Home > Manatee River Community Bank > Income and Expense
Manatee River Community Bank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,789,000 | 3,972 |
| Total interest expense | $3,137,000 | 2,749 |
| Net interest income | $2,652,000 | 4,951 |
| Provision for loan and lease losses | $2,287,000 | 1,756 |
| Total noninterest income | $150,000 | 6,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $150,000 | 4,762 |
| Total noninterest expense | $2,958,000 | 4,392 |
| Salaries and employee benefits | $1,488,000 | 4,413 |
| Premises and equipment expense | $714,000 | 2,733 |
| Additional noninterest expense | $756,000 | 5,209 |
| Pre-tax net operating income | $-2,443,000 | 7,172 |
| Securities gains (losses) | $28,000 | 2,601 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-2,415,000 | 7,279 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,415,000 | 7,278 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,415,000 | 7,279 |
| Net charge-offs | $1,937,000 | 1,527 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,443,000 | 7,275 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,917,000 | 3,962 |
| Total interest expense | $2,170,000 | 2,768 |
| Net interest income | $1,747,000 | 4,965 |
| Provision for loan and lease losses | $2,040,000 | 1,376 |
| Total noninterest income | $253,000 | 4,787 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $253,000 | 3,278 |
| Total noninterest expense | $1,967,000 | 4,427 |
| Salaries and employee benefits | $1,018,000 | 4,383 |
| Premises and equipment expense | $474,000 | 2,773 |
| Additional noninterest expense | $475,000 | 5,381 |
| Pre-tax net operating income | $-2,007,000 | 7,384 |
| Securities gains (losses) | $28,000 | 2,194 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,979,000 | 7,478 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,979,000 | 7,478 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,979,000 | 7,477 |
| Net charge-offs | $1,690,000 | 1,252 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,007,000 | 7,481 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,990,000 | 3,962 |
| Total interest expense | $1,119,000 | 2,792 |
| Net interest income | $871,000 | 4,976 |
| Provision for loan and lease losses | $999,000 | 1,198 |
| Total noninterest income | $121,000 | 4,858 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $121,000 | 3,340 |
| Total noninterest expense | $961,000 | 4,430 |
| Salaries and employee benefits | $529,000 | 4,288 |
| Premises and equipment expense | $236,000 | 2,812 |
| Additional noninterest expense | $196,000 | 5,652 |
| Pre-tax net operating income | $-968,000 | 7,626 |
| Securities gains (losses) | $28,000 | 1,551 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-940,000 | 7,684 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-940,000 | 7,685 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-940,000 | 7,685 |
| Net charge-offs | $1,049,000 | 933 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-968,000 | 7,691 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,843,000 | 3,847 |
| Total interest expense | $5,193,000 | 2,875 |
| Net interest income | $3,650,000 | 4,857 |
| Provision for loan and lease losses | $1,246,000 | 2,411 |
| Total noninterest income | $326,000 | 5,694 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $326,000 | 3,947 |
| Total noninterest expense | $4,049,000 | 4,192 |
| Salaries and employee benefits | $2,186,000 | 4,160 |
| Premises and equipment expense | $962,000 | 2,719 |
| Additional noninterest expense | $901,000 | 5,139 |
| Pre-tax net operating income | $-1,319,000 | 7,148 |
| Securities gains (losses) | $141,000 | 905 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,178,000 | 7,073 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,178,000 | 7,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $789,000 | 2,217 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,319,000 | 7,249 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,690,000 | 3,885 |
| Total interest expense | $3,978,000 | 2,917 |
| Net interest income | $2,712,000 | 4,919 |
| Provision for loan and lease losses | $301,000 | 3,538 |
| Total noninterest income | $270,000 | 5,573 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $270,000 | 3,873 |
| Total noninterest expense | $3,012,000 | 4,207 |
| Salaries and employee benefits | $1,648,000 | 4,183 |
| Premises and equipment expense | $699,000 | 2,799 |
| Additional noninterest expense | $665,000 | 5,116 |
| Pre-tax net operating income | $-331,000 | 7,134 |
| Securities gains (losses) | $141,000 | 783 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-190,000 | 6,890 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-190,000 | 6,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 3,125 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-331,000 | 7,200 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,530,000 | 3,900 |
| Total interest expense | $2,730,000 | 2,949 |
| Net interest income | $1,800,000 | 4,940 |
| Provision for loan and lease losses | $166,000 | 3,446 |
| Total noninterest income | $181,000 | 5,640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $181,000 | 3,952 |
| Total noninterest expense | $1,852,000 | 4,483 |
| Salaries and employee benefits | $1,101,000 | 4,204 |
| Premises and equipment expense | $455,000 | 2,878 |
| Additional noninterest expense | $296,000 | 6,221 |
| Pre-tax net operating income | $-37,000 | 7,062 |
| Securities gains (losses) | $141,000 | 769 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $104,000 | 6,314 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $104,000 | 6,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 2,292 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-37,000 | 7,094 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,300,000 | 3,943 |
| Total interest expense | $1,405,000 | 3,053 |
| Net interest income | $895,000 | 4,966 |
| Provision for loan and lease losses | $122,000 | 2,441 |
| Total noninterest income | $80,000 | 5,866 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $80,000 | 4,198 |
| Total noninterest expense | $922,000 | 4,500 |
| Salaries and employee benefits | $549,000 | 4,228 |
| Premises and equipment expense | $227,000 | 2,895 |
| Additional noninterest expense | $146,000 | 6,249 |
| Pre-tax net operating income | $-69,000 | 7,467 |
| Securities gains (losses) | $139,000 | 568 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $70,000 | 6,273 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $70,000 | 6,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 1,882 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-69,000 | 7,514 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,830,000 | 4,093 |
| Total interest expense | $5,324,000 | 3,313 |
| Net interest income | $3,506,000 | 5,024 |
| Provision for loan and lease losses | $416,000 | 2,641 |
| Total noninterest income | $475,000 | 5,124 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $475,000 | 3,404 |
| Total noninterest expense | $3,561,000 | 4,460 |
| Salaries and employee benefits | $2,052,000 | 4,310 |
| Premises and equipment expense | $926,000 | 2,743 |
| Additional noninterest expense | $583,000 | 6,202 |
| Pre-tax net operating income | $4,000 | 7,414 |
| Securities gains (losses) | $12,000 | 1,280 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $16,000 | 7,448 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $16,000 | 7,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $378,000 | 2,007 |
| Cash dividends | $464,000 | 3,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,000 | 7,453 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,621,000 | 4,111 |
| Total interest expense | $3,970,000 | 3,306 |
| Net interest income | $2,651,000 | 5,016 |
| Provision for loan and lease losses | $120,000 | 3,851 |
| Total noninterest income | $380,000 | 5,027 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $380,000 | 3,302 |
| Total noninterest expense | $2,672,000 | 4,443 |
| Salaries and employee benefits | $1,536,000 | 4,306 |
| Premises and equipment expense | $698,000 | 2,718 |
| Additional noninterest expense | $438,000 | 6,178 |
| Pre-tax net operating income | $239,000 | 6,801 |
| Securities gains (losses) | $6,000 | 1,140 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $245,000 | 6,590 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $245,000 | 6,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 2,611 |
| Cash dividends | $464,000 | 3,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $239,000 | 6,597 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,395,000 | 4,140 |
| Total interest expense | $2,612,000 | 3,329 |
| Net interest income | $1,783,000 | 5,027 |
| Provision for loan and lease losses | $91,000 | 3,418 |
| Total noninterest income | $258,000 | 5,012 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $258,000 | 3,281 |
| Total noninterest expense | $1,772,000 | 4,483 |
| Salaries and employee benefits | $1,018,000 | 4,361 |
| Premises and equipment expense | $469,000 | 2,717 |
| Additional noninterest expense | $285,000 | 6,249 |
| Pre-tax net operating income | $178,000 | 6,772 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $178,000 | 6,536 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $178,000 | 6,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 1,947 |
| Cash dividends | $464,000 | 2,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $178,000 | 6,530 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,168,000 | 4,163 |
| Total interest expense | $1,288,000 | 3,344 |
| Net interest income | $880,000 | 5,065 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $141,000 | 4,774 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $141,000 | 3,128 |
| Total noninterest expense | $867,000 | 4,554 |
| Salaries and employee benefits | $503,000 | 4,417 |
| Premises and equipment expense | $239,000 | 2,694 |
| Additional noninterest expense | $125,000 | 6,594 |
| Pre-tax net operating income | $124,000 | 6,375 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $124,000 | 6,027 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $124,000 | 6,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $464,000 | 1,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $124,000 | 6,010 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,026,000 | 4,189 |
| Total interest expense | $4,255,000 | 3,441 |
| Net interest income | $3,771,000 | 4,837 |
| Provision for loan and lease losses | $97,000 | 4,798 |
| Total noninterest income | $524,000 | 5,029 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $524,000 | 3,251 |
| Total noninterest expense | $3,423,000 | 4,469 |
| Salaries and employee benefits | $2,014,000 | 4,241 |
| Premises and equipment expense | $906,000 | 2,702 |
| Additional noninterest expense | $503,000 | 6,528 |
| Pre-tax net operating income | $775,000 | 5,715 |
| Securities gains (losses) | $-2,000 | 6,862 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $773,000 | 5,286 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $773,000 | 5,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,500 |
| Cash dividends | $481,000 | 3,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $775,000 | 5,280 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,907,000 | 4,218 |
| Total interest expense | $3,023,000 | 3,493 |
| Net interest income | $2,884,000 | 4,812 |
| Provision for loan and lease losses | $69,000 | 4,691 |
| Total noninterest income | $381,000 | 5,124 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $381,000 | 3,291 |
| Total noninterest expense | $2,578,000 | 4,443 |
| Salaries and employee benefits | $1,533,000 | 4,178 |
| Premises and equipment expense | $668,000 | 2,756 |
| Additional noninterest expense | $377,000 | 6,532 |
| Pre-tax net operating income | $618,000 | 5,790 |
| Securities gains (losses) | $-2,000 | 7,192 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $616,000 | 5,297 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $616,000 | 5,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,016 |
| Cash dividends | $481,000 | 3,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $618,000 | 5,275 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,838,000 | 4,246 |
| Total interest expense | $1,906,000 | 3,518 |
| Net interest income | $1,932,000 | 4,814 |
| Provision for loan and lease losses | $48,000 | 4,517 |
| Total noninterest income | $245,000 | 5,193 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $245,000 | 3,356 |
| Total noninterest expense | $1,710,000 | 4,477 |
| Salaries and employee benefits | $1,027,000 | 4,188 |
| Premises and equipment expense | $426,000 | 2,840 |
| Additional noninterest expense | $257,000 | 6,501 |
| Pre-tax net operating income | $419,000 | 5,797 |
| Securities gains (losses) | $-2,000 | 7,528 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $417,000 | 5,284 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $417,000 | 5,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $481,000 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $419,000 | 5,274 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,859,000 | 4,286 |
| Total interest expense | $896,000 | 3,554 |
| Net interest income | $963,000 | 4,817 |
| Provision for loan and lease losses | $24,000 | 4,343 |
| Total noninterest income | $120,000 | 5,210 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $120,000 | 3,380 |
| Total noninterest expense | $853,000 | 4,489 |
| Salaries and employee benefits | $517,000 | 4,190 |
| Premises and equipment expense | $208,000 | 2,926 |
| Additional noninterest expense | $128,000 | 6,492 |
| Pre-tax net operating income | $206,000 | 5,784 |
| Securities gains (losses) | $-1,000 | 7,892 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $205,000 | 5,301 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $205,000 | 5,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $481,000 | 1,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $206,000 | 5,293 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,525,000 | 4,368 |
| Total interest expense | $2,877,000 | 3,459 |
| Net interest income | $3,648,000 | 4,895 |
| Provision for loan and lease losses | $80,000 | 5,115 |
| Total noninterest income | $561,000 | 4,966 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $561,000 | 3,177 |
| Total noninterest expense | $3,131,000 | 4,630 |
| Salaries and employee benefits | $1,895,000 | 4,289 |
| Premises and equipment expense | $817,000 | 2,846 |
| Additional noninterest expense | $419,000 | 6,993 |
| Pre-tax net operating income | $998,000 | 5,370 |
| Securities gains (losses) | $9,000 | 1,510 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,007,000 | 4,817 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,007,000 | 4,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,288 |
| Cash dividends | $212,000 | 4,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $998,000 | 4,817 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,763,000 | 4,405 |
| Total interest expense | $2,057,000 | 3,438 |
| Net interest income | $2,706,000 | 4,951 |
| Provision for loan and lease losses | $60,000 | 4,948 |
| Total noninterest income | $416,000 | 5,020 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $416,000 | 3,210 |
| Total noninterest expense | $2,306,000 | 4,672 |
| Salaries and employee benefits | $1,380,000 | 4,365 |
| Premises and equipment expense | $615,000 | 2,813 |
| Additional noninterest expense | $311,000 | 7,015 |
| Pre-tax net operating income | $756,000 | 5,477 |
| Securities gains (losses) | $10,000 | 1,474 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $766,000 | 4,867 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $766,000 | 4,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,856 |
| Cash dividends | $212,000 | 3,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $756,000 | 4,861 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,102,000 | 4,407 |
| Total interest expense | $1,328,000 | 3,366 |
| Net interest income | $1,774,000 | 4,981 |
| Provision for loan and lease losses | $37,000 | 4,943 |
| Total noninterest income | $270,000 | 5,037 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $270,000 | 3,258 |
| Total noninterest expense | $1,517,000 | 4,696 |
| Salaries and employee benefits | $912,000 | 4,369 |
| Premises and equipment expense | $403,000 | 2,826 |
| Additional noninterest expense | $202,000 | 7,063 |
| Pre-tax net operating income | $490,000 | 5,524 |
| Securities gains (losses) | $8,000 | 1,424 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $498,000 | 4,898 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $498,000 | 4,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $212,000 | 3,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $490,000 | 4,882 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,508,000 | 4,474 |
| Total interest expense | $638,000 | 3,345 |
| Net interest income | $870,000 | 5,059 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $126,000 | 5,140 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $126,000 | 3,309 |
| Total noninterest expense | $750,000 | 4,747 |
| Salaries and employee benefits | $445,000 | 4,486 |
| Premises and equipment expense | $199,000 | 2,893 |
| Additional noninterest expense | $106,000 | 6,999 |
| Pre-tax net operating income | $231,000 | 5,630 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $232,000 | 5,054 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $232,000 | 5,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $212,000 | 2,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $231,000 | 5,031 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,240,000 | 4,696 |
| Total interest expense | $2,307,000 | 3,250 |
| Net interest income | $2,933,000 | 5,483 |
| Provision for loan and lease losses | $67,000 | 5,546 |
| Total noninterest income | $445,000 | 5,554 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $445,000 | 3,525 |
| Total noninterest expense | $2,648,000 | 5,091 |
| Salaries and employee benefits | $1,564,000 | 4,796 |
| Premises and equipment expense | $708,000 | 3,102 |
| Additional noninterest expense | $376,000 | 7,257 |
| Pre-tax net operating income | $663,000 | 6,215 |
| Securities gains (losses) | $93,000 | 1,296 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $756,000 | 5,399 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $756,000 | 5,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,277 |
| Cash dividends | $320,000 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $663,000 | 5,655 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,838,000 | 4,752 |
| Total interest expense | $1,676,000 | 3,280 |
| Net interest income | $2,162,000 | 5,531 |
| Provision for loan and lease losses | $67,000 | 4,990 |
| Total noninterest income | $345,000 | 5,512 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $345,000 | 3,459 |
| Total noninterest expense | $1,939,000 | 5,143 |
| Salaries and employee benefits | $1,155,000 | 4,807 |
| Premises and equipment expense | $517,000 | 3,165 |
| Additional noninterest expense | $267,000 | 7,358 |
| Pre-tax net operating income | $501,000 | 6,319 |
| Securities gains (losses) | $81,000 | 1,320 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $582,000 | 5,440 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $582,000 | 5,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,016 |
| Cash dividends | $320,000 | 3,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $501,000 | 5,743 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,507,000 | 4,840 |
| Total interest expense | $1,078,000 | 3,368 |
| Net interest income | $1,429,000 | 5,552 |
| Provision for loan and lease losses | $45,000 | 4,838 |
| Total noninterest income | $233,000 | 5,465 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $233,000 | 3,446 |
| Total noninterest expense | $1,266,000 | 5,246 |
| Salaries and employee benefits | $762,000 | 4,880 |
| Premises and equipment expense | $320,000 | 3,368 |
| Additional noninterest expense | $184,000 | 7,326 |
| Pre-tax net operating income | $351,000 | 6,178 |
| Securities gains (losses) | $56,000 | 1,387 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $407,000 | 5,275 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $407,000 | 5,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $320,000 | 2,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $351,000 | 5,580 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,231,000 | 4,916 |
| Total interest expense | $515,000 | 3,546 |
| Net interest income | $716,000 | 5,549 |
| Provision for loan and lease losses | $22,000 | 4,718 |
| Total noninterest income | $122,000 | 5,292 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $122,000 | 3,315 |
| Total noninterest expense | $650,000 | 5,164 |
| Salaries and employee benefits | $393,000 | 4,803 |
| Premises and equipment expense | $154,000 | 3,516 |
| Additional noninterest expense | $103,000 | 7,078 |
| Pre-tax net operating income | $166,000 | 6,237 |
| Securities gains (losses) | $36,000 | 1,385 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $202,000 | 5,319 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $202,000 | 5,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $320,000 | 1,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $166,000 | 5,650 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,532,000 | 5,212 |
| Total interest expense | $1,978,000 | 4,058 |
| Net interest income | $2,554,000 | 5,832 |
| Provision for loan and lease losses | $108,000 | 5,204 |
| Total noninterest income | $462,000 | 5,629 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $462,000 | 3,717 |
| Total noninterest expense | $2,339,000 | 5,461 |
| Salaries and employee benefits | $1,339,000 | 5,242 |
| Premises and equipment expense | $601,000 | 3,513 |
| Additional noninterest expense | $399,000 | 7,165 |
| Pre-tax net operating income | $569,000 | 6,448 |
| Securities gains (losses) | $143,000 | 1,593 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $712,000 | 5,533 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $712,000 | 5,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,392 |
| Cash dividends | $204,000 | 4,891 |
| Sale, conversion, retirement of capital stock, net | $275,000 | 557 |
| Net operating income | $569,000 | 5,900 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,345,000 | 5,338 |
| Total interest expense | $1,501,000 | 4,135 |
| Net interest income | $1,844,000 | 5,986 |
| Provision for loan and lease losses | $87,000 | 5,029 |
| Total noninterest income | $343,000 | 5,717 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $343,000 | 3,817 |
| Total noninterest expense | $1,705,000 | 5,529 |
| Salaries and employee benefits | $956,000 | 5,402 |
| Premises and equipment expense | $442,000 | 3,575 |
| Additional noninterest expense | $307,000 | 7,076 |
| Pre-tax net operating income | $395,000 | 6,729 |
| Securities gains (losses) | $133,000 | 1,506 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $528,000 | 5,704 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $528,000 | 5,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,221 |
| Cash dividends | $204,000 | 3,985 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $395,000 | 6,207 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,190,000 | 5,437 |
| Total interest expense | $1,039,000 | 4,119 |
| Net interest income | $1,151,000 | 6,195 |
| Provision for loan and lease losses | $63,000 | 4,642 |
| Total noninterest income | $220,000 | 5,791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $220,000 | 3,865 |
| Total noninterest expense | $1,108,000 | 5,617 |
| Salaries and employee benefits | $625,000 | 5,481 |
| Premises and equipment expense | $282,000 | 3,674 |
| Additional noninterest expense | $201,000 | 7,129 |
| Pre-tax net operating income | $200,000 | 7,216 |
| Securities gains (losses) | $106,000 | 1,464 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $306,000 | 6,056 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $306,000 | 6,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $204,000 | 3,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $200,000 | 6,773 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,067,000 | 5,556 |
| Total interest expense | $533,000 | 4,137 |
| Net interest income | $534,000 | 6,444 |
| Provision for loan and lease losses | $22,000 | 5,127 |
| Total noninterest income | $103,000 | 5,849 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $103,000 | 3,872 |
| Total noninterest expense | $548,000 | 5,648 |
| Salaries and employee benefits | $314,000 | 5,484 |
| Premises and equipment expense | $141,000 | 3,672 |
| Additional noninterest expense | $93,000 | 7,327 |
| Pre-tax net operating income | $67,000 | 7,718 |
| Securities gains (losses) | $35,000 | 1,588 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $102,000 | 6,860 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $102,000 | 6,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $204,000 | 2,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $67,000 | 7,397 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,199,000 | 5,756 |
| Total interest expense | $2,237,000 | 4,468 |
| Net interest income | $1,962,000 | 6,683 |
| Provision for loan and lease losses | $112,000 | 5,527 |
| Total noninterest income | $397,000 | 5,801 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $397,000 | 3,718 |
| Total noninterest expense | $1,769,000 | 6,317 |
| Salaries and employee benefits | $991,000 | 6,172 |
| Premises and equipment expense | $472,000 | 4,109 |
| Additional noninterest expense | $306,000 | 7,762 |
| Pre-tax net operating income | $478,000 | 6,853 |
| Securities gains (losses) | $98,000 | 1,778 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $576,000 | 6,073 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $576,000 | 6,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,483 |
| Cash dividends | $112,000 | 5,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $478,000 | 6,357 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,633,000 | 6,653 |
| Total interest expense | $2,287,000 | 5,688 |
| Net interest income | $1,346,000 | 7,610 |
| Provision for loan and lease losses | $85,000 | 5,898 |
| Total noninterest income | $309,000 | 6,343 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $309,000 | 4,054 |
| Total noninterest expense | $1,312,000 | 7,201 |
| Salaries and employee benefits | $733,000 | 7,047 |
| Premises and equipment expense | $344,000 | 5,086 |
| Additional noninterest expense | $235,000 | 8,363 |
| Pre-tax net operating income | $258,000 | 7,599 |
| Securities gains (losses) | $77,000 | 1,979 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $335,000 | 6,920 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $335,000 | 6,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,439 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $1,830,000 | 330 |
| Net operating income | $258,000 | 7,272 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,878,000 | 7,538 |
| Total interest expense | $1,706,000 | 6,774 |
| Net interest income | $1,172,000 | 8,128 |
| Provision for loan and lease losses | $83,000 | 5,704 |
| Total noninterest income | $210,000 | 7,168 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $210,000 | 4,684 |
| Total noninterest expense | $1,122,000 | 7,687 |
| Salaries and employee benefits | $608,000 | 7,663 |
| Premises and equipment expense | $275,000 | 5,711 |
| Additional noninterest expense | $239,000 | 8,427 |
| Pre-tax net operating income | $177,000 | 8,461 |
| Securities gains (losses) | $15,000 | 1,035 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $192,000 | 8,118 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $192,000 | 8,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,493 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $177,000 | 8,229 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,424,000 | 9,166 |
| Total interest expense | $870,000 | 8,523 |
| Net interest income | $554,000 | 9,592 |
| Provision for loan and lease losses | $105,000 | 5,113 |
| Total noninterest income | $91,000 | 8,967 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $91,000 | 6,849 |
| Total noninterest expense | $958,000 | 8,244 |
| Salaries and employee benefits | $486,000 | 8,417 |
| Premises and equipment expense | $242,000 | 6,158 |
| Additional noninterest expense | $230,000 | 8,752 |
| Pre-tax net operating income | $-418,000 | 9,794 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-415,000 | 9,853 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-415,000 | 9,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-418,000 | 9,832 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,000 | 10,454 |
| Total interest expense | $4,000 | 10,423 |
| Net interest income | $10,000 | 10,451 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $1,000 | 10,395 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,000 | 10,352 |
| Total noninterest expense | $163,000 | 10,407 |
| Salaries and employee benefits | $52,000 | 10,421 |
| Premises and equipment expense | $65,000 | 9,470 |
| Additional noninterest expense | $46,000 | 10,397 |
| Pre-tax net operating income | $-152,000 | 9,958 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-152,000 | 10,002 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-152,000 | 9,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $4,050,000 | 273 |
| Net operating income | $-152,000 | 9,967 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.