Home > Manufacturers and Traders Trust Company > Net charge- offs to loans

Manufacturers and Traders Trust Company, Net charge- offs to loans

2024-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0671%920
Percentage Net Loans Charged-off: Total real estate loans0.0000%561
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.0000%247
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%376
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net689,411.0000%4
Percentage Net Loans Charged-off: Commercial and industrial0.1166%691
Percentage Net Loans Charged-off: Loans to individuals1,951,170.0000%1
Percentage Net Loans Charged-off: Credit card loans7,661.0000%1
Percentage Net Loans Charged-off: Other loans to individual0.0024%1,926
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE23.9459%8
2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0468%1,407
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,113
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.0000%532
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%792
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net655,687.0000%8
Percentage Net Loans Charged-off: Commercial and industrial0.1263%1,107
Percentage Net Loans Charged-off: Loans to individuals1,988,515.0000%1
Percentage Net Loans Charged-off: Credit card loans7,920.0000%1
Percentage Net Loans Charged-off: Other loans to individual0.0025%2,702
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE24.1123%20
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2121%342
Percentage Net Loans Charged-off: Total real estate loans0.1634%92
Percentage Net Loans Charged-off:Construction & development-0.0083%4,472
Percentage Net Loans Charged-off: Commercial real estate0.3923%57
Percentage Net Loans Charged-off: Multi-family residential-0.0047%4,657
Percentage Net Loans Charged-off: 1-4 family residential0.0109%279
Percentage Net Loans Charged-off: Home equity loans0.0355%63
All other 1-4 family - Percent of loans charged-off, net0.0060%289
Percentage Net Loans Charged-off: Commercial and industrial0.0750%592
Percentage Net Loans Charged-off: Loans to individuals0.6250%840
Percentage Net Loans Charged-off: Credit card loans3.3355%120
Percentage Net Loans Charged-off: Other loans to individual0.4994%885
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0043%4,673
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1397%579
Percentage Net Loans Charged-off: Total real estate loans0.0578%339
Percentage Net Loans Charged-off:Construction & development-0.1094%4,583
Percentage Net Loans Charged-off: Commercial real estate0.1749%159
Percentage Net Loans Charged-off: Multi-family residential-0.0053%4,649
Percentage Net Loans Charged-off: 1-4 family residential0.0043%699
Percentage Net Loans Charged-off: Home equity loans-0.0172%4,372
All other 1-4 family - Percent of loans charged-off, net0.0090%572
Percentage Net Loans Charged-off: Commercial and industrial0.1417%753
Percentage Net Loans Charged-off: Loans to individuals0.3155%1,361
Percentage Net Loans Charged-off: Credit card loans2.3508%151
Percentage Net Loans Charged-off: Other loans to individual0.2288%1,528
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0305%4,701
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1448%456
Percentage Net Loans Charged-off: Total real estate loans0.0606%266
Percentage Net Loans Charged-off:Construction & development-0.0983%4,606
Percentage Net Loans Charged-off: Commercial real estate0.1800%120
Percentage Net Loans Charged-off: Multi-family residential-0.0042%4,691
Percentage Net Loans Charged-off: 1-4 family residential0.0017%619
Percentage Net Loans Charged-off: Home equity loans-0.0273%4,447
All other 1-4 family - Percent of loans charged-off, net0.0080%502
Percentage Net Loans Charged-off: Commercial and industrial0.2027%507
Percentage Net Loans Charged-off: Loans to individuals0.2493%1,400
Percentage Net Loans Charged-off: Credit card loans2.2659%146
Percentage Net Loans Charged-off: Other loans to individual0.1654%1,590
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0918%12
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1084%555
Percentage Net Loans Charged-off: Total real estate loans-0.0185%3,983
Percentage Net Loans Charged-off:Construction & development-0.1755%4,269
Percentage Net Loans Charged-off: Commercial real estate0.0174%212
Percentage Net Loans Charged-off: Multi-family residential-0.0054%3,825
Percentage Net Loans Charged-off: 1-4 family residential0.0034%501
Percentage Net Loans Charged-off: Home equity loans-0.0241%3,278
All other 1-4 family - Percent of loans charged-off, net0.0094%414
Percentage Net Loans Charged-off: Commercial and industrial0.2194%392
Percentage Net Loans Charged-off: Loans to individuals0.2486%1,317
Percentage Net Loans Charged-off: Credit card loans2.2530%138
Percentage Net Loans Charged-off: Other loans to individual0.1662%1,470
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1492%11
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0302%1,008
Percentage Net Loans Charged-off: Total real estate loans-0.0935%4,539
Percentage Net Loans Charged-off:Construction & development-0.3485%4,318
Percentage Net Loans Charged-off: Commercial real estate-0.0942%4,540
Percentage Net Loans Charged-off: Multi-family residential-0.0083%3,841
Percentage Net Loans Charged-off: 1-4 family residential0.0099%323
Percentage Net Loans Charged-off: Home equity loans-0.0336%3,350
All other 1-4 family - Percent of loans charged-off, net0.0195%261
Percentage Net Loans Charged-off: Commercial and industrial-0.1162%4,130
Percentage Net Loans Charged-off: Loans to individuals0.2614%1,166
Percentage Net Loans Charged-off: Credit card loans2.2991%131
Percentage Net Loans Charged-off: Other loans to individual0.1789%1,265
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.4012%9
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2000%481
Percentage Net Loans Charged-off: Total real estate loans0.1216%317
Percentage Net Loans Charged-off:Construction & development0.0461%150
Percentage Net Loans Charged-off: Commercial real estate0.2833%190
Percentage Net Loans Charged-off: Multi-family residential0.0664%53
Percentage Net Loans Charged-off: 1-4 family residential-0.0050%3,526
Percentage Net Loans Charged-off: Home equity loans-0.0689%3,398
All other 1-4 family - Percent of loans charged-off, net0.0093%777
Percentage Net Loans Charged-off: Commercial and industrial0.3333%511
Percentage Net Loans Charged-off: Loans to individuals0.2276%1,467
Percentage Net Loans Charged-off: Credit card loans2.2610%138
Percentage Net Loans Charged-off: Other loans to individual0.1428%1,663
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1776%17
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2219%372
Percentage Net Loans Charged-off: Total real estate loans0.1737%206
Percentage Net Loans Charged-off:Construction & development0.0156%163
Percentage Net Loans Charged-off: Commercial real estate0.4331%113
Percentage Net Loans Charged-off: Multi-family residential0.0926%36
Percentage Net Loans Charged-off: 1-4 family residential-0.0128%3,859
Percentage Net Loans Charged-off: Home equity loans-0.0697%3,457
All other 1-4 family - Percent of loans charged-off, net-0.0001%3,383
Percentage Net Loans Charged-off: Commercial and industrial0.2780%497
Percentage Net Loans Charged-off: Loans to individuals0.2293%1,288
Percentage Net Loans Charged-off: Credit card loans2.4161%142
Percentage Net Loans Charged-off: Other loans to individual0.1380%1,496
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0449%1,043
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2468%355
Percentage Net Loans Charged-off: Total real estate loans0.2214%166
Percentage Net Loans Charged-off:Construction & development0.0387%111
Percentage Net Loans Charged-off: Commercial real estate0.5369%98
Percentage Net Loans Charged-off: Multi-family residential0.1374%20
Percentage Net Loans Charged-off: 1-4 family residential-0.0097%3,871
Percentage Net Loans Charged-off: Home equity loans-0.0563%3,470
All other 1-4 family - Percent of loans charged-off, net0.0007%748
Percentage Net Loans Charged-off: Commercial and industrial0.2285%487
Percentage Net Loans Charged-off: Loans to individuals0.3012%1,052
Percentage Net Loans Charged-off: Credit card loans2.6127%138
Percentage Net Loans Charged-off: Other loans to individual0.2029%1,173
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0399%1,019
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3042%276
Percentage Net Loans Charged-off: Total real estate loans0.3676%89
Percentage Net Loans Charged-off:Construction & development-0.0157%4,235
Percentage Net Loans Charged-off: Commercial real estate0.9703%46
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0088%3,929
Percentage Net Loans Charged-off: Home equity loans-0.0845%3,565
All other 1-4 family - Percent of loans charged-off, net0.0083%456
Percentage Net Loans Charged-off: Commercial and industrial0.0556%634
Percentage Net Loans Charged-off: Loans to individuals0.4789%803
Percentage Net Loans Charged-off: Credit card loans2.6213%149
Percentage Net Loans Charged-off: Other loans to individual0.3851%814
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0326%981
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2580%673
Percentage Net Loans Charged-off: Total real estate loans0.0652%839
Percentage Net Loans Charged-off:Construction & development0.0124%309
Percentage Net Loans Charged-off: Commercial real estate0.1294%514
Percentage Net Loans Charged-off: Multi-family residential0.0044%94
Percentage Net Loans Charged-off: 1-4 family residential0.0292%1,009
Percentage Net Loans Charged-off: Home equity loans0.0730%241
All other 1-4 family - Percent of loans charged-off, net0.0178%1,106
Percentage Net Loans Charged-off: Commercial and industrial0.3829%799
Percentage Net Loans Charged-off: Loans to individuals0.6620%948
Percentage Net Loans Charged-off: Credit card loans3.0109%171
Percentage Net Loans Charged-off: Other loans to individual0.5412%1,054
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0272%1,051
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2102%728
Percentage Net Loans Charged-off: Total real estate loans0.0571%776
Percentage Net Loans Charged-off:Construction & development0.0186%226
Percentage Net Loans Charged-off: Commercial real estate0.1006%439
Percentage Net Loans Charged-off: Multi-family residential0.0059%64
Percentage Net Loans Charged-off: 1-4 family residential0.0338%827
Percentage Net Loans Charged-off: Home equity loans0.0521%236
All other 1-4 family - Percent of loans charged-off, net0.0290%815
Percentage Net Loans Charged-off: Commercial and industrial0.2184%939
Percentage Net Loans Charged-off: Loans to individuals0.7348%823
Percentage Net Loans Charged-off: Credit card loans2.4741%224
Percentage Net Loans Charged-off: Other loans to individual0.6430%855
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0230%1,037
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2556%615
Percentage Net Loans Charged-off: Total real estate loans0.0774%583
Percentage Net Loans Charged-off:Construction & development-0.0076%4,206
Percentage Net Loans Charged-off: Commercial real estate0.1486%318
Percentage Net Loans Charged-off: Multi-family residential0.0090%45
Percentage Net Loans Charged-off: 1-4 family residential0.0453%655
Percentage Net Loans Charged-off: Home equity loans0.0714%187
All other 1-4 family - Percent of loans charged-off, net0.0382%665
Percentage Net Loans Charged-off: Commercial and industrial0.2845%771
Percentage Net Loans Charged-off: Loans to individuals0.8517%803
Percentage Net Loans Charged-off: Credit card loans2.1012%273
Percentage Net Loans Charged-off: Other loans to individual0.7829%783
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0156%1,023
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2129%656
Percentage Net Loans Charged-off: Total real estate loans0.0413%612
Percentage Net Loans Charged-off:Construction & development-0.0113%4,298
Percentage Net Loans Charged-off: Commercial real estate0.0203%367
Percentage Net Loans Charged-off: Multi-family residential-0.0001%4,024
Percentage Net Loans Charged-off: 1-4 family residential0.0983%371
Percentage Net Loans Charged-off: Home equity loans0.1475%108
All other 1-4 family - Percent of loans charged-off, net0.0848%382
Percentage Net Loans Charged-off: Commercial and industrial0.2278%662
Percentage Net Loans Charged-off: Loans to individuals0.9189%835
Percentage Net Loans Charged-off: Credit card loans3.1445%183
Percentage Net Loans Charged-off: Other loans to individual0.7896%850
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0166%1,005
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1611%1,247
Percentage Net Loans Charged-off: Total real estate loans0.0329%1,383
Percentage Net Loans Charged-off:Construction & development0.0997%228
Percentage Net Loans Charged-off: Commercial real estate-0.0005%4,240
Percentage Net Loans Charged-off: Multi-family residential-0.0006%4,048
Percentage Net Loans Charged-off: 1-4 family residential0.0457%1,077
Percentage Net Loans Charged-off: Home equity loans0.1162%254
All other 1-4 family - Percent of loans charged-off, net0.0265%1,261
Percentage Net Loans Charged-off: Commercial and industrial0.1660%1,527
Percentage Net Loans Charged-off: Loans to individuals0.7953%1,030
Percentage Net Loans Charged-off: Credit card loans3.1472%204
Percentage Net Loans Charged-off: Other loans to individual0.6510%1,163
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0050%42
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1539%1,073
Percentage Net Loans Charged-off: Total real estate loans0.0403%1,062
Percentage Net Loans Charged-off:Construction & development0.1319%160
Percentage Net Loans Charged-off: Commercial real estate-0.0049%4,429
Percentage Net Loans Charged-off: Multi-family residential-0.0008%4,116
Percentage Net Loans Charged-off: 1-4 family residential0.0551%837
Percentage Net Loans Charged-off: Home equity loans0.1291%198
All other 1-4 family - Percent of loans charged-off, net0.0350%964
Percentage Net Loans Charged-off: Commercial and industrial0.1250%1,382
Percentage Net Loans Charged-off: Loans to individuals0.7961%960
Percentage Net Loans Charged-off: Credit card loans3.0832%194
Percentage Net Loans Charged-off: Other loans to individual0.6555%1,066
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0107%36
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1496%1,043
Percentage Net Loans Charged-off: Total real estate loans0.0504%837
Percentage Net Loans Charged-off:Construction & development0.1740%118
Percentage Net Loans Charged-off: Commercial real estate0.0076%642
Percentage Net Loans Charged-off: Multi-family residential-0.0011%4,148
Percentage Net Loans Charged-off: 1-4 family residential0.0509%765
Percentage Net Loans Charged-off: Home equity loans0.1004%192
All other 1-4 family - Percent of loans charged-off, net0.0375%804
Percentage Net Loans Charged-off: Commercial and industrial0.0797%1,258
Percentage Net Loans Charged-off: Loans to individuals0.8104%916
Percentage Net Loans Charged-off: Credit card loans3.0777%193
Percentage Net Loans Charged-off: Other loans to individual0.6691%990
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0420%1,050
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0998%1,143
Percentage Net Loans Charged-off: Total real estate loans0.0129%1,003
Percentage Net Loans Charged-off:Construction & development-0.0097%4,473
Percentage Net Loans Charged-off: Commercial real estate-0.0087%4,732
Percentage Net Loans Charged-off: Multi-family residential-0.0017%4,216
Percentage Net Loans Charged-off: 1-4 family residential0.0438%663
Percentage Net Loans Charged-off: Home equity loans0.0817%147
All other 1-4 family - Percent of loans charged-off, net0.0334%671
Percentage Net Loans Charged-off: Commercial and industrial-0.0555%4,375
Percentage Net Loans Charged-off: Loans to individuals0.8468%896
Percentage Net Loans Charged-off: Credit card loans3.1094%191
Percentage Net Loans Charged-off: Other loans to individual0.7040%932
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0577%1,047
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1478%1,295
Percentage Net Loans Charged-off: Total real estate loans0.0119%1,942
Percentage Net Loans Charged-off:Construction & development-0.2262%4,758
Percentage Net Loans Charged-off: Commercial real estate0.0485%744
Percentage Net Loans Charged-off: Multi-family residential-0.0025%4,220
Percentage Net Loans Charged-off: 1-4 family residential0.0670%1,039
Percentage Net Loans Charged-off: Home equity loans0.1472%245
All other 1-4 family - Percent of loans charged-off, net0.0458%1,239
Percentage Net Loans Charged-off: Commercial and industrial0.1963%1,342
Percentage Net Loans Charged-off: Loans to individuals0.9215%884
Percentage Net Loans Charged-off: Credit card loans3.1941%189
Percentage Net Loans Charged-off: Other loans to individual0.7810%968
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0147%1,131
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1395%1,169
Percentage Net Loans Charged-off: Total real estate loans0.0090%1,708
Percentage Net Loans Charged-off:Construction & development-0.2440%4,808
Percentage Net Loans Charged-off: Commercial real estate0.0440%602
Percentage Net Loans Charged-off: Multi-family residential-0.0034%4,263
Percentage Net Loans Charged-off: 1-4 family residential0.0693%886
Percentage Net Loans Charged-off: Home equity loans0.1580%210
All other 1-4 family - Percent of loans charged-off, net0.0461%1,055
Percentage Net Loans Charged-off: Commercial and industrial0.1993%1,116
Percentage Net Loans Charged-off: Loans to individuals0.8988%841
Percentage Net Loans Charged-off: Credit card loans3.2426%176
Percentage Net Loans Charged-off: Other loans to individual0.7557%906
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0152%34
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1728%903
Percentage Net Loans Charged-off: Total real estate loans0.0495%878
Percentage Net Loans Charged-off:Construction & development-0.0250%4,534
Percentage Net Loans Charged-off: Commercial real estate0.0500%442
Percentage Net Loans Charged-off: Multi-family residential-0.0024%4,296
Percentage Net Loans Charged-off: 1-4 family residential0.0837%721
Percentage Net Loans Charged-off: Home equity loans0.2090%156
All other 1-4 family - Percent of loans charged-off, net0.0512%886
Percentage Net Loans Charged-off: Commercial and industrial0.2423%875
Percentage Net Loans Charged-off: Loans to individuals0.9296%776
Percentage Net Loans Charged-off: Credit card loans3.3589%167
Percentage Net Loans Charged-off: Other loans to individual0.7807%816
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0865%28
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1846%792
Percentage Net Loans Charged-off: Total real estate loans0.0436%745
Percentage Net Loans Charged-off:Construction & development0.0015%163
Percentage Net Loans Charged-off: Commercial real estate0.0218%380
Percentage Net Loans Charged-off: Multi-family residential-0.0045%4,358
Percentage Net Loans Charged-off: 1-4 family residential0.0852%593
Percentage Net Loans Charged-off: Home equity loans0.2002%149
All other 1-4 family - Percent of loans charged-off, net0.0555%680
Percentage Net Loans Charged-off: Commercial and industrial0.2636%631
Percentage Net Loans Charged-off: Loans to individuals1.0650%735
Percentage Net Loans Charged-off: Credit card loans3.6919%146
Percentage Net Loans Charged-off: Other loans to individual0.9034%756
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0864%1,100
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1574%1,548
Percentage Net Loans Charged-off: Total real estate loans0.0302%1,842
Percentage Net Loans Charged-off:Construction & development-0.1105%4,799
Percentage Net Loans Charged-off: Commercial real estate0.0189%1,121
Percentage Net Loans Charged-off: Multi-family residential-0.0016%4,368
Percentage Net Loans Charged-off: 1-4 family residential0.0866%1,178
Percentage Net Loans Charged-off: Home equity loans0.2115%262
All other 1-4 family - Percent of loans charged-off, net0.0560%1,412
Percentage Net Loans Charged-off: Commercial and industrial0.1600%1,628
Percentage Net Loans Charged-off: Loans to individuals0.9401%944
Percentage Net Loans Charged-off: Credit card loans3.3167%174
Percentage Net Loans Charged-off: Other loans to individual0.7887%1,045
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0083%38
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1688%1,232
Percentage Net Loans Charged-off: Total real estate loans0.0395%1,433
Percentage Net Loans Charged-off:Construction & development-0.0714%4,774
Percentage Net Loans Charged-off: Commercial real estate0.0247%837
Percentage Net Loans Charged-off: Multi-family residential-0.0013%4,397
Percentage Net Loans Charged-off: 1-4 family residential0.0905%1,017
Percentage Net Loans Charged-off: Home equity loans0.2092%235
All other 1-4 family - Percent of loans charged-off, net0.0616%1,222
Percentage Net Loans Charged-off: Commercial and industrial0.2336%1,143
Percentage Net Loans Charged-off: Loans to individuals0.9221%897
Percentage Net Loans Charged-off: Credit card loans3.3918%167
Percentage Net Loans Charged-off: Other loans to individual0.7644%998
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0226%31
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1963%1,027
Percentage Net Loans Charged-off: Total real estate loans0.0626%1,059
Percentage Net Loans Charged-off:Construction & development-0.0001%4,465
Percentage Net Loans Charged-off: Commercial real estate0.0518%573
Percentage Net Loans Charged-off: Multi-family residential-0.0013%4,439
Percentage Net Loans Charged-off: 1-4 family residential0.0997%896
Percentage Net Loans Charged-off: Home equity loans0.2071%226
All other 1-4 family - Percent of loans charged-off, net0.0739%1,023
Percentage Net Loans Charged-off: Commercial and industrial0.2764%913
Percentage Net Loans Charged-off: Loans to individuals0.8960%905
Percentage Net Loans Charged-off: Credit card loans3.5359%159
Percentage Net Loans Charged-off: Other loans to individual0.7247%1,003
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0432%24
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1907%898
Percentage Net Loans Charged-off: Total real estate loans0.0761%774
Percentage Net Loans Charged-off:Construction & development0.0033%218
Percentage Net Loans Charged-off: Commercial real estate0.0753%333
Percentage Net Loans Charged-off: Multi-family residential-0.0016%4,494
Percentage Net Loans Charged-off: 1-4 family residential0.1104%713
Percentage Net Loans Charged-off: Home equity loans0.2307%176
All other 1-4 family - Percent of loans charged-off, net0.0818%785
Percentage Net Loans Charged-off: Commercial and industrial0.2622%667
Percentage Net Loans Charged-off: Loans to individuals1.0059%845
Percentage Net Loans Charged-off: Credit card loans3.6654%150
Percentage Net Loans Charged-off: Other loans to individual0.8305%889
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0352%1,131
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1759%1,560
Percentage Net Loans Charged-off: Total real estate loans0.0523%1,765
Percentage Net Loans Charged-off:Construction & development-0.0585%4,793
Percentage Net Loans Charged-off: Commercial real estate0.0084%1,374
Percentage Net Loans Charged-off: Multi-family residential0.0025%213
Percentage Net Loans Charged-off: 1-4 family residential0.1139%1,241
Percentage Net Loans Charged-off: Home equity loans0.2751%310
All other 1-4 family - Percent of loans charged-off, net0.0784%1,494
Percentage Net Loans Charged-off: Commercial and industrial0.1701%1,630
Percentage Net Loans Charged-off: Loans to individuals1.4086%585
Percentage Net Loans Charged-off: Credit card loans2.9661%197
Percentage Net Loans Charged-off: Other loans to individual1.3008%591
Percentage Net Loans Charged-off: All other loans and lease0.2194%936
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0193%1,186
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1618%1,411
Percentage Net Loans Charged-off: Total real estate loans0.0496%1,544
Percentage Net Loans Charged-off:Construction & development-0.0804%4,899
Percentage Net Loans Charged-off: Commercial real estate0.0053%1,126
Percentage Net Loans Charged-off: Multi-family residential-0.0003%4,555
Percentage Net Loans Charged-off: 1-4 family residential0.1127%1,132
Percentage Net Loans Charged-off: Home equity loans0.2826%283
All other 1-4 family - Percent of loans charged-off, net0.0759%1,347
Percentage Net Loans Charged-off: Commercial and industrial0.0922%1,594
Percentage Net Loans Charged-off: Loans to individuals1.4672%504
Percentage Net Loans Charged-off: Credit card loans2.8984%191
Percentage Net Loans Charged-off: Other loans to individual1.3678%501
Percentage Net Loans Charged-off: All other loans and lease0.2309%776
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0123%1,166
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1502%1,427
Percentage Net Loans Charged-off: Total real estate loans0.0447%1,540
Percentage Net Loans Charged-off:Construction & development-0.0873%4,997
Percentage Net Loans Charged-off: Commercial real estate-0.0030%4,874
Percentage Net Loans Charged-off: Multi-family residential-0.0003%4,588
Percentage Net Loans Charged-off: 1-4 family residential0.1071%1,112
Percentage Net Loans Charged-off: Home equity loans0.2944%256
All other 1-4 family - Percent of loans charged-off, net0.0670%1,340
Percentage Net Loans Charged-off: Commercial and industrial-0.0316%4,531
Percentage Net Loans Charged-off: Loans to individuals1.7306%401
Percentage Net Loans Charged-off: Credit card loans2.8719%189
Percentage Net Loans Charged-off: Other loans to individual1.6499%383
Percentage Net Loans Charged-off: All other loans and lease0.2404%662
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0120%1,159
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1926%1,020
Percentage Net Loans Charged-off: Total real estate loans0.0564%1,125
Percentage Net Loans Charged-off:Construction & development-0.0705%5,044
Percentage Net Loans Charged-off: Commercial real estate-0.0023%4,975
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.1234%838
Percentage Net Loans Charged-off: Home equity loans0.3291%205
All other 1-4 family - Percent of loans charged-off, net0.0800%978
Percentage Net Loans Charged-off: Commercial and industrial0.0016%1,199
Percentage Net Loans Charged-off: Loans to individuals2.1161%348
Percentage Net Loans Charged-off: Credit card loans3.0195%184
Percentage Net Loans Charged-off: Other loans to individual2.0513%325
Percentage Net Loans Charged-off: All other loans and lease0.3413%479
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0010%1,135
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1872%1,544
Percentage Net Loans Charged-off: Total real estate loans0.0669%2,033
Percentage Net Loans Charged-off:Construction & development-0.0578%4,925
Percentage Net Loans Charged-off: Commercial real estate0.0511%1,247
Percentage Net Loans Charged-off: Multi-family residential0.0109%267
Percentage Net Loans Charged-off: 1-4 family residential0.1343%1,472
Percentage Net Loans Charged-off: Home equity loans0.2551%448
All other 1-4 family - Percent of loans charged-off, net0.0796%1,916
Percentage Net Loans Charged-off: Commercial and industrial0.1922%1,576
Percentage Net Loans Charged-off: Loans to individuals1.1795%642
Percentage Net Loans Charged-off: Credit card loans2.7421%221
Percentage Net Loans Charged-off: Other loans to individual1.0654%655
Percentage Net Loans Charged-off: All other loans and lease0.2424%788
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0113%1,239
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1935%1,319
Percentage Net Loans Charged-off: Total real estate loans0.0868%1,614
Percentage Net Loans Charged-off:Construction & development0.0365%619
Percentage Net Loans Charged-off: Commercial real estate0.0481%1,069
Percentage Net Loans Charged-off: Multi-family residential0.0149%219
Percentage Net Loans Charged-off: 1-4 family residential0.1776%1,102
Percentage Net Loans Charged-off: Home equity loans0.2815%389
All other 1-4 family - Percent of loans charged-off, net0.1107%1,475
Percentage Net Loans Charged-off: Commercial and industrial0.2711%1,142
Percentage Net Loans Charged-off: Loans to individuals0.7408%1,027
Percentage Net Loans Charged-off: Credit card loans2.6021%216
Percentage Net Loans Charged-off: Other loans to individual0.6053%1,139
Percentage Net Loans Charged-off: All other loans and lease0.2981%666
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0031%32
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1715%1,438
Percentage Net Loans Charged-off: Total real estate loans0.1041%1,364
Percentage Net Loans Charged-off:Construction & development0.0662%474
Percentage Net Loans Charged-off: Commercial real estate0.0707%849
Percentage Net Loans Charged-off: Multi-family residential0.0081%177
Percentage Net Loans Charged-off: 1-4 family residential0.1873%1,053
Percentage Net Loans Charged-off: Home equity loans0.3039%356
All other 1-4 family - Percent of loans charged-off, net0.1130%1,381
Percentage Net Loans Charged-off: Commercial and industrial0.1507%1,231
Percentage Net Loans Charged-off: Loans to individuals0.7255%991
Percentage Net Loans Charged-off: Credit card loans2.6720%201
Percentage Net Loans Charged-off: Other loans to individual0.5815%1,096
Percentage Net Loans Charged-off: All other loans and lease0.2689%601
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0414%1,213
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2177%1,075
Percentage Net Loans Charged-off: Total real estate loans0.1392%981
Percentage Net Loans Charged-off:Construction & development-0.0066%4,936
Percentage Net Loans Charged-off: Commercial real estate0.1311%484
Percentage Net Loans Charged-off: Multi-family residential0.0162%116
Percentage Net Loans Charged-off: 1-4 family residential0.2370%766
Percentage Net Loans Charged-off: Home equity loans0.3969%241
All other 1-4 family - Percent of loans charged-off, net0.1354%1,012
Percentage Net Loans Charged-off: Commercial and industrial0.2092%773
Percentage Net Loans Charged-off: Loans to individuals0.8371%883
Percentage Net Loans Charged-off: Credit card loans2.6485%214
Percentage Net Loans Charged-off: Other loans to individual0.7013%914
Percentage Net Loans Charged-off: All other loans and lease0.3068%479
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0654%1,199
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1858%2,186
Percentage Net Loans Charged-off: Total real estate loans0.0820%2,562
Percentage Net Loans Charged-off:Construction & development-0.0606%5,176
Percentage Net Loans Charged-off: Commercial real estate0.0325%1,929
Percentage Net Loans Charged-off: Multi-family residential-0.0015%4,896
Percentage Net Loans Charged-off: 1-4 family residential0.2103%1,561
Percentage Net Loans Charged-off: Home equity loans0.2476%634
All other 1-4 family - Percent of loans charged-off, net0.1870%1,645
Percentage Net Loans Charged-off: Commercial and industrial0.1925%1,843
Percentage Net Loans Charged-off: Loans to individuals0.8100%1,183
Percentage Net Loans Charged-off: Credit card loans2.5780%254
Percentage Net Loans Charged-off: Other loans to individual0.6712%1,324
Percentage Net Loans Charged-off: All other loans and lease0.5636%592
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0483%48
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1828%1,997
Percentage Net Loans Charged-off: Total real estate loans0.0808%2,334
Percentage Net Loans Charged-off:Construction & development-0.0944%5,323
Percentage Net Loans Charged-off: Commercial real estate0.0331%1,613
Percentage Net Loans Charged-off: Multi-family residential-0.0017%4,959
Percentage Net Loans Charged-off: 1-4 family residential0.2144%1,419
Percentage Net Loans Charged-off: Home equity loans0.2337%631
All other 1-4 family - Percent of loans charged-off, net0.2024%1,409
Percentage Net Loans Charged-off: Commercial and industrial0.1733%1,649
Percentage Net Loans Charged-off: Loans to individuals0.7950%1,110
Percentage Net Loans Charged-off: Credit card loans2.5655%241
Percentage Net Loans Charged-off: Other loans to individual0.6554%1,217
Percentage Net Loans Charged-off: All other loans and lease0.6485%500
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1306%36
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1886%1,903
Percentage Net Loans Charged-off: Total real estate loans0.0887%2,137
Percentage Net Loans Charged-off:Construction & development-0.1136%5,428
Percentage Net Loans Charged-off: Commercial real estate0.0374%1,366
Percentage Net Loans Charged-off: Multi-family residential-0.0017%4,995
Percentage Net Loans Charged-off: 1-4 family residential0.2334%1,327
Percentage Net Loans Charged-off: Home equity loans0.2318%577
All other 1-4 family - Percent of loans charged-off, net0.2345%1,265
Percentage Net Loans Charged-off: Commercial and industrial0.1712%1,454
Percentage Net Loans Charged-off: Loans to individuals0.8129%1,070
Percentage Net Loans Charged-off: Credit card loans2.4824%246
Percentage Net Loans Charged-off: Other loans to individual0.6786%1,110
Percentage Net Loans Charged-off: All other loans and lease0.6674%440
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1362%23
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2008%1,535
Percentage Net Loans Charged-off: Total real estate loans0.1000%1,631
Percentage Net Loans Charged-off:Construction & development-0.0909%5,493
Percentage Net Loans Charged-off: Commercial real estate0.0267%941
Percentage Net Loans Charged-off: Multi-family residential-0.0011%5,038
Percentage Net Loans Charged-off: 1-4 family residential0.2682%1,006
Percentage Net Loans Charged-off: Home equity loans0.2165%446
All other 1-4 family - Percent of loans charged-off, net0.3000%914
Percentage Net Loans Charged-off: Commercial and industrial0.1017%1,076
Percentage Net Loans Charged-off: Loans to individuals0.8973%970
Percentage Net Loans Charged-off: Credit card loans2.4113%248
Percentage Net Loans Charged-off: Other loans to individual0.7728%995
Percentage Net Loans Charged-off: All other loans and lease0.9879%319
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.2935%15
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2817%2,287
Percentage Net Loans Charged-off: Total real estate loans0.0870%3,275
Percentage Net Loans Charged-off:Construction & development-0.2353%5,719
Percentage Net Loans Charged-off: Commercial real estate0.1162%2,015
Percentage Net Loans Charged-off: Multi-family residential0.0081%604
Percentage Net Loans Charged-off: 1-4 family residential0.1527%2,583
Percentage Net Loans Charged-off: Home equity loans0.1293%1,185
All other 1-4 family - Percent of loans charged-off, net0.1652%2,412
Percentage Net Loans Charged-off: Commercial and industrial0.5896%1,428
Percentage Net Loans Charged-off: Loans to individuals0.7572%1,508
Percentage Net Loans Charged-off: Credit card loans2.1583%327
Percentage Net Loans Charged-off: Other loans to individual0.6651%1,555
Percentage Net Loans Charged-off: All other loans and lease0.6962%553
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1139%64
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2898%2,088
Percentage Net Loans Charged-off: Total real estate loans0.0916%3,005
Percentage Net Loans Charged-off:Construction & development-0.2673%5,802
Percentage Net Loans Charged-off: Commercial real estate0.0870%1,867
Percentage Net Loans Charged-off: Multi-family residential0.0097%497
Percentage Net Loans Charged-off: 1-4 family residential0.2033%2,078
Percentage Net Loans Charged-off: Home equity loans0.2762%866
All other 1-4 family - Percent of loans charged-off, net0.1654%2,194
Percentage Net Loans Charged-off: Commercial and industrial0.6293%1,213
Percentage Net Loans Charged-off: Loans to individuals0.7191%1,419
Percentage Net Loans Charged-off: Credit card loans2.1342%331
Percentage Net Loans Charged-off: Other loans to individual0.6319%1,470
Percentage Net Loans Charged-off: All other loans and lease0.6923%533
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1499%54
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2859%2,056
Percentage Net Loans Charged-off: Total real estate loans0.0915%2,808
Percentage Net Loans Charged-off:Construction & development-0.3235%5,877
Percentage Net Loans Charged-off: Commercial real estate0.0816%1,666
Percentage Net Loans Charged-off: Multi-family residential0.0087%415
Percentage Net Loans Charged-off: 1-4 family residential0.2177%1,933
Percentage Net Loans Charged-off: Home equity loans0.2988%773
All other 1-4 family - Percent of loans charged-off, net0.1772%1,995
Percentage Net Loans Charged-off: Commercial and industrial0.6267%1,127
Percentage Net Loans Charged-off: Loans to individuals0.6871%1,416
Percentage Net Loans Charged-off: Credit card loans2.1137%331
Percentage Net Loans Charged-off: Other loans to individual0.6072%1,439
Percentage Net Loans Charged-off: All other loans and lease0.6615%494
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0149%55
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2227%2,097
Percentage Net Loans Charged-off: Total real estate loans0.1695%1,910
Percentage Net Loans Charged-off:Construction & development0.2283%785
Percentage Net Loans Charged-off: Commercial real estate0.1331%1,074
Percentage Net Loans Charged-off: Multi-family residential0.0363%266
Percentage Net Loans Charged-off: 1-4 family residential0.2244%1,597
Percentage Net Loans Charged-off: Home equity loans0.3230%570
All other 1-4 family - Percent of loans charged-off, net0.1762%1,656
Percentage Net Loans Charged-off: Commercial and industrial0.1681%1,314
Percentage Net Loans Charged-off: Loans to individuals0.6738%1,354
Percentage Net Loans Charged-off: Credit card loans2.0936%329
Percentage Net Loans Charged-off: Other loans to individual0.5939%1,332
Percentage Net Loans Charged-off: All other loans and lease0.4318%494
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0518%1,287
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2974%3,161
Percentage Net Loans Charged-off: Total real estate loans0.2560%2,960
Percentage Net Loans Charged-off:Construction & development0.6353%1,700
Percentage Net Loans Charged-off: Commercial real estate0.0694%2,830
Percentage Net Loans Charged-off: Multi-family residential0.0083%841
Percentage Net Loans Charged-off: 1-4 family residential0.4300%2,014
Percentage Net Loans Charged-off: Home equity loans0.4274%1,109
All other 1-4 family - Percent of loans charged-off, net0.4315%1,947
Percentage Net Loans Charged-off: Commercial and industrial0.1785%2,836
Percentage Net Loans Charged-off: Loans to individuals0.7866%1,690
Percentage Net Loans Charged-off: Credit card loans1.5915%518
Percentage Net Loans Charged-off: Other loans to individual0.7493%1,626
Percentage Net Loans Charged-off: All other loans and lease0.5109%764
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1080%114
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3070%2,909
Percentage Net Loans Charged-off: Total real estate loans0.2593%2,764
Percentage Net Loans Charged-off:Construction & development0.5869%1,602
Percentage Net Loans Charged-off: Commercial real estate0.0822%2,461
Percentage Net Loans Charged-off: Multi-family residential0.0070%735
Percentage Net Loans Charged-off: 1-4 family residential0.4362%1,914
Percentage Net Loans Charged-off: Home equity loans0.4360%994
All other 1-4 family - Percent of loans charged-off, net0.4363%1,818
Percentage Net Loans Charged-off: Commercial and industrial0.2231%2,424
Percentage Net Loans Charged-off: Loans to individuals0.7664%1,589
Percentage Net Loans Charged-off: Credit card loans1.4882%493
Percentage Net Loans Charged-off: Other loans to individual0.7350%1,508
Percentage Net Loans Charged-off: All other loans and lease0.4916%706
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1413%101
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3287%2,715
Percentage Net Loans Charged-off: Total real estate loans0.2897%2,480
Percentage Net Loans Charged-off:Construction & development0.8211%1,359
Percentage Net Loans Charged-off: Commercial real estate0.0635%2,168
Percentage Net Loans Charged-off: Multi-family residential-0.0154%5,493
Percentage Net Loans Charged-off: 1-4 family residential0.4846%1,697
Percentage Net Loans Charged-off: Home equity loans0.4614%881
All other 1-4 family - Percent of loans charged-off, net0.4986%1,601
Percentage Net Loans Charged-off: Commercial and industrial0.2257%2,176
Percentage Net Loans Charged-off: Loans to individuals0.7475%1,571
Percentage Net Loans Charged-off: Credit card loans0.0000%735
Percentage Net Loans Charged-off: Other loans to individual0.7777%1,395
Percentage Net Loans Charged-off: All other loans and lease0.5406%612
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1504%89
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3210%2,365
Percentage Net Loans Charged-off: Total real estate loans0.2975%2,150
Percentage Net Loans Charged-off:Construction & development0.5126%1,124
Percentage Net Loans Charged-off: Commercial real estate0.0959%1,461
Percentage Net Loans Charged-off: Multi-family residential-0.0186%5,539
Percentage Net Loans Charged-off: 1-4 family residential0.5489%1,392
Percentage Net Loans Charged-off: Home equity loans0.5484%670
All other 1-4 family - Percent of loans charged-off, net0.5492%1,292
Percentage Net Loans Charged-off: Commercial and industrial0.1477%1,698
Percentage Net Loans Charged-off: Loans to individuals0.8936%1,249
Percentage Net Loans Charged-off: Credit card loans0.0000%576
Percentage Net Loans Charged-off: Other loans to individual0.9260%1,088
Percentage Net Loans Charged-off: All other loans and lease0.3558%561
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.3005%59
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4713%3,102
Percentage Net Loans Charged-off: Total real estate loans0.4471%2,801
Percentage Net Loans Charged-off:Construction & development1.2917%1,992
Percentage Net Loans Charged-off: Commercial real estate0.1267%3,007
Percentage Net Loans Charged-off: Multi-family residential0.0329%983
Percentage Net Loans Charged-off: 1-4 family residential0.6324%1,880
Percentage Net Loans Charged-off: Home equity loans0.4460%1,304
All other 1-4 family - Percent of loans charged-off, net0.7732%1,554
Percentage Net Loans Charged-off: Commercial and industrial0.3401%3,070
Percentage Net Loans Charged-off: Loans to individuals0.9589%1,717
Percentage Net Loans Charged-off: Credit card loans0.0000%959
Percentage Net Loans Charged-off: Other loans to individual0.8844%1,597
Percentage Net Loans Charged-off: All other loans and lease0.4325%859
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0730%111
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4603%2,894
Percentage Net Loans Charged-off: Total real estate loans0.4250%2,647
Percentage Net Loans Charged-off:Construction & development0.9817%1,908
Percentage Net Loans Charged-off: Commercial real estate0.1451%2,526
Percentage Net Loans Charged-off: Multi-family residential0.0620%808
Percentage Net Loans Charged-off: 1-4 family residential0.6439%1,705
Percentage Net Loans Charged-off: Home equity loans0.4460%1,144
All other 1-4 family - Percent of loans charged-off, net0.7985%1,409
Percentage Net Loans Charged-off: Commercial and industrial0.3635%2,661
Percentage Net Loans Charged-off: Loans to individuals0.9701%1,587
Percentage Net Loans Charged-off: Credit card loans0.0000%902
Percentage Net Loans Charged-off: Other loans to individual0.8702%1,484
Percentage Net Loans Charged-off: All other loans and lease0.3681%852
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0983%97
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4936%2,622
Percentage Net Loans Charged-off: Total real estate loans0.4633%2,376
Percentage Net Loans Charged-off:Construction & development1.1597%1,619
Percentage Net Loans Charged-off: Commercial real estate0.1548%2,149
Percentage Net Loans Charged-off: Multi-family residential0.0318%664
Percentage Net Loans Charged-off: 1-4 family residential0.6765%1,593
Percentage Net Loans Charged-off: Home equity loans0.4266%1,046
All other 1-4 family - Percent of loans charged-off, net0.8747%1,257
Percentage Net Loans Charged-off: Commercial and industrial0.4064%2,308
Percentage Net Loans Charged-off: Loans to individuals0.9986%1,488
Percentage Net Loans Charged-off: Credit card loans0.0000%808
Percentage Net Loans Charged-off: Other loans to individual0.8579%1,393
Percentage Net Loans Charged-off: All other loans and lease0.3089%806
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1386%87
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5718%2,057
Percentage Net Loans Charged-off: Total real estate loans0.5590%1,770
Percentage Net Loans Charged-off:Construction & development1.8888%1,009
Percentage Net Loans Charged-off: Commercial real estate0.1315%1,600
Percentage Net Loans Charged-off: Multi-family residential0.0482%423
Percentage Net Loans Charged-off: 1-4 family residential0.7042%1,247
Percentage Net Loans Charged-off: Home equity loans0.4212%773
All other 1-4 family - Percent of loans charged-off, net0.9354%960
Percentage Net Loans Charged-off: Commercial and industrial0.4123%1,733
Percentage Net Loans Charged-off: Loans to individuals1.1606%1,203
Percentage Net Loans Charged-off: Credit card loans0.0000%649
Percentage Net Loans Charged-off: Other loans to individual0.9236%1,142
Percentage Net Loans Charged-off: All other loans and lease0.3193%630
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0575%59
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6735%2,988
Percentage Net Loans Charged-off: Total real estate loans0.6358%2,615
Percentage Net Loans Charged-off:Construction & development1.7870%2,146
Percentage Net Loans Charged-off: Commercial real estate0.2754%2,584
Percentage Net Loans Charged-off: Multi-family residential0.0582%1,058
Percentage Net Loans Charged-off: 1-4 family residential0.7189%1,804
Percentage Net Loans Charged-off: Home equity loans0.4097%1,338
All other 1-4 family - Percent of loans charged-off, net0.9796%1,402
Percentage Net Loans Charged-off: Commercial and industrial0.6539%3,047
Percentage Net Loans Charged-off: Loans to individuals1.2577%1,767
Percentage Net Loans Charged-off: Credit card loans0.0000%1,060
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1632%1,454
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.5795%1,540
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7001%2,665
Percentage Net Loans Charged-off: Total real estate loans0.6216%2,417
Percentage Net Loans Charged-off:Construction & development1.7061%1,956
Percentage Net Loans Charged-off: Commercial real estate0.2539%2,283
Percentage Net Loans Charged-off: Multi-family residential0.0571%853
Percentage Net Loans Charged-off: 1-4 family residential0.7278%1,609
Percentage Net Loans Charged-off: Home equity loans0.4183%1,190
All other 1-4 family - Percent of loans charged-off, net0.9894%1,252
Percentage Net Loans Charged-off: Commercial and industrial0.7124%2,602
Percentage Net Loans Charged-off: Loans to individuals1.2966%1,584
Percentage Net Loans Charged-off: Credit card loans0.0000%993
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4953%991
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0365%140
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6890%2,497
Percentage Net Loans Charged-off: Total real estate loans0.6814%2,093
Percentage Net Loans Charged-off:Construction & development1.9387%1,648
Percentage Net Loans Charged-off: Commercial real estate0.2924%1,823
Percentage Net Loans Charged-off: Multi-family residential0.0881%671
Percentage Net Loans Charged-off: 1-4 family residential0.7339%1,483
Percentage Net Loans Charged-off: Home equity loans0.4450%1,010
All other 1-4 family - Percent of loans charged-off, net0.9786%1,167
Percentage Net Loans Charged-off: Commercial and industrial0.4612%2,696
Percentage Net Loans Charged-off: Loans to individuals1.3573%1,434
Percentage Net Loans Charged-off: Credit card loans0.0000%903
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4247%910
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0533%107
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7366%2,033
Percentage Net Loans Charged-off: Total real estate loans0.6673%1,780
Percentage Net Loans Charged-off:Construction & development2.0093%1,200
Percentage Net Loans Charged-off: Commercial real estate0.1745%1,492
Percentage Net Loans Charged-off: Multi-family residential0.1075%425
Percentage Net Loans Charged-off: 1-4 family residential0.7891%1,205
Percentage Net Loans Charged-off: Home equity loans0.4225%758
All other 1-4 family - Percent of loans charged-off, net1.1013%915
Percentage Net Loans Charged-off: Commercial and industrial0.6392%1,853
Percentage Net Loans Charged-off: Loans to individuals1.5310%1,286
Percentage Net Loans Charged-off: Credit card loans0.0000%753
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4660%722
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0920%68
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0176%2,376
Percentage Net Loans Charged-off: Total real estate loans0.8064%2,204
Percentage Net Loans Charged-off:Construction & development2.4673%1,891
Percentage Net Loans Charged-off: Commercial real estate0.0927%2,909
Percentage Net Loans Charged-off: Multi-family residential-0.0014%6,113
Percentage Net Loans Charged-off: 1-4 family residential1.0258%1,282
Percentage Net Loans Charged-off: Home equity loans0.5197%1,205
All other 1-4 family - Percent of loans charged-off, net1.4471%910
Percentage Net Loans Charged-off: Commercial and industrial1.0763%2,761
Percentage Net Loans Charged-off: Loans to individuals1.5732%1,760
Percentage Net Loans Charged-off: Credit card loans0.0000%1,179
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.9282%718
Percentage Net Loans Charged-off:Coml. RE not secured by RE2.4049%121
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0052%1,959
Percentage Net Loans Charged-off: Total real estate loans0.7364%1,933
Percentage Net Loans Charged-off:Construction & development2.1140%1,682
Percentage Net Loans Charged-off: Commercial real estate0.0438%2,580
Percentage Net Loans Charged-off: Multi-family residential-0.0016%6,120
Percentage Net Loans Charged-off: 1-4 family residential1.0330%1,044
Percentage Net Loans Charged-off: Home equity loans0.5367%1,000
All other 1-4 family - Percent of loans charged-off, net1.4424%755
Percentage Net Loans Charged-off: Commercial and industrial1.1158%2,220
Percentage Net Loans Charged-off: Loans to individuals1.5874%1,616
Percentage Net Loans Charged-off: Credit card loans0.0000%1,103
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.2047%558
Percentage Net Loans Charged-off:Coml. RE not secured by RE3.1202%100
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9537%1,823
Percentage Net Loans Charged-off: Total real estate loans0.7836%1,629
Percentage Net Loans Charged-off:Construction & development2.4074%1,324
Percentage Net Loans Charged-off: Commercial real estate0.0305%2,090
Percentage Net Loans Charged-off: Multi-family residential-0.0007%6,119
Percentage Net Loans Charged-off: 1-4 family residential1.0419%937
Percentage Net Loans Charged-off: Home equity loans0.4709%876
All other 1-4 family - Percent of loans charged-off, net1.5063%663
Percentage Net Loans Charged-off: Commercial and industrial0.6100%2,486
Percentage Net Loans Charged-off: Loans to individuals1.7466%1,388
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.3824%479
Percentage Net Loans Charged-off:Coml. RE not secured by RE3.3294%79
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8192%1,580
Percentage Net Loans Charged-off: Total real estate loans0.6924%1,337
Percentage Net Loans Charged-off:Construction & development1.9182%970
Percentage Net Loans Charged-off: Commercial real estate0.0148%1,338
Percentage Net Loans Charged-off: Multi-family residential-0.0004%6,091
Percentage Net Loans Charged-off: 1-4 family residential1.0586%723
Percentage Net Loans Charged-off: Home equity loans0.4457%607
All other 1-4 family - Percent of loans charged-off, net1.5499%498
Percentage Net Loans Charged-off: Commercial and industrial0.7106%1,658
Percentage Net Loans Charged-off: Loans to individuals1.9466%1,183
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4889%774
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0061%1,594
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7852%1,587
Percentage Net Loans Charged-off: Total real estate loans0.6991%1,283
Percentage Net Loans Charged-off:Construction & development2.1113%1,057
Percentage Net Loans Charged-off: Commercial real estate0.1077%1,725
Percentage Net Loans Charged-off: Multi-family residential0.0201%530
Percentage Net Loans Charged-off: 1-4 family residential0.8689%723
Percentage Net Loans Charged-off: Home equity loans0.2865%910
All other 1-4 family - Percent of loans charged-off, net1.2823%463
Percentage Net Loans Charged-off: Commercial and industrial0.7853%2,117
Percentage Net Loans Charged-off: Loans to individuals1.4202%1,570
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4262%1,092
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0518%108
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6537%1,306
Percentage Net Loans Charged-off: Total real estate loans0.6856%907
Percentage Net Loans Charged-off:Construction & development2.1334%694
Percentage Net Loans Charged-off: Commercial real estate0.1078%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0270%357
Percentage Net Loans Charged-off: 1-4 family residential0.8199%573
Percentage Net Loans Charged-off: Home equity loans0.2769%726
All other 1-4 family - Percent of loans charged-off, net1.1890%356
Percentage Net Loans Charged-off: Commercial and industrial0.3474%2,381
Percentage Net Loans Charged-off: Loans to individuals1.2281%1,513
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3654%980
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0636%87
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5936%1,185
Percentage Net Loans Charged-off: Total real estate loans0.5924%804
Percentage Net Loans Charged-off:Construction & development1.7996%537
Percentage Net Loans Charged-off: Commercial real estate0.0521%1,078
Percentage Net Loans Charged-off: Multi-family residential0.0160%241
Percentage Net Loans Charged-off: 1-4 family residential0.7764%520
Percentage Net Loans Charged-off: Home equity loans0.2530%607
All other 1-4 family - Percent of loans charged-off, net1.1118%315
Percentage Net Loans Charged-off: Commercial and industrial0.4097%1,792
Percentage Net Loans Charged-off: Loans to individuals1.0812%1,579
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3185%902
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1008%65
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3765%1,354
Percentage Net Loans Charged-off: Total real estate loans0.3548%889
Percentage Net Loans Charged-off:Construction & development0.2205%820
Percentage Net Loans Charged-off: Commercial real estate0.0671%636
Percentage Net Loans Charged-off: Multi-family residential-0.0006%6,101
Percentage Net Loans Charged-off: 1-4 family residential0.7747%409
Percentage Net Loans Charged-off: Home equity loans0.2148%434
All other 1-4 family - Percent of loans charged-off, net1.1201%262
Percentage Net Loans Charged-off: Commercial and industrial0.1385%1,760
Percentage Net Loans Charged-off: Loans to individuals0.9723%1,570
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2834%738
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0953%33
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2530%2,160
Percentage Net Loans Charged-off: Total real estate loans0.1508%1,665
Percentage Net Loans Charged-off:Construction & development0.0983%1,192
Percentage Net Loans Charged-off: Commercial real estate0.0271%1,418
Percentage Net Loans Charged-off: Multi-family residential0.0261%266
Percentage Net Loans Charged-off: 1-4 family residential0.3146%852
Percentage Net Loans Charged-off: Home equity loans0.0838%748
All other 1-4 family - Percent of loans charged-off, net0.4600%573
Percentage Net Loans Charged-off: Commercial and industrial0.1913%2,767
Percentage Net Loans Charged-off: Loans to individuals0.8776%1,870
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4189%930
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0150%68
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1835%2,141
Percentage Net Loans Charged-off: Total real estate loans0.0639%1,883
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0221%1,019
Percentage Net Loans Charged-off: Multi-family residential0.0194%180
Percentage Net Loans Charged-off: 1-4 family residential0.1355%1,194
Percentage Net Loans Charged-off: Home equity loans0.0687%595
All other 1-4 family - Percent of loans charged-off, net0.1776%946
Percentage Net Loans Charged-off: Commercial and industrial0.1554%2,392
Percentage Net Loans Charged-off: Loans to individuals0.8153%1,707
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4005%836
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0124%50
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1792%1,864
Percentage Net Loans Charged-off: Total real estate loans0.0536%1,644
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0277%744
Percentage Net Loans Charged-off: Multi-family residential0.0299%128
Percentage Net Loans Charged-off: 1-4 family residential0.1021%1,184
Percentage Net Loans Charged-off: Home equity loans0.0613%457
All other 1-4 family - Percent of loans charged-off, net0.1279%967
Percentage Net Loans Charged-off: Commercial and industrial0.2104%1,811
Percentage Net Loans Charged-off: Loans to individuals0.7911%1,665
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2728%863
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0206%36
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1597%1,662
Percentage Net Loans Charged-off: Total real estate loans0.0431%1,277
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0252%451
Percentage Net Loans Charged-off: Multi-family residential0.0042%75
Percentage Net Loans Charged-off: 1-4 family residential0.0825%970
Percentage Net Loans Charged-off: Home equity loans0.0482%333
All other 1-4 family - Percent of loans charged-off, net0.1042%811
Percentage Net Loans Charged-off: Commercial and industrial0.1548%1,399
Percentage Net Loans Charged-off: Loans to individuals0.7801%1,590
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3244%624
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1635%2,327
Percentage Net Loans Charged-off: Total real estate loans0.0249%2,568
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0040%1,278
Percentage Net Loans Charged-off: Multi-family residential0.0021%198
Percentage Net Loans Charged-off: 1-4 family residential0.0591%1,870
Percentage Net Loans Charged-off: Home equity loans0.0380%592
All other 1-4 family - Percent of loans charged-off, net0.0743%1,608
Percentage Net Loans Charged-off: Commercial and industrial0.1534%2,657
Percentage Net Loans Charged-off: Loans to individuals0.7971%1,907
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5065%795
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0024%37
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1408%2,144
Percentage Net Loans Charged-off: Total real estate loans0.0239%2,160
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0024%995
Percentage Net Loans Charged-off: Multi-family residential0.0030%149
Percentage Net Loans Charged-off: 1-4 family residential0.0586%1,528
Percentage Net Loans Charged-off: Home equity loans0.0226%505
All other 1-4 family - Percent of loans charged-off, net0.0855%1,238
Percentage Net Loans Charged-off: Commercial and industrial0.1060%2,382
Percentage Net Loans Charged-off: Loans to individuals0.7413%1,819
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3729%778
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0014%1,390
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1317%2,080
Percentage Net Loans Charged-off: Total real estate loans0.0141%2,052
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0056%784
Percentage Net Loans Charged-off: Multi-family residential0.0047%97
Percentage Net Loans Charged-off: 1-4 family residential0.0295%1,610
Percentage Net Loans Charged-off: Home equity loans0.0157%405
All other 1-4 family - Percent of loans charged-off, net0.0398%1,414
Percentage Net Loans Charged-off: Commercial and industrial0.1091%2,019
Percentage Net Loans Charged-off: Loans to individuals0.7011%1,799
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3478%706
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1667%1,501
Percentage Net Loans Charged-off: Total real estate loans0.0134%1,414
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0014%492
Percentage Net Loans Charged-off: Multi-family residential0.0099%48
Percentage Net Loans Charged-off: 1-4 family residential0.0312%1,092
Percentage Net Loans Charged-off: Home equity loans0.0195%292
All other 1-4 family - Percent of loans charged-off, net0.0401%948
Percentage Net Loans Charged-off: Commercial and industrial0.1847%1,228
Percentage Net Loans Charged-off: Loans to individuals0.8013%1,526
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4128%582
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1951%2,361
Percentage Net Loans Charged-off: Total real estate loans0.0114%3,012
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate-0.0062%7,991
Percentage Net Loans Charged-off: Multi-family residential-0.0173%6,337
Percentage Net Loans Charged-off: 1-4 family residential0.0419%2,146
Percentage Net Loans Charged-off: Home equity loans0.0217%611
All other 1-4 family - Percent of loans charged-off, net0.0586%1,812
Percentage Net Loans Charged-off: Commercial and industrial0.1565%3,003
Percentage Net Loans Charged-off: Loans to individuals0.8573%2,214
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6664%718
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1836%2,109
Percentage Net Loans Charged-off: Total real estate loans0.0069%2,788
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate-0.0107%8,029
Percentage Net Loans Charged-off: Multi-family residential-0.0450%6,323
Percentage Net Loans Charged-off: 1-4 family residential0.0423%1,840
Percentage Net Loans Charged-off: Home equity loans0.0203%509
All other 1-4 family - Percent of loans charged-off, net0.0606%1,530
Percentage Net Loans Charged-off: Commercial and industrial0.1464%2,526
Percentage Net Loans Charged-off: Loans to individuals0.7758%2,131
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7048%615
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1672%2,111
Percentage Net Loans Charged-off: Total real estate loans0.0063%2,353
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate-0.0194%8,136
Percentage Net Loans Charged-off: Multi-family residential-0.0026%6,234
Percentage Net Loans Charged-off: 1-4 family residential0.0414%1,583
Percentage Net Loans Charged-off: Home equity loans0.0174%410
All other 1-4 family - Percent of loans charged-off, net0.0621%1,329
Percentage Net Loans Charged-off: Commercial and industrial0.1627%2,137
Percentage Net Loans Charged-off: Loans to individuals0.7410%2,110
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3909%679
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1963%1,604
Percentage Net Loans Charged-off: Total real estate loans0.0020%1,787
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate-0.0316%8,314
Percentage Net Loans Charged-off: Multi-family residential0.0036%57
Percentage Net Loans Charged-off: 1-4 family residential0.0436%1,185
Percentage Net Loans Charged-off: Home equity loans0.0176%297
All other 1-4 family - Percent of loans charged-off, net0.0666%980
Percentage Net Loans Charged-off: Commercial and industrial0.2264%1,387
Percentage Net Loans Charged-off: Loans to individuals0.8167%1,826
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4600%485
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2198%2,543
Percentage Net Loans Charged-off: Total real estate loans0.0407%2,500
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0264%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0160%178
Percentage Net Loans Charged-off: 1-4 family residential0.0746%1,876
Percentage Net Loans Charged-off: Home equity loans0.0224%574
All other 1-4 family - Percent of loans charged-off, net0.1171%1,428
Percentage Net Loans Charged-off: Commercial and industrial0.2142%3,035
Percentage Net Loans Charged-off: Loans to individuals0.8411%2,470
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3221%962
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1957%2,383
Percentage Net Loans Charged-off: Total real estate loans0.0338%2,287
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0129%1,128
Percentage Net Loans Charged-off: Multi-family residential0.0090%147
Percentage Net Loans Charged-off: 1-4 family residential0.0740%1,604
Percentage Net Loans Charged-off: Home equity loans0.0178%499
All other 1-4 family - Percent of loans charged-off, net0.1189%1,200
Percentage Net Loans Charged-off: Commercial and industrial0.1680%2,705
Percentage Net Loans Charged-off: Loans to individuals0.8012%2,381
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2352%933
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2127%2,148
Percentage Net Loans Charged-off: Total real estate loans0.0309%2,058
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate-0.0015%8,227
Percentage Net Loans Charged-off: Multi-family residential-0.0006%6,298
Percentage Net Loans Charged-off: 1-4 family residential0.0858%1,324
Percentage Net Loans Charged-off: Home equity loans0.0253%386
All other 1-4 family - Percent of loans charged-off, net0.1327%1,001
Percentage Net Loans Charged-off: Commercial and industrial0.2275%2,134
Percentage Net Loans Charged-off: Loans to individuals0.8057%2,300
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3060%764
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1964%1,968
Percentage Net Loans Charged-off: Total real estate loans0.0093%1,808
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate-0.0390%8,530
Percentage Net Loans Charged-off: Multi-family residential-0.0006%6,253
Percentage Net Loans Charged-off: 1-4 family residential0.0721%1,098
Percentage Net Loans Charged-off: Home equity loans0.0050%285
All other 1-4 family - Percent of loans charged-off, net0.1228%837
Percentage Net Loans Charged-off: Commercial and industrial0.1618%1,671
Percentage Net Loans Charged-off: Loans to individuals0.8386%2,106
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3607%580
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2994%2,479
Percentage Net Loans Charged-off: Total real estate loans0.0688%2,225
Percentage Net Loans Charged-off:Construction & development-0.0001%7,915
Percentage Net Loans Charged-off: Commercial real estate0.0802%1,164
Percentage Net Loans Charged-off: Multi-family residential-0.0049%6,470
Percentage Net Loans Charged-off: 1-4 family residential0.0920%1,828
Percentage Net Loans Charged-off: Home equity loans0.0260%558
All other 1-4 family - Percent of loans charged-off, net0.1331%1,497
Percentage Net Loans Charged-off: Commercial and industrial0.4435%2,775
Percentage Net Loans Charged-off: Loans to individuals0.8697%2,745
Percentage Net Loans Charged-off: Credit card loans-8,480.7692%2,830
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5075%974
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2731%2,322
Percentage Net Loans Charged-off: Total real estate loans0.0627%1,963
Percentage Net Loans Charged-off:Construction & development-0.0003%7,909
Percentage Net Loans Charged-off: Commercial real estate0.0824%925
Percentage Net Loans Charged-off: Multi-family residential-0.0037%6,453
Percentage Net Loans Charged-off: 1-4 family residential0.0736%1,696
Percentage Net Loans Charged-off: Home equity loans0.0186%453
All other 1-4 family - Percent of loans charged-off, net0.1062%1,400
Percentage Net Loans Charged-off: Commercial and industrial0.4021%2,440
Percentage Net Loans Charged-off: Loans to individuals0.8139%2,674
Percentage Net Loans Charged-off: Credit card loans-7,199.8462%2,829
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4455%935
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3277%1,892
Percentage Net Loans Charged-off: Total real estate loans0.0629%1,700
Percentage Net Loans Charged-off:Construction & development-0.0002%7,891
Percentage Net Loans Charged-off: Commercial real estate0.0697%765
Percentage Net Loans Charged-off: Multi-family residential-0.0035%6,404
Percentage Net Loans Charged-off: 1-4 family residential0.0902%1,338
Percentage Net Loans Charged-off: Home equity loans0.0163%383
All other 1-4 family - Percent of loans charged-off, net0.1360%1,086
Percentage Net Loans Charged-off: Commercial and industrial0.6213%1,757
Percentage Net Loans Charged-off: Loans to individuals0.8549%2,414
Percentage Net Loans Charged-off: Credit card loans-6,400.0000%2,816
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4765%802
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3839%1,430
Percentage Net Loans Charged-off: Total real estate loans0.0510%1,421
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0801%479
Percentage Net Loans Charged-off: Multi-family residential-0.0032%6,347
Percentage Net Loans Charged-off: 1-4 family residential0.0445%1,283
Percentage Net Loans Charged-off: Home equity loans-0.0145%5,870
All other 1-4 family - Percent of loans charged-off, net0.0852%1,046
Percentage Net Loans Charged-off: Commercial and industrial0.9694%1,042
Percentage Net Loans Charged-off: Loans to individuals0.8340%2,297
Percentage Net Loans Charged-off: Credit card loans-1,638.0952%2,804
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5216%598
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4264%1,950
Percentage Net Loans Charged-off: Total real estate loans0.0992%1,828
Percentage Net Loans Charged-off:Construction & development0.0088%840
Percentage Net Loans Charged-off: Commercial real estate0.0844%1,122
Percentage Net Loans Charged-off: Multi-family residential0.0262%167
Percentage Net Loans Charged-off: 1-4 family residential0.1565%1,256
Percentage Net Loans Charged-off: Home equity loans0.0877%438
All other 1-4 family - Percent of loans charged-off, net0.1879%1,109
Percentage Net Loans Charged-off: Commercial and industrial0.7195%2,341
Percentage Net Loans Charged-off: Loans to individuals0.8286%2,886
Percentage Net Loans Charged-off: Credit card loans-614.8325%2,992
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.0600%407
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3142%2,580
Percentage Net Loans Charged-off: Total real estate loans0.0831%1,873
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0865%988
Percentage Net Loans Charged-off: Multi-family residential-0.0029%6,594
Percentage Net Loans Charged-off: 1-4 family residential0.1309%1,288
Percentage Net Loans Charged-off: Home equity loans0.0868%440
All other 1-4 family - Percent of loans charged-off, net0.1441%1,175
Percentage Net Loans Charged-off: Commercial and industrial0.5854%2,491
Percentage Net Loans Charged-off: Loans to individuals1.0780%2,042
Percentage Net Loans Charged-off: Credit card loans-36.2164%5,580
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2610%1,263
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1624%3,634
Percentage Net Loans Charged-off: Total real estate loans0.0481%434
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate-0.0168%1,336
Percentage Net Loans Charged-off: Multi-family residential0.0236%86
Percentage Net Loans Charged-off: 1-4 family residential0.1450%178
Percentage Net Loans Charged-off: Home equity loans0.1269%189
All other 1-4 family - Percent of loans charged-off, net0.1509%173
Percentage Net Loans Charged-off: Commercial and industrial0.1524%758
Percentage Net Loans Charged-off: Loans to individuals0.8771%469
Percentage Net Loans Charged-off: Credit card loans98.9194%9
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0037%378
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2527%2,673
Percentage Net Loans Charged-off: Total real estate loans0.0198%705
Percentage Net Loans Charged-off:Construction & development-0.0827%1,389
Percentage Net Loans Charged-off: Commercial real estate-0.0536%1,339
Percentage Net Loans Charged-off: Multi-family residential0.0011%118
Percentage Net Loans Charged-off: 1-4 family residential0.0979%303
Percentage Net Loans Charged-off: Home equity loans0.0641%267
All other 1-4 family - Percent of loans charged-off, net0.1055%270
Percentage Net Loans Charged-off: Commercial and industrial0.4380%428
Percentage Net Loans Charged-off: Loans to individuals1.1784%367
Percentage Net Loans Charged-off: Credit card loans51.5905%9
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3766%192
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2940%2,504
Percentage Net Loans Charged-off: Total real estate loans0.0655%407
Percentage Net Loans Charged-off:Construction & development0.2574%79
Percentage Net Loans Charged-off: Commercial real estate0.0473%331
Percentage Net Loans Charged-off: Multi-family residential0.0816%111
Percentage Net Loans Charged-off: 1-4 family residential0.0521%481
Percentage Net Loans Charged-off: Home equity loans0.0582%295
All other 1-4 family - Percent of loans charged-off, net0.0506%449
Percentage Net Loans Charged-off: Commercial and industrial0.1050%757
Percentage Net Loans Charged-off: Loans to individuals1.9030%223
Percentage Net Loans Charged-off: Credit card loans10.7141%40
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0013%1,228
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4002%2,026
Percentage Net Loans Charged-off: Total real estate loans0.0698%439
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0980%277
Percentage Net Loans Charged-off: Multi-family residential-0.0745%1,321
Percentage Net Loans Charged-off: 1-4 family residential0.1497%225
Percentage Net Loans Charged-off: Home equity loans0.0842%275
All other 1-4 family - Percent of loans charged-off, net0.1744%176
Percentage Net Loans Charged-off: Commercial and industrial0.1294%667
Percentage Net Loans Charged-off: Loans to individuals2.3581%186
Percentage Net Loans Charged-off: Credit card loans7.2160%90
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0874%1,241
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%31
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2617%3,341
Percentage Net Loans Charged-off: Total real estate loans0.0613%555
Percentage Net Loans Charged-off:Construction & development-0.0365%1,322
Percentage Net Loans Charged-off: Commercial real estate-0.0018%1,143
Percentage Net Loans Charged-off: Multi-family residential0.0654%189
Percentage Net Loans Charged-off: 1-4 family residential0.1546%264
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.1546%257
Percentage Net Loans Charged-off: Commercial and industrial0.1873%578
Percentage Net Loans Charged-off: Loans to individuals1.3125%377
Percentage Net Loans Charged-off: Credit card loans4.0827%278
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1244%1,275
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2341%3,486
Percentage Net Loans Charged-off: Total real estate loans0.1771%349
Percentage Net Loans Charged-off:Construction & development-0.0755%1,355
Percentage Net Loans Charged-off: Commercial real estate0.2876%319
Percentage Net Loans Charged-off: Multi-family residential0.2198%208
Percentage Net Loans Charged-off: 1-4 family residential0.0808%423
Percentage Net Loans Charged-off: Home equity loans0.1163%214
All other 1-4 family - Percent of loans charged-off, net0.0719%437
Percentage Net Loans Charged-off: Commercial and industrial0.1439%581
Percentage Net Loans Charged-off: Loans to individuals0.7678%519
Percentage Net Loans Charged-off: Credit card loans2.6518%373
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1419%1,261
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1218%5,279
Percentage Net Loans Charged-off: Total real estate loans0.1283%511
Percentage Net Loans Charged-off:Construction & development-0.0154%1,241
Percentage Net Loans Charged-off: Commercial real estate0.1366%468
Percentage Net Loans Charged-off: Multi-family residential0.5422%190
Percentage Net Loans Charged-off: 1-4 family residential0.0481%586
Percentage Net Loans Charged-off: Home equity loans0.0576%281
All other 1-4 family - Percent of loans charged-off, net0.0438%580
Percentage Net Loans Charged-off: Commercial and industrial-0.2329%1,208
Percentage Net Loans Charged-off: Loans to individuals0.6653%480
Percentage Net Loans Charged-off: Credit card loans2.2081%364
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0988%249
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%53
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4746%2,868
Percentage Net Loans Charged-off: Total real estate loans0.3833%387
Percentage Net Loans Charged-off:Construction & development0.2182%385
Percentage Net Loans Charged-off: Commercial real estate0.9344%290
Percentage Net Loans Charged-off: Multi-family residential0.0227%354
Percentage Net Loans Charged-off: 1-4 family residential0.0999%511
Percentage Net Loans Charged-off: Home equity loans0.1557%240
All other 1-4 family - Percent of loans charged-off, net0.0749%554
Percentage Net Loans Charged-off: Commercial and industrial0.5762%515
Percentage Net Loans Charged-off: Loans to individuals0.8784%454
Percentage Net Loans Charged-off: Credit card loans2.7493%335
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4273%176
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.3603%82
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6639%3,299
Percentage Net Loans Charged-off: Total real estate loans0.4732%481
Percentage Net Loans Charged-off:Construction & development0.0000%639
Percentage Net Loans Charged-off: Commercial real estate1.2109%350
Percentage Net Loans Charged-off: Multi-family residential0.7441%264
Percentage Net Loans Charged-off: 1-4 family residential0.0236%954
Percentage Net Loans Charged-off: Home equity loans0.0000%487
All other 1-4 family - Percent of loans charged-off, net0.0329%832
Percentage Net Loans Charged-off: Commercial and industrial1.0353%574
Percentage Net Loans Charged-off: Loans to individuals0.9450%612
Percentage Net Loans Charged-off: Credit card loans2.2825%560
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9627%122
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.5660%108