Home > Marine Bank > Income and Expense
Marine Bank, Income and Expense
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,881,000 | 1,830 |
| Total interest expense | $2,582,000 | 1,334 |
| Net interest income | $2,299,000 | 2,360 |
| Provision for loan and lease losses | $1,478,000 | 933 |
| Total noninterest income | $58,000 | 6,151 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $76,000 | 3,809 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-18,000 | 8,027 |
| Total noninterest expense | $2,243,000 | 2,186 |
| Salaries and employee benefits | $762,000 | 3,232 |
| Premises and equipment expense | $297,000 | 2,317 |
| Additional noninterest expense | $1,184,000 | 1,374 |
| Pre-tax net operating income | $-1,364,000 | 7,726 |
| Securities gains (losses) | $551,000 | 300 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-813,000 | 7,634 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-813,000 | 7,635 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-813,000 | 7,635 |
| Net charge-offs | $1,887,000 | 622 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 955 |
| Net operating income | $-1,364,000 | 7,793 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $25,086,000 | 1,546 |
| Total interest expense | $12,291,000 | 1,324 |
| Net interest income | $12,795,000 | 1,742 |
| Provision for loan and lease losses | $14,741,000 | 457 |
| Total noninterest income | $238,000 | 6,219 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $195,000 | 4,843 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $43,000 | 6,902 |
| Total noninterest expense | $9,679,000 | 1,995 |
| Salaries and employee benefits | $3,216,000 | 3,061 |
| Premises and equipment expense | $1,088,000 | 2,440 |
| Additional noninterest expense | $5,375,000 | 1,191 |
| Pre-tax net operating income | $-11,387,000 | 8,016 |
| Securities gains (losses) | $-446,000 | 7,511 |
| Applicable income taxes | $1,795,000 | 741 |
| Income before extraordinary items | $-13,628,000 | 8,048 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-13,628,000 | 8,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,060,000 | 337 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 1,252 |
| Net operating income | $-13,182,000 | 8,069 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $19,282,000 | 1,544 |
| Total interest expense | $9,513,000 | 1,341 |
| Net interest income | $9,769,000 | 1,718 |
| Provision for loan and lease losses | $13,630,000 | 324 |
| Total noninterest income | $195,000 | 6,171 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $144,000 | 4,908 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $51,000 | 6,560 |
| Total noninterest expense | $7,365,000 | 1,949 |
| Salaries and employee benefits | $2,521,000 | 2,958 |
| Premises and equipment expense | $836,000 | 2,394 |
| Additional noninterest expense | $4,008,000 | 1,144 |
| Pre-tax net operating income | $-11,031,000 | 8,229 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,545,000 | 818 |
| Income before extraordinary items | $-12,576,000 | 8,238 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-12,576,000 | 8,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,591,000 | 406 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 1,110 |
| Net operating income | $-12,576,000 | 8,265 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $13,203,000 | 1,534 |
| Total interest expense | $6,544,000 | 1,350 |
| Net interest income | $6,659,000 | 1,680 |
| Provision for loan and lease losses | $7,130,000 | 337 |
| Total noninterest income | $147,000 | 6,019 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $110,000 | 4,655 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $37,000 | 6,530 |
| Total noninterest expense | $4,991,000 | 1,924 |
| Salaries and employee benefits | $1,661,000 | 3,027 |
| Premises and equipment expense | $549,000 | 2,424 |
| Additional noninterest expense | $2,781,000 | 1,079 |
| Pre-tax net operating income | $-5,315,000 | 8,300 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,545,000 | 642 |
| Income before extraordinary items | $-6,860,000 | 8,343 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-6,860,000 | 8,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,046,000 | 419 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 1,019 |
| Net operating income | $-6,860,000 | 8,341 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,323,000 | 1,406 |
| Total interest expense | $3,510,000 | 1,331 |
| Net interest income | $3,813,000 | 1,450 |
| Provision for loan and lease losses | $755,000 | 751 |
| Total noninterest income | $102,000 | 5,376 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $54,000 | 4,649 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $48,000 | 5,134 |
| Total noninterest expense | $2,522,000 | 1,896 |
| Salaries and employee benefits | $885,000 | 2,885 |
| Premises and equipment expense | $257,000 | 2,610 |
| Additional noninterest expense | $1,380,000 | 1,049 |
| Pre-tax net operating income | $638,000 | 2,584 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,644,000 | 400 |
| Income before extraordinary items | $-1,006,000 | 8,304 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,006,000 | 8,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 2,242 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 895 |
| Net operating income | $-1,006,000 | 8,294 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $27,289,000 | 1,579 |
| Total interest expense | $15,080,000 | 1,320 |
| Net interest income | $12,209,000 | 1,862 |
| Provision for loan and lease losses | $2,198,000 | 785 |
| Total noninterest income | $424,000 | 5,379 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $231,000 | 4,606 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $193,000 | 5,137 |
| Total noninterest expense | $10,643,000 | 1,742 |
| Salaries and employee benefits | $3,798,000 | 2,613 |
| Premises and equipment expense | $1,373,000 | 1,901 |
| Additional noninterest expense | $5,472,000 | 1,034 |
| Pre-tax net operating income | $-208,000 | 7,653 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-116,000 | 8,039 |
| Income before extraordinary items | $-92,000 | 7,626 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-92,000 | 7,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,055 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 1,183 |
| Net operating income | $-92,000 | 7,602 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $20,295,000 | 1,597 |
| Total interest expense | $11,217,000 | 1,335 |
| Net interest income | $9,078,000 | 1,876 |
| Provision for loan and lease losses | $408,000 | 1,826 |
| Total noninterest income | $1,125,000 | 2,695 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $175,000 | 4,627 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $950,000 | 1,895 |
| Total noninterest expense | $8,291,000 | 1,654 |
| Salaries and employee benefits | $3,056,000 | 2,451 |
| Premises and equipment expense | $1,074,000 | 1,823 |
| Additional noninterest expense | $4,161,000 | 999 |
| Pre-tax net operating income | $1,504,000 | 3,466 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,504,000 | 2,963 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,504,000 | 2,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-607,000 | 8,536 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 1,051 |
| Net operating income | $1,504,000 | 2,950 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $13,243,000 | 1,644 |
| Total interest expense | $7,386,000 | 1,355 |
| Net interest income | $5,857,000 | 1,983 |
| Provision for loan and lease losses | $78,000 | 3,694 |
| Total noninterest income | $1,095,000 | 2,092 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $122,000 | 4,550 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $973,000 | 1,431 |
| Total noninterest expense | $5,812,000 | 1,587 |
| Salaries and employee benefits | $2,218,000 | 2,296 |
| Premises and equipment expense | $761,000 | 1,747 |
| Additional noninterest expense | $2,833,000 | 983 |
| Pre-tax net operating income | $1,062,000 | 3,394 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,062,000 | 2,900 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,062,000 | 2,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-794,000 | 8,600 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 960 |
| Net operating income | $1,062,000 | 2,884 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,383,000 | 1,696 |
| Total interest expense | $3,677,000 | 1,349 |
| Net interest income | $2,706,000 | 2,136 |
| Provision for loan and lease losses | $-177,000 | 8,576 |
| Total noninterest income | $1,296,000 | 1,071 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $65,000 | 4,347 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,231,000 | 695 |
| Total noninterest expense | $2,932,000 | 1,566 |
| Salaries and employee benefits | $1,139,000 | 2,258 |
| Premises and equipment expense | $378,000 | 1,762 |
| Additional noninterest expense | $1,415,000 | 957 |
| Pre-tax net operating income | $1,247,000 | 1,806 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $1,247,000 | 1,405 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,247,000 | 1,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,002,000 | 8,638 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 788 |
| Net operating income | $1,247,000 | 1,391 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $22,569,000 | 1,797 |
| Total interest expense | $12,663,000 | 1,330 |
| Net interest income | $9,906,000 | 2,304 |
| Provision for loan and lease losses | $119,000 | 4,520 |
| Total noninterest income | $1,532,000 | 2,664 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $236,000 | 4,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,296,000 | 1,849 |
| Total noninterest expense | $12,569,000 | 1,422 |
| Salaries and employee benefits | $4,291,000 | 2,279 |
| Premises and equipment expense | $1,568,000 | 1,632 |
| Additional noninterest expense | $6,710,000 | 803 |
| Pre-tax net operating income | $-1,250,000 | 8,483 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-1,250,000 | 8,515 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,250,000 | 8,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-314,000 | 8,623 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $-2,001,000 | 8,669 |
| Net operating income | $-1,250,000 | 8,511 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $16,424,000 | 1,834 |
| Total interest expense | $9,065,000 | 1,352 |
| Net interest income | $7,359,000 | 2,347 |
| Provision for loan and lease losses | $-2,361,000 | 8,721 |
| Total noninterest income | $1,378,000 | 2,367 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $182,000 | 4,600 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,196,000 | 1,596 |
| Total noninterest expense | $9,460,000 | 1,423 |
| Salaries and employee benefits | $3,281,000 | 2,235 |
| Premises and equipment expense | $1,166,000 | 1,651 |
| Additional noninterest expense | $5,013,000 | 804 |
| Pre-tax net operating income | $1,638,000 | 3,581 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,638,000 | 3,000 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,638,000 | 3,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,395,000 | 8,728 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $-2,000,000 | 8,735 |
| Net operating income | $1,638,000 | 2,993 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,935,000 | 2,391 |
| Total interest expense | $4,382,000 | 1,765 |
| Net interest income | $3,553,000 | 3,094 |
| Provision for loan and lease losses | $-1,196,000 | 8,741 |
| Total noninterest income | $1,131,000 | 2,035 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $52,000 | 6,195 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,079,000 | 1,285 |
| Total noninterest expense | $5,666,000 | 1,585 |
| Salaries and employee benefits | $1,607,000 | 2,939 |
| Premises and equipment expense | $653,000 | 1,932 |
| Additional noninterest expense | $3,406,000 | 793 |
| Pre-tax net operating income | $214,000 | 6,991 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $214,000 | 6,647 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $214,000 | 6,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,345,000 | 8,762 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $-2,000,000 | 8,771 |
| Net operating income | $214,000 | 6,650 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,882,000 | 2,387 |
| Total interest expense | $2,121,000 | 1,729 |
| Net interest income | $1,761,000 | 3,117 |
| Provision for loan and lease losses | $54,000 | 3,025 |
| Total noninterest income | $186,000 | 4,131 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $28,000 | 6,029 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $158,000 | 2,884 |
| Total noninterest expense | $2,330,000 | 1,913 |
| Salaries and employee benefits | $827,000 | 2,883 |
| Premises and equipment expense | $348,000 | 1,818 |
| Additional noninterest expense | $1,155,000 | 1,155 |
| Pre-tax net operating income | $-437,000 | 8,678 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-437,000 | 8,694 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-437,000 | 8,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,248 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-437,000 | 8,683 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,929,000 | 2,726 |
| Total interest expense | $6,276,000 | 1,808 |
| Net interest income | $5,653,000 | 3,598 |
| Provision for loan and lease losses | $-3,807,000 | 8,808 |
| Total noninterest income | $407,000 | 5,689 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $136,000 | 5,799 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $271,000 | 4,558 |
| Total noninterest expense | $7,028,000 | 2,390 |
| Salaries and employee benefits | $2,236,000 | 3,801 |
| Premises and equipment expense | $884,000 | 2,639 |
| Additional noninterest expense | $3,908,000 | 1,312 |
| Pre-tax net operating income | $2,839,000 | 2,886 |
| Securities gains (losses) | $142,000 | 594 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,981,000 | 2,256 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,981,000 | 2,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $401,000 | 1,401 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,839,000 | 2,327 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,094,000 | 2,629 |
| Total interest expense | $4,699,000 | 1,720 |
| Net interest income | $4,395,000 | 3,481 |
| Provision for loan and lease losses | $-3,907,000 | 8,835 |
| Total noninterest income | $323,000 | 5,602 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $107,000 | 5,742 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $216,000 | 4,429 |
| Total noninterest expense | $5,236,000 | 2,365 |
| Salaries and employee benefits | $1,771,000 | 3,612 |
| Premises and equipment expense | $646,000 | 2,688 |
| Additional noninterest expense | $2,819,000 | 1,351 |
| Pre-tax net operating income | $3,389,000 | 2,037 |
| Securities gains (losses) | $142,000 | 554 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $3,531,000 | 1,503 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,531,000 | 1,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $481,000 | 861 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,389,000 | 1,528 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,968,000 | 2,615 |
| Total interest expense | $3,120,000 | 1,628 |
| Net interest income | $2,848,000 | 3,551 |
| Provision for loan and lease losses | $-470,000 | 8,800 |
| Total noninterest income | $178,000 | 5,998 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $75,000 | 5,613 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $103,000 | 5,124 |
| Total noninterest expense | $3,582,000 | 2,301 |
| Salaries and employee benefits | $1,125,000 | 3,744 |
| Premises and equipment expense | $417,000 | 2,734 |
| Additional noninterest expense | $2,040,000 | 1,229 |
| Pre-tax net operating income | $-86,000 | 8,467 |
| Securities gains (losses) | $-2,000 | 7,723 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-88,000 | 8,504 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-88,000 | 8,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,094,000 | 217 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-86,000 | 8,479 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,052,000 | 2,532 |
| Total interest expense | $1,525,000 | 1,564 |
| Net interest income | $1,527,000 | 3,359 |
| Provision for loan and lease losses | $100,000 | 2,031 |
| Total noninterest income | $112,000 | 5,441 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $48,000 | 5,081 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $64,000 | 4,644 |
| Total noninterest expense | $1,732,000 | 2,376 |
| Salaries and employee benefits | $493,000 | 4,136 |
| Premises and equipment expense | $210,000 | 2,749 |
| Additional noninterest expense | $1,029,000 | 1,208 |
| Pre-tax net operating income | $-193,000 | 8,720 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-193,000 | 8,744 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-193,000 | 8,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-91,000 | 8,767 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-193,000 | 8,727 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $15,227,000 | 1,876 |
| Total interest expense | $7,134,000 | 1,138 |
| Net interest income | $8,093,000 | 2,517 |
| Provision for loan and lease losses | $2,192,000 | 498 |
| Total noninterest income | $940,000 | 3,695 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $308,000 | 4,261 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $632,000 | 2,890 |
| Total noninterest expense | $7,354,000 | 2,166 |
| Salaries and employee benefits | $2,169,000 | 3,737 |
| Premises and equipment expense | $637,000 | 3,372 |
| Additional noninterest expense | $4,548,000 | 1,082 |
| Pre-tax net operating income | $-513,000 | 8,669 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-513,000 | 8,726 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-513,000 | 8,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,697,000 | 247 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-513,000 | 8,698 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,948,000 | 1,774 |
| Total interest expense | $5,561,000 | 1,073 |
| Net interest income | $6,387,000 | 2,371 |
| Provision for loan and lease losses | $807,000 | 949 |
| Total noninterest income | $622,000 | 3,989 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $263,000 | 3,968 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $359,000 | 3,391 |
| Total noninterest expense | $5,469,000 | 2,169 |
| Salaries and employee benefits | $1,693,000 | 3,609 |
| Premises and equipment expense | $471,000 | 3,420 |
| Additional noninterest expense | $3,305,000 | 1,108 |
| Pre-tax net operating income | $733,000 | 5,403 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $733,000 | 4,840 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $733,000 | 4,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,642,000 | 400 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $733,000 | 4,752 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,292,000 | 1,694 |
| Total interest expense | $3,876,000 | 1,004 |
| Net interest income | $4,416,000 | 2,265 |
| Provision for loan and lease losses | $707,000 | 720 |
| Total noninterest income | $439,000 | 3,884 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $184,000 | 3,850 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $255,000 | 3,288 |
| Total noninterest expense | $3,802,000 | 2,099 |
| Salaries and employee benefits | $1,219,000 | 3,397 |
| Premises and equipment expense | $297,000 | 3,583 |
| Additional noninterest expense | $2,286,000 | 1,074 |
| Pre-tax net operating income | $346,000 | 6,214 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $346,000 | 5,708 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $346,000 | 5,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,785,000 | 285 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $346,000 | 5,620 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,343,000 | 1,628 |
| Total interest expense | $2,020,000 | 994 |
| Net interest income | $2,323,000 | 2,155 |
| Provision for loan and lease losses | $-43,000 | 8,993 |
| Total noninterest income | $195,000 | 4,119 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $88,000 | 3,887 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $107,000 | 3,564 |
| Total noninterest expense | $1,998,000 | 2,003 |
| Salaries and employee benefits | $604,000 | 3,436 |
| Premises and equipment expense | $165,000 | 3,314 |
| Additional noninterest expense | $1,229,000 | 1,002 |
| Pre-tax net operating income | $563,000 | 3,241 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $563,000 | 2,662 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $563,000 | 2,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,211,000 | 242 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $563,000 | 2,571 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $20,744,000 | 1,372 |
| Total interest expense | $9,728,000 | 917 |
| Net interest income | $11,016,000 | 1,775 |
| Provision for loan and lease losses | $13,799,000 | 158 |
| Total noninterest income | $1,209,000 | 3,288 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $388,000 | 3,714 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $821,000 | 2,697 |
| Total noninterest expense | $7,457,000 | 2,109 |
| Salaries and employee benefits | $2,450,000 | 3,324 |
| Premises and equipment expense | $566,000 | 3,688 |
| Additional noninterest expense | $4,441,000 | 1,139 |
| Pre-tax net operating income | $-9,031,000 | 9,160 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-932,000 | 9,131 |
| Income before extraordinary items | $-8,099,000 | 9,166 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-8,099,000 | 9,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,156,000 | 170 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-8,099,000 | 9,150 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $16,136,000 | 1,338 |
| Total interest expense | $7,548,000 | 921 |
| Net interest income | $8,588,000 | 1,707 |
| Provision for loan and lease losses | $10,957,000 | 168 |
| Total noninterest income | $873,000 | 3,444 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $281,000 | 3,815 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $592,000 | 2,849 |
| Total noninterest expense | $5,560,000 | 2,131 |
| Salaries and employee benefits | $1,865,000 | 3,285 |
| Premises and equipment expense | $434,000 | 3,620 |
| Additional noninterest expense | $3,261,000 | 1,161 |
| Pre-tax net operating income | $-7,056,000 | 9,213 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,039,000 | 1,043 |
| Income before extraordinary items | $-9,095,000 | 9,226 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-9,095,000 | 9,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,048,000 | 208 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-9,095,000 | 9,213 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $11,336,000 | 1,292 |
| Total interest expense | $5,242,000 | 914 |
| Net interest income | $6,094,000 | 1,601 |
| Provision for loan and lease losses | $2,300,000 | 357 |
| Total noninterest income | $539,000 | 3,589 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $182,000 | 3,835 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $357,000 | 2,981 |
| Total noninterest expense | $3,780,000 | 2,088 |
| Salaries and employee benefits | $1,267,000 | 3,237 |
| Premises and equipment expense | $293,000 | 3,567 |
| Additional noninterest expense | $2,220,000 | 1,140 |
| Pre-tax net operating income | $553,000 | 5,059 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $35,000 | 6,230 |
| Income before extraordinary items | $518,000 | 4,703 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $518,000 | 4,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,226,000 | 305 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $518,000 | 4,500 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,592,000 | 1,310 |
| Total interest expense | $2,682,000 | 913 |
| Net interest income | $2,910,000 | 1,674 |
| Provision for loan and lease losses | $1,429,000 | 300 |
| Total noninterest income | $263,000 | 3,526 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $93,000 | 3,718 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $170,000 | 2,994 |
| Total noninterest expense | $1,805,000 | 2,174 |
| Salaries and employee benefits | $645,000 | 3,160 |
| Premises and equipment expense | $157,000 | 3,364 |
| Additional noninterest expense | $1,003,000 | 1,224 |
| Pre-tax net operating income | $-61,000 | 8,916 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-121,000 | 9,231 |
| Income before extraordinary items | $60,000 | 7,685 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $60,000 | 7,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,301,000 | 195 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $60,000 | 7,538 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $23,236,000 | 1,316 |
| Total interest expense | $11,200,000 | 998 |
| Net interest income | $12,036,000 | 1,604 |
| Provision for loan and lease losses | $4,707,000 | 406 |
| Total noninterest income | $1,224,000 | 3,031 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $243,000 | 4,770 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $981,000 | 2,211 |
| Total noninterest expense | $6,708,000 | 2,226 |
| Salaries and employee benefits | $2,370,000 | 3,259 |
| Premises and equipment expense | $431,000 | 4,390 |
| Additional noninterest expense | $3,907,000 | 1,233 |
| Pre-tax net operating income | $1,845,000 | 3,608 |
| Securities gains (losses) | $291,000 | 916 |
| Applicable income taxes | $487,000 | 3,496 |
| Income before extraordinary items | $1,649,000 | 3,258 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,649,000 | 3,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,109,000 | 868 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,424,930 | 3,531 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $26,369,000 | 1,297 |
| Total interest expense | $14,664,000 | 1,100 |
| Net interest income | $11,705,000 | 1,514 |
| Provision for loan and lease losses | $1,443,000 | 944 |
| Total noninterest income | $559,000 | 4,767 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $206,000 | 5,091 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $353,000 | 3,798 |
| Total noninterest expense | $5,754,000 | 2,466 |
| Salaries and employee benefits | $2,254,000 | 3,254 |
| Premises and equipment expense | $682,000 | 3,015 |
| Additional noninterest expense | $2,818,000 | 1,640 |
| Pre-tax net operating income | $5,067,000 | 1,417 |
| Securities gains (losses) | $336,000 | 831 |
| Applicable income taxes | $1,816,000 | 1,275 |
| Income before extraordinary items | $3,587,000 | 1,498 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,587,000 | 1,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $315,000 | 2,167 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,365,240 | 1,505 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $22,732,000 | 1,519 |
| Total interest expense | $14,029,000 | 1,241 |
| Net interest income | $8,703,000 | 2,037 |
| Provision for loan and lease losses | $1,140,000 | 961 |
| Total noninterest income | $430,000 | 5,336 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $168,000 | 5,511 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $262,000 | 4,207 |
| Total noninterest expense | $4,773,000 | 2,839 |
| Salaries and employee benefits | $1,984,000 | 3,488 |
| Premises and equipment expense | $548,000 | 3,525 |
| Additional noninterest expense | $2,241,000 | 1,942 |
| Pre-tax net operating income | $3,220,000 | 2,238 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,206,000 | 1,820 |
| Income before extraordinary items | $2,014,000 | 2,540 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,014,000 | 2,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 443 |
| Net operating income | $2,014,000 | 2,547 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,319,000 | 2,853 |
| Total interest expense | $5,773,000 | 2,548 |
| Net interest income | $5,546,000 | 3,132 |
| Provision for loan and lease losses | $688,000 | 1,343 |
| Total noninterest income | $178,000 | 7,740 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 7,279 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 6,517 |
| Total noninterest expense | $3,934,000 | 3,363 |
| Salaries and employee benefits | $1,851,000 | 3,661 |
| Premises and equipment expense | $491,000 | 3,826 |
| Additional noninterest expense | $1,592,000 | 2,723 |
| Pre-tax net operating income | $1,102,000 | 5,020 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $446,000 | 3,880 |
| Income before extraordinary items | $656,000 | 5,650 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $656,000 | 5,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,980 |
| Cash dividends | $110,000 | 5,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $656,000 | 5,620 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,202,000 | 4,873 |
| Total interest expense | $2,589,000 | 5,237 |
| Net interest income | $3,613,000 | 4,464 |
| Provision for loan and lease losses | $365,000 | 2,219 |
| Total noninterest income | $56,000 | 9,756 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 8,696 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 8,765 |
| Total noninterest expense | $2,863,000 | 4,297 |
| Salaries and employee benefits | $1,165,000 | 5,188 |
| Premises and equipment expense | $283,000 | 5,554 |
| Additional noninterest expense | $1,415,000 | 2,922 |
| Pre-tax net operating income | $441,000 | 7,665 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $217,000 | 5,993 |
| Income before extraordinary items | $224,000 | 8,441 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $224,000 | 8,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,204 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $224,000 | 8,362 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,011,000 | 10,298 |
| Total interest expense | $505,000 | 10,089 |
| Net interest income | $506,000 | 10,363 |
| Provision for loan and lease losses | $211,000 | 3,323 |
| Total noninterest income | $3,000 | 10,849 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 9,432 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 10,828 |
| Total noninterest expense | $571,000 | 9,853 |
| Salaries and employee benefits | $225,000 | 10,415 |
| Premises and equipment expense | $55,000 | 10,079 |
| Additional noninterest expense | $291,000 | 8,412 |
| Pre-tax net operating income | $-273,000 | 10,615 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-94,000 | 10,703 |
| Income before extraordinary items | $-179,000 | 10,587 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-179,000 | 10,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-179,000 | 10,560 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,361,000 | 8,886 |
| Total interest expense | $1,320,000 | 8,047 |
| Net interest income | $1,041,000 | 9,441 |
| Provision for loan and lease losses | $18,000 | 8,074 |
| Total noninterest income | $64,000 | 10,602 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 9,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,626 |
| Total noninterest expense | $1,204,000 | 7,972 |
| Salaries and employee benefits | $541,000 | 8,563 |
| Premises and equipment expense | $137,000 | 8,364 |
| Additional noninterest expense | $526,000 | 6,867 |
| Pre-tax net operating income | $-117,000 | 10,980 |
| Securities gains (losses) | $33,000 | 1,622 |
| Applicable income taxes | $-32,000 | 11,029 |
| Income before extraordinary items | $-52,000 | 10,932 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-52,000 | 10,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-73,120 | 10,914 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,393,000 | 9,129 |
| Total interest expense | $1,397,000 | 7,983 |
| Net interest income | $996,000 | 9,957 |
| Provision for loan and lease losses | $18,000 | 7,795 |
| Total noninterest income | $19,000 | 11,786 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 10,214 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 11,437 |
| Total noninterest expense | $965,000 | 9,096 |
| Salaries and employee benefits | $467,000 | 9,391 |
| Premises and equipment expense | $140,000 | 8,530 |
| Additional noninterest expense | $358,000 | 8,613 |
| Pre-tax net operating income | $32,000 | 11,380 |
| Securities gains (losses) | $26,000 | 1,716 |
| Applicable income taxes | $16,000 | 10,816 |
| Income before extraordinary items | $42,000 | 11,331 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $42,000 | 11,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $23,280 | 11,390 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,234,000 | 9,369 |
| Total interest expense | $1,149,000 | 8,108 |
| Net interest income | $1,085,000 | 10,122 |
| Provision for loan and lease losses | $18,000 | 7,907 |
| Total noninterest income | $50,000 | 11,942 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $7,000 | 10,773 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 9,980 |
| Total noninterest expense | $900,000 | 9,775 |
| Salaries and employee benefits | $410,000 | 10,198 |
| Premises and equipment expense | $145,000 | 8,686 |
| Additional noninterest expense | $345,000 | 9,412 |
| Pre-tax net operating income | $217,000 | 10,755 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $62,000 | 10,185 |
| Income before extraordinary items | $155,000 | 10,754 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $155,000 | 10,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $1,927,000 | 310 |
| Net operating income | $155,000 | 10,802 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,389,000 | 9,410 |
| Total interest expense | $1,399,000 | 7,544 |
| Net interest income | $990,000 | 10,821 |
| Provision for loan and lease losses | $18,000 | 9,198 |
| Total noninterest income | $143,000 | 10,356 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 11,224 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 6,930 |
| Total noninterest expense | $884,000 | 10,273 |
| Salaries and employee benefits | $455,000 | 10,093 |
| Premises and equipment expense | $124,000 | 9,663 |
| Additional noninterest expense | $305,000 | 10,379 |
| Pre-tax net operating income | $231,000 | 10,779 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $113,000 | 9,447 |
| Income before extraordinary items | $118,000 | 11,596 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $118,000 | 11,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $118,000 | 11,395 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,136,000 | 8,746 |
| Total interest expense | $2,000,000 | 7,108 |
| Net interest income | $1,136,000 | 10,571 |
| Provision for loan and lease losses | $19,000 | 10,662 |
| Total noninterest income | $135,000 | 10,810 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $135,000 | 7,019 |
| Total noninterest expense | $883,000 | 10,587 |
| Salaries and employee benefits | $460,000 | 10,198 |
| Premises and equipment expense | $224,000 | 7,300 |
| Additional noninterest expense | $199,000 | 12,248 |
| Pre-tax net operating income | $369,000 | 9,510 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $151,000 | 8,593 |
| Income before extraordinary items | $225,000 | 10,252 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $225,000 | 10,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $220,520 | 9,976 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.