Manufacturers Bank & Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$30,433,0001,383
Total interest expense$8,823,0001,414
Net interest income$21,610,0001,345
Provision for loan and lease losses$480,0001,311
Total noninterest income$4,893,0001,214
Gross Fiduciary activities income$0981
Service charges on deposit accounts$859,0001,124
Trading account gains and feesNANA
Additional Noninterest Income$4,034,0001,019
Total noninterest expense$18,323,0001,300
Salaries and employee benefits$11,715,0001,183
Premises and equipment expense$2,873,000908
Additional noninterest expense$4,034,0001,019
Pre-tax net operating income$7,700,0001,440
Securities gains (losses)$69,000330
Applicable income taxes$65,0002,949
Income before extraordinary items$7,704,0001,244
Extraordinary gains, net$054
Net income$7,704,0001,260
Minority interest net income$088
Net income of bank and minority interests.$7,704,0001,247
Net charge-offs$54,0001,776
Cash dividends$4,141,000929
Sale, conversion, retirement of capital stock, net$0540
Net operating income$7,635,6901,274
2023-09-30 (YTD Data)Rank
Total interest income$22,142,0001,384
Total interest expense$5,748,0001,447
Net interest income$16,394,0001,344
Provision for loan and lease losses$360,0001,209
Total noninterest income$3,546,0001,230
Gross Fiduciary activities income$0950
Service charges on deposit accounts$595,0001,189
Trading account gains and feesNANA
Additional Noninterest Income$2,951,0001,052
Total noninterest expense$13,679,0001,296
Salaries and employee benefits$8,810,0001,184
Premises and equipment expense$2,187,000902
Additional noninterest expense$2,951,0001,052
Pre-tax net operating income$5,901,0001,467
Securities gains (losses)$-140,0004,094
Applicable income taxes$50,0003,002
Income before extraordinary items$5,711,0001,298
Extraordinary gains, net$052
Net income$5,711,0001,307
Minority interest net income$081
Net income of bank and minority interests.$5,711,0001,298
Net charge-offs$38,0001,595
Cash dividends$3,168,000849
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,849,6001,305
2023-06-30 (YTD Data)Rank
Total interest income$14,413,0001,380
Total interest expense$3,303,0001,471
Net interest income$11,110,0001,339
Provision for loan and lease losses$240,0001,213
Total noninterest income$2,327,0001,184
Gross Fiduciary activities income$0931
Service charges on deposit accounts$388,0001,206
Trading account gains and feesNANA
Additional Noninterest Income$1,939,000999
Total noninterest expense$9,113,0001,284
Salaries and employee benefits$5,897,0001,169
Premises and equipment expense$1,456,000890
Additional noninterest expense$1,939,000998
Pre-tax net operating income$4,084,0001,414
Securities gains (losses)$-140,0004,275
Applicable income taxes$35,0003,013
Income before extraordinary items$3,909,0001,278
Extraordinary gains, net$051
Net income$3,909,0001,289
Minority interest net income$081
Net income of bank and minority interests.$3,909,0001,278
Net charge-offs$38,0001,281
Cash dividends$1,912,000923
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,047,6001,254
2023-03-31 (YTD Data)Rank
Total interest income$6,955,0001,399
Total interest expense$1,484,0001,433
Net interest income$5,471,0001,354
Provision for loan and lease losses$120,0001,169
Total noninterest income$1,107,0001,227
Gross Fiduciary activities income$0913
Service charges on deposit accounts$190,0001,234
Trading account gains and feesNANA
Additional Noninterest Income$917,0001,035
Total noninterest expense$4,595,0001,293
Salaries and employee benefits$2,992,0001,178
Premises and equipment expense$733,000901
Additional noninterest expense$917,0001,035
Pre-tax net operating income$1,863,0001,542
Securities gains (losses)$-140,0004,388
Applicable income taxes$20,0002,969
Income before extraordinary items$1,703,0001,457
Extraordinary gains, net$04
Net income$1,703,0001,457
Minority interest net income$048
Net income of bank and minority interests.$1,703,0001,457
Net charge-offs$8,0001,438
Cash dividends$646,0001,085
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,841,6001,376
2022-12-31 (YTD Data)Rank
Total interest income$23,947,0001,354
Total interest expense$1,818,0001,700
Net interest income$22,129,0001,326
Provision for loan and lease losses$699,0001,028
Total noninterest income$4,578,0001,266
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$829,0001,175
Trading account gains and feesNANA
Additional Noninterest Income$3,749,0001,098
Total noninterest expense$17,484,0001,315
Salaries and employee benefits$11,379,0001,193
Premises and equipment expense$2,623,000971
Additional noninterest expense$3,749,0001,098
Pre-tax net operating income$8,524,0001,424
Securities gains (losses)$23,000327
Applicable income taxes$293,0002,426
Income before extraordinary items$8,254,0001,277
Extraordinary gains, net$05
Net income$8,254,0001,275
Minority interest net income$063
Net income of bank and minority interests.$8,254,0001,277
Net charge-offs$15,0002,017
Cash dividends$6,039,000664
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,231,6901,296
2022-09-30 (YTD Data)Rank
Total interest income$17,368,0001,335
Total interest expense$890,0001,913
Net interest income$16,478,0001,319
Provision for loan and lease losses$454,0001,007
Total noninterest income$3,334,0001,305
Gross Fiduciary activities income$0968
Service charges on deposit accounts$622,0001,182
Trading account gains and feesNANA
Additional Noninterest Income$2,712,0001,143
Total noninterest expense$12,968,0001,324
Salaries and employee benefits$8,378,0001,206
Premises and equipment expense$1,998,000943
Additional noninterest expense$2,712,0001,143
Pre-tax net operating income$6,390,0001,414
Securities gains (losses)$68,000192
Applicable income taxes$231,0002,399
Income before extraordinary items$6,227,0001,253
Extraordinary gains, net$04
Net income$6,227,0001,252
Minority interest net income$057
Net income of bank and minority interests.$6,227,0001,253
Net charge-offs$-5,0003,411
Cash dividends$4,533,000618
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,161,7201,289
2022-06-30 (YTD Data)Rank
Total interest income$11,230,0001,338
Total interest expense$469,0002,034
Net interest income$10,761,0001,303
Provision for loan and lease losses$310,000899
Total noninterest income$2,162,0001,315
Gross Fiduciary activities income$0925
Service charges on deposit accounts$386,0001,229
Trading account gains and feesNANA
Additional Noninterest Income$1,776,0001,183
Total noninterest expense$8,507,0001,333
Salaries and employee benefits$5,496,0001,210
Premises and equipment expense$1,313,000955
Additional noninterest expense$1,698,0001,822
Pre-tax net operating income$4,106,0001,393
Securities gains (losses)$70,000174
Applicable income taxes$156,0002,318
Income before extraordinary items$4,020,0001,232
Extraordinary gains, net$04
Net income$4,020,0001,231
Minority interest net income$060
Net income of bank and minority interests.$4,020,0001,232
Net charge-offs$-3,0003,282
Cash dividends$3,042,000609
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,952,8001,267
2022-03-31 (YTD Data)Rank
Total interest income$5,472,0001,334
Total interest expense$218,0002,090
Net interest income$5,254,0001,286
Provision for loan and lease losses$155,000749
Total noninterest income$956,0001,414
Gross Fiduciary activities income$0892
Service charges on deposit accounts$180,0001,281
Trading account gains and feesNANA
Additional Noninterest Income$776,0001,280
Total noninterest expense$4,133,0001,351
Salaries and employee benefits$2,717,0001,220
Premises and equipment expense$654,000965
Additional noninterest expense$762,0001,946
Pre-tax net operating income$1,922,0001,387
Securities gains (losses)$61,000179
Applicable income taxes$74,0002,264
Income before extraordinary items$1,909,0001,237
Extraordinary gains, net$04
Net income$1,909,0001,237
Minority interest net income$050
Net income of bank and minority interests.$1,909,0001,237
Net charge-offs$-3,0003,434
Cash dividends$1,491,000589
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,850,4401,277
2021-12-31 (YTD Data)Rank
Total interest income$17,930,0001,619
Total interest expense$1,223,0001,929
Net interest income$16,707,0001,584
Provision for loan and lease losses$695,000804
Total noninterest income$4,653,0001,372
Gross Fiduciary activities income$0994
Service charges on deposit accounts$557,0001,492
Trading account gains and feesNANA
Additional Noninterest Income$4,096,0001,228
Total noninterest expense$12,840,0001,651
Salaries and employee benefits$8,197,0001,533
Premises and equipment expense$1,928,0001,254
Additional noninterest expense$2,715,0002,128
Pre-tax net operating income$7,825,0001,516
Securities gains (losses)$213,000589
Applicable income taxes$264,0002,551
Income before extraordinary items$7,774,0001,366
Extraordinary gains, net$010
Net income$7,774,0001,366
Minority interest net income$074
Net income of bank and minority interests.$7,774,0001,366
Net charge-offs$-45,0004,090
Cash dividends$8,789,000532
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,567,3901,380
2021-09-30 (YTD Data)Rank
Total interest income$12,408,0001,752
Total interest expense$1,003,0001,889
Net interest income$11,405,0001,728
Provision for loan and lease losses$75,0002,140
Total noninterest income$3,585,0001,377
Gross Fiduciary activities income$0957
Service charges on deposit accounts$384,0001,580
Trading account gains and feesNANA
Additional Noninterest Income$3,201,0001,233
Total noninterest expense$8,468,0001,820
Salaries and employee benefits$5,526,0001,657
Premises and equipment expense$1,355,0001,333
Additional noninterest expense$1,587,0002,484
Pre-tax net operating income$6,447,0001,468
Securities gains (losses)$02,015
Applicable income taxes$206,0002,556
Income before extraordinary items$6,241,0001,352
Extraordinary gains, net$08
Net income$6,241,0001,352
Minority interest net income$069
Net income of bank and minority interests.$6,241,0001,352
Net charge-offs$-58,0004,266
Cash dividends$2,273,0001,064
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,241,0001,332
2021-06-30 (YTD Data)Rank
Total interest income$7,734,0001,842
Total interest expense$699,0001,897
Net interest income$7,035,0001,820
Provision for loan and lease losses$75,0001,864
Total noninterest income$2,433,0001,362
Gross Fiduciary activities income$0951
Service charges on deposit accounts$222,0001,669
Trading account gains and feesNANA
Additional Noninterest Income$2,211,0001,209
Total noninterest expense$5,388,0001,875
Salaries and employee benefits$3,537,0001,705
Premises and equipment expense$876,0001,369
Additional noninterest expense$975,0002,631
Pre-tax net operating income$4,005,0001,520
Securities gains (losses)$01,818
Applicable income taxes$132,0002,570
Income before extraordinary items$3,873,0001,442
Extraordinary gains, net$06
Net income$3,873,0001,442
Minority interest net income$067
Net income of bank and minority interests.$3,873,0001,442
Net charge-offs$-57,0004,399
Cash dividends$1,522,0001,037
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,873,0001,404
2021-03-31 (YTD Data)Rank
Total interest income$3,676,0001,904
Total interest expense$385,0001,844
Net interest income$3,291,0001,889
Provision for loan and lease losses$45,0001,795
Total noninterest income$1,306,0001,288
Gross Fiduciary activities income$0922
Service charges on deposit accounts$106,0001,720
Trading account gains and feesNANA
Additional Noninterest Income$1,200,0001,139
Total noninterest expense$2,721,0001,847
Salaries and employee benefits$1,812,0001,666
Premises and equipment expense$436,0001,398
Additional noninterest expense$473,0002,636
Pre-tax net operating income$1,831,0001,624
Securities gains (losses)$01,392
Applicable income taxes$58,0002,618
Income before extraordinary items$1,773,0001,523
Extraordinary gains, net$03
Net income$1,773,0001,523
Minority interest net income$055
Net income of bank and minority interests.$1,773,0001,523
Net charge-offs$-70,0004,689
Cash dividends$771,000907
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,773,0001,487
2020-12-31 (YTD Data)Rank
Total interest income$15,538,0001,833
Total interest expense$2,254,0001,828
Net interest income$13,284,0001,822
Provision for loan and lease losses$350,0002,555
Total noninterest income$5,760,0001,154
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$501,0001,620
Trading account gains and feesNANA
Additional Noninterest Income$5,259,000983
Total noninterest expense$10,874,0001,834
Salaries and employee benefits$7,064,0001,677
Premises and equipment expense$1,752,0001,338
Additional noninterest expense$2,058,0002,492
Pre-tax net operating income$7,820,0001,272
Securities gains (losses)$4,0002,483
Applicable income taxes$276,0002,368
Income before extraordinary items$7,548,0001,189
Extraordinary gains, net$04
Net income$7,548,0001,189
Minority interest net income$072
Net income of bank and minority interests.$7,548,0001,189
Net charge-offs$234,0001,453
Cash dividends$3,168,0001,080
Sale, conversion, retirement of capital stock, net$0566
Net operating income$7,544,1601,155
2020-09-30 (YTD Data)Rank
Total interest income$11,699,0001,847
Total interest expense$1,785,0001,839
Net interest income$9,914,0001,822
Provision for loan and lease losses$260,0002,547
Total noninterest income$3,919,0001,190
Gross Fiduciary activities income$0981
Service charges on deposit accounts$377,0001,615
Trading account gains and feesNANA
Additional Noninterest Income$3,542,0001,027
Total noninterest expense$7,855,0001,869
Salaries and employee benefits$5,114,0001,701
Premises and equipment expense$1,315,0001,327
Additional noninterest expense$1,426,0002,600
Pre-tax net operating income$5,718,0001,265
Securities gains (losses)$02,494
Applicable income taxes$177,0002,458
Income before extraordinary items$5,541,0001,169
Extraordinary gains, net$04
Net income$5,541,0001,168
Minority interest net income$065
Net income of bank and minority interests.$5,541,0001,169
Net charge-offs$234,0001,169
Cash dividends$2,401,000961
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,541,0001,137
2020-06-30 (YTD Data)Rank
Total interest income$7,836,0001,861
Total interest expense$1,261,0001,860
Net interest income$6,575,0001,829
Provision for loan and lease losses$170,0002,555
Total noninterest income$2,613,0001,135
Gross Fiduciary activities income$0970
Service charges on deposit accounts$248,0001,644
Trading account gains and feesNANA
Additional Noninterest Income$2,365,000952
Total noninterest expense$5,127,0001,902
Salaries and employee benefits$3,332,0001,729
Premises and equipment expense$872,0001,335
Additional noninterest expense$923,0002,649
Pre-tax net operating income$3,891,0001,185
Securities gains (losses)$02,249
Applicable income taxes$116,0002,431
Income before extraordinary items$3,775,0001,077
Extraordinary gains, net$04
Net income$3,775,0001,076
Minority interest net income$065
Net income of bank and minority interests.$3,775,0001,077
Net charge-offs$226,000941
Cash dividends$772,0001,563
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,775,0001,057
2020-03-31 (YTD Data)Rank
Total interest income$3,920,0001,840
Total interest expense$657,0001,924
Net interest income$3,263,0001,793
Provision for loan and lease losses$80,0002,135
Total noninterest income$1,346,0001,059
Gross Fiduciary activities income$0941
Service charges on deposit accounts$152,0001,616
Trading account gains and feesNANA
Additional Noninterest Income$1,194,000855
Total noninterest expense$2,558,0001,915
Salaries and employee benefits$1,671,0001,733
Premises and equipment expense$439,0001,335
Additional noninterest expense$448,0002,721
Pre-tax net operating income$1,971,0001,052
Securities gains (losses)$01,705
Applicable income taxes$52,0002,374
Income before extraordinary items$1,919,000967
Extraordinary gains, net$04
Net income$1,919,000967
Minority interest net income$056
Net income of bank and minority interests.$1,919,000967
Net charge-offs$16,0001,683
Cash dividends$466,0001,347
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,919,000962
2019-12-31 (YTD Data)Rank
Total interest income$15,263,0001,890
Total interest expense$2,618,0001,980
Net interest income$12,645,0001,850
Provision for loan and lease losses$340,0001,841
Total noninterest income$5,305,0001,089
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$658,0001,575
Trading account gains and feesNANA
Additional Noninterest Income$4,647,000874
Total noninterest expense$10,209,0001,889
Salaries and employee benefits$6,349,0001,761
Premises and equipment expense$1,567,0001,450
Additional noninterest expense$2,293,0002,343
Pre-tax net operating income$7,401,0001,296
Securities gains (losses)$02,379
Applicable income taxes$221,0002,565
Income before extraordinary items$7,180,0001,217
Extraordinary gains, net$011
Net income$7,180,0001,217
Minority interest net income$076
Net income of bank and minority interests.$7,180,0001,219
Net charge-offs$166,0001,841
Cash dividends$2,647,0001,311
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,180,0001,193
2019-09-30 (YTD Data)Rank
Total interest income$11,257,0001,935
Total interest expense$1,944,0002,018
Net interest income$9,313,0001,894
Provision for loan and lease losses$165,0002,171
Total noninterest income$3,131,0001,259
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$490,0001,587
Trading account gains and feesNANA
Additional Noninterest Income$2,641,0001,045
Total noninterest expense$7,513,0001,931
Salaries and employee benefits$4,734,0001,780
Premises and equipment expense$1,159,0001,478
Additional noninterest expense$1,620,0002,433
Pre-tax net operating income$4,766,0001,503
Securities gains (losses)$02,167
Applicable income taxes$161,0002,649
Income before extraordinary items$4,605,0001,379
Extraordinary gains, net$011
Net income$4,605,0001,379
Minority interest net income$072
Net income of bank and minority interests.$4,605,0001,381
Net charge-offs$82,0001,890
Cash dividends$1,921,0001,241
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,605,0001,351
2019-06-30 (YTD Data)Rank
Total interest income$7,429,0001,949
Total interest expense$1,279,0002,018
Net interest income$6,150,0001,918
Provision for loan and lease losses$90,0002,284
Total noninterest income$1,791,0001,386
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$330,0001,561
Trading account gains and feesNANA
Additional Noninterest Income$1,461,0001,185
Total noninterest expense$4,953,0001,949
Salaries and employee benefits$3,148,0001,782
Premises and equipment expense$732,0001,552
Additional noninterest expense$1,073,0002,463
Pre-tax net operating income$2,898,0001,588
Securities gains (losses)$01,702
Applicable income taxes$99,0002,679
Income before extraordinary items$2,799,0001,469
Extraordinary gains, net$011
Net income$2,799,0001,468
Minority interest net income$069
Net income of bank and minority interests.$2,799,0001,469
Net charge-offs$83,0001,520
Cash dividends$1,375,0001,173
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,799,0001,440
2019-03-31 (YTD Data)Rank
Total interest income$3,662,0001,976
Total interest expense$621,0002,014
Net interest income$3,041,0001,939
Provision for loan and lease losses$45,0002,137
Total noninterest income$868,0001,358
Gross Fiduciary activities income$0972
Service charges on deposit accounts$166,0001,539
Trading account gains and feesNANA
Additional Noninterest Income$702,0001,162
Total noninterest expense$2,445,0001,972
Salaries and employee benefits$1,576,0001,798
Premises and equipment expense$335,0001,696
Additional noninterest expense$534,0002,476
Pre-tax net operating income$1,419,0001,596
Securities gains (losses)$01,087
Applicable income taxes$47,0002,681
Income before extraordinary items$1,372,0001,453
Extraordinary gains, net$05
Net income$1,372,0001,452
Minority interest net income$052
Net income of bank and minority interests.$1,372,0001,452
Net charge-offs$80,000989
Cash dividends$360,0001,585
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,372,0001,429
2018-12-31 (YTD Data)Rank
Total interest income$13,774,0001,987
Total interest expense$1,926,0001,984
Net interest income$11,848,0001,973
Provision for loan and lease losses$180,0002,460
Total noninterest income$3,667,0001,347
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$677,0001,575
Trading account gains and feesNANA
Additional Noninterest Income$2,990,0001,146
Total noninterest expense$9,568,0001,966
Salaries and employee benefits$5,968,0001,818
Premises and equipment expense$1,334,0001,668
Additional noninterest expense$2,266,0002,392
Pre-tax net operating income$5,767,0001,573
Securities gains (losses)$01,125
Applicable income taxes$205,0002,665
Income before extraordinary items$5,562,0001,451
Extraordinary gains, net$06
Net income$5,562,0001,450
Minority interest net income$072
Net income of bank and minority interests.$5,562,0001,450
Net charge-offs$56,0002,565
Cash dividends$2,339,0001,319
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,562,0001,444
2018-09-30 (YTD Data)Rank
Total interest income$10,153,0002,001
Total interest expense$1,328,0002,029
Net interest income$8,825,0001,985
Provision for loan and lease losses$135,0002,344
Total noninterest income$2,716,0001,368
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$494,0001,619
Trading account gains and feesNANA
Additional Noninterest Income$2,222,0001,168
Total noninterest expense$7,209,0001,963
Salaries and employee benefits$4,548,0001,787
Premises and equipment expense$1,038,0001,624
Additional noninterest expense$1,623,0002,457
Pre-tax net operating income$4,197,0001,623
Securities gains (losses)$01,118
Applicable income taxes$148,0002,757
Income before extraordinary items$4,049,0001,493
Extraordinary gains, net$05
Net income$4,049,0001,491
Minority interest net income$066
Net income of bank and minority interests.$4,049,0001,492
Net charge-offs$52,0002,185
Cash dividends$1,552,0001,270
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,049,0001,479
2018-06-30 (YTD Data)Rank
Total interest income$6,678,0002,013
Total interest expense$830,0002,037
Net interest income$5,848,0001,999
Provision for loan and lease losses$90,0002,265
Total noninterest income$1,748,0001,405
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$315,0001,676
Trading account gains and feesNANA
Additional Noninterest Income$1,433,0001,191
Total noninterest expense$4,814,0001,978
Salaries and employee benefits$2,999,0001,819
Premises and equipment expense$670,0001,687
Additional noninterest expense$1,145,0002,376
Pre-tax net operating income$2,692,0001,654
Securities gains (losses)$0961
Applicable income taxes$95,0002,761
Income before extraordinary items$2,597,0001,527
Extraordinary gains, net$06
Net income$2,597,0001,526
Minority interest net income$065
Net income of bank and minority interests.$2,597,0001,526
Net charge-offs$30,0002,032
Cash dividends$983,0001,346
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,597,0001,509
2018-03-31 (YTD Data)Rank
Total interest income$3,242,0002,052
Total interest expense$390,0002,060
Net interest income$2,852,0002,027
Provision for loan and lease losses$45,0002,144
Total noninterest income$827,0001,456
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$161,0001,642
Trading account gains and feesNANA
Additional Noninterest Income$666,0001,242
Total noninterest expense$2,466,0001,951
Salaries and employee benefits$1,542,0001,808
Premises and equipment expense$329,0001,730
Additional noninterest expense$595,0002,293
Pre-tax net operating income$1,168,0001,822
Securities gains (losses)$0735
Applicable income taxes$41,0002,832
Income before extraordinary items$1,127,0001,668
Extraordinary gains, net$07
Net income$1,127,0001,668
Minority interest net income$052
Net income of bank and minority interests.$1,127,0001,668
Net charge-offs$-1,0003,770
Cash dividends$281,0001,663
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,127,0001,655
2017-12-31 (YTD Data)Rank
Total interest income$12,464,0002,069
Total interest expense$1,314,0002,122
Net interest income$11,150,0002,040
Provision for loan and lease losses$300,0001,956
Total noninterest income$3,420,0001,445
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$651,0001,652
Trading account gains and feesNANA
Additional Noninterest Income$2,769,0001,233
Total noninterest expense$9,261,0002,030
Salaries and employee benefits$5,760,0001,874
Premises and equipment expense$1,297,0001,735
Additional noninterest expense$2,204,0002,483
Pre-tax net operating income$5,009,0001,708
Securities gains (losses)$02,243
Applicable income taxes$186,0002,999
Income before extraordinary items$4,823,0001,380
Extraordinary gains, net$09
Net income$4,823,0001,378
Minority interest net income$076
Net income of bank and minority interests.$4,823,0001,380
Net charge-offs$-4,0004,637
Cash dividends$2,162,0001,334
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,823,0001,369
2017-09-30 (YTD Data)Rank
Total interest income$9,260,0002,083
Total interest expense$963,0002,138
Net interest income$8,297,0002,059
Provision for loan and lease losses$225,0001,898
Total noninterest income$2,493,0001,479
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$473,0001,703
Trading account gains and feesNANA
Additional Noninterest Income$2,020,0001,277
Total noninterest expense$7,006,0002,030
Salaries and employee benefits$4,404,0001,856
Premises and equipment expense$976,0001,732
Additional noninterest expense$1,626,0002,517
Pre-tax net operating income$3,559,0001,810
Securities gains (losses)$02,274
Applicable income taxes$134,0003,005
Income before extraordinary items$3,425,0001,541
Extraordinary gains, net$09
Net income$3,425,0001,541
Minority interest net income$071
Net income of bank and minority interests.$3,425,0001,541
Net charge-offs$-4,0004,505
Cash dividends$1,292,0001,453
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,425,0001,524
2017-06-30 (YTD Data)Rank
Total interest income$6,127,0002,083
Total interest expense$629,0002,134
Net interest income$5,498,0002,048
Provision for loan and lease losses$150,0001,808
Total noninterest income$1,636,0001,501
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$311,0001,710
Trading account gains and feesNANA
Additional Noninterest Income$1,325,0001,289
Total noninterest expense$4,718,0002,004
Salaries and employee benefits$2,963,0001,852
Premises and equipment expense$665,0001,707
Additional noninterest expense$1,090,0002,514
Pre-tax net operating income$2,266,0001,846
Securities gains (losses)$01,906
Applicable income taxes$89,0002,998
Income before extraordinary items$2,177,0001,587
Extraordinary gains, net$011
Net income$2,177,0001,587
Minority interest net income$071
Net income of bank and minority interests.$2,177,0001,587
Net charge-offs$-6,0004,624
Cash dividends$532,0001,930
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,177,0001,567
2017-03-31 (YTD Data)Rank
Total interest income$3,035,0002,087
Total interest expense$301,0002,171
Net interest income$2,734,0002,044
Provision for loan and lease losses$75,0001,685
Total noninterest income$828,0001,481
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$150,0001,759
Trading account gains and feesNANA
Additional Noninterest Income$678,0001,256
Total noninterest expense$2,364,0002,019
Salaries and employee benefits$1,511,0001,841
Premises and equipment expense$327,0001,740
Additional noninterest expense$526,0002,573
Pre-tax net operating income$1,123,0001,806
Securities gains (losses)$01,153
Applicable income taxes$46,0002,943
Income before extraordinary items$1,077,0001,577
Extraordinary gains, net$08
Net income$1,077,0001,576
Minority interest net income$055
Net income of bank and minority interests.$1,077,0001,577
Net charge-offs$-4,0004,579
Cash dividends$290,0001,688
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,077,0001,561
2016-12-31 (YTD Data)Rank
Total interest income$12,202,0002,048
Total interest expense$1,196,0002,137
Net interest income$11,006,0002,011
Provision for loan and lease losses$205,0002,413
Total noninterest income$3,421,0001,503
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$683,0001,646
Trading account gains and fees$0170
Additional Noninterest Income$2,738,0001,291
Total noninterest expense$9,048,0002,085
Salaries and employee benefits$5,574,0001,919
Premises and equipment expense$1,271,0001,769
Additional noninterest expense$2,203,0002,570
Pre-tax net operating income$5,174,0001,583
Securities gains (losses)$03,212
Applicable income taxes$191,0002,964
Income before extraordinary items$4,983,0001,394
Extraordinary gains, net$05
Net income$4,983,0001,393
Minority interest net income$082
Net income of bank and minority interests.$4,983,0001,393
Net charge-offs$-39,0005,306
Cash dividends$2,299,0001,269
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,983,0001,362
2016-09-30 (YTD Data)Rank
Total interest income$9,139,0002,050
Total interest expense$896,0002,138
Net interest income$8,243,0002,016
Provision for loan and lease losses$150,0002,338
Total noninterest income$2,585,0001,486
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$510,0001,655
Trading account gains and fees$0169
Additional Noninterest Income$2,075,0001,280
Total noninterest expense$6,689,0002,093
Salaries and employee benefits$4,154,0001,920
Premises and equipment expense$959,0001,766
Additional noninterest expense$1,576,0002,669
Pre-tax net operating income$3,989,0001,559
Securities gains (losses)$-2,0005,712
Applicable income taxes$191,0002,836
Income before extraordinary items$3,796,0001,392
Extraordinary gains, net$05
Net income$3,796,0001,393
Minority interest net income$071
Net income of bank and minority interests.$3,796,0001,393
Net charge-offs$-151,0005,678
Cash dividends$1,405,0001,340
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,797,9001,350
2016-06-30 (YTD Data)Rank
Total interest income$6,109,0002,054
Total interest expense$593,0002,156
Net interest income$5,516,0002,020
Provision for loan and lease losses$120,0002,108
Total noninterest income$1,637,0001,520
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$330,0001,679
Trading account gains and fees$0157
Additional Noninterest Income$1,307,0001,303
Total noninterest expense$4,394,0002,130
Salaries and employee benefits$2,666,0001,990
Premises and equipment expense$637,0001,764
Additional noninterest expense$1,091,0002,607
Pre-tax net operating income$2,639,0001,565
Securities gains (losses)$02,835
Applicable income taxes$128,0002,834
Income before extraordinary items$2,511,0001,392
Extraordinary gains, net$016
Net income$2,511,0001,391
Minority interest net income$071
Net income of bank and minority interests.$2,511,0001,392
Net charge-offs$-165,0005,820
Cash dividends$690,0001,649
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,511,0001,351
2016-03-31 (YTD Data)Rank
Total interest income$2,967,0002,096
Total interest expense$302,0002,125
Net interest income$2,665,0002,075
Provision for loan and lease losses$75,0001,741
Total noninterest income$792,0001,530
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$159,0001,719
Trading account gains and fees$0142
Additional Noninterest Income$633,0001,304
Total noninterest expense$2,173,0002,172
Salaries and employee benefits$1,332,0001,999
Premises and equipment expense$317,0001,791
Additional noninterest expense$524,0002,678
Pre-tax net operating income$1,209,0001,657
Securities gains (losses)$02,077
Applicable income taxes$58,0002,869
Income before extraordinary items$1,151,0001,454
Extraordinary gains, net$012
Net income$1,151,0001,454
Minority interest net income$062
Net income of bank and minority interests.$1,151,0001,455
Net charge-offs$59,0001,329
Cash dividends$247,0001,800
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,151,0001,424
2015-12-31 (YTD Data)Rank
Total interest income$11,423,0002,113
Total interest expense$1,204,0002,111
Net interest income$10,219,0002,087
Provision for loan and lease losses$360,0001,703
Total noninterest income$3,203,0001,535
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$680,0001,691
Trading account gains and fees$0159
Additional Noninterest Income$2,523,0001,298
Total noninterest expense$8,723,0002,142
Salaries and employee benefits$5,047,0002,035
Premises and equipment expense$1,210,0001,877
Additional noninterest expense$2,466,0002,367
Pre-tax net operating income$4,339,0001,762
Securities gains (losses)$03,216
Applicable income taxes$207,0002,923
Income before extraordinary items$4,132,0001,560
Extraordinary gains, net$023
Net income$4,132,0001,560
Minority interest net income$081
Net income of bank and minority interests.$4,132,0001,560
Net charge-offs$92,0002,734
Cash dividends$1,692,0001,515
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,132,0001,531
2015-09-30 (YTD Data)Rank
Total interest income$8,533,0002,136
Total interest expense$913,0002,116
Net interest income$7,620,0002,115
Provision for loan and lease losses$270,0001,610
Total noninterest income$2,342,0001,584
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$508,0001,699
Trading account gains and fees$0153
Additional Noninterest Income$1,834,0001,339
Total noninterest expense$6,603,0002,125
Salaries and employee benefits$3,851,0002,016
Premises and equipment expense$942,0001,827
Additional noninterest expense$1,810,0002,403
Pre-tax net operating income$3,089,0001,855
Securities gains (losses)$03,031
Applicable income taxes$146,0003,036
Income before extraordinary items$2,943,0001,653
Extraordinary gains, net$021
Net income$2,943,0001,655
Minority interest net income$078
Net income of bank and minority interests.$2,943,0001,655
Net charge-offs$64,0002,579
Cash dividends$1,176,0001,444
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,943,0001,612
2015-06-30 (YTD Data)Rank
Total interest income$5,618,0002,157
Total interest expense$614,0002,114
Net interest income$5,004,0002,139
Provision for loan and lease losses$180,0001,603
Total noninterest income$1,484,0001,631
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$327,0001,731
Trading account gains and fees$0157
Additional Noninterest Income$1,157,0001,398
Total noninterest expense$4,379,0002,147
Salaries and employee benefits$2,586,0002,013
Premises and equipment expense$641,0001,805
Additional noninterest expense$1,152,0002,518
Pre-tax net operating income$1,929,0001,938
Securities gains (losses)$02,636
Applicable income taxes$91,0003,084
Income before extraordinary items$1,838,0001,735
Extraordinary gains, net$022
Net income$1,838,0001,739
Minority interest net income$075
Net income of bank and minority interests.$1,838,0001,739
Net charge-offs$47,0002,361
Cash dividends$705,0001,575
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,838,0001,689
2015-03-31 (YTD Data)Rank
Total interest income$2,791,0002,169
Total interest expense$311,0002,106
Net interest income$2,480,0002,145
Provision for loan and lease losses$90,0001,532
Total noninterest income$681,0001,694
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$155,0001,779
Trading account gains and fees$0152
Additional Noninterest Income$526,0001,450
Total noninterest expense$2,247,0002,105
Salaries and employee benefits$1,316,0001,994
Premises and equipment expense$321,0001,820
Additional noninterest expense$610,0002,384
Pre-tax net operating income$824,0002,165
Securities gains (losses)$02,027
Applicable income taxes$38,0003,188
Income before extraordinary items$786,0001,953
Extraordinary gains, net$013
Net income$786,0001,956
Minority interest net income$064
Net income of bank and minority interests.$786,0001,955
Net charge-offs$20,0002,118
Cash dividends$265,0001,635
Sale, conversion, retirement of capital stock, net$0697
Net operating income$786,0001,893
2014-12-31 (YTD Data)Rank
Total interest income$11,202,0002,155
Total interest expense$1,342,0002,077
Net interest income$9,860,0002,157
Provision for loan and lease losses$290,0002,043
Total noninterest income$2,980,0001,578
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$647,0001,846
Trading account gains and fees$0180
Additional Noninterest Income$2,333,0001,305
Total noninterest expense$8,151,0002,292
Salaries and employee benefits$4,859,0002,102
Premises and equipment expense$1,163,0001,973
Additional noninterest expense$2,129,0002,744
Pre-tax net operating income$4,399,0001,709
Securities gains (losses)$03,259
Applicable income taxes$211,0002,915
Income before extraordinary items$4,188,0001,526
Extraordinary gains, net$017
Net income$4,188,0001,523
Minority interest net income$084
Net income of bank and minority interests.$4,188,0001,525
Net charge-offs$-43,0005,961
Cash dividends$1,848,0001,361
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,188,0001,499
2014-09-30 (YTD Data)Rank
Total interest income$8,372,0002,182
Total interest expense$1,013,0002,099
Net interest income$7,359,0002,180
Provision for loan and lease losses$100,0002,760
Total noninterest income$2,181,0001,604
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$474,0001,887
Trading account gains and fees$0174
Additional Noninterest Income$1,707,0001,335
Total noninterest expense$6,084,0002,308
Salaries and employee benefits$3,608,0002,128
Premises and equipment expense$848,0002,039
Additional noninterest expense$1,628,0002,714
Pre-tax net operating income$3,356,0001,692
Securities gains (losses)$02,980
Applicable income taxes$159,0002,992
Income before extraordinary items$3,197,0001,482
Extraordinary gains, net$015
Net income$3,197,0001,482
Minority interest net income$081
Net income of bank and minority interests.$3,197,0001,482
Net charge-offs$-54,0006,059
Cash dividends$1,346,0001,252
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,197,0001,463
2014-06-30 (YTD Data)Rank
Total interest income$5,544,0002,185
Total interest expense$679,0002,107
Net interest income$4,865,0002,174
Provision for loan and lease losses$60,0002,755
Total noninterest income$1,381,0001,641
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$304,0001,931
Trading account gains and fees$0172
Additional Noninterest Income$1,077,0001,385
Total noninterest expense$4,026,0002,322
Salaries and employee benefits$2,396,0002,141
Premises and equipment expense$587,0001,984
Additional noninterest expense$1,043,0002,788
Pre-tax net operating income$2,160,0001,706
Securities gains (losses)$02,580
Applicable income taxes$103,0002,986
Income before extraordinary items$2,057,0001,498
Extraordinary gains, net$020
Net income$2,057,0001,501
Minority interest net income$080
Net income of bank and minority interests.$2,057,0001,500
Net charge-offs$-92,0006,299
Cash dividends$854,0001,310
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,057,0001,466
2014-03-31 (YTD Data)Rank
Total interest income$2,689,0002,244
Total interest expense$344,0002,111
Net interest income$2,345,0002,252
Provision for loan and lease losses$60,0002,013
Total noninterest income$685,0001,630
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$148,0001,957
Trading account gains and fees$0147
Additional Noninterest Income$537,0001,347
Total noninterest expense$2,061,0002,278
Salaries and employee benefits$1,209,0002,135
Premises and equipment expense$339,0001,775
Additional noninterest expense$513,0002,827
Pre-tax net operating income$909,0001,904
Securities gains (losses)$01,715
Applicable income taxes$45,0003,035
Income before extraordinary items$864,0001,692
Extraordinary gains, net$016
Net income$864,0001,696
Minority interest net income$066
Net income of bank and minority interests.$864,0001,695
Net charge-offs$-21,0006,063
Cash dividends$458,0001,101
Sale, conversion, retirement of capital stock, net$0747
Net operating income$864,0001,661
2013-12-31 (YTD Data)Rank
Total interest income$11,016,0002,216
Total interest expense$1,590,0002,054
Net interest income$9,426,0002,215
Provision for loan and lease losses$68,0004,022
Total noninterest income$3,064,0001,585
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$677,0001,879
Trading account gains and fees$0184
Additional Noninterest Income$2,387,0001,342
Total noninterest expense$7,803,0002,401
Salaries and employee benefits$4,759,0002,151
Premises and equipment expense$1,126,0002,022
Additional noninterest expense$1,918,0003,082
Pre-tax net operating income$4,619,0001,512
Securities gains (losses)$-11,0006,265
Applicable income taxes$218,0002,889
Income before extraordinary items$4,390,0001,376
Extraordinary gains, net$029
Net income$4,390,0001,379
Minority interest net income$090
Net income of bank and minority interests.$4,390,0001,379
Net charge-offs$276,0002,664
Cash dividends$1,531,0001,457
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,400,4501,352
2013-09-30 (YTD Data)Rank
Total interest income$8,286,0002,226
Total interest expense$1,218,0002,076
Net interest income$7,068,0002,219
Provision for loan and lease losses$38,0004,183
Total noninterest income$2,378,0001,574
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$501,0001,903
Trading account gains and fees$0180
Additional Noninterest Income$1,877,0001,329
Total noninterest expense$5,932,0002,368
Salaries and employee benefits$3,598,0002,130
Premises and equipment expense$859,0002,013
Additional noninterest expense$1,475,0003,011
Pre-tax net operating income$3,476,0001,545
Securities gains (losses)$-11,0006,519
Applicable income taxes$158,0002,981
Income before extraordinary items$3,307,0001,373
Extraordinary gains, net$025
Net income$3,307,0001,375
Minority interest net income$084
Net income of bank and minority interests.$3,307,0001,375
Net charge-offs$147,0002,886
Cash dividends$1,159,0001,300
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,317,4501,342
2013-06-30 (YTD Data)Rank
Total interest income$5,550,0002,219
Total interest expense$832,0002,071
Net interest income$4,718,0002,206
Provision for loan and lease losses$37,0003,851
Total noninterest income$1,648,0001,548
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$315,0001,957
Trading account gains and fees$0157
Additional Noninterest Income$1,333,0001,292
Total noninterest expense$3,927,0002,379
Salaries and employee benefits$2,417,0002,126
Premises and equipment expense$552,0002,077
Additional noninterest expense$958,0003,060
Pre-tax net operating income$2,402,0001,481
Securities gains (losses)$02,791
Applicable income taxes$108,0002,951
Income before extraordinary items$2,294,0001,321
Extraordinary gains, net$022
Net income$2,294,0001,323
Minority interest net income$082
Net income of bank and minority interests.$2,294,0001,323
Net charge-offs$179,0002,206
Cash dividends$660,0001,448
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,294,0001,265
2013-03-31 (YTD Data)Rank
Total interest income$2,746,0002,266
Total interest expense$426,0002,075
Net interest income$2,320,0002,260
Provision for loan and lease losses$37,0003,082
Total noninterest income$881,0001,473
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$151,0002,024
Trading account gains and fees$0148
Additional Noninterest Income$730,0001,223
Total noninterest expense$1,962,0002,412
Salaries and employee benefits$1,218,0002,118
Premises and equipment expense$284,0002,062
Additional noninterest expense$460,0003,164
Pre-tax net operating income$1,202,0001,469
Securities gains (losses)$01,966
Applicable income taxes$53,0002,948
Income before extraordinary items$1,149,0001,297
Extraordinary gains, net$010
Net income$1,149,0001,300
Minority interest net income$076
Net income of bank and minority interests.$1,149,0001,299
Net charge-offs$-2,0005,471
Cash dividends$243,0001,508
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,149,0001,240
2012-12-31 (YTD Data)Rank
Total interest income$11,306,0002,299
Total interest expense$2,169,0002,003
Net interest income$9,137,0002,348
Provision for loan and lease losses$250,0003,619
Total noninterest income$3,688,0001,406
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$713,0001,869
Trading account gains and fees$0166
Additional Noninterest Income$2,975,0001,164
Total noninterest expense$7,872,0002,409
Salaries and employee benefits$4,636,0002,156
Premises and equipment expense$1,125,0002,059
Additional noninterest expense$2,111,0002,972
Pre-tax net operating income$4,703,0001,447
Securities gains (losses)$16,0003,242
Applicable income taxes$214,0002,955
Income before extraordinary items$4,505,0001,308
Extraordinary gains, net$029
Net income$4,505,0001,309
Minority interest net income$093
Net income of bank and minority interests.$4,505,0001,309
Net charge-offs$369,0003,041
Cash dividends$2,456,0001,029
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,489,8001,257
2012-09-30 (YTD Data)Rank
Total interest income$9,150,0002,178
Total interest expense$1,698,0002,006
Net interest income$7,452,0002,202
Provision for loan and lease losses$150,0003,869
Total noninterest income$2,059,0001,753
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$534,0001,894
Trading account gains and fees$0157
Additional Noninterest Income$1,525,0001,512
Total noninterest expense$5,890,0002,411
Salaries and employee benefits$3,471,0002,147
Premises and equipment expense$888,0001,988
Additional noninterest expense$1,531,0003,059
Pre-tax net operating income$3,471,0001,507
Securities gains (losses)$17,0002,941
Applicable income taxes$157,0003,032
Income before extraordinary items$3,331,0001,361
Extraordinary gains, net$020
Net income$3,331,0001,362
Minority interest net income$086
Net income of bank and minority interests.$3,331,0001,362
Net charge-offs$198,0003,317
Cash dividends$1,830,000844
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,314,8501,288
2012-06-30 (YTD Data)Rank
Total interest income$6,048,0002,212
Total interest expense$1,185,0001,989
Net interest income$4,863,0002,241
Provision for loan and lease losses$120,0003,606
Total noninterest income$1,341,0001,768
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$348,0001,915
Trading account gains and fees$0153
Additional Noninterest Income$993,0001,528
Total noninterest expense$3,862,0002,446
Salaries and employee benefits$2,288,0002,182
Premises and equipment expense$549,0002,107
Additional noninterest expense$1,025,0003,063
Pre-tax net operating income$2,222,0001,553
Securities gains (losses)$17,0002,561
Applicable income taxes$101,0003,041
Income before extraordinary items$2,138,0001,391
Extraordinary gains, net$019
Net income$2,138,0001,391
Minority interest net income$084
Net income of bank and minority interests.$2,138,0001,391
Net charge-offs$208,0002,712
Cash dividends$1,426,000726
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,121,8501,318
2012-03-31 (YTD Data)Rank
Total interest income$2,978,0002,270
Total interest expense$615,0001,999
Net interest income$2,363,0002,318
Provision for loan and lease losses$60,0003,447
Total noninterest income$623,0001,858
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$169,0001,953
Trading account gains and fees$0148
Additional Noninterest Income$454,0001,615
Total noninterest expense$1,935,0002,441
Salaries and employee benefits$1,167,0002,137
Premises and equipment expense$249,0002,303
Additional noninterest expense$519,0003,004
Pre-tax net operating income$991,0001,697
Securities gains (losses)$02,210
Applicable income taxes$44,0003,166
Income before extraordinary items$947,0001,551
Extraordinary gains, net$019
Net income$947,0001,552
Minority interest net income$078
Net income of bank and minority interests.$947,0001,552
Net charge-offs$195,0001,874
Cash dividends$1,043,000446
Sale, conversion, retirement of capital stock, net$0861
Net operating income$947,0001,452
2011-12-31 (YTD Data)Rank
Total interest income$11,714,0002,374
Total interest expense$2,792,0002,085
Net interest income$8,922,0002,463
Provision for loan and lease losses$364,0003,865
Total noninterest income$2,655,0001,642
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$813,0001,764
Trading account gains and fees$0146
Additional Noninterest Income$1,842,0001,444
Total noninterest expense$7,324,0002,559
Salaries and employee benefits$4,378,0002,210
Premises and equipment expense$873,0002,710
Additional noninterest expense$2,073,0003,039
Pre-tax net operating income$3,889,0001,472
Securities gains (losses)$16,0003,164
Applicable income taxes$175,0003,014
Income before extraordinary items$3,730,0001,326
Extraordinary gains, net$029
Net income$3,730,0001,326
Minority interest net income$096
Net income of bank and minority interests.$3,730,0001,326
Net charge-offs$415,0003,396
Cash dividends$1,799,0001,056
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,714,6401,265
2011-09-30 (YTD Data)Rank
Total interest income$8,745,0002,425
Total interest expense$2,148,0002,115
Net interest income$6,597,0002,507
Provision for loan and lease losses$302,0003,592
Total noninterest income$2,028,0001,598
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$609,0001,770
Trading account gains and fees$0145
Additional Noninterest Income$1,419,0001,396
Total noninterest expense$5,547,0002,543
Salaries and employee benefits$3,244,0002,234
Premises and equipment expense$676,0002,660
Additional noninterest expense$1,627,0002,924
Pre-tax net operating income$2,776,0001,587
Securities gains (losses)$16,0002,895
Applicable income taxes$125,0003,041
Income before extraordinary items$2,667,0001,424
Extraordinary gains, net$021
Net income$2,667,0001,424
Minority interest net income$087
Net income of bank and minority interests.$2,667,0001,424
Net charge-offs$418,0002,857
Cash dividends$1,548,000815
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,651,6401,364
2011-06-30 (YTD Data)Rank
Total interest income$5,800,0002,448
Total interest expense$1,460,0002,150
Net interest income$4,340,0002,545
Provision for loan and lease losses$242,0003,288
Total noninterest income$1,369,0001,577
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$395,0001,790
Trading account gains and fees$0153
Additional Noninterest Income$974,0001,366
Total noninterest expense$3,772,0002,517
Salaries and employee benefits$2,164,0002,248
Premises and equipment expense$445,0002,694
Additional noninterest expense$1,163,0002,806
Pre-tax net operating income$1,695,0001,677
Securities gains (losses)$16,0002,184
Applicable income taxes$76,0003,070
Income before extraordinary items$1,635,0001,501
Extraordinary gains, net$015
Net income$1,635,0001,501
Minority interest net income$089
Net income of bank and minority interests.$1,635,0001,501
Net charge-offs$287,0002,732
Cash dividends$1,166,000717
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,619,6401,455
2011-03-31 (YTD Data)Rank
Total interest income$2,870,0002,482
Total interest expense$745,0002,192
Net interest income$2,125,0002,582
Provision for loan and lease losses$120,0003,114
Total noninterest income$642,0001,667
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$197,0001,765
Trading account gains and fees$0158
Additional Noninterest Income$445,0001,463
Total noninterest expense$1,872,0002,551
Salaries and employee benefits$1,097,0002,236
Premises and equipment expense$231,0002,653
Additional noninterest expense$544,0002,976
Pre-tax net operating income$775,0001,820
Securities gains (losses)$01,772
Applicable income taxes$34,0003,099
Income before extraordinary items$741,0001,593
Extraordinary gains, net$09
Net income$741,0001,593
Minority interest net income$086
Net income of bank and minority interests.$741,0001,593
Net charge-offs$210,0002,087
Cash dividends$774,000497
Sale, conversion, retirement of capital stock, net$0925
Net operating income$741,0001,547
2010-12-31 (YTD Data)Rank
Total interest income$11,923,0002,510
Total interest expense$3,613,0002,193
Net interest income$8,310,0002,632
Provision for loan and lease losses$960,0003,124
Total noninterest income$2,656,0001,688
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$919,0001,615
Trading account gains and fees$0175
Additional Noninterest Income$1,737,0001,542
Total noninterest expense$7,290,0002,645
Salaries and employee benefits$4,089,0002,364
Premises and equipment expense$927,0002,644
Additional noninterest expense$2,274,0002,908
Pre-tax net operating income$2,716,0001,767
Securities gains (losses)$70,0002,439
Applicable income taxes$123,0003,074
Income before extraordinary items$2,663,0001,546
Extraordinary gains, net$029
Net income$2,663,0001,547
Minority interest net income$0111
Net income of bank and minority interests.$2,663,0001,548
Net charge-offs$708,0003,152
Cash dividends$1,000,0001,460
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,595,8001,537
2010-09-30 (YTD Data)Rank
Total interest income$8,870,0002,586
Total interest expense$2,780,0002,228
Net interest income$6,090,0002,713
Provision for loan and lease losses$860,0002,740
Total noninterest income$2,139,0001,608
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$700,0001,650
Trading account gains and fees$0165
Additional Noninterest Income$1,439,0001,375
Total noninterest expense$5,629,0002,576
Salaries and employee benefits$2,968,0002,437
Premises and equipment expense$653,0002,836
Additional noninterest expense$2,008,0002,474
Pre-tax net operating income$1,740,0002,118
Securities gains (losses)$70,0002,227
Applicable income taxes$79,0003,272
Income before extraordinary items$1,731,0001,905
Extraordinary gains, net$023
Net income$1,731,0001,906
Minority interest net income$0110
Net income of bank and minority interests.$1,731,0001,907
Net charge-offs$334,0003,588
Cash dividends$811,0001,256
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,663,8001,876
2010-06-30 (YTD Data)Rank
Total interest income$5,767,0002,685
Total interest expense$1,890,0002,270
Net interest income$3,877,0002,841
Provision for loan and lease losses$656,0002,454
Total noninterest income$1,368,0001,614
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$455,0001,687
Trading account gains and fees$0152
Additional Noninterest Income$913,0001,379
Total noninterest expense$3,609,0002,661
Salaries and employee benefits$1,991,0002,445
Premises and equipment expense$437,0002,837
Additional noninterest expense$1,181,0002,756
Pre-tax net operating income$980,0002,419
Securities gains (losses)$03,184
Applicable income taxes$42,0003,401
Income before extraordinary items$938,0002,232
Extraordinary gains, net$019
Net income$938,0002,231
Minority interest net income$0105
Net income of bank and minority interests.$938,0002,234
Net charge-offs$153,0003,805
Cash dividends$597,0001,169
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$938,0002,157
2010-03-31 (YTD Data)Rank
Total interest income$2,766,0002,847
Total interest expense$949,0002,368
Net interest income$1,817,0003,044
Provision for loan and lease losses$450,0001,922
Total noninterest income$666,0001,659
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$222,0001,723
Trading account gains and fees$0175
Additional Noninterest Income$444,0001,412
Total noninterest expense$1,748,0002,770
Salaries and employee benefits$1,009,0002,456
Premises and equipment expense$219,0002,901
Additional noninterest expense$520,0003,062
Pre-tax net operating income$285,0003,442
Securities gains (losses)$02,284
Applicable income taxes$11,0003,764
Income before extraordinary items$274,0003,307
Extraordinary gains, net$016
Net income$274,0003,305
Minority interest net income$091
Net income of bank and minority interests.$274,0003,307
Net charge-offs$-4,0007,239
Cash dividends$565,000593
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$274,0003,199
2009-12-31 (YTD Data)Rank
Total interest income$12,640,0002,608
Total interest expense$4,382,0002,534
Net interest income$8,258,0002,643
Provision for loan and lease losses$2,162,0002,386
Total noninterest income$2,335,0001,909
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,050,0001,608
Trading account gains and fees$0211
Additional Noninterest Income$1,285,0001,832
Total noninterest expense$7,190,0002,725
Salaries and employee benefits$3,860,0002,524
Premises and equipment expense$887,0002,858
Additional noninterest expense$2,443,0002,800
Pre-tax net operating income$1,241,0002,654
Securities gains (losses)$111,0002,052
Applicable income taxes$50,0003,262
Income before extraordinary items$1,302,0002,349
Extraordinary gains, net$034
Net income$1,302,0002,347
Minority interest net income$0115
Net income of bank and minority interests.$1,302,0002,348
Net charge-offs$2,311,0001,867
Cash dividends$1,674,0001,074
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,195,4402,436
2009-09-30 (YTD Data)Rank
Total interest income$9,646,0002,622
Total interest expense$3,383,0002,582
Net interest income$6,263,0002,620
Provision for loan and lease losses$1,450,0002,265
Total noninterest income$2,060,0001,742
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$787,0001,612
Trading account gains and fees$0212
Additional Noninterest Income$1,273,0001,550
Total noninterest expense$5,732,0002,585
Salaries and employee benefits$3,035,0002,451
Premises and equipment expense$675,0002,860
Additional noninterest expense$2,022,0002,549
Pre-tax net operating income$1,141,0002,506
Securities gains (losses)$03,497
Applicable income taxes$49,0003,340
Income before extraordinary items$1,092,0002,333
Extraordinary gains, net$027
Net income$1,092,0002,329
Minority interest net income$0118
Net income of bank and minority interests.$1,092,0002,332
Net charge-offs$1,179,0002,022
Cash dividends$1,387,000937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,092,0002,290
2009-06-30 (YTD Data)Rank
Total interest income$6,524,0002,615
Total interest expense$2,341,0002,596
Net interest income$4,183,0002,593
Provision for loan and lease losses$835,0002,282
Total noninterest income$1,356,0001,771
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$512,0001,617
Trading account gains and fees$0193
Additional Noninterest Income$844,0001,581
Total noninterest expense$3,877,0002,571
Salaries and employee benefits$2,003,0002,506
Premises and equipment expense$461,0002,838
Additional noninterest expense$1,413,0002,463
Pre-tax net operating income$827,0002,459
Securities gains (losses)$03,136
Applicable income taxes$36,0003,368
Income before extraordinary items$791,0002,250
Extraordinary gains, net$021
Net income$791,0002,247
Minority interest net income$0112
Net income of bank and minority interests.$791,0002,249
Net charge-offs$802,0001,832
Cash dividends$1,119,000802
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$791,0002,191
2009-03-31 (YTD Data)Rank
Total interest income$3,245,0002,657
Total interest expense$1,209,0002,614
Net interest income$2,036,0002,664
Provision for loan and lease losses$234,0002,643
Total noninterest income$620,0001,844
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$247,0001,634
Trading account gains and fees$0171
Additional Noninterest Income$373,0001,687
Total noninterest expense$1,926,0002,512
Salaries and employee benefits$1,004,0002,540
Premises and equipment expense$231,0002,868
Additional noninterest expense$691,0002,260
Pre-tax net operating income$496,0002,394
Securities gains (losses)$02,434
Applicable income taxes$22,0003,499
Income before extraordinary items$474,0002,236
Extraordinary gains, net$015
Net income$474,0002,236
Minority interest net income$0102
Net income of bank and minority interests.$474,0002,238
Net charge-offs$82,0003,075
Cash dividends$790,000583
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$474,0002,104
2008-12-31 (YTD Data)Rank
Total interest income$13,785,0002,684
Total interest expense$6,034,0002,505
Net interest income$7,751,0002,789
Provision for loan and lease losses$1,588,0002,085
Total noninterest income$2,678,0001,724
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,172,0001,521
Trading account gains and fees$0154
Additional Noninterest Income$1,506,0001,591
Total noninterest expense$6,324,0002,927
Salaries and employee benefits$3,784,0002,641
Premises and equipment expense$855,0003,014
Additional noninterest expense$1,685,0003,321
Pre-tax net operating income$2,517,0002,072
Securities gains (losses)$03,220
Applicable income taxes$116,0003,271
Income before extraordinary items$2,401,0001,670
Extraordinary gains, net$039
Net income$2,401,0001,671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,280,0001,709
Cash dividends$2,232,0001,218
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,401,0001,784
2008-09-30 (YTD Data)Rank
Total interest income$10,482,0002,698
Total interest expense$4,673,0002,523
Net interest income$5,809,0002,805
Provision for loan and lease losses$807,0002,089
Total noninterest income$2,011,0001,766
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$879,0001,539
Trading account gains and fees$0148
Additional Noninterest Income$1,132,0001,669
Total noninterest expense$4,945,0002,800
Salaries and employee benefits$3,032,0002,518
Premises and equipment expense$655,0002,970
Additional noninterest expense$1,258,0003,254
Pre-tax net operating income$2,068,0002,246
Securities gains (losses)$03,106
Applicable income taxes$94,0003,636
Income before extraordinary items$1,974,0001,801
Extraordinary gains, net$031
Net income$1,974,0001,801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$689,0001,621
Cash dividends$1,928,0001,071
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,974,0001,894
2008-06-30 (YTD Data)Rank
Total interest income$7,156,0002,667
Total interest expense$3,252,0002,519
Net interest income$3,904,0002,774
Provision for loan and lease losses$516,0001,875
Total noninterest income$1,270,0001,853
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$559,0001,575
Trading account gains and fees$0149
Additional Noninterest Income$711,0001,762
Total noninterest expense$3,294,0002,806
Salaries and employee benefits$2,035,0002,535
Premises and equipment expense$431,0003,004
Additional noninterest expense$828,0003,263
Pre-tax net operating income$1,364,0002,376
Securities gains (losses)$03,233
Applicable income taxes$63,0003,868
Income before extraordinary items$1,301,0002,038
Extraordinary gains, net$021
Net income$1,301,0002,038
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$399,0001,509
Cash dividends$1,483,0001,017
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,301,0002,000
2008-03-31 (YTD Data)Rank
Total interest income$3,644,0002,685
Total interest expense$1,714,0002,558
Net interest income$1,930,0002,791
Provision for loan and lease losses$400,0001,144
Total noninterest income$616,0001,913
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$276,0001,586
Trading account gains and fees$0158
Additional Noninterest Income$340,0001,821
Total noninterest expense$1,667,0002,780
Salaries and employee benefits$1,038,0002,501
Premises and equipment expense$214,0003,034
Additional noninterest expense$415,0003,204
Pre-tax net operating income$479,0003,158
Securities gains (losses)$02,688
Applicable income taxes$22,0004,307
Income before extraordinary items$457,0002,894
Extraordinary gains, net$015
Net income$457,0002,897
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0003,006
Cash dividends$817,000894
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$457,0002,813
2007-12-31 (YTD Data)Rank
Total interest income$15,012,0002,676
Total interest expense$7,164,0002,563
Net interest income$7,848,0002,776
Provision for loan and lease losses$300,0003,174
Total noninterest income$2,617,0001,813
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,181,0001,519
Trading account gains and fees$0178
Additional Noninterest Income$1,436,0001,725
Total noninterest expense$6,349,0002,815
Salaries and employee benefits$3,982,0002,499
Premises and equipment expense$784,0003,129
Additional noninterest expense$1,583,0003,267
Pre-tax net operating income$3,816,0002,057
Securities gains (losses)$02,146
Applicable income taxes$168,0004,032
Income before extraordinary items$3,648,0001,729
Extraordinary gains, net$039
Net income$3,648,0001,728
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$427,0001,878
Cash dividends$2,635,0001,318
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,648,0001,720
2007-09-30 (YTD Data)Rank
Total interest income$11,270,0002,676
Total interest expense$5,371,0002,563
Net interest income$5,899,0002,777
Provision for loan and lease losses$225,0002,782
Total noninterest income$1,914,0001,853
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$868,0001,520
Trading account gains and fees$0184
Additional Noninterest Income$1,046,0001,780
Total noninterest expense$4,799,0002,764
Salaries and employee benefits$3,069,0002,440
Premises and equipment expense$570,0003,202
Additional noninterest expense$1,160,0003,283
Pre-tax net operating income$2,789,0002,240
Securities gains (losses)$01,655
Applicable income taxes$125,0004,230
Income before extraordinary items$2,664,0001,891
Extraordinary gains, net$033
Net income$2,664,0001,889
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0003,510
Cash dividends$2,153,0001,152
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,664,0001,879
2007-06-30 (YTD Data)Rank
Total interest income$7,436,0002,718
Total interest expense$3,505,0002,612
Net interest income$3,931,0002,795
Provision for loan and lease losses$150,0002,579
Total noninterest income$1,254,0001,892
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$567,0001,548
Trading account gains and fees$0168
Additional Noninterest Income$687,0001,801
Total noninterest expense$3,221,0002,783
Salaries and employee benefits$2,064,0002,467
Premises and equipment expense$370,0003,289
Additional noninterest expense$787,0003,236
Pre-tax net operating income$1,814,0002,329
Securities gains (losses)$01,444
Applicable income taxes$81,0004,334
Income before extraordinary items$1,733,0001,985
Extraordinary gains, net$029
Net income$1,733,0001,985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0002,277
Cash dividends$1,569,0001,082
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,733,0001,966
2007-03-31 (YTD Data)Rank
Total interest income$3,634,0002,763
Total interest expense$1,679,0002,704
Net interest income$1,955,0002,823
Provision for loan and lease losses$75,0002,404
Total noninterest income$627,0001,877
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$270,0001,592
Trading account gains and fees$0195
Additional Noninterest Income$357,0001,734
Total noninterest expense$1,649,0002,745
Salaries and employee benefits$1,024,0002,497
Premises and equipment expense$199,0003,126
Additional noninterest expense$426,0003,006
Pre-tax net operating income$858,0002,441
Securities gains (losses)$01,187
Applicable income taxes$39,0004,383
Income before extraordinary items$819,0002,020
Extraordinary gains, net$022
Net income$819,0002,020
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0001,338
Cash dividends$851,000931
Sale, conversion, retirement of capital stock, net$0885
Net operating income$819,0002,012
2006-12-31 (YTD Data)Rank
Total interest income$13,904,0002,706
Total interest expense$5,950,0002,617
Net interest income$7,954,0002,772
Provision for loan and lease losses$236,0003,235
Total noninterest income$2,545,0001,857
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,227,0001,464
Trading account gains and fees$0130
Additional Noninterest Income$1,318,0001,825
Total noninterest expense$6,303,0002,758
Salaries and employee benefits$3,889,0002,505
Premises and equipment expense$718,0003,276
Additional noninterest expense$1,696,0002,972
Pre-tax net operating income$3,960,0002,280
Securities gains (losses)$-1,0006,756
Applicable income taxes$140,0004,685
Income before extraordinary items$3,819,0001,867
Extraordinary gains, net$051
Net income$3,819,0001,869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$257,0001,873
Cash dividends$2,975,0001,134
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,819,9601,848
2006-09-30 (YTD Data)Rank
Total interest income$10,269,0002,732
Total interest expense$4,294,0002,624
Net interest income$5,975,0002,788
Provision for loan and lease losses$225,0002,598
Total noninterest income$1,904,0001,876
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$933,0001,441
Trading account gains and fees$0126
Additional Noninterest Income$971,0001,860
Total noninterest expense$4,715,0002,767
Salaries and employee benefits$2,895,0002,512
Premises and equipment expense$540,0003,267
Additional noninterest expense$1,280,0002,945
Pre-tax net operating income$2,939,0002,373
Securities gains (losses)$-1,0007,100
Applicable income taxes$104,0004,888
Income before extraordinary items$2,834,0001,933
Extraordinary gains, net$045
Net income$2,834,0001,934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$301,0001,144
Cash dividends$2,579,000934
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,834,9601,918
2006-06-30 (YTD Data)Rank
Total interest income$6,720,0002,743
Total interest expense$2,773,0002,609
Net interest income$3,947,0002,813
Provision for loan and lease losses$150,0002,563
Total noninterest income$1,219,0001,926
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$604,0001,469
Trading account gains and fees$0126
Additional Noninterest Income$615,0001,926
Total noninterest expense$3,136,0002,786
Salaries and employee benefits$1,943,0002,504
Premises and equipment expense$363,0003,231
Additional noninterest expense$830,0003,036
Pre-tax net operating income$1,880,0002,428
Securities gains (losses)$-1,0007,450
Applicable income taxes$66,0004,985
Income before extraordinary items$1,813,0001,999
Extraordinary gains, net$039
Net income$1,813,0002,001
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$292,000846
Cash dividends$1,963,000846
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,813,9601,987
2006-03-31 (YTD Data)Rank
Total interest income$3,272,0002,751
Total interest expense$1,339,0002,574
Net interest income$1,933,0002,861
Provision for loan and lease losses$75,0002,394
Total noninterest income$592,0001,953
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$299,0001,430
Trading account gains and fees$0115
Additional Noninterest Income$293,0001,977
Total noninterest expense$1,601,0002,734
Salaries and employee benefits$980,0002,488
Premises and equipment expense$183,0003,224
Additional noninterest expense$438,0002,874
Pre-tax net operating income$849,0002,591
Securities gains (losses)$-1,0007,892
Applicable income taxes$30,0005,017
Income before extraordinary items$818,0002,139
Extraordinary gains, net$021
Net income$818,0002,139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0002,805
Cash dividends$1,133,000676
Sale, conversion, retirement of capital stock, net$0648
Net operating income$818,9602,125
2005-12-31 (YTD Data)Rank
Total interest income$12,166,0002,681
Total interest expense$4,546,0002,397
Net interest income$7,620,0002,825
Provision for loan and lease losses$175,0003,852
Total noninterest income$2,358,0001,966
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,028,0001,685
Trading account gains and fees$0138
Additional Noninterest Income$1,330,0001,817
Total noninterest expense$6,145,0002,691
Salaries and employee benefits$3,747,0002,436
Premises and equipment expense$706,0003,207
Additional noninterest expense$1,692,0002,930
Pre-tax net operating income$3,658,0002,370
Securities gains (losses)$-9,0007,501
Applicable income taxes$182,0004,779
Income before extraordinary items$3,467,0001,975
Extraordinary gains, net$046
Net income$3,467,0001,974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$200,0002,287
Cash dividends$2,240,0001,344
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,475,5501,953
2005-09-30 (YTD Data)Rank
Total interest income$8,964,0002,660
Total interest expense$3,279,0002,377
Net interest income$5,685,0002,809
Provision for loan and lease losses$175,0003,250
Total noninterest income$1,719,0001,995
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$749,0001,717
Trading account gains and fees$0126
Additional Noninterest Income$970,0001,861
Total noninterest expense$4,572,0002,680
Salaries and employee benefits$2,777,0002,428
Premises and equipment expense$526,0003,213
Additional noninterest expense$1,269,0002,895
Pre-tax net operating income$2,657,0002,458
Securities gains (losses)$-9,0007,876
Applicable income taxes$131,0004,973
Income before extraordinary items$2,517,0002,054
Extraordinary gains, net$035
Net income$2,517,0002,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0003,098
Cash dividends$1,961,0001,085
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,525,5502,009
2005-06-30 (YTD Data)Rank
Total interest income$5,808,0002,673
Total interest expense$2,063,0002,370
Net interest income$3,745,0002,814
Provision for loan and lease losses$150,0002,598
Total noninterest income$1,117,0002,013
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$480,0001,741
Trading account gains and fees$0116
Additional Noninterest Income$637,0001,851
Total noninterest expense$3,000,0002,692
Salaries and employee benefits$1,831,0002,437
Premises and equipment expense$327,0003,379
Additional noninterest expense$842,0002,882
Pre-tax net operating income$1,712,0002,461
Securities gains (losses)$02,146
Applicable income taxes$88,0004,977
Income before extraordinary items$1,624,0002,081
Extraordinary gains, net$030
Net income$1,624,0002,080
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0003,094
Cash dividends$1,435,000980
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,624,0002,047
2005-03-31 (YTD Data)Rank
Total interest income$2,835,0002,704
Total interest expense$978,0002,389
Net interest income$1,857,0002,832
Provision for loan and lease losses$75,0002,455
Total noninterest income$566,0001,955
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$221,0001,838
Trading account gains and fees$0115
Additional Noninterest Income$345,0001,715
Total noninterest expense$1,541,0002,638
Salaries and employee benefits$927,0002,434
Premises and equipment expense$181,0003,131
Additional noninterest expense$433,0002,804
Pre-tax net operating income$807,0002,552
Securities gains (losses)$01,685
Applicable income taxes$41,0005,013
Income before extraordinary items$766,0002,164
Extraordinary gains, net$024
Net income$766,0002,165
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,232
Cash dividends$791,000820
Sale, conversion, retirement of capital stock, net$0491
Net operating income$766,0002,125
2004-12-31 (YTD Data)Rank
Total interest income$11,191,0002,550
Total interest expense$3,728,0002,177
Net interest income$7,463,0002,712
Provision for loan and lease losses$175,0003,992
Total noninterest income$2,246,0002,031
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$923,0001,896
Trading account gains and fees$0138
Additional Noninterest Income$1,323,0001,785
Total noninterest expense$5,912,0002,691
Salaries and employee benefits$3,543,0002,458
Premises and equipment expense$560,0003,748
Additional noninterest expense$1,809,0002,641
Pre-tax net operating income$3,622,0002,216
Securities gains (losses)$03,819
Applicable income taxes$102,0005,491
Income before extraordinary items$3,520,0001,802
Extraordinary gains, net$034
Net income$3,520,0001,802
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$141,0003,122
Cash dividends$2,851,0001,014
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,520,0001,757
2004-09-30 (YTD Data)Rank
Total interest income$8,332,0002,533
Total interest expense$2,775,0002,153
Net interest income$5,557,0002,697
Provision for loan and lease losses$175,0003,272
Total noninterest income$1,583,0002,129
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$679,0001,940
Trading account gains and fees$0134
Additional Noninterest Income$904,0001,910
Total noninterest expense$4,535,0002,583
Salaries and employee benefits$2,720,0002,383
Premises and equipment expense$405,0003,839
Additional noninterest expense$1,410,0002,515
Pre-tax net operating income$2,430,0002,449
Securities gains (losses)$03,710
Applicable income taxes$121,0005,125
Income before extraordinary items$2,309,0002,032
Extraordinary gains, net$026
Net income$2,309,0002,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0002,788
Cash dividends$2,258,000868
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,309,0001,979
2004-06-30 (YTD Data)Rank
Total interest income$5,530,0002,524
Total interest expense$1,860,0002,121
Net interest income$3,670,0002,708
Provision for loan and lease losses$150,0002,691
Total noninterest income$1,049,0002,119
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$448,0001,930
Trading account gains and fees$0130
Additional Noninterest Income$601,0001,922
Total noninterest expense$2,942,0002,663
Salaries and employee benefits$1,827,0002,359
Premises and equipment expense$232,0004,308
Additional noninterest expense$883,0002,671
Pre-tax net operating income$1,627,0002,416
Securities gains (losses)$03,413
Applicable income taxes$84,0005,065
Income before extraordinary items$1,543,0002,028
Extraordinary gains, net$021
Net income$1,543,0002,029
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0002,262
Cash dividends$1,811,000754
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,543,0001,973
2004-03-31 (YTD Data)Rank
Total interest income$2,771,0002,524
Total interest expense$961,0002,081
Net interest income$1,810,0002,740
Provision for loan and lease losses$75,0002,550
Total noninterest income$521,0002,091
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$217,0001,928
Trading account gains and fees$0121
Additional Noninterest Income$304,0001,867
Total noninterest expense$1,456,0002,704
Salaries and employee benefits$926,0002,342
Premises and equipment expense$108,0004,563
Additional noninterest expense$422,0002,763
Pre-tax net operating income$800,0002,431
Securities gains (losses)$02,934
Applicable income taxes$41,0005,084
Income before extraordinary items$759,0002,028
Extraordinary gains, net$016
Net income$759,0002,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0003,144
Cash dividends$1,090,000624
Sale, conversion, retirement of capital stock, net$0464
Net operating income$759,0001,950
2003-12-31 (YTD Data)Rank
Total interest income$12,126,0002,362
Total interest expense$4,334,0002,055
Net interest income$7,792,0002,480
Provision for loan and lease losses$315,0003,050
Total noninterest income$2,058,0002,280
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$907,0001,901
Trading account gains and fees$0160
Additional Noninterest Income$1,151,0002,178
Total noninterest expense$5,828,0002,661
Salaries and employee benefits$3,565,0002,372
Premises and equipment expense$496,0004,084
Additional noninterest expense$1,767,0002,677
Pre-tax net operating income$3,707,0002,104
Securities gains (losses)$04,500
Applicable income taxes$186,0005,023
Income before extraordinary items$3,521,0001,765
Extraordinary gains, net$054
Net income$3,521,0001,767
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,281
Cash dividends$2,831,0001,046
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,521,0001,681
2003-09-30 (YTD Data)Rank
Total interest income$9,241,0002,374
Total interest expense$3,340,0002,079
Net interest income$5,901,0002,483
Provision for loan and lease losses$315,0002,407
Total noninterest income$1,565,0002,286
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$678,0001,908
Trading account gains and fees$0153
Additional Noninterest Income$887,0002,221
Total noninterest expense$4,325,0002,697
Salaries and employee benefits$2,669,0002,380
Premises and equipment expense$360,0004,184
Additional noninterest expense$1,296,0002,707
Pre-tax net operating income$2,826,0002,141
Securities gains (losses)$04,204
Applicable income taxes$151,0005,082
Income before extraordinary items$2,675,0001,807
Extraordinary gains, net$040
Net income$2,675,0001,807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0008,563
Cash dividends$2,567,000830
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,675,0001,708
2003-06-30 (YTD Data)Rank
Total interest income$6,152,0002,384
Total interest expense$2,316,0002,075
Net interest income$3,836,0002,538
Provision for loan and lease losses$210,0002,412
Total noninterest income$1,014,0002,338
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$447,0001,897
Trading account gains and fees$0150
Additional Noninterest Income$567,0002,259
Total noninterest expense$2,907,0002,678
Salaries and employee benefits$1,799,0002,344
Premises and equipment expense$249,0004,056
Additional noninterest expense$859,0002,710
Pre-tax net operating income$1,733,0002,316
Securities gains (losses)$03,782
Applicable income taxes$89,0005,272
Income before extraordinary items$1,644,0001,937
Extraordinary gains, net$030
Net income$1,644,0001,936
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-36,0008,920
Cash dividends$1,974,000775
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,644,0001,827
2003-03-31 (YTD Data)Rank
Total interest income$3,044,0002,418
Total interest expense$1,175,0002,089
Net interest income$1,869,0002,589
Provision for loan and lease losses$105,0002,265
Total noninterest income$504,0002,271
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$217,0001,890
Trading account gains and fees$0134
Additional Noninterest Income$287,0002,171
Total noninterest expense$1,435,0002,692
Salaries and employee benefits$859,0002,455
Premises and equipment expense$113,0004,362
Additional noninterest expense$463,0002,502
Pre-tax net operating income$833,0002,394
Securities gains (losses)$02,891
Applicable income taxes$45,0005,243
Income before extraordinary items$788,0002,000
Extraordinary gains, net$021
Net income$788,0001,998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0003,762
Cash dividends$1,135,000621
Sale, conversion, retirement of capital stock, net$0419
Net operating income$788,0001,884
2002-12-31 (YTD Data)Rank
Total interest income$13,006,0002,361
Total interest expense$5,615,0002,009
Net interest income$7,391,0002,586
Provision for loan and lease losses$440,0002,632
Total noninterest income$1,876,0002,243
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$927,0001,732
Trading account gains and fees$0153
Additional Noninterest Income$949,0002,258
Total noninterest expense$5,382,0002,734
Salaries and employee benefits$3,251,0002,442
Premises and equipment expense$626,0003,289
Additional noninterest expense$1,505,0002,956
Pre-tax net operating income$3,445,0002,235
Securities gains (losses)$04,537
Applicable income taxes$182,0005,244
Income before extraordinary items$3,263,0001,835
Extraordinary gains, net$070
Net income$3,263,0001,834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$260,0002,601
Cash dividends$2,268,0001,187
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,263,0001,771
2001-12-31 (YTD Data)Rank
Total interest income$11,359,0002,981
Total interest expense$6,053,0002,644
Net interest income$5,306,0003,272
Provision for loan and lease losses$755,0001,566
Total noninterest income$1,522,0002,484
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$780,0001,949
Trading account gains and fees$0177
Additional Noninterest Income$742,0002,494
Total noninterest expense$4,176,0003,300
Salaries and employee benefits$2,653,0002,806
Premises and equipment expense$418,0004,465
Additional noninterest expense$1,105,0003,750
Pre-tax net operating income$1,897,0003,300
Securities gains (losses)$04,612
Applicable income taxes$128,0005,682
Income before extraordinary items$1,769,0002,842
Extraordinary gains, net$0105
Net income$1,769,0002,844
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0004,190
Cash dividends$1,956,0001,370
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,769,0002,756
2000-12-31 (YTD Data)Rank
Total interest income$9,848,0003,445
Total interest expense$5,413,0003,087
Net interest income$4,435,0003,850
Provision for loan and lease losses$260,0003,149
Total noninterest income$1,304,0002,596
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$588,0002,339
Trading account gains and fees$0180
Additional Noninterest Income$716,0002,315
Total noninterest expense$3,481,0003,718
Salaries and employee benefits$2,236,0003,140
Premises and equipment expense$393,0004,562
Additional noninterest expense$852,0004,528
Pre-tax net operating income$1,998,0003,327
Securities gains (losses)$01,956
Applicable income taxes$109,0006,406
Income before extraordinary items$1,889,0002,694
Extraordinary gains, net$038
Net income$1,889,0002,693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0003,695
Cash dividends$2,290,0001,208
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,889,0002,694
1999-12-31 (YTD Data)Rank
Total interest income$8,841,0003,583
Total interest expense$4,550,0003,199
Net interest income$4,291,0003,936
Provision for loan and lease losses$08,503
Total noninterest income$1,124,0002,832
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$518,0002,545
Trading account gains and fees$0173
Additional Noninterest Income$606,0002,609
Total noninterest expense$3,347,0003,849
Salaries and employee benefits$2,127,0003,238
Premises and equipment expense$401,0004,526
Additional noninterest expense$819,0004,702
Pre-tax net operating income$2,068,0003,250
Securities gains (losses)$03,155
Applicable income taxes$125,0006,576
Income before extraordinary items$1,943,0002,654
Extraordinary gains, net$035
Net income$1,943,0002,654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-472,00010,178
Cash dividends$1,865,0001,447
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,943,0002,627
1998-12-31 (YTD Data)Rank
Total interest income$8,389,0003,764
Total interest expense$4,374,0003,399
Net interest income$4,015,0004,110
Provision for loan and lease losses$530,0001,644
Total noninterest income$972,0003,148
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$523,0002,455
Trading account gains and fees$0224
Additional Noninterest Income$449,0003,194
Total noninterest expense$3,265,0003,828
Salaries and employee benefits$2,012,0003,312
Premises and equipment expense$392,0004,494
Additional noninterest expense$861,0004,440
Pre-tax net operating income$1,192,0004,903
Securities gains (losses)$506,000552
Applicable income taxes$445,0004,150
Income before extraordinary items$1,253,0003,787
Extraordinary gains, net$032
Net income$1,253,0003,786
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$358,0001,639
Cash dividends$600,0003,104
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$878,5604,815
1997-12-31 (YTD Data)Rank
Total interest income$8,370,0003,811
Total interest expense$4,503,0003,293
Net interest income$3,867,0004,365
Provision for loan and lease losses$08,829
Total noninterest income$1,000,0003,040
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$547,0002,409
Trading account gains and fees$0239
Additional Noninterest Income$453,0003,029
Total noninterest expense$3,312,0003,788
Salaries and employee benefits$1,941,0003,407
Premises and equipment expense$417,0004,309
Additional noninterest expense$954,0004,075
Pre-tax net operating income$1,555,0004,356
Securities gains (losses)$477,000437
Applicable income taxes$648,0003,464
Income before extraordinary items$1,384,0003,603
Extraordinary gains, net$044
Net income$1,384,0003,604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,485
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,059,6404,434
1996-12-31 (YTD Data)Rank
Total interest income$8,137,0003,971
Total interest expense$4,684,0003,190
Net interest income$3,453,0004,872
Provision for loan and lease losses$30,0007,397
Total noninterest income$1,024,0003,071
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$548,0002,485
Trading account gains and fees$0262
Additional Noninterest Income$476,0003,030
Total noninterest expense$4,181,0003,213
Salaries and employee benefits$1,838,0003,605
Premises and equipment expense$471,0003,964
Additional noninterest expense$1,872,0002,607
Pre-tax net operating income$266,0009,364
Securities gains (losses)$96,000975
Applicable income taxes$53,0009,640
Income before extraordinary items$309,0008,343
Extraordinary gains, net$053
Net income$309,0008,340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0005,752
Cash dividends$66,0007,274
Sale, conversion, retirement of capital stock, net$0953
Net operating income$227,4008,969
1995-12-31 (YTD Data)Rank
Total interest income$7,429,0004,319
Total interest expense$4,472,0003,324
Net interest income$2,957,0005,564
Provision for loan and lease losses$180,0003,223
Total noninterest income$982,0003,141
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$574,0002,355
Trading account gains and fees$0522
Additional Noninterest Income$408,0003,275
Total noninterest expense$3,196,0004,067
Salaries and employee benefits$1,673,0003,873
Premises and equipment expense$388,0004,661
Additional noninterest expense$1,135,0003,932
Pre-tax net operating income$563,0008,094
Securities gains (losses)$-209,00011,683
Applicable income taxes$95,0009,268
Income before extraordinary items$259,0009,335
Extraordinary gains, net$065
Net income$259,0009,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0003,672
Cash dividends$102,0006,718
Sale, conversion, retirement of capital stock, net$0809
Net operating income$411,5707,923
1994-12-31 (YTD Data)Rank
Total interest income$6,774,0004,352
Total interest expense$3,335,0003,590
Net interest income$3,439,0005,014
Provision for loan and lease losses$180,0003,202
Total noninterest income$950,0003,227
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$587,0002,318
Trading account gains and fees$0475
Additional Noninterest Income$363,0003,632
Total noninterest expense$3,077,0004,315
Salaries and employee benefits$1,669,0003,889
Premises and equipment expense$300,0005,716
Additional noninterest expense$1,108,0004,334
Pre-tax net operating income$1,132,0005,456
Securities gains (losses)$-40,00010,871
Applicable income taxes$368,0005,069
Income before extraordinary items$724,0005,778
Extraordinary gains, net$0249
Net income$724,0005,793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$359,0001,691
Cash dividends$603,0002,776
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$750,4005,686
1993-12-31 (YTD Data)Rank
Total interest income$7,217,0004,197
Total interest expense$3,565,0003,520
Net interest income$3,652,0004,773
Provision for loan and lease losses$280,0003,154
Total noninterest income$969,0003,430
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$572,0002,410
Trading account gains and fees$0532
Additional Noninterest Income$397,0003,771
Total noninterest expense$2,993,0004,521
Salaries and employee benefits$1,667,0003,885
Premises and equipment expense$242,0006,848
Additional noninterest expense$1,084,0004,600
Pre-tax net operating income$1,348,0004,729
Securities gains (losses)$271,0001,393
Applicable income taxes$557,0003,817
Income before extraordinary items$1,062,0004,455
Extraordinary gains, net$03,149
Net income$1,062,0004,585
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$185,0003,273
Cash dividends$142,0006,233
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$883,1404,949
1992-12-31 (YTD Data)Rank
Total interest income$7,914,0004,326
Total interest expense$4,445,0003,687
Net interest income$3,469,0005,047
Provision for loan and lease losses$80,0007,886
Total noninterest income$906,0003,595
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$511,0002,711
Trading account gains and fees$0504
Additional Noninterest Income$395,0003,737
Total noninterest expense$2,782,0004,843
Salaries and employee benefits$1,592,0004,005
Premises and equipment expense$199,0007,855
Additional noninterest expense$991,0005,086
Pre-tax net operating income$1,513,0004,014
Securities gains (losses)$216,0001,906
Applicable income taxes$573,0003,557
Income before extraordinary items$1,156,0003,935
Extraordinary gains, net$01,422
Net income$1,156,0003,979
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-138,00013,796
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,011,2804,133

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.