Home > Marathon National Bank of New York > Income and Expense
Marathon National Bank of New York, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $26,515,000 | 746 |
| Total interest expense | $3,347,000 | 1,064 |
| Net interest income | $23,168,000 | 702 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $1,857,000 | 1,890 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $990,000 | 1,084 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $867,000 | 2,182 |
| Total noninterest expense | $17,811,000 | 837 |
| Salaries and employee benefits | $8,702,000 | 903 |
| Premises and equipment expense | $3,695,000 | 488 |
| Additional noninterest expense | $5,414,000 | 963 |
| Pre-tax net operating income | $7,214,000 | 776 |
| Securities gains (losses) | $-72,000 | 6,988 |
| Applicable income taxes | $2,831,000 | 535 |
| Income before extraordinary items | $4,311,000 | 1,059 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,311,000 | 1,059 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,311,000 | 1,059 |
| Net charge-offs | $-437,000 | 7,142 |
| Cash dividends | $138,000 | 3,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $4,357,080 | 992 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $17,929,000 | 747 |
| Total interest expense | $2,268,000 | 1,081 |
| Net interest income | $15,661,000 | 694 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $1,239,000 | 1,873 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $658,000 | 1,077 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $581,000 | 2,142 |
| Total noninterest expense | $11,451,000 | 869 |
| Salaries and employee benefits | $5,806,000 | 903 |
| Premises and equipment expense | $2,534,000 | 475 |
| Additional noninterest expense | $3,111,000 | 1,114 |
| Pre-tax net operating income | $5,449,000 | 680 |
| Securities gains (losses) | $-72,000 | 7,074 |
| Applicable income taxes | $1,881,000 | 527 |
| Income before extraordinary items | $3,496,000 | 864 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,496,000 | 862 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,496,000 | 864 |
| Net charge-offs | $-258,000 | 7,182 |
| Cash dividends | $110,000 | 2,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $3,542,800 | 789 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $8,847,000 | 765 |
| Total interest expense | $1,190,000 | 1,069 |
| Net interest income | $7,657,000 | 720 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $606,000 | 1,884 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $323,000 | 1,081 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $283,000 | 2,178 |
| Total noninterest expense | $5,711,000 | 870 |
| Salaries and employee benefits | $2,943,000 | 881 |
| Premises and equipment expense | $1,278,000 | 469 |
| Additional noninterest expense | $1,490,000 | 1,145 |
| Pre-tax net operating income | $2,552,000 | 719 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $893,000 | 555 |
| Income before extraordinary items | $1,659,000 | 905 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,659,000 | 906 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,659,000 | 906 |
| Net charge-offs | $-302,000 | 7,257 |
| Cash dividends | $82,000 | 2,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,659,000 | 853 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $35,590,000 | 792 |
| Total interest expense | $5,481,000 | 1,098 |
| Net interest income | $30,109,000 | 721 |
| Provision for loan and lease losses | $-639,000 | 7,317 |
| Total noninterest income | $1,873,000 | 2,108 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,375,000 | 1,068 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $498,000 | 3,137 |
| Total noninterest expense | $23,090,000 | 857 |
| Salaries and employee benefits | $11,161,000 | 883 |
| Premises and equipment expense | $5,036,000 | 497 |
| Additional noninterest expense | $6,893,000 | 1,020 |
| Pre-tax net operating income | $9,531,000 | 650 |
| Securities gains (losses) | $-488,000 | 7,234 |
| Applicable income taxes | $3,392,000 | 535 |
| Income before extraordinary items | $5,651,000 | 886 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,651,000 | 885 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $5,651,000 | 886 |
| Net charge-offs | $-136,000 | 7,272 |
| Cash dividends | $335,000 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $5,963,320 | 811 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $26,448,000 | 815 |
| Total interest expense | $4,117,000 | 1,142 |
| Net interest income | $22,331,000 | 740 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $1,848,000 | 1,707 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,021,000 | 1,089 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $827,000 | 1,990 |
| Total noninterest expense | $17,286,000 | 850 |
| Salaries and employee benefits | $8,334,000 | 885 |
| Premises and equipment expense | $3,738,000 | 502 |
| Additional noninterest expense | $5,214,000 | 1,009 |
| Pre-tax net operating income | $6,893,000 | 690 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $2,412,000 | 545 |
| Income before extraordinary items | $4,481,000 | 858 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,481,000 | 857 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $4,481,000 | 858 |
| Net charge-offs | $26,000 | 5,405 |
| Cash dividends | $248,000 | 2,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $4,481,000 | 816 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $17,645,000 | 824 |
| Total interest expense | $2,793,000 | 1,156 |
| Net interest income | $14,852,000 | 747 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $1,225,000 | 1,711 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $682,000 | 1,081 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $543,000 | 1,985 |
| Total noninterest expense | $11,600,000 | 862 |
| Salaries and employee benefits | $5,482,000 | 905 |
| Premises and equipment expense | $2,591,000 | 495 |
| Additional noninterest expense | $3,527,000 | 1,024 |
| Pre-tax net operating income | $4,477,000 | 706 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $1,566,000 | 536 |
| Income before extraordinary items | $2,911,000 | 857 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,911,000 | 856 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,911,000 | 857 |
| Net charge-offs | $93,000 | 3,917 |
| Cash dividends | $165,000 | 2,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,911,000 | 827 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $8,864,000 | 827 |
| Total interest expense | $1,443,000 | 1,163 |
| Net interest income | $7,421,000 | 745 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $617,000 | 1,721 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $361,000 | 999 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $256,000 | 2,113 |
| Total noninterest expense | $5,814,000 | 861 |
| Salaries and employee benefits | $2,737,000 | 919 |
| Premises and equipment expense | $1,289,000 | 506 |
| Additional noninterest expense | $1,788,000 | 993 |
| Pre-tax net operating income | $2,224,000 | 714 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $779,000 | 539 |
| Income before extraordinary items | $1,445,000 | 853 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,445,000 | 851 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,445,000 | 853 |
| Net charge-offs | $-9,000 | 6,970 |
| Cash dividends | $83,000 | 2,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,445,000 | 834 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $37,474,000 | 808 |
| Total interest expense | $7,087,000 | 1,156 |
| Net interest income | $30,387,000 | 723 |
| Provision for loan and lease losses | $200,000 | 5,328 |
| Total noninterest income | $1,834,000 | 2,191 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,346,000 | 1,116 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $488,000 | 3,231 |
| Total noninterest expense | $24,061,000 | 837 |
| Salaries and employee benefits | $11,613,000 | 848 |
| Premises and equipment expense | $5,000,000 | 509 |
| Additional noninterest expense | $7,448,000 | 992 |
| Pre-tax net operating income | $7,960,000 | 674 |
| Securities gains (losses) | $-181,000 | 7,294 |
| Applicable income taxes | $2,521,000 | 608 |
| Income before extraordinary items | $5,258,000 | 840 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,258,000 | 840 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $5,258,000 | 841 |
| Net charge-offs | $1,530,000 | 2,161 |
| Cash dividends | $335,000 | 2,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $5,381,080 | 784 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $28,030,000 | 815 |
| Total interest expense | $5,533,000 | 1,159 |
| Net interest income | $22,497,000 | 733 |
| Provision for loan and lease losses | $200,000 | 4,881 |
| Total noninterest income | $1,819,000 | 1,815 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,013,000 | 1,137 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $806,000 | 2,064 |
| Total noninterest expense | $17,696,000 | 844 |
| Salaries and employee benefits | $8,498,000 | 855 |
| Premises and equipment expense | $3,625,000 | 527 |
| Additional noninterest expense | $5,573,000 | 962 |
| Pre-tax net operating income | $6,420,000 | 665 |
| Securities gains (losses) | $-94,000 | 7,395 |
| Applicable income taxes | $2,214,000 | 543 |
| Income before extraordinary items | $4,112,000 | 844 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,112,000 | 845 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $4,112,000 | 845 |
| Net charge-offs | $589,000 | 2,849 |
| Cash dividends | $248,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $4,173,100 | 787 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $18,627,000 | 829 |
| Total interest expense | $3,779,000 | 1,183 |
| Net interest income | $14,848,000 | 737 |
| Provision for loan and lease losses | $200,000 | 4,223 |
| Total noninterest income | $1,249,000 | 1,722 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $709,000 | 1,099 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $540,000 | 1,992 |
| Total noninterest expense | $11,928,000 | 830 |
| Salaries and employee benefits | $5,717,000 | 853 |
| Premises and equipment expense | $2,373,000 | 540 |
| Additional noninterest expense | $3,838,000 | 923 |
| Pre-tax net operating income | $3,969,000 | 699 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,389,000 | 542 |
| Income before extraordinary items | $2,580,000 | 861 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,580,000 | 861 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,580,000 | 862 |
| Net charge-offs | $511,000 | 2,419 |
| Cash dividends | $165,000 | 2,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,580,000 | 831 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $9,235,000 | 854 |
| Total interest expense | $1,945,000 | 1,206 |
| Net interest income | $7,290,000 | 758 |
| Provision for loan and lease losses | $200,000 | 2,974 |
| Total noninterest income | $633,000 | 1,716 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $370,000 | 1,060 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $263,000 | 1,999 |
| Total noninterest expense | $6,012,000 | 819 |
| Salaries and employee benefits | $2,898,000 | 850 |
| Premises and equipment expense | $1,195,000 | 552 |
| Additional noninterest expense | $1,919,000 | 929 |
| Pre-tax net operating income | $1,711,000 | 794 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $599,000 | 615 |
| Income before extraordinary items | $1,112,000 | 987 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,112,000 | 991 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,112,000 | 991 |
| Net charge-offs | $63,000 | 3,532 |
| Cash dividends | $83,000 | 2,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,112,000 | 960 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $39,786,000 | 846 |
| Total interest expense | $11,804,000 | 1,003 |
| Net interest income | $27,982,000 | 766 |
| Provision for loan and lease losses | $4,657,000 | 1,494 |
| Total noninterest income | $2,888,000 | 1,655 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,794,000 | 970 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,094,000 | 2,045 |
| Total noninterest expense | $25,276,000 | 834 |
| Salaries and employee benefits | $11,595,000 | 844 |
| Premises and equipment expense | $5,304,000 | 505 |
| Additional noninterest expense | $8,377,000 | 939 |
| Pre-tax net operating income | $937,000 | 3,091 |
| Securities gains (losses) | $-988,000 | 7,711 |
| Applicable income taxes | $2,000 | 4,160 |
| Income before extraordinary items | $-53,000 | 5,626 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-53,000 | 5,624 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-53,000 | 5,624 |
| Net charge-offs | $1,931,000 | 2,073 |
| Cash dividends | $336,000 | 3,082 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 183 |
| Net operating income | $935,000 | 2,818 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $30,124,000 | 854 |
| Total interest expense | $9,336,000 | 1,004 |
| Net interest income | $20,788,000 | 774 |
| Provision for loan and lease losses | $4,347,000 | 1,152 |
| Total noninterest income | $2,208,000 | 1,659 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,381,000 | 937 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $827,000 | 2,081 |
| Total noninterest expense | $18,077,000 | 856 |
| Salaries and employee benefits | $8,741,000 | 856 |
| Premises and equipment expense | $3,995,000 | 508 |
| Additional noninterest expense | $5,341,000 | 1,057 |
| Pre-tax net operating income | $572,000 | 3,685 |
| Securities gains (losses) | $-792,000 | 7,826 |
| Applicable income taxes | $-77,000 | 6,890 |
| Income before extraordinary items | $-143,000 | 6,038 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-143,000 | 6,039 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-143,000 | 6,038 |
| Net charge-offs | $1,881,000 | 1,557 |
| Cash dividends | $248,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 150 |
| Net operating income | $371,800 | 4,059 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $20,282,000 | 860 |
| Total interest expense | $6,574,000 | 1,012 |
| Net interest income | $13,708,000 | 789 |
| Provision for loan and lease losses | $1,641,000 | 1,580 |
| Total noninterest income | $1,477,000 | 1,679 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $918,000 | 927 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $559,000 | 2,079 |
| Total noninterest expense | $12,143,000 | 876 |
| Salaries and employee benefits | $5,805,000 | 876 |
| Premises and equipment expense | $2,685,000 | 510 |
| Additional noninterest expense | $3,653,000 | 1,046 |
| Pre-tax net operating income | $1,401,000 | 1,612 |
| Securities gains (losses) | $-509,000 | 7,921 |
| Applicable income taxes | $312,000 | 1,489 |
| Income before extraordinary items | $580,000 | 2,827 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $580,000 | 2,825 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $580,000 | 2,827 |
| Net charge-offs | $113,000 | 4,116 |
| Cash dividends | $166,000 | 2,863 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 107 |
| Net operating income | $910,850 | 1,939 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $10,283,000 | 853 |
| Total interest expense | $3,450,000 | 992 |
| Net interest income | $6,833,000 | 779 |
| Provision for loan and lease losses | $449,000 | 1,907 |
| Total noninterest income | $685,000 | 1,720 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $439,000 | 939 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $246,000 | 2,222 |
| Total noninterest expense | $5,948,000 | 851 |
| Salaries and employee benefits | $2,880,000 | 885 |
| Premises and equipment expense | $1,373,000 | 508 |
| Additional noninterest expense | $1,695,000 | 994 |
| Pre-tax net operating income | $1,121,000 | 1,143 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $392,000 | 843 |
| Income before extraordinary items | $729,000 | 1,493 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $729,000 | 1,495 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $729,000 | 1,495 |
| Net charge-offs | $-75,000 | 8,171 |
| Cash dividends | $83,000 | 2,392 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 58 |
| Net operating income | $729,000 | 1,414 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $45,332,000 | 830 |
| Total interest expense | $16,818,000 | 946 |
| Net interest income | $28,514,000 | 758 |
| Provision for loan and lease losses | $4,441,000 | 1,090 |
| Total noninterest income | $3,372,000 | 1,444 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,373,000 | 727 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $999,000 | 2,117 |
| Total noninterest expense | $24,803,000 | 802 |
| Salaries and employee benefits | $11,405,000 | 874 |
| Premises and equipment expense | $5,243,000 | 524 |
| Additional noninterest expense | $8,155,000 | 812 |
| Pre-tax net operating income | $2,642,000 | 2,006 |
| Securities gains (losses) | $-1,996,000 | 7,900 |
| Applicable income taxes | $3,000 | 4,759 |
| Income before extraordinary items | $643,000 | 4,062 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $643,000 | 4,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,513,000 | 1,550 |
| Cash dividends | $337,000 | 3,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,639,000 | 1,646 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $34,531,000 | 832 |
| Total interest expense | $13,081,000 | 951 |
| Net interest income | $21,450,000 | 774 |
| Provision for loan and lease losses | $3,216,000 | 864 |
| Total noninterest income | $2,607,000 | 1,460 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,853,000 | 713 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $754,000 | 2,196 |
| Total noninterest expense | $18,582,000 | 787 |
| Salaries and employee benefits | $8,546,000 | 897 |
| Premises and equipment expense | $3,895,000 | 533 |
| Additional noninterest expense | $6,141,000 | 765 |
| Pre-tax net operating income | $2,259,000 | 2,096 |
| Securities gains (losses) | $-809,000 | 7,868 |
| Applicable income taxes | $492,000 | 1,928 |
| Income before extraordinary items | $958,000 | 3,195 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $958,000 | 3,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $340,000 | 2,412 |
| Cash dividends | $249,000 | 3,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,491,940 | 2,452 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $22,834,000 | 855 |
| Total interest expense | $9,117,000 | 938 |
| Net interest income | $13,717,000 | 803 |
| Provision for loan and lease losses | $2,516,000 | 672 |
| Total noninterest income | $1,771,000 | 1,457 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,264,000 | 683 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $507,000 | 2,217 |
| Total noninterest expense | $12,397,000 | 785 |
| Salaries and employee benefits | $5,653,000 | 912 |
| Premises and equipment expense | $2,619,000 | 528 |
| Additional noninterest expense | $4,125,000 | 733 |
| Pre-tax net operating income | $575,000 | 4,115 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $185,000 | 2,778 |
| Income before extraordinary items | $390,000 | 4,532 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $390,000 | 4,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,301 |
| Cash dividends | $166,000 | 3,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $390,000 | 4,470 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $11,637,000 | 861 |
| Total interest expense | $4,851,000 | 941 |
| Net interest income | $6,786,000 | 806 |
| Provision for loan and lease losses | $1,776,000 | 431 |
| Total noninterest income | $863,000 | 1,482 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $615,000 | 698 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $248,000 | 2,238 |
| Total noninterest expense | $6,206,000 | 772 |
| Salaries and employee benefits | $2,881,000 | 892 |
| Premises and equipment expense | $1,359,000 | 508 |
| Additional noninterest expense | $1,966,000 | 737 |
| Pre-tax net operating income | $-333,000 | 7,940 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-116,000 | 8,172 |
| Income before extraordinary items | $-217,000 | 7,869 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-217,000 | 7,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 1,470 |
| Cash dividends | $88,000 | 3,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-217,000 | 7,836 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $48,643,000 | 862 |
| Total interest expense | $22,415,000 | 884 |
| Net interest income | $26,228,000 | 831 |
| Provision for loan and lease losses | $1,719,000 | 948 |
| Total noninterest income | $3,266,000 | 1,545 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,207,000 | 810 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,059,000 | 2,144 |
| Total noninterest expense | $22,372,000 | 827 |
| Salaries and employee benefits | $11,158,000 | 885 |
| Premises and equipment expense | $5,130,000 | 518 |
| Additional noninterest expense | $6,084,000 | 925 |
| Pre-tax net operating income | $5,403,000 | 1,545 |
| Securities gains (losses) | $-468,000 | 8,360 |
| Applicable income taxes | $1,524,000 | 1,408 |
| Income before extraordinary items | $3,411,000 | 1,833 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,411,000 | 1,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,305,000 | 829 |
| Cash dividends | $319,000 | 4,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,733,920 | 1,682 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $36,070,000 | 874 |
| Total interest expense | $16,869,000 | 878 |
| Net interest income | $19,201,000 | 853 |
| Provision for loan and lease losses | $765,000 | 1,134 |
| Total noninterest income | $2,351,000 | 1,591 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,616,000 | 814 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $735,000 | 2,239 |
| Total noninterest expense | $16,559,000 | 830 |
| Salaries and employee benefits | $8,119,000 | 912 |
| Premises and equipment expense | $3,826,000 | 521 |
| Additional noninterest expense | $4,614,000 | 884 |
| Pre-tax net operating income | $4,228,000 | 1,597 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,341,000 | 1,331 |
| Income before extraordinary items | $2,887,000 | 1,753 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,887,000 | 1,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-159,000 | 8,440 |
| Cash dividends | $236,000 | 3,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,887,000 | 1,737 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $23,794,000 | 888 |
| Total interest expense | $11,097,000 | 890 |
| Net interest income | $12,697,000 | 881 |
| Provision for loan and lease losses | $640,000 | 833 |
| Total noninterest income | $1,547,000 | 1,636 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,065,000 | 827 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $482,000 | 2,307 |
| Total noninterest expense | $11,043,000 | 846 |
| Salaries and employee benefits | $5,523,000 | 915 |
| Premises and equipment expense | $2,495,000 | 549 |
| Additional noninterest expense | $3,025,000 | 919 |
| Pre-tax net operating income | $2,561,000 | 1,784 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $757,000 | 1,557 |
| Income before extraordinary items | $1,804,000 | 1,915 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,804,000 | 1,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-141,000 | 8,492 |
| Cash dividends | $153,000 | 3,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,804,000 | 1,893 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $11,701,000 | 898 |
| Total interest expense | $5,366,000 | 906 |
| Net interest income | $6,335,000 | 881 |
| Provision for loan and lease losses | $455,000 | 564 |
| Total noninterest income | $732,000 | 1,673 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $505,000 | 848 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $227,000 | 2,360 |
| Total noninterest expense | $5,732,000 | 812 |
| Salaries and employee benefits | $2,921,000 | 874 |
| Premises and equipment expense | $1,239,000 | 548 |
| Additional noninterest expense | $1,572,000 | 874 |
| Pre-tax net operating income | $880,000 | 2,384 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $308,000 | 1,823 |
| Income before extraordinary items | $572,000 | 2,739 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $572,000 | 2,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-160,000 | 8,559 |
| Cash dividends | $70,000 | 3,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $572,000 | 2,724 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $45,360,000 | 857 |
| Total interest expense | $19,776,000 | 848 |
| Net interest income | $25,584,000 | 863 |
| Provision for loan and lease losses | $945,000 | 1,093 |
| Total noninterest income | $13,934,000 | 489 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,806,000 | 982 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $12,128,000 | 364 |
| Total noninterest expense | $20,102,000 | 879 |
| Salaries and employee benefits | $9,926,000 | 969 |
| Premises and equipment expense | $4,199,000 | 610 |
| Additional noninterest expense | $5,977,000 | 886 |
| Pre-tax net operating income | $18,471,000 | 576 |
| Securities gains (losses) | $2,000 | 1,439 |
| Applicable income taxes | $7,374,000 | 478 |
| Income before extraordinary items | $11,099,000 | 676 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $11,099,000 | 676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,145 |
| Cash dividends | $440,000 | 3,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $11,097,720 | 667 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $33,728,000 | 860 |
| Total interest expense | $14,426,000 | 857 |
| Net interest income | $19,302,000 | 877 |
| Provision for loan and lease losses | $920,000 | 819 |
| Total noninterest income | $13,220,000 | 432 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,318,000 | 1,011 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,902,000 | 324 |
| Total noninterest expense | $14,945,000 | 901 |
| Salaries and employee benefits | $7,474,000 | 979 |
| Premises and equipment expense | $3,087,000 | 634 |
| Additional noninterest expense | $4,384,000 | 908 |
| Pre-tax net operating income | $16,657,000 | 517 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $7,010,000 | 440 |
| Income before extraordinary items | $9,647,000 | 618 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $9,647,000 | 617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $327,000 | 3,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $9,647,000 | 607 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $22,112,000 | 847 |
| Total interest expense | $9,280,000 | 842 |
| Net interest income | $12,832,000 | 882 |
| Provision for loan and lease losses | $830,000 | 630 |
| Total noninterest income | $12,548,000 | 337 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $874,000 | 1,007 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,674,000 | 257 |
| Total noninterest expense | $10,102,000 | 885 |
| Salaries and employee benefits | $5,130,000 | 953 |
| Premises and equipment expense | $1,984,000 | 670 |
| Additional noninterest expense | $2,988,000 | 890 |
| Pre-tax net operating income | $14,448,000 | 443 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $6,237,000 | 354 |
| Income before extraordinary items | $8,211,000 | 504 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,211,000 | 503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,558 |
| Cash dividends | $211,000 | 3,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $8,211,000 | 494 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $10,867,000 | 842 |
| Total interest expense | $4,478,000 | 828 |
| Net interest income | $6,389,000 | 883 |
| Provision for loan and lease losses | $800,000 | 321 |
| Total noninterest income | $11,581,000 | 230 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $438,000 | 972 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,143,000 | 175 |
| Total noninterest expense | $5,113,000 | 877 |
| Salaries and employee benefits | $2,759,000 | 887 |
| Premises and equipment expense | $951,000 | 692 |
| Additional noninterest expense | $1,403,000 | 951 |
| Pre-tax net operating income | $12,057,000 | 299 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $5,413,000 | 237 |
| Income before extraordinary items | $6,644,000 | 348 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,644,000 | 346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 1,195 |
| Cash dividends | $102,000 | 3,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $6,644,000 | 343 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $39,607,000 | 821 |
| Total interest expense | $13,319,000 | 846 |
| Net interest income | $26,288,000 | 807 |
| Provision for loan and lease losses | $275,000 | 3,001 |
| Total noninterest income | $3,510,000 | 1,427 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,147,000 | 804 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,363,000 | 1,787 |
| Total noninterest expense | $17,008,000 | 1,001 |
| Salaries and employee benefits | $7,943,000 | 1,163 |
| Premises and equipment expense | $3,599,000 | 690 |
| Additional noninterest expense | $5,466,000 | 950 |
| Pre-tax net operating income | $12,515,000 | 794 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $5,131,000 | 625 |
| Income before extraordinary items | $7,384,000 | 978 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $7,384,000 | 978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $469,000 | 1,223 |
| Cash dividends | $347,000 | 4,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $7,384,000 | 962 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $28,692,000 | 828 |
| Total interest expense | $9,168,000 | 863 |
| Net interest income | $19,524,000 | 813 |
| Provision for loan and lease losses | $100,000 | 4,154 |
| Total noninterest income | $2,776,000 | 1,359 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,647,000 | 792 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,129,000 | 1,658 |
| Total noninterest expense | $12,523,000 | 1,008 |
| Salaries and employee benefits | $5,874,000 | 1,171 |
| Premises and equipment expense | $2,652,000 | 691 |
| Additional noninterest expense | $3,997,000 | 961 |
| Pre-tax net operating income | $9,677,000 | 766 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $3,968,000 | 621 |
| Income before extraordinary items | $5,709,000 | 944 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,709,000 | 945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $344,000 | 1,138 |
| Cash dividends | $251,000 | 3,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,709,000 | 927 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $17,975,000 | 860 |
| Total interest expense | $5,119,000 | 955 |
| Net interest income | $12,856,000 | 814 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $1,638,000 | 1,483 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,097,000 | 766 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $541,000 | 2,075 |
| Total noninterest expense | $8,096,000 | 1,035 |
| Salaries and employee benefits | $3,902,000 | 1,171 |
| Premises and equipment expense | $1,681,000 | 715 |
| Additional noninterest expense | $2,513,000 | 1,004 |
| Pre-tax net operating income | $6,398,000 | 759 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,623,000 | 621 |
| Income before extraordinary items | $3,775,000 | 927 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,775,000 | 927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,903 |
| Cash dividends | $162,000 | 3,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,775,000 | 905 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $8,672,000 | 876 |
| Total interest expense | $2,359,000 | 991 |
| Net interest income | $6,313,000 | 823 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $799,000 | 1,493 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $552,000 | 734 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $247,000 | 2,171 |
| Total noninterest expense | $4,016,000 | 1,039 |
| Salaries and employee benefits | $1,961,000 | 1,164 |
| Premises and equipment expense | $814,000 | 733 |
| Additional noninterest expense | $1,241,000 | 999 |
| Pre-tax net operating income | $3,096,000 | 775 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,270,000 | 642 |
| Income before extraordinary items | $1,826,000 | 956 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,826,000 | 957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $76,000 | 3,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,826,000 | 933 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $31,756,000 | 876 |
| Total interest expense | $8,055,000 | 1,001 |
| Net interest income | $23,701,000 | 837 |
| Provision for loan and lease losses | $750,000 | 1,364 |
| Total noninterest income | $3,529,000 | 1,413 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,447,000 | 718 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,082,000 | 2,046 |
| Total noninterest expense | $14,748,000 | 1,101 |
| Salaries and employee benefits | $7,046,000 | 1,245 |
| Premises and equipment expense | $3,081,000 | 746 |
| Additional noninterest expense | $4,621,000 | 1,073 |
| Pre-tax net operating income | $11,732,000 | 753 |
| Securities gains (losses) | $6,000 | 3,079 |
| Applicable income taxes | $4,782,000 | 623 |
| Income before extraordinary items | $6,956,000 | 951 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,956,000 | 952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $437,000 | 1,488 |
| Cash dividends | $260,000 | 4,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,952,160 | 908 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $23,322,000 | 888 |
| Total interest expense | $5,860,000 | 1,015 |
| Net interest income | $17,462,000 | 847 |
| Provision for loan and lease losses | $675,000 | 1,126 |
| Total noninterest income | $2,613,000 | 1,438 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,830,000 | 725 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $783,000 | 2,102 |
| Total noninterest expense | $10,954,000 | 1,104 |
| Salaries and employee benefits | $5,270,000 | 1,246 |
| Premises and equipment expense | $2,255,000 | 759 |
| Additional noninterest expense | $3,429,000 | 1,071 |
| Pre-tax net operating income | $8,446,000 | 786 |
| Securities gains (losses) | $6,000 | 2,970 |
| Applicable income taxes | $3,360,000 | 667 |
| Income before extraordinary items | $5,092,000 | 982 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,092,000 | 983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $439,000 | 1,083 |
| Cash dividends | $191,000 | 4,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $5,088,160 | 950 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $15,081,000 | 905 |
| Total interest expense | $3,791,000 | 1,032 |
| Net interest income | $11,290,000 | 863 |
| Provision for loan and lease losses | $450,000 | 1,098 |
| Total noninterest income | $1,767,000 | 1,409 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,232,000 | 703 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $535,000 | 2,090 |
| Total noninterest expense | $7,177,000 | 1,127 |
| Salaries and employee benefits | $3,501,000 | 1,247 |
| Premises and equipment expense | $1,419,000 | 792 |
| Additional noninterest expense | $2,257,000 | 1,089 |
| Pre-tax net operating income | $5,430,000 | 807 |
| Securities gains (losses) | $6,000 | 2,670 |
| Applicable income taxes | $2,161,000 | 682 |
| Income before extraordinary items | $3,275,000 | 1,004 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,275,000 | 1,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $338,000 | 958 |
| Cash dividends | $125,000 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,271,160 | 961 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $7,046,000 | 985 |
| Total interest expense | $1,795,000 | 1,111 |
| Net interest income | $5,251,000 | 940 |
| Provision for loan and lease losses | $225,000 | 1,035 |
| Total noninterest income | $845,000 | 1,428 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $610,000 | 702 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $235,000 | 2,218 |
| Total noninterest expense | $3,228,000 | 1,264 |
| Salaries and employee benefits | $1,657,000 | 1,333 |
| Premises and equipment expense | $620,000 | 924 |
| Additional noninterest expense | $951,000 | 1,261 |
| Pre-tax net operating income | $2,643,000 | 824 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,051,000 | 705 |
| Income before extraordinary items | $1,592,000 | 1,031 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,592,000 | 1,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $348,000 | 548 |
| Cash dividends | $63,000 | 3,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,592,000 | 970 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $16,900,000 | 1,691 |
| Total interest expense | $4,427,000 | 2,018 |
| Net interest income | $12,473,000 | 1,566 |
| Provision for loan and lease losses | $200,000 | 4,016 |
| Total noninterest income | $2,413,000 | 2,003 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,590,000 | 1,086 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $823,000 | 2,694 |
| Total noninterest expense | $7,512,000 | 2,094 |
| Salaries and employee benefits | $3,928,000 | 2,161 |
| Premises and equipment expense | $1,589,000 | 1,428 |
| Additional noninterest expense | $1,995,000 | 2,411 |
| Pre-tax net operating income | $7,174,000 | 1,167 |
| Securities gains (losses) | $468,000 | 784 |
| Applicable income taxes | $2,891,000 | 954 |
| Income before extraordinary items | $4,751,000 | 1,346 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,751,000 | 1,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-85,000 | 9,018 |
| Cash dividends | $248,000 | 4,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,451,480 | 1,355 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $12,521,000 | 1,739 |
| Total interest expense | $3,242,000 | 2,147 |
| Net interest income | $9,279,000 | 1,577 |
| Provision for loan and lease losses | $150,000 | 3,902 |
| Total noninterest income | $1,850,000 | 2,024 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,212,000 | 1,073 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $638,000 | 2,726 |
| Total noninterest expense | $5,364,000 | 2,193 |
| Salaries and employee benefits | $2,772,000 | 2,293 |
| Premises and equipment expense | $1,192,000 | 1,443 |
| Additional noninterest expense | $1,400,000 | 2,551 |
| Pre-tax net operating income | $5,615,000 | 1,147 |
| Securities gains (losses) | $468,000 | 715 |
| Applicable income taxes | $2,418,000 | 916 |
| Income before extraordinary items | $3,665,000 | 1,359 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,665,000 | 1,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-85,000 | 9,056 |
| Cash dividends | $188,000 | 4,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,365,480 | 1,379 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,273,000 | 1,767 |
| Total interest expense | $2,127,000 | 2,235 |
| Net interest income | $6,146,000 | 1,590 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $1,159,000 | 2,111 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $768,000 | 1,108 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $391,000 | 2,836 |
| Total noninterest expense | $3,551,000 | 2,212 |
| Salaries and employee benefits | $1,827,000 | 2,313 |
| Premises and equipment expense | $790,000 | 1,451 |
| Additional noninterest expense | $934,000 | 2,529 |
| Pre-tax net operating income | $3,604,000 | 1,187 |
| Securities gains (losses) | $321,000 | 769 |
| Applicable income taxes | $1,560,000 | 961 |
| Income before extraordinary items | $2,365,000 | 1,389 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,365,000 | 1,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-80,000 | 9,089 |
| Cash dividends | $129,000 | 4,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,159,560 | 1,414 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,054,000 | 1,811 |
| Total interest expense | $1,061,000 | 2,293 |
| Net interest income | $2,993,000 | 1,641 |
| Provision for loan and lease losses | $50,000 | 3,651 |
| Total noninterest income | $587,000 | 2,032 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $374,000 | 1,102 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $213,000 | 2,615 |
| Total noninterest expense | $1,742,000 | 2,243 |
| Salaries and employee benefits | $894,000 | 2,351 |
| Premises and equipment expense | $396,000 | 1,466 |
| Additional noninterest expense | $452,000 | 2,556 |
| Pre-tax net operating income | $1,788,000 | 1,201 |
| Securities gains (losses) | $320,000 | 492 |
| Applicable income taxes | $838,000 | 921 |
| Income before extraordinary items | $1,270,000 | 1,301 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,270,000 | 1,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-95,000 | 9,202 |
| Cash dividends | $66,000 | 3,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,065,200 | 1,424 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,832,000 | 1,949 |
| Total interest expense | $5,036,000 | 2,231 |
| Net interest income | $10,796,000 | 1,796 |
| Provision for loan and lease losses | $390,000 | 2,895 |
| Total noninterest income | $1,658,000 | 2,450 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,351,000 | 1,196 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $307,000 | 4,208 |
| Total noninterest expense | $6,770,000 | 2,205 |
| Salaries and employee benefits | $3,644,000 | 2,201 |
| Premises and equipment expense | $1,419,000 | 1,564 |
| Additional noninterest expense | $1,707,000 | 2,662 |
| Pre-tax net operating income | $5,294,000 | 1,550 |
| Securities gains (losses) | $719,000 | 518 |
| Applicable income taxes | $2,478,000 | 1,080 |
| Income before extraordinary items | $3,535,000 | 1,699 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,535,000 | 1,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $566,000 | 1,508 |
| Cash dividends | $435,000 | 3,685 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,074,840 | 1,886 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,649,000 | 2,504 |
| Total interest expense | $5,268,000 | 3,016 |
| Net interest income | $8,381,000 | 2,129 |
| Provision for loan and lease losses | $905,000 | 1,342 |
| Total noninterest income | $1,270,000 | 2,820 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,112,000 | 1,352 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $158,000 | 5,439 |
| Total noninterest expense | $5,353,000 | 2,643 |
| Salaries and employee benefits | $2,711,000 | 2,752 |
| Premises and equipment expense | $1,014,000 | 2,102 |
| Additional noninterest expense | $1,628,000 | 2,674 |
| Pre-tax net operating income | $3,393,000 | 2,026 |
| Securities gains (losses) | $-131,000 | 9,519 |
| Applicable income taxes | $1,335,000 | 1,663 |
| Income before extraordinary items | $1,927,000 | 2,618 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,927,000 | 2,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $344,000 | 2,029 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,010,840 | 2,431 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,029,000 | 2,893 |
| Total interest expense | $4,927,000 | 3,370 |
| Net interest income | $7,102,000 | 2,507 |
| Provision for loan and lease losses | $490,000 | 1,910 |
| Total noninterest income | $1,193,000 | 2,770 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,038,000 | 1,311 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $155,000 | 5,391 |
| Total noninterest expense | $4,155,000 | 3,227 |
| Salaries and employee benefits | $2,269,000 | 3,094 |
| Premises and equipment expense | $734,000 | 2,761 |
| Additional noninterest expense | $1,152,000 | 3,571 |
| Pre-tax net operating income | $3,650,000 | 1,999 |
| Securities gains (losses) | $18,000 | 979 |
| Applicable income taxes | $1,686,000 | 1,366 |
| Income before extraordinary items | $1,982,000 | 2,597 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,982,000 | 2,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,148 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,970,480 | 2,603 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,344,000 | 3,423 |
| Total interest expense | $3,650,000 | 3,892 |
| Net interest income | $5,694,000 | 3,063 |
| Provision for loan and lease losses | $240,000 | 3,119 |
| Total noninterest income | $810,000 | 3,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $719,000 | 1,847 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 6,849 |
| Total noninterest expense | $3,063,000 | 4,138 |
| Salaries and employee benefits | $1,660,000 | 4,006 |
| Premises and equipment expense | $606,000 | 3,222 |
| Additional noninterest expense | $797,000 | 4,796 |
| Pre-tax net operating income | $3,201,000 | 2,274 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,396,000 | 1,691 |
| Income before extraordinary items | $1,805,000 | 2,805 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,805,000 | 2,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 9,790 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,805,000 | 2,763 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,540,000 | 4,145 |
| Total interest expense | $3,128,000 | 4,565 |
| Net interest income | $4,412,000 | 3,793 |
| Provision for loan and lease losses | $75,000 | 5,712 |
| Total noninterest income | $739,000 | 3,830 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $645,000 | 1,985 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 6,772 |
| Total noninterest expense | $2,898,000 | 4,254 |
| Salaries and employee benefits | $1,529,000 | 4,181 |
| Premises and equipment expense | $633,000 | 3,023 |
| Additional noninterest expense | $736,000 | 4,966 |
| Pre-tax net operating income | $2,178,000 | 3,107 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $949,000 | 2,399 |
| Income before extraordinary items | $1,230,000 | 3,853 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,230,000 | 3,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-72,000 | 10,177 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,229,360 | 3,763 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,772,000 | 5,206 |
| Total interest expense | $2,336,000 | 5,667 |
| Net interest income | $3,436,000 | 4,795 |
| Provision for loan and lease losses | $75,000 | 5,767 |
| Total noninterest income | $549,000 | 4,699 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $455,000 | 2,870 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 6,947 |
| Total noninterest expense | $1,965,000 | 5,726 |
| Salaries and employee benefits | $1,096,000 | 5,491 |
| Premises and equipment expense | $379,000 | 4,626 |
| Additional noninterest expense | $490,000 | 6,589 |
| Pre-tax net operating income | $1,945,000 | 3,635 |
| Securities gains (losses) | $-5,000 | 9,661 |
| Applicable income taxes | $841,000 | 2,819 |
| Income before extraordinary items | $1,099,000 | 4,375 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,099,000 | 4,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,455 |
| Cash dividends | $333,000 | 4,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,102,200 | 4,290 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,235,000 | 5,739 |
| Total interest expense | $2,108,000 | 6,206 |
| Net interest income | $3,127,000 | 5,286 |
| Provision for loan and lease losses | $40,000 | 6,972 |
| Total noninterest income | $418,000 | 5,803 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $323,000 | 3,996 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 7,288 |
| Total noninterest expense | $1,688,000 | 6,635 |
| Salaries and employee benefits | $884,000 | 6,534 |
| Premises and equipment expense | $307,000 | 5,500 |
| Additional noninterest expense | $497,000 | 7,072 |
| Pre-tax net operating income | $1,817,000 | 3,691 |
| Securities gains (losses) | $-23,000 | 10,703 |
| Applicable income taxes | $784,000 | 2,897 |
| Income before extraordinary items | $1,010,000 | 4,465 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,010,000 | 4,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $180,000 | 5,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,024,720 | 4,344 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,670,000 | 6,272 |
| Total interest expense | $1,794,000 | 6,916 |
| Net interest income | $2,876,000 | 5,690 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $575,000 | 4,714 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $330,000 | 3,961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $245,000 | 4,540 |
| Total noninterest expense | $1,593,000 | 7,001 |
| Salaries and employee benefits | $868,000 | 6,716 |
| Premises and equipment expense | $303,000 | 5,581 |
| Additional noninterest expense | $422,000 | 7,988 |
| Pre-tax net operating income | $1,858,000 | 3,723 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $918,000 | 2,558 |
| Income before extraordinary items | $944,000 | 4,808 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $944,000 | 4,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,374 |
| Cash dividends | $180,000 | 5,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $941,440 | 4,812 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,707,000 | 7,062 |
| Total interest expense | $1,284,000 | 7,605 |
| Net interest income | $2,423,000 | 6,619 |
| Provision for loan and lease losses | $6,000 | 8,739 |
| Total noninterest income | $297,000 | 7,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $268,000 | 4,776 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 10,859 |
| Total noninterest expense | $1,537,000 | 7,487 |
| Salaries and employee benefits | $768,000 | 7,397 |
| Premises and equipment expense | $351,000 | 5,073 |
| Additional noninterest expense | $418,000 | 8,640 |
| Pre-tax net operating income | $1,176,000 | 5,315 |
| Securities gains (losses) | $-55,000 | 11,109 |
| Applicable income taxes | $407,000 | 4,702 |
| Income before extraordinary items | $714,000 | 5,827 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $714,000 | 5,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,370 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $749,200 | 5,692 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,062,000 | 8,223 |
| Total interest expense | $1,205,000 | 8,230 |
| Net interest income | $1,857,000 | 8,085 |
| Provision for loan and lease losses | $10,000 | 9,731 |
| Total noninterest income | $304,000 | 7,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $252,000 | 5,087 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,987 |
| Total noninterest expense | $1,693,000 | 7,212 |
| Salaries and employee benefits | $812,000 | 7,252 |
| Premises and equipment expense | $416,000 | 4,571 |
| Additional noninterest expense | $465,000 | 8,564 |
| Pre-tax net operating income | $458,000 | 8,954 |
| Securities gains (losses) | $10,000 | 5,473 |
| Applicable income taxes | $-257,000 | 13,070 |
| Income before extraordinary items | $725,000 | 5,959 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $725,000 | 6,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $715,000 | 5,754 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,049,000 | 8,889 |
| Total interest expense | $1,341,000 | 9,076 |
| Net interest income | $1,708,000 | 8,622 |
| Provision for loan and lease losses | $-222,000 | 13,823 |
| Total noninterest income | $205,000 | 9,315 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 6,393 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 12,163 |
| Total noninterest expense | $1,667,000 | 7,348 |
| Salaries and employee benefits | $842,000 | 6,984 |
| Premises and equipment expense | $383,000 | 4,960 |
| Additional noninterest expense | $442,000 | 9,073 |
| Pre-tax net operating income | $468,000 | 8,655 |
| Securities gains (losses) | $254,000 | 1,699 |
| Applicable income taxes | $341,000 | 5,456 |
| Income before extraordinary items | $381,000 | 8,407 |
| Extraordinary gains, net | $197,000 | 436 |
| Net income | $578,000 | 6,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-70,000 | 13,620 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,126 |
| Net operating income | $218,440 | 10,000 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.