Home > Malvern Bank N.A. > Net charge- offs to loans
Malvern Bank N.A., Net charge- offs to loans
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0012% | 3,466 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 3,443 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 4,120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0104% | 4,343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0011% | 463 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0018% | 3,580 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0005% | 2,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 487 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0056% | 321 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0187% | 4,473 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0083% | 263 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0034% | 3,597 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1123% | 670 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 3,668 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 3,898 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0191% | 4,040 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0056% | 4,289 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0203% | 4,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8537% | 224 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,668 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,578 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1505% | 436 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 3,670 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 3,933 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0212% | 4,078 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0080% | 4,363 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0223% | 4,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1464% | 147 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1725% | 371 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0096% | 3,739 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 3,881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0301% | 4,090 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0130% | 3,226 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0313% | 4,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3397% | 120 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3463% | 189 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0146% | 4,029 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,031 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0474% | 4,309 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0505% | 4,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7377% | 50 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4274% | 39 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4082% | 8 |
| Percentage Net Loans Charged-off:Construction & development | -0.0058% | 3,965 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6580% | 16 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0136% | 3,800 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1117% | 3,454 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 3,661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5978% | 128 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0834% | 2,083 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0834% | 1,972 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6707% | 35 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8366% | 7 |
| Percentage Net Loans Charged-off:Construction & development | -0.0075% | 4,053 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.5001% | 13 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0588% | 4,386 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1359% | 3,538 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0538% | 4,372 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4453% | 360 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0549% | 2,026 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0549% | 1,919 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2926% | 302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2432% | 147 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4910% | 110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0535% | 4,411 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1967% | 3,591 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0440% | 4,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6971% | 216 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0810% | 3,982 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0810% | 3,946 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1744% | 454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1967% | 166 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4213% | 102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0720% | 4,545 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0230% | 3,440 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0754% | 4,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1588% | 4,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1588% | 4,100 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2740% | 625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3098% | 207 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6045% | 180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0331% | 4,421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3304% | 91 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0576% | 4,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0017% | 3,739 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0224% | 1,048 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0069% | 4,136 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 4,107 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 4,233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0212% | 4,310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4348% | 69 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0520% | 4,587 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0012% | 3,690 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0154% | 1,035 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0088% | 4,172 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0095% | 4,215 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,283 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0270% | 4,415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6409% | 55 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0728% | 4,702 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0018% | 3,680 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0945% | 4,403 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0945% | 4,353 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0244% | 1,025 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0123% | 2,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0147% | 859 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 4,333 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0461% | 559 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2981% | 29 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0406% | 4,591 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0038% | 3,656 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1872% | 4,565 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1872% | 4,529 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0495% | 1,010 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0073% | 3,414 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 2,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0346% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0450% | 4,671 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0047% | 3,419 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0483% | 4,686 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0010% | 3,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2885% | 595 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2885% | 524 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0148% | 1,084 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0105% | 2,994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0079% | 1,658 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0463% | 606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0589% | 4,810 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0061% | 3,464 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0633% | 4,825 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0014% | 3,753 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7492% | 382 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7492% | 336 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0211% | 1,072 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0136% | 2,649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0090% | 1,407 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0535% | 463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0687% | 4,877 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0094% | 3,516 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0737% | 4,891 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0022% | 3,740 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8484% | 202 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8484% | 178 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0288% | 1,047 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0416% | 1,677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0304% | 791 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1226% | 230 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1262% | 5,073 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0197% | 3,652 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1348% | 5,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0046% | 3,814 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.3337% | 51 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.3337% | 43 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0518% | 1,046 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1811% | 1,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1950% | 376 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3437% | 268 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0254% | 1,553 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0053% | 3,519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0278% | 1,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0532% | 1,860 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2636% | 5,034 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2636% | 4,991 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.7177% | 25 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0568% | 2,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0561% | 939 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0860% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0295% | 1,295 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0069% | 3,550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0323% | 1,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0722% | 1,489 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2253% | 4,981 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2253% | 4,946 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.0219% | 23 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0566% | 1,795 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0518% | 850 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1053% | 347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0139% | 4,511 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0103% | 3,627 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0142% | 4,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1147% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2517% | 5,006 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2517% | 4,961 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.6756% | 19 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1021% | 1,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1135% | 445 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2183% | 175 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0093% | 4,455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0101% | 4,530 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3306% | 5,077 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3306% | 5,034 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0165% | 4,904 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0159% | 4,769 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0102% | 4,795 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0286% | 4,959 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1139% | 4,060 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0209% | 4,891 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0075% | 4,195 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5719% | 5,419 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5719% | 5,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1434% | 1,213 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0168% | 4,792 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0161% | 4,728 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0138% | 4,883 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0239% | 4,925 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0956% | 4,068 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0174% | 4,851 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0061% | 4,049 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6683% | 5,470 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6683% | 5,431 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1241% | 1,195 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0262% | 4,900 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0258% | 4,951 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0211% | 5,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0388% | 5,083 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1306% | 4,119 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0302% | 5,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0096% | 4,064 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9107% | 5,539 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9107% | 5,503 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2062% | 1,184 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0039% | 4,118 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 4,103 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0328% | 5,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0357% | 1,071 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0392% | 976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0068% | 4,002 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9972% | 5,578 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9972% | 5,535 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1044% | 1,138 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0011% | 4,247 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0090% | 4,776 |
| Percentage Net Loans Charged-off:Construction & development | -0.2207% | 5,083 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 4,753 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0043% | 2,673 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0041% | 3,892 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0051% | 2,542 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0184% | 4,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9883% | 199 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9883% | 182 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0464% | 1,192 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0223% | 3,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 2,386 |
| Percentage Net Loans Charged-off:Construction & development | 0.2225% | 270 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 4,697 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 4,642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 4,689 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0078% | 4,215 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7718% | 126 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7718% | 115 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0151% | 1,168 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0311% | 2,848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0154% | 2,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.3796% | 184 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,812 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0021% | 2,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0023% | 1,997 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0061% | 4,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1070% | 121 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1070% | 107 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0091% | 1,156 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0114% | 2,748 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0182% | 5,037 |
| Percentage Net Loans Charged-off:Construction & development | -0.4081% | 5,329 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 5,000 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 4,785 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0169% | 394 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0077% | 4,909 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0132% | 4,336 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.6359% | 81 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.6359% | 66 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0132% | 1,142 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0060% | 4,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0057% | 3,173 |
| Percentage Net Loans Charged-off:Construction & development | -3.6009% | 5,637 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0103% | 5,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1072% | 1,706 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0988% | 685 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1080% | 1,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0253% | 4,637 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2005% | 2,679 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2005% | 2,527 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0253% | 1,244 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0232% | 5,254 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0256% | 5,331 |
| Percentage Net Loans Charged-off:Construction & development | -1.9628% | 5,631 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0124% | 5,258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0148% | 2,586 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0055% | 4,109 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0166% | 2,452 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0319% | 4,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3671% | 1,833 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3671% | 1,699 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0319% | 1,227 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0136% | 3,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 2,534 |
| Percentage Net Loans Charged-off:Construction & development | -0.7546% | 5,543 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0166% | 5,419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0299% | 2,169 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0325% | 2,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0299% | 4,625 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8453% | 856 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8453% | 771 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0299% | 1,208 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0125% | 4,822 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0254% | 5,406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0199% | 5,608 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0275% | 5,536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0299% | 5,597 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0783% | 5,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9678% | 376 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9678% | 335 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0783% | 1,200 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1294% | 2,722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1288% | 2,045 |
| Percentage Net Loans Charged-off:Construction & development | -0.0239% | 5,052 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2569% | 1,056 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1060% | 2,328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2130% | 679 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0979% | 2,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0554% | 5,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5553% | 1,681 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5553% | 1,557 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0554% | 1,302 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1450% | 2,351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1485% | 1,712 |
| Percentage Net Loans Charged-off:Construction & development | -0.0447% | 5,182 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3352% | 792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1130% | 2,061 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0063% | 4,372 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1217% | 1,914 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0477% | 5,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0453% | 3,444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0453% | 3,293 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0477% | 1,288 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0064% | 5,217 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 5,436 |
| Percentage Net Loans Charged-off:Construction & development | -3.0428% | 5,928 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0114% | 5,624 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0850% | 2,117 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0096% | 4,401 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0917% | 1,986 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0355% | 4,901 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2024% | 2,421 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2024% | 2,279 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0355% | 1,260 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0019% | 4,698 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 5,208 |
| Percentage Net Loans Charged-off:Construction & development | -2.9137% | 5,972 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0114% | 5,768 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0869% | 1,644 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0928% | 1,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0700% | 5,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4080% | 1,641 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4080% | 1,526 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0700% | 1,239 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1495% | 75 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1881% | 56 |
| Percentage Net Loans Charged-off:Construction & development | 35.5460% | 16 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.9531% | 30 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5174% | 1,093 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0096% | 4,627 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5541% | 996 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4185% | 769 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1686% | 3,309 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1686% | 3,170 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.4185% | 31 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0504% | 44 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0968% | 39 |
| Percentage Net Loans Charged-off:Construction & development | 42.5075% | 13 |
| Percentage Net Loans Charged-off: Commercial real estate | 8.8548% | 22 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5697% | 947 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1021% | 4,856 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6168% | 852 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8752% | 570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2628% | 2,614 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2628% | 2,466 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.8752% | 27 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0628% | 566 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0822% | 472 |
| Percentage Net Loans Charged-off:Construction & development | 15.8330% | 71 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0474% | 513 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1835% | 2,090 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0285% | 4,696 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1984% | 1,910 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0293% | 5,109 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1744% | 2,775 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1744% | 2,628 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0293% | 1,319 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0435% | 226 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0798% | 201 |
| Percentage Net Loans Charged-off:Construction & development | 29.0294% | 38 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5661% | 306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5376% | 947 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0187% | 4,678 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5773% | 848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6275% | 1,867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6431% | 1,599 |
| Percentage Net Loans Charged-off:Construction & development | 2.0949% | 1,065 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5167% | 1,537 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.6118% | 213 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5600% | 1,631 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1542% | 1,498 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5892% | 1,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2661% | 6,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8581% | 1,581 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8581% | 1,462 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2661% | 1,442 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7142% | 1,547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7279% | 1,369 |
| Percentage Net Loans Charged-off:Construction & development | 2.4848% | 917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4979% | 1,388 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.4736% | 168 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6536% | 1,380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2132% | 1,237 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6851% | 1,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0157% | 5,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4950% | 2,162 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4950% | 2,011 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0157% | 1,409 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7078% | 1,566 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7214% | 1,380 |
| Percentage Net Loans Charged-off:Construction & development | 1.7685% | 1,018 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5806% | 1,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7110% | 1,271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3276% | 983 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7386% | 1,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0228% | 5,536 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7290% | 1,589 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7290% | 1,460 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0228% | 1,379 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0525% | 982 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0710% | 873 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1398% | 612 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1317% | 768 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2816% | 820 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1928% | 724 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0447% | 5,636 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3378% | 501 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3378% | 448 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0447% | 1,337 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6834% | 906 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6493% | 894 |
| Percentage Net Loans Charged-off:Construction & development | 1.6523% | 1,830 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9583% | 582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5458% | 780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4772% | 1,259 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6167% | 759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2434% | 741 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6576% | 983 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5867% | 872 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.9293% | 55 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5285% | 948 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4897% | 924 |
| Percentage Net Loans Charged-off:Construction & development | 5.3645% | 823 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8438% | 547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0319% | 1,155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1932% | 1,428 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0860% | 1,077 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3608% | 652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,414 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8295% | 755 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7687% | 759 |
| Percentage Net Loans Charged-off:Construction & development | 3.3435% | 1,068 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9344% | 319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1809% | 1,010 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1931% | 5,378 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2694% | 924 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6827% | 430 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7073% | 7,147 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6554% | 7,128 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1452% | 337 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2161% | 289 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 7.6251% | 81 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7587% | 590 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1392% | 514 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7978% | 561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3305% | 1,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4193% | 1,568 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2852% | 1,521 |
| Percentage Net Loans Charged-off:Construction & development | 11.0301% | 500 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3478% | 2,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.4963% | 258 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6511% | 1,924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4343% | 1,307 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6636% | 1,857 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.1386% | 368 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5867% | 1,401 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7094% | 1,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5280% | 1,165 |
| Percentage Net Loans Charged-off:Construction & development | 14.4300% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5781% | 1,626 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.1304% | 139 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5030% | 2,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4634% | 1,142 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5053% | 2,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.4334% | 222 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4027% | 839 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9761% | 1,894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9969% | 1,608 |
| Percentage Net Loans Charged-off:Construction & development | 4.7637% | 1,035 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4228% | 746 |
| Percentage Net Loans Charged-off: Multi-family residential | 12.6179% | 97 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2404% | 2,614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7548% | 814 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2118% | 2,628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3256% | 875 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7237% | 1,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7579% | 849 |
| Percentage Net Loans Charged-off:Construction & development | 8.8666% | 493 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4935% | 374 |
| Percentage Net Loans Charged-off: Multi-family residential | 28.1867% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2070% | 2,255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6610% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1817% | 2,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0000% | 366 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5660% | 3,525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4677% | 3,013 |
| Percentage Net Loans Charged-off:Construction & development | 2.7448% | 1,800 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0083% | 3,339 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2399% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3504% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3634% | 1,389 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3497% | 2,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8713% | 1,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 18.9111% | 63 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1725% | 5,010 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0633% | 4,645 |
| Percentage Net Loans Charged-off:Construction & development | 0.0054% | 3,094 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0952% | 3,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0998% | 3,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7445% | 854 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.2898% | 268 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1768% | 4,470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0867% | 3,898 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1317% | 2,813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1380% | 2,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1962% | 890 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1609% | 488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2778% | 3,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1375% | 2,657 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2084% | 1,824 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2178% | 1,661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9303% | 449 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4883% | 317 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3278% | 3,212 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0998% | 3,709 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1541% | 2,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1600% | 2,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.2984% | 216 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9773% | 2,328 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1587% | 3,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1363% | 2,613 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2120% | 1,665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2200% | 1,508 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7371% | 1,618 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3876% | 1,311 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2439% | 2,439 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2107% | 1,683 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3308% | 1,067 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3437% | 955 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1114% | 974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6184% | 1,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2860% | 1,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2888% | 1,001 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4592% | 642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4775% | 587 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9250% | 474 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0331% | 5,439 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0329% | 3,205 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0535% | 2,392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0560% | 2,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4686% | 3,194 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0405% | 4,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0404% | 2,247 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0660% | 1,708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0691% | 1,576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5295% | 2,576 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0614% | 3,424 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0603% | 1,566 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0990% | 1,199 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1038% | 1,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0624% | 1,201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0719% | 2,578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0767% | 1,011 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1259% | 806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1322% | 731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5281% | 7,949 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0630% | 4,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0494% | 1,980 |
| Percentage Net Loans Charged-off:Construction & development | 0.0292% | 677 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0436% | 991 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0568% | 1,897 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4456% | 57 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0160% | 7,977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2705% | 2,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5892% | 789 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0820% | 3,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0668% | 1,388 |
| Percentage Net Loans Charged-off:Construction & development | 0.0398% | 475 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0619% | 693 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0756% | 1,368 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9130% | 34 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0213% | 8,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3556% | 1,550 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2495% | 982 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1225% | 2,202 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1033% | 953 |
| Percentage Net Loans Charged-off:Construction & development | 0.0623% | 311 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1053% | 492 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1133% | 976 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8127% | 23 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0320% | 8,104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5260% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8266% | 1,535 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1847% | 1,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1853% | 462 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2850% | 403 |
| Percentage Net Loans Charged-off: Home equity loans | 5.5294% | 12 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3349% | 476 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0210% | 5,638 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0180% | 2,774 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0264% | 2,440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2273% | 264 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0142% | 2,519 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0101% | 4,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0831% | 1,676 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0262% | 4,980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0245% | 2,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0355% | 1,942 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2988% | 179 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0191% | 2,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0132% | 3,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7240% | 2,289 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0415% | 4,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0376% | 1,677 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0537% | 1,468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4383% | 128 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0290% | 1,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0279% | 2,730 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3871% | 1,056 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0420% | 3,434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0380% | 1,262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0532% | 1,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8614% | 68 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0219% | 665 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0184% | 6,168 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1212% | 3,480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5176% | 3,739 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0156% | 5,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1706% | 2,696 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2195% | 4,862 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0196% | 5,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2604% | 2,049 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1366% | 4,950 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0025% | 5,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0476% | 4,595 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0310% | 6,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0063% | 3,774 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0085% | 3,194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0091% | 3,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2870% | 5,398 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9570% | 425 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0266% | 5,974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0063% | 3,211 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0087% | 2,688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0093% | 2,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2280% | 5,262 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2936% | 384 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0162% | 5,886 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0097% | 2,641 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0134% | 2,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0144% | 2,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0848% | 5,646 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1274% | 233 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0331% | 4,567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0200% | 1,739 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0276% | 1,388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0298% | 1,301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1680% | 4,407 |
| Percentage Net Loans Charged-off: Credit card loans | 13.6012% | 124 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0284% | 6,661 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3156% | 3,365 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0905% | 6,664 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0707% | 5,662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0816% | 1,893 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0988% | 1,542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1021% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0135% | 7,219 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0941% | 1,680 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0235% | 9,088 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0258% | 1,447 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1013% | 170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0398% | 1,484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9429% | 31 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0632% | 1,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0085% | 1,474 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8460% | 1,325 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0193% | 7,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0245% | 650 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0278% | 673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0285% | 628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0196% | 1,480 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0043% | 9,128 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 1,257 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 1,309 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0078% | 1,306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0147% | 1,308 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0069% | 8,265 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1674% | 4,566 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0168% | 8,130 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0376% | 7,419 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0216% | 9,162 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0823% | 9,193 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |