Home > Malvern Bank N.A. > Income and Expense

Malvern Bank N.A., Income and Expense

2023-06-30 (YTD Data)Rank
Total interest income$21,197,0001,022
Total interest expense$7,445,000840
Net interest income$13,752,0001,139
Provision for loan and lease losses$02,940
Total noninterest income$2,008,0001,298
Gross Fiduciary activities income$0931
Service charges on deposit accounts$51,0003,361
Trading account gains and feesNANA
Additional Noninterest Income$1,957,000988
Total noninterest expense$11,596,0001,063
Salaries and employee benefits$4,831,0001,372
Premises and equipment expense$1,052,0001,169
Additional noninterest expense$1,957,000987
Pre-tax net operating income$4,164,0001,382
Securities gains (losses)$-1,185,0004,537
Applicable income taxes$859,0001,106
Income before extraordinary items$2,120,0001,992
Extraordinary gains, net$051
Net income$2,120,0002,016
Minority interest net income$081
Net income of bank and minority interests.$2,120,0001,992
Net charge-offs$-5,0003,722
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,056,1501,567
2023-03-31 (YTD Data)Rank
Total interest income$10,509,0001,017
Total interest expense$3,239,000842
Net interest income$7,270,0001,083
Provision for loan and lease losses$02,612
Total noninterest income$620,0001,749
Gross Fiduciary activities income$0913
Service charges on deposit accounts$25,0003,377
Trading account gains and feesNANA
Additional Noninterest Income$595,0001,369
Total noninterest expense$6,321,0001,012
Salaries and employee benefits$2,566,0001,331
Premises and equipment expense$508,0001,231
Additional noninterest expense$595,0001,369
Pre-tax net operating income$1,569,0001,730
Securities gains (losses)$14,000508
Applicable income taxes$412,0001,152
Income before extraordinary items$1,171,0001,892
Extraordinary gains, net$04
Net income$1,171,0001,892
Minority interest net income$048
Net income of bank and minority interests.$1,171,0001,892
Net charge-offs$1,0001,904
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,159,9401,926
2022-12-31 (YTD Data)Rank
Total interest income$36,526,000968
Total interest expense$5,239,000761
Net interest income$31,287,000991
Provision for loan and lease losses$03,012
Total noninterest income$2,352,0001,885
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$104,0003,408
Trading account gains and feesNANA
Additional Noninterest Income$2,248,0001,518
Total noninterest expense$23,143,0001,055
Salaries and employee benefits$9,680,0001,349
Premises and equipment expense$2,159,0001,127
Additional noninterest expense$2,248,0001,518
Pre-tax net operating income$10,496,0001,238
Securities gains (losses)$-115,0003,946
Applicable income taxes$2,138,0001,030
Income before extraordinary items$8,243,0001,278
Extraordinary gains, net$05
Net income$8,243,0001,276
Minority interest net income$063
Net income of bank and minority interests.$8,243,0001,278
Net charge-offs$938,000435
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,333,8501,285
2022-09-30 (YTD Data)Rank
Total interest income$26,176,000961
Total interest expense$3,060,000725
Net interest income$23,116,000986
Provision for loan and lease losses$02,835
Total noninterest income$1,483,0002,086
Gross Fiduciary activities income$0968
Service charges on deposit accounts$76,0003,457
Trading account gains and feesNANA
Additional Noninterest Income$1,407,0001,708
Total noninterest expense$17,301,0001,053
Salaries and employee benefits$7,098,0001,369
Premises and equipment expense$1,478,0001,227
Additional noninterest expense$1,407,0001,708
Pre-tax net operating income$7,298,0001,290
Securities gains (losses)$117,000145
Applicable income taxes$1,458,0001,092
Income before extraordinary items$5,957,0001,297
Extraordinary gains, net$04
Net income$5,957,0001,296
Minority interest net income$057
Net income of bank and minority interests.$5,957,0001,297
Net charge-offs$947,000311
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,863,4001,338
2022-06-30 (YTD Data)Rank
Total interest income$16,861,000961
Total interest expense$1,996,000587
Net interest income$14,865,000994
Provision for loan and lease losses$02,599
Total noninterest income$1,011,0002,055
Gross Fiduciary activities income$0925
Service charges on deposit accounts$49,0003,520
Trading account gains and feesNANA
Additional Noninterest Income$962,0001,712
Total noninterest expense$12,116,0001,015
Salaries and employee benefits$4,697,0001,371
Premises and equipment expense$991,0001,212
Additional noninterest expense$6,428,000620
Pre-tax net operating income$3,760,0001,476
Securities gains (losses)$32,000263
Applicable income taxes$824,0001,145
Income before extraordinary items$2,968,0001,530
Extraordinary gains, net$04
Net income$2,968,0001,529
Minority interest net income$060
Net income of bank and minority interests.$2,968,0001,530
Net charge-offs$728,000276
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,942,7201,575
2022-03-31 (YTD Data)Rank
Total interest income$8,303,000948
Total interest expense$1,021,000545
Net interest income$7,282,000987
Provision for loan and lease losses$02,285
Total noninterest income$516,0002,037
Gross Fiduciary activities income$0892
Service charges on deposit accounts$25,0003,486
Trading account gains and feesNANA
Additional Noninterest Income$491,0001,689
Total noninterest expense$6,751,000920
Salaries and employee benefits$2,348,0001,376
Premises and equipment expense$498,0001,225
Additional noninterest expense$3,905,000526
Pre-tax net operating income$1,047,0002,045
Securities gains (losses)$46,000212
Applicable income taxes$246,0001,459
Income before extraordinary items$847,0002,119
Extraordinary gains, net$04
Net income$847,0002,119
Minority interest net income$050
Net income of bank and minority interests.$847,0002,119
Net charge-offs$737,000187
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$810,6602,195
2021-12-31 (YTD Data)Rank
Total interest income$36,642,000902
Total interest expense$7,244,000382
Net interest income$29,398,000992
Provision for loan and lease losses$10,626,00052
Total noninterest income$2,809,0001,877
Gross Fiduciary activities income$0994
Service charges on deposit accounts$82,0003,634
Trading account gains and feesNANA
Additional Noninterest Income$2,727,0001,580
Total noninterest expense$20,703,0001,134
Salaries and employee benefits$9,165,0001,393
Premises and equipment expense$1,956,0001,235
Additional noninterest expense$9,582,000812
Pre-tax net operating income$878,0003,924
Securities gains (losses)$434,000400
Applicable income taxes$158,0002,828
Income before extraordinary items$1,154,0003,619
Extraordinary gains, net$010
Net income$1,154,0003,619
Minority interest net income$074
Net income of bank and minority interests.$1,154,0003,619
Net charge-offs$13,624,00091
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$772,0803,921
2021-09-30 (YTD Data)Rank
Total interest income$28,165,000896
Total interest expense$5,950,000371
Net interest income$22,215,000999
Provision for loan and lease losses$10,626,00038
Total noninterest income$2,092,0001,930
Gross Fiduciary activities income$0957
Service charges on deposit accounts$58,0003,717
Trading account gains and feesNANA
Additional Noninterest Income$2,034,0001,650
Total noninterest expense$15,611,0001,142
Salaries and employee benefits$6,871,0001,394
Premises and equipment expense$1,493,0001,236
Additional noninterest expense$7,247,000799
Pre-tax net operating income$-1,930,0004,901
Securities gains (losses)$429,000368
Applicable income taxes$-534,0004,899
Income before extraordinary items$-967,0004,876
Extraordinary gains, net$08
Net income$-967,0004,876
Minority interest net income$069
Net income of bank and minority interests.$-967,0004,876
Net charge-offs$12,189,00085
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$-1,305,9104,885
2021-06-30 (YTD Data)Rank
Total interest income$18,957,000881
Total interest expense$4,284,000359
Net interest income$14,673,000989
Provision for loan and lease losses$02,862
Total noninterest income$1,521,0001,790
Gross Fiduciary activities income$0951
Service charges on deposit accounts$35,0003,802
Trading account gains and feesNANA
Additional Noninterest Income$1,486,0001,522
Total noninterest expense$10,665,0001,112
Salaries and employee benefits$4,533,0001,403
Premises and equipment expense$1,005,0001,212
Additional noninterest expense$5,127,000748
Pre-tax net operating income$5,529,0001,229
Securities gains (losses)$427,000305
Applicable income taxes$1,397,000931
Income before extraordinary items$4,559,0001,274
Extraordinary gains, net$06
Net income$4,559,0001,274
Minority interest net income$067
Net income of bank and minority interests.$4,559,0001,274
Net charge-offs$1,435,000222
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,221,6701,312
2021-03-31 (YTD Data)Rank
Total interest income$9,538,000868
Total interest expense$2,364,000345
Net interest income$7,174,000991
Provision for loan and lease losses$02,741
Total noninterest income$884,0001,649
Gross Fiduciary activities income$0922
Service charges on deposit accounts$16,0003,875
Trading account gains and feesNANA
Additional Noninterest Income$868,0001,395
Total noninterest expense$4,943,0001,151
Salaries and employee benefits$2,274,0001,395
Premises and equipment expense$514,0001,196
Additional noninterest expense$2,155,000849
Pre-tax net operating income$3,115,0001,113
Securities gains (losses)$277,000279
Applicable income taxes$797,000851
Income before extraordinary items$2,595,0001,167
Extraordinary gains, net$03
Net income$2,595,0001,167
Minority interest net income$055
Net income of bank and minority interests.$2,595,0001,167
Net charge-offs$434,000285
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,376,1701,201
2020-12-31 (YTD Data)Rank
Total interest income$43,109,000776
Total interest expense$14,185,000366
Net interest income$28,924,000939
Provision for loan and lease losses$4,510,000611
Total noninterest income$2,524,0001,881
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$54,0004,099
Trading account gains and feesNANA
Additional Noninterest Income$2,470,0001,600
Total noninterest expense$18,257,0001,191
Salaries and employee benefits$9,037,0001,364
Premises and equipment expense$2,052,0001,154
Additional noninterest expense$7,168,000970
Pre-tax net operating income$8,681,0001,181
Securities gains (losses)$687,000491
Applicable income taxes$2,286,000858
Income before extraordinary items$7,082,0001,252
Extraordinary gains, net$04
Net income$7,082,0001,253
Minority interest net income$072
Net income of bank and minority interests.$7,082,0001,253
Net charge-offs$2,797,000329
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,539,2701,288
2020-09-30 (YTD Data)Rank
Total interest income$32,601,000773
Total interest expense$11,086,000378
Net interest income$21,515,000939
Provision for loan and lease losses$1,060,0001,306
Total noninterest income$1,641,0001,976
Gross Fiduciary activities income$0981
Service charges on deposit accounts$37,0004,204
Trading account gains and feesNANA
Additional Noninterest Income$1,604,0001,679
Total noninterest expense$13,538,0001,184
Salaries and employee benefits$6,764,0001,352
Premises and equipment expense$1,565,0001,130
Additional noninterest expense$5,209,000978
Pre-tax net operating income$8,558,000919
Securities gains (losses)$353,000623
Applicable income taxes$2,241,000667
Income before extraordinary items$6,670,0001,015
Extraordinary gains, net$04
Net income$6,670,0001,014
Minority interest net income$065
Net income of bank and minority interests.$6,670,0001,015
Net charge-offs$-53,0004,674
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,391,1301,027
2020-06-30 (YTD Data)Rank
Total interest income$22,036,000763
Total interest expense$7,877,000391
Net interest income$14,159,000956
Provision for loan and lease losses$1,060,0001,046
Total noninterest income$1,135,0001,891
Gross Fiduciary activities income$0970
Service charges on deposit accounts$27,0004,162
Trading account gains and feesNANA
Additional Noninterest Income$1,108,0001,570
Total noninterest expense$9,093,0001,162
Salaries and employee benefits$4,551,0001,338
Premises and equipment expense$1,058,0001,111
Additional noninterest expense$3,484,000976
Pre-tax net operating income$5,141,000931
Securities gains (losses)$181,000741
Applicable income taxes$1,245,000708
Income before extraordinary items$4,077,0001,022
Extraordinary gains, net$04
Net income$4,077,0001,021
Minority interest net income$065
Net income of bank and minority interests.$4,077,0001,022
Net charge-offs$-45,0004,723
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,934,0101,032
2020-03-31 (YTD Data)Rank
Total interest income$11,584,000728
Total interest expense$4,423,000404
Net interest income$7,161,000943
Provision for loan and lease losses$625,000778
Total noninterest income$777,0001,493
Gross Fiduciary activities income$0941
Service charges on deposit accounts$22,0003,933
Trading account gains and feesNANA
Additional Noninterest Income$755,0001,180
Total noninterest expense$4,536,0001,183
Salaries and employee benefits$2,271,0001,352
Premises and equipment expense$535,0001,119
Additional noninterest expense$1,730,000995
Pre-tax net operating income$2,777,000796
Securities gains (losses)$180,000410
Applicable income taxes$689,000589
Income before extraordinary items$2,268,000839
Extraordinary gains, net$04
Net income$2,268,000839
Minority interest net income$056
Net income of bank and minority interests.$2,268,000839
Net charge-offs$31,0001,419
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,125,800874
2019-12-31 (YTD Data)Rank
Total interest income$48,562,000715
Total interest expense$18,056,000420
Net interest income$30,506,000893
Provision for loan and lease losses$926,000952
Total noninterest income$1,672,0002,173
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$100,0003,928
Trading account gains and feesNANA
Additional Noninterest Income$1,572,0001,756
Total noninterest expense$17,072,0001,219
Salaries and employee benefits$8,657,0001,369
Premises and equipment expense$2,068,0001,137
Additional noninterest expense$6,347,0001,045
Pre-tax net operating income$14,180,000782
Securities gains (losses)$28,0001,502
Applicable income taxes$2,825,000720
Income before extraordinary items$11,383,000842
Extraordinary gains, net$011
Net income$11,383,000843
Minority interest net income$076
Net income of bank and minority interests.$11,383,000843
Net charge-offs$73,0002,405
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$11,360,600820
2019-09-30 (YTD Data)Rank
Total interest income$36,743,000708
Total interest expense$13,516,000429
Net interest income$23,227,000878
Provision for loan and lease losses$926,000720
Total noninterest income$1,256,0002,168
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$76,0003,974
Trading account gains and feesNANA
Additional Noninterest Income$1,180,0001,749
Total noninterest expense$12,761,0001,231
Salaries and employee benefits$6,533,0001,359
Premises and equipment expense$1,540,0001,150
Additional noninterest expense$4,688,0001,053
Pre-tax net operating income$10,796,000794
Securities gains (losses)$28,0001,300
Applicable income taxes$2,296,000712
Income before extraordinary items$8,528,000855
Extraordinary gains, net$011
Net income$8,528,000856
Minority interest net income$072
Net income of bank and minority interests.$8,528,000856
Net charge-offs$78,0001,925
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$8,505,880839
2019-06-30 (YTD Data)Rank
Total interest income$24,057,000719
Total interest expense$8,615,000443
Net interest income$15,442,000878
Provision for loan and lease losses$926,000520
Total noninterest income$757,0002,255
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$52,0003,964
Trading account gains and fees$0131
Additional Noninterest Income$705,0001,833
Total noninterest expense$8,462,0001,242
Salaries and employee benefits$4,438,0001,325
Premises and equipment expense$1,020,0001,160
Additional noninterest expense$3,004,0001,087
Pre-tax net operating income$6,811,000808
Securities gains (losses)$27,000937
Applicable income taxes$1,348,000742
Income before extraordinary items$5,490,000860
Extraordinary gains, net$011
Net income$5,490,000860
Minority interest net income$069
Net income of bank and minority interests.$5,490,000860
Net charge-offs$67,0001,636
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,468,400840
2019-03-31 (YTD Data)Rank
Total interest income$11,601,000735
Total interest expense$3,986,000457
Net interest income$7,615,000890
Provision for loan and lease losses$870,000317
Total noninterest income$377,0002,240
Gross Fiduciary activities income$0972
Service charges on deposit accounts$26,0003,980
Trading account gains and fees$0126
Additional Noninterest Income$351,0001,800
Total noninterest expense$4,194,0001,244
Salaries and employee benefits$2,214,0001,340
Premises and equipment expense$513,0001,165
Additional noninterest expense$1,467,0001,094
Pre-tax net operating income$2,928,000887
Securities gains (losses)$01,087
Applicable income taxes$527,000872
Income before extraordinary items$2,401,000938
Extraordinary gains, net$05
Net income$2,401,000936
Minority interest net income$052
Net income of bank and minority interests.$2,401,000937
Net charge-offs$101,000884
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,401,000919
2018-12-31 (YTD Data)Rank
Total interest income$41,431,000764
Total interest expense$12,332,000444
Net interest income$29,099,000916
Provision for loan and lease losses$2,407,000436
Total noninterest income$2,470,0001,768
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$112,0004,027
Trading account gains and fees$0126
Additional Noninterest Income$2,358,0001,344
Total noninterest expense$16,773,0001,221
Salaries and employee benefits$8,210,0001,387
Premises and equipment expense$2,004,0001,171
Additional noninterest expense$6,559,0001,016
Pre-tax net operating income$12,389,000878
Securities gains (losses)$01,125
Applicable income taxes$2,073,000856
Income before extraordinary items$10,316,000887
Extraordinary gains, net$06
Net income$10,316,000886
Minority interest net income$072
Net income of bank and minority interests.$10,316,000886
Net charge-offs$1,597,000416
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$10,316,000884
2018-09-30 (YTD Data)Rank
Total interest income$30,519,000762
Total interest expense$8,738,000439
Net interest income$21,781,000912
Provision for loan and lease losses$954,000664
Total noninterest income$1,391,0002,086
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$80,0004,122
Trading account gains and fees$0138
Additional Noninterest Income$1,311,0001,648
Total noninterest expense$12,857,0001,199
Salaries and employee benefits$6,202,0001,378
Premises and equipment expense$1,531,0001,149
Additional noninterest expense$5,124,000974
Pre-tax net operating income$9,361,000875
Securities gains (losses)$01,118
Applicable income taxes$1,428,000925
Income before extraordinary items$7,933,000869
Extraordinary gains, net$05
Net income$7,933,000867
Minority interest net income$066
Net income of bank and minority interests.$7,933,000868
Net charge-offs$370,000867
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,933,000862
2018-06-30 (YTD Data)Rank
Total interest income$19,903,000766
Total interest expense$5,610,000427
Net interest income$14,293,000915
Provision for loan and lease losses$829,000546
Total noninterest income$1,035,0001,977
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$53,0004,149
Trading account gains and fees$0130
Additional Noninterest Income$982,0001,535
Total noninterest expense$8,585,0001,202
Salaries and employee benefits$4,026,0001,419
Premises and equipment expense$1,033,0001,143
Additional noninterest expense$3,526,000933
Pre-tax net operating income$5,914,000907
Securities gains (losses)$0961
Applicable income taxes$980,000887
Income before extraordinary items$4,934,000923
Extraordinary gains, net$06
Net income$4,934,000921
Minority interest net income$065
Net income of bank and minority interests.$4,934,000922
Net charge-offs$242,000838
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,934,000914
2018-03-31 (YTD Data)Rank
Total interest income$9,704,000776
Total interest expense$2,748,000412
Net interest income$6,956,000931
Provision for loan and lease losses$240,000830
Total noninterest income$382,0002,319
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$26,0004,184
Trading account gains and fees$0123
Additional Noninterest Income$356,0001,829
Total noninterest expense$3,953,0001,285
Salaries and employee benefits$2,000,0001,435
Premises and equipment expense$519,0001,155
Additional noninterest expense$1,434,0001,112
Pre-tax net operating income$3,145,000832
Securities gains (losses)$0735
Applicable income taxes$803,000622
Income before extraordinary items$2,342,000933
Extraordinary gains, net$07
Net income$2,342,000933
Minority interest net income$052
Net income of bank and minority interests.$2,342,000933
Net charge-offs$212,000560
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,342,000926
2017-12-31 (YTD Data)Rank
Total interest income$36,188,000782
Total interest expense$9,356,000395
Net interest income$26,832,000938
Provision for loan and lease losses$2,131,000492
Total noninterest income$2,899,0001,630
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$111,0004,227
Trading account gains and fees$0151
Additional Noninterest Income$2,788,0001,225
Total noninterest expense$15,473,0001,280
Salaries and employee benefits$7,392,0001,502
Premises and equipment expense$1,914,0001,214
Additional noninterest expense$6,167,0001,048
Pre-tax net operating income$12,127,000849
Securities gains (losses)$463,000238
Applicable income taxes$5,971,000591
Income before extraordinary items$6,619,0001,071
Extraordinary gains, net$09
Net income$6,619,0001,071
Minority interest net income$076
Net income of bank and minority interests.$6,619,0001,071
Net charge-offs$-129,0005,360
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,322,6801,104
2017-09-30 (YTD Data)Rank
Total interest income$26,677,000798
Total interest expense$6,619,000401
Net interest income$20,058,000939
Provision for loan and lease losses$2,131,000376
Total noninterest income$1,254,0002,286
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$82,0004,276
Trading account gains and fees$0145
Additional Noninterest Income$1,172,0001,787
Total noninterest expense$11,179,0001,325
Salaries and employee benefits$5,402,0001,552
Premises and equipment expense$1,418,0001,238
Additional noninterest expense$4,359,0001,109
Pre-tax net operating income$8,002,000962
Securities gains (losses)$463,000219
Applicable income taxes$2,028,000904
Income before extraordinary items$6,437,000917
Extraordinary gains, net$09
Net income$6,437,000918
Minority interest net income$071
Net income of bank and minority interests.$6,437,000917
Net charge-offs$-97,0005,338
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,085,120962
2017-06-30 (YTD Data)Rank
Total interest income$17,149,000825
Total interest expense$4,195,000405
Net interest income$12,954,000967
Provision for loan and lease losses$1,642,000332
Total noninterest income$818,0002,326
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$52,0004,349
Trading account gains and fees$0139
Additional Noninterest Income$766,0001,829
Total noninterest expense$7,503,0001,321
Salaries and employee benefits$3,676,0001,525
Premises and equipment expense$940,0001,257
Additional noninterest expense$2,887,0001,121
Pre-tax net operating income$4,627,0001,051
Securities gains (losses)$432,000171
Applicable income taxes$1,023,0001,086
Income before extraordinary items$4,036,000959
Extraordinary gains, net$011
Net income$4,036,000960
Minority interest net income$071
Net income of bank and minority interests.$4,036,000959
Net charge-offs$-98,0005,439
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,690,4001,042
2017-03-31 (YTD Data)Rank
Total interest income$8,175,000860
Total interest expense$1,984,000415
Net interest income$6,191,0001,008
Provision for loan and lease losses$997,000278
Total noninterest income$430,0002,230
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$25,0004,396
Trading account gains and fees$0142
Additional Noninterest Income$405,0001,742
Total noninterest expense$3,679,0001,364
Salaries and employee benefits$1,804,0001,560
Premises and equipment expense$459,0001,287
Additional noninterest expense$1,416,0001,128
Pre-tax net operating income$1,945,0001,197
Securities gains (losses)$58,000317
Applicable income taxes$433,0001,184
Income before extraordinary items$1,570,0001,178
Extraordinary gains, net$08
Net income$1,570,0001,177
Minority interest net income$055
Net income of bank and minority interests.$1,570,0001,178
Net charge-offs$-7,0004,847
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,524,7601,183
2016-12-31 (YTD Data)Rank
Total interest income$26,654,0001,018
Total interest expense$7,207,000418
Net interest income$19,447,0001,209
Provision for loan and lease losses$1,607,000618
Total noninterest income$1,620,0002,387
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$118,0004,318
Trading account gains and fees$0170
Additional Noninterest Income$1,502,0001,882
Total noninterest expense$13,705,0001,435
Salaries and employee benefits$6,504,0001,664
Premises and equipment expense$1,676,0001,373
Additional noninterest expense$5,525,0001,162
Pre-tax net operating income$5,755,0001,443
Securities gains (losses)$434,000492
Applicable income taxes$-5,777,0005,895
Income before extraordinary items$11,966,000652
Extraordinary gains, net$05
Net income$11,966,000651
Minority interest net income$082
Net income of bank and minority interests.$11,966,000651
Net charge-offs$6,0003,984
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$11,532,000664
2016-09-30 (YTD Data)Rank
Total interest income$19,549,0001,035
Total interest expense$5,320,000418
Net interest income$14,229,0001,234
Provision for loan and lease losses$947,000715
Total noninterest income$1,223,0002,378
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$92,0004,296
Trading account gains and fees$0169
Additional Noninterest Income$1,131,0001,890
Total noninterest expense$10,236,0001,440
Salaries and employee benefits$4,791,0001,686
Premises and equipment expense$1,237,0001,385
Additional noninterest expense$4,208,0001,164
Pre-tax net operating income$4,269,0001,475
Securities gains (losses)$434,000448
Applicable income taxes$-6,077,0005,969
Income before extraordinary items$10,780,000546
Extraordinary gains, net$05
Net income$10,780,000544
Minority interest net income$071
Net income of bank and minority interests.$10,780,000546
Net charge-offs$89,0002,162
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$10,346,000547
2016-06-30 (YTD Data)Rank
Total interest income$12,733,0001,057
Total interest expense$3,504,000417
Net interest income$9,229,0001,266
Provision for loan and lease losses$847,000581
Total noninterest income$831,0002,339
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$61,0004,321
Trading account gains and fees$0157
Additional Noninterest Income$770,0001,832
Total noninterest expense$6,612,0001,492
Salaries and employee benefits$3,123,0001,717
Premises and equipment expense$821,0001,405
Additional noninterest expense$2,668,0001,204
Pre-tax net operating income$2,601,0001,579
Securities gains (losses)$290,000438
Applicable income taxes$04,338
Income before extraordinary items$2,891,0001,235
Extraordinary gains, net$016
Net income$2,891,0001,235
Minority interest net income$071
Net income of bank and minority interests.$2,891,0001,235
Net charge-offs$80,0001,820
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,601,0001,313
2016-03-31 (YTD Data)Rank
Total interest income$6,203,0001,085
Total interest expense$1,732,000420
Net interest income$4,471,0001,301
Provision for loan and lease losses$375,000570
Total noninterest income$445,0002,227
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$30,0004,339
Trading account gains and fees$0142
Additional Noninterest Income$415,0001,699
Total noninterest expense$3,335,0001,467
Salaries and employee benefits$1,523,0001,767
Premises and equipment expense$406,0001,417
Additional noninterest expense$1,406,0001,147
Pre-tax net operating income$1,206,0001,659
Securities gains (losses)$61,000737
Applicable income taxes$04,259
Income before extraordinary items$1,267,0001,355
Extraordinary gains, net$012
Net income$1,267,0001,356
Minority interest net income$062
Net income of bank and minority interests.$1,267,0001,356
Net charge-offs$14,0002,180
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,206,0001,369
2015-12-31 (YTD Data)Rank
Total interest income$21,244,0001,205
Total interest expense$5,565,000495
Net interest income$15,679,0001,414
Provision for loan and lease losses$04,380
Total noninterest income$1,854,0002,210
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$126,0004,398
Trading account gains and fees$0159
Additional Noninterest Income$1,728,0001,688
Total noninterest expense$13,349,0001,467
Salaries and employee benefits$5,768,0001,806
Premises and equipment expense$1,480,0001,554
Additional noninterest expense$6,101,0001,073
Pre-tax net operating income$4,184,0001,803
Securities gains (losses)$621,000297
Applicable income taxes$04,402
Income before extraordinary items$4,805,0001,392
Extraordinary gains, net$023
Net income$4,805,0001,391
Minority interest net income$081
Net income of bank and minority interests.$4,805,0001,392
Net charge-offs$24,0003,676
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,184,0001,520
2015-09-30 (YTD Data)Rank
Total interest income$15,578,0001,235
Total interest expense$4,066,000516
Net interest income$11,512,0001,449
Provision for loan and lease losses$04,232
Total noninterest income$1,463,0002,158
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$94,0004,446
Trading account gains and fees$0153
Additional Noninterest Income$1,369,0001,648
Total noninterest expense$10,007,0001,463
Salaries and employee benefits$4,270,0001,839
Premises and equipment expense$1,107,0001,564
Additional noninterest expense$4,630,0001,061
Pre-tax net operating income$2,968,0001,917
Securities gains (losses)$490,000316
Applicable income taxes$04,489
Income before extraordinary items$3,458,0001,461
Extraordinary gains, net$021
Net income$3,458,0001,462
Minority interest net income$078
Net income of bank and minority interests.$3,458,0001,462
Net charge-offs$-67,0005,706
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,968,0001,601
2015-06-30 (YTD Data)Rank
Total interest income$10,256,0001,246
Total interest expense$2,677,000518
Net interest income$7,579,0001,477
Provision for loan and lease losses$04,069
Total noninterest income$947,0002,212
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$63,0004,436
Trading account gains and fees$0157
Additional Noninterest Income$884,0001,683
Total noninterest expense$6,663,0001,467
Salaries and employee benefits$2,883,0001,823
Premises and equipment expense$749,0001,562
Additional noninterest expense$3,031,0001,080
Pre-tax net operating income$1,863,0001,995
Securities gains (losses)$411,000296
Applicable income taxes$04,497
Income before extraordinary items$2,274,0001,460
Extraordinary gains, net$022
Net income$2,274,0001,459
Minority interest net income$075
Net income of bank and minority interests.$2,274,0001,461
Net charge-offs$26,0002,782
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,863,0001,661
2015-03-31 (YTD Data)Rank
Total interest income$5,140,0001,240
Total interest expense$1,353,000515
Net interest income$3,787,0001,472
Provision for loan and lease losses$03,703
Total noninterest income$491,0002,128
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$32,0004,403
Trading account gains and fees$0152
Additional Noninterest Income$459,0001,605
Total noninterest expense$3,491,0001,406
Salaries and employee benefits$1,550,0001,719
Premises and equipment expense$401,0001,489
Additional noninterest expense$1,540,0001,050
Pre-tax net operating income$787,0002,241
Securities gains (losses)$266,000286
Applicable income taxes$04,400
Income before extraordinary items$1,053,0001,518
Extraordinary gains, net$013
Net income$1,053,0001,519
Minority interest net income$064
Net income of bank and minority interests.$1,053,0001,520
Net charge-offs$-12,0005,499
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$787,0001,892
2014-12-31 (YTD Data)Rank
Total interest income$19,666,0001,287
Total interest expense$5,092,000559
Net interest income$14,574,0001,514
Provision for loan and lease losses$273,0002,107
Total noninterest income$2,107,0002,026
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$137,0004,527
Trading account gains and fees$0180
Additional Noninterest Income$1,970,0001,479
Total noninterest expense$15,800,0001,260
Salaries and employee benefits$7,499,0001,402
Premises and equipment expense$1,743,0001,362
Additional noninterest expense$6,558,000999
Pre-tax net operating income$608,0004,826
Securities gains (losses)$94,0001,297
Applicable income taxes$21,0004,005
Income before extraordinary items$681,0004,527
Extraordinary gains, net$017
Net income$681,0004,527
Minority interest net income$084
Net income of bank and minority interests.$681,0004,528
Net charge-offs$518,0001,430
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$589,8204,677
2014-09-30 (YTD Data)Rank
Total interest income$14,884,0001,278
Total interest expense$3,816,000567
Net interest income$11,068,0001,502
Provision for loan and lease losses$183,0002,166
Total noninterest income$1,802,0001,857
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$104,0004,567
Trading account gains and fees$0174
Additional Noninterest Income$1,698,0001,343
Total noninterest expense$12,347,0001,223
Salaries and employee benefits$5,771,0001,374
Premises and equipment expense$1,575,0001,146
Additional noninterest expense$5,001,000973
Pre-tax net operating income$340,0005,212
Securities gains (losses)$69,0001,240
Applicable income taxes$21,0003,980
Income before extraordinary items$388,0004,959
Extraordinary gains, net$015
Net income$388,0004,958
Minority interest net income$081
Net income of bank and minority interests.$388,0004,960
Net charge-offs$439,0001,275
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$322,4505,119
2014-06-30 (YTD Data)Rank
Total interest income$10,090,0001,248
Total interest expense$2,575,000570
Net interest income$7,515,0001,467
Provision for loan and lease losses$04,196
Total noninterest income$1,276,0001,747
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$71,0004,525
Trading account gains and fees$0172
Additional Noninterest Income$1,205,0001,281
Total noninterest expense$8,814,0001,149
Salaries and employee benefits$4,067,0001,309
Premises and equipment expense$1,160,0001,051
Additional noninterest expense$3,587,000902
Pre-tax net operating income$-23,0006,233
Securities gains (losses)$69,000990
Applicable income taxes$04,568
Income before extraordinary items$46,0006,015
Extraordinary gains, net$020
Net income$46,0006,016
Minority interest net income$080
Net income of bank and minority interests.$46,0006,017
Net charge-offs$-13,0005,748
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-23,0006,237
2014-03-31 (YTD Data)Rank
Total interest income$5,039,0001,260
Total interest expense$1,287,000582
Net interest income$3,752,0001,460
Provision for loan and lease losses$03,817
Total noninterest income$513,0001,995
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$35,0004,530
Trading account gains and fees$0147
Additional Noninterest Income$478,0001,463
Total noninterest expense$4,683,0001,093
Salaries and employee benefits$2,072,0001,309
Premises and equipment expense$589,0001,060
Additional noninterest expense$2,022,000796
Pre-tax net operating income$-418,0006,614
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$-418,0006,616
Extraordinary gains, net$016
Net income$-418,0006,616
Minority interest net income$066
Net income of bank and minority interests.$-418,0006,616
Net charge-offs$-2,0005,011
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-418,0006,615
2013-12-31 (YTD Data)Rank
Total interest income$21,403,0001,199
Total interest expense$6,431,000489
Net interest income$14,972,0001,456
Provision for loan and lease losses$10,915,000150
Total noninterest income$2,132,0002,068
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$158,0004,495
Trading account gains and fees$0184
Additional Noninterest Income$1,974,0001,527
Total noninterest expense$20,196,0001,008
Salaries and employee benefits$8,024,0001,327
Premises and equipment expense$2,061,0001,160
Additional noninterest expense$10,111,000690
Pre-tax net operating income$-14,007,0006,801
Securities gains (losses)$466,000478
Applicable income taxes$6,015,000408
Income before extraordinary items$-19,556,0006,800
Extraordinary gains, net$029
Net income$-19,556,0006,800
Minority interest net income$090
Net income of bank and minority interests.$-19,556,0006,800
Net charge-offs$13,642,000146
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-20,022,0006,799
2013-09-30 (YTD Data)Rank
Total interest income$16,273,0001,184
Total interest expense$5,076,000476
Net interest income$11,197,0001,461
Provision for loan and lease losses$10,836,000118
Total noninterest income$1,559,0002,151
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$117,0004,548
Trading account gains and fees$0180
Additional Noninterest Income$1,442,0001,600
Total noninterest expense$15,926,000956
Salaries and employee benefits$5,957,0001,338
Premises and equipment expense$1,545,0001,167
Additional noninterest expense$8,424,000619
Pre-tax net operating income$-14,006,0006,888
Securities gains (losses)$453,000448
Applicable income taxes$6,015,000328
Income before extraordinary items$-19,568,0006,883
Extraordinary gains, net$025
Net income$-19,568,0006,883
Minority interest net income$084
Net income of bank and minority interests.$-19,568,0006,883
Net charge-offs$13,318,000115
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-20,021,0006,882
2013-06-30 (YTD Data)Rank
Total interest income$10,948,0001,170
Total interest expense$3,516,000470
Net interest income$7,432,0001,443
Provision for loan and lease losses$855,000761
Total noninterest income$743,0002,668
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$76,0004,585
Trading account gains and fees$0157
Additional Noninterest Income$667,0002,089
Total noninterest expense$9,170,0001,111
Salaries and employee benefits$3,847,0001,371
Premises and equipment expense$1,045,0001,142
Additional noninterest expense$4,278,000790
Pre-tax net operating income$-1,850,0006,865
Securities gains (losses)$476,000386
Applicable income taxes$-613,0006,880
Income before extraordinary items$-761,0006,774
Extraordinary gains, net$022
Net income$-761,0006,776
Minority interest net income$082
Net income of bank and minority interests.$-761,0006,775
Net charge-offs$2,367,000392
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-1,065,6406,807
2013-03-31 (YTD Data)Rank
Total interest income$5,445,0001,184
Total interest expense$1,864,000451
Net interest income$3,581,0001,509
Provision for loan and lease losses$1,045,000378
Total noninterest income$504,0002,219
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$37,0004,624
Trading account gains and fees$0148
Additional Noninterest Income$467,0001,649
Total noninterest expense$4,652,0001,113
Salaries and employee benefits$1,947,0001,369
Premises and equipment expense$529,0001,151
Additional noninterest expense$2,176,000789
Pre-tax net operating income$-1,612,0006,966
Securities gains (losses)$183,000490
Applicable income taxes$-557,0006,991
Income before extraordinary items$-872,0006,933
Extraordinary gains, net$010
Net income$-872,0006,934
Minority interest net income$076
Net income of bank and minority interests.$-872,0006,934
Net charge-offs$2,315,000230
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-989,1206,932
2012-12-31 (YTD Data)Rank
Total interest income$24,853,0001,078
Total interest expense$8,183,000510
Net interest income$16,670,0001,309
Provision for loan and lease losses$1,510,0001,317
Total noninterest income$3,254,0001,556
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$167,0004,595
Trading account gains and fees$0166
Additional Noninterest Income$3,087,0001,134
Total noninterest expense$17,441,0001,157
Salaries and employee benefits$7,000,0001,458
Premises and equipment expense$2,062,0001,147
Additional noninterest expense$8,379,000838
Pre-tax net operating income$973,0004,051
Securities gains (losses)$323,0001,304
Applicable income taxes$-96,0006,695
Income before extraordinary items$1,392,0003,265
Extraordinary gains, net$029
Net income$1,392,0003,266
Minority interest net income$093
Net income of bank and minority interests.$1,392,0003,265
Net charge-offs$2,953,000856
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$25,000,00014
Net operating income$1,069,0003,603
2012-09-30 (YTD Data)Rank
Total interest income$18,903,0001,076
Total interest expense$6,208,000533
Net interest income$12,695,0001,308
Provision for loan and lease losses$1,110,0001,324
Total noninterest income$1,799,0001,925
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$126,0004,637
Trading account gains and fees$0157
Additional Noninterest Income$1,673,0001,424
Total noninterest expense$12,976,0001,160
Salaries and employee benefits$5,150,0001,478
Premises and equipment expense$1,580,0001,128
Additional noninterest expense$6,246,000841
Pre-tax net operating income$408,0004,969
Securities gains (losses)$296,0001,133
Applicable income taxes$41,0003,878
Income before extraordinary items$663,0004,195
Extraordinary gains, net$020
Net income$663,0004,195
Minority interest net income$086
Net income of bank and minority interests.$663,0004,195
Net charge-offs$2,543,000767
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$384,7604,854
2012-06-30 (YTD Data)Rank
Total interest income$12,796,0001,069
Total interest expense$4,190,000552
Net interest income$8,606,0001,289
Provision for loan and lease losses$660,0001,471
Total noninterest income$1,196,0001,916
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$83,0004,665
Trading account gains and fees$0153
Additional Noninterest Income$1,113,0001,413
Total noninterest expense$8,848,0001,124
Salaries and employee benefits$3,412,0001,488
Premises and equipment expense$1,060,0001,127
Additional noninterest expense$4,376,000799
Pre-tax net operating income$294,0004,859
Securities gains (losses)$208,0001,075
Applicable income taxes$43,0003,636
Income before extraordinary items$459,0004,128
Extraordinary gains, net$019
Net income$459,0004,132
Minority interest net income$084
Net income of bank and minority interests.$459,0004,132
Net charge-offs$1,692,000778
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$269,7204,768
2012-03-31 (YTD Data)Rank
Total interest income$6,475,0001,056
Total interest expense$2,145,000556
Net interest income$4,330,0001,285
Provision for loan and lease losses$325,0001,413
Total noninterest income$730,0001,637
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$44,0004,536
Trading account gains and fees$0148
Additional Noninterest Income$686,0001,196
Total noninterest expense$4,679,0001,062
Salaries and employee benefits$1,723,0001,486
Premises and equipment expense$540,0001,109
Additional noninterest expense$2,416,000717
Pre-tax net operating income$56,0005,867
Securities gains (losses)$168,000674
Applicable income taxes$20,0003,671
Income before extraordinary items$204,0004,341
Extraordinary gains, net$019
Net income$204,0004,343
Minority interest net income$078
Net income of bank and minority interests.$204,0004,344
Net charge-offs$1,264,000572
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$51,1205,826
2011-12-31 (YTD Data)Rank
Total interest income$28,812,000966
Total interest expense$9,690,000586
Net interest income$19,122,0001,170
Provision for loan and lease losses$10,192,000409
Total noninterest income$1,823,0002,157
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$222,0004,198
Trading account gains and fees$0146
Additional Noninterest Income$1,601,0001,576
Total noninterest expense$18,064,0001,089
Salaries and employee benefits$6,471,0001,524
Premises and equipment expense$2,121,0001,180
Additional noninterest expense$9,472,000756
Pre-tax net operating income$-7,311,0007,154
Securities gains (losses)$415,000909
Applicable income taxes$-2,760,0007,270
Income before extraordinary items$-4,136,0007,025
Extraordinary gains, net$029
Net income$-4,136,0007,026
Minority interest net income$096
Net income of bank and minority interests.$-4,136,0007,026
Net charge-offs$8,726,000533
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-4,401,6007,027
2011-09-30 (YTD Data)Rank
Total interest income$22,034,000963
Total interest expense$7,374,000609
Net interest income$14,660,0001,149
Provision for loan and lease losses$10,492,000308
Total noninterest income$-1,253,0007,370
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$91,0005,271
Trading account gains and fees$0145
Additional Noninterest Income$-1,344,0007,352
Total noninterest expense$11,540,0001,283
Salaries and employee benefits$4,941,0001,501
Premises and equipment expense$2,441,000774
Additional noninterest expense$4,158,0001,244
Pre-tax net operating income$-8,625,0007,319
Securities gains (losses)$03,555
Applicable income taxes$-3,292,0007,392
Income before extraordinary items$-5,333,0007,260
Extraordinary gains, net$021
Net income$-5,333,0007,258
Minority interest net income$087
Net income of bank and minority interests.$-5,333,0007,259
Net charge-offs$6,036,000545
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-5,333,0007,256
2011-06-30 (YTD Data)Rank
Total interest income$14,856,000965
Total interest expense$4,987,000628
Net interest income$9,869,0001,133
Provision for loan and lease losses$8,742,000264
Total noninterest income$-323,0007,383
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$58,0005,319
Trading account gains and fees$0153
Additional Noninterest Income$-381,0007,348
Total noninterest expense$7,751,0001,286
Salaries and employee benefits$3,311,0001,511
Premises and equipment expense$1,652,000769
Additional noninterest expense$2,788,0001,267
Pre-tax net operating income$-6,947,0007,410
Securities gains (losses)$02,914
Applicable income taxes$-2,679,0007,472
Income before extraordinary items$-4,268,0007,349
Extraordinary gains, net$015
Net income$-4,268,0007,349
Minority interest net income$089
Net income of bank and minority interests.$-4,268,0007,349
Net charge-offs$4,852,000478
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-4,268,0007,348
2011-03-31 (YTD Data)Rank
Total interest income$7,427,000972
Total interest expense$2,530,000642
Net interest income$4,897,0001,143
Provision for loan and lease losses$8,142,000162
Total noninterest income$-115,0007,433
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$58,0004,076
Trading account gains and fees$0158
Additional Noninterest Income$-173,0007,419
Total noninterest expense$3,909,0001,276
Salaries and employee benefits$1,657,0001,519
Premises and equipment expense$842,000772
Additional noninterest expense$1,410,0001,252
Pre-tax net operating income$-7,269,0007,528
Securities gains (losses)$01,772
Applicable income taxes$-2,544,0007,550
Income before extraordinary items$-4,725,0007,495
Extraordinary gains, net$09
Net income$-4,725,0007,495
Minority interest net income$086
Net income of bank and minority interests.$-4,725,0007,495
Net charge-offs$4,187,000312
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-4,725,0007,497
2010-12-31 (YTD Data)Rank
Total interest income$32,162,000953
Total interest expense$12,686,000625
Net interest income$19,476,0001,149
Provision for loan and lease losses$10,322,000642
Total noninterest income$-1,093,0007,551
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$-1,093,0007,500
Total noninterest expense$14,356,0001,390
Salaries and employee benefits$6,377,0001,543
Premises and equipment expense$3,251,000794
Additional noninterest expense$4,728,0001,519
Pre-tax net operating income$-6,295,0007,199
Securities gains (losses)$-13,0007,048
Applicable income taxes$-2,232,0007,474
Income before extraordinary items$-4,076,0007,105
Extraordinary gains, net$029
Net income$-4,076,0007,104
Minority interest net income$0111
Net income of bank and minority interests.$-4,076,0007,105
Net charge-offs$8,068,000711
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-4,067,5507,084
2010-09-30 (YTD Data)Rank
Total interest income$24,468,000956
Total interest expense$9,760,000631
Net interest income$14,708,0001,140
Provision for loan and lease losses$8,422,000578
Total noninterest income$-820,0007,677
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$-820,0007,634
Total noninterest expense$10,542,0001,413
Salaries and employee benefits$4,833,0001,529
Premises and equipment expense$2,431,000797
Additional noninterest expense$3,278,0001,618
Pre-tax net operating income$-5,076,0007,367
Securities gains (losses)$-13,0007,228
Applicable income taxes$-1,774,0007,586
Income before extraordinary items$-3,315,0007,302
Extraordinary gains, net$023
Net income$-3,315,0007,301
Minority interest net income$0110
Net income of bank and minority interests.$-3,315,0007,302
Net charge-offs$7,388,000600
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-3,306,5507,286
2010-06-30 (YTD Data)Rank
Total interest income$16,454,000955
Total interest expense$6,661,000642
Net interest income$9,793,0001,150
Provision for loan and lease losses$4,687,000664
Total noninterest income$43,0006,968
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$43,0005,756
Total noninterest expense$6,983,0001,419
Salaries and employee benefits$3,192,0001,547
Premises and equipment expense$1,671,000785
Additional noninterest expense$2,120,0001,657
Pre-tax net operating income$-1,834,0007,235
Securities gains (losses)$03,184
Applicable income taxes$-826,0007,579
Income before extraordinary items$-1,008,0007,100
Extraordinary gains, net$019
Net income$-1,008,0007,099
Minority interest net income$0105
Net income of bank and minority interests.$-1,008,0007,100
Net charge-offs$2,851,000866
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,008,0007,072
2010-03-31 (YTD Data)Rank
Total interest income$8,216,000977
Total interest expense$3,397,000669
Net interest income$4,819,0001,181
Provision for loan and lease losses$3,637,000484
Total noninterest income$105,0004,961
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$105,0003,412
Total noninterest expense$3,439,0001,461
Salaries and employee benefits$1,519,0001,646
Premises and equipment expense$867,000773
Additional noninterest expense$1,053,0001,665
Pre-tax net operating income$-2,152,0007,618
Securities gains (losses)$02,284
Applicable income taxes$-887,0007,782
Income before extraordinary items$-1,265,0007,530
Extraordinary gains, net$016
Net income$-1,265,0007,531
Minority interest net income$091
Net income of bank and minority interests.$-1,265,0007,531
Net charge-offs$2,537,000553
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-1,265,0007,528
2009-12-31 (YTD Data)Rank
Total interest income$34,456,000983
Total interest expense$17,910,000637
Net interest income$16,546,0001,343
Provision for loan and lease losses$2,637,0002,119
Total noninterest income$802,0003,763
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$802,0002,451
Total noninterest expense$14,554,0001,401
Salaries and employee benefits$6,805,0001,476
Premises and equipment expense$3,168,000856
Additional noninterest expense$4,581,0001,623
Pre-tax net operating income$157,0004,920
Securities gains (losses)$11,0003,232
Applicable income taxes$-178,0006,729
Income before extraordinary items$346,0004,332
Extraordinary gains, net$034
Net income$346,0004,332
Minority interest net income$0115
Net income of bank and minority interests.$346,0004,333
Net charge-offs$3,381,0001,493
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$335,0004,286
2009-09-30 (YTD Data)Rank
Total interest income$25,782,0001,000
Total interest expense$13,928,000650
Net interest income$11,854,0001,407
Provision for loan and lease losses$1,692,0002,092
Total noninterest income$666,0003,630
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$666,0002,362
Total noninterest expense$10,536,0001,456
Salaries and employee benefits$5,093,0001,490
Premises and equipment expense$2,322,000879
Additional noninterest expense$3,121,0001,719
Pre-tax net operating income$292,0004,558
Securities gains (losses)$10,0002,967
Applicable income taxes$-70,0006,872
Income before extraordinary items$372,0004,150
Extraordinary gains, net$027
Net income$372,0004,146
Minority interest net income$0118
Net income of bank and minority interests.$372,0004,149
Net charge-offs$774,0002,520
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$362,0004,102
2009-06-30 (YTD Data)Rank
Total interest income$17,070,0001,030
Total interest expense$9,449,000685
Net interest income$7,621,0001,466
Provision for loan and lease losses$772,0002,376
Total noninterest income$643,0002,904
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$643,0001,898
Total noninterest expense$7,023,0001,478
Salaries and employee benefits$3,353,0001,536
Premises and equipment expense$1,527,000922
Additional noninterest expense$2,143,0001,700
Pre-tax net operating income$469,0003,402
Securities gains (losses)$10,0002,574
Applicable income taxes$45,0003,229
Income before extraordinary items$434,0003,349
Extraordinary gains, net$021
Net income$434,0003,344
Minority interest net income$0112
Net income of bank and minority interests.$434,0003,347
Net charge-offs$529,0002,289
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$424,9003,270
2009-03-31 (YTD Data)Rank
Total interest income$8,486,0001,043
Total interest expense$4,718,000706
Net interest income$3,768,0001,477
Provision for loan and lease losses$462,0001,850
Total noninterest income$343,0002,773
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$343,0001,783
Total noninterest expense$3,231,0001,559
Salaries and employee benefits$1,618,0001,605
Premises and equipment expense$789,000901
Additional noninterest expense$824,0001,941
Pre-tax net operating income$418,0002,712
Securities gains (losses)$9,0001,939
Applicable income taxes$97,0002,218
Income before extraordinary items$330,0002,951
Extraordinary gains, net$015
Net income$330,0002,952
Minority interest net income$0102
Net income of bank and minority interests.$330,0002,952
Net charge-offs$414,0001,508
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$323,0702,842
2008-12-31 (YTD Data)Rank
Total interest income$34,281,0001,118
Total interest expense$19,002,000840
Net interest income$15,279,0001,465
Provision for loan and lease losses$1,926,0001,843
Total noninterest income$1,664,0002,441
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$1,664,0001,487
Total noninterest expense$11,907,0001,641
Salaries and employee benefits$6,172,0001,655
Premises and equipment expense$2,956,000931
Additional noninterest expense$2,779,0002,155
Pre-tax net operating income$3,110,0001,738
Securities gains (losses)$16,0002,295
Applicable income taxes$952,0001,252
Income before extraordinary items$2,174,0001,841
Extraordinary gains, net$039
Net income$2,174,0001,843
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,782,0001,394
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$17,329,00099
Net operating income$2,162,8001,968
2008-09-30 (YTD Data)Rank
Total interest income$25,390,0001,155
Total interest expense$14,123,000880
Net interest income$11,267,0001,501
Provision for loan and lease losses$1,481,0001,446
Total noninterest income$1,300,0002,439
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$1,300,0001,502
Total noninterest expense$8,650,0001,686
Salaries and employee benefits$4,527,0001,715
Premises and equipment expense$2,213,000934
Additional noninterest expense$1,910,0002,249
Pre-tax net operating income$2,436,0001,975
Securities gains (losses)$03,106
Applicable income taxes$743,0001,453
Income before extraordinary items$1,693,0002,080
Extraordinary gains, net$031
Net income$1,693,0002,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$632,0001,702
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$17,329,00064
Net operating income$1,693,0002,183
2008-06-30 (YTD Data)Rank
Total interest income$16,592,0001,192
Total interest expense$9,457,000906
Net interest income$7,135,0001,573
Provision for loan and lease losses$741,0001,481
Total noninterest income$838,0002,535
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$838,0001,585
Total noninterest expense$5,642,0001,716
Salaries and employee benefits$2,984,0001,752
Premises and equipment expense$1,457,000941
Additional noninterest expense$1,201,0002,340
Pre-tax net operating income$1,590,0002,083
Securities gains (losses)$03,233
Applicable income taxes$530,0001,533
Income before extraordinary items$1,060,0002,454
Extraordinary gains, net$021
Net income$1,060,0002,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$629,0001,142
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$17,329,00049
Net operating income$1,060,0002,402
2008-03-31 (YTD Data)Rank
Total interest income$8,226,0001,229
Total interest expense$4,859,000938
Net interest income$3,367,0001,651
Provision for loan and lease losses$335,0001,283
Total noninterest income$355,0002,810
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$355,0001,760
Total noninterest expense$2,858,0001,697
Salaries and employee benefits$1,478,0001,780
Premises and equipment expense$756,000915
Additional noninterest expense$624,0002,245
Pre-tax net operating income$529,0002,957
Securities gains (losses)$02,688
Applicable income taxes$158,0002,257
Income before extraordinary items$371,0003,352
Extraordinary gains, net$015
Net income$371,0003,355
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$358,000877
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$371,0003,256
2007-12-31 (YTD Data)Rank
Total interest income$33,034,0001,280
Total interest expense$19,626,0001,000
Net interest income$13,408,0001,686
Provision for loan and lease losses$1,368,0001,136
Total noninterest income$1,219,0003,115
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$1,219,0001,951
Total noninterest expense$10,409,0001,785
Salaries and employee benefits$5,515,0001,828
Premises and equipment expense$2,850,000913
Additional noninterest expense$2,044,0002,613
Pre-tax net operating income$2,850,0002,569
Securities gains (losses)$35,000919
Applicable income taxes$925,0001,953
Income before extraordinary items$1,960,0002,863
Extraordinary gains, net$039
Net income$1,960,0002,862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0003,192
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,936,2002,883
2007-09-30 (YTD Data)Rank
Total interest income$24,770,0001,283
Total interest expense$14,612,0001,007
Net interest income$10,158,0001,675
Provision for loan and lease losses$1,240,000748
Total noninterest income$856,0003,249
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$856,0002,033
Total noninterest expense$7,726,0001,780
Salaries and employee benefits$4,077,0001,848
Premises and equipment expense$2,138,000911
Additional noninterest expense$1,511,0002,606
Pre-tax net operating income$2,048,0002,785
Securities gains (losses)$-8,0007,721
Applicable income taxes$646,0002,186
Income before extraordinary items$1,394,0003,127
Extraordinary gains, net$033
Net income$1,394,0003,126
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$141,0002,394
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,399,4403,108
2007-06-30 (YTD Data)Rank
Total interest income$16,333,0001,310
Total interest expense$9,568,0001,031
Net interest income$6,765,0001,703
Provision for loan and lease losses$110,0003,149
Total noninterest income$562,0003,304
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$562,0002,084
Total noninterest expense$5,043,0001,828
Salaries and employee benefits$2,701,0001,896
Premises and equipment expense$1,421,000930
Additional noninterest expense$921,0002,816
Pre-tax net operating income$2,174,0002,015
Securities gains (losses)$-8,0007,953
Applicable income taxes$842,0001,442
Income before extraordinary items$1,324,0002,442
Extraordinary gains, net$029
Net income$1,324,0002,442
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$141,0001,681
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,329,1202,418
2007-03-31 (YTD Data)Rank
Total interest income$7,971,0001,338
Total interest expense$4,709,0001,043
Net interest income$3,262,0001,765
Provision for loan and lease losses$110,0001,886
Total noninterest income$261,0003,421
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$261,0002,157
Total noninterest expense$2,505,0001,841
Salaries and employee benefits$1,344,0001,912
Premises and equipment expense$702,000942
Additional noninterest expense$459,0002,801
Pre-tax net operating income$908,0002,329
Securities gains (losses)$-8,0008,229
Applicable income taxes$381,0001,575
Income before extraordinary items$519,0002,939
Extraordinary gains, net$022
Net income$519,0002,939
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0001,321
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$524,1202,898
2006-12-31 (YTD Data)Rank
Total interest income$30,987,0001,272
Total interest expense$17,262,000972
Net interest income$13,725,0001,666
Provision for loan and lease losses$423,0002,174
Total noninterest income$1,501,0002,700
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$1,501,0001,665
Total noninterest expense$9,700,0001,844
Salaries and employee benefits$5,218,0001,866
Premises and equipment expense$2,540,000984
Additional noninterest expense$1,942,0002,644
Pre-tax net operating income$5,103,0001,842
Securities gains (losses)$113,000509
Applicable income taxes$1,853,0001,414
Income before extraordinary items$3,363,0002,080
Extraordinary gains, net$051
Net income$3,363,0002,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$281,0001,760
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,290,6802,097
2006-09-30 (YTD Data)Rank
Total interest income$22,911,0001,288
Total interest expense$12,639,000966
Net interest income$10,272,0001,685
Provision for loan and lease losses$365,0001,831
Total noninterest income$1,056,0002,821
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,056,0001,750
Total noninterest expense$7,355,0001,812
Salaries and employee benefits$3,897,0001,871
Premises and equipment expense$1,886,0001,009
Additional noninterest expense$1,572,0002,440
Pre-tax net operating income$3,608,0002,009
Securities gains (losses)$113,000419
Applicable income taxes$1,376,0001,487
Income before extraordinary items$2,345,0002,267
Extraordinary gains, net$045
Net income$2,345,0002,270
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$273,0001,241
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,272,6802,316
2006-06-30 (YTD Data)Rank
Total interest income$15,190,0001,271
Total interest expense$8,200,000943
Net interest income$6,990,0001,651
Provision for loan and lease losses$305,0001,445
Total noninterest income$758,0002,690
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$758,0001,653
Total noninterest expense$4,649,0001,904
Salaries and employee benefits$2,612,0001,870
Premises and equipment expense$1,213,0001,049
Additional noninterest expense$824,0003,059
Pre-tax net operating income$2,794,0001,777
Securities gains (losses)$113,000333
Applicable income taxes$1,052,0001,346
Income before extraordinary items$1,855,0001,964
Extraordinary gains, net$039
Net income$1,855,0001,966
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$269,000901
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,782,6802,017
2006-03-31 (YTD Data)Rank
Total interest income$7,513,0001,264
Total interest expense$3,974,000920
Net interest income$3,539,0001,624
Provision for loan and lease losses$245,000951
Total noninterest income$378,0002,640
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$378,0001,631
Total noninterest expense$2,286,0001,943
Salaries and employee benefits$1,308,0001,882
Premises and equipment expense$612,0001,035
Additional noninterest expense$366,0003,352
Pre-tax net operating income$1,386,0001,746
Securities gains (losses)$116,000236
Applicable income taxes$516,0001,362
Income before extraordinary items$986,0001,819
Extraordinary gains, net$021
Net income$986,0001,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$202,000614
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$909,4401,936
2005-12-31 (YTD Data)Rank
Total interest income$26,759,0001,255
Total interest expense$14,300,000795
Net interest income$12,459,0001,762
Provision for loan and lease losses$361,0002,445
Total noninterest income$1,322,0002,923
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$1,322,0001,822
Total noninterest expense$9,388,0001,809
Salaries and employee benefits$4,892,0001,893
Premises and equipment expense$2,496,000968
Additional noninterest expense$2,000,0002,493
Pre-tax net operating income$4,032,0002,212
Securities gains (losses)$36,0001,038
Applicable income taxes$1,288,0001,905
Income before extraordinary items$2,780,0002,388
Extraordinary gains, net$046
Net income$2,780,0002,389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0003,583
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,755,5202,382
2005-09-30 (YTD Data)Rank
Total interest income$19,512,0001,246
Total interest expense$10,438,000767
Net interest income$9,074,0001,805
Provision for loan and lease losses$275,0002,345
Total noninterest income$1,026,0002,859
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,026,0001,787
Total noninterest expense$7,051,0001,783
Salaries and employee benefits$3,623,0001,899
Premises and equipment expense$1,869,000952
Additional noninterest expense$1,559,0002,357
Pre-tax net operating income$2,774,0002,366
Securities gains (losses)$23,0001,178
Applicable income taxes$876,0002,066
Income before extraordinary items$1,921,0002,556
Extraordinary gains, net$035
Net income$1,921,0002,556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0002,884
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,905,1302,550
2005-06-30 (YTD Data)Rank
Total interest income$12,683,0001,235
Total interest expense$6,771,000746
Net interest income$5,912,0001,826
Provision for loan and lease losses$260,0001,721
Total noninterest income$746,0002,667
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$746,0001,665
Total noninterest expense$4,525,0001,831
Salaries and employee benefits$2,351,0001,931
Premises and equipment expense$1,207,000971
Additional noninterest expense$967,0002,524
Pre-tax net operating income$1,873,0002,301
Securities gains (losses)$33,000930
Applicable income taxes$612,0001,976
Income before extraordinary items$1,294,0002,497
Extraordinary gains, net$030
Net income$1,294,0002,497
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0002,146
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,271,5602,488
2005-03-31 (YTD Data)Rank
Total interest income$6,200,0001,240
Total interest expense$3,290,000729
Net interest income$2,910,0001,838
Provision for loan and lease losses$175,0001,252
Total noninterest income$255,0003,411
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$255,0002,121
Total noninterest expense$2,171,0001,912
Salaries and employee benefits$1,151,0001,980
Premises and equipment expense$570,0001,051
Additional noninterest expense$450,0002,693
Pre-tax net operating income$819,0002,524
Securities gains (losses)$-9,0008,513
Applicable income taxes$251,0002,265
Income before extraordinary items$559,0002,767
Extraordinary gains, net$024
Net income$559,0002,767
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0001,912
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$565,2102,697
2004-12-31 (YTD Data)Rank
Total interest income$23,040,0001,227
Total interest expense$13,035,000631
Net interest income$10,005,0002,028
Provision for loan and lease losses$60,0005,645
Total noninterest income$1,034,0003,460
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$1,034,0002,101
Total noninterest expense$8,286,0001,934
Salaries and employee benefits$4,488,0001,943
Premises and equipment expense$2,099,0001,097
Additional noninterest expense$1,699,0002,806
Pre-tax net operating income$2,693,0002,820
Securities gains (losses)$-47,0008,582
Applicable income taxes$774,0002,583
Income before extraordinary items$1,872,0003,093
Extraordinary gains, net$034
Net income$1,872,0003,093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0004,315
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,905,3702,984
2004-09-30 (YTD Data)Rank
Total interest income$17,125,0001,220
Total interest expense$9,763,000622
Net interest income$7,362,0002,048
Provision for loan and lease losses$45,0005,471
Total noninterest income$746,0003,582
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$746,0002,173
Total noninterest expense$6,169,0001,946
Salaries and employee benefits$3,333,0001,960
Premises and equipment expense$1,576,0001,100
Additional noninterest expense$1,260,0002,796
Pre-tax net operating income$1,894,0003,018
Securities gains (losses)$-34,0008,751
Applicable income taxes$541,0002,772
Income before extraordinary items$1,319,0003,313
Extraordinary gains, net$026
Net income$1,319,0003,314
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0004,073
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,343,1403,172
2004-06-30 (YTD Data)Rank
Total interest income$11,217,0001,223
Total interest expense$6,528,000608
Net interest income$4,689,0002,136
Provision for loan and lease losses$30,0005,293
Total noninterest income$484,0003,647
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$484,0002,237
Total noninterest expense$3,900,0002,040
Salaries and employee benefits$2,210,0001,969
Premises and equipment expense$902,0001,276
Additional noninterest expense$788,0002,975
Pre-tax net operating income$1,243,0003,028
Securities gains (losses)$25,0001,902
Applicable income taxes$401,0002,552
Income before extraordinary items$867,0003,310
Extraordinary gains, net$021
Net income$867,0003,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0003,596
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$850,0003,262
2004-03-31 (YTD Data)Rank
Total interest income$5,614,0001,233
Total interest expense$3,314,000616
Net interest income$2,300,0002,175
Provision for loan and lease losses$15,0005,048
Total noninterest income$215,0003,885
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$215,0002,361
Total noninterest expense$1,983,0002,027
Salaries and employee benefits$1,104,0001,996
Premises and equipment expense$469,0001,236
Additional noninterest expense$410,0002,845
Pre-tax net operating income$517,0003,430
Securities gains (losses)$10,0002,045
Applicable income taxes$152,0003,073
Income before extraordinary items$375,0003,684
Extraordinary gains, net$016
Net income$375,0003,683
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,591
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$367,9003,614
2003-12-31 (YTD Data)Rank
Total interest income$22,931,0001,244
Total interest expense$14,104,000628
Net interest income$8,827,0002,191
Provision for loan and lease losses$60,0005,969
Total noninterest income$1,024,0003,674
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$1,024,0002,355
Total noninterest expense$8,145,0001,955
Salaries and employee benefits$4,293,0001,995
Premises and equipment expense$1,828,0001,229
Additional noninterest expense$2,024,0002,375
Pre-tax net operating income$1,646,0003,875
Securities gains (losses)$161,0001,499
Applicable income taxes$463,0003,515
Income before extraordinary items$1,344,0003,830
Extraordinary gains, net$054
Net income$1,344,0003,830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0004,282
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,224,8603,907
2003-09-30 (YTD Data)Rank
Total interest income$17,407,0001,258
Total interest expense$10,683,000652
Net interest income$6,724,0002,176
Provision for loan and lease losses$45,0005,860
Total noninterest income$823,0003,580
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$823,0002,330
Total noninterest expense$6,287,0001,890
Salaries and employee benefits$3,190,0002,018
Premises and equipment expense$1,405,0001,221
Additional noninterest expense$1,692,0002,123
Pre-tax net operating income$1,215,0004,039
Securities gains (losses)$91,0001,834
Applicable income taxes$307,0003,873
Income before extraordinary items$999,0003,982
Extraordinary gains, net$040
Net income$999,0003,982
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0004,125
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$929,8404,016
2003-06-30 (YTD Data)Rank
Total interest income$11,738,0001,257
Total interest expense$7,204,000664
Net interest income$4,534,0002,154
Provision for loan and lease losses$30,0005,740
Total noninterest income$654,0003,156
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$654,0002,074
Total noninterest expense$3,892,0002,022
Salaries and employee benefits$2,083,0002,036
Premises and equipment expense$994,0001,148
Additional noninterest expense$815,0002,835
Pre-tax net operating income$1,266,0002,960
Securities gains (losses)$8,0003,037
Applicable income taxes$372,0002,833
Income before extraordinary items$902,0003,207
Extraordinary gains, net$030
Net income$902,0003,207
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,485
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$896,3203,056
2003-03-31 (YTD Data)Rank
Total interest income$5,970,0001,243
Total interest expense$3,643,000668
Net interest income$2,327,0002,101
Provision for loan and lease losses$15,0005,504
Total noninterest income$293,0003,295
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$293,0002,145
Total noninterest expense$1,941,0002,021
Salaries and employee benefits$1,023,0002,063
Premises and equipment expense$501,0001,156
Additional noninterest expense$417,0002,753
Pre-tax net operating income$664,0002,853
Securities gains (losses)$02,891
Applicable income taxes$191,0002,777
Income before extraordinary items$473,0003,068
Extraordinary gains, net$021
Net income$473,0003,066
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0003,119
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$473,0002,912
2002-12-31 (YTD Data)Rank
Total interest income$25,619,0001,195
Total interest expense$15,474,000732
Net interest income$10,145,0001,918
Provision for loan and lease losses$81,0006,055
Total noninterest income$822,0003,924
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$822,0002,459
Total noninterest expense$7,075,0002,124
Salaries and employee benefits$3,941,0002,027
Premises and equipment expense$1,403,0001,584
Additional noninterest expense$1,731,0002,630
Pre-tax net operating income$3,811,0002,067
Securities gains (losses)$-10,0008,909
Applicable income taxes$1,308,0001,838
Income before extraordinary items$2,493,0002,359
Extraordinary gains, net$070
Net income$2,493,0002,358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0004,568
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,499,6002,274
2001-12-31 (YTD Data)Rank
Total interest income$27,257,0001,259
Total interest expense$17,764,000922
Net interest income$9,493,0001,875
Provision for loan and lease losses$240,0003,705
Total noninterest income$1,119,0003,082
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$1,119,0001,889
Total noninterest expense$6,978,0002,062
Salaries and employee benefits$3,808,0001,977
Premises and equipment expense$1,273,0001,698
Additional noninterest expense$1,897,0002,356
Pre-tax net operating income$3,394,0002,025
Securities gains (losses)$21,0003,115
Applicable income taxes$1,170,0001,856
Income before extraordinary items$2,245,0002,294
Extraordinary gains, net$0105
Net income$2,245,0002,298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0002,783
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,231,1402,238
2000-12-31 (YTD Data)Rank
Total interest income$26,842,0001,318
Total interest expense$17,702,0001,002
Net interest income$9,140,0001,931
Provision for loan and lease losses$330,0002,665
Total noninterest income$1,170,0002,813
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$1,170,0001,672
Total noninterest expense$7,546,0001,846
Salaries and employee benefits$3,866,0001,863
Premises and equipment expense$1,199,0001,743
Additional noninterest expense$2,481,0001,787
Pre-tax net operating income$2,434,0002,821
Securities gains (losses)$33,000819
Applicable income taxes$818,0002,478
Income before extraordinary items$1,649,0003,007
Extraordinary gains, net$038
Net income$1,649,0003,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-71,0009,685
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,626,8903,034
1999-12-31 (YTD Data)Rank
Total interest income$24,332,0001,333
Total interest expense$14,773,0001,031
Net interest income$9,559,0001,825
Provision for loan and lease losses$360,0002,275
Total noninterest income$910,0003,327
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$910,0001,993
Total noninterest expense$6,563,0002,071
Salaries and employee benefits$3,531,0001,986
Premises and equipment expense$1,135,0001,799
Additional noninterest expense$1,897,0002,308
Pre-tax net operating income$3,546,0002,063
Securities gains (losses)$48,000992
Applicable income taxes$1,212,0001,908
Income before extraordinary items$2,382,0002,203
Extraordinary gains, net$035
Net income$2,382,0002,204
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0004,803
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,350,3202,202
1998-12-31 (YTD Data)Rank
Total interest income$22,033,0001,467
Total interest expense$13,529,0001,136
Net interest income$8,504,0002,014
Provision for loan and lease losses$360,0002,235
Total noninterest income$729,0003,863
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$729,0002,319
Total noninterest expense$5,754,0002,270
Salaries and employee benefits$3,092,0002,181
Premises and equipment expense$1,015,0001,945
Additional noninterest expense$1,647,0002,541
Pre-tax net operating income$3,119,0002,284
Securities gains (losses)$41,0001,880
Applicable income taxes$1,026,0002,269
Income before extraordinary items$2,134,0002,412
Extraordinary gains, net$032
Net income$2,134,0002,411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0009,619
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,106,1202,359
1997-12-31 (YTD Data)Rank
Total interest income$20,725,0001,595
Total interest expense$12,583,0001,265
Net interest income$8,142,0002,145
Provision for loan and lease losses$360,0002,248
Total noninterest income$649,0004,193
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$649,0002,342
Total noninterest expense$5,025,0002,553
Salaries and employee benefits$2,733,0002,434
Premises and equipment expense$937,0002,099
Additional noninterest expense$1,355,0002,994
Pre-tax net operating income$3,406,0002,212
Securities gains (losses)$196,000716
Applicable income taxes$1,299,0001,935
Income before extraordinary items$2,303,0002,282
Extraordinary gains, net$044
Net income$2,303,0002,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0006,932
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,177,5602,333
1996-12-31 (YTD Data)Rank
Total interest income$18,440,0001,835
Total interest expense$10,945,0001,472
Net interest income$7,495,0002,396
Provision for loan and lease losses$661,0001,383
Total noninterest income$605,0004,544
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$605,0002,556
Total noninterest expense$6,326,0002,172
Salaries and employee benefits$2,570,0002,611
Premises and equipment expense$874,0002,265
Additional noninterest expense$2,882,0001,799
Pre-tax net operating income$1,113,0005,371
Securities gains (losses)$84,0001,039
Applicable income taxes$297,0005,863
Income before extraordinary items$900,0004,873
Extraordinary gains, net$053
Net income$900,0004,874
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$317,0001,989
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$837,0005,073
1995-12-31 (YTD Data)Rank
Total interest income$16,869,0001,999
Total interest expense$10,167,0001,572
Net interest income$6,702,0002,662
Provision for loan and lease losses$162,0003,488
Total noninterest income$592,0004,620
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$592,0002,553
Total noninterest expense$4,943,0002,749
Salaries and employee benefits$2,587,0002,585
Premises and equipment expense$904,0002,216
Additional noninterest expense$1,452,0003,179
Pre-tax net operating income$2,189,0003,231
Securities gains (losses)$2,0003,270
Applicable income taxes$766,0002,991
Income before extraordinary items$1,425,0003,401
Extraordinary gains, net$133,00014
Net income$1,558,0003,131
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0006,176
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$1,423,7003,383
1994-12-31 (YTD Data)Rank
Total interest income$15,517,0001,987
Total interest expense$8,866,0001,463
Net interest income$6,651,0002,723
Provision for loan and lease losses$120,0004,039
Total noninterest income$567,0004,858
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$567,0002,703
Total noninterest expense$4,517,0003,047
Salaries and employee benefits$2,432,0002,735
Premises and equipment expense$751,0002,668
Additional noninterest expense$1,334,0003,692
Pre-tax net operating income$2,581,0002,747
Securities gains (losses)$8,0002,362
Applicable income taxes$858,0002,603
Income before extraordinary items$1,731,0002,807
Extraordinary gains, net$0249
Net income$1,731,0002,809
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0004,906
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,725,6402,822
1993-12-31 (YTD Data)Rank
Total interest income$15,765,0001,990
Total interest expense$9,207,0001,451
Net interest income$6,558,0002,745
Provision for loan and lease losses$210,0003,794
Total noninterest income$686,0004,505
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$686,0002,636
Total noninterest expense$4,301,0003,258
Salaries and employee benefits$2,337,0002,828
Premises and equipment expense$700,0002,877
Additional noninterest expense$1,264,0004,007
Pre-tax net operating income$2,733,0002,508
Securities gains (losses)$89,0002,664
Applicable income taxes$1,047,0002,144
Income before extraordinary items$1,775,0002,798
Extraordinary gains, net$03,149
Net income$1,775,0002,881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0007,032
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,718,0402,716
1992-12-31 (YTD Data)Rank
Total interest income$16,201,0002,187
Total interest expense$9,522,0001,796
Net interest income$6,679,0002,742
Provision for loan and lease losses$360,0003,684
Total noninterest income$614,0004,884
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$614,0002,788
Total noninterest expense$4,137,0003,396
Salaries and employee benefits$2,181,0002,957
Premises and equipment expense$659,0003,087
Additional noninterest expense$1,297,0004,049
Pre-tax net operating income$2,796,0002,206
Securities gains (losses)$385,0001,320
Applicable income taxes$1,266,0001,665
Income before extraordinary items$1,915,0002,389
Extraordinary gains, net$01,422
Net income$1,915,0002,432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0005,646
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,668,6002,552

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.