 |
| Salaries and employee benefits | $2,000,000 | 2,504 |
| Premises and equipment expense | $1,005,000 | 1,176 |
| Additional noninterest expense | $1,362,000 | 2,159 |
| Pre-tax net operating income | $992,000 | 3,086 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $992,000 | 2,807 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $992,000 | 2,805 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $992,000 | 2,806 |
| Net charge-offs | $15,000 | 2,919 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 607 |
| Net operating income | $992,000 | 2,741 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,071,000 | 2,040 |
| Total interest expense | $559,000 | 1,268 |
| Net interest income | $2,512,000 | 2,166 |
| Provision for loan and lease losses | $90,000 | 1,597 |
| Total noninterest income | $161,000 | 3,705 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $63,000 | 3,235 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $98,000 | 3,580 |
| Total noninterest expense | $2,199,000 | 2,132 |
| Salaries and employee benefits | $1,044,000 | 2,437 |
| Premises and equipment expense | $504,000 | 1,183 |
| Additional noninterest expense | $651,000 | 2,228 |
| Pre-tax net operating income | $384,000 | 3,468 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $384,000 | 3,206 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $384,000 | 3,204 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $384,000 | 3,205 |
| Net charge-offs | $-8,000 | 5,076 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 575 |
| Net operating income | $384,000 | 3,142 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $11,724,000 | 2,066 |
| Total interest expense | $1,902,000 | 1,451 |
| Net interest income | $9,822,000 | 2,179 |
| Provision for loan and lease losses | $294,000 | 1,949 |
| Total noninterest income | $455,000 | 4,308 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $246,000 | 3,378 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $209,000 | 4,411 |
| Total noninterest expense | $8,434,000 | 2,191 |
| Salaries and employee benefits | $3,993,000 | 2,497 |
| Premises and equipment expense | $2,133,000 | 1,112 |
| Additional noninterest expense | $2,308,000 | 2,495 |
| Pre-tax net operating income | $1,549,000 | 3,454 |
| Securities gains (losses) | $318,000 | 529 |
| Applicable income taxes | $3,000 | 4,252 |
| Income before extraordinary items | $1,864,000 | 2,860 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,864,000 | 2,863 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,864,000 | 2,863 |
| Net charge-offs | $233,000 | 1,843 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 664 |
| Net operating income | $1,546,000 | 3,124 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,670,000 | 2,107 |
| Total interest expense | $1,363,000 | 1,518 |
| Net interest income | $7,307,000 | 2,207 |
| Provision for loan and lease losses | $180,000 | 2,044 |
| Total noninterest income | $329,000 | 4,398 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $172,000 | 3,504 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $157,000 | 4,439 |
| Total noninterest expense | $6,102,000 | 2,265 |
| Salaries and employee benefits | $2,823,000 | 2,608 |
| Premises and equipment expense | $1,564,000 | 1,156 |
| Additional noninterest expense | $1,715,000 | 2,523 |
| Pre-tax net operating income | $1,354,000 | 3,256 |
| Securities gains (losses) | $318,000 | 454 |
| Applicable income taxes | $3,000 | 4,331 |
| Income before extraordinary items | $1,669,000 | 2,577 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,669,000 | 2,578 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,669,000 | 2,578 |
| Net charge-offs | $215,000 | 1,482 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 661 |
| Net operating income | $1,351,000 | 2,913 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,662,000 | 2,148 |
| Total interest expense | $869,000 | 1,583 |
| Net interest income | $4,793,000 | 2,236 |
| Provision for loan and lease losses | $180,000 | 1,603 |
| Total noninterest income | $214,000 | 4,445 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $102,000 | 3,696 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $112,000 | 4,394 |
| Total noninterest expense | $3,962,000 | 2,320 |
| Salaries and employee benefits | $1,846,000 | 2,660 |
| Premises and equipment expense | $1,004,000 | 1,198 |
| Additional noninterest expense | $1,112,000 | 2,586 |
| Pre-tax net operating income | $865,000 | 3,320 |
| Securities gains (losses) | $318,000 | 366 |
| Applicable income taxes | $3,000 | 4,308 |
| Income before extraordinary items | $1,180,000 | 2,462 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,180,000 | 2,464 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,180,000 | 2,464 |
| Net charge-offs | $147,000 | 1,387 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 644 |
| Net operating income | $862,000 | 2,972 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,817,000 | 2,152 |
| Total interest expense | $417,000 | 1,666 |
| Net interest income | $2,400,000 | 2,225 |
| Provision for loan and lease losses | $90,000 | 1,532 |
| Total noninterest income | $95,000 | 4,594 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $44,000 | 3,897 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $51,000 | 4,496 |
| Total noninterest expense | $2,036,000 | 2,273 |
| Salaries and employee benefits | $877,000 | 2,781 |
| Premises and equipment expense | $554,000 | 1,097 |
| Additional noninterest expense | $605,000 | 2,400 |
| Pre-tax net operating income | $369,000 | 3,514 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $3,000 | 4,151 |
| Income before extraordinary items | $366,000 | 3,293 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $366,000 | 3,296 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $366,000 | 3,296 |
| Net charge-offs | $-20,000 | 5,678 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 605 |
| Net operating income | $366,000 | 3,212 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,864,000 | 2,214 |
| Total interest expense | $1,600,000 | 1,801 |
| Net interest income | $9,264,000 | 2,292 |
| Provision for loan and lease losses | $315,000 | 1,927 |
| Total noninterest income | $606,000 | 3,972 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $299,000 | 3,213 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $307,000 | 3,987 |
| Total noninterest expense | $7,986,000 | 2,321 |
| Salaries and employee benefits | $3,746,000 | 2,639 |
| Premises and equipment expense | $2,053,000 | 1,165 |
| Additional noninterest expense | $2,187,000 | 2,682 |
| Pre-tax net operating income | $1,569,000 | 3,404 |
| Securities gains (losses) | $237,000 | 727 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,806,000 | 2,883 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,806,000 | 2,882 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,806,000 | 2,883 |
| Net charge-offs | $987,000 | 906 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 703 |
| Net operating income | $1,569,000 | 3,114 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,977,000 | 2,273 |
| Total interest expense | $1,193,000 | 1,827 |
| Net interest income | $6,784,000 | 2,355 |
| Provision for loan and lease losses | $15,000 | 4,038 |
| Total noninterest income | $594,000 | 3,531 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $240,000 | 3,115 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $354,000 | 3,385 |
| Total noninterest expense | $5,909,000 | 2,351 |
| Salaries and employee benefits | $2,738,000 | 2,692 |
| Premises and equipment expense | $1,600,000 | 1,135 |
| Additional noninterest expense | $1,571,000 | 2,772 |
| Pre-tax net operating income | $1,454,000 | 3,093 |
| Securities gains (losses) | $237,000 | 571 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,691,000 | 2,506 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,691,000 | 2,507 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,691,000 | 2,506 |
| Net charge-offs | $974,000 | 690 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 664 |
| Net operating income | $1,454,000 | 2,747 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,290,000 | 2,276 |
| Total interest expense | $804,000 | 1,825 |
| Net interest income | $4,486,000 | 2,357 |
| Provision for loan and lease losses | $200,000 | 1,637 |
| Total noninterest income | $316,000 | 3,942 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $162,000 | 3,073 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $154,000 | 4,013 |
| Total noninterest expense | $3,917,000 | 2,367 |
| Salaries and employee benefits | $1,862,000 | 2,658 |
| Premises and equipment expense | $1,041,000 | 1,170 |
| Additional noninterest expense | $1,014,000 | 2,846 |
| Pre-tax net operating income | $685,000 | 3,620 |
| Securities gains (losses) | $237,000 | 431 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $922,000 | 2,810 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $922,000 | 2,814 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $922,000 | 2,814 |
| Net charge-offs | $858,000 | 569 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 623 |
| Net operating income | $685,000 | 3,333 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,585,000 | 2,334 |
| Total interest expense | $416,000 | 1,798 |
| Net interest income | $2,169,000 | 2,432 |
| Provision for loan and lease losses | $250,000 | 826 |
| Total noninterest income | $159,000 | 3,893 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $83,000 | 3,026 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $76,000 | 3,971 |
| Total noninterest expense | $2,145,000 | 2,202 |
| Salaries and employee benefits | $917,000 | 2,714 |
| Premises and equipment expense | $552,000 | 1,124 |
| Additional noninterest expense | $676,000 | 2,214 |
| Pre-tax net operating income | $-67,000 | 6,404 |
| Securities gains (losses) | $237,000 | 250 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $170,000 | 4,500 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $170,000 | 4,503 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $170,000 | 4,503 |
| Net charge-offs | $368,000 | 628 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 598 |
| Net operating income | $-67,000 | 6,413 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,047,000 | 2,210 |
| Total interest expense | $1,865,000 | 1,812 |
| Net interest income | $9,182,000 | 2,281 |
| Provision for loan and lease losses | $523,000 | 1,785 |
| Total noninterest income | $687,000 | 3,897 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $305,000 | 3,328 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $382,000 | 3,738 |
| Total noninterest expense | $10,113,000 | 1,876 |
| Salaries and employee benefits | $3,794,000 | 2,596 |
| Premises and equipment expense | $1,587,000 | 1,499 |
| Additional noninterest expense | $4,732,000 | 1,406 |
| Pre-tax net operating income | $-767,000 | 6,539 |
| Securities gains (losses) | $107,000 | 1,274 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-660,000 | 6,523 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-660,000 | 6,524 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-660,000 | 6,524 |
| Net charge-offs | $2,719,000 | 588 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $-33,000 | 6,718 |
| Net operating income | $-767,000 | 6,539 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,357,000 | 2,205 |
| Total interest expense | $1,404,000 | 1,851 |
| Net interest income | $6,953,000 | 2,251 |
| Provision for loan and lease losses | $1,211,000 | 766 |
| Total noninterest income | $143,000 | 5,751 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $228,000 | 3,354 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-85,000 | 6,726 |
| Total noninterest expense | $7,267,000 | 1,953 |
| Salaries and employee benefits | $2,840,000 | 2,604 |
| Premises and equipment expense | $1,196,000 | 1,509 |
| Additional noninterest expense | $3,231,000 | 1,524 |
| Pre-tax net operating income | $-1,382,000 | 6,740 |
| Securities gains (losses) | $107,000 | 1,168 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-1,275,000 | 6,743 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-1,275,000 | 6,744 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,275,000 | 6,744 |
| Net charge-offs | $2,880,000 | 442 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $-37,000 | 6,818 |
| Net operating income | $-1,382,000 | 6,740 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,662,000 | 2,179 |
| Total interest expense | $977,000 | 1,818 |
| Net interest income | $4,685,000 | 2,222 |
| Provision for loan and lease losses | $680,000 | 894 |
| Total noninterest income | $40,000 | 6,445 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $184,000 | 2,964 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-144,000 | 6,830 |
| Total noninterest expense | $4,875,000 | 1,945 |
| Salaries and employee benefits | $1,923,000 | 2,579 |
| Premises and equipment expense | $1,043,000 | 1,148 |
| Additional noninterest expense | $1,909,000 | 1,668 |
| Pre-tax net operating income | $-830,000 | 6,766 |
| Securities gains (losses) | $87,000 | 1,190 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-743,000 | 6,768 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-743,000 | 6,770 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-743,000 | 6,769 |
| Net charge-offs | $2,205,000 | 411 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $-43,000 | 6,885 |
| Net operating income | $-830,000 | 6,770 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,769,000 | 2,242 |
| Total interest expense | $510,000 | 1,810 |
| Net interest income | $2,259,000 | 2,321 |
| Provision for loan and lease losses | $449,000 | 755 |
| Total noninterest income | $-56,000 | 6,936 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $88,000 | 3,040 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-144,000 | 6,951 |
| Total noninterest expense | $2,231,000 | 2,128 |
| Salaries and employee benefits | $894,000 | 2,778 |
| Premises and equipment expense | $523,000 | 1,163 |
| Additional noninterest expense | $814,000 | 1,930 |
| Pre-tax net operating income | $-477,000 | 6,849 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-477,000 | 6,865 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-477,000 | 6,866 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-477,000 | 6,866 |
| Net charge-offs | $627,000 | 661 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $-47,000 | 6,985 |
| Net operating income | $-477,000 | 6,851 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,710,000 | 2,059 |
| Total interest expense | $2,531,000 | 1,727 |
| Net interest income | $10,179,000 | 2,112 |
| Provision for loan and lease losses | $1,416,000 | 1,382 |
| Total noninterest income | $-748,000 | 7,011 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $305,000 | 3,453 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-1,053,000 | 6,998 |
| Total noninterest expense | $9,510,000 | 2,011 |
| Salaries and employee benefits | $4,032,000 | 2,423 |
| Premises and equipment expense | $1,821,000 | 1,305 |
| Additional noninterest expense | $3,657,000 | 1,801 |
| Pre-tax net operating income | $-1,495,000 | 6,745 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-1,495,000 | 6,783 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,495,000 | 6,780 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,495,000 | 6,781 |
| Net charge-offs | $579,000 | 2,460 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 677 |
| Net operating income | $-1,495,000 | 6,759 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,626,000 | 2,079 |
| Total interest expense | $1,921,000 | 1,782 |
| Net interest income | $7,705,000 | 2,128 |
| Provision for loan and lease losses | $-4,000 | 6,944 |
| Total noninterest income | $502,000 | 3,999 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $212,000 | 3,644 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $290,000 | 3,738 |
| Total noninterest expense | $8,072,000 | 1,784 |
| Salaries and employee benefits | $2,969,000 | 2,482 |
| Premises and equipment expense | $1,062,000 | 1,671 |
| Additional noninterest expense | $4,041,000 | 1,264 |
| Pre-tax net operating income | $139,000 | 5,896 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $139,000 | 5,970 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $139,000 | 5,969 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $139,000 | 5,969 |
| Net charge-offs | $477,000 | 2,259 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 545 |
| Net operating income | $139,000 | 5,829 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,640,000 | 2,021 |
| Total interest expense | $1,272,000 | 1,846 |
| Net interest income | $5,368,000 | 2,056 |
| Provision for loan and lease losses | $796,000 | 1,304 |
| Total noninterest income | $325,000 | 4,050 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $142,000 | 3,620 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $183,000 | 3,798 |
| Total noninterest expense | $5,795,000 | 1,673 |
| Salaries and employee benefits | $1,924,000 | 2,552 |
| Premises and equipment expense | $921,000 | 1,295 |
| Additional noninterest expense | $2,950,000 | 1,166 |
| Pre-tax net operating income | $-898,000 | 6,946 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-898,000 | 6,977 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-898,000 | 6,975 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-898,000 | 6,976 |
| Net charge-offs | $-31,000 | 6,894 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 461 |
| Net operating income | $-898,000 | 6,961 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,324,000 | 2,024 |
| Total interest expense | $652,000 | 1,870 |
| Net interest income | $2,672,000 | 2,061 |
| Provision for loan and lease losses | $-450,000 | 7,266 |
| Total noninterest income | $149,000 | 4,247 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $74,000 | 3,530 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $75,000 | 4,102 |
| Total noninterest expense | $2,666,000 | 1,804 |
| Salaries and employee benefits | $924,000 | 2,683 |
| Premises and equipment expense | $632,000 | 963 |
| Additional noninterest expense | $1,110,000 | 1,513 |
| Pre-tax net operating income | $605,000 | 2,509 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $605,000 | 2,244 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $605,000 | 2,245 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $605,000 | 2,247 |
| Net charge-offs | $-145,000 | 7,207 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 537 |
| Net operating income | $605,000 | 2,131 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $14,671,000 | 1,922 |
| Total interest expense | $3,176,000 | 1,863 |
| Net interest income | $11,495,000 | 1,911 |
| Provision for loan and lease losses | $2,883,000 | 1,231 |
| Total noninterest income | $538,000 | 4,271 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $239,000 | 4,052 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $299,000 | 3,872 |
| Total noninterest expense | $9,637,000 | 1,984 |
| Salaries and employee benefits | $3,652,000 | 2,640 |
| Premises and equipment expense | $2,811,000 | 896 |
| Additional noninterest expense | $3,174,000 | 2,096 |
| Pre-tax net operating income | $-487,000 | 6,401 |
| Securities gains (losses) | $82,000 | 2,216 |
| Applicable income taxes | $2,000 | 4,563 |
| Income before extraordinary items | $-407,000 | 6,440 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-407,000 | 6,443 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-407,000 | 6,442 |
| Net charge-offs | $3,325,000 | 1,110 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $118,000 | 626 |
| Net operating income | $-489,000 | 6,431 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,340,000 | 1,881 |
| Total interest expense | $2,468,000 | 1,873 |
| Net interest income | $8,872,000 | 1,872 |
| Provision for loan and lease losses | $1,730,000 | 1,368 |
| Total noninterest income | $398,000 | 4,340 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $169,000 | 4,190 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $229,000 | 3,892 |
| Total noninterest expense | $7,118,000 | 2,024 |
| Salaries and employee benefits | $2,700,000 | 2,683 |
| Premises and equipment expense | $2,070,000 | 918 |
| Additional noninterest expense | $2,348,000 | 2,130 |
| Pre-tax net operating income | $422,000 | 4,703 |
| Securities gains (losses) | $82,000 | 1,952 |
| Applicable income taxes | $2,000 | 4,555 |
| Income before extraordinary items | $502,000 | 4,308 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $502,000 | 4,310 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $502,000 | 4,310 |
| Net charge-offs | $2,550,000 | 1,040 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 649 |
| Net operating income | $420,000 | 4,465 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,871,000 | 1,821 |
| Total interest expense | $1,716,000 | 1,864 |
| Net interest income | $6,155,000 | 1,814 |
| Provision for loan and lease losses | $1,009,000 | 1,488 |
| Total noninterest income | $224,000 | 4,674 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $107,000 | 4,260 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $117,000 | 4,328 |
| Total noninterest expense | $5,026,000 | 1,920 |
| Salaries and employee benefits | $1,949,000 | 2,475 |
| Premises and equipment expense | $1,532,000 | 836 |
| Additional noninterest expense | $1,545,000 | 2,192 |
| Pre-tax net operating income | $344,000 | 4,425 |
| Securities gains (losses) | $23,000 | 2,027 |
| Applicable income taxes | $2,000 | 4,487 |
| Income before extraordinary items | $365,000 | 4,144 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $365,000 | 4,144 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $365,000 | 4,146 |
| Net charge-offs | $1,565,000 | 1,088 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 618 |
| Net operating income | $342,230 | 4,156 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,134,000 | 1,758 |
| Total interest expense | $875,000 | 1,888 |
| Net interest income | $3,259,000 | 1,711 |
| Provision for loan and lease losses | $809,000 | 1,005 |
| Total noninterest income | $110,000 | 4,753 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $51,000 | 4,310 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $59,000 | 4,407 |
| Total noninterest expense | $2,252,000 | 2,142 |
| Salaries and employee benefits | $956,000 | 2,533 |
| Premises and equipment expense | $591,000 | 1,104 |
| Additional noninterest expense | $705,000 | 2,360 |
| Pre-tax net operating income | $308,000 | 3,477 |
| Securities gains (losses) | $13,000 | 1,224 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $321,000 | 3,078 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $321,000 | 3,076 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $321,000 | 3,078 |
| Net charge-offs | $1,277,000 | 719 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 891 |
| Net operating income | $308,000 | 3,117 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $17,321,000 | 1,747 |
| Total interest expense | $5,385,000 | 1,542 |
| Net interest income | $11,936,000 | 1,840 |
| Provision for loan and lease losses | $4,819,000 | 1,181 |
| Total noninterest income | $538,000 | 4,430 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $203,000 | 4,374 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $335,000 | 3,797 |
| Total noninterest expense | $8,317,000 | 2,324 |
| Salaries and employee benefits | $3,666,000 | 2,624 |
| Premises and equipment expense | $2,154,000 | 1,203 |
| Additional noninterest expense | $2,497,000 | 2,688 |
| Pre-tax net operating income | $-662,000 | 6,336 |
| Securities gains (losses) | $773,000 | 611 |
| Applicable income taxes | $4,000 | 4,397 |
| Income before extraordinary items | $107,000 | 5,581 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $107,000 | 5,583 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $107,000 | 5,583 |
| Net charge-offs | $4,524,000 | 1,107 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $2,098,000 | 251 |
| Net operating income | $-635,080 | 6,398 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $13,157,000 | 1,763 |
| Total interest expense | $4,333,000 | 1,494 |
| Net interest income | $8,824,000 | 1,900 |
| Provision for loan and lease losses | $3,325,000 | 1,185 |
| Total noninterest income | $366,000 | 4,695 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $150,000 | 4,473 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $216,000 | 4,055 |
| Total noninterest expense | $6,266,000 | 2,319 |
| Salaries and employee benefits | $2,832,000 | 2,562 |
| Premises and equipment expense | $1,575,000 | 1,250 |
| Additional noninterest expense | $1,859,000 | 2,655 |
| Pre-tax net operating income | $-401,000 | 6,478 |
| Securities gains (losses) | $773,000 | 516 |
| Applicable income taxes | $4,000 | 4,431 |
| Income before extraordinary items | $368,000 | 4,586 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $368,000 | 4,590 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $368,000 | 4,589 |
| Net charge-offs | $3,082,000 | 1,124 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $2,098,000 | 195 |
| Net operating income | $-397,270 | 6,528 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,920,000 | 1,754 |
| Total interest expense | $3,131,000 | 1,441 |
| Net interest income | $5,789,000 | 1,925 |
| Provision for loan and lease losses | $2,025,000 | 1,267 |
| Total noninterest income | $251,000 | 4,612 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $101,000 | 4,468 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $150,000 | 3,983 |
| Total noninterest expense | $4,108,000 | 2,359 |
| Salaries and employee benefits | $1,860,000 | 2,600 |
| Premises and equipment expense | $990,000 | 1,340 |
| Additional noninterest expense | $1,258,000 | 2,612 |
| Pre-tax net operating income | $-93,000 | 6,264 |
| Securities gains (losses) | $130,000 | 1,238 |
| Applicable income taxes | $4,000 | 4,358 |
| Income before extraordinary items | $33,000 | 6,011 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $33,000 | 6,013 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $33,000 | 6,012 |
| Net charge-offs | $2,432,000 | 972 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 723 |
| Net operating income | $-82,700 | 6,303 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,508,000 | 1,781 |
| Total interest expense | $1,534,000 | 1,536 |
| Net interest income | $2,974,000 | 1,910 |
| Provision for loan and lease losses | $100,000 | 3,933 |
| Total noninterest income | $116,000 | 4,771 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $49,000 | 4,514 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $67,000 | 4,201 |
| Total noninterest expense | $2,022,000 | 2,424 |
| Salaries and employee benefits | $910,000 | 2,693 |
| Premises and equipment expense | $495,000 | 1,374 |
| Additional noninterest expense | $617,000 | 2,643 |
| Pre-tax net operating income | $968,000 | 1,343 |
| Securities gains (losses) | $112,000 | 737 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $1,078,000 | 1,014 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,078,000 | 1,016 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,078,000 | 1,017 |
| Net charge-offs | $194,000 | 2,466 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 996 |
| Net operating income | $966,000 | 1,093 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,658,000 | 2,044 |
| Total interest expense | $6,584,000 | 1,775 |
| Net interest income | $10,074,000 | 2,171 |
| Provision for loan and lease losses | $4,354,000 | 1,575 |
| Total noninterest income | $-1,616,000 | 7,960 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $200,000 | 4,662 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-1,816,000 | 7,943 |
| Total noninterest expense | $8,339,000 | 2,374 |
| Salaries and employee benefits | $3,744,000 | 2,600 |
| Premises and equipment expense | $1,818,000 | 1,487 |
| Additional noninterest expense | $2,777,000 | 2,512 |
| Pre-tax net operating income | $-4,235,000 | 7,091 |
| Securities gains (losses) | $1,053,000 | 475 |
| Applicable income taxes | $2,000 | 4,160 |
| Income before extraordinary items | $-3,184,000 | 7,029 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,184,000 | 7,027 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,184,000 | 7,028 |
| Net charge-offs | $2,567,000 | 1,768 |
| Cash dividends | $210,000 | 3,590 |
| Sale, conversion, retirement of capital stock, net | $5,066,000 | 182 |
| Net operating income | $-4,237,000 | 7,185 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,212,000 | 2,118 |
| Total interest expense | $5,109,000 | 1,802 |
| Net interest income | $7,103,000 | 2,305 |
| Provision for loan and lease losses | $5,425,000 | 986 |
| Total noninterest income | $561,000 | 3,973 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $135,000 | 4,866 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $426,000 | 3,074 |
| Total noninterest expense | $6,444,000 | 2,301 |
| Salaries and employee benefits | $2,784,000 | 2,647 |
| Premises and equipment expense | $1,338,000 | 1,533 |
| Additional noninterest expense | $2,322,000 | 2,250 |
| Pre-tax net operating income | $-4,205,000 | 7,431 |
| Securities gains (losses) | $983,000 | 395 |
| Applicable income taxes | $2,000 | 4,371 |
| Income before extraordinary items | $-3,224,000 | 7,405 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-3,224,000 | 7,405 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,224,000 | 7,405 |
| Net charge-offs | $1,201,000 | 2,003 |
| Cash dividends | $210,000 | 3,022 |
| Sale, conversion, retirement of capital stock, net | $93,000 | 774 |
| Net operating income | $-4,207,000 | 7,515 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,003,000 | 2,187 |
| Total interest expense | $3,537,000 | 1,828 |
| Net interest income | $4,466,000 | 2,414 |
| Provision for loan and lease losses | $2,512,000 | 1,218 |
| Total noninterest income | $193,000 | 5,279 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $86,000 | 4,941 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $107,000 | 4,677 |
| Total noninterest expense | $3,690,000 | 2,704 |
| Salaries and employee benefits | $1,783,000 | 2,798 |
| Premises and equipment expense | $858,000 | 1,625 |
| Additional noninterest expense | $1,049,000 | 3,177 |
| Pre-tax net operating income | $-1,543,000 | 7,255 |
| Securities gains (losses) | $134,000 | 1,273 |
| Applicable income taxes | $2,000 | 4,423 |
| Income before extraordinary items | $-1,411,000 | 7,298 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,411,000 | 7,298 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,411,000 | 7,297 |
| Net charge-offs | $1,356,000 | 1,414 |
| Cash dividends | $210,000 | 2,606 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 792 |
| Net operating income | $-1,545,000 | 7,346 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,889,000 | 2,258 |
| Total interest expense | $1,672,000 | 1,982 |
| Net interest income | $2,217,000 | 2,437 |
| Provision for loan and lease losses | $2,382,000 | 662 |
| Total noninterest income | $122,000 | 4,844 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $42,000 | 4,925 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $80,000 | 4,007 |
| Total noninterest expense | $1,757,000 | 2,736 |
| Salaries and employee benefits | $840,000 | 2,980 |
| Premises and equipment expense | $406,000 | 1,738 |
| Additional noninterest expense | $511,000 | 2,959 |
| Pre-tax net operating income | $-1,800,000 | 7,794 |
| Securities gains (losses) | $79,000 | 1,103 |
| Applicable income taxes | $2,000 | 4,551 |
| Income before extraordinary items | $-1,723,000 | 7,868 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,723,000 | 7,869 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,723,000 | 7,869 |
| Net charge-offs | $206,000 | 2,108 |
| Cash dividends | $105,000 | 2,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,802,000 | 7,873 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,666,000 | 2,702 |
| Total interest expense | $6,605,000 | 2,306 |
| Net interest income | $7,061,000 | 3,033 |
| Provision for loan and lease losses | $1,017,000 | 2,687 |
| Total noninterest income | $640,000 | 4,327 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $220,000 | 4,613 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $420,000 | 3,500 |
| Total noninterest expense | $6,295,000 | 2,943 |
| Salaries and employee benefits | $3,217,000 | 3,060 |
| Premises and equipment expense | $1,405,000 | 1,941 |
| Additional noninterest expense | $1,673,000 | 3,339 |
| Pre-tax net operating income | $389,000 | 5,170 |
| Securities gains (losses) | $-1,671,000 | 7,848 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,282,000 | 7,123 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,282,000 | 7,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-60,000 | 8,186 |
| Cash dividends | $1,200,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 1,116 |
| Net operating income | $389,000 | 4,955 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,761,000 | 2,873 |
| Total interest expense | $4,578,000 | 2,574 |
| Net interest income | $5,183,000 | 3,112 |
| Provision for loan and lease losses | $560,000 | 2,564 |
| Total noninterest income | $530,000 | 4,208 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $146,000 | 4,884 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $384,000 | 3,254 |
| Total noninterest expense | $4,765,000 | 2,899 |
| Salaries and employee benefits | $2,527,000 | 2,953 |
| Premises and equipment expense | $989,000 | 2,063 |
| Additional noninterest expense | $1,249,000 | 3,269 |
| Pre-tax net operating income | $388,000 | 5,311 |
| Securities gains (losses) | $-1,671,000 | 8,018 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,283,000 | 7,637 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,283,000 | 7,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,125 |
| Cash dividends | $1,150,000 | 1,636 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 940 |
| Net operating income | $388,000 | 5,005 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,989,000 | 3,155 |
| Total interest expense | $2,835,000 | 2,855 |
| Net interest income | $3,154,000 | 3,359 |
| Provision for loan and lease losses | $53,000 | 5,129 |
| Total noninterest income | $613,000 | 3,097 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $110,000 | 4,655 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $503,000 | 2,236 |
| Total noninterest expense | $3,029,000 | 3,030 |
| Salaries and employee benefits | $1,611,000 | 3,117 |
| Premises and equipment expense | $637,000 | 2,118 |
| Additional noninterest expense | $781,000 | 3,421 |
| Pre-tax net operating income | $685,000 | 3,737 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $4,000 | 5,280 |
| Income before extraordinary items | $681,000 | 3,372 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $681,000 | 3,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,132 |
| Cash dividends | $836,000 | 1,638 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,078 |
| Net operating income | $681,000 | 3,320 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,091,000 | 3,139 |
| Total interest expense | $1,389,000 | 3,084 |
| Net interest income | $1,702,000 | 3,154 |
| Provision for loan and lease losses | $3,000 | 5,879 |
| Total noninterest income | $83,000 | 5,799 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $83,000 | 3,819 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 8,220 |
| Total noninterest expense | $1,493,000 | 3,076 |
| Salaries and employee benefits | $793,000 | 3,190 |
| Premises and equipment expense | $315,000 | 2,164 |
| Additional noninterest expense | $385,000 | 3,418 |
| Pre-tax net operating income | $289,000 | 4,232 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $4,000 | 5,199 |
| Income before extraordinary items | $285,000 | 3,920 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $285,000 | 3,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,036 |
| Cash dividends | $621,000 | 1,144 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 922 |
| Net operating income | $285,000 | 3,840 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,323,000 | 3,440 |
| Total interest expense | $4,767,000 | 3,585 |
| Net interest income | $6,556,000 | 3,269 |
| Provision for loan and lease losses | $185,000 | 3,989 |
| Total noninterest income | $437,000 | 5,308 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $216,000 | 4,745 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $221,000 | 4,860 |
| Total noninterest expense | $5,433,000 | 3,220 |
| Salaries and employee benefits | $2,462,000 | 3,766 |
| Premises and equipment expense | $1,125,000 | 2,310 |
| Additional noninterest expense | $1,846,000 | 2,859 |
| Pre-tax net operating income | $1,375,000 | 4,063 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $21,000 | 5,407 |
| Income before extraordinary items | $1,354,000 | 3,661 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,354,000 | 3,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,502 |
| Cash dividends | $2,120,000 | 1,538 |
| Sale, conversion, retirement of capital stock, net | $1,432,000 | 392 |
| Net operating income | $1,354,000 | 3,651 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,314,000 | 3,511 |
| Total interest expense | $3,489,000 | 3,650 |
| Net interest income | $4,825,000 | 3,329 |
| Provision for loan and lease losses | $150,000 | 3,464 |
| Total noninterest income | $327,000 | 5,364 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $157,000 | 4,827 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $170,000 | 4,816 |
| Total noninterest expense | $3,941,000 | 3,286 |
| Salaries and employee benefits | $1,784,000 | 3,856 |
| Premises and equipment expense | $818,000 | 2,361 |
| Additional noninterest expense | $1,339,000 | 2,897 |
| Pre-tax net operating income | $1,061,000 | 4,226 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $21,000 | 5,447 |
| Income before extraordinary items | $1,040,000 | 3,804 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,040,000 | 3,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,396 |
| Cash dividends | $1,955,000 | 1,252 |
| Sale, conversion, retirement of capital stock, net | $1,390,000 | 293 |
| Net operating income | $1,040,000 | 3,787 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,471,000 | 3,547 |
| Total interest expense | $2,290,000 | 3,691 |
| Net interest income | $3,181,000 | 3,387 |
| Provision for loan and lease losses | $150,000 | 2,579 |
| Total noninterest income | $229,000 | 5,290 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $99,000 | 4,965 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $130,000 | 4,584 |
| Total noninterest expense | $2,454,000 | 3,492 |
| Salaries and employee benefits | $1,134,000 | 4,022 |
| Premises and equipment expense | $508,000 | 2,547 |
| Additional noninterest expense | $812,000 | 3,148 |
| Pre-tax net operating income | $806,000 | 4,005 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $26,000 | 5,192 |
| Income before extraordinary items | $780,000 | 3,575 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $780,000 | 3,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,576 |
| Cash dividends | $1,445,000 | 1,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $780,000 | 3,552 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,695,000 | 3,582 |
| Total interest expense | $1,163,000 | 3,612 |
| Net interest income | $1,532,000 | 3,490 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $108,000 | 5,373 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $46,000 | 5,043 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $62,000 | 4,685 |
| Total noninterest expense | $1,054,000 | 3,974 |
| Salaries and employee benefits | $515,000 | 4,339 |
| Premises and equipment expense | $225,000 | 2,835 |
| Additional noninterest expense | $314,000 | 3,835 |
| Pre-tax net operating income | $526,000 | 3,401 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $526,000 | 2,902 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $526,000 | 2,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $915,000 | 871 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $526,000 | 2,887 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,887,000 | 3,608 |
| Total interest expense | $3,823,000 | 3,702 |
| Net interest income | $6,064,000 | 3,497 |
| Provision for loan and lease losses | $230,000 | 3,272 |
| Total noninterest income | $438,000 | 5,416 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $209,000 | 4,889 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $229,000 | 4,862 |
| Total noninterest expense | $3,232,000 | 4,647 |
| Salaries and employee benefits | $1,673,000 | 4,858 |
| Premises and equipment expense | $451,000 | 4,561 |
| Additional noninterest expense | $1,108,000 | 4,184 |
| Pre-tax net operating income | $3,040,000 | 2,749 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $340,000 | 3,628 |
| Income before extraordinary items | $2,700,000 | 2,461 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,700,000 | 2,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,128 |
| Cash dividends | $1,945,000 | 1,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,700,000 | 2,446 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,199,000 | 3,665 |
| Total interest expense | $2,669,000 | 3,808 |
| Net interest income | $4,530,000 | 3,524 |
| Provision for loan and lease losses | $170,000 | 3,189 |
| Total noninterest income | $340,000 | 5,368 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $169,000 | 4,780 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $171,000 | 4,871 |
| Total noninterest expense | $2,289,000 | 4,818 |
| Salaries and employee benefits | $1,170,000 | 5,056 |
| Premises and equipment expense | $296,000 | 4,990 |
| Additional noninterest expense | $823,000 | 4,190 |
| Pre-tax net operating income | $2,411,000 | 2,737 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $340,000 | 3,412 |
| Income before extraordinary items | $2,071,000 | 2,490 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,071,000 | 2,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $1,526,000 | 1,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,071,000 | 2,480 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,610,000 | 3,730 |
| Total interest expense | $1,630,000 | 3,907 |
| Net interest income | $2,980,000 | 3,564 |
| Provision for loan and lease losses | $100,000 | 3,294 |
| Total noninterest income | $229,000 | 5,334 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $119,000 | 4,620 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $110,000 | 4,927 |
| Total noninterest expense | $1,444,000 | 5,020 |
| Salaries and employee benefits | $675,000 | 5,541 |
| Premises and equipment expense | $190,000 | 5,092 |
| Additional noninterest expense | $579,000 | 4,019 |
| Pre-tax net operating income | $1,665,000 | 2,666 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $385,000 | 2,676 |
| Income before extraordinary items | $1,280,000 | 2,644 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,280,000 | 2,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $1,126,000 | 1,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,280,000 | 2,632 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,192,000 | 3,817 |
| Total interest expense | $735,000 | 4,051 |
| Net interest income | $1,457,000 | 3,623 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $118,000 | 5,248 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $54,000 | 4,773 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $64,000 | 4,593 |
| Total noninterest expense | $690,000 | 5,176 |
| Salaries and employee benefits | $316,000 | 5,782 |
| Premises and equipment expense | $90,000 | 5,271 |
| Additional noninterest expense | $284,000 | 4,062 |
| Pre-tax net operating income | $855,000 | 2,574 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $340,000 | 1,853 |
| Income before extraordinary items | $515,000 | 3,090 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $515,000 | 3,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $480,000 | 1,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $515,000 | 3,071 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,419,000 | 3,607 |
| Total interest expense | $2,656,000 | 3,663 |
| Net interest income | $5,763,000 | 3,544 |
| Provision for loan and lease losses | $460,000 | 2,027 |
| Total noninterest income | $491,000 | 5,278 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $235,000 | 4,705 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $256,000 | 4,681 |
| Total noninterest expense | $2,535,000 | 5,329 |
| Salaries and employee benefits | $1,209,000 | 5,777 |
| Premises and equipment expense | $161,000 | 7,152 |
| Additional noninterest expense | $1,165,000 | 3,938 |
| Pre-tax net operating income | $3,259,000 | 2,592 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,320,000 | 1,871 |
| Income before extraordinary items | $1,939,000 | 3,165 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,939,000 | 3,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,411 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 827 |
| Net operating income | $1,939,000 | 3,128 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,115,000 | 3,645 |
| Total interest expense | $1,904,000 | 3,638 |
| Net interest income | $4,211,000 | 3,613 |
| Provision for loan and lease losses | $400,000 | 1,715 |
| Total noninterest income | $360,000 | 5,363 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $173,000 | 4,778 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $187,000 | 4,754 |
| Total noninterest expense | $1,716,000 | 5,628 |
| Salaries and employee benefits | $833,000 | 5,993 |
| Premises and equipment expense | $198,000 | 6,061 |
| Additional noninterest expense | $685,000 | 4,691 |
| Pre-tax net operating income | $2,455,000 | 2,605 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $920,000 | 2,001 |
| Income before extraordinary items | $1,535,000 | 3,070 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,535,000 | 3,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 1,846 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 655 |
| Net operating income | $1,535,000 | 3,034 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,890,000 | 3,725 |
| Total interest expense | $1,185,000 | 3,649 |
| Net interest income | $2,705,000 | 3,687 |
| Provision for loan and lease losses | $240,000 | 1,839 |
| Total noninterest income | $230,000 | 5,432 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $117,000 | 4,711 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $113,000 | 4,941 |
| Total noninterest expense | $1,104,000 | 5,731 |
| Salaries and employee benefits | $545,000 | 6,076 |
| Premises and equipment expense | $133,000 | 6,041 |
| Additional noninterest expense | $426,000 | 4,889 |
| Pre-tax net operating income | $1,591,000 | 2,630 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $624,000 | 1,942 |
| Income before extraordinary items | $967,000 | 3,169 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $967,000 | 3,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 525 |
| Net operating income | $967,000 | 3,120 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,848,000 | 3,821 |
| Total interest expense | $562,000 | 3,694 |
| Net interest income | $1,286,000 | 3,830 |
| Provision for loan and lease losses | $120,000 | 1,733 |
| Total noninterest income | $109,000 | 5,505 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $59,000 | 4,633 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $50,000 | 5,188 |
| Total noninterest expense | $543,000 | 5,817 |
| Salaries and employee benefits | $283,000 | 5,978 |
| Premises and equipment expense | $70,000 | 5,955 |
| Additional noninterest expense | $190,000 | 5,263 |
| Pre-tax net operating income | $732,000 | 2,759 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $299,000 | 1,980 |
| Income before extraordinary items | $433,000 | 3,412 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $433,000 | 3,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $433,000 | 3,383 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,826,000 | 4,347 |
| Total interest expense | $1,579,000 | 4,380 |
| Net interest income | $4,247,000 | 4,301 |
| Provision for loan and lease losses | $355,000 | 2,603 |
| Total noninterest income | $299,000 | 6,414 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $195,000 | 5,277 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $104,000 | 6,343 |
| Total noninterest expense | $2,182,000 | 5,726 |
| Salaries and employee benefits | $1,186,000 | 5,723 |
| Premises and equipment expense | $260,000 | 6,086 |
| Additional noninterest expense | $736,000 | 5,360 |
| Pre-tax net operating income | $2,009,000 | 3,488 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $358,000 | 3,902 |
| Income before extraordinary items | $1,651,000 | 3,392 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,651,000 | 3,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,719 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $994,000 | 409 |
| Net operating income | $1,651,000 | 3,324 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,185,000 | 4,474 |
| Total interest expense | $1,148,000 | 4,421 |
| Net interest income | $3,037,000 | 4,426 |
| Provision for loan and lease losses | $345,000 | 2,034 |
| Total noninterest income | $216,000 | 6,541 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $151,000 | 5,247 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $65,000 | 6,663 |
| Total noninterest expense | $1,547,000 | 5,864 |
| Salaries and employee benefits | $837,000 | 5,877 |
| Premises and equipment expense | $196,000 | 6,042 |
| Additional noninterest expense | $514,000 | 5,555 |
| Pre-tax net operating income | $1,361,000 | 3,833 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $104,000 | 5,297 |
| Income before extraordinary items | $1,257,000 | 3,421 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,257,000 | 3,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,870 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $994,000 | 316 |
| Net operating income | $1,257,000 | 3,332 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,675,000 | 4,604 |
| Total interest expense | $755,000 | 4,456 |
| Net interest income | $1,920,000 | 4,597 |
| Provision for loan and lease losses | $225,000 | 1,999 |
| Total noninterest income | $118,000 | 6,927 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $100,000 | 5,267 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $18,000 | 7,850 |
| Total noninterest expense | $1,011,000 | 5,961 |
| Salaries and employee benefits | $551,000 | 5,962 |
| Premises and equipment expense | $131,000 | 6,070 |
| Additional noninterest expense | $329,000 | 5,697 |
| Pre-tax net operating income | $802,000 | 4,104 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $802,000 | 3,516 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $802,000 | 3,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,118 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $994,000 | 222 |
| Net operating income | $802,000 | 3,435 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,297,000 | 4,726 |
| Total interest expense | $373,000 | 4,521 |
| Net interest income | $924,000 | 4,739 |
| Provision for loan and lease losses | $105,000 | 2,016 |
| Total noninterest income | $51,000 | 7,183 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $54,000 | 5,021 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $-3,000 | 9,074 |
| Total noninterest expense | $499,000 | 6,058 |
| Salaries and employee benefits | $286,000 | 5,878 |
| Premises and equipment expense | $65,000 | 6,100 |
| Additional noninterest expense | $148,000 | 6,044 |
| Pre-tax net operating income | $371,000 | 4,276 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $371,000 | 3,715 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $371,000 | 3,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $993,000 | 129 |
| Net operating income | $371,000 | 3,588 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,539,000 | 6,010 |
| Total interest expense | $1,068,000 | 5,934 |
| Net interest income | $2,471,000 | 5,936 |
| Provision for loan and lease losses | $395,000 | 2,618 |
| Total noninterest income | $151,000 | 7,795 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $99,000 | 6,568 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $52,000 | 7,508 |
| Total noninterest expense | $1,611,000 | 6,690 |
| Salaries and employee benefits | $882,000 | 6,659 |
| Premises and equipment expense | $240,000 | 6,296 |
| Additional noninterest expense | $489,000 | 6,615 |
| Pre-tax net operating income | $616,000 | 6,283 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $616,000 | 5,896 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $616,000 | 5,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $369,000 | 529 |
| Net operating income | $616,000 | 5,719 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,399,000 | 6,391 |
| Total interest expense | $754,000 | 6,254 |
| Net interest income | $1,645,000 | 6,369 |
| Provision for loan and lease losses | $270,000 | 2,692 |
| Total noninterest income | $96,000 | 8,074 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $56,000 | 7,053 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $40,000 | 7,508 |
| Total noninterest expense | $1,161,000 | 6,800 |
| Salaries and employee benefits | $634,000 | 6,769 |
| Premises and equipment expense | $175,000 | 6,385 |
| Additional noninterest expense | $352,000 | 6,697 |
| Pre-tax net operating income | $310,000 | 7,127 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $310,000 | 6,898 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $310,000 | 6,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $126,000 | 496 |
| Net operating income | $310,000 | 6,728 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,457,000 | 6,758 |
| Total interest expense | $511,000 | 6,328 |
| Net interest income | $946,000 | 6,806 |
| Provision for loan and lease losses | $180,000 | 2,675 |
| Total noninterest income | $56,000 | 8,230 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $25,000 | 7,506 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $31,000 | 7,275 |
| Total noninterest expense | $756,000 | 6,888 |
| Salaries and employee benefits | $412,000 | 6,864 |
| Premises and equipment expense | $112,000 | 6,480 |
| Additional noninterest expense | $232,000 | 6,752 |
| Pre-tax net operating income | $66,000 | 8,257 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $66,000 | 8,271 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $66,000 | 8,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $66,000 | 8,130 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $669,000 | 7,031 |
| Total interest expense | $225,000 | 6,759 |
| Net interest income | $444,000 | 6,995 |
| Provision for loan and lease losses | $90,000 | 2,494 |
| Total noninterest income | $30,000 | 8,154 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $13,000 | 7,452 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $17,000 | 7,158 |
| Total noninterest expense | $368,000 | 6,973 |
| Salaries and employee benefits | $203,000 | 6,940 |
| Premises and equipment expense | $53,000 | 6,622 |
| Additional noninterest expense | $112,000 | 6,838 |
| Pre-tax net operating income | $16,000 | 8,507 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $16,000 | 8,542 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $16,000 | 8,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $16,000 | 8,428 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,663,000 | 8,205 |
| Total interest expense | $786,000 | 7,559 |
| Net interest income | $877,000 | 8,464 |
| Provision for loan and lease losses | $210,000 | 4,243 |
| Total noninterest income | $91,000 | 8,506 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $49,000 | 7,550 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $42,000 | 7,814 |
| Total noninterest expense | $1,260,000 | 7,344 |
| Salaries and employee benefits | $705,000 | 7,247 |
| Premises and equipment expense | $221,000 | 6,510 |
| Additional noninterest expense | $334,000 | 7,556 |
| Pre-tax net operating income | $-502,000 | 8,980 |
| Securities gains (losses) | $-9,000 | 8,892 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-511,000 | 9,039 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-511,000 | 9,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 327 |
| Net operating income | $-502,000 | 8,994 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $577,000 | 9,392 |
| Total interest expense | $261,000 | 9,328 |
| Net interest income | $316,000 | 9,396 |
| Provision for loan and lease losses | $100,000 | 5,578 |
| Total noninterest income | $37,000 | 9,296 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $28,000 | 8,010 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $9,000 | 9,168 |
| Total noninterest expense | $1,209,000 | 7,430 |
| Salaries and employee benefits | $445,000 | 8,424 |
| Premises and equipment expense | $135,000 | 7,770 |
| Additional noninterest expense | $629,000 | 5,675 |
| Pre-tax net operating income | $-956,000 | 9,345 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-956,000 | 9,407 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-956,000 | 9,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $5,888,000 | 150 |
| Net operating income | $-956,000 | 9,377 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.