Home > Manville Savings Bank > Income and Expense
Manville Savings Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,127,000 | 11,079 |
| Total interest expense | $527,000 | 10,926 |
| Net interest income | $600,000 | 11,126 |
| Provision for loan and lease losses | $2,000 | 8,854 |
| Total noninterest income | $29,000 | 11,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $14,000 | 10,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 11,205 |
| Total noninterest expense | $436,000 | 11,309 |
| Salaries and employee benefits | $220,000 | 11,365 |
| Premises and equipment expense | $39,000 | 11,410 |
| Additional noninterest expense | $177,000 | 10,728 |
| Pre-tax net operating income | $191,000 | 10,522 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $60,000 | 9,978 |
| Income before extraordinary items | $131,000 | 10,651 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $131,000 | 10,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,475 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $131,000 | 10,623 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,051,000 | 11,614 |
| Total interest expense | $414,000 | 11,512 |
| Net interest income | $637,000 | 11,587 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $14,000 | 12,437 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 10,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 12,297 |
| Total noninterest expense | $424,000 | 11,939 |
| Salaries and employee benefits | $211,000 | 11,992 |
| Premises and equipment expense | $74,000 | 10,838 |
| Additional noninterest expense | $139,000 | 11,924 |
| Pre-tax net operating income | $227,000 | 10,687 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $77,000 | 9,880 |
| Income before extraordinary items | $150,000 | 10,820 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $150,000 | 10,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,444 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $150,000 | 10,872 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,079,000 | 12,121 |
| Total interest expense | $426,000 | 12,097 |
| Net interest income | $653,000 | 12,026 |
| Provision for loan and lease losses | $18,000 | 9,198 |
| Total noninterest income | $20,000 | 13,069 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $20,000 | 12,038 |
| Total noninterest expense | $387,000 | 12,701 |
| Salaries and employee benefits | $235,000 | 12,320 |
| Premises and equipment expense | $62,000 | 11,775 |
| Additional noninterest expense | $90,000 | 13,029 |
| Pre-tax net operating income | $268,000 | 10,483 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $74,000 | 10,356 |
| Income before extraordinary items | $194,000 | 10,726 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $194,000 | 10,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $194,000 | 10,501 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,043,000 | 12,953 |
| Total interest expense | $497,000 | 12,772 |
| Net interest income | $546,000 | 12,922 |
| Provision for loan and lease losses | $18,000 | 10,694 |
| Total noninterest income | $20,000 | 13,685 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $20,000 | 12,557 |
| Total noninterest expense | $348,000 | 13,405 |
| Salaries and employee benefits | $216,000 | 12,982 |
| Premises and equipment expense | $43,000 | 12,949 |
| Additional noninterest expense | $89,000 | 13,615 |
| Pre-tax net operating income | $200,000 | 11,075 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $70,000 | 10,722 |
| Income before extraordinary items | $130,000 | 11,542 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $130,000 | 11,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $130,000 | 11,223 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.