Home > Manatee River Community Bank > Assets and Liabilities
Manatee River Community Bank, Assets and Liabilities
| 2009-09-30 | Rank | |
| # of Employees: | 30 | 4,622 |
| Assets and Liabilities | ||
| Total Assets: | $152,659,000 | 3,990 |
| Cash and due from depository institutions | $4,993,000 | 4,622 |
| Interest-bearing balances | $1,559,000 | 4,556 |
| Securities | $5,216,000 | 6,756 |
| Federal funds sold & reverse repurchase agreements | $11,756,000 | 789 |
| Net loans & leases | $121,163,000 | 3,475 |
| Loan loss allowance | $1,028,000 | 4,670 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $3,372,000 | 3,383 |
| Other real estate owned | $1,854,000 | 4,622 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $4,305,000 | 3,408 |
| Life insurance assets | $2,376,000 | 2,108 |
| Total liabilities and capital | $152,659,000 | 3,990 |
| Total liabilities | $144,283,000 | 3,827 |
| Total deposits | $129,897,000 | 3,874 |
| Interest-bearing deposits | $123,983,000 | 3,578 |
| Deposits held in domestic offices | $129,897,000 | 3,873 |
| % insured | 98.62% | 526 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $13,000,000 | 2,505 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,386,000 | 3,064 |
| Total equity capital | $8,376,000 | 5,857 |
| Total bank equity capital | $8,376,000 | 5,856 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $118,000 | 6,006 |
| Surplus | $9,896,000 | 2,715 |
| Undivided profits | $-1,638,000 | 7,100 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $5,281,000 | 2,278 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $579,000 | 5,204 |
| Earning assets | $139,694,000 | 3,995 |
| Long-term assets (5+ years) | $0 | 7,262 |
| Average Assets, year-to-date | $157,661,750 | 3,839 |
| Average Assets, quarterly | $156,017,500 | 3,916 |
| Volatile liabilities | $47,501,000 | 2,878 |
| Insider loans | $4,067,000 | 1,857 |
| FHLB advances | $13,000,000 | 2,384 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $8,547,000 | 4,569 |
| Tier 1 (core) risk-based capital | $8,310,000 | 5,740 |
| Tier 2 risk-based capital | $1,028,000 | 4,235 |
| Total risk weighted assets | $98,508,000 | 4,180 |
| Total unused commitments | $8,547,000 | 4,571 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 30 | 4,683 |
| Assets and Liabilities | ||
| Total Assets: | $159,376,000 | 3,873 |
| Cash and due from depository institutions | $4,384,000 | 4,683 |
| Interest-bearing balances | $1,705,000 | 4,172 |
| Securities | $2,151,000 | 7,395 |
| Federal funds sold & reverse repurchase agreements | $21,434,000 | 411 |
| Net loans & leases | $122,093,000 | 3,478 |
| Loan loss allowance | $1,028,000 | 4,608 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,412,000 | 3,395 |
| Other real estate owned | $1,788,000 | 4,683 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $4,114,000 | 3,523 |
| Life insurance assets | $2,353,000 | 2,126 |
| Total liabilities and capital | $159,376,000 | 3,873 |
| Total liabilities | $150,630,000 | 3,720 |
| Total deposits | $136,344,000 | 3,746 |
| Interest-bearing deposits | $126,837,000 | 3,520 |
| Deposits held in domestic offices | $136,344,000 | 3,744 |
| % insured | 88.13% | 1,337 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $13,000,000 | 2,583 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,286,000 | 3,262 |
| Total equity capital | $8,746,000 | 5,742 |
| Total bank equity capital | $8,746,000 | 5,739 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $118,000 | 6,082 |
| Surplus | $9,896,000 | 2,710 |
| Undivided profits | $-1,268,000 | 7,117 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $5,763,000 | 2,071 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $553,000 | 5,242 |
| Earning assets | $147,383,000 | 3,841 |
| Long-term assets (5+ years) | $0 | 7,339 |
| Average Assets, year-to-date | $159,329,330 | 3,841 |
| Average Assets, quarterly | $160,711,000 | 3,840 |
| Volatile liabilities | $47,518,000 | 2,879 |
| Insider loans | $4,495,000 | 1,726 |
| FHLB advances | $13,000,000 | 2,461 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $9,025,000 | 4,599 |
| Tier 1 (core) risk-based capital | $8,746,000 | 5,641 |
| Tier 2 risk-based capital | $1,028,000 | 4,217 |
| Total risk weighted assets | $100,112,000 | 4,144 |
| Total unused commitments | $12,025,000 | 3,982 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 30 | 4,715 |
| Assets and Liabilities | ||
| Total Assets: | $162,046,000 | 3,837 |
| Cash and due from depository institutions | $6,860,000 | 4,715 |
| Interest-bearing balances | $2,813,000 | 3,286 |
| Securities | $145,000 | 7,928 |
| Federal funds sold & reverse repurchase agreements | $19,412,000 | 598 |
| Net loans & leases | $126,599,000 | 3,395 |
| Loan loss allowance | $628,000 | 5,687 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $3,435,000 | 3,405 |
| Other real estate owned | $1,600,000 | 4,715 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $3,995,000 | 3,603 |
| Life insurance assets | $2,330,000 | 2,136 |
| Total liabilities and capital | $162,046,000 | 3,837 |
| Total liabilities | $152,411,000 | 3,673 |
| Total deposits | $137,823,000 | 3,699 |
| Interest-bearing deposits | $129,009,000 | 3,478 |
| Deposits held in domestic offices | $137,823,000 | 3,697 |
| % insured | 89.12% | 1,202 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $13,000,000 | 2,622 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,588,000 | 2,749 |
| Total equity capital | $9,635,000 | 5,501 |
| Total bank equity capital | $9,635,000 | 5,500 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $118,000 | 6,118 |
| Surplus | $9,746,000 | 2,727 |
| Undivided profits | $-229,000 | 7,002 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $4,619,000 | 2,226 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $547,000 | 5,293 |
| Earning assets | $148,969,000 | 3,811 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $159,306,000 | 3,848 |
| Average Assets, quarterly | $159,306,000 | 3,848 |
| Volatile liabilities | $47,218,000 | 2,872 |
| Insider loans | $4,337,000 | 1,789 |
| FHLB advances | $13,000,000 | 2,506 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $10,845,000 | 4,321 |
| Tier 1 (core) risk-based capital | $9,635,000 | 5,395 |
| Tier 2 risk-based capital | $628,000 | 5,409 |
| Total risk weighted assets | $105,105,000 | 4,029 |
| Total unused commitments | $10,845,000 | 4,321 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 32 | 4,558 |
| Assets and Liabilities | ||
| Total Assets: | $156,566,000 | 3,885 |
| Cash and due from depository institutions | $11,313,000 | 4,558 |
| Interest-bearing balances | $6,974,000 | 1,456 |
| Securities | $145,000 | 7,985 |
| Federal funds sold & reverse repurchase agreements | $6,350,000 | 1,518 |
| Net loans & leases | $129,866,000 | 3,348 |
| Loan loss allowance | $678,000 | 5,475 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $3,501,000 | 3,379 |
| Other real estate owned | $1,453,000 | 4,558 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $3,938,000 | 3,661 |
| Life insurance assets | $2,308,000 | 2,154 |
| Total liabilities and capital | $156,566,000 | 3,885 |
| Total liabilities | $146,841,000 | 3,755 |
| Total deposits | $133,179,000 | 3,720 |
| Interest-bearing deposits | $122,874,000 | 3,545 |
| Deposits held in domestic offices | $133,179,000 | 3,718 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $13,000,000 | 2,816 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $662,000 | 4,665 |
| Total equity capital | $9,725,000 | 5,487 |
| Total bank equity capital | $9,725,000 | 5,487 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $118,000 | 6,158 |
| Surplus | $8,896,000 | 2,906 |
| Undivided profits | $711,000 | 6,579 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,377,000 | 2,430 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $604,000 | 5,204 |
| Earning assets | $143,335,000 | 3,894 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $155,218,600 | 3,797 |
| Average Assets, quarterly | $155,195,000 | 3,881 |
| Volatile liabilities | $44,151,000 | 3,007 |
| Insider loans | $4,304,000 | 1,840 |
| FHLB advances | $13,000,000 | 2,707 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $8,218,000 | 4,897 |
| Tier 1 (core) risk-based capital | $9,725,000 | 5,387 |
| Tier 2 risk-based capital | $678,000 | 5,222 |
| Total risk weighted assets | $104,487,000 | 4,055 |
| Total unused commitments | $8,218,000 | 4,900 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 32 | 4,597 |
| Assets and Liabilities | ||
| Total Assets: | $153,824,000 | 3,909 |
| Cash and due from depository institutions | $6,135,000 | 4,597 |
| Interest-bearing balances | $2,075,000 | 2,304 |
| Securities | $154,000 | 8,037 |
| Federal funds sold & reverse repurchase agreements | $9,470,000 | 1,303 |
| Net loans & leases | $128,683,000 | 3,369 |
| Loan loss allowance | $578,000 | 5,785 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,545,000 | 3,343 |
| Other real estate owned | $1,943,000 | 4,597 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,894,000 | 3,734 |
| Life insurance assets | $2,284,000 | 2,162 |
| Total liabilities and capital | $153,824,000 | 3,909 |
| Total liabilities | $143,111,000 | 3,778 |
| Total deposits | $129,098,000 | 3,761 |
| Interest-bearing deposits | $121,155,000 | 3,515 |
| Deposits held in domestic offices | $129,098,000 | 3,758 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $13,000,000 | 2,814 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,013,000 | 3,835 |
| Total equity capital | $10,713,000 | 5,237 |
| Total bank equity capital | $10,713,000 | 5,237 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $118,000 | 6,212 |
| Surplus | $8,896,000 | 2,890 |
| Undivided profits | $1,699,000 | 6,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,345,000 | 2,176 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $580,000 | 5,485 |
| Earning assets | $140,382,000 | 3,935 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $154,881,750 | 3,824 |
| Average Assets, quarterly | $158,241,500 | 3,804 |
| Volatile liabilities | $42,733,000 | 2,988 |
| Insider loans | $4,800,000 | 1,652 |
| FHLB advances | $13,000,000 | 2,702 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $10,144,000 | 4,629 |
| Tier 1 (core) risk-based capital | $10,713,000 | 5,161 |
| Tier 2 risk-based capital | $578,000 | 5,544 |
| Total risk weighted assets | $103,214,000 | 4,074 |
| Total unused commitments | $10,144,000 | 4,632 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 32 | 4,653 |
| Assets and Liabilities | ||
| Total Assets: | $162,659,000 | 3,748 |
| Cash and due from depository institutions | $12,275,000 | 4,653 |
| Interest-bearing balances | $7,186,000 | 903 |
| Securities | $795,000 | 7,929 |
| Federal funds sold & reverse repurchase agreements | $11,631,000 | 1,037 |
| Net loans & leases | $128,618,000 | 3,336 |
| Loan loss allowance | $563,000 | 5,799 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,588,000 | 3,310 |
| Other real estate owned | $1,748,000 | 4,653 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $4,004,000 | 3,588 |
| Life insurance assets | $2,262,000 | 2,180 |
| Total liabilities and capital | $162,659,000 | 3,748 |
| Total liabilities | $151,649,000 | 3,616 |
| Total deposits | $137,718,000 | 3,594 |
| Interest-bearing deposits | $124,721,000 | 3,436 |
| Deposits held in domestic offices | $137,718,000 | 3,591 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $13,000,000 | 2,719 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $931,000 | 4,009 |
| Total equity capital | $11,010,000 | 5,185 |
| Total bank equity capital | $11,010,000 | 5,185 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $118,000 | 6,265 |
| Surplus | $8,896,000 | 2,877 |
| Undivided profits | $1,996,000 | 6,064 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,971,000 | 2,736 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $653,000 | 5,080 |
| Earning assets | $148,230,000 | 3,757 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $155,234,330 | 3,850 |
| Average Assets, quarterly | $159,127,500 | 3,805 |
| Volatile liabilities | $45,120,000 | 2,880 |
| Insider loans | $4,777,000 | 1,638 |
| FHLB advances | $13,000,000 | 2,611 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $10,775,000 | 4,587 |
| Tier 1 (core) risk-based capital | $11,007,000 | 5,092 |
| Tier 2 risk-based capital | $563,000 | 5,580 |
| Total risk weighted assets | $104,309,000 | 4,043 |
| Total unused commitments | $10,775,000 | 4,587 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 33 | 4,580 |
| Assets and Liabilities | ||
| Total Assets: | $155,596,000 | 3,882 |
| Cash and due from depository institutions | $7,253,000 | 4,580 |
| Interest-bearing balances | $2,272,000 | 2,211 |
| Securities | $695,000 | 7,995 |
| Federal funds sold & reverse repurchase agreements | $8,757,000 | 2,015 |
| Net loans & leases | $129,577,000 | 3,282 |
| Loan loss allowance | $633,000 | 5,471 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,638,000 | 3,263 |
| Other real estate owned | $1,581,000 | 4,580 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $4,095,000 | 3,434 |
| Life insurance assets | $2,241,000 | 2,188 |
| Total liabilities and capital | $155,596,000 | 3,882 |
| Total liabilities | $144,620,000 | 3,767 |
| Total deposits | $130,280,000 | 3,772 |
| Interest-bearing deposits | $121,110,000 | 3,544 |
| Deposits held in domestic offices | $130,280,000 | 3,769 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $13,000,000 | 2,537 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,340,000 | 3,344 |
| Total equity capital | $10,976,000 | 5,270 |
| Total bank equity capital | $10,976,000 | 5,270 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $118,000 | 6,294 |
| Surplus | $8,896,000 | 2,856 |
| Undivided profits | $1,962,000 | 6,253 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,447,000 | 3,014 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $725,000 | 4,757 |
| Earning assets | $141,301,000 | 3,914 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $151,522,000 | 3,915 |
| Average Assets, quarterly | $151,522,000 | 3,915 |
| Volatile liabilities | $46,570,000 | 2,778 |
| Insider loans | $4,300,000 | 1,787 |
| FHLB advances | $13,000,000 | 2,442 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $10,114,000 | 4,782 |
| Tier 1 (core) risk-based capital | $10,973,000 | 5,097 |
| Tier 2 risk-based capital | $633,000 | 5,264 |
| Total risk weighted assets | $102,220,000 | 4,057 |
| Total unused commitments | $10,114,000 | 4,786 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 32 | 4,680 |
| Assets and Liabilities | ||
| Total Assets: | $147,448,000 | 3,992 |
| Cash and due from depository institutions | $3,990,000 | 4,680 |
| Interest-bearing balances | $1,079,000 | 2,482 |
| Securities | $3,875,000 | 7,379 |
| Federal funds sold & reverse repurchase agreements | $5,831,000 | 2,256 |
| Net loans & leases | $125,155,000 | 3,363 |
| Loan loss allowance | $607,000 | 5,566 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,758,000 | 3,176 |
| Other real estate owned | $1,077,000 | 4,680 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,762,000 | 3,687 |
| Life insurance assets | $2,223,000 | 2,187 |
| Total liabilities and capital | $147,448,000 | 3,992 |
| Total liabilities | $136,518,000 | 3,861 |
| Total deposits | $127,366,000 | 3,780 |
| Interest-bearing deposits | $118,898,000 | 3,536 |
| Deposits held in domestic offices | $127,366,000 | 3,778 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $8,000,000 | 3,020 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,152,000 | 3,663 |
| Total equity capital | $10,930,000 | 5,226 |
| Total bank equity capital | $10,930,000 | 5,226 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $118,000 | 6,332 |
| Surplus | $8,896,000 | 2,828 |
| Undivided profits | $1,916,000 | 6,308 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,052,000 | 2,169 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $713,000 | 5,046 |
| Earning assets | $135,940,000 | 3,967 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $142,689,600 | 3,953 |
| Average Assets, quarterly | $143,800,000 | 4,013 |
| Volatile liabilities | $40,434,000 | 3,067 |
| Insider loans | $4,134,000 | 1,812 |
| FHLB advances | $8,000,000 | 2,901 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $12,638,000 | 4,308 |
| Tier 1 (core) risk-based capital | $10,903,000 | 5,094 |
| Tier 2 risk-based capital | $607,000 | 5,369 |
| Total risk weighted assets | $97,845,000 | 4,141 |
| Total unused commitments | $12,638,000 | 4,308 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 31 | 4,785 |
| Assets and Liabilities | ||
| Total Assets: | $140,152,000 | 4,078 |
| Cash and due from depository institutions | $3,229,000 | 4,785 |
| Interest-bearing balances | $903,000 | 2,499 |
| Securities | $4,264,000 | 7,303 |
| Federal funds sold & reverse repurchase agreements | $6,593,000 | 2,104 |
| Net loans & leases | $118,610,000 | 3,462 |
| Loan loss allowance | $580,000 | 5,677 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,828,000 | 3,090 |
| Other real estate owned | $287,000 | 4,785 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $3,341,000 | 4,025 |
| Life insurance assets | $2,204,000 | 2,154 |
| Total liabilities and capital | $140,152,000 | 4,078 |
| Total liabilities | $129,031,000 | 3,986 |
| Total deposits | $128,133,000 | 3,742 |
| Interest-bearing deposits | $119,673,000 | 3,505 |
| Deposits held in domestic offices | $128,133,000 | 3,740 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $898,000 | 4,325 |
| Total equity capital | $11,121,000 | 5,131 |
| Total bank equity capital | $11,121,000 | 5,131 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $118,000 | 6,342 |
| Surplus | $8,896,000 | 2,767 |
| Undivided profits | $2,107,000 | 6,251 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $610,000 | 3,990 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $691,000 | 5,390 |
| Earning assets | $130,370,000 | 4,040 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $141,500,000 | 3,972 |
| Average Assets, quarterly | $141,170,500 | 4,028 |
| Volatile liabilities | $30,689,000 | 3,691 |
| Insider loans | $3,908,000 | 1,873 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $9,750,000 | 4,828 |
| Tier 1 (core) risk-based capital | $11,132,000 | 5,032 |
| Tier 2 risk-based capital | $580,000 | 5,465 |
| Total risk weighted assets | $92,920,000 | 4,252 |
| Total unused commitments | $9,750,000 | 4,828 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 31 | 4,823 |
| Assets and Liabilities | ||
| Total Assets: | $142,189,000 | 4,033 |
| Cash and due from depository institutions | $4,705,000 | 4,823 |
| Interest-bearing balances | $909,000 | 2,545 |
| Securities | $4,247,000 | 7,348 |
| Federal funds sold & reverse repurchase agreements | $7,899,000 | 1,914 |
| Net loans & leases | $117,885,000 | 3,460 |
| Loan loss allowance | $558,000 | 5,792 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,863,000 | 3,046 |
| Other real estate owned | $287,000 | 4,823 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $3,303,000 | 4,027 |
| Life insurance assets | $2,186,000 | 2,161 |
| Total liabilities and capital | $142,189,000 | 4,033 |
| Total liabilities | $131,179,000 | 3,927 |
| Total deposits | $129,537,000 | 3,729 |
| Interest-bearing deposits | $120,186,000 | 3,488 |
| Deposits held in domestic offices | $129,537,000 | 3,727 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,642,000 | 2,734 |
| Total equity capital | $11,010,000 | 5,084 |
| Total bank equity capital | $11,010,000 | 5,084 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $118,000 | 6,383 |
| Surplus | $8,896,000 | 2,761 |
| Undivided profits | $1,996,000 | 6,271 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $654,000 | 3,678 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $659,000 | 5,313 |
| Earning assets | $130,940,000 | 4,028 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $141,949,330 | 3,987 |
| Average Assets, quarterly | $142,924,500 | 3,995 |
| Volatile liabilities | $31,887,000 | 3,564 |
| Insider loans | $2,076,000 | 2,940 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $10,450,000 | 4,731 |
| Tier 1 (core) risk-based capital | $11,065,000 | 5,037 |
| Tier 2 risk-based capital | $558,000 | 5,570 |
| Total risk weighted assets | $92,662,000 | 4,244 |
| Total unused commitments | $10,450,000 | 4,732 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 31 | 4,814 |
| Assets and Liabilities | ||
| Total Assets: | $143,660,000 | 4,009 |
| Cash and due from depository institutions | $3,903,000 | 4,814 |
| Interest-bearing balances | $893,000 | 2,656 |
| Securities | $3,813,000 | 7,499 |
| Federal funds sold & reverse repurchase agreements | $13,776,000 | 1,467 |
| Net loans & leases | $114,896,000 | 3,481 |
| Loan loss allowance | $606,000 | 5,588 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,948,000 | 2,980 |
| Other real estate owned | $0 | 4,814 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $3,324,000 | 3,922 |
| Life insurance assets | $2,168,000 | 2,158 |
| Total liabilities and capital | $143,660,000 | 4,009 |
| Total liabilities | $132,639,000 | 3,913 |
| Total deposits | $130,782,000 | 3,710 |
| Interest-bearing deposits | $120,892,000 | 3,469 |
| Deposits held in domestic offices | $130,782,000 | 3,708 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,857,000 | 2,547 |
| Total equity capital | $11,021,000 | 5,082 |
| Total bank equity capital | $11,021,000 | 5,082 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $118,000 | 6,404 |
| Surplus | $8,896,000 | 2,724 |
| Undivided profits | $2,007,000 | 6,351 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $363,000 | 4,537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $607,000 | 5,451 |
| Earning assets | $133,378,000 | 3,977 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $141,829,500 | 4,017 |
| Average Assets, quarterly | $141,829,500 | 4,017 |
| Volatile liabilities | $31,857,000 | 3,505 |
| Insider loans | $1,727,000 | 3,243 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $10,520,000 | 4,718 |
| Tier 1 (core) risk-based capital | $11,011,000 | 5,006 |
| Tier 2 risk-based capital | $606,000 | 5,361 |
| Total risk weighted assets | $89,861,000 | 4,280 |
| Total unused commitments | $10,520,000 | 4,718 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 31 | 4,821 |
| Assets and Liabilities | ||
| Total Assets: | $139,999,000 | 4,052 |
| Cash and due from depository institutions | $4,283,000 | 4,821 |
| Interest-bearing balances | $902,000 | 2,583 |
| Securities | $2,877,000 | 7,750 |
| Federal funds sold & reverse repurchase agreements | $11,950,000 | 1,391 |
| Net loans & leases | $113,652,000 | 3,489 |
| Loan loss allowance | $578,000 | 5,694 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,006,000 | 2,897 |
| Other real estate owned | $0 | 4,821 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,231,000 | 4,018 |
| Life insurance assets | $2,150,000 | 2,135 |
| Total liabilities and capital | $139,999,000 | 4,052 |
| Total liabilities | $128,645,000 | 3,966 |
| Total deposits | $127,090,000 | 3,768 |
| Interest-bearing deposits | $117,527,000 | 3,497 |
| Deposits held in domestic offices | $127,090,000 | 3,766 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,555,000 | 2,905 |
| Total equity capital | $11,354,000 | 4,942 |
| Total bank equity capital | $11,354,000 | 4,942 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $118,000 | 6,435 |
| Surplus | $8,896,000 | 2,675 |
| Undivided profits | $2,340,000 | 6,155 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $80,000 | 6,264 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $616,000 | 5,541 |
| Earning assets | $129,381,000 | 4,027 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $132,722,000 | 4,076 |
| Average Assets, quarterly | $137,388,500 | 4,067 |
| Volatile liabilities | $35,850,000 | 3,337 |
| Insider loans | $2,556,000 | 2,508 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $13,328,000 | 4,147 |
| Tier 1 (core) risk-based capital | $11,351,000 | 4,877 |
| Tier 2 risk-based capital | $578,000 | 5,481 |
| Total risk weighted assets | $88,939,000 | 4,284 |
| Total unused commitments | $13,328,000 | 4,147 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 31 | 4,840 |
| Assets and Liabilities | ||
| Total Assets: | $134,778,000 | 4,126 |
| Cash and due from depository institutions | $3,545,000 | 4,840 |
| Interest-bearing balances | $886,000 | 2,558 |
| Securities | $1,510,000 | 8,150 |
| Federal funds sold & reverse repurchase agreements | $9,840,000 | 1,450 |
| Net loans & leases | $112,723,000 | 3,492 |
| Loan loss allowance | $578,000 | 5,702 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,005,000 | 2,870 |
| Other real estate owned | $0 | 4,840 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $3,155,000 | 4,120 |
| Life insurance assets | $2,133,000 | 2,106 |
| Total liabilities and capital | $134,778,000 | 4,126 |
| Total liabilities | $123,584,000 | 4,048 |
| Total deposits | $122,411,000 | 3,806 |
| Interest-bearing deposits | $112,605,000 | 3,577 |
| Deposits held in domestic offices | $122,411,000 | 3,802 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,173,000 | 3,461 |
| Total equity capital | $11,194,000 | 4,965 |
| Total bank equity capital | $11,194,000 | 4,965 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $118,000 | 6,489 |
| Surplus | $8,896,000 | 2,646 |
| Undivided profits | $2,180,000 | 6,275 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $250,000 | 5,041 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $579,000 | 5,777 |
| Earning assets | $124,959,000 | 4,083 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $130,902,750 | 4,131 |
| Average Assets, quarterly | $134,080,500 | 4,120 |
| Volatile liabilities | $34,283,000 | 3,434 |
| Insider loans | $1,270,000 | 3,785 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $13,216,000 | 4,175 |
| Tier 1 (core) risk-based capital | $11,194,000 | 4,914 |
| Tier 2 risk-based capital | $578,000 | 5,470 |
| Total risk weighted assets | $87,284,000 | 4,334 |
| Total unused commitments | $13,216,000 | 4,175 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 32 | 4,769 |
| Assets and Liabilities | ||
| Total Assets: | $133,383,000 | 4,128 |
| Cash and due from depository institutions | $4,146,000 | 4,769 |
| Interest-bearing balances | $891,000 | 2,563 |
| Securities | $42,000 | 8,513 |
| Federal funds sold & reverse repurchase agreements | $10,108,000 | 1,245 |
| Net loans & leases | $111,913,000 | 3,478 |
| Loan loss allowance | $560,000 | 5,773 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,071,000 | 2,791 |
| Other real estate owned | $0 | 4,769 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $3,103,000 | 4,109 |
| Life insurance assets | $2,115,000 | 2,072 |
| Total liabilities and capital | $133,383,000 | 4,128 |
| Total liabilities | $122,388,000 | 4,045 |
| Total deposits | $120,110,000 | 3,830 |
| Interest-bearing deposits | $109,475,000 | 3,613 |
| Deposits held in domestic offices | $120,110,000 | 3,827 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,278,000 | 1,978 |
| Total equity capital | $10,995,000 | 4,901 |
| Total bank equity capital | $10,995,000 | 4,901 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $118,000 | 6,508 |
| Surplus | $8,896,000 | 2,587 |
| Undivided profits | $1,981,000 | 6,296 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $89,000 | 6,170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $518,000 | 5,782 |
| Earning assets | $122,954,000 | 4,102 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $129,611,000 | 4,162 |
| Average Assets, quarterly | $132,444,500 | 4,127 |
| Volatile liabilities | $31,259,000 | 3,601 |
| Insider loans | $1,271,000 | 3,781 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $13,350,000 | 4,177 |
| Tier 1 (core) risk-based capital | $10,995,000 | 4,905 |
| Tier 2 risk-based capital | $560,000 | 5,536 |
| Total risk weighted assets | $88,385,000 | 4,247 |
| Total unused commitments | $13,350,000 | 4,177 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 32 | 4,726 |
| Assets and Liabilities | ||
| Total Assets: | $131,506,000 | 4,159 |
| Cash and due from depository institutions | $4,826,000 | 4,726 |
| Interest-bearing balances | $806,000 | 2,768 |
| Securities | $42,000 | 8,548 |
| Federal funds sold & reverse repurchase agreements | $9,377,000 | 1,600 |
| Net loans & leases | $110,131,000 | 3,470 |
| Loan loss allowance | $537,000 | 5,890 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,057,000 | 2,735 |
| Other real estate owned | $0 | 4,726 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $3,073,000 | 4,025 |
| Life insurance assets | $2,097,000 | 2,046 |
| Total liabilities and capital | $131,506,000 | 4,159 |
| Total liabilities | $122,723,000 | 4,027 |
| Total deposits | $120,936,000 | 3,800 |
| Interest-bearing deposits | $108,914,000 | 3,614 |
| Deposits held in domestic offices | $120,936,000 | 3,796 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,787,000 | 2,362 |
| Total equity capital | $8,783,000 | 5,605 |
| Total bank equity capital | $8,783,000 | 5,605 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $118,000 | 6,523 |
| Surplus | $6,896,000 | 3,058 |
| Undivided profits | $1,769,000 | 6,505 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $496,000 | 5,710 |
| Earning assets | $120,356,000 | 4,153 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $127,725,000 | 4,215 |
| Average Assets, quarterly | $127,725,000 | 4,215 |
| Volatile liabilities | $33,593,000 | 3,285 |
| Insider loans | $1,234,000 | 3,781 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $13,732,000 | 4,126 |
| Tier 1 (core) risk-based capital | $8,783,000 | 5,557 |
| Tier 2 risk-based capital | $537,000 | 5,619 |
| Total risk weighted assets | $85,860,000 | 4,285 |
| Total unused commitments | $13,732,000 | 4,126 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 32 | 4,740 |
| Assets and Liabilities | ||
| Total Assets: | $123,944,000 | 4,317 |
| Cash and due from depository institutions | $5,298,000 | 4,740 |
| Interest-bearing balances | $2,127,000 | 1,862 |
| Securities | $42,000 | 8,606 |
| Federal funds sold & reverse repurchase agreements | $1,945,000 | 4,059 |
| Net loans & leases | $109,646,000 | 3,457 |
| Loan loss allowance | $517,000 | 5,965 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,065,000 | 2,700 |
| Other real estate owned | $0 | 4,740 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,948,000 | 4,118 |
| Life insurance assets | $2,080,000 | 225 |
| Total liabilities and capital | $123,944,000 | 4,317 |
| Total liabilities | $114,885,000 | 4,212 |
| Total deposits | $113,486,000 | 3,982 |
| Interest-bearing deposits | $103,698,000 | 3,704 |
| Deposits held in domestic offices | $113,486,000 | 3,979 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,399,000 | 2,757 |
| Total equity capital | $9,059,000 | 5,466 |
| Total bank equity capital | $9,059,000 | 5,466 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $118,000 | 6,548 |
| Surplus | $6,896,000 | 3,015 |
| Undivided profits | $2,045,000 | 6,342 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $521,000 | 5,645 |
| Earning assets | $113,760,000 | 4,310 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $120,733,000 | 4,253 |
| Average Assets, quarterly | $122,919,000 | 4,302 |
| Volatile liabilities | $29,852,000 | 3,492 |
| Insider loans | $2,134,000 | 2,706 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $14,896,000 | 3,883 |
| Tier 1 (core) risk-based capital | $9,059,000 | 5,414 |
| Tier 2 risk-based capital | $517,000 | 5,706 |
| Total risk weighted assets | $84,038,000 | 4,323 |
| Total unused commitments | $14,896,000 | 3,884 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 32 | 4,741 |
| Assets and Liabilities | ||
| Total Assets: | $121,894,000 | 4,321 |
| Cash and due from depository institutions | $7,239,000 | 4,741 |
| Interest-bearing balances | $3,593,000 | 1,379 |
| Securities | $42,000 | 8,645 |
| Federal funds sold & reverse repurchase agreements | $4,244,000 | 2,559 |
| Net loans & leases | $103,454,000 | 3,569 |
| Loan loss allowance | $497,000 | 6,085 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,092,000 | 2,626 |
| Other real estate owned | $0 | 4,741 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,823,000 | 4,164 |
| Life insurance assets | $2,056,000 | 219 |
| Total liabilities and capital | $121,894,000 | 4,321 |
| Total liabilities | $113,076,000 | 4,196 |
| Total deposits | $111,488,000 | 3,956 |
| Interest-bearing deposits | $100,818,000 | 3,731 |
| Deposits held in domestic offices | $111,488,000 | 3,951 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,588,000 | 2,472 |
| Total equity capital | $8,818,000 | 5,542 |
| Total bank equity capital | $8,818,000 | 5,542 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $118,000 | 6,575 |
| Surplus | $6,896,000 | 2,958 |
| Undivided profits | $1,804,000 | 6,634 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $453,000 | 6,056 |
| Earning assets | $111,333,000 | 4,340 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $119,930,250 | 4,271 |
| Average Assets, quarterly | $121,722,000 | 4,289 |
| Volatile liabilities | $30,602,000 | 3,345 |
| Insider loans | $2,259,000 | 2,599 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $13,335,000 | 4,042 |
| Tier 1 (core) risk-based capital | $8,818,000 | 5,473 |
| Tier 2 risk-based capital | $497,000 | 5,817 |
| Total risk weighted assets | $80,903,000 | 4,388 |
| Total unused commitments | $13,335,000 | 4,045 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 33 | 4,627 |
| Assets and Liabilities | ||
| Total Assets: | $121,550,000 | 4,282 |
| Cash and due from depository institutions | $7,176,000 | 4,627 |
| Interest-bearing balances | $3,579,000 | 1,354 |
| Securities | $42,000 | 8,665 |
| Federal funds sold & reverse repurchase agreements | $6,751,000 | 1,687 |
| Net loans & leases | $100,621,000 | 3,578 |
| Loan loss allowance | $474,000 | 6,188 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,122,000 | 2,573 |
| Other real estate owned | $-7,000 | 4,627 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,845,000 | 4,046 |
| Life insurance assets | $2,037,000 | 214 |
| Total liabilities and capital | $121,550,000 | 4,282 |
| Total liabilities | $113,000,000 | 4,149 |
| Total deposits | $111,633,000 | 3,905 |
| Interest-bearing deposits | $100,828,000 | 3,678 |
| Deposits held in domestic offices | $111,633,000 | 3,902 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,367,000 | 2,597 |
| Total equity capital | $8,550,000 | 5,605 |
| Total bank equity capital | $8,550,000 | 5,605 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $118,000 | 6,575 |
| Surplus | $6,896,000 | 2,909 |
| Undivided profits | $1,536,000 | 6,806 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $462,000 | 5,711 |
| Earning assets | $110,993,000 | 4,298 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $119,275,670 | 4,270 |
| Average Assets, quarterly | $120,263,000 | 4,276 |
| Volatile liabilities | $31,161,000 | 3,199 |
| Insider loans | $1,846,000 | 2,916 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $14,687,000 | 3,805 |
| Tier 1 (core) risk-based capital | $8,550,000 | 5,506 |
| Tier 2 risk-based capital | $474,000 | 5,940 |
| Total risk weighted assets | $80,302,000 | 4,344 |
| Total unused commitments | $14,687,000 | 3,806 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 32 | 4,717 |
| Assets and Liabilities | ||
| Total Assets: | $118,976,000 | 4,329 |
| Cash and due from depository institutions | $6,261,000 | 4,717 |
| Interest-bearing balances | $3,552,000 | 1,396 |
| Securities | $42,000 | 8,738 |
| Federal funds sold & reverse repurchase agreements | $8,451,000 | 1,464 |
| Net loans & leases | $97,237,000 | 3,622 |
| Loan loss allowance | $458,000 | 6,281 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,165,000 | 2,513 |
| Other real estate owned | $-2,000 | 4,717 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,822,000 | 4,007 |
| Life insurance assets | $2,018,000 | 215 |
| Total liabilities and capital | $118,976,000 | 4,329 |
| Total liabilities | $110,692,000 | 4,202 |
| Total deposits | $108,744,000 | 3,978 |
| Interest-bearing deposits | $98,052,000 | 3,784 |
| Deposits held in domestic offices | $108,744,000 | 3,975 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,948,000 | 2,000 |
| Total equity capital | $8,284,000 | 5,641 |
| Total bank equity capital | $8,284,000 | 5,641 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $118,000 | 6,628 |
| Surplus | $6,896,000 | 2,869 |
| Undivided profits | $1,270,000 | 6,959 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $435,000 | 5,799 |
| Earning assets | $109,282,000 | 4,341 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $118,138,500 | 4,335 |
| Average Assets, quarterly | $118,138,500 | 4,335 |
| Volatile liabilities | $27,636,000 | 3,371 |
| Insider loans | $1,855,000 | 2,901 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $16,617,000 | 3,535 |
| Tier 1 (core) risk-based capital | $8,284,000 | 5,573 |
| Tier 2 risk-based capital | $458,000 | 5,998 |
| Total risk weighted assets | $77,721,000 | 4,410 |
| Total unused commitments | $16,617,000 | 3,536 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 29 | 5,048 |
| Assets and Liabilities | ||
| Total Assets: | $117,301,000 | 4,359 |
| Cash and due from depository institutions | $6,858,000 | 5,048 |
| Interest-bearing balances | $3,595,000 | 1,413 |
| Securities | $42,000 | 8,783 |
| Federal funds sold & reverse repurchase agreements | $11,426,000 | 1,036 |
| Net loans & leases | $92,247,000 | 3,761 |
| Loan loss allowance | $446,000 | 6,349 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,019,000 | 2,565 |
| Other real estate owned | $0 | 5,048 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,709,000 | 4,065 |
| Life insurance assets | $2,000,000 | 217 |
| Total liabilities and capital | $117,301,000 | 4,359 |
| Total liabilities | $109,037,000 | 4,246 |
| Total deposits | $107,279,000 | 4,014 |
| Interest-bearing deposits | $97,390,000 | 3,783 |
| Deposits held in domestic offices | $107,279,000 | 4,010 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,758,000 | 2,124 |
| Total equity capital | $8,264,000 | 5,646 |
| Total bank equity capital | $8,264,000 | 5,646 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $118,000 | 6,657 |
| Surplus | $6,896,000 | 2,820 |
| Undivided profits | $1,250,000 | 7,119 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $401,000 | 6,038 |
| Earning assets | $107,310,000 | 4,377 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $105,679,400 | 4,562 |
| Average Assets, quarterly | $114,099,000 | 4,410 |
| Volatile liabilities | $30,619,000 | 3,090 |
| Insider loans | $2,203,000 | 2,557 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $12,299,000 | 4,030 |
| Tier 1 (core) risk-based capital | $8,264,000 | 5,517 |
| Tier 2 risk-based capital | $446,000 | 6,078 |
| Total risk weighted assets | $74,987,000 | 4,503 |
| Total unused commitments | $12,299,000 | 4,030 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 29 | 5,063 |
| Assets and Liabilities | ||
| Total Assets: | $110,897,000 | 4,495 |
| Cash and due from depository institutions | $7,619,000 | 5,063 |
| Interest-bearing balances | $3,274,000 | 1,547 |
| Securities | $42,000 | 8,829 |
| Federal funds sold & reverse repurchase agreements | $13,071,000 | 866 |
| Net loans & leases | $85,266,000 | 3,933 |
| Loan loss allowance | $470,000 | 6,238 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,934,000 | 2,591 |
| Other real estate owned | $0 | 5,063 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $965,000 | 6,664 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $110,897,000 | 4,495 |
| Total liabilities | $102,807,000 | 4,380 |
| Total deposits | $101,813,000 | 4,112 |
| Interest-bearing deposits | $92,526,000 | 3,898 |
| Deposits held in domestic offices | $101,813,000 | 4,109 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $994,000 | 3,210 |
| Total equity capital | $8,090,000 | 5,739 |
| Total bank equity capital | $8,090,000 | 5,739 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $118,000 | 6,698 |
| Surplus | $6,896,000 | 2,780 |
| Undivided profits | $1,076,000 | 7,341 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $352,000 | 4,674 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $402,000 | 6,198 |
| Earning assets | $101,653,000 | 4,509 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $102,774,000 | 4,654 |
| Average Assets, quarterly | $109,639,000 | 4,493 |
| Volatile liabilities | $26,185,000 | 3,397 |
| Insider loans | $1,353,000 | 3,461 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $17,805,000 | 3,245 |
| Tier 1 (core) risk-based capital | $8,090,000 | 5,582 |
| Tier 2 risk-based capital | $470,000 | 5,928 |
| Total risk weighted assets | $69,490,000 | 4,679 |
| Total unused commitments | $17,805,000 | 3,248 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 29 | 5,124 |
| Assets and Liabilities | ||
| Total Assets: | $108,381,000 | 4,552 |
| Cash and due from depository institutions | $7,702,000 | 5,124 |
| Interest-bearing balances | $3,275,000 | 1,575 |
| Securities | $42,000 | 8,892 |
| Federal funds sold & reverse repurchase agreements | $13,337,000 | 800 |
| Net loans & leases | $82,708,000 | 3,981 |
| Loan loss allowance | $489,000 | 6,107 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,650,000 | 2,718 |
| Other real estate owned | $0 | 5,124 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $942,000 | 6,693 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $108,381,000 | 4,552 |
| Total liabilities | $100,466,000 | 4,447 |
| Total deposits | $98,529,000 | 4,203 |
| Interest-bearing deposits | $89,566,000 | 3,965 |
| Deposits held in domestic offices | $98,529,000 | 4,200 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000 | 5,857 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,935,000 | 1,813 |
| Total equity capital | $7,915,000 | 5,694 |
| Total bank equity capital | $7,915,000 | 5,694 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $118,000 | 6,747 |
| Surplus | $6,896,000 | 2,738 |
| Undivided profits | $901,000 | 7,385 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $327,000 | 4,855 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $361,000 | 6,353 |
| Earning assets | $99,362,000 | 4,552 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $100,066,330 | 4,771 |
| Average Assets, quarterly | $103,947,500 | 4,665 |
| Volatile liabilities | $27,341,000 | 3,217 |
| Insider loans | $1,370,000 | 3,416 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $12,660,000 | 3,934 |
| Tier 1 (core) risk-based capital | $7,915,000 | 5,602 |
| Tier 2 risk-based capital | $489,000 | 5,775 |
| Total risk weighted assets | $69,136,000 | 4,681 |
| Total unused commitments | $12,660,000 | 3,934 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 28 | 5,232 |
| Assets and Liabilities | ||
| Total Assets: | $99,514,000 | 4,840 |
| Cash and due from depository institutions | $9,276,000 | 5,232 |
| Interest-bearing balances | $3,261,000 | 1,775 |
| Securities | $42,000 | 8,930 |
| Federal funds sold & reverse repurchase agreements | $6,614,000 | 2,232 |
| Net loans & leases | $79,517,000 | 4,027 |
| Loan loss allowance | $466,000 | 6,259 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,127,000 | 3,058 |
| Other real estate owned | $0 | 5,232 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $938,000 | 6,558 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $99,514,000 | 4,840 |
| Total liabilities | $92,454,000 | 4,696 |
| Total deposits | $91,463,000 | 4,453 |
| Interest-bearing deposits | $82,906,000 | 4,245 |
| Deposits held in domestic offices | $91,463,000 | 4,449 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $4,000 | 5,739 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $987,000 | 3,250 |
| Total equity capital | $7,060,000 | 6,174 |
| Total bank equity capital | $7,060,000 | 6,174 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $118,000 | 6,767 |
| Surplus | $6,246,000 | 2,920 |
| Undivided profits | $696,000 | 7,769 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $375,000 | 4,689 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $331,000 | 6,532 |
| Earning assets | $89,434,000 | 4,905 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $95,909,000 | 4,917 |
| Average Assets, quarterly | $95,909,000 | 4,917 |
| Volatile liabilities | $22,538,000 | 3,603 |
| Insider loans | $902,000 | 4,238 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $13,535,000 | 3,717 |
| Tier 1 (core) risk-based capital | $7,060,000 | 6,001 |
| Tier 2 risk-based capital | $466,000 | 5,884 |
| Total risk weighted assets | $64,996,000 | 4,816 |
| Total unused commitments | $13,535,000 | 3,722 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 28 | 5,254 |
| Assets and Liabilities | ||
| Total Assets: | $92,304,000 | 5,062 |
| Cash and due from depository institutions | $8,243,000 | 5,254 |
| Interest-bearing balances | $3,415,000 | 1,600 |
| Securities | $42,000 | 8,992 |
| Federal funds sold & reverse repurchase agreements | $3,755,000 | 2,868 |
| Net loans & leases | $76,663,000 | 4,099 |
| Loan loss allowance | $444,000 | 6,397 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,841,000 | 3,296 |
| Other real estate owned | $0 | 5,254 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $760,000 | 7,156 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,304,000 | 5,062 |
| Total liabilities | $85,366,000 | 4,947 |
| Total deposits | $84,609,000 | 4,702 |
| Interest-bearing deposits | $77,594,000 | 4,438 |
| Deposits held in domestic offices | $84,609,000 | 4,699 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,000 | 5,750 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $751,000 | 3,719 |
| Total equity capital | $6,938,000 | 6,173 |
| Total bank equity capital | $6,938,000 | 6,173 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $118,000 | 6,821 |
| Surplus | $6,006,000 | 2,954 |
| Undivided profits | $814,000 | 7,661 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $42,000 | 7,383 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $312,000 | 6,873 |
| Earning assets | $83,875,000 | 5,083 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $85,588,800 | 5,203 |
| Average Assets, quarterly | $89,499,500 | 5,140 |
| Volatile liabilities | $21,448,000 | 3,738 |
| Insider loans | $939,000 | 4,181 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $8,717,000 | 4,590 |
| Tier 1 (core) risk-based capital | $6,938,000 | 6,024 |
| Tier 2 risk-based capital | $444,000 | 6,045 |
| Total risk weighted assets | $61,672,000 | 4,969 |
| Total unused commitments | $8,717,000 | 4,593 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 28 | 5,274 |
| Assets and Liabilities | ||
| Total Assets: | $86,695,000 | 5,268 |
| Cash and due from depository institutions | $6,527,000 | 5,274 |
| Interest-bearing balances | $3,402,000 | 1,769 |
| Securities | $42,000 | 9,042 |
| Federal funds sold & reverse repurchase agreements | $5,748,000 | 2,347 |
| Net loans & leases | $70,725,000 | 4,322 |
| Loan loss allowance | $423,000 | 6,566 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,763,000 | 3,339 |
| Other real estate owned | $170,000 | 5,274 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $720,000 | 7,375 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,695,000 | 5,268 |
| Total liabilities | $80,216,000 | 5,147 |
| Total deposits | $79,067,000 | 4,936 |
| Interest-bearing deposits | $71,835,000 | 4,699 |
| Deposits held in domestic offices | $79,067,000 | 4,932 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $7,000 | 5,739 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,142,000 | 2,956 |
| Total equity capital | $6,479,000 | 6,412 |
| Total bank equity capital | $6,479,000 | 6,412 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $118,000 | 6,866 |
| Surplus | $5,731,000 | 3,011 |
| Undivided profits | $630,000 | 7,924 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $302,000 | 7,102 |
| Earning assets | $79,917,000 | 5,232 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $83,910,000 | 5,297 |
| Average Assets, quarterly | $85,867,500 | 5,260 |
| Volatile liabilities | $22,336,000 | 3,606 |
| Insider loans | $917,000 | 4,214 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $8,252,000 | 4,711 |
| Tier 1 (core) risk-based capital | $6,479,000 | 6,265 |
| Tier 2 risk-based capital | $423,000 | 6,195 |
| Total risk weighted assets | $58,357,000 | 5,131 |
| Total unused commitments | $8,252,000 | 4,714 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 27 | 5,411 |
| Assets and Liabilities | ||
| Total Assets: | $85,040,000 | 5,323 |
| Cash and due from depository institutions | $7,946,000 | 5,411 |
| Interest-bearing balances | $3,405,000 | 1,925 |
| Securities | $42,000 | 9,069 |
| Federal funds sold & reverse repurchase agreements | $7,152,000 | 2,220 |
| Net loans & leases | $66,257,000 | 4,510 |
| Loan loss allowance | $399,000 | 6,730 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,766,000 | 3,304 |
| Other real estate owned | $174,000 | 5,411 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $703,000 | 7,357 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,040,000 | 5,323 |
| Total liabilities | $78,783,000 | 5,203 |
| Total deposits | $77,519,000 | 4,990 |
| Interest-bearing deposits | $70,659,000 | 4,746 |
| Deposits held in domestic offices | $77,519,000 | 4,987 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $9,000 | 5,752 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,255,000 | 2,837 |
| Total equity capital | $6,257,000 | 6,528 |
| Total bank equity capital | $6,257,000 | 6,528 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $118,000 | 6,887 |
| Surplus | $5,731,000 | 2,981 |
| Undivided profits | $408,000 | 8,217 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 8,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $287,000 | 7,170 |
| Earning assets | $76,856,000 | 5,365 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $82,981,670 | 5,348 |
| Average Assets, quarterly | $85,405,000 | 5,281 |
| Volatile liabilities | $21,301,000 | 3,679 |
| Insider loans | $491,000 | 5,490 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $8,881,000 | 4,494 |
| Tier 1 (core) risk-based capital | $6,257,000 | 6,313 |
| Tier 2 risk-based capital | $399,000 | 6,379 |
| Total risk weighted assets | $55,467,000 | 5,243 |
| Total unused commitments | $8,881,000 | 4,504 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 27 | 5,381 |
| Assets and Liabilities | ||
| Total Assets: | $85,770,000 | 5,249 |
| Cash and due from depository institutions | $7,532,000 | 5,381 |
| Interest-bearing balances | $3,317,000 | 1,978 |
| Securities | $42,000 | 9,123 |
| Federal funds sold & reverse repurchase agreements | $14,205,000 | 1,141 |
| Net loans & leases | $60,389,000 | 4,734 |
| Loan loss allowance | $364,000 | 6,956 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,696,000 | 3,329 |
| Other real estate owned | $180,000 | 5,381 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $726,000 | 7,300 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,770,000 | 5,249 |
| Total liabilities | $79,717,000 | 5,095 |
| Total deposits | $77,914,000 | 4,927 |
| Interest-bearing deposits | $71,065,000 | 4,724 |
| Deposits held in domestic offices | $77,914,000 | 4,924 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $11,000 | 5,672 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,792,000 | 2,225 |
| Total equity capital | $6,053,000 | 6,569 |
| Total bank equity capital | $6,053,000 | 6,569 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $118,000 | 6,918 |
| Surplus | $5,731,000 | 2,938 |
| Undivided profits | $204,000 | 8,401 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $143,000 | 6,491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $284,000 | 7,217 |
| Earning assets | $77,953,000 | 5,265 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $81,952,500 | 5,367 |
| Average Assets, quarterly | $81,952,500 | 5,367 |
| Volatile liabilities | $22,904,000 | 3,430 |
| Insider loans | $943,000 | 4,074 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $10,070,000 | 4,145 |
| Tier 1 (core) risk-based capital | $6,053,000 | 6,378 |
| Tier 2 risk-based capital | $364,000 | 6,624 |
| Total risk weighted assets | $52,549,000 | 5,358 |
| Total unused commitments | $10,070,000 | 4,160 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 27 | 5,382 |
| Assets and Liabilities | ||
| Total Assets: | $78,135,000 | 5,531 |
| Cash and due from depository institutions | $7,349,000 | 5,382 |
| Interest-bearing balances | $3,391,000 | 1,823 |
| Securities | $42,000 | 9,167 |
| Federal funds sold & reverse repurchase agreements | $10,928,000 | 1,327 |
| Net loans & leases | $56,286,000 | 4,944 |
| Loan loss allowance | $343,000 | 7,096 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,716,000 | 3,277 |
| Other real estate owned | $180,000 | 5,382 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $634,000 | 7,656 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,135,000 | 5,531 |
| Total liabilities | $71,980,000 | 5,434 |
| Total deposits | $71,314,000 | 5,199 |
| Interest-bearing deposits | $65,329,000 | 4,932 |
| Deposits held in domestic offices | $71,314,000 | 5,195 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $13,000 | 5,728 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $653,000 | 4,455 |
| Total equity capital | $6,155,000 | 6,482 |
| Total bank equity capital | $6,155,000 | 6,482 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $118,000 | 6,944 |
| Surplus | $5,731,000 | 2,897 |
| Undivided profits | $306,000 | 8,349 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $271,000 | 7,510 |
| Earning assets | $70,647,000 | 5,562 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $70,797,400 | 5,684 |
| Average Assets, quarterly | $75,554,500 | 5,607 |
| Volatile liabilities | $20,012,000 | 3,748 |
| Insider loans | $958,000 | 4,048 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $6,387,000 | 5,038 |
| Tier 1 (core) risk-based capital | $6,155,000 | 6,265 |
| Tier 2 risk-based capital | $343,000 | 6,793 |
| Total risk weighted assets | $49,225,000 | 5,537 |
| Total unused commitments | $6,387,000 | 5,043 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 18 | 6,738 |
| Assets and Liabilities | ||
| Total Assets: | $61,642,000 | 6,224 |
| Cash and due from depository institutions | $4,850,000 | 6,738 |
| Interest-bearing balances | $2,385,000 | 2,075 |
| Securities | $1,061,000 | 9,125 |
| Federal funds sold & reverse repurchase agreements | $7,768,000 | 1,876 |
| Net loans & leases | $45,379,000 | 5,556 |
| Loan loss allowance | $250,000 | 7,791 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,074,000 | 3,945 |
| Other real estate owned | $-3,000 | 6,738 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $513,000 | 8,229 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,642,000 | 6,224 |
| Total liabilities | $55,933,000 | 6,162 |
| Total deposits | $55,253,000 | 5,966 |
| Interest-bearing deposits | $50,764,000 | 5,732 |
| Deposits held in domestic offices | $55,253,000 | 5,962 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $20,000 | 5,594 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $660,000 | 4,600 |
| Total equity capital | $5,709,000 | 6,617 |
| Total bank equity capital | $5,709,000 | 6,617 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $118,000 | 7,118 |
| Surplus | $5,730,000 | 2,789 |
| Undivided profits | $-139,000 | 8,845 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $110,000 | 6,841 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $256,000 | 7,927 |
| Earning assets | $56,593,000 | 6,202 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $52,435,000 | 6,591 |
| Average Assets, quarterly | $58,831,500 | 6,340 |
| Volatile liabilities | $12,386,000 | 5,023 |
| Insider loans | $538,000 | 5,242 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,853,000 | 5,161 |
| Tier 1 (core) risk-based capital | $5,690,000 | 6,453 |
| Tier 2 risk-based capital | $250,000 | 7,553 |
| Total risk weighted assets | $40,473,000 | 6,121 |
| Total unused commitments | $5,853,000 | 5,167 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 16 | 7,222 |
| Assets and Liabilities | ||
| Total Assets: | $44,420,000 | 7,253 |
| Cash and due from depository institutions | $1,644,000 | 7,222 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $5,053,000 | 8,341 |
| Federal funds sold & reverse repurchase agreements | $1,986,000 | 4,276 |
| Net loans & leases | $33,860,000 | 6,448 |
| Loan loss allowance | $174,000 | 8,552 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,459,000 | 4,933 |
| Other real estate owned | $-3,000 | 7,222 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $421,000 | 8,530 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,420,000 | 7,253 |
| Total liabilities | $40,851,000 | 7,118 |
| Total deposits | $39,402,000 | 7,020 |
| Interest-bearing deposits | $35,653,000 | 6,821 |
| Deposits held in domestic offices | $39,402,000 | 7,019 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,000,000 | 4,537 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $449,000 | 6,132 |
| Total equity capital | $3,569,000 | 8,164 |
| Total bank equity capital | $3,569,000 | 8,164 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $81,000 | 8,036 |
| Surplus | $3,969,000 | 3,635 |
| Undivided profits | $-481,000 | 9,326 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $171,000 | 8,280 |
| Earning assets | $40,899,000 | 7,229 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $38,702,000 | 7,499 |
| Average Assets, quarterly | $42,721,000 | 7,324 |
| Volatile liabilities | $8,596,000 | 6,059 |
| Insider loans | $335,000 | 6,304 |
| FHLB advances | $1,000,000 | 713 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $4,769,000 | 5,523 |
| Tier 1 (core) risk-based capital | $3,557,000 | 8,112 |
| Tier 2 risk-based capital | $174,000 | 8,358 |
| Total risk weighted assets | $30,471,000 | 6,911 |
| Total unused commitments | $4,769,000 | 5,527 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 14 | 7,887 |
| Assets and Liabilities | ||
| Total Assets: | $31,924,000 | 8,363 |
| Cash and due from depository institutions | $1,878,000 | 7,887 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $6,038,000 | 8,323 |
| Federal funds sold & reverse repurchase agreements | $2,906,000 | 2,942 |
| Net loans & leases | $19,667,000 | 8,020 |
| Loan loss allowance | $106,000 | 9,413 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,219,000 | 5,454 |
| Other real estate owned | $0 | 7,887 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $216,000 | 9,695 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,924,000 | 8,363 |
| Total liabilities | $28,559,000 | 8,315 |
| Total deposits | $28,513,000 | 8,158 |
| Interest-bearing deposits | $24,144,000 | 8,158 |
| Deposits held in domestic offices | $28,513,000 | 8,156 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $46,000 | 9,980 |
| Total equity capital | $3,365,000 | 8,361 |
| Total bank equity capital | $3,365,000 | 8,361 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $81,000 | 8,319 |
| Surplus | $3,969,000 | 3,604 |
| Undivided profits | $-685,000 | 9,709 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $80,000 | 9,408 |
| Earning assets | $28,611,000 | 8,375 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $23,588,400 | 8,930 |
| Average Assets, quarterly | $31,202,500 | 8,377 |
| Volatile liabilities | $7,399,000 | 6,293 |
| Insider loans | $431,000 | 5,712 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $2,828,000 | 6,774 |
| Tier 1 (core) risk-based capital | $3,365,000 | 8,386 |
| Tier 2 risk-based capital | $106,000 | 9,321 |
| Total risk weighted assets | $19,388,000 | 8,306 |
| Total unused commitments | $2,828,000 | 6,779 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 10 | 8,990 |
| Assets and Liabilities | ||
| Total Assets: | $6,659,000 | 10,394 |
| Cash and due from depository institutions | $274,000 | 8,990 |
| Interest-bearing balances | $13,000 | 6,211 |
| Securities | $0 | 10,385 |
| Federal funds sold & reverse repurchase agreements | $4,967,000 | 3,446 |
| Net loans & leases | $465,000 | 10,392 |
| Loan loss allowance | $0 | 10,368 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $931,000 | 6,171 |
| Other real estate owned | $0 | 8,990 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $22,000 | 10,457 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $6,659,000 | 10,394 |
| Total liabilities | $2,879,000 | 10,414 |
| Total deposits | $2,780,000 | 10,383 |
| Interest-bearing deposits | $2,539,000 | 10,328 |
| Deposits held in domestic offices | $2,780,000 | 10,383 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $99,000 | 9,746 |
| Total equity capital | $3,780,000 | 8,104 |
| Total bank equity capital | $3,780,000 | 8,104 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $81,000 | 8,502 |
| Surplus | $3,969,000 | 3,464 |
| Undivided profits | $-270,000 | 9,954 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,000 | 10,320 |
| Earning assets | $5,445,000 | 10,379 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $6,659,000 | 10,388 |
| Average Assets, quarterly | $6,659,000 | 10,388 |
| Volatile liabilities | $336,000 | 10,221 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $771,000 | 8,963 |
| Tier 1 (core) risk-based capital | $3,780,000 | 7,993 |
| Tier 2 risk-based capital | $0 | 10,335 |
| Total risk weighted assets | $2,251,000 | 10,404 |
| Total unused commitments | $771,000 | 8,973 |
| Derivatives | $0 | 527 |