Home > Mansfield Co-operative Bank > Income and Expense

Mansfield Co-operative Bank, Income and Expense

2020-09-30 (YTD Data)		Rank
Total interest income	$14,406,000	1,557
Total interest expense	$3,773,000	1,008
Net interest income	$10,633,000	1,720
Provision for loan and lease losses	$196,000	2,795
Total noninterest income	$2,563,000	1,567
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$160,000	2,696
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,403,000	1,344
Total noninterest expense	$10,722,000	1,444
Salaries and employee benefits	$6,617,000	1,379
Premises and equipment expense	$813,000	1,918
Additional noninterest expense	$3,292,000	1,403
Pre-tax net operating income	$2,278,000	2,404
Securities gains (losses)	$28,000	1,787
Applicable income taxes	$509,000	1,722
Income before extraordinary items	$1,797,000	2,599
Extraordinary gains, net	$0	4
Net income	$1,797,000	2,599
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,797,000	2,599
Net charge-offs	$0	3,243
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,774,880	2,571
2020-06-30 (YTD Data)		Rank
Total interest income	$9,919,000	1,526
Total interest expense	$2,703,000	1,018
Net interest income	$7,216,000	1,695
Provision for loan and lease losses	$501,000	1,590
Total noninterest income	$1,656,000	1,517
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$118,000	2,591
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,538,000	1,295
Total noninterest expense	$6,790,000	1,502
Salaries and employee benefits	$4,205,000	1,426
Premises and equipment expense	$539,000	1,923
Additional noninterest expense	$2,046,000	1,470
Pre-tax net operating income	$1,581,000	2,323
Securities gains (losses)	$0	2,249
Applicable income taxes	$351,000	1,630
Income before extraordinary items	$1,230,000	2,512
Extraordinary gains, net	$0	4
Net income	$1,230,000	2,511
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,230,000	2,512
Net charge-offs	$0	3,033
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,230,000	2,479
2020-03-31 (YTD Data)		Rank
Total interest income	$5,302,000	1,435
Total interest expense	$1,418,000	1,064
Net interest income	$3,884,000	1,538
Provision for loan and lease losses	$507,000	876
Total noninterest income	$830,000	1,442
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$86,000	2,341
Trading account gains and fees	NA	NA
Additional Noninterest Income	$744,000	1,192
Total noninterest expense	$3,504,000	1,469
Salaries and employee benefits	$2,238,000	1,360
Premises and equipment expense	$287,000	1,865
Additional noninterest expense	$979,000	1,547
Pre-tax net operating income	$703,000	2,344
Securities gains (losses)	$0	1,705
Applicable income taxes	$150,000	1,637
Income before extraordinary items	$553,000	2,514
Extraordinary gains, net	$0	4
Net income	$553,000	2,514
Minority interest net income	$0	56
Net income of bank and minority interests.	$553,000	2,515
Net charge-offs	$0	2,581
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$553,000	2,483
2019-12-31 (YTD Data)		Rank
Total interest income	$21,407,000	1,436
Total interest expense	$5,715,000	1,107
Net interest income	$15,692,000	1,534
Provision for loan and lease losses	$167,000	2,522
Total noninterest income	$2,482,000	1,755
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$339,000	2,423
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,143,000	1,474
Total noninterest expense	$14,508,000	1,399
Salaries and employee benefits	$9,266,000	1,282
Premises and equipment expense	$1,504,000	1,496
Additional noninterest expense	$3,738,000	1,598
Pre-tax net operating income	$3,499,000	2,234
Securities gains (losses)	$-11,000	4,808
Applicable income taxes	$782,000	1,618
Income before extraordinary items	$2,706,000	2,448
Extraordinary gains, net	$0	11
Net income	$2,706,000	2,449
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,706,000	2,450
Net charge-offs	$198,000	1,699
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,714,690	2,408
2019-09-30 (YTD Data)		Rank
Total interest income	$16,114,000	1,444
Total interest expense	$4,260,000	1,117
Net interest income	$11,854,000	1,541
Provision for loan and lease losses	$-73,000	5,092
Total noninterest income	$1,862,000	1,747
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$255,000	2,449
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,607,000	1,471
Total noninterest expense	$10,757,000	1,420
Salaries and employee benefits	$7,107,000	1,262
Premises and equipment expense	$1,000,000	1,665
Additional noninterest expense	$2,650,000	1,658
Pre-tax net operating income	$3,032,000	2,095
Securities gains (losses)	$-11,000	4,907
Applicable income taxes	$696,000	1,537
Income before extraordinary items	$2,325,000	2,297
Extraordinary gains, net	$0	11
Net income	$2,325,000	2,298
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,325,000	2,298
Net charge-offs	$198,000	1,301
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,333,690	2,257
2019-06-30 (YTD Data)		Rank
Total interest income	$10,792,000	1,434
Total interest expense	$2,798,000	1,111
Net interest income	$7,994,000	1,528
Provision for loan and lease losses	$68,000	2,503
Total noninterest income	$1,088,000	1,872
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$174,000	2,406
Trading account gains and fees	NA	NA
Additional Noninterest Income	$914,000	1,573
Total noninterest expense	$7,507,000	1,366
Salaries and employee benefits	$4,802,000	1,248
Premises and equipment expense	$678,000	1,660
Additional noninterest expense	$2,027,000	1,498
Pre-tax net operating income	$1,507,000	2,499
Securities gains (losses)	$-11,000	4,963
Applicable income taxes	$317,000	1,803
Income before extraordinary items	$1,179,000	2,699
Extraordinary gains, net	$0	11
Net income	$1,179,000	2,698
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,179,000	2,698
Net charge-offs	$198,000	991
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,187,690	2,654
2019-03-31 (YTD Data)		Rank
Total interest income	$5,339,000	1,447
Total interest expense	$1,352,000	1,118
Net interest income	$3,987,000	1,535
Provision for loan and lease losses	$39,000	2,292
Total noninterest income	$526,000	1,870
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$89,000	2,362
Trading account gains and fees	NA	NA
Additional Noninterest Income	$437,000	1,586
Total noninterest expense	$3,772,000	1,367
Salaries and employee benefits	$2,427,000	1,240
Premises and equipment expense	$366,000	1,574
Additional noninterest expense	$979,000	1,535
Pre-tax net operating income	$702,000	2,569
Securities gains (losses)	$-5,000	5,012
Applicable income taxes	$140,000	1,892
Income before extraordinary items	$557,000	2,737
Extraordinary gains, net	$0	5
Net income	$557,000	2,736
Minority interest net income	$0	52
Net income of bank and minority interests.	$557,000	2,736
Net charge-offs	$0	2,740
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$561,000	2,711
2018-12-31 (YTD Data)		Rank
Total interest income	$20,636,000	1,402
Total interest expense	$4,151,000	1,099
Net interest income	$16,485,000	1,466
Provision for loan and lease losses	$293,000	2,016
Total noninterest income	$2,155,000	1,903
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$359,000	2,459
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,796,000	1,598
Total noninterest expense	$14,233,000	1,416
Salaries and employee benefits	$9,383,000	1,227
Premises and equipment expense	$1,330,000	1,671
Additional noninterest expense	$3,520,000	1,670
Pre-tax net operating income	$4,114,000	2,066
Securities gains (losses)	$22,000	553
Applicable income taxes	$937,000	1,449
Income before extraordinary items	$3,199,000	2,236
Extraordinary gains, net	$0	6
Net income	$3,199,000	2,234
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,199,000	2,235
Net charge-offs	$0	3,782
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,181,620	2,240
2018-09-30 (YTD Data)		Rank
Total interest income	$15,191,000	1,408
Total interest expense	$2,901,000	1,096
Net interest income	$12,290,000	1,468
Provision for loan and lease losses	$149,000	2,286
Total noninterest income	$1,592,000	1,941
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$262,000	2,506
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,330,000	1,636
Total noninterest expense	$10,636,000	1,425
Salaries and employee benefits	$6,966,000	1,236
Premises and equipment expense	$1,011,000	1,667
Additional noninterest expense	$2,659,000	1,660
Pre-tax net operating income	$3,097,000	2,084
Securities gains (losses)	$22,000	549
Applicable income taxes	$704,000	1,493
Income before extraordinary items	$2,415,000	2,224
Extraordinary gains, net	$0	5
Net income	$2,415,000	2,222
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,415,000	2,223
Net charge-offs	$0	3,489
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,397,620	2,237
2018-06-30 (YTD Data)		Rank
Total interest income	$9,839,000	1,438
Total interest expense	$1,804,000	1,107
Net interest income	$8,035,000	1,493
Provision for loan and lease losses	$212,000	1,454
Total noninterest income	$1,051,000	1,964
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$173,000	2,516
Trading account gains and fees	NA	NA
Additional Noninterest Income	$878,000	1,648
Total noninterest expense	$6,999,000	1,445
Salaries and employee benefits	$4,582,000	1,265
Premises and equipment expense	$683,000	1,660
Additional noninterest expense	$1,734,000	1,702
Pre-tax net operating income	$1,875,000	2,184
Securities gains (losses)	$22,000	458
Applicable income taxes	$413,000	1,582
Income before extraordinary items	$1,484,000	2,327
Extraordinary gains, net	$0	6
Net income	$1,484,000	2,326
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,484,000	2,326
Net charge-offs	$0	3,209
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,466,620	2,346
2018-03-31 (YTD Data)		Rank
Total interest income	$4,797,000	1,456
Total interest expense	$837,000	1,132
Net interest income	$3,960,000	1,512
Provision for loan and lease losses	$54,000	2,026
Total noninterest income	$499,000	1,997
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$92,000	2,432
Trading account gains and fees	NA	NA
Additional Noninterest Income	$407,000	1,697
Total noninterest expense	$3,514,000	1,454
Salaries and employee benefits	$2,344,000	1,248
Premises and equipment expense	$362,000	1,601
Additional noninterest expense	$808,000	1,804
Pre-tax net operating income	$891,000	2,203
Securities gains (losses)	$0	735
Applicable income taxes	$189,000	1,619
Income before extraordinary items	$702,000	2,370
Extraordinary gains, net	$0	7
Net income	$702,000	2,369
Minority interest net income	$0	52
Net income of bank and minority interests.	$702,000	2,370
Net charge-offs	$0	2,722
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$702,000	2,362
2017-12-31 (YTD Data)		Rank
Total interest income	$18,367,000	1,462
Total interest expense	$2,974,000	1,091
Net interest income	$15,393,000	1,521
Provision for loan and lease losses	$85,000	3,210
Total noninterest income	$2,174,000	1,927
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$363,000	2,532
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,811,000	1,627
Total noninterest expense	$13,555,000	1,477
Salaries and employee benefits	$8,799,000	1,283
Premises and equipment expense	$1,271,000	1,757
Additional noninterest expense	$3,485,000	1,717
Pre-tax net operating income	$3,927,000	2,068
Securities gains (losses)	$20,000	1,329
Applicable income taxes	$1,835,000	1,342
Income before extraordinary items	$2,112,000	2,601
Extraordinary gains, net	$0	9
Net income	$2,112,000	2,600
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,112,000	2,601
Net charge-offs	$0	4,128
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,099,200	2,589
2017-09-30 (YTD Data)		Rank
Total interest income	$13,603,000	1,472
Total interest expense	$2,195,000	1,089
Net interest income	$11,408,000	1,534
Provision for loan and lease losses	$52,000	3,212
Total noninterest income	$1,631,000	1,951
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$270,000	2,563
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,361,000	1,641
Total noninterest expense	$10,060,000	1,500
Salaries and employee benefits	$6,580,000	1,297
Premises and equipment expense	$955,000	1,765
Additional noninterest expense	$2,525,000	1,762
Pre-tax net operating income	$2,927,000	2,103
Securities gains (losses)	$20,000	1,322
Applicable income taxes	$857,000	1,602
Income before extraordinary items	$2,090,000	2,325
Extraordinary gains, net	$0	9
Net income	$2,090,000	2,324
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,090,000	2,325
Net charge-offs	$0	3,796
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,075,800	2,318
2017-06-30 (YTD Data)		Rank
Total interest income	$8,967,000	1,476
Total interest expense	$1,420,000	1,097
Net interest income	$7,547,000	1,532
Provision for loan and lease losses	$-22,000	5,558
Total noninterest income	$1,052,000	1,985
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$181,000	2,554
Trading account gains and fees	NA	NA
Additional Noninterest Income	$871,000	1,681
Total noninterest expense	$6,745,000	1,492
Salaries and employee benefits	$4,440,000	1,281
Premises and equipment expense	$652,000	1,741
Additional noninterest expense	$1,653,000	1,779
Pre-tax net operating income	$1,876,000	2,127
Securities gains (losses)	$20,000	995
Applicable income taxes	$551,000	1,607
Income before extraordinary items	$1,345,000	2,347
Extraordinary gains, net	$0	11
Net income	$1,345,000	2,348
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,345,000	2,348
Net charge-offs	$0	3,512
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,330,800	2,332
2017-03-31 (YTD Data)		Rank
Total interest income	$4,464,000	1,473
Total interest expense	$684,000	1,113
Net interest income	$3,780,000	1,521
Provision for loan and lease losses	$1,000	3,508
Total noninterest income	$506,000	2,033
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$98,000	2,412
Trading account gains and fees	NA	NA
Additional Noninterest Income	$408,000	1,735
Total noninterest expense	$3,475,000	1,445
Salaries and employee benefits	$2,325,000	1,250
Premises and equipment expense	$344,000	1,665
Additional noninterest expense	$806,000	1,832
Pre-tax net operating income	$810,000	2,264
Securities gains (losses)	$0	1,153
Applicable income taxes	$225,000	1,757
Income before extraordinary items	$585,000	2,498
Extraordinary gains, net	$0	8
Net income	$585,000	2,497
Minority interest net income	$0	55
Net income of bank and minority interests.	$585,000	2,498
Net charge-offs	$0	2,943
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$585,000	2,475
2016-12-31 (YTD Data)		Rank
Total interest income	$17,550,000	1,452
Total interest expense	$2,836,000	1,017
Net interest income	$14,714,000	1,525
Provision for loan and lease losses	$30,000	3,875
Total noninterest income	$2,485,000	1,860
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$368,000	2,598
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,117,000	1,547
Total noninterest expense	$13,763,000	1,429
Salaries and employee benefits	$8,891,000	1,257
Premises and equipment expense	$1,384,000	1,634
Additional noninterest expense	$3,488,000	1,734
Pre-tax net operating income	$3,406,000	2,165
Securities gains (losses)	$-2,000	5,543
Applicable income taxes	$953,000	1,692
Income before extraordinary items	$2,451,000	2,439
Extraordinary gains, net	$0	5
Net income	$2,451,000	2,438
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,451,000	2,439
Net charge-offs	$-57,000	5,397
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,452,440	2,384
2016-09-30 (YTD Data)		Rank
Total interest income	$13,154,000	1,454
Total interest expense	$2,137,000	1,013
Net interest income	$11,017,000	1,522
Provision for loan and lease losses	$-75,000	5,710
Total noninterest income	$1,676,000	1,977
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$282,000	2,572
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,394,000	1,661
Total noninterest expense	$10,234,000	1,441
Salaries and employee benefits	$6,542,000	1,283
Premises and equipment expense	$1,073,000	1,591
Additional noninterest expense	$2,619,000	1,722
Pre-tax net operating income	$2,534,000	2,224
Securities gains (losses)	$-2,000	5,712
Applicable income taxes	$710,000	1,739
Income before extraordinary items	$1,822,000	2,495
Extraordinary gains, net	$0	5
Net income	$1,822,000	2,496
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,822,000	2,496
Net charge-offs	$-57,000	5,410
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,823,440	2,440
2016-06-30 (YTD Data)		Rank
Total interest income	$8,686,000	1,466
Total interest expense	$1,421,000	1,009
Net interest income	$7,265,000	1,548
Provision for loan and lease losses	$2,000	3,970
Total noninterest income	$1,033,000	2,068
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$191,000	2,510
Trading account gains and fees	$0	157
Additional Noninterest Income	$842,000	1,741
Total noninterest expense	$6,804,000	1,450
Salaries and employee benefits	$4,323,000	1,301
Premises and equipment expense	$728,000	1,570
Additional noninterest expense	$1,753,000	1,729
Pre-tax net operating income	$1,492,000	2,407
Securities gains (losses)	$0	2,835
Applicable income taxes	$424,000	1,828
Income before extraordinary items	$1,068,000	2,693
Extraordinary gains, net	$0	16
Net income	$1,068,000	2,692
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,068,000	2,692
Net charge-offs	$0	3,689
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,068,000	2,621
2016-03-31 (YTD Data)		Rank
Total interest income	$4,335,000	1,466
Total interest expense	$708,000	1,008
Net interest income	$3,627,000	1,548
Provision for loan and lease losses	$-54,000	5,958
Total noninterest income	$493,000	2,086
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$100,000	2,430
Trading account gains and fees	$0	142
Additional Noninterest Income	$393,000	1,764
Total noninterest expense	$3,366,000	1,454
Salaries and employee benefits	$2,154,000	1,300
Premises and equipment expense	$352,000	1,617
Additional noninterest expense	$860,000	1,742
Pre-tax net operating income	$808,000	2,253
Securities gains (losses)	$0	2,077
Applicable income taxes	$235,000	1,706
Income before extraordinary items	$573,000	2,512
Extraordinary gains, net	$0	12
Net income	$573,000	2,512
Minority interest net income	$0	62
Net income of bank and minority interests.	$573,000	2,512
Net charge-offs	$0	3,094
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$573,000	2,466
2015-12-31 (YTD Data)		Rank
Total interest income	$17,659,000	1,405
Total interest expense	$2,812,000	1,004
Net interest income	$14,847,000	1,492
Provision for loan and lease losses	$-153,000	5,790
Total noninterest income	$2,102,000	2,055
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$379,000	2,606
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,723,000	1,691
Total noninterest expense	$12,993,000	1,497
Salaries and employee benefits	$8,022,000	1,356
Premises and equipment expense	$1,538,000	1,496
Additional noninterest expense	$3,433,000	1,767
Pre-tax net operating income	$4,109,000	1,826
Securities gains (losses)	$0	3,216
Applicable income taxes	$1,267,000	1,372
Income before extraordinary items	$2,842,000	2,136
Extraordinary gains, net	$0	23
Net income	$2,842,000	2,136
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,842,000	2,137
Net charge-offs	$25,000	3,658
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,842,000	2,095
2015-09-30 (YTD Data)		Rank
Total interest income	$13,232,000	1,422
Total interest expense	$2,081,000	1,025
Net interest income	$11,151,000	1,496
Provision for loan and lease losses	$-187,000	5,975
Total noninterest income	$1,548,000	2,089
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$283,000	2,636
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,265,000	1,727
Total noninterest expense	$9,825,000	1,497
Salaries and employee benefits	$5,981,000	1,363
Premises and equipment expense	$1,181,000	1,476
Additional noninterest expense	$2,663,000	1,702
Pre-tax net operating income	$3,061,000	1,868
Securities gains (losses)	$0	3,031
Applicable income taxes	$868,000	1,502
Income before extraordinary items	$2,193,000	2,116
Extraordinary gains, net	$0	21
Net income	$2,193,000	2,118
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,193,000	2,117
Net charge-offs	$25,000	3,231
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,193,000	2,062
2015-06-30 (YTD Data)		Rank
Total interest income	$8,802,000	1,430
Total interest expense	$1,367,000	1,047
Net interest income	$7,435,000	1,496
Provision for loan and lease losses	$47,000	2,961
Total noninterest income	$994,000	2,146
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$188,000	2,612
Trading account gains and fees	$0	157
Additional Noninterest Income	$806,000	1,804
Total noninterest expense	$6,657,000	1,472
Salaries and employee benefits	$3,997,000	1,371
Premises and equipment expense	$835,000	1,416
Additional noninterest expense	$1,825,000	1,668
Pre-tax net operating income	$1,725,000	2,126
Securities gains (losses)	$0	2,636
Applicable income taxes	$470,000	1,688
Income before extraordinary items	$1,255,000	2,365
Extraordinary gains, net	$0	22
Net income	$1,255,000	2,367
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,255,000	2,367
Net charge-offs	$64,000	2,120
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,255,000	2,309
2015-03-31 (YTD Data)		Rank
Total interest income	$4,373,000	1,438
Total interest expense	$670,000	1,074
Net interest income	$3,703,000	1,496
Provision for loan and lease losses	$34,000	2,410
Total noninterest income	$493,000	2,122
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$100,000	2,472
Trading account gains and fees	$0	152
Additional Noninterest Income	$393,000	1,794
Total noninterest expense	$3,332,000	1,465
Salaries and employee benefits	$2,056,000	1,348
Premises and equipment expense	$447,000	1,344
Additional noninterest expense	$829,000	1,814
Pre-tax net operating income	$830,000	2,153
Securities gains (losses)	$0	2,027
Applicable income taxes	$216,000	1,751
Income before extraordinary items	$614,000	2,355
Extraordinary gains, net	$0	13
Net income	$614,000	2,356
Minority interest net income	$0	64
Net income of bank and minority interests.	$614,000	2,356
Net charge-offs	$0	3,288
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$614,000	2,289
2014-12-31 (YTD Data)		Rank
Total interest income	$16,666,000	1,493
Total interest expense	$2,661,000	1,115
Net interest income	$14,005,000	1,575
Provision for loan and lease losses	$487,000	1,490
Total noninterest income	$2,049,000	2,065
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$413,000	2,623
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,636,000	1,677
Total noninterest expense	$12,992,000	1,465
Salaries and employee benefits	$8,319,000	1,281
Premises and equipment expense	$1,446,000	1,623
Additional noninterest expense	$3,227,000	1,912
Pre-tax net operating income	$2,575,000	2,526
Securities gains (losses)	$109,000	1,195
Applicable income taxes	$644,000	1,984
Income before extraordinary items	$2,040,000	2,670
Extraordinary gains, net	$0	17
Net income	$2,040,000	2,668
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,040,000	2,670
Net charge-offs	$27,000	4,148
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,957,160	2,701
2014-09-30 (YTD Data)		Rank
Total interest income	$12,187,000	1,545
Total interest expense	$1,972,000	1,134
Net interest income	$10,215,000	1,624
Provision for loan and lease losses	$203,000	2,055
Total noninterest income	$1,545,000	2,066
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$310,000	2,650
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,235,000	1,682
Total noninterest expense	$9,722,000	1,479
Salaries and employee benefits	$6,327,000	1,272
Premises and equipment expense	$1,078,000	1,640
Additional noninterest expense	$2,317,000	1,982
Pre-tax net operating income	$1,835,000	2,670
Securities gains (losses)	$-9,000	6,140
Applicable income taxes	$438,000	2,090
Income before extraordinary items	$1,388,000	2,886
Extraordinary gains, net	$0	15
Net income	$1,388,000	2,887
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,388,000	2,887
Net charge-offs	$2,000	4,524
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,394,840	2,819
2014-06-30 (YTD Data)		Rank
Total interest income	$8,015,000	1,553
Total interest expense	$1,296,000	1,149
Net interest income	$6,719,000	1,633
Provision for loan and lease losses	$54,000	2,954
Total noninterest income	$997,000	2,095
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$207,000	2,630
Trading account gains and fees	$0	172
Additional Noninterest Income	$790,000	1,712
Total noninterest expense	$6,619,000	1,453
Salaries and employee benefits	$4,279,000	1,255
Premises and equipment expense	$762,000	1,558
Additional noninterest expense	$1,578,000	1,936
Pre-tax net operating income	$1,043,000	2,893
Securities gains (losses)	$0	2,580
Applicable income taxes	$250,000	2,202
Income before extraordinary items	$793,000	3,106
Extraordinary gains, net	$0	20
Net income	$793,000	3,112
Minority interest net income	$0	80
Net income of bank and minority interests.	$793,000	3,112
Net charge-offs	$0	4,375
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$793,000	3,060
2014-03-31 (YTD Data)		Rank
Total interest income	$3,925,000	1,580
Total interest expense	$634,000	1,187
Net interest income	$3,291,000	1,660
Provision for loan and lease losses	$2,000	3,744
Total noninterest income	$512,000	2,000
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$107,000	2,533
Trading account gains and fees	$0	147
Additional Noninterest Income	$405,000	1,640
Total noninterest expense	$3,302,000	1,469
Salaries and employee benefits	$2,156,000	1,268
Premises and equipment expense	$398,000	1,530
Additional noninterest expense	$748,000	2,017
Pre-tax net operating income	$499,000	2,899
Securities gains (losses)	$0	1,715
Applicable income taxes	$120,000	2,192
Income before extraordinary items	$379,000	3,111
Extraordinary gains, net	$0	16
Net income	$379,000	3,113
Minority interest net income	$0	66
Net income of bank and minority interests.	$379,000	3,114
Net charge-offs	$0	3,660
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$379,000	3,075
2013-12-31 (YTD Data)		Rank
Total interest income	$15,279,000	1,630
Total interest expense	$2,671,000	1,258
Net interest income	$12,608,000	1,706
Provision for loan and lease losses	$272,000	2,576
Total noninterest income	$2,512,000	1,839
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$427,000	2,688
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,085,000	1,469
Total noninterest expense	$12,083,000	1,597
Salaries and employee benefits	$7,873,000	1,350
Premises and equipment expense	$1,417,000	1,661
Additional noninterest expense	$2,793,000	2,237
Pre-tax net operating income	$2,765,000	2,297
Securities gains (losses)	$91,000	1,394
Applicable income taxes	$600,000	1,970
Income before extraordinary items	$2,256,000	2,368
Extraordinary gains, net	$0	29
Net income	$2,256,000	2,372
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,256,000	2,371
Net charge-offs	$-60,000	6,450
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,184,110	2,387
2013-09-30 (YTD Data)		Rank
Total interest income	$11,322,000	1,667
Total interest expense	$2,022,000	1,287
Net interest income	$9,300,000	1,737
Provision for loan and lease losses	$102,000	3,332
Total noninterest income	$1,851,000	1,895
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$317,000	2,721
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,534,000	1,528
Total noninterest expense	$8,963,000	1,613
Salaries and employee benefits	$5,857,000	1,358
Premises and equipment expense	$1,035,000	1,713
Additional noninterest expense	$2,071,000	2,236
Pre-tax net operating income	$2,086,000	2,346
Securities gains (losses)	$91,000	1,291
Applicable income taxes	$478,000	1,957
Income before extraordinary items	$1,699,000	2,409
Extraordinary gains, net	$0	25
Net income	$1,699,000	2,413
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,699,000	2,413
Net charge-offs	$-90,000	6,576
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,628,020	2,414
2013-06-30 (YTD Data)		Rank
Total interest income	$7,490,000	1,674
Total interest expense	$1,353,000	1,325
Net interest income	$6,137,000	1,744
Provision for loan and lease losses	$129,000	2,646
Total noninterest income	$1,346,000	1,793
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$208,000	2,715
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,138,000	1,455
Total noninterest expense	$6,076,000	1,583
Salaries and employee benefits	$3,830,000	1,374
Premises and equipment expense	$698,000	1,700
Additional noninterest expense	$1,548,000	2,015
Pre-tax net operating income	$1,278,000	2,479
Securities gains (losses)	$91,000	1,173
Applicable income taxes	$289,000	2,059
Income before extraordinary items	$1,080,000	2,480
Extraordinary gains, net	$0	22
Net income	$1,080,000	2,487
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,080,000	2,486
Net charge-offs	$-92,000	6,674
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,008,110	2,527
2013-03-31 (YTD Data)		Rank
Total interest income	$3,601,000	1,748
Total interest expense	$671,000	1,383
Net interest income	$2,930,000	1,830
Provision for loan and lease losses	$109,000	1,971
Total noninterest income	$791,000	1,580
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$107,000	2,659
Trading account gains and fees	$0	148
Additional Noninterest Income	$684,000	1,271
Total noninterest expense	$2,998,000	1,617
Salaries and employee benefits	$1,923,000	1,387
Premises and equipment expense	$356,000	1,701
Additional noninterest expense	$719,000	2,165
Pre-tax net operating income	$614,000	2,520
Securities gains (losses)	$0	1,966
Applicable income taxes	$123,000	2,199
Income before extraordinary items	$491,000	2,624
Extraordinary gains, net	$0	10
Net income	$491,000	2,627
Minority interest net income	$0	76
Net income of bank and minority interests.	$491,000	2,626
Net charge-offs	$-92,000	6,824
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$491,000	2,547
2012-12-31 (YTD Data)		Rank
Total interest income	$14,808,000	1,783
Total interest expense	$2,767,000	1,605
Net interest income	$12,041,000	1,817
Provision for loan and lease losses	$878,000	1,935
Total noninterest income	$3,146,000	1,586
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$450,000	2,701
Trading account gains and fees	$0	166
Additional Noninterest Income	$2,696,000	1,264
Total noninterest expense	$12,856,000	1,516
Salaries and employee benefits	$7,281,000	1,401
Premises and equipment expense	$1,354,000	1,742
Additional noninterest expense	$4,221,000	1,607
Pre-tax net operating income	$1,453,000	3,382
Securities gains (losses)	$42,000	2,832
Applicable income taxes	$286,000	2,703
Income before extraordinary items	$1,209,000	3,527
Extraordinary gains, net	$0	29
Net income	$1,209,000	3,529
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,209,000	3,530
Net charge-offs	$271,000	3,432
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,174,980	3,442
2012-09-30 (YTD Data)		Rank
Total interest income	$11,066,000	1,817
Total interest expense	$2,128,000	1,638
Net interest income	$8,938,000	1,856
Provision for loan and lease losses	$620,000	2,005
Total noninterest income	$2,132,000	1,707
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$352,000	2,638
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,780,000	1,380
Total noninterest expense	$9,038,000	1,614
Salaries and employee benefits	$5,300,000	1,438
Premises and equipment expense	$1,007,000	1,763
Additional noninterest expense	$2,731,000	1,813
Pre-tax net operating income	$1,412,000	3,009
Securities gains (losses)	$42,000	2,536
Applicable income taxes	$262,000	2,592
Income before extraordinary items	$1,192,000	3,091
Extraordinary gains, net	$0	20
Net income	$1,192,000	3,090
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,192,000	3,089
Net charge-offs	$274,000	2,942
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,157,560	3,003
2012-06-30 (YTD Data)		Rank
Total interest income	$7,337,000	1,838
Total interest expense	$1,440,000	1,671
Net interest income	$5,897,000	1,877
Provision for loan and lease losses	$441,000	1,969
Total noninterest income	$1,200,000	1,911
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$234,000	2,629
Trading account gains and fees	$0	153
Additional Noninterest Income	$966,000	1,551
Total noninterest expense	$5,846,000	1,659
Salaries and employee benefits	$3,518,000	1,451
Premises and equipment expense	$664,000	1,787
Additional noninterest expense	$1,664,000	1,972
Pre-tax net operating income	$810,000	3,255
Securities gains (losses)	$42,000	2,162
Applicable income taxes	$154,000	2,685
Income before extraordinary items	$698,000	3,331
Extraordinary gains, net	$0	19
Net income	$698,000	3,331
Minority interest net income	$0	84
Net income of bank and minority interests.	$698,000	3,332
Net charge-offs	$7,000	5,048
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$663,560	3,253
2012-03-31 (YTD Data)		Rank
Total interest income	$3,682,000	1,845
Total interest expense	$737,000	1,692
Net interest income	$2,945,000	1,884
Provision for loan and lease losses	$204,000	1,983
Total noninterest income	$535,000	2,058
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$119,000	2,560
Trading account gains and fees	$0	148
Additional Noninterest Income	$416,000	1,704
Total noninterest expense	$2,829,000	1,704
Salaries and employee benefits	$1,726,000	1,483
Premises and equipment expense	$320,000	1,857
Additional noninterest expense	$783,000	2,072
Pre-tax net operating income	$447,000	3,116
Securities gains (losses)	$0	2,210
Applicable income taxes	$80,000	2,646
Income before extraordinary items	$367,000	3,253
Extraordinary gains, net	$0	19
Net income	$367,000	3,257
Minority interest net income	$0	78
Net income of bank and minority interests.	$367,000	3,257
Net charge-offs	$3,000	4,432
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$367,000	3,090
2011-12-31 (YTD Data)		Rank
Total interest income	$14,739,000	1,913
Total interest expense	$3,310,000	1,781
Net interest income	$11,429,000	1,923
Provision for loan and lease losses	$549,000	3,331
Total noninterest income	$1,697,000	2,256
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$479,000	2,665
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,218,000	1,885
Total noninterest expense	$11,336,000	1,705
Salaries and employee benefits	$6,445,000	1,530
Premises and equipment expense	$1,356,000	1,833
Additional noninterest expense	$3,535,000	1,904
Pre-tax net operating income	$1,241,000	3,343
Securities gains (losses)	$21,000	3,059
Applicable income taxes	$179,000	3,000
Income before extraordinary items	$1,083,000	3,401
Extraordinary gains, net	$0	29
Net income	$1,083,000	3,404
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,083,000	3,404
Net charge-offs	$308,000	3,772
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,064,940	3,315
2011-09-30 (YTD Data)		Rank
Total interest income	$11,071,000	1,937
Total interest expense	$2,531,000	1,823
Net interest income	$8,540,000	1,935
Provision for loan and lease losses	$393,000	3,258
Total noninterest income	$1,172,000	2,375
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$361,000	2,669
Trading account gains and fees	$0	145
Additional Noninterest Income	$811,000	2,019
Total noninterest expense	$8,412,000	1,725
Salaries and employee benefits	$4,785,000	1,548
Premises and equipment expense	$1,011,000	1,856
Additional noninterest expense	$2,616,000	1,934
Pre-tax net operating income	$907,000	3,491
Securities gains (losses)	$21,000	2,786
Applicable income taxes	$186,000	2,720
Income before extraordinary items	$742,000	3,639
Extraordinary gains, net	$0	21
Net income	$742,000	3,640
Minority interest net income	$0	87
Net income of bank and minority interests.	$742,000	3,640
Net charge-offs	$55,000	4,909
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$725,200	3,585
2011-06-30 (YTD Data)		Rank
Total interest income	$7,384,000	1,948
Total interest expense	$1,719,000	1,862
Net interest income	$5,665,000	1,943
Provision for loan and lease losses	$320,000	2,866
Total noninterest income	$791,000	2,336
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$246,000	2,595
Trading account gains and fees	$0	153
Additional Noninterest Income	$545,000	1,979
Total noninterest expense	$5,636,000	1,735
Salaries and employee benefits	$3,196,000	1,564
Premises and equipment expense	$687,000	1,845
Additional noninterest expense	$1,753,000	1,946
Pre-tax net operating income	$500,000	3,818
Securities gains (losses)	$21,000	2,069
Applicable income taxes	$104,000	2,837
Income before extraordinary items	$417,000	3,901
Extraordinary gains, net	$0	15
Net income	$417,000	3,902
Minority interest net income	$0	89
Net income of bank and minority interests.	$417,000	3,903
Net charge-offs	$-7,000	6,933
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$400,200	3,876
2011-03-31 (YTD Data)		Rank
Total interest income	$3,686,000	1,957
Total interest expense	$856,000	1,939
Net interest income	$2,830,000	1,943
Provision for loan and lease losses	$164,000	2,670
Total noninterest income	$425,000	2,255
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$121,000	2,598
Trading account gains and fees	$0	158
Additional Noninterest Income	$304,000	1,895
Total noninterest expense	$2,792,000	1,764
Salaries and employee benefits	$1,613,000	1,559
Premises and equipment expense	$367,000	1,756
Additional noninterest expense	$812,000	2,074
Pre-tax net operating income	$299,000	3,535
Securities gains (losses)	$0	1,772
Applicable income taxes	$60,000	2,687
Income before extraordinary items	$239,000	3,659
Extraordinary gains, net	$0	9
Net income	$239,000	3,659
Minority interest net income	$0	86
Net income of bank and minority interests.	$239,000	3,658
Net charge-offs	$-2,000	6,441
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$239,000	3,604
2010-12-31 (YTD Data)		Rank
Total interest income	$14,207,000	2,118
Total interest expense	$3,492,000	2,267
Net interest income	$10,715,000	2,035
Provision for loan and lease losses	$779,000	3,430
Total noninterest income	$1,850,000	2,178
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$539,000	2,500
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,311,000	1,850
Total noninterest expense	$10,563,000	1,856
Salaries and employee benefits	$5,955,000	1,630
Premises and equipment expense	$1,181,000	2,130
Additional noninterest expense	$3,427,000	2,038
Pre-tax net operating income	$1,223,000	3,056
Securities gains (losses)	$0	3,793
Applicable income taxes	$219,000	2,650
Income before extraordinary items	$1,004,000	3,225
Extraordinary gains, net	$0	29
Net income	$1,004,000	3,222
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,004,000	3,225
Net charge-offs	$674,000	3,227
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,004,000	3,090
2010-09-30 (YTD Data)		Rank
Total interest income	$10,685,000	2,167
Total interest expense	$2,610,000	2,377
Net interest income	$8,075,000	2,052
Provision for loan and lease losses	$209,000	4,838
Total noninterest income	$1,226,000	2,393
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$406,000	2,556
Trading account gains and fees	$0	165
Additional Noninterest Income	$820,000	2,039
Total noninterest expense	$7,868,000	1,865
Salaries and employee benefits	$4,478,000	1,633
Premises and equipment expense	$849,000	2,268
Additional noninterest expense	$2,541,000	2,040
Pre-tax net operating income	$1,224,000	2,743
Securities gains (losses)	$0	3,651
Applicable income taxes	$282,000	2,208
Income before extraordinary items	$942,000	2,997
Extraordinary gains, net	$0	23
Net income	$942,000	2,994
Minority interest net income	$0	110
Net income of bank and minority interests.	$942,000	2,997
Net charge-offs	$674,000	2,688
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$942,000	2,870
2010-06-30 (YTD Data)		Rank
Total interest income	$7,100,000	2,196
Total interest expense	$1,729,000	2,475
Net interest income	$5,371,000	2,060
Provision for loan and lease losses	$139,000	4,733
Total noninterest income	$734,000	2,508
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$275,000	2,530
Trading account gains and fees	$0	152
Additional Noninterest Income	$459,000	2,213
Total noninterest expense	$5,224,000	1,875
Salaries and employee benefits	$2,970,000	1,667
Premises and equipment expense	$551,000	2,340
Additional noninterest expense	$1,703,000	2,019
Pre-tax net operating income	$742,000	2,926
Securities gains (losses)	$0	3,184
Applicable income taxes	$184,000	2,213
Income before extraordinary items	$558,000	3,205
Extraordinary gains, net	$0	19
Net income	$558,000	3,200
Minority interest net income	$0	105
Net income of bank and minority interests.	$558,000	3,203
Net charge-offs	$674,000	2,132
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$558,000	3,097
2010-03-31 (YTD Data)		Rank
Total interest income	$3,557,000	2,255
Total interest expense	$897,000	2,501
Net interest income	$2,660,000	2,102
Provision for loan and lease losses	$176,000	3,170
Total noninterest income	$370,000	2,503
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$131,000	2,617
Trading account gains and fees	$0	175
Additional Noninterest Income	$239,000	2,136
Total noninterest expense	$2,414,000	2,039
Salaries and employee benefits	$1,395,000	1,796
Premises and equipment expense	$252,000	2,582
Additional noninterest expense	$767,000	2,214
Pre-tax net operating income	$440,000	2,656
Securities gains (losses)	$0	2,284
Applicable income taxes	$119,000	1,952
Income before extraordinary items	$321,000	3,011
Extraordinary gains, net	$0	16
Net income	$321,000	3,007
Minority interest net income	$0	91
Net income of bank and minority interests.	$321,000	3,011
Net charge-offs	$0	5,610
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$321,000	2,899
2009-12-31 (YTD Data)		Rank
Total interest income	$15,107,000	2,216
Total interest expense	$5,391,000	2,113
Net interest income	$9,716,000	2,249
Provision for loan and lease losses	$957,000	3,578
Total noninterest income	$1,961,000	2,147
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$515,000	2,826
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,446,000	1,694
Total noninterest expense	$8,855,000	2,239
Salaries and employee benefits	$4,856,000	2,023
Premises and equipment expense	$1,056,000	2,465
Additional noninterest expense	$2,943,000	2,388
Pre-tax net operating income	$1,865,000	2,023
Securities gains (losses)	$0	3,754
Applicable income taxes	$389,000	1,794
Income before extraordinary items	$1,476,000	2,142
Extraordinary gains, net	$0	34
Net income	$1,476,000	2,140
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,476,000	2,142
Net charge-offs	$316,000	4,424
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,476,000	2,117
2009-09-30 (YTD Data)		Rank
Total interest income	$11,391,000	2,234
Total interest expense	$4,335,000	2,066
Net interest income	$7,056,000	2,319
Provision for loan and lease losses	$768,000	3,159
Total noninterest income	$1,574,000	2,088
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$382,000	2,857
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,192,000	1,626
Total noninterest expense	$6,597,000	2,254
Salaries and employee benefits	$3,536,000	2,101
Premises and equipment expense	$803,000	2,469
Additional noninterest expense	$2,258,000	2,308
Pre-tax net operating income	$1,265,000	2,345
Securities gains (losses)	$0	3,497
Applicable income taxes	$291,000	1,948
Income before extraordinary items	$974,000	2,523
Extraordinary gains, net	$0	27
Net income	$974,000	2,521
Minority interest net income	$0	118
Net income of bank and minority interests.	$974,000	2,524
Net charge-offs	$244,000	4,004
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$974,000	2,473
2009-06-30 (YTD Data)		Rank
Total interest income	$7,584,000	2,270
Total interest expense	$3,078,000	2,048
Net interest income	$4,506,000	2,398
Provision for loan and lease losses	$655,000	2,578
Total noninterest income	$1,232,000	1,882
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$247,000	2,891
Trading account gains and fees	$0	193
Additional Noninterest Income	$985,000	1,450
Total noninterest expense	$4,185,000	2,394
Salaries and employee benefits	$2,173,000	2,328
Premises and equipment expense	$536,000	2,493
Additional noninterest expense	$1,476,000	2,373
Pre-tax net operating income	$898,000	2,306
Securities gains (losses)	$0	3,136
Applicable income taxes	$182,000	2,059
Income before extraordinary items	$716,000	2,438
Extraordinary gains, net	$0	21
Net income	$716,000	2,436
Minority interest net income	$0	112
Net income of bank and minority interests.	$716,000	2,438
Net charge-offs	$0	6,628
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$716,000	2,362
2009-03-31 (YTD Data)		Rank
Total interest income	$3,851,000	2,274
Total interest expense	$1,607,000	2,044
Net interest income	$2,244,000	2,411
Provision for loan and lease losses	$200,000	2,838
Total noninterest income	$516,000	2,090
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$121,000	2,875
Trading account gains and fees	$0	171
Additional Noninterest Income	$395,000	1,629
Total noninterest expense	$2,028,000	2,400
Salaries and employee benefits	$1,103,000	2,323
Premises and equipment expense	$267,000	2,550
Additional noninterest expense	$658,000	2,362
Pre-tax net operating income	$532,000	2,261
Securities gains (losses)	$0	2,434
Applicable income taxes	$94,000	2,250
Income before extraordinary items	$438,000	2,388
Extraordinary gains, net	$0	15
Net income	$438,000	2,388
Minority interest net income	$0	102
Net income of bank and minority interests.	$438,000	2,390
Net charge-offs	$0	5,728
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$438,000	2,248
2008-12-31 (YTD Data)		Rank
Total interest income	$15,170,000	2,434
Total interest expense	$6,872,000	2,226
Net interest income	$8,298,000	2,622
Provision for loan and lease losses	$510,000	3,769
Total noninterest income	$1,273,000	2,940
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$561,000	2,778
Trading account gains and fees	$0	154
Additional Noninterest Income	$712,000	2,627
Total noninterest expense	$7,593,000	2,488
Salaries and employee benefits	$4,606,000	2,205
Premises and equipment expense	$942,000	2,771
Additional noninterest expense	$2,045,000	2,816
Pre-tax net operating income	$1,468,000	3,065
Securities gains (losses)	$0	3,220
Applicable income taxes	$231,000	2,676
Income before extraordinary items	$1,237,000	2,849
Extraordinary gains, net	$0	39
Net income	$1,237,000	2,848
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	5,824
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,237,000	2,996
2008-09-30 (YTD Data)		Rank
Total interest income	$11,339,000	2,496
Total interest expense	$5,350,000	2,247
Net interest income	$5,989,000	2,728
Provision for loan and lease losses	$123,000	4,912
Total noninterest income	$892,000	3,119
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$377,000	3,032
Trading account gains and fees	$0	148
Additional Noninterest Income	$515,000	2,765
Total noninterest expense	$5,673,000	2,489
Salaries and employee benefits	$3,468,000	2,223
Premises and equipment expense	$714,000	2,753
Additional noninterest expense	$1,491,000	2,786
Pre-tax net operating income	$1,085,000	3,515
Securities gains (losses)	$0	3,106
Applicable income taxes	$102,000	3,580
Income before extraordinary items	$983,000	3,139
Extraordinary gains, net	$0	31
Net income	$983,000	3,136
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,534
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$983,000	3,283
2008-06-30 (YTD Data)		Rank
Total interest income	$7,554,000	2,531
Total interest expense	$3,795,000	2,212
Net interest income	$3,759,000	2,868
Provision for loan and lease losses	$138,000	3,792
Total noninterest income	$571,000	3,229
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$231,000	3,182
Trading account gains and fees	$0	149
Additional Noninterest Income	$340,000	2,838
Total noninterest expense	$3,718,000	2,540
Salaries and employee benefits	$2,269,000	2,290
Premises and equipment expense	$477,000	2,748
Additional noninterest expense	$972,000	2,815
Pre-tax net operating income	$474,000	4,457
Securities gains (losses)	$0	3,233
Applicable income taxes	$-67,000	7,798
Income before extraordinary items	$541,000	3,860
Extraordinary gains, net	$0	21
Net income	$541,000	3,861
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,998
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$541,000	3,806
2008-03-31 (YTD Data)		Rank
Total interest income	$3,783,000	2,598
Total interest expense	$2,029,000	2,215
Net interest income	$1,754,000	3,064
Provision for loan and lease losses	$87,000	2,959
Total noninterest income	$279,000	3,283
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$112,000	3,210
Trading account gains and fees	$0	158
Additional Noninterest Income	$167,000	2,856
Total noninterest expense	$1,864,000	2,527
Salaries and employee benefits	$1,141,000	2,306
Premises and equipment expense	$240,000	2,743
Additional noninterest expense	$483,000	2,810
Pre-tax net operating income	$82,000	6,228
Securities gains (losses)	$0	2,688
Applicable income taxes	$-108,000	8,158
Income before extraordinary items	$190,000	4,763
Extraordinary gains, net	$0	15
Net income	$190,000	4,767
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$190,000	4,653
2007-12-31 (YTD Data)		Rank
Total interest income	$15,318,000	2,623
Total interest expense	$8,040,000	2,307
Net interest income	$7,278,000	2,990
Provision for loan and lease losses	$-45,000	8,302
Total noninterest income	$1,146,000	3,234
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$490,000	3,097
Trading account gains and fees	$0	178
Additional Noninterest Income	$656,000	2,855
Total noninterest expense	$7,063,000	2,566
Salaries and employee benefits	$4,054,000	2,475
Premises and equipment expense	$1,072,000	2,424
Additional noninterest expense	$1,937,000	2,735
Pre-tax net operating income	$1,406,000	4,013
Securities gains (losses)	$0	2,146
Applicable income taxes	$287,000	3,430
Income before extraordinary items	$1,119,000	4,063
Extraordinary gains, net	$0	39
Net income	$1,119,000	4,065
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	5,544
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,119,000	4,063
2007-09-30 (YTD Data)		Rank
Total interest income	$11,399,000	2,649
Total interest expense	$5,921,000	2,335
Net interest income	$5,478,000	2,982
Provision for loan and lease losses	$-96,000	8,414
Total noninterest income	$789,000	3,424
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$363,000	3,108
Trading account gains and fees	$0	184
Additional Noninterest Income	$426,000	3,093
Total noninterest expense	$5,301,000	2,553
Salaries and employee benefits	$3,146,000	2,392
Premises and equipment expense	$779,000	2,473
Additional noninterest expense	$1,376,000	2,822
Pre-tax net operating income	$1,062,000	4,222
Securities gains (losses)	$0	1,655
Applicable income taxes	$194,000	3,753
Income before extraordinary items	$868,000	4,190
Extraordinary gains, net	$0	33
Net income	$868,000	4,189
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	5,136
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$868,000	4,174
2007-06-30 (YTD Data)		Rank
Total interest income	$7,561,000	2,678
Total interest expense	$3,883,000	2,388
Net interest income	$3,678,000	2,987
Provision for loan and lease losses	$-84,000	8,460
Total noninterest income	$515,000	3,499
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$239,000	3,113
Trading account gains and fees	$0	168
Additional Noninterest Income	$276,000	3,163
Total noninterest expense	$3,489,000	2,613
Salaries and employee benefits	$2,039,000	2,493
Premises and equipment expense	$532,000	2,426
Additional noninterest expense	$918,000	2,829
Pre-tax net operating income	$788,000	4,048
Securities gains (losses)	$0	1,444
Applicable income taxes	$156,000	3,593
Income before extraordinary items	$632,000	4,062
Extraordinary gains, net	$0	29
Net income	$632,000	4,062
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	4,302
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$632,000	4,051
2007-03-31 (YTD Data)		Rank
Total interest income	$3,802,000	2,660
Total interest expense	$1,906,000	2,410
Net interest income	$1,896,000	2,890
Provision for loan and lease losses	$-67,000	8,528
Total noninterest income	$230,000	3,726
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$115,000	3,173
Trading account gains and fees	$0	195
Additional Noninterest Income	$115,000	3,507
Total noninterest expense	$1,709,000	2,665
Salaries and employee benefits	$1,122,000	2,294
Premises and equipment expense	$196,000	3,164
Additional noninterest expense	$391,000	3,229
Pre-tax net operating income	$484,000	3,603
Securities gains (losses)	$0	1,187
Applicable income taxes	$102,000	3,242
Income before extraordinary items	$382,000	3,605
Extraordinary gains, net	$0	22
Net income	$382,000	3,605
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	2,916
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$382,000	3,583
2006-12-31 (YTD Data)		Rank
Total interest income	$14,926,000	2,558
Total interest expense	$6,597,000	2,394
Net interest income	$8,329,000	2,672
Provision for loan and lease losses	$190,000	3,623
Total noninterest income	$807,000	4,026
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$478,000	3,154
Trading account gains and fees	$0	130
Additional Noninterest Income	$329,000	4,122
Total noninterest expense	$6,708,000	2,608
Salaries and employee benefits	$4,014,000	2,440
Premises and equipment expense	$696,000	3,342
Additional noninterest expense	$1,998,000	2,568
Pre-tax net operating income	$2,238,000	3,395
Securities gains (losses)	$0	1,687
Applicable income taxes	$656,000	2,758
Income before extraordinary items	$1,582,000	3,657
Extraordinary gains, net	$0	51
Net income	$1,582,000	3,657
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,238
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,582,000	3,636
2006-09-30 (YTD Data)		Rank
Total interest income	$11,044,000	2,581
Total interest expense	$4,710,000	2,433
Net interest income	$6,334,000	2,682
Provision for loan and lease losses	$187,000	2,991
Total noninterest income	$587,000	4,112
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$353,000	3,200
Trading account gains and fees	$0	126
Additional Noninterest Income	$234,000	4,221
Total noninterest expense	$5,039,000	2,605
Salaries and employee benefits	$3,044,000	2,410
Premises and equipment expense	$545,000	3,243
Additional noninterest expense	$1,450,000	2,636
Pre-tax net operating income	$1,695,000	3,495
Securities gains (losses)	$0	1,388
Applicable income taxes	$551,000	2,726
Income before extraordinary items	$1,144,000	3,854
Extraordinary gains, net	$0	45
Net income	$1,144,000	3,857
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,547
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,144,000	3,842
2006-06-30 (YTD Data)		Rank
Total interest income	$7,176,000	2,609
Total interest expense	$2,912,000	2,497
Net interest income	$4,264,000	2,663
Provision for loan and lease losses	$166,000	2,434
Total noninterest income	$408,000	4,012
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$230,000	3,228
Trading account gains and fees	$0	126
Additional Noninterest Income	$178,000	3,960
Total noninterest expense	$3,353,000	2,615
Salaries and employee benefits	$2,023,000	2,416
Premises and equipment expense	$375,000	3,152
Additional noninterest expense	$955,000	2,677
Pre-tax net operating income	$1,153,000	3,448
Securities gains (losses)	$0	1,185
Applicable income taxes	$427,000	2,522
Income before extraordinary items	$726,000	3,983
Extraordinary gains, net	$0	39
Net income	$726,000	3,987
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,958
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$726,000	3,971
2006-03-31 (YTD Data)		Rank
Total interest income	$3,509,000	2,610
Total interest expense	$1,344,000	2,564
Net interest income	$2,165,000	2,617
Provision for loan and lease losses	$53,000	3,054
Total noninterest income	$187,000	4,120
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$112,000	3,228
Trading account gains and fees	$0	115
Additional Noninterest Income	$75,000	4,279
Total noninterest expense	$1,636,000	2,682
Salaries and employee benefits	$984,000	2,480
Premises and equipment expense	$184,000	3,207
Additional noninterest expense	$468,000	2,697
Pre-tax net operating income	$663,000	3,094
Securities gains (losses)	$0	955
Applicable income taxes	$237,000	2,353
Income before extraordinary items	$426,000	3,522
Extraordinary gains, net	$0	21
Net income	$426,000	3,521
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	3,919
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$426,000	3,504
2005-12-31 (YTD Data)		Rank
Total interest income	$12,437,000	2,635
Total interest expense	$4,126,000	2,584
Net interest income	$8,311,000	2,612
Provision for loan and lease losses	$246,000	3,198
Total noninterest income	$788,000	4,075
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$471,000	3,176
Trading account gains and fees	$0	138
Additional Noninterest Income	$317,000	4,218
Total noninterest expense	$6,045,000	2,734
Salaries and employee benefits	$3,621,000	2,525
Premises and equipment expense	$631,000	3,503
Additional noninterest expense	$1,793,000	2,767
Pre-tax net operating income	$2,808,000	2,915
Securities gains (losses)	$0	2,296
Applicable income taxes	$1,002,000	2,262
Income before extraordinary items	$1,806,000	3,348
Extraordinary gains, net	$0	46
Net income	$1,806,000	3,350
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	6,118
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,806,000	3,315
2005-09-30 (YTD Data)		Rank
Total interest income	$9,069,000	2,634
Total interest expense	$2,912,000	2,600
Net interest income	$6,157,000	2,614
Provision for loan and lease losses	$210,000	2,870
Total noninterest income	$578,000	4,147
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$349,000	3,216
Trading account gains and fees	$0	126
Additional Noninterest Income	$229,000	4,301
Total noninterest expense	$4,511,000	2,717
Salaries and employee benefits	$2,738,000	2,463
Premises and equipment expense	$453,000	3,638
Additional noninterest expense	$1,320,000	2,790
Pre-tax net operating income	$2,014,000	3,043
Securities gains (losses)	$0	2,317
Applicable income taxes	$812,000	2,179
Income before extraordinary items	$1,202,000	3,659
Extraordinary gains, net	$0	35
Net income	$1,202,000	3,660
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,608
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,202,000	3,627
2005-06-30 (YTD Data)		Rank
Total interest income	$5,871,000	2,647
Total interest expense	$1,843,000	2,584
Net interest income	$4,028,000	2,635
Provision for loan and lease losses	$101,000	3,328
Total noninterest income	$389,000	4,120
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$231,000	3,200
Trading account gains and fees	$0	116
Additional Noninterest Income	$158,000	4,201
Total noninterest expense	$2,973,000	2,717
Salaries and employee benefits	$1,814,000	2,458
Premises and equipment expense	$302,000	3,602
Additional noninterest expense	$857,000	2,835
Pre-tax net operating income	$1,343,000	2,996
Securities gains (losses)	$0	2,146
Applicable income taxes	$528,000	2,186
Income before extraordinary items	$815,000	3,600
Extraordinary gains, net	$0	30
Net income	$815,000	3,602
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,447
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$815,000	3,555
2005-03-31 (YTD Data)		Rank
Total interest income	$2,878,000	2,669
Total interest expense	$866,000	2,618
Net interest income	$2,012,000	2,626
Provision for loan and lease losses	$-17,000	8,744
Total noninterest income	$200,000	3,983
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$111,000	3,214
Trading account gains and fees	$0	115
Additional Noninterest Income	$89,000	3,978
Total noninterest expense	$1,460,000	2,790
Salaries and employee benefits	$896,000	2,504
Premises and equipment expense	$152,000	3,614
Additional noninterest expense	$412,000	2,944
Pre-tax net operating income	$769,000	2,652
Securities gains (losses)	$0	1,685
Applicable income taxes	$278,000	2,094
Income before extraordinary items	$491,000	3,093
Extraordinary gains, net	$0	24
Net income	$491,000	3,094
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$491,000	3,053
2004-12-31 (YTD Data)		Rank
Total interest income	$10,766,000	2,637
Total interest expense	$3,157,000	2,512
Net interest income	$7,609,000	2,651
Provision for loan and lease losses	$195,000	3,736
Total noninterest income	$715,000	4,334
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$471,000	3,276
Trading account gains and fees	$0	138
Additional Noninterest Income	$244,000	4,691
Total noninterest expense	$5,538,000	2,842
Salaries and employee benefits	$3,331,000	2,592
Premises and equipment expense	$560,000	3,748
Additional noninterest expense	$1,647,000	2,895
Pre-tax net operating income	$2,591,000	2,915
Securities gains (losses)	$0	3,819
Applicable income taxes	$979,000	2,193
Income before extraordinary items	$1,612,000	3,446
Extraordinary gains, net	$0	34
Net income	$1,612,000	3,445
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,973
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,612,000	3,386
2004-09-30 (YTD Data)		Rank
Total interest income	$7,914,000	2,663
Total interest expense	$2,333,000	2,508
Net interest income	$5,581,000	2,688
Provision for loan and lease losses	$120,000	3,974
Total noninterest income	$508,000	4,503
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$349,000	3,315
Trading account gains and fees	$0	134
Additional Noninterest Income	$159,000	4,995
Total noninterest expense	$4,124,000	2,840
Salaries and employee benefits	$2,476,000	2,592
Premises and equipment expense	$428,000	3,691
Additional noninterest expense	$1,220,000	2,886
Pre-tax net operating income	$1,845,000	3,086
Securities gains (losses)	$0	3,710
Applicable income taxes	$744,000	2,217
Income before extraordinary items	$1,101,000	3,766
Extraordinary gains, net	$0	26
Net income	$1,101,000	3,766
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,579
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,101,000	3,692
2004-06-30 (YTD Data)		Rank
Total interest income	$5,159,000	2,705
Total interest expense	$1,547,000	2,507
Net interest income	$3,612,000	2,764
Provision for loan and lease losses	$48,000	4,777
Total noninterest income	$308,000	4,756
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$232,000	3,306
Trading account gains and fees	$0	130
Additional Noninterest Income	$76,000	5,692
Total noninterest expense	$2,754,000	2,842
Salaries and employee benefits	$1,632,000	2,628
Premises and equipment expense	$285,000	3,696
Additional noninterest expense	$837,000	2,811
Pre-tax net operating income	$1,118,000	3,281
Securities gains (losses)	$0	3,413
Applicable income taxes	$438,000	2,416
Income before extraordinary items	$680,000	3,911
Extraordinary gains, net	$0	21
Net income	$680,000	3,912
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,407
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$680,000	3,831
2004-03-31 (YTD Data)		Rank
Total interest income	$2,532,000	2,757
Total interest expense	$785,000	2,493
Net interest income	$1,747,000	2,852
Provision for loan and lease losses	$29,000	4,417
Total noninterest income	$147,000	4,822
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$112,000	3,310
Trading account gains and fees	$0	121
Additional Noninterest Income	$35,000	5,821
Total noninterest expense	$1,358,000	2,881
Salaries and employee benefits	$814,000	2,639
Premises and equipment expense	$143,000	3,718
Additional noninterest expense	$401,000	2,905
Pre-tax net operating income	$507,000	3,489
Securities gains (losses)	$0	2,934
Applicable income taxes	$199,000	2,588
Income before extraordinary items	$308,000	4,197
Extraordinary gains, net	$0	16
Net income	$308,000	4,196
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$308,000	4,077
2003-12-31 (YTD Data)		Rank
Total interest income	$10,337,000	2,740
Total interest expense	$3,834,000	2,305
Net interest income	$6,503,000	2,950
Provision for loan and lease losses	$104,000	5,259
Total noninterest income	$1,291,000	3,150
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$518,000	3,005
Trading account gains and fees	$0	160
Additional Noninterest Income	$773,000	2,798
Total noninterest expense	$6,079,000	2,568
Salaries and employee benefits	$3,726,000	2,281
Premises and equipment expense	$543,000	3,817
Additional noninterest expense	$1,810,000	2,625
Pre-tax net operating income	$1,611,000	3,941
Securities gains (losses)	$0	4,500
Applicable income taxes	$582,000	3,123
Income before extraordinary items	$1,029,000	4,567
Extraordinary gains, net	$0	54
Net income	$1,029,000	4,568
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	6,883
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,029,000	4,394
2003-09-30 (YTD Data)		Rank
Total interest income	$7,666,000	2,811
Total interest expense	$2,992,000	2,301
Net interest income	$4,674,000	3,091
Provision for loan and lease losses	$271,000	2,686
Total noninterest income	$1,037,000	3,056
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$394,000	2,983
Trading account gains and fees	$0	153
Additional Noninterest Income	$643,000	2,710
Total noninterest expense	$4,505,000	2,608
Salaries and employee benefits	$2,736,000	2,318
Premises and equipment expense	$417,000	3,736
Additional noninterest expense	$1,352,000	2,616
Pre-tax net operating income	$935,000	4,733
Securities gains (losses)	$0	4,204
Applicable income taxes	$428,000	3,310
Income before extraordinary items	$507,000	5,816
Extraordinary gains, net	$0	40
Net income	$507,000	5,817
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	6,378
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$507,000	5,651
2003-06-30 (YTD Data)		Rank
Total interest income	$5,053,000	2,856
Total interest expense	$2,057,000	2,309
Net interest income	$2,996,000	3,196
Provision for loan and lease losses	$126,000	3,381
Total noninterest income	$785,000	2,794
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$265,000	2,933
Trading account gains and fees	$0	150
Additional Noninterest Income	$520,000	2,398
Total noninterest expense	$3,084,000	2,527
Salaries and employee benefits	$1,836,000	2,296
Premises and equipment expense	$280,000	3,699
Additional noninterest expense	$968,000	2,438
Pre-tax net operating income	$571,000	4,966
Securities gains (losses)	$0	3,782
Applicable income taxes	$239,000	3,635
Income before extraordinary items	$332,000	5,863
Extraordinary gains, net	$0	30
Net income	$332,000	5,862
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$332,000	5,644
2003-03-31 (YTD Data)		Rank
Total interest income	$2,547,000	2,853
Total interest expense	$1,062,000	2,288
Net interest income	$1,485,000	3,194
Provision for loan and lease losses	$2,000	6,798
Total noninterest income	$374,000	2,790
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$125,000	2,989
Trading account gains and fees	$0	134
Additional Noninterest Income	$249,000	2,362
Total noninterest expense	$1,572,000	2,472
Salaries and employee benefits	$912,000	2,301
Premises and equipment expense	$138,000	3,737
Additional noninterest expense	$522,000	2,240
Pre-tax net operating income	$285,000	4,922
Securities gains (losses)	$0	2,891
Applicable income taxes	$98,000	3,973
Income before extraordinary items	$187,000	5,483
Extraordinary gains, net	$0	21
Net income	$187,000	5,481
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,386
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$187,000	5,290
2002-12-31 (YTD Data)		Rank
Total interest income	$11,928,000	2,577
Total interest expense	$4,843,000	2,314
Net interest income	$7,085,000	2,700
Provision for loan and lease losses	$26,000	7,304
Total noninterest income	$1,454,000	2,676
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$502,000	2,961
Trading account gains and fees	$0	153
Additional Noninterest Income	$952,000	2,251
Total noninterest expense	$5,697,000	2,593
Salaries and employee benefits	$3,290,000	2,421
Premises and equipment expense	$492,000	3,982
Additional noninterest expense	$1,915,000	2,411
Pre-tax net operating income	$2,816,000	2,621
Securities gains (losses)	$0	4,537
Applicable income taxes	$1,025,000	2,172
Income before extraordinary items	$1,791,000	3,053
Extraordinary gains, net	$0	70
Net income	$1,791,000	3,052
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	6,433
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,791,000	2,955
2001-12-31 (YTD Data)		Rank
Total interest income	$13,519,000	2,529
Total interest expense	$7,215,000	2,218
Net interest income	$6,304,000	2,815
Provision for loan and lease losses	$55,000	6,550
Total noninterest income	$846,000	3,710
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$456,000	3,062
Trading account gains and fees	$0	177
Additional Noninterest Income	$390,000	3,588
Total noninterest expense	$4,819,000	2,915
Salaries and employee benefits	$2,690,000	2,767
Premises and equipment expense	$528,000	3,713
Additional noninterest expense	$1,601,000	2,717
Pre-tax net operating income	$2,276,000	2,874
Securities gains (losses)	$0	4,612
Applicable income taxes	$806,000	2,413
Income before extraordinary items	$1,470,000	3,274
Extraordinary gains, net	$0	105
Net income	$1,470,000	3,279
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	7,531
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,470,000	3,165
2000-12-31 (YTD Data)		Rank
Total interest income	$12,954,000	2,682
Total interest expense	$6,761,000	2,490
Net interest income	$6,193,000	2,859
Provision for loan and lease losses	$69,000	6,019
Total noninterest income	$739,000	3,859
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$414,000	3,153
Trading account gains and fees	$0	180
Additional Noninterest Income	$325,000	3,750
Total noninterest expense	$4,320,000	3,117
Salaries and employee benefits	$2,475,000	2,850
Premises and equipment expense	$417,000	4,373
Additional noninterest expense	$1,428,000	2,948
Pre-tax net operating income	$2,543,000	2,719
Securities gains (losses)	$0	1,956
Applicable income taxes	$920,000	2,278
Income before extraordinary items	$1,623,000	3,049
Extraordinary gains, net	$0	38
Net income	$1,623,000	3,046
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	7,122
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,623,000	3,043
1999-12-31 (YTD Data)		Rank
Total interest income	$12,119,000	2,682
Total interest expense	$5,829,000	2,527
Net interest income	$6,290,000	2,797
Provision for loan and lease losses	$73,000	5,834
Total noninterest income	$615,000	4,356
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$372,000	3,403
Trading account gains and fees	$0	173
Additional Noninterest Income	$243,000	4,494
Total noninterest expense	$3,960,000	3,336
Salaries and employee benefits	$2,329,000	3,000
Premises and equipment expense	$357,000	4,899
Additional noninterest expense	$1,274,000	3,261
Pre-tax net operating income	$2,872,000	2,504
Securities gains (losses)	$0	3,155
Applicable income taxes	$1,052,000	2,135
Income before extraordinary items	$1,820,000	2,782
Extraordinary gains, net	$0	35
Net income	$1,820,000	2,783
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	5,930
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,820,000	2,747
1998-12-31 (YTD Data)		Rank
Total interest income	$11,875,000	2,730
Total interest expense	$6,115,000	2,489
Net interest income	$5,760,000	2,996
Provision for loan and lease losses	$44,000	6,827
Total noninterest income	$506,000	4,889
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$311,000	3,830
Trading account gains and fees	$0	224
Additional Noninterest Income	$195,000	5,026
Total noninterest expense	$3,701,000	3,447
Salaries and employee benefits	$2,191,000	3,061
Premises and equipment expense	$335,000	5,038
Additional noninterest expense	$1,175,000	3,432
Pre-tax net operating income	$2,521,000	2,762
Securities gains (losses)	$0	4,449
Applicable income taxes	$1,005,000	2,305
Income before extraordinary items	$1,516,000	3,227
Extraordinary gains, net	$0	32
Net income	$1,516,000	3,228
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	7,720
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,516,000	3,140
1997-12-31 (YTD Data)		Rank
Total interest income	$11,302,000	2,886
Total interest expense	$5,791,000	2,581
Net interest income	$5,511,000	3,170
Provision for loan and lease losses	$21,000	7,856
Total noninterest income	$427,000	5,504
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$226,000	4,964
Trading account gains and fees	$0	239
Additional Noninterest Income	$201,000	4,944
Total noninterest expense	$3,372,000	3,726
Salaries and employee benefits	$2,007,000	3,302
Premises and equipment expense	$301,000	5,436
Additional noninterest expense	$1,064,000	3,684
Pre-tax net operating income	$2,545,000	2,867
Securities gains (losses)	$0	3,944
Applicable income taxes	$1,028,000	2,378
Income before extraordinary items	$1,517,000	3,326
Extraordinary gains, net	$0	44
Net income	$1,517,000	3,326
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	7,835
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,517,000	3,249
1996-12-31 (YTD Data)		Rank
Total interest income	$10,766,000	3,053
Total interest expense	$5,555,000	2,729
Net interest income	$5,211,000	3,413
Provision for loan and lease losses	$0	9,041
Total noninterest income	$497,000	5,174
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$223,000	5,192
Trading account gains and fees	$0	262
Additional Noninterest Income	$274,000	4,293
Total noninterest expense	$3,210,000	4,084
Salaries and employee benefits	$1,979,000	3,363
Premises and equipment expense	$304,000	5,535
Additional noninterest expense	$927,000	4,656
Pre-tax net operating income	$2,498,000	2,769
Securities gains (losses)	$0	4,148
Applicable income taxes	$999,000	2,349
Income before extraordinary items	$1,499,000	3,192
Extraordinary gains, net	$0	53
Net income	$1,499,000	3,191
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	5,926
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,499,000	3,153
1995-12-31 (YTD Data)		Rank
Total interest income	$9,593,000	3,411
Total interest expense	$4,896,000	3,079
Net interest income	$4,697,000	3,744
Provision for loan and lease losses	$12,000	8,132
Total noninterest income	$385,000	6,128
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$272,000	4,647
Trading account gains and fees	$0	522
Additional Noninterest Income	$113,000	6,838
Total noninterest expense	$2,987,000	4,303
Salaries and employee benefits	$1,865,000	3,534
Premises and equipment expense	$256,000	6,253
Additional noninterest expense	$866,000	4,921
Pre-tax net operating income	$2,083,000	3,360
Securities gains (losses)	$6,000	2,714
Applicable income taxes	$794,000	2,888
Income before extraordinary items	$1,295,000	3,701
Extraordinary gains, net	$0	65
Net income	$1,295,000	3,698
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	8,036
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,291,160	3,683
1994-12-31 (YTD Data)		Rank
Total interest income	$8,490,000	3,524
Total interest expense	$3,520,000	3,434
Net interest income	$4,970,000	3,589
Provision for loan and lease losses	$-88,000	12,119
Total noninterest income	$388,000	6,252
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$264,000	4,831
Trading account gains and fees	$0	475
Additional Noninterest Income	$124,000	6,824
Total noninterest expense	$2,983,000	4,436
Salaries and employee benefits	$1,727,000	3,774
Premises and equipment expense	$292,000	5,835
Additional noninterest expense	$964,000	4,862
Pre-tax net operating income	$2,463,000	2,870
Securities gains (losses)	$-16,000	10,174
Applicable income taxes	$899,000	2,486
Income before extraordinary items	$1,548,000	3,090
Extraordinary gains, net	$0	249
Net income	$1,548,000	3,098
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-39,000	11,735
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,558,240	3,100
1993-12-31 (YTD Data)		Rank
Total interest income	$9,109,000	3,379
Total interest expense	$4,043,000	3,143
Net interest income	$5,066,000	3,529
Provision for loan and lease losses	$151,000	4,610
Total noninterest income	$377,000	6,733
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$265,000	4,878
Trading account gains and fees	$0	532
Additional Noninterest Income	$112,000	7,533
Total noninterest expense	$2,999,000	4,512
Salaries and employee benefits	$1,568,000	4,113
Premises and equipment expense	$291,000	6,002
Additional noninterest expense	$1,140,000	4,399
Pre-tax net operating income	$2,293,000	2,934
Securities gains (losses)	$3,000	6,505
Applicable income taxes	$1,017,000	2,212
Income before extraordinary items	$1,279,000	3,775
Extraordinary gains, net	$126,000	1,380
Net income	$1,405,000	3,542
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	7,153
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,277,080	3,580
1992-12-31 (YTD Data)		Rank
Total interest income	$10,184,000	3,428
Total interest expense	$5,425,000	3,062
Net interest income	$4,759,000	3,815
Provision for loan and lease losses	$-41,000	13,586
Total noninterest income	$504,000	5,606
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$259,000	5,001
Trading account gains and fees	$0	504
Additional Noninterest Income	$245,000	5,023
Total noninterest expense	$3,021,000	4,506
Salaries and employee benefits	$1,531,000	4,149
Premises and equipment expense	$325,000	5,656
Additional noninterest expense	$1,165,000	4,462
Pre-tax net operating income	$2,283,000	2,736
Securities gains (losses)	$1,000	7,986
Applicable income taxes	$739,000	2,812
Income before extraordinary items	$1,545,000	2,996
Extraordinary gains, net	$0	1,422
Net income	$1,545,000	3,026
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$205,000	4,152
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,544,320	2,774

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.