Manufacturers Bank - Wilmington, Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$7,329,000	4,634
Total interest expense	$2,362,000	6,261
Net interest income	$4,967,000	3,659
Provision for loan and lease losses	$2,556,000	950
Total noninterest income	$0	13,876
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	11,764
Trading account gains and fees	NA	NA
Additional Noninterest Income	$0	13,866
Total noninterest expense	$1,641,000	7,429
Salaries and employee benefits	$106,000	13,771
Premises and equipment expense	$98,000	10,802
Additional noninterest expense	$1,437,000	3,722
Pre-tax net operating income	$770,000	6,713
Securities gains (losses)	$0	8,369
Applicable income taxes	$262,000	6,479
Income before extraordinary items	$508,000	7,252
Extraordinary gains, net	$0	1,422
Net income	$508,000	7,342
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,481,000	839
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$508,000	6,886

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.