Home > Manasquan Bank > Income and Expense

Manasquan Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$126,674,000436
Total interest expense$46,902,000408
Net interest income$79,772,000458
Provision for loan and lease losses$1,960,000563
Total noninterest income$4,509,0001,265
Gross Fiduciary activities income$0981
Service charges on deposit accounts$841,0001,151
Trading account gains and fees$0123
Additional Noninterest Income$3,668,0001,098
Total noninterest expense$51,849,000550
Salaries and employee benefits$29,632,000530
Premises and equipment expense$5,233,000522
Additional noninterest expense$3,668,0001,098
Pre-tax net operating income$30,472,000506
Securities gains (losses)$30,000548
Applicable income taxes$8,433,000397
Income before extraordinary items$22,069,000545
Extraordinary gains, net$054
Net income$22,069,000551
Minority interest net income$088
Net income of bank and minority interests.$22,069,000547
Net charge-offs$-64,0004,240
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$22,045,300556
2023-09-30 (YTD Data)Rank
Total interest income$91,875,000443
Total interest expense$32,194,000409
Net interest income$59,681,000467
Provision for loan and lease losses$2,432,000410
Total noninterest income$3,290,0001,280
Gross Fiduciary activities income$0950
Service charges on deposit accounts$622,0001,154
Trading account gains and fees$0125
Additional Noninterest Income$2,668,0001,125
Total noninterest expense$39,214,000548
Salaries and employee benefits$22,609,000525
Premises and equipment expense$3,838,000539
Additional noninterest expense$2,668,0001,125
Pre-tax net operating income$21,325,000538
Securities gains (losses)$-6,0003,417
Applicable income taxes$5,761,000429
Income before extraordinary items$15,558,000581
Extraordinary gains, net$052
Net income$15,558,000585
Minority interest net income$081
Net income of bank and minority interests.$15,558,000581
Net charge-offs$90,0001,215
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$15,562,740590
2023-06-30 (YTD Data)Rank
Total interest income$59,715,000432
Total interest expense$20,144,000392
Net interest income$39,571,000466
Provision for loan and lease losses$1,435,000425
Total noninterest income$2,407,0001,163
Gross Fiduciary activities income$0931
Service charges on deposit accounts$657,000802
Trading account gains and fees$0112
Additional Noninterest Income$1,750,0001,078
Total noninterest expense$25,989,000537
Salaries and employee benefits$15,100,000515
Premises and equipment expense$2,525,000540
Additional noninterest expense$1,750,0001,077
Pre-tax net operating income$14,554,000526
Securities gains (losses)$4,000768
Applicable income taxes$3,936,000426
Income before extraordinary items$10,622,000574
Extraordinary gains, net$051
Net income$10,622,000584
Minority interest net income$081
Net income of bank and minority interests.$10,622,000574
Net charge-offs$40,0001,261
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$10,618,840574
2023-03-31 (YTD Data)Rank
Total interest income$29,253,000432
Total interest expense$9,065,000385
Net interest income$20,188,000463
Provision for loan and lease losses$750,000407
Total noninterest income$983,0001,308
Gross Fiduciary activities income$0913
Service charges on deposit accounts$173,0001,329
Trading account gains and fees$097
Additional Noninterest Income$810,0001,125
Total noninterest expense$12,944,000549
Salaries and employee benefits$7,550,000530
Premises and equipment expense$1,260,000561
Additional noninterest expense$810,0001,125
Pre-tax net operating income$7,477,000537
Securities gains (losses)$8,000629
Applicable income taxes$2,068,000421
Income before extraordinary items$5,417,000586
Extraordinary gains, net$04
Net income$5,417,000585
Minority interest net income$048
Net income of bank and minority interests.$5,417,000585
Net charge-offs$48,000814
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$5,410,680593
2022-12-31 (YTD Data)Rank
Total interest income$94,088,000440
Total interest expense$14,005,000352
Net interest income$80,083,000452
Provision for loan and lease losses$2,025,000513
Total noninterest income$5,861,0001,080
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$687,0001,360
Trading account gains and fees$0116
Additional Noninterest Income$5,174,000887
Total noninterest expense$50,216,000549
Salaries and employee benefits$28,148,000544
Premises and equipment expense$5,258,000517
Additional noninterest expense$5,174,000887
Pre-tax net operating income$33,703,000522
Securities gains (losses)$-109,0003,929
Applicable income taxes$9,300,000407
Income before extraordinary items$24,294,000564
Extraordinary gains, net$05
Net income$24,294,000565
Minority interest net income$063
Net income of bank and minority interests.$24,294,000565
Net charge-offs$-22,0003,863
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$24,380,110569
2022-09-30 (YTD Data)Rank
Total interest income$66,373,000442
Total interest expense$7,451,000328
Net interest income$58,922,000453
Provision for loan and lease losses$1,100,000580
Total noninterest income$4,781,0001,034
Gross Fiduciary activities income$0968
Service charges on deposit accounts$515,0001,380
Trading account gains and fees$0111
Additional Noninterest Income$4,266,000845
Total noninterest expense$36,580,000550
Salaries and employee benefits$20,454,000558
Premises and equipment expense$3,967,000511
Additional noninterest expense$4,266,000845
Pre-tax net operating income$26,023,000497
Securities gains (losses)$-104,0004,233
Applicable income taxes$7,210,000394
Income before extraordinary items$18,709,000532
Extraordinary gains, net$04
Net income$18,709,000532
Minority interest net income$057
Net income of bank and minority interests.$18,709,000532
Net charge-offs$-48,0004,077
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$18,791,160542
2022-06-30 (YTD Data)Rank
Total interest income$41,568,000446
Total interest expense$4,070,000314
Net interest income$37,498,000456
Provision for loan and lease losses$750,000513
Total noninterest income$2,950,0001,082
Gross Fiduciary activities income$0925
Service charges on deposit accounts$309,0001,471
Trading account gains and fees$0108
Additional Noninterest Income$2,641,000910
Total noninterest expense$23,690,000558
Salaries and employee benefits$13,109,000576
Premises and equipment expense$3,273,000430
Additional noninterest expense$7,308,000558
Pre-tax net operating income$16,008,000504
Securities gains (losses)$-85,0004,338
Applicable income taxes$4,470,000393
Income before extraordinary items$11,453,000548
Extraordinary gains, net$04
Net income$11,453,000547
Minority interest net income$060
Net income of bank and minority interests.$11,453,000548
Net charge-offs$-47,0004,165
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$11,520,150556
2022-03-31 (YTD Data)Rank
Total interest income$19,841,000451
Total interest expense$2,076,000282
Net interest income$17,765,000467
Provision for loan and lease losses$100,000968
Total noninterest income$1,515,0001,055
Gross Fiduciary activities income$0892
Service charges on deposit accounts$150,0001,498
Trading account gains and fees$0103
Additional Noninterest Income$1,365,000896
Total noninterest expense$11,927,000551
Salaries and employee benefits$6,613,000573
Premises and equipment expense$1,670,000425
Additional noninterest expense$3,644,000560
Pre-tax net operating income$7,253,000522
Securities gains (losses)$-25,0004,366
Applicable income taxes$2,026,000412
Income before extraordinary items$5,202,000575
Extraordinary gains, net$04
Net income$5,202,000574
Minority interest net income$050
Net income of bank and minority interests.$5,202,000575
Net charge-offs$-2,0003,266
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$5,221,750582
2021-12-31 (YTD Data)Rank
Total interest income$79,099,000451
Total interest expense$10,261,000279
Net interest income$68,838,000469
Provision for loan and lease losses$-5,400,0004,678
Total noninterest income$4,759,0001,350
Gross Fiduciary activities income$0994
Service charges on deposit accounts$546,0001,514
Trading account gains and fees$0132
Additional Noninterest Income$4,213,0001,206
Total noninterest expense$45,400,000583
Salaries and employee benefits$24,939,000595
Premises and equipment expense$6,126,000454
Additional noninterest expense$14,335,000571
Pre-tax net operating income$33,597,000503
Securities gains (losses)$-65,0004,598
Applicable income taxes$9,501,000410
Income before extraordinary items$24,031,000561
Extraordinary gains, net$010
Net income$24,031,000561
Minority interest net income$074
Net income of bank and minority interests.$24,031,000562
Net charge-offs$324,000805
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$24,082,350555
2021-09-30 (YTD Data)Rank
Total interest income$58,922,000459
Total interest expense$8,018,000280
Net interest income$50,904,000473
Provision for loan and lease losses$-5,750,0004,764
Total noninterest income$3,691,0001,358
Gross Fiduciary activities income$0957
Service charges on deposit accounts$394,0001,546
Trading account gains and fees$0132
Additional Noninterest Income$3,297,0001,206
Total noninterest expense$33,226,000595
Salaries and employee benefits$17,841,000625
Premises and equipment expense$4,571,000458
Additional noninterest expense$10,814,000568
Pre-tax net operating income$27,119,000491
Securities gains (losses)$-81,0004,786
Applicable income taxes$7,680,000397
Income before extraordinary items$19,358,000539
Extraordinary gains, net$08
Net income$19,358,000538
Minority interest net income$069
Net income of bank and minority interests.$19,358,000539
Net charge-offs$440,000544
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$19,421,990533
2021-06-30 (YTD Data)Rank
Total interest income$39,141,000455
Total interest expense$5,551,000283
Net interest income$33,590,000474
Provision for loan and lease losses$-6,100,0004,825
Total noninterest income$2,291,0001,415
Gross Fiduciary activities income$0951
Service charges on deposit accounts$240,0001,603
Trading account gains and fees$0133
Additional Noninterest Income$2,051,0001,272
Total noninterest expense$21,967,000598
Salaries and employee benefits$11,725,000630
Premises and equipment expense$3,104,000453
Additional noninterest expense$7,138,000554
Pre-tax net operating income$20,014,000460
Securities gains (losses)$-48,0004,809
Applicable income taxes$5,711,000367
Income before extraordinary items$14,255,000505
Extraordinary gains, net$06
Net income$14,255,000504
Minority interest net income$067
Net income of bank and minority interests.$14,255,000505
Net charge-offs$386,000466
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$14,292,920497
2021-03-31 (YTD Data)Rank
Total interest income$19,379,000456
Total interest expense$2,908,000284
Net interest income$16,471,000482
Provision for loan and lease losses$02,741
Total noninterest income$1,065,0001,469
Gross Fiduciary activities income$0922
Service charges on deposit accounts$116,0001,636
Trading account gains and fees$0127
Additional Noninterest Income$949,0001,316
Total noninterest expense$10,441,000622
Salaries and employee benefits$5,842,000636
Premises and equipment expense$1,539,000455
Additional noninterest expense$3,060,000625
Pre-tax net operating income$7,095,000581
Securities gains (losses)$-20,0004,733
Applicable income taxes$1,974,000471
Income before extraordinary items$5,101,000654
Extraordinary gains, net$03
Net income$5,101,000654
Minority interest net income$055
Net income of bank and minority interests.$5,101,000654
Net charge-offs$-1,0003,038
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,116,800636
2020-12-31 (YTD Data)Rank
Total interest income$72,789,000480
Total interest expense$15,262,000340
Net interest income$57,527,000515
Provision for loan and lease losses$11,920,000303
Total noninterest income$3,988,0001,471
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$535,0001,546
Trading account gains and fees$0133
Additional Noninterest Income$3,453,0001,327
Total noninterest expense$38,186,000656
Salaries and employee benefits$21,051,000679
Premises and equipment expense$5,247,000505
Additional noninterest expense$11,888,000635
Pre-tax net operating income$11,409,000948
Securities gains (losses)$38,0001,846
Applicable income taxes$2,831,000728
Income before extraordinary items$8,616,0001,084
Extraordinary gains, net$04
Net income$8,616,0001,084
Minority interest net income$072
Net income of bank and minority interests.$8,616,0001,084
Net charge-offs$12,0002,977
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$8,585,9801,055
2020-09-30 (YTD Data)Rank
Total interest income$53,817,000482
Total interest expense$11,996,000352
Net interest income$41,821,000521
Provision for loan and lease losses$11,920,000273
Total noninterest income$3,211,0001,362
Gross Fiduciary activities income$0981
Service charges on deposit accounts$397,0001,551
Trading account gains and fees$0125
Additional Noninterest Income$2,814,0001,220
Total noninterest expense$28,416,000647
Salaries and employee benefits$15,611,000672
Premises and equipment expense$3,937,000498
Additional noninterest expense$8,868,000616
Pre-tax net operating income$4,696,0001,473
Securities gains (losses)$19,0001,938
Applicable income taxes$953,0001,224
Income before extraordinary items$3,762,0001,590
Extraordinary gains, net$04
Net income$3,762,0001,590
Minority interest net income$065
Net income of bank and minority interests.$3,762,0001,591
Net charge-offs$15,0002,607
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,746,8001,552
2020-06-30 (YTD Data)Rank
Total interest income$35,541,000493
Total interest expense$8,482,000367
Net interest income$27,059,000530
Provision for loan and lease losses$11,920,000241
Total noninterest income$1,896,0001,412
Gross Fiduciary activities income$0970
Service charges on deposit accounts$254,0001,620
Trading account gains and fees$0123
Additional Noninterest Income$1,642,0001,244
Total noninterest expense$18,845,000646
Salaries and employee benefits$10,283,000674
Premises and equipment expense$2,556,000518
Additional noninterest expense$6,006,000603
Pre-tax net operating income$-1,810,0005,000
Securities gains (losses)$34,0001,473
Applicable income taxes$-846,0005,015
Income before extraordinary items$-930,0004,969
Extraordinary gains, net$04
Net income$-930,0004,969
Minority interest net income$065
Net income of bank and minority interests.$-930,0004,969
Net charge-offs$19,0002,200
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$-956,8604,977
2020-03-31 (YTD Data)Rank
Total interest income$17,621,000498
Total interest expense$4,514,000398
Net interest income$13,107,000532
Provision for loan and lease losses$500,000883
Total noninterest income$920,0001,364
Gross Fiduciary activities income$0941
Service charges on deposit accounts$155,0001,600
Trading account gains and fees$0106
Additional Noninterest Income$765,0001,174
Total noninterest expense$9,653,000633
Salaries and employee benefits$5,466,000637
Premises and equipment expense$1,240,000535
Additional noninterest expense$2,947,000620
Pre-tax net operating income$3,874,000579
Securities gains (losses)$-69,0004,966
Applicable income taxes$980,000474
Income before extraordinary items$2,825,000694
Extraordinary gains, net$04
Net income$2,825,000694
Minority interest net income$056
Net income of bank and minority interests.$2,825,000694
Net charge-offs$-2,0003,865
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,879,510659
2019-12-31 (YTD Data)Rank
Total interest income$70,919,000495
Total interest expense$18,132,000419
Net interest income$52,787,000524
Provision for loan and lease losses$2,240,000491
Total noninterest income$4,066,0001,300
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$609,0001,652
Trading account gains and fees$0135
Additional Noninterest Income$3,457,0001,087
Total noninterest expense$38,797,000604
Salaries and employee benefits$22,140,000593
Premises and equipment expense$5,584,000474
Additional noninterest expense$11,073,000642
Pre-tax net operating income$15,816,000724
Securities gains (losses)$204,000629
Applicable income taxes$3,979,000584
Income before extraordinary items$12,041,000801
Extraordinary gains, net$011
Net income$12,041,000802
Minority interest net income$076
Net income of bank and minority interests.$12,041,000802
Net charge-offs$478,0001,068
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$11,879,840784
2019-09-30 (YTD Data)Rank
Total interest income$52,770,000504
Total interest expense$13,311,000435
Net interest income$39,459,000529
Provision for loan and lease losses$1,790,000447
Total noninterest income$2,478,0001,481
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$452,0001,678
Trading account gains and fees$0129
Additional Noninterest Income$2,026,0001,278
Total noninterest expense$29,091,000602
Salaries and employee benefits$16,605,000596
Premises and equipment expense$3,985,000498
Additional noninterest expense$8,501,000620
Pre-tax net operating income$11,056,000776
Securities gains (losses)$189,000543
Applicable income taxes$2,723,000629
Income before extraordinary items$8,522,000857
Extraordinary gains, net$011
Net income$8,522,000858
Minority interest net income$072
Net income of bank and minority interests.$8,522,000858
Net charge-offs$442,000818
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$8,372,690852
2019-06-30 (YTD Data)Rank
Total interest income$34,644,000508
Total interest expense$8,405,000450
Net interest income$26,239,000532
Provision for loan and lease losses$1,490,000368
Total noninterest income$1,687,0001,434
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$287,0001,719
Trading account gains and fees$0131
Additional Noninterest Income$1,400,0001,220
Total noninterest expense$20,040,000582
Salaries and employee benefits$11,539,000563
Premises and equipment expense$2,634,000505
Additional noninterest expense$5,867,000607
Pre-tax net operating income$6,396,000849
Securities gains (losses)$139,000455
Applicable income taxes$1,487,000696
Income before extraordinary items$5,048,000911
Extraordinary gains, net$011
Net income$5,048,000911
Minority interest net income$069
Net income of bank and minority interests.$5,048,000911
Net charge-offs$434,000626
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,938,190912
2019-03-31 (YTD Data)Rank
Total interest income$14,262,000608
Total interest expense$3,527,000491
Net interest income$10,735,000643
Provision for loan and lease losses$800,000332
Total noninterest income$527,0001,867
Gross Fiduciary activities income$0972
Service charges on deposit accounts$132,0001,819
Trading account gains and fees$0126
Additional Noninterest Income$395,0001,677
Total noninterest expense$7,028,000801
Salaries and employee benefits$4,062,000800
Premises and equipment expense$827,000781
Additional noninterest expense$2,139,000797
Pre-tax net operating income$3,434,000782
Securities gains (losses)$139,000236
Applicable income taxes$860,000614
Income before extraordinary items$2,713,000850
Extraordinary gains, net$05
Net income$2,713,000849
Minority interest net income$052
Net income of bank and minority interests.$2,713,000849
Net charge-offs$306,000465
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,603,190871
2018-12-31 (YTD Data)Rank
Total interest income$51,436,000628
Total interest expense$10,637,000487
Net interest income$40,799,000670
Provision for loan and lease losses$1,439,000653
Total noninterest income$2,544,0001,732
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$514,0001,945
Trading account gains and fees$0126
Additional Noninterest Income$2,030,0001,483
Total noninterest expense$27,703,000798
Salaries and employee benefits$15,710,000802
Premises and equipment expense$3,067,000815
Additional noninterest expense$8,926,000773
Pre-tax net operating income$14,201,000781
Securities gains (losses)$01,125
Applicable income taxes$3,485,000599
Income before extraordinary items$10,716,000858
Extraordinary gains, net$06
Net income$10,716,000856
Minority interest net income$072
Net income of bank and minority interests.$10,716,000857
Net charge-offs$390,0001,129
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$10,716,000861
2018-09-30 (YTD Data)Rank
Total interest income$37,343,000637
Total interest expense$7,439,000485
Net interest income$29,904,000679
Provision for loan and lease losses$1,099,000611
Total noninterest income$1,928,0001,730
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$368,0002,026
Trading account gains and fees$0138
Additional Noninterest Income$1,560,0001,485
Total noninterest expense$20,434,000808
Salaries and employee benefits$11,616,000809
Premises and equipment expense$2,236,000839
Additional noninterest expense$6,582,000779
Pre-tax net operating income$10,299,000801
Securities gains (losses)$01,118
Applicable income taxes$2,573,000614
Income before extraordinary items$7,726,000893
Extraordinary gains, net$05
Net income$7,726,000891
Minority interest net income$066
Net income of bank and minority interests.$7,726,000892
Net charge-offs$392,000833
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,726,000889
2018-06-30 (YTD Data)Rank
Total interest income$24,242,000643
Total interest expense$4,627,000486
Net interest income$19,615,000683
Provision for loan and lease losses$649,000649
Total noninterest income$1,248,0001,756
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$235,0002,077
Trading account gains and fees$0130
Additional Noninterest Income$1,013,0001,504
Total noninterest expense$13,576,000815
Salaries and employee benefits$7,627,000820
Premises and equipment expense$1,427,000874
Additional noninterest expense$4,522,000751
Pre-tax net operating income$6,638,000811
Securities gains (losses)$0961
Applicable income taxes$1,749,000601
Income before extraordinary items$4,889,000930
Extraordinary gains, net$06
Net income$4,889,000928
Minority interest net income$065
Net income of bank and minority interests.$4,889,000929
Net charge-offs$395,000609
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,889,000921
2018-03-31 (YTD Data)Rank
Total interest income$11,867,000648
Total interest expense$2,190,000483
Net interest income$9,677,000688
Provision for loan and lease losses$425,000531
Total noninterest income$498,0002,000
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$117,0002,085
Trading account gains and fees$0123
Additional Noninterest Income$381,0001,759
Total noninterest expense$6,484,000857
Salaries and employee benefits$3,857,000823
Premises and equipment expense$723,000874
Additional noninterest expense$1,904,000861
Pre-tax net operating income$3,266,000798
Securities gains (losses)$0735
Applicable income taxes$895,000584
Income before extraordinary items$2,371,000919
Extraordinary gains, net$07
Net income$2,371,000919
Minority interest net income$052
Net income of bank and minority interests.$2,371,000919
Net charge-offs$-1,0003,770
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,371,000912
2017-12-31 (YTD Data)Rank
Total interest income$43,648,000666
Total interest expense$7,555,000471
Net interest income$36,093,000707
Provision for loan and lease losses$1,814,000556
Total noninterest income$2,945,0001,610
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$399,0002,395
Trading account gains and fees$0151
Additional Noninterest Income$2,546,0001,308
Total noninterest expense$23,272,000924
Salaries and employee benefits$13,441,000900
Premises and equipment expense$2,675,000911
Additional noninterest expense$7,156,000922
Pre-tax net operating income$13,952,000734
Securities gains (losses)$02,243
Applicable income taxes$6,089,000583
Income before extraordinary items$7,863,000918
Extraordinary gains, net$09
Net income$7,863,000918
Minority interest net income$076
Net income of bank and minority interests.$7,863,000918
Net charge-offs$111,0002,331
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,863,000907
2017-09-30 (YTD Data)Rank
Total interest income$32,151,000678
Total interest expense$5,606,000464
Net interest income$26,545,000718
Provision for loan and lease losses$1,356,000548
Total noninterest income$2,233,0001,616
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$287,0002,462
Trading account gains and fees$0145
Additional Noninterest Income$1,946,0001,304
Total noninterest expense$17,325,000931
Salaries and employee benefits$10,050,000902
Premises and equipment expense$1,981,000928
Additional noninterest expense$5,294,000929
Pre-tax net operating income$10,097,000761
Securities gains (losses)$02,274
Applicable income taxes$3,906,000573
Income before extraordinary items$6,191,000960
Extraordinary gains, net$09
Net income$6,191,000960
Minority interest net income$071
Net income of bank and minority interests.$6,191,000960
Net charge-offs$151,0001,602
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,191,000942
2017-06-30 (YTD Data)Rank
Total interest income$20,912,000689
Total interest expense$3,686,000455
Net interest income$17,226,000729
Provision for loan and lease losses$899,000542
Total noninterest income$1,282,0001,759
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$186,0002,510
Trading account gains and fees$0139
Additional Noninterest Income$1,096,0001,461
Total noninterest expense$11,362,000951
Salaries and employee benefits$6,566,000921
Premises and equipment expense$1,305,000933
Additional noninterest expense$3,491,000934
Pre-tax net operating income$6,247,000812
Securities gains (losses)$01,906
Applicable income taxes$2,389,000593
Income before extraordinary items$3,858,0001,007
Extraordinary gains, net$011
Net income$3,858,0001,008
Minority interest net income$071
Net income of bank and minority interests.$3,858,0001,007
Net charge-offs$-6,0004,624
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,858,000995
2017-03-31 (YTD Data)Rank
Total interest income$10,282,000689
Total interest expense$1,806,000452
Net interest income$8,476,000736
Provision for loan and lease losses$450,000486
Total noninterest income$430,0002,230
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$91,0002,546
Trading account gains and fees$0142
Additional Noninterest Income$339,0001,940
Total noninterest expense$5,507,000982
Salaries and employee benefits$3,270,000934
Premises and equipment expense$644,000955
Additional noninterest expense$1,593,0001,008
Pre-tax net operating income$2,949,000828
Securities gains (losses)$01,153
Applicable income taxes$1,175,000583
Income before extraordinary items$1,774,0001,062
Extraordinary gains, net$08
Net income$1,774,0001,062
Minority interest net income$055
Net income of bank and minority interests.$1,774,0001,062
Net charge-offs$-4,0004,579
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,774,0001,040
2016-12-31 (YTD Data)Rank
Total interest income$37,649,000715
Total interest expense$6,180,000484
Net interest income$31,469,000762
Provision for loan and lease losses$1,127,000827
Total noninterest income$2,590,0001,809
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$176,0003,749
Trading account gains and fees$0170
Additional Noninterest Income$2,414,0001,404
Total noninterest expense$21,020,0001,012
Salaries and employee benefits$12,052,000975
Premises and equipment expense$2,293,0001,031
Additional noninterest expense$6,675,000987
Pre-tax net operating income$11,912,000791
Securities gains (losses)$03,212
Applicable income taxes$4,628,000582
Income before extraordinary items$7,284,0001,022
Extraordinary gains, net$05
Net income$7,284,0001,021
Minority interest net income$082
Net income of bank and minority interests.$7,284,0001,021
Net charge-offs$84,0002,750
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$7,284,000997
2016-09-30 (YTD Data)Rank
Total interest income$27,724,000726
Total interest expense$4,458,000499
Net interest income$23,266,000768
Provision for loan and lease losses$828,000803
Total noninterest income$1,989,0001,787
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$122,0003,879
Trading account gains and fees$0169
Additional Noninterest Income$1,867,0001,374
Total noninterest expense$15,794,0001,002
Salaries and employee benefits$9,031,000974
Premises and equipment expense$1,692,0001,051
Additional noninterest expense$5,071,000974
Pre-tax net operating income$8,633,000818
Securities gains (losses)$03,160
Applicable income taxes$3,336,000611
Income before extraordinary items$5,297,0001,062
Extraordinary gains, net$05
Net income$5,297,0001,062
Minority interest net income$071
Net income of bank and minority interests.$5,297,0001,062
Net charge-offs$54,0002,531
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,297,0001,024
2016-06-30 (YTD Data)Rank
Total interest income$18,251,000733
Total interest expense$2,859,000516
Net interest income$15,392,000775
Provision for loan and lease losses$593,000757
Total noninterest income$1,601,0001,543
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$79,0003,934
Trading account gains and fees$0157
Additional Noninterest Income$1,522,0001,181
Total noninterest expense$10,399,0001,010
Salaries and employee benefits$6,042,000974
Premises and equipment expense$1,100,0001,075
Additional noninterest expense$3,257,0001,006
Pre-tax net operating income$6,001,000778
Securities gains (losses)$02,835
Applicable income taxes$2,320,000581
Income before extraordinary items$3,681,000998
Extraordinary gains, net$016
Net income$3,681,000997
Minority interest net income$071
Net income of bank and minority interests.$3,681,000997
Net charge-offs$56,0002,063
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,681,000968
2016-03-31 (YTD Data)Rank
Total interest income$9,154,000730
Total interest expense$1,373,000528
Net interest income$7,781,000762
Provision for loan and lease losses$300,000670
Total noninterest income$840,0001,467
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$40,0003,910
Trading account gains and fees$0142
Additional Noninterest Income$800,0001,096
Total noninterest expense$5,168,0001,024
Salaries and employee benefits$3,010,000981
Premises and equipment expense$532,0001,119
Additional noninterest expense$1,626,0001,002
Pre-tax net operating income$3,153,000727
Securities gains (losses)$02,077
Applicable income taxes$1,217,000552
Income before extraordinary items$1,936,000923
Extraordinary gains, net$012
Net income$1,936,000924
Minority interest net income$062
Net income of bank and minority interests.$1,936,000924
Net charge-offs$-1,0004,102
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,936,000894
2015-12-31 (YTD Data)Rank
Total interest income$34,649,000728
Total interest expense$5,137,000532
Net interest income$29,512,000767
Provision for loan and lease losses$1,340,000628
Total noninterest income$2,675,0001,735
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$240,0003,414
Trading account gains and fees$0159
Additional Noninterest Income$2,435,0001,329
Total noninterest expense$19,226,0001,060
Salaries and employee benefits$11,217,0001,004
Premises and equipment expense$2,141,0001,107
Additional noninterest expense$5,868,0001,102
Pre-tax net operating income$11,621,000771
Securities gains (losses)$32,0001,944
Applicable income taxes$4,501,000568
Income before extraordinary items$7,152,000993
Extraordinary gains, net$023
Net income$7,152,000993
Minority interest net income$081
Net income of bank and minority interests.$7,152,000993
Net charge-offs$307,0001,578
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,131,520974
2015-09-30 (YTD Data)Rank
Total interest income$25,793,000743
Total interest expense$3,847,000535
Net interest income$21,946,000776
Provision for loan and lease losses$1,041,000568
Total noninterest income$2,151,0001,662
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$187,0003,384
Trading account gains and fees$0153
Additional Noninterest Income$1,964,0001,290
Total noninterest expense$14,318,0001,073
Salaries and employee benefits$8,379,0001,015
Premises and equipment expense$1,616,0001,118
Additional noninterest expense$4,323,0001,126
Pre-tax net operating income$8,738,000783
Securities gains (losses)$32,0001,747
Applicable income taxes$3,370,000590
Income before extraordinary items$5,400,000984
Extraordinary gains, net$021
Net income$5,400,000984
Minority interest net income$078
Net income of bank and minority interests.$5,400,000984
Net charge-offs$308,0001,181
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,379,520963
2015-06-30 (YTD Data)Rank
Total interest income$17,044,000751
Total interest expense$2,578,000536
Net interest income$14,466,000782
Provision for loan and lease losses$737,000554
Total noninterest income$1,207,0001,899
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$137,0003,197
Trading account gains and fees$0157
Additional Noninterest Income$1,070,0001,479
Total noninterest expense$9,493,0001,081
Salaries and employee benefits$5,715,000986
Premises and equipment expense$1,078,0001,126
Additional noninterest expense$2,700,0001,185
Pre-tax net operating income$5,443,000829
Securities gains (losses)$5,0002,231
Applicable income taxes$2,073,000623
Income before extraordinary items$3,375,0001,047
Extraordinary gains, net$022
Net income$3,375,0001,048
Minority interest net income$075
Net income of bank and minority interests.$3,375,0001,048
Net charge-offs$242,0001,064
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,371,8001,019
2015-03-31 (YTD Data)Rank
Total interest income$8,493,000749
Total interest expense$1,301,000532
Net interest income$7,192,000784
Provision for loan and lease losses$362,000547
Total noninterest income$575,0001,931
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$77,0002,944
Trading account gains and fees$0152
Additional Noninterest Income$498,0001,509
Total noninterest expense$4,808,0001,074
Salaries and employee benefits$2,886,000984
Premises and equipment expense$577,0001,056
Additional noninterest expense$1,345,0001,181
Pre-tax net operating income$2,597,000833
Securities gains (losses)$5,0001,653
Applicable income taxes$988,000635
Income before extraordinary items$1,614,0001,047
Extraordinary gains, net$013
Net income$1,614,0001,046
Minority interest net income$064
Net income of bank and minority interests.$1,614,0001,048
Net charge-offs$240,000642
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,610,8001,022
2014-12-31 (YTD Data)Rank
Total interest income$32,738,000770
Total interest expense$5,304,000535
Net interest income$27,434,000796
Provision for loan and lease losses$1,320,000680
Total noninterest income$1,891,0002,187
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$348,0002,954
Trading account gains and fees$0180
Additional Noninterest Income$1,543,0001,744
Total noninterest expense$17,610,0001,144
Salaries and employee benefits$9,826,0001,106
Premises and equipment expense$1,948,0001,227
Additional noninterest expense$5,836,0001,126
Pre-tax net operating income$10,395,000802
Securities gains (losses)$363,000535
Applicable income taxes$4,044,000579
Income before extraordinary items$6,714,000993
Extraordinary gains, net$017
Net income$6,714,000992
Minority interest net income$084
Net income of bank and minority interests.$6,714,000992
Net charge-offs$422,0001,661
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,481,6801,002
2014-09-30 (YTD Data)Rank
Total interest income$24,414,000775
Total interest expense$4,009,000534
Net interest income$20,405,000804
Provision for loan and lease losses$971,000681
Total noninterest income$1,403,0002,208
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$265,0002,959
Trading account gains and fees$0174
Additional Noninterest Income$1,138,0001,783
Total noninterest expense$13,209,0001,148
Salaries and employee benefits$7,309,0001,120
Premises and equipment expense$1,468,0001,231
Additional noninterest expense$4,432,0001,115
Pre-tax net operating income$7,628,000823
Securities gains (losses)$363,000415
Applicable income taxes$2,998,000594
Income before extraordinary items$4,993,000998
Extraordinary gains, net$015
Net income$4,993,000997
Minority interest net income$081
Net income of bank and minority interests.$4,993,000997
Net charge-offs$369,0001,416
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,760,6801,031
2014-06-30 (YTD Data)Rank
Total interest income$16,212,000775
Total interest expense$2,712,000530
Net interest income$13,500,000809
Provision for loan and lease losses$736,000622
Total noninterest income$881,0002,269
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$182,0002,881
Trading account gains and fees$0172
Additional Noninterest Income$699,0001,852
Total noninterest expense$8,728,0001,164
Salaries and employee benefits$4,765,0001,143
Premises and equipment expense$995,0001,225
Additional noninterest expense$2,968,0001,099
Pre-tax net operating income$4,917,000823
Securities gains (losses)$363,000310
Applicable income taxes$1,975,000582
Income before extraordinary items$3,305,000988
Extraordinary gains, net$020
Net income$3,305,000989
Minority interest net income$080
Net income of bank and minority interests.$3,305,000989
Net charge-offs$277,0001,319
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,072,6801,031
2014-03-31 (YTD Data)Rank
Total interest income$8,071,000781
Total interest expense$1,354,000536
Net interest income$6,717,000812
Provision for loan and lease losses$402,000541
Total noninterest income$373,0002,482
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$89,0002,896
Trading account gains and fees$0147
Additional Noninterest Income$284,0002,075
Total noninterest expense$4,164,0001,221
Salaries and employee benefits$2,432,0001,139
Premises and equipment expense$507,0001,225
Additional noninterest expense$1,225,0001,312
Pre-tax net operating income$2,524,000786
Securities gains (losses)$145,000336
Applicable income taxes$1,000,000558
Income before extraordinary items$1,669,000941
Extraordinary gains, net$016
Net income$1,669,000941
Minority interest net income$066
Net income of bank and minority interests.$1,669,000942
Net charge-offs$65,0001,659
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,576,200970
2013-12-31 (YTD Data)Rank
Total interest income$30,898,000800
Total interest expense$5,734,000559
Net interest income$25,164,000848
Provision for loan and lease losses$1,755,000690
Total noninterest income$2,572,0001,821
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$342,0003,137
Trading account gains and fees$0184
Additional Noninterest Income$2,230,0001,403
Total noninterest expense$16,351,0001,233
Salaries and employee benefits$9,572,0001,143
Premises and equipment expense$1,869,0001,268
Additional noninterest expense$4,910,0001,363
Pre-tax net operating income$9,630,000797
Securities gains (losses)$270,000741
Applicable income taxes$3,706,000580
Income before extraordinary items$6,194,0001,001
Extraordinary gains, net$029
Net income$6,194,0001,004
Minority interest net income$090
Net income of bank and minority interests.$6,194,0001,004
Net charge-offs$789,0001,501
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,021,2001,002
2013-09-30 (YTD Data)Rank
Total interest income$22,903,000814
Total interest expense$4,360,000562
Net interest income$18,543,000873
Provision for loan and lease losses$1,255,000746
Total noninterest income$2,061,0001,757
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$248,0003,204
Trading account gains and fees$0180
Additional Noninterest Income$1,813,0001,355
Total noninterest expense$12,111,0001,251
Salaries and employee benefits$7,242,0001,131
Premises and equipment expense$1,390,0001,288
Additional noninterest expense$3,479,0001,425
Pre-tax net operating income$7,238,000809
Securities gains (losses)$270,000685
Applicable income taxes$2,815,000582
Income before extraordinary items$4,693,000992
Extraordinary gains, net$025
Net income$4,693,000995
Minority interest net income$084
Net income of bank and minority interests.$4,693,000995
Net charge-offs$556,0001,486
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,520,2001,011
2013-06-30 (YTD Data)Rank
Total interest income$15,239,000813
Total interest expense$2,931,000575
Net interest income$12,308,000871
Provision for loan and lease losses$855,000761
Total noninterest income$1,421,0001,714
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$159,0003,244
Trading account gains and fees$0157
Additional Noninterest Income$1,262,0001,344
Total noninterest expense$8,084,0001,252
Salaries and employee benefits$4,866,0001,118
Premises and equipment expense$908,0001,317
Additional noninterest expense$2,310,0001,419
Pre-tax net operating income$4,790,000803
Securities gains (losses)$270,000603
Applicable income taxes$1,899,000558
Income before extraordinary items$3,161,000968
Extraordinary gains, net$022
Net income$3,161,000970
Minority interest net income$082
Net income of bank and minority interests.$3,161,000971
Net charge-offs$242,0001,907
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,988,200997
2013-03-31 (YTD Data)Rank
Total interest income$7,552,000824
Total interest expense$1,489,000588
Net interest income$6,063,000881
Provision for loan and lease losses$320,000948
Total noninterest income$666,0001,805
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$79,0003,256
Trading account gains and fees$0148
Additional Noninterest Income$587,0001,409
Total noninterest expense$4,022,0001,263
Salaries and employee benefits$2,391,0001,150
Premises and equipment expense$467,0001,299
Additional noninterest expense$1,164,0001,395
Pre-tax net operating income$2,387,000788
Securities gains (losses)$2,0001,785
Applicable income taxes$929,000572
Income before extraordinary items$1,460,0001,044
Extraordinary gains, net$010
Net income$1,460,0001,044
Minority interest net income$076
Net income of bank and minority interests.$1,460,0001,046
Net charge-offs$30,0002,794
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,458,720994
2012-12-31 (YTD Data)Rank
Total interest income$29,849,000871
Total interest expense$7,398,000567
Net interest income$22,451,000970
Provision for loan and lease losses$1,238,0001,520
Total noninterest income$1,898,0002,269
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$362,0003,122
Trading account gains and fees$0166
Additional Noninterest Income$1,536,0001,824
Total noninterest expense$15,001,0001,328
Salaries and employee benefits$9,038,0001,165
Premises and equipment expense$1,690,0001,412
Additional noninterest expense$4,273,0001,580
Pre-tax net operating income$8,110,000875
Securities gains (losses)$29,0003,040
Applicable income taxes$3,110,000591
Income before extraordinary items$5,029,0001,185
Extraordinary gains, net$029
Net income$5,029,0001,185
Minority interest net income$093
Net income of bank and minority interests.$5,029,0001,185
Net charge-offs$627,0002,356
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,010,4401,119
2012-09-30 (YTD Data)Rank
Total interest income$22,210,000896
Total interest expense$5,776,000574
Net interest income$16,434,0001,010
Provision for loan and lease losses$638,0001,973
Total noninterest income$1,277,0002,432
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$294,0003,008
Trading account gains and fees$0157
Additional Noninterest Income$983,0002,013
Total noninterest expense$11,248,0001,327
Salaries and employee benefits$6,887,0001,143
Premises and equipment expense$1,257,0001,428
Additional noninterest expense$3,104,0001,620
Pre-tax net operating income$5,825,000934
Securities gains (losses)$24,0002,809
Applicable income taxes$2,255,000634
Income before extraordinary items$3,594,0001,252
Extraordinary gains, net$020
Net income$3,594,0001,254
Minority interest net income$086
Net income of bank and minority interests.$3,594,0001,253
Net charge-offs$192,0003,352
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,578,6401,189
2012-06-30 (YTD Data)Rank
Total interest income$14,682,000908
Total interest expense$4,017,000577
Net interest income$10,665,0001,035
Provision for loan and lease losses$393,0002,104
Total noninterest income$779,0002,519
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$195,0003,007
Trading account gains and fees$0153
Additional Noninterest Income$584,0002,137
Total noninterest expense$6,884,0001,424
Salaries and employee benefits$4,071,0001,280
Premises and equipment expense$833,0001,422
Additional noninterest expense$1,980,0001,688
Pre-tax net operating income$4,167,000877
Securities gains (losses)$13,0002,658
Applicable income taxes$1,575,000612
Income before extraordinary items$2,605,0001,157
Extraordinary gains, net$019
Net income$2,605,0001,156
Minority interest net income$084
Net income of bank and minority interests.$2,605,0001,156
Net charge-offs$187,0002,832
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,596,6801,083
2012-03-31 (YTD Data)Rank
Total interest income$7,284,000928
Total interest expense$2,134,000559
Net interest income$5,150,0001,080
Provision for loan and lease losses$195,0002,059
Total noninterest income$301,0002,948
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$96,0003,017
Trading account gains and fees$0148
Additional Noninterest Income$205,0002,611
Total noninterest expense$3,367,0001,461
Salaries and employee benefits$2,028,0001,282
Premises and equipment expense$417,0001,436
Additional noninterest expense$922,0001,801
Pre-tax net operating income$1,889,000940
Securities gains (losses)$11,0001,753
Applicable income taxes$730,000639
Income before extraordinary items$1,170,0001,238
Extraordinary gains, net$019
Net income$1,170,0001,239
Minority interest net income$078
Net income of bank and minority interests.$1,170,0001,239
Net charge-offs$64,0002,831
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,162,9601,181
2011-12-31 (YTD Data)Rank
Total interest income$29,568,000945
Total interest expense$9,663,000592
Net interest income$19,905,0001,118
Provision for loan and lease losses$970,0002,460
Total noninterest income$1,039,0003,053
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$208,0004,308
Trading account gains and fees$0146
Additional Noninterest Income$831,0002,384
Total noninterest expense$13,870,0001,402
Salaries and employee benefits$7,819,0001,263
Premises and equipment expense$1,764,0001,414
Additional noninterest expense$4,287,0001,593
Pre-tax net operating income$6,104,000983
Securities gains (losses)$39,0002,739
Applicable income taxes$2,437,000675
Income before extraordinary items$3,706,0001,333
Extraordinary gains, net$029
Net income$3,706,0001,333
Minority interest net income$096
Net income of bank and minority interests.$3,706,0001,333
Net charge-offs$632,0002,894
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,681,0401,275
2011-09-30 (YTD Data)Rank
Total interest income$22,315,000954
Total interest expense$7,304,000616
Net interest income$15,011,0001,118
Provision for loan and lease losses$775,0002,308
Total noninterest income$814,0002,966
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$151,0004,388
Trading account gains and fees$0145
Additional Noninterest Income$663,0002,291
Total noninterest expense$10,457,0001,404
Salaries and employee benefits$5,849,0001,272
Premises and equipment expense$1,337,0001,420
Additional noninterest expense$3,271,0001,563
Pre-tax net operating income$4,593,0001,014
Securities gains (losses)$37,0002,520
Applicable income taxes$1,869,000669
Income before extraordinary items$2,761,0001,397
Extraordinary gains, net$021
Net income$2,761,0001,397
Minority interest net income$087
Net income of bank and minority interests.$2,761,0001,397
Net charge-offs$372,0002,997
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,737,3201,324
2011-06-30 (YTD Data)Rank
Total interest income$14,949,000962
Total interest expense$4,881,000648
Net interest income$10,068,0001,109
Provision for loan and lease losses$569,0002,166
Total noninterest income$467,0003,248
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$100,0004,389
Trading account gains and fees$0153
Additional Noninterest Income$367,0002,565
Total noninterest expense$7,012,0001,411
Salaries and employee benefits$3,903,0001,277
Premises and equipment expense$890,0001,420
Additional noninterest expense$2,219,0001,560
Pre-tax net operating income$2,954,0001,026
Securities gains (losses)$11,0002,322
Applicable income taxes$1,224,000646
Income before extraordinary items$1,741,0001,417
Extraordinary gains, net$015
Net income$1,741,0001,417
Minority interest net income$089
Net income of bank and minority interests.$1,741,0001,417
Net charge-offs$64,0004,268
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,733,9601,361
2011-03-31 (YTD Data)Rank
Total interest income$7,422,000973
Total interest expense$2,464,000667
Net interest income$4,958,0001,128
Provision for loan and lease losses$322,0001,853
Total noninterest income$244,0003,200
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$49,0004,390
Trading account gains and fees$0158
Additional Noninterest Income$195,0002,501
Total noninterest expense$3,420,0001,451
Salaries and employee benefits$1,874,0001,344
Premises and equipment expense$454,0001,419
Additional noninterest expense$1,092,0001,581
Pre-tax net operating income$1,460,0001,031
Securities gains (losses)$4,0001,490
Applicable income taxes$563,000672
Income before extraordinary items$901,0001,341
Extraordinary gains, net$09
Net income$901,0001,341
Minority interest net income$086
Net income of bank and minority interests.$901,0001,341
Net charge-offs$39,0003,544
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$898,4401,306
2010-12-31 (YTD Data)Rank
Total interest income$29,810,0001,029
Total interest expense$10,687,000762
Net interest income$19,123,0001,174
Provision for loan and lease losses$780,0003,428
Total noninterest income$1,008,0003,206
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$198,0004,426
Trading account gains and fees$0175
Additional Noninterest Income$810,0002,481
Total noninterest expense$13,299,0001,486
Salaries and employee benefits$7,608,0001,290
Premises and equipment expense$1,625,0001,572
Additional noninterest expense$4,066,0001,769
Pre-tax net operating income$6,052,000864
Securities gains (losses)$66,0002,482
Applicable income taxes$2,326,000655
Income before extraordinary items$3,792,0001,145
Extraordinary gains, net$029
Net income$3,792,0001,147
Minority interest net income$0111
Net income of bank and minority interests.$3,792,0001,148
Net charge-offs$516,0003,612
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,749,7601,106
2010-09-30 (YTD Data)Rank
Total interest income$22,487,0001,040
Total interest expense$8,156,000774
Net interest income$14,331,0001,188
Provision for loan and lease losses$585,0003,290
Total noninterest income$869,0002,996
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$145,0004,547
Trading account gains and fees$0165
Additional Noninterest Income$724,0002,213
Total noninterest expense$9,865,0001,495
Salaries and employee benefits$5,588,0001,322
Premises and equipment expense$1,225,0001,587
Additional noninterest expense$3,052,0001,744
Pre-tax net operating income$4,750,000884
Securities gains (losses)$35,0002,650
Applicable income taxes$1,819,000641
Income before extraordinary items$2,966,0001,146
Extraordinary gains, net$023
Net income$2,966,0001,150
Minority interest net income$0110
Net income of bank and minority interests.$2,966,0001,150
Net charge-offs$458,0003,196
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,943,6001,104
2010-06-30 (YTD Data)Rank
Total interest income$14,900,0001,056
Total interest expense$5,563,000782
Net interest income$9,337,0001,216
Provision for loan and lease losses$390,0003,233
Total noninterest income$578,0002,941
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$95,0004,578
Trading account gains and fees$0152
Additional Noninterest Income$483,0002,134
Total noninterest expense$6,543,0001,506
Salaries and employee benefits$3,696,0001,339
Premises and equipment expense$820,0001,595
Additional noninterest expense$2,027,0001,745
Pre-tax net operating income$2,982,000915
Securities gains (losses)$26,0002,244
Applicable income taxes$1,139,000647
Income before extraordinary items$1,869,0001,196
Extraordinary gains, net$019
Net income$1,869,0001,197
Minority interest net income$0105
Net income of bank and minority interests.$1,869,0001,197
Net charge-offs$341,0002,897
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,852,3601,160
2010-03-31 (YTD Data)Rank
Total interest income$7,492,0001,068
Total interest expense$2,858,000804
Net interest income$4,634,0001,241
Provision for loan and lease losses$195,0003,039
Total noninterest income$288,0002,952
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$47,0004,592
Trading account gains and fees$0175
Additional Noninterest Income$241,0002,121
Total noninterest expense$3,352,0001,500
Salaries and employee benefits$1,893,0001,326
Premises and equipment expense$414,0001,630
Additional noninterest expense$1,045,0001,678
Pre-tax net operating income$1,375,000977
Securities gains (losses)$21,0001,498
Applicable income taxes$523,000685
Income before extraordinary items$873,0001,251
Extraordinary gains, net$016
Net income$873,0001,254
Minority interest net income$091
Net income of bank and minority interests.$873,0001,253
Net charge-offs$302,0002,022
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$859,5601,239
2009-12-31 (YTD Data)Rank
Total interest income$29,774,0001,150
Total interest expense$12,942,000914
Net interest income$16,832,0001,320
Provision for loan and lease losses$780,0003,876
Total noninterest income$756,0003,884
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$168,0004,952
Trading account gains and fees$0211
Additional Noninterest Income$588,0002,927
Total noninterest expense$13,222,0001,568
Salaries and employee benefits$7,154,0001,407
Premises and equipment expense$1,677,0001,603
Additional noninterest expense$4,391,0001,690
Pre-tax net operating income$3,586,0001,140
Securities gains (losses)$3,0003,532
Applicable income taxes$1,252,000824
Income before extraordinary items$2,337,0001,428
Extraordinary gains, net$034
Net income$2,337,0001,426
Minority interest net income$0115
Net income of bank and minority interests.$2,337,0001,427
Net charge-offs$161,0005,242
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,335,0501,406
2009-09-30 (YTD Data)Rank
Total interest income$22,288,0001,178
Total interest expense$10,000,000933
Net interest income$12,288,0001,352
Provision for loan and lease losses$585,0003,567
Total noninterest income$648,0003,691
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$125,0005,003
Trading account gains and fees$0212
Additional Noninterest Income$523,0002,732
Total noninterest expense$9,923,0001,552
Salaries and employee benefits$5,347,0001,434
Premises and equipment expense$1,234,0001,654
Additional noninterest expense$3,342,0001,620
Pre-tax net operating income$2,428,0001,330
Securities gains (losses)$3,0003,260
Applicable income taxes$832,000972
Income before extraordinary items$1,599,0001,674
Extraordinary gains, net$027
Net income$1,599,0001,673
Minority interest net income$0118
Net income of bank and minority interests.$1,599,0001,674
Net charge-offs$63,0005,499
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,597,0201,633
2009-06-30 (YTD Data)Rank
Total interest income$14,925,0001,191
Total interest expense$6,891,000951
Net interest income$8,034,0001,383
Provision for loan and lease losses$390,0003,317
Total noninterest income$209,0005,150
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$84,0004,993
Trading account gains and fees$0193
Additional Noninterest Income$125,0004,425
Total noninterest expense$6,597,0001,581
Salaries and employee benefits$3,526,0001,474
Premises and equipment expense$826,0001,678
Additional noninterest expense$2,245,0001,625
Pre-tax net operating income$1,256,0001,762
Securities gains (losses)$3,0002,873
Applicable income taxes$410,0001,241
Income before extraordinary items$849,0002,141
Extraordinary gains, net$021
Net income$849,0002,139
Minority interest net income$0112
Net income of bank and minority interests.$849,0002,140
Net charge-offs$65,0004,675
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$846,9902,080
2009-03-31 (YTD Data)Rank
Total interest income$7,395,0001,222
Total interest expense$3,569,000956
Net interest income$3,826,0001,455
Provision for loan and lease losses$195,0002,897
Total noninterest income$186,0003,967
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$39,0005,065
Trading account gains and fees$0171
Additional Noninterest Income$147,0003,000
Total noninterest expense$3,100,0001,624
Salaries and employee benefits$1,763,0001,487
Premises and equipment expense$410,0001,719
Additional noninterest expense$927,0001,747
Pre-tax net operating income$717,0001,764
Securities gains (losses)$3,0002,164
Applicable income taxes$242,0001,251
Income before extraordinary items$478,0002,221
Extraordinary gains, net$015
Net income$478,0002,222
Minority interest net income$0102
Net income of bank and minority interests.$478,0002,223
Net charge-offs$34,0003,910
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$476,0202,099
2008-12-31 (YTD Data)Rank
Total interest income$29,927,0001,295
Total interest expense$14,822,0001,097
Net interest income$15,105,0001,484
Provision for loan and lease losses$150,0005,553
Total noninterest income$534,0004,702
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$172,0005,067
Trading account gains and fees$0154
Additional Noninterest Income$362,0003,759
Total noninterest expense$11,390,0001,708
Salaries and employee benefits$6,677,0001,545
Premises and equipment expense$1,346,0002,026
Additional noninterest expense$3,367,0001,818
Pre-tax net operating income$4,099,0001,331
Securities gains (losses)$27,0002,003
Applicable income taxes$1,460,000889
Income before extraordinary items$2,666,0001,530
Extraordinary gains, net$039
Net income$2,666,0001,531
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0006,325
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,648,4501,643
2008-09-30 (YTD Data)Rank
Total interest income$22,437,0001,317
Total interest expense$11,391,0001,107
Net interest income$11,046,0001,533
Provision for loan and lease losses$75,0005,494
Total noninterest income$371,0004,968
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$127,0005,139
Trading account gains and fees$0148
Additional Noninterest Income$244,0004,068
Total noninterest expense$8,358,0001,735
Salaries and employee benefits$4,959,0001,582
Premises and equipment expense$931,0002,184
Additional noninterest expense$2,468,0001,802
Pre-tax net operating income$2,984,0001,632
Securities gains (losses)$27,0001,827
Applicable income taxes$1,062,0001,101
Income before extraordinary items$1,949,0001,820
Extraordinary gains, net$031
Net income$1,949,0001,820
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,620
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,931,4501,927
2008-06-30 (YTD Data)Rank
Total interest income$14,909,0001,345
Total interest expense$7,916,0001,103
Net interest income$6,993,0001,607
Provision for loan and lease losses$06,671
Total noninterest income$177,0005,688
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$174,0003,763
Trading account gains and fees$0149
Additional Noninterest Income$3,0008,035
Total noninterest expense$5,376,0001,793
Salaries and employee benefits$3,226,0001,630
Premises and equipment expense$560,0002,394
Additional noninterest expense$1,590,0001,818
Pre-tax net operating income$1,794,0001,858
Securities gains (losses)$27,0001,861
Applicable income taxes$636,0001,335
Income before extraordinary items$1,185,0002,224
Extraordinary gains, net$021
Net income$1,185,0002,224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,450
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,167,4502,211
2008-03-31 (YTD Data)Rank
Total interest income$7,516,0001,370
Total interest expense$4,109,0001,136
Net interest income$3,407,0001,630
Provision for loan and lease losses$06,080
Total noninterest income$126,0004,977
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$82,0003,842
Trading account gains and fees$0158
Additional Noninterest Income$44,0005,289
Total noninterest expense$2,604,0001,848
Salaries and employee benefits$1,620,0001,628
Premises and equipment expense$255,0002,626
Additional noninterest expense$729,0001,931
Pre-tax net operating income$929,0001,910
Securities gains (losses)$12,0001,897
Applicable income taxes$326,0001,391
Income before extraordinary items$615,0002,266
Extraordinary gains, net$015
Net income$615,0002,269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$607,2002,215
2007-12-31 (YTD Data)Rank
Total interest income$30,345,0001,415
Total interest expense$17,297,0001,139
Net interest income$13,048,0001,738
Provision for loan and lease losses$405,0002,674
Total noninterest income$429,0005,353
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$319,0003,967
Trading account gains and fees$0178
Additional Noninterest Income$110,0006,071
Total noninterest expense$9,647,0001,922
Salaries and employee benefits$5,781,0001,745
Premises and equipment expense$995,0002,581
Additional noninterest expense$2,871,0001,919
Pre-tax net operating income$3,425,0002,233
Securities gains (losses)$-10,0007,563
Applicable income taxes$1,141,0001,700
Income before extraordinary items$2,274,0002,561
Extraordinary gains, net$039
Net income$2,274,0002,560
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,808
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,280,7002,546
2007-09-30 (YTD Data)Rank
Total interest income$22,673,0001,427
Total interest expense$12,945,0001,137
Net interest income$9,728,0001,748
Provision for loan and lease losses$405,0001,836
Total noninterest income$304,0005,498
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$238,0003,975
Trading account gains and fees$0184
Additional Noninterest Income$66,0006,423
Total noninterest expense$7,206,0001,904
Salaries and employee benefits$4,333,0001,740
Premises and equipment expense$751,0002,564
Additional noninterest expense$2,122,0001,900
Pre-tax net operating income$2,421,0002,491
Securities gains (losses)$-22,0007,988
Applicable income taxes$787,0001,928
Income before extraordinary items$1,612,0002,821
Extraordinary gains, net$033
Net income$1,612,0002,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-29,0008,130
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,626,7402,790
2007-06-30 (YTD Data)Rank
Total interest income$15,075,0001,441
Total interest expense$8,609,0001,145
Net interest income$6,466,0001,775
Provision for loan and lease losses$270,0001,691
Total noninterest income$177,0005,825
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$149,0004,099
Trading account gains and fees$0168
Additional Noninterest Income$28,0007,057
Total noninterest expense$4,737,0001,950
Salaries and employee benefits$2,847,0001,804
Premises and equipment expense$493,0002,620
Additional noninterest expense$1,397,0001,931
Pre-tax net operating income$1,636,0002,530
Securities gains (losses)$01,444
Applicable income taxes$537,0001,965
Income before extraordinary items$1,099,0002,829
Extraordinary gains, net$029
Net income$1,099,0002,828
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,099,0002,808
2007-03-31 (YTD Data)Rank
Total interest income$7,519,0001,432
Total interest expense$4,270,0001,146
Net interest income$3,249,0001,769
Provision for loan and lease losses$135,0001,618
Total noninterest income$81,0005,960
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$70,0004,169
Trading account gains and fees$0195
Additional Noninterest Income$11,0007,311
Total noninterest expense$2,327,0001,985
Salaries and employee benefits$1,391,0001,848
Premises and equipment expense$242,0002,662
Additional noninterest expense$694,0001,918
Pre-tax net operating income$868,0002,412
Securities gains (losses)$01,187
Applicable income taxes$290,0001,892
Income before extraordinary items$578,0002,715
Extraordinary gains, net$022
Net income$578,0002,716
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$578,0002,703
2006-12-31 (YTD Data)Rank
Total interest income$28,818,0001,381
Total interest expense$14,976,0001,119
Net interest income$13,842,0001,655
Provision for loan and lease losses$540,0001,783
Total noninterest income$307,0006,136
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$283,0004,235
Trading account gains and fees$0130
Additional Noninterest Income$24,0007,865
Total noninterest expense$9,214,0001,924
Salaries and employee benefits$5,549,0001,764
Premises and equipment expense$983,0002,517
Additional noninterest expense$2,682,0001,973
Pre-tax net operating income$4,395,0002,086
Securities gains (losses)$-6,0007,127
Applicable income taxes$1,552,0001,607
Income before extraordinary items$2,837,0002,373
Extraordinary gains, net$051
Net income$2,837,0002,374
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0004,733
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,840,9002,353
2006-09-30 (YTD Data)Rank
Total interest income$21,360,0001,388
Total interest expense$10,836,0001,131
Net interest income$10,524,0001,647
Provision for loan and lease losses$405,0001,679
Total noninterest income$228,0006,209
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$210,0004,304
Trading account gains and fees$0126
Additional Noninterest Income$18,0007,902
Total noninterest expense$6,626,0001,992
Salaries and employee benefits$3,906,0001,862
Premises and equipment expense$734,0002,532
Additional noninterest expense$1,986,0001,963
Pre-tax net operating income$3,721,0001,957
Securities gains (losses)$-6,0007,439
Applicable income taxes$1,333,0001,520
Income before extraordinary items$2,382,0002,236
Extraordinary gains, net$045
Net income$2,382,0002,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0004,074
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,385,8402,223
2006-06-30 (YTD Data)Rank
Total interest income$14,122,0001,366
Total interest expense$7,000,0001,109
Net interest income$7,122,0001,625
Provision for loan and lease losses$270,0001,643
Total noninterest income$144,0006,304
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$132,0004,392
Trading account gains and fees$0126
Additional Noninterest Income$12,0007,965
Total noninterest expense$4,389,0002,004
Salaries and employee benefits$2,592,0001,880
Premises and equipment expense$476,0002,590
Additional noninterest expense$1,321,0001,983
Pre-tax net operating income$2,607,0001,886
Securities gains (losses)$-6,0007,728
Applicable income taxes$935,0001,475
Income before extraordinary items$1,666,0002,156
Extraordinary gains, net$039
Net income$1,666,0002,159
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,102
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,669,8402,135
2006-03-31 (YTD Data)Rank
Total interest income$6,978,0001,351
Total interest expense$3,334,0001,094
Net interest income$3,644,0001,572
Provision for loan and lease losses$135,0001,590
Total noninterest income$69,0006,367
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$63,0004,435
Trading account gains and fees$0115
Additional Noninterest Income$6,0007,952
Total noninterest expense$2,189,0002,017
Salaries and employee benefits$1,298,0001,890
Premises and equipment expense$234,0002,626
Additional noninterest expense$657,0001,978
Pre-tax net operating income$1,389,0001,745
Securities gains (losses)$0955
Applicable income taxes$506,0001,390
Income before extraordinary items$883,0002,003
Extraordinary gains, net$021
Net income$883,0002,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,173
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$883,0001,988
2005-12-31 (YTD Data)Rank
Total interest income$26,225,0001,271
Total interest expense$10,244,0001,101
Net interest income$15,981,0001,370
Provision for loan and lease losses$420,0002,180
Total noninterest income$269,0006,535
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$246,0004,604
Trading account gains and fees$0138
Additional Noninterest Income$23,0008,051
Total noninterest expense$8,859,0001,909
Salaries and employee benefits$5,337,0001,745
Premises and equipment expense$1,026,0002,311
Additional noninterest expense$2,496,0002,018
Pre-tax net operating income$6,971,0001,376
Securities gains (losses)$4,0001,802
Applicable income taxes$2,612,0001,085
Income before extraordinary items$4,363,0001,611
Extraordinary gains, net$046
Net income$4,363,0001,610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,723
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,360,4401,588
2005-09-30 (YTD Data)Rank
Total interest income$19,304,0001,261
Total interest expense$7,128,0001,115
Net interest income$12,176,0001,336
Provision for loan and lease losses$315,0002,100
Total noninterest income$200,0006,589
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$183,0004,649
Trading account gains and fees$0126
Additional Noninterest Income$17,0008,089
Total noninterest expense$6,687,0001,879
Salaries and employee benefits$4,049,0001,708
Premises and equipment expense$783,0002,263
Additional noninterest expense$1,855,0002,006
Pre-tax net operating income$5,374,0001,337
Securities gains (losses)$02,317
Applicable income taxes$2,014,0001,064
Income before extraordinary items$3,360,0001,569
Extraordinary gains, net$035
Net income$3,360,0001,570
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,033
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,360,0001,541
2005-06-30 (YTD Data)Rank
Total interest income$12,601,0001,245
Total interest expense$4,437,0001,119
Net interest income$8,164,0001,319
Provision for loan and lease losses$210,0002,058
Total noninterest income$125,0006,674
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$113,0004,773
Trading account gains and fees$0116
Additional Noninterest Income$12,0008,048
Total noninterest expense$4,400,0001,885
Salaries and employee benefits$2,696,0001,706
Premises and equipment expense$525,0002,241
Additional noninterest expense$1,179,0002,086
Pre-tax net operating income$3,679,0001,266
Securities gains (losses)$02,146
Applicable income taxes$1,377,0001,027
Income before extraordinary items$2,302,0001,501
Extraordinary gains, net$030
Net income$2,302,0001,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,302,0001,474
2005-03-31 (YTD Data)Rank
Total interest income$6,159,0001,253
Total interest expense$2,062,0001,144
Net interest income$4,097,0001,304
Provision for loan and lease losses$105,0001,941
Total noninterest income$60,0006,751
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$54,0004,823
Trading account gains and fees$0115
Additional Noninterest Income$6,0008,110
Total noninterest expense$2,163,0001,918
Salaries and employee benefits$1,324,0001,741
Premises and equipment expense$264,0002,242
Additional noninterest expense$575,0002,129
Pre-tax net operating income$1,889,0001,209
Securities gains (losses)$01,685
Applicable income taxes$702,0001,002
Income before extraordinary items$1,187,0001,428
Extraordinary gains, net$024
Net income$1,187,0001,430
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,187,0001,405
2004-12-31 (YTD Data)Rank
Total interest income$23,576,0001,196
Total interest expense$7,474,0001,083
Net interest income$16,102,0001,252
Provision for loan and lease losses$345,0002,653
Total noninterest income$264,0006,655
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$221,0005,014
Trading account gains and fees$0138
Additional Noninterest Income$43,0007,588
Total noninterest expense$8,623,0001,874
Salaries and employee benefits$5,035,0001,751
Premises and equipment expense$1,056,0002,173
Additional noninterest expense$2,532,0001,924
Pre-tax net operating income$7,398,0001,170
Securities gains (losses)$-16,0008,332
Applicable income taxes$2,923,000921
Income before extraordinary items$4,459,0001,448
Extraordinary gains, net$034
Net income$4,459,0001,449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,469,2401,396
2004-09-30 (YTD Data)Rank
Total interest income$17,504,0001,191
Total interest expense$5,461,0001,092
Net interest income$12,043,0001,250
Provision for loan and lease losses$240,0002,636
Total noninterest income$200,0006,677
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$166,0005,065
Trading account gains and fees$0134
Additional Noninterest Income$34,0007,563
Total noninterest expense$6,255,0001,918
Salaries and employee benefits$3,566,0001,830
Premises and equipment expense$785,0002,188
Additional noninterest expense$1,904,0001,886
Pre-tax net operating income$5,748,0001,146
Securities gains (losses)$-16,0008,610
Applicable income taxes$2,279,000911
Income before extraordinary items$3,453,0001,425
Extraordinary gains, net$026
Net income$3,453,0001,426
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,463,2401,378
2004-06-30 (YTD Data)Rank
Total interest income$11,521,0001,187
Total interest expense$3,581,0001,099
Net interest income$7,940,0001,246
Provision for loan and lease losses$135,0002,929
Total noninterest income$131,0006,749
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$107,0005,129
Trading account gains and fees$0130
Additional Noninterest Income$24,0007,531
Total noninterest expense$4,097,0001,956
Salaries and employee benefits$2,364,0001,841
Premises and equipment expense$524,0002,181
Additional noninterest expense$1,209,0001,982
Pre-tax net operating income$3,839,0001,123
Securities gains (losses)$03,413
Applicable income taxes$1,527,000910
Income before extraordinary items$2,312,0001,403
Extraordinary gains, net$021
Net income$2,312,0001,404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,312,0001,348
2004-03-31 (YTD Data)Rank
Total interest income$5,804,0001,196
Total interest expense$1,791,0001,117
Net interest income$4,013,0001,238
Provision for loan and lease losses$60,0002,918
Total noninterest income$65,0006,712
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$50,0005,207
Trading account gains and fees$0121
Additional Noninterest Income$15,0007,252
Total noninterest expense$2,053,0001,955
Salaries and employee benefits$1,177,0001,867
Premises and equipment expense$261,0002,200
Additional noninterest expense$615,0001,934
Pre-tax net operating income$1,965,0001,085
Securities gains (losses)$02,934
Applicable income taxes$782,000906
Income before extraordinary items$1,183,0001,358
Extraordinary gains, net$016
Net income$1,183,0001,358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,183,0001,289
2003-12-31 (YTD Data)Rank
Total interest income$23,287,0001,226
Total interest expense$8,118,0001,107
Net interest income$15,169,0001,284
Provision for loan and lease losses$240,0003,615
Total noninterest income$210,0007,262
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$194,0005,318
Trading account gains and fees$0160
Additional Noninterest Income$16,0008,557
Total noninterest expense$7,349,0002,145
Salaries and employee benefits$4,076,0002,084
Premises and equipment expense$1,025,0002,211
Additional noninterest expense$2,248,0002,138
Pre-tax net operating income$7,790,0001,079
Securities gains (losses)$04,500
Applicable income taxes$3,005,000919
Income before extraordinary items$4,785,0001,332
Extraordinary gains, net$054
Net income$4,785,0001,334
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,785,0001,263
2003-09-30 (YTD Data)Rank
Total interest income$17,469,0001,254
Total interest expense$6,265,0001,119
Net interest income$11,204,0001,312
Provision for loan and lease losses$180,0003,498
Total noninterest income$158,0007,304
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$146,0005,371
Trading account gains and fees$0153
Additional Noninterest Income$12,0008,600
Total noninterest expense$5,389,0002,186
Salaries and employee benefits$3,035,0002,107
Premises and equipment expense$739,0002,292
Additional noninterest expense$1,615,0002,220
Pre-tax net operating income$5,793,0001,118
Securities gains (losses)$04,204
Applicable income taxes$2,214,000982
Income before extraordinary items$3,579,0001,390
Extraordinary gains, net$040
Net income$3,579,0001,390
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,579,0001,315
2003-06-30 (YTD Data)Rank
Total interest income$11,746,0001,253
Total interest expense$4,317,0001,111
Net interest income$7,429,0001,320
Provision for loan and lease losses$120,0003,448
Total noninterest income$104,0007,327
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$94,0005,422
Trading account gains and fees$0150
Additional Noninterest Income$10,0008,463
Total noninterest expense$3,586,0002,191
Salaries and employee benefits$2,017,0002,110
Premises and equipment expense$493,0002,283
Additional noninterest expense$1,076,0002,210
Pre-tax net operating income$3,827,0001,120
Securities gains (losses)$03,782
Applicable income taxes$1,471,0001,006
Income before extraordinary items$2,356,0001,398
Extraordinary gains, net$030
Net income$2,356,0001,398
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,356,0001,310
2003-03-31 (YTD Data)Rank
Total interest income$5,925,0001,251
Total interest expense$2,233,0001,098
Net interest income$3,692,0001,323
Provision for loan and lease losses$60,0003,248
Total noninterest income$57,0007,118
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$46,0005,391
Trading account gains and fees$0134
Additional Noninterest Income$11,0007,783
Total noninterest expense$1,763,0002,210
Salaries and employee benefits$1,014,0002,081
Premises and equipment expense$242,0002,310
Additional noninterest expense$507,0002,303
Pre-tax net operating income$1,926,0001,123
Securities gains (losses)$02,891
Applicable income taxes$715,0001,040
Income before extraordinary items$1,211,0001,364
Extraordinary gains, net$021
Net income$1,211,0001,362
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,211,0001,276
2002-12-31 (YTD Data)Rank
Total interest income$22,760,0001,344
Total interest expense$9,683,0001,161
Net interest income$13,077,0001,486
Provision for loan and lease losses$180,0004,547
Total noninterest income$172,0007,594
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$147,0005,870
Trading account gains and fees$0153
Additional Noninterest Income$25,0008,373
Total noninterest expense$6,064,0002,437
Salaries and employee benefits$3,385,0002,356
Premises and equipment expense$698,0003,004
Additional noninterest expense$1,981,0002,326
Pre-tax net operating income$7,005,0001,208
Securities gains (losses)$04,537
Applicable income taxes$2,737,0001,006
Income before extraordinary items$4,268,0001,458
Extraordinary gains, net$070
Net income$4,268,0001,455
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,420
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,268,0001,411
2001-12-31 (YTD Data)Rank
Total interest income$21,796,0001,551
Total interest expense$12,467,0001,312
Net interest income$9,329,0001,907
Provision for loan and lease losses$60,0006,353
Total noninterest income$138,0007,999
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$125,0006,167
Trading account gains and fees$0177
Additional Noninterest Income$13,0009,003
Total noninterest expense$4,691,0002,977
Salaries and employee benefits$2,671,0002,789
Premises and equipment expense$460,0004,163
Additional noninterest expense$1,560,0002,774
Pre-tax net operating income$4,716,0001,522
Securities gains (losses)$04,612
Applicable income taxes$1,690,0001,352
Income before extraordinary items$3,026,0001,740
Extraordinary gains, net$0105
Net income$3,026,0001,740
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0009,080
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,026,0001,666
2000-12-31 (YTD Data)Rank
Total interest income$21,032,0001,639
Total interest expense$12,717,0001,365
Net interest income$8,315,0002,129
Provision for loan and lease losses$210,0003,626
Total noninterest income$195,0007,335
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$184,0005,315
Trading account gains and fees$0180
Additional Noninterest Income$11,0009,368
Total noninterest expense$4,404,0003,055
Salaries and employee benefits$2,440,0002,893
Premises and equipment expense$421,0004,343
Additional noninterest expense$1,543,0002,737
Pre-tax net operating income$3,896,0001,880
Securities gains (losses)$01,956
Applicable income taxes$1,394,0001,606
Income before extraordinary items$2,502,0002,082
Extraordinary gains, net$038
Net income$2,502,0002,082
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,934
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,502,0002,078
1999-12-31 (YTD Data)Rank
Total interest income$19,327,0001,678
Total interest expense$10,575,0001,413
Net interest income$8,752,0002,010
Provision for loan and lease losses$180,0003,760
Total noninterest income$207,0007,416
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$190,0005,255
Trading account gains and fees$0173
Additional Noninterest Income$17,0009,383
Total noninterest expense$4,494,0002,985
Salaries and employee benefits$2,463,0002,847
Premises and equipment expense$425,0004,321
Additional noninterest expense$1,606,0002,691
Pre-tax net operating income$4,285,0001,742
Securities gains (losses)$03,155
Applicable income taxes$1,535,0001,571
Income before extraordinary items$2,750,0001,938
Extraordinary gains, net$035
Net income$2,750,0001,939
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0005,166
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,750,0001,905
1998-12-31 (YTD Data)Rank
Total interest income$18,700,0001,734
Total interest expense$10,493,0001,455
Net interest income$8,207,0002,079
Provision for loan and lease losses$180,0003,728
Total noninterest income$179,0007,834
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$164,0005,694
Trading account gains and fees$0224
Additional Noninterest Income$15,0009,739
Total noninterest expense$3,994,0003,197
Salaries and employee benefits$2,300,0002,940
Premises and equipment expense$356,0004,821
Additional noninterest expense$1,338,0003,057
Pre-tax net operating income$4,212,0001,743
Securities gains (losses)$04,449
Applicable income taxes$1,513,0001,615
Income before extraordinary items$2,699,0001,936
Extraordinary gains, net$032
Net income$2,699,0001,935
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-57,00010,130
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,699,0001,863
1997-12-31 (YTD Data)Rank
Total interest income$17,829,0001,852
Total interest expense$10,176,0001,523
Net interest income$7,653,0002,294
Provision for loan and lease losses$146,0004,210
Total noninterest income$173,0008,242
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$159,0006,020
Trading account gains and fees$0239
Additional Noninterest Income$14,00010,198
Total noninterest expense$3,590,0003,524
Salaries and employee benefits$2,078,0003,190
Premises and equipment expense$324,0005,177
Additional noninterest expense$1,188,0003,386
Pre-tax net operating income$4,090,0001,851
Securities gains (losses)$03,944
Applicable income taxes$1,465,0001,743
Income before extraordinary items$2,625,0002,011
Extraordinary gains, net$044
Net income$2,625,0002,010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0005,260
Cash dividends$1,000,0002,147
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,625,0001,957
1996-12-31 (YTD Data)Rank
Total interest income$16,674,0002,030
Total interest expense$9,323,0001,693
Net interest income$7,351,0002,439
Provision for loan and lease losses$09,041
Total noninterest income$144,0009,105
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$131,0006,833
Trading account gains and fees$0262
Additional Noninterest Income$13,00010,823
Total noninterest expense$4,228,0003,173
Salaries and employee benefits$1,727,0003,808
Premises and equipment expense$343,0005,078
Additional noninterest expense$2,158,0002,289
Pre-tax net operating income$3,267,0002,192
Securities gains (losses)$04,148
Applicable income taxes$1,172,0002,037
Income before extraordinary items$2,095,0002,352
Extraordinary gains, net$053
Net income$2,095,0002,353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0007,694
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,095,0002,302
1995-12-31 (YTD Data)Rank
Total interest income$15,755,0002,139
Total interest expense$8,762,0001,804
Net interest income$6,993,0002,562
Provision for loan and lease losses$08,958
Total noninterest income$157,0009,192
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$114,0007,451
Trading account gains and fees$0522
Additional Noninterest Income$43,0009,575
Total noninterest expense$3,153,0004,102
Salaries and employee benefits$1,590,0004,069
Premises and equipment expense$320,0005,351
Additional noninterest expense$1,243,0003,633
Pre-tax net operating income$3,997,0001,849
Securities gains (losses)$03,831
Applicable income taxes$1,440,0001,701
Income before extraordinary items$2,557,0001,965
Extraordinary gains, net$5,00058
Net income$2,562,0001,957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,00010,624
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,557,0001,948
1994-12-31 (YTD Data)Rank
Total interest income$14,588,0002,106
Total interest expense$6,949,0001,814
Net interest income$7,639,0002,363
Provision for loan and lease losses$79,0005,067
Total noninterest income$202,0008,702
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$106,0007,946
Trading account gains and fees$0475
Additional Noninterest Income$96,0007,636
Total noninterest expense$2,941,0004,493
Salaries and employee benefits$1,431,0004,466
Premises and equipment expense$303,0005,674
Additional noninterest expense$1,207,0004,035
Pre-tax net operating income$4,821,0001,515
Securities gains (losses)$03,600
Applicable income taxes$1,736,0001,358
Income before extraordinary items$3,085,0001,584
Extraordinary gains, net$6,000228
Net income$3,091,0001,581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0004,348
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,085,0001,595
1993-12-31 (YTD Data)Rank
Total interest income$14,670,0002,129
Total interest expense$6,761,0001,922
Net interest income$7,909,0002,274
Provision for loan and lease losses$215,0003,749
Total noninterest income$160,00010,014
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$81,0008,972
Trading account gains and fees$0532
Additional Noninterest Income$79,0008,670
Total noninterest expense$3,327,0004,105
Salaries and employee benefits$1,319,0004,814
Premises and equipment expense$288,0006,054
Additional noninterest expense$1,720,0003,097
Pre-tax net operating income$4,527,0001,543
Securities gains (losses)$07,477
Applicable income taxes$1,628,0001,465
Income before extraordinary items$2,899,0001,734
Extraordinary gains, net$96,0001,613
Net income$2,995,0001,747
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-42,00012,568
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,899,0001,638
1992-12-31 (YTD Data)Rank
Total interest income$14,615,0002,410
Total interest expense$7,853,0002,167
Net interest income$6,762,0002,694
Provision for loan and lease losses$428,0003,312
Total noninterest income$94,00011,878
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$61,0009,885
Trading account gains and fees$0504
Additional Noninterest Income$33,00011,562
Total noninterest expense$2,628,0005,077
Salaries and employee benefits$1,167,0005,298
Premises and equipment expense$288,0006,154
Additional noninterest expense$1,173,0004,435
Pre-tax net operating income$3,800,0001,634
Securities gains (losses)$08,369
Applicable income taxes$1,437,0001,498
Income before extraordinary items$2,363,0001,929
Extraordinary gains, net$01,422
Net income$2,363,0001,959
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$568,0002,258
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,363,0001,775

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.