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Marble Bank, Income and Expense

1995-12-31 (YTD Data)Rank
Total interest income$33,202,0001,065
Total interest expense$18,340,000956
Net interest income$14,862,0001,211
Provision for loan and lease losses$08,958
Total noninterest income$2,111,0001,754
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$711,0001,904
Trading account gains and fees$820,000145
Additional Noninterest Income$580,0002,593
Total noninterest expense$10,089,0001,401
Salaries and employee benefits$5,738,0001,167
Premises and equipment expense$1,533,0001,344
Additional noninterest expense$2,818,0001,788
Pre-tax net operating income$6,884,0001,123
Securities gains (losses)$-201,00011,675
Applicable income taxes$1,904,0001,329
Income before extraordinary items$4,779,0001,110
Extraordinary gains, net$065
Net income$4,779,0001,107
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$380,0001,663
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,923,7201,066
1994-12-31 (YTD Data)Rank
Total interest income$28,393,0001,116
Total interest expense$13,441,000988
Net interest income$14,952,0001,219
Provision for loan and lease losses$500,0001,533
Total noninterest income$1,429,0002,394
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$659,0002,059
Trading account gains and fees$-1,0004,794
Additional Noninterest Income$771,0002,182
Total noninterest expense$10,424,0001,401
Salaries and employee benefits$5,564,0001,210
Premises and equipment expense$1,500,0001,388
Additional noninterest expense$3,360,0001,640
Pre-tax net operating income$5,457,0001,358
Securities gains (losses)$-964,00012,395
Applicable income taxes$-2,907,00012,569
Income before extraordinary items$7,400,000733
Extraordinary gains, net$0249
Net income$7,400,000736
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,324,000508
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$8,364,000664
1993-12-31 (YTD Data)Rank
Total interest income$26,291,0001,215
Total interest expense$12,796,0001,052
Net interest income$13,495,0001,341
Provision for loan and lease losses$2,318,000728
Total noninterest income$1,355,0002,648
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$610,0002,256
Trading account gains and fees$0532
Additional Noninterest Income$745,0002,490
Total noninterest expense$9,293,0001,625
Salaries and employee benefits$5,256,0001,278
Premises and equipment expense$1,423,0001,494
Additional noninterest expense$2,614,0002,135
Pre-tax net operating income$3,239,0002,106
Securities gains (losses)$327,0001,224
Applicable income taxes$-670,00013,151
Income before extraordinary items$4,236,0001,207
Extraordinary gains, net$03,149
Net income$4,236,0001,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,032,0001,121
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,909,0001,211
1992-12-31 (YTD Data)Rank
Total interest income$30,282,0001,210
Total interest expense$16,668,0001,085
Net interest income$13,614,0001,357
Provision for loan and lease losses$1,800,0001,239
Total noninterest income$1,447,0002,466
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$458,0003,047
Trading account gains and fees$0504
Additional Noninterest Income$989,0002,020
Total noninterest expense$13,264,0001,201
Salaries and employee benefits$4,679,0001,416
Premises and equipment expense$1,322,0001,610
Additional noninterest expense$7,263,000986
Pre-tax net operating income$-3,00012,747
Securities gains (losses)$2,198,000384
Applicable income taxes$53,00011,175
Income before extraordinary items$2,142,0002,146
Extraordinary gains, net$680,000160
Net income$2,822,0001,644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,209,000908
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-12,04012,715

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.