Home > Marine Bank > Assets and Liabilities
Marine Bank, Assets and Liabilities
| 2008-09-30 | Rank | |
| # of Employees: | 80 | 2,128 |
| Assets and Liabilities | ||
| Total Assets: | $393,711,000 | 1,763 |
| Cash and due from depository institutions | $7,808,000 | 2,128 |
| Interest-bearing balances | $4,283,000 | 1,500 |
| Securities | $17,521,000 | 4,690 |
| Federal funds sold & reverse repurchase agreements | $18,397,000 | 615 |
| Net loans & leases | $307,094,000 | 1,616 |
| Loan loss allowance | $6,585,000 | 955 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $14,989,000 | 844 |
| Other real estate owned | $6,899,000 | 2,128 |
| Goodwill and other intangibles | $5,866,000 | 841 |
| All other assets | $15,137,000 | 1,347 |
| Life insurance assets | $6,576,000 | 983 |
| Total liabilities and capital | $393,711,000 | 1,763 |
| Total liabilities | $354,498,000 | 1,768 |
| Total deposits | $304,696,000 | 1,785 |
| Interest-bearing deposits | $270,805,000 | 1,758 |
| Deposits held in domestic offices | $304,696,000 | 1,779 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $320,000 | 3,258 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $48,674,000 | 1,225 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $808,000 | 4,336 |
| Total equity capital | $39,213,000 | 1,742 |
| Total bank equity capital | $39,213,000 | 1,742 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $3,150,000 | 1,438 |
| Surplus | $32,102,000 | 1,004 |
| Undivided profits | $3,961,000 | 4,952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,057,000 | 958 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,786,000 | 2,228 |
| Earning assets | $347,295,000 | 1,827 |
| Long-term assets (5+ years) | $56,020,000 | 2,065 |
| Average Assets, year-to-date | $388,543,250 | 1,745 |
| Average Assets, quarterly | $390,936,000 | 1,764 |
| Volatile liabilities | $89,318,000 | 1,626 |
| Insider loans | $5,118,000 | 1,539 |
| FHLB advances | $48,674,000 | 1,143 |
| Loans and leases held for sale | $251,000 | 1,282 |
| Unused loan commitments | $37,442,000 | 2,105 |
| Tier 1 (core) risk-based capital | $33,982,000 | 1,930 |
| Tier 2 risk-based capital | $4,062,000 | 1,401 |
| Total risk weighted assets | $322,478,000 | 1,624 |
| Total unused commitments | $37,442,000 | 2,107 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 97 | 1,767 |
| Assets and Liabilities | ||
| Total Assets: | $388,161,000 | 1,782 |
| Cash and due from depository institutions | $7,547,000 | 1,767 |
| Interest-bearing balances | $2,020,000 | 2,202 |
| Securities | $20,489,000 | 4,375 |
| Federal funds sold & reverse repurchase agreements | $7,436,000 | 1,622 |
| Net loans & leases | $312,026,000 | 1,572 |
| Loan loss allowance | $6,451,000 | 936 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $15,232,000 | 816 |
| Other real estate owned | $4,215,000 | 1,767 |
| Goodwill and other intangibles | $5,920,000 | 845 |
| All other assets | $15,296,000 | 1,298 |
| Life insurance assets | $6,503,000 | 992 |
| Total liabilities and capital | $388,161,000 | 1,782 |
| Total liabilities | $348,628,000 | 1,787 |
| Total deposits | $288,258,000 | 1,861 |
| Interest-bearing deposits | $251,522,000 | 1,831 |
| Deposits held in domestic offices | $288,258,000 | 1,857 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,156,000 | 1,315 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $48,960,000 | 1,191 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,254,000 | 3,291 |
| Total equity capital | $39,533,000 | 1,736 |
| Total bank equity capital | $39,533,000 | 1,736 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $3,150,000 | 1,438 |
| Surplus | $32,102,000 | 993 |
| Undivided profits | $4,281,000 | 4,857 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,401,000 | 1,226 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,905,000 | 2,012 |
| Earning assets | $341,971,000 | 1,834 |
| Long-term assets (5+ years) | $54,499,000 | 2,107 |
| Average Assets, year-to-date | $386,820,670 | 1,764 |
| Average Assets, quarterly | $389,863,000 | 1,758 |
| Volatile liabilities | $102,633,000 | 1,427 |
| Insider loans | $12,188,000 | 608 |
| FHLB advances | $48,960,000 | 1,112 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $44,440,000 | 1,907 |
| Tier 1 (core) risk-based capital | $34,161,000 | 1,928 |
| Tier 2 risk-based capital | $4,087,000 | 1,358 |
| Total risk weighted assets | $324,621,000 | 1,604 |
| Total unused commitments | $44,440,000 | 1,908 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 101 | 1,686 |
| Assets and Liabilities | ||
| Total Assets: | $391,565,000 | 1,748 |
| Cash and due from depository institutions | $5,075,000 | 1,686 |
| Interest-bearing balances | $913,000 | 3,120 |
| Securities | $22,259,000 | 4,157 |
| Federal funds sold & reverse repurchase agreements | $1,576,000 | 5,292 |
| Net loans & leases | $321,269,000 | 1,504 |
| Loan loss allowance | $8,093,000 | 723 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $15,475,000 | 797 |
| Other real estate owned | $4,297,000 | 1,686 |
| Goodwill and other intangibles | $5,973,000 | 857 |
| All other assets | $15,641,000 | 1,226 |
| Life insurance assets | $6,436,000 | 994 |
| Total liabilities and capital | $391,565,000 | 1,748 |
| Total liabilities | $352,446,000 | 1,744 |
| Total deposits | $284,519,000 | 1,880 |
| Interest-bearing deposits | $244,910,000 | 1,896 |
| Deposits held in domestic offices | $284,519,000 | 1,874 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,579,000 | 941 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $49,095,000 | 1,108 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,253,000 | 3,505 |
| Total equity capital | $39,119,000 | 1,801 |
| Total bank equity capital | $39,119,000 | 1,801 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $3,150,000 | 1,436 |
| Surplus | $32,102,000 | 988 |
| Undivided profits | $3,867,000 | 5,210 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,423,000 | 1,093 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,901,000 | 2,072 |
| Earning assets | $346,017,000 | 1,819 |
| Long-term assets (5+ years) | $39,045,000 | 2,578 |
| Average Assets, year-to-date | $386,150,500 | 1,766 |
| Average Assets, quarterly | $386,150,500 | 1,766 |
| Volatile liabilities | $117,395,000 | 1,237 |
| Insider loans | $12,956,000 | 547 |
| FHLB advances | $49,095,000 | 1,038 |
| Loans and leases held for sale | $67,000 | 1,753 |
| Unused loan commitments | $44,766,000 | 1,933 |
| Tier 1 (core) risk-based capital | $33,554,000 | 1,966 |
| Tier 2 risk-based capital | $4,217,000 | 1,282 |
| Total risk weighted assets | $333,493,000 | 1,528 |
| Total unused commitments | $44,766,000 | 1,934 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 93 | 1,850 |
| Assets and Liabilities | ||
| Total Assets: | $380,736,000 | 1,790 |
| Cash and due from depository institutions | $5,624,000 | 1,850 |
| Interest-bearing balances | $1,085,000 | 2,476 |
| Securities | $22,376,000 | 4,167 |
| Federal funds sold & reverse repurchase agreements | $76,000 | 5,980 |
| Net loans & leases | $311,827,000 | 1,542 |
| Loan loss allowance | $5,001,000 | 1,095 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $15,691,000 | 777 |
| Other real estate owned | $4,723,000 | 1,850 |
| Goodwill and other intangibles | $6,027,000 | 846 |
| All other assets | $14,392,000 | 1,320 |
| Life insurance assets | $6,357,000 | 994 |
| Total liabilities and capital | $380,736,000 | 1,790 |
| Total liabilities | $341,983,000 | 1,780 |
| Total deposits | $269,944,000 | 1,963 |
| Interest-bearing deposits | $235,878,000 | 1,930 |
| Deposits held in domestic offices | $269,944,000 | 1,958 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,094,000 | 856 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $49,381,000 | 1,037 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,564,000 | 2,955 |
| Total equity capital | $38,753,000 | 1,811 |
| Total bank equity capital | $38,753,000 | 1,811 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,150,000 | 1,425 |
| Surplus | $30,102,000 | 1,025 |
| Undivided profits | $5,501,000 | 4,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $861,000 | 3,587 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,697,000 | 2,513 |
| Earning assets | $335,364,000 | 1,859 |
| Long-term assets (5+ years) | $41,775,000 | 2,273 |
| Average Assets, year-to-date | $370,927,400 | 1,755 |
| Average Assets, quarterly | $378,085,000 | 1,779 |
| Volatile liabilities | $108,640,000 | 1,351 |
| Insider loans | $12,511,000 | 561 |
| FHLB advances | $49,381,000 | 964 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $49,532,000 | 1,793 |
| Tier 1 (core) risk-based capital | $33,332,000 | 1,969 |
| Tier 2 risk-based capital | $4,097,000 | 1,302 |
| Total risk weighted assets | $326,850,000 | 1,551 |
| Total unused commitments | $49,532,000 | 1,794 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 95 | 1,803 |
| Assets and Liabilities | ||
| Total Assets: | $375,434,000 | 1,786 |
| Cash and due from depository institutions | $4,918,000 | 1,803 |
| Interest-bearing balances | $639,000 | 2,791 |
| Securities | $23,848,000 | 4,018 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $306,412,000 | 1,542 |
| Loan loss allowance | $3,511,000 | 1,536 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $15,555,000 | 756 |
| Other real estate owned | $4,723,000 | 1,803 |
| Goodwill and other intangibles | $6,080,000 | 814 |
| All other assets | $13,898,000 | 1,338 |
| Life insurance assets | $6,270,000 | 979 |
| Total liabilities and capital | $375,434,000 | 1,786 |
| Total liabilities | $336,260,000 | 1,772 |
| Total deposits | $274,418,000 | 1,911 |
| Interest-bearing deposits | $242,264,000 | 1,884 |
| Deposits held in domestic offices | $274,418,000 | 1,906 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,195,000 | 1,225 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $49,567,000 | 940 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,080,000 | 2,408 |
| Total equity capital | $39,174,000 | 1,758 |
| Total bank equity capital | $39,174,000 | 1,758 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,150,000 | 1,401 |
| Surplus | $30,102,000 | 1,010 |
| Undivided profits | $5,922,000 | 4,347 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $213,000 | 5,545 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,134,000 | 2,141 |
| Earning assets | $330,899,000 | 1,845 |
| Long-term assets (5+ years) | $38,657,000 | 2,325 |
| Average Assets, year-to-date | $368,475,250 | 1,770 |
| Average Assets, quarterly | $371,949,000 | 1,782 |
| Volatile liabilities | $94,561,000 | 1,495 |
| Insider loans | $12,514,000 | 568 |
| FHLB advances | $49,567,000 | 869 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $47,055,000 | 1,877 |
| Tier 1 (core) risk-based capital | $33,783,000 | 1,925 |
| Tier 2 risk-based capital | $3,511,000 | 1,501 |
| Total risk weighted assets | $320,304,000 | 1,561 |
| Total unused commitments | $47,055,000 | 1,877 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 102 | 1,705 |
| Assets and Liabilities | ||
| Total Assets: | $368,464,000 | 1,830 |
| Cash and due from depository institutions | $4,754,000 | 1,705 |
| Interest-bearing balances | $263,000 | 3,674 |
| Securities | $24,623,000 | 3,912 |
| Federal funds sold & reverse repurchase agreements | $2,132,000 | 4,146 |
| Net loans & leases | $302,342,000 | 1,562 |
| Loan loss allowance | $3,443,000 | 1,564 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $14,866,000 | 792 |
| Other real estate owned | $0 | 1,705 |
| Goodwill and other intangibles | $6,134,000 | 820 |
| All other assets | $13,613,000 | 1,371 |
| Life insurance assets | $6,187,000 | 984 |
| Total liabilities and capital | $368,464,000 | 1,830 |
| Total liabilities | $329,853,000 | 1,823 |
| Total deposits | $279,015,000 | 1,918 |
| Interest-bearing deposits | $242,713,000 | 1,910 |
| Deposits held in domestic offices | $279,015,000 | 1,912 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,555,000 | 1,722 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $44,902,000 | 963 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,381,000 | 3,122 |
| Total equity capital | $38,611,000 | 1,762 |
| Total bank equity capital | $38,611,000 | 1,762 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,150,000 | 1,392 |
| Surplus | $30,102,000 | 1,018 |
| Undivided profits | $5,359,000 | 4,480 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,040,000 | 811 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,112,000 | 1,995 |
| Earning assets | $329,360,000 | 1,861 |
| Long-term assets (5+ years) | $38,999,000 | 2,275 |
| Average Assets, year-to-date | $366,155,670 | 1,804 |
| Average Assets, quarterly | $372,099,500 | 1,794 |
| Volatile liabilities | $78,762,000 | 1,729 |
| Insider loans | $9,759,000 | 724 |
| FHLB advances | $44,902,000 | 888 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $49,045,000 | 1,847 |
| Tier 1 (core) risk-based capital | $33,356,000 | 1,953 |
| Tier 2 risk-based capital | $3,443,000 | 1,537 |
| Total risk weighted assets | $319,807,000 | 1,574 |
| Total unused commitments | $49,045,000 | 1,848 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 97 | 1,786 |
| Assets and Liabilities | ||
| Total Assets: | $375,735,000 | 1,783 |
| Cash and due from depository institutions | $5,035,000 | 1,786 |
| Interest-bearing balances | $259,000 | 3,757 |
| Securities | $25,856,000 | 3,816 |
| Federal funds sold & reverse repurchase agreements | $20,685,000 | 931 |
| Net loans & leases | $292,856,000 | 1,599 |
| Loan loss allowance | $3,358,000 | 1,586 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $12,213,000 | 963 |
| Other real estate owned | $0 | 1,786 |
| Goodwill and other intangibles | $6,187,000 | 805 |
| All other assets | $12,903,000 | 1,379 |
| Life insurance assets | $6,101,000 | 981 |
| Total liabilities and capital | $375,735,000 | 1,783 |
| Total liabilities | $339,552,000 | 1,769 |
| Total deposits | $305,337,000 | 1,753 |
| Interest-bearing deposits | $263,015,000 | 1,787 |
| Deposits held in domestic offices | $305,337,000 | 1,748 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,502,000 | 1,974 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $30,088,000 | 1,240 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,625,000 | 2,821 |
| Total equity capital | $36,183,000 | 1,885 |
| Total bank equity capital | $36,183,000 | 1,885 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,150,000 | 1,375 |
| Surplus | $28,102,000 | 1,057 |
| Undivided profits | $4,931,000 | 4,733 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $650,000 | 3,522 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,056,000 | 1,982 |
| Earning assets | $339,656,000 | 1,809 |
| Long-term assets (5+ years) | $38,709,000 | 2,259 |
| Average Assets, year-to-date | $365,001,500 | 1,815 |
| Average Assets, quarterly | $365,001,500 | 1,815 |
| Volatile liabilities | $89,049,000 | 1,523 |
| Insider loans | $9,124,000 | 761 |
| FHLB advances | $30,088,000 | 1,172 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $43,765,000 | 2,023 |
| Tier 1 (core) risk-based capital | $30,120,000 | 2,147 |
| Tier 2 risk-based capital | $3,358,000 | 1,567 |
| Total risk weighted assets | $321,130,000 | 1,546 |
| Total unused commitments | $43,765,000 | 2,023 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 95 | 1,827 |
| Assets and Liabilities | ||
| Total Assets: | $354,268,000 | 1,853 |
| Cash and due from depository institutions | $9,735,000 | 1,827 |
| Interest-bearing balances | $115,000 | 4,564 |
| Securities | $26,608,000 | 3,763 |
| Federal funds sold & reverse repurchase agreements | $9,003,000 | 1,834 |
| Net loans & leases | $280,057,000 | 1,655 |
| Loan loss allowance | $3,265,000 | 1,594 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $7,831,000 | 1,542 |
| Other real estate owned | $0 | 1,827 |
| Goodwill and other intangibles | $6,240,000 | 788 |
| All other assets | $14,794,000 | 1,224 |
| Life insurance assets | $6,017,000 | 969 |
| Total liabilities and capital | $354,268,000 | 1,853 |
| Total liabilities | $320,882,000 | 1,843 |
| Total deposits | $281,934,000 | 1,860 |
| Interest-bearing deposits | $245,055,000 | 1,862 |
| Deposits held in domestic offices | $281,934,000 | 1,855 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,394,000 | 2,122 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $34,424,000 | 1,189 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,130,000 | 2,269 |
| Total equity capital | $33,386,000 | 2,011 |
| Total bank equity capital | $33,386,000 | 2,011 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $3,150,000 | 1,365 |
| Surplus | $26,102,000 | 1,099 |
| Undivided profits | $4,134,000 | 5,124 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,000 | 7,103 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,995,000 | 2,103 |
| Earning assets | $315,783,000 | 1,899 |
| Long-term assets (5+ years) | $28,008,000 | 2,777 |
| Average Assets, year-to-date | $321,974,200 | 1,940 |
| Average Assets, quarterly | $346,824,500 | 1,875 |
| Volatile liabilities | $87,855,000 | 1,674 |
| Insider loans | $3,432,000 | 2,009 |
| FHLB advances | $34,424,000 | 1,111 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $39,511,000 | 2,143 |
| Tier 1 (core) risk-based capital | $27,317,000 | 2,324 |
| Tier 2 risk-based capital | $3,265,000 | 1,582 |
| Total risk weighted assets | $284,764,000 | 1,700 |
| Total unused commitments | $39,511,000 | 2,143 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 95 | 1,831 |
| Assets and Liabilities | ||
| Total Assets: | $339,381,000 | 1,916 |
| Cash and due from depository institutions | $5,023,000 | 1,831 |
| Interest-bearing balances | $60,000 | 5,325 |
| Securities | $27,369,000 | 3,733 |
| Federal funds sold & reverse repurchase agreements | $4,741,000 | 2,528 |
| Net loans & leases | $280,473,000 | 1,638 |
| Loan loss allowance | $3,125,000 | 1,672 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,732,000 | 1,530 |
| Other real estate owned | $0 | 1,831 |
| Goodwill and other intangibles | $6,294,000 | 779 |
| All other assets | $7,749,000 | 2,132 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $339,381,000 | 1,916 |
| Total liabilities | $306,759,000 | 1,909 |
| Total deposits | $264,033,000 | 1,959 |
| Interest-bearing deposits | $224,781,000 | 1,972 |
| Deposits held in domestic offices | $264,033,000 | 1,954 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,914,000 | 2,398 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $38,521,000 | 1,118 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,291,000 | 2,105 |
| Total equity capital | $32,622,000 | 2,032 |
| Total bank equity capital | $32,622,000 | 2,032 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,150,000 | 1,354 |
| Surplus | $26,102,000 | 1,097 |
| Undivided profits | $3,370,000 | 5,546 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $230,000 | 5,179 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,065,000 | 2,018 |
| Earning assets | $312,643,000 | 1,908 |
| Long-term assets (5+ years) | $26,379,000 | 2,849 |
| Average Assets, year-to-date | $313,900,750 | 1,984 |
| Average Assets, quarterly | $331,148,000 | 1,939 |
| Volatile liabilities | $84,969,000 | 1,717 |
| Insider loans | $3,880,000 | 1,796 |
| FHLB advances | $38,521,000 | 1,033 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $49,599,000 | 1,864 |
| Tier 1 (core) risk-based capital | $26,525,000 | 2,369 |
| Tier 2 risk-based capital | $3,125,000 | 1,648 |
| Total risk weighted assets | $275,132,000 | 1,754 |
| Total unused commitments | $49,599,000 | 1,864 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 91 | 1,937 |
| Assets and Liabilities | ||
| Total Assets: | $322,915,000 | 1,982 |
| Cash and due from depository institutions | $3,921,000 | 1,937 |
| Interest-bearing balances | $35,000 | 5,751 |
| Securities | $28,179,000 | 3,643 |
| Federal funds sold & reverse repurchase agreements | $11,102,000 | 1,154 |
| Net loans & leases | $260,788,000 | 1,720 |
| Loan loss allowance | $3,043,000 | 1,698 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,837,000 | 1,994 |
| Other real estate owned | $0 | 1,937 |
| Goodwill and other intangibles | $6,347,000 | 762 |
| All other assets | $6,741,000 | 2,359 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $322,915,000 | 1,982 |
| Total liabilities | $293,885,000 | 1,966 |
| Total deposits | $265,434,000 | 1,945 |
| Interest-bearing deposits | $217,510,000 | 2,004 |
| Deposits held in domestic offices | $265,434,000 | 1,940 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,922,000 | 2,147 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $23,865,000 | 1,604 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,664,000 | 2,488 |
| Total equity capital | $29,030,000 | 2,202 |
| Total bank equity capital | $29,030,000 | 2,202 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,150,000 | 1,344 |
| Surplus | $23,602,000 | 1,170 |
| Undivided profits | $2,278,000 | 6,091 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,734,000 | 2,168 |
| Earning assets | $300,104,000 | 1,959 |
| Long-term assets (5+ years) | $25,725,000 | 2,868 |
| Average Assets, year-to-date | $305,407,330 | 2,044 |
| Average Assets, quarterly | $314,460,000 | 2,012 |
| Volatile liabilities | $83,932,000 | 1,717 |
| Insider loans | $3,539,000 | 1,893 |
| FHLB advances | $23,865,000 | 1,512 |
| Loans and leases held for sale | $556,000 | 1,143 |
| Unused loan commitments | $39,954,000 | 2,153 |
| Tier 1 (core) risk-based capital | $23,176,000 | 2,632 |
| Tier 2 risk-based capital | $3,043,000 | 1,660 |
| Total risk weighted assets | $252,753,000 | 1,857 |
| Total unused commitments | $39,954,000 | 2,154 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 90 | 1,928 |
| Assets and Liabilities | ||
| Total Assets: | $306,005,000 | 2,064 |
| Cash and due from depository institutions | $8,934,000 | 1,928 |
| Interest-bearing balances | $256,000 | 3,932 |
| Securities | $25,483,000 | 3,978 |
| Federal funds sold & reverse repurchase agreements | $5,768,000 | 2,376 |
| Net loans & leases | $248,046,000 | 1,755 |
| Loan loss allowance | $3,057,000 | 1,648 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,904,000 | 1,931 |
| Other real estate owned | $0 | 1,928 |
| Goodwill and other intangibles | $6,401,000 | 732 |
| All other assets | $5,469,000 | 2,730 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $306,005,000 | 2,064 |
| Total liabilities | $279,995,000 | 2,029 |
| Total deposits | $251,452,000 | 2,037 |
| Interest-bearing deposits | $210,130,000 | 2,047 |
| Deposits held in domestic offices | $251,452,000 | 2,032 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,754,000 | 2,021 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $24,058,000 | 1,524 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,731,000 | 2,416 |
| Total equity capital | $26,010,000 | 2,415 |
| Total bank equity capital | $26,010,000 | 2,415 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,150,000 | 1,334 |
| Surplus | $21,102,000 | 1,235 |
| Undivided profits | $1,758,000 | 6,513 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,530,000 | 2,331 |
| Earning assets | $279,553,000 | 2,077 |
| Long-term assets (5+ years) | $22,597,000 | 3,067 |
| Average Assets, year-to-date | $296,653,500 | 2,094 |
| Average Assets, quarterly | $296,653,500 | 2,094 |
| Volatile liabilities | $72,846,000 | 1,849 |
| Insider loans | $3,544,000 | 1,849 |
| FHLB advances | $24,058,000 | 1,444 |
| Loans and leases held for sale | $515,000 | 1,102 |
| Unused loan commitments | $38,530,000 | 2,185 |
| Tier 1 (core) risk-based capital | $19,910,000 | 2,959 |
| Tier 2 risk-based capital | $2,832,000 | 1,721 |
| Total risk weighted assets | $225,535,000 | 1,991 |
| Total unused commitments | $38,530,000 | 2,186 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 85 | 2,040 |
| Assets and Liabilities | ||
| Total Assets: | $287,302,000 | 2,167 |
| Cash and due from depository institutions | $4,547,000 | 2,040 |
| Interest-bearing balances | $30,000 | 5,951 |
| Securities | $20,245,000 | 4,603 |
| Federal funds sold & reverse repurchase agreements | $7,055,000 | 1,870 |
| Net loans & leases | $238,687,000 | 1,790 |
| Loan loss allowance | $3,057,000 | 1,638 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,804,000 | 1,924 |
| Other real estate owned | $0 | 2,040 |
| Goodwill and other intangibles | $6,454,000 | 714 |
| All other assets | $4,510,000 | 3,099 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $287,302,000 | 2,167 |
| Total liabilities | $262,016,000 | 2,140 |
| Total deposits | $226,169,000 | 2,225 |
| Interest-bearing deposits | $191,098,000 | 2,205 |
| Deposits held in domestic offices | $226,169,000 | 2,220 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $742,000 | 2,942 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $32,701,000 | 1,274 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,404,000 | 1,847 |
| Total equity capital | $25,286,000 | 2,428 |
| Total bank equity capital | $25,286,000 | 2,428 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,150,000 | 1,321 |
| Surplus | $21,102,000 | 1,204 |
| Undivided profits | $1,034,000 | 7,143 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,432,000 | 2,482 |
| Earning assets | $266,017,000 | 2,139 |
| Long-term assets (5+ years) | $20,808,000 | 3,233 |
| Average Assets, year-to-date | $260,173,600 | 2,279 |
| Average Assets, quarterly | $282,560,500 | 2,174 |
| Volatile liabilities | $72,671,000 | 1,809 |
| Insider loans | $4,289,000 | 1,549 |
| FHLB advances | $32,701,000 | 1,184 |
| Loans and leases held for sale | $1,665,000 | 661 |
| Unused loan commitments | $42,335,000 | 2,004 |
| Tier 1 (core) risk-based capital | $19,958,000 | 2,923 |
| Tier 2 risk-based capital | $2,765,000 | 1,738 |
| Total risk weighted assets | $221,294,000 | 1,997 |
| Total unused commitments | $42,335,000 | 2,005 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 78 | 2,223 |
| Assets and Liabilities | ||
| Total Assets: | $277,819,000 | 2,190 |
| Cash and due from depository institutions | $6,741,000 | 2,223 |
| Interest-bearing balances | $239,000 | 4,172 |
| Securities | $18,176,000 | 4,868 |
| Federal funds sold & reverse repurchase agreements | $8,228,000 | 1,543 |
| Net loans & leases | $228,290,000 | 1,836 |
| Loan loss allowance | $2,534,000 | 1,931 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,814,000 | 1,882 |
| Other real estate owned | $0 | 2,223 |
| Goodwill and other intangibles | $6,565,000 | 677 |
| All other assets | $4,005,000 | 3,336 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $277,819,000 | 2,190 |
| Total liabilities | $252,856,000 | 2,169 |
| Total deposits | $216,507,000 | 2,273 |
| Interest-bearing deposits | $185,226,000 | 2,234 |
| Deposits held in domestic offices | $216,507,000 | 2,267 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,024,000 | 2,800 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $33,895,000 | 1,225 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,430,000 | 2,679 |
| Total equity capital | $24,963,000 | 2,443 |
| Total bank equity capital | $24,963,000 | 2,443 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,150,000 | 1,289 |
| Surplus | $21,102,000 | 1,169 |
| Undivided profits | $711,000 | 7,514 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,180,000 | 2,963 |
| Earning assets | $254,933,000 | 2,184 |
| Long-term assets (5+ years) | $13,981,000 | 4,002 |
| Average Assets, year-to-date | $253,391,500 | 2,331 |
| Average Assets, quarterly | $271,882,500 | 2,226 |
| Volatile liabilities | $71,631,000 | 1,764 |
| Insider loans | $4,069,000 | 1,612 |
| FHLB advances | $33,895,000 | 1,141 |
| Loans and leases held for sale | $820,000 | 1,045 |
| Unused loan commitments | $36,090,000 | 2,216 |
| Tier 1 (core) risk-based capital | $19,274,000 | 2,967 |
| Tier 2 risk-based capital | $2,534,000 | 1,851 |
| Total risk weighted assets | $211,577,000 | 2,034 |
| Total unused commitments | $36,090,000 | 2,218 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 78 | 2,210 |
| Assets and Liabilities | ||
| Total Assets: | $265,946,000 | 2,250 |
| Cash and due from depository institutions | $7,407,000 | 2,210 |
| Interest-bearing balances | $150,000 | 4,574 |
| Securities | $23,315,000 | 4,219 |
| Federal funds sold & reverse repurchase agreements | $3,688,000 | 2,594 |
| Net loans & leases | $214,856,000 | 1,876 |
| Loan loss allowance | $2,375,000 | 2,026 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,894,000 | 1,810 |
| Other real estate owned | $0 | 2,210 |
| Goodwill and other intangibles | $6,425,000 | 681 |
| All other assets | $4,361,000 | 3,015 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $265,946,000 | 2,250 |
| Total liabilities | $241,608,000 | 2,216 |
| Total deposits | $214,095,000 | 2,238 |
| Interest-bearing deposits | $178,394,000 | 2,277 |
| Deposits held in domestic offices | $214,095,000 | 2,233 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,292,000 | 1,763 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $21,938,000 | 1,673 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,283,000 | 2,721 |
| Total equity capital | $24,338,000 | 2,449 |
| Total bank equity capital | $24,338,000 | 2,449 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,150,000 | 1,269 |
| Surplus | $21,102,000 | 1,146 |
| Undivided profits | $86,000 | 8,056 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,061,000 | 2,997 |
| Earning assets | $242,009,000 | 2,267 |
| Long-term assets (5+ years) | $12,287,000 | 4,313 |
| Average Assets, year-to-date | $245,249,000 | 2,387 |
| Average Assets, quarterly | $254,268,000 | 2,325 |
| Volatile liabilities | $63,447,000 | 1,881 |
| Insider loans | $4,386,000 | 1,459 |
| FHLB advances | $21,938,000 | 1,576 |
| Loans and leases held for sale | $1,517,000 | 823 |
| Unused loan commitments | $40,561,000 | 1,988 |
| Tier 1 (core) risk-based capital | $18,774,000 | 2,974 |
| Tier 2 risk-based capital | $2,375,000 | 1,935 |
| Total risk weighted assets | $190,511,000 | 2,182 |
| Total unused commitments | $40,561,000 | 1,988 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 80 | 2,121 |
| Assets and Liabilities | ||
| Total Assets: | $242,590,000 | 2,431 |
| Cash and due from depository institutions | $10,997,000 | 2,121 |
| Interest-bearing balances | $215,000 | 4,256 |
| Securities | $18,067,000 | 4,982 |
| Federal funds sold & reverse repurchase agreements | $310,000 | 5,849 |
| Net loans & leases | $202,780,000 | 1,949 |
| Loan loss allowance | $2,266,000 | 2,083 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,968,000 | 2,136 |
| Other real estate owned | $0 | 2,121 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $5,468,000 | 2,522 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $242,590,000 | 2,431 |
| Total liabilities | $228,926,000 | 2,332 |
| Total deposits | $201,357,000 | 2,380 |
| Interest-bearing deposits | $165,058,000 | 2,438 |
| Deposits held in domestic offices | $201,357,000 | 2,375 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $796,000 | 2,724 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $25,305,000 | 1,452 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,468,000 | 2,426 |
| Total equity capital | $13,664,000 | 3,934 |
| Total bank equity capital | $13,664,000 | 3,934 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,150,000 | 1,262 |
| Surplus | $7,742,000 | 2,589 |
| Undivided profits | $2,772,000 | 5,827 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $965,000 | 3,162 |
| Earning assets | $221,372,000 | 2,441 |
| Long-term assets (5+ years) | $10,309,000 | 4,685 |
| Average Assets, year-to-date | $234,900,500 | 2,484 |
| Average Assets, quarterly | $234,900,500 | 2,484 |
| Volatile liabilities | $59,192,000 | 1,904 |
| Insider loans | $3,143,000 | 1,928 |
| FHLB advances | $25,305,000 | 1,361 |
| Loans and leases held for sale | $283,000 | 1,349 |
| Unused loan commitments | $34,749,000 | 2,153 |
| Tier 1 (core) risk-based capital | $13,838,000 | 3,828 |
| Tier 2 risk-based capital | $2,266,000 | 1,989 |
| Total risk weighted assets | $191,841,000 | 2,129 |
| Total unused commitments | $34,749,000 | 2,158 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 74 | 2,318 |
| Assets and Liabilities | ||
| Total Assets: | $227,211,000 | 2,581 |
| Cash and due from depository institutions | $5,031,000 | 2,318 |
| Interest-bearing balances | $121,000 | 4,841 |
| Securities | $19,009,000 | 4,873 |
| Federal funds sold & reverse repurchase agreements | $3,426,000 | 2,962 |
| Net loans & leases | $190,790,000 | 2,050 |
| Loan loss allowance | $2,105,000 | 2,196 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,047,000 | 2,088 |
| Other real estate owned | $0 | 2,318 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,908,000 | 3,192 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $227,211,000 | 2,581 |
| Total liabilities | $213,790,000 | 2,463 |
| Total deposits | $178,749,000 | 2,613 |
| Interest-bearing deposits | $145,486,000 | 2,724 |
| Deposits held in domestic offices | $178,749,000 | 2,608 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $851,000 | 2,805 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $32,988,000 | 1,225 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,202,000 | 2,762 |
| Total equity capital | $13,421,000 | 3,996 |
| Total bank equity capital | $13,421,000 | 3,996 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,150,000 | 1,245 |
| Surplus | $7,743,000 | 2,544 |
| Undivided profits | $2,528,000 | 6,088 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $875,000 | 3,433 |
| Earning assets | $213,346,000 | 2,524 |
| Long-term assets (5+ years) | $12,058,000 | 4,454 |
| Average Assets, year-to-date | $192,040,800 | 2,860 |
| Average Assets, quarterly | $214,285,500 | 2,694 |
| Volatile liabilities | $61,655,000 | 1,782 |
| Insider loans | $3,099,000 | 1,942 |
| FHLB advances | $32,988,000 | 1,135 |
| Loans and leases held for sale | $1,566,000 | 704 |
| Unused loan commitments | $26,467,000 | 2,502 |
| Tier 1 (core) risk-based capital | $13,483,000 | 3,866 |
| Tier 2 risk-based capital | $2,105,000 | 2,104 |
| Total risk weighted assets | $180,281,000 | 2,226 |
| Total unused commitments | $26,467,000 | 2,503 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 70 | 2,449 |
| Assets and Liabilities | ||
| Total Assets: | $201,360,000 | 2,833 |
| Cash and due from depository institutions | $4,967,000 | 2,449 |
| Interest-bearing balances | $125,000 | 4,898 |
| Securities | $19,924,000 | 4,718 |
| Federal funds sold & reverse repurchase agreements | $35,000 | 5,847 |
| Net loans & leases | $168,518,000 | 2,258 |
| Loan loss allowance | $1,803,000 | 2,514 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,022,000 | 2,065 |
| Other real estate owned | $0 | 2,449 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,894,000 | 3,884 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $201,360,000 | 2,833 |
| Total liabilities | $188,171,000 | 2,727 |
| Total deposits | $163,046,000 | 2,807 |
| Interest-bearing deposits | $131,014,000 | 2,927 |
| Deposits held in domestic offices | $163,046,000 | 2,801 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $876,000 | 2,921 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $23,016,000 | 1,565 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,233,000 | 2,759 |
| Total equity capital | $13,189,000 | 4,034 |
| Total bank equity capital | $13,189,000 | 4,034 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,150,000 | 1,233 |
| Surplus | $7,742,000 | 2,516 |
| Undivided profits | $2,297,000 | 6,323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $741,000 | 4,116 |
| Earning assets | $188,602,000 | 2,774 |
| Long-term assets (5+ years) | $12,899,000 | 4,427 |
| Average Assets, year-to-date | $183,248,250 | 2,957 |
| Average Assets, quarterly | $196,026,500 | 2,864 |
| Volatile liabilities | $51,740,000 | 2,043 |
| Insider loans | $2,470,000 | 2,317 |
| FHLB advances | $23,016,000 | 1,455 |
| Loans and leases held for sale | $2,652,000 | 515 |
| Unused loan commitments | $23,986,000 | 2,660 |
| Tier 1 (core) risk-based capital | $13,215,000 | 3,894 |
| Tier 2 risk-based capital | $1,803,000 | 2,371 |
| Total risk weighted assets | $169,638,000 | 2,319 |
| Total unused commitments | $23,986,000 | 2,664 |
| Derivatives | $5,000,000 | 477 |
| 2004-06-30 | Rank | |
| # of Employees: | 69 | 2,511 |
| Assets and Liabilities | ||
| Total Assets: | $190,693,000 | 2,922 |
| Cash and due from depository institutions | $6,693,000 | 2,511 |
| Interest-bearing balances | $22,000 | 6,254 |
| Securities | $19,893,000 | 4,805 |
| Federal funds sold & reverse repurchase agreements | $3,012,000 | 2,817 |
| Net loans & leases | $153,555,000 | 2,404 |
| Loan loss allowance | $1,536,000 | 2,888 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,071,000 | 2,027 |
| Other real estate owned | $0 | 2,511 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,469,000 | 4,246 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $190,693,000 | 2,922 |
| Total liabilities | $177,847,000 | 2,834 |
| Total deposits | $160,983,000 | 2,804 |
| Interest-bearing deposits | $129,030,000 | 2,955 |
| Deposits held in domestic offices | $160,983,000 | 2,799 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $935,000 | 2,893 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $14,859,000 | 2,064 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,070,000 | 2,816 |
| Total equity capital | $12,846,000 | 4,003 |
| Total bank equity capital | $12,846,000 | 4,003 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,150,000 | 1,234 |
| Surplus | $7,742,000 | 2,478 |
| Undivided profits | $1,954,000 | 6,437 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $267,000 | 5,205 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $674,000 | 4,170 |
| Earning assets | $176,482,000 | 2,906 |
| Long-term assets (5+ years) | $17,747,000 | 3,897 |
| Average Assets, year-to-date | $177,211,000 | 3,049 |
| Average Assets, quarterly | $186,513,000 | 2,946 |
| Volatile liabilities | $44,274,000 | 2,260 |
| Insider loans | $2,298,000 | 2,415 |
| FHLB advances | $14,859,000 | 1,939 |
| Loans and leases held for sale | $1,497,000 | 737 |
| Unused loan commitments | $24,073,000 | 2,647 |
| Tier 1 (core) risk-based capital | $13,021,000 | 3,912 |
| Tier 2 risk-based capital | $1,536,000 | 2,664 |
| Total risk weighted assets | $147,452,000 | 2,590 |
| Total unused commitments | $24,073,000 | 2,650 |
| Derivatives | $5,000,000 | 472 |
| 2004-03-31 | Rank | |
| # of Employees: | 63 | 2,717 |
| Assets and Liabilities | ||
| Total Assets: | $182,333,000 | 3,001 |
| Cash and due from depository institutions | $4,647,000 | 2,717 |
| Interest-bearing balances | $31,000 | 6,189 |
| Securities | $16,688,000 | 5,250 |
| Federal funds sold & reverse repurchase agreements | $10,565,000 | 1,385 |
| Net loans & leases | $143,264,000 | 2,503 |
| Loan loss allowance | $1,439,000 | 3,015 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,020,000 | 1,996 |
| Other real estate owned | $0 | 2,717 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,149,000 | 4,489 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $182,333,000 | 3,001 |
| Total liabilities | $169,564,000 | 2,911 |
| Total deposits | $151,797,000 | 2,934 |
| Interest-bearing deposits | $119,618,000 | 3,130 |
| Deposits held in domestic offices | $151,797,000 | 2,930 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,005,000 | 2,491 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $15,951,000 | 1,863 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $811,000 | 3,702 |
| Total equity capital | $12,769,000 | 4,126 |
| Total bank equity capital | $12,769,000 | 4,126 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,150,000 | 1,226 |
| Surplus | $7,742,000 | 2,448 |
| Undivided profits | $1,877,000 | 6,701 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $268,000 | 5,303 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $621,000 | 4,404 |
| Earning assets | $170,548,000 | 2,963 |
| Long-term assets (5+ years) | $7,288,000 | 5,600 |
| Average Assets, year-to-date | $170,470,000 | 3,130 |
| Average Assets, quarterly | $170,470,000 | 3,130 |
| Volatile liabilities | $38,374,000 | 2,444 |
| Insider loans | $2,155,000 | 2,490 |
| FHLB advances | $15,951,000 | 1,747 |
| Loans and leases held for sale | $1,439,000 | 845 |
| Unused loan commitments | $26,834,000 | 2,394 |
| Tier 1 (core) risk-based capital | $12,724,000 | 3,954 |
| Tier 2 risk-based capital | $1,439,000 | 2,776 |
| Total risk weighted assets | $138,742,000 | 2,671 |
| Total unused commitments | $26,834,000 | 2,400 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 67 | 2,594 |
| Assets and Liabilities | ||
| Total Assets: | $158,607,000 | 3,339 |
| Cash and due from depository institutions | $4,248,000 | 2,594 |
| Interest-bearing balances | $88,000 | 5,507 |
| Securities | $10,266,000 | 6,547 |
| Federal funds sold & reverse repurchase agreements | $2,106,000 | 3,922 |
| Net loans & leases | $134,993,000 | 2,606 |
| Loan loss allowance | $1,364,000 | 3,132 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,010,000 | 1,977 |
| Other real estate owned | $0 | 2,594 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,984,000 | 4,720 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $158,607,000 | 3,339 |
| Total liabilities | $146,041,000 | 3,256 |
| Total deposits | $128,306,000 | 3,385 |
| Interest-bearing deposits | $104,492,000 | 3,497 |
| Deposits held in domestic offices | $128,306,000 | 3,382 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,046,000 | 2,638 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $16,035,000 | 1,867 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $654,000 | 4,061 |
| Total equity capital | $12,566,000 | 4,117 |
| Total bank equity capital | $12,566,000 | 4,117 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,150,000 | 1,232 |
| Surplus | $7,742,000 | 2,416 |
| Undivided profits | $1,674,000 | 6,847 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 8,095 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $610,000 | 4,631 |
| Earning assets | $147,453,000 | 3,299 |
| Long-term assets (5+ years) | $7,914,000 | 5,462 |
| Average Assets, year-to-date | $138,339,600 | 3,638 |
| Average Assets, quarterly | $152,745,500 | 3,415 |
| Volatile liabilities | $37,612,000 | 2,480 |
| Insider loans | $1,713,000 | 2,914 |
| FHLB advances | $16,035,000 | 1,749 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $14,374,000 | 3,500 |
| Tier 1 (core) risk-based capital | $12,521,000 | 3,971 |
| Tier 2 risk-based capital | $1,364,000 | 2,887 |
| Total risk weighted assets | $137,127,000 | 2,671 |
| Total unused commitments | $14,374,000 | 3,502 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 64 | 2,713 |
| Assets and Liabilities | ||
| Total Assets: | $146,884,000 | 3,546 |
| Cash and due from depository institutions | $4,364,000 | 2,713 |
| Interest-bearing balances | $19,000 | 6,437 |
| Securities | $9,167,000 | 6,719 |
| Federal funds sold & reverse repurchase agreements | $1,114,000 | 5,229 |
| Net loans & leases | $125,909,000 | 2,745 |
| Loan loss allowance | $1,272,000 | 3,301 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,617,000 | 2,110 |
| Other real estate owned | $0 | 2,713 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,713,000 | 5,106 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,884,000 | 3,546 |
| Total liabilities | $134,548,000 | 3,485 |
| Total deposits | $122,689,000 | 3,495 |
| Interest-bearing deposits | $100,438,000 | 3,626 |
| Deposits held in domestic offices | $122,689,000 | 3,492 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,070,000 | 2,525 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,154,000 | 2,343 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $635,000 | 4,360 |
| Total equity capital | $12,336,000 | 4,163 |
| Total bank equity capital | $12,336,000 | 4,163 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,150,000 | 1,229 |
| Surplus | $7,742,000 | 2,381 |
| Undivided profits | $1,444,000 | 7,120 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $192,000 | 6,101 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $577,000 | 5,008 |
| Earning assets | $136,209,000 | 3,497 |
| Long-term assets (5+ years) | $10,948,000 | 4,870 |
| Average Assets, year-to-date | $133,272,750 | 3,771 |
| Average Assets, quarterly | $144,782,500 | 3,568 |
| Volatile liabilities | $30,898,000 | 2,829 |
| Insider loans | $1,522,000 | 3,142 |
| FHLB advances | $10,154,000 | 2,204 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $18,352,000 | 3,005 |
| Tier 1 (core) risk-based capital | $12,281,000 | 4,012 |
| Tier 2 risk-based capital | $1,272,000 | 3,039 |
| Total risk weighted assets | $128,881,000 | 2,826 |
| Total unused commitments | $18,352,000 | 3,007 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 63 | 2,757 |
| Assets and Liabilities | ||
| Total Assets: | $142,681,000 | 3,623 |
| Cash and due from depository institutions | $4,122,000 | 2,757 |
| Interest-bearing balances | $40,000 | 6,113 |
| Securities | $8,963,000 | 6,739 |
| Federal funds sold & reverse repurchase agreements | $9,499,000 | 1,689 |
| Net loans & leases | $114,011,000 | 2,944 |
| Loan loss allowance | $1,148,000 | 3,508 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,559,000 | 2,096 |
| Other real estate owned | $0 | 2,757 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,527,000 | 5,293 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $142,681,000 | 3,623 |
| Total liabilities | $130,417,000 | 3,564 |
| Total deposits | $123,546,000 | 3,475 |
| Interest-bearing deposits | $99,763,000 | 3,640 |
| Deposits held in domestic offices | $123,546,000 | 3,471 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,091,000 | 2,440 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,269,000 | 3,216 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $511,000 | 5,019 |
| Total equity capital | $12,264,000 | 4,179 |
| Total bank equity capital | $12,264,000 | 4,179 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,150,000 | 1,214 |
| Surplus | $7,742,000 | 2,345 |
| Undivided profits | $1,372,000 | 7,229 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $44,000 | 7,546 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $561,000 | 4,973 |
| Earning assets | $132,513,000 | 3,566 |
| Long-term assets (5+ years) | $5,532,000 | 6,014 |
| Average Assets, year-to-date | $128,735,670 | 3,869 |
| Average Assets, quarterly | $135,738,000 | 3,751 |
| Volatile liabilities | $24,895,000 | 3,279 |
| Insider loans | $1,500,000 | 3,156 |
| FHLB advances | $5,269,000 | 3,041 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $10,795,000 | 4,049 |
| Tier 1 (core) risk-based capital | $12,151,000 | 3,981 |
| Tier 2 risk-based capital | $1,148,000 | 3,233 |
| Total risk weighted assets | $111,041,000 | 3,169 |
| Total unused commitments | $10,795,000 | 4,063 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 55 | 3,090 |
| Assets and Liabilities | ||
| Total Assets: | $128,795,000 | 3,905 |
| Cash and due from depository institutions | $5,998,000 | 3,090 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $8,152,000 | 6,927 |
| Federal funds sold & reverse repurchase agreements | $11,888,000 | 1,420 |
| Net loans & leases | $96,730,000 | 3,351 |
| Loan loss allowance | $981,000 | 3,928 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,596,000 | 2,055 |
| Other real estate owned | $0 | 3,090 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,431,000 | 5,424 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,795,000 | 3,905 |
| Total liabilities | $116,507,000 | 3,873 |
| Total deposits | $109,488,000 | 3,814 |
| Interest-bearing deposits | $85,845,000 | 4,086 |
| Deposits held in domestic offices | $109,488,000 | 3,811 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,121,000 | 2,290 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $5,466,000 | 3,097 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $432,000 | 5,551 |
| Total equity capital | $12,288,000 | 4,087 |
| Total bank equity capital | $12,288,000 | 4,087 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,150,000 | 1,212 |
| Surplus | $7,742,000 | 2,315 |
| Undivided profits | $1,396,000 | 7,173 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $357,000 | 5,006 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $499,000 | 5,372 |
| Earning assets | $116,770,000 | 3,925 |
| Long-term assets (5+ years) | $7,493,000 | 5,433 |
| Average Assets, year-to-date | $121,763,000 | 4,038 |
| Average Assets, quarterly | $121,763,000 | 4,038 |
| Volatile liabilities | $21,376,000 | 3,602 |
| Insider loans | $2,596,000 | 2,053 |
| FHLB advances | $5,466,000 | 2,942 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $18,414,000 | 2,851 |
| Tier 1 (core) risk-based capital | $12,160,000 | 3,926 |
| Tier 2 risk-based capital | $981,000 | 3,625 |
| Total risk weighted assets | $94,948,000 | 3,541 |
| Total unused commitments | $18,414,000 | 2,862 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 61 | 2,783 |
| Assets and Liabilities | ||
| Total Assets: | $114,731,000 | 4,237 |
| Cash and due from depository institutions | $6,694,000 | 2,783 |
| Interest-bearing balances | $31,000 | 6,110 |
| Securities | $9,446,000 | 6,643 |
| Federal funds sold & reverse repurchase agreements | $843,000 | 6,039 |
| Net loans & leases | $91,739,000 | 3,487 |
| Loan loss allowance | $922,000 | 4,041 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,641,000 | 1,995 |
| Other real estate owned | $0 | 2,783 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,368,000 | 5,607 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,731,000 | 4,237 |
| Total liabilities | $107,307,000 | 4,086 |
| Total deposits | $99,821,000 | 4,058 |
| Interest-bearing deposits | $80,052,000 | 4,247 |
| Deposits held in domestic offices | $99,821,000 | 4,053 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,667,000 | 2,176 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,503,000 | 3,100 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $316,000 | 6,498 |
| Total equity capital | $7,424,000 | 5,759 |
| Total bank equity capital | $7,424,000 | 5,759 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,150,000 | 1,199 |
| Surplus | $2,742,000 | 4,695 |
| Undivided profits | $1,532,000 | 7,066 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 7,908 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $534,000 | 5,375 |
| Earning assets | $102,059,000 | 4,318 |
| Long-term assets (5+ years) | $6,023,000 | 5,778 |
| Average Assets, year-to-date | $107,306,800 | 4,293 |
| Average Assets, quarterly | $112,226,000 | 4,257 |
| Volatile liabilities | $19,921,000 | 3,757 |
| Insider loans | $2,480,000 | 2,097 |
| FHLB advances | $5,503,000 | 2,916 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $12,554,000 | 3,570 |
| Tier 1 (core) risk-based capital | $7,237,000 | 5,647 |
| Tier 2 risk-based capital | $922,000 | 3,759 |
| Total risk weighted assets | $88,954,000 | 3,699 |
| Total unused commitments | $12,554,000 | 3,574 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 55 | 3,073 |
| Assets and Liabilities | ||
| Total Assets: | $94,906,000 | 4,743 |
| Cash and due from depository institutions | $6,067,000 | 3,073 |
| Interest-bearing balances | $1,266,000 | 2,740 |
| Securities | $11,813,000 | 6,071 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $70,665,000 | 4,143 |
| Loan loss allowance | $722,000 | 4,618 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,762,000 | 1,893 |
| Other real estate owned | $0 | 3,073 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,599,000 | 5,167 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,906,000 | 4,743 |
| Total liabilities | $87,876,000 | 4,621 |
| Total deposits | $77,218,000 | 4,783 |
| Interest-bearing deposits | $62,487,000 | 4,988 |
| Deposits held in domestic offices | $77,218,000 | 4,778 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,247,000 | 1,836 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,027,000 | 2,580 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $384,000 | 6,226 |
| Total equity capital | $7,030,000 | 5,808 |
| Total bank equity capital | $7,030,000 | 5,808 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,000,000 | 1,249 |
| Surplus | $2,442,000 | 4,947 |
| Undivided profits | $1,588,000 | 6,944 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $297,000 | 5,265 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $481,000 | 6,077 |
| Earning assets | $83,744,000 | 4,837 |
| Long-term assets (5+ years) | $9,776,000 | 4,843 |
| Average Assets, year-to-date | $89,284,400 | 4,770 |
| Average Assets, quarterly | $92,846,000 | 4,764 |
| Volatile liabilities | $20,298,000 | 3,635 |
| Insider loans | $1,278,000 | 3,326 |
| FHLB advances | $7,027,000 | 2,411 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $10,379,000 | 3,856 |
| Tier 1 (core) risk-based capital | $6,797,000 | 5,771 |
| Tier 2 risk-based capital | $722,000 | 4,343 |
| Total risk weighted assets | $69,078,000 | 4,376 |
| Total unused commitments | $10,379,000 | 3,867 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 42 | 3,908 |
| Assets and Liabilities | ||
| Total Assets: | $84,637,000 | 5,002 |
| Cash and due from depository institutions | $4,788,000 | 3,908 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $15,037,000 | 5,560 |
| Federal funds sold & reverse repurchase agreements | $923,000 | 5,539 |
| Net loans & leases | $58,821,000 | 4,649 |
| Loan loss allowance | $613,000 | 5,031 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,341,000 | 2,025 |
| Other real estate owned | $0 | 3,908 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $727,000 | 7,122 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,637,000 | 5,002 |
| Total liabilities | $78,313,000 | 4,916 |
| Total deposits | $71,489,000 | 4,926 |
| Interest-bearing deposits | $55,765,000 | 5,260 |
| Deposits held in domestic offices | $71,489,000 | 4,922 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,284,000 | 2,174 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,500,000 | 3,037 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $40,000 | 9,752 |
| Total equity capital | $6,324,000 | 6,148 |
| Total bank equity capital | $6,324,000 | 6,148 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,000,000 | 1,251 |
| Surplus | $2,442,000 | 4,934 |
| Undivided profits | $882,000 | 7,820 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,000 | 8,196 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $375,000 | 6,146 |
| Earning assets | $74,781,000 | 5,139 |
| Long-term assets (5+ years) | $3,425,000 | 6,669 |
| Average Assets, year-to-date | $78,346,400 | 5,093 |
| Average Assets, quarterly | $82,059,500 | 5,060 |
| Volatile liabilities | $22,484,000 | 3,374 |
| Insider loans | $369,000 | 6,122 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $6,112,000 | 4,913 |
| Tier 1 (core) risk-based capital | $6,395,000 | 5,995 |
| Tier 2 risk-based capital | $613,000 | 4,733 |
| Total risk weighted assets | $56,220,800 | 4,909 |
| Total unused commitments | $6,112,000 | 4,916 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 37 | 4,461 |
| Assets and Liabilities | ||
| Total Assets: | $71,275,000 | 5,623 |
| Cash and due from depository institutions | $3,923,000 | 4,461 |
| Interest-bearing balances | $26,000 | 5,861 |
| Securities | $14,751,000 | 5,855 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $49,445,000 | 5,121 |
| Loan loss allowance | $623,000 | 4,924 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,511,000 | 3,356 |
| Other real estate owned | $0 | 4,461 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $645,000 | 7,572 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,275,000 | 5,623 |
| Total liabilities | $65,708,000 | 5,521 |
| Total deposits | $62,260,000 | 5,441 |
| Interest-bearing deposits | $52,209,000 | 5,519 |
| Deposits held in domestic offices | $62,260,000 | 5,438 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,387,000 | 2,024 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $61,000 | 9,852 |
| Total equity capital | $5,567,000 | 6,547 |
| Total bank equity capital | $5,567,000 | 6,547 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,000,000 | 1,254 |
| Surplus | $2,442,000 | 4,937 |
| Undivided profits | $125,000 | 8,980 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $259,000 | 6,975 |
| Earning assets | $64,222,000 | 5,660 |
| Long-term assets (5+ years) | $4,549,000 | 6,493 |
| Average Assets, year-to-date | $61,995,800 | 5,954 |
| Average Assets, quarterly | $67,973,500 | 5,767 |
| Volatile liabilities | $14,608,000 | 4,315 |
| Insider loans | $757,000 | 4,380 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,873,000 | 6,097 |
| Tier 1 (core) risk-based capital | $5,988,000 | 6,289 |
| Tier 2 risk-based capital | $572,400 | 4,855 |
| Total risk weighted assets | $45,741,700 | 5,511 |
| Total unused commitments | $3,873,000 | 6,102 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 32 | 5,084 |
| Assets and Liabilities | ||
| Total Assets: | $53,239,000 | 6,750 |
| Cash and due from depository institutions | $3,926,000 | 5,084 |
| Interest-bearing balances | $209,000 | 4,227 |
| Securities | $6,151,000 | 8,343 |
| Federal funds sold & reverse repurchase agreements | $4,707,000 | 3,563 |
| Net loans & leases | $36,318,000 | 6,046 |
| Loan loss allowance | $454,000 | 5,958 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,732,000 | 4,342 |
| Other real estate owned | $0 | 5,084 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $405,000 | 8,736 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,239,000 | 6,750 |
| Total liabilities | $47,559,000 | 6,730 |
| Total deposits | $47,419,000 | 6,528 |
| Interest-bearing deposits | $37,485,000 | 6,792 |
| Deposits held in domestic offices | $47,419,000 | 6,526 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $103,000 | 3,117 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $37,000 | 10,324 |
| Total equity capital | $5,680,000 | 6,591 |
| Total bank equity capital | $5,680,000 | 6,591 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,000,000 | 1,210 |
| Surplus | $2,442,000 | 4,817 |
| Undivided profits | $238,000 | 9,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $199,000 | 6,130 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $238,000 | 7,401 |
| Earning assets | $47,385,000 | 6,830 |
| Long-term assets (5+ years) | $4,474,000 | 6,457 |
| Average Assets, year-to-date | $42,614,600 | 7,348 |
| Average Assets, quarterly | $48,494,500 | 7,012 |
| Volatile liabilities | $6,545,000 | 6,249 |
| Insider loans | $576,000 | 4,921 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,416,000 | 6,262 |
| Tier 1 (core) risk-based capital | $5,675,000 | 6,431 |
| Tier 2 risk-based capital | $416,820 | 5,860 |
| Total risk weighted assets | $33,308,020 | 6,544 |
| Total unused commitments | $3,416,000 | 6,269 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 20 | 7,112 |
| Assets and Liabilities | ||
| Total Assets: | $33,985,000 | 8,476 |
| Cash and due from depository institutions | $1,226,000 | 7,112 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $4,102,000 | 9,562 |
| Federal funds sold & reverse repurchase agreements | $1,797,000 | 5,243 |
| Net loans & leases | $25,954,000 | 7,367 |
| Loan loss allowance | $333,000 | 7,221 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $622,000 | 7,346 |
| Other real estate owned | $0 | 7,112 |
| Goodwill and other intangibles | $13,000 | 3,342 |
| All other assets | $271,000 | 9,964 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,985,000 | 8,476 |
| Total liabilities | $29,761,000 | 8,506 |
| Total deposits | $29,555,000 | 8,385 |
| Interest-bearing deposits | $24,317,000 | 8,479 |
| Deposits held in domestic offices | $29,555,000 | 8,383 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $155,000 | 3,536 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $51,000 | 10,696 |
| Total equity capital | $4,224,000 | 7,864 |
| Total bank equity capital | $4,224,000 | 7,864 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,500,000 | 1,450 |
| Surplus | $1,692,000 | 5,973 |
| Undivided profits | $32,000 | 10,217 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,000 | 9,258 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $153,000 | 8,977 |
| Earning assets | $31,853,000 | 8,379 |
| Long-term assets (5+ years) | $1,796,000 | 7,832 |
| Average Assets, year-to-date | $30,052,000 | 8,722 |
| Average Assets, quarterly | $32,892,500 | 8,527 |
| Volatile liabilities | $3,824,000 | 7,879 |
| Insider loans | $232,000 | 7,178 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,475,000 | 5,470 |
| Tier 1 (core) risk-based capital | $4,204,000 | 7,743 |
| Tier 2 risk-based capital | $265,850 | 7,496 |
| Total risk weighted assets | $21,200,750 | 8,249 |
| Total unused commitments | $4,475,000 | 5,474 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 15 | 8,534 |
| Assets and Liabilities | ||
| Total Assets: | $24,502,000 | 9,795 |
| Cash and due from depository institutions | $1,585,000 | 8,534 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $3,561,000 | 10,340 |
| Federal funds sold & reverse repurchase agreements | $1,942,000 | 5,002 |
| Net loans & leases | $17,018,000 | 8,946 |
| Loan loss allowance | $190,000 | 9,297 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $228,000 | 9,690 |
| Other real estate owned | $0 | 8,534 |
| Goodwill and other intangibles | $19,000 | 3,127 |
| All other assets | $149,000 | 11,142 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,502,000 | 9,795 |
| Total liabilities | $21,628,000 | 9,800 |
| Total deposits | $21,077,000 | 9,766 |
| Interest-bearing deposits | $17,029,000 | 9,865 |
| Deposits held in domestic offices | $21,077,000 | 9,764 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 3,198 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $51,000 | 11,189 |
| Total equity capital | $2,874,000 | 9,392 |
| Total bank equity capital | $2,874,000 | 9,392 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,970,000 | 2,085 |
| Surplus | $1,030,000 | 7,502 |
| Undivided profits | $-126,000 | 10,939 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $82,000 | 10,502 |
| Earning assets | $22,521,000 | 9,753 |
| Long-term assets (5+ years) | $1,095,000 | 8,666 |
| Average Assets, year-to-date | $19,972,200 | 10,199 |
| Average Assets, quarterly | $23,141,500 | 9,909 |
| Volatile liabilities | $3,227,000 | 8,374 |
| Insider loans | $445,000 | 5,809 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,641,000 | 7,894 |
| Tier 1 (core) risk-based capital | $2,855,000 | 9,356 |
| Tier 2 risk-based capital | $190,000 | 8,793 |
| Total risk weighted assets | $15,302,900 | 9,480 |
| Total unused commitments | $1,641,000 | 7,906 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 12 | 9,704 |
| Assets and Liabilities | ||
| Total Assets: | $15,454,000 | 11,188 |
| Cash and due from depository institutions | $1,252,000 | 9,704 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $2,005,000 | 11,380 |
| Federal funds sold & reverse repurchase agreements | $4,202,000 | 3,364 |
| Net loans & leases | $7,598,000 | 11,092 |
| Loan loss allowance | $86,000 | 11,183 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $269,000 | 9,757 |
| Other real estate owned | $0 | 9,704 |
| Goodwill and other intangibles | $25,000 | 2,825 |
| All other assets | $103,000 | 11,828 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $15,454,000 | 11,188 |
| Total liabilities | $12,526,000 | 11,333 |
| Total deposits | $12,467,000 | 11,273 |
| Interest-bearing deposits | $9,361,000 | 11,383 |
| Deposits held in domestic offices | $12,467,000 | 11,273 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $59,000 | 11,638 |
| Total equity capital | $2,928,000 | 9,573 |
| Total bank equity capital | $2,928,000 | 9,573 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,970,000 | 2,139 |
| Surplus | $1,030,000 | 7,673 |
| Undivided profits | $-72,000 | 11,439 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $50,000 | 11,416 |
| Earning assets | $13,805,000 | 11,199 |
| Long-term assets (5+ years) | $200,000 | 10,078 |
| Average Assets, year-to-date | $11,225,000 | 11,574 |
| Average Assets, quarterly | $14,589,000 | 11,260 |
| Volatile liabilities | $1,941,000 | 9,683 |
| Insider loans | $368,000 | 6,490 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,105,000 | 7,297 |
| Tier 1 (core) risk-based capital | $2,903,000 | 9,528 |
| Tier 2 risk-based capital | $86,000 | 10,957 |
| Total risk weighted assets | $9,610,000 | 10,871 |
| Total unused commitments | $2,105,000 | 7,313 |
| Derivatives | $0 | 628 |