Home > Marathon State Bank > Income and Expense
Marathon State Bank, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $588,000 | 6,995 |
| Total interest expense | $105,000 | 6,789 |
| Net interest income | $483,000 | 7,004 |
| Provision for loan and lease losses | $5,000 | 5,679 |
| Total noninterest income | $861,000 | 3,041 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $10,000 | 6,841 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $851,000 | 2,211 |
| Total noninterest expense | $713,000 | 6,692 |
| Salaries and employee benefits | $153,000 | 7,111 |
| Premises and equipment expense | $19,000 | 7,100 |
| Additional noninterest expense | $541,000 | 5,538 |
| Pre-tax net operating income | $626,000 | 4,394 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $204,000 | 2,813 |
| Income before extraordinary items | $422,000 | 4,901 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $422,000 | 4,901 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $422,000 | 4,901 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $422,000 | 4,722 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $160,000 | 7,201 |
| Total interest expense | $27,000 | 7,137 |
| Net interest income | $133,000 | 7,202 |
| Provision for loan and lease losses | $5,000 | 5,486 |
| Total noninterest income | $854,000 | 2,393 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $3,000 | 6,976 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $851,000 | 1,689 |
| Total noninterest expense | $88,000 | 7,234 |
| Salaries and employee benefits | $44,000 | 7,223 |
| Premises and equipment expense | $4,000 | 7,205 |
| Additional noninterest expense | $40,000 | 7,227 |
| Pre-tax net operating income | $894,000 | 3,078 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $340,000 | 1,915 |
| Income before extraordinary items | $554,000 | 3,798 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $554,000 | 3,800 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $554,000 | 3,801 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $554,000 | 3,612 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $593,000 | 6,095 |
| Total interest expense | $167,000 | 4,871 |
| Net interest income | $426,000 | 6,297 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $12,000 | 6,884 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $8,000 | 6,658 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,590 |
| Total noninterest expense | $354,000 | 6,332 |
| Salaries and employee benefits | $144,000 | 6,673 |
| Premises and equipment expense | $13,000 | 7,067 |
| Additional noninterest expense | $197,000 | 5,393 |
| Pre-tax net operating income | $84,000 | 5,582 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $7,000 | 4,126 |
| Income before extraordinary items | $77,000 | 5,647 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $77,000 | 5,647 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $77,000 | 5,647 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $77,000 | 5,492 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,552,000 | 6,055 |
| Total interest expense | $770,000 | 5,003 |
| Net interest income | $1,782,000 | 6,278 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $44,000 | 6,821 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $40,000 | 6,490 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $4,000 | 6,629 |
| Total noninterest expense | $1,201,000 | 6,628 |
| Salaries and employee benefits | $602,000 | 6,697 |
| Premises and equipment expense | $53,000 | 7,149 |
| Additional noninterest expense | $546,000 | 6,140 |
| Pre-tax net operating income | $625,000 | 4,456 |
| Securities gains (losses) | $3,000 | 3,591 |
| Applicable income taxes | $57,000 | 3,695 |
| Income before extraordinary items | $571,000 | 4,475 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $571,000 | 4,477 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $571,000 | 4,477 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $512,000 | 2,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $568,270 | 4,351 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,913,000 | 6,120 |
| Total interest expense | $597,000 | 5,049 |
| Net interest income | $1,316,000 | 6,357 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $35,000 | 6,913 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $31,000 | 6,501 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $4,000 | 6,772 |
| Total noninterest expense | $907,000 | 6,657 |
| Salaries and employee benefits | $459,000 | 6,693 |
| Premises and equipment expense | $47,000 | 7,158 |
| Additional noninterest expense | $401,000 | 6,210 |
| Pre-tax net operating income | $444,000 | 4,638 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $33,000 | 3,826 |
| Income before extraordinary items | $411,000 | 4,619 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $411,000 | 4,619 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $411,000 | 4,619 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $411,000 | 4,495 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,289,000 | 6,148 |
| Total interest expense | $410,000 | 5,090 |
| Net interest income | $879,000 | 6,396 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $26,000 | 6,956 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $22,000 | 6,480 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,000 | 6,808 |
| Total noninterest expense | $591,000 | 6,755 |
| Salaries and employee benefits | $308,000 | 6,749 |
| Premises and equipment expense | $29,000 | 7,255 |
| Additional noninterest expense | $254,000 | 6,368 |
| Pre-tax net operating income | $314,000 | 4,545 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $25,000 | 3,735 |
| Income before extraordinary items | $289,000 | 4,496 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $289,000 | 4,494 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $289,000 | 4,496 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $289,000 | 4,425 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $643,000 | 6,195 |
| Total interest expense | $207,000 | 5,171 |
| Net interest income | $436,000 | 6,435 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $16,000 | 6,946 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $12,000 | 6,371 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 6,784 |
| Total noninterest expense | $298,000 | 6,796 |
| Salaries and employee benefits | $155,000 | 6,781 |
| Premises and equipment expense | $16,000 | 7,255 |
| Additional noninterest expense | $127,000 | 6,422 |
| Pre-tax net operating income | $154,000 | 4,607 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $16,000 | 3,560 |
| Income before extraordinary items | $138,000 | 4,583 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $138,000 | 4,582 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $138,000 | 4,583 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $138,000 | 4,526 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,904,000 | 6,103 |
| Total interest expense | $1,004,000 | 5,218 |
| Net interest income | $1,900,000 | 6,331 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $45,000 | 7,073 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $41,000 | 6,372 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,000 | 6,892 |
| Total noninterest expense | $1,197,000 | 6,864 |
| Salaries and employee benefits | $591,000 | 6,948 |
| Premises and equipment expense | $61,000 | 7,370 |
| Additional noninterest expense | $545,000 | 6,362 |
| Pre-tax net operating income | $748,000 | 3,834 |
| Securities gains (losses) | $2,000 | 3,620 |
| Applicable income taxes | $121,000 | 3,084 |
| Income before extraordinary items | $629,000 | 4,005 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $629,000 | 4,004 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $629,000 | 4,005 |
| Net charge-offs | $51,000 | 5,900 |
| Cash dividends | $512,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $627,320 | 3,868 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,246,000 | 6,142 |
| Total interest expense | $776,000 | 5,297 |
| Net interest income | $1,470,000 | 6,378 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $33,000 | 7,225 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $29,000 | 6,489 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $4,000 | 7,053 |
| Total noninterest expense | $902,000 | 6,919 |
| Salaries and employee benefits | $445,000 | 6,996 |
| Premises and equipment expense | $47,000 | 7,447 |
| Additional noninterest expense | $410,000 | 6,414 |
| Pre-tax net operating income | $601,000 | 3,947 |
| Securities gains (losses) | $2,000 | 3,465 |
| Applicable income taxes | $98,000 | 3,140 |
| Income before extraordinary items | $505,000 | 4,092 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $505,000 | 4,095 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $505,000 | 4,095 |
| Net charge-offs | $51,000 | 5,486 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $503,320 | 3,954 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,539,000 | 6,128 |
| Total interest expense | $537,000 | 5,307 |
| Net interest income | $1,002,000 | 6,361 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $23,000 | 7,284 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $19,000 | 6,531 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $4,000 | 7,074 |
| Total noninterest expense | $604,000 | 6,965 |
| Salaries and employee benefits | $296,000 | 7,049 |
| Premises and equipment expense | $32,000 | 7,493 |
| Additional noninterest expense | $276,000 | 6,428 |
| Pre-tax net operating income | $421,000 | 3,915 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $67,000 | 3,103 |
| Income before extraordinary items | $355,000 | 3,984 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $355,000 | 3,982 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $355,000 | 3,983 |
| Net charge-offs | $51,000 | 4,866 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $354,160 | 3,871 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $787,000 | 6,163 |
| Total interest expense | $279,000 | 5,365 |
| Net interest income | $508,000 | 6,396 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $12,000 | 7,385 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $8,000 | 6,669 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,000 | 7,081 |
| Total noninterest expense | $306,000 | 7,047 |
| Salaries and employee benefits | $148,000 | 7,139 |
| Premises and equipment expense | $15,000 | 7,614 |
| Additional noninterest expense | $143,000 | 6,431 |
| Pre-tax net operating income | $214,000 | 3,950 |
| Securities gains (losses) | $1,000 | 2,151 |
| Applicable income taxes | $29,000 | 3,203 |
| Income before extraordinary items | $186,000 | 4,014 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $186,000 | 4,013 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $186,000 | 4,013 |
| Net charge-offs | $47,000 | 3,765 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $185,130 | 3,912 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,496,000 | 6,020 |
| Total interest expense | $1,513,000 | 5,153 |
| Net interest income | $1,983,000 | 6,369 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $32,000 | 7,520 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $28,000 | 6,793 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $4,000 | 7,315 |
| Total noninterest expense | $1,225,000 | 7,115 |
| Salaries and employee benefits | $606,000 | 7,189 |
| Premises and equipment expense | $71,000 | 7,629 |
| Additional noninterest expense | $548,000 | 6,633 |
| Pre-tax net operating income | $790,000 | 3,366 |
| Securities gains (losses) | $2,000 | 3,583 |
| Applicable income taxes | $144,000 | 2,629 |
| Income before extraordinary items | $648,000 | 3,486 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $648,000 | 3,485 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $648,000 | 3,485 |
| Net charge-offs | $-1,000 | 7,729 |
| Cash dividends | $400,000 | 2,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $646,360 | 3,427 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,686,000 | 6,031 |
| Total interest expense | $1,195,000 | 5,167 |
| Net interest income | $1,491,000 | 6,386 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $21,000 | 7,676 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $17,000 | 6,916 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $4,000 | 7,458 |
| Total noninterest expense | $872,000 | 7,241 |
| Salaries and employee benefits | $456,000 | 7,228 |
| Premises and equipment expense | $55,000 | 7,677 |
| Additional noninterest expense | $361,000 | 6,878 |
| Pre-tax net operating income | $640,000 | 3,479 |
| Securities gains (losses) | $1,000 | 3,393 |
| Applicable income taxes | $117,000 | 2,763 |
| Income before extraordinary items | $524,000 | 3,613 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $524,000 | 3,611 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $524,000 | 3,613 |
| Net charge-offs | $-1,000 | 7,629 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $523,180 | 3,527 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,838,000 | 6,036 |
| Total interest expense | $858,000 | 5,095 |
| Net interest income | $980,000 | 6,433 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $14,000 | 7,766 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $10,000 | 6,998 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $4,000 | 7,529 |
| Total noninterest expense | $548,000 | 7,393 |
| Salaries and employee benefits | $305,000 | 7,302 |
| Premises and equipment expense | $39,000 | 7,712 |
| Additional noninterest expense | $204,000 | 7,145 |
| Pre-tax net operating income | $446,000 | 3,495 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $82,000 | 2,784 |
| Income before extraordinary items | $365,000 | 3,634 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $365,000 | 3,632 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $365,000 | 3,633 |
| Net charge-offs | $-1,000 | 7,516 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $364,180 | 3,528 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $966,000 | 5,961 |
| Total interest expense | $450,000 | 5,096 |
| Net interest income | $516,000 | 6,342 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $8,000 | 7,821 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $4,000 | 7,066 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $4,000 | 7,406 |
| Total noninterest expense | $281,000 | 7,361 |
| Salaries and employee benefits | $154,000 | 7,328 |
| Premises and equipment expense | $20,000 | 7,727 |
| Additional noninterest expense | $107,000 | 6,982 |
| Pre-tax net operating income | $243,000 | 3,685 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $51,000 | 2,864 |
| Income before extraordinary items | $192,000 | 3,932 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $192,000 | 3,934 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $192,000 | 3,934 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $192,000 | 3,773 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,684,000 | 5,636 |
| Total interest expense | $2,379,000 | 4,868 |
| Net interest income | $2,305,000 | 6,090 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $27,000 | 7,891 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $22,000 | 7,014 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $5,000 | 7,796 |
| Total noninterest expense | $1,060,000 | 7,469 |
| Salaries and employee benefits | $566,000 | 7,503 |
| Premises and equipment expense | $78,000 | 7,812 |
| Additional noninterest expense | $416,000 | 6,979 |
| Pre-tax net operating income | $1,272,000 | 3,309 |
| Securities gains (losses) | $6,000 | 2,702 |
| Applicable income taxes | $310,000 | 2,356 |
| Income before extraordinary items | $968,000 | 3,341 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $968,000 | 3,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,772 |
| Cash dividends | $464,000 | 3,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $963,440 | 3,505 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,575,000 | 5,670 |
| Total interest expense | $1,850,000 | 4,888 |
| Net interest income | $1,725,000 | 6,148 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $21,000 | 8,014 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $16,000 | 7,073 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,000 | 7,936 |
| Total noninterest expense | $769,000 | 7,524 |
| Salaries and employee benefits | $401,000 | 7,613 |
| Premises and equipment expense | $61,000 | 7,836 |
| Additional noninterest expense | $307,000 | 6,997 |
| Pre-tax net operating income | $977,000 | 3,722 |
| Securities gains (losses) | $6,000 | 2,568 |
| Applicable income taxes | $233,000 | 2,749 |
| Income before extraordinary items | $750,000 | 3,688 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $750,000 | 3,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,512 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $745,440 | 3,842 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,429,000 | 5,691 |
| Total interest expense | $1,278,000 | 4,932 |
| Net interest income | $1,151,000 | 6,153 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $16,000 | 8,078 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $11,000 | 7,109 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $5,000 | 7,937 |
| Total noninterest expense | $503,000 | 7,604 |
| Salaries and employee benefits | $265,000 | 7,681 |
| Premises and equipment expense | $45,000 | 7,802 |
| Additional noninterest expense | $193,000 | 7,127 |
| Pre-tax net operating income | $664,000 | 3,797 |
| Securities gains (losses) | $6,000 | 2,681 |
| Applicable income taxes | $170,000 | 2,873 |
| Income before extraordinary items | $500,000 | 4,016 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $500,000 | 4,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $495,500 | 3,983 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,248,000 | 5,714 |
| Total interest expense | $673,000 | 4,986 |
| Net interest income | $575,000 | 6,201 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $11,000 | 8,018 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $6,000 | 7,087 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,000 | 7,707 |
| Total noninterest expense | $249,000 | 7,652 |
| Salaries and employee benefits | $129,000 | 7,754 |
| Premises and equipment expense | $27,000 | 7,657 |
| Additional noninterest expense | $93,000 | 7,181 |
| Pre-tax net operating income | $337,000 | 3,897 |
| Securities gains (losses) | $2,000 | 2,447 |
| Applicable income taxes | $72,000 | 3,180 |
| Income before extraordinary items | $267,000 | 4,066 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $267,000 | 4,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $265,420 | 3,986 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,992,000 | 5,724 |
| Total interest expense | $2,866,000 | 4,918 |
| Net interest income | $2,126,000 | 6,365 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $27,000 | 8,190 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $21,000 | 7,139 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $6,000 | 8,155 |
| Total noninterest expense | $1,000,000 | 7,660 |
| Salaries and employee benefits | $543,000 | 7,689 |
| Premises and equipment expense | $79,000 | 7,973 |
| Additional noninterest expense | $378,000 | 7,152 |
| Pre-tax net operating income | $1,153,000 | 4,438 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $228,000 | 3,709 |
| Income before extraordinary items | $925,000 | 4,485 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $925,000 | 4,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,483 |
| Cash dividends | $416,000 | 3,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $925,000 | 4,479 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,687,000 | 5,792 |
| Total interest expense | $2,140,000 | 4,941 |
| Net interest income | $1,547,000 | 6,462 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $21,000 | 8,245 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $16,000 | 7,169 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,000 | 8,195 |
| Total noninterest expense | $760,000 | 7,614 |
| Salaries and employee benefits | $420,000 | 7,630 |
| Premises and equipment expense | $58,000 | 7,963 |
| Additional noninterest expense | $282,000 | 7,142 |
| Pre-tax net operating income | $808,000 | 4,815 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $149,000 | 4,049 |
| Income before extraordinary items | $659,000 | 4,824 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $659,000 | 4,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,926 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $659,000 | 4,817 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,414,000 | 5,865 |
| Total interest expense | $1,407,000 | 4,984 |
| Net interest income | $1,007,000 | 6,568 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $15,000 | 8,290 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $10,000 | 7,225 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $5,000 | 8,175 |
| Total noninterest expense | $501,000 | 7,685 |
| Salaries and employee benefits | $290,000 | 7,627 |
| Premises and equipment expense | $40,000 | 7,995 |
| Additional noninterest expense | $171,000 | 7,346 |
| Pre-tax net operating income | $521,000 | 4,952 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $91,000 | 4,214 |
| Income before extraordinary items | $430,000 | 4,900 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $430,000 | 4,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $430,000 | 4,901 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,184,000 | 5,917 |
| Total interest expense | $694,000 | 5,004 |
| Net interest income | $490,000 | 6,658 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $8,000 | 8,315 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $4,000 | 7,300 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $4,000 | 8,000 |
| Total noninterest expense | $248,000 | 7,734 |
| Salaries and employee benefits | $147,000 | 7,639 |
| Premises and equipment expense | $21,000 | 7,981 |
| Additional noninterest expense | $80,000 | 7,484 |
| Pre-tax net operating income | $250,000 | 5,050 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $61,000 | 3,885 |
| Income before extraordinary items | $189,000 | 5,193 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $189,000 | 5,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $189,000 | 5,178 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,552,000 | 5,805 |
| Total interest expense | $2,573,000 | 4,755 |
| Net interest income | $1,979,000 | 6,581 |
| Provision for loan and lease losses | $5,000 | 6,719 |
| Total noninterest income | $20,000 | 8,412 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $16,000 | 7,331 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,000 | 8,415 |
| Total noninterest expense | $1,055,000 | 7,622 |
| Salaries and employee benefits | $598,000 | 7,600 |
| Premises and equipment expense | $74,000 | 8,098 |
| Additional noninterest expense | $383,000 | 7,157 |
| Pre-tax net operating income | $939,000 | 5,331 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $159,000 | 4,538 |
| Income before extraordinary items | $780,000 | 5,266 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $780,000 | 5,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $400,000 | 4,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $780,000 | 5,263 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,377,000 | 5,843 |
| Total interest expense | $1,879,000 | 4,729 |
| Net interest income | $1,498,000 | 6,632 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $16,000 | 8,493 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $12,000 | 7,403 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,464 |
| Total noninterest expense | $806,000 | 7,599 |
| Salaries and employee benefits | $464,000 | 7,530 |
| Premises and equipment expense | $56,000 | 8,139 |
| Additional noninterest expense | $286,000 | 7,174 |
| Pre-tax net operating income | $708,000 | 5,499 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $137,000 | 4,562 |
| Income before extraordinary items | $571,000 | 5,477 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $571,000 | 5,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $571,000 | 5,479 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,233,000 | 5,842 |
| Total interest expense | $1,216,000 | 4,677 |
| Net interest income | $1,017,000 | 6,624 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $11,000 | 8,544 |
| Gross Fiduciary activities income | $7,000 | 1,216 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,426 |
| Total noninterest expense | $555,000 | 7,580 |
| Salaries and employee benefits | $319,000 | 7,517 |
| Premises and equipment expense | $40,000 | 8,075 |
| Additional noninterest expense | $196,000 | 7,137 |
| Pre-tax net operating income | $473,000 | 5,529 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $106,000 | 4,446 |
| Income before extraordinary items | $367,000 | 5,580 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $367,000 | 5,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $367,000 | 5,580 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,090,000 | 5,866 |
| Total interest expense | $587,000 | 4,638 |
| Net interest income | $503,000 | 6,672 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $9,000 | 8,456 |
| Gross Fiduciary activities income | $5,000 | 1,164 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,174 |
| Total noninterest expense | $284,000 | 7,548 |
| Salaries and employee benefits | $161,000 | 7,500 |
| Premises and equipment expense | $21,000 | 8,027 |
| Additional noninterest expense | $102,000 | 7,039 |
| Pre-tax net operating income | $228,000 | 5,556 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $53,000 | 4,415 |
| Income before extraordinary items | $175,000 | 5,617 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $175,000 | 5,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $175,000 | 5,612 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,180,000 | 5,695 |
| Total interest expense | $1,975,000 | 4,470 |
| Net interest income | $2,205,000 | 6,379 |
| Provision for loan and lease losses | $3,000 | 7,042 |
| Total noninterest income | $45,000 | 8,452 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $21,000 | 7,456 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $24,000 | 8,023 |
| Total noninterest expense | $1,120,000 | 7,531 |
| Salaries and employee benefits | $620,000 | 7,554 |
| Premises and equipment expense | $77,000 | 8,147 |
| Additional noninterest expense | $423,000 | 6,974 |
| Pre-tax net operating income | $1,127,000 | 5,044 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $228,000 | 4,488 |
| Income before extraordinary items | $899,000 | 5,089 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $899,000 | 5,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,381 |
| Cash dividends | $400,000 | 3,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $899,000 | 5,050 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,106,000 | 5,700 |
| Total interest expense | $1,414,000 | 4,484 |
| Net interest income | $1,692,000 | 6,351 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $39,000 | 8,460 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $15,000 | 7,525 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $24,000 | 7,836 |
| Total noninterest expense | $838,000 | 7,533 |
| Salaries and employee benefits | $468,000 | 7,511 |
| Premises and equipment expense | $61,000 | 8,092 |
| Additional noninterest expense | $309,000 | 7,027 |
| Pre-tax net operating income | $893,000 | 5,048 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $196,000 | 4,444 |
| Income before extraordinary items | $697,000 | 5,100 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $697,000 | 5,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,995 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $697,000 | 5,053 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,055,000 | 5,660 |
| Total interest expense | $907,000 | 4,430 |
| Net interest income | $1,148,000 | 6,306 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $34,000 | 8,314 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $9,000 | 7,561 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $25,000 | 7,399 |
| Total noninterest expense | $541,000 | 7,601 |
| Salaries and employee benefits | $312,000 | 7,513 |
| Premises and equipment expense | $43,000 | 8,016 |
| Additional noninterest expense | $186,000 | 7,235 |
| Pre-tax net operating income | $641,000 | 4,846 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $128,000 | 4,478 |
| Income before extraordinary items | $513,000 | 4,837 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $513,000 | 4,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $513,000 | 4,783 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,019,000 | 5,679 |
| Total interest expense | $436,000 | 4,423 |
| Net interest income | $583,000 | 6,305 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $28,000 | 7,863 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $5,000 | 7,590 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $23,000 | 6,629 |
| Total noninterest expense | $273,000 | 7,639 |
| Salaries and employee benefits | $154,000 | 7,601 |
| Premises and equipment expense | $23,000 | 8,021 |
| Additional noninterest expense | $96,000 | 7,233 |
| Pre-tax net operating income | $338,000 | 4,692 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $63,000 | 4,453 |
| Income before extraordinary items | $275,000 | 4,608 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $275,000 | 4,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $275,000 | 4,562 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,792,000 | 5,726 |
| Total interest expense | $1,600,000 | 4,337 |
| Net interest income | $2,192,000 | 6,382 |
| Provision for loan and lease losses | $8,000 | 7,099 |
| Total noninterest income | $22,000 | 8,764 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $17,000 | 7,698 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,000 | 8,690 |
| Total noninterest expense | $1,044,000 | 7,728 |
| Salaries and employee benefits | $592,000 | 7,690 |
| Premises and equipment expense | $79,000 | 8,227 |
| Additional noninterest expense | $373,000 | 7,267 |
| Pre-tax net operating income | $1,162,000 | 4,874 |
| Securities gains (losses) | $7,000 | 3,010 |
| Applicable income taxes | $240,000 | 4,500 |
| Income before extraordinary items | $929,000 | 4,884 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $929,000 | 4,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,939 |
| Cash dividends | $384,000 | 3,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $923,470 | 4,835 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,823,000 | 5,738 |
| Total interest expense | $1,199,000 | 4,291 |
| Net interest income | $1,624,000 | 6,427 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $19,000 | 8,813 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $14,000 | 7,719 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,693 |
| Total noninterest expense | $776,000 | 7,721 |
| Salaries and employee benefits | $447,000 | 7,626 |
| Premises and equipment expense | $56,000 | 8,290 |
| Additional noninterest expense | $273,000 | 7,302 |
| Pre-tax net operating income | $867,000 | 4,982 |
| Securities gains (losses) | $7,000 | 2,893 |
| Applicable income taxes | $208,000 | 4,381 |
| Income before extraordinary items | $666,000 | 5,084 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $666,000 | 5,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,248 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $660,680 | 5,022 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,869,000 | 5,777 |
| Total interest expense | $790,000 | 4,321 |
| Net interest income | $1,079,000 | 6,460 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $14,000 | 8,852 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $9,000 | 7,775 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,000 | 8,618 |
| Total noninterest expense | $510,000 | 7,785 |
| Salaries and employee benefits | $297,000 | 7,700 |
| Premises and equipment expense | $38,000 | 8,310 |
| Additional noninterest expense | $175,000 | 7,431 |
| Pre-tax net operating income | $583,000 | 4,898 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $149,000 | 4,261 |
| Income before extraordinary items | $441,000 | 5,059 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $441,000 | 5,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,514 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $435,750 | 5,006 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $934,000 | 5,807 |
| Total interest expense | $395,000 | 4,375 |
| Net interest income | $539,000 | 6,485 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $8,000 | 8,856 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $4,000 | 7,809 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $257,000 | 7,826 |
| Salaries and employee benefits | $148,000 | 7,732 |
| Premises and equipment expense | $18,000 | 8,372 |
| Additional noninterest expense | $91,000 | 7,355 |
| Pre-tax net operating income | $290,000 | 4,883 |
| Securities gains (losses) | $7,000 | 2,210 |
| Applicable income taxes | $74,000 | 4,258 |
| Income before extraordinary items | $223,000 | 5,052 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $223,000 | 5,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $217,750 | 5,000 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,852,000 | 5,772 |
| Total interest expense | $1,632,000 | 4,637 |
| Net interest income | $2,220,000 | 6,289 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $34,000 | 8,904 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $30,000 | 7,718 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $4,000 | 8,931 |
| Total noninterest expense | $984,000 | 7,920 |
| Salaries and employee benefits | $579,000 | 7,786 |
| Premises and equipment expense | $71,000 | 8,472 |
| Additional noninterest expense | $334,000 | 7,545 |
| Pre-tax net operating income | $1,270,000 | 4,543 |
| Securities gains (losses) | $5,000 | 3,903 |
| Applicable income taxes | $283,000 | 4,369 |
| Income before extraordinary items | $992,000 | 4,668 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $992,000 | 4,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $384,000 | 4,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $988,100 | 4,509 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,888,000 | 5,839 |
| Total interest expense | $1,232,000 | 4,731 |
| Net interest income | $1,656,000 | 6,347 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $27,000 | 8,974 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $23,000 | 7,775 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,000 | 8,966 |
| Total noninterest expense | $752,000 | 7,860 |
| Salaries and employee benefits | $447,000 | 7,679 |
| Premises and equipment expense | $53,000 | 8,511 |
| Additional noninterest expense | $252,000 | 7,541 |
| Pre-tax net operating income | $931,000 | 4,746 |
| Securities gains (losses) | $5,000 | 3,620 |
| Applicable income taxes | $214,000 | 4,555 |
| Income before extraordinary items | $722,000 | 4,909 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $722,000 | 4,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $718,150 | 4,732 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,971,000 | 5,798 |
| Total interest expense | $822,000 | 4,849 |
| Net interest income | $1,149,000 | 6,199 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $20,000 | 8,974 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $16,000 | 7,783 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $4,000 | 8,891 |
| Total noninterest expense | $501,000 | 7,885 |
| Salaries and employee benefits | $300,000 | 7,690 |
| Premises and equipment expense | $36,000 | 8,500 |
| Additional noninterest expense | $165,000 | 7,569 |
| Pre-tax net operating income | $668,000 | 4,549 |
| Securities gains (losses) | $5,000 | 3,210 |
| Applicable income taxes | $148,000 | 4,513 |
| Income before extraordinary items | $525,000 | 4,665 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $525,000 | 4,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $521,100 | 4,485 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,030,000 | 5,671 |
| Total interest expense | $449,000 | 4,674 |
| Net interest income | $581,000 | 6,156 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $13,000 | 8,892 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $9,000 | 7,710 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,607 |
| Total noninterest expense | $257,000 | 7,864 |
| Salaries and employee benefits | $150,000 | 7,715 |
| Premises and equipment expense | $18,000 | 8,517 |
| Additional noninterest expense | $89,000 | 7,438 |
| Pre-tax net operating income | $337,000 | 4,480 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $64,000 | 4,721 |
| Income before extraordinary items | $274,000 | 4,482 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $274,000 | 4,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $273,190 | 4,293 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,638,000 | 5,429 |
| Total interest expense | $2,198,000 | 4,513 |
| Net interest income | $2,440,000 | 5,989 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $24,000 | 9,152 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $20,000 | 7,975 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,000 | 9,098 |
| Total noninterest expense | $985,000 | 7,967 |
| Salaries and employee benefits | $588,000 | 7,751 |
| Premises and equipment expense | $72,000 | 8,569 |
| Additional noninterest expense | $325,000 | 7,621 |
| Pre-tax net operating income | $1,479,000 | 4,159 |
| Securities gains (losses) | $23,000 | 3,041 |
| Applicable income taxes | $376,000 | 4,015 |
| Income before extraordinary items | $1,126,000 | 4,260 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,126,000 | 4,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,185 |
| Cash dividends | $384,000 | 3,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,108,750 | 4,196 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,246,000 | 5,454 |
| Total interest expense | $3,083,000 | 4,619 |
| Net interest income | $2,163,000 | 6,179 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $29,000 | 9,358 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $25,000 | 8,061 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $4,000 | 9,354 |
| Total noninterest expense | $910,000 | 8,188 |
| Salaries and employee benefits | $544,000 | 7,958 |
| Premises and equipment expense | $65,000 | 8,882 |
| Additional noninterest expense | $301,000 | 7,850 |
| Pre-tax net operating income | $1,282,000 | 4,264 |
| Securities gains (losses) | $-4,000 | 9,172 |
| Applicable income taxes | $311,000 | 4,191 |
| Income before extraordinary items | $967,000 | 4,364 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $967,000 | 4,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,947 |
| Cash dividends | $368,000 | 4,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $970,040 | 4,243 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,531,000 | 5,364 |
| Total interest expense | $3,453,000 | 4,428 |
| Net interest income | $2,078,000 | 6,457 |
| Provision for loan and lease losses | $15,000 | 7,764 |
| Total noninterest income | $27,000 | 9,616 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 8,252 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 9,605 |
| Total noninterest expense | $828,000 | 8,484 |
| Salaries and employee benefits | $482,000 | 8,338 |
| Premises and equipment expense | $53,000 | 9,309 |
| Additional noninterest expense | $293,000 | 8,001 |
| Pre-tax net operating income | $1,262,000 | 4,595 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $312,000 | 4,514 |
| Income before extraordinary items | $948,000 | 4,537 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $948,000 | 4,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $352,000 | 4,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $949,500 | 4,530 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,555,000 | 5,203 |
| Total interest expense | $3,410,000 | 4,135 |
| Net interest income | $2,145,000 | 6,382 |
| Provision for loan and lease losses | $17,000 | 7,804 |
| Total noninterest income | $23,000 | 9,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 8,514 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 10,002 |
| Total noninterest expense | $838,000 | 8,625 |
| Salaries and employee benefits | $533,000 | 8,142 |
| Premises and equipment expense | $56,000 | 9,517 |
| Additional noninterest expense | $249,000 | 8,563 |
| Pre-tax net operating income | $1,313,000 | 4,488 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $323,000 | 4,647 |
| Income before extraordinary items | $990,000 | 4,461 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $990,000 | 4,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,687 |
| Cash dividends | $336,000 | 4,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $990,000 | 4,423 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,395,000 | 5,381 |
| Total interest expense | $3,308,000 | 4,363 |
| Net interest income | $2,087,000 | 6,513 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $26,000 | 10,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 8,696 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 10,199 |
| Total noninterest expense | $826,000 | 8,689 |
| Salaries and employee benefits | $533,000 | 8,151 |
| Premises and equipment expense | $58,000 | 9,619 |
| Additional noninterest expense | $235,000 | 8,744 |
| Pre-tax net operating income | $1,287,000 | 4,661 |
| Securities gains (losses) | $6,000 | 3,324 |
| Applicable income taxes | $301,000 | 5,159 |
| Income before extraordinary items | $992,000 | 4,555 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $992,000 | 4,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,354 |
| Cash dividends | $320,000 | 4,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $987,380 | 4,467 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,177,000 | 5,654 |
| Total interest expense | $3,081,000 | 4,596 |
| Net interest income | $2,096,000 | 6,717 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $30,000 | 10,575 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 9,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 10,710 |
| Total noninterest expense | $806,000 | 9,010 |
| Salaries and employee benefits | $514,000 | 8,506 |
| Premises and equipment expense | $62,000 | 9,902 |
| Additional noninterest expense | $230,000 | 9,074 |
| Pre-tax net operating income | $1,320,000 | 4,909 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $335,000 | 5,429 |
| Income before extraordinary items | $985,000 | 4,757 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $985,000 | 4,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $304,000 | 4,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $985,000 | 4,693 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,032,000 | 5,903 |
| Total interest expense | $2,954,000 | 4,846 |
| Net interest income | $2,078,000 | 6,989 |
| Provision for loan and lease losses | $4,000 | 8,888 |
| Total noninterest income | $30,000 | 11,136 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 9,499 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 11,162 |
| Total noninterest expense | $770,000 | 9,549 |
| Salaries and employee benefits | $498,000 | 8,905 |
| Premises and equipment expense | $54,000 | 10,520 |
| Additional noninterest expense | $218,000 | 9,728 |
| Pre-tax net operating income | $1,334,000 | 4,746 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $338,000 | 5,442 |
| Income before extraordinary items | $996,000 | 4,532 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $996,000 | 4,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $288,000 | 4,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $996,000 | 4,475 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,913,000 | 6,070 |
| Total interest expense | $2,923,000 | 4,872 |
| Net interest income | $1,990,000 | 7,340 |
| Provision for loan and lease losses | $21,000 | 7,611 |
| Total noninterest income | $32,000 | 11,623 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 9,905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 11,654 |
| Total noninterest expense | $803,000 | 9,756 |
| Salaries and employee benefits | $465,000 | 9,407 |
| Premises and equipment expense | $53,000 | 10,991 |
| Additional noninterest expense | $285,000 | 9,409 |
| Pre-tax net operating income | $1,198,000 | 5,249 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $277,000 | 6,281 |
| Income before extraordinary items | $924,000 | 4,882 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $924,000 | 4,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $256,000 | 4,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $921,690 | 4,896 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,212,000 | 6,456 |
| Total interest expense | $2,156,000 | 5,264 |
| Net interest income | $2,056,000 | 7,434 |
| Provision for loan and lease losses | $36,000 | 6,762 |
| Total noninterest income | $33,000 | 12,227 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 10,401 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 12,297 |
| Total noninterest expense | $825,000 | 10,112 |
| Salaries and employee benefits | $431,000 | 9,996 |
| Premises and equipment expense | $51,000 | 11,600 |
| Additional noninterest expense | $343,000 | 9,439 |
| Pre-tax net operating income | $1,228,000 | 5,152 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $294,000 | 5,955 |
| Income before extraordinary items | $933,000 | 4,760 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $933,000 | 4,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $240,000 | 5,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $933,760 | 4,808 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,496,000 | 6,318 |
| Total interest expense | $2,384,000 | 5,019 |
| Net interest income | $2,112,000 | 7,402 |
| Provision for loan and lease losses | $35,000 | 8,215 |
| Total noninterest income | $26,000 | 12,995 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 11,051 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 12,880 |
| Total noninterest expense | $834,000 | 10,500 |
| Salaries and employee benefits | $412,000 | 10,509 |
| Premises and equipment expense | $54,000 | 12,082 |
| Additional noninterest expense | $368,000 | 9,631 |
| Pre-tax net operating income | $1,269,000 | 4,963 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $384,000 | 5,152 |
| Income before extraordinary items | $891,000 | 5,137 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $891,000 | 5,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $224,000 | 5,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $886,800 | 4,932 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,951,000 | 6,446 |
| Total interest expense | $2,909,000 | 5,293 |
| Net interest income | $2,042,000 | 7,642 |
| Provision for loan and lease losses | $54,000 | 8,887 |
| Total noninterest income | $24,000 | 13,630 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $17,000 | 11,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 13,545 |
| Total noninterest expense | $789,000 | 11,056 |
| Salaries and employee benefits | $389,000 | 10,995 |
| Premises and equipment expense | $51,000 | 12,648 |
| Additional noninterest expense | $349,000 | 10,204 |
| Pre-tax net operating income | $1,223,000 | 4,842 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $343,000 | 5,431 |
| Income before extraordinary items | $880,000 | 5,005 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $880,000 | 5,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 10,474 |
| Cash dividends | $192,000 | 5,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $880,000 | 4,703 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.