Home > Marine Bank and Trust > Income and Expense
Marine Bank and Trust, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,178,000 | 2,797 |
| Total interest expense | $638,000 | 2,705 |
| Net interest income | $5,540,000 | 2,783 |
| Provision for loan and lease losses | $90,000 | 2,817 |
| Total noninterest income | $913,000 | 2,761 |
| Gross Fiduciary activities income | $86,000 | 785 |
| Service charges on deposit accounts | $268,000 | 2,664 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $559,000 | 2,746 |
| Total noninterest expense | $3,792,000 | 3,171 |
| Salaries and employee benefits | $1,843,000 | 3,428 |
| Premises and equipment expense | $475,000 | 2,939 |
| Additional noninterest expense | $1,474,000 | 2,787 |
| Pre-tax net operating income | $2,571,000 | 2,203 |
| Securities gains (losses) | $236,000 | 716 |
| Applicable income taxes | $37,000 | 3,683 |
| Income before extraordinary items | $2,770,000 | 1,795 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,770,000 | 1,795 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,770,000 | 1,795 |
| Net charge-offs | $31,000 | 2,887 |
| Cash dividends | $6,640,000 | 401 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,536,360 | 1,867 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,127,000 | 2,807 |
| Total interest expense | $430,000 | 2,694 |
| Net interest income | $3,697,000 | 2,786 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $597,000 | 2,760 |
| Gross Fiduciary activities income | $60,000 | 794 |
| Service charges on deposit accounts | $166,000 | 2,765 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $371,000 | 2,752 |
| Total noninterest expense | $2,463,000 | 3,237 |
| Salaries and employee benefits | $1,218,000 | 3,474 |
| Premises and equipment expense | $308,000 | 2,987 |
| Additional noninterest expense | $937,000 | 2,877 |
| Pre-tax net operating income | $1,831,000 | 2,080 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $24,000 | 3,703 |
| Income before extraordinary items | $1,807,000 | 1,808 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,807,000 | 1,807 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,807,000 | 1,807 |
| Net charge-offs | $25,000 | 2,619 |
| Cash dividends | $6,220,000 | 307 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,807,000 | 1,759 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,056,000 | 2,811 |
| Total interest expense | $218,000 | 2,683 |
| Net interest income | $1,838,000 | 2,793 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $280,000 | 2,830 |
| Gross Fiduciary activities income | $27,000 | 811 |
| Service charges on deposit accounts | $78,000 | 2,880 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $175,000 | 2,801 |
| Total noninterest expense | $1,251,000 | 3,218 |
| Salaries and employee benefits | $615,000 | 3,474 |
| Premises and equipment expense | $154,000 | 3,020 |
| Additional noninterest expense | $482,000 | 2,839 |
| Pre-tax net operating income | $867,000 | 2,147 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $12,000 | 3,688 |
| Income before extraordinary items | $855,000 | 1,878 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $855,000 | 1,879 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $855,000 | 1,879 |
| Net charge-offs | $10,000 | 2,329 |
| Cash dividends | $5,000,000 | 206 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $855,000 | 1,836 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,384,000 | 2,750 |
| Total interest expense | $954,000 | 2,497 |
| Net interest income | $7,430,000 | 2,744 |
| Provision for loan and lease losses | $20,000 | 4,043 |
| Total noninterest income | $1,187,000 | 2,806 |
| Gross Fiduciary activities income | $114,000 | 812 |
| Service charges on deposit accounts | $321,000 | 2,898 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $752,000 | 2,730 |
| Total noninterest expense | $4,917,000 | 3,264 |
| Salaries and employee benefits | $2,271,000 | 3,646 |
| Premises and equipment expense | $767,000 | 2,641 |
| Additional noninterest expense | $1,879,000 | 2,920 |
| Pre-tax net operating income | $3,680,000 | 1,999 |
| Securities gains (losses) | $235,000 | 663 |
| Applicable income taxes | $53,000 | 3,612 |
| Income before extraordinary items | $3,862,000 | 1,648 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,862,000 | 1,650 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,862,000 | 1,650 |
| Net charge-offs | $-1,000 | 4,850 |
| Cash dividends | $680,000 | 2,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,629,350 | 1,702 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,261,000 | 2,777 |
| Total interest expense | $731,000 | 2,490 |
| Net interest income | $5,530,000 | 2,780 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $858,000 | 2,873 |
| Gross Fiduciary activities income | $87,000 | 803 |
| Service charges on deposit accounts | $239,000 | 2,933 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $532,000 | 2,832 |
| Total noninterest expense | $3,596,000 | 3,333 |
| Salaries and employee benefits | $1,687,000 | 3,682 |
| Premises and equipment expense | $515,000 | 2,895 |
| Additional noninterest expense | $1,394,000 | 2,949 |
| Pre-tax net operating income | $2,792,000 | 2,020 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $40,000 | 3,725 |
| Income before extraordinary items | $2,752,000 | 1,754 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,752,000 | 1,756 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,752,000 | 1,757 |
| Net charge-offs | $-1,000 | 4,684 |
| Cash dividends | $680,000 | 2,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,752,000 | 1,717 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,202,000 | 2,763 |
| Total interest expense | $497,000 | 2,471 |
| Net interest income | $3,705,000 | 2,768 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $559,000 | 2,912 |
| Gross Fiduciary activities income | $59,000 | 820 |
| Service charges on deposit accounts | $153,000 | 2,982 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $347,000 | 2,856 |
| Total noninterest expense | $2,374,000 | 3,388 |
| Salaries and employee benefits | $1,121,000 | 3,712 |
| Premises and equipment expense | $336,000 | 2,931 |
| Additional noninterest expense | $917,000 | 2,999 |
| Pre-tax net operating income | $1,890,000 | 1,970 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $26,000 | 3,757 |
| Income before extraordinary items | $1,864,000 | 1,706 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,864,000 | 1,710 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,864,000 | 1,710 |
| Net charge-offs | $-3,000 | 4,856 |
| Cash dividends | $340,000 | 2,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,864,000 | 1,659 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,073,000 | 2,785 |
| Total interest expense | $252,000 | 2,467 |
| Net interest income | $1,821,000 | 2,801 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $286,000 | 2,853 |
| Gross Fiduciary activities income | $29,000 | 828 |
| Service charges on deposit accounts | $76,000 | 2,961 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $181,000 | 2,760 |
| Total noninterest expense | $1,194,000 | 3,377 |
| Salaries and employee benefits | $567,000 | 3,718 |
| Premises and equipment expense | $158,000 | 3,085 |
| Additional noninterest expense | $469,000 | 2,926 |
| Pre-tax net operating income | $913,000 | 2,004 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $12,000 | 3,754 |
| Income before extraordinary items | $901,000 | 1,746 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $901,000 | 1,748 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $901,000 | 1,748 |
| Net charge-offs | $-6,000 | 5,215 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $901,000 | 1,683 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,389,000 | 2,785 |
| Total interest expense | $1,125,000 | 2,376 |
| Net interest income | $7,264,000 | 2,815 |
| Provision for loan and lease losses | $165,000 | 2,677 |
| Total noninterest income | $1,256,000 | 2,770 |
| Gross Fiduciary activities income | $126,000 | 825 |
| Service charges on deposit accounts | $368,000 | 2,835 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $762,000 | 2,705 |
| Total noninterest expense | $4,777,000 | 3,419 |
| Salaries and employee benefits | $2,148,000 | 3,842 |
| Premises and equipment expense | $675,000 | 2,986 |
| Additional noninterest expense | $1,954,000 | 2,931 |
| Pre-tax net operating income | $3,578,000 | 1,994 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $57,000 | 3,659 |
| Income before extraordinary items | $3,521,000 | 1,756 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,521,000 | 1,756 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,521,000 | 1,755 |
| Net charge-offs | $189,000 | 2,524 |
| Cash dividends | $1,360,000 | 1,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,521,000 | 1,723 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,202,000 | 2,837 |
| Total interest expense | $861,000 | 2,383 |
| Net interest income | $5,341,000 | 2,875 |
| Provision for loan and lease losses | $105,000 | 2,728 |
| Total noninterest income | $937,000 | 2,792 |
| Gross Fiduciary activities income | $98,000 | 818 |
| Service charges on deposit accounts | $283,000 | 2,819 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $556,000 | 2,754 |
| Total noninterest expense | $3,575,000 | 3,439 |
| Salaries and employee benefits | $1,605,000 | 3,866 |
| Premises and equipment expense | $498,000 | 3,048 |
| Additional noninterest expense | $1,472,000 | 2,923 |
| Pre-tax net operating income | $2,598,000 | 2,086 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $38,000 | 3,764 |
| Income before extraordinary items | $2,560,000 | 1,814 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,560,000 | 1,814 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,560,000 | 1,813 |
| Net charge-offs | $169,000 | 2,178 |
| Cash dividends | $850,000 | 1,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,560,000 | 1,778 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,127,000 | 2,846 |
| Total interest expense | $572,000 | 2,405 |
| Net interest income | $3,555,000 | 2,888 |
| Provision for loan and lease losses | $105,000 | 2,287 |
| Total noninterest income | $583,000 | 2,877 |
| Gross Fiduciary activities income | $62,000 | 832 |
| Service charges on deposit accounts | $182,000 | 2,881 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $339,000 | 2,870 |
| Total noninterest expense | $2,375,000 | 3,466 |
| Salaries and employee benefits | $1,061,000 | 3,900 |
| Premises and equipment expense | $331,000 | 3,082 |
| Additional noninterest expense | $983,000 | 2,924 |
| Pre-tax net operating income | $1,658,000 | 2,108 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $21,000 | 3,824 |
| Income before extraordinary items | $1,637,000 | 1,839 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,637,000 | 1,843 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,637,000 | 1,842 |
| Net charge-offs | $27,000 | 3,235 |
| Cash dividends | $410,000 | 2,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,637,000 | 1,789 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,019,000 | 2,907 |
| Total interest expense | $283,000 | 2,459 |
| Net interest income | $1,736,000 | 2,946 |
| Provision for loan and lease losses | $105,000 | 1,539 |
| Total noninterest income | $283,000 | 2,884 |
| Gross Fiduciary activities income | $31,000 | 843 |
| Service charges on deposit accounts | $90,000 | 2,874 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $162,000 | 2,858 |
| Total noninterest expense | $1,194,000 | 3,483 |
| Salaries and employee benefits | $524,000 | 3,953 |
| Premises and equipment expense | $169,000 | 3,084 |
| Additional noninterest expense | $501,000 | 2,878 |
| Pre-tax net operating income | $720,000 | 2,275 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $18,000 | 3,565 |
| Income before extraordinary items | $702,000 | 1,994 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $702,000 | 1,997 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $702,000 | 1,997 |
| Net charge-offs | $20,000 | 2,483 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $702,000 | 1,959 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,760,000 | 2,483 |
| Total interest expense | $1,397,000 | 2,289 |
| Net interest income | $8,363,000 | 2,496 |
| Provision for loan and lease losses | $1,542,000 | 768 |
| Total noninterest income | $1,262,000 | 2,840 |
| Gross Fiduciary activities income | $161,000 | 811 |
| Service charges on deposit accounts | $396,000 | 2,831 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $705,000 | 2,858 |
| Total noninterest expense | $4,430,000 | 3,678 |
| Salaries and employee benefits | $2,012,000 | 4,059 |
| Premises and equipment expense | $678,000 | 3,027 |
| Additional noninterest expense | $1,740,000 | 3,284 |
| Pre-tax net operating income | $3,653,000 | 1,842 |
| Securities gains (losses) | $236,000 | 808 |
| Applicable income taxes | $61,000 | 3,681 |
| Income before extraordinary items | $3,828,000 | 1,563 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,828,000 | 1,566 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,828,000 | 1,567 |
| Net charge-offs | $38,000 | 4,533 |
| Cash dividends | $8,310,000 | 376 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,596,720 | 1,607 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,529,000 | 2,431 |
| Total interest expense | $1,087,000 | 2,284 |
| Net interest income | $6,442,000 | 2,449 |
| Provision for loan and lease losses | $1,123,000 | 810 |
| Total noninterest income | $948,000 | 2,895 |
| Gross Fiduciary activities income | $131,000 | 790 |
| Service charges on deposit accounts | $296,000 | 2,853 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $521,000 | 2,951 |
| Total noninterest expense | $3,270,000 | 3,733 |
| Salaries and employee benefits | $1,491,000 | 4,104 |
| Premises and equipment expense | $477,000 | 3,214 |
| Additional noninterest expense | $1,302,000 | 3,290 |
| Pre-tax net operating income | $2,997,000 | 1,746 |
| Securities gains (losses) | $187,000 | 850 |
| Applicable income taxes | $46,000 | 3,760 |
| Income before extraordinary items | $3,138,000 | 1,445 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,138,000 | 1,448 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,138,000 | 1,447 |
| Net charge-offs | $13,000 | 4,613 |
| Cash dividends | $2,700,000 | 693 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,952,870 | 1,484 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,361,000 | 2,283 |
| Total interest expense | $742,000 | 2,295 |
| Net interest income | $4,619,000 | 2,254 |
| Provision for loan and lease losses | $1,063,000 | 646 |
| Total noninterest income | $625,000 | 2,942 |
| Gross Fiduciary activities income | $90,000 | 797 |
| Service charges on deposit accounts | $189,000 | 2,909 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $346,000 | 3,005 |
| Total noninterest expense | $2,209,000 | 3,727 |
| Salaries and employee benefits | $1,011,000 | 4,080 |
| Premises and equipment expense | $332,000 | 3,127 |
| Additional noninterest expense | $866,000 | 3,308 |
| Pre-tax net operating income | $1,972,000 | 1,738 |
| Securities gains (losses) | $187,000 | 776 |
| Applicable income taxes | $31,000 | 3,745 |
| Income before extraordinary items | $2,128,000 | 1,422 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,128,000 | 1,426 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,128,000 | 1,425 |
| Net charge-offs | $4,000 | 4,592 |
| Cash dividends | $2,350,000 | 548 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,942,870 | 1,496 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,185,000 | 2,769 |
| Total interest expense | $390,000 | 2,253 |
| Net interest income | $1,795,000 | 2,867 |
| Provision for loan and lease losses | $40,000 | 3,034 |
| Total noninterest income | $280,000 | 3,096 |
| Gross Fiduciary activities income | $31,000 | 853 |
| Service charges on deposit accounts | $82,000 | 3,192 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $167,000 | 3,028 |
| Total noninterest expense | $1,127,000 | 3,718 |
| Salaries and employee benefits | $517,000 | 4,079 |
| Premises and equipment expense | $170,000 | 3,091 |
| Additional noninterest expense | $440,000 | 3,282 |
| Pre-tax net operating income | $908,000 | 1,859 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $15,000 | 3,753 |
| Income before extraordinary items | $893,000 | 1,631 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $893,000 | 1,633 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $893,000 | 1,633 |
| Net charge-offs | $4,000 | 3,745 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $893,000 | 1,579 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,964,000 | 2,837 |
| Total interest expense | $1,601,000 | 2,586 |
| Net interest income | $7,363,000 | 2,862 |
| Provision for loan and lease losses | $240,000 | 3,678 |
| Total noninterest income | $1,311,000 | 2,824 |
| Gross Fiduciary activities income | $167,000 | 815 |
| Service charges on deposit accounts | $391,000 | 2,972 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $753,000 | 2,778 |
| Total noninterest expense | $4,611,000 | 3,680 |
| Salaries and employee benefits | $2,110,000 | 4,009 |
| Premises and equipment expense | $624,000 | 3,292 |
| Additional noninterest expense | $1,877,000 | 3,235 |
| Pre-tax net operating income | $3,823,000 | 1,705 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $59,000 | 3,816 |
| Income before extraordinary items | $3,764,000 | 1,528 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,764,000 | 1,530 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,764,000 | 1,529 |
| Net charge-offs | $22,000 | 5,356 |
| Cash dividends | $2,000,000 | 1,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,764,000 | 1,434 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,656,000 | 2,916 |
| Total interest expense | $1,233,000 | 2,627 |
| Net interest income | $5,423,000 | 2,950 |
| Provision for loan and lease losses | $180,000 | 3,637 |
| Total noninterest income | $981,000 | 2,828 |
| Gross Fiduciary activities income | $127,000 | 806 |
| Service charges on deposit accounts | $293,000 | 3,013 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $561,000 | 2,768 |
| Total noninterest expense | $3,468,000 | 3,704 |
| Salaries and employee benefits | $1,578,000 | 4,028 |
| Premises and equipment expense | $478,000 | 3,276 |
| Additional noninterest expense | $1,412,000 | 3,267 |
| Pre-tax net operating income | $2,756,000 | 1,806 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $43,000 | 3,861 |
| Income before extraordinary items | $2,713,000 | 1,621 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,713,000 | 1,622 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,713,000 | 1,622 |
| Net charge-offs | $15,000 | 5,185 |
| Cash dividends | $1,500,000 | 983 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,713,000 | 1,536 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,425,000 | 2,947 |
| Total interest expense | $834,000 | 2,683 |
| Net interest income | $3,591,000 | 2,980 |
| Provision for loan and lease losses | $120,000 | 3,606 |
| Total noninterest income | $638,000 | 2,825 |
| Gross Fiduciary activities income | $83,000 | 820 |
| Service charges on deposit accounts | $191,000 | 3,047 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $364,000 | 2,786 |
| Total noninterest expense | $2,323,000 | 3,707 |
| Salaries and employee benefits | $1,037,000 | 4,075 |
| Premises and equipment expense | $295,000 | 3,471 |
| Additional noninterest expense | $991,000 | 3,143 |
| Pre-tax net operating income | $1,786,000 | 1,836 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $28,000 | 3,865 |
| Income before extraordinary items | $1,758,000 | 1,660 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,758,000 | 1,657 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,758,000 | 1,660 |
| Net charge-offs | $9,000 | 4,968 |
| Cash dividends | $1,000,000 | 957 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,758,000 | 1,578 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,267,000 | 2,928 |
| Total interest expense | $421,000 | 2,761 |
| Net interest income | $1,846,000 | 2,910 |
| Provision for loan and lease losses | $60,000 | 3,447 |
| Total noninterest income | $291,000 | 2,992 |
| Gross Fiduciary activities income | $52,000 | 786 |
| Service charges on deposit accounts | $92,000 | 3,114 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $147,000 | 3,095 |
| Total noninterest expense | $1,146,000 | 3,759 |
| Salaries and employee benefits | $515,000 | 4,120 |
| Premises and equipment expense | $151,000 | 3,441 |
| Additional noninterest expense | $480,000 | 3,205 |
| Pre-tax net operating income | $931,000 | 1,786 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $13,000 | 3,884 |
| Income before extraordinary items | $918,000 | 1,589 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $918,000 | 1,590 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $918,000 | 1,590 |
| Net charge-offs | $10,000 | 4,036 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $918,000 | 1,490 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,819,000 | 3,080 |
| Total interest expense | $1,717,000 | 3,106 |
| Net interest income | $7,102,000 | 3,045 |
| Provision for loan and lease losses | $245,000 | 4,390 |
| Total noninterest income | $1,200,000 | 2,796 |
| Gross Fiduciary activities income | $142,000 | 795 |
| Service charges on deposit accounts | $435,000 | 2,866 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $623,000 | 2,805 |
| Total noninterest expense | $4,518,000 | 3,790 |
| Salaries and employee benefits | $1,997,000 | 4,179 |
| Premises and equipment expense | $601,000 | 3,571 |
| Additional noninterest expense | $1,920,000 | 3,252 |
| Pre-tax net operating income | $3,539,000 | 1,580 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $41,000 | 3,841 |
| Income before extraordinary items | $3,498,000 | 1,404 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,498,000 | 1,404 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,498,000 | 1,404 |
| Net charge-offs | $118,000 | 4,839 |
| Cash dividends | $2,000,000 | 950 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,498,000 | 1,335 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,485,000 | 3,152 |
| Total interest expense | $1,284,000 | 3,224 |
| Net interest income | $5,201,000 | 3,107 |
| Provision for loan and lease losses | $185,000 | 4,233 |
| Total noninterest income | $889,000 | 2,809 |
| Gross Fiduciary activities income | $97,000 | 802 |
| Service charges on deposit accounts | $326,000 | 2,867 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $466,000 | 2,807 |
| Total noninterest expense | $3,521,000 | 3,710 |
| Salaries and employee benefits | $1,572,000 | 4,047 |
| Premises and equipment expense | $442,000 | 3,666 |
| Additional noninterest expense | $1,507,000 | 3,146 |
| Pre-tax net operating income | $2,384,000 | 1,814 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $25,000 | 3,953 |
| Income before extraordinary items | $2,359,000 | 1,611 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,359,000 | 1,611 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,359,000 | 1,611 |
| Net charge-offs | $117,000 | 4,275 |
| Cash dividends | $1,000,000 | 1,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,359,000 | 1,535 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,256,000 | 3,222 |
| Total interest expense | $856,000 | 3,326 |
| Net interest income | $3,400,000 | 3,173 |
| Provision for loan and lease losses | $120,000 | 4,174 |
| Total noninterest income | $570,000 | 2,884 |
| Gross Fiduciary activities income | $66,000 | 804 |
| Service charges on deposit accounts | $205,000 | 2,960 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $299,000 | 2,882 |
| Total noninterest expense | $2,330,000 | 3,764 |
| Salaries and employee benefits | $1,050,000 | 4,069 |
| Premises and equipment expense | $276,000 | 3,864 |
| Additional noninterest expense | $1,004,000 | 3,200 |
| Pre-tax net operating income | $1,520,000 | 1,861 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $16,000 | 3,930 |
| Income before extraordinary items | $1,504,000 | 1,614 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,504,000 | 1,614 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,504,000 | 1,614 |
| Net charge-offs | $1,000 | 5,777 |
| Cash dividends | $1,000,000 | 803 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,504,000 | 1,546 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,041,000 | 3,355 |
| Total interest expense | $435,000 | 3,398 |
| Net interest income | $1,606,000 | 3,300 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $276,000 | 2,965 |
| Gross Fiduciary activities income | $33,000 | 820 |
| Service charges on deposit accounts | $94,000 | 3,108 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $149,000 | 2,909 |
| Total noninterest expense | $1,177,000 | 3,751 |
| Salaries and employee benefits | $530,000 | 4,067 |
| Premises and equipment expense | $194,000 | 3,063 |
| Additional noninterest expense | $453,000 | 3,428 |
| Pre-tax net operating income | $645,000 | 2,099 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $7,000 | 3,925 |
| Income before extraordinary items | $638,000 | 1,822 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $638,000 | 1,821 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $638,000 | 1,822 |
| Net charge-offs | $-6,000 | 6,852 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $638,000 | 1,771 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,809,000 | 3,986 |
| Total interest expense | $1,360,000 | 4,502 |
| Net interest income | $5,449,000 | 3,733 |
| Provision for loan and lease losses | $306,000 | 4,815 |
| Total noninterest income | $1,000,000 | 3,223 |
| Gross Fiduciary activities income | $95,000 | 879 |
| Service charges on deposit accounts | $343,000 | 3,384 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $562,000 | 3,012 |
| Total noninterest expense | $3,916,000 | 4,266 |
| Salaries and employee benefits | $1,775,000 | 4,568 |
| Premises and equipment expense | $822,000 | 2,924 |
| Additional noninterest expense | $1,319,000 | 4,353 |
| Pre-tax net operating income | $2,227,000 | 2,055 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $36,000 | 3,779 |
| Income before extraordinary items | $2,191,000 | 1,867 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,191,000 | 1,867 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,191,000 | 1,869 |
| Net charge-offs | $-7,000 | 7,411 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,191,000 | 1,793 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,827,000 | 4,201 |
| Total interest expense | $905,000 | 4,967 |
| Net interest income | $3,922,000 | 3,890 |
| Provision for loan and lease losses | $205,000 | 4,853 |
| Total noninterest income | $773,000 | 3,217 |
| Gross Fiduciary activities income | $63,000 | 888 |
| Service charges on deposit accounts | $257,000 | 3,452 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $453,000 | 2,915 |
| Total noninterest expense | $2,716,000 | 4,509 |
| Salaries and employee benefits | $1,203,000 | 4,907 |
| Premises and equipment expense | $552,000 | 3,221 |
| Additional noninterest expense | $961,000 | 4,417 |
| Pre-tax net operating income | $1,774,000 | 2,088 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $24,000 | 3,911 |
| Income before extraordinary items | $1,750,000 | 1,884 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,750,000 | 1,885 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,750,000 | 1,886 |
| Net charge-offs | $113,000 | 4,793 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,750,000 | 1,786 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,899,000 | 4,540 |
| Total interest expense | $788,000 | 4,390 |
| Net interest income | $2,111,000 | 4,478 |
| Provision for loan and lease losses | $100,000 | 5,137 |
| Total noninterest income | $395,000 | 3,663 |
| Gross Fiduciary activities income | $32,000 | 931 |
| Service charges on deposit accounts | $131,000 | 3,975 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $232,000 | 3,243 |
| Total noninterest expense | $1,360,000 | 5,328 |
| Salaries and employee benefits | $669,000 | 5,450 |
| Premises and equipment expense | $191,000 | 4,980 |
| Additional noninterest expense | $500,000 | 5,088 |
| Pre-tax net operating income | $1,046,000 | 2,296 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $18,000 | 3,827 |
| Income before extraordinary items | $1,028,000 | 2,070 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,028,000 | 2,068 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,028,000 | 2,070 |
| Net charge-offs | $71,000 | 4,583 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,028,000 | 1,984 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $775,000 | 6,188 |
| Total interest expense | $211,000 | 5,971 |
| Net interest income | $564,000 | 6,149 |
| Provision for loan and lease losses | $25,000 | 5,585 |
| Total noninterest income | $86,000 | 5,295 |
| Gross Fiduciary activities income | $2,000 | 1,137 |
| Service charges on deposit accounts | $31,000 | 5,310 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $53,000 | 4,593 |
| Total noninterest expense | $321,000 | 6,956 |
| Salaries and employee benefits | $168,000 | 6,944 |
| Premises and equipment expense | $45,000 | 6,571 |
| Additional noninterest expense | $108,000 | 6,894 |
| Pre-tax net operating income | $304,000 | 3,328 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $5,000 | 4,091 |
| Income before extraordinary items | $299,000 | 3,134 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $299,000 | 3,131 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $299,000 | 3,134 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $2,693,000 | 74 |
| Net operating income | $299,000 | 3,021 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,542,000 | 3,344 |
| Total interest expense | $2,706,000 | 3,689 |
| Net interest income | $6,836,000 | 3,106 |
| Provision for loan and lease losses | $367,000 | 4,991 |
| Total noninterest income | $1,217,000 | 2,952 |
| Gross Fiduciary activities income | $118,000 | 845 |
| Service charges on deposit accounts | $399,000 | 3,336 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $700,000 | 2,665 |
| Total noninterest expense | $4,691,000 | 3,880 |
| Salaries and employee benefits | $2,257,000 | 3,996 |
| Premises and equipment expense | $506,000 | 4,341 |
| Additional noninterest expense | $1,928,000 | 3,406 |
| Pre-tax net operating income | $2,995,000 | 1,338 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $856,000 | 1,075 |
| Income before extraordinary items | $2,139,000 | 1,561 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,139,000 | 1,558 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,139,000 | 1,560 |
| Net charge-offs | $220,000 | 4,877 |
| Cash dividends | $2,000,000 | 905 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,139,000 | 1,518 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,120,000 | 3,405 |
| Total interest expense | $2,103,000 | 3,740 |
| Net interest income | $5,017,000 | 3,184 |
| Provision for loan and lease losses | $322,000 | 4,488 |
| Total noninterest income | $926,000 | 2,971 |
| Gross Fiduciary activities income | $87,000 | 837 |
| Service charges on deposit accounts | $293,000 | 3,382 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $546,000 | 2,675 |
| Total noninterest expense | $3,503,000 | 3,906 |
| Salaries and employee benefits | $1,628,000 | 4,135 |
| Premises and equipment expense | $407,000 | 4,210 |
| Additional noninterest expense | $1,468,000 | 3,334 |
| Pre-tax net operating income | $2,118,000 | 1,532 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $744,000 | 1,055 |
| Income before extraordinary items | $1,374,000 | 1,937 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,374,000 | 1,936 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,374,000 | 1,937 |
| Net charge-offs | $184,000 | 4,340 |
| Cash dividends | $2,000,000 | 630 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,374,000 | 1,889 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,755,000 | 3,426 |
| Total interest expense | $1,466,000 | 3,735 |
| Net interest income | $3,289,000 | 3,211 |
| Provision for loan and lease losses | $177,000 | 4,533 |
| Total noninterest income | $620,000 | 2,976 |
| Gross Fiduciary activities income | $57,000 | 846 |
| Service charges on deposit accounts | $185,000 | 3,461 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $378,000 | 2,639 |
| Total noninterest expense | $2,484,000 | 3,745 |
| Salaries and employee benefits | $1,100,000 | 4,138 |
| Premises and equipment expense | $275,000 | 4,191 |
| Additional noninterest expense | $1,109,000 | 3,039 |
| Pre-tax net operating income | $1,248,000 | 1,771 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $432,000 | 1,205 |
| Income before extraordinary items | $816,000 | 2,203 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $816,000 | 2,201 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $816,000 | 2,202 |
| Net charge-offs | $150,000 | 3,779 |
| Cash dividends | $1,000,000 | 886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $816,000 | 2,145 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,397,000 | 3,449 |
| Total interest expense | $758,000 | 3,743 |
| Net interest income | $1,639,000 | 3,202 |
| Provision for loan and lease losses | $132,000 | 3,480 |
| Total noninterest income | $287,000 | 3,108 |
| Gross Fiduciary activities income | $29,000 | 863 |
| Service charges on deposit accounts | $89,000 | 3,480 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $169,000 | 2,756 |
| Total noninterest expense | $1,063,000 | 4,124 |
| Salaries and employee benefits | $565,000 | 4,082 |
| Premises and equipment expense | $137,000 | 4,253 |
| Additional noninterest expense | $361,000 | 3,862 |
| Pre-tax net operating income | $731,000 | 1,738 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $194,000 | 1,493 |
| Income before extraordinary items | $537,000 | 1,991 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $537,000 | 1,992 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $537,000 | 1,992 |
| Net charge-offs | $110,000 | 2,761 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $537,000 | 1,879 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,899,000 | 3,561 |
| Total interest expense | $3,501,000 | 3,845 |
| Net interest income | $6,398,000 | 3,300 |
| Provision for loan and lease losses | $190,000 | 5,266 |
| Total noninterest income | $1,115,000 | 3,193 |
| Gross Fiduciary activities income | $112,000 | 872 |
| Service charges on deposit accounts | $435,000 | 3,289 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $568,000 | 2,982 |
| Total noninterest expense | $4,442,000 | 3,922 |
| Salaries and employee benefits | $2,568,000 | 3,707 |
| Premises and equipment expense | $528,000 | 4,315 |
| Additional noninterest expense | $1,346,000 | 3,923 |
| Pre-tax net operating income | $2,881,000 | 1,869 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $857,000 | 1,337 |
| Income before extraordinary items | $2,024,000 | 1,970 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,024,000 | 1,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 4,567 |
| Cash dividends | $800,000 | 2,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,024,000 | 2,093 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,377,000 | 3,640 |
| Total interest expense | $2,707,000 | 3,877 |
| Net interest income | $4,670,000 | 3,390 |
| Provision for loan and lease losses | $140,000 | 4,706 |
| Total noninterest income | $807,000 | 3,324 |
| Gross Fiduciary activities income | $77,000 | 884 |
| Service charges on deposit accounts | $334,000 | 3,283 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $396,000 | 3,204 |
| Total noninterest expense | $3,247,000 | 3,979 |
| Salaries and employee benefits | $1,859,000 | 3,827 |
| Premises and equipment expense | $393,000 | 4,358 |
| Additional noninterest expense | $995,000 | 3,881 |
| Pre-tax net operating income | $2,090,000 | 2,229 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $528,000 | 1,835 |
| Income before extraordinary items | $1,562,000 | 2,253 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,562,000 | 2,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,540 |
| Cash dividends | $550,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,562,000 | 2,366 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,967,000 | 3,663 |
| Total interest expense | $1,937,000 | 3,825 |
| Net interest income | $3,030,000 | 3,471 |
| Provision for loan and lease losses | $85,000 | 4,532 |
| Total noninterest income | $501,000 | 3,497 |
| Gross Fiduciary activities income | $51,000 | 903 |
| Service charges on deposit accounts | $212,000 | 3,363 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $238,000 | 3,443 |
| Total noninterest expense | $2,125,000 | 4,057 |
| Salaries and employee benefits | $1,227,000 | 3,899 |
| Premises and equipment expense | $263,000 | 4,367 |
| Additional noninterest expense | $635,000 | 4,006 |
| Pre-tax net operating income | $1,321,000 | 2,440 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $389,000 | 1,902 |
| Income before extraordinary items | $932,000 | 2,729 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $932,000 | 2,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 2,693 |
| Cash dividends | $200,000 | 3,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $932,000 | 2,674 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,520,000 | 3,701 |
| Total interest expense | $1,071,000 | 3,739 |
| Net interest income | $1,449,000 | 3,573 |
| Provision for loan and lease losses | $35,000 | 4,234 |
| Total noninterest income | $250,000 | 3,514 |
| Gross Fiduciary activities income | $26,000 | 914 |
| Service charges on deposit accounts | $104,000 | 3,368 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $120,000 | 3,442 |
| Total noninterest expense | $1,065,000 | 4,055 |
| Salaries and employee benefits | $627,000 | 3,840 |
| Premises and equipment expense | $126,000 | 4,494 |
| Additional noninterest expense | $312,000 | 4,002 |
| Pre-tax net operating income | $599,000 | 2,703 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $203,000 | 1,943 |
| Income before extraordinary items | $396,000 | 3,210 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $396,000 | 3,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 1,685 |
| Cash dividends | $200,000 | 2,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $396,000 | 3,131 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,157,000 | 3,738 |
| Total interest expense | $4,419,000 | 3,758 |
| Net interest income | $5,738,000 | 3,626 |
| Provision for loan and lease losses | $50,000 | 5,648 |
| Total noninterest income | $1,130,000 | 3,268 |
| Gross Fiduciary activities income | $112,000 | 902 |
| Service charges on deposit accounts | $483,000 | 3,116 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $535,000 | 3,194 |
| Total noninterest expense | $4,085,000 | 4,049 |
| Salaries and employee benefits | $2,324,000 | 3,925 |
| Premises and equipment expense | $513,000 | 4,275 |
| Additional noninterest expense | $1,248,000 | 3,962 |
| Pre-tax net operating income | $2,733,000 | 2,627 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $920,000 | 1,958 |
| Income before extraordinary items | $1,813,000 | 3,032 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,813,000 | 3,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,649 |
| Cash dividends | $2,598,000 | 1,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,813,000 | 3,033 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,552,000 | 3,761 |
| Total interest expense | $3,262,000 | 3,804 |
| Net interest income | $4,290,000 | 3,650 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $819,000 | 3,341 |
| Gross Fiduciary activities income | $83,000 | 902 |
| Service charges on deposit accounts | $359,000 | 3,124 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $377,000 | 3,314 |
| Total noninterest expense | $3,100,000 | 3,995 |
| Salaries and employee benefits | $1,736,000 | 3,928 |
| Premises and equipment expense | $448,000 | 3,841 |
| Additional noninterest expense | $916,000 | 3,964 |
| Pre-tax net operating income | $2,009,000 | 2,817 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $671,000 | 2,139 |
| Income before extraordinary items | $1,338,000 | 3,220 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,338,000 | 3,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,785 |
| Cash dividends | $2,561,000 | 999 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,338,000 | 3,202 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,954,000 | 3,810 |
| Total interest expense | $2,118,000 | 3,885 |
| Net interest income | $2,836,000 | 3,684 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $521,000 | 3,472 |
| Gross Fiduciary activities income | $55,000 | 914 |
| Service charges on deposit accounts | $236,000 | 3,140 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $230,000 | 3,520 |
| Total noninterest expense | $2,072,000 | 4,027 |
| Salaries and employee benefits | $1,165,000 | 3,942 |
| Premises and equipment expense | $276,000 | 4,091 |
| Additional noninterest expense | $631,000 | 3,869 |
| Pre-tax net operating income | $1,285,000 | 2,968 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $446,000 | 2,225 |
| Income before extraordinary items | $839,000 | 3,414 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $839,000 | 3,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,438 |
| Cash dividends | $2,074,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $839,000 | 3,392 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,473,000 | 3,806 |
| Total interest expense | $1,044,000 | 3,897 |
| Net interest income | $1,429,000 | 3,682 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $235,000 | 3,677 |
| Gross Fiduciary activities income | $28,000 | 917 |
| Service charges on deposit accounts | $115,000 | 3,173 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $92,000 | 3,917 |
| Total noninterest expense | $1,045,000 | 4,003 |
| Salaries and employee benefits | $603,000 | 3,876 |
| Premises and equipment expense | $138,000 | 4,103 |
| Additional noninterest expense | $304,000 | 3,930 |
| Pre-tax net operating income | $619,000 | 3,050 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $218,000 | 2,276 |
| Income before extraordinary items | $401,000 | 3,496 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $401,000 | 3,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 1,965 |
| Cash dividends | $1,737,000 | 522 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $401,000 | 3,471 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,679,000 | 3,675 |
| Total interest expense | $3,915,000 | 3,649 |
| Net interest income | $5,764,000 | 3,630 |
| Provision for loan and lease losses | $75,000 | 5,084 |
| Total noninterest income | $1,012,000 | 3,522 |
| Gross Fiduciary activities income | $111,000 | 913 |
| Service charges on deposit accounts | $493,000 | 3,090 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $408,000 | 3,699 |
| Total noninterest expense | $4,356,000 | 3,722 |
| Salaries and employee benefits | $2,338,000 | 3,803 |
| Premises and equipment expense | $550,000 | 4,007 |
| Additional noninterest expense | $1,468,000 | 3,347 |
| Pre-tax net operating income | $2,345,000 | 3,287 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $782,000 | 2,509 |
| Income before extraordinary items | $1,563,000 | 3,683 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,563,000 | 3,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,751 |
| Cash dividends | $732,000 | 3,122 |
| Sale, conversion, retirement of capital stock, net | $-307,000 | 8,629 |
| Net operating income | $1,563,000 | 3,662 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,819,000 | 5,502 |
| Total interest expense | $1,588,000 | 5,189 |
| Net interest income | $2,231,000 | 5,609 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $408,000 | 4,968 |
| Gross Fiduciary activities income | $83,000 | 910 |
| Service charges on deposit accounts | $132,000 | 5,276 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $193,000 | 4,599 |
| Total noninterest expense | $1,759,000 | 5,674 |
| Salaries and employee benefits | $932,000 | 5,770 |
| Premises and equipment expense | $292,000 | 5,029 |
| Additional noninterest expense | $535,000 | 5,566 |
| Pre-tax net operating income | $880,000 | 5,019 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $292,000 | 3,622 |
| Income before extraordinary items | $588,000 | 5,405 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $588,000 | 5,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,187 |
| Cash dividends | $275,000 | 3,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $588,000 | 5,400 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,499,000 | 5,534 |
| Total interest expense | $1,009,000 | 5,199 |
| Net interest income | $1,490,000 | 5,616 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $274,000 | 4,945 |
| Gross Fiduciary activities income | $55,000 | 931 |
| Service charges on deposit accounts | $84,000 | 5,367 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $135,000 | 4,512 |
| Total noninterest expense | $1,154,000 | 5,739 |
| Salaries and employee benefits | $620,000 | 5,791 |
| Premises and equipment expense | $198,000 | 4,966 |
| Additional noninterest expense | $336,000 | 5,731 |
| Pre-tax net operating income | $610,000 | 4,952 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $203,000 | 3,603 |
| Income before extraordinary items | $407,000 | 5,351 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $407,000 | 5,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,447 |
| Cash dividends | $250,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $407,000 | 5,349 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,187,000 | 5,634 |
| Total interest expense | $476,000 | 5,255 |
| Net interest income | $711,000 | 5,759 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $124,000 | 5,127 |
| Gross Fiduciary activities income | $26,000 | 942 |
| Service charges on deposit accounts | $39,000 | 5,460 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $59,000 | 4,794 |
| Total noninterest expense | $580,000 | 5,727 |
| Salaries and employee benefits | $316,000 | 5,782 |
| Premises and equipment expense | $104,000 | 4,836 |
| Additional noninterest expense | $160,000 | 5,864 |
| Pre-tax net operating income | $255,000 | 5,325 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $82,000 | 3,858 |
| Income before extraordinary items | $173,000 | 5,647 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $173,000 | 5,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,205 |
| Cash dividends | $25,000 | 3,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $173,000 | 5,638 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,547,000 | 5,456 |
| Total interest expense | $1,458,000 | 5,291 |
| Net interest income | $3,089,000 | 5,411 |
| Provision for loan and lease losses | $40,000 | 5,969 |
| Total noninterest income | $532,000 | 5,090 |
| Gross Fiduciary activities income | $102,000 | 936 |
| Service charges on deposit accounts | $160,000 | 5,502 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $270,000 | 4,567 |
| Total noninterest expense | $2,101,000 | 5,946 |
| Salaries and employee benefits | $1,155,000 | 5,905 |
| Premises and equipment expense | $188,000 | 6,848 |
| Additional noninterest expense | $758,000 | 5,339 |
| Pre-tax net operating income | $1,480,000 | 4,420 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $509,000 | 3,341 |
| Income before extraordinary items | $971,000 | 4,896 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $971,000 | 4,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,517 |
| Cash dividends | $862,000 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $971,000 | 4,867 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,363,000 | 5,472 |
| Total interest expense | $1,083,000 | 5,224 |
| Net interest income | $2,280,000 | 5,481 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $384,000 | 5,209 |
| Gross Fiduciary activities income | $77,000 | 925 |
| Service charges on deposit accounts | $121,000 | 5,512 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $186,000 | 4,766 |
| Total noninterest expense | $1,508,000 | 6,062 |
| Salaries and employee benefits | $874,000 | 5,857 |
| Premises and equipment expense | $126,000 | 7,073 |
| Additional noninterest expense | $508,000 | 5,646 |
| Pre-tax net operating income | $1,156,000 | 4,404 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $400,000 | 3,324 |
| Income before extraordinary items | $756,000 | 4,902 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $756,000 | 4,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,590 |
| Cash dividends | $834,000 | 2,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $756,000 | 4,861 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,202,000 | 5,450 |
| Total interest expense | $687,000 | 5,207 |
| Net interest income | $1,515,000 | 5,474 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $253,000 | 5,190 |
| Gross Fiduciary activities income | $50,000 | 938 |
| Service charges on deposit accounts | $76,000 | 5,593 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $127,000 | 4,680 |
| Total noninterest expense | $989,000 | 6,110 |
| Salaries and employee benefits | $574,000 | 5,892 |
| Premises and equipment expense | $85,000 | 7,031 |
| Additional noninterest expense | $330,000 | 5,718 |
| Pre-tax net operating income | $779,000 | 4,340 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $270,000 | 3,288 |
| Income before extraordinary items | $509,000 | 4,849 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $509,000 | 4,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,491 |
| Cash dividends | $806,000 | 1,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $509,000 | 4,798 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,069,000 | 5,530 |
| Total interest expense | $326,000 | 5,259 |
| Net interest income | $743,000 | 5,561 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $134,000 | 5,007 |
| Gross Fiduciary activities income | $26,000 | 944 |
| Service charges on deposit accounts | $37,000 | 5,594 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $71,000 | 4,437 |
| Total noninterest expense | $477,000 | 6,271 |
| Salaries and employee benefits | $274,000 | 6,088 |
| Premises and equipment expense | $40,000 | 7,221 |
| Additional noninterest expense | $163,000 | 5,744 |
| Pre-tax net operating income | $400,000 | 4,275 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $139,000 | 3,228 |
| Income before extraordinary items | $261,000 | 4,748 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $261,000 | 4,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $778,000 | 824 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $261,000 | 4,710 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,292,000 | 5,338 |
| Total interest expense | $1,220,000 | 5,065 |
| Net interest income | $3,072,000 | 5,339 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $502,000 | 5,245 |
| Gross Fiduciary activities income | $94,000 | 948 |
| Service charges on deposit accounts | $168,000 | 5,579 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $240,000 | 4,720 |
| Total noninterest expense | $2,138,000 | 5,788 |
| Salaries and employee benefits | $1,325,000 | 5,364 |
| Premises and equipment expense | $138,000 | 7,464 |
| Additional noninterest expense | $675,000 | 5,639 |
| Pre-tax net operating income | $1,436,000 | 4,353 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $487,000 | 3,396 |
| Income before extraordinary items | $949,000 | 4,834 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $949,000 | 4,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,559 |
| Cash dividends | $677,000 | 3,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $949,000 | 4,762 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,204,000 | 5,324 |
| Total interest expense | $908,000 | 5,063 |
| Net interest income | $2,296,000 | 5,339 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $368,000 | 5,330 |
| Gross Fiduciary activities income | $72,000 | 945 |
| Service charges on deposit accounts | $127,000 | 5,605 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $169,000 | 4,855 |
| Total noninterest expense | $1,600,000 | 5,773 |
| Salaries and employee benefits | $1,016,000 | 5,270 |
| Premises and equipment expense | $99,000 | 7,547 |
| Additional noninterest expense | $485,000 | 5,724 |
| Pre-tax net operating income | $1,064,000 | 4,461 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $363,000 | 3,463 |
| Income before extraordinary items | $701,000 | 4,958 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $701,000 | 4,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,993 |
| Cash dividends | $658,000 | 2,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $701,000 | 4,866 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,171,000 | 5,288 |
| Total interest expense | $604,000 | 5,080 |
| Net interest income | $1,567,000 | 5,273 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $238,000 | 5,413 |
| Gross Fiduciary activities income | $49,000 | 952 |
| Service charges on deposit accounts | $79,000 | 5,743 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $110,000 | 4,970 |
| Total noninterest expense | $934,000 | 6,235 |
| Salaries and employee benefits | $558,000 | 5,921 |
| Premises and equipment expense | $62,000 | 7,681 |
| Additional noninterest expense | $314,000 | 5,842 |
| Pre-tax net operating income | $871,000 | 3,883 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $305,000 | 3,060 |
| Income before extraordinary items | $566,000 | 4,396 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $566,000 | 4,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,107 |
| Cash dividends | $639,000 | 1,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $566,000 | 4,310 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,048,000 | 5,423 |
| Total interest expense | $304,000 | 5,130 |
| Net interest income | $744,000 | 5,436 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $118,000 | 5,380 |
| Gross Fiduciary activities income | $27,000 | 942 |
| Service charges on deposit accounts | $39,000 | 5,736 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $52,000 | 5,049 |
| Total noninterest expense | $462,000 | 6,312 |
| Salaries and employee benefits | $276,000 | 5,996 |
| Premises and equipment expense | $30,000 | 7,774 |
| Additional noninterest expense | $156,000 | 5,881 |
| Pre-tax net operating income | $400,000 | 4,087 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $133,000 | 3,317 |
| Income before extraordinary items | $267,000 | 4,581 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $267,000 | 4,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,369 |
| Cash dividends | $619,000 | 1,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $267,000 | 4,448 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,493,000 | 5,248 |
| Total interest expense | $1,367,000 | 5,167 |
| Net interest income | $3,126,000 | 5,178 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $536,000 | 5,242 |
| Gross Fiduciary activities income | $91,000 | 976 |
| Service charges on deposit accounts | $190,000 | 5,378 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $255,000 | 4,821 |
| Total noninterest expense | $1,908,000 | 6,144 |
| Salaries and employee benefits | $1,111,000 | 5,896 |
| Premises and equipment expense | $121,000 | 7,796 |
| Additional noninterest expense | $676,000 | 5,610 |
| Pre-tax net operating income | $1,754,000 | 3,702 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $545,000 | 3,235 |
| Income before extraordinary items | $1,209,000 | 4,123 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,209,000 | 4,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,724 |
| Cash dividends | $826,000 | 2,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,209,000 | 3,958 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,440,000 | 5,239 |
| Total interest expense | $1,050,000 | 5,232 |
| Net interest income | $2,390,000 | 5,137 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $407,000 | 5,263 |
| Gross Fiduciary activities income | $71,000 | 973 |
| Service charges on deposit accounts | $144,000 | 5,398 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $192,000 | 4,884 |
| Total noninterest expense | $1,394,000 | 6,191 |
| Salaries and employee benefits | $799,000 | 6,015 |
| Premises and equipment expense | $88,000 | 7,850 |
| Additional noninterest expense | $507,000 | 5,594 |
| Pre-tax net operating income | $1,403,000 | 3,658 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $438,000 | 3,266 |
| Income before extraordinary items | $965,000 | 4,071 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $965,000 | 4,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $808,000 | 1,990 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $965,000 | 3,897 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,347,000 | 5,208 |
| Total interest expense | $725,000 | 5,228 |
| Net interest income | $1,622,000 | 5,062 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $268,000 | 5,283 |
| Gross Fiduciary activities income | $50,000 | 970 |
| Service charges on deposit accounts | $96,000 | 5,375 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $122,000 | 4,964 |
| Total noninterest expense | $919,000 | 6,265 |
| Salaries and employee benefits | $535,000 | 6,009 |
| Premises and equipment expense | $59,000 | 7,849 |
| Additional noninterest expense | $325,000 | 5,714 |
| Pre-tax net operating income | $971,000 | 3,598 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $310,000 | 3,191 |
| Income before extraordinary items | $661,000 | 4,027 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $661,000 | 4,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $38,000 | 4,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $661,000 | 3,847 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,147,000 | 5,295 |
| Total interest expense | $375,000 | 5,223 |
| Net interest income | $772,000 | 5,226 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $139,000 | 5,078 |
| Gross Fiduciary activities income | $31,000 | 940 |
| Service charges on deposit accounts | $49,000 | 5,240 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $59,000 | 4,952 |
| Total noninterest expense | $455,000 | 6,311 |
| Salaries and employee benefits | $272,000 | 5,952 |
| Premises and equipment expense | $27,000 | 8,005 |
| Additional noninterest expense | $156,000 | 5,791 |
| Pre-tax net operating income | $456,000 | 3,715 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $144,000 | 3,290 |
| Income before extraordinary items | $312,000 | 4,123 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $312,000 | 4,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,542 |
| Cash dividends | $19,000 | 3,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $312,000 | 3,933 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,790,000 | 5,318 |
| Total interest expense | $1,767,000 | 5,206 |
| Net interest income | $3,023,000 | 5,257 |
| Provision for loan and lease losses | $-218,000 | 9,305 |
| Total noninterest income | $580,000 | 4,825 |
| Gross Fiduciary activities income | $87,000 | 1,015 |
| Service charges on deposit accounts | $210,000 | 5,091 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $283,000 | 4,374 |
| Total noninterest expense | $1,893,000 | 6,074 |
| Salaries and employee benefits | $1,172,000 | 5,569 |
| Premises and equipment expense | $128,000 | 7,773 |
| Additional noninterest expense | $593,000 | 5,978 |
| Pre-tax net operating income | $1,928,000 | 3,514 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $634,000 | 3,026 |
| Income before extraordinary items | $1,294,000 | 3,892 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,294,000 | 3,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-83,000 | 9,217 |
| Cash dividends | $2,440,000 | 1,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,294,000 | 3,791 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,172,000 | 5,501 |
| Total interest expense | $2,315,000 | 5,640 |
| Net interest income | $2,857,000 | 5,254 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $430,000 | 5,492 |
| Gross Fiduciary activities income | $95,000 | 1,008 |
| Service charges on deposit accounts | $152,000 | 5,774 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $183,000 | 5,128 |
| Total noninterest expense | $1,825,000 | 6,078 |
| Salaries and employee benefits | $1,051,000 | 5,815 |
| Premises and equipment expense | $111,000 | 8,127 |
| Additional noninterest expense | $663,000 | 5,468 |
| Pre-tax net operating income | $1,462,000 | 3,926 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $334,000 | 4,068 |
| Income before extraordinary items | $1,128,000 | 3,964 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,128,000 | 3,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,788 |
| Cash dividends | $1,329,000 | 1,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,128,000 | 3,838 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,363,000 | 5,480 |
| Total interest expense | $2,482,000 | 5,580 |
| Net interest income | $2,881,000 | 5,303 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $372,000 | 5,742 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 5,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 4,482 |
| Total noninterest expense | $1,830,000 | 5,999 |
| Salaries and employee benefits | $1,010,000 | 5,874 |
| Premises and equipment expense | $109,000 | 8,292 |
| Additional noninterest expense | $711,000 | 5,120 |
| Pre-tax net operating income | $1,423,000 | 4,218 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $496,000 | 3,499 |
| Income before extraordinary items | $927,000 | 4,598 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $927,000 | 4,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 9,532 |
| Cash dividends | $1,408,000 | 1,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $927,000 | 4,595 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,092,000 | 5,507 |
| Total interest expense | $2,449,000 | 5,257 |
| Net interest income | $2,643,000 | 5,611 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $347,000 | 6,032 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 5,962 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 4,897 |
| Total noninterest expense | $1,732,000 | 6,227 |
| Salaries and employee benefits | $911,000 | 6,255 |
| Premises and equipment expense | $141,000 | 7,831 |
| Additional noninterest expense | $680,000 | 5,350 |
| Pre-tax net operating income | $1,258,000 | 4,626 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $431,000 | 3,966 |
| Income before extraordinary items | $827,000 | 4,997 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $827,000 | 4,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 2,240 |
| Cash dividends | $632,000 | 3,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $827,000 | 4,967 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,060,000 | 5,637 |
| Total interest expense | $2,489,000 | 5,389 |
| Net interest income | $2,571,000 | 5,732 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $338,000 | 6,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 6,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $206,000 | 4,887 |
| Total noninterest expense | $1,707,000 | 6,214 |
| Salaries and employee benefits | $885,000 | 6,274 |
| Premises and equipment expense | $139,000 | 7,901 |
| Additional noninterest expense | $683,000 | 5,259 |
| Pre-tax net operating income | $1,202,000 | 4,877 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $401,000 | 4,407 |
| Income before extraordinary items | $801,000 | 5,189 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $801,000 | 5,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $400,000 | 3,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $801,000 | 5,101 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,911,000 | 5,876 |
| Total interest expense | $2,402,000 | 5,564 |
| Net interest income | $2,509,000 | 6,046 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $304,000 | 6,599 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 6,786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 5,144 |
| Total noninterest expense | $1,698,000 | 6,295 |
| Salaries and employee benefits | $852,000 | 6,529 |
| Premises and equipment expense | $140,000 | 8,021 |
| Additional noninterest expense | $706,000 | 5,183 |
| Pre-tax net operating income | $1,115,000 | 5,481 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $345,000 | 5,359 |
| Income before extraordinary items | $770,000 | 5,583 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $770,000 | 5,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,371 |
| Cash dividends | $250,000 | 4,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $770,000 | 5,538 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,565,000 | 6,334 |
| Total interest expense | $2,250,000 | 5,939 |
| Net interest income | $2,315,000 | 6,543 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $294,000 | 7,029 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 7,175 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 5,485 |
| Total noninterest expense | $1,648,000 | 6,709 |
| Salaries and employee benefits | $832,000 | 6,820 |
| Premises and equipment expense | $132,000 | 8,482 |
| Additional noninterest expense | $684,000 | 5,831 |
| Pre-tax net operating income | $961,000 | 5,875 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $304,000 | 5,784 |
| Income before extraordinary items | $657,000 | 5,960 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $657,000 | 5,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,131 |
| Cash dividends | $225,000 | 5,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $657,000 | 5,899 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,346,000 | 6,624 |
| Total interest expense | $2,239,000 | 6,001 |
| Net interest income | $2,107,000 | 7,064 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $279,000 | 7,322 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 7,451 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 5,697 |
| Total noninterest expense | $1,624,000 | 6,914 |
| Salaries and employee benefits | $774,000 | 7,250 |
| Premises and equipment expense | $134,000 | 8,673 |
| Additional noninterest expense | $716,000 | 5,740 |
| Pre-tax net operating income | $762,000 | 6,995 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $234,000 | 6,896 |
| Income before extraordinary items | $528,000 | 7,040 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $528,000 | 7,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,109 |
| Cash dividends | $300,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $528,000 | 7,017 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,882,000 | 6,848 |
| Total interest expense | $1,739,000 | 6,238 |
| Net interest income | $2,143,000 | 7,219 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $280,000 | 7,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 7,844 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 5,815 |
| Total noninterest expense | $1,638,000 | 7,177 |
| Salaries and employee benefits | $728,000 | 7,686 |
| Premises and equipment expense | $125,000 | 9,244 |
| Additional noninterest expense | $785,000 | 5,787 |
| Pre-tax net operating income | $785,000 | 6,948 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $280,000 | 6,120 |
| Income before extraordinary items | $507,000 | 7,252 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $507,000 | 7,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 11,990 |
| Cash dividends | $500,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $505,720 | 7,301 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,968,000 | 6,914 |
| Total interest expense | $1,842,000 | 6,234 |
| Net interest income | $2,126,000 | 7,372 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $246,000 | 8,423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,868 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 7,107 |
| Total noninterest expense | $1,643,000 | 7,375 |
| Salaries and employee benefits | $728,000 | 7,795 |
| Premises and equipment expense | $114,000 | 9,987 |
| Additional noninterest expense | $801,000 | 5,921 |
| Pre-tax net operating income | $679,000 | 7,473 |
| Securities gains (losses) | $-6,000 | 12,616 |
| Applicable income taxes | $150,000 | 8,653 |
| Income before extraordinary items | $523,000 | 7,364 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $523,000 | 7,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 6,216 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $527,680 | 7,071 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,353,000 | 7,069 |
| Total interest expense | $2,273,000 | 6,460 |
| Net interest income | $2,080,000 | 7,543 |
| Provision for loan and lease losses | $1,250,000 | 1,594 |
| Total noninterest income | $158,000 | 10,333 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 10,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 7,395 |
| Total noninterest expense | $1,524,000 | 7,828 |
| Salaries and employee benefits | $691,000 | 8,055 |
| Premises and equipment expense | $95,000 | 10,910 |
| Additional noninterest expense | $738,000 | 6,497 |
| Pre-tax net operating income | $-536,000 | 13,310 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $-195,000 | 13,646 |
| Income before extraordinary items | $-339,000 | 13,281 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-339,000 | 13,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $949,000 | 1,606 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-340,280 | 13,176 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.