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Marine Bank & Trust Company, Income and Expense

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2025-06-30 (YTD Data)		Rank
Total interest income	$14,616,000	1,617
Total interest expense	$5,872,000	1,467
Net interest income	$8,744,000	1,722
Provision for loan and lease losses	$0	3,122
Total noninterest income	$967,000	2,009
Gross Fiduciary activities income	$0	937
Service charges on deposit accounts	$224,000	1,747
Trading account gains and fees	NA	NA
Additional Noninterest Income	$743,000	1,839
Total noninterest expense	$7,134,000	1,672
Salaries and employee benefits	$4,184,000	1,622
Premises and equipment expense	$706,000	1,646
Additional noninterest expense	$743,000	1,861
Pre-tax net operating income	$2,577,000	2,005
Securities gains (losses)	$0	804
Applicable income taxes	$631,000	1,369
Income before extraordinary items	$1,946,000	2,163
Extraordinary gains, net	$0	20
Net income	$1,946,000	2,182
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,946,000	2,163
Net charge-offs	$0	2,761
Cash dividends	$0	2,872
Sale, conversion, retirement of capital stock, net	$6,000	470
Net operating income	$1,946,000	2,168
2025-03-31 (YTD Data)		Rank
Total interest income	$7,299,000	1,615
Total interest expense	$2,931,000	1,445
Net interest income	$4,368,000	1,710
Provision for loan and lease losses	$0	2,775
Total noninterest income	$460,000	2,015
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$115,000	1,716
Trading account gains and fees	NA	NA
Additional Noninterest Income	$345,000	1,850
Total noninterest expense	$3,587,000	1,663
Salaries and employee benefits	$2,104,000	1,613
Premises and equipment expense	$351,000	1,674
Additional noninterest expense	$345,000	1,850
Pre-tax net operating income	$1,241,000	1,992
Securities gains (losses)	$0	665
Applicable income taxes	$305,000	1,332
Income before extraordinary items	$936,000	2,136
Extraordinary gains, net	$0	47
Net income	$936,000	2,161
Minority interest net income	$0	65
Net income of bank and minority interests.	$936,000	2,136
Net charge-offs	$0	2,299
Cash dividends	$0	2,364
Sale, conversion, retirement of capital stock, net	$6,000	452
Net operating income	$936,000	2,150
2024-12-31 (YTD Data)		Rank
Total interest income	$30,124,000	1,547
Total interest expense	$13,717,000	1,337
Net interest income	$16,407,000	1,720
Provision for loan and lease losses	$375,000	1,586
Total noninterest income	$2,004,000	2,007
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$465,000	1,728
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,539,000	1,829
Total noninterest expense	$13,691,000	1,699
Salaries and employee benefits	$7,941,000	1,664
Premises and equipment expense	$1,313,000	1,735
Additional noninterest expense	$1,539,000	1,829
Pre-tax net operating income	$4,345,000	2,025
Securities gains (losses)	$0	940
Applicable income taxes	$1,096,000	1,343
Income before extraordinary items	$3,249,000	2,189
Extraordinary gains, net	$0	53
Net income	$3,249,000	2,212
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,249,000	2,190
Net charge-offs	$18,000	2,509
Cash dividends	$500,000	2,778
Sale, conversion, retirement of capital stock, net	$133,000	438
Net operating income	$3,249,000	2,198
2024-09-30 (YTD Data)		Rank
Total interest income	$22,698,000	1,537
Total interest expense	$10,493,000	1,307
Net interest income	$12,205,000	1,717
Provision for loan and lease losses	$325,000	1,394
Total noninterest income	$1,497,000	1,996
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$344,000	1,748
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,153,000	1,826
Total noninterest expense	$10,243,000	1,683
Salaries and employee benefits	$5,886,000	1,668
Premises and equipment expense	$941,000	1,790
Additional noninterest expense	$1,153,000	1,826
Pre-tax net operating income	$3,134,000	2,078
Securities gains (losses)	$0	930
Applicable income taxes	$783,000	1,384
Income before extraordinary items	$2,351,000	2,231
Extraordinary gains, net	$0	51
Net income	$2,351,000	2,256
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,351,000	2,234
Net charge-offs	$18,000	2,149
Cash dividends	$500,000	2,271
Sale, conversion, retirement of capital stock, net	$99,000	408
Net operating income	$2,351,000	2,235
2024-06-30 (YTD Data)		Rank
Total interest income	$15,281,000	1,513
Total interest expense	$6,975,000	1,296
Net interest income	$8,306,000	1,679
Provision for loan and lease losses	$250,000	1,223
Total noninterest income	$1,006,000	1,952
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$228,000	1,736
Trading account gains and fees	NA	NA
Additional Noninterest Income	$778,000	1,799
Total noninterest expense	$6,797,000	1,693
Salaries and employee benefits	$3,921,000	1,668
Premises and equipment expense	$624,000	1,787
Additional noninterest expense	$778,000	1,799
Pre-tax net operating income	$2,265,000	1,962
Securities gains (losses)	$0	628
Applicable income taxes	$568,000	1,320
Income before extraordinary items	$1,697,000	2,126
Extraordinary gains, net	$0	52
Net income	$1,697,000	2,155
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,697,000	2,128
Net charge-offs	$18,000	1,821
Cash dividends	$500,000	1,981
Sale, conversion, retirement of capital stock, net	$68,000	386
Net operating income	$1,697,000	2,125
2024-03-31 (YTD Data)		Rank
Total interest income	$7,767,000	1,481
Total interest expense	$3,474,000	1,284
Net interest income	$4,293,000	1,622
Provision for loan and lease losses	$150,000	959
Total noninterest income	$479,000	1,986
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$113,000	1,741
Trading account gains and fees	NA	NA
Additional Noninterest Income	$366,000	1,806
Total noninterest expense	$3,326,000	1,719
Salaries and employee benefits	$1,949,000	1,673
Premises and equipment expense	$316,000	1,766
Additional noninterest expense	$366,000	1,806
Pre-tax net operating income	$1,296,000	1,745
Securities gains (losses)	$0	689
Applicable income taxes	$319,000	1,219
Income before extraordinary items	$977,000	1,930
Extraordinary gains, net	$0	51
Net income	$977,000	1,955
Minority interest net income	$0	72
Net income of bank and minority interests.	$977,000	1,930
Net charge-offs	$0	2,217
Cash dividends	$500,000	1,275
Sale, conversion, retirement of capital stock, net	$35,000	320
Net operating income	$977,000	1,929
2023-12-31 (YTD Data)		Rank
Total interest income	$28,011,000	1,488
Total interest expense	$9,417,000	1,349
Net interest income	$18,594,000	1,528
Provision for loan and lease losses	$650,000	1,092
Total noninterest income	$1,943,000	2,052
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$443,000	1,782
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,500,000	1,886
Total noninterest expense	$13,372,000	1,674
Salaries and employee benefits	$7,927,000	1,621
Premises and equipment expense	$1,254,000	1,753
Additional noninterest expense	$1,500,000	1,886
Pre-tax net operating income	$6,515,000	1,626
Securities gains (losses)	$4,000	883
Applicable income taxes	$1,532,000	1,166
Income before extraordinary items	$4,987,000	1,726
Extraordinary gains, net	$0	54
Net income	$4,987,000	1,747
Minority interest net income	$0	88
Net income of bank and minority interests.	$4,987,000	1,729
Net charge-offs	$0	2,884
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$241,000	346
Net operating income	$4,983,840	1,759
2023-09-30 (YTD Data)		Rank
Total interest income	$20,725,000	1,463
Total interest expense	$6,290,000	1,364
Net interest income	$14,435,000	1,494
Provision for loan and lease losses	$500,000	1,003
Total noninterest income	$1,431,000	2,069
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$332,000	1,791
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,099,000	1,896
Total noninterest expense	$10,305,000	1,627
Salaries and employee benefits	$6,146,000	1,583
Premises and equipment expense	$936,000	1,762
Additional noninterest expense	$1,099,000	1,896
Pre-tax net operating income	$5,061,000	1,639
Securities gains (losses)	$4,000	719
Applicable income taxes	$1,167,000	1,174
Income before extraordinary items	$3,898,000	1,743
Extraordinary gains, net	$0	52
Net income	$3,898,000	1,757
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,898,000	1,743
Net charge-offs	$0	2,641
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$182,000	337
Net operating income	$3,894,840	1,764
2023-06-30 (YTD Data)		Rank
Total interest income	$13,618,000	1,444
Total interest expense	$3,723,000	1,356
Net interest income	$9,895,000	1,479
Provision for loan and lease losses	$350,000	947
Total noninterest income	$942,000	2,029
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$217,000	1,800
Trading account gains and fees	NA	NA
Additional Noninterest Income	$725,000	1,850
Total noninterest expense	$6,928,000	1,602
Salaries and employee benefits	$4,199,000	1,536
Premises and equipment expense	$621,000	1,757
Additional noninterest expense	$725,000	1,848
Pre-tax net operating income	$3,559,000	1,574
Securities gains (losses)	$4,000	768
Applicable income taxes	$805,000	1,158
Income before extraordinary items	$2,758,000	1,658
Extraordinary gains, net	$0	51
Net income	$2,758,000	1,677
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,758,000	1,657
Net charge-offs	$0	2,431
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$121,000	326
Net operating income	$2,754,840	1,672
2023-03-31 (YTD Data)		Rank
Total interest income	$6,600,000	1,468
Total interest expense	$1,531,000	1,404
Net interest income	$5,069,000	1,454
Provision for loan and lease losses	$200,000	881
Total noninterest income	$469,000	2,030
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$108,000	1,814
Trading account gains and fees	NA	NA
Additional Noninterest Income	$361,000	1,845
Total noninterest expense	$3,382,000	1,664
Salaries and employee benefits	$2,004,000	1,637
Premises and equipment expense	$304,000	1,820
Additional noninterest expense	$361,000	1,845
Pre-tax net operating income	$1,956,000	1,493
Securities gains (losses)	$0	950
Applicable income taxes	$429,000	1,129
Income before extraordinary items	$1,527,000	1,581
Extraordinary gains, net	$0	4
Net income	$1,527,000	1,581
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,527,000	1,581
Net charge-offs	$0	2,062
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$60,000	296
Net operating income	$1,527,000	1,598
2022-12-31 (YTD Data)		Rank
Total interest income	$20,887,000	1,518
Total interest expense	$1,231,000	2,161
Net interest income	$19,656,000	1,457
Provision for loan and lease losses	$1,350,000	669
Total noninterest income	$2,231,000	1,929
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$367,000	2,040
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,864,000	1,688
Total noninterest expense	$13,597,000	1,619
Salaries and employee benefits	$8,234,000	1,523
Premises and equipment expense	$1,164,000	1,852
Additional noninterest expense	$1,864,000	1,688
Pre-tax net operating income	$6,940,000	1,655
Securities gains (losses)	$0	691
Applicable income taxes	$1,361,000	1,340
Income before extraordinary items	$5,579,000	1,691
Extraordinary gains, net	$0	5
Net income	$5,579,000	1,689
Minority interest net income	$0	63
Net income of bank and minority interests.	$5,579,000	1,690
Net charge-offs	$0	2,620
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$210,000	398
Net operating income	$5,579,000	1,718
2022-09-30 (YTD Data)		Rank
Total interest income	$14,504,000	1,568
Total interest expense	$296,000	3,319
Net interest income	$14,208,000	1,477
Provision for loan and lease losses	$700,000	783
Total noninterest income	$1,611,000	1,992
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$270,000	2,087
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,341,000	1,749
Total noninterest expense	$10,081,000	1,620
Salaries and employee benefits	$6,134,000	1,548
Premises and equipment expense	$848,000	1,902
Additional noninterest expense	$1,341,000	1,749
Pre-tax net operating income	$5,038,000	1,693
Securities gains (losses)	$0	740
Applicable income taxes	$984,000	1,355
Income before extraordinary items	$4,054,000	1,705
Extraordinary gains, net	$0	4
Net income	$4,054,000	1,703
Minority interest net income	$0	57
Net income of bank and minority interests.	$4,054,000	1,704
Net charge-offs	$0	2,349
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$156,000	368
Net operating income	$4,054,000	1,744
2022-06-30 (YTD Data)		Rank
Total interest income	$9,005,000	1,609
Total interest expense	$134,000	3,667
Net interest income	$8,871,000	1,523
Provision for loan and lease losses	$300,000	908
Total noninterest income	$1,219,000	1,845
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$174,000	2,111
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,045,000	1,638
Total noninterest expense	$6,627,000	1,620
Salaries and employee benefits	$4,122,000	1,528
Premises and equipment expense	$555,000	1,926
Additional noninterest expense	$1,950,000	1,632
Pre-tax net operating income	$3,163,000	1,669
Securities gains (losses)	$0	687
Applicable income taxes	$603,000	1,344
Income before extraordinary items	$2,560,000	1,698
Extraordinary gains, net	$0	4
Net income	$2,560,000	1,696
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,560,000	1,698
Net charge-offs	$0	2,156
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$102,000	365
Net operating income	$2,560,000	1,733
2022-03-31 (YTD Data)		Rank
Total interest income	$4,116,000	1,694
Total interest expense	$67,000	3,645
Net interest income	$4,049,000	1,593
Provision for loan and lease losses	$150,000	763
Total noninterest income	$669,000	1,758
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$90,000	2,066
Trading account gains and fees	NA	NA
Additional Noninterest Income	$579,000	1,542
Total noninterest expense	$3,189,000	1,661
Salaries and employee benefits	$2,009,000	1,563
Premises and equipment expense	$277,000	1,948
Additional noninterest expense	$903,000	1,716
Pre-tax net operating income	$1,379,000	1,745
Securities gains (losses)	$0	623
Applicable income taxes	$280,000	1,364
Income before extraordinary items	$1,099,000	1,797
Extraordinary gains, net	$0	4
Net income	$1,099,000	1,797
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,099,000	1,797
Net charge-offs	$0	1,838
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$47,000	335
Net operating income	$1,099,000	1,816
2021-12-31 (YTD Data)		Rank
Total interest income	$17,044,000	1,688
Total interest expense	$410,000	3,416
Net interest income	$16,634,000	1,589
Provision for loan and lease losses	$780,000	739
Total noninterest income	$2,785,000	1,883
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$345,000	2,028
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,440,000	1,707
Total noninterest expense	$12,180,000	1,724
Salaries and employee benefits	$7,340,000	1,657
Premises and equipment expense	$1,166,000	1,853
Additional noninterest expense	$3,674,000	1,688
Pre-tax net operating income	$6,459,000	1,743
Securities gains (losses)	$0	2,062
Applicable income taxes	$1,391,000	1,371
Income before extraordinary items	$5,068,000	1,879
Extraordinary gains, net	$0	10
Net income	$5,068,000	1,879
Minority interest net income	$0	74
Net income of bank and minority interests.	$5,068,000	1,880
Net charge-offs	$-116,000	4,407
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$138,000	437
Net operating income	$5,068,000	1,849
2021-09-30 (YTD Data)		Rank
Total interest income	$12,785,000	1,714
Total interest expense	$337,000	3,400
Net interest income	$12,448,000	1,618
Provision for loan and lease losses	$480,000	845
Total noninterest income	$2,124,000	1,908
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$254,000	2,056
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,870,000	1,740
Total noninterest expense	$8,710,000	1,776
Salaries and employee benefits	$5,285,000	1,711
Premises and equipment expense	$819,000	1,954
Additional noninterest expense	$2,606,000	1,761
Pre-tax net operating income	$5,382,000	1,672
Securities gains (losses)	$0	2,015
Applicable income taxes	$1,231,000	1,301
Income before extraordinary items	$4,151,000	1,827
Extraordinary gains, net	$0	8
Net income	$4,151,000	1,826
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,151,000	1,827
Net charge-offs	$-118,000	4,515
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$104,000	411
Net operating income	$4,151,000	1,793
2021-06-30 (YTD Data)		Rank
Total interest income	$8,112,000	1,790
Total interest expense	$246,000	3,365
Net interest income	$7,866,000	1,675
Provision for loan and lease losses	$280,000	951
Total noninterest income	$1,332,000	1,924
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$168,000	2,016
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,164,000	1,766
Total noninterest expense	$5,399,000	1,868
Salaries and employee benefits	$3,257,000	1,812
Premises and equipment expense	$503,000	2,051
Additional noninterest expense	$1,639,000	1,831
Pre-tax net operating income	$3,519,000	1,669
Securities gains (losses)	$0	1,818
Applicable income taxes	$828,000	1,290
Income before extraordinary items	$2,691,000	1,841
Extraordinary gains, net	$0	6
Net income	$2,691,000	1,842
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,691,000	1,841
Net charge-offs	$-51,000	4,364
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$69,000	391
Net operating income	$2,691,000	1,806
2021-03-31 (YTD Data)		Rank
Total interest income	$4,091,000	1,779
Total interest expense	$138,000	3,280
Net interest income	$3,953,000	1,661
Provision for loan and lease losses	$130,000	1,086
Total noninterest income	$703,000	1,874
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$86,000	1,985
Trading account gains and fees	NA	NA
Additional Noninterest Income	$617,000	1,699
Total noninterest expense	$2,553,000	1,937
Salaries and employee benefits	$1,482,000	1,932
Premises and equipment expense	$254,000	2,052
Additional noninterest expense	$817,000	1,808
Pre-tax net operating income	$1,973,000	1,538
Securities gains (losses)	$0	1,392
Applicable income taxes	$471,000	1,177
Income before extraordinary items	$1,502,000	1,717
Extraordinary gains, net	$0	3
Net income	$1,502,000	1,717
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,502,000	1,717
Net charge-offs	$-6,000	3,842
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$35,000	362
Net operating income	$1,502,000	1,678
2020-12-31 (YTD Data)		Rank
Total interest income	$13,840,000	2,001
Total interest expense	$1,324,000	2,560
Net interest income	$12,516,000	1,882
Provision for loan and lease losses	$980,000	1,611
Total noninterest income	$1,958,000	2,143
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$237,000	2,533
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,721,000	1,949
Total noninterest expense	$9,312,000	2,043
Salaries and employee benefits	$5,422,000	2,036
Premises and equipment expense	$999,000	2,040
Additional noninterest expense	$2,891,000	1,973
Pre-tax net operating income	$4,182,000	2,013
Securities gains (losses)	$0	2,675
Applicable income taxes	$1,012,000	1,420
Income before extraordinary items	$3,170,000	2,228
Extraordinary gains, net	$0	4
Net income	$3,170,000	2,228
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,170,000	2,228
Net charge-offs	$-6,000	4,154
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$100,000	442
Net operating income	$3,170,000	2,169
2020-09-30 (YTD Data)		Rank
Total interest income	$10,062,000	2,059
Total interest expense	$1,126,000	2,479
Net interest income	$8,936,000	1,962
Provision for loan and lease losses	$850,000	1,500
Total noninterest income	$1,340,000	2,204
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$168,000	2,629
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,172,000	2,009
Total noninterest expense	$6,648,000	2,108
Salaries and employee benefits	$3,755,000	2,126
Premises and equipment expense	$738,000	2,047
Additional noninterest expense	$2,155,000	1,959
Pre-tax net operating income	$2,778,000	2,145
Securities gains (losses)	$0	2,494
Applicable income taxes	$680,000	1,484
Income before extraordinary items	$2,098,000	2,379
Extraordinary gains, net	$0	4
Net income	$2,098,000	2,379
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,098,000	2,379
Net charge-offs	$1,000	3,162
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$83,000	410
Net operating income	$2,098,000	2,330
2020-06-30 (YTD Data)		Rank
Total interest income	$6,577,000	2,118
Total interest expense	$812,000	2,468
Net interest income	$5,765,000	2,028
Provision for loan and lease losses	$685,000	1,346
Total noninterest income	$893,000	2,158
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$111,000	2,678
Trading account gains and fees	NA	NA
Additional Noninterest Income	$782,000	1,924
Total noninterest expense	$4,197,000	2,180
Salaries and employee benefits	$2,287,000	2,258
Premises and equipment expense	$482,000	2,073
Additional noninterest expense	$1,428,000	1,963
Pre-tax net operating income	$1,776,000	2,166
Securities gains (losses)	$0	2,249
Applicable income taxes	$432,000	1,463
Income before extraordinary items	$1,344,000	2,395
Extraordinary gains, net	$0	4
Net income	$1,344,000	2,394
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,344,000	2,395
Net charge-offs	$-12,000	4,373
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$65,000	373
Net operating income	$1,344,000	2,362
2020-03-31 (YTD Data)		Rank
Total interest income	$3,231,000	2,133
Total interest expense	$415,000	2,570
Net interest income	$2,816,000	2,025
Provision for loan and lease losses	$190,000	1,490
Total noninterest income	$580,000	1,782
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$66,000	2,712
Trading account gains and fees	NA	NA
Additional Noninterest Income	$514,000	1,494
Total noninterest expense	$2,333,000	2,047
Salaries and employee benefits	$1,386,000	1,997
Premises and equipment expense	$238,000	2,111
Additional noninterest expense	$709,000	2,010
Pre-tax net operating income	$873,000	2,036
Securities gains (losses)	$0	1,705
Applicable income taxes	$219,000	1,320
Income before extraordinary items	$654,000	2,278
Extraordinary gains, net	$0	4
Net income	$654,000	2,277
Minority interest net income	$0	56
Net income of bank and minority interests.	$654,000	2,278
Net charge-offs	$-7,000	4,334
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$17,000	413
Net operating income	$654,000	2,248
2019-12-31 (YTD Data)		Rank
Total interest income	$11,939,000	2,296
Total interest expense	$1,580,000	2,679
Net interest income	$10,359,000	2,175
Provision for loan and lease losses	$256,000	2,113
Total noninterest income	$1,154,000	2,636
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$182,000	3,276
Trading account gains and fees	NA	NA
Additional Noninterest Income	$972,000	2,279
Total noninterest expense	$8,858,000	2,098
Salaries and employee benefits	$5,039,000	2,093
Premises and equipment expense	$986,000	2,059
Additional noninterest expense	$2,833,000	2,018
Pre-tax net operating income	$2,399,000	2,795
Securities gains (losses)	$0	2,379
Applicable income taxes	$605,000	1,835
Income before extraordinary items	$1,794,000	3,046
Extraordinary gains, net	$0	11
Net income	$1,794,000	3,045
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,794,000	3,047
Net charge-offs	$-28,000	4,663
Cash dividends	$350,000	3,234
Sale, conversion, retirement of capital stock, net	$53,000	531
Net operating income	$1,794,000	3,014
2019-09-30 (YTD Data)		Rank
Total interest income	$8,856,000	2,339
Total interest expense	$1,162,000	2,727
Net interest income	$7,694,000	2,224
Provision for loan and lease losses	$180,000	2,065
Total noninterest income	$849,000	2,668
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$130,000	3,368
Trading account gains and fees	NA	NA
Additional Noninterest Income	$719,000	2,289
Total noninterest expense	$6,616,000	2,107
Salaries and employee benefits	$3,789,000	2,095
Premises and equipment expense	$712,000	2,118
Additional noninterest expense	$2,115,000	2,035
Pre-tax net operating income	$1,747,000	2,916
Securities gains (losses)	$0	2,167
Applicable income taxes	$455,000	1,882
Income before extraordinary items	$1,292,000	3,156
Extraordinary gains, net	$0	11
Net income	$1,292,000	3,155
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,292,000	3,156
Net charge-offs	$-20,000	4,606
Cash dividends	$350,000	2,796
Sale, conversion, retirement of capital stock, net	$40,000	498
Net operating income	$1,292,000	3,123
2019-06-30 (YTD Data)		Rank
Total interest income	$5,872,000	2,351
Total interest expense	$742,000	2,767
Net interest income	$5,130,000	2,227
Provision for loan and lease losses	$150,000	1,792
Total noninterest income	$558,000	2,661
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$87,000	3,369
Trading account gains and fees	NA	NA
Additional Noninterest Income	$471,000	2,278
Total noninterest expense	$4,411,000	2,113
Salaries and employee benefits	$2,490,000	2,123
Premises and equipment expense	$470,000	2,145
Additional noninterest expense	$1,451,000	2,006
Pre-tax net operating income	$1,127,000	2,933
Securities gains (losses)	$0	1,702
Applicable income taxes	$295,000	1,876
Income before extraordinary items	$832,000	3,192
Extraordinary gains, net	$0	11
Net income	$832,000	3,190
Minority interest net income	$0	69
Net income of bank and minority interests.	$832,000	3,190
Net charge-offs	$-13,000	4,553
Cash dividends	$350,000	2,456
Sale, conversion, retirement of capital stock, net	$26,000	493
Net operating income	$832,000	3,164
2019-03-31 (YTD Data)		Rank
Total interest income	$2,915,000	2,360
Total interest expense	$359,000	2,787
Net interest income	$2,556,000	2,232
Provision for loan and lease losses	$120,000	1,335
Total noninterest income	$236,000	2,846
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$48,000	3,250
Trading account gains and fees	NA	NA
Additional Noninterest Income	$188,000	2,473
Total noninterest expense	$2,140,000	2,166
Salaries and employee benefits	$1,204,000	2,203
Premises and equipment expense	$232,000	2,183
Additional noninterest expense	$704,000	2,018
Pre-tax net operating income	$532,000	2,987
Securities gains (losses)	$0	1,087
Applicable income taxes	$138,000	1,899
Income before extraordinary items	$394,000	3,244
Extraordinary gains, net	$0	5
Net income	$394,000	3,242
Minority interest net income	$0	52
Net income of bank and minority interests.	$394,000	3,243
Net charge-offs	$-6,000	4,462
Cash dividends	$350,000	1,603
Sale, conversion, retirement of capital stock, net	$13,000	452
Net operating income	$394,000	3,235
2018-12-31 (YTD Data)		Rank
Total interest income	$10,449,000	2,446
Total interest expense	$1,334,000	2,511
Net interest income	$9,115,000	2,427
Provision for loan and lease losses	$450,000	1,544
Total noninterest income	$1,109,000	2,717
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$215,000	3,217
Trading account gains and fees	NA	NA
Additional Noninterest Income	$894,000	2,363
Total noninterest expense	$8,185,000	2,208
Salaries and employee benefits	$4,622,000	2,233
Premises and equipment expense	$898,000	2,204
Additional noninterest expense	$2,665,000	2,116
Pre-tax net operating income	$1,589,000	3,456
Securities gains (losses)	$0	1,125
Applicable income taxes	$421,000	2,130
Income before extraordinary items	$1,168,000	3,703
Extraordinary gains, net	$0	6
Net income	$1,168,000	3,700
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,168,000	3,702
Net charge-offs	$479,000	982
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$14,000	625
Net operating income	$1,168,000	3,706
2018-09-30 (YTD Data)		Rank
Total interest income	$7,637,000	2,493
Total interest expense	$973,000	2,483
Net interest income	$6,664,000	2,479
Provision for loan and lease losses	$315,000	1,521
Total noninterest income	$815,000	2,769
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$151,000	3,332
Trading account gains and fees	NA	NA
Additional Noninterest Income	$664,000	2,399
Total noninterest expense	$6,161,000	2,198
Salaries and employee benefits	$3,552,000	2,186
Premises and equipment expense	$648,000	2,265
Additional noninterest expense	$1,961,000	2,147
Pre-tax net operating income	$1,003,000	3,749
Securities gains (losses)	$0	1,118
Applicable income taxes	$262,000	2,325
Income before extraordinary items	$741,000	3,985
Extraordinary gains, net	$0	5
Net income	$741,000	3,984
Minority interest net income	$0	66
Net income of bank and minority interests.	$741,000	3,984
Net charge-offs	$429,000	790
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$14,000	577
Net operating income	$741,000	3,983
2018-06-30 (YTD Data)		Rank
Total interest income	$4,948,000	2,525
Total interest expense	$621,000	2,473
Net interest income	$4,327,000	2,522
Provision for loan and lease losses	$145,000	1,865
Total noninterest income	$532,000	2,802
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$98,000	3,359
Trading account gains and fees	NA	NA
Additional Noninterest Income	$434,000	2,420
Total noninterest expense	$4,033,000	2,248
Salaries and employee benefits	$2,343,000	2,213
Premises and equipment expense	$409,000	2,373
Additional noninterest expense	$1,281,000	2,184
Pre-tax net operating income	$681,000	3,726
Securities gains (losses)	$0	961
Applicable income taxes	$177,000	2,315
Income before extraordinary items	$504,000	3,947
Extraordinary gains, net	$0	6
Net income	$504,000	3,946
Minority interest net income	$0	65
Net income of bank and minority interests.	$504,000	3,946
Net charge-offs	$375,000	633
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$14,000	554
Net operating income	$504,000	3,947
2018-03-31 (YTD Data)		Rank
Total interest income	$2,406,000	2,569
Total interest expense	$294,000	2,494
Net interest income	$2,112,000	2,574
Provision for loan and lease losses	$70,000	1,800
Total noninterest income	$277,000	2,728
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$51,000	3,326
Trading account gains and fees	NA	NA
Additional Noninterest Income	$226,000	2,341
Total noninterest expense	$1,923,000	2,338
Salaries and employee benefits	$1,105,000	2,332
Premises and equipment expense	$192,000	2,501
Additional noninterest expense	$626,000	2,206
Pre-tax net operating income	$396,000	3,450
Securities gains (losses)	$0	735
Applicable income taxes	$102,000	2,163
Income before extraordinary items	$294,000	3,706
Extraordinary gains, net	$0	7
Net income	$294,000	3,706
Minority interest net income	$0	52
Net income of bank and minority interests.	$294,000	3,706
Net charge-offs	$93,000	889
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$8,000	507
Net operating income	$294,000	3,714
2017-12-31 (YTD Data)		Rank
Total interest income	$8,813,000	2,687
Total interest expense	$917,000	2,700
Net interest income	$7,896,000	2,663
Provision for loan and lease losses	$40,000	3,661
Total noninterest income	$1,126,000	2,773
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$135,000	3,984
Trading account gains and fees	NA	NA
Additional Noninterest Income	$991,000	2,306
Total noninterest expense	$6,789,000	2,560
Salaries and employee benefits	$4,012,000	2,466
Premises and equipment expense	$561,000	3,044
Additional noninterest expense	$2,216,000	2,473
Pre-tax net operating income	$2,193,000	2,969
Securities gains (losses)	$7,000	1,711
Applicable income taxes	$938,000	1,938
Income before extraordinary items	$1,262,000	3,402
Extraordinary gains, net	$0	9
Net income	$1,262,000	3,400
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,262,000	3,402
Net charge-offs	$-245,000	5,473
Cash dividends	$100,000	3,887
Sale, conversion, retirement of capital stock, net	$161,000	430
Net operating income	$1,257,520	3,391
2017-09-30 (YTD Data)		Rank
Total interest income	$6,395,000	2,769
Total interest expense	$626,000	2,850
Net interest income	$5,769,000	2,727
Provision for loan and lease losses	$0	4,088
Total noninterest income	$882,000	2,744
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$97,000	4,071
Trading account gains and fees	NA	NA
Additional Noninterest Income	$785,000	2,275
Total noninterest expense	$5,126,000	2,547
Salaries and employee benefits	$3,061,000	2,445
Premises and equipment expense	$386,000	3,243
Additional noninterest expense	$1,679,000	2,458
Pre-tax net operating income	$1,525,000	3,136
Securities gains (losses)	$0	2,274
Applicable income taxes	$579,000	1,956
Income before extraordinary items	$946,000	3,631
Extraordinary gains, net	$0	9
Net income	$946,000	3,631
Minority interest net income	$0	71
Net income of bank and minority interests.	$946,000	3,631
Net charge-offs	$-240,000	5,527
Cash dividends	$100,000	3,397
Sale, conversion, retirement of capital stock, net	$140,000	387
Net operating income	$946,000	3,608
2017-06-30 (YTD Data)		Rank
Total interest income	$4,090,000	2,824
Total interest expense	$375,000	2,993
Net interest income	$3,715,000	2,790
Provision for loan and lease losses	$0	3,871
Total noninterest income	$548,000	2,840
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$63,000	4,117
Trading account gains and fees	NA	NA
Additional Noninterest Income	$485,000	2,374
Total noninterest expense	$3,327,000	2,610
Salaries and employee benefits	$1,979,000	2,509
Premises and equipment expense	$233,000	3,446
Additional noninterest expense	$1,115,000	2,477
Pre-tax net operating income	$936,000	3,230
Securities gains (losses)	$0	1,906
Applicable income taxes	$356,000	2,005
Income before extraordinary items	$580,000	3,711
Extraordinary gains, net	$0	11
Net income	$580,000	3,709
Minority interest net income	$0	71
Net income of bank and minority interests.	$580,000	3,711
Net charge-offs	$-23,000	5,053
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$580,000	3,691
2017-03-31 (YTD Data)		Rank
Total interest income	$2,020,000	2,847
Total interest expense	$191,000	2,939
Net interest income	$1,829,000	2,815
Provision for loan and lease losses	$0	3,537
Total noninterest income	$251,000	2,958
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$30,000	4,204
Trading account gains and fees	NA	NA
Additional Noninterest Income	$221,000	2,449
Total noninterest expense	$1,658,000	2,629
Salaries and employee benefits	$976,000	2,566
Premises and equipment expense	$117,000	3,483
Additional noninterest expense	$565,000	2,429
Pre-tax net operating income	$422,000	3,350
Securities gains (losses)	$0	1,153
Applicable income taxes	$161,000	2,047
Income before extraordinary items	$261,000	3,811
Extraordinary gains, net	$0	8
Net income	$261,000	3,810
Minority interest net income	$0	55
Net income of bank and minority interests.	$261,000	3,811
Net charge-offs	$-11,000	5,031
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$261,000	3,798
2016-12-31 (YTD Data)		Rank
Total interest income	$7,823,000	2,894
Total interest expense	$806,000	2,810
Net interest income	$7,017,000	2,879
Provision for loan and lease losses	$0	4,332
Total noninterest income	$901,000	3,204
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$132,000	4,181
Trading account gains and fees	$0	170
Additional Noninterest Income	$769,000	2,710
Total noninterest expense	$6,503,000	2,696
Salaries and employee benefits	$3,712,000	2,631
Premises and equipment expense	$449,000	3,573
Additional noninterest expense	$2,342,000	2,439
Pre-tax net operating income	$1,415,000	3,591
Securities gains (losses)	$37,000	2,041
Applicable income taxes	$552,000	2,180
Income before extraordinary items	$900,000	4,033
Extraordinary gains, net	$0	5
Net income	$900,000	4,031
Minority interest net income	$0	82
Net income of bank and minority interests.	$900,000	4,032
Net charge-offs	$274,000	1,618
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$-658,000	5,862
Net operating income	$876,320	4,007
2016-09-30 (YTD Data)		Rank
Total interest income	$5,829,000	2,919
Total interest expense	$595,000	2,834
Net interest income	$5,234,000	2,893
Provision for loan and lease losses	$0	4,186
Total noninterest income	$700,000	3,144
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$101,000	4,181
Trading account gains and fees	$0	169
Additional Noninterest Income	$599,000	2,660
Total noninterest expense	$4,811,000	2,714
Salaries and employee benefits	$2,788,000	2,624
Premises and equipment expense	$327,000	3,650
Additional noninterest expense	$1,696,000	2,526
Pre-tax net operating income	$1,123,000	3,562
Securities gains (losses)	$32,000	2,062
Applicable income taxes	$438,000	2,162
Income before extraordinary items	$717,000	4,000
Extraordinary gains, net	$0	5
Net income	$717,000	3,998
Minority interest net income	$0	71
Net income of bank and minority interests.	$717,000	4,000
Net charge-offs	$285,000	1,179
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$-658,000	5,934
Net operating income	$696,520	3,976
2016-06-30 (YTD Data)		Rank
Total interest income	$3,866,000	2,934
Total interest expense	$388,000	2,882
Net interest income	$3,478,000	2,910
Provision for loan and lease losses	$0	4,017
Total noninterest income	$398,000	3,408
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$66,000	4,210
Trading account gains and fees	$0	157
Additional Noninterest Income	$332,000	2,897
Total noninterest expense	$3,191,000	2,736
Salaries and employee benefits	$1,872,000	2,623
Premises and equipment expense	$221,000	3,646
Additional noninterest expense	$1,098,000	2,587
Pre-tax net operating income	$685,000	3,700
Securities gains (losses)	$15,000	2,089
Applicable income taxes	$266,000	2,235
Income before extraordinary items	$434,000	4,166
Extraordinary gains, net	$0	16
Net income	$434,000	4,163
Minority interest net income	$0	71
Net income of bank and minority interests.	$434,000	4,165
Net charge-offs	$100,000	1,621
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$424,400	4,129
2016-03-31 (YTD Data)		Rank
Total interest income	$1,885,000	2,991
Total interest expense	$189,000	2,946
Net interest income	$1,696,000	2,971
Provision for loan and lease losses	$0	3,656
Total noninterest income	$177,000	3,557
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$36,000	4,066
Trading account gains and fees	$0	142
Additional Noninterest Income	$141,000	3,060
Total noninterest expense	$1,524,000	2,833
Salaries and employee benefits	$916,000	2,683
Premises and equipment expense	$109,000	3,701
Additional noninterest expense	$499,000	2,779
Pre-tax net operating income	$349,000	3,628
Securities gains (losses)	$1,000	1,958
Applicable income taxes	$134,000	2,194
Income before extraordinary items	$216,000	4,136
Extraordinary gains, net	$0	12
Net income	$216,000	4,134
Minority interest net income	$0	62
Net income of bank and minority interests.	$216,000	4,135
Net charge-offs	$178,000	724
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$215,360	4,081
2015-12-31 (YTD Data)		Rank
Total interest income	$6,792,000	3,180
Total interest expense	$524,000	3,635
Net interest income	$6,268,000	3,105
Provision for loan and lease losses	$0	4,380
Total noninterest income	$857,000	3,340
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$231,000	3,480
Trading account gains and fees	$0	159
Additional Noninterest Income	$626,000	2,985
Total noninterest expense	$5,288,000	3,099
Salaries and employee benefits	$3,135,000	2,950
Premises and equipment expense	$399,000	3,905
Additional noninterest expense	$1,754,000	3,066
Pre-tax net operating income	$1,837,000	3,164
Securities gains (losses)	$22,000	2,184
Applicable income taxes	$706,000	1,911
Income before extraordinary items	$1,153,000	3,692
Extraordinary gains, net	$0	23
Net income	$1,153,000	3,692
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,153,000	3,693
Net charge-offs	$4,000	4,227
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,138,920	3,662
2015-09-30 (YTD Data)		Rank
Total interest income	$4,978,000	3,255
Total interest expense	$373,000	3,780
Net interest income	$4,605,000	3,164
Provision for loan and lease losses	$0	4,232
Total noninterest income	$650,000	3,337
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$188,000	3,377
Trading account gains and fees	$0	153
Additional Noninterest Income	$462,000	3,015
Total noninterest expense	$3,912,000	3,145
Salaries and employee benefits	$2,300,000	3,016
Premises and equipment expense	$284,000	4,061
Additional noninterest expense	$1,328,000	3,058
Pre-tax net operating income	$1,343,000	3,270
Securities gains (losses)	$16,000	2,128
Applicable income taxes	$517,000	1,986
Income before extraordinary items	$842,000	3,793
Extraordinary gains, net	$0	21
Net income	$842,000	3,792
Minority interest net income	$0	78
Net income of bank and minority interests.	$842,000	3,793
Net charge-offs	$20,000	3,350
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$831,760	3,766
2015-06-30 (YTD Data)		Rank
Total interest income	$3,220,000	3,338
Total interest expense	$233,000	3,959
Net interest income	$2,987,000	3,230
Provision for loan and lease losses	$0	4,069
Total noninterest income	$455,000	3,253
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$134,000	3,242
Trading account gains and fees	$0	157
Additional Noninterest Income	$321,000	2,980
Total noninterest expense	$2,583,000	3,199
Salaries and employee benefits	$1,501,000	3,080
Premises and equipment expense	$187,000	4,120
Additional noninterest expense	$895,000	3,061
Pre-tax net operating income	$859,000	3,327
Securities gains (losses)	$16,000	1,815
Applicable income taxes	$333,000	2,020
Income before extraordinary items	$542,000	3,833
Extraordinary gains, net	$0	22
Net income	$542,000	3,834
Minority interest net income	$0	75
Net income of bank and minority interests.	$542,000	3,836
Net charge-offs	$68,000	2,064
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$531,760	3,809
2015-03-31 (YTD Data)		Rank
Total interest income	$1,596,000	3,364
Total interest expense	$113,000	4,051
Net interest income	$1,483,000	3,251
Provision for loan and lease losses	$0	3,703
Total noninterest income	$199,000	3,436
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$66,000	3,229
Trading account gains and fees	$0	152
Additional Noninterest Income	$133,000	3,204
Total noninterest expense	$1,278,000	3,235
Salaries and employee benefits	$746,000	3,113
Premises and equipment expense	$89,000	4,259
Additional noninterest expense	$443,000	3,069
Pre-tax net operating income	$404,000	3,361
Securities gains (losses)	$0	2,027
Applicable income taxes	$154,000	2,065
Income before extraordinary items	$250,000	3,952
Extraordinary gains, net	$0	13
Net income	$250,000	3,956
Minority interest net income	$0	64
Net income of bank and minority interests.	$250,000	3,956
Net charge-offs	$57,000	1,460
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$250,000	3,874
2014-12-31 (YTD Data)		Rank
Total interest income	$5,712,000	3,637
Total interest expense	$430,000	4,316
Net interest income	$5,282,000	3,521
Provision for loan and lease losses	$0	4,603
Total noninterest income	$794,000	3,492
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$259,000	3,468
Trading account gains and fees	$0	180
Additional Noninterest Income	$535,000	3,181
Total noninterest expense	$4,629,000	3,486
Salaries and employee benefits	$2,651,000	3,361
Premises and equipment expense	$353,000	4,349
Additional noninterest expense	$1,625,000	3,363
Pre-tax net operating income	$1,447,000	3,552
Securities gains (losses)	$73,000	1,471
Applicable income taxes	$586,000	2,058
Income before extraordinary items	$934,000	4,082
Extraordinary gains, net	$0	17
Net income	$934,000	4,082
Minority interest net income	$0	84
Net income of bank and minority interests.	$934,000	4,083
Net charge-offs	$-4,000	5,513
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$2,523,000	125
Net operating income	$887,280	4,098
2014-09-30 (YTD Data)		Rank
Total interest income	$4,177,000	3,728
Total interest expense	$324,000	4,359
Net interest income	$3,853,000	3,603
Provision for loan and lease losses	$0	4,401
Total noninterest income	$624,000	3,454
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$190,000	3,551
Trading account gains and fees	$0	174
Additional Noninterest Income	$434,000	3,105
Total noninterest expense	$3,417,000	3,534
Salaries and employee benefits	$1,928,000	3,437
Premises and equipment expense	$259,000	4,447
Additional noninterest expense	$1,230,000	3,335
Pre-tax net operating income	$1,060,000	3,660
Securities gains (losses)	$73,000	1,210
Applicable income taxes	$439,000	2,087
Income before extraordinary items	$694,000	4,150
Extraordinary gains, net	$0	15
Net income	$694,000	4,151
Minority interest net income	$0	81
Net income of bank and minority interests.	$694,000	4,151
Net charge-offs	$21,000	3,810
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$106,000	451
Net operating income	$647,280	4,194
2014-06-30 (YTD Data)		Rank
Total interest income	$2,787,000	3,731
Total interest expense	$218,000	4,382
Net interest income	$2,569,000	3,611
Provision for loan and lease losses	$0	4,196
Total noninterest income	$372,000	3,622
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$114,000	3,717
Trading account gains and fees	$0	172
Additional Noninterest Income	$258,000	3,247
Total noninterest expense	$2,270,000	3,556
Salaries and employee benefits	$1,273,000	3,468
Premises and equipment expense	$171,000	4,513
Additional noninterest expense	$826,000	3,335
Pre-tax net operating income	$671,000	3,672
Securities gains (losses)	$73,000	959
Applicable income taxes	$288,000	2,069
Income before extraordinary items	$456,000	4,107
Extraordinary gains, net	$0	20
Net income	$456,000	4,113
Minority interest net income	$0	80
Net income of bank and minority interests.	$456,000	4,112
Net charge-offs	$102,000	2,172
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$107,000	368
Net operating income	$409,280	4,226
2014-03-31 (YTD Data)		Rank
Total interest income	$1,404,000	3,720
Total interest expense	$107,000	4,496
Net interest income	$1,297,000	3,600
Provision for loan and lease losses	$0	3,817
Total noninterest income	$101,000	4,609
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$52,000	3,853
Trading account gains and fees	$0	147
Additional Noninterest Income	$49,000	4,588
Total noninterest expense	$1,118,000	3,622
Salaries and employee benefits	$605,000	3,619
Premises and equipment expense	$92,000	4,412
Additional noninterest expense	$421,000	3,289
Pre-tax net operating income	$280,000	3,928
Securities gains (losses)	$0	1,715
Applicable income taxes	$107,000	2,300
Income before extraordinary items	$173,000	4,475
Extraordinary gains, net	$0	16
Net income	$173,000	4,478
Minority interest net income	$0	66
Net income of bank and minority interests.	$173,000	4,478
Net charge-offs	$-12,000	5,829
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$106,000	247
Net operating income	$173,000	4,422
2013-12-31 (YTD Data)		Rank
Total interest income	$5,326,000	3,909
Total interest expense	$443,000	4,712
Net interest income	$4,883,000	3,753
Provision for loan and lease losses	$20,000	4,711
Total noninterest income	$390,000	4,774
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$166,000	4,422
Trading account gains and fees	$0	184
Additional Noninterest Income	$224,000	4,465
Total noninterest expense	$4,409,000	3,689
Salaries and employee benefits	$2,331,000	3,721
Premises and equipment expense	$492,000	3,768
Additional noninterest expense	$1,586,000	3,507
Pre-tax net operating income	$844,000	4,339
Securities gains (losses)	$4,000	2,846
Applicable income taxes	$-2,526,000	6,730
Income before extraordinary items	$3,374,000	1,720
Extraordinary gains, net	$0	29
Net income	$3,374,000	1,724
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,374,000	1,724
Net charge-offs	$186,000	3,097
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$2,813,000	131
Net operating income	$3,370,000	1,689
2013-09-30 (YTD Data)		Rank
Total interest income	$3,946,000	3,976
Total interest expense	$338,000	4,769
Net interest income	$3,608,000	3,815
Provision for loan and lease losses	$20,000	4,484
Total noninterest income	$296,000	4,832
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$118,000	4,532
Trading account gains and fees	$0	180
Additional Noninterest Income	$178,000	4,464
Total noninterest expense	$3,296,000	3,720
Salaries and employee benefits	$1,711,000	3,780
Premises and equipment expense	$305,000	4,217
Additional noninterest expense	$1,280,000	3,332
Pre-tax net operating income	$588,000	4,537
Securities gains (losses)	$4,000	2,720
Applicable income taxes	$213,000	2,743
Income before extraordinary items	$379,000	4,985
Extraordinary gains, net	$0	25
Net income	$379,000	4,986
Minority interest net income	$0	84
Net income of bank and minority interests.	$379,000	4,987
Net charge-offs	$81,000	3,450
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$376,440	4,910
2013-06-30 (YTD Data)		Rank
Total interest income	$2,598,000	4,025
Total interest expense	$232,000	4,770
Net interest income	$2,366,000	3,857
Provision for loan and lease losses	$20,000	4,231
Total noninterest income	$218,000	4,725
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$75,000	4,608
Trading account gains and fees	$0	157
Additional Noninterest Income	$143,000	4,277
Total noninterest expense	$2,218,000	3,719
Salaries and employee benefits	$1,117,000	3,843
Premises and equipment expense	$200,000	4,270
Additional noninterest expense	$901,000	3,197
Pre-tax net operating income	$346,000	4,692
Securities gains (losses)	$4,000	2,503
Applicable income taxes	$122,000	2,867
Income before extraordinary items	$228,000	5,121
Extraordinary gains, net	$0	22
Net income	$228,000	5,123
Minority interest net income	$0	82
Net income of bank and minority interests.	$228,000	5,124
Net charge-offs	$-253,000	6,828
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$225,400	5,014
2013-03-31 (YTD Data)		Rank
Total interest income	$1,305,000	4,051
Total interest expense	$127,000	4,669
Net interest income	$1,178,000	3,878
Provision for loan and lease losses	$20,000	3,573
Total noninterest income	$45,000	5,842
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$38,000	4,575
Trading account gains and fees	$0	148
Additional Noninterest Income	$7,000	6,309
Total noninterest expense	$1,142,000	3,678
Salaries and employee benefits	$556,000	3,898
Premises and equipment expense	$101,000	4,282
Additional noninterest expense	$485,000	3,066
Pre-tax net operating income	$61,000	5,720
Securities gains (losses)	$0	1,966
Applicable income taxes	$4,000	4,268
Income before extraordinary items	$57,000	5,755
Extraordinary gains, net	$0	10
Net income	$57,000	5,757
Minority interest net income	$0	76
Net income of bank and minority interests.	$57,000	5,757
Net charge-offs	$21,000	3,051
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$57,000	5,662
2012-12-31 (YTD Data)		Rank
Total interest income	$5,459,000	4,082
Total interest expense	$723,000	4,334
Net interest income	$4,736,000	3,950
Provision for loan and lease losses	$965,000	1,811
Total noninterest income	$-131,000	6,917
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$171,000	4,545
Trading account gains and fees	$0	166
Additional Noninterest Income	$-302,000	6,861
Total noninterest expense	$4,893,000	3,525
Salaries and employee benefits	$2,131,000	3,986
Premises and equipment expense	$477,000	3,924
Additional noninterest expense	$2,285,000	2,772
Pre-tax net operating income	$-1,253,000	6,707
Securities gains (losses)	$0	3,810
Applicable income taxes	$2,389,000	752
Income before extraordinary items	$-3,642,000	6,925
Extraordinary gains, net	$0	29
Net income	$-3,642,000	6,924
Minority interest net income	$0	93
Net income of bank and minority interests.	$-3,642,000	6,924
Net charge-offs	$1,810,000	1,251
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$-3,642,000	6,911
2012-09-30 (YTD Data)		Rank
Total interest income	$4,113,000	4,150
Total interest expense	$566,000	4,365
Net interest income	$3,547,000	4,013
Provision for loan and lease losses	$885,000	1,602
Total noninterest income	$-137,000	7,036
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$175,000	4,043
Trading account gains and fees	$0	157
Additional Noninterest Income	$-312,000	7,022
Total noninterest expense	$3,603,000	3,596
Salaries and employee benefits	$1,534,000	4,085
Premises and equipment expense	$375,000	3,860
Additional noninterest expense	$1,694,000	2,819
Pre-tax net operating income	$-1,078,000	6,853
Securities gains (losses)	$0	3,575
Applicable income taxes	$2,362,000	613
Income before extraordinary items	$-3,440,000	7,063
Extraordinary gains, net	$0	20
Net income	$-3,440,000	7,063
Minority interest net income	$0	86
Net income of bank and minority interests.	$-3,440,000	7,063
Net charge-offs	$818,000	1,648
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$-3,440,000	7,052
2012-06-30 (YTD Data)		Rank
Total interest income	$2,782,000	4,142
Total interest expense	$398,000	4,337
Net interest income	$2,384,000	4,000
Provision for loan and lease losses	$610,000	1,554
Total noninterest income	$-210,000	7,146
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$114,000	4,071
Trading account gains and fees	$0	153
Additional Noninterest Income	$-324,000	7,125
Total noninterest expense	$2,467,000	3,542
Salaries and employee benefits	$1,021,000	4,122
Premises and equipment expense	$260,000	3,766
Additional noninterest expense	$1,186,000	2,711
Pre-tax net operating income	$-903,000	6,948
Securities gains (losses)	$0	3,178
Applicable income taxes	$2,396,000	461
Income before extraordinary items	$-3,299,000	7,155
Extraordinary gains, net	$0	19
Net income	$-3,299,000	7,155
Minority interest net income	$0	84
Net income of bank and minority interests.	$-3,299,000	7,155
Net charge-offs	$437,000	1,914
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$-3,299,000	7,152
2012-03-31 (YTD Data)		Rank
Total interest income	$1,433,000	4,092
Total interest expense	$217,000	4,258
Net interest income	$1,216,000	3,976
Provision for loan and lease losses	$350,000	1,357
Total noninterest income	$-192,000	7,244
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$56,000	4,084
Trading account gains and fees	$0	148
Additional Noninterest Income	$-248,000	7,233
Total noninterest expense	$1,157,000	3,733
Salaries and employee benefits	$509,000	4,159
Premises and equipment expense	$125,000	3,884
Additional noninterest expense	$523,000	2,985
Pre-tax net operating income	$-483,000	7,034
Securities gains (losses)	$0	2,210
Applicable income taxes	$-180,000	7,208
Income before extraordinary items	$-303,000	6,986
Extraordinary gains, net	$0	19
Net income	$-303,000	6,986
Minority interest net income	$0	78
Net income of bank and minority interests.	$-303,000	6,986
Net charge-offs	$308,000	1,464
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$-303,000	6,956
2011-12-31 (YTD Data)		Rank
Total interest income	$6,260,000	3,939
Total interest expense	$1,003,000	4,387
Net interest income	$5,257,000	3,786
Provision for loan and lease losses	$868,000	2,627
Total noninterest income	$-207,000	7,117
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$186,000	4,515
Trading account gains and fees	$0	146
Additional Noninterest Income	$-393,000	7,063
Total noninterest expense	$4,588,000	3,754
Salaries and employee benefits	$1,946,000	4,244
Premises and equipment expense	$454,000	4,280
Additional noninterest expense	$2,188,000	2,881
Pre-tax net operating income	$-406,000	6,364
Securities gains (losses)	$212,000	1,406
Applicable income taxes	$-64,000	6,767
Income before extraordinary items	$-130,000	6,293
Extraordinary gains, net	$0	29
Net income	$-130,000	6,295
Minority interest net income	$0	96
Net income of bank and minority interests.	$-130,000	6,296
Net charge-offs	$1,885,000	1,611
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$280,000	482
Net operating income	$-272,040	6,323
2011-09-30 (YTD Data)		Rank
Total interest income	$4,783,000	3,937
Total interest expense	$775,000	4,439
Net interest income	$4,008,000	3,767
Provision for loan and lease losses	$863,000	2,164
Total noninterest income	$-127,000	7,215
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$143,000	4,482
Trading account gains and fees	$0	145
Additional Noninterest Income	$-270,000	7,161
Total noninterest expense	$3,361,000	3,827
Salaries and employee benefits	$1,508,000	4,169
Premises and equipment expense	$341,000	4,327
Additional noninterest expense	$1,512,000	3,133
Pre-tax net operating income	$-343,000	6,504
Securities gains (losses)	$212,000	1,171
Applicable income taxes	$-43,000	6,915
Income before extraordinary items	$-88,000	6,399
Extraordinary gains, net	$0	21
Net income	$-88,000	6,402
Minority interest net income	$0	87
Net income of bank and minority interests.	$-88,000	6,402
Net charge-offs	$1,774,000	1,323
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$339,000	391
Net operating income	$-230,040	6,466
2011-06-30 (YTD Data)		Rank
Total interest income	$3,282,000	3,905
Total interest expense	$535,000	4,474
Net interest income	$2,747,000	3,705
Provision for loan and lease losses	$728,000	1,847
Total noninterest income	$-78,000	7,286
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$97,000	4,432
Trading account gains and fees	$0	153
Additional Noninterest Income	$-175,000	7,261
Total noninterest expense	$2,231,000	3,881
Salaries and employee benefits	$1,013,000	4,173
Premises and equipment expense	$229,000	4,344
Additional noninterest expense	$989,000	3,238
Pre-tax net operating income	$-290,000	6,647
Securities gains (losses)	$212,000	701
Applicable income taxes	$-30,000	6,972
Income before extraordinary items	$-48,000	6,422
Extraordinary gains, net	$0	15
Net income	$-48,000	6,421
Minority interest net income	$0	89
Net income of bank and minority interests.	$-48,000	6,422
Net charge-offs	$999,000	1,474
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$339,000	262
Net operating income	$-183,680	6,573
2011-03-31 (YTD Data)		Rank
Total interest income	$1,624,000	3,961
Total interest expense	$282,000	4,465
Net interest income	$1,342,000	3,765
Provision for loan and lease losses	$384,000	1,677
Total noninterest income	$211,000	3,475
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$46,000	4,495
Trading account gains and fees	$0	158
Additional Noninterest Income	$165,000	2,741
Total noninterest expense	$1,130,000	3,853
Salaries and employee benefits	$503,000	4,213
Premises and equipment expense	$112,000	4,443
Additional noninterest expense	$515,000	3,104
Pre-tax net operating income	$39,000	5,894
Securities gains (losses)	$0	1,772
Applicable income taxes	$13,000	3,664
Income before extraordinary items	$26,000	6,042
Extraordinary gains, net	$0	9
Net income	$26,000	6,041
Minority interest net income	$0	86
Net income of bank and minority interests.	$26,000	6,042
Net charge-offs	$798,000	995
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$339,000	163
Net operating income	$26,000	6,011
2010-12-31 (YTD Data)		Rank
Total interest income	$7,066,000	3,883
Total interest expense	$1,355,000	4,512
Net interest income	$5,711,000	3,607
Provision for loan and lease losses	$5,191,000	1,116
Total noninterest income	$288,000	5,459
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$163,000	4,775
Trading account gains and fees	$0	175
Additional Noninterest Income	$125,000	5,183
Total noninterest expense	$5,578,000	3,297
Salaries and employee benefits	$1,983,000	4,261
Premises and equipment expense	$233,000	5,924
Additional noninterest expense	$3,362,000	2,071
Pre-tax net operating income	$-4,770,000	7,087
Securities gains (losses)	$0	3,793
Applicable income taxes	$-1,341,000	7,378
Income before extraordinary items	$-3,429,000	7,046
Extraordinary gains, net	$0	29
Net income	$-3,429,000	7,046
Minority interest net income	$0	111
Net income of bank and minority interests.	$-3,429,000	7,047
Net charge-offs	$3,096,000	1,446
Cash dividends	$125,000	3,592
Sale, conversion, retirement of capital stock, net	$766,000	403
Net operating income	$-3,429,000	7,027
2010-09-30 (YTD Data)		Rank
Total interest income	$5,356,000	3,933
Total interest expense	$1,040,000	4,602
Net interest income	$4,316,000	3,629
Provision for loan and lease losses	$4,858,000	896
Total noninterest income	$217,000	5,550
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$103,000	5,134
Trading account gains and fees	$0	165
Additional Noninterest Income	$114,000	5,033
Total noninterest expense	$4,213,000	3,288
Salaries and employee benefits	$1,549,000	4,171
Premises and equipment expense	$351,000	4,424
Additional noninterest expense	$2,313,000	2,211
Pre-tax net operating income	$-4,538,000	7,340
Securities gains (losses)	$0	3,651
Applicable income taxes	$-1,035,000	7,505
Income before extraordinary items	$-3,503,000	7,326
Extraordinary gains, net	$0	23
Net income	$-3,503,000	7,326
Minority interest net income	$0	110
Net income of bank and minority interests.	$-3,503,000	7,326
Net charge-offs	$2,989,000	1,144
Cash dividends	$99,000	3,213
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-3,503,000	7,312
2010-06-30 (YTD Data)		Rank
Total interest income	$3,652,000	3,905
Total interest expense	$718,000	4,621
Net interest income	$2,934,000	3,574
Provision for loan and lease losses	$3,164,000	913
Total noninterest income	$143,000	5,557
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$73,000	5,038
Trading account gains and fees	$0	152
Additional Noninterest Income	$70,000	5,158
Total noninterest expense	$2,948,000	3,161
Salaries and employee benefits	$1,043,000	4,179
Premises and equipment expense	$245,000	4,323
Additional noninterest expense	$1,660,000	2,066
Pre-tax net operating income	$-3,035,000	7,400
Securities gains (losses)	$0	3,184
Applicable income taxes	$-720,000	7,550
Income before extraordinary items	$-2,315,000	7,378
Extraordinary gains, net	$0	19
Net income	$-2,315,000	7,377
Minority interest net income	$0	105
Net income of bank and minority interests.	$-2,315,000	7,378
Net charge-offs	$1,714,000	1,263
Cash dividends	$66,000	3,065
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-2,315,000	7,370
2010-03-31 (YTD Data)		Rank
Total interest income	$1,875,000	3,892
Total interest expense	$381,000	4,602
Net interest income	$1,494,000	3,566
Provision for loan and lease losses	$1,202,000	1,027
Total noninterest income	$58,000	5,923
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$34,000	5,147
Trading account gains and fees	$0	175
Additional Noninterest Income	$24,000	5,720
Total noninterest expense	$1,094,000	4,018
Salaries and employee benefits	$529,000	4,192
Premises and equipment expense	$123,000	4,408
Additional noninterest expense	$442,000	3,523
Pre-tax net operating income	$-744,000	7,311
Securities gains (losses)	$0	2,284
Applicable income taxes	$-280,000	7,616
Income before extraordinary items	$-464,000	7,231
Extraordinary gains, net	$0	16
Net income	$-464,000	7,232
Minority interest net income	$0	91
Net income of bank and minority interests.	$-464,000	7,232
Net charge-offs	$430,000	1,705
Cash dividends	$4,000	2,625
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-464,000	7,214
2009-12-31 (YTD Data)		Rank
Total interest income	$7,355,000	4,041
Total interest expense	$2,242,000	4,156
Net interest income	$5,113,000	3,891
Provision for loan and lease losses	$1,150,000	3,274
Total noninterest income	$256,000	5,865
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$157,000	5,084
Trading account gains and fees	$0	211
Additional Noninterest Income	$99,000	5,655
Total noninterest expense	$3,940,000	4,386
Salaries and employee benefits	$1,820,000	4,644
Premises and equipment expense	$471,000	4,531
Additional noninterest expense	$1,649,000	3,834
Pre-tax net operating income	$279,000	4,571
Securities gains (losses)	$29,000	2,891
Applicable income taxes	$131,000	2,693
Income before extraordinary items	$177,000	4,883
Extraordinary gains, net	$0	34
Net income	$177,000	4,885
Minority interest net income	$0	115
Net income of bank and minority interests.	$177,000	4,885
Net charge-offs	$669,000	3,412
Cash dividends	$132,000	3,969
Sale, conversion, retirement of capital stock, net	$3,017,000	263
Net operating income	$158,440	4,891
2009-09-30 (YTD Data)		Rank
Total interest income	$5,493,000	4,115
Total interest expense	$1,811,000	4,110
Net interest income	$3,682,000	3,998
Provision for loan and lease losses	$686,000	3,319
Total noninterest income	$181,000	6,062
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$109,000	5,250
Trading account gains and fees	$0	212
Additional Noninterest Income	$72,000	5,821
Total noninterest expense	$2,967,000	4,385
Salaries and employee benefits	$1,403,000	4,600
Premises and equipment expense	$356,000	4,565
Additional noninterest expense	$1,208,000	3,861
Pre-tax net operating income	$210,000	4,885
Securities gains (losses)	$29,000	2,577
Applicable income taxes	$107,000	2,831
Income before extraordinary items	$132,000	5,175
Extraordinary gains, net	$0	27
Net income	$132,000	5,174
Minority interest net income	$0	118
Net income of bank and minority interests.	$132,000	5,174
Net charge-offs	$669,000	2,681
Cash dividends	$109,000	3,539
Sale, conversion, retirement of capital stock, net	$3,010,000	213
Net operating income	$113,440	5,193
2009-06-30 (YTD Data)		Rank
Total interest income	$3,626,000	4,172
Total interest expense	$1,316,000	3,998
Net interest income	$2,310,000	4,127
Provision for loan and lease losses	$302,000	3,676
Total noninterest income	$111,000	6,237
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$63,000	5,461
Trading account gains and fees	$0	193
Additional Noninterest Income	$48,000	5,894
Total noninterest expense	$1,947,000	4,456
Salaries and employee benefits	$923,000	4,676
Premises and equipment expense	$232,000	4,670
Additional noninterest expense	$792,000	3,899
Pre-tax net operating income	$172,000	4,808
Securities gains (losses)	$29,000	2,179
Applicable income taxes	$83,000	2,776
Income before extraordinary items	$118,000	5,071
Extraordinary gains, net	$0	21
Net income	$118,000	5,069
Minority interest net income	$0	112
Net income of bank and minority interests.	$118,000	5,070
Net charge-offs	$65,000	4,675
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$2,932,000	172
Net operating income	$99,440	5,118
2009-03-31 (YTD Data)		Rank
Total interest income	$1,806,000	4,220
Total interest expense	$698,000	3,955
Net interest income	$1,108,000	4,251
Provision for loan and lease losses	$116,000	3,684
Total noninterest income	$45,000	6,509
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$29,000	5,556
Trading account gains and fees	$0	171
Additional Noninterest Income	$16,000	6,411
Total noninterest expense	$904,000	4,599
Salaries and employee benefits	$445,000	4,833
Premises and equipment expense	$110,000	4,855
Additional noninterest expense	$349,000	3,962
Pre-tax net operating income	$133,000	4,673
Securities gains (losses)	$0	2,434
Applicable income taxes	$58,000	2,756
Income before extraordinary items	$75,000	5,314
Extraordinary gains, net	$0	15
Net income	$75,000	5,319
Minority interest net income	$0	102
Net income of bank and minority interests.	$75,000	5,318
Net charge-offs	$0	5,728
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$3,038,000	92
Net operating income	$75,000	5,136
2008-12-31 (YTD Data)		Rank
Total interest income	$7,549,000	4,283
Total interest expense	$3,352,000	3,949
Net interest income	$4,197,000	4,436
Provision for loan and lease losses	$516,000	3,755
Total noninterest income	$203,000	6,465
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$111,000	5,746
Trading account gains and fees	$0	154
Additional Noninterest Income	$92,000	6,036
Total noninterest expense	$3,528,000	4,619
Salaries and employee benefits	$1,724,000	4,921
Premises and equipment expense	$433,000	4,865
Additional noninterest expense	$1,371,000	3,869
Pre-tax net operating income	$356,000	5,263
Securities gains (losses)	$58,000	1,498
Applicable income taxes	$163,000	2,997
Income before extraordinary items	$251,000	5,294
Extraordinary gains, net	$0	39
Net income	$251,000	5,292
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	5,490
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$929,000	439
Net operating income	$213,880	5,589
2008-09-30 (YTD Data)		Rank
Total interest income	$5,617,000	4,376
Total interest expense	$2,594,000	3,984
Net interest income	$3,023,000	4,594
Provision for loan and lease losses	$198,000	4,235
Total noninterest income	$144,000	6,656
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$74,000	5,953
Trading account gains and fees	$0	148
Additional Noninterest Income	$70,000	6,140
Total noninterest expense	$2,647,000	4,596
Salaries and employee benefits	$1,280,000	4,976
Premises and equipment expense	$338,000	4,758
Additional noninterest expense	$1,029,000	3,781
Pre-tax net operating income	$322,000	5,563
Securities gains (losses)	$58,000	1,318
Applicable income taxes	$149,000	3,243
Income before extraordinary items	$231,000	5,544
Extraordinary gains, net	$0	31
Net income	$231,000	5,541
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,534
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$540,000	366
Net operating income	$193,880	5,902
2008-06-30 (YTD Data)		Rank
Total interest income	$3,750,000	4,429
Total interest expense	$1,780,000	4,036
Net interest income	$1,970,000	4,663
Provision for loan and lease losses	$132,000	3,842
Total noninterest income	$99,000	6,682
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$46,000	6,062
Trading account gains and fees	$0	149
Additional Noninterest Income	$53,000	6,048
Total noninterest expense	$1,778,000	4,604
Salaries and employee benefits	$851,000	5,023
Premises and equipment expense	$226,000	4,788
Additional noninterest expense	$701,000	3,719
Pre-tax net operating income	$159,000	6,062
Securities gains (losses)	$58,000	1,332
Applicable income taxes	$85,000	3,616
Income before extraordinary items	$132,000	6,110
Extraordinary gains, net	$0	21
Net income	$132,000	6,110
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,998
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$94,880	6,326
2008-03-31 (YTD Data)		Rank
Total interest income	$1,903,000	4,474
Total interest expense	$944,000	4,049
Net interest income	$959,000	4,758
Provision for loan and lease losses	$66,000	3,374
Total noninterest income	$40,000	6,960
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$21,000	6,186
Trading account gains and fees	$0	158
Additional Noninterest Income	$19,000	6,522
Total noninterest expense	$851,000	4,748
Salaries and employee benefits	$427,000	5,043
Premises and equipment expense	$113,000	4,801
Additional noninterest expense	$311,000	4,007
Pre-tax net operating income	$82,000	6,228
Securities gains (losses)	$0	2,688
Applicable income taxes	$33,000	3,966
Income before extraordinary items	$49,000	6,591
Extraordinary gains, net	$0	15
Net income	$49,000	6,592
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$49,000	6,494
2007-12-31 (YTD Data)		Rank
Total interest income	$7,530,000	4,538
Total interest expense	$3,992,000	4,014
Net interest income	$3,538,000	4,999
Provision for loan and lease losses	$264,000	3,411
Total noninterest income	$276,000	6,193
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$93,000	6,110
Trading account gains and fees	$0	178
Additional Noninterest Income	$183,000	5,239
Total noninterest expense	$3,480,000	4,539
Salaries and employee benefits	$1,614,000	5,071
Premises and equipment expense	$418,000	4,887
Additional noninterest expense	$1,448,000	3,525
Pre-tax net operating income	$70,000	7,235
Securities gains (losses)	$0	2,146
Applicable income taxes	$40,000	5,041
Income before extraordinary items	$30,000	7,397
Extraordinary gains, net	$0	39
Net income	$30,000	7,396
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$137,000	3,339
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$47,000	1,081
Net operating income	$30,000	7,368
2007-09-30 (YTD Data)		Rank
Total interest income	$5,668,000	4,543
Total interest expense	$3,025,000	3,996
Net interest income	$2,643,000	5,022
Provision for loan and lease losses	$198,000	3,034
Total noninterest income	$178,000	6,532
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$63,000	6,280
Trading account gains and fees	$0	184
Additional Noninterest Income	$115,000	5,553
Total noninterest expense	$2,494,000	4,670
Salaries and employee benefits	$1,247,000	4,970
Premises and equipment expense	$332,000	4,709
Additional noninterest expense	$915,000	3,969
Pre-tax net operating income	$129,000	7,213
Securities gains (losses)	$0	1,655
Applicable income taxes	$57,000	4,857
Income before extraordinary items	$72,000	7,393
Extraordinary gains, net	$0	33
Net income	$72,000	7,390
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$144,000	2,361
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$72,000	7,376
2007-06-30 (YTD Data)		Rank
Total interest income	$3,729,000	4,602
Total interest expense	$1,963,000	4,065
Net interest income	$1,766,000	5,058
Provision for loan and lease losses	$132,000	2,837
Total noninterest income	$100,000	6,843
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$43,000	6,285
Trading account gains and fees	$0	168
Additional Noninterest Income	$57,000	6,076
Total noninterest expense	$1,639,000	4,730
Salaries and employee benefits	$824,000	5,032
Premises and equipment expense	$224,000	4,688
Additional noninterest expense	$591,000	4,058
Pre-tax net operating income	$95,000	7,278
Securities gains (losses)	$0	1,444
Applicable income taxes	$41,000	4,901
Income before extraordinary items	$54,000	7,457
Extraordinary gains, net	$0	29
Net income	$54,000	7,456
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$54,000	7,446
2007-03-31 (YTD Data)		Rank
Total interest income	$1,761,000	4,747
Total interest expense	$930,000	4,191
Net interest income	$831,000	5,254
Provision for loan and lease losses	$66,000	2,646
Total noninterest income	$49,000	6,849
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$21,000	6,298
Trading account gains and fees	$0	195
Additional Noninterest Income	$28,000	6,096
Total noninterest expense	$775,000	4,899
Salaries and employee benefits	$385,000	5,292
Premises and equipment expense	$112,000	4,711
Additional noninterest expense	$278,000	4,188
Pre-tax net operating income	$39,000	7,430
Securities gains (losses)	$0	1,187
Applicable income taxes	$17,000	5,024
Income before extraordinary items	$22,000	7,590
Extraordinary gains, net	$0	22
Net income	$22,000	7,589
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$22,000	7,573
2006-12-31 (YTD Data)		Rank
Total interest income	$6,229,000	4,882
Total interest expense	$2,648,000	4,669
Net interest income	$3,581,000	4,977
Provision for loan and lease losses	$132,000	4,240
Total noninterest income	$209,000	6,857
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$88,000	6,312
Trading account gains and fees	$0	130
Additional Noninterest Income	$121,000	5,995
Total noninterest expense	$3,060,000	4,819
Salaries and employee benefits	$1,498,000	5,193
Premises and equipment expense	$462,000	4,482
Additional noninterest expense	$1,100,000	4,207
Pre-tax net operating income	$598,000	6,196
Securities gains (losses)	$0	1,687
Applicable income taxes	$244,000	4,057
Income before extraordinary items	$354,000	6,707
Extraordinary gains, net	$0	51
Net income	$354,000	6,710
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,377
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$354,000	6,706
2006-09-30 (YTD Data)		Rank
Total interest income	$4,426,000	5,060
Total interest expense	$1,823,000	4,821
Net interest income	$2,603,000	5,123
Provision for loan and lease losses	$99,000	4,127
Total noninterest income	$161,000	6,847
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$66,000	6,390
Trading account gains and fees	$0	126
Additional Noninterest Income	$95,000	5,936
Total noninterest expense	$2,292,000	4,813
Salaries and employee benefits	$1,149,000	5,111
Premises and equipment expense	$349,000	4,468
Additional noninterest expense	$794,000	4,291
Pre-tax net operating income	$373,000	6,717
Securities gains (losses)	$0	1,388
Applicable income taxes	$154,000	4,456
Income before extraordinary items	$219,000	7,117
Extraordinary gains, net	$0	45
Net income	$219,000	7,121
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$219,000	7,120
2006-06-30 (YTD Data)		Rank
Total interest income	$2,904,000	5,068
Total interest expense	$1,123,000	4,921
Net interest income	$1,781,000	5,064
Provision for loan and lease losses	$66,000	3,960
Total noninterest income	$104,000	6,919
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$41,000	6,503
Trading account gains and fees	$0	126
Additional Noninterest Income	$63,000	5,990
Total noninterest expense	$1,522,000	4,833
Salaries and employee benefits	$775,000	5,088
Premises and equipment expense	$231,000	4,493
Additional noninterest expense	$516,000	4,380
Pre-tax net operating income	$297,000	6,475
Securities gains (losses)	$0	1,185
Applicable income taxes	$122,000	4,283
Income before extraordinary items	$175,000	6,960
Extraordinary gains, net	$0	39
Net income	$175,000	6,964
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$175,000	6,962
2006-03-31 (YTD Data)		Rank
Total interest income	$1,365,000	5,210
Total interest expense	$509,000	5,068
Net interest income	$856,000	5,198
Provision for loan and lease losses	$33,000	3,748
Total noninterest income	$51,000	6,914
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$19,000	6,578
Trading account gains and fees	$0	115
Additional Noninterest Income	$32,000	5,945
Total noninterest expense	$755,000	4,869
Salaries and employee benefits	$382,000	5,170
Premises and equipment expense	$109,000	4,692
Additional noninterest expense	$264,000	4,294
Pre-tax net operating income	$119,000	6,808
Securities gains (losses)	$0	955
Applicable income taxes	$48,000	4,542
Income before extraordinary items	$71,000	7,177
Extraordinary gains, net	$0	21
Net income	$71,000	7,177
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$71,000	7,179
2005-12-31 (YTD Data)		Rank
Total interest income	$4,344,000	5,588
Total interest expense	$1,616,000	5,048
Net interest income	$2,728,000	5,802
Provision for loan and lease losses	$-36,000	8,554
Total noninterest income	$156,000	7,436
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$72,000	6,717
Trading account gains and fees	$0	138
Additional Noninterest Income	$84,000	6,684
Total noninterest expense	$2,630,000	5,203
Salaries and employee benefits	$1,274,000	5,583
Premises and equipment expense	$374,000	5,070
Additional noninterest expense	$982,000	4,478
Pre-tax net operating income	$290,000	7,425
Securities gains (losses)	$0	2,296
Applicable income taxes	$99,000	5,379
Income before extraordinary items	$191,000	7,630
Extraordinary gains, net	$0	46
Net income	$191,000	7,632
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-406,000	8,776
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$191,000	7,595
2005-09-30 (YTD Data)		Rank
Total interest income	$3,017,000	5,777
Total interest expense	$1,102,000	5,165
Net interest income	$1,915,000	6,015
Provision for loan and lease losses	$-36,000	8,646
Total noninterest income	$106,000	7,607
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$50,000	6,852
Trading account gains and fees	$0	126
Additional Noninterest Income	$56,000	6,894
Total noninterest expense	$1,879,000	5,341
Salaries and employee benefits	$897,000	5,780
Premises and equipment expense	$261,000	5,295
Additional noninterest expense	$721,000	4,528
Pre-tax net operating income	$178,000	7,724
Securities gains (losses)	$0	2,317
Applicable income taxes	$63,000	5,632
Income before extraordinary items	$115,000	7,876
Extraordinary gains, net	$0	35
Net income	$115,000	7,877
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-406,000	8,803
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$115,000	7,850
2005-06-30 (YTD Data)		Rank
Total interest income	$1,891,000	5,904
Total interest expense	$669,000	5,282
Net interest income	$1,222,000	6,126
Provision for loan and lease losses	$10,000	6,110
Total noninterest income	$59,000	7,792
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$30,000	6,945
Trading account gains and fees	$0	116
Additional Noninterest Income	$29,000	7,234
Total noninterest expense	$1,194,000	5,494
Salaries and employee benefits	$569,000	5,928
Premises and equipment expense	$152,000	5,667
Additional noninterest expense	$473,000	4,569
Pre-tax net operating income	$77,000	7,984
Securities gains (losses)	$0	2,146
Applicable income taxes	$25,000	5,980
Income before extraordinary items	$52,000	8,095
Extraordinary gains, net	$0	30
Net income	$52,000	8,095
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$52,000	8,061
2005-03-31 (YTD Data)		Rank
Total interest income	$894,000	6,063
Total interest expense	$314,000	5,349
Net interest income	$580,000	6,317
Provision for loan and lease losses	$4,000	5,908
Total noninterest income	$28,000	7,863
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$14,000	7,031
Trading account gains and fees	$0	115
Additional Noninterest Income	$14,000	7,363
Total noninterest expense	$559,000	5,737
Salaries and employee benefits	$258,000	6,273
Premises and equipment expense	$76,000	5,710
Additional noninterest expense	$225,000	4,700
Pre-tax net operating income	$45,000	7,959
Securities gains (losses)	$0	1,685
Applicable income taxes	$14,000	5,897
Income before extraordinary items	$31,000	8,075
Extraordinary gains, net	$0	24
Net income	$31,000	8,075
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$31,000	8,047
2004-12-31 (YTD Data)		Rank
Total interest income	$2,973,000	6,448
Total interest expense	$1,237,000	5,035
Net interest income	$1,736,000	6,989
Provision for loan and lease losses	$-41,000	8,735
Total noninterest income	$129,000	7,802
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$68,000	6,989
Trading account gains and fees	$0	138
Additional Noninterest Income	$61,000	7,170
Total noninterest expense	$2,099,000	5,853
Salaries and employee benefits	$979,000	6,339
Premises and equipment expense	$275,000	5,935
Additional noninterest expense	$845,000	4,919
Pre-tax net operating income	$-193,000	8,533
Securities gains (losses)	$3,000	3,369
Applicable income taxes	$-68,000	8,698
Income before extraordinary items	$-122,000	8,539
Extraordinary gains, net	$0	34
Net income	$-122,000	8,540
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$315,000	1,923
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$2,980,000	294
Net operating income	$-123,920	8,509
2004-09-30 (YTD Data)		Rank
Total interest income	$2,127,000	6,597
Total interest expense	$931,000	4,987
Net interest income	$1,196,000	7,195
Provision for loan and lease losses	$0	7,100
Total noninterest income	$103,000	7,757
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$54,000	6,965
Trading account gains and fees	$0	134
Additional Noninterest Income	$49,000	7,081
Total noninterest expense	$1,581,000	5,803
Salaries and employee benefits	$749,000	6,243
Premises and equipment expense	$209,000	5,855
Additional noninterest expense	$623,000	4,926
Pre-tax net operating income	$-282,000	8,687
Securities gains (losses)	$3,000	3,253
Applicable income taxes	$-96,000	8,853
Income before extraordinary items	$-183,000	8,667
Extraordinary gains, net	$0	26
Net income	$-183,000	8,669
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$505,000	937
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$2,980,000	214
Net operating income	$-184,980	8,639
2004-06-30 (YTD Data)		Rank
Total interest income	$1,408,000	6,651
Total interest expense	$643,000	4,897
Net interest income	$765,000	7,331
Provision for loan and lease losses	$0	6,885
Total noninterest income	$69,000	7,791
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$35,000	7,014
Trading account gains and fees	$0	130
Additional Noninterest Income	$34,000	7,048
Total noninterest expense	$1,143,000	5,587
Salaries and employee benefits	$514,000	6,190
Premises and equipment expense	$141,000	5,849
Additional noninterest expense	$488,000	4,391
Pre-tax net operating income	$-309,000	8,820
Securities gains (losses)	$3,000	2,926
Applicable income taxes	$-106,000	8,946
Income before extraordinary items	$-200,000	8,799
Extraordinary gains, net	$0	21
Net income	$-200,000	8,800
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$505,000	703
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$2,980,000	143
Net operating income	$-201,950	8,775
2004-03-31 (YTD Data)		Rank
Total interest income	$710,000	6,669
Total interest expense	$334,000	4,847
Net interest income	$376,000	7,404
Provision for loan and lease losses	$0	6,501
Total noninterest income	$35,000	7,776
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$18,000	6,945
Trading account gains and fees	$0	121
Additional Noninterest Income	$17,000	7,062
Total noninterest expense	$555,000	5,690
Salaries and employee benefits	$254,000	6,286
Premises and equipment expense	$67,000	6,015
Additional noninterest expense	$234,000	4,538
Pre-tax net operating income	$-144,000	8,853
Securities gains (losses)	$0	2,934
Applicable income taxes	$-45,000	8,960
Income before extraordinary items	$-99,000	8,835
Extraordinary gains, net	$0	16
Net income	$-99,000	8,836
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$605,000	369
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$2,338,000	81
Net operating income	$-99,000	8,803
2003-12-31 (YTD Data)		Rank
Total interest income	$3,284,000	6,219
Total interest expense	$1,406,000	5,075
Net interest income	$1,878,000	6,771
Provision for loan and lease losses	$40,000	6,511
Total noninterest income	$385,000	6,048
Gross Fiduciary activities income	$125,000	912
Service charges on deposit accounts	$81,000	6,879
Trading account gains and fees	$0	160
Additional Noninterest Income	$179,000	5,518
Total noninterest expense	$2,786,000	4,849
Salaries and employee benefits	$1,218,000	5,594
Premises and equipment expense	$281,000	5,863
Additional noninterest expense	$1,287,000	3,523
Pre-tax net operating income	$-563,000	8,850
Securities gains (losses)	$0	4,500
Applicable income taxes	$-204,000	9,013
Income before extraordinary items	$-359,000	8,845
Extraordinary gains, net	$0	54
Net income	$-359,000	8,846
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$650,000	1,301
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$175,000	622
Net operating income	$-359,000	8,782
2003-09-30 (YTD Data)		Rank
Total interest income	$2,567,000	6,173
Total interest expense	$1,059,000	5,215
Net interest income	$1,508,000	6,618
Provision for loan and lease losses	$40,000	6,097
Total noninterest income	$355,000	5,627
Gross Fiduciary activities income	$125,000	859
Service charges on deposit accounts	$67,000	6,788
Trading account gains and fees	$0	153
Additional Noninterest Income	$163,000	5,177
Total noninterest expense	$2,033,000	4,922
Salaries and employee benefits	$928,000	5,496
Premises and equipment expense	$219,000	5,725
Additional noninterest expense	$886,000	3,746
Pre-tax net operating income	$-210,000	8,826
Securities gains (losses)	$0	4,204
Applicable income taxes	$-11,000	8,923
Income before extraordinary items	$-199,000	8,897
Extraordinary gains, net	$0	40
Net income	$-199,000	8,898
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$649,000	958
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$175,000	461
Net operating income	$-199,000	8,831
2003-06-30 (YTD Data)		Rank
Total interest income	$1,667,000	6,294
Total interest expense	$712,000	5,287
Net interest income	$955,000	6,780
Provision for loan and lease losses	$40,000	5,444
Total noninterest income	$321,000	4,808
Gross Fiduciary activities income	$125,000	750
Service charges on deposit accounts	$50,000	6,585
Trading account gains and fees	$0	150
Additional Noninterest Income	$146,000	4,618
Total noninterest expense	$1,308,000	5,038
Salaries and employee benefits	$604,000	5,594
Premises and equipment expense	$151,000	5,624
Additional noninterest expense	$553,000	3,938
Pre-tax net operating income	$-72,000	8,793
Securities gains (losses)	$0	3,782
Applicable income taxes	$-8,000	8,979
Income before extraordinary items	$-64,000	8,874
Extraordinary gains, net	$0	30
Net income	$-64,000	8,875
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$649,000	709
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$175,000	344
Net operating income	$-64,000	8,781
2003-03-31 (YTD Data)		Rank
Total interest income	$882,000	6,158
Total interest expense	$375,000	5,223
Net interest income	$507,000	6,607
Provision for loan and lease losses	$30,000	4,429
Total noninterest income	$174,000	4,508
Gross Fiduciary activities income	$87,000	685
Service charges on deposit accounts	$18,000	7,056
Trading account gains and fees	$0	134
Additional Noninterest Income	$69,000	4,643
Total noninterest expense	$670,000	4,953
Salaries and employee benefits	$304,000	5,581
Premises and equipment expense	$71,000	5,797
Additional noninterest expense	$295,000	3,698
Pre-tax net operating income	$-19,000	8,811
Securities gains (losses)	$0	2,891
Applicable income taxes	$-6,000	9,038
Income before extraordinary items	$-13,000	8,845
Extraordinary gains, net	$0	21
Net income	$-13,000	8,842
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$409,000	573
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$175,000	197
Net operating income	$-13,000	8,745
2002-12-31 (YTD Data)		Rank
Total interest income	$3,728,000	6,135
Total interest expense	$1,692,000	5,340
Net interest income	$2,036,000	6,572
Provision for loan and lease losses	$605,000	2,046
Total noninterest income	$694,000	4,363
Gross Fiduciary activities income	$467,000	594
Service charges on deposit accounts	$123,000	6,207
Trading account gains and fees	$0	153
Additional Noninterest Income	$104,000	6,370
Total noninterest expense	$2,622,000	4,921
Salaries and employee benefits	$1,340,000	5,094
Premises and equipment expense	$277,000	5,803
Additional noninterest expense	$1,005,000	4,162
Pre-tax net operating income	$-497,000	8,976
Securities gains (losses)	$12,000	3,495
Applicable income taxes	$-177,000	9,129
Income before extraordinary items	$-308,000	8,966
Extraordinary gains, net	$0	70
Net income	$-308,000	8,966
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$67,000	4,825
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$-315,680	8,918
2001-12-31 (YTD Data)		Rank
Total interest income	$4,554,000	5,930
Total interest expense	$2,326,000	5,621
Net interest income	$2,228,000	6,087
Provision for loan and lease losses	$1,208,000	1,077
Total noninterest income	$685,000	4,244
Gross Fiduciary activities income	$476,000	609
Service charges on deposit accounts	$99,000	6,593
Trading account gains and fees	$0	177
Additional Noninterest Income	$110,000	6,201
Total noninterest expense	$2,623,000	4,802
Salaries and employee benefits	$1,331,000	4,949
Premises and equipment expense	$287,000	5,667
Additional noninterest expense	$1,005,000	4,054
Pre-tax net operating income	$-918,000	9,335
Securities gains (losses)	$58,000	2,211
Applicable income taxes	$-315,000	9,432
Income before extraordinary items	$-545,000	9,253
Extraordinary gains, net	$0	105
Net income	$-545,000	9,254
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$538,000	1,478
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$-582,120	9,232
2000-12-31 (YTD Data)		Rank
Total interest income	$4,107,000	6,403
Total interest expense	$2,073,000	6,165
Net interest income	$2,034,000	6,512
Provision for loan and lease losses	$154,000	4,353
Total noninterest income	$600,000	4,408
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$75,000	7,101
Trading account gains and fees	NA	NA
Additional Noninterest Income	$525,000	2,873
Total noninterest expense	$2,151,000	5,418
Salaries and employee benefits	$1,062,000	5,684
Premises and equipment expense	$263,000	5,873
Additional noninterest expense	$826,000	4,627
Pre-tax net operating income	$329,000	7,784
Securities gains (losses)	$0	1,956
Applicable income taxes	$129,000	6,182
Income before extraordinary items	$200,000	8,064
Extraordinary gains, net	$0	38
Net income	$200,000	8,063
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$2,000	946
Net operating income	$200,000	8,062
1999-12-31 (YTD Data)		Rank
Total interest income	$2,681,000	7,714
Total interest expense	$1,228,000	7,576
Net interest income	$1,453,000	7,675
Provision for loan and lease losses	$141,000	4,409
Total noninterest income	$456,000	5,242
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$85,000	7,021
Trading account gains and fees	NA	NA
Additional Noninterest Income	$371,000	3,581
Total noninterest expense	$1,863,000	5,952
Salaries and employee benefits	$949,000	6,098
Premises and equipment expense	$245,000	6,111
Additional noninterest expense	$669,000	5,415
Pre-tax net operating income	$-95,000	9,530
Securities gains (losses)	$0	3,155
Applicable income taxes	$-36,000	9,779
Income before extraordinary items	$-59,000	9,526
Extraordinary gains, net	$0	35
Net income	$-59,000	9,524
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,897
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$2,000	1,019
Net operating income	$-59,000	9,502
1998-12-31 (YTD Data)		Rank
Total interest income	$1,739,000	9,007
Total interest expense	$806,000	8,921
Net interest income	$933,000	8,954
Provision for loan and lease losses	$186,000	3,656
Total noninterest income	$305,000	6,426
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$47,000	8,116
Trading account gains and fees	NA	NA
Additional Noninterest Income	$258,000	4,353
Total noninterest expense	$1,702,000	6,225
Salaries and employee benefits	$857,000	6,435
Premises and equipment expense	$279,000	5,599
Additional noninterest expense	$566,000	5,976
Pre-tax net operating income	$-650,000	10,248
Securities gains (losses)	$0	4,449
Applicable income taxes	$-244,000	10,334
Income before extraordinary items	$-406,000	10,188
Extraordinary gains, net	$0	32
Net income	$-406,000	10,184
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,132
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$-406,000	10,163
1997-12-31 (YTD Data)		Rank
Total interest income	$619,000	10,629
Total interest expense	$162,000	10,713
Net interest income	$457,000	10,470
Provision for loan and lease losses	$39,000	7,061
Total noninterest income	$54,000	10,218
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$2,000	9,432
Trading account gains and fees	NA	NA
Additional Noninterest Income	$52,000	8,342
Total noninterest expense	$1,574,000	6,599
Salaries and employee benefits	$922,000	6,179
Premises and equipment expense	$159,000	7,611
Additional noninterest expense	$493,000	6,550
Pre-tax net operating income	$-1,102,000	10,854
Securities gains (losses)	$0	3,944
Applicable income taxes	$-398,000	10,848
Income before extraordinary items	$-704,000	10,810
Extraordinary gains, net	$0	44
Net income	$-704,000	10,809
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,513
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$7,720,000	120
Net operating income	$-704,000	10,798

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.